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Drones for delivery science fiction or Reality?
By FFE Tech News Staff
Don't get scared if you see a flying object above your house, it is just Amazon delivering your online order to you. Amazon, the world's largest online retailer, is eyeing unmanned drones to make deliveries faster and more efficient.
Chief executive Jeff Bezos reported that the test drones, called Octocopters, can carry packages weighing 2.3kg and deliver the items within 30 minutes of the order. He said 'I know this looks like science fiction, but it's not.
'We can do half-hour delivery… and we can carry objects, we think, up to five pounds (2.3kg), which covers 86% of the items that we deliver.'
This service will be called Prime Air, and Amazon has already posted videos showing test drones in action. However, existing regulations on the use of drones does not yet cover commercial use. This means the service may not be available within the next five years.
In Europe, civilian air space may be open to all kinds of drones by 2016.
Regulations restrict the use of drones to police and government use only because unmanned aerial vehicles (UAV) may pose a risk to civilians. UAV expert Dr Darren Ansell of the University of Central Lancashire explained that this is because the drones are not yet aware of their environment and may fly right into people.
Safety of the package while the drone is in transit is also an issue as it is at risk of being stolen or captured.
Amazon said they'll be ready on the technological side of the service as soon as new regulations are in place.
Meanwhile, a witty netizen has already taken the idea up a notch by making a mock-up of a failed drone delivery:


text: Introduction: Considering the antioxidant properties of Otostegia persica extract and role played by antioxidant agents in the improvement of diabetes mellitus, this study investigated the effect of its methanolic extract on serum levels of glucose and lipids in type I diabetic male rats. Materials and Methods: Type I diabetes was induced in male Wistar rats by injection of 70 mg/kg, i.p of streptozotocin. Before and 5 days after injection, fasting blood samples were collected for measurement of glucose and lipids serum levels. Diabetes was confirmed in rats having FBS above 250 mg/dl. Diabetic rats were divided to 15 groups receiving 100, 200 and 300 mg/kg extract, glibenclamide (600 µg/kg) and distilled water (0.5 ml) daily for 3, 6 and 14 days, individually by gavage. Fasting blood samples were collected at the specified time points and serum levels of glucose, cholesterol and triglycerides were measured, using commercial kits by spectrop-hotometery. Results: Treatment of diabetic rats with O. persica extract (100, 200 and 300 mg/kg) for 6 and 14 days and at 300 mg/kg for 3 days significantly decreased glucose serum levels. Also extract at different doses for 3, 6 and 14 days significantly decreased cholesterol and triglycerides serum levels. Extract was more effective than glibenclamide in reducing glucose and triglycerides serum levels in diabetes. Conclusion: Otostegia persica extract has antihyperglycemic and antihyperlipidemic properties in diabetic rats.

subset: commoncrawl


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South Charleston, WV -(AmmoLand.com)- Several small game seasons are about to open for West Virginia hunters and trappers.
The statewide squirrel hunting season opens Sept. 12, 2015 and runs through Jan. 31, 2016. The daily bag limit is six squirrels. This fall, hunters should experience good numbers of squirrels due to the excellent hard mast production in 2014 which resulted in an increase in squirrel productivity in 2015 as well as excellent winter survival.
Hunters should focus on areas with beech or hickory early in the season because they are favored food sources. For additional information on mast conditions, hunters should consult the DNR's 2015 Annual Mast Survey which will be available around the first of October.
Ruffed grouse hunting season opens Oct. 17, 2015 and will run through Feb. 29, 2016. Grouse hunters should seek heavily harvested forested stands which exhibit dense woody growth, preferably with soft mast producing trees like dogwood, hawthorn and sassafras, as well as vines such as wild grape. The daily bag limit is four grouse.
Raccoon hunting season will begin Oct. 17, 2015 and run through Feb. 29, 2016. Hunters with hounds should experience success hunting near favored food sources. The daily bag limit is four raccoon per hunter or group of hunters.
Cottontail rabbit hunting season will run from Nov. 7, 2015, through Feb. 29, 2016, and the daily bag limit is five rabbits. Hunters should concentrate their efforts in agricultural areas where old field habitat dominates the landscape. Rabbit populations are expected to be good as a result of the better than average rainfall this summer and the associated increase in food and cover this year.
Hunting seasons for snowshoe hare, bobwhite quail, bobcat, red fox, and gray fox will open Nov. 7, 2015. Hunters should check the regulations for specific closing dates for each species and associated bag limits. Red and gray fox night hunting will begin Jan. 1, 2016 and will run through Feb. 29, 2016.
Trapping seasons for red fox, gray fox, raccoon, mink, muskrat, coyote, skunk, opossum and weasel will open Nov. 7, 2015 and close Feb. 29, 2016. Furbearer populations are expected to be good this fall. Trappers are reminded that if they are planning to trap on a wildlife management area or state forest, they will need to obtain an area trapping permit from the appropriate DNR district wildlife biologist.
Trapping season for bobcat, fisher, beaver and otter will open Nov. 7, 2015, and will have varying closing dates depending on the species. Keep in mind that you must electronically register these species within 30 days of the close of the season for each species.
For complete information on season dates and bag limits, consult the 2015–2016 West Virginia Hunting and Trapping Regulations available at all hunting and fishing license agents, DNR district offices and the DNR website www.wvdnr.gov.
About the West Virginia Division of Natural Resources:
It is the statutory mission of the West Virginia Division of Natural Resources (WVDNR) to provide and administer a long-range comprehensive program for the exploration, conservation, development, protection, enjoyment and use of the natural resources of the State of West Virginia.
For more information, please visit www.WVDNR.gov.
The post West Virginia Small Game Hunting and Trapping Opportunities for 2015-2016 appeared first on AmmoLand.com.


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JCN Online Journals
Welcome the the Journal section of JCN Online. Here you can view every article from the current Journal of Community Nursing.
There are also extensive back issues available.
Please sign in or register to view the articles.
Journal details
Breastfeeding education for health professionals
Marina Bigger and Dr Ann Long discuss their research which concludes that it is imperative that healthcare practitioners are educated and trained to guide mothers to implement breastfeeding
Marina T. Bigger MSc, BSc (Hons), RGN, RHV is currently being seconded for PhD study but at the time of writing this article was employed as Head of Nursing- Research & Development Northern Health & Social Care Trust
Magherafelt, Co Londonderry
Dr Ann Long RN, RMN, SCPHV, BSc (Hons) Psychology, MSc Counselling, D.Phil. Honorary Fellow of the University of Ulster
Article accepted for publication: April 2007


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NOTE: This is the HIGH DEFINITION 24-bit, 44.1kHz Stereo wav download version of the album. File sizes for wav downloads can be up to 80Mb per song. Downloads will be made available instantly after your purchase.
Julie's brand new album – available now.
Song lyrics and sleeve notes for alterum can be viewed here.


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Joan Crawford ate KFC!
You'll learn that if you simply CLICK HERE for my hot interview with Brian Bedford, who's stirred up the Broadway season with his witty performance as Lady Bracknell in Wilde's The Importance Of Being Earnest.
Yes, the theater season's grandest dame of all has real balls.
Bedford took off his frilly hat and fancy wig and told me in a basso profundo why the Tonys are rather tedious, why he felt he won one in 1971, and how his old pal Joan Crawford was the essence of camp because she had not one funny bone in her body.
But there was lots of booze in there! And KFC!
Cheers, and enjoy.
This article from the Village Voice Archive was posted on April 13, 2011
More:Michael MustoTheater


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5.1 Risk of Serious Hepatotoxicity with Concomitant Use of Strong CYP3A Inducers
Severe hepatotoxicity occurred in 10 of 12 healthy subjects receiving a single dose of LORBRENA with multiple daily doses of rifampin, a strong CYP3A inducer. Grade 4 alanine aminotransferase (ALT) or aspartate aminotransferase (AST) elevations occurred in 50% of subjects, Grade 3 ALT or AST elevations occurred in 33% and Grade 2 ALT or AST elevations occurred in 8%. ALT or AST elevations occurred within 3 days and returned to within normal limits after a median of 15 days (7 to 34 days); the median time to recovery was 18 days in subjects with Grade 3 or 4 ALT or AST elevations and 7 days in subjects with Grade 2 ALT or AST elevations.
LORBRENA is contraindicated in patients taking strong CYP3A inducers. Discontinue strong CYP3A inducers for 3 plasma half-lives of the strong CYP3A inducer prior to initiating LORBRENA.
Avoid concomitant use of LORBRENA with moderate CYP3A inducers. If concomitant use of moderate CYP3A inducers cannot be avoided, monitor AST, ALT, and bilirubin 48 hours after initiating LORBRENA and at least 3 times during the first week after initiating LORBRENA.
Depending upon the relative importance of each drug, discontinue LORBRENA or the CYP3A inducer for persistent Grade 2 or higher hepatotoxicity [see Clinical Pharmacology (12.3)].
5.2 Central Nervous System Effects
A broad spectrum of central nervous system (CNS) effects can occur in patients receiving LORBRENA. These include seizures, hallucinations, and changes in cognitive function, mood (including suicidal ideation), speech, mental status, and sleep. Overall, CNS effects occurred in 54% of patients receiving LORBRENA [see Adverse Reactions (6.1)]. Cognitive effects occurred in 29% of the 332 patients who received LORBRENA at any dose in Study B7461001; 2.1% of these events were severe (Grade 3 or 4). Mood effects occurred in 24% of patients; 1.8% of these events were severe. Speech effects occurred in 14% of patients; 0.3% of these events were severe. Hallucinations occurred in 7% of patients; 0.6% of these events were severe. Mental status changes occurred in 2.1% of patients; 1.8% of these events were severe. Seizures occurred in 3% of patients, sometimes in conjunction with other neurologic findings. Sleep effects occurred in 10% of patients. The median time to first onset of any CNS effect was 1.2 months (1 day to 1.7 years). Overall, 1.5% of patients required permanent discontinuation of LORBRENA for a CNS effect; 9% required temporary discontinuation and 8% required dose reduction.
Withhold and resume at the same dose or at a reduced dose or permanently discontinue LORBRENA based on severity [see Dosage and Administration (2.2)].
5.3 Hyperlipidemia
Increases in serum cholesterol and triglycerides can occur in patients receiving LORBRENA [see Adverse Reactions (6.1)]. Grade 3 or 4 elevations in total cholesterol occurred in 17% and Grade 3 or 4 elevations in triglycerides occurred in 17% of the 332 patients who received LORBRENA in Study B7461001. The median time to onset was 15 days for both hypercholesterolemia and hypertriglyceridemia. Approximately 7% of patients required temporary discontinuation and 3% of patients required dose reduction of LORBRENA for elevations in cholesterol and in triglycerides. Eighty percent of patients required initiation of lipid-lowering medications, with a median time to onset of start of such medications of 21 days.
Initiate or increase the dose of lipid-lowering agents in patients with hyperlipidemia. Monitor serum cholesterol and triglycerides before initiating LORBRENA, 1 and 2 months after initiating LORBRENA, and periodically thereafter. Withhold and resume at the same dose for the first occurrence; resume at the same or a reduced dose of LORBRENA for recurrence based on severity [see Dosage and Administration (2.2)].
5.4 Atrioventricular Block
PR interval prolongation and atrioventricular (AV) block can occur in patients receiving LORBRENA [see Adverse Reactions (6.1), Clinical Pharmacology (12.2)]. In 295 patients who received LORBRENA at a dose of 100 mg orally once daily in Study B7461001 and who had a baseline electrocardiography (ECG), 1% experienced AV block and 0.3% experienced Grade 3 AV block and underwent pacemaker placement.
Monitor ECG prior to initiating LORBRENA and periodically thereafter. Withhold and resume at a reduced dose or at the same dose in patients who undergo pacemaker placement. Permanently discontinue for recurrence in patients without a pacemaker [see Dosage and Administration (2.2)].
5.5 Interstitial Lung Disease/Pneumonitis
Severe or life-threatening pulmonary adverse reactions consistent with interstitial lung disease (ILD)/pneumonitis can occur with LORBRENA. ILD/pneumonitis occurred in 1.5% of patients who received LORBRENA at any dose in Study B7461001, including Grade 3 or 4 ILD/pneumonitis in 1.2% of patients. One patient (0.3%) discontinued LORBRENA for ILD/pneumonitis.
Promptly investigate for ILD/pneumonitis in any patient who presents with worsening of respiratory symptoms indicative of ILD/pneumonitis (e.g., dyspnea, cough, and fever). Immediately withhold LORBRENA in patients with suspected ILD/pneumonitis. Permanently discontinue LORBRENA for treatment-related ILD/pneumonitis of any severity [see Dosage and Administration (2.2)].
5.6 Embryo-Fetal Toxicity
Based on findings from animal studies and its mechanism of action, LORBRENA can cause fetal harm when administered to a pregnant woman. Administration of lorlatinib to pregnant rats and rabbits by oral gavage during the period of organogenesis resulted in malformations, increased post-implantation loss, and abortion at maternal exposures that were equal to or less than the human exposure at the recommended dose of 100 mg once daily based on area under the curve (AUC).
Advise pregnant women of the potential risk to a fetus. Advise females of reproductive potential to use an effective non-hormonal method of contraception, since LORBRENA can render hormonal contraceptives ineffective, during treatment with LORBRENA and for at least 6 months after the final dose. Advise males with female partners of reproductive potential to use effective contraception during treatment with LORBRENA and for 3 months after the final dose [see Drug Interactions (7.2), Use in Specific Populations (8.1, 8.3), Nonclinical Toxicology (13.1)].


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Ponder rallies Seminoles from deficit, past North Carolina
CHAPEL HILL, N.C. -- Christian Ponder knew Florida State's offense was good enough to get the Seminoles back in the game, even against one of the nation's top defenses.
Now maybe Bobby Bowden's critics will back off for a while.
Ponder threw for a career-high 395 yards and three touchdowns to help Florida State rally from a big second-half deficit and beat North Carolina 30-27 on Thursday night, a game that could be as much momentum-builder for the Seminoles as morale-killer for the Tar Heels.
Rod Owens added career-highs of nine catches for 199 yards, including a 98-yard score, for the Seminoles (3-4, 1/3 Atlantic Coast Conference), who trailed 24-6 early in the third quarter and appeared headed for a fourth straight loss. Instead, Ponder led the league's top offense to a stunning rally against the nation's third-ranked total defense, including the go-ahead 18-yard touchdown pass to a wide-open Beau Reliford with 6:20 to play.
For one night anyway, it was a lot easier to forget all the chatter from some frustrated Florida State fans that Bowden should step aside from the program he built into a national power.
"The talk that we've had down there, there's only one thing that solves it. Winning," Bowden said. "Play close and fight your guts out? Who cares? You've got to win."
Florida State finished with 438 total yards, the most allowed this season by North Carolina (4-3, 0-3). That came despite the Seminoles generating little on the ground and committing 16 penalties for 121 yards -- both season-highs -- to force almost the entire burden on Ponder.
He responded by completing 33 of 40 passes, including his final 16 attempts.
"This proves how good we can be, and I'm just proud of the way we fought back," Ponder said. "Down what, 24-6? And we could have given up and we didn't. That's just the character of the guys on this team."
The Tar Heels, meanwhile, will be thinking about letting this one get away for a while. They still had a chance to tie when they got the ball back with 47 seconds left and no timeouts, but their desperate drive only got to midfield before Markus White sacked T.J. Yates on the final play.
"It's too frustrating," cornerback Kendric Burney said. "I don't know what to say or how to explain anything right now. It tears you apart."
It was the first Thursday night home game at North Carolina, which donned all Navy blue uniforms for the first time and brought in former-Tar Heels-turned-NFL stars Julius Peppers and Lawrence Taylor. Before the season, this looked like a chance for coach Butch Davis to showcase his program to a national TV audience. But after woeful offensive performances in conference losses to Georgia Tech and Virginia, Davis' Tar Heels needed this win to prove to frustrated fans that the rebuilding plan was, in fact, moving forward.
They left Kenan Stadium still looking for a league win. And surprisingly, the blame couldn't be put solely on that young offense that has struggled all year.
The Tar Heels ran for 238 yards, with starting tailback Shaun Draughn rushing for a season-high 126 on 23 carries while the receivers added 109 on an array of end-around attempts. Yates ran and passed for a score, but threw for just 64 yards, while Greg Little scored on a 5-yard run on the game's opening drive.
"It's a little bit of a wake-up call for the defense," Davis said. "Reputations and rankings and stats and all that stuff is somewhat insignificant. You've got to play."
The Tar Heels dominated the mistake-prone Seminoles through the first half to take a 17-6 lead, a margin that could have been even worse had they not had a holding penalty wipe out an 81-yard scoring pass from Yates to Jheranie Boyd. Yates increased the lead when he rolled left on a keeper and scored from 10 yards out to make it 24-6 with 11:38 left.
The rest of the quarter, however, belonged to the Seminoles.
Ponder connected with Taiwan Easterling for a 6-yard touchdown pass to start the comeback. Then, after Yates threw an interception near the goal line, Ponder lofted the ball deep down the right sideline for Owens, who evaded a diving tackle attempt from behind by Charlie Brown and sprinted to the end zone for the 98-yard score -- the longest play from scrimmage by either side in a North Carolina game -- that made it 24-20 with 4:41 to play in the third.
"I think we definitely got the momentum back on our side and we just took advantage of it and kept rolling," Ponder said of the long pass play. "When the defense makes plays like that, it's our job as an offense to take control of that opportunity and do something with it, and that's what we did."
NCAAF News
Pacheco finds hole for an early Rutgers strike
Isaih Pacheco takes the handoff and runs 12 yards for the touchdown.
Ole Miss' fancy fake FG does not end well
Ole Miss' holder flips the ball over his head to the kicker, but he gets tackled well short of the first-down marker.
Rattler, Mims connect for 50-yard TD
Spencer Rattler sees Marvin Mims wide open and the Sooners get another touchdown on the board.
Malik Murray leaps in the air for a 32-yard pass from Shai Werts
Georgia Southern QB Shai Werts is under pressure and launches a pass down the field to Malik Murray for 32 yards for a 1st down.
Atwell makes the 58-yard reception look easy
Malik Cunningham launches the perfect pass to Tutu Atwell who caps off the 58-yard catch with a touchdown.
Auburn's Williams clears his defender with a hurdle
Seth Williams leaps over his defender on a 21-yard gain, which would lead to an Auburn touchdown.
2020 Atlantic Coast Conference Standings
|Notre Dame
|NC State
|North Carolina
|Virginia Tech
|Boston College
|Georgia Tech
|Wake Forest
|Florida State


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labour | workers' rights
Unions in the UK, Australia and New Zealand have joined forces to call for decent jobs and workers' rights to be protected under any deals on trade.
Over the last several decades, US trade policies have failed most Americans. Under the guise of "free trade," special interests have captured trade policy to extract wealth at home and abroad and left working people to bear the costs.
The AFL-CIO is planning to file labor complaints against Mexico this month under the new US-Mexico-Canada trade agreement's labor enforcement mechanism, the US union's president said.
Indonesia will conduct a worker-exchange program with Australia to boost its human resources. The plan was announced by a senior government official just days after the Indonesia-Australia Comprehensive Economic Partnership Agreement (IA-CEPA) entered into force.
For Mexican workers, farmers, and the poor, the pandemic and the new treaty replacing NAFTA are a devastating one-two punch.
The new North American trade agreement isn't even in effect yet and the Trump administration is warning Canada and Mexico they might face legal actions under the pact.
The 15 governments must consider the adverse impact of the mega FTA and put an end to trade agreements such as RCEP as they only increase protection and power of multinational corporations.
Amid the pandemic Covid-19 outbreak with the protocol health of all States, the trade negotiations for the Regional Comprehensive Economic Partnership (RCEP) is still ongoing. The Government should use the momentum of the pandemic to assess thorough draft related agreements RCEP.
NAFTA and other trade deals have been a disaster for American workers. Unregulated global trade consequences have led to worldwide criminal-level labor exploitation.
A comparative analysis of treaty texts and their potential practical implications.
The announcement came three days after the US government launched a campaign to get Mexico to reopen plants, suggesting the supply chain of the North American free trade zone could be permanently affected.
Thailand loses duty free access for 42.2 billion baht in exports to the US market from today, unless the kingdom committed to labour rights reforms.
Lopez Obrador said the government was reviewing the matter in the context of the entry into force of the United States-Mexico-Canada Agreement, a trade deal due to replace the 1994 NAFTA.
The US pressed Mexico to reopen border assembly plants that are key to the US supply chain, as part of the North American free trade zone.
Maquiladoras which avoid most tariffs because their finished products are for export only, have boomed since the 1994 North American Free Trade Agreement.
The UK Trade Union Congress and its US counterpart, the AFL-CIO, have warned the White House and Downing Street that any trade deal between the UK and USA must put workers' jobs and rights first.
PACER-Plus itself achieved little by way of actual improvements for Pacific Islander workers to access the labour markets of Australia and New Zealand.
The sustainable impact assessment report of the free trade agreement between the European Union and Indonesia is not easy to find. Yet some of its findings are quite worrying.
The European Commission, which is responsible for negotiating the EU's free trade deals, recognises Vietnam's human rights record as a cause for concern. It stresses, however, that the deal will provide a platform to address such issues.
A future US-UK trade agreement must incorporate strong provisions on worker rights, environmental protection, US House Ways and Means Committee Chairman said.


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Indian and Pacific Oceans: The Last Mining Frontier.
Offshore mining is occurring in Namibia and in the Red Sea. But much more ambitious programs are on track. A new rush is taking place, mainly in the Indian and Pacific Oceans.
In 1869, the French novelist Jules Verne predicted that deep sea mining of zinc, iron and gold would become a reality. Over 150 years after the publication of Twenty Thousand Leagues Under the Sea, the European Commission is anticipating that by 2030, 10 percent of the global mining production may come from the seabed and could generate an annual turnover of about EUR 10 billion.
According to the EU Commission, the largest untapped mineral resources lie on the Oceans' floor, at depths of – 4,000 meters or more, representing considerable amounts: over 450 million tonnes of copper or 25 times the 2015 world production and 100 m. tonnes of cobalt or thousand times as much as the world production and huge quantities of manganese. They are found under the form of polymetallic nodules which vary in size between a few millimetres and 20 cm. Other deposits consist in polymetallic sulphides which are contained in metalliferous muds namely in the Red Sea, along the East Pacific Rise System and the Galapagos rift and in up to 70 meters high chimneys containing rocks shaped by the submarine volcanic activity. Cobalt-rich ferromanganese crusts at shallower depths of 400 to 5,000 meters in areas of significant volcanic activity, represent a third category. They can be found in the Comoros Archipelago or around Madagascar, which also contain iron oxide, molybdenum, zirconium or rare earths.
Such Eldorado and prospects of finding new hydrocarbons deposits explain the diplomats' frenzy of recent years. Indeed, within the framework of the UN Convention on the Law of the Sea in 2009, over 70 member states made submissions for the recognition of the limits of their continental shelf, in the area comprised between the limit of their Exclusive Economic Zone (200 miles) and a maximum limit of 350 miles. According to experts, even if exploration and extraction costs look very high, demographic growth and urbanization are likely to exert a strong pressure on the exploitation of these resources. At the moment, one of the main obstacles is technological. European dredging firms such as IHC Merwede BV consider that extraction of solid minerals is profitable at depths of about 150 meters but that more technological progress is required to guarantee the economic feasibility of exploitation at depths of more than 500 meters.
In the meantime, EU diplomats are paving the way for future exploitation. At the beginning of last May, EU Development ministers discussed with their partners of the African, Caribbean and Pacific countries (ACP) issues related to the "Ocean governance", bearing in mind the expansion of the cooperation between both blocks to that area. Talks focussed on the sustainable exploitation of the ocean seabed which the Commission is encouraging in partnership with the Blue Mining Consortium which includes 19 companies from the EU. The list includes IHC Merwede BV, the Belgian corporation Dredging International, Germany's Aker Solutions and the British 2H Offshore Engineering which all eager to offer their skills and services.
The EU is also contributing to the Pacific states' Deep Sea Minerals Project in order to help them to improve the governance and the management of their resources through adapted legal frameworks and technical assistance. The project launched by 15 states from the Pacific aims at preparing the sustainable exploitation of their resources. Some of these countries are in a pioneering position. This is the case of Tonga, one of the first countries in the world to approve in 2014 a law which regulates deep sea mining within its EEZ and also of Papua New Guinea which issued in 2014 the first copper and gold offshore exploration permit in the world to the Canadian firm Nautilus Minerals.
According to the EU Commission, phosphates offer promising exploitation perspectives. Morocco, the world's third largest producer and holder of over 72 percent of the world's reserves is interested to increase its hegemony. Meanwhile, the Namibian Marine Phosphate Company, obtained in late 2016 the Windhoek government's approval to start the exploitation of the world's first offshore phosphate deposit. Namibia is already a pioneer of offshore mineral exploitation, which began in 1961 with the extraction of diamonds by De Beers at the Orange River mouth, at 35 meters below the surface for a start. Today, De Beers Marine, the joint venture created by South Africa's giant De Beers and the Namibian government is dredging diamonds at depths of 150 meters. Half of Namibia's diamond output is being currently mined offshore but the proportion could rise 90 percent, according to corporate sources.
Another company which exploits offshore gems in Namibia, the Canadian firm Diamond Fields International, has been awarded with its Saudi Partner Manafa International the Atlantis II copper, zinc, lead and gold permit by the Saudi-Sudanese Red Sea Commission.
So far, the UN's International Seabed Authority (ISA) has issued 27 exploration permits throughout the world. The largest was awarded on the last 12 May to the China Minmetals Corporation which obtained a 15 year contract for the exploration of polymetallic nodules over 72,745 sq km in the Clarion Clipperton Zone, in the Eastern Pacific Ocean. The ISA also awarded to the China Ocean Mineral Research Development Association a ferro-manganese block near Madagascar in the Indian Ocean where Germany's Institute or Geosciences, BGR and South Korea hold also permits. Meanwhile, India is lobbying intensively in Mauritius and Seychelles after it discovered cobalt-rich nodules in the Mascarenes Basin. The ISA which is busy finalising a mining code establishing the rules and procedures of deep sea mining also held in Kampala (Uganda) last May a workshop, which could bode for future involvement of other African countries in the rush.
Before the start of large scale exploitation, the EU Commission is pushing for the adoption of "ocean governance" principles to manage fishing activities, the preservation of ecosystems and the regulation of the mining production. In 2015, the JPJ Oceans European platform, coordinated by Germany's Centre for Ocean Research, Geomar Helmholtz, which brings together scientists from 11 European countries launched a study to assess the ecological impact of exploitation. Final results are awaited by 2018. Yet, first indications call for caution. According to Henri Robert, a biologist from Belgium's Institut royal des sciences naturelles, 25 years after small surfaces of the deep sea near the Galapagos islands in the Pacific were raked, the seabed was still damaged. One of the preliminary conclusions is that the recolonisation process by marine organisms is very slow. Several exploitation techniques are being tested. Some have terrible consequences because they destroy the layer of the seabed and generate a cloud of mud and sediments that risks to asphyxiate areas which are not affected by exploitation. Others consist in picking up the nodules one by one and are less destructives. Meanwhile, the ISA is planning the creation of protected areas in the Pacific which will be used to recolonise the areas open for exploitation after it is finished with the original species which were present before the start of mining operations.
François Misser


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Tuesday 28 and Wednesday 29 October 2014Accessible Arts, Arts Activated Conference
The Concourse Chatswood, Sydney, Australia Australia's only arts and disability conferencenetwork | learn | share | develop
Arts Activated brings together leading thinkers, artists, advocates, practitioners and producers, with and without disability, from across Australia and overseas. Working together to strengthen Australia's arts and disability sector.
Accessible Arts is calling for proposals for papers, performances or workshops that address the 2014 conference theme, Creative Connections.
The theme Creative Connections invites everyone to present on their chosen topic in ways that facilitate creative connections, with and among, the delegates. You can choose any topic related to people with disability and art, but you need to present in ways that encourage interaction.
Proposal Information:
Proposals can be in written, audio or video formats. All proposals must be submitted through Smartygrants by Monday, 28 April 2014, at 5pm.
Selection criteria:
- Aim/s of the presentation
- Objectives and expected participant outcomes i.e. knowledge, skill, attitude, connections made
- Content to be presented
- The interactive strategies you will use to ensure participation
Proposals from people with disability, or those that involve people with disability, are particularly encouraged to apply.
For more information:
Visit out Conference webpage
Or contact, Tammy Brennan, [Communications Manager]
Email: email@example.com
Telephone: +61 (2) 9251 6499 ext. 101


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TAYB, Creating Dancers for Life
The classical tradition of the Thomas Armour Youth Ballet is rooted in Pre War II Paris After being trained by the legendary Olga Preobrajenska at the Paris Opera Ballet, Thomas Armour joined the Ballet Russe De Monte Carlo. Over 6 decades later the legend and tradition of Thomas Armour continues to bring quality, professional ballet training to students across Miami. Through the study of dance, children learn long term life skills including discipline, focus, teamwork, and delayed gratification. While TAYB produces many professional dancers, our goal is to produce graduates that bring their art skills to a wide range of professions and pursuits.
The Thomas Armour Youth Ballet is accredited by the Accrediting Commission for Community and Precollegiate Arts Schools.
The Thomas Armour Youth Ballet offers inclusive programming for children and youth with and without disabilities.
Click to learn about our mission.
Thomas Armour Youth Ballet partners with a number or organizations in the community. To see a full list of partnerships click the button below.


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(Photo by BoNoNoBo – Images à la sauvette de la vie)
The Centro Cultural Borges, set in the stunning Galerias Pacífico, is showcasing the works of Yusuke Shibata, a new generation Japanese artist who works with mixed media including sculpture, photography, video and installations. The artist's pieces deal with themes such as the ambiguity of reality, the absurd, and the blur between fiction and fact.
The exhibition is taking place until the 5th of January, alongside another showcase that features a selection of upcomming Argentine artists. Centro Cultural Borges is open from Monday to Saturday from 10am to 9pm and on Sundays from midday to 9pm. Tickets are 30 pesos. Viamonte 500, downtown.


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The opening reception of Chorus will take place in the Craddock-Terry Gallery on Friday, January 8th, 2016. 5:30 – 8:00 pm.
Through his performative manipulation on individuals' lived experiences and intervention in intellectual legacies, Tuo Wang's practice attempts to examine the unreliable relationship between the contemporary human status, myth and cultural archive. In the self-referential environments that he constructs, dramatic, often humorous, and absurd aspects of the concept of society are exposed. His work has recently exhibited in Taiwan, Albania, Egypt, and New York. Tuo Wang is currently an artist-in-residence at the Queens Museum.
On view through February 19th. Gallery hours are 12-5 pm Wednesday-Sunday or by appointment; free and open to the public.


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Blackwaterfoot Beach
- Beach info
- Beach Map & Location
Shops, Pub, Hotel
Golf, Ponyhorserides, Golf
Nature and Wildlife
A lot to explore in the area. the grave of Fingals daurghter. the caves which are said to have been be used by Fingal. Nearby Sliddery is within walking distance whose name. derived from gaelic. means "field of slaughter". It was here that Vikings decided
Parking Available /
Water Quality
Not Tested
Lifeguard information
Cleaning and Litter
No restrictions.
How to find Blackwaterfoot Beach
North Ayrshire / Brodick
On the A481 coastal road that circles the island. The easiest access from Brodick is via the B880 across the island.
The island has an excellent local bus service operated from Brodick
We use a simple colour coded key to display the amount of cottages nearby, the below shows the three different colours and the number range for each one from green through to red.
- 1-10
- 11-99
- 100 +
- Reviews


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Private Sale
GeenieBox is a gift from our featured Geenie curator to you. Each month, we release a surprise curated gift box of empowerment and motivational items, books to beauty, home, career and self-care products.
Partial proceeds from every GeenieBox are donated to an organization that supports women and girls.
GeenieBox is for ambitious women by ambitious women. Join today and get a monthly dose of encouragement in a box PLUS connection to a powerful network of women supporting women to inspire your #BlackWomanGenius!
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Mining under the sea
The newest frontier for mining is underwater. Meagan Ellis looks at the technology involved and the environmental concerns that remain with this untested excavation technique.
Rising up from the floors of the world's oceans like miniature mountains, hot springs (called 'black smokers') emit heated brines which cool to become rich deposits of zinc, copper, silver and gold, so called seafloor massive sulfides. For about 10 years companies operating off the coasts of Papua New Guinea (PNG), New Zealand, Tonga and Fiji have explored these massive sulphide deposits and dreamt about finding an economical method of tapping these vast but hard-to-reach resources.
Now, with demand for minerals growing day by day, and new technological advances in cable laying, diamond trenching, and deep water oil and gas excavation, the obstacles to undersea mining have become less daunting. Two of the world's first seafloor massive sulphide mines will begin operations in 2010, run by the UK's Neptune Minerals in New Zealand, and Canada's Nautilus Minerals in PNG.
Scott Trebilcock, Vice-President of Business Development at Nautilus, headquartered in Toronto, says his company operates 'on the same principles as the oil and gas industry, which lays thousands of kilometres of pipeline on the seafloor by digging trenches. We also operate on similar regimes to the dredging industry, which extracts billions of tonnes of gravel and sand from the seafloor. So the precedent is out there'.
Setting standards
But as companies prepare for a new age of minerals excavation, the Australian Commonwealth Scientific and Industrial Research Organisation (CSIRO) has released a report on the potential social impact such mining could have on the Australian coast. Its results, while highlighting the possible economic benefits, have revealed concerns as so little is known about underwater mining of this kind.
'A key concern of the community is the perceived environmental impact of such an expansion, and the lack of scientific knowledge to measure or monitor this impact,' explains Dr Joanna Parr of the CSIRO, who helped write the report.
Exploring the Social Dimensions of an Expansion to the Seafloor Exploration and Mining Industry in Australia, published on 13 June, notes, 'No major comprehensive review on seafloor exploration and mining, or deep seabed mining, issues has been produced for at least the last five years'. It says
there have been no synthesising studies on international seafloor mining developments in countries such as Canada, Russia, Korea, Chile and Finland, and there are no codes of practice for companies to draw on.
But being the first in the water can have its benefits, notes Dr Simon McDonald, Chief Executive of Neptune Minerals, based in London. '[We] are in the enviable position of starting with a clean slate, without the legacy issues faced by land-based mining,' he says. 'We are able to design a mining system from scratch that will comply with environmental best practice.'
Parr agrees that Neptune and Nautilus 'clearly recognise the danger of losing public support, and are therefore actively involved in research to assess the potential environmental impact of mining in their tenements'.
Treading carefully
Nautilus has been exploring the waters of PNG since 1997. For the last three years it has been conducting environmental baseline studies in and around Solwara 1, an area 1,500-1,600m deep, 1.3km long and 200m wide in the Bismarck Sea. It has an indicated and inferred resource of 2,170kt at 7.2% copper, 6.2g/t gold, 31g/t silver and 0.6% zinc.
Trebilcock says the company has taken steps to keep the PNG Government involved, and to follow recommendations made by it as well as other non-government organisations. The assessment looks at oceanography, animal and plant habitats, sedimentation rate, noise and light, and waste management. The project is expected to have minimal impact on fishing and the seafloor, and will not operate on the reefs. Energy will come from electricity supplied by the ship. The results of the Environmental Inception Report will be published in October2008.
Building blocks
Using designs borrowed from the trenching, oil and gas industries, Nautilus' proposed mining system will consist of an excavator, a support ship, and a riser and lifting system to pump metal sulphide debris to the surface.
Soil Machine Dynamics (SMD), based in Newcastle, UK, received the £33m contract to design and build Nautilus' digging tool, which will incorporate the most technically difficult component – the cutting head. 'Although [SMD] has cutting heads that break up rock, they have never done it on this kind of rock before,' explains Trebilcock.
'The material they have to cut is rather soft compared to ores on land,' adds Dr Steven Scott, Director of the Scotiabank Marine Geology Research Laboratory at the University of Toronto, Canada. 'There will probably be problems with [the new equipment] – there always are with new ventures – but there is a lot of collective knowledge to overcome these.'
High pressure underwater drilling tests using sulphide samples from Solwara 1 are being carried out at SMD to determine the best design for the cutting head and the pump which will suck the materials to the surface.
Trebilcock calls this type of excavation 'surgical mining'. 'As we break up the material, it is sucked up with an enormous amount of seawater to the deck of the ship. The water is then filtered and cleaned in a dewatering system, and the cold seawater is put back down at depth. So unlike in dredging, our discharge water goes back where it came from. There will be no ugly plume of mud coming out of the back of the ship.'
All equipment is scheduled to be delivered at the end of 2009, with mining beginning at the end of 2010. The operation is expected to produce 1.5-1.8Mt of ore a year.
Neptune tests the water
Neptune has plans to begin the pilot phase of its 1,500m underwater mining project in the Rumble 2 West site in the territorial waters of New Zealand in 2010. Its equipment is based on a device trialled by Canadian company Placer Dome in 2006, which successfully recovered 15t of massive sulphides.
The system involves mounting an excavation device on a remote operated vehicle. A clamshell grabber will be used for surface layer recovery, while an ore crusher breaks up pieces to sizes between one to two inches (2.54-5.08cm). These fragments, and the water surrounding them, are sucked up to the ship using an airlift pump.
McDonald believes the environmental benefits of undersea massive sulphide mining are many. 'It is high-grade and low-tonnage, there is minimal to no overburden, and no mining of waste rock.' The mine is expected to process two million tonnes a year of massive sulphides in an area that covers just 300x300m.
The company has conducted its own environmental impact assessments, in association with the New Zealand National Insitute of Water and Atmospheric Research, and will continue do so during each stage of its preparation and test mining. After the six-month trial, a final assessment will have to be approved before full-scale mining can begin.
A new era for mining?
Should Neptune and Nautilus' mining experiments prove successful, it could
usher in a new age of large-scale mining. McDonald says his company expects
to spend between US$145-162/t to extract minerals that could sell for US$50-2,000/t.
Trebilcock agrees with this financial forecast, noting any extra costs of operating offshore are compensated for by the high concentrations of copper and gold found.
Scott is equally optimistic. 'It is very early days, and no one really knows what the seafloor has to offer. Almost all of our mineral resources come from the 26% of our planet that is land and not covered by ice. If Nautilus [and Neptune] pull it off – and I believe they will – others will surely follow.'
Parr says the CSIRO will follow both projects with interest, and will conduct detailed surveys and models to better inform the Australian Government on how its own offshore mining policies should be directed.
Further information:
Commonwealth Scientific and Industrial Research Organisation


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|Pages from 'The Secret History of Twin Peaks'
50 Years of Mr.Freedom and Rosemary's Baby and 40 Years of Halloween?
Watching the second season of 'Twin Peaks' again I think I see where Mark Frost/David Lynch got the idea for Dr. Amp's gold s#it digging shovel from.
Shovel Your Way Out of the S#it Day?


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Anyway, let's not dwell on the mistakes that I may or may not have made. There are more important matters at hand. It's the fifteenth, which means it's time once to journey with me into the future. TO THREE MONTHS FROM NOW!
508-511. Letters From Fontainhas: Three Films By Pedro Costa (1997,2000,2006) — March 30th, DVD
Criterion is so pleased with premiere Portugese auteur Pedro Costa that our introduction to him comes in the form of a delicious three-film box set. Ossos, In Vanda's Room, and Colossal Youth combine to create for us a type of malformed fairy tale, where our kingdom is the slums of Fontainhas, and our people, its battled and downtrodden youth. The supplements are so plentiful in this set that they've been delegated to an entire fourth disc stuffed to overflowing with bonus materials.
052-053. Yojimbo & Sanjuro (Akira Kurosawa, 1961 & 1962) — March 23rd, Blu-ray
Happy 100th birthday, Kurosawa! While I had my eyes on a different present for you, I hope you aren't displeased with the Blu-ray release of two of your finer films, Yojimbo and Sanjuro. Your fans will celebrate with you by enjoying the hi-definition transfer of perhaps your most unforgettable character, Toshiro Mifune's Sanjuro, as he dabbles in some comedic misadventure and then violently kills Tatsuya Nakadai. Twice. I mean, I know they don't have any new supplements, so I hope you don't think I'm re-gifting.
409. Days of Heaven (Terrence Malick, 1978) — March 23rd, Blu-ray
Follow that link, watch that trailer, and tell me this isn't one of the best choices for a Blu-ray release in the entire Criterion catalogue. Funny story: The day this came out on DVD, I rented it on my lunch break, decided I couldn't wait to watch it, so I feigned a sickness to my supervisor and went home a few hours early. With Days of Heaven, Terrence Malick has basically put The Hudson River School to film. Its viewers will hang their jaws ever-so-slightly lower while watching in hi-def.
If you'll excuse me, I have to take my crystal ball to the magic shop for repairs. Until next mid-month!


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Quinta Vale Do Arno Vila Jardim Tinto 2011, Vinho Regional Tejo
Touriga Nacional
Alentejo, Portugal
$20.75 (277624)
00 pts
March 19, 2016
Community Reviews (1)
It's only wine but I like it
A very ripe red, along with notes of dark fruit, prunes and raisined fruit. Hints of dark chocolate and wood add to the complexity. Almost Aussie-like without becoming over the top. Delish. Tasted October 2016.


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Click here for frequently asked questions
Please follow the steps below to connect your router correctly.
Please follow the steps below to configure your router to connect to the internet.
Please follow the steps below to configure your router to connect to the internet.
Username: admin Password: adminPlease note: it is a security risk to leave the default password as admin & admin. It is highly recommended to set your own unique password.
No. The Yellow LAN cable supplied with your router is to connect your computer/laptop to the router during setup. The ONT device should have came with a LAN cable for connecting it to the Blue WAN port on the back of the router. If you can't find a second LAN cable to connect your router to your laptop for the setup, you will need to do the setup over Wi-Fi. Please check step 03 for more details.
For 3G/4G: Please contact your ISP and verify that your SIM card is activeFor Fibre: Please contact your ISP and verify that your ONT device and Fibre line is active
If you changed your Wi-Fi username and password: Open your Wi-Fi settings on the device you used to setup the router. Select the new Wi-Fi name you set from the list of available networks and enter the password. Once connected reopen the webpage at 10.0.0.2 to complete the setup.
If you changed only your Wi-Fi password: Open your Wi-Fi settings on the device you used to setup the router. Select the router's Wi-Fi name and forget the network. Now reselect your router's Wi-Fi name and type in the new Wi-Fi password you set on step 3 of the wizard. Once connected reopen the webpage at 10.0.0.2 to complete the setup.
If this happens, please clear your browser cookies & cache and reload the page.
2.4GHz: Better Wi-Fi coverage but more interference. Compatible with all phones with Wi-Fi.5.8GHz: Faster Wi-Fi speeds & less interference but less Wi-Fi coverage. Only visible to 5G capable phones.
You can check your actual signal strength by opening the router's web interface and navigating to Status > WAN > 3G/4G. For any queries relating to your signal strength / speed, please phone your ISP and confirm you are within their coverage area.
Blue light = LTEGreen light = 3G
Orange light = 2G/GSMRed light = No connection
3G/4G mobile connectivity lets you take your broadband connection with you wherever you go.
Stream HD multimedia across your home without interruption using the fastest wired and wireless technologies available today.
Set up the DWR-956M in no time with the web-based setup wizard, , and create secure wireless connections easily using Wi-Fi Protected Setup (WPS).
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The D-Link DWR-956M Fibre LTE Router comes not only with a built-in high speed CAT 4 LTE
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This is a really great solution to the South African internet situation, where a small portion of the country can have cost effect fibre services and the rest must rely on ADSL or LTE.
This AC1200 combination router has both options for FIBRE and LTE, and you can automatically switch between the two. It's interesting that they actually put the word fibre in the name, and is the first router I have seen to do this.
Copyright @ 2019 D-Link South Africa


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This sounds like a great event– minus the confusion! Way to go!
Race Recap: Skyrise Chicago
A few months back, my sister called and asked if I wanted to do a fundraising event she had learned about from a friend at her gym. It was for the Rehabilitation Institute of Chicago with her, and we would walk up the Willis (Sears) Tower for SkyRise Chicago. I felt pretty hesitant at first because walking up 103 flights of stairs sounded less than awesome, especially two weeks after my marathon, but I ultimately agreed.
On Saturday, we packed up the car and drove down to the Windy City along with her husband and kids. They had three days of packet pick up, so by the time we got there, it only took a matter of minutes. We were back at the Willis Tower by 7am on Sunday morning (which between Daylight Savings Time and the timezone change was really painless), for our 7:30am wave to start climbing.
Overall, the event was very well organized, but the start felt quite chaotic to me. There were people milling about everywhere. Our instructions said to line up ten minutes before our wave, but there was never any really announcement. There was just a line that wove throughout the start area. There was someone wandering around with sign for the 7:30am start, but it wasn't clear if that meant we were supposed to get in line, if we were supposed to follow her, or what to do. Nicki and I decided to get in line regardless, but ended up leaving when the photographers pulled out a group of people in front of us for a photo. We didn't realize right away that it was a team photo, so went to the back of the line.
Eventually we made our way to the front of the line, and passed the hand cyclists who were "using stationary hand cycles calibrated for resistance and time to match the 103 floor stair climbing experience" (source).
Once we reached the start of the line, they were sending climbers up about every 7 seconds. Nicki started first, but waited for me to get the okay to start, and we headed up together. We stopped every so often to grab some water and catch our breath. The climb felt like one big, monotonous blur, with just the white walled stairwells. The staggered starts made it so the stairwells never felt crowded.
Volunteers stood at every few flights with signs which they used as makeshift fans. With little air movement in the stairwells, the fans felt amazing! There were 4 or 5 water stations throughout the climb, and we both carried a bottle of water. After dehydration preemptively ended my marathon, that was truly my biggest concern for this event. I made every effort to stay hydrated. There was medical support throughout the climb. For anyone who couldn't finish for any reason, there were elevator exits at two points.
I learned some pretty cool facts along the way thanks to the signs they had hanging on the walls. They finished construction on the Willis Tower in 1973, for example. The view from the Skydeck is up to fifty miles on a clear day. This allows visitors to see four states: Illinois, Wisconsin, Indiana, and my beloved Michigan.
I truly had zero expectations for how I would do with this event. While I did some training, marathon training was my priority leading up to this. I knew that the endurance I built up training for 26.2 would help with stair climbing, but at the same time, propelling myself forward is a very different thing than propelling myself upwards. Even with the training I did, it was a very different experience.
I was training on stairs that were outside and there were only about 140 stairs in the set. This meant I had some recovery time walking back down to the bottom. I never had the opportunity to just climb up. Still, marathon training helped a lot more than I expected. While walking up 2,109 stairs was by no means easy, it wasn't not as challenging as I anticipated. Nicki and I finished the climb in 55 minutes. While I had no frame of reference to set a goal, I knew I would be happy with anything under an hour.
At the top, I couldn't resist standing on The Ledge. They are glass boxes that extend out from the side of the tower. Heights don't bother me all that much. But, there is something unnerving about standing on glass 1,353 feet above the ground, looking straight down to Wacker Drive.
I'm a SkyRise Chicago finisher!
Other than some chaos at the start, I felt this event was well executed. I would recommend this to anyone looking for a fun and unique experience. I am grateful for the opportunity to try, but I don't think it's something I have the desire to do again,. More than anything, I'm thankful for the memories of experiencing this event with my sister. I enjoyed a wonderful weekend in the city with her and her family.
6 thoughts on "Race Recap: Skyrise Chicago"
this is awesome!
this event is happening here in february & i would love to do it!
good job!!
Sounds like a good time…NOT! LOL
Great job, the two of you. Definitely not something I'd put on my "fitness bucket list" though! Stairs are not my friend.
Pingback: fitness changed me for the better.


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Nice hike along Bay Area Ridge Trail.
Location: Saratoga Gap Open Space Preserve — Long Ridge Open Space Preserve
» Official Trail Map: Good quality map showing various trails.
» South Skyline Regional Map by MROSD: Awesome map showing many parks managed by MROSD (Mid-Peninsula Regional Open Space Destrict). Long, interesting routes going through multiple parks can be chalked out using this map.
» Redwood Hikes Map: Bay Area Trail Map: Saratoga to Big Basin, First edition, 2010. This is an excellent map sold by Dave Baselt ($6.95 in Dec 2011). This map is useful for exploring many parks in this area. Highly recommended for avid hikers.
» Redwoodhikes Trail Map: Great map showing many parks like Purisima Creek, Huddart, Wunderlich, El Corte De Madera, Foothills, Hidden Villa and Rancho San Antonio. Trail maps for individual parks are available online for free. However, the RedwoodHikes map shows the big picture and is helpful for planning hikes that go through multiple parks.
Full photo album — 31 October 2010
Location: Intersection of Highway 9 and Highway 35 (Skyline Blvd) . Parking area is visible in Google Maps if you zoom in sufficiently.
Directions: From Highway 85, take Exit 14 for Saratoga Ave going south. After 1.8 miles, continue along Big Basin Way (Highway 9) for 7.3 miles to reach the junction with Highway 35 (Skyline Blvd)
Google Maps:
Parking Fees: None (last visited: October 2010)
Capacity: About 20 cars.
Latitude: 37.258513 Longitude: -122.121955


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Handmade Quilt by Diana
- Item Number
- 207
- Estimated Value
- Sold
- $135 USD to LFoster14
- Number of Bids
- 11 - Bid History
Item Description
Beautiful floral quilt, handmade by Diana Sinclair (contact Diana at firstname.lastname@example.com)
Dimensions: 62" x 46"
Quilts... and More by Diana
Special Instructions
NOTE: If you won the bidding for this item and cannot pick it up at the designated location, you will be responsible for shipping costs. FOHA will work with you to arrange shipment with your carrier of choice. Reasonable care will be taken when packing the item(s). FOHA will not be responsible for breakage or damage during shipment.
Friends of Homeless Animals stores data...
Your support matters, so Friends of Homeless Animals would like to use your information to keep in touch about things that may matter to you. If you choose to hear from Friends of Homeless Animals, we may contact you in the future about our ongoing efforts.
Your privacy is important to us, so Friends of Homeless Animals will keep your personal data secure and Friends of Homeless Animals will not use it for marketing communications which you have not agreed to receive. At any time, you may withdraw consent by emailing email@example.com or by contacting our Privacy Officer. Please see our Privacy Policy found here PrivacyPolicy.


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Traditional mummy bags are designed to be taken anywhere and provide sleep for the weary by providing a cozy fill and a roomier mummy shape than a traditional bag design. Lightweight enough to stuff in your pack for summer backpacking but comfortable enough for backyard camp outs with the kids, these bags are so versatile and comfortable you'll want to take them on every outing.
- Traditionally insulated bags designed without the integrated pad sleeve found on Big Agnes System bags
- Traditional mummy shape allows for light weight and increased thermal value
- Contoured hood follows the shape of your head for a more comfortable fit
- Low profile cordlock lets you un-cinch the hood with one hand
- 55"/140cm YKK #8 zipper - petite bags
- 65"/165cm YKK #8 zipper - regular and long bags
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- Liner loops
- Mate together left and right zip bags
- Mesh storage sack & nylon stuff sack
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- Polyester rip-stop shell fabric with water repellent finish
- Soft, cozy polyester lining
- Synthetic insulation with multi denier, short staple fibers with high loft to efficiently trap heat
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Specs + Sizing
|Stuff Sack Size
|Pet: M 8in x 17.5in / M 20 x 45cm / Reg: M 8in x 17.5in / M 20 x 45cm
|Shoulder Girth
|Pet: 56in / 142cm / Reg: 56in / 142cm
|Hip Girth
|Pet: 56in / 142cm / Reg: 56in / 142cm
|Head Height
|Foot Girth
|Pet: 36in / 91cm / Reg: 36in / 91cm
|Fill Weight
|Pet: 27oz / 765g / Reg: 27oz / 765g
|Compressed Bag Size
|Pet: 8in x 9in / 20 x 23cm / Reg: 8in x 9in / 20 x 23cm
|Bag Weight
|Pet: 2lb 11oz / 1.22kg / Reg: 2lb 11oz / 1.22kg


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Blockchain for Property Rights?
Technology savvy experts celebrate the blockchain as the beginning of a new era. They argue the novel technology has the potential to radically change the way we do business. The blockchain technology works by creating permanent, public "ledgers" of all transactions. One database is accessible by all parties concerned and replaces myriad overlapping records.
Start-up companies in many parts of the world are working on blockchain applications for various financial services. Their main customers are banks and insurance companies. Among the advantages of the technology: the data is recorded in a decentralized manner and safe from manipulation or destruction.
To discuss blockchain technology and the scope of using it to strengthen property rights in India, was the objective of an international conference in New Delhi organized by the India Property Rights Alliance and the India Institute in cooperation with the Foundation. "We need to exploit innovative technologies to successfully address the challenges of the future", said the Friedrich Naumann Foundation for Freedom's (FNF) Regional Director Dr. Ronald Meinardus. He emphasized that he sees the effort in line with the government's aspirations under the "Digital India" umbrella.
Property rights are a contentious issue in India. In many parts of the country, land records date back to colonial times, and often land holdings have uncertain ownership. Two thirds of all court cases, the conference participants learned, deal with property disputes.
Lack of legal clarity regarding land ownership threatens the freedom of property and is also a hurdle for economic empowerment. Without land titles, farmers have problems to get loans from the banks; this prevents them from making investments and ultimately escaping poverty.
At the New Delhi conference, experts presented case studies from Dubai, Sweden and Honduras. By far the most advanced in applying blockchain technology in the public administration is Dubai. The government of the Arab Emirate has decreed that by 2020 all government documents and transactions must be recorded on the blockchain. Sweden and Honduras are in the process of embracing or testing the digital technology for land administration.
"Blockchain is a technology and for it to work you need laws. Technology on its own will not work", said Vishal Batra, Blockchain Solutions Architect at IBM Research Lab, India. In India, property issues are highly complex, speakers said. "What if the data is incorrectly captured? To get clean record, you need clean inputs," said Sunil Kumar, director of land laws and policy at the advocacy group Landesa.
Before digitization (and application of blockchain technology), myriad disputes over land need to be settled. Land administration is foremost a matter of governance. Sorting this out is a herculean task. It will take time and political will on all sides.
Much work lies ahead for India's property rights activists!


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News Release
March 8, 2013
E-mail: firstname.lastname@example.com
Phone: 916-319-0818
State Schools Chief Tom Torlakson Congratulates California
Teacher Chosen as National Online Teacher of the Year
SACRAMENTO—State Superintendent of Public Instruction Tom Torlakson today congratulated Renee Citlau, an online teacher at Cypress High School and a lead online teacher for the Anaheim Union High School District, for being named the 2013 National Online Teacher of the Year by the Southern Regional Education Board and the International Association for K-12 Online Learning.
"Renee clearly has the special set of skills educators need to engage their students in the relatively new and swiftly evolving world of online education," Torlakson said. "It's wonderful to have a California teacher recognized for her outstanding ability to help students thrive in this digital age."
As the National Online Teacher of the Year, Citlau will represent the online learning field at several events and professional conferences, sharing her expertise and insight with audiences across the country, according to the Southern Regional Education Board, which makes this award annually.
In support of online education, Torlakson unveiled in 2011 a new interactive California Directory of Online Schools and Programs designed to help people make more informed decisions about online kindergarten through grade twelve educational options throughout the state.
To access the California Directory of Online Schools and Programs, "A Glossary of Terms Related to Online Education," and "Frequently Asked Questions about Online Education in California," please visit the California Department of Education's Web site at
Online Education Index - Taking Center Stage - Act II (TCSII) [Note: The preceding link is no longer active.].
Renee Citlau's photo may be accessed at: Multimedia.
# # # #
Tom Torlakson —
State Superintendent of Public Instruction
Communications Division, Room 5602, 916-319-0818, Fax 916-319-0100


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Newport, Rhode Island, is a popular port city with a wide variety of waterfront restaurants, stores, and historical sites. Attractions include Fort Adams, the Christopher Columbus Statue and Monument and the Newport Casino.
Hotel Viking
Originally built in 1926, the Viking Hotel was renovated in 2006. Hotel amenities include large flat-screen TVs, refrigerators, movie rentals, and high speed Internet access. Mansion suites, each with a distinct theme, include the Chateau, the Rosecliff, and the Marble House. The Gilded Age decor features tapestries, silk, and velvet. The Viking has a swimming pool, a hot tub, a fitness center, and a full-service spa. Hotel Viking Newport One Bellevue Ave. Newport, RI 02840 401-847-3300 hotelviking.com
Mill Street Inn
The Mill Street Inn, located in Newport's Hill section, was converted from an old mill from the 1850s. The inn offers a rooftop continental breakfast, with a view of the harbor. The hotel is near Bowen's Wharf, less than 10 minutes from the International Tennis Hall of Fame. Tea is served each afternoon. The Miller Inn is an all-suites hotel, with some two-story suites. Room amenities include daily newspaper, flat-screen cable TV, a mini-bar, bathroom products including bathrobes, and wireless Internet access. Larger suites include a wet bar, a DVD player, and a private deck. Mill Street Inn 75 Mill St. Newport, RI 02840 401-849-9500 millstreetinn.com
Newport Marriot
Newport Marriot is right on the Newport Harbor. The Marriot is close to Castle Hill Lighthouse, the Cliff Walk, and the Newport mansions. Hotel amenities include daily newspapers, concierge service desk, laundry service, a swimming pool, and an atrium surrounding the meeting rooms. Rooms include large flat-screen TV, a coffee maker, and Internet access. The hotel has over 300 rooms, a ballroom available, and an on-site restaurant. Newport Marriot 25 America's Cup Ave. Newport, RI 02840 401-849-1000 marriot.com
Leaf Group is a USA TODAY content partner providing general travel information. Its content is produced independently of USA TODAY.
Photo Credits
- harbour image by Kevin Whitby from Fotolia.com
- Attribution: Photograph taken by Daderot; License: Creative Commons Attribution-Share Alike 3.0 Unported license
- Attribution: UpstateNYer; License: Creative Commons Attribution-Share Alike 3.0 Unported license
- Attribution: UpstateNYer; License: Creative Commons Attribution-Share Alike 3.0 Unported license
- Attribution: Father of JGKlein, used with permission; License: public domain


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Community Outreach Program
COMMUNITY OUTREACH PROGRAM (COP) is a set of inter-disciplinary educational activities providing learning experience to Petra students and international students by living in a rural community. The students' participation in COP is as an actual reaction to the social life and response to help solve the problem on-site. This program is a part of the curricula for bachelor degree as well as the supporting medium to foster community development between Petra Christian University and the designated location.
The Background There are 3 responsibilities of every higher education institution in Indonesia that have to be performed: teaching, researching, and community serving, the 3 responsibilities together are referred as "Tridarma Perguruan Tinggi". COP is an activity that integrates the second and third aspect of "Tridarma Perguruan Tinggi". In accordance to the second aspect of "Tridarma Perguruan Tinggi" which is the research, COP participants will observe and analyze the real-life condition of the community on location. The participants are required to solve the factual problems by applying their knowledge and skills of scientific, technology, and art, depends on their major, to the communities' condition and potentials. By doing this, the third aspect of the "Tridarma Perguruan Tinggi", serving the community, are met. In 2007, Petra applied Service Learning to COP. As an International Service-Learning, COP is expected to be not only a community service, but also a two-way learning process. Students can apply their knowledge to meet the needs of the society and they can learn from the community. They will also have to write a report reflecting this experience. Respectively, in 2008, COP selected by the Indonesian Minister Of Education as a pilot Kuliah Kerja Nyata project which conducted internationally. Projects done by students together with the society including physical projects such as drafting/design, repair & construction of kindergartens, water tank, procurement of public toilets, building bridges, parks, monument, etc and non-physical projects like, teaching, training, workshop/seminar, computers, sports, martial arts, entrepreneurship, agriculture, foreign cuisine, etc.
Participating Universities
- Dongseo University (Korea)
- Inholland University of Applied Sciences (the Netherlands)
- Hong Kong Babtist University (Hong Kong)
- International Christian University (Japan)
- St. Andrew's University (Japan)
- Lingnan University (Hong Kong)
- The University of Newcastle (Australia)
For complete info, contact the Institute of Research and Community Outreach aka Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) of Petra Christian University.


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Stephen Farthing R.A. presents eight practical drawing classes using John Ruskin's teaching collections to explain the basic principles of drawing.
Presumably presented by John Ruskin to the Ruskin Drawing School (University of Oxford); transferred from the Ruskin Drawing School to the Ashmolean Museum, c.1949.
© 2013 University of Oxford - Ashmolean Museum


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These are some examples of problems that Dr. Maxwell can correct.
Bite is "open" in the front and front teeth do not touch normally
Case 2
"Eye" teeth are up high and upper jaw has "crowding"
These photos are not actual patients of Dr. Maxwell. Results may vary in individual cases.


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No one said life on the road was easy. Especially if you're an upstart band trying to make it. Album sales have declined for years, so artists have to hit the road to be seen, to be heard ... and to make a little cash money along the way.
While bands are hitting every backroom bar and outdoor gig they can book, they also need an easier way to sell merchandise to fans — another key revenue source for making ends meet.
Now, a new app called Merch Cat aims to make it easier to sell merchandise on the road with easy tools for payment, inventory management and detailed tracking.
In the video above, Vanessa Ferrer, founder and CEO of Merch Cat (also the name of the company), chatted with us about how Merch Cat works and how it could have a huge impact on how musicians make money while on the road.


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Update of Symbian Anna for Nokia N8, E7, C7 & C6-01 Coming On July
Most of Symbian^3 users should celebrate right now as Nokia did announced that Symbian Anna will be made available for update on
July. August and will be shipping on July for preinstalled first gen Symbian^3 devices. So this is really a big big blow out that Nokia could offer to its customers who've bought Nokia E7, N8, C7 and C6-01.
If you haven't gone with the details of what are the things boarding the Symbian Anna update then head on to the following link:
Symbian ANNA demo on Nokia E7
To be exact, the update will probably hit by end of July. And its availability will be world wide release for Over-The-Air, Nokia Software Update and Ovi Suite updates.
So do you think we should give this as a good achievement for Nokia? Well, for me, the date is somehow okay that we should thanks Nokia for doing their best on bringing the Anna next month.


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Carlos F. Rivas
Carlos Francisco Rivas Reyes (born 1959) was an Area Seventy in The Church of Jesus Christ of Latter-day Saints. In 2008, he was the only Salvadoran serving as a functioning member of the seventy of the church. Rivas was a member of the Fourth Quorum of the Seventy and has previously served in many other positions in the Church.
Elder Rivas was born in San Salvador. He graduated from the University of El Salvador with a bachelor's degree in computer science. He has held various positions including working as computer manager for the United States embassy in El Salvador. Earlier, in 1992, Elder Rivas was working as the manager of a computer education centre.
Elder Rivas is also the executive director of Fundacion Mentores Empresariales, the Salvadoran sister organization of Enterprise Mentors International. As such, he oversees the business training of many micro credit loan recipients and the distribution of micro credit loans.
Prior to his call as an area Seventy, Elder Rivas had served as a bishop, branch president, counselor in a stake presidency and as president of the San Salvador El Salvador Cuzcatlan Stake. In 1992, Elder Rivas was called as a [[regional representative of the Twelve in which position he served until 1995. Elder Rivas was the Mission president of the Peru Arequipa Mission from 2001 to 2004.
Elder Rivas served as the Church's public relations director in El Salvador. In this capacity, he was involved in the meeting leaders of the church had with Antonio Saca, the president of El Salvador, in early 2006.
In April 2006, Elder Rivas was called as a member of the Fourth Quorum of the Seventy. He was released on May 1, 2012.
Elder Rivas and his wife Claudia Renee del Rosario Alvarez Perdomo de Rivas are the parents of five children.
Elder Rivas was one of the major participants in the ground breaking for the San Salvador El Salvador Temple.[1]
See also
- Church News, November 5, 2005; April 22, 2006; March 4, 2006; March 21, 1992; May 16, 1992
- Deseret Morning News 2008 Church Almanac (Salt Lake City, Utah: Deseret Morning News, 2007) p. 60
External links
- translation of an article in Spanish that mentions Rivas serving as Public Affairs Director
- "President Carlos F. Rivas": Peru Arequipa Mission, mission.net, accessed 2008-09-18
- "New Leaders Announced at Church Conference", meridianmagazine.com, accessed 2008-09-18


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This is part 2 of a 6 part series. You can check out part 1 here, or you can be a rebel and continue on.
During the offseason, the Philadelphia 76ers data analyst noticed that the team with the most offensive rebounds usually wins the game. So this season, they've decided to do whatever it takes to ensure they get more offensive rebounds than their opponents. After a 0-22 start to the season, they still can't figure out why their strategy – starting five poor-shooting centers and intentionally missing shots to give them the opportunity to get more offensive rebounds – isn't working.
How miserable was that to read? And this is just part 2… imagine how bad it'll be by part 6.
Here's some sketchy definitions (relating solely to this article in the vacuum of advertising) for you:
Related Variable – Something that, when changed, will impact the performance of advertising relating to the advertiser's goal.
For instance—For every 5 "10% off" ("T") coupons James gives out, someone buys 1 pizza, and for every 3 "free cheesy bread with a pizza" ("C") coupons James gives out, someone buys 1 pizza. To simplify:
5T = P or T = P/5
3C = P or C = P/3
If the goal is to sell pizzas, then the cheesy bread coupons are a more highly related variable because each one is essentially worth 33% of a pizza sale, while the 10% off coupons are worth 20% of a pizza sale.
Opportunity Cost – When a marketing strategy or advertising decision is made, the loss of the potential gain all of the other options that weren't chosen in the decision.
In our pizza example above, the opportunity cost of James deciding to hand out 30 10% off coupons instead of 30 cheesy bread coupons is the sale of 4 pizzas. Using the values of T & C given above:
Part 2, Identifying Related Variables and Their Relationship with Your Goal(s)
I know, you get it. There are certain variables that affect performance.
Scoring more points than the other team is probably going to work out in your favor. Striking every batter out will probably help your team win the game. Not ever letting your king get put in check… (#TopicalDiversity #NotJustSports)
You get it.
Good. Because what I want to discuss is the identification of opportunity costs of related variables.
A restaurant with the goal of increasing profits will pretty easily come to the conclusion that getting more people to walk into the building is a variable that is highly-related to their goal. Therefore, they positively associate advertisements that get people in the door with increasing profits.
Consider this poorly conceived hypothetical with made-up statistics—A restaurant (with the goal of increasing profits… I feel like that should probably be implied from here on out unless I say otherwise) is directly off a major interstate exit, which is several miles away in either direction from the next exit.
Speaking of… here are our 30 eligible passers-by.
The restaurant boasts a large, well-lit billboard that ownership has decided to finally utilize. They want more people getting off the interstate and walk into their restaurant—an undeniably good strategy for increasing profits. In fact, the restaurant's consulting firm has determined, based on available data, that only 3% of people who walk into their doors don't eat there. (diners shaded green)
Ownership understands there are those that will be coming in whether they use the billboard or not. They're the loyal road trippers. But it's the untapped market that they want to get in the doors because, as you know according to their information, only 3% of the restaurant's visitors don't dine.
So, in the spirit of luring people in, they put on their massive billboard, in bright, flashing lights "Clean Bathrooms" where it's clearly visible to the travelers on the interstate—where after several miles from both directions without an exit, 66% of them have to use the bathroom:
So what happens? The "Clean Bathroom" idea works. Foot traffic is increased. People end up just deciding to eat there although that was not their original intention out of convenience. It turns out to be a truly profitable decision by doubling their food revenue. (diners shaded green)
… but was it the most profitable?
What was the opportunity cost of their billboard messaging?
Consider for a second if they had decided to put, "$1 Carne Asada Tacos—All Day, Every Day" on the billboard, and it ended up generating a lower percentage of interstate travelers to stop by. In fact, in this alternate universe, only half of the number of people that were stopping in for "Clean Bathrooms" stop in for "$1 Carne Asada Tacos." Scary.
Ownership in this alternate universe has cut their advertisements target demographic in half, compared to the alternative billboard option, in one of the most highly-related variables to their goal of increased profits.
… but does that make it the wrong decision? (diners shaded green)
As you already figured out paragraphs ago, maximizing a highly rated variable doesn't necessarily generate the best results—although more often than not, it will—but sometimes, there is a better option.
In the hypothetical above, the opportunity cost of choosing the bathroom billboard was the revenue from 2 diners. (12 ate with the bathroom billboard up and 14 ate with the tacos billboard up)
Just because something works, doesn't mean it works the best. Many businesses in every industry are incredibly apprehensive to try something new because they don't want to risk doing something that doesn't work. Yet with that mindset, these businesses will never realize the ever-growing opportunity cost of not changing their strategies.
Unlike my crude hypothetical, advertising today isn't a decision between two options based on a few variables. It's a complex, deep, interwoven matrix of information and misinformation. And instead of determining whether a restaurant should advertise food or a toilet, single individuals are being asked to evaluate the entirety of the internet and its advertising opportunities and compare them to the traditional methods, which are evolving at an exponential pace.
So what can you do to get a handle on all of the opportunity costs in an effort to make better advertising decisions? See: Part 3, Valuation of Goal(s) and Related Variables
Other Articles in this Series:
Part 1, Goal Identification
Part 3, Valuation of Goal(s) and Related Variables
Part 4, Measuring Ad Performance
Part 5, Considerations in Advertising Strategy Adjustment
Part 6, Practical Application


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Online registration is closed. Please register onsite.
November 28 - Site Tour at 2:00 pm
Woodstock Wastewater Treatment Plant
195 Admiral Street, Woodstock
The Tour will be followed by a social event at Beaver & Bulldog in Burlington at 5:00 pm
November 29 - Managing Biosolids from Small Facilities: Successes and Challenges
Keynote speaker: Todd Williams, from CH2M, will discuss Small Utilities Biosolids Management Programs – Today's Opportunities and Challenges. To view speaker bio, please click here
Students and Young Professionals: Reduced student and YP rate. Note: student registration fee includes tour.
Exhibitors: Opportunity to sign up for an exhibit table: registration fee + $50
Carpool link: https://www.groupcarpool.com/t/aevsxr
Need hotel accommodations? Make your reservation at the Burlington Waterfront Hotel by November 15 to get the room rate of $139 per night for November 28th and 29th. 1-877-681-0767 Code WEAO2.
Cancellation policy: Notice provided by November 21 will be refunded less $35 administration charge. No refunds after November 21.
Thank you to our sponsors:
Connect with others in the industry, stay up-to-date on the latest news and events, and start making a difference. Sign up today.


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Shoe/Shako Tote Bag w/imprint
In Stock
Ships from Indiana Warehouse (view ground shipping map)
Designed to fit everything a band member needs: shoes, shako, gloves, water bottle, cellphone, etc.
Heavy-duty 420 Denier black nylon bag with ID window, cellphone pocket and mesh water bottle pocket.
(plastic shako box is not included)
- For a one-color imprint,additional screen/art charges apply
- One Color imprint on top only
- Maximum imprint size: 6″ wide x 4″ tall
- Minimum: 15 pcs Imprint ink colors: white, orange,red, royal blue, silver grey,silver metallic, gold metallic, yellow, light blue
- Top compartment (17″ x 13″ x 10″) has a zippered top flap and hard, self supporting floor which doesn't allow it to collapse onto the shoe compartment
- Shoe compartment (17″ x 13″ x 5″) has a zippered mesh closure and will accommodate shoes up to size 18
- Adjustable shoulder strap with durable metal fasteners, in addition to two carrying handles
- Weight capacity: 15 lbs • Exceeding stated weight capacity for the tote bag will void warranty
|Catalog Year


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Caring to make a difference
The School of Nursing offers a diverse range of undergraduate and graduate options for students with various academic and professional backgrounds. All of our programs place an emphasis on holism, interprofessionalism and inclusivity, and provide a deep level of practical experience, in the classroom, laboratory and in clinical settings.
Every member of our full-time faculty has a doctoral degree, and many of them are practicing professionals. They bring decades of practical knowledge and skill to the classroom, and are committed to providing you with the individual attention you need to be prepared for a successful career. You'll learn how to treat a spectrum of patient needs and work collaboratively with other health care professionals in any clinical environment.


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Stopping smoking is extremely burdensome for many individuals, especially if they lack assistance and the info which are essential to be successful. This report has information prospective quitters need to know, along with certain ways they should take to quit smoking. It will enhance their chance of success when they use this information.
By replacing these instances which you have a cigarette with physical activity, stop smoking once and for all.
Full Article


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| 13.5°C Belfast
The policy menu for last night's meal in Brussels was enough to turn the stomachs of most hardline German politicians and officials. Eurobonds, stimulus loans, an easing of spending cuts for the weakest: they are all liable to give monetary and fiscal hawks of Europe's pillar economy serious indigestion.
And that's a good thing. All those proposals – forced on the table by the new French President François Hollande – would certainly be preferable to the bone-headed austerity diet that Europe is presently struggling with.
Yet the truth is that, even with Mr Hollande's intervention, the kind of radical policies needed to bring this existential eurozone crisis to an end were not – and are still not – being discussed by Europe's leaders.
What would that transformative menu look like? Well the first course would be an acknowledgement by the self-righteous leaders of northern Europe that, with the sole exception of Greece, the struggling eurozone states are in deep financial trouble now, not because their governments were financially undisciplined in the boom years, but because the private sectors of those countries were.
There were huge destructive lending bubbles in Ireland and Spain, financed by local banks. And these local banks were, in turn, financed by giant banks in France, Germany and the UK. When it came to idiotic lending, European financial institutions were all in it together.
The second course, which would follow naturally from the first, would be an acknowledgement that much of the money that pumped up those lending bubbles in the European periphery is not coming back. Bad debt needs to be recognised and banks across Europe – both in weaker countries and stronger ones – must be recapitalised without any further delay. That means being straight with taxpayers across Europe and telling them that they need to stump up for another round of bank bailouts.
The dessert course for Germany will be a commitment to boost its own domestic demand, by cutting taxes and boosting public spending. And this needs to be combined with an extended period of higher inflation in the largest eurozone economy. Without this, Germany's weaker neighbours will never be able to increase their exports, pay down debt and make their labour markets competitive within the eurozone.
And if Europe's leaders are not prepared to swallow that? Well, in that case they should really ask the waiter for the bill – for the break-up of the single currency.
Belfast Telegraph


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Benross Pure Red Pinehurst putter
The Pure Red putters are made from soft stainless steel and feature 'V' grooves designed to impart topspin. The Benross Pure Red Pinehurst is a compact mallet with a Black Nano finish.
The three alignment lines stand out at address however other Pure Red models are more forgiving.
The face design of the Pure Red range is firmer than most but helped get the ball rolling quickly and ran out consistently. Not the most stylish of head shapes but the Benross Pure Red Pinehurst is good for alignment.


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A guide to the Investment Junior ISA (JISA)
Posted on April 1, 2019
Following the demise of the Child Trust Fund (CTF) the government introduced Junior ISAs as a replacement to encourage parents to start saving for their children's future. One major difference between the two is that there are no government contributions for the JISA, so it's down to friends and family to contribute. They do however, have the same subscription limits and with both accounts the child gets their hands on the money at age 18.
There are two types of Junior ISA, cash or stocks and shares. The current limit for this tax-free investment is £4,260 for the tax year 2018/19 (rising to £4,368 for the 2019/20 tax year).
Things to bear in mind when choosing a JISA:-
- A JISA must be opened by the child's parent or guardian, however, once opened anyone can contribute.
- A child can have one cash JISA and one stocks & shares JISA at the same time.
- The maximum allowance is set by the government.
- This is the child's policy and they can control the policy from age 16 and will have access to the funds at age 18.
- If the child doesn't take the funds at 18 the policy will "roll-over" into an Adult Investment ISA.
- With most providers this tends to be a more flexible policy, whereby premiums can be adjusted and top up payments can be made e.g. Birthday or Christmas monies could be invested.
- Start from as little as £10 per month or £100 single (other providers may differ).
There are of course many variants of cash and stocks & shares JISAs and many different product providers to choose from. Stocks and shares JISAs should not be ruled out as there are some good performers out there. Sheffield Mutual's Junior ISA is a stocks and shares JISA which is managed to provide a low to medium risk investment. Our JISA is a part of a with-profits fund and not directly exposed to the stock market, monies invested before the child's 13th birthday are guaranteed on maturity – the point here is… make sure you do your homework!
- Check how "risky" your investment could be
- Check past performance
- Are there any member benefits?
- Are there any guarantees?
- Also check out the provider's website and look for testimonials or reviews from their existing clients to see how they have found the service.
Child Trust Funds (CTFs) can now be transferred into JISAs which gives parents much more choice as to where to keep their child's money and how much risk they are willing to take. This is especially worth noting, as the government has now removed the requirement for 'Lifestyling' on the CTFs. 'Lifestyling' was initially due to come into force at the child's 13th (then 15th) birthday, this involved moving the monies into a lower risk investment type to protect the funds as the child was nearing the policy maturity date at age 18. Providers don't now have to offer this facility so the level of risk remains the same throughout the policy life. Parents do however have the option to move to a cash CTF or transfer to a cash JISA which carry no risk but potentially very poor returns in comparison to other products. They also have the option to transfer to a stocks and shares JISA if they are looking for greater growth of course, please bear in mind all of the above to help you make your decision. Please be aware, a child cannot hold both a CTF and JISA at the same time.
If you have any questions one of our trained staff will be happy to help, you can visit our main website for an online chat or call us on 01226 74100 during office hours (Mon 9am – 8pm or Tuesday - Friday 9am - 5pm) or, if you are local, you are welcome to book an appointment here at our offices in Tankersley, Barnsley.
This blog provides generic information and opinions of the writer and should not be relied upon for making investment decisions. No advice has been provided by Sheffield Mutual. If you are in any doubt as to whether a savings or investment plan is suitable for you, you should consider contacting a financial adviser for advice. If you do not have a financial adviser, you can get details of local financial advisers by visiting www.unbiased.co.uk or www.vouchedfor.co.uk. Advisers may charge for providing such advice and should confirm any costs beforehand. Any reference to taxation is based on the writer's understanding of current tax legislation and practice, which could change in the future.