text:
Accounting & FinanceAccounting
Preparatory Course - Strategic Financial Project
- Course Code
- Application Code
- Study mode
- Part-time
- Start Date
- 11 Jan 2021 (Mon)
- Duration
- 20 weeks
- Language
- English
- Enquiries
2867 8487 / 2867 84692861 0278
To apply for this HKU SPACE Preparatory Course, applicants must first register with University of London as students of the MSc in Professional Accountancy programme and enrol in the relevant module(s).
Please note that this page may contain different classes. Please carefully select and check individual course dates. Once students are accepted onto a course, they may not change to another course / class without approval from HKU SPACE. A processing fee of $ 120 will be levied on approval transfer.
|Application Code
|Apply Online Now
|Start Date
|11 Jan 2021 (Mon)
|Apply Online Now
- Contact hours for each preparatory course: 60 hours spanning over 20 weeks
Online Application Apply NowEnrolment Method
Important Notes
To apply for this Preparatory Course, applicants must first register with University of London as students of the MSc in Professional Accountancy programme and enrol in the relevant module(s).
Online Application :
Preparatory Course - Strategic Financial Management
Preparatory Course - Strategic Performance Management
Preparatory Course - Strategic Financial Project
Preparatory Course - Global Issues for the Finance Professional
Enrolment Method
We provide online application and payment service for students to make enrolment via the Internet. Enrolment will be confirmed once students have made the payment online by using either PPS or credit card.
For first-come, first-served courses:
- Complete the online application form
Click the "Apply Now" button on the top right hand corner of the course webpage to make online application. Follow the instructions to fill-in the online application form.
- Make Online Payment
Pay the course fees by either using
PPS via Internet - You will need a PPS account and a PPS Internet password. For information on how to open a PPS account and how to set up a PPS Internet password, please visit http://www.ppshk.com.
Credit Card Online Payment - Course fees can be paid by VISA or MasterCard via a secure online payment gateway for all first-come, first-served courses.
For award-bearing programmes:
Selected award-bearing programmes also provide online enrolment and payment service for its students.
If your programme accepts online enrolment and payment, a re-enrolment icon will be shown on the course webpage. Click the icon and follow the instructions to perform online enrolment and payment. You will receive relevant information from the programme team nearer the time of enrolment.
You may click here directly to access the online enrolment and payment service.
Please note the followings:
- Admission is on a first-come, first-served basis. Enrolment will be confirmed once you have made the payment online. You will receive a payment confirmation after payment has been made successfully. You are advised to keep your payment confirmation for future enquiries.
- Fees paid are not refundable except as statutorily provided or under very exceptional circumstances.
The School provides a platform for online services for a selected range of products it offers. While every effort is made to ensure timeliness and accuracy of information contained in this website, such information and materials are provided "as is" without express or implied warranty of any kind. In particular, no warranty or assurance regarding non-infringement, security, accuracy, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials.
The School (and its respective employees and subsidiaries) is not liable for any loss or damage in connection with any online payments made by you by reason of (i) any failure, delay, interruption, suspension or restriction of the transmission of any information or message from any payment gateways of the relevant banks and/or third party merchants for processing credit/debit/smart card or other payment facilitation mechanism; (ii) any negligence, mistake, error in or omission from any information or message transmitted from the said payment gateways; (iii) any breakdown, malfunction or failure of those gateways in effecting online payment service or (iv) anything arisen out of or in connection with the said payment gateways, including but not limited to unauthorised access to or alternation of the transmission of data or any unlawful act not permitted by the law.Payment Method
1. Cash or EPS
Cash or EPS are accepted at any HKU SPACE Enrolment Centres.
2. Cheque or bank draft
Course fees can also be paid by crossed cheque or bank draft made payable to "HKU SPACE". Please write the programme title(s) and the applicant's name on the back of the cheque. You may either:
- in person by submitting the payment, completed form(s), and required supporting documents to any of our enrolment centres; or
- by mailing the above documents to any of our enrolment centres, specifying "Course Application" on the envelope.
3. VISA/MasterCard
Course applicants, who are holders of HKU SPACE Mastercard, can enjoy a 10-month interest-free instalment period for courses of HK$2,000 and over. For enquiries, please contact our enrolment centres.
4. Online payment
Online payment for short courses (first come, first served) and selected award-bearing programmes is available using PPS, VISA or Mastercard. Please refer to the Online Services page on the School website.
- For general and short courses, applicants may be required to pay the course fee in cash or by EPS, Visa or Mastercard if the course is to start shortly.
- Fees paid are not refundable except under very exceptional circumstances (e.g. course cancellation due to insufficient enrolment), subject to the School's discretion. In exceptional cases where a refund is approved, fees paid by cash, EPS, cheque or online PPS will be reimbursed by a cheque; fees paid by credit card will be reimbursed to credit card account used for payment.
- In addition to the published fees, there may be additional costs associated with individual programmes. Please refer to the relevant course brochures or direct any enquiries to the relevant programme teams for details.
- Fees and places on courses are not transferrable. Once accepted onto a course, the student may not change to another course without approval from HKU SPACE. A processing fee of HK$120 will be levied on each approved transfer.
- HKU SPACE will not be responsible for any loss of payment, receipt, or personal information sent by mail.
- For additional copies of receipts, please submit a completed form, a sufficiently stamped and self-addressed envelope, and a crossed cheque for HK$30 per copy made payable to 'HKU SPACE' to any of our enrolment centres. Such copies will normally be issued at the end of a course.
- More Programmes of
- Accounting


text:
Handtied Bouquets
Handtied Bouquets
All of our handtied bouquets available for delivery are presented in water and are great for those that want to just place them and not arrange them.
We pride ourselves in our wrapping and only use the most tasteful of wrapping materials including tissue, craft paper and clear cellophane so as not to detract from the flowers. We have tried to cater for all tastes and have included rustic designs, diamante blinged up bouquets and bouquets with favourite flowers. If you have an idea for a bouquet, let us know, we love customer ideas!!
Please note that we do not use stock photographs and all designs on this section are our own. This means that what you order is what you get. If you would like something that you do not see, please call us and we will be very happy to oblige. 0151 424 7444.

subset: commoncrawl


text:
Download Latest Version of Megabox HD App Apk for Android
Megabox HD App Apk Download: Methods to obtain and Set up Megabox HD-App for Android/iOS : We typically know that the general public are wanting for leisure of their each day each day life. To get such an leisure, folks usually used to observe the films and movies to reduction them. Nonetheless, you can too watch the movies on YouTube and plenty of different streaming websites. It is among the best platforms to observe all of the movies in all completely different languages. However, nonetheless it has the problem by way of obtain.
You'll be able to simply obtain and solely watch in offline by visiting YouTube at anytime. So there should be the principle factor for the folks carry on some apps for extra enjoyable. It means there may be an app accessible for folks to obtain and watch on-line streaming movies at anytime at free of value.
Subsequently MegaBox HD is taken into account as one of many easy app to beat all hurdle. You'll get all of the set up in addition to obtain hyperlink for MegaBox HD apk right here.
Megabox HD App
It's such an app to observe your favourite movies like motion pictures and TV exhibits on time by simply connecting the web. Right here you will discover a number of choices like altering the decision to observe the films as per your comfort.
This free superb app has the best options to seize all the eye of the folks at anytime. When involves obtain, it consumes very much less reminiscence to put in in your system. By simply visiting the search field, you may add key phrases and search for the respective favourite movies on time. That is the app specifically developed for the Smartphone gadgets.
- Download Jetpack Joyride (MOD, unlimited coins) 1.10.7 For Android
- Bobby Movie Box.APK Download
- PlayBox HD APK Download
- Megabox HD APK File Download
- Chop It for Android – APK Download
- CINEMA BOX HD APP – DOWNLOAD APK FOR ANDROID & IOs
- Movie HD APK Download
- Mafia City APK Download
- PlayBox HD.APK Download
Features of MegaBox HD APK
Earlier than entering into the downloading course of, you have to try a number of the necessary options of Megabox HD app which is able to typically seize the person's consideration. Let's try the best options right here.
- If you're wanting for the obtain, this software consumes very low reminiscence by way of downloading in your gadgets.
- This app additionally helps all of the Smartphones in addition to tablets.
- You'll be able to change the decision of the video from low high quality to prime quality in line with your web pace.
- The person can watch the movies with none buffer at a time.
- It additionally has the choice to obtain the movies.
- You can even select any language to observe.
These are the necessary options of megabox apk for the people who who all are wanting for a very long time to notice for downloading this app.
How to Download Megabox HD Apk for Android
The customers who all are wanting for this nice app to obtain on their Android system ought to comply with a number of the necessary steps to obtain and set up. It will likely be very useful for all of the customers that who all are in search of for a very long time. Right here we're going to see some important steps for putting in course of.
Download MegaBox APK
- At first, the customers have to obtain the apk from the hyperlink supplied an to obtain the apk file of MegaBox HD app is straightforward from the hyperlink supplied.
- As soon as, should you discover this nice software on web site, you simply have to click on the app hyperlink to obtain in your system.
- Just be sure you allow the Unknown sources in safety settings in your system.
- Whether it is performed, you can too obtain any of the apk recordsdata in your system for free.
- Now search for the downloaded file from the obtain and attempt to set up in your SD card to avoid wasting your cellphone reminiscence.
- Lastly, this software is able to use in your system to observe your favourite motion pictures and TV exhibits.
These are the principle directions that each person ought to comply with earlier than going to obtain this app on their system for free.
Download and Install MegaBox app on iOS
MegaBox HD ios is the app which additionally primarily used on iOS gadgets to obtain and set up. Initially, one should know that this app was not accessible for the iOS gadgets. Now it's accessible for these gadgets to put in at anytime. To obtain and set up this app in your iOS, you have to comply with some directions given under.
- At first, the person ought to comply with the web page to go looking for the vShare app.
- As soon as should you discovered this app, you may obtain in your iOS gadgets.
- Now search for the "MegaBox" app or "Moviebox" to obtain and set up in your system.
- Whether it is accessible, you may click on and obtain this superb app.
By following the above steps, you may simply set up this nice app referred to as Megabox HD in your system at free of value. Everyone knows that many customers are struggling to comply with the correct steps to obtain. Hope the above-given steps will likely be important for the seekers.
Megabox HD for Mac
Megabox HD app has so many options such that the leisure shouldn't be restricted to the smartphone customers solely. So to make issues higher and get all of the content material on the larger display you may choose to obtain and set up megabox hd for Mac PC additionally. The method of downloading the app for Mac Laptop additionally stays the identical as of the downloading process for the home windows PC.
Download and set up MegaBox for PC:
To obtain the app in your PC, you have to set up bluestacks which is among the widespread android emulator. BlueStacks is the app which is able to assist you to obtain the megabox HD app in your PC.
- Download and set up the MegaBox HD apk utilizing the hyperlink under.
MegaBox HD apk
- Now click on the hyperlink to obtain the bluestacks for computer
- After the downloading course of is accomplished, you have to set up in your PC.
- Now open the megabox apk you may have downloaded with bluestacks.
- Lastly discovered and click on the set up button for this software in your PC.
- Now you may browse and watch all the favourite.
You can even obtain the megabox for computer utilizing the tutorial supplied in hyperlink.
Overview of set up of MegaBox HD app:
In case you are feeling any issue whereas taking part in or working the app make certain to try the information right here to repair all of the errors. Individuals who all are looking out for a very long time to obtain the nice app for leisure and higher enjoyable can want this Megabox HD app. To get leisure, you may obtain at anytime. It consumes very low reminiscence and likewise helps primarily all of the gadgets. The learners may additionally really feel that this app is an easy person interface to make use of. Really feel free to ask any qeries within the feedback under and really feel free to share the app together with your family and friends members as nicely.


text:
How to help a friend who's just had a mental breakdown
Maybe all your finals are open-note. Maybe your parents just randomly sent you shopping money. Maybe you're an underclassman and have a place to live on campus. But, maybe you have a friend that's not as blessed and highly favored. In college, you'll meet people that are doing financially, academically, socially or overall mentally worse … Continue reading How to help a friend who's just had a mental breakdown
Copy and paste this URL into your WordPress site to embed
Copy and paste this code into your site to embed


text:
Dan is a 35 year old computer programmer from Pittsburgh who lives a busy life. Along with balancing work, his marriage, and raising his three boys, Dan spends much of his time actively involved in all things Bitcoin. After discovering Bitcoin in 2011, his passion for the cryptocurrency was born, revealing an uncharted world for him to explore.
As we take a journey through the rapidly growing world of Bitcoin, THE RISE AND RISE OF BITCOIN follows the stories of entrepreneurs and startups that are helping shape the new financial frontier, as well as the competitive mining market and the various subcultures within the Bitcoin community. THE RISE AND RISE OF BITCOIN encounters a variety of characters and opinions, examining the social and political impact of the world's first global and opensource digital currency.
Will the rise of Bitcoin bring a monetary paradigm shift that will forever change the world?
Official Site: www.bitcoindoc.com
Director: Nicholas Mross
Writer: Patrick Lope, Daniel Mross and Nicholas Mross
Producer: Ben Bledsoe, Patrick Lope and Nicholas Mross
Cast: Dan Mross, Courtney Warner, Charlie Shrem, Tyler Winklevoss, Cameron Winklevoss and Ben Bledsoe
Sorry there are no upcoming showtimes for The Rise and Rise of Bitcoin


text:
Wild: Woman Punches White Man At A Restaurant After He Called A Black Man "Monkey Man"
Ascuffle reportedly broke out at a Los Angeles area restaurant on Sunday after a white man became impatient and referred to a black customer as "monkey man." Police were said to have charged the man causing the disruption with four citations. The black woman who hit him reportedly recieved one citation. Via @IvanCyclist. Posted By Persist


text:
The eternal village
The village of Ejlby Lunde on North Funen was established by residents of the nearby parish town of Ejlby. Before long the hard-working farmers of the village had planted the flat land with crops. Ejlby Lunde was fully cultivated already by 1682, and for the past 500…
When farms became equal
All the farms in Ejby Lunde were owned by the Gyldensteen Manor. In the late 18th century, the manor divided the land around the village equally among the nine farms. Each farm received one large plot of land, rather than parcels of land spread out over a wide area. Equalisation", as the procedure was called, simplified administration for the manor, and became common among manor owners of the day. For Ejby Lunde, equalisation meant that the nine farms each held precisely the same amount of field and meadow - and that the rent they paid the manor was exactly the same, as was the tax they paid to the state. Around 1800, 56 percent of the villages on Funen had been equalised. "
- Recomend Log in or create profile to recommend
- Send
- Share
- Share in facebook
- Add your own story
Comments to the story (0)
Contribute to Ejlby Lunde
Contribute with a story about this place?
Contribute with one or more pictures
Contribute with videos
Contribute with links
Stories (1)
All the farms in Ejby Lunde were owned by the Gyldensteen Manor. In the late 18th century, the…


text:
About Us
The Congress of Hearing Aid Acousticians and the International Industrial Exhibition together are the world's largest event for hearing care professionals, which is held annually in Germany. It attracts over 8,000 visitors and more than 140 exhibitors from more than 80 countries, each year. The event is a cooperation project of EUHA (European Union of Hearing Aid Acousticians) and BVHI (German Hearing Aid Industry Association). EUHA is the host and organiser of the world's largest international hearing care congress, and BVHI is the organiser of the industry exhibition.
The German Hearing Aid Industry Association (www.bvhi.org) is the representative of hearing aid manufacturers operating on the German market. It articulates the interests of its members and is the communication body for all topics related to hearing technology, hearing care and innovation. The association is committed to increasing the use of hearing instruments by people with hearing impairment and to educating people hard of hearing. It also promotes cooperation with all groups involved in the supply of hearing instruments. These include hearing care professionals, ENT doctors, health insurance companies, other associations and interest groups, as well as politics. The platform www.Ihr-hoergeraet.de, which is organised by the BHVI, provides neutral and fundamental information on all topics relating to good hearing, hearing impairment and hearing instruments. Not only those who are affected by a hearing loss, but also their relatives will find valuable information and up-to-date reports on latest innovations and hearing care topics. In addition to informative content, the platform also offers various online hearing tests as well as a search tool for hearing aid professionals and ENT doctors in Germany.
For more information about EUHA see here: www.euha.org/home-eng/


text:
Not Just Polar Bears. This is What Climate Change Looks like.
August 9, 2018
Polar bears are somewhat overexposed.
This is what climate change looks like.
New footage from CBC above. Below, 2017 footage.
Below, satellite view of smoke extending over USA.
Below, 2014 footage, -pretty amazing. BBC with smoke jumpers.
As of July 31, more than 25,000 firefighters are committed to 140 wildfires across the United States—over a million acres aflame. Eight people are dead in California, tens of thousands evacuated, smoke and pyroclastic clouds are visible from space. And all any fire scientist knows for sure is, it only gets worse from here. How much worse? Where? For whom? Experience can't tell them. The scientists actually are uncertain.
Scientists who help policymakers plan for the future used to make an assumption. They called it stationarity, and the idea was that the extremes of environmental systems—rainfall, river levels, hurricane strength, wildfire damage—obeyed prior constraints. The past was prologue. Climate change has turned that assumption to ash. The fires burning across the western United States (and in Europe) prove that "stationarity is dead," as a team of researchers (controversially) wrote in the journal Science a decade ago. They were talking about water; now it's true for fire.
"We can no longer use the observed past as a guide. There's no stable system that generates a measurable probability of events to use the past record to plan for the future," says LeRoy Westerling, a management professor who studies wildfires at UC Merced. "Now we have to use physics and complex interactions to project how things could change."
Wildfires were always part of a complex system. Climate change—carbon dioxide and other greenhouse gases raising the overall temperature of the planet—added to the complexity. The implications of that will play out for millennia. "On top of that is interaction between the climate system, the ecosystem, and how we manage our land use," Westerling says. "That intersection is very complex, and even more difficult to predict. When I say there's no new normal, I mean it. The climate will be changing with probably an accelerating pace for the rest of the lives of everyone who is alive today."
That's not to say there's nothing more to learn or do. To the contrary, more data on fire behavior will help researchers build models of what might happen. They'll look at how best to handle "fuel management," or the removal of flammable plant matter desiccated by climate change-powered heat waves and drought. More research will help with how to build less flammable buildings, and to identify places where buildings maybe shouldn't be in the first place. Of course, that all presumes policymakers will listen and act. They haven't yet. "People talk about 'resilience,' they talk about 'hardening,'" Westerling says. "But we've been talking about climate change and risks like wildfire for decades now and haven't made a whole lot of headway outside of the scientific and management communities."
It's true. At least two decades ago—perhaps as long as a century—fire researchers were warning that increasing atmospheric CO2 would mean bigger wildfires. History confirmed at least the latter hypothesis; using data like fire scars and tree ring sizes, researchers have shown that before Europeans came to North America, fires were relatively frequent but relatively small, and indigenous people like the Pueblo used lots of wood for fuel and small-diameter trees for construction. When the Spaniards arrived, spreading disease and forcing people out of their villages, the population crashed by perhaps as much as 90 percent and the forests went back to their natural fire pattern—less frequent, low intensity, and widespread. By the late 19th century, the land changed to livestock grazing and its users had no tolerance for fire at all.
"So in the late 20th and early 21st century, with these hot droughts, fires are ripping now with a severity and ferocity that's unprecedented," says Tom Swetnam, a dendrochronologist who did a lot of that tree-ring work. A fire in the Jemez Mountains Swetnam studies burned 40,000 acres in 12 hours, a "horizontal roll vortex fire" that had two wind-driven counter-rotating vortices of flame. "That thing left a canopy hole with no trees over 30,000 acres. A giant hole with no trees," he says. "There's no archaeological evidence of that happening in at least 500 years."
Swetnam actually lives in a fire-prone landscape in New Mexico—right in the proverbial wildland-urban interface, as he says. He knows it's more dangerous than ever. "It's sad. It's worrying. Many of us have been predicting that we were going to see these kinds of events if the temperature continued to rise," Swetnam says. "We're seeing our scariest predictions coming true."
Fire researchers have been hollering about the potential consequences for fires of climate change combined with land use for at least as long as hurricane and flood researchers have been doing the same. It hasn't kept people from building houses on the Houston floodplain and constructing poorly-planned levees along the Mississippi, and it hasn't kept people from building houses up next to forest and letting undergrowth and small trees clump together—all while temperatures rise.
5 Responses to "Not Just Polar Bears. This is What Climate Change Looks like."
August 13, 2018 at 10:37 am
[…] climate will be inhospitable to human life, and could arrive surprisingly quickly, within decades. We've already experienced the first waves of instability, as we watch wildfires, droughts, and the parade of other previously predicted […]


text:
"Who Ya Gonna Call?"
"But the angel of the Lord said to Elijah the Tishbite, 'Arise, go up to meet the messengers of the king of Samaria and say to them, 'Is it because there is no God in Israel that you are going to inquire of Baal-zebub, the god of Ekron?''" (2 Kings 1:3)
Remember the old Ghost Busters theme song, asking, "who ya gonna call?" All in all, it is a good question.
King Ahaziah, son of wicked King Ahab, became King upon his father's God-ordained death. Ahaziah was an apple that fell not far from the tree. Having taken a fall and having a difficult time recovering, Ahaziah consulted one of the prophets of Baal about his future.
This angered Almighty God greatly. God's first commandment to Israel was, "I am the Lord you God…you shall have no other gods before Me." God instructed Elijah to confront Ahaziah over the matter.
In today's world of Zen, crystals, yin/yang, astrology, tarot cards, palm reading, and psychics, I wonder if God ever says "Is there no God in America, that you must turn to these things?"
As for me, I have determined that I will only find spiritual energy and information from one Source. God the Father, as revealed in Christ the Son, and taught by the Holy Spirit through the pages of the Word of God—this is where I turn. An old hymn says "taught by the Bible, Led by the Spirit, we'll walk the heavenly way".
Are their avenues of spiritual energy and information that you have opened in your life that do not lead to God through His Son, His Word, and His Spirit? If so, close these avenues today!
In His Grace,
Dr. Randy White
For more solid Biblical teaching, including a daily radio broadcast
from Dr. White, please visit Randy White Ministries.


text:
We offer smart, HD, Full HD, & 4K options to cater to every entertainment need.
Apps, games, and built-in Google Assistant now on your Element Android TV™.
Access 500,000+ movies and TV shows across thousands of free or paid channels on your Element Roku TV.
Activate the warranty for your Element product by registering.
It's quick, simple, and it helps us better serve you.


text:
School Essay Samples – Achieving Information From Them.Suggestions about Writing Productive College Entry Essays.College or university Essay Guidelines – Approaches for Producing a wonderful Essay.
School Essay Samples – Achieving Information From Them.Suggestions about Writing Productive College Entry Essays.College or university Essay Guidelines – Approaches for Producing a wonderful Essay.https://chiefessays.net/how-to-write-an-essay-about-loves/
Publishing college or university essays is among the most tough school activities. Individuals love paper are necessary to develop several essays which includes higher education entrance essays, essays in aggressive assessments, analysis pieces of paper essays and a lot more. All individuals find it hard to publish excellent essays since they're not aware in the right college essay style.
College students commonly search on the internet and send tocollege essay samplesbefore writing their particular essay. The Web is usually a well-off source of college or university essay trial samples that incorporate definition paper on love precious facts about a multitude of subjects. Perusing these college essay samples might help learners grow their method of producing.
Although examining the essay trial samples, individuals need to be aware in the right after points:
The original characteristics of each essay how to write a analytical paper on love
The obvious theme
The amount of its cracking open paragraph
Prescribed medication phrases that bring in prospective customers attention
Your body from your essay that streams continually and properly links the mind
The particular vocabulary employed in the concluding section making the essay a whole, coherent product
The morecollege essay samplesyou go through, the higher turn into familiar with about publishing how to write a analytical essay on love an excellent essay. Most essay free samples obtainable on the internet are free of charge, but in some cases narrative paper about love, the internet website may supply picked out sections of an essay and might enforce a fee to gain access to the full essay mainly because internet site proprietors realize that the essays printed online may be merely replicated. While the sample essays can be found in a nominal price, school professionals state that buying essay free samples descriptive essay about love might help learners. Nonetheless, they really should not specifically depend throughout the essay trial samples.
Learners will make reference point into the school essay samples of the before several years best graders and fitness publishing essays while using the unique school essay prompts.
The educative society has started to become extremely competitive as increasing numbers of institution learners vie for just about any modest group of areas. Now, many universities need students to writecollege entry ways essays the admission or refusal in the university student could even be in step with the essay by yourself.
There's without a doubt this love essay college entry essay is considered the most important essays you'll possibly publish it must be of top quality to assist you stand out. This information can help students create productive higher education application form essays to protect their admittance to the establishments from the selection.
Permit how to write an essay that your teacher will love the creativeness movement
When draftingcollege entry essays, students have to keep in mind that they're in competitors with some other individuals who're as competent since they are. So get a mobile phone to get a thing innovative. You must opt for a amazing subject matter and write from the unique viewpoint which means that your essay will be obvious amid many.
Don't preach
You've got to take how to write a paper that your teacher will love care of your sculpt – t shouldn't look preachy. College instructors wouldn't be thinking about studying about troubles and just how they impacted you. Quite, you must concentrate on covering the remedies and exactly how artistically you implemented them.
Be real
A necessary word of advice for producing college or university front door essays is going to be by yourself. Choose a subject how to write a monogamy love paper matter by which you're intrigued. Publish that which you believe about the topic and do not what you consider the entrance workers may wish to discover. You need to go on and love writing papersi how to write a paper get essay becoming an possibility to notify reveal the entry officer what you are along with your basis for exclusive.
Examine many university essays cases on-line. These could drastically assist you in writing your own effective essay.
Producing a exceptional college or university essay is very hard for all individuals. Listed here are somecollege essay tipsto help you in your time and efforts and endeavours to create a excellent formula:
1. Be Distinct
When writing an essay, you will need to stay away short essay about love from common statements and clichs. Fairly, you have to point out essential specifics and describe certain experiences and ideas that reveal your persona.
2. Dont Just Attempt to Make an impression on the college
When resolving university essay issues, you have to keep in mind faculty will evaluate your efforts and efforts mainly books on how to write a paper your professor will love because once you talk specific points and just how you explain your viewpoint. Utilizing complex words are only compensated if applied within circumstance and steer for the total basis for the essay. Submissions are, finally, the main element matter.
3. Produce yourself to it
Don't have some others to build your essay for you personally. Your college or university essay really should carry your speech it must reveal your ideas along with your younger looking essay about love eagerness.
4. Be Ingenious
When drafting higher education essays, make sure that your sculpt isn't dull or dull. Seek definition essay on love to inject some creativeness in your writing it really should mirror your mental desire and offer a brand new standpoint. Recall, the institution has to examine numerous other essays. If your essay doesn't have anything unique, the college only can tell you it and yes it wouldn't obtain kudos.
5. Verify
Quite possibly the most importantcollege essay tipsis to check your writing once you have accomplished. Ability have minimal threshold for grammatical and typographical problems how to write and argumentative paper about love and hate joining school essays. Examine and revise your essay prior to being pleased about it.
Go through a good example university essay on the web and acquire valuable school essay ideas also.


text:
Perform certain activities on a site or web page so that when internet users search for something related to the contents of the site or page on the search engines can be directly displayed on page one of the list of natural / non-paid / non-advertising / organic search results, it's called SEO – Search Engine Optimization. This activity requires an in-depth knowledge of how a site can exist on the first page of the search engines, which requires knowledge of its methodology in depth, not carelessly and instantly.
If you are an owner of a business and want an online business, then what is needed is human resources who master the techniques of website creation and knowledge of how to make it has many visitors. If the idea of recruiting your own human resources to do the job, you will fail to focus on increasing your sales. Because besides you have to master marketing techniques in general, and you must also master the marketing techniques on-line. Will greatly burden your company and your mind, both in terms of operational costs as well as employment issues.
Human resources for this job is not just anyone or still fresh, just graduated from school. So must have been experienced in the field of internet marketing. That will surely more burden the company's operational costs.
The most appropriate solution is to submit a job to raise the ranking of the website to a service company engaged in SEO. Because they already have experience in the field of internet marketing. The way used to raise the rankings, not just just doing the process to raise the rankings, but also make the contents of the website more interesting and liked by visitors.
For those of you who may be in Louisiana, please note that there are also SEO services provider Livingston Parish SEO, precisely is Livingston Parish Chamber. If your business is not with the website, then your business does not exist, its slogan.
There is another SEO services company, still in Louisiana, Denham Springs SEO. Providing a more attractive offer : "As we strive to become the country's top marketers, we continue to follow the latest Google algorithm updates to ensure a safe and effective SEO campaign. We are addicted to evolution and marketing strategies, and enjoy the challenge of what it takes to stay ahead and reap the biggest ROI for your marketing budget. "
All SEO services companies, using the methodology strategies, techniques and tactics are natural or white hat, so it is guaranteed not to get black listed sites. Do not be careless to do the optimization if you do not want to get black listed from Google.


text:
WHAT IS Expatriation Tax
An expatriation tax is a government fee charged to individuals who renounce their citizenship, usually based on the value of a taxpayer's property In the United States, the expatriation tax provisions under Section 877 and Section 877A of the Internal Revenue Code (IRC) apply to U.S. citizens who give up their citizenship, and long-term residents who end their U.S. resident status for federal tax purposes. Different rules apply, according to the date upon which a person expatriated.
BREAKING DOWN Expatriation Tax
Expatriation tax rules in the U.S. apply to people who settled abroad permanently on or after June 17, 2008. These rules apply to anyone who expatriates with a net worth of over $2 million, fails to certify that they've complied with U.S. tax law for the five years preceding their expatriation or who has an annual net income tax for the five preceding years over a certain amount. This amount changes each year based on inflation, but in 2019 it was $168,000.
Expatriation taxes are not common throughout the world. Only the U.S. and Eritrea charge income tax on citizens who take up residence abroad. Some other countries, such as Canada, have a departure tax for those emigrating to other countries, though this differs from an expatriation tax.
How the U.S. expatriation tax works
The expatriation tax in the U.S. is based on the value of an individual taxpayer's property on the day before their expatriation. The IRS takes into account fair-market value of taxpayers' property as though taxpayers liquidated their assets, selling all of their property on this day. The difference between the fair-market value and what a particular taxpayer paid for a property is a net gain under the tax. Likewise, any losses also are taken into account through the same method. Any gain over $725,000 (2019 limit), a number adjusted regularly for inflation, is subject to tax.
Because many people who expatriate do so to avoid tax laws regarding their assets, the IRS imposes more severe tax implications for expatriates. The expatriation tax does not apply to individuals who prove to the Secretary of the Treasury that their reason for expatriation is not to evade taxes, such as a person with dual citizenship choosing to make another country a permanent residence.
The IRS imposes still penalties anyone who failed to file an expatriation form as required. Covered expatriates must file form 8854. The IRS informs people who do not file this form as required they are in violation and subject to a potential $10,000 penalty.


text:
Home / i tip pink hair extensions
CC Hair Extensions provide quality i tip pink hair extensions,All the i tip pink hair extensions made of high quality human remy hair.Remy hair is healthy hair with tangle free and No shedding. As one of the best hair to make hair extensions which makes hair natural looking and comfortable.CC Hair Extensions is the first place for you to choose quality hair extensions at affordable price.
Displaying 1 to 3 (of 3 products)
18 inch Pink U tip Hair Extensions$102.99 $58.95Save: 43% off
6 reviews
20 inch Pink U tip Hair Extensions$112.99 $60.95Save: 46% off
9 reviews
22 inch Pink U tip Hair Extensions$122.99 $65.95Save: 46% off
5 reviews
Displaying 1 to 3 (of 3 products)
22 inch blonde remyremy brazilian weavethick blonde curly tape hair extensionsthe best human hair weave ever27 brazilian hair extensionshair extensions shipping cheap longblonde 20in remy hair clip onsblack and blonde sew in22 pink curly extensionsclip in red extenions 18inch24 inch blonde hair extensions atlantablack 20 inch weft extensionswhere to buy a weave onlinebeauty collection hair weaveblack women blue weVing hair
CC Hair Extensions
Useful Information
All Categories
Your Account


text:
Cumberland Community Forest Society (CCFS)
The Cumberland Community Forest Society (CCFS) is a grass roots charitable not for profit dedicated to purchasing, protecting and restoring the Cumberland Forest that borders the Village of Cumberland on Vancouver Island, BC, Canada. This forest is part of a significant habitat and recreation corridor that runs from the Beaufort Range and Comox Glacier to the Salish Sea.
We respectfully acknowledge that we do our work within the unceded traditional territory of the K'ómoks Nation.
Click here for a list of our board members.
- Meaghan Cursons – Executive Director
- Terra Brown – Bookkeeper/ Donor Management
Box 1239, Cumberland, BC, VOR1S0


text:
The big picture - evaluating the air resistance rig
Here is your final chance in this course to exercise your newly developed engineers' eyes!
The Overall Review in the Downloads section below will get you thinking about everything you have encountered in the course.
We have not provided answers so it's up to you and your fellow learners to share your thoughts. You will have 'engineers' eyes' by now!
Talking points
- This exercise shows that we've covered a lot of ground. What were the best bits for you?


text:
|P is for Practical
DBI InactiveDestroy problemby mifflin (Curate)
|on Dec 02, 2006 at 01:40 UTC ( #587350=perlquestion: print w/replies, xml )
|Need Help??
mifflin has asked for the wisdom of the Perl Monks concerning the following question:
I'm trying to implement a forking process with DBI and cannot get the database handle attribute InactiveDestroy to work. As you can see below, after I have reaped the child process with waitpid my database handle is not longer valid. Im currently using DBI 1.39 and the docs on it say that this was fixed. See DBI 1.39. I've even tried installing versions all the way up to the current 1.53 and I get the same problems. What am I doing wrong? Is it possible to do this without having to reconnect?
Here is the output
Back to Seekers of Perl Wisdom


text:
Moving from SEO to SXO
The next stop on our digital advertising journey will be SEO… or rather SXO. Optimising your website for a better search experience for the user
To warm up, here is a short quiz that'll help you gauge your understanding of the SEO field. Take it before next Friday's lecture, to make this more relevant to you.
And the direct link to the quiz.
The student version of the keynote can be downloaded here. I recommend going through it before next lecture too, to feel better prepared to work together on this.
Like this? Share it!


text:
Images via Street Peeper (left and right).
Most people would agree that wee critters strewn like sprinkles across sweet frocks are adorable. Just look at the If the Zoo Fits Dress and the Top Dog Tee; they just make one's knees wobbly. But what about more outlandish animal items like those seen in these street style snaps? From tops going ape with anger to dresses horsing around with head-to-toe critter coverage, these outfits certainly have something to say. But what do you think of this in-your-face animal trend? 'Aww'-full or awful?
Images via Trendycrew (left) and DropTokyo (right).
Images via Fashionologie (left) and Street Fashion Monitor (right).


text:
The Hashtag Show #14
Tipping, Amsterdam, Fat people, Porn wife's, What to wear when its warm, Celebrity square go, Anarchy George, Goths, Charity gigs, Embarrassing celebrity crushes are just some of the topics hung out to dry on #14 and as always an electric mix of music from Hozier, Urban Cookie Collective, Killing Joke, Underworld, The Beastie Boys, Two Sevens Clash plus even more listeners questions and as always, the final track selected by THE "Randomiser" !
The Hashtag Show, a fortnightly music & comedy podcast from Scottish comedians Gary Little, Scott Gibson and DJ Mallorca Lee.
For more info: http://www.thehashtagshow.co.uk
Create your
podcast in
It is Free


text:
Top 10 Machines for Losing Weight
If you're interested in lowering your body-fat percentage, select a cardio machine that is efficient at burning calories. The top machines that offer the greatest potential for weight-loss efficiency include the treadmill, stationary bike and elliptical trainer. You'll lose weight by burning a higher number of calories than you consume, so the more calories you burn during your workouts, the more effective your sessions will be. However, other elements affect fat loss in addition to your machine selection.
Top Machines
The treadmill has the potential to be the best device for losing weight. The treadmill allows you to run or walk on a moving belt, and if you run on the machine, you'll burn a greater number of calories. A 200-pound person will burn about 1,044 calories for every 60 minutes she runs at a pace of 7 mph. The recumbent stationary bike, the upright stationary bike and the elliptical machine are the second, third and fourth most-effective machines, as the same 200-pound person will burn 1,032 calories after 60 minutes of a vigorous workout on the recumbent or upright stationary bike, or during a 60-minute session on the elliptical trainer.
Highly Effective Machines
The Jacobs ladder, ski machine and row machine also burn a relatively high number of calories and thus can be beneficial for those looking to lose weight. The Jacobs ladder, which mimics climbing a ladder or rock climbing, requires contribution from muscles throughout your entire body and burns about 996 calories per 60 minutes in a person weighing 200 pounds. In 60 minutes, a 200-pound adult will burn 876 calories on the ski machine and 792 calories during a vigorous workout on a rowing machine.
Additional Machines
The stair stepper, weight-training machines and arm ergometers can also burn enough calories to help you lose weight. A 200-pound person will burn 636 calories during 60 minutes working out on a stair stepper machine. Although weightlifting machines aren't designed for cardio work, if you organize your workout in a circuit structure and move from one exercise immediately into the next, you will burn a high number of calories. In 60 minutes of vigorous strength training on machines, a 200-pound person will burn about 552 calories. According to a 2010 study funded by the American Council on Exercise, a person burns 269 calories using an ergometer for 30 minutes -- or nearly 540 calories in a 60-minute workout.
Other Weight Loss Concerns
The intensity of your session influences the number of calories you'll burn. For example, while running on a treadmill offers the potential to burn a high number of calories in a relatively short amount of time, if you walk slowly on the treadmill, your session won't be as efficient. The greater the intensity of your workout, the more calories you'll burn and the more effective your workout will be for losing weight.
To effectively lose weight, the American Council on Exercise suggests decreasing your portion sizes at each meal by 10 to 15 percent, limiting alcohol intake and eating primarily nonfat or low-fat dairy products, whole grains, vegetables and fruits to keep your calorie consumption within healthy limits.
- MayoClinic.com: Exercise for Weight Loss
- American Council on Exercise: Trimming Off the Fat
- Health Status: The Most Accurate Calories Burned Calculator
- American Council on Exercise: What's the Best Piece of Cardio Equipment to Use?
- American Council on Exercise: Krank It
- ExRx.net: Ladder Mill (Jacobs Ladder)
Photo Credits
- IT Stock/Polka Dot/Getty Images


text:
This definitive Mpumalanga Hotel Guide is our personal selection based on safety, value and service. Find Sabi River, White River, Nelspruit and Hazyview accommodation.
Blyde River Canyon boasts amazing scenery. Other scenic attractions en route include God's Window, Three Rondavels and Bourke's Luck Potholes.
Meet the cultural Shangaan people of Mpumalanga on a Cultural Tour. Visit the bustling African market and shop for local crafts. Be entertained by cultural dance, drumming and song.
Mpumalanga Resort Hotels are a great option for a family holiday in Mpumalanga, South Africa. Large grounds offer a variety of fun activities and facilities that will entertain kids and adults alike.
Sabie is a small, Malaria-free town nestled in the majestic Drakensberg escarpment of Mpumalanga. It is less than an hour's drive from Kruger National Park. It is not to be confused with the Sabi Sands Reserve or Sabi River Hotels located close to Kruger.
The Mpumalanga Highveld region is a popular fly-fishing destination. The region also boasts breathtaking wild flower displays and excellent Mpumalanga Highveld Hotels in Witbank. Also known as eMalahleni meaning Place of Coal.
The Lowveld region is home to the oldest dolomite caves in the world, the Sudwala Caves, the city of Nelspruit, the administrative capital of the province, as well as wonderful Hazyview and White River hotels close to Kruger Park.
Another accommodation option is a Mpumalanga Country Lodge or Estate. These establishments offer golf, trout fishing, and all kinds of outdoor interests and activities, combined with gourmet adventures and a relaxed atmosphere.


text:
Be more awesome to each other and the world around you. Those are the guts of our sister organization, Lifestyle Citizens. I set up the not-for-profit as a way to help people who want to live more socially and environmentally responsible.
The organization is made up of a small but mighty board of directors and team of dedicated volunteers. Together, we're setting up community chapters that help connect people to socially and environmentally responsible products, services and initiatives in their area.
We currently have the following Chapters up and running, with more planned:
- Ottawa, Ontario
(Sponsored by David Abner – Criminal Lawyer, Rent a Bike, Nelligan O'Brien Payne LLP, Dr. Ellen Simone – Naturopath, Natural Food Pantry, Ahora Mexican Restaurant, Octopus Books)
- Waterloo-Wellington, Ontario
(Sponsored by Shared Value Solutions, Long Point Eco Adventures, BfM Thrift Stores, Just Junk, Tara Stratton: Sleep and Parenting Consultant, TOPS Club Inc., and Ultimate Vision Web Design & Consulting)
We also host public events and run campaigns like the Simple Pleasures Project, featured in the video below.
So whether you're looking for ways to be a bit more green, reduce your consumption or add some fair trade coffee to your morning caffeine addiction, Lifestyle Citizens can help. Pop on by, friendos!


text:
IOS reporting system that analyzed the life cycle test system Heart Pump per. The system was designed to collect critical pump data that was also formatted so that the data could be later retrieved and submitted to the FDA to verify the heart pump compliance.
This system simulator created a virtual Heart pump. This system produces a detailed model of the heart to estimate the effects on flow when varying circulatory loop parameters as applied to the left and/or right ventricle. During systole, this simulator provides adjustable parameters of the Isovolumic contraction, artery pressure to open the interposing pulmonary valve and the ejection phase time. During Diastole, the simulator provides adjustable parameters to further control the Isovolumic relaxation until the tricuspid interposing valve open, the passive filling time from the Atrium to the Ventricle, diastasis until the atrium and ventricle pressure are matched and the atrial contraction thereby reproducing the cardiac cycle pressure volume loop. Other parameters this simulator is able to control include the heart rate, diastolic compliance, preload, afterload, contractility, Stroke Volume, stroke work, ejection fraction, Arterial Systolic and Diastolic Blood Pressures.
Andre and his team were professional, focused and sensitive to the timing issues associated with my project. Most importantly, after the project completed Andre and his team did not disappear. As I needed answers and follow up information, his team followed up in a timely and accurate manner. I look forward to using the services again and would recommend them highly.
Erik Emerson, President & CEO at Symplmed
Click here for more...
© 2014 ADB Consulting & CRO Inc company. All Rights Reserved. | Terms and Conditions


text:
Tagged in
distributed task framework
Intelligent Data Protection: Revisiting Cerebro
Making any sufficiently complex system look and feel simple is a tall order. But that's precisely what Cerebro does for Rubrik Cloud Data Management! As the "brains" of the stack, Cerebro acts as the autonomous conductor standing on a podium before thousands of critical systems, all eager to be protected or restored as part of the data lifecycle management symphony. Founding Engineer Fabiano Botelho introduced Cerebro in a blog post over two years ago. The time is nigh to dig deeper. The power of Cerebro allows workload data to be freed from the storage tier by unlocking mobility beyond the data center — into the cloud and between different clouds. Cerebro is the system's brains, accommodating many critical functions of the Rubrik CDM stack. Two of those functions are the Distributed Task Framework and Blob Engine, which together unite as powerful components to ensure Rubrik delivers data that is immediately accessible and recoverable. Distributed Task Framework The Distributed Task Framework is the engine responsible for globally assigning and executing tasks across a cluster in a fault tolerant and efficient manner. It has the intelligence to provide resource utilization and load balancing of all data in a declarative manner. Rubrik's Distributed Task…


text:
Your client is the subject of an agency investigation, accusation, or statement of issues on a license, benefit, or other matter. The timeline for filing your response is typically short, so you'll have to move fast. Here are the first steps you should take.
First, verify the facts with witnesses. Verify the key facts provided by your client with other witnesses and consider obtaining witness statements from those individuals. But remember that written witness statements must be turned over to the other side in discovery, so you may want to keep the statements within the parameters of your work product as a tactical matter. On the other hand, if you think the witness' testimony should be preserved for the hearing, consider taking the witness' deposition or formalizing the statement in the form of a declaration, especially if the statement may assist in settlement discussions.
Second, get information from the agency.
- Client's statements. Get any written or recorded statements your client made during any investigation the agency had conducted before initiating formal action against him or her. You can get these statements either through formal discovery or by having your client ask the agency for a copy of them.
- Table of penalties. You also have to get the agency's table of penalties. This can usually be done with a simple request because the information is a public record. Information in the table of penalties is essential for any defense based on disproportionate discipline or discriminatory application of rules and regulations against your client. In an action involving the discipline of a professional licensee, you can usually request a copy of the disciplinary guidelines from the Deputy Attorney General representing the agency.
Finally, if a criminal action is possible or pending, take these additional actions.
- Have your client retain criminal defense counsel. You should have your client retain experienced criminal defense counsel if there's a criminal action pending or if a criminal action is a distinct possibility. Note, however, that a criminal defense attorney's principal focus will be on resolving the criminal charges, without necessarily taking into account the potential effect on a professional's career or license. For example, criminal defense counsel may reach a plea bargain that avoids incarceration but may provide a strong case for disciplinary action. You need to work closely with criminal defense counsel to minimize any adverse collateral consequences of the criminal proceedings, including any stipulations or admissions made in those proceedings.
- Instruct your client not to discuss the case. Advise your client not to talk to the police or participate in any investigatory interview with the employer without counsel present. Unless you have the experience and skills necessary to handle a criminal interrogation, bring in criminal defense counsel for any police investigatory interviews. But note that public employees risk administrative sanction for insubordination if they refuse to answer the employer's job-related questions on grounds of constitutional privilege. If the employee isn't required to surrender the right to prohibit the use of the statements in a criminal proceeding as a condition of remaining in the job or is specifically advised that he or she retains that right, then the employee must answer questions about job performance. Spielbauer v County of Santa Clara (2009) 45 C4th 704, 725. On public safety officers, see also Lybarger v City of Los Angeles (1985) 40 C3d 822, 829.
For everything you need to know about your client's rights and options in an administrative action, turn to CEB's California Administrative Hearing Practice, chap 4.
On use of criminal convictions in discipline of professional licensees, see California Criminal Law Procedure and Practice, chap 53. Also check out CEB's On Demand program Administrative Hearing Procedures and Practice to learn the ins-and-outs of agency practice and to gain the skills you need for your next matter before an administrative agency.
© The Regents of the University of California, 2016. Unauthorized use and/or duplication of this material without express and written permission from this blog's author and/or owner is strictly prohibited.


text:
The Hague (AFP) - Populist Dutch MP Geert Wilders remained unapologetic as his hate speech trial drew to a close on Wednesday, saying "millions of Dutch citizens will be convicted with me" if he is found guilty.
Wilders, 53, who had previously shunned hearings held at a high-security courthouse near Amsterdam's Schiphol airport, addressed a three-judge bench at the end of the three-week trial which will formally be closed on Friday.
"I am not a racist and my voters are neither. They are people who want their country back and who are sick and tired of not being listened to," said Wilders, dressed in a dark blue suit and with his trademark peroxide hairdo.
"If you convict me, you will convict half of The Netherlands," said Wilders, who added: "Many Dutch will then lose the last bit of trust in the rule of law."
The firebrand far-right politician faces charges of insulting a racial group and inciting racial hatred after comments he made about Moroccans living in the Netherlands.
Set for a verdict on December 9, the trial focuses in part on a comment made at a March 2014 local government election rally, when Wilders asked supporters whether they wanted "fewer or more Moroccans in your city and in the Netherlands".
When the crowd shouted back "Fewer! Fewer!" a smiling Wilders answered: "We're going to organise that."
The Netherlands will hold general elections in March and Wilders's far-right Freedom Party (PVV) is riding high in various polls, a close second or even ahead of the ruling Liberal VVD party.
His 2014 statements were met with outrage, including from the small but vocal Dutch Muslim community. An avalanche of 6,400 complaints to police followed.
But Wilders accused prosecutors -- whom he referred to as government "puppets" -- and opposition politicians of directing a "political process" against him.
"The court is being abused to settle a political score," Wilders told the judges.
Earlier, public prosecutor Wouter Bos said Wilders could "say what he wants" but that "the law is clear and applies to everyone -- to Wilders too".
Goran Sluiter, a lawyer representing aggrieved groups and individuals who are demanding compensation from Wilders, told the judges "that only the law can protect minorities" in The Netherlands.
Whereas Wilders says the principle of freedom of expression was on trial, Sluiter told the judges that it was a "criminal process against an evil that's called discrimination".
Prosecutors last week demanded a 5,000 euro ($5,300) fine against Wilders, who has promised to close mosques, ban Muslim immigrants and withdraw The Netherlands from the European Union should he be voted into power next year.


text:
Changing the default event registration login/auto-fill message
Hello. The forums were quite helpful when I found out how to use Global Javascript settings to change the free label on events.
My new question is how to hide or change the message that appears "You can log in to auto-fill your contact information - or proceed with the registration without logging in."
when a member enters their email and tries to sign up for an event. We don't want that message to appear for them to lo in to auto-fill their contact info, because we are not using their contact info to populate the event form and we just don't need them to get confused about having to retrieve their password to login.
Can this also be hidden with a global javascript code? Thanks.
1 comment
Michelle Diaz commented
Never mind, I found the script in another post.
<script type="text/javascript">
//To change the "login or fill name" label on the event details page
var myPage = document.getElementById('idGeneralFormContainer');
if (myPage){
myPage.innerHTML = myPage.innerHTML.replace(/\-? ?You can log in to auto-fill your contact information - or proceed with the registration without logging in./g, 'Je kan inloggen of gewoon jouw naam en familienaam invullen zonder inloggen.');


text:
Eva-Maria Guggenberger
Social Networks
LanguagesEnglish, German Add to favorites
Categories listed
advertising photographers
children photographers
fashion photographers
interiors & exteriors photographers
people & lifestyle photographers
portrait photographers
Eva-Maria Guggenberger: Latest magazines
showcase magazine Oct 2014 austria issue 498
Eva-Maria Guggenberger Children, People and Fashion Photographers
Eva-Maria Guggenberger is a photographer born and raised in Austria. Photography has always fascinated her, especially being able to capture magical moments.
Soon, it became more of a passion for her and most of the time she would photograph babies and children because they'd never pose and it would allow her to truly capture the moment.
During her time at the Academy for Photography in Graz (Austria), she discovered other areas of photography that also became of interest to her. That was when fashion became her new favourite. She also was one of the award winners of the Academy of Photography in 2008.
In 2010, she decided to do an internship program in LA where she had a great opportunity to gain a lot of experience in fashion photography as well as the entertainment industry.
Before she knew it, she was shooting at runway shows like Mercedez Benz Fashion Week and London Fashion Week, as well as doing editorials for several designers.


text:
Are you a health nut? Are you a desi? Pakistani? Do you socialize? How often has this happened to you? Share if you can relate! Tag a friend who is a health nut!
www.instagram.com/eudaimonliving www.facebook.com/eudaimonliving www.eudaimonliving.com Snapchat: eudaimonliving Hi guys!! I am Hira Anwar. A Qatar based, Pakistani blogger/vlogger/youtuber. I mostly upload vlogs [The Daily Blah Playlist], talk about trending topics on social media [My 2 Cents Playlist] or talk about 2 things I am very passionate about – a healthy lifestyle [Health & Wellness Playlist] & good books [Book Nook Playlist]. Follow me on my social media to stay connected !! And hit the subscribe button to never miss a video! Pakistani Vlogger | Pakistani Youtuber | Pakistani Channel | Urdu | Pakistan | Pakistani Youtubers 2017 | Pakistani Bloggers | Pakistan Vlogs 2017 | Pakistani Channels | Youtube in Pakistan | Health | Funny | Vloggers


text:
Banks in Singapore charge a small fee if you repay your personal loan early, but in these two situations, it may be worth it.
Sometimes, life throws us a curveball and we find ourselves in need of extra money. Thankfully, Singapore's competitive banking industry, coupled with strict laws, allows for convenient and affordable personal loans.
Personal loans can help you get through a difficult time by providing the funds you need. You can then pay back the amount you owe through regular monthly repayments.
The longer your loan tenor is, the smaller your repayments will be. This allows you to find a loan that fits your financial situation, and sticking to your original repayment plan is perfectly fine.
However, there may be certain situations when it might be advantageous for you to pay your loan back early, such as when you encounter the following scenarios.
1. When You Need a Mortgage Loan
If you are looking to own your own home, and need a mortgage loan to do so, you should consider paying off your personal loan early. This is especially so if your Total Debt Servicing Ratio (TDSR) is too high.
Your TDSR is a measure of how much of your income is going into debt repayment. Mortgage loans, if any, are also included in the calculation of your TDSR.
As you're probably aware, there is a cap of 60% on the TDSR. Any mortgage loan that would push your TDSR above this limit will not be allowed.
This means that if your TDSR – without mortgage loan – is say, 50%, any mortgage loans granted are likely to be too small to be useful. This will throw off your plans if you do not have enough cash savings to pay for your flat – a situation most of us will likely encounter.
Because personal loans count towards your TDSR, paying them off early will help you reduce your ratio. This will make room for a larger (and probably more useful) mortgage loan.
(For completeness, do note that if you plan to buy an HDB flat or an Executive Condominium, the maximum amount you can borrow is limited by the Monthly Servicing Ratio (MSR), defined as 30% of your gross monthly income. This is in addition to satisfying the TDSR.)
2. When You Need to Start Saving for Retirement
There are many reasons to save money, including important ones like getting ready for retirement. Stepping aside from the ongoing debate on whether you should focus on saving money or clearing your debt, consider that money you owe today will reduce the amount of money available for use tomorrow.
When saving for your old age needs, the earlier you start, the better. Even 5 years can mean the difference between a comfortable retirement, and one plagued by sleepless nights.
Funding a retirement plan while paying off your loans is like trying to fill up a tank using a leaky scoop. You'll slog like crazy to make it happen, but still end up thirsting in the end. Clearly, it is much better to be free of debt, so you can a) comfortably set aside money and b) easily increase your savings if you need to.
However, this doesn't mean you should wait till you pay up all your personal loans before you start your retirement plans – it might be too late by then.
Hence, consider clearing your personal loans early so you can start saving for your retirement as early as possible.
How to Repay Your Personal Loans Early
If you have a substantial amount of spare cash, like from your year-end bonus, for example, you can simply make a lump-sum repayment and be done with it
However, you don't have to repay your personal loan all at one go, especially if that will only cause greater financial burden. You simply have to pay more than your monthly instalment each month.
As an example, if you owe S$15,000 on a 7-year loan, and you pay an extra S$100 each month, simple math tells us that you can pay back your loan in under 5 years. This will give your money an extra 24 months to grow, which will only put you in a better position for retirement.
One caveat though; early repayment will incur a fee, which is typically S$150 to S$250, or a certain percentage of your outstanding at the time of complete repayment – whichever is higher. When you think about the ability to free up your cashflow and start saving early, the early repayment fee is a small price to pay.
Read these next:
Best Personal Loans In Singapore With The Lowest Interest Rates (2020)
SingSaver Exclusive: Standard Chartered CashOne Loan Promotion – Get A Chance To Have Your Loan Repaid In Full
Understanding Personal Loans: Why And When Should You Use It?
Personal loan, Credit line and Balance Transfer: The Pros and Cons Rundown
4 Times In Life You Should Consider Getting a Personal Loan