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SAN LUIS, Colo. — The Navy SEALs that stormed bin Laden's compound were not alone; they were accompanied by K-9 commandos. Considered to be members of the team, the dogs are some of the fiercest warriors in our military, but at the same time, some of the gentlest.
Strapped with armor and cameras, the K-9s go head first into danger zones. But before they are sent into the battlefields they go through a rigorous training regime in a remote location of Southern Colorado.
At all hours of the day and night the fierce fangs of a canine are unleashed.
It is where domesticated dogs literally sink their teeth into combat.
Training grounds for war, the terrain and altitude almost identical to that in Pakistan and Afghanistan.
"They can swim, they do these high altitude parachute jumps," a trainer said.
When Osama Bin Laden's compound was raided, a war dog accompanied a team of Navy SEALs.
Alex Dunbar, a former marine and trainer at Close Quarter Battle K-9 School said that the dogs are often the first ones to go in.
"What they're doing is saving lives for the guys going in their first. That's really dangerous being on an entry team," Dunbar explained.
The canines have become valuable members of special forces and squad teams around the world. They are equipped with breathable armor and cameras on their heads to stream live video, and titanium teeth.
"These teeth will penetrate Kevlar or any kind of suit," Dunbar said.
The metal bite is for medical reasons really. The teeth, constantly being used are often worn down and can break, which can affect their sense of smell — another important tool they possess in the field.
"Seek out and make sure that there are no IEDs (improvised explosive devices) or booby traps or something," he said.
The drills are targeted at building endurance, agility and the ability to sniff out trouble.
"They're going in and searching in events in case there are any bad guys in any of these places," Dunbar said.
While the dogs can be lethal, they're also loveable.
"They can cuddle up with grandma," he said.
Their devotion is something dog-gone hard to let go of — especially once they happen to sink their teeth into you.
While the bin Laden raid put these special warriors on the front page, the dogs are common on the front lines. They have been credited with saving many American lives by sniffing out bombs in war zones.
The Switch just released Featuring Laura Loomer features K9 Protection dogs. CQB K9, a premier Tier One Military trainer, who trained the "War Dog" on the Bin Laden raid, gave the book a thumbs up.
General Flynn's sister, Barbara Flynn Redgate, just ordered the book, too. Make sure to get yours now.


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ABOUT OF ExcellenceRhum
The idea was born ExcellenceRhum
Between Martinique and St. Lucia
Between fruit and hints of sweet spice flavors.
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Puerto Rico is located in the West Indies, in the middle of the Caribbean sea where rum is an activity more recent than in the rest of the Caribbean. The rum production has really began with the arrival of French, Dutch, English and Spanish plantation owner, at the time of what we call the "Boom sugar" in the 1860's. Even if they brought their savoir-faire, it's the Spanish that imposed their distillation style in the end. The rum produced in Puerto Rico is 100% traditional. Since 1936, Bacardi is established on the island and produces its white rum widely. We present here rare bottling with attractive aromas. The white 44.5° of alcohol is addressed to rum expert of white Cuban rums, such as the old or amber version for aged rum lover.
Mes cadeaux d'entreprise livré directement chez mes clients, c'est fabuleux, merci Excellencerhum pour son service 3 étoiles.
SARL David
Bons conseils, emballage professionnel, reçu en 24h en Belgique !
Dominique D.
Commandé à 10h, reçu le lendemain avec plein d'échantillons, super service et bons conseils du service client.
Sylvie A.
Ce site est parfait, 8 commandes et toujours reçu le lendemain, emballage très classe. Merci !
Joris B.

subset: commoncrawl


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We regret to announce that George Rawlins, trumpet, passed away on Friday, September 19, 2014. George was a charter member of the band, having faithfully attended rehearsals and concerts for the nearly 20 years that the band has been in existence. He will be sorely missed.
His memorial service was on Wednesday, October 1, at 11:00 am at the First Presbyterian Church of Ambler. In lieu of flowers his family is asking that donations be made to the band.


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"Research into a number of recent events is
underway currently. These cases will be updated as data is received."
Ted R. Phillips, March 9, 1999
December 19, 1998, Stra, Italy: A truck driver, Giuseppe L., was awakened by a roaring noise. He saw a bright object with several windows & a brilliant glow underneath, which was about to land. The object was over 30 feet in length. The witness saw two beings, three feet tall, walking near the object. They were dressed in gray overalls & moved with a mechanical motion. The witness was less than 100 feet from the object & after thirty minutes the beings went into the object which ascended. A circular mark was found on the ground with holes in an equilateral triangle, 13.5 feet on each side. A glassy material was found. I received email from Maurizio Verga on February 23rd indicating he was expecting information on the case shortly. An email from Edoardo Russo indicating that the site may have been disturbed early on & that the glassy material was sent to a non-scientific group for analysis. More on this event as received.
Missouri sightings, December 15, 1998: - on-going sightings, the latest on March 4, 1999: CPTR is currently investigating a series of events which began in December & continues currently. There are some 30 witnesses to date & video images have been obtained. The witnesses contacted CPTR, through MUFON, & wish no publicity. They have not discussed the events beyond their immediate neighbors for fear of ridicule & media attention. I can only report at this time that the sightings involve highly credible individuals who are cooperating with CPTR & that the sightings are taking place in southern Missouri. This is becoming a rather complicated situation due to the numerous observations confirmed by video & in at least one case, possible physical traces. The following is a very brief summary of events & will be presented in much greater detail as the report is more complete.
December 15, 1998: 1900 CST, Witnesses R.T. ( A bank V.P. ) & his wife have a large cattle ranch located several miles east of their home. They were driving their truck to the farm along FR33-, they describe the event: J. & I were driving to our farm to check the cattle, we were on County Road 33-, right before the Terry L. home when I viewed a large, lit, stationary object above a high hill behind the L. home. I quickly alerted my wife, causing her to see the object also.
I drove approximately another 100 yards, just
past the L. home, & stopped. When I stopped the object immediately
disappeared. The best was of describing the object is that it was a tank-like
form with at least three orange colored lights about midway.
The witnesses had additional comments on the 12/15/98
event: Three distinct orange lights across mid-section ( no blinking,
not overly bright, just distinctly orange. Box or tank-shaped object. No
movement, no sound. Numerous small lights clustered around three orange
lights, white in color. Top & bottom of object maybe a little more
The object was less than 200 feet from the L. house, hovering over a tree covered hill across a creek from the house. The L. family reported that just after 1900 ( after R & J had continued to the farm) they were alerted by the farm dogs barking, ran outside to see the farm animals ( goats & sheep ) running in panic down the hill above which the object had been seen. The dogs were reacting with panic also, The L. family did not see an object that night but did on evenings following.
R & J continued our drive to the gate of the farm & as we sat in the truck at the gate, J yelled, there it is again. The object was again stationary without sound in front of & above our cabin ( located 0.3 mile from the gate at a bearing of 20 degrees on top of a very high hill ). When we began driving toward the cabin it again vanished. We then drove to my barn to get feed & again saw the large object hovering above the far distant northeast timber horizon. The object appeared to be very large, tank-like in shape & with the same orange lights around its mid-section. It also appeared to be moving very slowly eastward until it suddenly vanished. Shortly after the object disappeared, two large orange lights came into view--to the right of where the object had previously been. these two lights grew larger in dimension & then disappeared with no sound. After seeing this, J. called T. & K. ( son & daughter ) who then came to the farm also.
Nothing was seen for the next forty-five minutes. While I was sitting in the cabin I heard them call for me. When I arrived at the car where they were sitting, they told me what they had seen.
While gazing eastward. they all ( J., T. &
K. ) saw a ghostly glowing light coming up the hill from the creek in the
direction of where they were sitting. They equated the glow to that of
vehicular headlights coming up from the creek, however, neither beam or
source of light was seen-only its glow. In essence, the glow appeared as
vehicle headlights which had not topped the hill, yet the glow of approaching
headlights was seen preceding headlights. ( On my first visit to the area
on January 10, 1999 we checked the area where the glow was observed. There
is a rough & very small dirt lane used to drive to the cattle going
down the hill into an extremely rugged area. there is no access to this
area by vehicles without passing the cabin where the witnesses were sitting
& the gate to the farm is always locked.
About thirty minutes later, I, ( R ) along with the three saw the same beam or glow moving east across the open field from which they had originally seen the light. It appeared as a faint spotlight searching the field, but the light had no bright source. Also, there were no vehicles in the vicinity & no sound was heard. ( from the cabin area, located atop a very high hill, one can see great distances around the area below. The field is located 600 feet from the cabin with a width of 400 feet & is clearly visible from there. There are no roads in that area & an automobile would have been clearly visible. It should be noted that the area is quite isolated & extremely quiet, the slightest sound would be easily heard. )
At approximately 2045, while driving home, we approached the L. home. Illuminated by his porch light, TL stood in his yard with rifle in hand. We stopped & he told us that his dogs had been barking so he came out to see what had them riled up. his goats. sheep, & large guard dogs who usually spent the night on the high hill where we first viewed the hovering object had come off the hill & were gathered around the house. According to T., the animals were very restless.
December 16, 1998: At 1845,I arrived at the entrance gate to my farm. I shut off my engine & as I began to exit the truck to unlock the gate I saw a large bright light appear above the northeast horizon. as I stared, six more lights emerged in a horizontal line to make a total of seven lights. All seven were fully radiant for five to eight seconds. Then, in no certain succession, they began to squeeze out. I immediately phoned T. ( son ) & he came to the farm.
After T. & I sat about twenty minutes watching the northeast, we saw a large orange light appear. The field beneath the object seemed to have a faint spotlight glow moving around over the field. About fifteen seconds later, a second orange light appeared, & as we were both watching it, a small silver object seemed to exit the orange object & began moving southeastward. We both viewed the silver object as it flew out of sight. The same spotlight effect appeared over the field while the light was seen. Over the next forty-five minutes, three orange lights appeared, however, no spotlight effect or satellite objects exiting them were seen. No further lights were seen & we left for home at 8:15.
December 17, 1998:
A group of friends & neighbors gathered at the farm, a total of eight
January 16, 1999: additional sightings by four witnesses in the area, video taken.
January 17, 1999: additional sightings of orange globes near the ground, one brilliant display, video of object on or near ground.
January 22, 1999: possible physical trace event, three witnesses.
January 26, 1999: two witnesses, hovering amber colored object, seen for 45 seconds.
January 30, 1999: two witnesses, lighted object, glowing, spinning horizontally, witness moved to within 100 feet.
March 1, 1999: two witnesses observed eight amber lights in a slanted vertical display, another object hovering, moved horizontally at very high speed, stopped, ascended vertically out of sight.
March 3, 1999: Ted Phillips along with 4 others (3 in different locations ) observed a display of five oval lights over a field to the north and a field to the east, video obtained.
March 9, 1999: three witnesses, three lights seen.
March 11, 1999: five witnesses watched eight of the lights over a period of twenty minutes. Video obtained.
Throughout the next thirty to forty minutes, a total of sixteen orange lights were observed. Ten lights in a continual succession were seen lighting up a perfect horizontal line across the northeastern sky. these lights were followed a few minutes later by three lights in a spaced-apart, somewhat vertical arrangement.
Nathan videotaped some of the ten lights as they
lit up across the sky.
Return to C.P.T.R. Page


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HOUSTON – The River Oaks, a redevelopment project by New York-based Arel Capital to convert the former 1960s-era River Oaks Luxury Apartments into a luxury condo building, opened this month.
Located at 3433 Westheimer, the 19-story, $120 million project sits on three acres near St. John's School and St. Luke's Methodist Church.
Units are priced between $1.8 million and $7.5 million, ranging from 2,724 sf to 6,541 sf.
Our twice-weekly e-newsletter provides a quick overview of Texas real estate markets. Because your time is valuable.


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The International Association of Culinary Association (IACP) USA is a worldwide forum for the development and exchange of information knowledge and inspiration within the professional food and beverage community. IACP is working for more than 30 years for connecting culinary professional with people, places & knowledge need to succeed. Now with 3000 members from more than 32 countries, IACP is engaged & committed to excellence in all aspects of culinary industry at every level, local, national and global. IACP is the only culinary organization of its kind: a cross road where everyone can meet to share experience and expertise, in ways that lead to unparalleled growth and learning.
The European Hotel & Tourism association was founded in 1988, with an objective to promote European quality outlook among hotel & tourism schools. It has currently 450 member schools from 44 European countries and is a center for international exchanges recognized by the worlds of business and education throughout the Europe. It is helping the education providers for developing and maintaining international contacts throughout the Europe. It is providing a platform for teachers and students exchange among different countries for better understanding of their education systems.
NMIT has been delivering vocational training since 1912 and today offers a diverse range of innovative, hand-on TAFE (VET) and higher education (Degree) programs to equip the students with knowledge and skills to excel in a challenging and evolving market place. NMIT has grown to become the largest provider of technical & vocational education in Melbourne's north with current course enrollments exceeding 65000 students.
NMIT is accredited to deliver over 500 nationally recognized qualifications over seven campuses and six specialist-training centers throughout the northern region of Melbourne. NMIT's Hospitality & Tourism department is offering Australia's most extensive range of courses in Commercial Cookery, Bakery, Hospitality, Travel & Tourism.
The Organisation for Tourism and Hospitality Management (OTHM) is a British professional body, listed as an Awarding organisation and examination body.It is working in relation with government bodies, accreditation bodies, universities, employers, colleges and members. OTHM mission is to supply experienced, focused and high quality individuals for the Tourism and Hospitality industry. The London South Bank University (LSBU) is the official academic partner of OTHM.
Students who have successfully completed the OTHM Level 6 Diploma have direct entry to the final year BA (Hons) in Tourism and Hospitality at London South Bank University. On completion of OTHM Level 7 Diploma students can top-up their qualification to MSc International Tourism and Hospitality Management in leading British Universities.
France is the world's leading tourist destination attracting more than 70 Million tourist every year. The country is renowned for its Arts, Culture, Fashion & Culinary traditions. France has some of the oldest universities in the world. The Hospitality and Tourism programs offered here is one of the best in the world. Founded in 1883, the Alliance Francaise today present in more than 135 countries through out the world. It is an autonomous, non-profit institution. The main reason is to promote French & Francophone culture while encouraging & promoting the local culture in the host country.
Alliance Francaise is an international organization that aims to provide French language & culture around the globe. French language is the second largest spoken language in the world. French is an official language in 29 countries & 77 million people in Europe speak French natively. Alliance Francaise mission is to enhance the knowledge of French language & providing constant support to the students and institution according to their learning needs.


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Unsightly and unusual, earwigs are outdoor insects that prefer damp environments and feed on dead plant matter. Though they prefer dry vegetation, they may damage living flower and vegetable plants in your garden.
They don't carry diseases, leave behind clutter like webs or nests, nor bite humans. Contrary to the popular myth that gives them their name, they don't crawl inside your ears. In fact, they're some of the most harmless pests you may encounter.
However, they may invade your home to seek out damp areas like your bathtub or sink, particularly the European Earwig species. After a wet spring, earwig populations boom.
While they may be virtually harmless, earwigs have no business entering your home. If you want assistance with earwigs control, contact Bama Pest Control in Mobile, AL, today. We perform extensive on-site inspections, then will perform the proper earwigs treatment as necessary to eliminate them from the premises.


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FAQ's Reporting Fraud
Do Not report suspected mortgage fraud to GREFPAC. GREFPAC is an educational organization; it does not investigate or gives legal advice or opinions. Do not send files or information to GREFPAC for review.
How do I report suspected mortgage fraud?
You should prepare a summary report of facts, names, and important information with supporting documents to provide to law enforcement and authorities. The Georgia Residential Mortgage Fraud Statute empowers all citizens (not just lenders) to file SARS (Suspicious Activity Reports) and criminal complaints of mortgage fraud.
You should prepare a written statement describing the mortgage fraud. This statement should include as much information as you have, including a description of the fraud, the names and any contact information for those involved, and the amount of your loss. Attach copies of any related documents you may have, including the promissory note and deed to secure debt (mortgage), the HUD-1, the appraisal, any newer appraisal, the listing agreement, etc. and other relevant documents.
Where do I report suspected mortgage fraud?
Report to State and/or Federal Law Enforcement:
Since the Georgia Residential Mortgage Fraud Statute was enacted in 2005, law enforcement authorities at the county and state levels all have jurisdiction to investigate mortgage fraud.
At a city/county level, you may report mortgage fraud to county investigators (police, sheriff's office, district attorney offices) in the county where the residential property involved is located, the county in which the closing occurred, or the county in which fraudulent documents were filed.
Where you report, depends upon your particular city or county. You should start by contacting the detective unit for white collar crime/mortgage fraud in the appropriate county or city police department. The police department will direct you from there.


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Adassa CHRISTIAN LEADERSHIP CORPORATION
on the mission for global youth empowerment
Camp Dassa 2019
Camp Dassa 2019 will be on August 24th from 9am - 6pm. Come join us for lots of food, fun games and activities. Our theme this year is "Only One". See you there!
I am so excited to know that you are interested in being a part of Camp Dassa 2018. I am looking forward to meeting all of you this year.
Camp Dassa is a 5-day, 4-night sleep away camp that focuses on youth empowerment, community building, leadership, and spirituality.
We have so many amazing fun games and activities to do. This year, our theme for Camp Dassa is T.E.A.M. Works.
T.E.A.M. stands for Together Everyone Achieves More.
Camp Dassa will be held from August 13th – August 17th 2018 at the Mount Glory Camp site. Registration ends on June 30th, 2018. There is very limited space so please register as soon as possible. The bus will depart at 2:00pm from Mount Zion Victory House of Prayer in Sandy Bay, Clarendon. Everyone is expected to arrive at Mount Zion Victory House of prayer by 1:00pm for sign in and registration.
There will be a MANDATORY volunteer training on August 12th, 2018 in Sandy Bay Clarendon, Jamaica West Indies. Please contact us for more information
Contact Us at
178 Main Avenue Wheatley Heights, NY, 11798


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(Adds details, updates prices)
* TSX down 3.79 points, or 0.02 percent, at 16,322.91
* Six of the TSX's 10 main groups move higher
TORONTO, Jan 18 (Reuters) - Canada's main stock index was barely lower in morning trade on Thursday, as banks and other financial stocks pushed higher while the index was weighed by energy stocks including Husky Energy Inc, which has had its SeaRose operations suspended.
* Husky fell 3.7 percent to C$18.36 after it said on Wednesday evening that Canadian regulators had ordered it to halt operations at its SeaRose floating production vessel after an iceberg came too close to the facility in March 2017.
* The broader energy group retreated 0.4 percent, as oil prices were weighed by a reported rise in U.S. fuel stocks and expectations that OPEC-led efforts to cut output will boost supply from the United States and other rivals.
* The financials group gained 0.2 percent, adding to a move higher after the Bank of Canada raised interest rates on Wednesday. Home Capital Group Inc fell 1.1 percent to C$15.33 after the country's biggest alternative lender said on Wednesday it had received a statement of claim from short seller Marc Cohodes, who is seeking C$4 million ($3.2 million) in damages.
* At 10:34 a.m. EST (1534 GMT), the Toronto Stock Exchange's S&P/TSX composite index was down 3.79 points, or 0.02 percent, at 16,322.91. Six of the index's 10 main groups were in positive territory, although decliners were slightly outnumbering advancers.
* The materials group, which includes precious and base metals miners and fertilizer companies, added 0.3 percent.
* Oceanagold Corp rose 4.7 percent to C$3.33 after saying it produced a record amount of gold in 2017.
* Ivanhoe Mines Ltd, which is developing a project in the Democratic Republic of Congo, advanced 1.9 percent to C$4.21, while Hudbay Minerals Inc fell 6.2 percent to C$11.73 after it released its 2018 production and cost guidance. (Reporting by Alastair Sharp; Editing by Meredith Mazzilli)
Our Standards: The Thomson Reuters Trust Principles.


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On Sports This weblog has been replaced by Please, go there for more updated sports journalism tips, options and commentary. We get new proof showing that historic girls weren't simply robust and powerful , however that they had been completely badass on a regular basis. Immediately, although, a brand new study reveals that historic women needed to take care of a disproportionate quantity of the guide labor — in stark distinction to the final assumption that girls had been demure or weak or shirked manual labor in favor of family duties. No, no, no, no. Mainly, each assumption you may have about women within the historical world is mistaken. And never solely that, however t he study reveals that these ladies were harder and stronger than even elite ladies athletes today.
Advice to maneuver on could be robust to hear for folks (belief me), and also for a club. Moving to an even bigger, non-local program with elite programming might imply a commute to practices of an hour or more. It may imply more bills. It will inevitably imply that your daughter (or son) now not performs together with her mates of a few years in an effort to seek new alternatives. From the membership standpoint, they lose one in every of their best players. It may additionally mean giving up the prospect to play in highschool, which I fully endorse (but I know many do not).
8 best premium wordpress themes 2017 nfl in USA: if you are fascinated by signing up, receive an automated 8 best premium wordpress themes 2017 nfl 53 off your first IPVanish bill by clicking right here! SportsAccess Kodi Add-on: HD Sports Streams was last modified: February. This work was supported by Grant-in-Aid for Scientific Analysis (S) 19105044 (to Y. W.), Grant-in-Aid for Scientific Research on Innovative Areas 22105012 (to Y. S.), and Grant-in-Support for Young Scientists (A) 21685018 (to S.) from the Ministry of Schooling, Tradition, Sports, Science, and Expertise (Japan).
I am able to change your physique right into a symmetrical exhausting and toned physique. In case you are an athlete, bodybuilder, and businessman or stay at dwelling mother I will change your physique into the best conditioning of your life. I've been in the Fitness and nutrition business for 20 years coaching celebrities, Skilled athletes, entertainment moguls and everyday folks. I've been very profitable placing one hundred pc into perfecting and achieving my client's objectives giving them the tools and knowledge to acquire their desired physiques.
Montador wasn't a celebrity at any point in his profession. He worked hard throughout his days as a youth and junior participant, doing what it took to make the group higher. Montador wasn't drafted by an NHL staff, but he discovered a option to reach the large leagues. The defenseman was a classic fifth or sixth defenseman – not good enough to stick with one workforce for a very long time frame, however normally good enough to land a job someplace else. Montador bounced from Calgary to Florida to Anaheim to Boston to Buffalo to Chicago.


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An exciting thing happened when Kenya Keys partnered with US Synthetic, an 800-employee company based in Orem, Utah, to create the Global Classroom project.
Schools in rural Kenya are in desperate need of basic essentials. Most lack educational materials, desks, books, latrines, and classrooms. The Global Classroom program pairs American schools with school in rural Kenya, and the two become "sister schools."
An engaging assembly filled with examples of real-life experiences in rural Kenya helps the American students feel connected to their new friends across the globe. United and motivated, the American students begin working together to raise funds to meet the specific needs of their sister school.
Funded projects are carried out in Kenya. Through photos and videos, the American school is able to watch as their donations transform their sister school, impacting hundreds of children's lives and their learning potential. The connection between schools can be rich, rewarding, and long-lasting.
We currently have ten schools in the U.S. paired with schools in Kenya. Thousands of dollars have been raised in creative and engaging projects initiated by the students. Classrooms, latrines, books, desks, and other essential resources have been provided for the Kenyan schools. Join this exciting program by requesting a presentation. Check out GC Stories to read about some of the great projects that have been implemented in Global Classroom schools.


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Update II: The Pentagon has denied reports that it had considered pulling B-52 bombers from military drills between the US and South Korea. According to the Pentagon, the bombers were never supposed to take part in the drills, the Washington Examiner reported.
The US and South Korea recently started their springtime "Max Thunder" drills which are meant to "enhance interoperability and readiness."
"The scope of Max Thunder has not changed," Pentagon spokesman Lt. Col. Chris Logan said Wednesday.
* * *
Update: The White House says it's hopeful that its planned meeting with North Korean leader Kim Jong Un will move forward, though it's prepared for tough negotiations, Press Secretary Sarah Huckabee Sanders told Fox News.
"He'll be there, and he'll be ready" White House Press Secretary Sarah Huckabee Sanders said of Trump in a Fox News interview Wednesday, adding that North Korea's threat to back out of a denuclearization summit isn't out of the ordinary.
"We're ready to meet, and if it happens that's great, but if doesn't well see what happens," she said. "If it doesn't we'll continue the maximum pressure campaign that has been ongoing"
The summit is set to take place June 12 in Singapore.
* * *
North Korea has threatened to pull out of next month's peace summit with Washington if the US insists on the peninsula hurriedly giving up its nuclear weapons without offering immediate sanctions relief.
After blaming joint South Korean-US military exercises for the country's decision yesterday to cancel a planned summit with the South and to suspend talks, the North revealed another source of anger: National Security Advisor John Bolton's comments from his appearance Sunday on CNN's State of the Union, where he suggested that North Korea must "commit to denuclearization" to help it "become a normal nation."
Kim Kye Gwan, a vice foreign minister and a top North Korea disarmament negotiator, said the regime was disappointed by the US's articulation of its goals for the summit, according to a statement published Wednesday by the state-run Korean Central News Agency via Bloomberg. Kim expressed anger toward Bolton and other US officials, adding that the North rejects the "Libya model" where a state surrenders its weapons first then receives incentives like sanctions relief.
"If the U.S. is trying to drive us into a corner to force our unilateral nuclear abandonment, we will no longer be interested in such dialogue and cannot but reconsider our proceeding to the DPRK-U.S. summit," Kim said. He added that Trump risked becoming a "more tragic and unsuccessful president than his predecessors" if he didn't accept North Korea as a nuclear power.
Kim Kye Gwan said the North had already declared its willingness to denuclearize the peninsula - but that it must not be counted on to act first.
"If the Trump administration corners us and tries to force us to give up nuclear [weapons] unfairly," it says, "we will not be interested in such talks anymore and cannot help but reconsider having the upcoming DPRK-U.S. summit."
North Korea added that it wouldn't be satisfied with "complete, verifiable and irreversible" denuclearization as well as the dismantling of nuclear and chemical arms, per Nikkei.
One North Korea expert said observers shouldn't panic: The sharp rhetoric is more likely a negotiating tactic than a legitimate threat to scrap the talks.
Jin Chang-soo, president at the Sejong Institute, said North Korea's remarks are more like jockeying ahead of the summit with the U.S., and not a serious threat to pull out of the meeting.
"North Korea and the U.S. agreed on the big picture, but they still have different ideas on a detailed process. Pyongyang is trying to boost its negotiation power with such actions," Jin said.
In a statement, the South Korean government said North Korea's decision to suspend talks was "regrettable."
"It is regrettable that the North has suspended inter-Korean high-level talks with no consultation with us," said Baik Tae-hyun, a spokesman for South Korea's Unification Ministry. "The government has a firm will to carry out the Panmunjom Declaration faithfully, and urges the North side to come to the table quickly for the peace and prosperity of the Korean Peninsula."
China, meanwhile, called on both sides to "avoid further provocation."
"The amelioration of the situation on the Korean Peninsula is hard won and should be cherished," foreign ministry spokesman Lu Kang told reporters in Beijing.
For now Kim's gambit appears to be working: on Tuesday night, the US said that it would consider withholding B-52 bombers from its joint military drills with South Korea in a bid to appease the North. Should Pyongyang say it demands more, will Trump - visions of a Nobel Peace Prize dancing in his head - appease Kim again, and if so, how?


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DIAMOND NECK is a neck pillow that speaks for itself in the market of ergonomic pillows. Contoured designed and finished with memory foam, DIAMOND NECK offers extremely comfortable head support and neck support when you are on the go.
Key Benefits:
* We recommend that DIAMOND NECK is used together with BACK HUGGAR to achieve best user experience and best result.
|Cosy Car Product Details
|Cover Material
|Inner Foam
|100% Open Cell Polyurethane (PU) Memory Foam
|27(L) x 22(W) x 13(H) CM
|0.45 kg
|Country Of Origin
|Care Instructions
|Cold Machine Wash, Do Not Dry Clean, Do Not Bleach, Warm Iron
|Inner Foam
|DO NOT WASH, Dab clean only and dry in shade


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first OregonLive.com user to add photos or videos of Burt John M Lmt
Burt John M Lmt is located at 400 NW Jackson Ave, Corvallis, OR. This location is in the Downtown Corvallis neighborhood. This business specializes in Mental Health.


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Looking for the budget homes in Pune? Before going for the budget homes, you must find out what can be your ideal budget with your current income. Don't worry; there is a great availability of affordable flats in Pune. Now, what you need to do is click the right button to choose your own budget home.
What is a budget?
A budget for your own home depends on your monthly income and your buying capacity. Usually, how much you earn and spend on the monthly basis are the most influential factors while deciding a right budget for your home.
The reason being that at the end of every month, after paying your EMIs your bank account must not go empty. Here are some steps to decide your budget for a home.
Calculate monthly income. Add expected bonuses provided by your company.
Calculate expected expenses monthly. Don't forget to add monthly, quarterly insurance payments and taxes.
Divide your expenses in categories like fixed and variable. Do the same with your income.
After calculating the income, reduce all your daily/ monthly expenses, including taxes, savings and current instalments. The remaining amount will be your potential EMI amount.
Multiply the potential EMI amount by hundred and that can be the maximum budget for your home.(Note that banks may have their different techniques and methods to determine loan amount, still mostly the above is followed as a standard procedure)
How to choose a home?
Now, if your budget falls on a lower side, then don't get disappointed. Budget homes in Pune are ready to serve you. When your budget is low, don't try to adjust your basic expenses to increase it. Instead of it, look for affordable flats in Pune.
Goel Ganga Developers brings budget homes in Pune with Ganga FRIA, Wagholi, Ganga ARIA and Ganga NIWAS, Dhanori, Ganga KALASH, Vishrantwadi and SAI Ganga, Undri. You can get your own home in your limited budget that too with every possible amenity. Now you have some good options to choose a perfect affordable flat in Pune.


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Mr. BarberTalk demonstrates how you can apply Dr. Fill-In Hair Fibers in seconds! Call 443-961-4574 or email email@example.com to order or for more information.
The Barber Magic Pencil is another line of innovations pouring over the barbering industry. Watch as @troythegreat1 carves out this beard!
More proof barbers run the world… As talented Dutch Female Barber, Naydisha creates a internet viral masterpiece. Now only if we could just get one to be Commander in Chief!
Beauty is an ever-changing and constantly evolving world. It seems like every day there's a new trend out there that must… beauty
Diego The Barber from House of Fade Barbershop breaks down his signature haircut The highborn. learn step by step how to achieve the proper 3d effect on the highborn haircut. great tutorial to learn different haircutting techniques. 3D Haircut
Vick the Barber hosts the talented Globalcuts at his studio for a session on freestyle design. Globalcuts comes through to Timeless Barbers Barbershop
Comb Over Tutorial Mid Skin Fade With Part Line One On One Step By Step By Best Barber How To Video By ig @principethiago follow him in ig.
This was an interesting video tutorial, narrated by the barber as he watched for himself. He cut with pretty good technique that resulted in a polished, precise Grant Hill cut.
This rendition of a 90's style high top has a bit of it all!


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What Are the Common Causes of Low Sperm Motility?
Low sperm motility can be caused by a number of factors including diet, medications, and the use of substances like alcohol and tobacco. A doctor may recommend some lifestyle changes for a couple trying to get pregnant to see if these resolve the issue. It is important to be aware that sperm take several months to develop and people may not notice an immediate change if they follow medical recommendations. If simple measures don't result in pregnancy, more aggressive screening and treatment can be discussed.
Sperm motility is an assessment of how quickly and vigorously the sperm move. In a typical healthy sample, at least 50% of the sperm should exhibit forward movement. The quality of the movement can be graded, allowing doctors to differentiate between sluggish, poorly coordinated sperm and robust movers. Men with more motile sperm have a better chance of getting their partners pregnant, especially if the sperm are also highly active.
One common cause of low sperm motility is diet. Men who do not get adequate vitamins and minerals may not be able to produce healthy sperm. A diet rich in fruit and vegetables can help, as can adding supplements to ensure that sperm are supplied with the nutrients they need. Nutritionists can provide consultations and advice for patients who are not sure about how to eat to increase fertility, or how to meet specific dietary needs.
Medications can also play a role. Many prescription drugs, particularly psychoactive drugs used in the management of mental illness, have an effect on sperm. Some medications decrease motility and others are linked with birth defects. Patients with fertility concerns should discuss all the medications they use to determine if any are likely culprits for the problem. The doctor may recommend a temporary switch of medications.
Drugs beyond medications are also linked with low sperm motility. Alcohol, tobacco, and many recreational drugs all have an impact on sperm quality, including the level of movement. Temporary cessation or reduction of use may boost sperm motility. Patients with concerns about their sperm motility should be sure to disclose all the drugs they use; this information is confidential and a doctor will not report the patient.
If low sperm motility persists after ruling out obvious potential causes, the patient may have other medical problems. The doctor can request another sperm analysis and may request a blood sample as well. This can provide more information about why a man might be infertile, which can be useful for treatment. It may still be possible to achieve a pregnancy with the man's sperm through tools like in vitro fertilization.
Readers Also Love
Discussion Comments
When my husband and I were having problems trying to get pregnant due to his low sperm motility, his doctor recommended that he switch to a healthier diet and increase his vitamin intake.
My husband added Vitamin C, vitamin B-12, and zinc supplements to his daily multivitamin and traded in his fried foods for baked foods.
My husband looks and feels great. We plan to start trying again soon.


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Hey, it's another Obi-Wan Kenobi! From 2005 through 2008, Hasbro did a lot of mixing-and-matching to create slightly different versions of the Phantom Menace costume. Is this one any good? Read on!
He's vastly improved from the original "Peasant Disguise" Anakin pictured on the cardback, with nice articulation and great paint detail, particularly on the tunic. The new Vintage AOTC era Anakin Skywalker came out much better in plastic than the pre-release Hasbro product shots, and we highly recommend upgrading your 2002 clunker for the newer, sleeker 2010 model today.
Like a grape Otter Pop of perfection, the new Vintage Collection Zam Wesell impresses with a highly detailed sculpt and an evolutionary jump from the 2002 pre-posed, action featured Saga version. You've now got an almost spot on facial likeness of Leanna Walsman, removable helmet, swappable heads, and super-articulation. This one will be the definite version for awhile, folks. So make sure to pick her up!
There have been a few flavors of the Geonosian Warrior, this one came with the boxed set of Delta Squad a few years ago. He has a big gun and purple wings-- oh, and some clones you might want. Is he worth picking up in his own right? Read on!
The Nautolan Jedi Master receives the ultra Vintage Collection treatment featuring an all new sculpt, super articulation, and a removable soft goods cloak. While Kit Fisto has had quite a few iterations in the past, this version has to be considered the best yet. The paint detail is quite nice and the poseability makes most older versions obscure. He'll also fit nicely in the new Wal-Mart exclusive Starfighter.
It looks like a soda can and is named the Retail Droid, or LR-57 Combat Droid. Ridiculous, or awesome? I'd say this release is a little of each, and is worth snagging as part of a pretty good Battle Pack. Read on!
From the future of Star Wars comes Sigel Dare, an Imperial Knight that barely squeaked out with an action figure release before the comic packs went away. Is she any good? Read on!
It's Carnor Jax in training gear! Note the blue outfit, recycled Clone trainee legs, and nifty logo on his back. Should you pick up this guardsman-to-be? Read on!
The second (and much improved) animated Magnaguard is pretty fantastic-- not as good as the Vintage one, but still exquisite. It's lanky and chunky, has some great gear, and an excellent sculpt. Read on!
Back before we called them "soft goods" Kenner enlisted its girls division to make this great Princess Leia Organa figure in an all-cloth white dress. Wow! For once, articulation wasn't restricted by the outfit. Should you get one today? Well, maybe. Read on!
This Lando Calrissian redeco is notable for being bad-- actually, one of Hasbro's worst. Target sold a big Battle Pack with this figure, which was pretty bad, and a Luke redeco that's even worse. Why so awful? Read on!
Not as exciting as yesterday's AT-RT figure, this AT-RT Driver was a Target exclusive in a unique green color. I like the green lenses in particular, but still, it hasn't really made any appearances as of yet. Is it worth a look? Read on!
Hey kids, it's ARF Trooper Boil! Not many Clones get more than one figure, but this one did-- and just look at that detail! Unique camo, a special tampo on his helmet, and great articulation make this one of the best figures you likely passed on late last year, because you are a bad person. Read on!
Hey kids, it's Scorch! The first-ever Republic Commando figure came out in 2006, in ancient history when figures didn't always have 14 points of articulation. He was hot stuff-- want to see why? Read on!
It's new! This is the brand-new just-out Cad Bane which is an entirely new sculpt, but you'll probably jump on it because it also includes Todo 360. The figure is way better looking than both previous releases, and almost looks like a realistic movie figure. Read on!


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20th April 2020, 14:26
Steve Judd astrology
16th October 2020, 14:35
30 Years of Kryon
20th September 2020, 10:22
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
Note: when sorting by date, 'descending order' will show the newest results first.
Forum Rules


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4 lbs.
These lightweight, hot-dipped, galvanized Tie Down® Engineering Super Hooker Boat Anchors have wide flukes that quickly penetrate reservoir bottoms. Their fully welded crown configuration has the right angles for ultimate holding power. Tie Down's Super Hooker stows flat and can be used with most fluke type anchor storage systems.


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Here you can get a step-by-step install of Hyper-V server 2008
In this first post we only install our Hyper-V server 2008 in next post you can see some basic configuration you should do after installation.
In this article I assume that you have already enabled virtualization on your hardware. I used HP ML 380 as a server for this demo and in my previous Hyper-V articles you can see how hardware virtualization (do not forget to completly TURN FF your server after enabling virtualization – reboot is not enough!!!) is enabled on this kind of server.
I believe in Hyper-V! 🙂


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Monday, January 9, 2012
Out With The Old...
4 comments:
- Cindy said...
Hey, I am not judging! I have a mantle and tree up for Valentine's day already. Last year after the season, I found such lovely things. I couldn't wait to put them up.
Thanks so much for sharing the lovely photos of your little ladybug. I look forward to seeing new posts featuring that beautiful smile!
Have a great week...
- January 9, 2012 at 10:06 AM
- Liz said...
I love purging, too! I just finished completely rearranging and purging Fei's playroom. When we went to China, the plan was to keep all her toys in the one toy box in our sunroom and, when she was old enough, expand a play area in our basement rec room. Well, I moved out the last of our sunroom furniture today to the basement, to make room for her toys (easels, play kitchen, doll paraphernalia. Ahh! Now I tell myself I'll just keep it very neat.... Love your baskets!
- January 9, 2012 at 7:48 PM
- jessica said...
This post makes me want to purge and organize now! Maybe someday soon! By the way, love the pictures in the darth vader hat-hilarious! She certainly looks adorable in it! :)
- January 9, 2012 at 11:11 PM
- dawn said...
I too am a purger and have started my new year "cleansing ritual". It's so freeing!
- January 15, 2012 at 8:25 AM


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Via Sociological Images, an older ad marketing a tampon:
The beginning text of the ad goes like:
I really wanted to use tampons but I heard that you had to be, you know, 'experienced'. So I asked my friend Lisa. Her mom is a nurse so I figured she'd know. Lisa told me she'd been using Petal Soft Plastic Applicator Tampax tampons since her very first period and she's a virgin. In fact, you can use them at any age and still be a virgin.
It's laughable that this is the actual text of the ad. It's also ridiculous that people used to fear that girls could lose their virginity by using tampons. "In fact, you can use them at any age and still be a virgin" – OMG Yay! What a relief! Oh gee, society and its fetishization of virginity.


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Remember when you were a child and your mom, dad or other grown-up took the time to tell you a story. As you listened to their voice, you were suddenly transported to a faraway land, magical kingdom or other wondrous place where just about anything was possible.
For one little boy, the act of storytelling has never been more important. In the upcoming sci-fi/fantasy feature film The Legends of Nethiah, Gabriel (Jared Young) discovers both the hope and courage to weather his parents' bitter divorce thanks to the powerful stories told to him and embellished by his grandfather (Robert Picardo, Star Trek: Voyager, Stargate Atlantis). These tales, about an unlikely hero named Nethiah, give Gabriel the strength as well as resolve to face the challenges that the future holds for him, including having to ultimately choose which parent to live with.
Produced by Howard Nash (Children of the Night, Chasing the Green), the making of the film, which also stars John Heard (Big, Home Alone, Home Alone 2) and Theresa Russell (Black Widow, Spiderman 3), was a true collaborative process. "The Legends of Nethiah is based on a script by Emilio Iasiello, one of the most talented writers I've ever worked with," says Nash. "We had an idea for a fantasy film, and asked Emilio to sketch it out. The initial idea went from an outline to full screenplay, and in 2009 we began shooting.
"John Heard and Robert Picardo are friends of mine and we had worked together on previous films. When Nethiah came along, I had no idea whether or not they would be available, but we asked them to sign on and are very glad that they did. [Director] Russ Emanuel did a superb job of interpreting and 'bringing to life' Emilio's original story. It was wonderful to have him direct the project, especially since he, too, had previously worked with Robert and John."
The Legends of Nethiah is scheduled for a fall release and is a movie that Nash feels can be enjoyed by children and adults. "What's most appealing is that Nethiah is a family film," he notes. "We were especially attuned (when developing the film) in keeping with a 'family-friendly' focus.
"Of course, we'd love for your readers to check out the trailer as well as visit us on Facebook and 'like' our page. We need to get the word out!" enthuses Nash.


text: Wine Tasting of Ambriel English Sparkling Rose Wine – Episode 33 Part 3This entry was posted in Champagne English Wine Sparkling Sparkling Wine White Wine Wine and tagged "Wine Tasting" Beginners Wine Tasting Course White Wine Wine Wine Tasting Course on 13/09/2015 by admin Just when we thought it couldn't get any better after tasting a fantastic "Classic" Sparkling wine Wendy popped open Ambriel's fantastic Sparkling Rose to taste. What a little cheeky madam it was too! The Rose not Wendy! 🙂 Share this:FacebookTwitterEmailWhatsAppLinkedInMorePinterestTumblrSkypeRedditPrintPocketTelegramLike this:Like Loading... Related


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Wyo. Bill Proposal Aims to Lower Air Ambulance Costs
Casper Star Tribune, Wyo.
Wyoming lawmakers are proposing moving many Wyomingites under Medicaid's coverage when it comes to one specific and often costly medical service: air ambulances.
"We've gotta come up with other ways to deal with it," Rep. Eric Barlow, the bill's sponsor and a Republican from Gillette, said Monday. "It's needed health care, but it's gotten to a place where it's just not affordable or accessible."
Under the bill—designated House Bill 194—the state would ask the federal Department of Health and Human Services and the Centers for Medicare and Medicaid Services to allow it to move air ambulance coverage under the state Medicaid plan. The state would pay a minimum of 80 percent of each transport's cost, with the individual patient paying up to 20 percent of the ride.
"What we're trying to do is limit, if not eliminate, balanced billing," Barlow said, referring to the practice of patients receiving bills for medical services not covered fully by insurers.
He said the state would pay the air ambulance companies enough to cover their costs and to keep them interested in coming to Wyoming, as—he said—they're a needed service. But he said the state would not pay as much as the companies typically charge now.
According to a 2017 federal report, the average air ambulance ride from Air Methods—one of the largest operators in the nation that also flies in Wyoming—was over $49,000.
The question of how to pare down air ambulance costs is a difficult one to answer, primarily because of a 1978 federal law that prohibits states from regulating the transports. That law was the basis of a lawsuit against Wyoming and its Department of Workforce Services brought by Air Methods and three other companies. The state had attempted to cap how much money it would pay the companies for workers' compensation-related flights, but courts ruled that the federal law preempted any fee schedule.
Barlow said this bill would automatically include those insurers regulated by the state—including Blue Cross Blue Shield, which would be heavily affected. Other insurers could choose to opt in.
Multiple messages left for a Blue Cross Blue Shield spokeswoman were not returned Monday afternoon.
The bill would create an "air ambulance coverage account" to pay for the expanded coverage. The funding would be drawn from multiple sources, including a 0.75 percent tax on participating insurers' premiums and considerations. Barlow said the state would also draw federal funding because the bill would essentially expand Medicaid in a very limited scope, for one singular purpose.
The goal is to shield Wyomingites from facing financial hardship—if not ruin—as a result of an air ambulance ride.
"My belief is that an air ambulance is one of those things that a majority of Wyomingites can't afford," Barlow said.
Richard Mincer, a Cheyenne attorney who represented air ambulance companies during their litigation against the state, expressed some skepticism about the measure. He and several attorneys and officials close to labor expressed concern about another air ambulance bill before Barlow's committee, which would have allowed companies to balance bill Wyoming workers if they chose not to accept a roughly doubled Medicare rate. Barlow said that bill had been gutted and acknowledged it had been flawed.
"It's either a creative way to try to address the whole issue of air ambulance bills or it's a creative way to try to accomplish what they can't through the workers' comp system," Mincer said Monday of this latest effort. "I'm not sure which one it is from the committee's standpoint."
"If the reimbursement rate is enough, if the reimbursement rate was enough to make it work, well it's probably a good idea," he added. "But I don't think at this point that the Legislature is looking at the whole thing. I think they're looking at what they've read about what an average air ambulance ride costs and they're not factoring in how much of the people that are transported pay much less than what it costs and what that all ends up meaning."
He pointed to a recent article in Aviation International News, a monthly publication that covers the air industry, that quoted an Air Methods executive as lamenting the low reimbursement pay of Medicare and Medicaid patients. That low pay, the executive and Mincer argued, explained why insured patients who ride air ambulances are charged as much as they are: In order to stay open, the companies have to charge the privately insured more to balance out the low amounts paid by the majority of patients.
The average flight costs between $6,000 and $13,000, according to the 2017 government report, which also quoted one company as saying that they had to increase prices 15 percent to grow revenue 3 percent.
Mincer said the air ambulance industry was not the "gold rush" it was made out to be. He disputed several claims made at the beginning of the bill about the high cost—and the effects of those costs—of transports.
Prices jumped significantly—by nearly 300 percent for Air Methods—between 2007 and 2016, according to the 2017 Government Accountability Office report. The number of actual transports has stagnated, but the number of aircraft has increased (industry officials told investigators this may be affected by rural areas, where more helicopters are needed to cover a wider area but with fewer people). Three large companies told government investigators that they charged an average price of $40,000 per flight.
Similarly, the industry is becoming increasingly consolidated, often under the umbrella of private equity firms. One provider was purchased four years ago for $2 billion. Air Methods announced in 2017 that it would be acquired for $2.5 billion.
"The presence of private equity in the air ambulance industry indicates that investors see profit opportunities in the industry," the report's authors wrote.
Further, the report states that air ambulance companies could charge what they liked, as the patients who used their services were typically not in a position to weigh one company's prices against another.
The report found that the majority of revenue for the large air ambulance companies comes from those with private insurance—a group that would largely fall under Barlow's Medicaid proposal. Between 2010 and 2014, three large insurers reported paying 70 percent more to air ambulance companies—from $15,600 in the earlier year to $26,600 in 2014.
At the very least, both Barlow and Mincer agree that Wyoming needs air ambulances. It's just a question of how to best serve that need.
Barlow said some have suggested waiting for a federal fix—for Congress to change the 1978 law that stops states from regulating the industry. But he said such a fix did not appear to be coming.
"We're probably millions of dollars away in cost to Wyoming consumers before anything even gets proposed there," he said, "much less accomplished."


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PENSIONERS are going on the march in a bid to get a better deal from politicians.
Thousands will take part in a mass lobby of Parliament to publicise the first-ever Pensioners' Manifesto.
Huddersfield grey voters will join protesters at the lobby next Wednesday.
MPs will be presented with a manifesto of 62 proposals for improving elderly people's lives.
The charter covers pensions, health care, transport and taxation.
Every Parliamentary candidate is being asked to sign up to the requests in the run-up to the General Election, expected for next autumn.
The event is organised by the National Pensioners' Convention, which compiled the manifesto after discussion with local branches.
Noreen Logan, chairman of Huddersfield and District Pensioners' Organisation, said: "There are a lot of older people in Huddersfield who feel they have been let down by all the political parties.
"Older people will no longer sit back and accept what we're given.
"We will be telling the candidates at the next General Election that if they want our votes, they will have to support the pensioners' manifesto."
The responses of the candidates are due to be recorded and publicised.
Pensioners' leaders say the aim is to give voters in every constituency information about the views of their candidates before casting their vote on polling day.
Rodney Bickerstaffe, president of the National Pensioners' Convention, said: "Pensioners are fed up with being ignored by politicians.
"Having their own manifesto will mean that they can force the political parties to take them seriously.
"This is the first time that older people themselves have drawn up their own set of demands.
"With 11 million people over 60 and a high proportion of them likely to turn out and vote, the power of pensioners at the ballot box should not be underestimated."


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Back in the 1870's (you remember it as well as I do, don't you?) a cartoonist named Thomas Nast basically invented the political cartoon. Back then, a bloated New York politician and his gang of criminals were busy getting wealthy through corrupt business and government relationships. Nast used his gift for scribbly-art satire to lampoon the buffoons and make the public laugh at the evil he exposed. Of course, they knew about the corruption of Boss Tweed before they laughed at the cartoons, but the focus on the problem created by Nast's magnifying glass focusing the rays of sunlight on the problem is often credited with helping to burn up the scandal.
Cartoonists had power back then. Power over public opinion. The power to help fairly uncomplicated (and sometimes stupid) folk to recognize the absurdity of the situation and the need for changing it.
So why haven't cartoonists fried the Make-America-Great-Again orangutan running the country now with his brand of corpulent corruption already? Believe me, they are trying.
They have already highlighted the way the Bozo Administration manipulates the focus of the mainstream media. Every time media coverage begins to converge on one scandal, he creates another big, smelly media poop of a controversy to redirect their focus.
And while he is doing his big shoe dance on the tables in the spotlight, congress is doing his rich friends' evil will in the back rooms.
The end result of this malevolent dog-and-pony show is patently obvious.
Unfortunately, in the 1870's, the stupid people that Thomas Nast was enlightening had not yet achieved the profound levels of shoot-yourself-in-the-foot stupidity that Trump supporters have now mastered. Poor and middle-class Republicans, Texans, and other dim folk continue to take the Great Pumpkinhead at his word and believe every utterance of his mouth to be sacred gospel truth. I have had conservative friends arguing themselves into pretzel-knots to defend his policies and dastardly deeds.
But if cartoonists can't succeed in shining sunlight on the bloodsucking vampiric old moneybags and kill him soon, his reign will become immortal and we are all gonna die.
Seriously. We stand at the end of a long chain of greedy b*st*rds raping and pillaging the environment for profit and not caring about the impact of their actions. We are dooming the planet to environmental collapse because the orange-faced name-stamper cares more about short-term profits for himself and his friends than he does about whether or no his own grandchildren will have water to drink, air to breath, and a place to live cool enough that metal doesn't melt in the sunshine.
So, I hate to be a double-trouble downer about the whole thing, but the truth is if we are depending on cartoonists and humorists to save the world, we are in trouble. It is not working the way it did in Nast's day. Cartoonists are doing their lampooning and doing it well. But more is needed. And if we don't get that something more soon, then (to incorrectly paraphrase and misquote T.S. Eliot), "This is the way the world ends… Not with a whimper but a bang!"


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Quick Insights
Financial Reporting
& GAAP Rules
by Bean Counter's Dave Marshall
Copyright Bean Counter
|Bean Counter
|Financial Reporting and GAAP
Purpose Of Bean Counter's Quick Insights
Bean Counter's Quick Insights are brief summaries and overviews about accounting topics that are not covered in one of my tutorials or topics that are briefly covered and need additional clarification and are provided to present you with additional information that will add to your understanding of bookkeeping and accounting.
The objective of this quick insight is to provide you with a basic understanding of what Generally Accepted Accounting Principles (GAAP) are, who makes the rules, what they're based on, and how they apply to reporting financial information. Don't be fooled by the brevity of this insight. Accounting students at universities are usually required to take at least one semester of an Accounting Theory course.
That being said, let's dive in and learn a little about the "Game" of Accounting.
What are Generally Accepted Accounting Principles ?
In The United States your Financial Statements and the Methods used in preparing them must abide by several rules, standards, assumptions, principles, guidelines, and modifying conventions. Other countries also have similar rules and standards. Collectively, these are referred to as Generally Accepted Accounting Principles (GAAP). In other words GAAP consists of the basic principles, assumptions and guidelines , the detailed rules and standards issued by the Financial Accounting Board (FASB), and the generally accepted industry practices.
Generally Accepted Accounting Principles (GAAP) are the accounting rules used by companies (public and private) to prepare financial statements. Special rules apply to local and state governments and are determined by the Governmental Accounting Standards Board (GASB).
Generally Accepted Accounting Principles are not laws per se, but the Securities and Exchange Commission (SEC) requires publicly traded companies to adhere to these rules.
GAAP attempts to standardize the methods and rules used by businesses so that we don't have each business "doing their own thing". This allows the users of financial statements to compare one company with another or compare a company's financial statement with their related industry statistics derived from the financial statements of companies common to that industry.
GAAP provides the foundation for accounting by providing basic rules and concepts that aid in handling the various accounting issues a business encounters.
Shoot even games have Rules. Look at all the rules for our game of football. Think of GAAP as the rules for the "Game" of Accounting.
These rules of accounting (GAAP) have evolved from a basic framework and basic objectives of Financial Reporting.
What are the Basic Objectives OF Financial Reporting ?
Provide the users
of financial information such as managers, owners, potential
investors, creditors, and other users with useful information that
may affect the decisions they are confronted with.
To be useful and helpful to users,
financial statements and information must have the following
Qualitative Characteristics: In other words, the information
possesses these qualities or characteristics. Constraints and Modifying
Conventions: Constraints: Modifying
Conventions: Lets use a simple table to
summarize, organize, and present the useful qualities of financial
information that we just discussed. This table is based on a
diagram from Statements Of Financial Accounting Concepts (SFAC)
Number 2 issued by the Financial Accounting Standards
Board. The two constraints on financial information Cost Benefit and
Materiality are highlighted in yellow. Normally information that
doesn't fall within these constraints (boundaries) is not provided
to users of financial information. Exceptions would be if certain
information was required by a governmental agency regardless of the
materiality or the cost of obtaining the information. Financial Reporting Should Also .......
To be useful and helpful to users, financial statements and information must have the following Qualitative Characteristics: In other words, the information possesses these qualities or characteristics.
Constraints and Modifying Conventions:
Modifying Conventions:
Lets use a simple table to summarize, organize, and present the useful qualities of financial information that we just discussed. This table is based on a diagram from Statements Of Financial Accounting Concepts (SFAC) Number 2 issued by the Financial Accounting Standards Board.
The two constraints on financial information Cost Benefit and Materiality are highlighted in yellow. Normally information that doesn't fall within these constraints (boundaries) is not provided to users of financial information. Exceptions would be if certain information was required by a governmental agency regardless of the materiality or the cost of obtaining the information.
Financial Reporting Should Also .......
You should now at least have a pretty good idea of what the accounting profession considers as useful financial information.
Let's take a look at an accounting joke to illustrate what we mean by useful and timely information.
A fellow has been learning to be a balloonist and takes his first solo flight. Unfortunately the wind gets up, he is blown off course and is forced to land. He is in a paddock close to a road but has no idea where he is. He sees a car coming along the road and hails it. The driver gets out and the balloonist says, "G'day sir, can you tell me where I am?"
"Yes, of course", says the motorist. "You have just landed in your balloon and with this wind you have obviously been blown off course. You are in the back field on John Dawson's farm, 13.5 miles from Knoxville. John will be plowing and sowing corn in the back field next week. There is a bull in the field. It is behind you and about to attack you."
At the moment the bull reaches the balloonist and tosses him over the fence. Luckily he is unhurt. He gets up, dusts himself off and says to the motorist, "I see you're an accountant".
"Good Grief", says the driver, "you're right. How did you know that?"
"I employ accountants", says the balloonist. "The information you gave me was detailed, precise and accurate. Most of it was useless and it arrived far too late to be of any help."
Now that we have a basic understanding of the type of information needed and used for reporting financial results, lets take a look at the foundation upon which the detailed Generally Accepted Accounting Principles are built.
GAAP Basic Foundation
GAAP has four basic assumptions, four basic principles, and four basic constraints and modifying conventions.
1. The Business or Economic Entity Assumption
This assumption requires every business to be accounted for separately from the owner. Personal and business-related transactions are kept apart from each other. In other words, the separate personal transactions of owners and others is not commingled with the reporting of the economic activity of the business. One of the first recommendations almost all accountants tell a client is to at least establish a business checking account and to use it to only record their business transactions.
2. The Going-Concern Assumption
This assumption assumes that a business will continue operating and will not close or be sold. It assumes that a business will be in operation for a long time. Based on this assumption, actual costs instead of liquidation values are used for presenting financial information. This assumption is abandoned in the event that a business is actually going out of business.
3. Monetary Assumption
4. Time Period (Periodicity) Assumption
This assumption assumes that business operations can be recorded and separated into different time periods such as months, quarters, and years. This is required in order to provide timely information that is used to compare present and past performance.
1. The Historical Cost Principle
This principle requires that most assets are recorded at their original acquisition cost and no adjustment is made for increases in market value. In other words, the value of an asset is never "written up" even though the asset may actually be worth more than its cost. On the other hand, cost is sometimes "written down" for example marketable securities and inventory. See conservatism convention.
The purpose of this principle is to provide reliable and unbiased financial information but some of the values whose values are materially greater than cost are not very relevant information. This deficiency is often addressed by supplying additional supplementary information that also includes market values.
Wouldn't we have a mess if we let every business state their assets at what they think they're worth ?
2. Realization Principle - Revenue Recognition
The revenue recognition principle requires companies to record revenue when it is realized or realizable and actually earned. In other words, at the time the goods are actually sold or the services are rendered.
When revenue is earned normally has no relationship to when the cash resulting from the earnings is actually received. This principle is the basis for accrual accounting.
3. Matching Principle
The Matching Principle goes hand in hand with the Revenue Realization Principle. The matching principle is recording the revenues earned during a period using the revenue realization principle and matching (offsetting) the revenues with the expenses incurred in generating this revenue.
Expenses are recorded in the period and matched with the revenues recorded using the following methods:
Many costs can be directly linked to the revenue they help to produce. Cost of Goods Sold and Sales Commissions for example are directly related to the sale of the product.
Some costs such as the cost of Equipment Purchased provide benefit for many years and to many periods. Instead of recording the entire cost as an expense in the period the equipment was purchased which would greatly distort earnings, the cost is allocated to revenue recognized in the periods that receive benefit from the use of the equipment. Allocating or spreading the cost of the equipment over many periods (expensed) is called depreciation.
4. Adequate Disclosure (Full Disclosure Principle)
The Adequate Disclosure Principle states that all pertinent and material financial information concerning the business and its activities is fully disclosed in an understandable form. Information is presented in the main body of the financial statements, in the notes to the financial statements, or as supplementary information. What actually constitutes adequate disclosure often involves professional judgment.
Constraints and Modifying Conventions
1. Materiality Convention
2. Cost-Benefit Convention
3. Conservatism Convention
4. Industry Practices Convention
These constraints and conventions should already look familiar to you. They were discussed earlier in our section about the Objectives Of Financial Reporting.
In order to "Play" the "Game Of Accounting" a business has to learn and play by the Rules. The Rules (GAAP) have been established so that everyone plays the "Accounting Game" in a similar manner. In order to properly play the "Game of Accounting" a key requirement is to provide useful and understandable information that provides feedback or predictive value that can aid in decisions and analysis.
Shoot that wasn't too bad ! Don't fool yourself - what we discussed is just the tip of the iceberg. The rules we discussed just lay the general ground work for the more detailed rules. There have been more than 150 detail Statements of Financial Accounting Standards ( most authoritative GAAP setting publications ) issued by the Financial Accounting Standards Board.
Who's Responsible for Making The Rules
If you were paying attention, the previous paragraph provides a big hint. Originally, the American Institute Of Certified Public Accountants (AICPA), the membership association for CPAs, was the organization in charge of defining accounting standards. This duty was assumed by the Financial Accounting Standards Board (FASB) in 1973.
These organizations influence developing General Accepted Accounting Principle (GAAP) in the United States.
The Interpretations and Technical Bulletins provide additional clarification and guidelines to help in utilizing and applying the Statements Of Financial Accounting Standards.
For those of you wanting or needing additional information about Accounting Principles, I've provided some additional links to useful sites.
FASB-Statements, Concepts, Etc.
Note: Adobe Reader Required for PDF Publications
You can find the following types of publications presented in PDF Format:
Some publications that we briefly discussed in this Insight and/or that you may want to take a look at:


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Gold is down $15 or 1% in early Asian trading as the FBI said it stood by its earlier finding that no criminal charges were warranted against Democrat Hillary Clinton just two days ahead of the U.S. election. Silver is also down over 1% as the dollar has bounced on the news.
U.S. equity futures are higher in early trading, with the S&P mini Futures up 1.3%. Investors view the increased odds of a Clinton victory as bullish for stocks. The uncertainty of a Trump presidency had riled markets over the past week. Better the devil you know?
Gold and silver may also come under pressure in the coming weeks as we near the December 14 FED meeting. The odds of a FED rate hike are currently over 80%. While this move is largely priced into the markets, it could still boost the dollar and put downward pressure on stocks and precious metals as a result.
Of course, the FBI clearing Clinton does not necessarily knock Trump out of the race. A good amount of damage has already been done and early voting could have an impact on the results. With the possibility of Trump challenging the results should he lose, a contended election could once again create chaos in the markets.
The bigger picture view has not changed for gold and silver. Both metals have bottomed and bounced sharply following a 4-year correction. Even with the recent pullback, both metals have remained above their respective 200-day moving averages and the bull cycle remains intact. They should also get a bounce as we enter the strongest seasonal period for precious metals. Thus, we view any dips between now and year end as a buying opportunity for long-term investors.
The sell-off in equities may be overdone in the short-term, so we are looking for a bounce in the days ahead. The market has been over-emphasizing the impact of a 25 basis point rate hike and probably assigning too high of odds to a Trump victory. Interest rates will remain near historic lows and central bank policy will continue to be highly accommodative.
The Fear & Greed Index has flipped from extreme greed just a few months ago to extreme fear today. The reading of 14 is the lowest it has been in quite some time. Should the markets stabilize following the election and December FOMC meeting, this index should move back towards the green.
The markets are likely overshooting, as they usually do and creating opportunities for astute investors. Others believe that the stock market has been artificially supported for some time and is due to correct severely following the election, no matter who wins.
Our model portfolio is up 80% year to date and we believe the next major uptrend for gold investors will be underway shortly. Supply/demand fundamentals remain supportive of precious metals and a wide range of factors from price discovery shifting East to widening deficits should continue to push prices higher.
In addition to gold/silver positions, we also believe the current dip is offering a buying opportunity across various other sectors. Many of the dividend stocks that we track are offering attractive entry points, as well as a few quality miners in the lithium and graphite sectors.
View our portfolio in real time, get the monthly contrarian newsletter (new edition released today) and our trade alerts by becoming a Gold Stock Bull Premium Member.


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I love to travel. Sometimes (especially lately), I am on the go so often I feel like a gypsy, and can recite the airplane safety video from memory. But as much time and money as these excursions tend to cost, I can't shake my travel bug. I love immersing myself in different cultures, cuisines and experiences.
On my recent trip to Mexico, I was awed by all the colors and fun little details in every nook and cranny. And while Cancun and Tulum, the two areas I visited, are very tourism-driven, I still felt an authenticity everywhere I looked rather than the plastic, unimaginative hotel strips found in many tourist-centric areas. It really got my wheels turning with event planning inspiration.
Travel Survival Pack
A fun twist on a swag bag (check out how I like to put mine together in this post), this giveaway is a useful and inexpensive gift for guests to take home and a creative way to theme your event.
As a thank you to everyone who flew to Mexico to celebrate her birthday, my friend Tamilla hooked everyone up with one of these kits, the contents of which everyone used. She simply took a gift bag and stuffed it with travel-sized sunblock, a mini bottle of liquor, Advil, and some tissue paper for garnish. It was a sweet surprise, and an awesome start to the trip.
A Taste of Local Flavors
If hosting an event in a special location, or where the guests are traveling from other places to attend, it's a nice touch to bring in some elements from the local community. In Mexico, everywhere we went had a different aesthetic, from the rustic charm of our hotel in Tulum to the bright and colorful furniture of its restaurants, and each area carried with it a unique vibe.
Speaking of furniture, having enough seating areas is crucial for any event. It's important to not let it get too cluttered; I typically like to mix couches with high-tops and stools. In Mexico, hammocks were everywhere, and didn't seem to take up as much room as chairs and tables do. They convey the bohemian vibe of the area and were so darn relaxing.
And let's not forget many people's favorite part of the party: food! This is the easiest way to get creative with local events. For a recent client event where many people were traveling to San Francisco, we hired a coffee cart and barista to make local brews to order for guests. Since coffee is such a large industry here, it was a great way to give people a taste (ha) of the area.
One of my favorite authentic drinks while in Mexico was raw coconut water, drank from a straw straight from the source.
Create Photo Opportunities
#goodtimes should always result in great pictures to post and share on social media. Not only do people LOVE photo booths (self-professed addict over here), but it's an effective way to crowdsource promotion for your business or brand. But photo booths can be expensive and aren't always necessary to create photo-worthy experiences for your guests.
Designate areas for taking pictures with an interesting backdrop or installation. You can DIY this – once I had a #flashbackfriday party where I cut a giant polaroid picture frame out of poster board and hung it in a hallway – or use the natural environment. Our hotel in Tulum had a tower of rocks with a memorable sign that I'm sure was put there for picture-taking. The crepe shop across the street had an interesting display of Nutella jars hanging from its storefront, which I promptly photographed. I found these both very clever ways to create Instagrammable pictures that can be tagged and linked back to the businesses for others to view and discover.
Creating opportunities for guests to take their own pictures with mobile devices is free. For a small budget, you can make it easier for them to capture the moment by providing disposable cameras scattered around the party, which my party-planning wizard of a friend Kera did in Mexico. This is common practice at weddings and always produces a large scope of pictures from throughout the night without needing to hire a professional photographer.
For a more analog and old-school feel, take Polaroids. Guests will get to take pictures home instantly, and who doesn't love an Instagram of a polaroid? So meta.
If you do have the funds, setting up a professional photographer in an area with a backdrop is another way to direct people back to your website when they search for the images later. This picture of my friend Molly in front of a gorgeous Cancun sunset looks like a fake movie set – but it's real!
No matter what type of photography you have at your event, don't forget props. More amazing contributions from Kera were costumes, temporary tattoos and party hats!
I love that Mexico got me so motivated to plan my next big event! What are some fun ways you've been inspired by your travels?


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Found at http://eatjamaican.com/recipes/sorrel-recipe.html because I really needed this.
- 1/8 tea spoon ground allspice (pimento) or about 12 whole allspice (optional)
- 6 oz dried sorrel
- 2 rounded table spoon dry ginger
- 8 cups water
- 2.5 cups water for re-draft
- 1.5 cups white sugar
- 1. Spread the sorrel out on aluminum foil or a white cloth which will make it easy to spot and remove any debris or unfit sorrel pieces. 2. After you have cleaned the sorrel pour it into a large cooking pot with 8 cups of water. Add the the two rounded tablespoons of ginger. 3. Boil the mixture for10 minutes after it begins to boil. Remove immediately and pour through a strainer into a suitable container. 4. Return the remains from the straner and return to the cooking pot and add 2.5 cups of water. Bring to a rapid boil again and remove after 10 minutes. 5. Strain the mixture and discard the residue. 6. Sweeten with 1.5 cups of white sugar or to taste. 7. Cool then serve over ice. Refrigerate the remainder.


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Bombala River
The Bombala River, a perennial river of the Snowy River catchment, is located in the Monaro region of New South Wales, Australia.
|Bombala River
|Aboriginal: "meeting of the water"[1]
|New South Wales
|South Eastern Highlands (IBRA), Monaro
|Local government areas
|Snowy Monaro Regional Council
|Physical characteristics
|Kybeyan Range, Great Dividing Range
|⁃ location
|below Brown Mountain
|⁃ elevation
|1,170 m (3,840 ft)
|confluence with the Delegate River
⁃ location
|west of Bombala
⁃ elevation
|635 m (2,083 ft)
|87 km (54 mi)
|Basin features
|River system
|Snowy River catchment
|⁃ left
|Big Bog Creek, Back Creek (Cooma-Monaro, New South Wales), Coolumbooka River, Saucy Creek, Ashton Creek
|⁃ right
|Undowah River, Bukalong Creek, Cambalong Creek
Course and features
The Bombala River rises within the Kybeyan Range, part of the Great Dividing Range, on the southwestern slopes of Brown Mountain. The river flows generally southwest, joined by eight tributaries including the Undowah River and the Coolumbooka River, before reaching its confluence with the Delegate River approximately 17 kilometres (11 mi) west of Bombala. The river descends 535 metres (1,755 ft) over its 87 kilometres (54 mi) course.[3]
In its upper reaches, the Bombala River is crossed by the Snowy Mountains Highway near Brown Mountain; while the Monaro Highway crosses the meandering river at several locations north of Bombala.[3]
The name of the river is derived from the Aboriginal word meaning "meeting of the water",[1] presumably referring to the confluence of the Bombala River with the Coolumbooka River, at Bombala; and the confluence with the Undowah River, a few kilometers upstream.[3]
See also
- Reed, A. W. (1973). Place names of Australia (paperback ed.). Sydney: Reed. p. 37. ISBN 978-0-589-07115-8.
- "Bombala River". Geographical Names Register (GNR) of NSW. Geographical Names Board of New South Wales. Retrieved 2 June 2013.
- "Map of Bombala River, NSW". Bonzle Digital Atlas of Australia. Retrieved 2 June 2013.


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- Description
DetailsBlack And White Decorative Shape Flowers Vase A container used mainly for displaying fresh, dried, or artificial flowers. large black decorative shape with white design all over black base color this designer flower vase to give a unique look to your home decor. With this curvy design and interesting pattern. this flower vase is made from terracotta material used
- Additional Information
Additional Information
Material Ceramic
- Reviews


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| 10.1°C Belfast
New controversial full-body scanners could soon be in use at Dublin Airport.
But air passengers will only be invited to use them if a trial of the security equipment is successful -- and even then they will not be compulsory.
Dublin Airport Authority (DAA) confirmed yesterday that a scanner will be delivered to the airport by the end of September and staff will be given the option of using the walk-through device on a trial period before potentially using the technology for passengers.
A DAA spokesman said airline staff and other workers will be invited to use the scanner, but it will not be compulsory.
He confirmed that if the trial is a success, the full-body scanners would also be made available to passengers, as an alternative to the normal security scanners already in use.
The spokesman said the DAA will only introduce the body scanners "if it will improve the passenger experience".
And he stressed that the devices do not intrude on health or privacy. The images produced are androgynous "mannequin"-type figures and "will not outline any specific details of anybody's body features".
Concerns have also been expressed about potential health dangers.
A hospital consultant at Huddersfield Royal Infirmary in Britain was barred from boarding his flight at Manchester Airport earlier this summer after he refused to use the scanner, claiming he could be exposed to X-rays.
But the DAA said the body scanner they are testing uses millimetre wave technology and not X-ray, and its signal has only a fraction of the strength of that of a mobile phone.
The image will be seen only by the security worker and the person being scanned and will be destroyed afterwards. However, it will highlight any area which might be in need of a physical search.
The European Parliament has agreed body scanners should be allowed at EU airports if the health, dignity and privacy of passengers are protected.
The scanner will initially be based in Terminal 1. It is expected that more will be introduced in Dublin Airport and also in other airports.
The Department of Transport confirmed that it was aware of plans by DAA to introduce body scanners for staff screening but had not yet received a formal application for approval to begin the trial.
A spokesman said that the use of such scanners was not yet approved under EU aviation security rules, but a change in those rules to allow for their introduction, subject to certain conditions, is expected by the end of the year.
Belfast Telegraph


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So you want to start a website and you feel you either do not have the money to buy a domain and pay for hosting or you just think that your venture is a hobby so you may as well find free web hosting, right?
Wrong! Wrong! Wrong!
The is one of the biggest mistakes that a new webmaster can make and it certainly is one of the most foolish things to do. Free may save you a dollar or two in the short term but seriously, in the long run, it will cost you big time. Free web hosting usually means very cheap in the sense of poor quality. And here are ten reasons why you should not choose free web hosting for your website, whether business or hobby.
I just hope I have been able to concince you not to choose for free web hosting - and spend a couple dollars to invest in your site's future!
Couldn't find what you were looking for on this page? Search our site using the simple search form below.


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Payoda in Sanskrit means
Rain Bearing Cloud
A Rain Bearing Cloud brings promise of nurturing and bringing out the best in nature. And that was the premise with which we started on this journey in 2005.
We are Born Digital
We work with both Big Enterprises & Small Startups.
Our "disruptive" digital services and solutions are already in use with a majority of the Fortune 100 firms and a number of innovative start-ups
We are here because we want to help you change the world!
We are
- Curious
- Inquistive
- Challenging the status quo
Digital. (Products.Solutions.Services)
End User Research. Human Centered Design. Technology. Product Design. Product Engineering. Analytics. Optimization. Everything that goes into your digital offering: We do it all.
Show. (Dont Tell)
No Slides. Just prototypes. We have a bias for action. We deliver Prototypes that show rather than tell. We believe that the greatest ideas usually emerge iteratively, and through action, not discussion.
Team. (We = You + Us)
We make working with us simple. Whatever your need, we've got it covered. Our teams creatively augment your existing skills and strengths to help you deliver fast. We share your vision, your passion, and your risk. We partner with you to think through right from a concept to an idea to the eventual delivery.
Good Technology Solutions.
Design+Engineering. We help craft the right "experience" for your customers. We help you create the magic that lights up their eyes. From user centric concepts, to structured ideation, to elegant and effective design, to robust development, to scalable deployment, we partner with you.
Effectiveness: Do More.
We talk Less. We do more. We fail fast. We learn from our mistakes. We work in intensely collaborative ways to ensure we are building the right things, the right way. We are optimists. We build each other up. And we believe that the biggest innovations often come from small accidents.
Designed to be flexible, we can change everything we do (including our structure) to rapidly respond to your changing needs. We help you address your challenges -- as they emerge.
Say Hello!
Have an inkling of a thought you'd like to bounce off with us? Have an idea you'd like to build on? Have a vision for the future you need a partner for?
Great, Let's talk!
You can reach us at email@example.com
Move ahead with Digital Transformation
Payoda has inspired the best out of people with a culture of collaboration and innovation. We strive to bring technology-enabled change to unlock opportunities and gain significant competitive advantage by getting deeper into the fundamentals of your current operations and build new business models to tread on growth path. With a strong appetite for risk taking and core competencies built with continuous learning, we are set to taking on more ambitious challenges.


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Glam allure for this mini bag by Elisabetta Franchi. The small size is counterbalanced by a maxi logo in the form of a golden buckle that stands out against the monochrome background. The shimmering chain strap with faux leather insert adds a touch of character. An irresistible silhouette. Add it to your outfits and hurry up, the party's about to start!
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- Model height and size: Altezza e taglia Modella: |178 cm | 40 -