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Tel: 01285 640248
Ross graduated from Guy's Hospital, London in 2000. He is a dentist with Special Interests in Implant Dentistry and Advanced Restorative Procedures. He has placed over 2,000 implants in the last 10 years.
He is a Fellow of the International Team for Implantology (ITI) – and is the Study Club Co-Ordinator for the UK and Ireland which is an extremely prestigious appointment. Ross is also a clinical mentor and registered speaker for this Worldwide Organisation.
Ross has attended extensive Higher Education across the UK, Europe and North America from the world leaders in Implant Dentistry. Ross has also been awarded the highly-regarded Diploma in Implant Dentistry from the Royal College of Surgeons, London – one of few to have gained this qualification.
He works closely with Straumann implant system – however he has extensive experience with many other implant systems – ensuring that he provides care scientifically proven to be long lasting for his patient's best interests.
He regularly holds implant courses and lectures nationwide and globally on a variety of topics at different levels, however he has a particular interest in Aesthetic Implant Dentistry, Digital Dentistry and Complex Bone Grafting procedures.
Ross accepts referrals from colleagues for all levels of complicated treatments at both his Cirencester and Stow-on-the-Wold practices. As well as being a Fellow of the ITI, he is also a member of the Association of Dental Implantology (ADI) and the Royal College of Surgeons (RCS). His commitment to Cosmetic Dentistry maintains his Full Membership of the British Academy of Cosmetic Dentistry (BACD).
To ensure his standards are of the highest possible, he regularly submits his work to scrutiny by his peers – often at national awards.
Ross is the Practice's CQC Registered Manager and his CQC Manager ID No. is 1-153017339
Gavin is a General Dentist with an interest in restorative, cosmetic and implant dentistry. He has a very calm and approachable character. Gavin has previously worked in Hertfordshire and spent several years in private practice in London.
After graduating from Newcastle University with a Clinical Distinction and winning the Coltene prize for the use of composites (white fillings) in 2006, Gavin continued his professional development attending numerous post graduate lectures and courses.
In 2008, Gavin began his implant training with an 18 month mini-residency in London's Harley Street; further to this, in 2012, he gained a place on the Diploma for Implant Dentistry at the Royal College of Surgeons, completing the course in 2013.
Having graduated from Kings College London, Mark worked in practice in Kent before relocating to Gloucestershire in 2015 to join our team at both Cirencester and Stow-on-the-Wold Dental Practices.
Mark has a keen interest in restorative and aesthetic dentistry and is a firm believer in taking a holistic, preventative and patient-centred approach to dental care. He is highly motivated to use the most modern techniques in order to help patients to achieve and maintain healthy mouths as well as to help those that never thought they could have a beautiful smile.
Since graduating, Mark has completed a postgraduate diploma in Primary Dental Care with a primary focus in Periodontology (gum disease) and Endodontics (Root Canal Treatment).
Mark has completed the MSc Implantology Programme at University of Bristol and is now a member of the International Team for Implantology and has gained significant experience in single and multiple implant cases with a variety of grafting needs. He has extensive experience of using Digital Workflow for implant-based and tooth-borne restorations and fixed and removable orthodontic systems.
He has a special interest in Orthodontics and is trained and experienced with a range of fixed and removeable clear orthodontic systems – recently Mark has been asked to contribute as a key opinion leader for the Clear Correct Aligner system. He enjoys combining these with tooth whitening techniques to give patients the straighter, whiter smile that they seek.
Having trained in facial aesthetics, Mark enjoys helping patients enhance their complexion by reducing wrinkles and unsightly lines, or gaining volume which has been lost as part of the natural process of aging. He continues to attend courses from highly regarded clinicians on all aspects of dentistry in order to expand his knowledge.
Away from the practice, Mark is a keen cricketer who plays for local club side Poulton CC.
Andrew graduated from Kings College London in 2010. He completed house officer positions in Restorative Dentistry and Oral Surgery at Guys Hospital, where he started his training in implant dentistry.
Having left London, Andrew has worked at private practices for the last several years whilst continuing his education into implant dentistry. He has completed several implant courses and is a member of the International Team for Implantology.
Andrew has also had advanced training in facial aesthetics to enhance the cosmetic aspect of dental treatment. He has completed several courses to ensure his patients receive a high quality of care and advice on non-surgical aesthetic solutions.
He attends dental courses to ensure his knowledge and treatments are the most up to date, and plans to continue his development into implant dentistry.
Andrew is a keen golfer and a keen oarsman, having represented his country at International and Commonwealth levels.
Joao qualified in Dentistry from the University of Porto, Portugal (ISCS-N) in 2012. He moved to the UK in 2014 and has worked in Dorset and the Bristol area since then as a General Dentist with an interest in Prosthodontics (Implantology and Fixed Prosthodontics), short-term Orthodontics (Invisalign) and minimally invasive Cosmetic Dentistry.
He is currently completing his Master's Degree in Implantology at the University of Bristol and is a Member of both the International Team for Implantology (ITI) and Association of Dental Implantology (ADI).
Joao has a gentle manner, which works especially well for dental-phobic patients, and always endeavours to achieve the best level of care and outcome for his patients.
Having a keen focus on dental education, Joao finds that this continued professional development allows him to provide the highest standards of care as he stays attuned with the latest developments, techniques, technology and materials available.
Away from work, Joao loves to travel and is a keen runner.
Carelyn graduated from Kings College London in 2011. Prior to this she achieved a MSc (with Distinction) in Experimental Oral Pathology from Barts and the London School of Medicine and Dentistry.
She has gained a wealth of experience from working in several private practices across England and Wales and has a keen interest in treating nervous and anxious patients.
Carelyn is a firm believer in minimally-invasive, conservative dentistry and believes in forming trusting and long-lasting relationship with her patients.
Having completed several post-graduate aesthetic and restorative courses she is confident in delivering natural, healthy, and beautiful smiles and involves her patients throughout their entire journey.
Straightening teeth is a further interest of Carelyn's, and she is a certified provider of Invisalign, Six Month Smiles and Inman Aligner systems.
Carelyn is a member of the Society for the Advancement of Anaesthesia in Dentistry and has plans to continue with further post-graduate training related to anxiety and pain control, conscious sedation and cosmetic dentistry.
Outside of dentistry Carelyn is a keen runner and enjoys keeping healthy and fit. She also enjoys time with her family and has had an affection for animals from a very young age.
Hatem Algraffee is recognized as a specialist in Periodontics by the General Dental Council and attends Cirencester Dental Practice on 2 x Fridays per month.
He is very knowledgeable and experienced in the treatment of the "soft tissues" in the mouth. Your patient's first consultation with Hatem will include a very thorough assessment of their gum health. Hatem will give invaluable advice regarding oral health care techniques and will explain clearly the causes as well as the solutions to any periodontal problems.
His treatments have a very high success rate and he frequently achieves positive results for patients who have had gum treatment with limited success elsewhere.
Like all his colleagues he is very careful to ensure that all his treatment is carried out painlessly, using very effective local anesthesia. He has a kind, gentle and encouraging manner, and his patients find his explanations and instructions easy to follow.
Hatem qualified from the Royal Dental Hospital in 1996, followed later by a four-year specialist training programme in periodontology and implantology at Guy's Hospital and two master's degrees from the University of London.
He also runs Periodontal Seminars for dentists and hygienists.
Jo gained her Diploma in Dental Hygiene from Manchester Dental Hospital in 1994. She completed her extended duties in 2007 and has worked part time in the local area since moving to Wiltshire in 2002.
She is a member of the BSDST and attends regular meetings and training courses in relation to her continual professional development profile.
Anne began her career as a Dental Nurse in a local practice in 2001 where she gained further qualifications in Radiography and Oral Hygiene.
Having always wanted to be a Hygienist, she gained her Diploma from the University of Essex in 2011.
Natalie is a Dental Therapist; within this role she is qualified to perform all Hygiene treatment in addition to carrying out fillings and any treatments on children's baby teeth.
She graduated from University of Portsmouth Dental Academy in 2015 with Honours, and was awarded the Dame Margaret Seward Award for 'Dental Hygiene and Therapy Student of the Year'.
Following her graduation, she has carried out further training including Maintenance of Dental Implants and further education in the management of Gum Disease and Tooth Whitening.
Natalie is a keen baker and volunteers as a Dementia friend. She is also currently learning British Sign Language on-line.
Emma joined our team in January 2014 as a Trainee Dental Nurse and has now qualified as a Dental Nurse following completion of her course with Cotswold Dental Training.
Previous to settling on a career in dentistry, she has worked in retail and has completed courses in Beauty Therapy at Stroud College and Horse Care and Management at Hartpury College.
Having started work at Stow-on-the-Wold Dental Practice in August 2015, Teresa passed her Dental Nurse Training programme with Cotswold Dental Training in February 2017.
Teresa spent her early working life in a pharmaceutical and dental environment, but put her career on hold to raise her children.
Since returning to the work place, Teresa enjoys spending her time between both Cirencester and Stow-on-the-Wold Dental Practices and looks forward to continuing her professional development.
Lisah qualified as a Dental Nurse in 2018 and has most recently working in private practice in Cheltenham, prior to joining us to be closer to home.
She has attended secondary school and sixth form college in Cirencester and away from work enjoys cycling, swimming and walking and an interest in fashion and beauty.
Lisah is dedicated to developing her career further and looking forward to expanding her knowledge through continual professional development, especially in the areas of radiography, implant nursing and orthodontics.
Jean brings a wealth of experience and worked for us as a cover nurse for several years before joining us. She started work as a Dental Nurse straight from school and obtained her NEBDSA dental nursing qualification in 1984.
Jean has lived in the Stow-on-the-Wold area for the majority of her life, apart from 12 years in Germany working for No1 Dental Group HM Forces. She is a member of BADN and enjoys learning new skills and furthering her dental knowledge with continual professional development.
Outside of work, Jean loves spending time with her two grown-up sons, various pets and has wide ranging interests from Forensics to live Gigs and Theatre.
Ellie is local to the Cirencester area. Having finished her A-levels she spent some work experience days with us before deciding that she would like to pursue a career in Dental Nursing.
Having enrolled on a Dental Nurse Training programme with Cotswold Dental Training in 2018, she achieved her National Diploma in Dental Nursing in March 2020. Ellie now continues to further her dental knowledge with continual professional development.
Sharmila has been working in the hospitality and care sectors since 2011 and is currently studying the NEBON Dental Nurse Course from Forward Academic Team.
She moved to Cirencester from Salisbury in April 2017 and speaks fluent English, Nepalese and Hindi.
Gaynor started her training in 1969 as a Dental Nurse and is still GDC registered.
Prior to relocating to Gloucestershire in 2010, she worked at a private practice in Kent for 18 years; first as a Senior Receptionist; and then as Practice Manager.
Gaynor is Practice Manager of both Cirencester and Stow-on-the-Wold Dental Practices and continues to further her dental knowledge with continual professional development.
Zoe has been with the practice since it's opening in January 2010 and is local to the area. Prior to joining us she has had 17 years of experience in a variety of PA, administrative, event and marketing management rolls, including 7 years as a Director of a local polo club and 5 years in the Marketing Department at Dyson.
Away from work Zoe enjoys a busy home life with her son Jack and trying to squeeze in the occasional bike ride or gym class.
Victoria began her dental nursing career in 2014 and has always lived and worked locally. Having progressed her career from Dental Nurse to Clinical Manager at her previous practice, Victoria is now keen to develop her Reception skills.
Out of work Victoria has a love of running, walking, bike rides and kickboxing.
Victoria remains a qualified Dental Nurse and continues to further her dental knowledge with continual professional development.
Nicki has joined the Reception Team in Cirencester. Her previous role was at Struamann (dental implant company) for 15 years as a Territory Manager and regenerative specialist, so she's a font of implant knowledge.
Away from work she is an avid gym bunny and rides a motorbike for fun!
To ensure the safety of our staff and patients during this pandemic, we can only admit you to the practice if you:
On arrival, please:


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Republican tax cuts are creating jobs and continuing to strengthen the economy, yet there is still more to do so that every American who wants a job can find one. Congressional Republicans understand that many Americans are working hard to make ends meet. That is why the GOP continues to push for pro-growth policies that create jobs and oppose tax increases that would add a burden to working families and set back our economy. Republicans believe we should:
Allow families to plan for the future by making tax relief permanent.
Encourage investment and expansion by restraining federal spending and reducing regulation.
Make our country less dependent on foreign sources of energy through a comprehensive national energy policy.
Expand trade and levels the playing field to sell American goods and services across the globe.
Protect small business owners and workers from excessive frivolous lawsuits that threaten jobs across America.
Lower the cost of health care for small businesses and working families through Association Health Plans, tax-free Health Savings Accounts, tax credits for employer contributions to Health Savings Accounts, Medical Liability Reform, and health information technology.
Additionally, to keep our economy growing, we must reform the tax code to make it simpler, fairer, and more pro-growth. Embarking on a bipartisan effort to reform and simplify the tax code is one of the goals of the Republicans in Congress.

subset: commoncrawl


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Gartner: Half of Current PCs Will Run Vista WellBy John G. Spooner
Gartner: Half of Current PCs Will Run Vista Well
Microsoft's Windows Vista will run on just about any PC available today, but it will only show its true colors on about half of them, according to a new report from Gartner.
Whereas today's mainstream processors and hard drives offer plenty of performance and capacity to keep up with the new OSnow scheduled to arrive for large businesses in November and consumers in January 2007IT managers and their counterparts, in addition to consumers buying PCs, should take care to specify at least 1GB of memory. If they aim to tap Vista's Aero user interface, they will need a recent graphics processor, a new report by Gartner said.
Microsoft offers some basic guidelines for Vista on its Web site. For example, it states that the OS will require a minimum of 512MB of RAM and a modern processor to run.
Microsoft is also set to roll out a "Windows Capable" program, which helps highlight PCs capable of being upgraded with the OS for consumers, in April. However, it has not yet put forth final hardware recommendations for the OS, including details on the hardware necessary to run its full Aero interface.
The dearth of information has, so far, left IT managersas well as PC enthusiasts and other consumersto wonder how to best configure new machines they might purchase over the balance of 2006 and into 2007. Thus Gartner stepped in with some guidelines.
What was really behind the Vista delay? Click here to read more.
"Since most organizations keep PCs for three to five yearswe recommend three years for mainstream notebook users and four years for mainstream desktops. PCs purchased in 2006 will be in service well after Windows Vista ships," Gartner said in a March 28 report entitled, "Is Your PC Hardware 'Ready for Windows Vista?'"
"While nearly all PCs on the market today will run Windows Vista, we estimate that about half will not enable the user to take full advantage of the advanced Windows Aero user experience, so care must be taken to properly configure them.
"This will be important for some users, but less important for others. Organizations that plan on upgrading 2006 PCs to Windows Vista, or those that want to keep their options open, need to buy the right PCs now to reduce migration costs later," said the report.
Thus, assuming their intent is to run the OS and all of its features, IT managers and consumers must do their homework before placing orders for new PCs through at least the balance of 2006, even if they don't expect to upgrade to Vista immediately upon its release.
Indeed, most businesses will wait a year or longer before upgrading to Vista, several senior-level IT managers told eWEEK recently.
"We are particularly concerned about the increased graphics requirement, so we will need to do a fair amount of testing to ensure that it doesn't bog down the systems too much with our current hardware," said Robert Rosen, CIO of the National Institute of Musculoskeletal and Skin Diseases in Bethesda, Md., and an eWEEK Corporate Partner, in a recent interview.
While Microsoft is currently suggesting a minimum of 512MB, the new OS will require at least 1GB of dual-channel memory to provide its full capabilities, and in some cases should be fitted with even more, Gartner said in the report.
"New PCs should have at least 1GB RAM to prepare them for running Windows Vista. If PC virtualization will be used during the migration to run an older OS and Windows Vista on the PC simultaneously, an extra 512MB of RAM should be added," the report said.
Choosing the right graphics will require the most advanced planning, however.
Vista's most basic user interface, which is expected to be able to run on just about any PC released in the recent past, will offer a redesigned start menu and taskbar, along with tweaks to the control panel and features such as search.
Click here to read more about the six flavors of Vista.
Windows Aero, the advanced interface, adds a translucent task bar and window frames, in addition to things like real-time thumbnail previews. Under the hood, it also employs a new WDDM (Windows Display Driver Model), which promises to increase a PCs' stability.
These new features require extra graphics horsepower, which most, but not current, graphics processors can offer. Indeed, part of Vista's hardware guessing game involves determining which graphics processors will not only support WDDM, but also have the capability to show all of what Aero has to offerassuming a buyer wants to use it. Some companies, Gartner points out, may not.
Next Page: Hardware needs for Vista still unclear
Hardware Needs for Vista
Still Unclear">
The fact that Microsoft has not yet released final specifications for Vista makes it somewhat difficult to surmise which discrete graphics processors and PC chip setschip sets handle Input/Output and other functions inside PCsalong with onboard graphics will present a full view of the OS.
"We have not yet finalized the minimum hardware requirements for Windows Vista," a Microsoft spokesman told eWEEK in an e-mail. "However, we are confident Windows Vista capable PCs will be able to install and run Windows Vista, and that they will provide a positive customer experience."
However, all recent discrete solutions from major graphics makers such as ATI Technologies and Nvidia, for both desktops and notebooks, are expected to be able to support Aero, Gartner said in the report.
But the majority of corporate desktops and consumer PCs now use integrated graphics chip sets. Integrated graphics tend to be a generation or more behind discrete graphics chips and don't perform as well.
Read more here about PC hardware for Vista.
Gartner, whose report focuses on businesses who have historically only used PCs with Intel hardware, recommends that companies standardize on Intel's very latest 945G desktop and 945GM mobile chip sets.
Those chip sets, which now come in mid-to-high-end PCs and notebooks, are expected to support both WDDM drivers and Aero, Gartner surmises, provided that the right type of memory is present in large enough amounts.
Gartner recommends that corporate buyers specify, at a minimum, that their desktops include the 945G chipset, a Pentium 4 processor and at least 1GB of RAM, while notebooks start with a Core Duo processor, the 945GM chip set and 1GB of RAM.
Technology-minded buyers looking for greater performance, particularly in notebooks, should look at stepping up to 2GB of RAM and a discrete graphics chip, the firm said.
Gartner said it did not address AMD-processor systems because most businesses have not yet adopted them. ATI, Nvidia and companies such as VIA Technologies all manufacture chip sets to support AMD processors, both with and without graphics built in.
The same general principals should apply to their hardware. ATI, for one, has said its Radeon XPress 200, which is popular in both desktops and notebooks for consumers and, more recently, for businesses desktops, should run Aero.
Still, "The most important part of the new graphics model for Windows Vista will be the improved stability and overall performance, not the flashy three-dimensional (3-D) look and feel," Gartner said in the report.
"Only users who require a richer graphics experience to complete their work (content creators, graphics professionals and engineers) will see a business benefit from the visual aspects of Aero."
Vista, as many analysts have stated, is far more likely to impact consumers at first. While the OS is still likely to play a role in the way IT managers outfit their PCs over the next year, not all of the PCs deployed between now and then will actually run the OS.
Because most business aren't likely to upgrade to Vista for at least 18 months, meaning that many of their 2006-era PCs will be half way or more through their life-cycles, many of their machines might not be worth upgrading, said Leslie Fiering, an analyst at Gartner in Stamford, Conn.
However, "Since you don't have to make a huge effort here to be Vista-ready, there's no reason not to be," she said in an interview with eWEEK. "But we don't think there's any reason to panic or fall prey to vendor hype that you've got to take extraordinary measures."
Click here to read about how corporations are preparing for Vista.
Choosing the right integrated graphics chip sets for their needs, for one, means that companies aren't likely to pay extra for machines with discrete graphics for all but their most demanding users.
"There's general consensus in the industry that the current level of integrated graphics will support the full user interface experience" of Vista, Fiering said.
"There are many reasons for buying discrete graphics. We're just saying that you don't need to run out and change your buying habits or incur additional expense to be Vista ready."
Ultimately, time will take care of most of the uncertainty of choosing hardware.
For one, Microsoft will clarify its stance. Hardware will also progress. ATI, Intel, Nvidia and VIA will all release more powerful products. Intel, for example, will roll out a new 965 chip set with a beefier graphics processor built in. The chip set will appear in desktops this year and migrate to notebooks in 2007.
Check out eWEEK.com's for Microsoft and Windows news, views and analysis.


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I'm glad you found us but I'm sorry that you've been experiencing pain in your left hip.
I'm happy to see that your on the right track by consulting a doctor and taking steps to get this rectified.
If you'd like to read more about the symptoms of bursitis, you can find that here .
What were the results of your MRI? Please be sure to come back and update us.View Thread
[br>Another way to tackle the emotional effects of osteoarthritis to build your strength physically, which will increase your quality of life and possibly give you a more positive outlook on life. There is a chance that you could be feeling lethargic because of a nutritional deficiency.
In addition, exercising has so many positive effects on the body. As always, be sure to get clearance from your doctor or physical therapist before proceeding with any exercise regimen.
Click the links below to read more about nutrition, exercises and osteoarthritis.
1. Nutritional supplements and osteoarthritis
2. Tips for Healthy Joints
3. Exercising with Arthritis
[br>Additional information:
10 tips for living better daily with osteoarthritis .
Home Remedies for Osteoarthritis [br> [br>There is light at the end of the tunnel! Don't give it up, stay the course and you will see improvements to both your physical & emotional health.
[br>And remember, we are here for you ((hugs)). View Thread
If you read this message, how do you feel right now? what was your final diagnosis on this?
Be well.
eView Thread
I, too, started with cortisone injections. When they failed A combination of Sodium Naproxin (Aleve) and Tramodol plus a thumb brace from Futuro (plus an ointment concoction containing menthol, camphor, methyl salicylate, and capsazium) has given some relief.
The medications and brace are a constant regimen but allows every-day actions. Basically, besides avoiding expensive surgery, I just "live with it."View Thread
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I am 25 year old IT engineer facing knee pain along with other spine problems. I have been diagnosis as cervical spondelyosis around 8 month back so i was taking physio therapy session since then. During those session i was getting some pain in my right leg knee which i ignored as i have bigger problem to be taken care of. Over the time it increased and since 2 month i am feeling pain while exercising for cervical and when i walk (sometime unbearable ) so I started physio therapy for that too but not getting satisfactory results. I am very dishearten as suffering from neck , left hand pain with lower back pain and that extra pain has added. Could someone please advise me for making it better? I still want to run , jog , play (hopefully will do )View Thread
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Last month it was my middle finger on the right hand, today it's the left hand one to last finger tendon that seem to have snapped just while pushing on the shower door to close it(pushing). Seemingly very little force was exerted and something, i assume a tendon, in my palm "snapped" with a painful feeling.
The first time this happened it took a couple of weeks to go away.
Now that it happened again on a second finger I am starting to worry.
Does anyone have an idea what this can be and what to do to prevent it. I am 54 and generally in good health.
Thank you so much, I appreciate your time
Best Regards
CFView Thread
taking celebrate 200mg twice a day; doesn't help very much. tried prednisone 50mg for 2 weeks. no difference.
Also the atlanto axial inflammation is causing symptoms of (secondary) cluster headache; sumatriptan helps with headache; however no effect on involuntary eye shutting and severe neck pain.
is anyone familiar with the problem?View Thread
Yesterday I had trigger finger release surgery on three fingers on my left hand and I am looking for some information:
Since the freezing wore off I have been experiencing a great deal of pain. I am very swollen up to the second knuckle and unable to fully close my fingers, nor am I able to extend them fully; they remain bent. Trying to extend them hurts much more than trying to close them, but both actions are extremely painful. The pain is at the point of incision and runs al the way up to the middle knuckle on each finger, and is most painful at the middle knuckle.
I was not given any pain medication so maybe this is normal?
Is this normal? It has been about 20 hours since the surgery.
Should I be trying to close and extend my fingers this soon after surgery? Should I be working them out or allowing them to rest?
When should I start exercising them?
Any information would be most helpful, I am very worried.
Thank you to all,
Jmach1View Thread
I have been told by my Doctor, it is Idiomatic, no reason the disease is present.
Right hand, four fingers received the Trigger Release and no problem. Has taken nearly 1 year to fully recover.
Recently, I had Trigger Finger Release on other hand. Nothing but trouble. Scar tissue buildup which I am receiving OT to break up. In addition, I have a painful hard lump above the scar??? Any thoughts on this?
Awaiting a reply.
Thank you.
View Thread
Have you also seen an orthopedic specialist/surgeon and/or a rheumatologist? IMHO, any of these doctors would be more helpful with a diagnosis and prognosis.
I pray you find answers and relief soon.View Thread
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2015 Manure Expo to Receive Governor's Award For Environmental Excellence
Posted: March 23, 2016
The 2015 North American Manure Expo is being recognized with the Governor's Award for Environmental Excellence, Pennsylvania's "highest honor bestowed upon business or organizations for environmental performance and innovation." Held in Franklin County in July, 2015, the Expo drew a record 2,000 attendees from 23 states and four Canadian provinces.
Organized by the Department of Animal Science at Penn State and the Franklin County Conservation District, the Expo was held over three days and focused on manure handling and application through tours, demonstrations and educational sessions.
Robb Meinen, Penn State Senior Extension Specialist, and Jennifer Bratthauar, Ag Conservation Technician and Nutrient Management Specialist for the Conservation District, co-chaired the Expo and will accept the award at the April 19 awards dinner in Harrisburg hosted by the Pennsylvania Environmental Council and the Department of Environmental Protection.
Dr. Terry Etherton, Head of the Department of Animal Science, said, "This award is a wonderful tribute to the hard work that Robb and Jennifer put into organizing the Expo. It also is a wonderful recognition of the enormous impact the Expo has on improving both water and air quality. We are very proud of these efforts and grateful for this honor."
The largest group of attendees was professional manure handlers. Dairy, livestock and poultry producers also attended as well as nutrient management plan writers, agency and extension personnel.
Meinen said, "This is quite an honorable recognition for the countless people and organizations that contributed to Manure Expo. Our environmental benefits are real. Professionals were exposed to information and equipment that allow simultaneous and practical progression of animal agriculture, crop production and environment stewardship. From beginning to end, that was our overarching goal.
"The attendees have enormous influence with environmental advancement across this region and all of North America. We offered programming for everyone, from a young professional driver of manure equipment to policy makers in Washington D.C."
Tours and demonstrations allowed attendees a chance to view the latest technology in action. Over 50 educational seminars offered something for everyone.
Vendors are attracted to the Expo because of the large number of commercial manure applicators who attend, providing an opportunity to demonstrate the latest technology to a very specialized audience. Meinen notes, "Manure Expo is helping to drive technology advancements in precision manure nutrient utilization. When commercial operators adopt these practices the impact is realized on the many farms and large acreages that they service."
Awarded each year by DEP, these awards highlight the best in environmental innovation and expertise throughout the Commonwealth. Each year the Governor's Awards for Environmental Excellence are the highest statewide honor bestowed to businesses and organizations involved in a cross-section of environmental initiatives from cleaning up watersheds, saving energy, eliminating pollution, reducing waste, and more.
The awards program is open to all Pennsylvania businesses, farms, government agencies, educational institutions, non-profit organizations, and individuals who have created or participated in the development of a project that promotes environmental stewardship and economic development in the state.
Projects are selected based on eight criteria: protection, partnership, public service, environmental education and outreach, pollution prevention, economic impact, innovative technology, and climate change.
The Expo was held over three days, and featured tours, demonstrations and educational sessions, all focused on manure handling and application. The 2016 Manure Expo will be hosted in London, Ohio.


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Have you even been to Italy?
I am thinking about painting my toenails red, today:)
Hello...great pics..Ive never been to Italy.....looks relaxing and wonderful....
Would definitely love to go :)
Lovely pix! Italy is just so wonderful, I might have to break down and make a trip :)
Well... having an Italian boyfriend certainly helps... :D I havent been to cinque terre though but i m hoping to visit really soon!!! :D
What an ugly weather! uugggggg
Big kiss!
P.S: Come and join my giveaway! I think you'd like it! ;)
it is a wonderful wonderful place!!!
Loving the pictures
P.S check out our blog
Loving the pictures
P.S check out our blog
oh how I wish I was there right now! I'm not ready for the cold at all!
Have a great day, sweetie!
oh how I wish I was there right now! I'm not ready for the cold at all!
Have a great day, sweetie!
such stunning images darl, absolutely stunning! i got married in italy. its a gorgeous country! jxx
love love love those pictures and, as you know, i LOVE italy!!
viele grüsse kristina
oh i want to go there and lap up the sunshine, but most of all to dip my toes into the sand and enjoy all of what italy has to offer.......great photos....have you painted your toes red???? lisa xox
lovely xxxx
Looks so perfect...ahhh I want to go away!
Stop over for another Giveaway!
Julie xo
cinque terre uhmmmmmmm...
you make me dream...
Lisa...I did !...My feet are very happy right now....hahaha
ok take me there PLEASE!
PS. thank you for entering my giveaway :)
yay......it's amazing how it makes you feel when your toes look fantastic, i'm happy to go shoe shopping when there done kisses and have a great day xox
You should definitely paint those toe nails of yours red!! Go for it girl! It makes you feel so pretty!!!
Great pictures! I've never been to Italy but I listen to everyone that has been and they are in love!!! As they should be, it looks gorgeous!
these are truly stellar photos. so inspiring too!
xo Alison
My toenails ARE red today :-)
I'm half Italian, but I've never been there. One day though...
I have only been to a gas station in Italy but I do dream of going back and having scenes just like the ones pictured.
italy is so wonderful.. love those picts diana!
i have hear so much about this beautiful place in italy!! it is so gorgeous it makes ny eyes hurt....the pictures don't even look real they are so beautiful! i hope to go there someday....
...i have to say...i am such a fall girl....and so ready for boots and scarves! :)
I am going to Italy over x mas and NY....yeah!
tralalalala :)
Gorgeous! Yes I've been to Italy many times. I used to travel to Milan & Bologna for work and I'd always extend my business trips into vacation and travel around the country :)
Hope you're having a wonderful Tues! xoxo
YES!! Immediately! So gorgeous
It is on my to do list...I just have to go!
I've never been, but DYING to go!!!
Yes please today!!!!
Have a good one lovey, xo
These photographs make me happy no matter how many times I see them! They are just so atmospheric, and really make me want to go back to Italy, now that I know more about photography!
Lovely photos! I want to be there right now.
My Mom is leaving for Italy
Oops hit send too soon. My Mom is leaving for Italy in a few days and I'm soooooooo jealous!
I love those images, so vibrant. Making me want to visit Italy soon especially after reading Eat, pray, love.
These look wonderful. I want to go!
between these and Krystal's photos, i WISH i had visited Cinque Terre when i lived in europe.
and YEP, wish i was THERE. :P
happy last day of august to you as well. ;)
These pictures make me want to TAKE pictures!
Oh my goodness...breathtaking! I adore the second photo. All of the colours are beautiful.
I've never been anywhere in Europe but hope to someday...and Italy is definitely high on the list!
so so so so so amazing
Um, yes please, x10000000
book me a flight, I'll go and never come back....
I want to find the endless summer.
Chic on the Cheap
Is this Riomaggiore?? I studied in Rome a year ago and when my parents came to visit we went through Cinque Terre and stayed in Riomaggiore. What an awesome little place!! I cant wait to get back to Italy..I miss it every day.
Beautiful pictures!!
we are only a ferry away from Italy. My favorite area is the Tuscany region. Hoping to make another trip this fall.
I want to go here! These photos are stunning. xo


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Workshop on Insolvency & Bankruptcy Code 2016 by Faculty of Law, BHU, Varanasi [Sep 15]: Register by Sep 13
Ever since its inception in the year 2016, the Insolvency and Bankruptcy Code (IBC) has been gaining great prominence and importance by streamlining the entire bankruptcy & insolvency process. The new code has not only consolidated the various erstwhile Insolvency and Bankruptcy legislations; but at the same time, it has also created new job avenues and employment opportunities for the students of different disciplines.
A brief knowledge regarding the IBC and the entire insolvency & bankruptcy process has become a sine-qua-non for any law student seeking a job at a corporate institution. Keeping the ever-growing utility of the IBC in mind, we propose to conduct a one-day workshop on the subject.
The workshop will be conducted under the supervision of the experts having first-hand experience with the working of the IBC. This will help in appraising the participants with the nuances of this code.
The workshop will conducted by prolific practitioners and other experts of the field who will apprise the students with the modalities and nuances of the Code.
Tentative Schedule
Date: Sep 15, 2018.
Join Lawctopus Law School, the law school you always wanted, online! Check courses.lawctopus.com
10:00-10:30 am Registration
10:30-11:30 am Inaugural Session
11:30-1:00pm First Session
1:00-2:00 pm Lunch
2:00-3:30 pm Second Session
3:45-5:15 pm Third Session
5:15-5:30 pm Closing Ceremony followed by High Tea
Session 1: Imperatives for having the IBC and the insolvency and the bankruptcy ecosystem
Session 2: Corporate Insolvency Resolution Process
Session 3: Liquidation Process
A nominal participation fee of Rs.300 for all the students of Banaras Hindu University. For other students and individuals, the participation fee is Rs.500. The fee has to be submitted at the B.A.LL.B. office at the faculty of law, B.H.U.
Jyotsna: 9454606889
Prachi: 9838197582
Click here for full details.
Disclaimer: We try to ensure that the information we post on Lawctopus is accurate. However, despite our best efforts, some of the content may contain errors. You can trust us, but please conduct your own checks too.


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Dr. Omar Al Muthanna asserts the engagement of people through multiple programs, to heighten the notion of cohesion and social responsibility amongst the community
Beefing up the campaign for the upcoming nonprofit Pakistan Medical Centre, CEO Community Development Authority Dr Omar Al Muthanna addressed an audience of over 200 diverse nationalities at the Pakistan Auditorium on Wednesday evening.
The event ' CEOs Legacy ' was a collaborated effort by Pakistan Association Dubai and CEO Clubs Network. It raised awareness amongst CEOs of various corporations to leave a legacy through their Corporate Social Responsibility for the first community healthcare facility in the GCC.
Being built on the initiative of own a brick, the CEO Clubs Network pledged a 1000 bricks towards the upcoming Pakistan Medical Centre.
The CEO Clubs Network is the largest business networking club in the world with a presence in 20 countries with more than 16, 000 exclusive elite CEOs & high executives' members worldwide.
"Going through the files of the not for profit clubs ( in 2008) who were really serious in being on the frontline of community development " Al Muthanna recollected " I was right in the impact of the clubs and the potential that I saw back then".
The Community Development Authority regulates and provides licensing services to non-profit Civil Society Organizations and associations.
"Be it honor labor during Ramadan or the recently launched community youth council, in every activity I have seen the familiar faces of Pakistan Association" added Al Muthanna.
The Medical Wing of PAD has served over 23,000 patients in over 90 free medical camps since 2009 which has led to the unprecedented not for profit Pakistan Medical Centre which will remain open to all nationalities.
"The challenge is to not construct the Medical centre but to sustain it. We need support and strength from individuals and corporate who believe in giving back to the community" said Dr Faisel Ikram, President of PAD.
"In the Year of Zayed, we should all be motivated to leave a legacy behind and what other way then contributing towards a centre that will be a beacon of hope for thousands of people" added Dr Ikram.
Local hospitals such as Mediclinic City Hospital, Saudi German Hospital, RAK College of Dentistry and Supervision optical have already pledged support towards community healthcare facility.
Mudassir Sheikha, co-founder and CEO Careem was a motivational speaker of the evening. He highlighted the success story of MENA's leading ride hailing app and the importance of having the best people as your team.
Dr Tariq Ahmed Nizami, the founder and CEO of CEO Clubs Network said "I am proud to associate myself towards this noble cause and God willing we would contribute more than what we have pledged".
The Pakistan Medical Centre is a component of Pakistan Centre, the world's largest community centre for overseas Pakistanis.
It will serve like any other polyclinic delivering services through different tiers and free to those who cannot afford.
The own a brick initiative encourages community members to take ownership through a brick worth a Dh1,000 and become a member of PAD for 10 years.
"With over 15,000 bricks to be given away and construction work already in place, the centre is to inaugurate in 2019" noted Dr Ikram adding that the support of Community Development Authority has been a cornerstone in the novel cause.


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The path toward financial security is not always a clear one. You can carefully monitor your expenses, diligently save and plan, maybe even start a 401K, but without the proper guidance, you may be one accident away from where you started. The trap of short term debt or high-risk investment, or even the false sense of security that comes from eroding low-risk investments can spell disaster for your hard earned safety net. Orange County Finance is your expert planning source for short term goals and long term dreams.


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Consolidating Credit Card Debt in Fultondale, Alabama
It is important for those trying to get credit card debt consolidation in Fultondale, Alabama to be familiar with the approach and evaluate options. You need to select the very best method for you own unique financial circumstances and ability to pay. The best debt consolidation process will simplify the debt and payment terms in a fashion that simplifies your situation.
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How to consolidate consumer credit card debt in Fultondale, Alabama
Some decide to use balance transfer cards for credit card debt consolidation, and it is essential in these cases to get the most from the low or zero percent interest rate. What this means is you must have a steady income and you should not expect to pay a more affordable sum each month. The whole concept is to spend less by not having to pay interest charges, so payments go directly to the principal. For this reason, you need to give just as much as you are able to with every monthly payment. This is an excellent way to pay off a significant portion of your balance.Read More
Next, there is the solution of taking out an unsecured loan for a lower rate of interest on credit card debt. For this approach to work best, you should have a great credit standing. When you get a short term, it can save you more cash. The goal should be to lower how much interest you have to pay during the period of the loan terms, which is accomplished by combining a small rate of interest with a quick loan term. That will improve the benefit you will get from utilizing a personal unsecured loan to consolidate your credit debt.
Then, you have the home equity loan strategy, which is just workable if your home has adequate equity. For the very best outcomes, your equity ought to pay for as much of your higher interest credit card debt as is possible. Equally imperative is the necessity of a effectively regulated repayment schedule for the loan. If you cannot make the installments, then this solution puts your house in jeopardy.
Know the advantages and disadvantages in Fultondale, Alabama
It simply is sensible to weigh out the advantages and disadvantages of consolidating debts before you can make up your mind.
We will begin by studying the benefits of consolidating debts.
You will get a single bill once numerous financial obligations are bundled into just one. This can help save time and stress on handling several accounts. You're much less likely to end up overwhelmed with the easy monthly payment.KEN
It can make it simple for you to benefit from better conditions on your payment agreement. Generally, debt consolidation will involve transferring or reorientating your many credit card balances into a new one. This adjustment is the perfect time for you to get better conditions on the loan. You may get a quicker payment period or a far more accommodating schedule. You could save money on interest fees with a cheaper rate and quicker repayment.
You can find a cheaper interest in the new terms. Since you are practically signing up for a brand new lending product or credit profile, this is the chance to get a reduced interest rate. It's not worth it to consolidate if you do not get one. Debt consolidation will not be advantageous if you're getting a greater interest rate in the newer arrangement.
Now, we'll examine a few of the downsides.
It offers you a unrealistic feeling of debt relief. Consolidation frees up your credit card accounts. This makes it seem like you've paid off your credit debt however in truth, you merely moved your balance in to a new loan. You'll still owe just what you owed before, just restructured.
You could end up deeper indebted. When you cave in to the mistaken sense of debt relief, you may be drawn to use your credit card. This will lead to greater financial debt balances, and the very same predicament which you began in.
You still need to identify a way to address the underlying source of your credit card debt struggles. What prompted you become so deeply into financial debt is not going to disappear through debt consolidation. You'll still have to handle the cause. Just the symptoms of your credit card debt are attended to.
Depending on the strategy for consolidation you ultimately choose, your property might be at risk. A lot of people opt to place their houses up as collateral, putting their properties in jeopardy if they are not able to pay. The lower rate of interest of a home equity loan makes this a preferred method, but selecting this approach can actually lead to losing your home.
Debt consolidation loan application process and methods for Fultondale, Alabama
The loan application procedure for debt consolidation loans is dependent on how you would plan to consolidate.
A personal unsecured loan debt consolidation plan involves applying for the loan as you would with any other unsecured loan. You'll submit the standard loan application, await a credit score assessment to be conducted, then find out if you're approved or rejected for the loan. If you are rejected, you will then need to investigate other choices. If you're accepted, you will finish the application process by giving the proper details. You could have the option of utilizing a web-based application and sending in electronic digital versions of your details via e mail or site.
After finishing the requirements, the lender will perform a more thorough underwriting procedure. Once things are all completed and authorized, that's when you will get the amount of the loan. In some instances, you'll need to open up a new account withthe loan provider and get the funds via the account.
Home equity loan applications are the same as mortgage applications. Most commonly it is identical to the process you are going to use when submitting an application for a personal unsecured loan. The main difference is that your collateral will be subjected to a home and property estimation. Compared to an unsecured loan, this will be more expensive.
Many don't know that they will save time and money by consolidating their credit card debt with the same loan provider or financial institution that they're already working with.
Weak credit and consolidation in Fultondale, Alabama
There's two different ways to consolidate debt when you've got weak credit.
First is you will submit an application for a standard unsecured or secured loan. As a high risk borrower, you will need to invest greater interest. Having below-average credit conveys a story of a track record of not paying obligations promptly. Of course, the interest of your unsecured loans should be greater than a secured loan. The collateral that you set at stake with a secured personal loan can help you find a reduced interest rate.
If you're unable to utilize the personal loan method, you have a second alternative. This approach is debt settlement. That is great for people with unfavorable credit ratings and debt in default or unsettled standing.
The objective is to negotiate with the lender so they can let you pay only a part of the debt. This is much simpler with the aid of a debt negotiation business that will take care of the negotiations. You are going to offer up a settlement amount that's usually smaller than your actual account balance. When the financial institution or loan company agrees, you'll pay the settlement and the rest of your credit card debt should be pardoned.
If you've got bad credit, is it possible to still consolidate debt in Fultondale, Alabama ?
There are 2 techniques for getting reduced rate of interest debt consolidation loans. If you have a favorable credit record, then you can take advantage of the 1st strategy. The lender needs to observe that you're not a high risk client since you have a good reputation for managing your debt dependably. That will only be verified by your credit report.
Looking for a secured financial loan is your second approach for a lower interest rate. Usually, borrowers utilize the equity of their house. Using this method gives the lender some security since your home is the collateral for the personal loan. Therefore, the lender could take the home should you go delinquent on your payments.
Free consumer credit card debt consolidation
The truth is, there's no service which has a totally free debt consolidation loan. All debt consolidation loans will have to be repaid with interest fees. Certain companies could charge a low origination service charge but it's usually difficult to totally waive this service charge. These are needed for the service to evaluate your credit report and process your application form for a loan. Your origination fees will pay for these types of expenses.
Though you can't receive a totally free consolidation loan in Fultondale, Alabama, you can find a cost-free price quote, to make certain that you'll know just how much the borrowed funds will cost prior to making a decision.
Staying smart about debt consolidation
You should always verify that the organization is reputable, and you can do that by reviewing the loan company's credentials. The lender needs to be associated with other companies and institutions. Before a lender is approved for accreditation with another institution, they're normally researched by that agency. Through learning the criteria and conditions of these organizations, you will know exactly what the consolidation company can provide you with.
Here are some of the certifications that legal services go after.
Better Business Bureau. The BBB Business Partner Code of Conduct is used to rate Business Partners of the Better Business Bureau. With their site, you can view the difficulties that consumers have with a debt consolidation company and information on how the latter worked to handle them.
American Fair Credit Council. Here is the top organization of Consumer Credit Advocates to assist credit card debt overwhelmed consumers, enhance the industry's guidelines, and increase just treatment of consumers.
National Foundation for Credit Counseling. The National Foundation for Credit Counseling is an institution that empowers clients and debt relief organizations. The NFCC only welcomes partners that successfully passed the qualifications of the Council on Accreditation.
International Association of Professional Debt Arbitrators. The aim of the International Association of Professional Debt Arbitrators is to ensure that consolidation services employ debt arbitrators that are adequately educated and registered.
You can find more accrediting organizations, global and nationwide, that you can investigate. These types of institutions are cautious about the members and certifications they hand out, so you can be confident of a legitimate business from their list.
Consumer testimonials tell a lot about debt consolidation companies
An additional way to ensure you are only doing business with a reputable and reliable company is through testimonials. There's a lot of internet sites that conduct testimonials - some are specifically developed to review several companies and organizations. You can even find certain services highlighted on personal financing web sites.
If you're examining these testimonials, you should observe the expense, debt relief method, customer opinions and all the other financial products or services the company provides. Although the prices are a major component to it, they should not be your main focus. A debt consolidation service ought to offer a lot more than just a low service charge. Other critical indicators include things like customer service and customer satisfaction.
Then, you need to give some thought to your unique requirements for consolidation. Some providers are prompt to focus on the lower-interest but don't be deceived. Don't find yourself saddled with extreme fees or rigorous repayment agreements. If the process and repayment terms are more critical than a lower-interest, then be sure the business you will deal with can help you meet your debt relief requirements.
Choosing to consolidate credit card debt with non-profit service in Fultondale, Alabama
You can find non-profit credit counseling companies, but you won't find any reputable non profit debt consolidation loan providers. If a consolidation lender claims to be non profit, you need to be on your guard. Any company that offers a loan will need you to pay more than what you borrowed. This financial gain is usually taken from the monthly interest or the administration fees.
Your wisest solution is to concentrate on locating consolidation providers which offer low service fees and affordable rates. If you add the lower rates with an excellent credit score, you're sure to find a great deal from the debt consolidation loan.
If you happen to find a service that promises to be not for profit for debt consolidation loans, be very careful and thorough with your investigating. It is extremely likely that this kind of business is planning to swindle you into paying unreasonable fees.
Who can you trust to consolidate debt in Fultondale, Alabama?
With thanks to the world wide web, it's a great deal less complicated today to find the most effective debt consolidation organizations than it had been before. You can actually speedily choose an excellent service with marginal research. So long as you fully understand what you want and know your unique financial situation, you'll be able to come up with a great final decision. This enables you to determine the right debt consolidation loan company to use for your credit card debt relief needs.
Lightstream is a good solution for people that have good credit scores. This is a service that provides unsecured credit card debt consolidation loans. They offer the best interest charges in the industry - but only because they'll just approve your loan after you successfully pass a really strict credit history requirement. To do business with this business, you'll need no less than 5 years of credit with multiple kinds of consumer debt.
Lending Club is the better option for those who require quick acceptance of a consolidation loan. This web based loan company has a rapid turnaround time. Often, they can provide you with the loan within a couple of days. The two main variables which will influence the quickness of your financial loan agreement are how much you need and how nice your credit rating is. Don't get worried about transacting with a web based service - they've got the most innovative security and safety procedures so your personal financial info are protected.
National Debt Relief is a better alternative when you have unfavorable credit ratings and for individuals who have already defaulted on their debts. The company is mainly a debt negotiation business that will assist you to negotiate with the loan provider, creditor, or collector. The intention of this negotiation process is to handle your debt by paying only a portion of the full account balance. And then, the rest of the debt is forgiven. Via debt settlement, you're able to considerably minimize the amount that you have to pay.
It is wise to research any company you consider using for debt consolidation loans in Fultondale, Alabama; yet these 3 are a great starting place.
Information on credit card consolidation loans in zip code(s): 35068


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The actor, who was last on Broadway in Art, will stay with the Tony-winning musical through Jan. 20, 2008.
Wendt is a six-time Emmy Award nominee for playing grumpy but popular Norm Peterson on "Cheers." He recently played Juror #1 in the national tour of Twelve Angry Men. The Chicago Second City veteran has appeared onstage in Art (on Broadway and in London) and in A Funny Thing Happened on the Way to the Forum. He was also seen in the ABC television musical "Bye Bye Birdie."
At the Neil Simon Theatre, he'll join current Hairspray cast members Shannon Durig (Tracy), Ashley Parker Angel (Link), Lance Bass (Corny Collins), Michele Pawk (Velma Von Tussle), Darlene Love (Motormouth Maybelle), Jim J. Bullock (Wilbur), Tevin Campbell (Seaweed), Naturi Naughton (Inez) and Ashley Spencer (Amber Von Tussle).
In Hairspray "it's 1962 — the '50s are out and change is in the air. Baltimore's Tracy Turnblad, a big girl with big hair and an even bigger heart, has only one passion — to dance. She wins a spot on the local TV dance program, 'The Corny Collins Show' and, overnight, is transformed from outsider to irrepressible teen celebrity. But can a plus-size trendsetter in dance and fashion vanquish the program's reigning princess, win the heart of heartthrob Link Larkin, and integrate a television show without denting her 'do?"
Hairspray is based on the New Line Cinema film written and directed by John Waters, who serves as a creative consultant on the musical comedy. It features a book by Mark O'Donnell and Thomas Meehan, and a score by five-time Academy Award nominee Marc Shaiman and lyrics by Shaiman and Scott Wittman. Hairspray is directed by Jack O'Brien and choreographed by Jerry Mitchell; scenic design is by David Rockwell; costume design is by William Ivey Long; lighting design is by Kenneth Posner; and sound design is by Steve C. Kennedy.
Hairspray celebrated its fifth anniversary on Broadway in August. It's the winner of eight 2003 Tony Awards, including Best Musical.
The new movie musical based on the Broadway production was released this summer — helping raise the profile of the Broadway smash in its fifth year.
For more information about Hairspray, visit www.hairsprayonbroadway.com.


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Greetings Crimson Wood!
It's time to elect a new Board of Directors for 2017. There are 5 elected members in the BOD - if you are interested in serving Crimson Wood by filling one of these seats, please announce your candidacy publicly and in writing by May 20th. The election will be held on May 27th.
The requirements to serve on the BOD as well as general information may be found in the Corpora, Article X Section 1, here (please review requirements before announcing candidacy): http://caamtgard.com/docs/docs/wmk_corp ... -12-12.pdf


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Stress affects dieting in many ways.
Stress plays a major role in weight gain. It affects the food choices we make, how hungry we are, how often we eat and even where on our bodies we gain weight. Stress also plays a role in dieting. According to behavioral-change expert, Dr. James Prochaska, the #1 reason why people relapse back into their old [over-eating] behaviors is stress. So if you want to lose weight and keep it off, it's important not only to learn how to manage stress, but to learn how stress affects the whole process of behavioral change.
The Stress Free Diet is about making permanent lifestyle changes.
This program takes a new, stress-free approach, with no off-limit foods and no calorie restrictions. It simply encourages people to make permanent changes in their lifestyle that eventually lead them back to their natural weight. Practical suggestions for achieving this goal include, reducing liquid calories, (Sodas, alcoholic beverages and other soft drinks account for 22% of the total calorie intake in the average American diet!) understanding and taking control of emotional eating, balancing the calories burned with the calories consumed, keeping a mood/food journal, engaging in 30 minutes of light exercise and performing 5 minutes of strength-training each day.
How does the Stress Free Diet work when other diets don't?
Remember, most diets don't work. 80% of the weight dieters lose, they put back on within one year. Many experts now believe that dieting may eventually lead to weight gain. Don't contribute to this madness by introducing yet another weight-loss program that doesn't work. The Stress Free Diet is NOT about deprivation strategies. It's about using information (education) to create lifestyle changes that people will want to adopt, permanently. For example, eliminating just one can of coke everyday would result in a loss of 15 pounds over one year. Just one less pat of butter equals five pound loss! When simple changes like this become permanent the long term benefits are astounding.
Information is power. Share this information with your audience and they will be empowered too.
Job Stress Job stress is the #1 source of stress in the US. 78% of American workers describe their job as stressful. People suffering from...View full product details
Most people spend the vast majority of their time thinking about things other than what they're actually doing. We do this while driving, while eating,...View full product details
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16 Jan 2019
Senior Fund Accountant, Guernsey | ALL,Not specified
Job DescriptionOur client is a funds administration services company seeking to recruit a Senior Fund Accountant.
Led by a Financial Reporting Manager to provide unrivalled day-to-day fund accounting services, whilst continuing to develop through your professional studies.
Key responsibilities will include:
• Bookkeeping a complex range of funds, management companies and associated fund structures and liaise with clients and intermediaries as necessary
• Completing all aspects of accounting matters for a portfolio of fund structures, including the preparation, reconciliation and proofing of investor reports, statutory financial statements, and ad-hoc investor queries
• Dealing with the completion of routine audit queries
• Preparing periodic bank reconciliations and provide supporting documentation evidencing transactions.
The successful candidate will have:
• Relevant previous experience.
• Expected to be part qualified with a relevant professional qualification (preferably having commenced ACCA Professional level or ACA Advanced level).
For more information please email: email@example.com or call: +44 1481 723221. Please visit our website www.pa.gg for our latest vacancies.
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text: For the cutting tool, see scissors. Safety Scissors is Matthew Patterson Curry, a minimal techno artist born in Minneapolis, Minnesota. He moved to the San Francisco Bay Area for a short while in order to attend San Francisco Art Institute. Curry then decided to focus more on music and eventually joined Belief Systems/Context Records where h… Read More


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FSA head Hector Sants to resign
- Published
The chief executive of the Financial Services Authority (FSA), Hector Sants, has announced he is to resign in June.
It means he will not take up his planned role as boss of the new the Prudential Regulation Authority (PRA).
The FSA will be replaced in 2013 by two bodies. The PRA, part of the Bank of England, will regulate financial firms and the Financial Conduct Authority (FCA) will oversee consumer protection.
FSA chairman Lord Turner is to take on some of Mr Sants' responsibilities.
The Bank of England's Andrew Bailey will take over Mr Sants' position at the Prudential Business Unit (PBU) which presages the soon to be created PRA, and the FSA's Martin Wheatley will remain head of the Conduct Business Unit (CBU) which presages the creation of the FCA.
The creation of the new bodies has taken longer than most had anticipated, but the FSA denies reports this was the reason Mr Sants stepped down.
The BBC's business editor Robert Peston said: "He is not going because of any disillusionment or disenchantment with the new system, but simply because at the age of 56 he wishes to do one more big executive job - and that would not have been possible if he had stayed on much longer."
Mr Sants has already established shadow structures within the FSA to mirror the new bodies - personally heading up the Prudential Business Unit as a precursor to the PRA.
"When I agreed to stay on as CEO in 2010 I committed to stay and deliver an orderly transition to the government's new regulatory structure," said Mr Sants.
"With the establishment of the twin peaks within the FSA I will have achieved that goal."
The chancellor said Mr Sants had found "a natural moment to seek new challenges".
However, his departure leaves the George Osborne needing to appoint a new boss for the PRA.
The FSA has already replaced Mr Sants as head of the PBU with his deputy, Andrew Bailey. The BBC understands that Mr Bailey was also set to eventually take over from Mr Sants at the PRA at the end of this year.
"The Bank will work closely with HM Treasury in searching for the first Chief Executive of the Prudential Regulation Authority who will also be the Deputy Governor with responsibility for Prudential Regulation," said a statement from the Bank of England.
FSA chairman, Adair Turner, paid tribute to his outgoing chief executive.
"He can rest assured that he leaves behind a transformed organisation, safe in very capable hands, with a robust blueprint for the future," he said.
The FSA has been criticised for failing to spot signs of excessive risk taking by banks prior to the financial crisis.


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Hey! I know! Let's throw some more money at the "problem"
Let the Hispanic leaders that are so concerned volunteer to help assist in teaching English.
I just can't believe you people don't do enough for others around here!
Girls plight calls into question the way Buffalo serves its Spanish-speaking students
By Peter Simon NEWS STAFF REPORTER
Updated: 10/19/08 8:04 AM
Sharon Cantillon/Buffalo News
Nicole Marrero has attended Buffalos alternative school for more than two years but says she cant understand her teachers, her classmates or her assignments. Nicole, who moved to Buffalo with her family from Puerto Rico six years ago, speaks fluent Spanish but very little English.
And none of her teachers, including her English as a Second Language instructor, speak Spanish.
So Nicole, 15, sits in class, unable to understand what is being said. She has been doing this for two years.
Im lost, Nicole said, speaking through an interpreter. I dont know what to do. I dont feel good because I dont learn anything.
Nicole is not alone. At least three other Spanish-speaking students at Academy School @ 44 on Broadway face the same problem, according to Ralph Hernandez, the West District member of the Buffalo Board of Education.
Hispanic community leaders say Nicoles situation highlights longtime deficiencies in the teaching of Spanish-speaking students in Buffalo.
This is not an isolated case, said Lourdes Iglesias, executive director of Hispanics United of Buffalo. We see things like this all the time. What they are doing to this child is educational neglect at its worst. We hold parents accountable every day. Who holds the superintendent and the school district accountable?
Buffalo school officials denied Nicoles claims that she doesnt speak English, but refused to answer questions about whether she has the language skills to function appropriately in a classroom in which English is the only language spoken.
Ive had conversations with Nicole in English, said Gregory Mott, principal of Academy School.
Nicole is average to above average in English, at best, Mott said, adding that he feels her English skills are appropriate for her age.
But in a conference call with a reporter, Mott and three other Buffalo school officials would not answer questions about whether Nicole can function adequately in an Englishlanguage classroom or school environment.
The officials said they could not answer that question because we have some very strict [legal] limitations involving student privacy, said Michael Looby, the districts general counsel.
Nicole has been identified as a student eligible for bilingual services, Hernandez said. He learned that she had been given this designation during a visit to the school last week.
Its right here, Hernandez said. Its on the list I got from Greg Mott himself.
Mott confirmed her eligibility in a conversation with him, Hernandez said.
The district spends millions of dollars a year educating students whose first languages are not English, Hernandez said, but the situation at the alternative school is intolerable.
Its a total failure on the part of the district, Hernandez said. We have, without a doubt, violated these kids civil rights.
A school district official criticized Hernandez for his role in bringing Nicoles situation to light.
This practice of individual board members governing through the press instead of at the board table has reached an unacceptable level, said Associate Superintendent Will Keresztes. Its exploitive of families and insulting to principals and teachers who are tireless in their efforts to bring intervention to students.
Its also unfair to other board members who exercise their authority professionally in convened board meetings, Keresztes continued. When the school district has not met a parents expectations, we will remedy their concerns. We will restore their confidence. But not this way, not through conflict in the press.
In an interview conducted last week through an interpreter, Nicole and her mother, Elizabeth Fernandez, said they are angry, saddened and perplexed.
Nicole said she doesnt take exams and doesnt get report cards. When she quit going to school for two months last year, her mother was cited for educational neglect.
According to a legal guide published by the New York State Bar Association and the New York State Association of School Boards, school districts are not legally required to provide bilingual education or ESL programs.
However, districts must have policies detailing how students with limited English proficiency will be educated, and those policies must include assurances that such students will have access to appropriate services, the guide says.
The problems at Academy School run deeper than the situation Nicole faces.
A state Education Department report last July said the school fails to meet standards on instructional time, lacks supplies and equipment, does not offer challenging work for many students, assigns teachers to subjects they are not certified to teach and has a serious attendance problem.
The school, for students in grades seven through 12, opened in 2006 to assist at-risk youngsters and reduce violence in other city schools. Last year, just 9 percent of the schools seventh-graders were proficient in English and 6 percent were proficient in math.
When the report was released, state Board of Regents Chancellor Robert M. Bennett said that the school should be closed if it doesnt improve dramatically.
School district officials said they are implementing a broad series of recommendations made by the state review team.
Buffalo has extensive programs for Spanish-speaking students, and Nicole did receive bilingual assistance after moving here in 2002.
At two elementary schools, she was taught English in one class and received Spanish-language instruction in her academic subjects.
But after she was assigned to the alternative school in September 2006, Nicole was without the assistance of Spanishlanguage teachers, and still did not speak enough English to understand written material or verbal instruction, she and her mother said.
They said the assignment to the alternative school was made after Nicole missed about 50 days of school the previous year. Fernandez, a single mother, said she suffered from depression and physical problems, and that those difficulties affected Nicole and her five other children.
Things for Nicole only got worse at the alternative school.
For much of her time there, Nicole said, she has been given computerized, English-language reading assignments that she doesnt understand.
When she finds words in the readings that matched those in the related questions, she copies those portions of the readings as her answers, even though she doesnt know what they mean.
This year, Nicole said, she spends an hour each day with a well-intentioned ESL teacher, but the teacher does not speak Spanish and they make little progress. The rest of Nicoles day is spent in classes where only English is spoken and she says she doesnt understand anything.
Fernandez said she asked school officials last year about final exams, and was told her daughter wouldnt be taking any.
I feel horrible, she said. Im very angry. All shes doing is failing. Shes been in seventh grade the last three years.
Fernandez said she was assigned a social worker after being charged with educational neglect because her daughter was missing school.
The social worker contacted Hernandez, an advocate of programs for students with limited English proficiency.
Hernandez said that he and Fernandez met with School Superintendent James A. Williams on Oct. 8, and that the superintendent said he would transfer Nicole to another school.
School officials said they have been unable to reach Fernandez to make those arrangements.
Hernandez said Nicoles situation underlines the highly fragmented, inadequately defined and poorly monitored bilingual and ESL efforts in Buffalo. He said the four-year graduation rate for students with limited English skills is just 38 percent.
Over 90 percent of these students never go to college, Hernandez said. Instead, many work in fast-food restaurants, dead-end jobs or turn to crime because they cant read, write or speak English. This is a disgrace, and we must not permit it to continue.
Buffalo Teachers Federation President Philip Rumore has been a frequent critic of Academy School @ 44, charging that it has been warehousing at-risk students and that millions of dollars have been wasted there on contracts for services from ResulTech, a private Maryland firm.
Nicoles difficulties should have been identified and dealt with long ago, Rumore said.
This is another form of child abuse, he said. Whoever is responsible should be fired I think they should be sent to jail. How are we ever going to replace those two years of the childs life?
Hey! I know! Let's throw some more money at the "problem"
Let the Hispanic leaders that are so concerned volunteer to help assist in teaching English.
First Amendment rights are like muscles, if you don't exercise them they will atrophy.
You're right, you can escalate the money to the cost of the bailout and it will not make any difference.
There is a saying in my church "To suggest is to volunteer" like I said, those that are concerned should volunteer.
First Amendment rights are like muscles, if you don't exercise them they will atrophy.
First Amendment rights are like muscles, if you don't exercise them they will atrophy.
The mother can learn english on the job.. That is the best way.. Don't tell me she doesn't speak english either. Put her in an on the job training program!!
I bet she has been in ESL too if she went in PR from first grade all the way to her Masters degree.
This is BS.. Work hard and get a life. Don't put the burden on me to teach and pay for everything..
A size 10 in the nether regions usually ends a problem such as this. Coddling doesn't work. Perhaps starvation due to lack of employment is indicated.
Maybe it's just me, but I don't think it's unreasonable to expect the Board of Ed to provide an ESL teacher that actually speaks Spanish. I think that's a no brainer.
The mother needs to make sure her child goes to school. Missing 50 days a year is ridiculous. The teachers aren't miracle workers.
1 Corinthians 13:1 "If I speak in the languages of men and of angels, but have not love, I am only a resounding gong or a clanging cymbal."
I'd rather see them starve to death as an example to others. Why am I expected to provide all these services to a bunch of good-for-nothing leeches?
No speeka Da English? No comprende? Nada for you.
Everything is possible in life if you set a goal and go for it, including learning a foreign language. I know many people and their families, including children, who came to this country and stayed for different reasons. It was my and their choice. Learning the English language in order to help ourselves and to adopt to a new culture was one of the highest propriest on our list because communication is the key to success.
It's interesting to observe that other ethnic groups don't have the same privilage as hispanics do, "If you speak spanish press 2." Have you heard that? What about other languages? Discrimination?
by Zanna Vaida
It isn't easy to learn a foreign language as an adult. But I can tell you it's worth the effort.
When I arrived in Western New York from Ukraine in 1991, I could not understand, speak or write English. But I quickly came to understand that if I wanted to build a new life here, I needed to speak the language of my adopted country.
What did I do? Well, I started to run a "language marathon." I exercised my brain by listening to reading, speaking and writing English.
The beginning of my language marathon was the hardest - listening and understanding. A mix of strange sounds was like the noise of a bee hive, with the continued buzzing and humming coming from everywhere. The strange sounds sounded like an audio tape played back at high speed.
I had fun watching TV and being around people, even though I didn't understand a single word or sentence, by trying to figure out the meaning of a movie or a program. I learned to pay attention to body language, gestures and symbols.
It wasn't too long before I began to feel increasingly comfortable listening to what a short time before had been gibberish. The buzz began to be less annoying and I became more relaxed. My brain started developing observational skills by listening and understanding. I started paying more attention to how people were speaking and what was going on around me.
Next, I started to memorize the alphabet and play the A-to-Z game like the kids on the popular television show "Sesame Street." I quickly became accustomed to new letters and symbols.
Picking up a new language is not easy. My brain was tired, but I was determined to go on. "It's hard today," I told myself, "but it'll be easier tomorrow." I was looking for challenges every day.
At the same time, I was learning basics in reading and writing. This part was trickier, with higher barriers, but I was not running my language marathon alone anymore. I got supporters.
I found two schools, International Institute and Adult Learning Center, where English is taught for speakers of other languages. By regularly attending classes, doing daily homework and learning grammar basics, I began speaking - or at least making my first sounds in English. I started expressing myself in a new language.
In addition, I discovered public and college libraries and started regularly checking out books, magazines and audio tapes. I began reading more, and faster. My brain started thinking in the new language. I also had my first dream in English.
It has been 16 years since I came to America. I continue to run my language marathon. The assistance and encouragement I have received from my tutor from Literacy Volunteers of America, my counselor from SCORE (Service Corps of Retired Executives), AmeriCorps, VISTA (Volunteers in Service to America) and the professors, staff and students at Hilbert College, NY have been tremendous. With their and my friend writer Kathryn Radeff support, I was able to complete B.S in Liberal Studies in 2006.
I'm also indebted to the people of Western New York - too many to name - from all walks of life and with many foreign accents who have helped me along the way. They have made my language marathon easier to run, and together we have worked as one international team.
The team members have improved each other's skills in communicating across cultural divides. We've learned, discussed and expressed personal points of view about multiculturalism in a great world of cultural diversity.
We've exercised our brains, and had fun while doing it.
Well it doesn't help that when you "learn" some english at school and then go home and speak spanish you won't retain anything!!
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UCI City Mountainbike
UCI City Mountainbike
Thanks to 50 years of development, Safety Jogger evolved from an overall safety shoe manufacturer to an international provider of authentic, innovative and performing safety wear made from the highest quality materials and suitable for anyone's budget.
As an extension of that ongoing dedication, Safety Jogger contributes to communities and events which raise positive reflections towards our brand. That's why we're happy to announce our continued collaboration with City Mountainbike, the annually returning UCI Mountainbike Eliminator race! The competition consists of several manches that are held between June and November.
"It's not the mountain you conquer, it's yourselves!"
The UCI MTB Eliminator World Cup gives us a fruitful platform to communicate with our customers who use our safety shoes and safety wear. This urban discipline embraces the same dynamism and quality as we put into our footwear and textiles. It forms an ideal partner to increase our global brand awareness.
"The combination of a challenging sport and a no-nonsense organization exposes our brand to a wider audience. It brings Safety Jogger to a valuable position in this sport", adds General Manager Wim Vanderschueren.
Participating is like every simple event registration, click the links and follow the steps you'll find on the right.
- Select in the list the event in which you would like to participate. You will be sent to the registration page of Race Result.
- Select the category in which you would like to participate.
- Log in.
- Confirm your registration.


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Circuit Judge Joel August also ordered Rudy Z. Bernardino to serve at least two years behind bars before becoming eligible for parole.
Bernardino had pleaded no contest to first-degree methamphetamine trafficking.
Bernardino graduated from the Maui Drug Court in July 2005. He was arrested March 5, 2007, when vice officers executed a search warrant for his apartment.
Officers reported recovering more than an ounce of methamphetamine, as well as chemicals associated with the processing of methamphetamine. They also reported finding a loaded .45-caliber revolver and a glass smoking pipe.
Deputy Public Defender Wendy Hudson said her client started drug treatment and landed a job after his arrest.
Hudson said several family member were at Friday's sentencing to show their support for Bernardino, who had been held since August on $150,000 bail.
"Rudy has a very good chance of rehabilitation because of his family support," Hudson said. "He's going to come out of this as a very good father, son, brother and uncle."
On Feb. 25, Circuit Judge Richard Pollack ordered former Hawaii resident Christopher E. Burns to repay the $71,438 and sentenced him to six months in jail and five years probation. He had faced a $100,000 fine and three years in prison for each charge.
Burns, who had pleaded no contest, was released for time served and allowed to apply for probation jurisdiction in Florida.
A former military electrical engineer, Burns filed Hawaii resident income tax returns electronically for the years 2004 through 2006. In the first two years, he received refunds of $35,703 and $35,735 that were deposited electronically to a mainland bank account.
The Department of Taxation suspended his attempt to collect a refund for 2006.
The Department of Taxation said Burns was the first successfully prosecuted case against an out-of-state person who electronically filed and collected false income tax returns.
The project also includes replacing docks C and D; transient docks; and the row 700 and row 500 docks.
B dock tenants were notified last week that they will be relocated to the new F dock that opened in January.
His remains will be returned to his family for burial near the family's hometown of St. Clairsville, Ohio. Munn's remains were identified last week by the Joint POW/MIA Accounting Command in Hawaii.
Scientists from JPAC and the Armed Forces DNA Identification Laboratory used mitochondrial DNA in the identification of Munn.
Munn, 23, was one of four airmen aboard the AT-7 trainer that was supposed to fly from Mather Field to Los Banos on Nov. 18, 1942. The plane veered off course and crashed into the 13,710-foot-high Mount Mendel glacier in Fresno County.
Munn's body was found in August by Seattle author Peter Stekel, who was doing research for his book about the plane crash, "The Final Flight."
Representatives of the U.S. Army met with Munn's family last week to coordinate his burial with military honors.
Also on board the flight were Leo Mustonen, 22, of Brainerd, Minn.; William Gamber, 23, of Fayette, Ohio; and John Mortenson, 25, of Moscow, Idaho. Mustonen's body was found in 2005. The other two bodies have not been found.
The catamaran Manju capsized half a mile from shore near the surf spot Suicides and Ewa of the Diamond Head Buoy at 12:03 p.m., the release said.
A bystander called 911.
Two lifeguards on jet skis and a fire department crew aboard a small boat transferred the Manju's crew to a Coast Guard 47-foot motorboat.
A Honolulu Fire Department helicopter monitored the transfer.
The Coast Guard's 47-foot boat towed the Manju in, dropping the rescued crew and their vessel off at Ala Wai Boat Harbor at 2:33 p.m.
No one was injured.
At about 1 a.m., the victim was at the bus stop at Kamehameha Highway and Kohumue Street when he allegedly was stabbed three times to his right side, police said.
The victim was taken to the Queen's Medical Center, where he remains in critical condition.
The suspect and a 23-year-old man were arguing at the suspect's Kamaio Place home in Mililani at about 2 a.m. yesterday. The suspect allegedly slashed at the man's head and shoulder. A 43-year-old man tried to intervene and was slashed on his arm, police said.
After heading up the trail at the end of California Avenue, the group called firefighters at about 6:30 p.m. because they couldn't find their way out, said Honolulu fire Capt. Frank Johnson.
A fire helicopter picked up all five adults and dropped them off at Iliahi Elementary School before 8 p.m., Johnson said. No one was injured.