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It's sort of strange to think about now, but there was once a time in America when the very idea of a sports car was considered confusing and strange. And I'm not talking about 1784, when having a sports car would probably get you burned as a witch; I'm talking about the 1950s.
This certainly wasn't the case with all Americans, however. GIs returning from the war in Europe came back having seen a vast number of things — most of them were the horrors of war, but one of the few bright spots was their first introduction to the smaller, lighter, nimbler cars being built across Europe at the time. Some were able to bring these back, and those people became the first "sports car" enthusiasts.
To American eyes, most of these cars seemed like flimsy, underpowered things, and most people had no intention of giving up their massive, powerful, air-conditioned, couch-seated cars. Americans knew about hot rods and race cars, but the idea of something quick and small and still usable as normal transport was absolutely alien. That's why articles like this one in the 1953 edition of Sports Car Album are so fascinating. Here it is. It's as worth reading today as it was then:
A sports car is a car built to be enjoyed for its own sake. Although it isn't intended for utility, this doesn't mean it isn't useful. Use can be a pleasure as well as a routine. Many people don't like sports cars; many people don't really like being alive, either. Sports cars make a positive statement. They're thoroughbreds with style, temperament and character. They compare to American family cars the way a sailboat compares to a coal barge.
To enjoy sports cars for their own sake requires a certain participation by the driver. He must be willing to regard comfort as a combination of physical and mental security, since control can't co-exist with living-room luxury. He must be immune to insolent jibes from the public, who think he's a freak, who like to poke or kick his car when he leaves it parked, and who strive to beat him away from every stop light just to show the superiority of the Sad Six with Mush-o-Matic. He must be stalwart, too, when The Law leers down from a motorcycle with "American cars ain't fast enough for you, eh?" after a hair-raising chase at 32 m.p.h. in a 25 m.p.h. zone. The driver, as well as the car, needs strength of character.
Sports cars are — contrary to the most common criticism — less specialized and more versatile than family cars. Most of them can be used for daily transportation in traffic, or for road-racing in competition. Unlike the track racer or the "hot rod," which are designed for maximum speed in a straight line, the sports car is intended for performance at all speeds, under all conditions.
The author of this (I think a guy named Lloyd Mallan?) hit the nail on the head, and it makes sense for so many of us out there today who, say, still prefer to shift our own gears or value agility and fun over raw power, or are willing to put their kid in the car they want instead of defaulting to a minivan.
Also, people would "poke or kick" sports cars when parked? What the hell, anti-sports-car '50s-era Americans? Couldn't you just smoke and drink and leave the cars alone? Also, anyone with a Sad Six that has a Mush-O-Matic, please contact me for a classic review.

subset: commoncrawl


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People for whom money is no object—billionaires—spare no expense in indulging their appetite for luxury assets.
Wealth-X has compiled a list of the 10 all-time most expensive luxury asset acquisitions. The top choice of the majority of these ultra-rich folks will come as no surprise. A couple may do so. Following are the acquirers, their luxury assets and their estimated net worth, according to Wealth-X.
(Also check out: Top 10 Most Ridiculous Luxury Items: 2013)
10. Alisher Usmanov, Uzbek-born Russian business magnate
Luxury asset: Yacht—Dilbar. The 361-foot steel yacht with aluminum superstructure was built by Lürssen Yachts and launched in 2008. She accommodates 20 passengers and 47 crew. The design is by Tim Heywood with interior done by Alberto Pinto. (Source: Superyachtfan)
Asset price: $263 million
Estimated net worth: $20 billion
8. Dmitry Rybolovlev, Russian businessman, investor, philanthropist and the owner of French football club AS Monaco FC. (Source: Wikipedia)
Luxury asset: Home, Monaco
Asset price: $286 million
Estimated net worth: $11.3 billion
8. Abdulla Al Futtaim serves as the chairman of Emirates Investment Bank P.J.S.C. and Al Futtaim Hc Securities Company, as chairman of Al-Futtaim Sons Co and as vice chairman of Al-Futtaim Private Company LLC. He also serves as vice chairman at Arab Orient Insurance Company PSC and as a director at Commercial Bank of Dubai PSC.
Luxury asset: Yacht—Radiant. The 361-foot yacht was launched by Lürssen Yachts in early 2009.
Asset price: $286 million
Estimated net worth: $4.9 billion
6. David Geffen, American business magnate, producer, film studio executive and philanthropist
Luxury asset: Yacht—Pelorus. The original owner of Pelorus was a Saudi businessman who already owned a 236-foot motor yacht that he wanted to extend. Designer Tim Heywood was commissioned to investigate this possibility, but could not find a really satisfactory result and instead proposed a new yacht of 279 feet. (Source: Boat International)
Asset price: $300 million
Estimated net worth: $6.6 billion
6. Mohammed bin Rashid Al Maktoum is the prime minister and vice president of the United Arab Emirates, and constitutional monarch of Dubai. (Source: Wikipedia)
Luxury asset: Yacht—Dubai. This vessel, 531 feet long, is the third largest yacht in the world. (Source: Wikipedia)
Asset price: $300 million
Estimated net worth: $17.4 billion
5. Andrey Melnichenko founded MDM Bank in 1993. With fellow billionaire Sergei Popov, he began buying up assets in 2000, creating TMK, Russia's largest pipe exporter, as well as fertilizer maker Eurochem and coal producer SUEK. In 2006, the partners started splitting their business empire. Melnichenko kept Eurochem and a stake in SUEK. (Source: Forbes)
Luxury asset: Yacht—390 feet long, built in Hamburg in 2008 by Blohm + Voss.
Asset price: $323 million
Estimated net worth: $13.6 billion
4. Yury Shefler, Russian businessman who heads the SPI Group, a company he formed in 1997. SPI Group produces and distributes Stolichnaya vodka and other labels once owned by the former USSR. (Source: ZoomInfo)
Luxury asset: Yacht—Serene, constructed by Italian ship builder Fincantieri in 2010. The 450 ft. yacht has an onboard helicopter, a 50-foot pool and even a submarine built for two. (Source: motorussians.com)
Asset price: $330 million
Estimated net worth: $1.6 billion
3. Roman Abramovich, Russian business tycoon, owner of Chelsea Football Club, an English Premier League football team.
Luxury asset: Yacht—Eclipse. Eclipse is a luxury motor yacht constructed by Blohm + Voss of Hamburg. Her exterior and interior were designed by Terence Disdale Design and its naval architect was Francis Design. At 536 feet long, Eclipse is the world's second largest private yacht. (Source: Wikipedia)
Asset price: $485 million
Estimated net worth: $12.4 billion
2. Larry Ellison, co-founder and chief executive of Oracle Corp
Luxury asset: Lanai Island, Hawaii
Asset price: $500 million
Estimated net worth: $46.4 billion
1. Khalifa bin Sultan Zayed Al Nahyan, president of the UAE and ruler of Abu Dhabi
Luxury asset: Yacht—Azzam, built by Lürssen Yachts and designed by Nauta BV. Azzam was launched on April 5, 2013, at 591 feet in length as the largest private yacht in the world. She has a beam of 68 feet and an unusually shallow draft of 14 feet. (Source: Wikipedia)
Asset price: $627 million
Estimated net worth: $17.9 billion
Related stories on ThinkAdvisor:


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Spectrum Marketing Segmentation allows you to perform the many profiling aspects needed to create a comprehensive sense of your marketplace as well as analyze your customers.
What we find is that people tend to live near people "like themselves". So we need to figure out where these clusters of like-minded people live.
The Spectrum interface allows the user to answer four different sorts of questions:
The "kinds of people" are technically called "sociological profiles" or just profiles. These groupings of households that share certain sociological traits and create sub-cultures share common characteristics (such as age, income, race, household structure, education, etc). In order to expand your market you need to know who your customers are and then where to find more people just like them.
Spectrum Market Segmentation includes the ability to:
Run a report for a given site location - to learn more click here
Analyze which area will be the best to locate a site - to learn more click here
Find more customers just like the ones you already have - to learn more click here
Profile Your Customers - to learn more click here


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Analogue panel voltmeters are instruments that measure the voltage, or potential deviation, between two points in an electrical circuit. A pointer moves along a scale proportional to the voltage level of the circuit. The difference in movement indicates the potential of the electrical charge between circuit points A and B. Digital panel voltmeters do the same job, but have digital readouts.
What are analogue panel voltmeters used for?
Analogue panel voltmeters can measure voltage levels in generators or fixed machinery. They're commonly used in chemical processing plants where pressure, temperature or fluid-flow readings can be converted into voltage measurements.
Types of analogue panel voltmeters
- Moving coil voltmeters have either permanent magnets or dynamometers as measuring components with low power consumption benefits.
- Moving iron voltmeters can measure both AC and DC currents by producing a deflective torque. The torque-to-weight ratio is high which means increased accuracy of readings.
- Electrostatic voltmeters measure current flow based on attracting, repulsion or symmetry between two electrically charged plates. Their benefits is the high voltage range capacity of 200KV.


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Nurse Practitioners
What Is A Nurse Practitioner?
Partners with you in:
- Promoting Good Health Practices
- Preventing Illness and Disease
- Pursuing Quality Healthcare
Who Are Nurse Practitioners?
- Experts who provide primary healthcare to individuals, families, and groups across the life span.
- Registered professional nurses prepared for advanced practice through formal education programs including clinical experience.
- Supportive members of the healthcare team who can assist you with decisions and actions in staying well and in coping with illness.
- One of four types of advanced practice nurses who are an integral part of a reformed healthcare system. Advanced practice nurses include nurse practitioners, certified nurse midwives, nurse anesthetists, and clinical nurse specialists.
What Do Nurse Practitioners Do?
- Deliver high-quality, cost-effective, primary healthcare to people of all ages, newborns through aged.
- Assess health status by taking health histories and performing physical examinations.
- Order and interpret laboratory tests, x-rays, and developmental and screening tests to identify patients' health problems, risk factors, and strengths.
- Diagnose and manage common acute minor illnesses and injuries and stable chronic illnesses, collaborating with other members of the healthcare team.
- Emphasize health education and provide counseling for individuals, families, and groups.
- Improve access to healthcare for those who would otherwise have no care, including the homeless, poor, schoolchildren, people with AIDS and residents of rural and inner-city areas.
What's Unique About Nurse Practitioners?
Patients prefer seeing nurse practitioners for their healthcare because nurse practitioners:
- Take time to listen to patients' concerns and answer their questions.
- Offer them choices when treatment for illness is necessary.
- Are interested in patients and their lives, not just their illnesses.
- Believe in patients' rights to know what is happening to them and their bodies.
- Combine the warmth and caring of a friend with the professionalism of a healthcare provider.
Where Do Nurse Practitioners Work?
- Health Centers
- Clinics
- Schools
- Hospitals
- Health Departments
- Home Health Agencies
- Health Maintenance Organizations
- Private and Group Health Practices
- College Health Facilities
- Long Term Care Facilities
- Day Care Centers
- Occupational Settings
- Shelters for the Homeless


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GREEN BAY, Wis. (AP) It's not just wild-card weekend in Minnesota and Green Bay.
It's Groundhog Day.
Six days after facing off in the regular-season finale, and five weeks after their first meeting of the season, the Minnesota Vikings and Green Bay Packers are at it again Saturday night. This is no yawner of a sequel, though, not when the stakes are win or winter vacation.
``Like I tell the team, it doesn't matter who comes out of that tunnel, I don't care what color they have on,'' Packers coach Mike McCarthy said. ``It's about fundamentals, matchups, and that's what we're focused on. We're playing at home, it's going to be a great environment. ... The Vikings obviously have done a great job to get into the tournament, and we respect that, but this is a different deal.
``This is what everybody's been fighting for, and this is what we're excited about.''
Minnesota (10-6) and Green Bay (11-5) split their first two meetings, with the Vikings' victory last Sunday in Minneapolis giving them the last wild-card spot. It also dropped the Packers from the No. 2 to the No. 3 seed, and forced the NFC North champs to work a weekend they were hoping to have off.
At least neither team had to scramble to dig up film or scouting reports.
As division rivals, the Packers and Vikings already know plenty about each other. After playing twice in December, they know each other so well they could probably call each other's plays. There won't be any big surprises, no new wrinkles to the offense or defense that the other hasn't already seen.
``So much familiarity with the team that we are playing because of the number of times we have played them in the last month and a half,'' Vikings coach Leslie Frazier said. ``So not a whole lot that needs to be discussed as far as getting motivated to play this game.''
The Vikings game plan will be simple: Give the ball to Adrian Peterson and get out of the way.
That's the plan pretty much every week, but particularly against Green Bay. He's rushed for 409 yards in their two games, more than some running backs manage in 16, and is averaging a whopping 7.4 yards per carry. He had the longest run of his career, 82 yards for a touchdown, in the Dec. 2 game, and a career-high 34 carries on Sunday.
Peterson has gained more yards against Green Bay (1,442 in 12 games) than any other team, and he chews up the Lambeau Field grass as easily as the Metrodome turf.
``It's just the rivalry,'' he said. ``There's more emphasis on that game because we know that's a team that we have to beat in order to accomplish our goals we've set forth.''
Yeah, but the Packers had a goal last weekend, too, and that didn't help against Peterson.
``We had the right calls, we just need to be a little smarter as far as where we fit and then a little more accountable and reliable as far as what we do,'' Packers linebacker Clay Matthews said. ``There were a couple of times where, perhaps playing somebody else, we could fall inside somebody else's gap. With this team, they'll make you pay and that's exactly what happened.
``It was a good test and obviously we'll come back here ready.''
Now, having the Vikings come to Lambeau for the playoffs would seem an advantage for the Packers. Minnesota hasn't won in Green Bay since 2009, the last year the Vikings made the playoffs, and the Packers have won 20 of their last 22 games at home.
But the Packers have lost their last two home playoff games, including last year to the Giants when they were the NFC's No. 1 seed.
``It's not something we've thought about or really talked about since probably April,'' Aaron Rodgers said. ``We want to be playing the right way obviously. We had a good stretch there. We won nine out of 11 games and played a lot of really good opponents, tough opponents, tough games on the road.
``I like the way we're playing,'' he added. ``I think we have the right mindset, a good group of leaders in this locker room and a lot of guys who've won a lot of regular season, a lot of postseason games. We're excited about our team and excited about our opportunity in front of us.''
Especially since Green Bay's high-powered offense is finally at full strength.
The Packers' top four receivers - Greg Jennings, Jordy Nelson, James Jones, Randall Cobb - have played less than three full games together this season, with Jennings (torn groin muscle), Nelson (hamstring) and Cobb (ankle) missing a total of 13 games. But all are healthy now, and the Vikings got an idea of how tough it will be to contain them last week, when the Packers piled up 405 yards of offense and scored 34 points.
Expect this week to bring more of the same.
``We'll tweak our offense, they'll tweak their defense. Each team's going to look at what transpired on Sunday and try to make some adjustments to make sure they're better than they were on Sunday,'' Green Bay offensive coordinator Tom Clements said. ``Playing outside, it can be a different type of game depending on what the weather's like. But it's still going to be a battle. They're a good defense, we're a good offense. They run the ball on offense, we've got to play on defense.
``It's the same type of game. Just different location.''
Online:http://pro32.ap.org/poll andhttp://twitter.com/AP-NFL


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Meredith Whitney's warnings about a wave of municipal bankruptcies two years ago didn't kill munis, nor did Orange County's 1994 bankruptcy, but will ending their tax-exempt status push these securities, or at least those who own them, over the fiscal cliff?
It is not known what the White House and Republican leaders will ultimately decide in talks that have included the idea of limiting the tax-deductibility of municipal bond interest.
But a new report by SNL Securities suggests that such a move could potentially deal a blow to many banks that have increased their holdings of these bonds over the last three years in their quest for higher yield in a low-interest-rate environment.
Bank and thrift holdings of municipal securities have grown to more than 20% of assets from just over 15% only three years ago, SNL's report shows. Wells Fargo tops the list of muni assets, with $38 billion in its portfolio. Adding in JPMorgan Chase, Citigroup and MetLife brings total muni exposure to $95 billion for the four banks that hold the most munis.
But these are all financial institutions whose large size and asset diversification could presumably cushion the hit to their portfolios. Far more is at stake for smaller financial institutions that have bet heavily on munis.
Indeed, SNL's list includes two institutions – financial holding company Cass Information Systems and Depository Trust Co. – whose securities portfolio is 100% invested in munis.
Most prominent on the list of highly concentrated portfolios is First Republic Bank, a boutique bank targeting a high-net-worth clientele, 77% of whose securities consists of munis.
First Security Bancorp and Bank of the Ozarks, two large Arkansas banks, are also prominent holders of munis, with 97% and 84% of their portfolios, respectively.
One analysis cited by SNL states that munis stand to lose about 5% under one fiscal cliff plan currently under discussion, thus implying a limited impact, though potentially a more meaningful one for institutions that bought munis at higher prices.
Concludes SNL: "Any institution that purchased bonds shortly after the outflows in the municipal market slowed, or not long after that, likely is sitting on large gains that probably could even hold even if the tax-exempt status of muni-bonds changed and broad selling of the securities occurred. However, banks that built their muni-bond positions more recently could find themselves more exposed to losses if the tax-exempt status changed and the muni-bond market once again came under severe pressure."
Muni bond values swooned following Meredith Whitney's December 2010 doom-laden prediction about municipal bankruptcies, but they recovered starting in May 2011. SNL says banks that bought the securities during the four-month sell-off profited handsomely.


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The junior Norris and Wirtz brought the franchise back to respectability, and in 1961, the Black Hawks won their second Stanley Cup championship. The team was competitive through the Arthur Wirtz era, although was often criticized for curious business decisions, including home games not being televised in the Chicago area. In 2004, ESPN chose the Blackhawks as the worst franchise in professional sports.
While Rocky Wirtz enjoyed his day with the Stanley Cup on October 2, he had had occasion to spend time with hockey's most majestic trophy at several points through the summer. He shared a celebration with the employees of the Wirtz Beverage Group, a national distributor of the world's top premium wine, beer and liquor brands. He took the Stanley Cup to the banks his corporation runs. Rocky took the glorious trophy to the football alumni at his alma mater, Northwestern University. While visiting the Wirtz family farm, Rocky and the Stanley Cup visited the gravesite of his father. On Father's Day, his wife Marilyn, her daughter Elizabeth and his children Daniel, Hilary and Kendall, surprised their Dad with a visit with the Stanley Cup.
Through the summer, we have profiled the players, coaches, management and owner as each enjoyed a personal celebration with the Stanley Cup. But it is important for readers of the Stanley Cup Journal to understand that the iconic trophy is accompanied at all time by an employee of the Hockey Hall of Fame. On the surface, being 'Keeper of the Cup' is the greatest job in the world, but beneath the shiny surface, it truly is one of the great unheralded jobs, with itineraries that leave little time for sleep and include extended travel that takes the Cup Keeper away from family and friends over long periods of time. Yet, there's not a hockey fan we've met yet who wouldn't trade his or her soul for the chance to accompany the greatest trophy in sport -- the Stanley Cup.
Mike Bolt spends almost as much time with the Stanley Cup as the NHL's championship team. Crisscrossing the continent, Mike ensures that the rights and privileges that accompany winners of the Stanley Cup are both enjoyed and upheld, doing so in a firm yet entertaining way. Loved by both players and management, Bolt is a hockey fan first and foremost, but treats his job with the seriousness it demands. Even NHL Commissioner Gary Bettman once took him aside and said, "You've got an awesome job."
Born and raised in Toronto's Leaside area, Mike Bolt was no different than most other hockey-playing boys -- he, too, dreamed of one day hoisting the Stanley Cup over his head. But his career path took a different turn early on, and instead of a hockey career, Mike managed a cowboy boot and western wear store in Toronto. It wasn't until 1995, when he joined the Hockey Hall of Fame as a guest services associate that the path veered back towards hockey.
Mike's first foray with the Stanley Cup was a quick jaunt down the street from the Hockey Hall of Fame to the studios of the CBC, Canada's public broadcaster, in 1997.
Mike also mentions the Stanley Cup parade in Chicago on June 11, just after the Stanley Cup win. "In my 13 years with the Cup, it was by far the biggest parade I experienced," he states. "There was so much excitement and mayhem in Chicago and it really showed us all how much passion for hockey that the city has. They waited a long time for the chance to celebrate, but they sure made up for lost time!"
Mike reflects on a bountiful summer. "Any time I'm with one of the winners is special. It is such an honour to be around any of these champions as they spend their day with the Cup. I have to mention that I was especially impressed with the way Jonathan Toews handled himself in Winnipeg. He was pure class! But while being a Cup Keeper is tiring at times, it is worth every second when I see the joy the Stanley Cup brings to the family and the community of the champions. Every day is a special day when you're with the guys who have won the Stanley Cup. It's been every kid's dream, and the players are living that dream. Watching them with the Stanley Cup is amazing. That part of the job never gets old!"
Howard Borrow is the newest of the Keepers of the Cup. A Toronto native, Borrow spent time in Parry Sound and in Durham before locating back to his hometown.
The newest Cup Keeper joined the Hockey Hall of Fame as a volunteer six years ago, and soon was working there part-time, building his network by working on events. When offered the opportunity to take the Hart, Norris and Vezina trophies to Michigan for the Ted Lindsay Foundation, he jumped at it. That led to his first opportunity to accompany the Stanley Cup at Mississauga's Hershey Centre for an NHL Alumni Game.
"This has been one of the best years of my life," he beams. "It started with the Olympics and now includes the summer with the Stanley Cup!"
Often travelling with heavy eyelids after little sleep, he comments on the daily rituals. "Most guys get the Stanley Cup first thing in the morning and have it until late at night. Eighteen hour days are part of the routine, but I wouldn't change it for anything!"
Howie counts the day spent with Dave Bolland as especially exciting for him. "Dave is a personal friend, so to be with him on his day with the Cup was unbelievable," he says. "His youngest brother and my oldest son played lacrosse together. And when I was volunteering with the NHL, I was David's Draft Guide at the 2004 NHL Entry Draft in Raleigh, North Carolina."
Like Mike Bolt, Howie also appreciates the honour of accompanying hockey's highest prize with the champions through the summer. "The entire summer was a highlight for me. It all started with the Stanley Cup parade in Chicago with two million fans coming out to salute their heroes and was a high straight through from there."
Walt Neubrand was born in Mississauga, just west of Toronto, and learned his hockey on the frozen surface of the Credit River. Although always a hockey fan first and foremost, Walt was also a baseball player up through his teenaged years. After graduating from the University of Waterloo, Walt joined the Hockey Hall of Fame in 1995, working as a guest services associate. Two years later, he got his first taste of working with the Stanley Cup. During the Detroit Red Wings' Stanley Cup championship in 1997, Walt was asked to accompany the Cup to Scotty Bowman's home in New York State.
Neubrand briefly left the Hall of Fame in 2000 to become a police officer, but after graduating from the academy, realized that that life was not for him, and returned to hockey. But the training comes in handy should any incidents occur that involve the Stanley Cup. "I've never had any real problem," Walt admitted. "Everyone who comes to see the Cup has been nothing but respectful."
Being one of the Keepers of the Cup has certain advantages. While accompanying the Stanley Cup to the NHL All-Star Game in Tampa in 1999, Walt met a volunteer from Detroit who would later become his wife. The two introduced themselves, and in 2003, Walt and Laura were married, settling into life in Hamilton, Ontario, where they are now parents of two young girls.
Spending so many days on the road with the Stanley Cup, Walt has seen the trophy in hundreds of different situations. "My favourite trip was taking the Stanley Cup to Rankin Inlet in Nunavut for a hockey tournament," explains Neubrand. "I love the wilderness, and this was an area above the tree line where there were no roads. People in the area are so passionate about hockey that some drove 250 miles by snowmobile just to see the Cup!"
For Walt, the highlight of the summer of 2010 was going up the Eiffel Tower with Cristobal Huet and the Stanley Cup. "The whole European trip was fantastic, but this was definitely the focal point," he states. "Cristobal generously rented a private jet for more than 30 guests to fly to Paris from Grenoble, and I'll never forget viewing the skyline of Paris as we flew in, with rays of sunshine beaming through holes in the clouds onto the Eiffel Tower. It was great being a part of history with the Cup visiting France for the first time, and it was my first visit, too. I doubt I will ever get to the Eiffel Tower on my own time so it was special that I got to combine the Stanley Cup with Paris. We got some incredible pictures with the Stanley Cup in front of and on the Eiffel Tower."
Now that the Stanley Cup travels have wound down for another summer, Walt has returned to being an elementary school teacher, although he will occasionally travel with Lord Stanley's Cup through the school year when time allows. "Being the Cup Guy is a great job to have," Walt confirms. "As long as they allow me to do it, I'm honoured to accompany the greatest trophy in sports, the Stanley Cup."
* * *
Born in Oakville, Ontario, Phil's hockey career began later than that of most Canadian boys. His British-born parents weren't raised with Canadian customs like hockey, so after playing road hockey with his pals for a number of years, Phil was finally able to convince his Mom and Dad to register him for ice hockey, and at 13 years of age (six or seven years later than most of his peers), he began playing Bantam. Pritchard had discovered his passion, and now not only works in the hockey industry, but plays ice hockey and ball hockey several times a week all year round.
Phil distinctly remembers the genesis of his love for hockey. "In 1969, there was a Boston/Montreal game on the radio. I was listening to it and loving it. My Dad taped the game too. I still have that tape at home," he recalls. Phil's first brush with the Hockey Hall of Fame occurred shortly afterwards. "In 1971, I dragged my Dad to the (Canadian National) Exhibition so I could go to the Hall of Fame. Phil Roberto was signing autographs that day and the Montreal Canadiens had just won the Stanley Cup. I stood in line with all the other kids and met Phil Roberto. I've kept his autograph too, and ran into him not long ago. I told him the story and he laughed. He remembered the day; it was the only day he ever signed at the Hockey Hall of Fame!"
On September 24, 1988, Ben Johnson won the gold medal in the 100m sprint at the Seoul Olympics. "No one can take it away from me," said the sprinter with more than just a bit of irony at the time. The following Monday, the Olympic committee did just that, stripping Johnson of his gold medal. "I'll never forget that day," mentions Pritchard. "That was the day I started at the Hockey Hall of Fame." Phil was one of eight employees, and as the Marketing Administrative Co-ordinator, found himself working at reception, in the gift shop and doing anything he could to promote the Hockey Hall of Fame. "In October 1988, Jeff Denomme (now the Hockey Hall of Fame's president and COO) and I took the Stanley Cup to the Newmarket Minor Hockey Association's annual banquet. People were thrilled. That was the first time I ever held the Stanley Cup."
In the twenty-two years since then, Pritchard has been around the world several times, traveling more than a hundred days each year with hockey's most cherished prize. "History is being made every time the Cup goes out, and I am honoured to be part of that history," admits the modest Pritchard. Often, Phil is almost as well known as the subject he's traveling with. "Mom, look. It's the guy with the Cup from the commercial," kids announce, and Pritchard graciously, if not shyly, has his picture taken with the children or shakes their hands. Many want to know where his white gloves are, and Phil readily pulls a pair out from his pocket. "I go through a lot of gloves each year," he laughs.
It is near impossible for Phil Pritchard to isolate a single trip with the Stanley Cup that was more meaningful than the others, but he does show a genuine enthusiasm for the Stanley Cup's first trip to Russia. "After the Red Wings won the Cup in 1997, plans were made for Igor Larionov, Slava Kozlov and Viacheslav Fetisov to take the Stanley Cup to Russia for the first time. When we got there, the players took the Cup off the plane. It was a rainy, dreary day, but there were thousands of people there to see the Stanley Cup. Fetisov walked the Cup over to the chain link fence, and people stuck their fingers through it to touch the Cup. It was absolutely amazing! These people knew their hockey inside out and really appreciated the legacy of the Stanley Cup. We were in Russia for five days, and visited Lenin's Tomb, Red Square and a lot of historic places." Moscow mayor Yuri Luzhkov admitted, "I am not a hockey expert but I am sure that the Stanley Cup is one of the most prestigious awards in the world of sport."
The summer of 2010 introduced wonderful new Cup highlights to Pritchard. "The highlight of the summer for me was taking the Stanley Cup to Niklas Hjalmarsson's home town in Russnas, Sweden," states Pritchard. "It is a small town where everybody knows everybody else. Everyone loved the idea that a hometown boy made it big. Niklas was very appreciative of all the people that contributed to his day."
But it's not all glamour, either. Phil remembers one particularly frustrating event from the summer. "I was stuck in Paris at the Air France check-in counter at the airport, trying to explain to the flight agents what the Stanley Cup was and trying to convince them how important it was to get on the flight. After six levels of management and lots of fanfare from hockey fans, we eventually got the Cup checked in, and the Stanley Cup travels continued on."
Pritchard has never lost his boyhood excitement for either hockey or for the Stanley Cup. "No matter whether it's little kids or adults playing a kids' game, the reaction is the same," states the Hall's VP. "In today's world, it is wonderful to be able to do something that makes people smile. Whether it is a visit to a player's hometown or taking the Stanley Cup to visit kids in the hospital, it is the greatest feeling in the world to know that what you do makes someone smile. Everyone has a special place in their heart for the Stanley Cup!"
The Stanley Cup travels have concluded for the summer, and the Stanley Cup Journal for 2010 will conclude with one final entry. On Tuesday, come on back and go behind the scenes at the United Center as the Chicago Blackhawks raise the Stanley Cup championship banner to the rafters and proceed with a new NHL season as the defending Stanley Cup champions. Will they repeat? We have 82 wonderful regular season games and the 2010-11 post-season to find out!
Kevin Shea is the Editor of Publications and Online Features for the Hockey Hall of Fame.
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Draining, washing and blending are the intermediate processes involved in cottage cheese production, after fermentation and before dressing.
Cottage cheese curd is made by fermenting milk with lactic acid bacteria. The curd is then cut and cooked to achieve the right moisture content. Afer this, the whey is drained off, the curd is cooled and rinsed in water before finally being blended with the dressing. When produced in small quantities, draining, washing and blending can be carried out in the vat itself.
However, for the production of larger volumes, special equipment is needed. It begins with a draining belt, where the product is drained, cooled and the lactic acid is rinsed off by rinsing in water. (Should more thorough rinsing be needed, a special washing tank can be added to the line). The final step before packing takes place in a blender where the dressing is added.
The Tetra Pak® Blender unit is specially designed for ensuring a gentle and efficient curd blending and cream/dressing and other additives, into cottage cheese.
The Tetra Pak® Drainer Washer 2 unit is designed to remove the whey and to wash and cool cottage cheese curd quickly and efficiently in one continuous operation.
The Tetra Pak® Drum Drainer 2 is designed to ensure a gentle draining of washing- and cooling water from cottage cheese curd.
Tetra Pak® Blender VCC is the world's first and only vertical blender optimized for cottage cheese production.
Contact us about draining, washing and blending
About Tetra Pak
Together with our customers we make food safe and available, everywhere. Since the start in 1951 we have taken pride in providing the best possible processing and packaging solutions for food.
Tetra Pak is one of three companies in the Tetra Laval Group – a private group that started in Sweden. The other two companies are DeLaval and Sidel. Tetra Laval is headquartered in Switzerland.


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Traveling with Kids & Pets/Family travel
Why can some families take 10-hour road trips without any problems and others can barely get across town? What are your tips and techniques for keeping children and teens happy on the road? What are the best car/booster seats?
Heck, it's in my genes! All of our vacations when I was growing up were drving vacations. We managed to hit all of the lower 48 states over many trips. One year we even did a 6 week, 16,000 mile cross country Griswold special with 3 kids and a dog in the car.
Now to be fair, that was in a 1966 Chrysler Newport where two kids could sit in the back while a third curled up and slept on a platform that Dad built to fit on the rear floor on one half of the rear seat.
But we've taken trips with 6 hour drives with my two daughters (now 13 and 17) and we've survived. We play all the standard car games. Finding license plates from different states, finding words on signs that start with all the letters of the alphabet, etc. I also have the girls work on their math skills by calculating arrival times (Are we there yet?) by estimating our speed and the distance to go. I have them calculate mileage we are getting when we fill up.
One that I'm REALLY proud of thinking up kept them busy all the way from Indianapolis to Baltimore :P I had them take the Rand McNally atlas and look at the driving times/distance map and use it as a game board. One of them would start in Los Angeles and the other would pick any spot east of the CA border. The goal of the game is for the one in LA to get to NYC before the other can catch her. On each turn, they can move from one city on the map to the next alnong any of the lines. The trick is that the chaser has to reveal which city they move to on every turn, while the other only has to reveal their location every other turn. It turned out that it worked, so if you're desperate, give it a shot!0
mirth Posts: 1,212..."portable DVD".0
Pat, I am so impressed with your creativity with your kids. Yet I have always thought that some kids are just more tempermentally able to handle long drives. My son, who has always been high maintenance, used to make a fuss at the shortest car ride. My daughter didn't mind so much. Some kids apparently enjoy looking at the scenery, though mine don't.
More comfortable car seats and a rear DVD player have been key in making road trips comfortable, but I still wonder: Will I ever be able to have a road trip with my kids without the DVD -- and without whining?0
I don't think that the DVD really solves anything. IF we had one in the car, there probably would be a "discussion" about what to watch.
I much prefer that they occupy their minds :P
Sometimes I even let them navigate and decide where we turn and what direction we take... just to see if they've been paying attention!
PF Flyer
News & Views, Wagons, & Hybrid Vehicles
The Mazda Club Chat is on tonight. The chat room opens at 8:45PM ET Hope to see YOU there! Check out the schedule0
dieselone Posts: 5,729We have 2 daughters ages 7 and 3 and we travel a lot by car. I don't have a good answer why some families have trouble going across town, while others can go cross country.
When our oldest daughter was born, we took her on a 1000+ mile trip to Florida before she was 6mos w/o much problems. Plus, we live about 800 miles from my parents and inlaws, along with other family members. We make that trip about 4 times a year, plus our regular vacations. We've been fortunate that our kids are great travelers, with only occassional fighting etc.
So, I think if the kids ride in a car alot from day one, they seem to be less likely to throw fits in the car. That is my experience at least. We've always traveled a lot and have never let the kids slow us down.
Since my wife has a busy work schedule, I take some trips back home with the kids w/o her, so I recently purchased a portable DVD player for the girls to watch on those trips. With me by myself and 2 young girls on an 800 mile one way trip, I need every advantage I can get, I've done this 3-4 times w/o many issues other than using the restroom. They are at the age were they don't want to go with me into the mens.
Since we have a boat which we take on most vacations, we have a Suburban to tow it with, what little fighting we had before is almost non existant since they each get their own row with their own toys etc. We keep a trip bag that has paper, crayons, markers, books, etc for the kids to use along with some electronic games etc to keep them occupied.
As others have mentioned, you do need to find things to occupy their time, whether it's a DVD player, games, crayons, etc.0
jefferyg Posts: 418If an automaker would incorporate a privacy window like in a limo between the front seat and the back it would be an instant success. Until then, we will continue to pack books and other "quiet" toys whenever we take our kids on a trip. Also we have found that headphones are indispensible. Our kids (six and seven) each have a LeapPad and they have headphone jacks on them.
When I was a kid my mother used to buy those Fun Pad things to put in the car before a trip. We used to love to work crossword puzzles, dot to dot, etc in them. You can still buy them at most dollar stores.0
I think my kids are probably spoiled, because the DVD is the only thing that seems to keep them happy. I also have a 7-year-old boy and an almost 4-year-old girl. The girl is too little to do much but color. The boy would LOVE a GameBoy but we've been refusing, because we are positive he would be addicted. (In fact, although we've had our Ody with a DVD screen in it since 2002, we didn't even let them know what it was until quite recently, when we had a long road trip. I fibbed and told my son I thought it was an A/C vent!)
I would definitely prefer to go low tech, but my kids have been using computers and CD players since the agea of two, and the result, I guess, is that they get bored easily.0
You should let your son get a gameboy. It's scientifically proven to improve "hand-eye" coordination and alot of the games make you kids think nowdays. Of course moderation is the best way to approach it and after awhile most kids get bored and want to shoot hoops and play dodge ball. "Atleast I did when I was a child"
P.S. your a good liar0
Liar? I don't get it... but anyway, we may have to break down on the Gameboy thing eventually, but not yet. His eye-hand coordination, at least as far as athletics goes, is already awesome. Gameboy does have some educational games, but those aren't the ones he's going to want! And the expense... shees! Perhaps we're just forestalling the inevitable...0
Liar? I don't get it
I fibbed and told my son I thought it was an A/C vent!)
This was what I was referring to. I'm sure I'll have to fib a few times to my kids once they get older. Wait I already do.
She usually falls asleep, and my son get impatient. I'm probably going to get the rear ent. system on my next vehicle whether it's a Car, Truck, SUV, as one guy that wrote into Motor Trend called it a Boob Tube.
lilengineerboy Posts: 4,116Since we got our dog, the poor animal has been dragged all over the midwest and even out to California. There are a number of pet friendly hotel chains (Red Roof is one, Druery is another) and the dog loves traveling with us.
What cracks me up is when we start singing with the radio and she joins in. She is actually an in-car entertainment system for us. I wonder how she will feel when she is sharing the backseat with a baby seat.0
redmaxx Posts: 627..."portable DVD".
I hate them, absolutely hate them. I see them at night, through tinted glass like they were portable Las Vegas advertising signs. Very distracting. If I wanted that kind of bright moving advertisement, I would have moved to Vegas.0
phinneas519 Posts: 113They could just read a book or some magazines. Worked just fine for me. A good, long trip would help me get through the better part of a novel. Of course, I was a kid back in the 80s, so I don't know how attention spans have fared since then :P0
Karen_S Posts: 5,092My kids always got car sick when reading for extended times. We love audio books for traveling with the kids. Before going on a long car trip, we head to the local library and pick up several books on CD. There are a lot of classics and new books now available on CD. We've listened to "Harry Potter", "Alice In Wonderland", "Wrinkle In Time", and many others as we travel the nine hours to Grandma's. However, I believe our Black Lab's favorite is the "Hank, the Cow Dog" series.0
lillybrigs Posts: 7We have 3 (kids) + 3 portable DVD players.....
BPD (in the age before the portable dvd player) our backseat was like an arena for no holds bar cage fighting..
The battle over what movie to watch on the cars built in DVD would quickly escalate to a full blown war with my 2 boys against my daughter.
Any object not bolted down to the car would be fair game as amunition and the decibal level would become glass shattering.
GOD BLESS the portable DVD players with headphones..
There is now a long lasting peace between the fronts occupying our backseat.0
stever Posts: 52,457A reporter is looking for any drivers out there who can discuss the creative ways they've tried to keep their car clutter-free. There are so many gadgets, toys for kids, stuff for pets and other goods carried along in vehicles today, and he'd like to know how you manage or organize all these things inside your car. If you think you have helpful tips or ideas, please let us know at [email protected] by Monday December 24th.0


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The way we look is an important part of how we feel about ourselves. Perhaps you or someone you love has been in an accident, has suffered serious burns, or has had surgery such as mastectomy (removal of a breast) that requires reconstructive surgery. Or perhaps there is something about your appearance that makes you unhappy, that you would like to have taken care of.
Whatever your concern, plastic and reconstructive surgeons at Pinnacle Hospital have the skills to help. Plastic and Reconstructive Surgery at Pinnacle Hospital, whether performed on an inpatient or outpatient basis, is done in our 5 Main Operating Rooms.
Operating Room Team members include
The OR staff pride themselves on educating patients in self-care, safety, and the procedures to follow after surgery. Their experience and expertise contribute to our success rates.
It is important for patients to select physicians who are certified in plastic surgery by the American Board of Plastic Surgery. Generally, a surgeon who is board-certified in plastic surgery has graduated from an accredited medical school and has completed at least five years of graduate medical education - usually three years of general surgery and two years of plastic surgery. In addition, the surgeon must practice plastic surgery for two years and pass comprehensive written and oral examinations to become board-certified.
For a board certified surgeon, please call 219 796-4000.


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19 Jun, 2017 – Rice cookers are must have products for the modern kitchens, as these appliances are designed to simplify the processes involved in cooking. Investing in a rice cooker will save one from spending a lot of time cooking the rice on their stovetops. With this kitchen appliance, one can forget the concerns about serving uncooked rice or overcooked rice to their loved ones. The rice cookers are offered with varied temperature control settings to help the users keep a track of the temperature to cook rice with preferred heat level.
Some rice cookers are also offered with the feature to steam cook vegetables, pulses, cereals and meats as well as to prepare stews and soups to cook several dishes in a single pot at the push of a single button. However, the market is filled with rice cookers of various brands and each claiming its appliance as the best and feature rich product. Having overwhelming choice can make the buying decision very tough for first time buyers and the ones who wish to replace their old rice cookers. This situation explains why one should refer to the site of RiceCookerWorld, as they offer complete details explaining the good and bad points of the best selling rice cookers in the market for the year 2017 to help the buyers choose a perfect appliance to meet their cooking requirements.
When clicking on the website link at https://www.ricecookerworld.net, one will be able to find that they have a list of best rice cookers for 2017 featuring the reviews about each product along with its price and star rating. Richard Drayson, the owner of RiceCookerWorld who is passionate about cooking, writes the reviews about the rice cookers. The reviews are his personal experience with each product, which helps the readers to understand why a specific product is a best choice and how well it cooks the rice. The reviews will have details like how many cups of rice can be cooked within a specific time, best features of the products, the control the user will have while the rice is cooking and the features for user's convenience like reheat, delay timer, specific settings for other dishes and so on.
Through these reviews of rice cooker, the reader will be able to know about the design of the product, how easy is its maintenance and the quality of its part to help the shoppers make a well informed buying decision. The site also ensures that the negative points of the rice cookers are also discussed to educate the readers stay aware of the drawbacks of the product that they have finalized their choice. Plus, the reviews will have high quality images of the rice cookers that are reviewed to know which model they are choosing.
About RiceCookerWorld
RiceCookerWorld, the website dedicated towards offering complete information about rice cookers have announced the list of best rice cookers for the year 2017, much to the delight of shoppers who are on the hunt for a best rice cooking appliance.
Media Contact
Company Name: Rice Cooker World
Contact Person: Media Relations
Email: firstname.lastname@example.com
Phone: 308-935-6069
Country: United States
Website: https://www.ricecookerworld.net


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I knowed it, I knowed it, as my baby girl used to say. I get slightly manic towards the end of February – as a former resident of Iceland, this heralds the return of more hours of sunlight – and I over-committed myself to a zillion things for March. The likelihood of starting today slightly harried and breathless – HIGH! Urgh.
But then I reflected back on the message from Eiri Jones, church leader at the Borough Welsh Chapel. Eiri makes her messages relevant, both on a personal and a global level, which makes me listen. Her message yesterday was about simplifying, going deeper into our lives, and making the ordinary extra-ordinary.
So this morning at 9.30am, I did the never-before-done-unthinkable and actually looked at my list of things to do and decided to un-commit myself. I have lived most of my adult life engulfed by lists, mostly as a coping mechanism (more on that later!). But in my road to recovery and whole-heartedness, I've decided that I have to listen to the silence of 'not doing', to figure out how I feel. Time to strip away the extraneous crap and really get down with who I am and what I want.
"Truly being authentic is knowing what matters to you, on the deepest level of who you are, and committing always to act from that authentic centre."
― Richie Norton


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Retirement plan fees can cost participants nearly $155,000 over the lifetime of the plan, a white paper released May 29 by Demos, a liberal think tank, stated. The American Society of Pension Professionals and Actuaries, however, says the paper's conclusions are based on assumptions that result in "sensational," but ultimately incorrect, findings about 401(k) fees.
"There's been a great deal of concern about fees" in 401(k) plans, Brian Graff, CEO of ASPPA, told AdvisorOne on Thursday. "That's why we started lobbying for disclosure 10 years ago. To suggest that most Americans are taken advantage of is an outrageous and unfounded claim."
In the white paper, "The Retirement Savings Drain: Hidden & Excessive Costs of 401(k)s," Demos concludes that a median-income, two-earner family will pay an average of $154,794, or 30.3%, in total fees over the lifetime of their retirement plan.
To come to that conclusion, the white paper considered a hypothetical household wherein a man and a woman, both of whom earn the median income for their age and gender every year of their 40-year working lives, invested in a separate but identical 401(k). The working lives were assumed to begin in 1965 (even though 401(k)s weren't available until the early '80s) in order to avoid having to estimate future earnings and market returns, and so that the hypothetical couple's returns wouldn't be affected by an economic expansion or recession.
Both workers began their career by saving 5.3% of their salary, gradually increasing the rate to 9.2% at age 65, without ever taking a withdrawal or missing a contribution. The 401(k) has two identical investments: a stock index fund and a bond index fund. The expense ratio for the bond fund is set at 0.72% based on the asset-weighted average expense ratio for its asset class. The stock fund expense ratio is set at 0.95%.
"Our fee numbers are actually conservative estimates," Robert Hiltonsmith (left), policy analyst at Demos and author of the report, told AdvisorOne in an e-mail, "because they use the current (i.e., 2011) weighted-average expense ratio cited above for every year of the working lifetimes of the couple in our model (who work for 40 years between 1966 [and] 2005, chosen to be a midpoint in the business cycle), while in reality, expense ratios have declined by over 50% in the past two decades, meaning that our couple would have likely paid higher fees on their retirement savings in nearly all of the years they saved."
The white paper assumes the trading fees for the stock fund in its hypothetical 401(k) are equal to the explicit expense ratio of 0.95% and trading fees for the bond fund are 0.50%, or 70% of its expense ratio. ASPPA, however, argues that "the assumption that trading fees are equal to the expense ratio has no basis in reality," adding that "trading costs vary significantly based on the frequency with which the underlying investments are traded." As such, it says, the paper's assumptions are based on inaccurate data.
"In response to their criticism on trading costs (for which they provide no evidence whatsoever)," Hiltonsmith said, "we actually try to account for two different types of trading costs in our model: both the commissions paid by mutual funds to execute trades, and the bid/ask premium they must pay each time they buy or sell shares. We believe that, in fact, the assumption that the sum of both of these costs (which we refer to collectively as 'trading costs' in our paper) is equal to the explicit expense ratio is a reasonable one."
Hiltonsmith referred to a white paper by Brightscope that cites four studies on trading costs. "Three of those studies estimate total trading costs for equity mutual funds to be over 100 basis points, greater than the average expense ratio. So yes, we believe that our assumption of 0.95% trading costs for our hypothetical 'stock fund' in our model and 0.5% for the hypothetical bond fund are reasonable ones. (Note that we don't, as ASPPA claims, assume trading costs equal to the expense ratio, since the expense ratio for our hypothetical bond fund is 0.7%.)"
ASPPA also takes issue with the type of data used in the white paper's assumptions. For example, to determine fees on the funds in the hypothetical 401(k), the paper used the asset-weighted average expense ratio for each fund's asset class in 2010. Using March 2011 data from the Investment Company Institute, the paper assumed a 0.95% expense ratio for its hypothetical stock index fund based on the average fees and expenses paid by a stock fund investor in 2010, and a 0.72% expense ratio for its bond index fund. ASPPA argues, though, that expense ratios for index funds are "typically significantly lower than the 95 basis points stated in the white paper." According to the 2012 ICI Fact Book, the asset-weighted average expense ratio for index equity funds in 2011 was 14 basis points. For index bond funds, it was 13 basis points.
However, Hiltonsmith said that he didn't use expense ratios for index funds only, because not everyone is invested in index funds. "We're trying to model the actual fees paid by households invested in the current retirement market, not hypothetical or optimal fees (i.e., if everyone were invested in index funds—an outcome, by the way, retirement experts do not agree is necessarily optimal, since there are some actively managed funds that consistently outperform indexes)," he said. "So, this is why we chose 0.95% and 0.72% expense ratios of the stock fund and bond fund, respectively, in our model: because they're the actual asset-weighted average expense ratios paid for stock and bond mutual funds, i.e., those are precisely the average expense ratios currently being charged to assets invested in stock and bond mutual funds.
"It's ridiculous to suggest that our model should use the (not-so) typical index fund expense ratios suggested by the ASPPA, when that's not what participants are actually paying," Hiltonsmith concluded. "Not everyone has access to index funds through their employer plan (particularly not such low-cost ones)."
The white paper calls for a "complete overhaul" of the individualized retirement system that replaces 401(k)s. "The multitude of risks and excessive fees are in reality consequences of the 401(k)'s individualized, inefficient structure, and are an inherent part of that structure," the paper states.
ASPPA countered by saying "401(k) plans have enabled countless workers to have adequate retirement savings." The organization points to data from the EBRI/ICI 401(k) Accumulation Projection Model, examines how 401(k) assets might contribute to retirement income for future retirees. According to the model, which is a collaboration that the Employee Benefits Research Institute and the Investment Company Institute first undertook in 2002, workers have an income replacement rate of more than 106% when they combine Social Security benefits and their 401(k) accumulations, compared with a replacement rate of less than 52% by depending on Social Security alone.
"The lead up to transparency has made the industry significantly more competitive," Graff (left) told AdvisorOne. "The tragedy of misinformation is that it may discourage consumers from saving, which is the last thing this country needs."