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Online and Print Converge as NaNoWriMo Winners Triumphantly Cross the Finish Line
Today, November 30th, is a big day in the book world. Or at least in the wannabe-novelist world.
It's also a big day for anyone interested in the convergence of print and digital and the remarkable things that can come of it.
And that is because today is the last day of NaNoWriMo, or National Novel Writing month, where aspiring novelists from all over the world set out to write a complete novel, soup to nuts, in thirty days.
Five of these aspiring novelists live in my house. Of my five family members, we have, well, five novels entering their final stages of completion today. Our youngest member is 14—and this is her second year participating. If they (we) can make their (our) 50,000 word goal by midnight, we're winners.
This is a very cool thing and what makes it work is, you guessed it, digital publishing—the convergence of online and print in fresh ways that would have been unimaginable not so long ago. NaNoWriMo has a website where you can update your word count and check the graph that tracks your progress; it's got pep talks (today I'm reading one from Nick Hornby) and videos and forums where you can brag or bemoan your lack of progress or ask for ideas; there is a procrastination station; and there are various writing challenges or exercises ("have your hero solve a problem having to do with a bandanna, a chimp, and a piece of bubblegum in the next chapter").
And there's integration with the real world. Throughout the country if you've walked into bookstores or cafes this month you might have seen an unusual number of earnest writers typing away in groups—groups, in many cases, formed of people who met on the site. Or the groups might meet virtually—my kids and I participated in a "Night of Writing Dangerously" here in New Hampshire where we did series of 20-minute writing sprints throughout the evening and, for some, the night.
What will come out of it all? As of this minute the collective word count of all participants is 3,154,506,390. A lot of them, no doubt, are crap. Probably a lot of publishers and agents are deluged, in December, by books that were, let's face it, written in 30 days.
But real books, published with ink and paper and on sale in bookstores and printed in ink on bestseller lists throughout the country, also do come out of all this online amazingness. It's a fun thing to watch and to participate in, and a testament to what can be done if you've got a can-do website, a compelling premise, lots of user-generated content, and a vision.
Linda Ruth, as president of PSCS Consulting (www.PSCSConsulting.com), offers communication companies worldwide the keys to magazine launches, search engine optimization and audience development online and at retail. She is a pioneer in the fields of Online Audience Optimization (OAO) and gamification for content publishers. Her books, "Internet Marketing for Magazine Publishers" ; "How to Market your Newsstand Magazine"; and "Secrets of SEO for Publishers" can be found on Amazon. Find her online at Google Plus, Magazine Dojo, LinkedIn, and Twitter @Linda_Ruth.


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Son of Charlemagne
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The year is A.D. 781. King Charles of the Franks is crossing the Alps with his family and court on a journey to meet with Pope Hadrian. One frosty night he speaks to his young son Carl: When we come to Rome you will know that I am naming you my heir. One day you will rule over all my lands. . . . But the King already had an heir, Pepin the Hunchback, mockingly called Gobbo. Was he to be dispossessed? Yet Carl sees that Charlemagne is determined to do what he feels is best to serve God and Europe.
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Did you know that you could shop on our www.chainreactioncycles.com/us/en website?
As its name suggests, this helmet is designed for… well, All-Moutain riding. For this, it combines the advanced protection of an enduro helmet with the efficient air venting closed to a XC helmet.
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Client Side Encryption is the idea of having messages encrypted within the client application before they are sent to a server.
This is often confused with services that use SSL connections (i.e HTTPS) and call themselves client side encrypted. SSL is simply a protocol used to encrypt data while it is sent over a network and prevents very basic snooping techniques such as listening to a WI-FI network or hacking a router. However, this DOES NOT PREVENT any attacks that can occur on the server that received the data. The server still owns the information.
With real Client Side Encryption, data is encypted by the client application and thus cannot even be accessed by the programmers of the server. This method means no one with access to the network or the server can access it. The server does not own your information, the user owns the information.
You can find more technical information over here.


text: Janet Castagnetti has over 25 years of experience in data collection, management, and reporting. Janet specializes in managing and reporting data from numerous sources, including juror questionnaires, mock trials, and online and telephone surveys. In addition to her general experience with data management, Janet also provides close attention to detail, which insures that the data are accurately collected, entered, and reported. Janet excels at taking raw data and converting it into clear and compelling visuals. As an essential member of our team, Janet provides the type of rigorous, accurate, and efficient management of data for all of our firm's services.


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Providing family with an original Certificate of Cremation from the crematory.
Referrals to other professionals such as Probate attorneys, and independently owned and operated funeral homes if you desire a formal funeral prior to cremation.


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Great mangement and staff is in place and ready to provide fantastic customer service and great products at a fair price! We are striving to be the best bar in Lewisville! Thanks for your patronage and understanding. If there are any questions please call 972-221-2600 and ask for a manager or email us at email@example.com.


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Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at (828) 321-4261 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.
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text:
Dear Steve,
I consigned on a private Sallie Mae student loan for $6000 10 years ago. It has been taken over by Navient. The borrower has paid minimum payments, put it into deferment many times and has now stopped paying. Loan is 60 days past due. There is no contact with the borrower, who is living in Saudi Arabia.
As the cosigner, what are my options for negotiating a settlement? Do they have to sue the borrower first? Could I be sued for more than is owed?
Dear Lisa,
Do you know what the current balance is? You could be sued for that amount plus legal fees.
It is possible to negotiate a co-signer release.
As the co-signer you guaranteed the loan repayments. That's the job of the co-signer even though many don't understand that when they "help a friend" get the loan.
You can talk to Navient about a release but you may find better offers await you once the loan gets to be 120 days past due.
Since you have no experience in handling such a situation you might want to get a talented debt coach to guide you through this process. I would suggest contacting Damon Day for personalized assistance.
Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .


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Product Information
The AMP Research BedXTender HD Max is great for keeping extra cargo secure in the truck bed. This truck bed extender uses the tailgate as a floor to lengthen the available space for hauling. This increases the length of your storage space by 2ft.
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This bed extension can quickly and easily be flipped into the truck bed for a closed tailgate where it can still be used to keep items from sliding around. The AMP BedXTender is made in the USA and is backed by a 3 year warranty.
|3 Years
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Timeless and versatile, ready made tieblinds are a wonderful addition to classic interior styles with their bow feature and their beautiful balloon-style finish. Available in both sheer and blackout options, our tieblind collection can provide privacy and light control, meeting the functional needs of any room.
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The release of Jurassic World: Fallen Kingdom is now three months away, and while we've gotten a teaser and full trailer, there's still no official word on how much Jeff Goldblum we can expect to see, or if he'll be back to close out the new trilogy in Jurassic World 3. Andy Cohen recently tried to drill Goldblum for info on Watch What Happens Live!, but the Thor: Ragnarok actor just gave a noncommittal response in his usual charming, stammering manner.
Goldblum is set to return once more as Dr. Ian Malcolm in the J.A. Bayona-directed sequel, but when asked if he'll be a part of Jurassic World 3, the actor shrugged: "I can't divulge anything, but maybe...maybe." He remained just as evasive about Laura Dern's appearance: "Maybe she will." Goldblum followed up that non-declaration with this equivocal statement: "There's gonna be another one that some people may or may not be in. That's all I can say." Truly, he can, ah, remain discreet.
There's plenty of time for Goldblum and Dern's participation to confirmed or just teased further, as Jurassic World 3 is scheduled for release in 2021. No one's attached to direct yet, but Colin Trevorrow, who directed Jurassic World and co-wrote Fallen Kingdom, is teaming up with Pacific Rim: Uprising scribe Emily Carmichael on the script.


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Open Banking
A quiet little deadline passed in January with the introduction of open banking. It is a series of new rules meaning that banks must let you share your financial info with other authorised providers. It was originally called for by financial industry watchdogs and its proper name is 'The Second Payment Services Directive' (PSD2).
All UK-regulated banks will have to let you share your financial data, like regular payments, companies you use and stuff like your spending habits. (bank and credit card statements). Authorised providers are people like apps, or other banks or accountants and bookkeeping software for that matter.
The idea behind these changes is that they'll bring more competition and innovation to financial services which, in turn, it's hoped will lead to more and better products to help you manage your money. Up until now, as I said, you've been able to let third-party providers like finance apps have access to your bank account details and numbers. However, since 13 Jan 2018, you are properly protected when you do.
Great news for accountants and our Making Tax Digital apps and systems that we are struggling to introduce to clients. If you have a bank account with any of the big banks, you've probably received a letter or email in recent weeks sharing this and asking you to read your new terms and conditions.
So, like it or not open banking is here. It can be seen as a way to increase competition, going beyond just banks and helping all of us tap into the really useful stuff. Let's face it, the use of apps has transformed our industry and strangely enough the accounting profession is still running to keep up. In a good way, it will hand control of this data from the bank over to the consumer, allowing a personal customer or small business to share their data securely, at last. The aim is genuinely to simplify the system.
MTD (Making Tax Digital)
You didn't think I was going to let you get away without the Making Tax Digital plug. So once again here are the ground rules, and remember, we are the test practice rolling out the MTD pilot, so you are getting it from the "horse's mouth".
Your books and records will be reported to the HMRC on a quarterly basis. There will be five reporting points, four quarterly and one final return. This means that you need to speak to your accountant to see if they are bringing in new software to deal with this or to make sure they tell you how they will be rolling it out to you the client.
For example, anyone who looks at the new Drivertax website will see that we now have a mobile books and records recorder for your phone, downloadable sheets, a simple pre-set spreadsheet so that people can get used to simple bookkeeping. Our expense photo app will be rolled out in the next few months. I am sure that most accountants are dealing with this as well helping and training clients to deal with this. Most of these processes are simple but people need to get to know them. Be prepared.
In reality, your requirements and costs will very much be based on your own feelings about technology, and everyone is different but once again remember how people went from radios to XDAs or mobiles, iPad and apps, not fun but in the ground transport industry we all got there in the end!
If you absolutely cannot cope in any way, for most people their accountant will take it all over from start to finish but there will, of course, be an increased cost. We do not have unlimited resources.
The Personal Tax Account
Did you know that you can already find out loads about yourself online because the HMRC are centralising your information and updating for you? Good news for most of us, bad news for anyone who wants to be under the financial radar. Anyway, according the taxman;
"HMRC will automatically use the information it holds, along with new data from third parties, to populate the digital accounts,"
This means that even if you use an accountant all taxpayers will have their own online account, which will show in detail all your taxes; national insurance, income tax, PAYE and pension-related info. It does mean that you can keep up to date with the NI position, make sure that your state pension is in order and supply the right income details to your accountant as well as checking what they have done and when.
That allows us to manage your account whilst you can still see it yourself. It'll also be possible to link the new types of bookkeeping software the new digital account.
Next month we will look in detail at both the smaller tax changes for self-employed people in the trade and we will be looking at the oncoming rush of tribunals based on driver status, all of which will have a long-term effect on both drivers and operators, for good and bad.
It seems that potentially the wishes of the few will impact on the good of the many if these don't go right.
Watch this space.
Drive Safe


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Forms in Space
With her new series "Forms in Space" Ruth Snyder has created materially rich multi-dimensional works. Her large acrylic paintings balance figurative steel elements and collaged canvases.
Stainless steel female nudes appear buoyant in spite of their weighted form; they maintain an energetic presence as they float in frenetic pause. Steel rods support these figures in projected suspension amidst layers of canvases in varicolored arrangement. Here, they hover in frozen potentiality. The rods are moveable and can be rotated; this activates the relationship between figure and ground to actualize the work's dynamic potential.
Ruth considers every facet of every material element. Multiple canvases have been assembled to create a sculptural effect. The façade presents a subdued interplay between steel elements, textural brushwork and chromatic relationships. Sides of the canvases infuse the assemblage with vibrant color to ground the frontal optical atmospherics and instill a cascade of playful colors marking structural depth. – by Kelley Major


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text:
You'd think that by now I'd be over it, all the body shaming and self-consciousness, but I'm not. Nothing's happened in particular to shake the leaves loose, but some have fallen to the ground regardless.
Typically this first week after my period I am beyond amped up and feeling on top of the world, but not this week. This week I've struggled.
I posted a story on Snapchat (adissolutelife) earlier and could only hear one well-meaning follower's voice in my head: "I love your chubby body!"
Chubby?! I mean I know I'm not skinny, but am I "chubby"?? UGH.
And then I felt immediately awful for even caring, like a massive backslide. Chubby or not, it makes no difference. Plus chubby is not a character flaw, it's a physical state. Perhaps I am chubby. That won't make me any less of a human being, any less of me, would it? No.
All this to say I'm in a weird place. Lots of hungry men in my world, lots of hot trysts and sex, I'm working hard on my fitness, I'm feeling strong. And yet, this chink in my armor exists nonetheless.
I know I'm not alone in this and that's why I chose this week's photo which shows my stretchmarks both on my breast and my hip. The pose is flattering overall and it bolstered my confidence as this exercise always does. Consider that every other woman who participates here has also gone through a similar struggle to end up with a photo. Funny how that works.
As always, I love you all and am so proud to host this silly little meme each week.
Full Boobday Guidelines here.
One of two ways to participate: 1) either submit a pic to me via email (firstname.lastname@example.com) OR 2) submit a link below to your own blog post for Boobday. And don't forget to comment on everyone's posts! This is all about spreading the love!
My tits:
NOT my tits:
These things look dangerous
Hanging free and the last of summer's tan. Have a beautiful weekend y'all :-)
This is a pic I took after finding about about a potential threesome. Yum!!! Happy boob day !
Click on the links below to see who else is participating!


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Suffolk Cybersurvey reveals alarming rise in 15-year-olds exposed to online dangers
PUBLISHED: 09:07 06 February 2018
Almost half of 15-year-olds in Suffolk are researching anorexia online and a third are using the Internet to view self-harm sites, according to an annual survey into online safety.
The latest Suffolk cybersurvey, published today, also reveals there has been an eight per cent increase in the number of 15-year-olds 'sexting' – a rise from 11pc in 2016 to 17pc last year.
The results show that 44pc of 15-year-olds are visiting pro-anorexia sites – up 9pc on 2016 – and the number looking at self-harm promoting sites has also jumped 13pc to almost a third of children in the same age bracket.
The survey reveals a clear drop in parental input for children aged 15 and over, which according to the authors, correlates with the increase in risk-taking behaviour.
This is despite the good news that more parents are delivering messages of online safety to their children from a young age – with 62pc of children saying they always listen to parents' advice, up from 57pc in 2016.
Eight in ten are also taught about online safety at school.
Suffolk's police and crime commissioner Tim Passmore said he was "obviously concerned" about the risks taken by 15-year-olds. But he said he was encouraged by parents' increased involvement in their children's Internet use.
"These trends are deeply worrying," he said.
"We have got to do what we possibly can to stop this happening – prevention is far better than cure."
He added that Internet safety should be "a priority", and Suffolk should aim to teach safe practice to 100pc of children at school.
"In an ideal world every child at school would be taught about online safety, it should be a compulsory part of every child's education," Mr Passmore said.
Gordon Jones, Suffolk County Council's cabinet member for children's services, education and skills, said of the results: "I would urge parents and schools to continue to re-enforce messages of online safety with children from a young age and vitally, sustain this support through their teenage years.
"It is also important to keep a close eye on what children are viewing online as well as the length of time they spend."
The results released today coincide with National Safer Internet Day. To find out more, or to register as a supporter, visit www.saferinternet.org.uk
If you value what this story gives you, please consider supporting the Lowestoft Journal. Click the link in the orange box above for details.


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Tuesday, March 20, 2007
The Great Gobal Warming Swindle
6 comments:
- Martha said...
The first few minutes tell any person who knows anything about global warming and carbon dioxide that the person who made this has no idea what they are talking about.
And maybe you could answer this question...why are a lot of christian organizations anti conservation and environment? Are we not called to take care of God's creation?
- Wednesday, March 21, 2007 9:02:00 PM
- Unknown said...
What that guy really is asking is "have you hugged a tree today Paul?"
Honestly, there is a difference between conservation and nutso environmentalism. Maybe kiwibound18 can answer this question... why are environmentalist institutions unconcerned with even the possibility that global warming is no more a threat than overpopulation turned out to be? Or if that one was too rough... Why do you claim that christian orginizations are anti-environment when there are many christian conservationists out there? Perhaps its your source for news, or lack thereof. Try punching "christian environmental" into google and see what you come up with kiwi.
- Thursday, March 22, 2007 10:50:00 PM
- Martha said...
I don't recall overpopulation not being a threat, and a major one at that. Where did you get that idea? It is all about sustainability. And let's say global warming isnt a huge issue as Al Gore wants us to believe...it seems that no harm will be done in reducing CO2 emissions and taking a stand in caring for our Earth. I think the institutions are too busy being concerned about the overwhelming facts. I have traveled the world, I have seen the evidence, and I know for a fact the effects of CO2 in the atmosphere. It's not just about cars and hurricanes.
Instead of relying on Google for your answers, pick up a book, talk to a professor, read newspaper articles. Better yet, go to Greenland.
As for the Christian Environmentalists, i did say a lot, not all. This article supports my thought process http://www.tpmcafe.com/blog/specialguests/2007/mar/21/evangelical_environmentalism_and_the_old_new_right
I know there are some out there, I was just asking why more aren't willing to step forward in support of a Godly cause.
So Paul, go hug the tree! that is what I am saying....
- Friday, March 23, 2007 12:34:00 AM
- Martha said...
- This comment has been removed by the author.
- Friday, March 23, 2007 12:36:00 AM
- Unknown said...
Ah, so the threat of Paul Erhlich's over population still hangs over us? That'd be a new one to me.
I would agree that if global warming is not the crisis so many think it is then it would not be a bad idea to cut harmful emissions. The problem is that CO2 may not be a culprit with climate change. Dr. Robert Lindzen of MIT put out a report with the National Academy of Sciences in 2001 claiming that not only was CO2 not a culprit but that if CO2 levels were doubled the temperature increase might be only as high as one degree Celsius. He also bet that within the next 20 years there we will begin to see a cooling trend. Only time will tell eh? Gerald Marsh in a report for the National Center for Public Policy stated that "Carbon dioxide accounts for less than ten percent of the greenhouse gas effect, as carbon dioxide's ability to absorb heat is quite limited." The term "greenhouse effect" is unfortunate since it often results in a totally false impression of the activity of so-called "greenhouse gases." An actual greenhouse works as a physical barrier to convection (the transfer of heat by currents in a fluid) while the atmosphere facilitates convection. So-called "greenhouse gases" in the Earth's atmosphere do not act as a barrier to convection so the impression of actual greenhouse-like activity in the Earth's atmosphere is wrong. So much for knowing the "facts."
As far as my use of google goes...I only wish google had all the answers! Does Dr. Lindzen count as a prof I could talk to?
I suppose I could use a Greenland vacation, I could use a look at the melting ice myself. I have no doubt that it is melting, just as I have no doubt that ice is building in Antarctica. Global climate change is a fact of life apart from man made gases. The fact that the state fossil of Nevada, an arid and mountainous desert state, is the underwater Ichthyosaur attests to this fact. At some point there was a salt water ocean covering the interior of North America. At some point the grassland steppes of Europe and Asia were tundra. And at some point glaciers covered most if not all of northern and central Europe and Asia melting and leaving the beautiful fjords and rocky granite valleys of the Alps (with a little tectonic plate movement thrown in of course). Climate change is a fact of life on earth. Was it the fault of the Flintstones? Of course not. A leading candidate- variations of the sun. That is, of course, just another hypothesis.
You are right, you did say "a lot" of Christian groups and not "all" in regards to their efforts to help the environment. My mistake. Also, I couldn't find the article you referrenced earlier. I did find some other good stuff though so thanks for the link. The first article I found was about SecDef Gates who was the President of my university just a while back.
All in all, should global warming be a real "crisis" it would be necessary to reduce emissions and reverse the trend as much as possible. However, I have seen a lack of evidence pointing toward fossil fuel produced carbon dioxides as the cause and therefore no point in jumping to conclusions just yet.
I suppose I should go hug a tree too even if only in thanks for it providing shade over my fishing spot ;)
- Friday, March 23, 2007 12:16:00 PM
- instaurare said...
kiwibound18, you are very much mistaken about the costs of CO2 control if the Global Warming Religion isn't true. The economic effects of a Kyoto-style emissions control program would be upwards of $60 billion in the U.S. alone, plunging the U.S. into a recession. When the U.S. goes into a recession, the third world goes into destitution, and people die. People die too, when you force smaller auotomobiles on them, and large families can't afford transportation.
Veterans of the stem cell debate know what happens when government sweetheart contracts only go to one side...surprise! Those getting contracts confirm their own need to ...keep getting contracts!
Christians already have a religion. They should not abandon it for the Global Warming Religion, which like other religions, is not subject to the scrutiny of science.
- Monday, March 26, 2007 3:22:00 PM


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Bushy, Bagot, and Green are King Richard's more or less interchangeable yes-men. Throughout the play, they brown-nose the king and, unlike John of Gaunt, they only tell him what he wants to hear. They also benefit from Richard's corrupt policies. For example, at one point, Henry Bolingbroke refers to them as the "caterpillars of the commonwealth" (2.3.11), which means they're a bunch of parasites who are devouring or destroying England. (We also want to point out that this "caterpillars of the commonwealth" comment picks up on the play's idea that England is like a lovely garden that's being trashed by Richard and his cronies. Go to "Symbolism" for more on this idea.)
At times it can pretty hard to distinguish between these three guys. Here's some info to help you keep them straight. Bushy tries to comfort the queen in Act 2, Scene 2 but ends up getting executed by Bolingbroke. Green delivers the news to the queen that Henry has invaded Britain with a giant army (2.2.2). He's eventually executed by Henry too. Bagot is the only one who doesn't get executed, because he runs away to Ireland as soon as he hears that Henry has invaded England (2.2.3).


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A single pest can jeopardize your company's business. Whether you're a restaurant, professional office, warehouse, or any other commercial business you can't afford a pest problem. With expert commercial pest control services from Eco-Pest Solutions, your business will have the peace of mind that you and the ones you serve are protected against pest.
Pests can be brought in by deliveries, customers, service companies and the list goes on. Pests can also enter through pipes, vents or small cracks and crevices out of plain view. If you find one pest there is a very good chance there is a nest or colony someplace that can't be seen. Finding and eliminating these sources is the only way to resolve these issues. That's where the knowledge and experience of Eco-Pest Solutions comes in to locate and eliminate these sources.
Routine service is not routine.
Your regular service will be met by the highest standards of service. Our service is dedicated to getting your business the security it needs. Every service is completed with a thorough and comprehensive inspection and treatment detailed to the highest degree. This is what separates us from other commercial pest control companies. Prevention and detection are the keys to keeping your business safe. You can count on Eco-Pest Solutions to get the job done right each and every time!


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Attracting FDI in a Politically Risky World
Conventional wisdom holds that lack of government commitment deters foreign investment in developing countries. Yet this explanation is not convincing because some econometric studies have found little support for the role of political risk and host governments can offer upfront subsidies that compensate foreign investors for their sunk cost. This paper shows that a second commitment problem upsets the argument. A multinational firm cannot credibly commit to invest in only one country. Since countries differ in production costs and government credibility, this paper explains the pattern of investment in a politically risky world.
Published Versions
Janeba, Eckhard. "Attracting FDI In A Politically Risky World," International Economic Review, 2002, v43(4,Nov), 1127-1155. citation courtesy of


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Remember "Monument Valley"? Perhaps you remember it as the game that Frank Underwood couldn't stop playing on Netflix's "House of Cards"? Or maybe you remember it as that gorgeous puzzle game you played years ago on your iPad?
Either way, it's getting a sequel. Surprise: That sequel is out right now.
The game was announced as a surprise during Apple's annual WWDC developer conference — it was the first game shown in a demonstration of Apple's revamped App Store.
Here's a look at the fantastical worlds of "Monument Valley 2":
Looks abstract, no? It is! But the reality of playing "Monument Valley" is simple: You control a small character, and that character gets moved from one part of a puzzle world to another. Once you reach the end of that level, you move on to the next. Simple!
The twist in "Monument Valley" is in perspective. The puzzle worlds above are only being seen from one side, but they can be rotated. And that's how "Monument Valley" plays with your mind and your perception, thus making it a simple-yet-complex (and delightful) experience.
Interested in playing "Monument Valley 2"? Of course you are! It's available right now on the iTunes App Store, and it costs $US4.99. If it's anything like the first game in the series, it's worth that money for sure.
NOW WATCH: Here's why Steve Wozniak used to wait in line overnight for new Apple products
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My name is Roman "der8auer" Hartung and I am a mechatronics engineer from Germany. I've been active in the extreme-overclocking scene since 2007 and within this time I have always created and successfully used my own LN2/DICE containers.
I'm working full time for the German distributor Caseking.de as product engineer and for product marketing.
MIn the History tab you can see the development of my cooling gear from low-cost entrance containers to high-end products I still improve from one generation to another.
Feel free to get in contact with me if you have any questions about my products, person or just want to have a chat about overclocking.
Also don't miss my YouTube channel: https://www.youtube.com/user/der8auer
Visit Der8auer Website


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Gears & Beers
Join us for the First Big Wood Gears & Beers Bike Tour! This ride will start and end at the Taproom and offers routes of 25- and 50- miles, both of which ride on a combination of gorgeous trails and open roads of northern Washington County.
Registration includes an event t-shirt, well stocked rest stops, course maps, and — most importantly — a FREE BEER!
On the morning of the ride, check in to Big Wood Brewery to get started anytime between 7 and 9AM. When you return, grab a delicious bite from Potter's Pasties, enjoy a beer (you deserve it), and relax in our cozy taproom.
Event details and schedule
The route has been finalized! View the Big Wood Beers & Gears Bike Tour route map.
The 25-mile route is an out-and-back to Pine Point Park — there will be a rest stop there for all riders. The 50-mile folks will also have a stop around mile 30 in Forest Lake.
Co-presented by Meet the Monster Athletics.


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"Straight Outta Compton," the film adaptation of the story of how the seminal hip-hop group N.W.A. came to be, triumphed at the box office over this past weekend, grossing more than $60 million.
"Compton" did even better than expected financially and also received positive reviews. The movie stars actors including O'Shea Jackson Jr. (son of N.W.A. former member Ice Cube) and Corey Hawkins.
What caused its financial success? Strong reviews helped, of course, and N.W.A. is still often called one of the most influential hip-hop groups of all time. Their album, also titled "Straight Outta Compton," is hailed as one of the most important of the genre. Considering recent events, moviegoers may have also wanted to take another look at the group's songs, which famously discuss racial tensions in America.
But was the August release date of "Compton" also a factor in its box office success?
The summer movie season is always a high-profile time but August is often considered a sleepier interval in the movie business. While July, for example, included the arrivals of the sci-fi reboot "Terminator: Genisys"; the anticipated sequels "Magic Mike XXL" and "Mission: Impossible – Rogue Nation"; the animated movie "Minions"; the comedies "Trainwreck," "Pixels," and "Vacation"; the Marvel superhero film "Ant-Man"; and the young adult film "Paper Towns," this August is much quieter. So far, the superhero movie "Fantastic Four," the Meryl Streep musical film "Ricki and the Flash," and the action movie "The Man From U.N.C.L.E." have been released. The big upcoming releases include the action movie "Hitman: Agent 47" and the comedy "American Ultra."
So "Compton" most likely benefited from a lack of rivals at the box office. Its main competition this past weekend was the 1960s spy caper "U.N.C.L.E.," which was obviously a very different film and was hampered by negative reviews besides. "Ricki" and the thriller "The Gift," both of which opened this past weekend, are more low-profile films and didn't threaten "Compton" much.
Studios are no doubt beginning to look at August with more interest. The Marvel superhero movie "Guardians of the Galaxy" came out in August of last year and became the third-highest-grossing movie of the year. In fact, almost all of the best August openings of all time are within the last 10 years. "Teenage Mutant Ninja Turtles" bowed in August 2014 and did well, while 2011's "Rise of the Planet of the Apes" triumphed in the later days of summer as well. Other recent August successes include 2007's "The Bourne Ultimatum," 2009's "G.I. Joe: The Rise of Cobra," 2007's "Rush Hour 3," and 2006's "Talladega Nights: The Ballad of Ricky Bobby."
There are already a couple of high-profile releases on the schedule for next August, including the comic book movie "Suicide Squad" and the Disney remake "Pete's Dragon."


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The great Jason Mattera over at the Daily Surge recently caught up with our not-so-favorite racist, the Reverend Al Sharpton. What Sharpton didn't realize and we get to enjoy in all of its glory, is that Jason is a conservative genius.
At one point Sharpton even stammers to defend himself by saying, "It was only one Jew." Yikes.
Watch as he makes the evil liberal racist quake in his patent leather shoes.
Trending: Meteorologist who Co-founded the Weather Channel Says "There is No Climate Crisis"
Jerome Hudson at the Daily Surge reminds us of some of Sharpton's greatest hits, which serve to make one wonder how Sharpton remains gainfully employed.
Al Sharpton's history of hate is so voluminous and well documented, where does one even begin?
The time he disparaged Jews as "diamond merchants" during the unrest of the infamous Crown Heights riots?
Or when Sharpton tried goading NYC's Jewish community into an all-out fistfight, saying "If the Jews want to get it on, tell them to pin their yarmulkes back and come over to my house"?
How about referring to the Jewish owner of Freddy's Fashion Mart, Fred Harari, as a "white interloper" for seeking to expand his business in Harlem? (You may have heard of Freddy's. It was also known as the Harlem Massacre. One of Sharpton's followers also disapproved of the "white interloper" and burned the store to the ground, murdering eight people including himself.)
But those tirades were just Sharpton's anti-semitic ones. He's also sermonized on "Greek homos" and "crackas" as well as bombarded former NYC Mayor David Dinkins with a barrage of N-bombs.
Wow. Seriously?
MSNBC must really, really love racists to give this guy a show.
Oh… and Jason Mattera is awesome.
The views expressed in this opinion article are solely those of their author and are not necessarily either shared or endorsed by EagleRising.com


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I'm wasting too much time on work comp claims when I have so many other more pressing issues to handle. I am not getting the help I need managing these claims, yet the boss still wants it done now even as I'm buried in recruiting, hiring, retirements, training and benefits.
Minnesota Comp Advisor has the ability and technical expertise to review claims monthly and negotiate with doctors, adjusters and insurance carriers, provide trusted occupational med clinics and 24/7 nurse care line to ensure the employees get the best possible care and recover faster and more fully at work, and provide experienced HR support and tools to help manage claims, reduce injuries and work comp fraud, and keep employees happy and productive. Talk to a work comp specialist today. Click here to schedule.
Meet Shelly Linsday, SPHR, Director of Human Resources
See what our experienced HR expert has to offer: HR Resources
"We consider Minnesota Comp Advisor's HR expert, Shelly Linsday, to be an invaluable resource. She has reviewed, revised and recommended policies for our employee handbook; advised on difficult employee issues; assisted in our OSHA rate calculations to ensure accurate reporting; and has also taken the time to personally train us on overall workers compensation claims management. She has made us feel a lot more confident about how we manage workers compensation claims and HR issues, and she's a trusted advisor to our team."
- Todd Montgomery, Controller, Midwest Fence, South St. Paul
The amount of money we are paying for workers compensation insurance is absolutely ridiculous. We're not having more accidents, but we seem to be paying more and more every year. This needs to be fixed now.
Minnesota Comp Advisor has the expertise to negotiate class codes, work to reduce days away (lost time) from work, actively monitor claims and intervene with doctors and adjusters to keep claim costs low, and review your payroll audit to make sure you are not paying for someone else's mistakes. Talk to a payroll audit and experience mod expert today. Click here to schedule
Meet Mark Kraemer, CIC, CWCA, CSRM, Certified Work Comp Advisor
Find out why work comp is nothing like other insurance: Premiums
"Minnesota Comp Advisor reviewed my processes and through implementation, we captured a large return on our audit, reserves were lowered which resulted in a lower experience mod, and they took the time to educate our local physicians so that our claims will be handled properly in the future. We are thrilled."
- Kim Olson, OwnerLake Region Home Health, New London
I've been shopping around the last couple of years. After all that work it seems like we're back to square one. We're still paying way too much for our work comp. There's got to be an easier way.
Minnesota Comp Advisor does not bid and quote but works with your team to control the variables that drive up the cost of your workers compensation premium, and help lower costs. Talk to a work comp specialist today. Click here to schedule
Meet Mary Wells, Director of Risk Management and Brian Plautz, ARM, SCS, Loss Control and Fraud Prevention Director
Discover what other Minnesota employers are saying about the support and expertise they get from the Minnesota Comp Advisor Team: Resource Center Videos
"We needed help with everything work comp and to drive our mod down. Minnesota Comp Advisor has been instrumental in implementing everything necessary to accomplish our goals. We are looking forward to the second year in a row with a significant decrease."
- Chad Hiepler, Operations and Safety Manager
American Surplus & Mfg. Inc. Ice Castle Fish Houses/RV, Montevideo
"Minnesota Comp Advisor is an outstanding strategic partner for our work comp and safety awareness, as well as experts in helping with our injury management."
- Bernie Novak, Superintendent
Aitkin School District, Aitkin
"We couldn't manage our work comp craziness without you guys that is 100% for sure!!! You're a HUGE reason our claims are managed effectively."
- Michael R. Johnson, Vice President of Human Resources
Augustana Care, Minneapolis
"Wow!! Right off the starting line, Minnesota Comp Advisor has been rolling out new programs and information that are impactful in our claims and injury management procedures. Nurse line, implementation training, claims and safety resources are just to name a few. They have been beyond helpful in getting our old claims closed & new ones dealt with efficiently. We are very excited we went with this team and look forward to a long relationship and a lower MOD with them!!"
- Jilleen Bigelow, Office Manager
Bigelow & Lennon Construction, LLC, Byron
"I have been very pleased with the quick response and attention to detail from the experts at Minnesota Comp Advisor. They are always there to help and proactive in looking for ways to lower our costs."
0Heidi Powell, Human Resources Supervisor
Bigfork Valley Hospital, Bigfork
"Minnesota Comp Advisor has helped us navigate to lower work comp costs by implementing all the proper processes."
Rick Fox, President & Owner
Crosstown Sign Inc, Ham Lake
"Minnesota Comp Advisor is always watching our employee injuries and come to us when they feel there is an area they can help with. From reporting, mitigation, investigation and providing resources, they are very Proactive and we thank them for that!!
- Jeremy Tri, Safety Manager
Custom Iron, Zumbrota
"Thanks to Minnesota Comp Advisor, our mod is at the lowest it's been since 1996. Our mod's dropped 23 points since we started working with them."
- Caity Eggen, SPHR, SHRM-SCP, Chief Human Resources Officer
Cuyuna Medical Center, Crosby
" We alerted the folks at Minnesota Comp Advisor and Mary got involved and helped walk us through the variables. With continued persistence, work restrictions were given and another employee is back on the road to a quicker recovery at work. Another medical provider locally is also now on notice that the district is committed to having injured employees recover at work, which is good for the employee, the district and the community."
- Elaine Jahnke, Personnel Manager
Fergus Falls Public Schools, Fergus Falls
"Mary from Minnesota Comp Advisor attended a mediation with us and helped us negotiate the best possible outcome for our injured employee and our school. Her expertise in large claim settlement negotiations, I'm sure, helped save us a bundle. Minnesota Comp Advisor is always looking out for our future exposures and take great care and concern for our overall WC costs."
Larry Martini, Director of Business Services
Forest Lake Area Schools, Forest Lake
"Thank you to [Minnesota Comp Advisor] and The Builders Group for keeping our employees Safe and Aware with their expert help and resources."
- Tammy Washington, HR Director
Friedges Drywall Inc, New Market
"We just signed on with Minnesota Comp Advisor and all I can say is WOW, they went to work fast! I'm confident we made the right decision in hiring them and we can't wait to see what more than can do for us!"
- Teri Kurth, Chief Financial Officer
Heartland Tire, Blaine
"The Work Comp 101 training program was brought out to our district and opened the eyes of the district staff. We have noted an instant connection to the facts that were brought out and are looking forward to Minnesota Comp Advisor to shepherd us along to a lower mod and better overall safety in our work place."
- Ashley Olson, Payroll Accountant
Martin County West Schools, Sherburn
"Minnesota Comp Advisor is very hands on and very responsive to all of our needs. They proactively implement their resources and it has resulted in our costs being significantly reduced. I would definitely recommend them."
- Jesse Behke Gomez, MMA, Executive Director
Metropolitan Center for Independent Living, St. Paul
"Thanks to Minnesota Comp Advisors and SFM, who paired up to give our staff safety and work comp training. This helps our supervisors keep our employees and staff educated in the prevention and management of employee injuries."
- Jo Lynn Anderson, Employee Health & Safety RN
Olmsted Medical Center, Rochester
"Minnesota Comp Advisor has assisted us with implementing all of the important procedures and communications. They understand work comp. This is all helping our bottom line. Thanks!"
- Jill Nolan, Business Manager
Pine City Public Schools, Pine City
"Thanks to Minnesota Comp Advisor for their proactive support. Their team of experts share valuable information and supports us in our quest to keep all of our employees safe, healthy and claims free."
- Stacie Vos, Director of Human Resources
Princeton Public Schools, Princeton
"Minnesota Comp Advisors and SFM teamed up to conduct annual safety training to our employees on all three shifts. Partnering with these two organizations has simplified and enhanced our efforts to ensure a safe environment for our greatest assets."
- Lu Ann Parnell, Human Resources Manager
Priority Envelope, Plymouth
"[The Minnesota Comp Advisor Team] has been so proactive and helpful in controlling our work comp program. We are very pleased with Minnesota Comp Advisor and their great staff of experts."
- Karen VanDeVelde
Professional Resource Network Inc, Bigfork
"Minnesota Comp Advisor's HR Resources are invaluable. We needed another set of eyes to review our employee handbook, and they immediately took this to task. We received expert guidance on what was needed in the handbook given current employment laws. Within two weeks, our handbook was returned with recommended written policy revisions, so we didn't have to come up with the verbiage on our own. We couldn't have been more pleased with the quality of the work and how quickly this project was turned around. Minnesota Comp Advisor - you make my job so much easier."
- Tori Payne, HR Manager
Sears Imported Autos, Minnetonka
"Spring Lake Park Schools has truly benefited from the partnership we have with Minnesota Comp Advisor in the day-to-day management of our workers' compensation. Mary Wells, Director of Risk Management at Minnesota Comp Advisor has been one of the key factors within our partnership. Ms. Wells' responsiveness and workers' compensation system knowledge is second to none."
- Ryan Stromberg, Director of Human Resources & Organizational Development
Spring Lake Park Schools, Spring Lake Park
" Our products are designed to help people move things efficiently and keep the employees of our customers from getting hurt. We're so impressed with Brian and Shaun and everyone at MN Comp Advisors because they help us make our products better and there always looking for opportunities to keep their customers out of harm's way."
- Tom Van Sickle, General Manager
DJ Product, Little Falls
A unique approach to solving your biggest work comp challenges. We don't just sell you a policy. We work with you to uncover your pain points and create a custom plan to resolve your most challenging work comp issues, using the 5D™ Process. Our certified work comp experts take the time to discover your pain points, work with you to tackle the immediate pain points and lay out a clear path to better outcomes for your employees, their families, and your organization. Click to Learn More about how we put the 5D™ Process to work for you and all of our customers.
A dedicated team to help you now and when you need it most. Click here to schedule an appointment with one of our work comp specialists today.
Questions? Click Contact Us below to get in touch, or click here to schedule an appointment today!
Contact Us
Providing Minnesota employers with the tools and expert support they need to effectively manage work comp, reduce injuries, save money, and increase productivity and profits.
What Went Wrong?
According to Minnesota's work comp laws, you can get your experience mod corrected, but only if you can figure out what went wrong in...
Like carpel tunnel a decade ago, traumatic brain injury (TBI) is an emerging work comp trend causing concern for many employers. At a Traumatic Brain ...
For over 20 years, the Minnesota Workers Compensation Insurance Association (MWCIA) has conducted an annual test audit review, pulling from a sample of...
Photo Credit: PureRadiancePhoto/Shutterstock.com
Opioids, including heroin, but also prescription opioids like oxycodone, hydrocodone and the synthetic...
Average losses result in a modifier of 1.00.
(Premium remains the same.)
Those with less losses than average earn a modifier of less than 1.00.
Federal jury finds Edina chiropractor and his patient recruiters guilty of insurance fraud conspiracy for submitting false insurance claims and cashing...
Find your worker's comp premium staggering? The work comp consultants at Minnesota Comp Advisor want you to understand how your rate is calculated. Not...
Quality of Life, Protected
Efficiently and factually completing the initial phase of the worker's comp insurance claim investigation and treatment results...
Worker's comp insurance claims are inevitable. Negative outcomes are not. When the proper steps are taken from the onset of the claim through resolution...
David Altmaier, Florida State Insurance Commissioner, has ordered workers comp insurance rates to be lowered 9.8% for next year.
Not So Fast
Life happens, and we are there for you when it does.
7 days a week we strive to protect you every step of the way.
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Storing Content-Security-Policy reports in elmah.io
This is the third post in a series about ASP.NET security.
In the previous post, Content-Security-Policy in ASP.NET MVC, I showed you how to implement the
Content-Security-Policy header. This header is among the more difficult to implement, since you need an overview of all of the dependencies of your web app. I also mentioned the
Content-Security-Policy-Report-Only header, which will show you the blocked resources, but carry on the execution like nothing happened.
While the
Content-Security-Policy-Report-Only header is great, you probably want to run with that in production before actually switching to
Content-Security-Policy. Having real users testing your system with the report header included, is the ultimate test really. The problem here is, that Chrome (and other browsers) as default reports any problems to the console. Since you cannot see each users console, you will need to intercept problems happening in another way.
Would your users appreciate fewer errors?➡ Reduce errors by 90% with elmah.io error logging and uptime monitoring ⬅
Say hello to
report-uri is a mechanism built into
Content-Security-Policy, that lets you send all errors, otherwise only shown in the console, to an URL of your choice. While you can develop a REST API that receives these errors, why not use elmah.io? We have developed a simple proxy that does nothing more than receive Content-Security-Policy reports and log them in an elmah.io of your choice. The project is located on GitHub here: Elmah.Io.ContentSecurityPolicy.Proxy.
To set up the proxy, clone the repository and change
API_KEY and
LOG_ID in
API_KEY should match a key found beneath your organization settings and
LOG_ID should be the ID of the log you want to include the reports. Once changed, deploy the service to an IIS, Azure or similar. The proxy is built in ASP.NET Core and therefore deployable pretty much everywhere.
To use the proxy from your web app, add a
report-uri to the
Content-Security-Policy-Report-Only header:
value="default-src 'self'; report-uri https://cspreports.azurewebsites.net/reportOnly" />
That's it folks. Reports are now automatically sent to elmah.io:
We monitor your websites
We monitor your websites for crashes and availability. This helps you get an overview of the quality of your applications and to spot trends in your releases.
We notify you
We notify you when errors starts happening using Slack, Microsoft Teams, mail or other forms of communication to help you react to errors before your users do.
We help you fix bugs
We help you fix bugs quickly by combining error diagnostic information with innovative quick fixes and answers from Stack Overflow and social media.
See how we can help you monitor your website for crashes Monitor your website


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5.11 Tactical 53140 ATAC A1 Variable-Output Cree LED Flashlight, Strobing, 103 Max Lumens
TG53140: 53140 ATAC A1 Flashlight
5.11 Tactical
The ATAC™ A1 Tactical Flashlight is the best blend of compact design and low cost power source.
Powered by (1) AA battery the ATAC™ A1 Tactical Flashlight throws a brilliant 103 ANSI FL1 Lumens of light in a smooth tactical beam pattern while providing 50 minutes of runtime on (HIGH) and 28 hours of runtime on (LOW). The tactical intelligent switch is designed to silently cycle through all 3 light modes (High/Low/Strobe) using only the Momentary-On function to prevent the "Click" sound from potentially giving up your location. Another tactical feature developed by professionals for professionals is the Break-Away Lanyard designed to free your arm from the flashlight in the event of an emergency.
Compatible with the 53144 - ATAC Belt Clip/ Holster Accessory.
Tested To ANSI FL1 Standard.
- Aerospace Grade Aluminum
- (1) AA Duracell® Battery Included
- Regulated Circuit for Maximum Output
- Cree® XP-E LED
- Gold Plated Contacts
- Intelligent Switch w. High/Low/Strobe
- Momentary-On Switch
- Stamped Metal Pocket Clip
- Black TPR Soft Touch Anti-Roll Ring
- Break-Away Lanyard Included
- Water Resistant Construction
- Length: 4.2" (106.6mm)
- Max. Diameter: 1.1" (26.9mm)
- Body Diameter: 1.0" (24.3mm)
- Product Weight: 2.2oz (63g)
- Weight w. Battery: 3.1oz (87g)
- Made in China


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- 180 gram audiophile vinyl
- Includes 4 page booklet
|Catalog # : MOVLP2200
|Format : 1 LP, 180 gram
|Releasedate : 2018-08-10
|Barcode : 8719262008342
|Sleeve : 3mm
|Original Release : 1999
|Catalog # : MOVLP2200
|Format : 1 LP, 180 gram
|Releasedate : 2018-08-10
|Barcode : 8719262008342
|Sleeve : 3mm
|Original Release : 1999
Side A1. Kong At The Gates
2. The Forbidden Zone
3. Lost In Space
4. Dust To Dust
5. Crawling Eye
6. Witch Hunt
7. Scream!
8. Saturday Night
9. Pumpkin Head
10. Scarecrow Man
Side B1. Die Monster Die
2. Living Hell
3. Descending Angel
4. Them
5. Fiend Club
6. Hunting Humans
7. Helena
8. Kong Unleashed
The Misfits are often recognized as the progenitors of the horror punk subgenre. Their fifth studio album Famous Monsters is the second one without singer and founder Glenn Danzig. As the follow-up of American Psycho they're focusing on the some aspects from the punk and metal music. The vocal parts are in the hands of Michale Graves and the songs are all well written. Doyle Wolfgang Von Frankenstein brings out some of his famous guitar riffs, while Dr. Chud is hitting his drums. You can hear their punk roots, but also the heavier sounds of their bass and guitar melodies. The album has aged very well and is now available again on vinyl.
The Misfits are founded in 1977 by Glenn Danzig. They were hitting the stages the first couple of years with their hardcore punk. Later on they changed their style to the heavy metal and punk rock. Consistent during the years is the influences from horror and sci-fi films, which can be seen by the clothing they wear, the visuals in the live shows and in the lyric they write.
The package of Famous Monsters includes a 4 page booklet.
Official website: http://www.misfits.com/


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[UPDATE: This story was originally published on March 8]
There's no denying that when it comes to hot rides in S.F., the sweetest set of wheels is none other than an eco-chic bike. Here in the Bay, cyclists are proud and a-plenty (as evidenced by the mobs gliding through the city on any given day). From airy, amateur riders to top-notch performance peeps, S.F. bikers boast a lifestyle all their own.
And while there's been a recent boost in the volume of cycle-minded men and women around town, for first-timers, the thought of aimlessly riding alongside traffic can still be enough to trigger a panic attack. That's why we tapped four local bikers of all different levels to guide you. So, whether you're a pedal pro or a biking beginner, check out these must-hit routes, gear shops, and refueling pit stops (hello Super Duper Burger), and get ready to ride.
Photographed by Christine Ting


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The Internet's Finest Tropical Fruit Discussion Forum!"All discussion content within the forum reflects the views of individual participants only and do not necessarily represent the views held by the Tropical Fruit Forum as an organization."
Yes thank you Millet, the shiranui is an unregistered/untrademarked form of the dekopon. It has just became available through the Citrus Clonal Protection Program and the minimum order of buds is 6 and the max is 12 it is on early release. I am planning on using some Sour orange rootstock to graft it onto
If I remember correctly, blood oranges don't seem to color up well in Florida? - Millet
Chance seedling of Decopon started 15 years ago, it tastes more like Buntan pomelo!http://www.fruttama.it/forum/viewtopic.php?f=10&t=783
For the people that started Shiranui from seeds:Chance seedling of Decopon started 15 years ago, it tastes more like Buntan pomelo!http://www.fruttama.it/forum/viewtopic.php?f=10&t=783
It seems it can be peeled rather easily:Google translation of the Italian discussion:http://translate.google.com/translate?hl=fr&sl=auto&tl=en&u=http%3A%2F%2Fwww.fruttama.it%2Fforum%2Fviewtopic.php%3Ff%3D10%26t%3D783&sandbox=1
Got my shiranui bud wood this morning so went to a few home improvement stores and a nursery looking for some good rootstock and man were the Pickings slim tons of Meyers and Mexican likes but looked like their own roots I ended up buying a 5' trovita orange on C-35 rootstock the grafting went good the bark was slipping so I decided to T bud graft the c35 with 3 buds I was hoping to get a much smaller tree but it had the nicest straightest trunk so I got it.


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While attending a pair of breakout sessions involving the Life Insurance Direct Marketing Association (LIDMA) during NAILBA 31 on Thursday, the vibe among the vendors and BGAs in the room was that carriers are embracing new technologies designed to simplify and speed up the life insurance underwriting process, and consumers expect it. The trick is getting agents to buy in.
A carrier on the panel of speakers in Thursday's "Building Your Business with a Better Process" session noted that consumers expect newer solutions and carriers want to provide them. But for that to happen, agents need to start utilizing tools commonly available now, such as eSignatures and ePolicy delivery.
The "challenge in this room," as one speaker put it, is for BGAs to work to get agents comfortable with these newer technologies so they'll use them. Show them how easy they can be, and they typically become quick converts.
The conversation made me think about my own recent experience in working with my real estate agent. We used eSignature technology to "virtually" sign countless documents relating to offer letters, inspection objections, making an offer on our new house, and accepting a counteroffer. One of the seller's agents we came across on the first house we placed an offer on did not make use of this technology, and we had to physically sign and fax documents. That guy seemed like a dinosaur, and our "modern" agent said, unsolicited, that, "Yeah, a lot of these old (real estate) agents won't use eSignatures. We just have to wait until they die off or retire."
I have to admit, it really slowed down the process. Just like not using these types of technologies in this industry keeps the life insurance underwriting process from getting down to the timeframe today's consumers have come to expect.
For more from NAILBA 31, see:
7 key takeaways from NAILBA 31′s state of the industry
Why are we selling Brussels sprouts and calling it candy?


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Special to the Journal
The University of Mary Hardin-Baylor volleyball team will enter the 2015 season just outside of the American Volleyball Coaches Association's Top 25 Poll.
The Cru received votes totaling 97 points in the AVCA's Preseason Poll and UMHB has the 27th-highest point total in the poll.
The Cru is the only American Southwest Conference program mentioned in the poll, but two other Texas schools did receive votes.
Trinity University is ranked 16th with 541 total points and Southwestern University totaled 35 points in the poll.
Calvin is ranked #1 with 42 first-place votes and 1,542 total points.
UMHB will face both of those programs this season and also has matches scheduled with #15 Colorado College, #24 Wisconsin-Whitewater and Whitworth (receiving votes).
The Cru volleyball team finished 25-6 last season and won its first ASC title since 1998.
UMHB advanced to the NCAA Division III National Championships for the second straight season. The Cru returns three starters and six letter winners from that team this season.
UMHB will open the 2015 season with a home tournament at the Mayborn Campus Center on September 4th and 5th.


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I cannot believe it, but this weekend Abigail turned 6 weeks old, which means 6 weeks ago I gave birth, in our home, to our favorite little human. Man alive – time flies! Now that I'm more or less out of the haze of those first few weeks and we're finding our routine and rhythm, I am beginning to move into the fourth trimester of pregnancy, the first few months of postpartum living. It's that time where I'm definitely not pregnant but also no where near back to "normal," body-wise or life-wise, nor will I ever be because I have a new normal now! But I thought I'd reflect on what I'm doing now to help me live well day to day. So…
What I've been doing to help promote recover/live well in my first 6 weeks postpartum:
Weekly Chiropractor Visits: I am so grateful for the team at Human Potential 360! They have been awesome pre-pregnancy, during my pregnancy and now postpartum as my body, while definitely not pregnant anymore, is also definitely not like how it used to be! I have far less muscle tone (which is okay and to be expected!), I've been sitting more, and I find myself in twisted and hunched positions more often due to breastfeeding. Even when I'm trying to be mindful, there are certain muscle groups (like my traps, my neck, etc) that are overused and lots that are currently underused, so treatments have been so helpful to re-align my body. Plus, Dr. Travis and Dr. Sohan are treating Abigail too, and I love seeing the results of her getting adjusted too (like improved mood and relaxation and less constipation!).
And this is awesome news: if you're local and want to have a FREE assessment for both you and your kids aged 18 and under, give these guys a call and book in for Saturday, December 9th in Inglewood with a non-perishable food donation! Call: (403) 460-6090 and take advantage of this awesome offer while also giving food to those in need at The Alex.
Socially – Trying Not to Overdo It: This is in relation to learning to do less instead of more, as I'm finding that multiple visits or several plans/outings in a day really takes it out on Abby! At first it was me who felt fatigued from doing too much, but I'm seeing now that at only 6 weeks old, if we do too much in a day Abigail will be more fussy at night and you can tell she gets overtired. One to two events/meetings/outings in a day is plenty, and I need to throw a rest day with no plans in there every few days.
(Even some of the tiring things are the best things, like going out for errands and then our last midwife appointment – so bittersweet to be discharged! I'm going to miss this team and so appreciate everything they've done for Mikey, Abigail and I! Here Chandra is weighing Abby at our last appointment this past Wednesday; she clocked in at 9.1 lbs at 5.5 weeks!)
Treating Myself Well: One or two coffees at home a day, a bit of TV here and there, walks with Abby in the baby carrier, phone calls to family to stay in touch, visits with friends, reading my Bible (this has fallen by the wayside too much for me!), eating nourishing foods plus homemade cookies and lots of baby cuddles… All these things are part of how I'm taking care of myself as I learn to navigate this new phase!
I loved this checklist after seeing it on Kylie's post about her postpartum journey – so I'm sharing her list! The addition at the bottom is hers but I would agree about getting outside! I am definitely getting out for walks almost daily with Abby in the carrier, but I'm also being mindful of how far I go when I feel my prolapse kick in – see a few points below for more on that!
What I make sure to do daily includes:
- Getting dressed daily. Yep! Jeans, a regular shirt, etc. Nothing wrong with PJ's but it makes me feel put together, ready for a walk, ready for a trip to the store, and ready for the day ahead!
- Floss twice, brush at least once a day with CuraSil tooth gel and rinsing with the oral care rinse.
CuraSil is a new-to-me brand of toothpaste that you can buy in BC, Alberta, and Saskatchewan (for a list of where specifically, check them out here!) and also order online (and you can check out their Facebook page here). I was thrilled when CuraSil reached out to me because, to be honest, in those first few days after having Abigail, I literally forgot to brush my teeth; I couldn't believe something so simple could get away from me so easily! CuraSil sent these products before Abigail was born (in full disclosure for free and in exchange for an honest product review), but I started using them after she was here – and I haven't looked back! Here's the main reason – CuraSil contains Nano-Silver, Therapeutic Grade Peppermint Oil and Xylitol (a natural sugar that's good for your teeth!) and provides a healthy mouth without any chemicals, abrasives or other harmful ingredients. I also love that CuraSil products are all natural, so they are safe for the whole family. Eventually, when Abby is old enough to have her teeth brushed, I know that it will be a safe option for her because kids typically have a hard time not swallowing toothpaste and this will take the worry out of a daily routine (because did you know there are disclaimers on toothpastes about swallowing even a pea sized amount because of the toxins? Yep!).
Because it's natural, this also means you don't get the foam from brand-name toothpastes that we sometimes associate with that "clean" feeling – but it doesn't taste sugary either! The secret is their patented Nano Silver particles not only target and kill bacteria they promote natural healing and maintain a healthy oral environment, and this is something my father-in-law can vouch for too as a retired dentist. He loves Xylitol and Colloidal Silver in products, and when I excitedly told him about this natural product available in Canada, he asked to try some, and they sent him a sample free of charge! His verdict? "Solid product that leaves my teeth feeling clean all day until I wake up in the morning." I would love it if there was a whitening aspect too, but in terms of cleanliness I've found my new toothpaste!
(a real life picture of my real postpartum body! – sometimes I lean on the sink, walk around the house, take food out of the fridge, or smile at Abby as I'm brushing!)
I'm making sure to floss twice daily because if your toothpaste is working for you, it's the flossing you should do more often as it really gets the bacteria out – as my father-in-law says, if you have to choose between floss or toothpaste on a deserted island, choose floss! But especially when you're using a natural and effective toothpaste like CuraSil. It took me a while to get used to because your mouth isn't flooded with that fresh, foamy feeling, but now I can't use anything else!
- Trying to go to bed when Abby does – she has her best chunk of sleep when she first goes down around 10 pm.
- Eat nourishing food. I eat quick and easy to make meals, and as long as there is plenty of fat, some protein, carbs and something green, I'm happy and feel filled up! This is a non-negotiable for me as it makes me feel great and lets me know I am nourishing Abigail, too. 🙂
- Walk outside, especially if the weather is nice!
- Daily supplements, which include:
- Vitamin D
- Vitamin E (my varicose veins basically disappeared after birth! But this is to help them out and I figured I might as well finish the bottle)
- Prenatals (to be continued for as long as I'm breastfeeding)
- Omega 3's (fish oil – for brain health and because I rarely eat fish!)
- Collagen (I add a scoop to my coffee in the morning, it's tasteless, and I blend it up! I produced so much naturally while pregnant that I thought I'd continue to supplement and keep it going – can't hurt the nails and hair, right?) 🙂
- 1 Ener-C pack mixed with my water (just to fight off colds! Poor Abby got one last week, but this is basically a bunch of vitamins and minerals and is heavy on the vitamin C!)
Seeing a Pelvic Floor Specialist: This has been on my list once I was a few weeks postpartum, and I finally booked my appointment and went just last week. I shared a bit on my Instagram and Facebook stories/page and thought I'd repost the video here (sorry for the vertical nature of the video but it films that way for Instagram!). I saw Christine at Peak Health & Performance and already learned a lot – I'll let the video explain initially what I learned but am excited to be sharing more about my journey in terms of my pelvic floor and core health as I seek to restore those to their full strength.
No Guilt! No Comparisons! This one is easier said than done, but as I watch my friends who had babies around the same time as me back in the gym, working out or going for long walks, I can't help but think about my own fitness and journey. When I feel like I "should" be there with them, I remember that our birth stories are different – some had c-sections, vaginal births, interventions or not, etc and that will affect how we all heal! I am learning to trust the process, trust my body, and rest in the fact that my purpose and focus now is to bond with, nurse, and love Abigail and our family of three and allow my body to heal. After all, I did push a baby out of my body and carry her for 9 months before that! This is the fourth trimester and as much as I've used exercise as self-care in the past, I now have to remember that "slow is fast" and allow that to come back in time. So I'm focusing more on healthy, nutritious meals that make my body feel good as well as keeping my calories up with the foods that sound good (sometimes there's a difference, sometimes not!) to keep my milk supply up. I'm not tracking calories or macros, steps or movement, but focusing on this new phase of life and accepting exactly where I'm at without the need to defend or justify myself. Many have asked if I'm back in the gym yet, but the answer is no! And I don't need to feel bad about that. It's a process, and I'm actually enjoying the process of embracing this postpartum phase without apology. 🙂
I'm sure there's more, but this happy but fatigued mama is about out of brain juice. 😉 I'm super grateful for a solid helper and husband and dad in Mikey, a great online community of mamas on Instagram and Facebook, and our support network here in Calgary – they are all what's making this transition the best it can be!
So grateful for this chance to share our journey in this space! What's new with you guys? I'd love to hear more about your lives so leave me a comment below! Until then, live well & be well,


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July 1, 2018 by FLW Communications
FLORENCE, Ala. – The North Augusta Fishing Team duo of Kyler McKie and Chad Champy, both of North Augusta, South Carolina, entered the final day of the 2018 TBF/FLW High School Fishing National Championship on Pickwick Lake with a slim lead of just 3 ounces, but after catching a limit of 19 pounds, 12 ounces the duo sealed the deal Saturday with a three-day total of 57-10. The win earned the North Augusta Team the title of National Champions, along with impressive trophies and $10,000 in scholarships ($5,000 each).
"I'm speechless; this probably won't set in until I get home," McKie said. "It's an honor to win this."
"We really wanted this so bad," added Champy. "The past few years, Kyler has been working so hard for this, and I'm thankful that he chose me to come with him this year."
The winners caught their fish on 1/2-ounce black shaky heads. They started day three with Zoom Magnum Trick Worms in plum and red bug, but made a key switch to end the day on a strong note.
"We changed our shaky-head worms later in the day to give the fish a different look," Champy said. "We ended up catching two keepers to wind up with about 15 minutes left."
The winners caught most of their fish on a small hump that rose to 9 feet under the surface, with a 30-foot drop-off on the river channel side.
A field of 232 teams competed in the event, which launched from McFarland Park in Florence.
The top 10 teams at the TBF/FLW High School Fishing National Championship on Pickwick Lake finished:
1st: North Augusta Fishing Team, North Augusta, S.C. – Kyler McKie and Chad Champy, both of North Augusta, S.C., 14 bass, 57-10, $10,000 Scholarship
2nd: George Rogers Clark High School, Winchester, Ky. – Hunter Redman and Avery Brown, both of Winchester, Ky., 15 bass, 57-6
3rd: Gordon Lee High School, Chickamauga, Ga. – Colby Chapman, Lafayette, Ga., and Will Smith, Chickamauga, Ga., 14 bass, 53-1
4th: Fannin County High School, Blue Ridge, Ga. – Luke McHan and Blake Cobb, both of Blue Ridge, Ga., 15 bass, 49-4
5th: Grand Rapids High School, Grand Rapids, Minn. – Easton Fothergill and Alex Timm, both of Grand Rapids, Minn., 15 bass, 48-11
6th: West Sabine High School, Pineland, Texas – Hunter Muncrief and Landon McCary, both of Pineland, Texas, 14 bass, 48-9
7th: Tennessee Student Angler Federation – Garrett Bartlett, New Market, Tenn., and Henry Bryan, Sevierville, Tenn., 13 bass, 41-13
8th: Obion County Central High School, Troy, Tenn. – Cody Gregory, Troy, Tenn., and Thomas Mathis, Union City, Tenn., 15 bass, 41-12
9th: McCracken County High School, Paducah, Ky. – James Harper Burkeen and Ethan Hayes, both of Paducah, Ky., 12 bass, 39-11
10th: Discovery Christian School, Florence, Miss. – Garrett McWilliams, Florence, Miss., and Addison Yates, Pearl, Miss., 11 bass, 33-5
Complete results and photos from the event can be found at FLWFishing.com.
The 2018 TBF/FLW High School Fishing National Championship on Pickwick Lake was a three-day event that saw the entire field of 232 teams compete for two days. The National Championship field was cut to the top 10 for day three and the winner was determined by heaviest three-day cumulative weight. Each member of the winning team received a $5,000 scholarship to the school of his or her choice. The tournament featured the top anglers from the 2018 TBF High School Fishing State Championships and Bass Pro Shops FLW High School Fishing Open events.
The 2018 TBF/FLW High School Fishing National Championship on Pickwick Lake was hosted by Florence/Lauderdale Tourism Bureau.
For complete details and updated information visit FLWFishing.com. For regular updates, photos, tournament news and more, follow FLW/TBF High School Fishing on FLW's social media outlets at Facebook, Twitter, Instagram, YouTube and Snapchat.
About FLW
FLW is the world's largest tournament-fishing organization, providing anglers of all skill levels the opportunity to compete for millions in prize money in 2018 across five tournament circuits. Headquartered in Benton, Kentucky, with offices in Minneapolis, FLW and their partners conduct 286 bass-fishing tournaments annually around the world, including the United States, Canada, China, Italy, South Korea, Mexico, Portugal, South Africa and Spain. FLW tournament fishing can be seen on the Emmy-nominated "FLW" television show, broadcast to more than 564 million households worldwide, while FLW Bass Fishing magazine delivers cutting-edge tips from top pros. For more information visit FLWFishing.com and follow FLW at Facebook, Twitter, Instagram, YouTube and Snapchat.
About The Bass Federation
The Bass Federation Inc., (TBF) is a member of the Freshwater Fishing Hall of Fame. TBF is owned by those we serve and dedicated to the sport of fishing. The Federation is the largest and oldest, organized grassroots fishing, youth and conservation organization there is. TBF, our affiliated state federations and their member clubs conduct more than 20,000 events each year and have provided a foundation for the entire bass fishing industry for more than 45 years. TBF founded the Student Angler Federation and the National High School Fishing program in 2008 to promote clean family fun and education through fishing. Visit bassfederation.com or highschoolfishing.org and "LIKE US" on Facebook.
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Tags: high-school-fishing -national-championship -pickwick-lake -north-augusta-fishing-team press-release flw-communications 2018-06-27-national-championship


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Speakers and Symposia
Photo by Diane Baldwin/RAND Corporation
Photo by Diane Baldwin/RAND Corporation
Maintaining a rigorous and relevant curriculum is only one part of ensuring Pardee RAND students have an excellent graduate school experience. We also encourage them to extend their policy analysis training outside of the classroom.
For the past several years, Pardee RAND Graduate School students have developed, coordinated, and participated in numerous symposia and speaker series.


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At least Ian Wilson hopes so. The Stratford Institute executive director sounded a call to action after painting a fairly bleak picture of Canada's competitive position as a digital nation.
"We're slipping in terms of productivity, in terms of our use of this technology, and we need to do something about it," said Wilson as he presented the findings of his Stratford Report 2011.
That document attempts to help define the Canada 3.0 moonshot -- that anyone in Canada can do anything online by 2017 -- and track the country's progress toward that goal of becoming a leading digital nation.
We have a long way to go, suggested Wilson.
"Vision without implementation is hallucination. And I think we're hallucinating, because some of these numbers suggest we're not doing very well."
A compilation of statistics on things such as broadband connectivity, knowledge workforce, digital inclusion, innovation, marketing and advocacy -- the so-called Stratford Index -- indicates that Canada is playing catch-up with other developed
and more: It all takes place at Factory163
nations when it comes to embracing information and communication technologies (ICT) in a meaningful way, noted Wilson.
Despite the widespread availability of broadband Internet services in Canada, and despite spending nearly twice as many hours online (43.5) as the worldwide average (23.1), Canadians are viewing precious little Canadian content there, he said.
Only 13% of Canadian publications and less than 1% of existing Canadian film, broadcast and other audio-visual material is accessible online.
"We're one of the best-connected countries in the world -- best connected . . . to foreign content," said Wilson.
Canadian businesses are also lagging, according to the index.
The country was ranked 10th in global competitiveness in 2010-2011, down from ninth the previous year, and in terms of innovation, it placed 14th among 17 peer countries.
But that situation can be reversed, said Wilson, urging better co-operation among business and industry, government and academia to push the digital agenda.
Indeed, that was a common theme earlier in the evening when representatives from the eight main digital media discussion streams -- education, research, telecommunications, e-health, human resources, natural resources, media and entertainment, and public sector -- presenting their findings.
Most of them highlighted the need for various sectors to stop working in isolation, or silos, and come together to help develop a national digital strategy.
"We need an unprecedented level of collaboration," said Wilson.
He also encouraged "active engagement" among the nearly 1,800 people who took part in the Canada 3.0 conference to help keep the conversation going about the importance of digital media, and to help convey a sense of urgency about it to others.
"The future is ours to grab," said Canadian Digital Media Network managing director Kevin Tuer at the close of the two-day conference. "We need to move toward making Canada a digital nation."


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Those struggling with the decision between buying a Hoorsenbuhs diamond link bracelet and Newbark's butter-soft alligator slip-ons for a loved one this holiday season can relax. The Los Angeles based jeweler and luxury slipper maker have just teamed up and are now offering six exquisite shoe styles featuring Hoorsenbuhs's signature polished-but-tough hardware. "We're big fans of the jewelry," says Maryam Malakpour, who designs the travel-friendly Newbarks with her sister, Marjan. "It was only a matter of getting it onto our flats." Made of American alligator — black, white or a combination of both — with the option of silver, yellow, white and rose gold buckles or chains, with diamonds or without, the slippers are meant to be customized. "It's such a special concept," says Robert Keith, Hoorsenbuhs's creative director and founder. "We just want to see something amazing come of it."
Hoorsenbuhs and Newbark shoes, price on request; hoorsenbuhs.com or newbark.com.
The creative director and founder of Hoorsenbuhs is Robert Keith, not Richard Keith.


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Grapes nourish the blood and support pregnancy
Grapes are a seasonal fruit but when out of season you can still buy dried grapes (sultanas) so you can eat them all year round. I would like to share with you the health benefits of grapes.
1. Health benefits of grapes
i) Spleen, Kidney and Pregnancy
Chinese medicine considers that the whole pregnancy, including production of the egg, implantation and the growing of the fetus all are related to the major organs of the kidneys and spleen. For example, kidney essence from the parents are associated with the baby's constitution and original essence. The spleen function supports Qi energy and blood to the uterus ensuring the uterus can acquire enough blood supply so the baby can grow well. In my clinical experience of pregnancy problems, many miscarriages or unsuccessful pregnancies are associated with kidney and spleen function disorder.
The symptoms of weak spleen and kidney's are lack of energy, pale complexion, lower back weakness or pain, arms and legs tired and heavy, bloating (especially after eating), diarrhea or sluggish stool, frequent urination in the evening, lower libido, irregular period or iron deficiency.
Many women in the early stage of pregnancy may suffer from severe nausea, vomiting, lack of energy or poor appetite. These are to due to kidney and spleen deficiency or disorder.
I suggest that if you have any of the symptoms above before or during a pregnancy, you can eat a certain amount of grapes or sultanas to support your pregnancy while your undergoing treatment.
ii) Grapes can Help Support Pregnancy and Help Tonify Blood and Qi
A traditional diet therapy book called "Shen Nong Ben Cao" suggests that grapes taste sweet and mildly sour and have a neutral characteristic (neither hot nor cold). Grapes help kidney and spleen organs and channels. It has effects whereby it tonify's Qi and blood and supports pregnancy by balancing spleen and kidney function.
iii) Benefits to Bones and Joints
Ancient renowned Chinese herbal treatise "Book of Shennong Herbals" recorded unlimited properties and uses for grapes. Grapes can nourish the liver and kidneys, strengthening the bones and muscles. Therefore those suffering from bone diseases, such as joint pain, stiff or weak joints and may have osteoporosis or osteoarthritis. Eating a certain amount of grapes will help improve your condition whilst undergoing your medical treatment.
iv) Tonifying Blood
Grapes, especially sultanas have high nourishing properties containing high natural sugars and iron which invigorate the Qi and enriching the blood. This is suitable for the following people:
a. Growing children
b. Women after labour, period, pregnancy or breast feeding
c. After an operation and long illness. Traditional diet therapy books also mentions that it is suitable for those who have a low white blood cell count.
d. Those who are overworking mentally and physically
2. Recipe
i) Grape Porridge
Very easy to cook – boil 2 handfuls of oats for 1-2 minutes and add 1 tablespoon of dried grapes or sultanas.
ii) Grapes can be eaten once to three times a week with approximately one tablespoon of sultanas or a handful of fresh grapes.
3. Precautions
i) Grapes are high in natural sugar which makes them unsuitable for some diabetics and those who require a low sugar diet.
ii) If you are unsure of your constitution or if grapes are suitable for you, you should seek the advice of your experience Traditional Chinese Medicine practitioner.