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Here they are the trio who have done all to secure their spot on the first ever BMW Motorrad International GS Trophy Women's team! France's Stephanie Bouisson emerged as the overall winner, followed by Australia's Amy Harburg in second place, with South Africa's Morag Campbell. It was all decided at the off-road Riding Academy in South Africa from 13 to 15 September at the Country Trax. The ten woman GS motorcycle finalists from UK, France, Spain, Iceland, USA, Canada, Brazil, Thailand, Australia and South Africa have been battling it out for this ultimate prize – a place on the first ever female team to contest the 2016 International GS Trophy – in Southeast Asia from 28 February to 5 March 2016.
After an intense series of 13 separate challenges for the BMW Motorrad GS trophy women's team spot, over three competition days, France's Stephanie Bouisson emerged as the overall winner, followed by Australia's Amy Harburg in second place, with South Africa's Morag Campbell close behind in third. All three ladies will go on to make BMW Motorrad history by forming the first ever female team to enter the BMW Motorrad International GS Trophy – the fifth edition of which will take place in Thailand next spring.
A worldwide search earlier this year for a trio of ladies to represent BMW Motorrad GS trophy women's team produced a staggering 119 applications by girls from 29 different nations, all keen to show that they had exactly what's needed to represent their country – and also their gender – in the most famous competitive off-road customer motorcycling event in the world. A jury decided on a shortlist of the ten most suitable females to go to South Africa for the qualifying event. The ten girls came from all continents (Europe, America, Africa, Asia and Australasia), with ages ranging from 26 to 46-years-old.
No sooner had the girls arrived than the challenges began – the first one being a race to pitch their tents for the night – against the clock. Further challenges on the first day included 'Blindfold Cone', 'Fritz-garden' (in homage to "Fritz", the only person to complete this course with a 100 percent success record) and 'Rope the Tree'. A welcome dinner followed but this wasn't the end of the riding for the girls, who had one final challenge to complete – 'The Maze' – despite it being completely dark outside. Late in the evening the rankings were added up and the top three girls announced. Australia's Amy Harburg had taken an early lead, while local lady Morag Campbell was in second, with Jennifer Huntley from the UK in third.
On 15 September – the final morning of the competition – there remained only two challenges to complete. The first challenge – 'Elephant Turn' – required the girls to ride approximately 50 metres through deep sand, turn their bike around a cone and then return to their starting point. The second was simply entitled 'Skills Challenge' yet it was anything but simple. There were a number of tough trial style obstacles to overcome on a flowing circuit designed to expose any weaknesses in riding technique, including a 360-degree 'coffee-grinder' pipe, a see-saw, a log-jump, riding the pavement, deep ruts and parallel logs, to name just a few. Their final challenge was to strike their tents, pack their bags and await the results.
The Results
- Stephanie Bouisson (France) – 1931 pts.
- Amy Harburg (Australia) – 2098 pts.
- Morag Campbell (South Africa) – 2153 pts.
- Jennifer Huntley (UK) – 2824 pts.
- Inga Birna Erlingsdottir (Iceland) – 3046 pts.
- Iciar Tatay (Spain) – 3280 pts.
- Caroline Stevenson (Canada) – 3415 pts.
- Kim Krause (USA) – 4146 pts.
- Rosa Freitag (Brazil) – 5621 pts.
- Dusita Nasuriyawong (Thailand) – retired.
Stephanie Bouisson (France)
"I did the GS Trophy France qualifier event last May, and some time after this, my friends told me to try to apply for the chance of a place at this new women's qualifying event. I thought 'why not' because I wanted to experience South Africa. I was really surprised to get through and was really looking forward to a great new adventure, making new friends and riding over here. To have actually won the qualifying event is incredible for me and I'm very proud to be representing all the lady riders around the world at the International GS Trophy in Thailand next year."
Amy Harburg (Australia)
"I was so excited about coming here for this qualifying event. I had high expectations for myself, but it was hard to gauge what the other girls would be like until we were all together. But my expectations were definitely exceeded by the time we've spent in South Africa and to actually make the team is amazing for me. I can't wait to go to Thailand and show BMW enthusiasts worldwide how these GS bikes can be ridden and what we can all do together. My team-mates are incredible so I can't wait to be part of the first ever women's team with them."
Morag Campbell (South Africa)
"My expectations coming to this GS Trophy female qualifying event were to have fun and enjoy myself, but I didn't realise just how much I would learn in the process. It's been a whirlwind of people offering their help, sharing their knowledge and helping me experience a real sense of community that's just been amazing. I think I'm still in shock really to have made it to the final three. There are five months ahead of us now before the main event so I'll be learning new skills on the GS and keeping in touch with Stephanie and Amy. It's going to be awesome!"
Congrats ladies!


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Defence fourth indigenously built anti-submarine warfare (asw) stealth corvette, built under
New series of consumer price index for industrial workers (cpi-iw) releasedgovernment released
22 - october – 1764 the battle of buxar was fought between armies of mir qasim, the nawab
Pokhran test range it is key component of india's nuclear programme, is located in the municipality. the
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Mental recovery of athletes
Tiffani Alexander, Contributing Writer
April 28, 2016
For many college athletes, getting injured can damage their career and personal identity. Not only does an injury greatly affect their ability to play a sport they love, but it also can be vastly damaging to their mental well-being. The methods of coping are solely dependent on the individual. For some athletes, me...


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Ginger Lemon
Potent ginger combines with refreshing lemon in this dynamic and delicious brew, crafted with green tea.
Available in: 14oz bottles, 16oz cans, 12oz cans & kegs
"Not for the faint of heart, but delicious!"
Ingredients: Brewed tea (filtered water, sencha green tea*, dried lemon*, lemon verbena*), cane sugar*, ginger juice*, live kombucha culture (yeast, bacteria), ginger extract*. *Organic


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2014 Grammy Awards Style: Rita Ora in Lanvin
2014 Grammy Awards: Rita Ora in Lanvin and Lorraine Schwartz
Clearly, Rita Ora wasn't skimping on the cocktails at today's Grammy Awards — rings, that is. The British star showed up in a gorgeous metallic Lanvin Spring 2014 frock, but that dress couldn't distract us from what we noticed on all her fingers! She didn't hold back when it came to rings, wearing one on nearly every single finger. And while most were Lorraine Schwartz, one was a special present from her mum.
We typically think the more sparkle, the better, though more than 10 rings is certainly a lot. What do you think: would you wear this many knuckle-dusters at one time? Vote on all of our Grammy Awards polls here!
Image Source: Getty


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Edition - October 2017
Volvo Ocean Race is coming to town
The Volvo Ocean Race is returning to Docklands later this year after 12 years.
05 Oct 2017Read more >>
Burlesque as anything!
The Australian Burlesque Festival comes to Docklands this month, so be prepared for some delicious mayhem.
05 Oct 2017Read more >>
Building community
Lendlease's Melbourne Quarter project team helped with maintenance of Mission to Seafarers on its community day on September 14.
05 Oct 2017Read more >>
Locals "quite comfortable" with tram bridge
The Liberal Party's new candidate for the seat of Albert Park and sitting City of Port Phillip councillor Andrew Bond says he doesn't believe Yarra's Edge residents have an issue with a proposed Fishermans Bend tram bridge.
05 Oct 2017Read more >>
School plan delayed
The master plan for the Docklands primary school is still to be released.
05 Oct 2017Read more >>
No-show at DCA
The Docklands Community Association (DCA)'s annual general meeting on September 14 was met with bleak reality, with no one showing up other than the president and his son.
05 Oct 2017Read more >>
Hats off to Stella Barber
Docklander Stella Barber was very pleased to complete the course at the World Triathlon Championships in the Netherlands on September 17.
05 Oct 2017Read more >>
The rise and rise of high-rise
The number of occupied high-rise apartment doubled in Australia between 1991 and last year, the Australian Bureau of Statistics (ABS) has found.
05 Oct 2017Read more >>
Fashionable Docklands
Melbourne Fashion Week (MFW) came to Docklands last month with a three-show "pop-up" on Harbour Esplanade.
05 Oct 2017Read more >>
Successful winter business activations
Local businesses have hailed winter events organised by the City of Melbourne as the best ever.
05 Oct 2017Read more >>
Innovation conference for Shed 5
Docklands' rusty old Shed 5 in is set to host the world's most innovative business later this year
05 Oct 2017Read more >>
Former Docklands boss checks us out
Former Docklands Authority CEO John Tabart was back in town last month, lavish with praise for the suburb he helped create.
05 Oct 2017Read more >>
Push for school on old hospital site
Inner-city parents are lobbying for a school to be built on the old Peter MacCallum Hospital site in East Melbourne, which is earmarked to become a mix-used development site.
05 Oct 2017Read more >>
Stone & Chalk leads FinTech Hub
Stone & Chalk has been announced to anchor the newly-established FinTech Hub at Goods Shed North.
05 Oct 2017Read more >>
Mission celebrates 100th
Sounding Histories, with its music performances and artworks, marked the Mission to Seafarers' 100th birthday on September 11.
05 Oct 2017Read more >>
Docklanders behaving badly
Docklanders were in a hurry last month, which didn't go down well with Victoria Police.
05 Oct 2017Read more >>
Recognition for businesses
Three Docklanders were recognised on September 27 for being in business for 10 years.
05 Oct 2017Read more >>
Diwali is here
Docklands is set to celebrate the Indian festival of Diwali with a number of free events.
05 Oct 2017Read more >>
Docklands marinas awarded
Docklands' Melbourne City Marina and Marina YE have both been awarded the highest accreditation at the Marine 17 International Conference and Trade Exhibition.
05 Oct 2017Read more >>
District Docklands presents plans
About 60 guests joined the Docklands Networking Lunch at Berth restaurant on September 22 to hear about Harbour Town's exciting transformation.
05 Oct 2017Read more >>
Seniors Festival comes to Docklands
Docklands is the centre of a number of great Seniors Festival events this month.
05 Oct 2017Read more >>
Motorcycle royalty
You're looking at about $400,000 worth of motorcycles here.
05 Oct 2017Read more >>
Market exchange of knowledge
Come to the Knowledge Market, where knowledge meets creativity.
05 Oct 2017Read more >>
Social club is at Medici
The next Docklands Social Club outing is at Medici in NewQuay on Wednesday, October 11.
05 Oct 2017Read more >>
Collins Square measles outbreak
On October 1, Victorian health authorities announced 11 cases of measles, with eight of them linked to Collins Square in Docklands.
05 Oct 2017Read more >>
Fierce and powerful, yet friendly
Meet the captains from the top of the Active Melbourne City Sports leader board.
05 Oct 2017Read more >>
Bring out your inner dragon
Mature locals have been invited to join a world of fun and fitness with the Dragon Masters Dragon Boat Club.
04 Oct 2017Read more >>
Local democracy is fading away
City of Melbourne councillors are making only about a third of the number of public decisions they were making 10 years ago.
04 Oct 2017Read more >>
Plenty of gems buried in the fine print
For ASX-listed companies, the full-year profit results each August are the most scrutinised document of the year.
04 Oct 2017Read more >>
Even more government!
Locals were introduced to a new concept in government on September 13 with the first Inner Metro Assembly at Albert Park.
04 Oct 2017Read more >>
City of Melbourne councillor first-term report card
This month the Melbourne City Council will be one year into its four-year term. Docklands News gives councillors a report card on their performance to date.
04 Oct 2017Read more >>
Theatre translates student stories
A group of international students are telling their unknown stories at a theatre program at Library at The Dock on October 24.
03 Oct 2017Read more >>


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Klangmanufaktur is a workshop for the overhaul and sound improvement of Steinway grand pianos. Our work is based on optimizing the transmission of energy within the acoustic system of the instrument. This leads to an open, clear sound with a wide dynamic range.
We do general overhauls on customer demand, we sell our Steinway concert grands and we rent them out to pianists and concert halls throughout Europe. In addition, we offer rehearsal studios for a focussed work with sound and are regularly hosting concerts in our workshop located in Hamburg.


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Considering a Pentair MasterTemp Gas Heater and still not sure if this is the heater for you? Have you considered:
The Gas Heater has a very compact design for such a high performance heater and allows for smaller overall equipment pads that won't intrude on your poolscape.
A fully pre-mixed system with a highly efficient air and gas mixture lets the MasterTemp Gas Heater heat up faster. No long waits before enjoying your pool or spa.
Compare energy efficiency ratings and you'll find the MasterTemp Gas Heater at the top of the list. Comfort and economy can go together.
With a hot surface ignition (no pilot light) and pushbutton, digital controls, the MasterTemp Gas Heater is as easy to operate as your home heating system. Plus, user friendly indicator lights make system operation and monitoring a snap.
A tough, rustproof composite exterior handles the heat and weathers the elements.
Approved for installation on combustible surfaces.
Safe operation is assured through a series of features, including: a water pressure switch that senses the pump is running to prevent overheating, high limit switches assure the heater turns off if water temperature exceeds factory-set limits, manual gas shut-off when service is required, stack flue sensor also guards against overheating.
Please do not hesitate to contact Sunlover Heating with any questions or to arrange a no obligation quote.


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We proudly manufacture church steeples, baptistries, and crosses throughout the United States. American Steeples offers the best quality at the best prices and can custom build your next steeple, baptistry or cross! Please take a look at our countless products or our showcase of work that we have around the country.
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Call Toll - Free 866-445-4481
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Casseroles for Democracy: Toronto, May 30, 2012
An upbeat musical documentary about the Manif Casseroles Rally held in Toronto on May 30, 2012. ------Credits: A film by Elizabeth Littlejohn«Resilience» Written and Performed by Annabelle Chvostek ------Director's Statement:I directed this musical documentary of the Manif Casseroles, held on May 30 in Toronto, to support Québec students, and to include a discussion about the democratic right of civil society to control access to our education, natural resources, and cultural heritage as they are being undercut by Bill C-38, Bill-78 Bill-55, and the federal budget, as currently proposed by Canada's Conservative Government. I was so moved by Jeremie Battaglia's Casseroles — Montréal, 24 Mai 2012 video at that I decided to make a call and response video to his work from my perspective — in joyous colour, with a woman singing — which reflects the diverse, politicized beauty of Toronto.
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Billionaire businessman Clive Palmer says legislation rushed through Queensland Parliament could have ramifications for a new political party, if he decides to launch one.
The State Government has lost three MPs in the past week, including Condamine MP Ray Hopper, who defected to Katter's Australian Party (KAP) last weekend.
Yesterday KAP applied to be officially recognised as a party to get one-third of Opposition funding entitlements that come with that status.
But Deputy Premier Jeff Seeney introduced a bill overnight to prevent it from claiming official party status.
It now means a party must have at least three elected members to be recognised in Parliament.
The Opposition voted with the Government on the changes.
Mr Palmer says the bill has broad implications for democracy in Queensland.
"Members - even if 20 or 30 people leave the LNP for example - cannot be the official Opposition and the Government could appoint who the Opposition is," he said.
"He's trying to do that because he's trying to cover up he's got things to hide.
"This is a very ominous sign for Queensland."
Mr Palmer says over the weekend he is considering setting up a new party.
"Certainly I'm a reluctant warrior - I don't really want to get involved in politics," Mr Palmer said.
"I was involved in politics a lot in the Joh [Bjelke-Petersen] period, but I've been there, I've done that, I've moved on.
"But I couldn't stand by and see what's happened to democracy in this state."
'Cash grab'
But Mr Seeney says it is nonsense to suggest his bill is undemocratic.
Mr Seeney says KAP MPs are making a "grab for cash" for 30 per cent of Opposition resources.
"A minimum of three members must be party members, who were party members, at the most recent election at which the members were elected," he said.
"This is what the Government believes was intended by the Parliament and this bill will now clarify the situation.
"There is not an opportunity for three members of Katter's Australia Party to opportunistically enrich themselves."
He says his bill was about making sure Parliament operates democratically.
"It's about ensuring that the Opposition - who are only seven members in the Parliament but still have the resources to employ about 22 staff and to do the job of Opposition properly," he said.
"I was Opposition Leader for a long time - I know how big a job it is to be the alternate government in the Parliament.
"It's not something the crossbenchers up the back of Parliament ever have to do."
Committee review
Mr Seeney also says he will not be initiating a review of State Parliamentary committees after the loss of the three Government MPs this week.
Legislation governs the ratio of government to non-government members serving on parliamentary committees.
It is expected the number of government members on committees will be reduced from six to five after this week's changes.
Mr Seeney says it will be up to the Leader of the House, Ray Stevens, to work it out.
"Seventy-fie Government members is still the biggest number of Government members that's ever been in the Parliament," he said.
"How that mathematics plays out through the minor issue of those sorts of structures is a matter for the Leader of the House and they will work those things out before the Parliament resumes."
KAP MP Shane Knuth says the Queensland Government's move to rush through legislation to stop it getting official funding is a "disgrace".
"I feel that this is something that is brought in in the last hour," he said.
"Have they got something to be afraid of that it might go from three to four or five to six."
Four MPs voted against the bill, including former Liberal National Party (LNP) MP Alex Douglas, the Member for Gaven, who yesterday became an independent.
Dr Douglas has not ruled out joining another party and nor has Yeerongpilly MP Carl Judge, who also quit the LNP yesterday to become an independent.
Mr Knuth, the Member for Dalrymple in north Queensland, says the level of poor-behaviour in State Parliament needs an urgent review.
He was the target of jibes from members of the Government this week, with a play on words on his surname.
Mr Knuth says it is time politicians from both sides of the House were able to express opinions without dealing with verbal "schoolyard-like" bullying.
"They should have genuinely the right to do so and ... not be abused, and not to the point where one MP was called a 'dog' - it's unbelievable," he said.
Lobbyist laws
State Parliament also passed new laws last night governing MPs contact with lobbyists.
It follows the resignation of former housing minister Bruce Flegg over omissions from his lobbyist register,
Arts Minister Ros Bates has also faced criticism over her records.
Attorney-General Jarrod Bleijie told the House the new laws will put the onus of accurate contact records on lobbyists, rather than MPs.
"This bill will also make sure the integrity commissioner is informed of the full picture of lobbying activity being undertaken in Queensland, by requiring lobbyists to report to the integrity commissioner on their lobbying activities," he said.
"This information, which the integrity commissioner has indicated, he intends to release publicly, will contribute to a more transparent system of lobbying regulation in Queensland."
Trade mission
As the political fallout continues, Premier Campbell Newman has flown to India to lead a trade mission.
Mr Newman is travelling with 76 senior business representatives to promote investment in Queensland.
Opposition Leader Annastacia Palaszczuk says Mr Newman should be staying home to deal with his party's political mess.
She says Treasurer Tim Nicholls should have led the trade mission instead.
Speaking at the Brisbane airport last night, Mr Newman admitted he has had better weeks.
"It's been a long, tough week but the important thing that I say to Queenslanders is the Government actually has been getting on with the job," he said.
"Very important legislation has been getting passed - nine bills have gone through the Parliament this week.
"This is a Government that is doing everything it can to cut red tape, to get investment going and create jobs."
Mr Newman says it is not an awkward time to be flying overseas.
"I have a very strong and united team right now - they are galvanised for action," he said.
"They are appalled by the actions of certain individuals and I think that's drawn us all closer together and that's why we're determined to get on with the job of sorting out the state's economy.
"This trip's been planned for a long time.
"The State is in very good hands with Jeff Seeney at the helm as the acting Premier and I know that he'll be getting on with the job of the Government's agenda in terms of job creation and sorting out the state's financial difficulties."


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Is Cotton Biodegradable?
As a natural product, cotton is completely biodegradable, which means that it breaks down when put into a composting pile or bin. Approximately 60 percent of all harvested cotton fiber is used to produce yarns and threads, which in turn are used in the manufacture of fabrics for clothing and indoor or outdoor furnishings. (See Reference 1.) Because of cotton's biodegradable properties, all-cotton clothing can also be recycled and used in the manufacture of useful materials, such as household insulation.
Gin Mill Waste
Traditionally, cotton gin mill waste, which includes broken seeds, stalks and hulls, has been considered useless and relegated to the incinerator. Recent studies, however, have proved the effectiveness of using gin mill residue as a composting material. A growing number of cotton harvesters are now investing in huge aerobic composting machines for converting gin waste into usable compost. According to cotton harvesters, it takes only three days for these commercial composting machines to produce large quantities of high-grade compost. (See Reference 2.)
Composting With Cotton Clothing
If an item of clothing is made entirely of natural cotton, it will successfully break down into compost. For best results, it's advisable to cut or tear the clothing into small strips to facilitate the process. In addition, it's important to first remove any buttons, zippers and any other noncotton embellishments before putting the clothing into a compost bin. (See Reference 3.)
From Blue to Green
In 2006, Cotton Incorporated, an organization that sponsors cotton research, implemented "Cotton -- From Blue to Green," a program that accepts donated denim clothing and recycles it into housing insulation. According to Cotton Incorporated, this denim-based insulation has superior soundproof and heat retention qualities in comparison to traditional fiberglass insulation. To date, Cotton Incorporated has received more than half a million pieces of denim for its drive; this represents 1.5 million square feet of housing insulation. (See Reference 4.) All of the insulation produced for the From Blue to Green program is being distributed to Habitat for Humanity organizations across the United States.
Recycling Cotton Clothing
As environmental awareness has increased, so have the number of organizations dedicated to community recycling efforts. One of these is the Gaia Movement, which sponsors a network of clothing donation sites across the country. Donated items are either sold or recycled. In particular, cotton clothing is torn into fibers that are used for insulation, upholstery stuffing and carpet padding. (See Reference 6.)
Photo Credits
- Stockbyte/Stockbyte/Getty Images


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As much as I like tabbouleh, to me fattoush has more zing—plus it's less time-consuming to make and more adaptable. Here's one version of fattoush you'll encounter all over Lebanon, but in any home or restaurant you'll notice slight variations, depending on the season or the cook's palate. You can either deep-fry or toast the pita croutons that give the salad its special character; the fried bread will taste better, but toasted is, obviously, healthier. When tomatoes are out of season, I like to substitute cherry or grape tomatoes since they're likely to be juicier and more flavorful. If you can find purslane, use it (a cup or two, chopped); it adds authenticity and a nice peppery bite.
- Yield
- Serves 4 to 6
- 3 small pita breads
- 1/2 cup vegetable oil for frying (optional)
- 2 tomatoes, diced (or 1 pint cherry tomatoes, halved)
- 1 large or two small cucumbers, diced
- 1 cup scallions, chopped
- 1 cup green bell pepper, diced
- 3 radishes, thinly sliced in semicircles
- 1 romaine lettuce head, torn into small pieces
- 3/4 cup parsley, chopped
- 1 1/2 cups olive oil
- 1 cup freshly squeezed lemon juice
- 6 cloves garlic, crushed
- 1/2 cup sumac
- 1 cup fresh mint, chopped
- salt and pepper to taste
- 1. Tear the bread into pieces (roughly 1-inch-square). Heat the vegetable oil over medium heat, and fry the bread bits until nicely browned and crisp, then set aside to drain on a plate lined with paper towels; or you can toast the pita instead of frying.
- 2. Combine vegetables, lettuce, parsley, and bread pieces in a large bowl, and toss well.
- 3. Whisk olive oil and lemon juice, and mix in garlic, sumac, mint, and salt and pepper to taste.
- 4. Pour dressing over salad and toss thoroughly.
Reprinted with permission from Jasmine and Fire: A Bittersweet Year in Beirut by Salma Abdelnour. Copyright © 2012 by Salma Abdelnour. Published by Crown Publishing Group, a division of Random House, Inc. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher
SALMA ABDELNOUR is a writer and editor based in New York City. She has been the travel editor of Food & Wine, the food editor of O, The Oprah Magazine, and the restaurant editor of Time Out New York


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Solo Show Klibansky at Palazzo Franchetti
We are extremely proud to share with you that Joseph Klibansky will be having a solo exhibition in the famous Palazzo Franchetti in Venice, Italy. The 16th century Palazzo Franchetti is now home to the so-called Istituto Veneto di Scienze, Lettere ed Arti (it has been working as headquarters to the said institute since 1999). It is located in San Marco, close to Ponte dell'Accademia, and its facade is has been an exhibition space for many famous artist already, amongst others; Jaume Plensa and Ai Wei Wei.
The exhibition will be curated by the most respected Demetrio Paparoni with help of the duo Francesca Giubilei and Luca Berta.
The exhibition is organised by the BVDS Gallery.
24 March – May 1st.
The Self Portrait of a Dreamer will be placed in the garden in front of the Palazzo in 9 meter high!


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Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.
I am looking for buy now pay later sights that don't request a credit card or credit check.
By babs from KY
I am concerned when people want to do this because you pay ultra premium dollars for merchandise and shipping that simply is dollar store cheap and sooner or later it will hurt your credit even if they don't do an initial credit check on you :-( Maybe you could find local items you're looking for that are of better quality on layaway or do without?
ThriftyFun is one of the longest running frugal living communities on the Internet. These are archives of older discussions.
I'm wanting to start my Christmas Shopping early. Does anyone have any good sites to use that doesn't require a credit card or check credit. A buy or order now pay later. Thanks.
Courtney from Pembroke, NC
abcdistributing.com (10/02/2008)
I love using "Bill Me Later" to pay for things online. Multiple websites utilize this payment method, including Amazon.com and DeepDiscount.com. "Bill Me Later" is like an extended line of credit; they approve you, your account is charged and they send you a paper or email statement at the end of the month. So simple. Check out the stores "Bill Me Later" uses: billmelater.com (10/03/2008)
By Jessica
Figi's is a great gift catalog. You are almost always given pre-approval for credit. I just purchased several items from them and I don't pay anything until February. (10/03/2008)
By Coll
I love LTD buy now play later. You do need a business name. (10/03/2008)
By Randa
You can buy a prepaid VISA card at any 7-11 store. You can load them with as much money as you'd like. But, a warning: read the fine print because they can "lose" money if you keep them too long. Some lose so much per month if not used and some cards can expire after one or two years. So read the fine print.
The nice thing about these prepaid VISA's is that you don't have to worry about someone else using your debit or credit card or stealing your number as they are only used for one or 2 purchases, unless you choose to reload the same VISA card. Then you'll have the same number. But, if you lose one of these credit cards, it's like loosing cash. I doubt if they have the same guarantees as regular bank-card VISA's do. (10/04/2008)
By Cyinda
LTD commodities does require a credit card and ABC distributing, Bill me later dot com checks your credit on the spot. If you have bad credit you will be turned down right then and there. Figis don't ask for your social security # if you apply online, but I applied online and got a letter saying they couldn't approve me for credit and I only tried to order one thing at a small price. (08/09/2009)
By sherry


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We are not accepting applications for the 2020 cycle.
Program Overview
The Victory Congressional Fellowship (VCF) brings one outstanding LGBTQ young professional to Washington, DC, for an intensive leadership program. Now in its sixth year, the program includes:
- A year-long fellowship in the office of a co-chair of the LGBT Equality Caucus supporting the Executive Director of the LGBT Equality Caucus
- An educational and leadership development program to learn about the legislative process and careers in policy-making
In December, the fellow will attend the Victory Institute's annual International LGBTQ Leadership Conference for three days of training, skills building, networking and discussion alongside hundreds of openly LGBTQ leaders in government, politics, advocacy, business and community organizations.
The fellowship prepares young LGBTQ professionals to become informed decision-makers and influential leaders who can change their communities and our world.
LGBT Equality Caucus Members with Mayor Parker and two Congressional Fellows (17-18 and 18-19)
2018-2019 Victory Congressional Fellow
Meet Aliya Bean, Victory Congressional Fellow of the 2018-2019 cycle!
Program Alumni
- Blake Jelley, 2013-2014
- Ben Panico, 2014-2015
- Kristopher Sharp, 2015-2016
- Midushi Pandey, 2016-2017
- Brandon Studler, 2017-2018
- Monthly living stipend totaling $30,000 over one year
- Monthly healthcare reimbursement of $400
- Airfare* or other transportation to and from Washington, DC, at the beginning and end of the program
- Complimentary registration and access to Victory Institute's LGBTQ Leaders Conference in November/December 2019
- Present at one of Victory's LGBTQ Leadership Summits
- Participate in one of Victory's 4-Day Candidate & Campaign Trainings
- Plan and execute a Victory Policy Briefing on Capitol Hill (Spring 2020)
- Networking opportunities at numerous Victory events
- Access to a lifelong national network of Victory alumni
* U.S. continental travel provided by Southwest Airlines.
The Victory Congressional Fellowship is open to people of all genders, orientations, abilities, races, and political affiliations. All applicants must meet the following criteria to satisfy the Victory Institute and congressional requirements:
- U.S. citizen, legal permanent resident or permit to work in the U.S. (Foreign students with F-1 visas are not eligible)
- Bachelor's degree or graduate degree from an accredited educational institution within three years of program start date
- Excellent oral and written skills
- Minimum cumulative grade point average of 3.0 (on a 4.0 scale)
- 21 years of age before the day of arrival in Washington, D.C.
- Active participation in public and/or community service activities
Apply to the Victory Congressional Fellowship
We are no longer accepting applications for the 2019-2020 Victory Congressional Fellowship.
The Victory Congressional Fellowship is open to people of all genders, orientations, abilities, races, and political affiliations.
Application Materials
- Professional resume (one-page)
- Professional bio and headshot
- One letter of recommendation*
- Two essay questions
- Other important contact and demographic information
You must submit one letter of recommendation, one that speaks to your leadership and commitment to the LGBTQ community. Please have your recommender email the letter directly to Sarah Pope, Domestic Programs Manager at [email protected]
LGBTQ Victory Institute would like to give special thanks to our program supporters. Their philanthropy ensures that this program has the financial resources it needs to offer our Victory Congressional Fellowship.


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The right to social security is the right to access and maintain benefits, whether in cash or in kind, without discrimination in order to secure protection, inter alia, from (a) lack of work-related income caused by sickness, disability, maternity, employment injury, unemployment, old age, or death of a family member; (b) unaffordable access to health care; (c) insufficient family support, particularly for children and adult dependents. – Committee on the Economic, Social and Cultural Rights, General Comment 19
- Availability: The right to social security requires, for its implementation, that a system, whether composed of a single scheme or variety of schemes, is available and in place to ensure that benefits are provided for the relevant social risks and contingencies.
- Adequacy: Benefits, whether in cash or in kind, must be adequate in amount and duration in order that everyone may realize his or her rights to family protection and assistance, an adequate standard of living and adequate access to health care.
- Affordability: If a social security scheme requires contributions, those contributions should be stipulated in advance. The direct and indirect costs and charges associated with making contributions must be affordable for all, and must not compromise the realization of other Covenant rights.
- Accessibility: All persons should be covered by the social security system, especially individuals belonging to the most disadvantaged and marginalized groups, without discrimination on any of the grounds prohibited. Social security services must be affordable, and should have physical access.
For more about key concepts on the right to social security, see:
Committee on Economic, Social and Cultural Rights, General Comment No. 19
The impact of austerity measures on ESCR, E/2013/82; 2013 Arabic | Chinese | English | French | Russian | Spanish (PDF)
International Labour Organization
Special Rapporteur on extreme poverty and human rights
Treaty Bodies
Committee on Economic, Social and Cultural Rights
Economic, Social and Cultural Rights Portal (ESCR)


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The City of Archdale, NC should be used as a model of how well our Government can work. They had a goal, they had foresight, and they made informed decisions efficiently & professionally. They were willing to exceed the "status quo" and reach for something better. And together, we achieved it.
The identified goal was for a fresh, updatable and functional web presence. The Web Committee proved to be open minded to the Web 2.0 landscape and embraced new concepts of site architecture, navigation and information dissemination. They made solid decisions on the inclusion of social channels and the design process was painless and efficient. We decided to integrate a customized Google Calendar, searchable download repository and a slew of other widgets that would allow the end user to find the experience informational and resourceful.
The end result was a fresh look, easy content filtering, multi-channel information delivery and a site that that projects the City of Archdale, NC as the "Crossroad of Progress."
Visit City of Archdale Website


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The "Green Movement" has quickly gone from fad to trend to global initiative. In the U.S., corporations as well as commercial and residential property owners are being challenged to find ways to embrace 'Green Initiatives' in response to demands for greater sustainability, social accountability and profitability.
Guided by the U.S. Green Building Council's Leadership in Energy and Environmental Design (LEED) certification program, energy efficiency, resource conservation and environmental sustainability are increasingly important factors in maximizing asset value. Of course, many of today's commercial buildings are anything but green. Outdated heating, ventilation and air conditioning (HVAC) systems can result in continually increasing operating costs. Antiquated and drafty windows, leaking pipes, old asbestos panels, and new patches of mold can create a costly environmental nightmare.
For those investors and businesses saddled 'brown' properties, one approach is to undertake expensive renovations, hoping upgrades to building and systems eventually pay off in terms of higher rents and lower operating costs. But many property owners and corporations are now also using a 1031 Tax-Deferred Exchange strategy to quickly divest themselves of environmentally-outdated properties and acquire modern, energy-efficient ones thus solving financial and 'green' needs.
How Does It Work?
Under IRS Code Section 1031, a taxpayer can defer payment of capital gains, depreciation recapture and other state taxes on the sale of investment or business property provided the proceeds are used to purchase replacement property within certain timeframes. To qualify for a Safe Harbor Protection tax deferral, proceeds must be held by a Qualified Intermediary (QI) between the sale of the relinquished property and the purchase of the replacement property.
For property investors and corporations considering exchanging their investment residential or commercial properties, "going green" offers a host of highly tangible benefits:


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Top 50 Hottest Jewish Men (10-1)
Join Shalom Life in celebrating the 50 most talented, intelligent, funny, and gorgeous Jewish men in the world
By: Ashley Baylen
Shalom Life just spent the last two weeks honoring the 50 Hottest Jewish Women & 50 Hottest Jewish Men. Thanks for joining us in our celebration of the most talented, intelligent, funny, and beautiful Jews in the world.
Here are the Top 10 Hottest Jewish Men…
Age: 22
Hometown: London, England
Known for: Harry Potter, Woman in Black, How to Succeed in Business …
Why he's a JILF: Daniel was raised in London in a secular home to a Jewish mother and Protestant father. Daniel expressed an interest in acting from the age of 5, landing his first big role 5 years later in BBC's David Copperfield. In 2000, Harry Potter's producer asked Radcliffe to audition after seeing his performance in the aforementioned BBC miniseries. Since the contract required shooting all 7 films in Los Angeles, his parents didn't want him to try out. After a lot of negotiations, Daniel was permitted to become Harry Potter. Now, over 10 years later, Harry/Daniel is all grown up starring in horror flick The Woman in Black and a few successful Broadway shows. Look for Daniel in the upcoming, Kill Your Darlings, portraying beat poet Allen Ginsberg.
Age: 31
Hometown: New York, New York
Known for: Internationally acclaimed fashion designer to the stars
Why he's a JILF: Zac was raised in SoHo in a Jewish family. His passion for fashion began at an extremely young age. As a child, he would steal yarmulkes from his grandparents' synagogue to make ball gowns for dolls. At 16, he entered the pre-college program at Parsons The New School for Design, and interned with established designers. Zac made his big break in 2000 when a dress he designed for Naomi Campbell was well received in the fashion community. Zac is said to have a unique 'feminine esthetic' and is a favorite to dozens of celebrities including Natalie Portman, Rihanna, Kate Winslet, and Beyonce.
Age: 28
Hometown: Los Angeles, California
Known for: Boy A, The Social Network, The Amazing Spiderman
Why he's a JILF: Andrew was born in LA and raised in England to middle-class Jewish parents. He began taking acting classes at 12, starring in youth community theatre productions throughout his teen years. He made the jump to TV in 2005, appearing in Doctor Who and Sugar Rush. After being named one of Variety's '10 Actors to Watch' in 2007, his career exploded, landing roles in feature films Lions for Lambs, The other Boleyn Girl and The Imaginarium of Doctor Parnassus. Andrew's big break came in 2010 when he was cast as Eduardo Saverin in The Social Network. Look out for Andrew as Spiderman in the upcoming remake, The Amazing Spiderman.
Age: 33
Hometown: Los Angeles, California
Known for: Kara's Flowers, Maroon 5, The Voice
Why he's a JILF: Adam might have chosen not to have a Bar Mitzvah, but he does consider himself Jewish. Adam notes scoring a winning shot at a local YMCA championship basketball game as the moment that he gained the confidence to be successful. Adam and his high school best friend, Jesse Carmichael, formed the band Kara's Flowers while in their senior year. Although the band appeared on Beverly Hills, 90210, they didn't receive much commercial success, and decided to disband. The friends moved to New York, got re-inspired and formed Maroon 5 making Adam the international star he is today. Adam has collaborated with dozens of musical acts, is currently a mentor on The Voice, and is set to appear in next season of FX's American Horror Story. Look out for Maroon 5's newest album, Overexposed, in June.
Age: 31
Hometown: Los Angeles, California
Known for: Donnie Darko, Brokeback Mountain, Brothers, Source Code
Why he's a JILF: Jake was raised in a Los Angeles showbiz family to a Swedish father and Jewish mother. He has said that he considers himself "more Jewish than anything else." Growing up in the film industry, he had the opportunity to act from a very young age. His first role was as Billy Crystal's son in City Slickers. Jake wanted to pursue acting, but his parents were very particular about which roles he was allowed to accept. After graduating from high school, Jake decided to focus his attentions on acting, landing his first lead role in October Sky, but Jake didn't become a household name until he starred in cult favorite, Donnie Darko. Since then, Jake has starred in numerous critically acclaimed films including The Good Girl, Brokeback Mountain, Jarhead, and Brothers. Look out for him in the upcoming films, End of Watch and Nailed.


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Kristine Hanson     ISB   |   Culture     🕐 21. Jun. 2018
Norwegians now have debts of more than 100 billion NOK from consumer loans. This is due in part to the interest on loans, with interest rates being as high as 20-30%.
Last week, the Norwegian Financial Supervisory Authority published a report which showed that "[the] Norwegian households' debt burden is high on average and, for a large proportion of households, very high."
The report also showed that some of the banks are violating guidelines that exist to ensure proper lending practices.
The danger of loans
Hallgeir Kvadsheim is a presenter for the Norwegian TV show Luksusfellen, or Luxury Trap, a show about people who have issues with their economy and spend more money than their incomes permit. Kvadsheim seems concerned with the situation in Norway, telling NRK that the consumer loans are "a rather dangerous product".
Åsunn Lyngedal, a politician for Norway's Labour Party, commented on the report, highlighting the fact that 35% of all consumer loans are given without following correct banking procedure. "It should not be that you can make people into debt victims with the way you run your business," she said.
No existing limit on interest
Norway has no limit on the amount of interest that can be applied to a loan. People are divided on this issue. Jorge Jensen of the Consumer Council told NRK of the extreme cases that exist where a short-term loan of a smaller amount of money can reach "up to almost 1000% effective interest".
Jensen wants to introduce a cap on interest rates. A max limit for interest would prevent loans becoming so expensive.
Siv Jensen, Norway's finance minister, said to NRK that she would like to investigate the suggestion of a cap on interest rates. She does not believe that it is so simple, though. "A capped interest rate can have unintended effects", she said.
Last Monday, 11 June 2018, a proposal for capped interest rates was made to the Norwegian Supreme Court by The Labour Party. They want to hear what the government believe the maximum interest rate should be.
A Danish solution
In Denmark, a different approach has been taken to tackle the rising number of short-term loans with such high accompanying interest rates. Since 2017, there has been an obligatory cooling-off period when applying for a loan. This time for reflection, something the Danes call the 'think-pause' (tænkepause) is a mandatory 48 hours.
The U.K.
One country where a limit on interest rates already exists is in the United Kingdom. In 2015, a cap on short-term loans was introduced, setting the maximum interest per day at 0.8%.
The total repayment of the loan, interest and all associated fees have also been capped at 100%. This means that a borrower will not be required to pay back more than double the amount they borrowed.
No debt register
Norway does not have an insolvency or debt register. Such a register could be used as an additional tool to see who is suitable or not suitable to take a loan.
The Norwegian government is now considering offers from private operators who could be commissioned to create such a register. The topic of a debt register is something that has been under investigation in Norway for many years.
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text: Schedule Fuel Delivery If you are already a customer of Berico, Carolina Fuels, or Alamance Oil Company, please Log In to Order or just fill out the form below, and one of our representatives will contact you shortly. * Denotes Required Field First Name:* Last Name:* Email:* Company Name (If Applicable): Full Address (include City, State & Zip):* Best Phone #:* Message or Special Delivery Instructions: Preferred Company: Alamance Oil - Alamance County Area Carolina Fuels - Rockingham / Caswell / Stokes County Area Berico Fuels - Greater Greensboro Area Preferred Payment Method:* Cash Check Credit Card *Online payments available once initial order has been placed and account is set up. Products:* Fuel Oil #2 Propane Kerosene Gasoline Gallons Needed 100 150 200 Fill Current Fuel Level (% or Gallons): Tank Location: Above Ground Underground Are you interested in our Auto-Fill program? Yes No Please fill in the above code for security purposes.*


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According to informed sources, the police had requested the home ministry for 10,000 more CCTV cameras to be installed on roads. They are likely to get the approval soon. The CCTV cameras will help the police in not only averting crimes on roads but collect evidence and quickly nab the culprits.
Delhi, with a population of over 16 million and growing, has close to 22,000 CCTV cameras installed all around the city.
"CCTV cameras are of immense help. Of the total cameras, Delhi Police have installed 3,586 cameras, whereas 17,303 have been installed by the members of the public," the sources told IANS.
"Civic agencies have also installed 992 cameras," the source added.
Police said there has been many a case where they have been able to nab the culprits with the help of the CCTV cameras.One such instance was when Delhi Police was able to identify five accused who had stabbed a man to death in south Delhi with the help of the CCTV cameras.
The horrific way the murder took place on the Delhi road was also flashed on all major television channels.
Police said though there are no guidelines for installing the CCTV cameras that can record live videos and record footage up to 20 days, they have asked members of the public to install these cameras for their own safety on many an occasion.
"We have installed cameras at many places. But at crowded market locations, we ask shopkeepers to install them outside their shops," a police officer told IANS.
"Mall owners and hotels are also advised to install them," the officer told IANS.
District-wise figures obtained by IANS reveal that Outer Delhi has the highest number of cameras: 4,529 by the public, 246 by Delhi Police and 186 by civic agencies.
The reason: More malls and shopping arcades and also more of street crime.
The New Delhi area - home to the VVIPs like the president, prime minister, ministers, the diplomatic community and the large number of bureaucrats - has a minimum number of public-installed CCTV cameras.
Delhi Police have installed 400 cameras in this high-profile security zone and a majority of them are around the periphery of parliament, which was attacked by armed Pakistani terrorists on 2001. Twelve people, including the five terrorists, were killed in the attack.
In the southwest district, members of the public have installed 236 cameras, while the police and civic bodies have installed 549 and 53 cameras respectively.
People, including shopkeepers, have installed 1,595 cameras and the police 174 in west district.
In the case of north district, the public has installed 1,057 cameras, while the police have put up 420 cameras.
The central district has 540 cameras installed by the public and 240 by the police.
In the east district 4,000 cameras were installed by the public, 350 by the police and 327 by civic agencies.
The north-east district has 500 cameras placed by the public, 70 by the police and 24 by civic agencies.
In northwest district, at least 2,400 cameras were installed by public and 237 by police.
In the south district, 1,900 cameras were installed by the public, 450 by the police and 372 by civic agencies.
In the southeast district, 546 cameras are installed by public, 397 by the police and 30 by civic agencies.
The monitoring is done by the individual agencies that have installed the CCTV cameras, with the footage being made available to the police in case a crime is committed.
Delhi Police said as CCTV cameras have been of immense help to them in cracking cases, they want the numbers to go up steadily.


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By BRYCE MARTIN
Pioneer Editor | firstname.lastname@example.com
Two years after building a new airport on the east side of Bowman, the hard work and persistence of the Bowman County Airport Authority has been acknowledged at the state level.
It took nearly 10 years of cooperation with local, state and federal authorities before construction could finally break ground in 2014.
The previous airport, located immediately west of the city along Highway 12, didn't boast a long enough landing strip for larger planes, among other issues.
"It was a big deal," said Rodney Schaaf, chairman of the Bowman County Airport Authority.
And that "big deal" was honored during the Upper Midwest Aviation Symposium held in early March in Minot.
Though the awards were presented at the symposium's closing, it had already been a long wait for Bowman's regional airport.
And it was worth it.
The airport was named the 2016 General Aviation Service Airport of the Year.
"It was an honor to receive this award on behalf of my fellow Board members and County Commissioners," said Schaaf. "We are proud of our airport and it's service to the surrounding community."
The Commercial Service Airport of the Year was awarded to Bismarck Airport.
There are 81 general aviation airports and eight commercial airports in North Dakota, and now Bowman's is at the top.


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Welcome to Haxby Road Primary Academy! I am delighted and proud to be the Head of School at such a fun, inclusive and vibrant school where pupils, staff, governors, parents and the school community work extremely hard and have high expectations of one another. We are committed to the highest standards of teaching and learning-achieved through a combination of challenge, support, encouragement and praise to ensure that all pupils fulfil their potential.
At Haxby Road Primary Academy we have three core virtues which are at the heart of our school. These are Trust, Kindness and Self Belief. You will find a welcoming and purposeful environment, where relationships are built on trust and kindness. Our supportive pastoral system helps pupils to achieve beyond their expectations and develop a strong sense of responsibility for themselves and belonging to their peers and the wider world. Promoting children's self-belief is at the heart of our philosophy; we support this through nurturing pupil's creativity, encouraging independent thinking and learning and showing that mistakes can be a learning opportunity. These core virtues enable our pupils to achieve their full potential and develop skills for lifelong learning. We aim to enable children to recognise the positive contribution that they and others are able to make to our diverse, ever-changing society, both near and far.
We believe in working in partnership with parents, carers and members of the local community and wider community in order to fulfil this aim. We have high expectations of everyone and we are never complacent, constantly striving to improve on our previous best. We are creating futures for everyone, our staff, our families and communities and, of course, our children.
Through our website, we hope to give you an insight into our school, as well as providing regular updated information for both parents, pupils and other interested visitors. However our website is only an introduction as you can only truly appreciate the wonderful atmosphere by coming and visiting us. We look forward to meeting you for the first time and continuing to work with those of you who are already part of our fantastic community.
If you would like a tour, please contact the office and arrange an appointment. I am always happy to show visitors the work of our successful school.
Thank you for visiting
Laura Woodward
Head of School


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Every night I've watched the news coverage of fires in California and flooding in Louisiana and wondered what I would protect if our family was forced to flee our home in the event of a natural disaster. Would we grab the photo albums that Emily has lovingly put together to chronicle special family moments, treasured heirlooms that have been passed down to us from generations before us, or would we want to preserve the future by safeguarding our digital files that could help us rebuild our lives? The truth is that everything is important and disaster always strikes when least expected.
98.6 million people were affected by natural disasters (tornados, hurricanes, wildfire, and floods) around the world and since these occur when least expected, it's important to think about being prepared. Preparations to personal safety and securing irreplaceable items is imperative.
Protect Your Family from Natural Disasters by Entering Master Lock's "For Everything Worth Protecting" Twitter Sweepstakes
To encourage consumers to think about being prepared, Master Lock is partnering with the American Red Cross for the third annual "For Everything Worth Protecting" Twitter sweepstakes and fundraiser. Through August 31, Master Lock is donating $10,000 to the Red Cross and will donate an additional $1 (up to $10,000) for every consumer who tweets #MasterLockProtectsSweeps with the personal item they'd most like to save in case of fire or flood.
Each Tweet with #MasterLockProtectsSweeps enters the participant for the chance to win one of 5 grand prize bundles worth $300 and consist of the following:
- $75 Visa Gift Card
- (1) SentrySafe Extra Large Digital Fire Safe SFW123TTC
- (1) Red Cross Emergency Preparedness Kit.
While you're thinking about what you'd protect, here are some helpful tips on how to prepare your family and home in cast of a natural disaster.
How to Protect Your Family from Natural Disasters
Stay Informed
To be aware of the natural disasters that can affect you at home or where you're travelling, download the free Red Cross Emergency App (compatible with iOS and Android devices) that lets you set alerts for different types of emergencies in your area and where loved-ones live. Text "GETEMERGENCY" to 90999 for a link to download the app.
Keep Your Valuables Safe
69% of North Americans said they would be devastated to lose personal identification documents – social security card, passport, financial documents – and photos in case of a natural disaster. Since these items are nearly impossible to replace, a fire- and water-resistant safe like the SentrySafe SFW123TTC Extra Large Digital Alarm Fire Safe allows valuables to stay intact for recovery post-disaster. You can also use the Master Lock Vault app to safely store electronic copies of critical documents you can't afford to lose such as birth certificates, passports, wills, and tax returns.
Create a Family Disaster Plan
Since your family may not all be in the same place when disasters hit, create a family disaster plan so each person knows how to react. Make sure each family member knows emergency telephone numbers, the safe spots in your home, and the best escape routes. It's also important to choose an emergency contact and establish multiple meeting places.
Prepare an Emergency Supplies Kit
Many grocery stores quickly sell-out of basic necessities due to the increased demand before and after natural disasters. Prepare an emergency supplies kit for your family in case disaster strikes. The Red Cross recommends that a kit should have enough supplies to cover three days, per person and include: water, non-perishable foods, manual can opener, health supplies, personal care items, first aid kit, flashlight, extra batteries, radio (battery-powered or hand-crank), multi-purpose tool, emergency blanket, map(s) of the area and extra cash. Be sure to check and replace your items throughout the year and pack for your pets, too.
Master Lock will be sharing disaster preparedness tips on their website and social media channels throughout August. Join the conversation with the hashtag, #MasterLockProtectsSweeps and visit www.masterlock.com for more information. For complete rules, go to http://bit.ly/2aMGgsV
As a member of Master Lock's Live Secure Safety Squad, I have been compensated for my time in writing this post and receive samples for review. Amazon affiliate links included in this post.


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Election 1) May considering vouchers to help pay for elderly care…
"Theresa May is considering tax breaks to help families meet the crippling cost of elderly care. As part of radical reforms to confront the social care crisis, middle-aged workers could be given rebates to ease the financial burden of looking after their parents. Sources said the measures, which would mirror childcare vouchers, were a 'real option' as the Prime Minister finalised her election manifesto. Mrs May yesterday set out more detail of her plans for what she said was the most important election this country had faced in her lifetime. Touring TV studios five weeks before polling day, she insisted the Tories were the only party that 'believed in lower taxation'." – Daily Mail
- Tories may block foreign firms from seizing British businesses – Daily Mail
- Prime Minister rules out VAT increase before 2022 – Daily Telegraph
- May vows to cut taxes for working families – The Times (£)
More election:
- Stop cutting my time on the doorstep, Prime Minister tells aides – Daily Mail
- Tories on cusp of northern breakthrough, claims Street – Daily Telegraph
- Davidson blasts SNP's 'week of chaos' – Daily Express
- Scottish voters tell May to 'talk to us' – The Independent
- SNP denies split on election's implications for independence – The Independent
- There's no money left, so we should praise May for fiscal discipline – Robert Colvile, Daily Telegraph
- Peston and Marr bounce off Battleship May – Quentin Letts, Daily Mail
- Low tax means we all win after the election – Daily Telegraph
- ToryDiary: Our survey. Three in five Party member respondents want the tax pledge dumped.
- MPs Etc.: Battleground Seats 3) Yorkshire and the Humber
- Andrew Laird in Comment: A new Conservative Government can show that fairness is the route to productivity
- Stewart Hay in Local Government: Why I am standing to be the Mayor of North Tyneside
- ToryDiary: Our survey. Party members say: take students out of the immigration figures
- Video: WATCH: May – "I'm very clear that I don't want to make specific pledges on tax unless I can deliver"
Election 2) …and reaffirms her willingness to walk away from Brussels with no deal
"Theresa May insisted that she was "not in a different galaxy" from her EU counterparts and declared yesterday that she would complete a trade deal with Brussels within two years while negotiating the Brexit divorce bill. The prime minister dismayed Europe by resurrecting her threat to walk away if the EU offered a bad deal on Brexit. Asked by Andrew Marr on BBC One yesterday whether she stood by her remark in a speech at Lancaster House in January that no deal was better than a bad deal, Mrs May said: "Yes I do. I think it's important." She hit back after a bruising week-end during which Jean-Claude Juncker, president of the European Commission, told Europe's leaders on Saturday that talks could collapse because of the gulf between Britain and EU on key issues." – The Times (£)
- Only I can get Britain a good deal, Prime Minister tells voters – Daily Mail
- May holds firm on double-track Brexit deal – FT
- Prime Minister rejects hard-line demands from Brussels – Daily Express
- UK may need to respect ECJ rulings to keep security cooperation – The Guardian
Home Nations:
- Trimble attacks EU chiefs for 'playing games with nationalist feelings' – Daily Express
- Unification referendum would be 'dangerous', warns Ahern – The Guardian
- Wales could 'disappear into England', warns Plaid Cymru – The Independent
More EU:
- Blair says he's going to 'get his hands dirty' opposing Brexit – Daily Mail
- I'm a Eurosceptic (but still a Remainer) claims Farron – The Times (£)
>Yesterday: Video: WATCH: Farron – "The Liberal Democrats will be the strong opposition that Britain needs"
Election 3) Juliet Samuel: May can't afford to bluff – she needs to plan for 'no deal' with Brussels
"Chancellor Angela Merkel appears to have bought into the idea that the EU must make an example of Britain in order to protect itself. The wrong side is winning the argument. This may be because most EU governments don't yet believe they have much to lose. They cannot conceive that Britain would ever walk away from a deal, however unpalatable its terms. On this, they have misjudged. A major task of Mrs May's government will be to make it clear that if Brussels were to insist on some of its more outlandish ideas, like the suggestion that EU courts will retain jurisdiction over EU citizens' rights in Britain, then Brexit talks will simply collapse. Preparations for this outcome must be stepped up, as visibly as possible." – Daily Telegraph
- Hard Brexiteers should fear an all-powerful Theresa May – Matthew d'Ancona, The Guardian
- Unless we cut regulation we'll be stuck in the slow lane – Matt Ridley, The Times (£)
- We must not destroy the EU's environmental protections – Stanley Johnson, Times Red Box
- It's time for a modern 'Buy British' campaign – Clare Foges, The Times (£)
- Let the people vote on the final deal – Clive Lewis MP and Rachael Maskell MP, The Guardian
- Moderate Macron is using the tools of populism – Ian Birrell, The i
- Why these EU bully boys fear democracy – Daily Mail
>Yesterday: Daniel Downes in Comment: Beware of what you wish for – in this case, an election landslide
Election 4) Candidates: CCHQ faces row with grassroots over imposing Downing Street favourites…
"Theresa May is facing an election cronyism row after party bosses attempted to parachute four Number 10 aides into seats with vast Tory majorities… Mark Wallace, the executive editor of Conservative Home – a website that has been revealing candidate selections – said there had been disquiet among some party associations. "Even in normal times, selections leave a lot of people unhappy – particularly, of course, those who don't get shortlisted or selected," Mr Wallace said. "But the snap election has compressed what would normally be a two year process into two weeks."" – Daily Telegraph
- Afghan war veteran to be Tory MP – The Sun
Election 5) …and 'malleable' options on local associations
"However, Paul Goodman, editor of Conservative Home, a political website that focuses on the Tories, said he saw the main determinant of candidate choice as being a preference for malleable candidates. Few involved believed Mr Hannan would have fitted that compliant mould. "There seems to be a preference for people who will toe the line, rather than those who will make a splash," Mr Goodman said. Those chosen were not precisely "creatures" of the party's central command, Mr Goodman said. But he added: "Anyone who gets into a selections final is not regarded with hostility by central command, put it that way."" – FT
>Yesterday: MPs Etc.: Exclusive: Farris completes Saffron Walden shortlist. Trouble in Wales. Latest selections news.
Election 6) Labour to take pay policy back fifty years
"Labour intends to reintroduce sector-by-sector pay deals if the party wins the election, reversing 50 years of market liberalisation. Jeremy Corbyn and John McDonnell, his shadow chancellor, have pledged to "roll out sectoral collective bargaining" as part of Labour's 20-point plan to end the "rigged economy". This would represent an end to the system where unions negotiate company by company and, instead, give them power effectively to set national standards on pay and conditions. Labour said it would "fix the going rate" in each industry and "set fair conditions" for the sector." – The Times (£)
- Opposition to take Britain back to 1970s with trades union membership in every workplace – Daily Telegraph
- Party pledges crackdown on bad landlords – The Independent
More Labour:
- Senior figures urge party to pull out of several seats to boost Greens – The Independent
- Twenty years after New Labour's landslide, the Tories are back on top – FT
- Blair 'hurt' by hatred – The Sun
More employment:
- MPs slam 'free riding' gig-economy companies – FT
- Policy is struggling to keep up with the labour market's rapid shifts – Frank Field, Times Red Box
- We'll be sneered at, but a progressive alliance can win – Zoe Williams, The Guardian
Election 7) Corbyn's unfunded £3 billion pledge for schools
"Jeremy Corbyn yesterday made an off-the-cuff pledge to spend an extra £3 billion on schools over the next three years without saying where the money would come from. The Labour leader insisted he would make up a shortfall in education funding and end the cash crisis. The pledge, which came at the annual conference of the National Association of Head Teachers, received a standing ovation from delegates. School leaders have complained of having to cut staff and stationery budgets to make ends meet. Some are asking parents for donations. Mr Corbyn said schools were losing out to the super rich and he vowed to change this. A party source said details of how the policy would be funded would be in the election manifesto." – Daily Mail
- Technical colleges are half-empty – The Times (£)
- Primary SATs are too stressful, claim MPs – Daily Mail
Election 8) Veterans warn away Labour candidates over Corbyn's IRA links
"Forces veterans are warning wannabe Labour MPs to stay away from their homes because of Jeremy Corbyn's IRA sympathies. Copycat messages posted on signs and in windows have been popping up all over the country, in another setback for the struggling party. They read: 'Dear Labour canvassers, a proud forces veteran lives here. Your leader supports the IRA. Knock at your own risk!'. Some Tory MPs have posted snaps of the warnings on social media, including Conservative MP for Morley and Outwood Andrea Jenkyns – who ousted Ed Balls in 2015." – The Sun
- McDonnell's repeated calls for taxpayers to be able to opt out of military support – The Sun
- Major party donor to contest Corbyn's seat – The Sun
>Today: Nadhim Zahawi MP's column: Labour MPs know that Corbyn is weak on defence, Trident and our enemies. So how on earth can they support him?
Prosecute web giants who fail to police content, MPs suggest
"Google, Twitter and Facebook have shamefully failed to tackle terrorism, violence and hatred online, MPs say. The social media giants are labelled a disgrace in a report that accuses them of ignoring pleas to remove illegal and dangerous content – including images of child abuse – despite being among the wealthiest organisations in the world. Google is accused of having "profited from hatred". The next government should consider urgently changing the law so that social media operators would be prosecuted for leaving unlawful messages on their sites, the select committee report says." – The Times (£)
- Social media companies could face heavy fines – Daily Telegraph
- Responsible publishing – The Times (£)
News in Brief:
- Police reveal that they're already monitoring two more planned ISIS attacks on London – Daily Mail
- Renters on housing benefit barred from buy-to-let homes – The Times (£)
- More British troops could be heading to Afghanistan – Daily Telegraph
- Banks fear interest-free credit cards are a 'ticking time bomb' – FT
- Heathrow staff ordered not to interrogate potential illegal immigrants – The Sun


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The Perfect White Blouse
Ohh the possibilities when it comes to the perfect white blouse. Dress it up, dress it down, wear it to brunch, wear it to the office…without a doubt, it's a closet must. Though a plain white button down will do the trick, there are so many beautifully detailed additions to a classic white blouse out these days (like eyelet + ruffles) – and I can't get enough!
Ps. We were big Seinfeld fans in our house growing up and every time I wear a frilly white top I can never get that "puffy shirt" episode out of my head! Anyone else feel the same way? So funny!! Felt compelled to share, it would be a disservice to this particular blog post topic if I didn't, ha!
As y'all know, Austin is probably the most casual city EVER! Hence why I rarely share "evening wear" …because, well, even the nicest restaurants in town will let you wear jeans + a cute top (…and also, I'm not going to those restaurants haha!). However, when I want to feel nice and pulled together but not overdressed, every single time my go-to lately has been to pair a pretty blouse with some good jeans. I'll throw on some nice flats or heeled mules, curl my hair, swipe on a little berry colored lipstick and voila, ready to go!
My top is by Sézane (let the swooning commence) and I am so. sorry. buuut it's sold out! (I know I know, why couldn't I have posted this sooner?! Kicking myself over here, too)…BUT the good news is they have quite a few gorgeous and very similar options (like this one) which I am linking to below (as well as some more pretties from other retailers I love!). I wear a size US4 in their tops for size reference.
Those cute kick-flare jeans are from Urban Outfitters and just $59. I think I've gotten more wear out of these than all the expensive jeans sitting in my closet haha… of course it would work that way! I have these in black, too, and they're incredibly comfortable (they have some stretch, hooray!) and SO flattering.
My kicks are also Sezane and they are the word "lovely" in shoe form. I am such a huge fan of Sézane shoes, they are so dainty and unique! Lastly, my handbag is from Etsy and I LOVE this little thing! Super durable and soooo darling.
Do you have a go-to trusty white blouse? I'd love to know! …Even better if you have a link to it haha, I am always on the hunt! 😉 Hope y'all have a wonderful week, XO.
**Photos by Anna Szczekutowicz Photography
top – SEZANE (similar here, mine sold out) / jeans – URBAN OUTFITTERS (fit TTS) / shoes – SEZANE / sunglasses – CELINE / handbag – ETSY


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02 Jul 2014
Daily Commission Newsbrief – 2nd July 2014Brussels Daily
Mergers: Commission clears acquisition of E-Plus by Telefónica Deutschland, subject to conditions
Following an in-depth investigation, the European Commission has approved under the EU Merger Regulation the proposed acquisition of Dutch Telecom operator KPN's German mobile telecommunications business E-Plus by Telefónica Deutschland (Telefónica). The approval is conditional upon the full implementation of a commitments package submitted by Telefónica. The Commission had concerns that the merger, as initially notified, would have removed two close competitors and important competitive forces from the German mobile telecommunications market and that it would have further weakened the position of Mobile Virtual Network Operators (MVNOs) and Service Providers to the detriment of consumers. To address these concerns, Telefónica submitted commitments ensuring that new competitors will enter the mobile telecommunications market in Germany and that the position of existing competitors is strengthened. These commitments remove the Commission's concerns. See also MEMO/14/460 . Commission Vice President in charge of competition policy Joaquín Almunia commented: "The remedies to which Telefónica commits ensure that the acquisition of E-Plus will not harm competition in the German telecoms markets. Consumers will continue to enjoy the benefits of a competitive market."
Higher recycling targets to drive transition to a Circular Economy; Green Employment Initiative
Today the Commission adopted proposals to turn Europe into a more circular economy and boost recycling in the Member States. Instead of extracting raw materials, using them once and throwing them away, the new vision is for a different economic model. In a circular economy, re-use, repair and recycling become the norm, and waste is a thing of the past. The package includes non-legislative policy communications on circular economy, green employment initiative , green action plan for SMEs and sustainable buildings. The legislative part of the package includes the review of the existing waste legislation and proposes new targets for various waste streams, it proposes to recycle 70 % of municipal waste and 80 % of packaging waste by 2030. The legislative proposals refer mainly to the Waste Framework Directive, the Landfill Directive and the Packaging and Packaging Waste Directive. In addition to the targets review, waste legislation will be simplified, and co-operation between the Commission and Member States will be stepped up to ensure better implementation. The legislative proposals will now pass to the Council and the European Parliament. The Commission has also today adopted a Communication outlining the employment challenges and opportunities of the current transition towards a green, low carbon, energy and resource-efficient economy. The Green Employment Initiative Communication presents an integrated framework to allow labour market and skill policies to play an active role to support this transition.
Strasbourg: President Barroso presents his views on the June European Council, the outgoing Greek Presidency and on the incoming Italian Presidency
Speaking at the plenary session in Strasbourg, President Barroso debriefed the European Parliament on last week's European Council. The President started by congratulating the new European Parliament, including Martin Schulz on his re-election as President, before speaking about the nomination process of the next European Commission and highlighting the European credentials and experience of Jean-Claude Juncker. The President underlined the importance of discussing and setting a strategic agenda for the EU in the years ahead, including on energy and climate.
On Ukraine, the President supported President Poroschenko's determination and commitment to de-escalate the crisis with his 15-point peace plan, but stressed that the ambition needed to be "shared by all sides" and that it needed backing up with action. Whilst understanding the decision by President Poroshenko to terminate the unilateral ceasefire, he called for a permanent halt of violence on all sides and for Russia to exercise fully its influence on the separatists to lay down their weapons. The President referred to the high level meeting to coordinate international assistance to Ukraine next week in Brussels. The Association Agreement and Deep and Comprehensive Free Trade Agreement with Ukraine, Georgia and the Republic of Moldova reflected Europe's support for its Eastern Partners. The President also thanked Prime Minister Samaras for the successful conclusion of the Hellenic Presidency.Later today , President Barroso,in the presence of Italian Prime Minister Renzi, will deliver a speech on the incoming Italian Presidency of the Council. The President is expected to express his appreciation for the Prime Minister's clear commitment to take forward further reforms in Italy as well as in the EU. He will also underline the fundamental role of Italy in shaping the Union from the very beginning and underline the need to work together, between Commission, Council, Parliament and the Member States, to ensure that the Union delivers what is required for our European citizens: jobs and growth.
Speech by President Barroso on the June European Council
Other news
May 2014 compared with April 2014: Industrial producer prices down by 0.1% in both euro area and EU28
In May 2014, compared with April 2014, industrial producer prices fell by 0.1% in both the euro area (EA18) and the EU28, according to estimates from Eurostat, the statistical office of the European Union. In April prices also decreased by 0.1% in both zones. In May 2014, compared with May 2013, industrial producer prices decreased by 1.0% in the euro area and by 0.9% in the EU28.
Commissioner Šemeta visits Serbia
Algirdas Šemeta, Commissioner for Taxation, Customs, Anti-Fraud, Audit and Statistics is visiting Belgrade on 2nd and 3rd July. On Wednesday, the Commissioner will meet with Serbian Finance Minister Lazar Krstić to discuss Serbia's accession negotiations in his policy fields. The Commissioner will also use this opportunity to promote the EU's wider campaign against tax evasion, and encourage Serbia to be an active participant in the global shift towards greater tax transparency. On Thursday, Commissioner Šemeta will give a keynote address at the General Assembly of the Intra-European Organisation of Tax Administrations (IOTA), a non-profit intergovernmental organisation to assist European countries in improving their tax administrations.
Four new Senior Management Appointments
The Commission has decided to appoint Ms Celine GAUER, a French national, to the post of Director of "Markets and Cases I: Energy and Environment" in the Competition Directorate-General. Ms Gauer joined the Commission in 1994, was working as an antitrust and cartel case handler and was responsible for the modernisation of antitrust rules and the setting-up of the network of National Competition authorities. In 2006 she was appointed Deputy Head of Unit in charge of coordination of antitrust cases and in 2008 became Head of the Energy and Environment Antitrust Unit. Since September 2013, she has been acting Director in charge of "Energy and Environment." Two Directors have been appointed in the Internal Market and Services Directorate-General. Ms Kristin SCHREIBER, a German national, has been appointed as Director of "Governance of the Single Market", a job she is currently doing in an acting capacity. Having started in the Commission in 1990, she has also served in the Cabinets of Mr Vladimir Špidla, Mr Michel Barnier and Mr Gunter Verheugen. The second appointment in the same Directorate-General is Mr Martin MERLIN, of French nationality, as Director "Financial Markets". Mr Merlin joined the Commission in 1997 as desk officer in the Internal Market Directorate-General. He has held various positions in this Directorate-General and in the Cabinet of Mr Charlie McCreevy. All three decisions will take effect on 16 July 2014. Finally, the Commission has decided to appoint Mr Hubert GAMBS to the function of Director "Mediterranean and Black Sea" in the Maritime Affairs and Fisheries Directorate-General. Mr Gambs, an Austrian national, is currently Head of Cabinet for Commissioner Johannes Hahn. He started his career in the Secretariat-General of the Council of the European Union in 1996. He then worked in the Commission's Directorate-General for Competition for several years, before joining the cabinets of Mr Franz Fischler and Ms Benita Ferrero-Waldner. The date of effect will be determined later.
Launch of European Tertiary Education Register – a new transparency approach in higher education
The new European Tertiary Education Register (ETER) publishes its first results today, providing easy access to information on universities in 36 countries, including all EU Member States. For the first time at European level, ETER will provide a one-stop-shop for detailed and comparable data on 2 250 institutions hosting more than 16 million students. The data includes university size, number of students and staff, subjects and degree levels covered, as well as information about research and international activities. ETER was set up with €500 000 in EU funding from the former Lifelong Learning programme (now Erasmus+). See also MEMO/14/447
Commission urges governments to embrace potential of Big Data
The Commission today is calling on Member States to wake up to the "big data" revolution. Big data – large amounts of data produced very quickly by many different sources presents a huge opportunity for European business and research: it can enable us to create new apps on mobile devices; it can bring huge improvements to the health sector by developing personalised medicine; and it can dramatically increase efficiency in transport and food logistics. Feedback from a broad range of stakeholders revealed a lack of cross-border coordination, insufficient infrastructure and funding opportunities, and a shortage of data experts were among the top obstacles holding back our data-driven economy. The Communication adopted today by the Commission suggests concrete measures such as a big data public-private partnership, an open data incubator to help SMEs, and identifying potential gaps in data standards. Vice President Kroes said: "It's about time we focus on the positive aspects of big data. Big data sounds negative and scary, and for the most part it isn't. Leaders need to embrace the potential of big data." See also MEMO/14/455
Commission presents actions to better protect and enforce intellectual property rights
The European Commission has adopted two communications – an Action Plan to address infringements of intellectual property rights in the EU and a Strategy for the protection and enforcement of intellectual property rights (IPR) in third countries. The EU Action Plan sets out a number of actions to focus the EU's IPR enforcement policy on commercial scale infringements (the so-called 'follow the money' approach). The Strategy setting out an international approach examines recent changes and presents ways to improve the Commission's current means of action to promote enhanced IPR standards in third countries and to stem the trade in IPR infringing goods. (For more information:IP/14/760 and MEMO/14/449 .
Vice-President Michel Barnier welcomes Court of Auditors' special report on banking supervision
Vice-President Barnier has welcomed today'sspecial report by the Court of Auditors entitled "European banking supervision taking shape – EBA and its changing context: " I welcome the Court of Auditors' thorough analysis of European banking supervision. I broadly share the findings of their report. Throughout the process, my services have submitted a number of precisions and clarifications to the Court, the vast majority of which have been taken on board and I congratulate the Court on the way that process was carried out. (…)"
Other Information :
The European Commission has granted clearance under the EU Merger Regulation to the acquisition of Traxys by Carlyle, both USA companies. Traxys is active in the commodities trade focused primarily on the sourcing and sale of metals, materials for steel mills and foundries and industrial minerals and on the provision of ancillary services. Carlyle is a global alternative asset manager which sponsors funds that invest globally in a range of industries. The Commission concluded that the proposed transaction would not raise competition concerns as Carlyle is not currently active in any markets in which Traxys is active. The operation was examined under the simplified merger review procedure. More information is available on the Commission's competition website in the public case register under the case number M.7226


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Brent Olson − Director, Office of Internal Audit
Brent Olson leads NREL's Office of Internal Audit (OIA). OIA's mission is to provide independent and objective assurance, advice, and insight to improve NREL operations.
OIA helps NREL accomplish its objectives using a risk-based, systematic, and disciplined approach to evaluate and improve the effectiveness and efficiency of governance, risk management, and control processes. Using this approach, OIA improves laboratory operations and provides independent and objective assurance to the U.S. Department of Energy (DOE) and the Alliance for Sustainable Energy Board that NREL is complying with requirements and appropriately stewarding the budgetary and physical assets entrusted to NREL by DOE and other customers.
Olson has more than 24 years' experience conducting and overseeing governmental audits at the federal, state, and local level, including financial, operational, compliance (grant and contract), information technology, and construction audits. Olson has also completed quality assessment reviews for many organizations to assess their internal audit functions' conformance with The Institute of Internal Auditors (IIA) International Standards for the Professional Practice of Internal Auditing.
Prior to joining NREL, Olson's roles have included working for public accounting firms including KPMG and EY and with the U.S. Department of Labor's Office of Inspector General. Olson has frequently served as instructor or presenter for internal audit and risk management topics, including implementing the Committee of Sponsoring Organizations of the Treadway Commission's 2013 Internal Control Framework, Standards for Internal Control in the Federal Government (the "Green Book"), internal audit's involvement in sustainability programs, and fraud prevention and detection.
Olson holds a bachelor of science degree in business administration from Northern Michigan University. Olson earned his Certified Public Accountant designation and additional certifications from IIA including Certified Internal Auditor (CIA); Certification in Control Self-Assessment (CCSA); and Certified Government Audit Professional (CGAP).