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In Debt, we take on one of the most challenging financial questions that remains unresolved: How much to borrow? We start by demonstrating why using debt has always been and continues to be a great temptation, particularly when borrowing costs are historically low. We identify conditions for selecting the optimal amount of debt for a corporation looking to maximize its value. You'll become fluent in related concepts like norms and benchmarks. You will explore these and other factors that influence debt for individuals and for public sector organizations -including governments, who are the largest consumers of debt. Like pollution, debt creates systemic risks even for the people and organizations that don't create it. This course discusses the imperative of limiting and reducing debt and the costs to all of us if we don't. We build on case based learning giving you opportunities to interpret, uncover and acquire financial information that is often hidden or missing. We also summarize important threads from previous courses to give you a deep and cohesive understanding of when debt works for you and when it becomes your worst enemy.
Informações sobre o curso
oferecido por
Universidade McMaster
Founded in 1887, McMaster University is committed to creativity, innovation, and excellence by inspiring critical thinking, personal growth, and a passion for learning. Ranked amongst the Top 100 universities in the world, McMaster pioneered a learner-centred, problem-based, interdisciplinary approach to learning that is now known worldwide as the "McMaster Model".
Programa - O que você aprenderá com este curso
Welcome & Personal Debt
Welcome! This first week will introduce you to a critical question for our time: how much debt is too much debt? We start by demonstrating why using debt has always been and continues to be a great temptation, particularly when borrowing costs are historically low. Then we'll delve into Personal Debt and how building your financial literacy as well as tapping into your own motivations can help you manage your debt level, instead of it managing you. You will make connections between Debt and concepts in the prior three courses of this Specialization, and start examining what area of debt from your experiences that you would like to address as part of this course's final assignment.
Corporate Debt
This week we will look at Corporate Debt and how this type of debt has significant advantages over equity under certain conditions. Taking a critical yet realistic lense, we'll explore how debt favours and benefit firms who use it as financial leverage aimed at increasing a firm's value, while impressing an understanding of why this is an advantage only during times of growth. We'll also tap into each other's thoughts on how this type of debt could influence our own investing decisions
Government Debt
This week we'll move beyond the personal and corporate to the bigger picture of Government Debt. We'll collectively understand why a measure of debt is often a requirement to grow national wealth. But, we'll also discuss how this 'measure' of debt has become a 'monolith' of debt in many instances around the globe. The key aspect that we'll work together to uncover is how this impacts you and the people and places surrounding you, and consider how we might plan and react to finding ourselves at an economic turning point in our history. This week will also be the launch of our peer review activity around your debt case study.
Debt Synthesis
Week 4 is the time to synthesize all that we have learned about debt - from our personal experiences, the state of corporations as well as the current level of government debt, and scrutinize and address it in a way that will increase your debt literacy. You will also reexamine your debt case study and share your biggest takeaways from the course, and look ahead to F4E: Capstone!
- 5 stars
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Principais avaliações do FINANCE FOR EVERYONE: DEBT
Very clear concepts including videos. Interesting everything
This course helped alot what is debt and how it helps us.
Sobre Programa de cursos integrados Finanças para todos
Watch this intro video to learn more about the Specialization curriculum and Capstone Project!
Perguntas Frequentes – FAQ
Quando terei acesso às palestras e às tarefas?
O acesso a palestras e tarefas depende do tipo de inscrição. Se você participar de um curso como ouvinte, você poderá ver quase todo o conteúdo do curso gratuitamente. Para acessar tarefas valendo nota e obter um Certificado, você precisará adquirir a experiência do Certificado, durante ou após a participação como ouvinte. Se você não vir a opção de participar como ouvinte:
- o curso pode não oferecer essa opção. Você pode experimentar um teste gratuito ou solicitar o auxílio financeiro.
- Em vez disso, o curso pode oferecer 'Curso completo, sem Certificado'. Com esta opção, é possível ver todo o conteúdo do curso, enviar as avaliações necessárias e obter uma nota final. Isso também significa que você não poderá comprar uma experiência de Certificado.
O que recebo ao me inscrever nesta Especialização?
Quando você se inscreve no curso, tem acesso a todos os cursos na Especialização e pode obter um certificado quando concluir o trabalho. Seu Certificado eletrônico será adicionado à sua página de Participações e você poderá imprimi-lo ou adicioná-lo ao seu perfil no LinkedIn. Se quiser apenas ler e assistir o conteúdo do curso, você poderá frequentá-lo como ouvinte sem custo.
Is financial aid available?
Sim, a Coursera oferece auxílio financeiro ao aluno que não possa pagar a taxa. Faça a solicitação clicando no link Auxílio Financeiro, abaixo do botão "Inscreva-se" à esquerda. Preencha uma solicitação e será notificado caso seja aprovado. Você terá que completar esta etapa para cada curso na Especialização, incluindo o Trabalho de Conclusão de Curso. Saiba mais .
What will I be able to do upon completing the course?
By the end of this course, you should be able to:
1. Explain ways in which debt can be useful or detrimental to the individual, the company, and the country.
2. Relate important financial concepts and issues to experiences in your daily life or the real world.
3. Perform financial calculations with accuracy.
4. Build confidence in your ability to manage debt.
5. Engage in research in order to increase your knowledge of particular financial issues/scenarios.
6. Engage with news, issues, and communities that matters to you, inclusive of concepts of finance and debt.
7. Assess finance issues (ex. the debt position of a given entity) with confidence.
8. Analyze how financial concepts are applied by organizations.
How long does it take to complete this course?
The course is structured to be 4 weeks in length.
How often is this course offered?
This course will be offered every month.
What background knowledge is necessary?
No previous knowledge is required. It is recommended that learners have basic mathematics knowledge.
Ganharei créditos universitários por concluir o curso?
Este curso não oferece créditos universitários, mas algumas universidades podem aceitar certificados de cursos que podem ser convertidos em créditos. Entre em contato com sua instituição para saber mais. Com os cursos on-line e os certificados Mastertrack™ do Coursera, é possível ganhar créditos universitários.
Mais dúvidas? Visite o Central de Ajuda ao Aprendiz.


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René LaVice
Live from Eastern Electrics – 04.08.2019
RAMLive brings you a selection of sets recorded live at Eastern Electrics. RAM took over the Big Top on the Sunday with a jam-packed line up including Culture Shock, Calyx & Teebee, Delta Heavy, René LaVice plus many more.
This week we have Radio 1's Rene Lavice tearing down The Big Top for 60 minutes, with 2Shy MC holding down proceedings on the mic. Make sure to keep an eye out for further uploads direct from the festival during August.
Subscribe to Ram YouTube – http://po.st/SubscribeRamYT
Become a fan of RAM Records: http://po.st/LikeRamFacebook
Follow RAM Records on Twitter: http://po.st/FollowRamTwitter
RAM Website – http://ramrecords.com

subset: commoncrawl


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The new age of title sequence designAUTHOR: Issac Teh
Patrick Clair, creative director of California-based studio Elastic talks to Issac Teh about the storytelling techniques behind those opening title sequences obsessed over by TV bingers everywhere.
Beginnings: a simple idea, and a singular strong concept
In recent years, the TV series has entered critical and social discourse with great force – from the pages of The New Yorker to the discussions and allegiances that unfold on Facebook feeds. And with a more diverse range of networks and streaming services making their way into the market, a strange phenomenon is unfolding: the title sequence race. From humble beginnings as mere title cards in silent films, today highly considered title sequences can be found leading not only into big budget movies but into their increasingly-sophisticated sibling, the TV series – an indication that the ways in which we are making and watching television are subtly changing.
Unlike the simple, utilitarian arrangements that informed the viewer of the show's stars, or what happened in the previous episode, the title sequences of today are whole different breed. "For any series, the challenge is to boil down the dynamic of the drama into an idea that is simple, yet striking and meaningful," says Patrick Clair, creative director of Elastic in California, the studio responsible for the titles to True Detective and Halt and Catch Fire. "The most iconic and memorable title sequences begin with a simple idea: a singular strong concept that evokes the characters, the tone, the world and the story through focused and striking visuals – a man in freefall (Mad Men), a dead body being prepared for burial (Six Feet Under), the brutality of cooking breakfast (Dexter)."
The sophistication of these sequences has grown alongside the emergence of services like Netflix, an on-demand internet streaming service. Unlike a traditional network, where a longer title sequence means less time for commercials, Netflix is unbound by these restrictions and the titles for its original series are conceptual, multilayered pieces of mini cinema, with hidden symbols and connotations regarding the series they accompany. Anyone who follows Orange is the New Black can recognise the title sequence (designed by Thomas Cobb Group) with their eyes closed just by listening to Regina Spektor chiming in the background, and this may conjure the mouths and eyes of the incarcerated women featured in the sequence, each of whom took creator Jenji Kohan's directions in front of camera to think of a peaceful place, a person who makes them laugh and something they want to forget. The combination of this audio and sepia-toned synecdochic images, with contrasting pops of orange and red, results in an unmistakeable brand that becomes ingrained in the viewer's mind.
Developing a style guide for the series
Or look at the opening titles to the American Horror Story series, with the unique challenge in that each season tells a different story. Created by Los Angeles studio Prologue, the titles across each season feature surreal imagery, unnerving ambient sounds rushing in the background, and a surprising typographic treatment with the use of a modified ITC Rennie Mackintosh font, which holds more of an art nouveau air than claims to the horror genre. But by consistently including these art-directed elements in the title sequence for each instalment of the popular franchise, Prologue created a style guide for the TV series, which ensures that each new production falls in line with the rest.
For the period drama Halt and Catch Fire, Clair and his team looked into computer advertising from the 80s. "So often the 80s is just seen as this kitsch ridiculous bizarre fun time, but if you go back and look at the materials from the time you see that these clunky pixel machines were serious big business with all the conservative serif typography and sheen of high-end business marketing. That's what inspired so much of our approach to timing and type choices – the idea that it was possible, interesting even, to actually take the 80s seriously for a moment. For Daredevil, we had this great chance to dig into symbols around old New York and Hell's Kitchen, especially symbols of the church and justice system. Any story has many rich symbols in the subtext, the exciting thing [when making title sequences] is to mine that subtext and make something cool with it."
Designing for repetition
As the arts become more accessible, it can be said that audiences can now better appreciate good technique. Even the 2015 Emmy nominations for Outstanding Main Title Design have become a topic for discussion. When was the word 'snubbed' ever used for something like title sequences? Some treat these sequences with the same fervent loyalty that they have for their favourite character or series. The nominations of titles from streaming services like Netflix and Amazon Studios – in which users are given the opportunity to binge watch entire seasons in a single sitting – suggest that audiences are now more taken with a premium experience and all the perks that come with it, including more sophisticated title sequences. While techniques such as the double exposure employed in both of HBO's True Detective sequences ("broken portraits of broken people," says Clair), as well as the mirroring effect used in the title sequence for Amazon Studio's Bosch, are lauded by the viewers.
The British explorer Freya Stark said, "Curiosity is the one thing invincible in nature." Such is human nature, the less we know, the more want to uncover, and with the facilitation of binge viewing, some titles are designed to reveal layers of depth over time or with repetition.
"A good example is a show like Homeland," says Clair. "Its title sequence is unusual, but also very effective at working on a number of levels. On the first viewing, it really feels likes it's tackling the bigger geopolitics of the show – a story about espionage, post 9/11 counterterrorism and the chaos and pitfalls of American foreign policy across the last decade. However, on subsequent viewings, the discordant score and fragmented imagery really spoke to something much more fundamental about Claire Danes' character – this was a sequence about the challenges of coping with mental illness, of someone struggling to face a demanding career while also balancing a condition that affects the way you experience the world."
The artistry behind these masterpieces is a collaboration between show runners and studios, where a close relationship is critical. "As with an creative project, trust is key," says Clair. "The more you can demonstrate an understanding of the human struggles at the heart of that story, the better the result will be when you translate it into sound and visuals. As a director, your job is to sell your ideas – and every concept should be met with resistance. The best ideas live because they are robust and universal."
Thumbnail illustration by Daniel H Gray.
This article first appeared in the October 2015 issue of desktop. Subscribe to the magazine here.
One Response
It's always interesting to hear from Patrick Clair. But it also would have been nice if Desktop could have featured some recent Australian titles or asked Patrick's opinion on the local industry here. Disappointing to see an Australian publication pushing international design over local. I don't know that Patrick can still be considered Australian – he left these shores for more fertile title soil a long time ago.


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A GROUP of teachers were lucky to keep their jobs after a video of them playing 'f***, marry, kill' about their own STUDENTS emerged online.
The upsetting footage of teachers from Bangor in the US state of Michigan led to a school secretary resigning.
They are seen rating pupils using the criteria of what they'd rather do - have sex with, marry, or kill them.
A female member of staff is asked about one student and says: "Ooh, I would f*** [pupil's name]"
Another adds: "Oh I would f***ing kill [pupil's name]."
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BIRD'S EYE VIEWTeacher went to check bird-watching site ahead of class trip and found three people DOGGING in a hide
'I felt such a hypocrite'Binge eating teacher loses 15 STONE after feeling ashamed while teaching about healthy diets
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The footage appears to have been taken by another person in the Bangor Tavern Bar and Grill and at one point someone is heard to say: "Are they school teachers?"
Bangor Police Chief Tommy Simpson told WZZM 13 that there is nothing in the video that would lead to charges, but added the school is looking into the issue.
Simpson said: "There was a member of the school staff that filed a complaint because she felt threatened by the video."
The school's attorney said two of the six teachers were given written reprimands and four were given verbal reprimands.
Many parents who attended a school board meeting after the video came to light said all the teachers involved should resign.
Earlier this month a maths teacher who called a special needs student "thick" and others "ugly" and "gay" was banned from classes.
Helen Rossenberg, 59, told another pupil to "sit your black ass down".
We pay for your stories! Do you have a story for The Sun Online news team? Email us at email@example.com or call 0207 782 4368


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6 Things Every Successful Career Woman Should Keep at Her Desk
Emily Laurence・June 12, 2017
Glancing around your desk, chances are you'll find a computer (duh), water (hey, hydration is important even when you're not working out), and maybe a pretty succulent. But is there something missing that the most successful women swear by (be it for productivity, or just a mood boost)?
To find out, I asked six wellness execs—all heading up booming businesses— the same question: Which one item do you keep with you at work at all times? Here, they reveal the must-have items that help inspire their best ideas, aid them in handling workplace stress, and even enable them to squeeze in a workout.
Keep reading for the office accessories they can't live without—you might just be inspired to put something unexpected next to that water bottle.
1. Notepad and pen
Sure, you could technically type all your genius ideas into a Google Doc or iPhone memo, but there's something about an old-school pen and paper that Dona Chai co-founder Amy Rothstein finds refreshing. "My day is scattered, so I'll often have an idea that pops up at a random time or place," she says. "If I don't write it down, I'll lose track." She's on to something—science has shown that the act of scribbling down your ideas helps you remember them better than typing them (or even better: drawing them).
2. An inspiration board
There's a reason why a certain quote or photo sticks out to you—even if you don't know it at the time. Two words: major inspiration. It's why Purely Elizabeth founder Elizabeth Stein is a huge proponent of keeping images encompassing your #goals all around your desk. "I still have the vision board in my office that I made in 2009 prior to launching [my company]," she says. Hmm, think there was a photo of probiotics next to one of granola on there?
3. Blue-light blocking glasses
Are your eyes glued to a computer nine hours a day? NAO Nutrition founder Nikki Ostrower does, too—which is why she keeps a pair of Gunnar glasses right next to her keyboard. "They help keep your eyes from straining, which can cause headaches and fatigue," she says.
4. Stress-reducing essential oils
The side effect of having a job (or, you know, being alive) is feeling stressed out from time to time. But keeping a certain secret weapon up your sleeve—almost literally—is the key to staying completely Zen amidst office chaos. "Our Aromatic Irritability Treatment is my work must-have," says Tata Harper's namesake founder. "Typically, work is where [the most] irritating situations in our lives are happening: we're under pressure, there are time constraints, and for me personally, meeting after meeting. So [that essential oil] is probably what helps me the most on a day-to-day basis." Plus, it smells amazing (hello, office oasis).
5. Coconut oil
Epic Provisions co-founder Katie Forrest's must-have is the cult fave beauty and kitchen go-to: "[I use it] as a lip balm, skin moisturizer, coffee booster, in my salad, and to wipe mascara from my eyes," she says. "It's so magical!" The jet-setting exec adds that you can also throw it right in your purse, which is a major benefit if your job requires you to be on-the-go a lot.
6. Sneakers and workout gear
Flywheel Sports CEO Sarah Robb O'Hagan says she always has her workout gear with her. "You just never know when a meeting will get canceled or all your colleagues leave work early, giving you the chance to get a workout in," she says. Hey, even if you're using those kicks for a walk on your lunch break (or a moving meditation), it could be the one thing that transforms your day.
Now that your desk is about to reach #girlboss status, here's how to score that promotion you want. Plus, some key tips for getting ahead at work, according to your sign.
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7 Lessons Thank You!
Tim Sykes is a penny stock trader and teacher who became a self-made millionaire by the age of 22 by trading $12,415 of bar mitzvah money. After becoming disenchanted with the hedge fund world, he established the Tim Sykes Trading Challenge to teach aspiring traders how to follow his trading strategies. He's been featured in a variety of media outlets including CNN, Larry King, Steve Harvey, Forbes, Men's Journal, and more. He's also an active philanthropist and environmental activist, a co-founder of Karmagawa, and has donated millions of dollars to charity. Read More
Let Me Walk You Step-by-Step Through How I Earn Profits.
Take Action Now.
Sign up to jump start your trading education!
"I'm a 29 year old single mother of two. I do not have a regular 9 to 5. I am currently day trading as a living. Prior to discovering Timothy Sykes I played around with a couple other mentors and penny pick sites. Sadly not being taught the basic fundamentals I lost $5500-Terrible! I found Tim's website in May and now I'm up 50k learning from Tim Sykes. I am extremely grateful for Tim, he is the truth hands down!"
- Asheya Burton
- Timothy Sykes of Profit.ly


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How important is it to understand your target market, define customer demographics and create buyer personas?
That's a good question. Let me share a story to help clarify my thoughts on this. I am working with a client right now and we have changed directions a bit from our previous marketing consulting strategy. Today we are focused on vertical markets. SLC Bookkeeping found a client that seemed fun, profitable, and easy to work with and we decided to go after more of these prospects.


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↢ Mockingjay Part One ↣
Awake from where Katniss left off, her life saving rescue from the horrible Quarter Quell, Katniss awakes under the supposedly destroyed District 13. Her home and friends, District 12, is now brick and rubble and she is absolutely broken and cries on her knees. Peeta Mellark is now brainwashed and held captive by President Snow, along with two other victors. Katniss also learns about a secret rebellion spreading throughout all of Panem.
A rebellion that will turn the tables on Snow, but is it to late?
With its third movie in the series, Mockingjay Part 1 is one of my all time favourites and a must see. The way Katniss talks with pride and stands up for the rebels is an inspiration. In this action packed movie comes a story about fighting for the right of the people and showing others that the way the Capital treats them is the way they'll treat them back, with a surprising ending forcing you to want to watch the next movie is the wonderful Hunger Games Series.
|Scene from the movie


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Design of the WVS-7 questionnaire has been a lengthy process which required efforts and contributions from all the WVS network members and beyond. Questionnaire drafting has been strted in April 2014. Final version of the questionnaire has been finalized in December 2016 with the survey fieldwork commencing already in January 2017.
Similar to the previous waves, WVS-7 questionnaire is an extensive research tool comprising of 290 questions and measuring cultural values, attitudes and beliefs towards gender, family, and religion, attitudes and experience of poverty, education, health, and security, social tolerance and trust, attitudes towards multilateral institutions, cultural differences and similarities between regions and societies. In addition, the WVS-7 questionnaire has been elaborated with the inclusion of such new topics as the issues of justice, moral principles, corruption, accountability and risk, migration, national security and global governance.
Given the longitudinal character of the WVS research program, a number of survey items refering to social, political, economic and cultural values and norms as well as batteries measuring post-materialist index are replicated from the previous waves. The approximate proportion between the longetudinal vs new questionnaire elements is 60% to 40%.
WVS-7 survey round is also contributing towards monitoring the set of Sustainable Development Goals and the targets defined by the UN post-2015 agenda. WVS-7 questionnaire contains over 100 indicators allowing to assess the status of SDGs 1 (no poverty), 2 (zero hunger), 3 (good health and wellbeing), 4 (quality education), 5 (gender equality), 8 (decent work and economic growth), 11 (sustainable cities and communities), 13 (climate action), 16 (peace, justice and strong institution), 17 (partnerships for the goals).
WVS-7 questionnaire is structured along 14 thematic sub-sections, including demography, as following:
In addition to this, regional and thematic modules have been included into the WVS-7:
WVS-7 master questionnaire is designed in English with the centrally prepared translations into several major languages (Arabic, Spanish and Russian) being offered by the WVSA Secretariat. Unless the centrally translated version is suitable, all WVS national surveys teams are in charge to prepare the translations into their national language(s) in their respective country. In any given country, the questionnaire must be translated into all languages which serve as the first language for 15% (or more) of the population. For countries that participated in previous waves of the World Values Survey, translation for the replicated items is used from the previous wave questionnaires to minimize bias during overtime comparsion of answers distributions.
WVS requires implementation of the common questionnaire fully and faithfully, in all countries included into one wave. This is the main condition which ensures over-time comparison of the collected data and is the main criteria for inclusion of each national data-set into the WVS-7 aggregated data-file. All WVS teams have a possibility to exclude few questions which are not acceptible in the country's cultural context. All WVS teams also have a possibility to include up to 40 additional country-specific questions on any topic related to the main theme of the WVS research program.


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Skip to comments.Fla man gets 90 days in jail for spitting on Trump supporter, ordered to pay for new MAGA hat
Posted on 01/12/2020 5:50:38 PM PST by kevcol
A twisted leftist was sentenced on Thursday to 90 days in jail for spitting on a 67-year-old, MAGA-hat wearing Trump supporter in October.
The surprising justice meted out to Matthias George Ajple was attributable at least in part because the crime was caught in on camera in living color at Hurricane Grill & Wings in Vero Beach, Florida.
The registered Democrat will not only sit and stew in the Indian River County Jail for three months, but he will also serve 12 months on probation, pay a fine of $695, and fork out restitution in the amount of $155 to Robert Youngblood, the man who was the target of Ajples abuse.
(Excerpt) Read more at bizpacreview.com ...
Too bad he probably won't serve out the full 90 days. Wouldn't be surprised if they release him after 24 hours.
I remember this jerkoff. Hope he enjoys his stay in jail.
Hell, they should have given him an additional 30 days for the smug look in his booking folder.
Had he done that to me, he'd be better worrying about the sentence he'll get from me, after he gets out of lockup.
I hope that POS is made Cell Block D's Prom Queen.
I doubt it.
This is Florida and he will serve 90 days. With his attitude he will get his ass kicked by someone in there who will wipe that smirk off his face.
Ajple (what a name) is 43 years of age (Gen-X-er).
Damn the Hate-mongering Propaganda Media
If the victim, Youngblood, is an American Indian, he can sue for racial/ethnic discrimination and put Ajple in the poor house for life. (I would prefer jail where he can be constantly watched as a psycho).
You doubt what?
Born in Germany. Should have stayed there.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Get Twitter Shares Today!
Having a good number of shares on Twitter is very important for any business or brand in this world of digital media. The number of Twitter likes, and shares have become a very important statistics that people use in order to judge the quality of your post. Shares on Twitter increase the reputation, as well as the popularity of your post as well as your profile in general. The traffic that sees your posts and trusts them for being genuine after seeing a good number of shares eventually lands on the page. Your page is basically a profile that showcases the brand and all the service offerings.
The formula here is simple. A good number of shares mean more trust from consumers.
Creating hype about any product or service has always been a very important marketing tool, and this is exactly what Twitter shares are all about. By creating the right kind of hype for your brand, you can maximize on your return on investment, by attracting more and more customers towards your business. This is something that helps you have a good amount of trust from the side of the consumers as well.
Buy More Likes has a different kind of packages available for you that help you grow your Twitter shares in a very organic, suspicion-free, as well as gradually increasing manner. All of the marketing techniques that we use are based on the latest trends and innovative use of technology, as well as statistics that never lie. Please note that we offer a lifetime replacement warranty for all of our services, along with a 100% money back guarantee for you. Customer satisfaction is what we strive towards, and we believe in complete transparency in all our business dealings, keeping all the steps about the process and our communication with you, completely private, safe and confidential.


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A "Jigsaw" Activity
Paleontology is an excellent hook for educators to use to teach science, as we all grew up in awe of the giant dinosaurs, or have had our curiosity awakened by the fossils we found while wondering the beach.
We will use the "jigsaw" technique to explore paleontology. Students will be divided into 4 groups. Each group will explore their specific webpage in class or at home. Members of each group will become "experts" on their assigned paleontology topic(s). Then, the groups will disperse and reassemble into new groups that will include one member from each of the former groups. In the duration of one class period, each of the "experts" will provide a brief summary of the essential information about the topics they were assigned to their new group. At the end of this class period, a general discussion will be held about these paleontology topics.
Group 1: Explore Morphology
Group 2: Explore Hot Topics in Paleontology
Group 3: Explore Taphonomy
Group 4: Explore Ichnology


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Ibiza y Formentera Agua de Mar
Ibiza and Formentera Agua de Mar is a family eco enterprise related to the sea, to the values of health and to the protection of the environment. We collect sea water in the sea, in privileged sites for its high stability in the composition of minerals. Sites where sea currents keep the seawater clean and constant salinity, where sea currents are circular type called vortex. Due to its composition, sea water is an excellent nutrient. It has disinfectant properties. Used traditionally as toothpaste and mouthwash, disinfects and treats small wounds and infections. Great nasal and ocular decongestant used in cataplasms and cleanliness of wounds for its great aseptic power, disinfectant and healing. The filtered and sterilized seawater is also a great nutrient that guarantees the quality of life of aquatic beings and makes it ideal for use in aquaria.
Filtered and sterilised sea water – for cooking fish, drinking, disinfectant, acquaria,
Av. San José de sa Talaia 28, Ibiza
+34 650 905 806


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The King's Own Blurb Blitz
The King's Own
Genre: Low Fantasy
On Sale for only $.99
The King's Own are as feared as they are ruthless, doing all of those hard, and sometimes terrible, things necessary to ensure the safety of the realm. Owing allegiance to the King alone, they are his spies, his assassins, and his advisors. They exist to walk in the shadows, to enforce the King's will, to change the course of entire wars, and to root out dissenters. They live without family, in service to the crown, unknown and unsung.
A young man conscripted to fight in a war far away from home. Blood and loss tempered with hope and a vow. Recruited into the King's Own, he must learn quickly to do whatever it takes to serve the kingdom so that others can live their lives in relative peace and safety. But just how far will he go to keep his oath, especially when the King is murdered?
I let out a silent howl of rage and loss, shaking in fury. He was right, but I didn't want to admit it. The bandits on the other side of the door were growing closer, shouting and mocking as they looked for more victims.
"I can at least …" I protested, but the Old Man shook his head again.
"Listen to me, son," he said, his voice surprisingly calm. "I've never in your life given you a command. But obey me now. You must flee. We have no time to argue, and there are so many things still to tell you. I want you to live. Make this mean something. Your mother and your sister would want the same. Your wife and your son would want the same. Sarra wants the same. The gods above, or maybe even the gods below, spared you for something. Live to fight another day, son."
I took a deep breath, wrestling with my emotions, mastering them once again, allowing that cold calmness to settle over me so I could act. I opened my eyes, looking at the Old Man, wishing I could say all the things I never had.
About the Author
Marshall was born in Florida, but found his home when he moved to Colorado. He is a lover of movies, books, dogs, science fiction, fantasy, and military history. His debut novel, The King's Own, is a work of dark fiction that asks hard questions as it examines the life and labors of the protagonist.
In his free time, he enjoys running, reading a wide array of fiction, and writing science fiction and fantasy.
Connect with W. Marshall online
Facebook: AuthorWMarshall
Website: http://www.authorwmarshall.com/
Buy Link: https://www.amazon.com/dp/B0714C7LVQ
Marshall will be awarding a $50 Amazon/BN GC to a randomly drawn winner via rafflecopter during the tour.


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Clinical (Student) Teaching
Clinical teaching is a very important element of the teaching certification process. Clinical teaching is as a full day, full-time, school-based experience that is supervised by both a cooperating teacher and TCU field supervisor. The clinical teaching experience provides pre-service teachers the opportunity to make practical application of knowledge, learning principles and teaching techniques.
All TCU College of Education students are required to complete clinical teaching as part of their teacher certification program. Students in the EC-6 program will student teach 35 days in two grade levels for a minimum of 70 days (minimum of 14 weeks). Students in the Middle/Secondary program will student teach for a minimum of 70 days (minimum of 14 weeks) in one school. Students obtaining all-level certifications will work with their advisors to determine appropriate field placements and schedule to meet the minimum requirement of 70 days of clinical teaching. Graduate students in the TCU Teach program will student teach for a minimum of 140 days (minimum of 28 weeks).
The Director of Student Teaching and Community Outreach is responsible for administering and organizing the clinical teaching process and placements. Below you will find useful information regarding the clinical teaching experience. For more information, contact Karrabi Malin.
Admission Requirements
Any student who wishes to be considered for admission to clinical teaching must meet the following requirements:
- Completion of all content area and education coursework with a minimum of 2.75 GPA and no grade lower than a "C"
- A minimum overall TCU GPA of 2.75
- Successful completion of Senior Seminar EDEC/EDMS/EDSE 30001: Professional Practice Seminar
- Professionalism in attitude, demeanor, ability, and preparation
Decisions are made for admission by an Admissions Committee comprised of faculty members familiar with the students' academic and professional status.
Assessment and Evaluation
Texas teachers are evaluated using T-TESS (Texas Teacher Evaluation and Support System). Teacher effectiveness is based on: a) observation, b) teacher self-assessment, and c) student growth. Clinical Teaching classroom observations are based on the standards and skills addressed in the T-TESS. To learn more about the Texas teacher evaluation, visit the Texas Education Agency's web site:
Clinical Teaching Application
- Please fill out the Online Clinical Teaching Application. Indicate if you are interested in teaching abroad (if applicable).
- Applications are due September 1 for the spring and February 1 for the fall.
- A mandatory workshop will be held prior to student teaching to address requirements, meet field supervisors, discuss the certification process, and address questions and concerns.
- Clinical teachers will follow the district calendar with respect to start dates, holidays, and breaks.
Resources for Current Clinical / Student Teachers and Supervisors
Fall 2020 Clinical Teaching Tentative Calendar
Fall 2020 TCU COE Partners
|Birdville ISD
|CRC Process Link
|Calendar 2020-2021
|Coppell ISD
|CRC Process Link
|Calendar 2020-2021
|Eagle Mountain-Saginaw ISD
|CRC Process Link
|Calendar 2020-2021
|Fort Worth Academy of Fine Arts
|CRC Process Link
|Calendar 2020-2021
|Fort Worth ISD
|CRC Process Link
|Calendar 2020-2021
|Grapevine-Colleyville ISD
|CRC Process Link
|Calendar 2020-2021
|Keller ISD
|CRC Process Link
|Calendar 2020-2021
|Mansfield ISD
|CRC Process Link
|Calendar 2020-2021
|Midlothian ISD
|CRC Process Link
|Calendar 2020-2021
- Weekly Evaluation Form
- Midpoint and Final Evaluation Form (for cooperating teachers and supervisors)
- Midpoint and Final Evaluation Form (Graduate Studies)
- Classroom Observation Form (for supervisors)
- Classroom Observation Form (Graduate Studies)
- Semester Summary Form (for supervisors)
- Principal Confirmation (for supervisors)


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By Jim Boyce
Californian wine giant E&J Gallo plans to introduce two Carlo Rossi wines designed specifically for China. Both are Cabernet Sauvignon dominant, one hailing from Sonoma County (suggested retail price rmb318) and the other from Napa Valley (rmb600), and the plan is to release them in late July.
Cal Dennison, Gallo's director of wine-making for table wines, said that Carlo Rossi has been in China for many years and the aim is to "bring it up a level". He said part of the inspiration behind these new wines came from a visit to China. See the interview below for more details.
The Sonoma County Cabernet uses wine from the Alexander and Dry Creek valleys and also includes Merlot and Petit Syrah. It has an initial sense of sweetness, is plummy and jammy without being heavy, and has some pleasant spice smells and tastes. I tried it last month during a stateside visit arranged by Sonoma County Vintners and Jumpstart Solutions and will soon post more on wineries visited and wines tried.
After the Carlo Rossi tasting, I sent a few questions to Dennison, who has been with Gallo for more than ten years and making wine since graduating from UC Davis with a degree in Viticulture and Enology in 1983. Below are the answers I received via Gallo's PR team (my highlights).
Why make a wine specifically for the China market?
At Gallo, we like to make great-tasting wines for all occasions that can be enjoyed around the world, so when China became interested in California wines, we jumped at the chance. I believe there is a huge opportunity to not only grow and succeed in the marketplace, but also to expand knowledge of California wine in China. Specifically for China, I am focused on crafting wines that pair well with the culture, cuisine and palate of the Chinese people.
You did a lot of background research, including visits to China. Would you give us some details about what went into making this wine?
I have visited several cities in China and met with consumers and restaurant patrons, all the while gaining invaluable insight into their taste preferences. Based on my visits and interactions, I thought I could make a wine to fit their needs –- one that is fruit forward, smooth and a great representation of California and our premier appellations. To me, this is the most gratifying part of winemaking -– the artistry of making wine for those who enjoy it!
What attributes does the wine have that you think will particularly appeal to wine consumers in China?
I think the vibrant red color, approachable fruit forward aromas and smooth rich taste and the specially designed appealing label of Carlo Rossi will find great success in China. [Click here for Sonoma County notes and here for Napa Valley notes.]
Are there any plans to produce any more wines, perhaps a white, designed for the China market?
We are planning to make a Carlo Rossi Lot 1933 Chardonnay for China, possibly to be released next year.
Good content takes resources. If you find Grape Wall useful, help cover its costs via PayPal, WeChat or credit / debit card. Also check out Grape Wall on Facebook. Twitter and Instagram. And sibling sites World Marselan Day, World Baijiu Day and Beijing Boyce.


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Muhammad Yusuf on Microsoft Feed
About almost a year ago, near with my 19th birthday, an message via "ruangchupa @ twitter" came to me from Microsoft Feed told that they want to make a page about my MSP status and some interview regarding that.
And some weeks ago, I replied the message (of course a late reply) and I did the interview with them. They asked me about from when I become an MSP and about my experiences being an MSP. And now, the page for Muhammad Yusuf, an MSP from Universitas Pendidikan Indonesia is available on Microsoft Feed.
The page is available on this link: http://microsoftfeed.com/2011/meet-muhammad-yusuf-msp-from-universitas-pendidikan-indonesia/
Then soon, I will also contribute writing on Microsoft Feed so that some of "Ruang Chupa @ WordPress" articles will be also available on Microsoft Feed. That's gonna be awesome I think. 😀


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Questions Listing
What is a protonic acid?
The branch of chemistry in which we study about carbon and its compound is known as:
The salt which is least likely to be found in mineral is
A cell is prepared by dipping a chromium rod in 1M Cr2(SO4)3 solution and an iron rod in 1M FeSO4 solution. The standard reduction potentials of Chromium and Iron electrodes are -0.75 V and -0.45 V respectively. What will be the standard EMF of the cell?
The covalency of nitrogen in N2O5 is:
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50. "I Swear To God"All this considered, creating a definitive list of "Best Young Thug Songs" is impossible. The ten biggest fans will have 10 different lists. This is simply ours. We chose to focus on his best solo efforts - that means, no guest spots or songs with features on them. But solo Rich Gang material, leaks and all other loosies are all on the table. The list might inadvertently favor older material, but that's only because we've had more time to sit with those songs.
So yes, this means that song you're thinking of won't be on here. Yes, the other one too. Yes, we agree that they all deserve a spot on here, but no, we won't change our list for you. Yes, we'd love to see your own lists in the comment section.
Without further delay, here are HotNewHipHop's Top 50 Solo Young Thug Songs.
49. "Should I"
48. "Best Thing of All Time"
47. "Pacifier"
46. "Can't See Em"
45. "Keep It Leave"
44. "I Just Might"
43. "Spaghetti"
42. "Miss U"
41. "You the One"
40. "Eww"
39. "Drawn Down"
38. "My Baby"
37. "Friend of Scotty (OG)"
36. "Oh Yeah"
35. "2 Cups Stuffed"
34. "Raw (Might Just)"
33. "Hercules"
32. "Danny Glover"
31. "Let Me Live"
29. "That's All"
28. "She Notice"
27. "Gangster Shit"
26. "Safe"
25. "King TROUP"
24. "Just Might Be"
23. "Myself"
22. "Hey, I"
21. "Check"
20. "Feel It"
19. "Free Gucci"
18. "Numbers"
17. "Wanna Be Me"
16. "Keep It Going"
15. "Strange Things"
14. "See You"
13. "Texas Love"
12. "Freaky"
11. "No Way"
10. "Calling Your Name"
9. "Flaws"
8. "Proud of Me"
7. "Givenchy"
6. "Pelican Fly"
5. "Halftime"
4. "The Blanguage"
3. "The Promise"
2. "Makaveli (Beast)"
1. "Love Me Forever (OG)"


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Betta Channoides Spawn.
Home › Forums › Fresh and Brackish Water Fishes › Betta Channoides Spawn.
- This topic has 12 replies, 3 voices, and was last updated 12 years, 7 months ago by keith565.
February 6, 2008 at 1:09 am #299370
Well I've just spent a lovely 20 minutes. Went out to the garage to feed the fish and the Betta channoides were right in the throes of spawning! One of the females has been looking a bit frisky over the last 48 hours or so and I've been hopeful. The fish have spawned before but the males seem to keep eating the eggs. This time I actually watched the pair embrace, followed by the female laying eggs, taking them into her mouth and spitting them up for the male to catch!
The female was lying horizontally underneath the male, just above the substrate. The colour of these in full breeding dress really has to be seen to be believed. The male is bright crimson with brilliant white and black edging along the edges of his fins, and an intense black patch on the gill plate. The normally dull brown female takes on an intense pattern of cream and dark brown vertical bars, with bright scarlet and violet blue patches in her fins.
She was literally spitting the eggs directly upwards, pointing her head upwards and appearing to flare her gills as she did so ( I couldn't see particularly welll as the pair were at it under an overhang of bogwood, right in the corner of the tank). The male would then shoot out and try to catch the egg. Sometimes he missed (more down to the speed of his own movement than anything else) but the female simply caught the egg neatly and tried again. Quite amazing to watch.
I left them to it as I didn't want to spook them, came out of the garage and across the street under the big willow tree was standing an adult fox! Heh heh sometimes living in the armpit of England is ok!February 6, 2008 at 1:14 am #304275
These are a few months old but they serve to give an idea of the beauty of these fish. This is their normal colouration, and you can see a female to the lower left of the male in the top image, another underneath him, and yet another as a blur towards the back of the leaf (I have lost a female since these were taken, unfortunately).
The males have the ability to dull their patterning very rapidly and appear almost the same colour as the females. I suppose that this is because they need to be able to become camouflaged very quickly in nature. In the tank there are 4 males and only 2 females, and there are always at least a couple of males with this red patterning. I guess it's territorial to some degree, although aside from a bit of chasing they're really peaceful with one another.February 8, 2008 at 7:56 pm #304289
Hi Matt.
great pic m8.
glad to see them spawning regularly. mine never stop now, I'm always pulling fry from the tank.February 8, 2008 at 8:09 pm #304290
Hey Keith, welcome to the forum! Great to see you here mate.February 10, 2008 at 12:27 pm #304294
Congratulations Matt!!February 10, 2008 at 6:18 pm #304311
Why thank you kind sirMarch 3, 2008 at 9:29 am #304466QUOTE(keith565 @ Feb 8 2008, 07:39 PM) <{POST_SNAPBACK}>Hi Matt.
great pic m8.
glad to see them spawning regularly. mine never stop now, I'm always pulling fry from the tank.
sorry for not getting back sooner.
i've still got them, but never seen any spawning activity, lots of cover to, but no visible fry. but we can live in hope.March 3, 2008 at 5:08 pm #304467
Hey Keith try feeding them solely on bloodworm for a bit; it seems to being them into condition in no time. A water change with water that is slightly more acidic than that in the tank also seems to trigger them. How are you getting on with the macrostoma mate?March 9, 2008 at 8:59 am #304509
cheers m8, will try the bloodworm and water changes as u suggest.
had a brooding macro a few weeks ago, but he didn't hold for long, then nothing. so we have a start.March 9, 2008 at 6:48 pm #304511
Must have been an exciting moment mate. Am sure you'll have wee ones in no timeMarch 11, 2008 at 7:55 am #304524
exciting was not the word i thought of /biggrin.gif" style="vertical-align:middle" emoid=":D" border="0″ alt="biggrin.gif" />March 11, 2008 at 6:18 pm #304527
I sincerely hope you're alone when they finally do produce a viable brood then mateMarch 12, 2008 at 9:45 am #304534
so do i mate, SOOOO DO IAuthorPostsViewing 13 posts - 1 through 13 (of 13 total)
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OBJECTIVE: Individuals with ADHD face significant neurodevelopmental hurdles with inattention and/or hyperactive/impulsive behavior through their life span. Mindfulness training may be one self-regulatory method for strengthening attentional processes (orienting, alerting, and executive attention). This review's goals are to (a) argue for the use of mindfulness training as an adjunct to evidence-based treatment for ADHD and (b) call for improving psychosocial intervention for ADHD within families by integrating mindfulness training with behavioral parent training.
While there is evidence that longevity runs in families, the study of long-lived families is complicated by the fact that longevity-related information is available only for the oldest old, many of whom may be deceased and unavailable for testing, and information on other living family members, primarily descendents, is censored. This situation requires a creative approach for analyzing determinants of longevity in families.
In this article, the concept introduced by Lyman Wynne, that the individual develops epigenetically within the family system, is discussed and validated with data from a study of the characteristics and relationships of 27 women with borderline personality disorder and their parents. Each stage of the epigenetic process is impaired in one way or another, adversely affecting subsequent stages.
Cannabis consumption is on the rise in the French-speaking Community of Belgium, especially among teenagers. The physical and mental harms related to that drug prompted us to search for factors associated with cannabis consumption. The aim of this paper is thus to identify a series of potential predictors of teenager's cannabis use and particularly the influence of peer and family integration. The data analyzed were taken from the 1998 data bank "Health Behavior in School-Aged Children", an international quantitative cross-national study, which takes place every four years.
AIM: The aim of this paper is to propose a guideline for spiritual assessment and interventions explicitly for families, while considering each family member's unique spirituality. BACKGROUND: Spirituality's positive effect is pervasive in health care and in the lives of many families; therefore, there is a need to integrate spiritual assessment and interventions in total family care. DISCUSSION: The majority of published guidelines on spiritual assessment and interventions are designed predominantly for individuals.
BACKGROUND: Connectedness to school is a significant predictor of adolescent health and academic outcomes. While individual predictors of connectedness have been well-described, little is known about school-level factors which may influence connectedness. A school's ecology, or its structural, functional, and built aspects, coupled with interpersonal interactions, may also help to enhance adolescent connectedness. AIM: This study aims to identify school ecological characteristics which predict enhanced connectedness in secondary school.
The current study uses the actor-partner interdependence model to examine the predictors of relationship satisfaction for mothers and fathers of children with autism spectrum disorder. Sixty-seven couples completed measures of optimism, benefit finding, coping strategies, social support, and relationship satisfaction. Results indicated that parent's positive strengths predicted better personal relationship satisfaction.
...A commercial surrogate mother is anyone who is paid money to bear a child for other people and terminate her parental rights, so that the others may raise the child as exclusively their own. The growth of commercial surrogacy has raised with new urgency a class of concerns regarding the proper scope of the market. Some critics have objected to commercial surrogacy on the ground that it improperly treats children and women's reproductive capacities as commodities. The prospect of reducing children to consumer durables and women to baby factories surely inspires revulsion.
Intimacy in young heterosexual adults was studied as a function of their familial roles. The 168 males and females employed represented four familial role groups: late adolescents, single adults, married people and parents. Participants were administered two forms of an Intimacy Scale (Sharabany, 1994) in which they described their desired and their obtained intimacy with a same-sex and an opposite-sex best friend. Results indicated that (a) intimacy of adults with opposite-sex partner was higher than intimacy with same-sex friend.
Three questionnaire studies involving 101, 270, and 144 college students examined the relationship between affectionate behaviors and aggressive behaviors in the family environment as rated by the college students. Measures of affection and aggression were significantly negatively associated in nearly all analyses. Participants' ratings of parental alcohol abuse were positively associated with measures of parental aggression and negatively correlated with measures of parental affection.
© The Chopra Library for Integrative Studies & Whole Health is a program of the Chopra Library for Integrative Studies & Whole Health LLC, which is a Chopra Foundation Initiative and a 501(c)(3) nonprofit public charity.
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Writer and director Nancy Meyers is known for making popular, feel-good comedies like Something's Gotta Give and The Holiday and her latest film, The Intern, is no different, with a familiar plot. The movie addresses ageism, particularly in the workplace.
70-year old Ben Whittaker (Robert de Niro) is bored to tears by retirement and when a "senior [citizen] internship" opens up at a booming internet startup, he jumps at the chance to impart wisdom and learning something new in the process. He's assigned to assist the founder of the online fashion site, Jules Ostin (Anne Hathaway), who is rather dismissive and patronising, telling Ben she probably won't have much for him to do.
But Ben isn't ready to give up and starts inserting himself into Jules' life by completing menial tasks without being asked, like tidying the messy desk in the office, or helping to distribute the mail. Ben also makes friends: he advises a fellow (much younger) intern on love (stop WhatsApping or Facebook-stalking your crush, and talk to her), and lets another crash at his home while looking for an apartment.
Jules eventually starts seeing Ben's value, and he becomes not only a business advisor, but a father-figure, teaching Jules life lessons about parenthood and marriage. At the same time Ben finds some romance. The story addresses issues around career-oriented mothers, stay-at-home dads, and the tendency to sideline the elderly.
The film is sweet but predictable. There is great chemistry between de Niro and Hathaway, and some funny moments, like a scene in which Ben and some of the other interns break into Jules' mom's house to delete a nasty email Jules accidentally sent. Ben and Jules also develop a real friendship that has no sexual undertones.
Overall, the film provides smiles rather than genuine chuckles or rumbling laughter. The Intern, like a cup of tea, is nice but forgettable.
Director/writer: Nancy Meyers
Cast: Robert de Niro, Anne Hathaway, Rene Russo
Rating: 3 out of 5
The Intern releases in SA cinemas on 24 September 2015.


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Here's her account.
|The students visit the Keren Malki Equipment Lending Unit at Yad Sarah
(minus the Yavneh Girls contingent who visited several hours earlier)
As part of their Year 9 trip to Israel, students from King David High School, the Yavneh Yeshiva High School and Yavneh Girls from Manchester, UK, visited Yad Sarah headquarters in the capital and saw how the Malki Foundation operates in a joint venture with Yad Sarah warehouses, thus enabling the management and delivery of home-care equipment to families throughout Israel.
|Students Jacob Rudolph and
Omri Simon deliver their message
Each piece of equipment will be used by multiple families for many years, helping to make their lives easier.
"Our main aim is to empower families to look after their children at home," explained Malki Foundation chairman Arnold Roth.
"Specialized equipment like these chairs and walking devices can be transformative for many families, who are determined to care for their special-needs children at home instead of institutionalizing them."
The Malki Foundation was started by the Roth family, whose 15 year-old-daughter Malki was killed in the Sbarro pizza parlor bombing in Jerusalem in 2001. Arnold Roth visited Manchester last year to meet the schoolchildren and speak about Malki's dedication to helping others during her short life; moved by the story, the youngsters spent nine months fund-raising.
|From left: Moshe Cohen, Yad Sarah's managing director;
Arnold Roth, Malki Foundation honorary chair; David Rose,
Yavneh King David Bursar; Debbie Fishman, executive
director of Malki Foundation
"This project showed us what we are capable of when we are motivated to help others who can do less than we can," they enthused.
While in Jerusalem, the students met Kiro Kolavita, a parent of a child with Cerebral palsy, who spoke about the significance of the equipment provided by the Malki Foundation.
"Many of these Manchester students are the same age Malki was when her life was tragically cut short. It is heartwarming to see how her legacy lives on in the hearts of Jewish children around the world," noted Malki's father.
Yad Sarah managing director Moshe Cohen thanked the children for their good works.
|Inspecting the equipment: Yavneh Girls
Cohen then expressed his gratitude to Arnold Roth for his fruitful cooperation with Yad Sarah these past 12 years. "During these years we have had the privilege of helping over 2,800 children through the Malki Foundation.
The new equipment we will be able to purchase thanks to the contribution of these schoolchildren is good news, and will enable us to expand our service to even more children."
The Jewish Chronicle in London has some coverage of the visit as well: click here for "They give as good as they get" [JC, June 5, 2015].


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Thuisafgehaald.nl (shareyourmeal.net) makes it possible to share your cooking with people in your neighbourhood. Whether you create culinary delights, or mac and cheese … here you can share.
Around 11.000 cooks are active on the platform now. The knife cuts both ways:
- The people who are taking the meals, are saying that they eat healthier since they use this website (70% of the users). They are very happy with the fresh prepared food, but also with the social aspect. Especially for example for older people, they meet the cooks. Sometimes you see that these relationships grow into friendships and they are cooking together now.
- Also for the cooks it gives a lot of satisfaction. Often you throw away everything that you have too much, but now you can give it to someone who really appreciates it.
The platform is now active in the Netherlands, USA, Spain, Belgium and Portugal. Do you want to know more about this platform? Visit thuisafgehaald.nl for the Dutch version or shareyourmeal.net for the English version. You can also check out their Facebook page for some inspirational stories (in Dutch).


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Like any other morning, I woke up earlier than my alarm this morning, a little perplexed by a dream I had. I remembered it vaguely; it involved a chasing scene I suspected having a correlation with The Walking Dead I'd been watching back-to-back the day before. I checked on my Facebook timeline on my smartphone only to find shocking news: Robin Williams is dead. I prepared my coffee, black and strong.
I don't know Robin Williams in person, but I know he had done something very important in my life. That small highlight on my life timeline was when I was still teaching at the English Language Education program at a university in Yogyakarta, Indonesia. I used "Dead Poets Society" as one of my teaching materials in my Drama class. We played the movie in our language lab several times, and I encouraged my students to rent the dvd from a local rental to further study the movie. I gave them topics they could choose from, such as character analysis, plot analysis, and symbolism, to be developed into an academic essay. It was 2001 or 2002, I don't remember exactly; it was when the Internet was not as advanced and widely accessible as today, but it was the time when we, teachers, started to wonder why these younger generations seemed to develop impatience toward reading novels, textbooks, or any other longer materials. I used films because films were definitely part of my students' reality. Back to Mr. Williams, his portrayal of John Keating (easily a reference to the short-lived Brit Romantic poet John Keats) was bigger than life. Like little Todd, I was inspired. My Drama class students got inspired. They began to explore materials, both online and offline. They read. They quoted. They put down their ideas on paper. They learned from crosses and yellow marker highlights I made on their paper. They wrote essays they were proud of. I was proud of them. I learned one important thing from their initial laziness: TEACHERS SHOULD DEVELOP MATERIALS USING TOOLS THAT ARE CLOSE TO THEIR STUDENTS' REALITY.
I went to work as I was supposed to, no longer as a teacher, of course. I threw jokes around my colleagues like I habitually do. I went to meet a travel blogger from New Zealand whom we hosted. We talked about how the Balinese lead their lives, about life twists, a book called The Journey of Souls, and Bali coffee. We didn't talk about Robin Williams, but shortly after the meeting, I was suddenly reminded of depression, the silent killer: my own, years ago; a few family members'; a dear friend's. We live a relatively happy life on the surface, but what goes on beneath is sometimes a wolf — conditioned, but not tamed.
Now, before you say that Robin Williams had done nothing to my life (that everything I felt was just an emotional outburst), think about the movies you remember he was in. How many of them gave you chills and touched your humanity? I think that exactly how he contributed to life: by choosing to be part of those moments when a fictional character is able to move something inside of the audiences. Through those movies, Robin Williams had made a decision after a decision to be an agent that helped us see how to be a better person. His portrayal of John Keating in DPS did that to me.
"Please, don't worry so much. Because in the end, none of us have very long on this Earth. Life is fleeting. And if you're ever distressed, cast your eyes to the summer sky when the stars are strung across the velvety night. And when a shooting star streaks through the blackness, turning night into day… make a wish and think of me. Make your life spectacular. I know I did."
Like Neil in Dead Poets Society, Robin Williams decided to leave the life he led. The funny guy with the sad eyes. I am sure that, like Neil's, his death — and despite my own limitation in understanding such a fatal decision could have been made by someone whose existence had inspired many — will spark flames in others' lives to carry on and contribute to life.
So I started to write again, starting with this one. I continue weighing a decision after a decision. Rest in Peace, Robin Williams. Thank you for your contribution to life.


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Marc J. Zauderer, DMD
73 Princeton St. Suite 204North Chelmsford MA 01863
General and Family Dentistry
Dental bridges are a tried and true way to replace missing teeth. Your existing teeth are used to literally create a bridge to cross the area where your tooth is missing. Bridges are made from gold, metal, alloys, or porcelain to ensure that they are strong, durable and esthetic .
The process of creating a bridge begins by creating abutments out of your existing teeth where the bridge will be attached. The existing teeth are recontoured to provide a base for the bridge. After the abutments have been created, a mold is taken of the area which is sent to a dental lab, where the bridge is fabricated. The lab is able to use the mold to create a bridge that will fit properly and feel as close to your natural teeth as possible. The bridge consists of a crown or crowns on either end to place on the abutments, and a pontic, which is the new tooth that replaces your missing tooth. The bridge is cemented onto the abutments and becomes a fixed part of your mouth that you care for just as you do your natural teeth. We will fit you with a temporary bridge while we wait for the lab to craft your permanent bridge. This will protect the abutments and the exposed gum areas and look more appealing than having a missing tooth. When the permanent bridge has been created, you will have a follow up visit to seat the bridge. It will be placed on the abutments and the dentist will then use an adhesive to make sure that the bridge is secure.
If you are missing a tooth or teeth, you should strongly consider having it or them replaced. Besides the aesthetic disadvantage of a missing tooth, it could also cause structural changes to your mouth and jaw, as well as making it difficult to eat or speak properly. Set up an appointment today to restore your smile. There are several options besides a bridge for replacing teeth, including implants and removeable appliances, and these are explained in other sections of the website


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Athletes live by the credo, "No pain, no gain." Writing a business plan isn't a whole lot different. There just isn't an easy way to create a written business plan without a real effort on your part.
The contents of a business plan detail the history of your business, define how it operates today and explain your vision of how it will change in the future. It also includes how you intend to get there.
"It's difficult to define exactly what a business plan is," says Paul Havick, education director for the Iowa Soybean Association (ISA). Havick directs ISA's annual business plan seminar that's open to all farmers. "If you think of it in terms of a financial plan, it organizes your operational and philosophical management strategies into current, intermediate and long-term categories. It also identifies the opportunities and challenges your business will face in the future."
In its simplest terms, the purpose of a business plan is to describe the success of your business, according to Havick. "In the process of writing your business plan you may discover you would like to have more to write about."
There isn't one right way to create a business plan. One of the newest ones available is from ag economists at the University of Nebraska (NU). In 1997, they developed a computer template for hog producers that they use at workshops. They will have a similar computerized business plan available for crop producers early this spring. Both programs include case studies for farmers to use as examples.
The business plan checklist on the next page is suggested by Al Prosch, business management coordinator in the NU ag econ department and a farmer for more than 20 years.
"You don't have to have a business plan to survive. But you better have deep pockets and be incredibly lucky in your decision making if you don't have one," he says. "If you're young and want to farm for another 30-40 years, I wouldn't leave home without one."
The Nebraska model follows a logical sequence. It starts with an Executive Summary that gives an overview of your operation. A Production Plan includes details of what you grow and how you market it. A Financial Plan defines your current financial status, including financial ratios and a balance sheet. And a Human Resources Plan explains who will provide the management and labor necessary to make the business plan work.
The program requires Microsoft Office software to operate. It provides all the categories of information required for your business plan and provides space for you to fill in the information. When you're done with the computer program, you can print it and add other material to it as needed.
"The business plan we've put together is a good place for a beginner to start, but it works equally well for farmers who are used to doing financial analysis and planning," says Doug Jose, NU ag economist. "It's set up to create a basic plan of operation for a farmer without becoming overbearing."
While they're listed as optional, it's a good idea to include a general description of your farm, an equipment list and site diagrams in your business plan, says Jose. "Those segments aren't so much for the farmer as they are for lenders and other vendors you do business with. But they're a good check to make sure you've included all your inventory in the plan."
Also listed as optional for the opening section of your business plan is a Strategic Outlook.
"There are pros and cons to including a Strategic Outlook," says Jose. "It's important to be able to define the industry environment that you're working in. But I think it's more important to be able to define how you intend to run your own business instead of getting bogged down guessing at what might happen to agriculture as a whole."
Most business plans, like the version Nebraska offers, each include an Executive Summary that describes your business organization (or statement of ownership), a mission statement, the purpose of the plan and a list of broad goals.
Jose emphasizes that none of these segments need to be lengthy.
* The statement of ownership usually includes the history of your farm as an explanation of how it got to where you are today. "It doesn't have to be long. It isn't for yourself; it's more important for the companies you do business with," he says. "It should help them to understand where you're coming from."
* "The mission statement is an opportunity to explain your values that the farm business helps support," says Jose. "For example, you might include that you want to remain conservation-minded, or that community involvement is an important part of your life beyond your farm business."
* The purpose of the plan section might contain several types of information, says Jose. "If the plan is primarily for yourself, you might explain why you want to expand or refinance, for example. There may be times when you want to list goals that the plan is aimed at, or if the purpose of the business plan is to communicate your plans to others, you can state in this section who specifically the plan is written for and why."
* Written goals in the Executive Summary should address the broad view of your operation, according to Jose. They should include what kind of farm business you want it to be and how you want it to be structured. "Goals with three- to five-year time lines are the most realistic," he says.
You likely already have quite a bit of the information that you'll want to include in the Production Plan section of the business plan. In this section, your goals should be restricted to the next crop year and be specific. "You need to prioritize your top one or two goals," Jose says. "If you list too many, nothing gets done."
The Nebraska Business Plan includes, but doesn't emphasize, a marketing plan, points out Jose. "Our program prompts you with the questions that need to be addressed before you put a marketing plan together. A marketing plan is a very detailed process, and we didn't want it to overshadow other important areas of the business plan. Farmers who have detailed marketing plans, however, should include it."
In the risk analysis section of the Production Plan, you need to evaluate how much risk exposure you have from a production point of view and also calculate a range of price expectations, Jose says.
If you don't have good financial records, the next section of your business plan, the Financial Plan, is going to be challenging. You need to be able to document your farm's financial performance for the past three to five years, produce a current balance sheet and use the data to establish the trend for how your balance sheet has changed over that period. You'll also need that information to calculate the six financial ratios that the business plan calls for.
Based on that financial information, you need to write a paragraph or more that defines your current financial position and the goals you have to change it in the next production year, according to Jose. If you have additional documentation, such as an income and expense statement or trend sheet, cash flow plan etc., you should add those to your business plan also.
Your financial data will become increasingly important as farming continues to become more capital intensive, says Parman Green, farm business management specialist at the University of Missouri. "You're going to have to be able to sell your farm business plan to the capital market," he says.
"The day of going in and asking for a loan without documentation is going to end. As bank consolidation continues, lending decisions will more likely be made by a loan committee at a distant location. There will be less personal knowledge about individual farmers so the decision will be based on documentation."
Green has put together a list of materials he believes should be included in a farm's financial folder and business plan. (See information below.)
Now that you've defined your business, detailed how you intend to grow and sell your crops and/or livestock, and explained your financial plans for the future, you need to explain how all that work is going to get done.
"The first thing you need to do is define the specific jobs that need to be done and what the responsibilities are," says Jose. "Then you need to explain who will do those tasks. You need to define the role that each member of the family has and his or her time commitment. That's a big step."
He suggests that you also include benefit plans and an employee handbook in your plan if you have those.
If you still question the value of a business plan, think of it in this perspective: "Farmers spend hundreds of thousands of dollars to have the latest technology and equipment. The effort to manage that investment shouldn't take a backseat," says NU's Prosch. "With a business plan you understand the risks to that investment and are better able to adjust."
For more information on business plans, contact Doug Jose or Al Prosch at H.C. Filley Hall, Ag Econ Dept., University of Nebraska-Lincoln, Lincoln, NE 68583. Their software will be available for the cost of shipping it.
For information on the Iowa Soybean Association's annual business plan seminar, contact Paul Havick, Iowa Soybean Association, 1025 Ashworth Rd., #310, W. Des Moines, IA 50235.
For a copy of Parman Green's Farm Business Financial Folder, contact Parman Green, Farm Business Management Specialist, University of Missouri, 111 N. Mason, Carrollton, MO 34633.
Or contact your local farm management specialist, lender or university ag economist for his recommendations on how to write a business plan.


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Friday, April 2, 2010
Tips to Give a Female an Orgasm - Simple and Effective
So,What are the tips to give a female an orgasm?
One of the secrets of lovemaking is to make sure that your partner is relaxed and is feeling comfortable in what they are about to do sexually.
I can't stress this enough, that one of the main tips to give a female an orgasm, is to make her feel self confident in herself, and if you can manage to achieve this you will be well on the way to giving your female partner a mind blowing orgasm.
So, How do you make her feel relaxed and self confident?
The best way to make her feel relaxed is by showing lots of affection. Most woman crave affection and by doing the simple things like telling her how much you love her and by paying her compliments on her looks and body will work wonders.
Just by implementing these simple tips will have a unbelievable affect on her confidence and will in turn have your partner feeling relaxed and totally self confident in herself,which alone is one of the best love making secrets, and one of the best tips to give a female an orgasm.
So, How exactly do you give her a orgasm?
Out of all the tips on how to give a female an orgasm,the one regarded by most experts as the most important is, lots of foreplay.I,am sure you have probably heard this before,but I can assure you the experts are right. Most woman will not have an orgasm through intercourse alone so by having prolonged periods of foreplay and spending time to experiment with her body is the sure fire way to cause orgasm.
The next time you have sex try the following:
Try to make foreplay last for at least 30 minutes - your partner will love it and in return will have her totally relaxed and in the mood for sex
Constantly pay her compliments on her body and don,t forget to tell her how much you love her.
Give her oral sex - one of the best tip to give a female an orgasm is to give her plenty of oral sex.
Try different positions - Sexual positions like doggy style will give your partner a better chance of orgasm.
If you can stick to what has been mentioned in this article, then your partner will be having the orgasm she has always craved, and will love you for it, not only that, you will realize that you have just discovered one of the main tips to give a female an orgasm, and that is something for you to be proud of.
Posted by Love at 6:35 AM 0 comments Links to this post
2 Mind Blowing Tips! Bring Your Woman to Screaming Orgasms With These 2 Mind Blowing Tips
No Special Tools and No Certain Positions
The first steps we will talk about are definitely one of the best ways to have a mind-blowing orgasm and do it with relative ease. There are no special tools and no certain positions that only a contortionist or a circus performer could possibly get into. These are just two of the most favorite techniques and tips for leaving your partner crumpled on the bed wet and quivering and wondering what just hit her? All the while you are racing off to the bathroom getting the famous towel to do a little housecleaning! You are the man and she will know it and if she doesn't know it that doesn't matter because her screams will tell a longer tale and the one she either can fess up to or her actions will.
• The Ability to Control one's Thrusting Motion is an All Important Mind Blowing Tip
• The Comfortability Factor to Emotional Responses and Proactive Measures Cannot be Under Valued
Those two tips will be the initiations of some great nights of sex for both you and your partner in days and years to come. Please think about what it was that attracted you to your mate many years ago or even a few months ago? Since sex is 50% physical, 50% emotional, give or take a few percentage points either way, ignoring or selecting to ignore or trying to ignore that emotional issue as part of a sexual experience is a big no-no. Women are tuned into both emotional responses and physical touch while in the sexual arena so you will not get away with anything slick and underhanded here.
Controlling one's Thrusting Motion
This first aspect that we can talk about for leading up to an orgasmic night of sexual pleasure is controlling one's thrusting motion. You not want to be a Johnny Jumper and act like a human jackhammer all the time! The ability to be a human construction tool for 2 to 5 minutes is important but usually comes much later in the sexual night of fancy. In order to elicit a great orgasm for her, which is the number one goal of sex regardless of what we men egotistically and at times tyrannically attempt to shelve, you need to shelve the role of self-interest, if only for a couple hours. The deep-thrusting motion can be initiated near the end and it is one of the most important tools that can be used to elicit both an end to the sexual gratification or a night with an explosive orgasm or just to fill a heightened sense of passion during sex.
Posted by Love at 6:27 AM 0 comments Links to this post
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Levy, Thomas E. is the author of 'Vitamin C, Infectious Diseases, and Toxins Curing the Incurable', published 2002 under ISBN 9781401069636 and ISBN 1401069630.[read more]
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Follow us @tinyjunglesco for weekly updates on our Plant Alley open hours and new plant arrivals!
This concrete pot designed by Marie Michielssen for Serax comes in the shape of a basic cylinder with straight handles on the side.
Size: 5.9" Diameter x 8" Width (including handles) x 5.9" Height
Material: Concrete
Care: Rinse in lukewarm water
Info: This pot does not have a drainage hole. This item is available for nationwide shipping.


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Baldamar is the classiest mall parking lot steakhouse we're aware of
Even optimists don't see capitalism dying before Christmas. Fine then. Let's go to the mall.
As of tomorrow, would-be shoppers at Rosedale Center can hook a right off the mall's one-way consumer conveyor belt and find Baldamar, a high-end steakhouse with all the trappings of such establishments.
Beyond its massive doors lies an elegant dining room in stained wood, metal fixtures, and black leather. Imported modern art decorates the walls, and soft lights ringing a central column leave plenty of atmospheric shadows throughout. No expense was spared; even the restrooms feel sophisticated.
The only thing out of place is the view. Sit at the bar or in one of its high-backed booths, and you'll feel like you could be next to a bustling city street, or perhaps a body of water, as is the case at 6Smith, the steakhouse owner Randy Stanley opened in Wayzata.
But Gaze out the windows of Baldamar, and you're looking at a sea of parked cars and a DSW.
Stanley's gamble with Baldamar is that this doesn't really matter, that swanky cocktails and cuts of meats aged precisely 40 days taste just as good even if the thing you keep accidentally kicking under the table is a Sephora bag.
It's a big bet—literally: Baldamar takes up 6,000 square feet—and asks if Rosedale diners will pay (much) more than they they would at Green Mill, Granite City, or CRAVE, in exchange for a vastly different dining experience.
The contrast is evident from the first sip of a cocktail, which Baldamar breaks up into "old school" (Old Fashioned, Moscow Mule) and "new school." Of the latter, a Brooklyn Bonfire ($13) started with a lit wood chip filling the glass with smoke. It was showy, smelled fantastic, tasted even better, and would probably drive a server insane if you ordered a couple on a busy Friday night.
Chef Steve Swinney (formerly of the Lowry in south Minneapolis) admits to liking a little spice, a sentiment that comes through in short rib and chorizo nachos ($15.95), char grilled street corn ($10.95) served off the cob, and a steak salad ($22.95) with a chipotle-lime dressing.
A tiger shrimp appetizer ($16.95) was delicious, though how the prawns were supposed to interact with similiarly sized tortilla chips was not readily apparent.
Baldamar's sourcing all its seafood from the Fish Guys out of St. Paul, with a daily selection of oysters and entrees of salmon ($33.95), scallops ($37.95), and sea bass ($38.95). The last of those is marinated in miso, served simply atop asparagus and greens, and was excellent.
A venison and Kobe Juicy Lucy burger ($19.95, also on the menu at 6Smith) was tasty, if a bit too gooey for the pretzel bun it comes on, and is probably your best bet if you're in the mood for meat but dining on a budget.
The beef portion of the menu consists of a few flavored cuts—including a chimichurri hanger steak ($31.95) and tamarind short ribs ($33.95)—and a handful of prime selections like the T-Bone ($59.95) or Filet Mignon ($69.95). A rib-eye ($49.95) we tried was expertly done, brown/black and crusty outside, red/pink and tender inside, though not for the faint of heart if you're turned off by fat.
Baldamar will open for lunch service starting Wednesday, and brunch (9 a.m. to 2 p.m.) on Sunday.
If you've paid attention to the prices in parentheses, you're getting the message: Baldamar isn't a food court restaurant dressed up like a high-end steakhouse. It's a high-end steakhouse that happens to be within a stone's throw of a Panera.
During a tour, Stanley talked about trying to take a new building and make it feel familiar, lived-in. He talked about the decor, the atmosphere, why he'd named the place after the patron saint of blacksmiths, the intentional layout of separate dining areas. At one point he gestured toward a raised, half-circle booth and said: "I like power tables."
Do people about to catch a movie at the mall care about power tables? Maybe not. But as mall meals go, Baldamar sure beats the shit out of CRAVE.
1642 County Rd. B2 W., Roseville


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The staff of WCA would like to announce that the 2016 Valedictorian is Nathanael Anderson, and the 2016 Salutatorian is Bethany Langlois. Congratulations to both of you for a job well done. You represent WCA well with academic achievement and personal integrity.
WCA also congratulates all of the WCA class of 2016. WCA is proud of you all.
Daniel Christian Abbott
Nathanael Zacharias Anderson
Dakota Ryan Burkett
Justin Clint Hollomon
Bethany Nicole Langlois
May God go with all of you and use you for the glory of His Kingdom!


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Hi everybody!
Sorry I haven't been posting in over a week. I meant to but then life got busy and kept me from writing a post. Hope all of you are doing well!
Life can't be all sunshine and rainbows every day – that's a truth we've all learned. But that doesn't mean we have to silently accept this. Recovery from an ED, stress in university and life in general can put a damper on my life. I have, however, found some ways of self-therapy. Let's get started!
While I do know that some of my earlier motivation to run came from my ED it has changed. I'm no longer dragging myself out when I'm exhausted. When I do, it's not mainly because of the physical effect – though it sure is a nice benefit – but because of it being a great way to relax, sort out my thoughts, find inspiration and new ideas. Running simply makes me feel good. And can I just say I love wearing running gear?
I love to bake. Ever have, ever will. My earliest memories go back to the days of cutting out simple sugar cookies – and fighting for the best cookie cutters with my sister – during Christmas time. Decorating them with way too much icing and colourful sprinkles was necessary.
Whether it be cookies, muffins or bars: The oven will get even more play during the the colder months. Nothing like the intoxicating aroma of freshly-baked goods to brighten my mood. It undoubtedly is the part of my therapy my friends (and the occasional prof in uni 😉 ) enjoy the most. Nussecken, anyone?
Making myself feel special.
I usually save perfume for special occasions but some days I just apply some to show myself appreciation. In addition with wearing pretty dresses it makes me feel special and … what can I say? I'm a woman.
While it certainly can't bring world peace or solve every of my problems chocolate is the best first aid for days I'm feeling down on. Yes, I might feel a tad guilty after eating it at times but noticing how it can lighten up my mood eases my anxiety at the same time.
Family and Friends.
Most important and certainly some of the best therapists one could ever find. Accepting me the way I am, forgiving me more often than I'd deserve, offering to come over with chocolate when things are getting complicated. While going home spontaneously isn't always an option during the semester I love being able to count on my friends. I'm so glad to know them!
How could I not like people giving me gifts such as this cute little guy? Thanks, Caren!
Let me know: What are your favourite ways to brighten your day?
What's your favourite fragrance?
Random: Which bands, singers and songs have you been liking lately? I'm getting bored with my playlist and would love to hear your recommendations.


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Experience the history and romance of America's National Parks. Since the early 1900's, Pendleton has honored these treasures with a collection of distinctive Park Blankets. Each blanket has a Pendleton label signifying their authenticity and a special woven label with the park name and image of an important natural feature. Like all our blankets they are woven in our own Northwest woolen mill. 100% Virgin Wool. Dry clean. Made in the USA.
Pendleton National Park Yosemite Blanket Style # 52054
# 52054
Price: $239.00
Call us for any special needs you may have.


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Hi folks. This is your local friendly moderatowner speaking. This is a call to audition to post, so, as usual, reply with some topical samples of what you' have written and we'll consider you for authorization. Also, if we (ok, mostly I) have deauthorized you in the past, by all means, respond with some stuff you've written since then and we'll see.
We've noticed that there have been a lot of listicles being posted on the ODeck recently, and they're generally of good enough quality to be mainpaged daily. This is great! Mostly. I'm a little concerned that people are starting to treat the ODeck as a portfolio builder instead of the community that it is, and that there's this drive to post as much content as possible with the intent to get onto the MP. The ODeck is a gathering (mindmelding? gaggle? clutch?) of the people, for the people, etc etc *eagles soaring*, and I really don't want the focus to shift towards writing content for the sake of pageviews.
So in light of this, we've worked with the io9 editors and agreed that top tens and best ofs posts will be getting mainpaged less frequently. Please remember that io9 proper already does top ten lists quite often.
Top tens will be mainpaged during the weekends. Best/worst ofs will be mainpaged in the evenings, and not every day, subject to editor discretion.
To clarify: you can post articles whenever you want. But they won't be mainpaged except during the above times.
I know, some of you balk at these new guidelines. I understand. But we've fielded a lot of complaints recently about how the ODeck is trending towards pageviews and clicks, which is most definitely not what it's meant for. At all.
If you're writing content for the sake of getting MP'd, then please follow the above timetable. And also please remember that the usual rules of consolidation still apply.