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Every now and then we will get a call from a merchant who will be asking us about our reserve policy even before they ask us about our pricing. This is quite unusual, even when you take into account the fact that our rates are listed on our website. Merchants typically want to make sure, just in case. Moreover, many of them already have some notion about reserves even before they call us and that notion is often wrong.
In this article I will explain what a merchant account reserves is, how it works and who it applies to.
What Is a Merchant Account Reserve?
Reserve is a proportion of the merchant's monthly revenues from bank card transactions that the acquiring bank holds in a non-interest bearing escrow account as protection against possible future loss from chargebacks and other sources. It is important to understand that, even though the acquirer controls the money held in reserve, it belongs to the merchant who gets it back at the end of the reserve period, typically six months to a year.
The reserve's actual amount and the duration for which it will be held are determined during the application process and vary based on the risk exposure calculated by the acquirer.
Reserves may also be imposed after a merchant account has been set up and the exact mechanism on when and how this can happen will be spelled out in the merchant processing agreement.
Who Is Required to Provide a Reserve?
Reserves are typically imposed on high-risk merchants, along with other requirements lower-risk businesses do not have to worry about. Prime examples for businesses that would be required to agree to a reserve are travel agencies, timeshare resellers, diet programs, online dating services, telephone prepaid card sales, etc.
There are other factors that may be taken into account by the acquirer, including:
- Large-ticket sales.
- High processing volume.
- Bad personal credit history of the business owner.
You need to understand, however, that unqualified businesses will not be allowed to accept credit cards, with or without a reserve. So online gambling businesses, lotteries, escort services, internet tobacco sales, credit repair agencies, etc. will have a very hard time finding a U.S. acquirer to work with them, even with a reserve.
How Do Merchant Account Reserves Work?
When setting out the terms of the reserve agreement, the acquirer first determines the amount needed to cover the calculated risk exposure and then the percentage of the monthly sales they would need to withhold, in order to reach this amount within a certain period (the standard is 180 days). Then the merchant's performance is reviewed and the acquirer decides on whether or not the reserve amount should be returned to the merchant or held for an extended period.
In the case of a rolling reserve, once the pre-determined amount is reached, the following happens. On the next month, the first month's reserve amount is released to the merchant. Then on the following month the merchant receives the second month's reserve amount and so on until there is no longer a reserve.
The Credit Card Processing Takeaway
Each processor has its own underwriting policy and it is a good idea that you request several merchant account proposals and carefully review their reserve terms and conditions. Keep in mind, however, that the person you will initially speak with will not be from the acquirer's underwriting department and may not be familiar with their reserve policies. So ask specific questions. If you feel that the sales person cannot provide you the information you need, ask them to get answers from their underwriting department.
Then, before you decide on which proposal to accept, take into account all other available information, including processing rates and fees, quality of customer service, transaction reporting capabilities, chargeback and risk management tools, fraud prevention services, etc.
Image credit: Merchantpaymentgateway.blogspot.com.


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Dear SCBWI friends,
Thank you. Thank you. Thank you very much.
Sorry for my long silence but I was so overwhelmed by your well wishes on the poster and the check for economic assistance that I didn't know how to respond. It is one thing to sign a poster with hopeful thoughts and kindly offer up some money and something quite different to receive it. I was so in awe of the kind words of hope and positive thinking plus the check that I was speechless. My sister said, "A simple thank you will do, just say it soon." I am sure she is correct but I want to add a little news.
I have chosen the Gerson Therapy, which goes on the premise that cancer is a chronic symptom and that the disease is a failing immune system. So I am out to heal my immune system so it can heal my chronic diseases but it is expensive, as Medicare or insurance does not cover it--though it is the least expensive way to heal cancer. Two years of therapy at about $28,000.00 in food and supplements and the cost of my doctor to oversee the process plus my need to spend almost two thirds of my day in juicing and other health care, it leaves precious little time to earn a living. So when the check arrived, it was enough to cover one month of food and some supplements. I was so grateful, again thank you very much. Thank you, Joni, for gather it all together to send to me.
The poster sits on the wall at the end of my bed so all of the positive thoughts can give me a good start each morning and a peaceful way to end my day. Thank you, Dana, for creating it for every one to sign.
Thank you all for the joy you have sent to me.
Be well, create lots,

subset: commoncrawl


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By George Evjen
<< This is Lean - Processes & Flow Efficiency
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This is Lean -Variation on Processes
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Book Notes - 'This is Lean' By Niklas Modig
The Law of the Effect of Variation on processes.
The third law that helps us - the connection between variation, resources efficiency and throughput time.
Understanding variation and its impact is central to understanding flow efficiency.
What is variation?
There will always be variation in processes
Divided into three different sources -
Flow units
External factors
Regardless of the source of the variation - it affects time.
Either processing time or arrival time.
It is impossible to imagine a process without variation
Although the degrees of variation will differ.
Relationships between variation, resource efficiency and throughput time.
Process laws and flow efficiency
What prevents organizations from having high flow efficiency?
The laws provide reasons as to why the throughput time in a process increases.
Little's Law states - throughput time increases when there is an increase in the number of flow units in process and when cycle time increases.
Law of Bottlenecks states - throughput time increases when there are bottlenecks in the process.
The Law of the effect of variation states - throughput increases as variation in the process increases.
Defined flow efficiency as the sum of value adding activities in relation to the throughput time.
If throughput time increases - flow efficiency will decrease.
The three laws help us understand that many factors affect flow efficiency
High resource efficiency - particularly if there is variation in the process - requires flow units waiting to be processed.
So how can flow efficiency be improved?
The following activities improve flow efficiency
Reduce the number of flow units in process
Work faster - which reduces cycle time.
Add more resources - increases capacity
Eliminate, reduce, and manage the different forms of variation in the process.
What makes these activities particularly difficult is the fact that many aspects of organizations are designed to improve resource efficiency.
The Efficiency Paradox
Many organizations are more focused on resource efficiency than on flow efficiency
The negative effects of focusing too much on resource efficiency.
The paradox is that a greater focus on utilizing resources efficiency tends to increase the amount of work there is to do.
The First source of inefficiency - Long Throughput Time
Experience a range of negative effects
These negative effects emanate from three sources of efficiency - first one is long throughput time.
Non-fulfilment of a need can create new types of needs - which in turn create new needs - there is a chain reaction.
It took so long for her to go through the diagnostic process - various secondary needs developed.
The point is that the waiting time triggered new types of needs.
Waiting time closes important windows of opportunity
Long throughput time generates secondary needs.
The negative effects of long throughput time, - is a consequence of overly high resource efficiency.
The second source of inefficiency - Too many flow units
People ability to handle many things simultaneously.
The negative effects of handling too many things at once.
When too many things are being handled at the same time - human limitations cause a number of secondary needs.
The more customers there are inside the process, the harder it is for each one to feel acknowledged and special - which can create secondary needs.
Our inability to deal with many things at the same time is the second source of inefficiency that generates problems.
The need to handle many things at the same time is fueled by a focus on resource efficiency.
Handling many things at the same time forces and organization to invest in additional resources and develop structures and routines.
The third source of inefficiency - Too many restarts per flow unit
Peoples inability to deal with many restarts.
Starting over on the same task generates mental set-up time.
We have to re-familiarize ourselves repeatedly with the same information.
The fewer tasks we have to deal with at the same time - the easier it is to focus.
The more frequently we have to switch between tasks - the longer the mental set up time becomes in relation to the total time.
Many handovers generates frustration.
Restarts are created when different people have to start over on the same task.
Processes in which each flow unit meets only one resource are possible - but quite rare.
Many handovers generates defects.
Many restarts generate secondary needs
Secondary needs generate superfluous work
Secondary needs arise as a consequence of the organizations failure to satisfy the primary needs of the customer.
Secondary needs often generate other secondary needs - a chain reaction.
What is the root cause of the secondary need?
Secondary needs are harmful for organizations since they generate what we call superfluous work.
Work devoted to taking care of secondary needs.
Posted on Sunday, August 28, 2016 11:16 AM
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Comments on this post: This is Lean -Variation on Processes
re: This is Lean -Variation on Processes
Now, I understand this feature. There are lots of things to learn from this. -
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Patricia Williams
on Aug 29, 2016 4:46 AM
re: This is Lean -Variation on Processes
I came to know more about Lean -Variation on Processes from this blog. This is the first time I came across such a blog. However, there are no clear indications regarding what it is for. Do include more details regarding it in your future posts.
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Dana and Steven Schrager's family has made diaper drives a new family tradition: Their Thanksgiving and Passover guests are asked to bring them to dinner, and her two children, Payton & Eli, shared their commitment by asking guests to bring disposable diapers to their B'nai Mitzvot celebration
Dozens of boxes were donated, and all will go to comfort and protect young children in low-income families. In all almost 1800 diapers plus cash donations as well! That covers at least 22 visits from families who need diapers of varying sizes.
Dana is a board member of the AECDC, Inc., which provides free baby basics like diapers, wipes, formula, clothing, car seats, and cribs to families in need in Middlesex County. With only one paid staff, the AECDC needs more donations and more volunteers like Dana and her family!


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Higher and drier…better than Def Leppard. Looks dumb written down. That's even better. There may be two people beside myself who would chuckle at that. Isn't that what having a band is about? Sure…there is the thrill of building something with a bunch of other people; something whose success or failure relies on that bunch of people's ability to work together (or skillfully ignore each other). To me, it still comes down to the the before-practice, the in-between, and the after-practice. If you can get sidetracked from any productive music making for an hour talking about stupid shit you've got yourself a band.
On the subject of bands…I've been thinking a bit about methods of writing for bands. Back when I was a kid, when I wanted to write something, I just picked up a guitar and started playing. Well, 25 years later, the process of composing has become a bit more convoluted, sometimes necessarily so, sometimes not. Yet, lately I've been playing a lot of improvised music lately and ultimately, I am getting closer to the original impetus and picking up the guitar and playing.
The guitar playing I've been doing for the past year or so is probably the closest I've ever gotten to what I've been hearing in my head. The thing that sucks is that my composer brain hasn't quite figured out how to write it down. Let's face it, I'm out of practice. I got to thinking, "what if I used my playing as the material, the riff so to speak, and built pieces out of that?". I started recording my playing with the express purpose of extrapolating material for honing into pieces.
I've been playing with Dave Parmelee for my whole musical life, most recently in Joe Morris' Shock Axis. I knew I wanted him for drums on this thing. I've been playing with Zach Rowden for the last year and a half. We clicked fast. I knew I wanted him on bass. Most importantly, I had a hunch that both Dave and Zach would hit it off if not alone for their shared affinity for extreme music.
I got my band. The band's name is Schrift. We'll be premiering a new composition of mine at Firehouse 12 in New Haven CT on 12/10. We have been working hard on it and I am extremely excited with how it is sounding. The piece has a serious title Theatre or Factory, a not-so serious title Higher and Drier, and the really dumb title Better than Def Leppard. You can decide which it most sounds like.


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Bengals open preseason with win over Jets
Peerman scores both Cincinnati touchdowns
Cedric Peerman recovered a blocked punt for a touchdown and ran for another as the Cincinnati Bengals opened the preseason with a 17-6 win over the New York Jets.
The Bengals' three quarterbacks combined for 13 of 24 passing for 127 yards, with Bruce Gradkowski getting more than half of the yards. Marvin Jones caught two passes, including a 45-yarder. Armon Binns and Brandon Tate each caught two passes for 24 yards each.
Peerman ran for 30 yards, while BenJarvus Green-Ellis ran for another 22.
The league's most heralded backup QB, Tim Tebow, was 4 of 8 passing for 27 yards and an interception for the Jets. He also ran for another 34 yards on four carries.
The Bengals (No. 14) got a lot of pressure on Tebow and the rest of the Jets quarterbacks, giving them little time to do much of anything except scramble.
"I did some things pretty good," Tebow said. "Obviously I want that last throw back. I tried to put it low and outside. Just a stupid play by me."
Tebow also ran three times for 34 yards, avoiding sacks each time.
"I liked the poise he showed," coach Rex Ryan said. "Obviously, (he) made some big runs and that's what we say he can do. If you want to come after him, you better get to him. In time, he'll kill you running and that's what he did."
All of the Jets' quarterbacks ended up moving around as the Bengals' blitzes threw a few speed bumps into New York's first game under new offensive coordinator Tony Sparano. The Jets didn't show any of the wildcat-style packages they've installed during training camp.
"The big plays will come to us," said Mark Sanchez, who went 4 of 6 for 21 yards in the first quarter. "The running game will get going and things will open up in the passing game. We're not game-planning for this, so a couple of things caught us off-guard."
The crowd of 44,161 at Paul Brown Stadium booed loudly, and photo flashes went off around the stadium when Tebow jogged onto the field. He got the same reception in 2010, when he made his pro debut in a preseason game with Denver in Cincinnati.
That game ended with Tebow leaving a mark. He ran over Kyries Hebert for a 7-yard touchdown scramble on the final play of the game, leaving the safety woozy in the end zone with his mouthpiece on the ground.
He rumbled around Paul Brown Stadium again on Friday, though the Jets were more interested in seeing him complete throws.
Tebow completed his first pass, a 12-yarder to second-round draft pick Stephen Hill, who's aiming for a starting spot across from Santonio Holmes. Tebow scrambled twice for a total of 24 yards on a drive to Josh Brown's 42-yard field goal.
Tebow started the third quarter and forced a throw that linebacker Vontaze Burfict intercepted.
Perhaps his worst moment came after the Jets' first series on offense, when he forgot that he was supposed to get onto the field and protect the punter -- a new role for him in camp.
"I thought, `Oh, shoot, I'm out there,' so I just sprinted out there and got out there a few seconds late because for the first time in my life, I was out there on special teams," he said. "So I've got to remember that."
The Bengals' came away with concerns about three starters lost to injuries.
Left guard Travelle Wharton appeared to be the most seriously hurt. He went down while pass blocking on Cincinnati's third play and was taken off the field on a cart with an injured right knee. Clint Boling replaced him. Wharton signed with the Bengals as a free agent last March.
On the next series, middle linebacker Rey Maualuga and defensive end Carlos Dunlap limped off with assistance after hurting their right knees. Maualuga didn't return, but walked around the sideline freely. The linebacker said after the game that he thinks he'll be all right.
"We've got a couple of injuries that we'll have to deal with," coach Marvin Lewis said. "I'm not going to elaborate more right now."
The Bengals are looking for an outside receiver to complement Pro Bowler A.J. Green. Binns had a diving 16-yard catch in the second quarter. Tate stretched for a 14-yard reception later in the same drive.
"You can see they're talented and they've got a chip on their shoulders," Green said.
Pro Bowl quarterback Andy Dalton played the first quarter and completed 4 of 9 for 54 yards with a passer rating of 64.1.


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In this chapter we extend our analysis to other auto companies that have faced crises in recent years but which, unlike Rover and Saab in chapters 5 and 6 managed to survive. We briefly review 13 major auto company crisis, including those that proved fatal to Rover and Saab, and examine the circumstances under which firms survived.
Many auto firms have experienced crisis – our list includes companies such as Toyota, BMW, Hyundai-Kia, Volkswagen and GM. This underscores one of our basic arguments – that the fundamental ability to design, make and sell cars is not a good predictor of which auto firms will experience crisis, or of those that will manage to survive it.
The 13 crises are shown here: Table 7.2 Examples of crises
The chapter includes case studies on Chrysler, a car company that has repeatedly dipped in and out of crisis and on Nissan, rescued from near-bankruptcy in 1999 by an alliance with Renault.
Selected Quotes
"Chrysler is a fascinating case of crisis and resilience, not least because the company has been in and out of crisis so often. Chrysler provides a powerful illustration of the various factors that can both support and undermine resilience… In 1997 Chrysler won the Forbes 'Company of the Year' award and was praised for 'a superb management team that has made smart, disciplined decisions'. (p240)
"Operationally, Nissan performed reasonably well on measures of manufacturing efficiency and product quality in the decades leading up to the crisis… Nissan does not appear to represent a case in which a fundamental inability to design and build cars to competitive standards was responsible for the company's near-failure [… ] Constraints on change and adaption led Nissan to slide slowly, almost imperceptibly towards a financial crisis, aggravated in the 1990s by the stagnation of the Japanese economy. In this respect, the very strength of certain stakeholder relations – particularly with suppliers, and to some extent labour, may have discouraged earlier adjustments, and therefore meant that adjustment, when it came, had to be all the more brutal". (p251)


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Making Baby A: The Labor & Delivery Story
During the movie, I heard a "popping" sound....and asked hubs if he heard it too. With Pesto next to him, he said, "I think that was Pesto." I shrugged it off and continued on with the movie. (Note: I still don't know if that was my water breaking or if it was just a sound I imagined.)
Our plan for the remaining of the day was to 1) walk around the mall to help getting the labor started, 2) meet with our realtor at 2:15pm to look at houses, and 3) dinner with hubs' family at 5pm. It was going to be a busy day...neither one of us thought that we would be going to the hospital.
Around 3pm while visiting house #2, I could feel myself leaking...(sorry, too much information). I didn't tell the hubs until we were coming home because near the end of the pregnancy, you never know whether you just had an "accident" or something else. His reaction: Oh, it's probably nothing.
When we got home at 3:45pm, with a little research on the computer, I was 90% sure that I was leaking amniotic fluid. I called the OB at 4pm, described to her the situation, and she said to go ahead and go to the hospital! We finished packing the hospital bags, gathered the puppies' things, and headed to hubs' parents' house to drop off the puppies and then to the hospital.
We checked in at 5:25pm at the emergency room front desk (since it was after hours on a weekend) and by 6pm, we settled into our Labor & Delivery room. I wasn't in too much pain yet, just uncomfortable menstrual cramps. The room was spacious with all the movies we could watch - although we were too distracted to do so. I picked up the menu for things to order only to be told that I could only have ice chips!
At 6:15pm, my doctor checked my cervix and I was only 2cm dilated.
While the hubs' parents knew I was in labor, my parents had no idea. So at 6:40pm, I called my parents and brothers to let them know the news. Everyone wished me luck.
At 7:45pm, in an effort to get my contractions stronger and more regular, the doctor ordered Pitocin. Shortly after, the contractions did get stronger and more regular. I was in pain and trying my best to breath through them. Alas, hubs and I skipped all the baby classes and I had no idea what I was doing.
By 8:45pm, I was 3cm dilated and requested an epidural. Best. decision. I. made.
At 9:15pm, the anesthesiologist arrived. His magic drug provided instant relief and from this point on until I delivered, I can honestly say that my L&D experience was nothing but lovely. However, my blood pressure and baby's heartbeat did drop and caused a bit of an alarm. After some turning from one side to another again and again, it went back to normal.
At 10:40pm, I was 4cm dilated. At 12 midnight, I was 8cm. By 3am, I was fully dilated to 10cm. Never in my life would I think that I would be taking naps during L&D, but I did and it was just wonderful. Although I was fully dilated, the doctor decided to wait another hour or so before we start pushing. This way, the baby could labor down some more.
At 5:30am, the baby was at +3 station and it was time to push! A couple of practice pushes confirmed that Baby A was very close in being born that the doctor and nurse called the baby team for help. By 5:40am, the baby team got everything all set up and, with hubs holding up one of my legs, I PUSHED. Apparently I was a very effective pusher despite me telling the doctor and nurse that I don't even feel myself pushing.
A series of pushes later, Baby A was born at 5:57am, weighing in at a whopping 8 lb 2.3 oz and 20" long. No one expected a baby this big! Hubs cut the cord and Baby A was immediately placed on my chest. After 9 months, I finally met my Anna Banana!
We spent an hour or so in the L&D room, recovering and bonding.
One of the first family pictures...although Anna is partially blocked.
A few notes:
- I didn't have a birth plan. I read all about L&D and knew about the different scenarios. My plan was to be flexible.
- I didn't expect the doctor to ask hubs to hold one of my legs. I thought he would be up by my head, but instead, he saw everything. During the pregnancy, he said he did not want to see the head crown.
- I didn't expect to push for only 25 minutes. All in all, roughly 12 hours after we checked into the hospital, I delivered a baby. I did not labor at home.
Coming up next: Our (WONDERFUL!) hospital stay


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Mayda tells us her survival tactics for life in the Twin Cities
Mayda has exponentially grown into a music staple in stereo decks across Minnesota. If you have never experienced one of her vibrant performances, you surely have heard a catchy jingle she has written for commercial television, seen her face on flyers stapled to telephone polls across the city, or heard the gossip from your hairdresser how fierce her style is. Either way, there is no denying her sophisticated and funky demeanor.
"Tusks In Furs" sounds intriguing. What does your album title represent?
Tusks in Furs is about survival. In times of hardship or disaster, whether it be environmentally, physically or personally, what do people do? What does one need in order to keep going? Do you fight or flight? People usually resort to what they know, to what feels comfortable. I feel that this album really encapsulates the past two or three years of my life. Government shut downs, tsunamis, floods, earthquakes to breakups and wars all have been taking place in the world. These happenings have really influenced me to create and to communicate, so Tusks in Furs is a reaction and a product of this urgency I felt.
With chaos going on all around you, how do you manage to find balance?
Writing music is a way to help me find balance- I see it as a means of support rather than a factor to weigh. I think that many things help keep me grounded such as peers, friends, family and life priorities (bills, jobs, and rent). I never go to specific places to write. Writing music is something that comes naturally, much like metabolism, or a cycle. Songs, melodies, and lyrics come to me at all times of the day. I just have to be ready at any time to remember it. Sometimes it comes at the grocery store at midnight or at a job interview when I obviously need to concentrate on other things. That said, I have learned to juggle and store thoughts while physically doing something else. I never relax which doesn't bother me. It's just my nature- I love to work.
What are your top five places in the Twin Cities that you wouldn't be able to survive without?
The Guthrie, Punch's Pizza, the Lake Street bridge, Shuang Hur Market and finally Cheapo Records.
The Guthrie: This is a local institution I truly believe in because it is where art, music and theater are joined for people from all walks of life. The Guthrie brings everyone together to create a great resource for not only our community, but for the world. It's pretty amazing to just walk inside and get lost. Plus, I work there for the same reasons. It isn't hard for me to support a huge blue building that doesn't involve Swedish Meatballs and furniture (wink).
Punch's Pizza: This place has to be one of the best pizza joints in Minnesota. It is cheap, and is good quality. The first time I bit into a Margherita, it was game over. Punch's also introduced me to fresh salami and green olives.
The Lake Street bridge: I am often back and forth between St. Paul and Minneapolis at least twice a day. The bridge is one of the connectors I travel on. And, you get a great view of the Mississippi.
Shuang Hur: This store is where I get the majority of my snacks and meals. Amongst the many Asian grocery stores in St. Paul, I believe this one is the absolute best. I love that there is fresh fish and ducks just hanging out. For Christmas, we had a roast duck, and I felt like a queen.
Cheapo: I have been getting records and CDs from this joint ever since I got an allowance. I love flipping through the records to find samples, all good stuff, both locally and internationally.
How does living in the Twin Cities shape your creative process?
I would have to say that some of the biggest things that make Twin Cities unique are the weather, the art, and the humor. These things are hugely influential to me especially as an artist. It can be 99 degrees with a dewpoint almost to 100 then the next day it can snow 12 feet. That has to make someone do SOMETHING whether it be writing a song, telling a joke or strangling a cat. Us Minnesotans are natural survivors. We always have to be ready for extremes because we never know what is going to hit. That is why we are such great musicians and creators. I guess I just lucked being a musician at heart.
What do you look forward to most in the coming years? Any exciting plans? Insider news for City Pages readers? Are you hoping to make music a part of your long-term life plan?
Recently, I have found a new love in theater. I am working on putting together a production that melds music and theater to tell an autobiographical story. I don't want it to be a full-blown musical like HMS Pinafore or a full-blown play. I also don't want it to be a show you go to at a bar or venue. It will be more like using music to tell the narrative. I have already written a script and new songs to go along with the piece. I want to try to direct and act without any knowledge or experience. It is scary to think about, being so unfamiliar with the theater scene, but I have contacts with folks who know what they are doing. I hope that it can be something to share with people next year. Music is definitely a long term plan- and besides, it won't leave me alone! I want to take [music] as far as I can and go, and as big as possible for as long as I can.
Tusks in Furs is available online, at your local record shop, and at the upcoming release show on September 24 at the Cedar Cultural Center, where Mayda will play a CD-release show with Maria Isa and Birthday Suits. All ages. $8 in advance/$10 at the door. 7pm.
"Like" Gimme Noise on Facebook and follow us on Twitter at @gimme_noise.


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Inspired by our past. Designed for the future. There has never been a more stylish way to see the world!
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Hi people,
I'd like to work with logic 5.5.1 on windows xp. I installed Windows xp beside Windows 7 on my laptop, because Windwos 7 fails to install logic, it is to old.
My laptop works with 4 GB Ram and this causes the next problem. Logic cannot handle more then 1 GB of Ram.
Now my Question : How can I make windows Xp run on 1 GB ram instead of 4 GB ram ?
thanks for your help,
The easiest way is to download MS Virtual PC (free), install as guest operating system XP and run Logic inside the virtual machine configured with 1 GB of RAM.
You can run XP concurrently with 7 in that way and avoid alternate boot.
Run "msconfig". Click on the "boot.ini" tab. Click "Advanced". In the box next to "MaxMem" enter 1024 (or less).
But I'd also agree with the VM solution (but I'd use VirtualBox rather than VirtualPC).
Did XP ever run with 4Gig? Never mind, that does not address the OP's question, but that kinda had me twitching...
Windows XP will use around 3Gbs of RAM and wont baulk if there is more, it will just ignore it.
A an application that baulks if there is too much RAM, but well within the capability of the OS to handle, does seem a bit strange to me.
I've known a few programs that wouldn't run if you had too much RAM. Not well-behaved ones, of course, but they do exist.


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A geostationary orbit is a circular orbit where a satellite travels at an altitude of about 35786 km above the earth equator, following the direction of the earth's rotation. At this height the satellite orbital period is equal to the earth's rotational period and thus, to ground observers, the satellite appears motionless, at a fixed position in the sky. The MTG-S satellite has a fixed longitude of about 0 degrees.
The SENTINEL-4 mission is innovative in that it is the first time that a satellite, focused on the analysis of the Earth's atmosphere chemical composition, is positioned on a geostationary orbit.
Indeed all heritage instruments, before SENTINEL-4, have always been flown on Low Earth Orbit Polar satellites at an altitude of about 800 km above the Earth, satellites in geostationary orbit usually hosting instruments dedicated only to meteorology to ensure constant imaging.


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Browse by Goldsmiths authors: Bishop, J.M.
Group by: Item Type | Date | No Grouping
Jump to: Article | Conference or Workshop Item
Number of items: 2.
Nasuto, S.J. and Bishop, J.M.. 2015. Steady State Resource Allocation Analysis of the Stochastic Diffusion Search. Biologically Inspired Cognitive Architectures, 12, pp. 65-76. ISSN 2212-683X [Article]
Conference or Workshop Item
al-Rifaie, Mohammad Majid; Joyce, Daniel; Shergill, Sukhi and Bishop, J.M.. 2015. 'Investigating Stochastic Diffusion Search in Data Clustering'. In: SAI Intelligent Systems Conference (IntelliSys), 2015. London, United Kingdom. [Conference or Workshop Item]


text: I do a considerable amount of mobile operations based on using golf cart deep cycle batteries (vented). These batteries are isolated from the automotive house battery via an isolator. While driving the output of the system does provide enough voltage to enable operations including a 500w amp. In a parked/idle state that is another story. I was trying to use the cars external battery bank for powering up an HF rig while camping. Didn't work very well as the voltage drop did not allow proper input to the HF rig without running a generator. I then tried a 1700w inverter that was close to the batteries and ran a extension cord out to a 30amp solid state power supply. I fully expected to hear a lot of noise due to the modified sine wave inverter but that was not the case. This combo actually worked and kept the input voltage to the HF rig at 13.9vdc. What did make noise was the laptop brick used to power up a laptop for digital operations. This is definitely not a "poor man's" solution to a boost regulator as the cost of the inverter and power supply most likely exceeds the cost of the booster. But it did work for me during generator quite hours (8pm at night till 10am the next morning). I am also experimenting with a Honda EU-2200i inverter inside of a baffle box made out of 3/4 plywood. I have cut down the generator noise in half without applying any sound absorbing/damping material. The box is a forced air design that exits the baffle box via a 4inch heavy duty dryer vent. Experimenting further, I found that an open cell foam (e.g. egg crate or felt) is not desired due to the fact that it restricts air flow, any fuel leaked is collected and holds the heat in. Maybe something like automotive dynamat or hushmat may be a better choice. I would like to hear comments toward some material to line the baffle boxes that does not cost hundreds of dollars (e.g. marine engine room dampening mat). Maybe something in the Butyl family? I also learned that I need two input fans to provide proper airflow. 1ea. fan 4.5"dia 3000rpm works but two would be better. Another side note is that the baffle boxes are designed to be taken apart for storage and transport. I have tried looking at the TGE N8XJK battery boosters but the site appears to be either down or has been redirected to external search engines vice a product line. The MFJ-4416C may work for just the HF rig but certainly not the amplifier. So for now at least the inverter and power supply solution is working for me as a interim for the HF rig only during the generator quite hours.


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Board MembersJean Blackburn - President
Director & Secretary
Carla's interest in Bowen Family Systems Theory began approximately twenty-five years ago when it was introduced by a local clinician whose training had been at Georgetown University where Murray Bowen taught. She has actively pursued more extensive training and understanding of the theory for the past five years. Carla has seen significant changes in the lives of her own clients by sharing and applying Bowen Theory to their families. As well, Carla acknowledges the work she has done with her family of origin and her nuclear family has changed the course of her life.
Carla has been married to Bill, a middleschool teacher for 34 years. They have two grown daughters and one daughter still in high school. She has two grandchildren whom she loves to spoil as often as she can. Carla and her family are very involved in a local church and have a special interest in local and foreign missions and teaching Bible to younger students.
Patrick Owings, Business Exectuive, BS, MBA
He has served as a consultant to major corporations in the implementation of outsourcing, staffing, and training. He is a thirty-year Member of the Society of Automotive Engineers and is knowledgeable in the quality philosophy of W. Edwards Deming and in the Japanese quality management philosophy of Kaizen. He also has experience in both Latent and Root Cause Failure Analysis.
Pat's study of Bowen Family Systems Theory spans almost thirty years and includes training at the Georgetown Family Center in Washington, DC. He has studied the utilization of Bowen Theory in the business environment in the areas of management and supervision.
DirectorKay is a graduate of Rhodes College with a dual Bachelors of Arts in Spanish and Theater. She is currently working on her Master of Business Administration at UTC. In 2008, she began studying and applying Bowen Theory to her life. She began participating in the Bowen Theory Education Center Training Program in 2011, and has been an active participant every year since. She began facilitating for the Center in 2015. In 2017, BTEC expanded their training to include an Advanced Series in which Kay is an active participant. She recently was invited to join the Board. Her focus is on applying the theory in her family and in her family business. Kay plans to continue to deepen her understanding of the theory, and to continue to apply the theory in her life.
Certified Public Accountant
Nena is a graduate of Oklahoma Baptist University where she received a Bachelor of Music degree, and Southwestern Baptist Theological Seminary where she received her Master of Arts degree.
Nena has diversified experience in tax services for small businesses and closely held businesses, as well as extensive experience with payroll. Nena currently works as a CPA with a regional accounting firm. She continues her education annually through ongoing continuing professional education programs offered by various professional groups. Nena is active in and continues to support the following civic and professional organizations, including:
Nena resides in Chattanooga with her family.
Stephanie provides individual and family therapy in an outpatient setting and is an Adjunct Professor in the Social Work Department at UTC. She was introduced to Bowen Family Theory while in graduate school and again by The Dwyers and Jean Blackburn. She began the Bowen Theory Education Training Program in 2016 and continues every year.
Stephanie utilizes the theory in her practice and has found the training helpful in understanding her own family system and relationships.
About BTEC >


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Nissan NP200
- AA Kinsey Report 2019 - Single Cabs - Overall Winner
For more great deals throughout the Western Cape from Cape Town to the Overberg, make sure to check in regularly to find the best deals. Want to test out a vehicle? Come in for a test drive or give us a call and we'll come to you and demo the car on your premises, for your convenience. Need financing? No problem! We provide financing on vehicles as well as professional advice on financing your next vehicle. At William Simpson, we offer even more customer assistance by coming to you for trade-in evaluations or you can visit us at our dealership


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Find Wedding Photographers in Market Rasen on the Market Rasen Mail directory. Get reviews and contact details for each business including phone number, postcode, opening hours and photos.
14 Union Street, Market Rasen, Lincolnshire, LN8 3AA
Professional photographer in North Lincolnshire, for wedding, newborn, baby and portrait photography....
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product photography, headshots, commercial photography
The Orchard, School Lane, Rothwell, Nr. Market Rasen, Lincolnshire, LN7 6BB
Versatile (inside or out subject to fixed overhead obstructions), aerial photography operation, that is highly customer-focused...
photography, aerials, unique photography
Product Photography, Commercial Photography, Studio Photography
Calle Orense, 18 14 4 28020 Madrid, Madrid, España, 28020
Los mejores fotografos de boda de madrid
12 Northfield Road, Welton, Lincoln, Lincolnshire, LN2 3FF
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One to one's workshop's and guide tours...


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February 6, 2018 by SCMR 3 Comments
The following dates are projections and thus are subject to change. Check with each resort to the most up-to-date information.
Keystone Resort
Sunday, April 8, 2018
Arapahoe Basin Ski Area
Sunday, June 3, 2018 (known to be very flexible with its dates)
Sunday, May 6, 2018
Copper Mountain Resort
Sunday, April 15, 2018
Sunday, April 22, 2018
Sunday, April 15, 2018
For a complete list visit On The Snow.


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The Airbnb Story: How Three Guys Disrupted an Industry, Made Billions of Dollars ... and Plenty of Enemies
Author(s): Leigh Gallagher
This is the inside, behind-the-scenes story of airbnb - the company reshaping how we travel. Two broke art school graduates set up a platform that - in six short years - became the largest provider of accommodation in the world. Now valued at $25.5 billion, it is in the very top tier of Silicon Valley 'unicorn' startups. Yet Airbnb has been controversial - disrupting a $500 billion hotel industry makes you a few enemies - and many regulators and politicians want to shut it down. Hotel owners don't know whether to copy it or kill it, neighbours of Airbnb rentals complain about transient visitors, hosts report increases of damaged property, and some tech industry analysts think it's grossly overvalued. Beyond the headlines and the horror stories, Airbnb has changed the terms of travel for a whole generation. People who care more about finding like-minded locals than hotel breakfasts, and which has found a platform to build trust between hosts and guests in a way that hotels have struggled to replicate. This is the first, definitive book to tell the remarkable story behind Airbnb in all its forms - cultural zeitgeist, hotel disruptor, enemy to regulators - and the first in-depth character study of its leader Brian Chesky, the thoughtful, curious 34-year old founder and CEO, by the journalist who knows him best. On the way we'll discover why their business idea took root, the mistakes they made and how they learned from them, how they have grown surrounded by controversy, the parallels with uber, and where they are going next.
Product Information
Leigh Gallagher is Assistant Managing Editor at Fortune magazine, where she edits feature stories on a variety of subjects. She is a seasoned business news commentator, appearing regularly on US news programmes and is a co-chair of the Fortune U.S. State Department Global Women's Mentoring Partnership and a member of the Council on Foreign Relations.
General Fields
- : 9780753545584
- : Ebury Publishing
- : Virgin Books
- : January 2017
- : 216mm X 135mm
- : United Kingdom
- : February 2017
- : books
Special Fields
- : Leigh Gallagher
- : 320
- : 320
- : Paperback
- : Paperback
- : 217
- : 217


text: Dane Pound 977 Posted February 1, 2018 Report Share Posted February 1, 2018 With 5 freshman on the roster next year and 2 scholarships remaining, you would have to think Brown will go with 2 JUCO kids. Or maybe 1 JUCO and 1 5th year senior. With Joe and David being seniors next year I'm really hoping for an extremely impactful 5th year guy. Someone who looks at Joe and David and sees a possible big run next year. I think Foster is doing well but I would be hoping for someone way more impactful. I'm guessing you mean this for the "Recruiting - 2018" thread since those will be next year's recruits. I think CB has talked about bringing in another 5th year senior. Quote Link to post Share on other sites


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This comic features a child protagonist and talking animals.
Right there. That's where I, Comics Bulletin reviewer Jamil Scalese, would stop reading this review and conclude that this story was not for me. Damn, I'm stupid. Kieron Gillen's Journey Into Mystery is a delightful, intense journey that compliments Fear Itself in a way that makes it feel like it's part of a Director's Cut.
Somehow, Loki is our hero. Granted, it's a child version of the Trickster God, and Gillen even uses Volstagg to point out that it's pretty hard to hate on a kid, but it's kind of guilty pleasure rooting for him. Loki is oddly noble here, and his justification to want to aid his Asgardian brothers out of some form of guilt -- and a natural childlike glee -- is believable. The story roots itself in the fantasy aspects of the world of Thor, from hel-wolves to Hela, and utilizes some fun ideas and excellent visuals to give scope to Marvel's summer event.
I'm in no way a sword and/or sorcery fan, if you haven't picked that up yet, but the current incarnation of Journey reaffirms my belief that any genre can be good if written with dynamic characters and snappy dialogue. The banter is superb and doesn't range too far into the serious tone that I think makes a lot of fantasy very hard to delve into. I can't help but smile a little when a god makes a poop joke.
The art team of Braithwaite and Arreloa offer a majestic perspective on the nine realms and its many creatures. Braithwaite has a pretty standard style overall, but his choice of very subtle inking mixed with the colors of Arreloa give the entire book a chalky, painted feel that speaks to the fantastic nature of Marvel's mystical world.
The appearance of Mephisto is the cake topper. I love that Gillen brings in a known power player, especially one with plenty of history with our hero, instead of creating one out of a talking hippo or something. The Satan lookalike gives us some of the most charged, interesting moments in this story that so far has had plenty of momentum.
It is equal parts meaningful and a blast to read. If you are enjoying the story of Fear Itself and want more or just really love Loki in all his incarnations, then Journey Into Mystery is worth a look.
What did you think of this book?
Have your say at the Line of Fire Forum!


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About Ethereum
The goal of Ethereum is to develop an alternative protocol for building decentralized IT applications, with a different set of compromises that we believe will be very useful for many decentralized applications, with particular emphasis on situations where rapid development time, safety for small and rarely used applications, and the ability of different applications to communicate very efficiently, are important.
Ethereum does this by building what is essentially the ultimate abstract base layer: a blockchain with a built-in complete Turing programming language, with which everyone can write smart contracts and decentralized applications where they can determine their own arbitrary rules for ownership, transaction formats and state transition functions. A 'bare-bones' version of Namecoin can be written in two lines and other protocols such as currencies and reputation systems can be built from fewer than twenty lines.
Smart contracts, cryptographic "boxes" that contain a value and only unlock if certain conditions are met, can also be built on top of the platform, with a lot more power than that offered by Bitcoin scripting because of the added properties of the completeness of the Turing Complete model, value consciousness, blockchain awareness and state.
Although all blockchains have the ability to process code, most are very limited. Ethereum is different. Instead of giving a series of limited edits, developers can make all the desired edits with Ethereum. This means that developers can build thousands of different applications that go far beyond what we have ever seen.
Ethereum Chart
Geo Heatmap
Visualisation Ethereum against world fiat currencies.


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COVID-19 UPDATES: Find news and resources for audiologists, speech-language pathologists, and the public.
Latest Updates |
Telepractice Resources |
Email Us
American Academy of Pediatrics. (2006). Guidelines for monitoring and management of pediatric patients during and after sedation for diagnostic and therapeutic procedures: An update Pediatrics, 118(6), 2587-2602.
American Speech-Language-Hearing Association. (2010). Code of ethics [Ethics]. Available from
American Speech-Language-Hearing Association. (2018). Scope of practice in audiology [Scope of practice]. Available from
Boulet, S. L., Boyle, C. A., & Schieve, L. A. (2009). Health care use and health and functional impact of developmental disabilities of U.S. children, 1997-2005. Archives of Pediatrics and Adolescent Medicine, 163(1), 19-26.
Centers for Disease Control and Prevention. (2009). Summary of 2009 national CDC EHDI data [2009 CDC EHDI Hearing Screening & Follow-up Survey (HSFS)]. Retrieved from
DesJardin, J. L. (2006). Family empowerment: Supporting language development in young children who are deaf or hard of hearing. Volta Review, 106(3), 275-298.
Eiser, C., Parkyn, T., Havermans, T., & McNinch, A. (1994). Parent's recall on the diagnosis of cancer in their child. Psycho-oncology, 3(3), 197-203.
Gorga, M. P., Neely, S. T., Olrich, B., Hoover, B., Redner, J., & Peters, J. (1997). From laboratory to clinic: A large scale study of distortion product otoacoustic emissions in ears with normal hearing and ears with hearing loss. Ear and Hearing, 18, 440-455.
Hille, E. T., van Straaten, H. I., & Verkerk, P. H. (2007). Prevalence and independent risk factors for hearing loss in NICU infants. Acta Pediatrica, 96(8), 1155-1158.
Humes, L. E., & Kirn, E. U. (1990). The reliability of functional gain. Journal of Speech and Hearing Disorders, 55, 193-197.
Hussain, D. M., Gorga, M. P., Neely, S. T., Keefe, D. H., & Peters, J. (1998). Transient evoked otoacoustic emissions in patients with normal hearing and in patients with hearing loss. Ear and Hearing, 19, 434-449.
Joint Committee on Infant Hearing. (2007). Year 2007 position statement: Principles and guidelines for early hearing detection and intervention. Pediatrics, 120, 898-921.
Kei, J. (2012). Acoustic stapedial reflexes in healthy neonates: Normative data and test-retest reliability. Journal of the American Academy of Audiology, 23(1), 460.
Litovsky, R., Johnstone, P., & Godar, S. (2006). Benefits of bilateral cochlear implants and/or hearing aids in children. International Journal of Audiology, 45(Suppl. 1), S78-S91.
Margolis, R.H., Bass-Ringdahl, S.B., Hanks, W.D., Holte, L., & Zapala, D.A. (2003). Tympanometry in newborn infants-1kHz norms. Journal of the American Academy of Audiology 14, 383-392.
Morton, C. C., & Nance, W. E. (2006). Newborn hearing screening-A silent revolution. New England Journal of Medicine, 354, 2151-2164.
Murphy, J., & O'Donoghue, G. (2007). Bilateral cochlear implantation: An evidence-based medicine evaluation. Laryngoscope, 117(8), 1412-1418.
National Institute on Deafness and Other Communication Disorders. (n.d.). Quick statistics. Retrieved from http://www.nidcd.nih.gov/health/statistics/Pages/quick.aspx.
New York State Department of Health, Early Intervention Program. (2007). Clinical practice guideline: Report of the recommendations. Hearing loss, assessment and intervention for young children (Age 0-3 Years). (NYS Department of Health, Publication No. 4967). Albany, NY: Author.
The Pediatric Working Group of the Conference on Amplification for Children with Auditory Deficits. (1996). Amplification for infants and children with hearing loss. American Journal of Audiology, 5(1), 53-68.
Reese, J. L., & Hnath-Chisolm, T. (2005). Recognition of hearing aid orientation content by first-time users. American Journal of Audiology, 14(1), 94-104.
Sininger, Y. S., Grimes, A., & Christensen, E. (2010). Auditory development in early amplified children: Factors influencing auditory-based communication outcomes in children with hearing loss. Ear and Hearing, 31(2),166-185.
Yoshinaga-Itano, C., Baca, R. L., &. Sedey, A. L. (2010). Describing the trajectory of language development in the presence of severe to profound hearing loss: A closer look at children with cochlear implants versus hearing aids. Otology and Neurotology, 31(8), 1268-1274.
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C++ is a general purpose programming language invented by Bjarne Stroustrup 37 years ago. It is still one of the more popular programming languages, used for creating high performance applications across a wide variety of domains & platforms. Blog.Coursesity is a online portal to enlist best online courses all over the web. Today, We have compiled the list of 10 best c++ online courses to learn c++ programming in 2019.
Disclosure: Coursesity is supported by the learners community. We may earn an affiliate commission when you make a purchase via links on Coursesity.
1. C++ — A 3-Step Process to Master C++ in 7 days for Beginners
7 Days courses is the best c++ online courses to start learning c plus plus. With these tutorials you can learn C++ like a Professional! Start from the basics and go all the way to creating your own applications!
With this online courses for c++ programming, you will:
- Learn to use C++ professionally
- Learn to develop functions and classes in C++.
- Build a complete understanding of C++ from the ground up
- Understand complex programming topics.
- Learn how to develop impressing windows application in a few minutes/ hours.
In this online courses for c++ programming you will learn all the basics for computer programming and you will be able to apply them to the C++ programming language. This online c++ courses will teach you how to write programs and apps in C#, with every lecture comes a full coding screencast.
2. Beginning Modern C++ (C++11/C++14)
Best way to learn c++ is to learn every aspect like anyhing. The most comprehensive C++ tutorial with C++11/14 features
In this c programming course, you will learn how to:
- Write real-world applications in C++
- Apply Modern C++ in programs
- Use C++ as an object-oriented language
- Modern features introduced with C++11/14
- Understand dynamic memory allocation (malloc, new[], 2D arrays, strings)
- Understand C++ concurrency (std::thread, std::mutex, etc)
- Use templates, function object, lambda expressions, standard template library
- Understnd virtual inheritance, exception handling, file I/O, filesystem (C++17)
- Understand strings, stringstreams, enums, inheritance, polymorphism
This c programming course emphasizes writing C++ code using modern features of the language such as move semantics, automatic type inference, threading, lambda expressions, and smart pointers.
This teaches C++ as an object oriented language with modern features. It focuses on teaching C++ concepts, both old and new, with clear examples. It builds upon the basic language facilities that are then used to build more complex programs with classes, operator overloading, composition, inheritance, polymorphism & templates. After every few topics, a quiz is presented that tests your understanding of the previous topics.
3. Learn Advanced C++ Programming
Discover intermediate to advanced C++, including C++ 11's fantastic additions to the C++ standard.
With this c programming course, you will be able to:
- Develop complex C++ applications
- Understand C++ 11
This advanced c programming will take you from a basic knowledge of C++ to using more advanced features of the language.
This advanced c programming starts with a look at C++ file handling and move through STL, template classes, operator overloading, lambda expressions, and move constructors. It'll show you how to create a program that generates fractal images, using a few of the language features giving you a great work out with smart pointers and arrays.
4. C++: From Beginner to Expert
Designed for people who don't have any knowledge about the programming and want to program in C++
In this advanced c programming tutorials, you will learn:
- How to use C++ language in action
- What is compiler / IDE / Variables / types of variables etc.
- How to work with files — fstream library (i/o operation on files)
This advanced c programming tutorials includes various topics like operators — arithmetic, assigment, logical, bitwise, conditions like if/ else/ switch, arrays/ multi-dimensional arrays, loops — for/ while/ do-while, functions, overloading functions, passing variables to functions etc., structures, references, pointers, dynamic allocation of memory, creating project in IDE, classes, object oriented programming, class and function templates, namespaces, exceptions, input/ output streams and validation of data.
Join us on Facebook Messenger on Telegram to receive updates on new free courses.
5. Beginning C++ Programming — From Beginner to Beyond
Obtain modern C++ Object-Oriented Programming (OOP) and STL skills needed for game, system, and application development.
With these online courses for c++ programming, you will learn to program with one of the most powerful programming languages that exists today, C++, obtain the key concepts of programming that will also apply to other programming languages, learn modern C++, and learn C++ features from basic to more advanced such as inheritance and polymorphic functions.
These online courses for c++ programming brings to you quizzes, live coding exercises, challenge coding exercises and assignments. Key topics covered include:
- Looping with while, do/while for, range-based for statements and recursion
- Performing calculations and displaying results
- Functions
- Pointers
- Using existing classes and creating objects
- Creating your own classes
- Using basic standard template library classes such as Vector
- Constructors and destructors
- Copy and move semantics including copy constructors, move constructors, and copy and move assignment
- How to overload operators
- Using inheritance and class hierarchies
- Using polymorphic functions and dynamic binding
- Using smart pointers
- Using stream I/O
- An introduction to the C++ STL
- An introduction to exception handling
These online courses for c++ programming format includes theory and concepts which are then reinforced with live code examples. Often the C++ debugger is used to step through code and analyze variables to better understand the behavior of C++.
6. Learn C++ Programming from Beginner to Expert : 2018
Specially designed for people who don't have any knowledge about programming & want to learn C++ from scratch
This advanced c++ online courses covers the following topics:
- What is compiler / IDE
- Variables / types of variables
- Conditions like if / else / switch case
- Operators — arithmetic, relational, logical, bitwise
- Loops — while , for , nested loop , infinite loop
- Semantics of the cpp
- Reference variables
- Flowcharts
- Pseudocodes
- How to take Input
- Pattern printing
- Arrays
- Sorting : selection sort , bubble sort , inbuilt sort function
- Searching : linear search , binary search
- Functions : call by value , call by reference , how to pass array to functions
- Number system : decimal , binary , octal , hexadecimal
- How is data Stored : 1's complement and 2's complement
- Typecasting : implicit and explicit
- Scope of a variable
- What are run time errors , segmentation fault , compilation error , logical error
- Integer overflow and underflow
- Header files
- Code blocks IDE installation and familiarization
- Debugging
- Algorithms
- Pointers
A major focus is problem-solving skills, algorithms and strong fundamentals. Also, the focus of this course is the substantial amount of coding by the end of it. You'll be exposed from very easy to hard level of questions.
7. Design Patterns in Modern C++
Discover the modern implementation of design patterns with C++!
With this advanced c++ online courses, you will learn how to:
- Recognize and apply design patterns
- Refactor existing designs to use design patterns
- Reason about applicability and usability of design patterns
- Use different aspects of Modern C++
This advanced c++ online courses provides a comprehensive overview of Design Patterns in Modern C++ from a practical perspective. This course in particular covers patterns with the use of the latest versions of the C++ programming language, use of modern programming approaches: dependency injection, use of coroutines, and more, Use of modern developer tools such as CLion and ReSharper C++, discussions of pattern variations and alternative approaches.
This course also provides an overview of all the Gang of Four (GoF) design patterns together with modern-day variations, adjustments, discussions of intrinsic use of patterns in the language.
8. Object Oriented Programming in C++
Master the skills in OOPs step by step!
This advanced c++ online courses covers basic topics like:
- Input/output streams
- Namespaces
- Classes and objects
- Constructors
- Function overloading
- Function overriding
- Inheritance
- Polymorphism
- Templates
- Exception handling
- File handling
This advanced c++ online courses will be a stepping stone for learning other technologies like Java, Ios, Windows phone programming etc. The initial lectures explain the pillars of OOPs with the help of real-life examples. All the concepts have been elucidated in simple English language followed by example codes.
9. C++ programming step by step from beginner to advance level.
Start with C++ basics then master on File I/O, Object Oriented Programming OOP, STL, functors, lambda with C++ 11/14!
In this best free c++ courses online, you will:
- Understand the object oriented programming OOPs concept in depth
- Understand the basic programming structures like branching and looping.
- Understand details about pointers and dynamic memory allocation along with memory management techniques.
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Kato Lomb, despite holding a chemistry degree, was one of the first simultaneous interpreters in the world and could fluently translate into eight languages, and in general, knew and worked with 16.
It is amazing that in her time there were no audio CDs with the voices of native speakers, Skype tutors, or language schools… So how did she manage to learn so many languages?
In her best-selling book "How I learn languages", she revealed ten simple rules for language learning:
1. It is necessary to practice a foreign language every day. It is like the gym: if you want to have impressive muscles, train them regularly! Dedicate at least 10-15 minutes a day to reading or repeating new words and phrases.
2. If your desire to learn the language weakens too quickly, create your own lesson algorithm. For example, do some learning and then listen to some music or take a little break for a walk.
3. Context is everything! Never learn single words, but only words in the context. For example, if you memorize the expression «strong wind», one of the words in your memory will automatically recall the second one.
4. Try writing some ready phrases in the textbooks and use them in dialogues as often as you can.
5. Mentally translate everything that your eye catches – advertising, excerpts of songs, dialogues, the names of newspaper articles. It is so easy and useful!
6. Learn by heart. But you can only learn phrases that are correct for sure or checked by a teacher.
7. Keep in your memory ready phrases and idioms in the first person.
8. A foreign language cannot be studied in isolation, such as quietly doing some exercises in a notebook and listening to the teacher. Watch movies, read books and newspapers in the language you learn and of course communicate with native speakers on the internet.
9. Do not be afraid of mistakes, be afraid of uncorrected mistakes! Never leave anything unchecked.
10. Be sure that no matter what, you will learn the language!
And finally, when the 86-year-old Kato Lomb met her 54-year old friend, she said: "Steve, you're so young! You have so many years ahead to learn more languages!"
- 8 Lies That Prevent You from Being Happy - October 30, 2020
- The Power of Misfits: a Book for Introverts & Loners Who Feel Like They Don't Fit in - October 26, 2020
- 9 Ways the Power of the Mind Relieves Pain, According to Science - October 17, 2020
Copyright © 2012-2020 Learning Mind. All rights reserved. For permission to reprint, contact us.


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I was poking around on eBay recently looking at Ted Williams autos, dreaming of the day I might be financially irresponsible sufficient to drop a paycheck for one, and I observed a couple hilariously unhealthy lower signatures. Individuals from all over the world contribute to HubPages by sharing phrases and footage Get to know us a bit by reading what everyday individuals must say about Autos , and Car Maintenance The breadth of content material on HubPages is huge, however each article is particular in its personal particular means! Autos to safe the transaction and begin the transport of the item The motorhome is on the delivery middle in Oakland, CA however f you want to see the motorhome on the shipping center, I will have to come there to satisfy you and right now I'm not ready to do that. These looking for information on autos are in all probability searching for an answer to a specific question. Why servicing your vehicle is so necessary, and why choosing GP Autos is the best choice. Your vehicle is one in all your dearest possession and we at GP Autos actually perceive that.
Here at Parkgate Autos we imagine that status is all the pieces and we're proud to have many repeat buyers on our books. GP Autos are the number one selection for automobile servicing , being authorized by VOSA in addition to the members of the Good Storage Scheme and are proud to have highly skilled staff at garages all through the UK. We are all the time striving to take customer service to the following level. With a few years of invaluable experience within the automotive service business, GP Autos presents a variety of skilled capabilities for automobiles, motorbikes, trikes and three wheelers which might be expertly carried out.
Causes and results of any of those problems are straightforward for the crew right here at GP Autos to diagnose. This makes GP Autos an essential port of call for any kind of automotive repairs , service or MOT We're proud to be the one independent garage to offer brake pads for all times! Inventories of autos rose 2.three percent as wholesalers attempt to sustain with what is very robust retail demand for autos. Tolle Autos was one of many decks that Piatnik has released a number of instances throughout their history, and I am displaying right now two of those variations. A very good supply is Quartettblog, google Quartettblog Tolle Autos or search on Quartettblog.
Autos locations you beneath no obligation to purchase the motorhome if you're not glad with it The fee only permits Yahoo! Auto wallahs who doesn't have meters for his or her autos will demand a hell lot of amount(which is at least Rs.50+ real meter fare) and our skill of bargaining helps to some extent. Autos to assist me making this transaction on-line and why I am unable to make a telephone conversation proper now. In line with this source, the Tolle Autos quartett number 4221 is from 1973, while the oldest one doesn't embody a yr.
At GP Autos Milton Keynes we are established and a well-known automotive service , MOT station, automotive restore and car servicing. When you are looking for used autos for sale, you might find the automobiles categorized based on the most popular makes, the mileage they provide, inexperienced autos, metropolis-clever and extra. Looking for used autos may be fairly an intimidating course of for varied causes. The odd-trying line on this graph is the one for domestic consumption of autos and components as a fraction of GDP; the road begins to drop after 2002, solely reversing in 2010. Years of expertise and knowledgeable mechanics are solely two main causes it's best to trust your vehicle experience in the expert arms at GP Autos.


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Ever since Ford opened up its AppLink developer program, allowing anyone to submit apps for use in Ford SYNC-enabled vehicles, the company has seen an influx in compatible apps. One of the newest ones added is Amazon's Cloud Player, which was announced during CES last month. The app will now let you control your music library using convenient voice controls while driving.
Users will be able to not only play songs and skip through them using voice controls, but they'll also be able to navigate their entire library and even playlists. All of it is hands-free, meaning that once you pair your smartphone either through Bluetooth or USB, users won't have to bother playing with their phones to get music to play, and Ford actually blocks you out of the app anyway so that you don't get distracted while driving.
Currently, there's only a handful of Ford vehicles that are SYNC Applink-equipped. These include the 2013 Ford Fiesta, Mustang, Focus, E-Series, C-MAX Hybrid, Expedition, Fusion, and the F-150 and Super Duty models. However, Ford will be making the feature more widely available in the future as an add-on option.
During CES 2013, Ford announced that over 1,000 app developers have signed up for the AppLink developer program, and even more have most likely signed up by now, so it looks like Ford is going all-in with its SYNC technology, and with more apps that come with SYNC enabled, the more that car buyers may be intrigued by Fords' entertainment options.


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The Motion Picture Academy is considering changing its best picture lineup — which now hovers betweeen eight and 10 nominees — back to five nominees, the number which held for most of the Academy's 87-year history.
The decision will probably be made with an eye to TV ratings. The expansion of the nominees list was initially made in the hope of increased TV ratings, but apparently they have not materialized.
From the movie lover's standpoint, there is no good or bad here. The disadvantage of having five nominees is that the winner is chosen on the basis of a straight plurality. If your movie gets 21% or the vote, and the other four get 19% or 20%, your movie wins. This favors big, dumb, expensive releases that employ lots of people. It's likely for example that THE HURT LOCKER would have lost to AVATAR in a five-nominee race. But with 10 nominees, they use weighted voting, in which voters get to vote for a number of movies according to preference. That's how THE HURT LOCKER won.
But in recent years, weighted voting seems to be getting used to vote against the obvious frontrunner–a bad thing, when the initial frontrunner is the year's best movie. In that way ARGO beat LINCOLN, and BIRDMAN beat BOYHOOD.
So there's no good news here. Or bad. Just showbiz.


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We understand that it is not only a beautiful villa that determines your unique cycling holiday in Mallorca. You also want to have a good and suitable bicycle.
We have partnered with a number of local bike rental companies so that we can always arrange your desired bike (racing bike, mountain bike, gravel bike and / or E-bike). We have selected these companies especially because of the quality of the bicycles and the service provided. The bikes are delivered to your Bike Villa and picked up there again. Of course, at your desired time.
After booking your Bike Villa it is of course important to organize how to get to your Bike Villa.
There are a number of options: rent a car (or cars) and drive to the villa yourself. The advantage of having your own car is that you are flexible during your vacation. Certainly, also because a number of Bike Villas are located in rural areas and facilities such as supermarket, restaurants and cafés are not always within walking distance.There are several car rental companies online. We are happy to advise you.
Another option is to book a (return) transfer from the airport to your Bike Villa. Ideal when you bring your own bikes. Also, ideal if you have booked a cycling holiday with a Bike Villa in a village (with all facilities within walking distance) or a Bike Villa with full catering. We are happy to arrange a transfer for you, but you can also easily do this yourself via the Mallorca Cycle Shuttle booking system.
Imagine that after a wonderful and strenuous day of cycling you don't have to worry about food. Immediately after showering you can enjoy a beer/wine and a tapas snack on your own terrace with a great (mountain) view. Or a splash in the swimming pool. In the meantime, the cook is already preparing your dinner. How wonderful would that be!
We can provide complete catering tailored to cyclists at every Bike Villa. Breakfast, lunch, dinner, average drink consumption and fruit/snacks. You only have to focus on cycling during your cycling holiday.
In addition to full catering, it is also possible to choose only for breakfast or dinner. Of course, you can also take care of your meals yourself, no problem! A grocery service is possible at a number of Bike Villas.
We also provide customization when catering. Ask us about options and prices!
Mallorca has a lot to offer in terms of cycling. Not only when it comes to cycling, but certainly also for mountain biking, gravel biking and even E-biking.
You can choose from various beautiful cycling routes and climbs. A week is often too short to be able to do everything. This also explains why many cyclists book a cycling holiday on Mallorca multiple times. Especially for you we have made a first selection from the many beautiful cycling routes. We have various GPX routes available. The Bike Villas that are "Cycling Friendly" even have fully detailed cycle routes starting from the villa with a description, altimeters and difficulty level. You can find these cycling routes in the description of the villa. For mountain biking and gravel biking we have a number of exclusive cycling routes that in some cases you can only cycle to with a local guide.
We deliver tailor-made solutions, so you can choose: create your own cycling routes, use our (exclusive) cycling routes and / or use one of our local (Majorcan) guides.
Tranquilo (take it easy) y gaudeix (enjoy)! Mallorca has everything to offer to take it easy and enjoy. Enjoying your family and / or friends. Just enjoy a few days stay in an idyllic setting in a beautiful villa. There is no need for anything and everything is allowed!
Read a book by the pool, catch up on the terrace with a glass of wine. An afternoon to the historic centre of Palma, to one of the many beautiful beaches, a hike in the Tramuntana Mountains, a tough outdoor activity (canyoning, ballooning, coasteering, kayaking etc.), wine tasting with tapas at one of the many Bodegas on the island, a cooking workshop in your own Bike Villa, massage, yoga or a beautiful sailing trip. "Quality time" par excellence! Mallorca has so much more to offer besides cycling...
If you are looking for other activities besides cycling, we are happy to help.


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Tik Tok Boom
Oct 05 2020 11:39
2 mins
Tomás Ostiglia, Global Creative Director has been appointed to the prestigious London International Awards Film jury. He will be judging work alongside some of the industry´s very best.
Tomás has a long history of creating award winning films for brands like Magnum, Scrabble, Libero, Burger King and Cornetto.
To see the rest of the jury and more about the festival, click HERE.
PR Director


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Newtown tragedy inspires student's poem (photos)
As a means of expressing grief and sorrow related to the Sandy Hook Elementary School massacre, Brianna Reynolds, 14, was inspired to write "Meaningless Bullet," a poem for the families and victims of the Newtown shootings.
"When I heard about what happened at the school I didn't think it was real," said Brianna, a ninth-grader at Hamden High School.
"I've never heard of anything happening like this before, especially to young kids."
After watching the news, she was inspired to write a poem.
Brianna's father, Dean Reynolds, a 15-year veteran of the New Haven police force, was impressed.
"I was kind of dumbfounded when I read it, because it didn't seem like it would come from a 14-year old," her proud dad said.
Reynolds said he hadn't stopped watching the TV coverage on TV and still can't believe it happened.
"It's unbelievable and sad. I went to Newtown and dropped off 26 roses to send my condolences for the families and victims," he said. "It was a weird feeling being in that town; it was like it was empty. It was something I never felt before."
The massacre in Newtown is the second-deadliest school shooting in U.S. history, behind the 2007 Virginia Tech University massacre.
Soon after the shootings, Brianna said she went to visit her aunt in Danbury and had the opportunity to stop in Newtown and leave gifts for the victims.
"I left two stuffed animals next to two memorials in the center of Newtown," Brianna said. "I felt the need to give something because those families just lost loved ones and thought it would be good for me to give because of their loss,"
Brianna titled her poem "Meaningless Bullet" to point out the senselessness of the acts of violence, she said.
"It's pointless to go in and start shooting and killing kids, so these bullets have no meaning," she said.
Here's the poem:
Bringing a gun and making a scene.
Killing everybody that's not on your team.
Shots were fired as hearts stopped.
Calls were made waiting for the cops.
Ambulance arrived, but it was too late.
20 kids deprived of their fate.
Tears dropped, how could this be?
Innocent kids gone so quickly, they had big dreams wanting to succeed.
But everything changed once he pulled the 'T.'
Parents were shocked, hoping its not real.
Their child was so close, but now they can't feel.
Hardest thing to do is say goodbye to their touch.
Seeing them once, meant so much.
You won't see them again, but their still here.
How could someone do this? It doesn't seem right.
Society changed everything, turning day into night.
My heart goes out to those affected.
I'll pray for your child, and those who protected.
Always remember be bigger then the bullet.
A bullet only kills, but your words can move it.
Rest in Paradise.
Contact Shahid Abdul-Karim at 203-789-5614. Follow him on Twitter @Shahid_Akarim


text: The era of technology has revolutionized the way people communicate. Text messaging is one of the most loved communication methods by many because of its immediacy and user-friendliness. About 90% of people text at least once a day, while the majority spend most of their time on the mobile devices. Text messages are the best channel of communication to make sure that your message was delivered to the customer. However, with SMS marketing, the user can easily unsubscribe with just one reply. Although it is good for the customers, for the companies it's quite a burden. You put so much effort and expense into creating your messages, and they get simply ignored or become annoying to the customers. Why are people unsubscribing? Are you doing something wrong? Not necessarily.


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The primary responsibilities of this position are to assist the NASF Communications Director with communications initiatives and programming, manage NASF's social media accounts, edit and develop online and print assets, and run short- and long-term outreach campaigns. This full-time (salaried, exempt) position reports to the NASF Communications Director and is based in Washington, D.C. Moderate (up to quarter-time) travel is required.
Professional experience in a communications role and a Bachelor's degree are required. Additional requirements include:
Required core competencies include: interpersonal skills, forward thinking, critical thinking, leadership skills, and persuasive communication. Required technical competencies include: writing skills and graphic design skills.
© Copyright Association Executives of North Carolina514 Daniels St., PMB #352 Raleigh, NC 27605Phone: 919.848.8255 | Fax: 919.848.8525 | Site Map


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The Kangaroo seems to always be associated with Australia, and the Kangaroo is the worldwide icon logo of Australia.
Australia is famous and well-known for many things, but the Kangaroo is the one thing that is always associated with Australia.
When you think of Kangaroos you tend to automatically think of Australia, and when you think of Kangaroos you tend to smile while you think, because the Kangaroo is truly a funny animal.
Credit: www.kangarooposters.com/showproduct.aspx?pid=678170
Credit: www.kangarooposters.com/showproduct.aspx?pid=678170
Attacks on humans by Kangaroos are rare, but not unheard of. Usually it seems that a Kangaroo attacks when a tourist steps to close to the kangaroo in order to snap a picture. The Kangaroo may punch the person or jump up and kick the person Jackie Chan style. Deaths from a kangaroo attack are extremely rare but they do occur. It is more likely that the Kangaroos are killed by humans, because traffic and Kangaroos are not on friendly terms, and the Kangaroo crossing signs on the roads in Australia do not prevent accidents.
Credit: www.kangarooposters.com/showproduct.aspx?pid=692080
Credit: www.kangarooposters.com/showproduct.aspx?pid=692080
Attacks on Kangaroo by birds was thought to be fantasy relegated to the Aboriginal mythology beliefs by people outside of Australia and the Outback region; but recently this not only occurred but was also caught on tape[3277]. In fact multiple bird attacks on kangaroos have been caught on tape. Most of these bird attacks that are caught on tape occur in the zoo; however the video below shows a wedge tail eagle swooping in on a Kangaroo. People who are from Australia or are familiar with Kangaroos know that they have very few natural predators, but wedge tailed eagles are one of their main predators. Wedge tail eagles commonly attack kangaroos and then will eat them. If a kangaroo gets hit by a car and killed it is often followed up by some wedge tail eagles showing up for a picnic.
There are many kangaroos that are raised from an infant and trained to work with humans for entertainment value. In the video below we see one of these kangaroos that are trained to work with humans. This kangaroo has boxing gloves on and is supposed to spar lightly with the male handler but what happens instead is the excited kangaroo is a bit frisky and starts punching and kicking. This kangaroo is definitely not following the script he was trained with.
You are constantly in danger if you have any interaction with kangaroos. Seemingly calm kangaroos may get a wild hair up their butt and decide to pull childish pranks like kicking a kid into the water. Anytime you get the chance to see kangaroo you need to always be aware and let the kangaroo have his space. A punch or kick from a kangaroo can easily break bones and potentially cause internal bleeding that could lead to death.
Movies such as Kangaroo Jack help to romanticize the coolness factor of kangaroos, but children as well as adults need to constantly be aware that you should not simply walk up to a "Roo" and pet it like you would a housecat.
There are different species of kangaroos. The Red Kangaroo is the largest of the various kangaroo species. A red kangaroo can hop up to 44 MPH. A Red Kangaroo has evolved to be able to cover very long distances in a relatively short time. The kangaroo is one of the most unique animals we have on our planet.
Your comments about Funny Kangaroos are welcomed
You are very welcome to make some comments about Australia or these Funny Kangaroo Videos. Or tell us all about your personal experiences with other funny Australian animals.
InfoBarrel members can easily make comments. If you aren't a member yet, then you can sign up for a free InfoBarrel Membership here.
And as a InfoBarrel member you can even write articles yourself.


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U2 is planning to re-issue both Achtung Baby and Zooropa later this year, according to the new issue of Rolling Stone magazine (with Katy Perry on the cover). Author Brian Hiatt writes that the two albums are "likely" to be released separately along with a deluxe box set that will include both albums and additional audio/video from the Zoo TV era. Says U2 manager Paul McGuinness:
"There will be multiple formats. If you pile a lot of extra material and packaging and design work into a super-duper box set, there are people who will pay quite a lot for it, so you can budget it at a very high level and pump up the value."
Last month in Winnipeg, U2 simultaneously rehearsed for its Glastonbury performance and shot an Achtung Baby documentary with director Davis Guggenheim. The Rolling Stone article mentions the documentary, but doesn't specifically say that it will be part of the Achtung Baby/Zooropa package.
Rolling Stone also reports that U2 is working on an app "for the iPad and other tablets that could be involved with the releases."
The article says the re-issued albums will be released "this fall," but gives no specific date. (thx to Reilly for the tip)


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Table of Contents
Remote clients or clients using an alternate SMTP server
The Moodle forum activity allows users to receive notifications in their inbox relating to posts from forums they belong to, with the ability to reply and communicate using their own email address.
The Refined Training platform offers a modification that ensures the 'from' email address is not blocked by the server by using a 'no reply' email address.
Access and disable
To access the modification, navigate to Site administration >>>> Plugins >>>> Activity modules >>>> Forum
When the Use user's email address is disabled, the Refined Training setting will supply the user's email address so that recipients can reply personally rather than through the forum.
Please note that even if this setting is set to 'Yes", individual users can still choose to keep their email hidden in their profile.
For RDS hosted clients, this feature is not enabled unless those clients have their own SMTP server set up.
When the setting is enabled, the email is sent from an alternate SMTP server that does not require validation for outgoing emails, and notifications sent from a user's email address will not be received.
To set the firstname.lastname@example.com as the 'from' address for all forum notification emails, select the forum_replytouser checkbox. All emails will show the 'no reply' email address as the 'from' email.
Remote clients or clients using an alternative SMTP server
For remote clients, or clients using an alternate SMTP server, the Refined Training platform offers an alternative default allowing for a new setting to override the Moodle email default.
To resolve this, Refined Data has built a forum notification setting for Email address in reply to default to 'no' with the option to select 'yes'. Selecting 'yes' will maintain the Moodle default so that forum notifications are sent from the user's email.
Additional information
You can visit https://docs.moodle.org/27/en/forum for additional documentation on forums to understand these options in greater detail.


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Does It Go? How to Match Your Belt With Your Outfit
The belt. For such a small, seemingly obvious accessory, it can cause lots of confusion. Allow us to throw you a belt life preserver and let you know that getting your belt to match your outfit is really quite simple after all.


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Rather than simply develop a new waterproof anorak, Assos has developed a new wet weather range to protect you from the worst precipitation you're likely to encounter.
As ever, the nomenclature is suitably showy: it's dubbed ClimaX. We've seen the £348.99 rS.sturmPrinz jacket before in our winter clothing supplement (Nov 10 issue) and really liked its performance, but the five-piece series has plenty of other innovative products worthy of attention.
To pair with the jacket, Assos developed shell trousers rather than tights or 3/4 with panels. The idea being the shorts or tights you already own will provide warmth and padding in normal conditions, but if your venturing out in prolonged torrential downpours, your legs need the same shell treatment as your upper body.
RainBooties shine in wet conditions
The 3/4 length, £199.99, hK.sturmNuss uses the same Triton V2, temperature adjusting, hydrophilic membrane fabric as the jacket in panels exposed to the most water – rump, thigh and calf front – with the remainder being Triton V1; a more breathable variant of the same fabric with slightly less weather resistance.
Taped seams join V2 panels, while other seams remain simply stitched to aid breathability where less water will be forced in. Leg grippers seen on knee warmers and waistbands from standard tights ensure these are not baggy over trousers.
RainGloves: finger-wicking good
It's an interesting idea, and one we'll be checking out next time it's 'precipitating it down'.To complement these two major pieces, there's a new £58.99, neoprene rainGlove with three piece construction; a £28.99 rainCap we've previewed before and a £89.99 rainBootie: Thin, PU coated with a super snug fit and toughened sole.
For truly terrible days, you can combine the 3/4 length hK.sturmNuss with the calf length – £139.99 – afterSnowBootie, designed to protect the wearer from snowmelt: Those two should keep any rouge H2O from getting inside!
AfterSnowBooties offer a leg up
$How much?$
Mention Assos to many people and the cries of 'ow match?' always crop up. There is no denying that garments from the Swiss brand cost, but the product almost always works exceptionally well and more importantly lasts exceptionally well.
To this end, each item has a long life cycle so it rarely looks out of date – even in its fourth winter of use. Another major upside is the length of time this lifespan gives Assos to develop its products. With years to work on a garment, you can be sure every last detail has been attended to.
So, details have been sweated on, and the materials and workmanship are proven – it's worth remembering two maxims: buy cheap – buy twice; and cost per wear is key.
… and to cap it all
Contact: www.yellow-limited.com
This article was first published in the March 8 issue of Cycling Weekly. You can also read our magazines on Zinio and download from the Apple store.