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Late Night Funny Man Jimmy Kimmel to Host Awards Reception
with Jane Lynch, Helen Hunt, and many more on hand
Los Angeles, CA (September 11, 2012) – The 2012 Media Access Awards will be held on October 10, 2012, from 9:00 a.m. to 11:00 a.m. with a breakfast and an awards ceremony at the Beverly Hilton Hotel in Beverly Hills, California. This annual event honors individuals in the entertainment and broadcast industries for their efforts in promoting awareness of the disability experience, accessibility for people with disabilities, and the accurate depiction of characters with disabilities. Emceed by Emmy-winner Jimmy Kimmel (Jimmy Kimmel Live), coming off the heels of hosting this year's Primetime Emmy Awards, honorees of the 2012 Media Access Awards will include television writer-producer tour-de-force Shonda Rhimes, creator of Grey's Anatomy, and Lauren Potter, star of FOX's hit comedy, Glee. Among the presenters will be Emmy winner Jane Lynch (Glee), Oscar winner Helen Hunt (As Good As It Gets, Mad About You), Oscar nominee John Hawkes (The Sessions, Winter's Bone), RJ Mitte (Breaking Bad), the cast of Sundance Channel's Push Girls, and more.
The goal of representing and shedding light on various disabilities while raising public perception through the media takes center stage for this celebration. A vibrant and positive reception, the Media Access Awards continues to bring out some of television and film's brightest and most supportive stars as recipients and presenters year after year, and 2012 is set to be the biggest yet. The ceremony is presented by the Christopher & Dana Reeve Foundation and Starz Entertainment,
"The Media Access Awards seek to increase the inclusion of disability in what we see and hear, and to raise public awareness, understanding and acceptance," said Media Access Awards Chair and Chair of the Producers Guild of America Diversity Committee Deborah Calla. Concurs Media Access Awards Co-Chair and WGAW Writers with Disabilities Committee Chair Allen Rucker, who added, "We are truly grateful that Hollywood's top organizations and inspirational individuals come together at the MAA's time and time again to amplify our cause to the public and commemorate their revered efforts."
The 2012 Media Access Awards are co-sponsored by SAG-AFTRA, the Casting Society of America (CSA), the Producers Guild of America (PGA), the Writers Guild of America, West (WGAW), Friends of California with Disabilities, the Governor's Committee on Employment of People with Disabilities, the R.J. Mitte Diversity Award, NBCU, USC, Kevin Bright and William Morris Endeavor.
The following awards will be presented at the reception:
*SAG-AFTRA Disability Awareness Award (Phil Perry, Jazz & R&B Star)
*SAG-AFTRA Harold Russell Award (Lauren Potter, Glee)
*Casting Society of America Award (Ronnie Yeskel, The Sessions, Curb Your Enthusiasm)
*Writers Guild of America, West Evan Somers Memorial Award (Ben Lewin, The Sessions, Georgia)
*Producers Guild of America George Sunga Award (Shonda Rhimes, Grey's Anatomy, Private Practice, Scandal)
*Christopher Reeve Acting Scholarship (Zack Weinstein, Glee, Criminal Minds, NCIS)
*RJ Mitte Diversity Award (To be announced at the 2012 Media Access Awards)
Past Media Access Awards recipients include: Michael J. Fox, José Feliciano, Robert David Hall, Marlee Matlin, Anthony Edwards, Nancy Davis, Norman Lear, Peter and Bobby Farrelly, Ray Charles, Michael Landon, Diane Schuur, the Blind Boys of Alabama, Leeza Gibbons, Verne Troyer, Patty Duke, Carrie Fisher, Robert Guillaume, Montel Williams, Aaron Spelling, Geri Jewell, Vince Gilligan, Sharon Bialy and Sherry Thomas, Jason Katims, Paul Stupin, Teal Sherer, Abbey Umali, Jane Pauley, the Alliance for Inclusion in the Arts, and many more.
The Media Access Awards were created in 1979 by the California Governor's Committee on Employment of People with Disabilities along with producer Fern Field and her late husband, Norman Brooks, to recognize and encourage the accurate portrayal of people with disabilities.
An estimated 56 million Americans live with disabilities. In recognition of this reality, the entertainment unions and guilds recognize the social impact of films, television and broadcasting, and strive for an open dialogue regarding portrayals of disability and increased employment opportunities in front of and behind the scenes. To that end, the Media Access Awards celebrates producers, actors, writers, broadcasters, and casting directors who have made positive contributions to the more accurate and inclusive portrayals of persons with disabilities in film, television, and all other media. They are truly pioneers in affecting change.
About the Partners:
California Governor's Committee on Employment of People with Disabilities
The Governor's Committee is responsible for providing leadership in the effort to increase the numbers of people with disabilities in the California workforce. The volunteer membership of the Governor's Committee is comprised of decision-makers and leaders from the private and public sectors whose expertise is essential in supporting and building systems that promote universal access, remove barriers to work, and enable people with disabilities to gain independence and economic self-sufficiency.
SAG-AFTRA represents more than 165,000 actors, announcers, broadcast journalists, dancers, DJs, news writers, news editors, program hosts, puppeteers, recording artists, singers, stunt performers, voiceover artists and other media professionals. SAG-AFTRA members are the faces and voices that entertain and inform America and the world. With national offices in Los Angeles and New York and local offices nationwide, SAG-AFTRA members work together to secure the strongest protections for media artists into the 21st century and beyond. Visit SAG-AFTRA online at SAGAFTRA.org.
Producers Guild of America
The Producers Guild of America is the non-profit trade group that represents, protects and promotes the interests of all members of the producing team in film, television and new media. The Producers Guild has more than 5,000 members who work together to protect and improve their careers, the industry and community by providing members with employment opportunities, seeking to expand health benefits, promoting fair and impartial standards for the awarding of producing credits, as well as other education and advocacy efforts such as encouraging sustainable production practices. Visit www.producersguild.org, www.pgagreen.org, www.pgadiversity.org for more information.
Writers Guild of America, West
The Writers Guild of America, West (WGAW) is a labor union representing writers of motion pictures, television, radio, and Internet programming, including news and documentaries. Founded in 1933, the Guild negotiates and administers contracts that protect the creative and economic rights of its members. It is involved in a wide range of programs that advance the interests of writers, and is active in public policy and legislative matters on the local, national, and international levels. For more information on the WGAW, please visit: www.wga.org.
Casting Society of America
The Casting Society of America is the premier organization of theatrical Casting Directors in film, television, and theatre. Although it is not a union, its members are a united professional society that consistently set the level of professionalism in casting on which the entertainment industry has come to rely. It's more than 450 members are represented not only in the United States, but also in Canada, England, Australia and Italy.
Friends of Californians with Disabilities
Friends of Californians with Disabilities, Inc. a 501(c)(3), is a leader in developing statewide and national partnerships to increase employment and independent living opportunities for people with disabilities. They played a major leadership role in the partnership that created such innovative nationally acclaimed projects as the California Youth Leadership Forum for Students with Disabilities (YLF), the Media Access Office and Awards and the "Windmills" Disability Awareness Diversity Training Program.
Christopher & Dana Reeve Foundation
The Christopher & Dana Reeve Foundation is dedicated to curing spinal cord injury by funding innovative research, and improving the quality of life for people living with paralysis through grants, information and advocacy. For more information please visit our website at ChristopherReeve.org or call 800-225-0292.
Starz Entertainment
Starz Entertainment, LLC, is a premium movie and original programming entertainment service provider operating in the United States. The company offers 17 premium channels including the flagship STARZ® and ENCORE® brands with approximately 19 million and 32.9 million subscribers respectively. Starz Entertainment airs in total more than 1,000 movies and original series every month across its pay TV channels. Starz Entertainment is recognized as a pay TV leader in providing HD, On Demand, HD On Demand and online advanced services for its STARZ, ENCORE and MOVIEPLEX brands. Starz Entertainment (www.starz.com) is an operating unit of Starz, LLC, which is a controlled subsidiary of Liberty Media Corporation and is attributed to the Liberty Starz tracking stock group.
Keck Medical Center of USC
The Keck Medical Center of USC is one of only two university-owned academic medical centers in the Los Angeles area. Keck Medical Center of USC was launched in 2011 after a transformative $150 million gift from the W. M. Keck Foundation. It is comprised of Keck Hospital of USC (formerly USC University Hospital) and USC Norris Cancer Hospital, the private hospitals of the University of Southern California. The two world-class, USC-owned hospitals are staffed by more than 500 physicians who are faculty at the renowned Keck School of Medicine of USC. Keck Medical Center of USC is a center for multi-faceted care, with a concentration of specialists across multiple areas of expertise.
NBC Universal
NBCUniversal is one of the world's leading media and entertainment companies in the development, production, and marketing of entertainment, news, and information to a global audience. NBCUniversal owns and operates a valuable portfolio of news and entertainment television networks, a premier motion picture company, significant television production operations, a leading television stations group.
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Lord's Prayer
|This article forms part of the series on the
Divine Liturgy
|Liturgy of the Preparation
Liturgical objects
|Liturgy of the Word
|Great Litany
Little Entrance
Thrice-Holy Hymn
Litany of Fervent Supplication
Litany for the Departed
Litany of the Catechumens
|Liturgy of the Eucharist
|Cherubic Hymn
Great Entrance
Litany of the Completion
Nicene-Constantinopolitan Creed
Lord's Prayer
|Edit this box
The Lord's Prayer is the prayer which Christ gave the Church. It is also called the Our Father from the first words of the prayer.
About the prayer
The event in which Christ taught the prayer to his disciples is related in Matt 6:5-14 and Luke 11:1-4. Before this, no one dared to pray to God as their very own Father.
In the early Church, only after baptism and chrismation, was the Lord's Prayer taught to people. Only then, the faithful who have become children of God in Christ and the Holy Spirit dare to pray to God as to their very own Father. The prayer is used in many of the liturgical services, including the Divine Liturgy, in which it is introduced by the Priest, with boldness and without condemnation to dare to call upon the Heavenly God as Father and to say:
Private prayer
The Lord's Prayer is undeniably the most commonly-used prayer in private and corporate settings.
- Πάτερ ἡμῶν, ὁ ἐν τοῖς οὐρανοῖς•
- ἁγιασθήτω τὸ ὄνομά σου,
- ἐλθέτω ἡ βασιλεία σου,,
- γενηθήτω τὸ θέλημά σου, ὡς ἐν οὐρανῷ καὶ ἐπὶ τῆς γῆς.
- Τὸν ἄρτον ἡμῶν τὸν ἐπιούσιον δὸς ἡμῖν σήμερον.
- Καὶ ἄφες ἡμῖν τὰ ὀφειλήματα ἡμῶν,
- ὡς καὶ ἡμεῖς ἀφίεμεν τοῖς ὀφειλέταις ἡμῶν.
- Καὶ μὴ εἰσενέγκῃς ἡμᾶς εἰς πειρασμόν,
- ἀλλὰ ῥῦσαι ἡμᾶς ἀπὸ τοῦ πονηροῦ. [1]
- Our Father, who art in heaven,
- hallowed be Thy name.
- Thy kingdom come.
- Thy will be done, on earth as it is in heaven.
- Give us this day our daily bread;
- and forgive us our trespasses,
- as we forgive those who trespass against us;
- and lead us not into temptation,
- but deliver us from evil. [2]
- E ko mākou Makua i loko o ka lani,
- E ho'āno 'ia Kou inoa.
- E hiki mai Kou aupuni;
- E mālama 'ia Kou makemake ma ka honua nei,
- E like me ia i mālama 'ia ma ka lani lā;
- E hā'awi mai iā mākou i kēia lā i 'ai na mākou no nēia lā;
- E kala mai ho'i iā mākou i kā mākou lawehala 'ana,
- Me mākou e kala nei i ka po'e i lawehala i kā mākou.
- Mai ho'oku'u 'Oe iā mākou i ka ho'owalewale 'ia mai;
- E ho'opakele nō na'e iā mākou i ka ino.
External links
- The Official Translation of the Lord's Prayer adopted by the Holy Eparchial Synod of the Greek Orthodox Archdiocese of America (GOARCH)
- "The Privilege to Pray the Lord's Prayer" by the Very Rev. Vladimir Berzonsky (OCA)
- Lord's Prayer at Wikipedia
- The Lord's Prayer in different languages at Wikipedia

subset: commoncrawl


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CSB/SJU Fact Book
The Fact Book is the official factbook for the College of Saint Benedict and Saint John's University. It was created to provide a multi-year snapshot and briefing of key data and trends related to admission and enrollment, academic activity and productivity, and human and financial resources. The Profile is intended to address questions frequently asked about the College of Saint Benedict and Saint John's University and provide, in one compendium, macro-level data for planning, decision-making, fundraising and communication.
Information in the Institutional Profile is presented in six chapters: admission and new entering student data, undergraduate student data, academic and instructional data, alumni data, financial and human resource data, and private college comparison data. In most cases, information is presented for multiple years, typically in five- or ten-year increments. Data comparing CSB/SJU to other private colleges in Minnesota is included where it is available and appropriate. Each chapter in the Profile begins with a summary of key trends related to the data and tables that follow. All data sources are indicated on the tables and charts. If you have questions or comments about the Institutional Profile, please contact the Institutional Planning and Research Office at (320) 363-5183.


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Lee's 24 points lead Warriors to 101-97 win
David Lee had 24 points and 17 rebounds, Klay Thompson added 23 points and the Golden State Warriors beat the Washington Wizards 101-97 on Saturday night for their third straight road win.
Stephen Curry scored 22 points for the Warriors, who won the first three games of a road trip for the first time since February, 2003.
Golden State, on a seven-game trip, is 13-7 overall, the first time it's been six games over .500 since the end of the 2007-08 season.
On Friday, the Warriors won at Brooklyn in coach Mark Jackson's homecoming, and they followed it with a close victory over the Wizards (2-15).
Jordan Crawford had 22 points, seven rebounds and eight assists, tying a season high for points and assists. Bradley Beal scored 17 points, Kevin Seraphin and Cartier Martin both had 14. All of Martin's points came in the second quarter. Martin did not attempt a shot in the second half.
Washington lost its first 12 this season, then won two of three, including an improbable victory over Miami on Tuesday before a flat performance at Atlanta on Friday.
The Wizards, who trailed most of the way, pulled into an 84-all tie when Chris Singleton hit one of two free throws with 4 minutes to play, but Golden State outscored Washington 9-1 on five points by Thompson, a jumper by Jarrett Jack and a layup by Lee to take a 93-85 lead with 2:19 to play.
Beal hit a 3-pointer with 8.2 seconds left to allow Washington to pull within 97-96. Curry hit two free throws, and Beal was fouled with 4.2 seconds to play. He hit the first, deliberately missed the second, Nene tipped the ball to Beal, whose shot missed badly. Carl Landry hit two free throws with 2 seconds left to seal it.
The Warriors, winners of 10 of their last 12, are now 6-1 against the East. They had a 57-37 advantage on the boards.
The Warriors sped to an early lead and were ahead 35-23 three minutes into the second quarter. Washington cut into it and trailed 50-47 at halftime.
The Wizards kept the game tight in the third quarter and could have ended it tied, but Nene missed the free throw of a possible three-point play and trailed 71-70 after three.
NOTES: Washington G A.J. Price left the game with a right hand injury after four minutes of the first quarter. ... Wizards F Trevor Ariza missed his second straight game with a strained left calf. F Trevor Booker his seventh straight with a right knee injury. When asked before the game if there was an update on Trevor, coach Randy Wittman joked: Which one?" ... Golden State F Richard Jefferson, who missed his 10th straight game with a strained right calf, says he's nearing a return. ... Warriors rookie F Draymond Green fouled out with 16.1 seconds to play. It was Golden State's second disqualification of the season.


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Many Woodbridge, Manassas, Dale City, Lake Ridge area homeowners choose Floor Coverings International Woodbridge for all their ceramic and porcelain tile needs. Ceramic and porcelain tiles are created by glazing thin pieces of clay and then firing them in a kiln to instill strength and durability. Tile is commonly used in any room of the house for floors, walls, and countertops.
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JOSEPH BEN GORION (JOSEPHUS GORIONIDES; referred to also as Yosippon and Pseudo-Josephus):(Redirected from YOSIPPON.)
Author of the "Sefer Yosippon," a history of the Jews from the time of the destruction of Babylon (539
Commencing with Adam and the geographical conditions of the first millennium, the author passes to the legendary history of Rome and Babylon, to the accounts of Daniel, Zerubbabel (according to the Apocrypha), the Second Temple, and Cyrus, and to the histories of Alexander the Great and his successors. He then gives the history of the Jews down to the destruction of the Temple. The last part contains, among other things, a brief history of Hannibal and an account of the coronation of an emperor, which, according to Basnage ("Histoire des Juifs," vii. 89, Paris, 1710), refers to that of Otto the Great (crowned 962); this would be the only and a most valuable source of information concerning this event. If Basnage's conjecture is correct, the date of the composition of the "Yosippon" may be placed at the end of the tenth century. The "Yosippon" is written in comparatively pure Biblical Hebrew, shows a predilection for certain Biblical phrases and archaisms, and is rich in poetical passages and in maxims and philosophical speculations.
By the Jews of the Middle Ages the "Yosippon" was much read and was highly respected as a historical source. Scaliger in his "Elenchus Trihæresii Nicolai Serarii" was the first to doubt its worth; Jan Drusius (d. 1609) held it to be historically valueless on account of its many chronological mistakes; Zunz and Delitzsch have branded the author as an impostor. In fact, both the manuscripts and printed editions are full of historical errors, misconceptions of its sources, and extravagant outbursts of vanity on the part of the author. But there is scarcely any book in Jewish literature that has undergone more changes at the hands of copyists and compilers; Judah Mosconiknew of no less than four different compilations or abridgments. The later printed editions are one-third larger than the editio princeps of Mantua.
It was perhaps due to Jerahmeel ben Solomon that the work received its traditional title "Yosippon." He supplemented his copy from Josephus, whom he designates as "the great Joseph," or, according to a gloss, "the Gentile Joseph" (
Sebastian "Münster's edition (Basel, 1541) omits as not genuine the legendary introduction (ch. i.-iii.) with its genealogical list (which addition, however,was made as early as the twelfth century; see Abraham ibn Ezra on Psalm cx. 5; David Ḳimḥi, "Sefer ha-Shorashim," s.v.
- Buber, Midrash Leḳah Ṭob, Introduction, p. xxiia;
- Carmoly, in Jost's Annalen, i. 149;
- Chwolson, in the Meḳiẓe Nirdamim Sammelband, 1897, p. 5;
- Franz Delitzsch, Zur Gesch. der Jüdischen Poesie, pp. 39 et seq.;
- Dukes, Ehrensäulen, p. 7;
- Fränkel, in Z. D. M. G. 1. 418 et seq.;
- Grätz, Gesch. v. 235, 295;
- Gudemann, Gesch. ii. 41;
- David de Gunzbourg, in R. E. J. xxxi. 283 et seq.;
- Harkavy, Skuzaniya Yevreiskikh Pisatelei o Khozarakh de, St. Petersburg, 1874;
- D. Kaufmann, in J. Q. R. iii. 512, note;
- P. H. Külb, in Ersch and Gruber, Encyc. section ii., part 23, p. 134;
- I. Lévi, in R. E. J. xxviii. 147 et seq.;
- I. B. Levinsohn, Bet Yehudah, p. 156, Warsaw, 1878;
- Lilienblum, in Ha-Meliẓ, xx. 366;
- J. Q. R. xi. 355 et seq.;
- Azariah dei Rossi, Me'or 'Enayim, p. 866, Mantua, 1574;
- Rapoport, Saadia Gaon, note 39;
- idem, Kalir, p. 102, note 7, and Supplement, p. 13;
- idem, Natan ben Yeḥiel, p. 44;
- idem, in Parḥon's Aruch, p. x.;
- De Rossi, Annales Hebrœo-Typographici, pp. 114 et seq., Parma, 1795;
- Steinschneider, Jewish, Literature, pp. 77, 335;
- idem, Cat. Bodl. col. 1547 et seq.;
- idem, Hebr. Uebers. p. 898;
- idem, Hebr. Bibl. ix. 18 et seq.;
- idem, Die Geschichtslitteratur der Juden, pp. 28 et seq.;
- idem, in J. Q. R. xvi. 393;
- Trieber, in Nachrichten der Königlichen Gesellschaft der Wissenschaften zu Göttingen, 1895, pp. 381 et seq.;
- F. Vogel, De Hegesippo Qui Dicitur Josephi Interprete, Erlangen, 1881;
- Vogelstein and Rieger, Gesch. der Juden, in Rom, i. 185 et seq.;
- Weiss, Dor, iv. 224, note 5;
- Winter and Wünsche, Die, Jüdische, Litteratur, iii. 292 et seq.;
- J. Wellhausen, Der Arabische Josippus, in Abhandlungen der Königlichen Gesellschaft der Wissenschaft zu Göttingen, vol. i., Berlin, 1897;
- Zunz, Zeitschrift für die Wissenschaft des Judenthums, pp. 304 et seq.;
- idem, G. V. pp. 154 et seq.;
- idem, Z. G. p. 62, passim;
- idem, in Benjamin of Tudela's Itinerary, ed. Asher, ii. 246.


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How economically effective are the Olympics?
The Asahi Shimbun recently reported that one of the reasons the Japanese government has been slow to tackle the water leak crisis at the crippled Fukushima Daiichi Nuclear Power Plant is that it doesn't want to draw attention to the problem while Tokyo remains a candidate for the 2020 Olympic Games. Despite the fact that the Olympics are supposed to be hosted by cities not countries, Japan's central government is counting on the games to boost its overall economy, and Asahi also reports that the decision, which will be determined on Sept. 7, will have a very strong bearing on whether or not the consumption tax increase will take place in April. If Tokyo is the winner, the tax will go ahead as planned.
The Japan Olympic Committee is predicting a long-term economic boost of ¥3 trillion if Tokyo gets the games. That's a lot of money, but while it may offset the negative effects of the consumption tax increase temporarily it's hardly enough to kick start the entire Japanese economy. In any case, how exactly would the Olympics bring about this financial miracle? After the games last year, the city of London and the U.K. government jointly announced that the event benefited the British economy by almost £10 billion (¥1.5 trillion). However, the BBC questioned just how much of this "impact" could be directly attributed to the Olympics. In addition, the Financial Times wondered about the government's calculation that the Olympics would have a secondary effect on the British economy that would amount to between £28 billion and £41 billion (¥4.2 trillion-¥6.0 trillion) until the year 2020. A financial expert interviewed by the FT said he had no idea how the government arrived at this figure.
To get some idea of how this "economic effectiveness" (keizai koka) is calculated, the Nihon Keizai Shimbun evaluated the figures submitted by the Tokyo Bid Committee for the 2016 Olympic Games, which Tokyo lost to Rio (page 5). Included in the ¥2.94 trillion that was to be added to the Japanese economy by the games was ¥332 billion in the form of construction outlays, ¥175 billion to be spent by "guests," ¥356 billion in sales of official merchandise and "related purchases" (like TV sets that people bought to watch the games), and ¥86 billion from tourists who would visit Tokyo before the games, presumably drawn to the city because of the Olympics though they would not actually attend them.
Moreover, the JOC predicted a "ripple effect" of ¥990 billion in related "demand" after the Olympics ended, and then a secondary effect of ¥650 billion from the higher salaries and added jobs that this ripple effect would engender. Except for the construction costs and revenues for restaurants and hotels during the actual two-week Olympic period, all these figures are speculative and based on phenonema that are difficult to measure. For instance, isn't there a lot of overlap between the spending of tourists and the purchase of merchandise related to the Olympics?
The point is, when the media says that the 2020 Olympics will boost the Japanese economy by ¥3 billion people think that means ¥3 billion will be added to the economy, but actually most of that money is simply being redistributed. Tokyo, for instance, says it will spend ¥1 trillion on the 2020 Olympics, and according to the JOC the city has ¥400 billion "saved" in what it calls junbikin (preparation money), which is cash that the prefectural government has accumulated at a rate of ¥100 billion a year. However, it is all from taxes, which means that the money that goes to construction came from residents.
Moreover, the central government has pledged to cover any shortfall in operating expenses for the Olympics, so presumably that means it will provide the remaining ¥600 billion (or more), which also comes from tax money. Since most of the work that is created directly for the Olympic Games is done by volunteers, this money is not necessarily going to people in the form of employment and wages. The assumption, or at least the hope, is that Olympic money that goes to big corporations will eventually trickle down to people in the form of the aforementioned ripple and secondary effects, but, as the FT expert implied, there's no way you can confirm this until it actually happens.


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Get a tailored solution to your current debt situation.
Take control of your debt this October
Debt solutions from qualified practitioners
You could reduce your debt and charges
After realising that you have too much debt to deal with, you will most likely be wondering how to deal with it and what type of debt solutions could be available to you. Although there are a few different Lenzie debt management plans available below, your financial situation may not be eligible to use all of them.
If you have more debt than you are able to afford to repay comfortably, you may be worrying about how you will come up with the money to cover it without having to declare bankruptcy or lose everything you own. Although you may be thinking that there will be no way out from under your pile of outstanding accounts, this is not the case.
The Scottish Government in conjunction with approved money advisors administers these, and they enable you to repay outstanding debts by means of a debt payment programme (DPP). A single weekly or monthly payment is made to your creditors and they will not be able to take further action against you while the DPP is in place.
This option will only be suitable for your financial situation if you have funds left over at the end of the month after all bills have been paid, and if you will be able to repay your debts within a reasonable timeframe.
This is a legal agreement that involves making reduced payments towards your outstanding debts over a period of four years. Any outstanding unsecured debts will usually be written off after the four years have passed.
Because this is a type of insolvency, the value of your unsecured debt will need to outweigh the value of any assets you have like a vehicle or home. Unsecured debts are those such as personal loads, credit cards and store cards.
This is a type of insolvency and could be a suitable option if you won't be able to repay debts in an acceptable timeframe. Any assets you own such as a home or vehicle could be sold to repay your debts.
If your regular debt repayments are current and you can afford to keep repaying them or you have assets worth more than your debts, you may have to peruse alternative solutions such as Minimal Asset Process bankruptcy (MAP).
This form of bankruptcy involves writing off debt that you cannot repay in a reasonable amount of time. This process is designed for people in Lenzie with low incomes and little to no assets and can only be applied for by means of an approved money advice organisation.
These help consumers manage existing debts and repay them at more affordable rates due to reduced monthly payments being implemented. You will be required to work with an approved advisor to set up a realistic budget and they will manage your repayments to creditors.
This is intended as temporary support until such time as you can get your finances back on track. A TPP will require you to pay £1 per month to each of your creditors until you can afford to repay higher amounts.
This is a temporary solution though, and will only be applicable if you know your financial situation will improve during the next 12 months.
If you're fortunate enough to obtain a cash lump sum, you may be able to repay all outstanding debt with it – but only if the amount you have is equal to or greater than the amount of debt you have.
If your lump sum is less than what you owe to creditors, you may be able to make 'full and final settlement' offers to them. This involves offering your lump sum in exchange for East Dunbartonshire creditors agreeing to perform debt write off on any remaining amounts owing. However, not all creditors will be willing to accept offers like these.
This involves applying for a single loan that will cover the full amount of your outstanding unsecured debts. Although this can be useful in that it enables you make a single monthly repayment instead of several payments to multiple creditors, it is important to explore other options as well.
Lenzie consumers often think that they will be able to place all of their debts into a debt management programme. However, this is not the case because only unsecured debts of £5,000 or more will be able to be cleared in this manner.
Examples of unsecured debt:
Many people think that the term 'debt relief' means that they will not have to repay what is owing to their creditors. However, you will have to be willing to face up to what you owe so that appropriate measures can be taken to repay creditors and repair your credit rating over time.
In some cases, part of your unsecured debt may be written off. However, this will depend on the particular debt management plan you qualify to fall under. Your chosen debt advisor will provide you with all of the information needed in this regard.
Before rushing into any form of debt management plan, it is essential to obtain advice from a professional Lenzie financial or debt advisor. He or she will assess your current financial situation and provide you with the best possible option to resolve it.
You will need to be completely honest and upfront regarding your finances, current budget and any assets you have, as this information will be followed up on. Once you have provided all of this information to your debt advisor, you will be able to rest assured that the most appropriate solution will be chosen for you to start working your way out of debt as effectively as possible.
Find the best possible solution to managing your finances by speaking confidentially to a professional.


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Old Home Day
1638 - Town of Hampton - 1961
272 Winnacunnet Road
Built about 1829 by Captain Jesse Lamprey on his grandfather's home lot, this house is architecturally a fine example of those built at the time. As happened so frequently among families living close to the sea in New England, Captain Lamprey's only son, Albert, was reportedly drowned off the coast of Oregon on June 6, 1854. Hence the property was inherited by a daughter, Mary Frances, who married James M. Brown. Since Mrs. Brown was an invalid confined to a wheelchair, a side porch was added to the house for her convenience.
The doors of the rooms inside the house are of an unusual design, one not commonly found in New England farm houses. These doors include four panels within each of which is a design. This makes them quite different from the Christian door used in so many houses of this type and period. The mark on the lower panels of doors was sometimes incorporated by joiners in Colonial times. Door so designed were referred to as "Devil's doors" because they were supposed to ward off the influence of Satan from the dwellers in the house. It is possible that Captain Lamprey had this in mind when the house was built way back in the 1820's. After all, everything Colonial did not automatically disappear with the end of the so-called Colonial period.
In the living room, which was originally the kitchen, in the north-east corner of the house is a fine old brick fireplace such as was found so necessary for heating and cooking in houses of this vintage.
The house was restored before the present (1961) owners, Mr. and Mrs. Franklin O. Brittan, purchased it.


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ORLANDO, Fla. – A 37-year-old driver crashed his Lexus into a tree after he was shot Monday morning in Orlando, according to the Florida Highway Patrol.
Law enforcement officials pulled the man from the car after the crash, which occurred around 5:30 a.m. at Orange Blossom Trail and Landstreet Road.
Details of the shooting were not immediately known, but the driver, who was shot in the neck, was taken to Orlando Regional Medical Center with non-life-threatening injuries, Orange County sheriff's deputies said. As of Tuesday, he was in stable but serious condition.
It's not known if the bullet came from outside the vehicle or if anyone else was inside the vehicle at the time of the crash. Deputies said the wound was not self-inflicted, and it's also possible that the man had been shot before getting in the car.
Video from the scene shows the front end of the car crashed into a large palm tree. The roof of the vehicle was cut off.
Witnesses called 911 after seeing the Lexus driving erratically down Landstreet Road, deputies said.
Watch Local 6 News and stay with ClickOrlando.com for more on this story.


text: Downton® and Downton Abbey®. © 2013 Carnival Film & Television Limited. A Carnival Films/Masterpiece Co-Production. Carnival logo © 2005 Carnival Film & Television Limited. Masterpiece is a trademark of the WGBH Educational Foundation. All Rights Reserved. LITTLE HOUSE ON THE PRAIRIE® and associated character names and trademarks are owned and licensed by Friendly Family Productions, LLC. All rights reserved. © 2015 Friendly Family Productions, LLC. We encourage you to design and sell products made with our fabrics, with the exception of the following collections: Downton Abbey, Little House on The Prairie, Outlander, The World of Eric Carle (Including The Very Hungry Caterpillar), and An American in Paris. These fabrics collections are for personal use only, and sale of goods made from these products is strictly prohibited. The Very Hungry Caterpillar © Eric Carle under License to Andover Fabrics Inc.; for Personal Use Only, sale of goods made from these product is strictly prohibited. Copyright © 2015 Andover Fabrics Inc. Questions regarding the website? Contact James Oppenheim: 212/710-1000 (x210).


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Objects in the shade of Antique Brass
The closest color to #bf9d72 in the Crayola® color palette is
Antique Brass which has the hex code of #cd9575.
Perhaps you'd like to see the intersection between this color and CSS3 or CSS4 palettes?
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Black Agenda Radio - 12/17/12
Fiscal Cliff is Diversion from Corporate Tax Avoidance
"To some extent, the fiscal cliff debate is a farce," said Eric LeCompte, executive director of Jubilee USA Network, which estimates that corporations and wealthy individuals avoid paying $150 billion a year to the U.S. Treasury through loopholes and offshore havens. "If we were to close the corporate offshore tax loopholes, not only would the fiscal cliff debate be over, but we would have more revenue than we would know what to do with," said Compte. The fiscal cliff "gap" represents only $109 billion.
UN Urges All Nations Provide Universal, Affordable Healthcare
The United States joined in a United Nations resolution calling on member countries to establish "universal" and "affordable" healthcare systems. However, "the United States has actually taken us in the opposite direction," said Dr. Margaret Flowers, of Physicians for a National Healthcare Program. Obamacare "further privatizes health care," said Flowers. "Every industrialized nation that has an effective, universal national healthcare program uses a publicly-financed, not a market-based, approach."
UN Sets Goals for Haiti Cholera, But Avoids Culpability
At least 7,000 people have signed a petition, backed by filmmaker Oliver Stone, to pressure the United Nations to accept responsibility for the cholera epidemic that has killed 8,000 Haitians and sickened half a million more. The UN announced plans to raise a $2.27 billion anti-cholera war chest, but fails to admit that the disease was brought to Haiti by UN soldiers, or to ensure that "this kind of disaster doesn't happen again in another country where there are peacekeepers," said Beatrice Lindstrom, staff attorney for the Institute for Justice and Democracy in Haiti. The Institute filed suit on behalf of cholera victims, a year ago.
"The people of Haiti never asked for UN troops," said Robert Naiman, policy director for Just Foreign Policy. Naiman said pressure should be brought on the United States and France, which backed a 2004 coup in Haiti and then called in UN troops to stabilize the coup regime.
Post-Election Debate in Philly
Attorney and talk show host Michael Coard faced off against veteran activist and professor of African American studies Anthony Monteiro, in a debate at Temple University. Coard attacked Monteiro's revolutionary politics, saying: "If you despise what President Barack Obama has done, you should despise even more what Mitt Romney" and fellow Republicans would do. Dr. Monteiro pointed out that Martin Luther King Jr. broke with President Lyndon Johnson "in principle over the war in Vietnam," and would surely break with Obama's wars if he were alive, today.
Israelis "On Thin Ice"
Israel's aggressive policies will backfire in the new conditions that prevail "in this Islamist Spring that is spreading throughout the region," said Dr. Gerald Horne, of the University of Houston. "The Israelis aren't going to be very pleased with their new neighbors, and their new neighbors will not be very pleased with the Israelis, either. So the Israelis would be advised to negotiate while there's still time," he said. Dr. Horne spoke on Regent Radio, in Toronto, Canada.


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GOP bill would nullify Wis. judges' injunctions
MADISON, Wis. (AP) — Republican legislators are circulating a bill that would allow attorneys to nullify court rulings blocking state laws by filing a quick appeal.
Under the bill, attorneys could essentially void injunctions or restraining orders blocking statutes by filing an appeal within 10 days. The stay would remain in effect until an appellate court or the state Supreme Court orders it lifted or disposes of the case with a final order.
The bill comes after Dane County judges struck down portions of Gov. Scott Walker's law stripping most public workers of their union rights and voided a GOP law mandating voters show photo identification at the polls.
Assembly Minority Leader Peter Barca, a Kenosha Democrat, says the GOP is trying to alter the balance of power between courts and the Legislature.


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The educators you see on ReadWriteThink are working to improve literacy learning for every student. Check out their stories for inspiration.
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Grades 6 – 8 | Lesson Plan | Recurring Lesson
Guided Comprehension in Action: Teaching Summarizing With the Bio-Cube
Students learn the ins and outs of writing biographies by researching a contemporary or historical figure and writing a summary.


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Excellence Forums
Getex to feature 'general education' section
Getex 2012, a leading education and training show to be held in Dubai, will include a dedicated General Education segment targeting K-12 students in the Middle East. The move is in response to the increased demand for primary and secondaryMore…
Top education expo opens in Dubai
Getex Spring - 2011, the Middle East and Asia's leading education, training and professional development event, opened today (April 14) at the Dubai International Convention and Exhibition Centre. The three-day event, inaugurated by SheikhMore…
Getex to host 3 interactive forums
Getex Dubai 2011, the leading education and training event, will host three dedicated interactive forums that are designed to boost the knowledge and networking potential of graduating students. The series consists of the "Excellence in EnMore…


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Interventional radiologists diagnose and treat disease. They treat a wide range of conditions in the body by inserting various small tools, such as catheters or wires from outside the body. X-ray and imaging techniques such as ultrasound help guide the radiologist. Interventional radiology can be used instead of surgery for many conditions. In some cases, it can eliminate the need for hospitalization.
The interventional radiologist is a medical doctor who has completed an accredited residency program. He or she can then take the board exam given by the American Board of Radiology. Next, the interventional radiologist completes a fellowship-training program. These experts work closely with other doctors and play an important role on the treatment team.
Interventional radiologists do a variety of procedures, including:
Angiography. This is an X-ray of the arteries and veins to find blockage or narrowing of the vessels as well as other problems.
Angioplasty. The doctor inserts a small balloon-tipped catheter into a blood vessel. Then he or she inflates the balloon to open up an area of blockage inside the vessel.
Embolization. The doctor inserts a substance through a catheter into a blood vessel to stop blood flow thru that vessel. This can be done to control excessive bleeding.
Gastrostomy tubes. The doctor inserts a feeding tube into the stomach if you can't take food by mouth.
Intravascular ultrasound. The use of ultrasound inside a blood vessel to better see the inside of the vessel to find problems.
Stent placement. The doctor places a tiny, expandable mesh coil, called a stent, inside a blood vessel at the site of a blockage. He or she expands the stent to open up the blockage.
Foreign body removal. The doctor inserts a catheter into a blood vessel to remove a foreign body in the vessel.
Needle biopsy. The doctor inserts a small needle into the abnormal area in almost any part of the body, guided by imaging techniques, to take a tissue biopsy. This type of biopsy can provide a diagnosis without surgical intervention. An example of this procedure is called the needle breast biopsy.
IVC filters. The doctor inserts a small filter into the inferior vena cava (IVC), a large vein in your abdomen. The filter catches blood clots that may go into your lungs.
Injection of clot-dissolving agents. The doctor injects clot-dissolving drugs, such as tissue plasminogen activator, into the body to dissolve blood clots and increase blood flow to your arms or legs or organs in of your body.
Catheters insertions. The doctor inserts a catheter into large veins for giving chemotherapy drugs, nutritional support, and hemodialysis. He or she may also insert a catheter before a bone-marrow transplant.
Cancer treatment. The doctor gives the cancer medicine directly to the tumor site.
Vidant Health can connect you to health care professionals to help you understand your condition and guide you through the treatment process. Let's chat.


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When the young and uber-gifted Gerard Mullen won gold and 'Best in Show' earlier this year, it was for a show-garden that the British garden designer, lecturer, writer and judge Andrew Wilson described as a sensation: "beautiful, simple, restrained."
And as the long-time, highly respected chief assessor for the world-famous RHS Chelsea Flower Show, Wilson should know. Of course, Mullen's gorgeous garden wasn't built for Chelsea, but for another gardening show in a nearby country, an event where Wilson also regularly acts as chief judge.
A relative newcomer to the busy global calendar of garden shows, this five-day event is causing quite a stir and garnering much praise, both for its exciting show gardens, as well as its informal, buzzy, convivial atmosphere.
Any guesses as to its name?
Very appropriately, it's called BLOOM. The highlight of Ireland's gardening calendar since the inaugural show of 2007, it takes place over the June Bank holiday weekend (just a week after Chelsea's show) and is based in the spectacular environs of a recently-restored, two-and-a-half-acre Victorian walled kitchen garden, slap bang in the middle of Dublin's historic Phoenix Park.
Mullen's award-winning garden at this year's show captured the wild and watery beauty of Ireland's wetlands, and the quicksilver quality of the Irish light. It's the same glistening, gleaming light that also makes a visit to any of the island's many remarkable gardens so memorable.
Add to that, Ireland's mild, moist climate, and the unique opportunities it affords to grow plants from all over the world – scarlet-blossomed Chilean fire-trees, giant sequoias native to the mountains of California, crimson-flowered tree rhododendrons from India – and it's not surprising to discover that the inhabitants of the Emerald Isle have long been a green-fingered (or should that be muddy-fingered?) nation.
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The fact is that flowers make the Irish happy. Very happy. So much so that when they aren't growing flowers, they're arranging them. The same BLOOM show that awarded garden designer Gerard Mullen top prize this year was also home to 60 different floral displays, which were exhibited by members of the Association of Irish Floral Artists (AOIFA).
This countrywide organisation will be hosting next summer's prestigious World Flower Show 'A Floral Odyssey' at the RDS in Dublin, an event that takes place from June 16th-22nd 2014, and is expected to attract visitors from all over the world.
Over the course of the show, 600 leading floral artists from all of WAFA's 31 member countries will be competing for awards. Amongst them are some of Ireland's best-known floral artists, including Joan Lockhart, herself a former Chelsea-medal-winner.
Along with the many wonderful floral exhibits, this event's jam-packed programme also includes lectures, demonstrations and a series of tours to some of the loveliest of Irish gardens.
Each one is sure to be a fascinating floral odyssey in its own right. Maybe you could join in?
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Planetizen Newswire
Keep up with essential planning news and commentary, delivered to your inbox every Monday and Thursday.
Top 100 Urban Thinkers
The poll was active for one month, from August 7th to September 7th, 2009. We would never claim that this is a definitive list; voters were given free reign to submit and vote for whomever they liked. Our only caveat is that we cleared out a couple of submissions that were clearly in jest, such as "Jesus" (although I'm sure someone could make a legitimate argument for his influence on urban planning).
The other significant issue with this list that will surely be raised is the lack of women: only 9 out of the top 100 are female. This is countered somewhat by the impossibly wide lead by which Jane Jacobs takes the top spot. Those women who are included are an impressive crew, but of course, there are a significant number of women making a big difference in urban planning issues that aren't on the list.
The thinkers that are here are a fascinating bunch, ranging from planners of the past like Baron Haussmann, the civic planner that changed the face of Paris in the 19th century, to active thinkers of today like Scott Bernstein, President and Co-Founder of the Center for Neighborhood Technology. And to be honest, there were a handful of names that we didn't know. We hope that you'll also find a lot to chew on in these biographies, and we invite your comments.
As of now, we've only just begun filling in these biographies. Check back for more over the next month, and in another year, we'll start the poll up again and see who makes the cut.
For updates on our next poll, and for all the latest urban planning news, views, and jobs, sign up for the Planetizen Newswire, our twice-weekly news email.


text: I would like to be able to use PSD files in the software. I would like to see an option to publish a layout, template, or cluster as a PSD file that is editable in Photoshop. I create layouts and clusters in Scrapbook Max 2.0, but I would also like to edit them in Photoshop 7.0 and above whenever I need to. Thank you.


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#RSL Tweets of the Day (@RealSaltLake)
#NERevs defender Kevin Alston taking a leave of absence from team after chronic myelogenous leukemia (CML) diagnosis #GetWellKA
#GetWellKA … thoughts & prayers from #RSL Nation
Andy Williams @bommadog
Just seeing the news about @KAlston30, sad to hear but our thoughts and prayers are going out to you bro from the Williams Clan #GetWellKA
Best wishes @kalston30 stay strong. #GetWellKA
Hearing the news about @KAlston30 this morning. Wish him nothing but the best, get well soon man
Get well @KAlston30 #GetWellKA
The debut episode of American Soccer Morning @SoccerMorning http://nasn.tv/ASM48 with @GrantWahl, @SoccerByIves, @TBoyd91 & @travismclark
Indy Pro Soccer @IndyProSoccer
MEDIA RELEASE: @IndyProSoccer adds Director of Public Relations. Welcome @JohnKoluder to the team! http://indyprosoccer.com/indy-pro-soccer-adds-director-of-public-relations/ … #BuildIndySoccer
MLSsoccer.com: The Daily 4/8 – Three teams record first wins of the season, Shoegate
NASN.tv: American Soccer Morning – April 8
NASN.tv: The Best Soccer Show – April 8
Soccer By Ives: The SBI Show – April 8
Real Salt Lake News & Notes
The Salt Lake Tribune: Real Salt Lake looks ahead after loss to rival Rapids
For the Fans, By the Fans
RSL Soapbox: Player Ratings: Real Salt Lake 0-1 Colorado Rapids
Real Nation: RSL v. Colorado analysis
MLS, Other News & Notes
MLSsoccer.com: New England Revolution defender Kevin Alston diagnosed with treatable form of leukemia
MLSsoccer.com: MLS Match Recap: Chicago Fire 3, New York Red Bulls 1
MLSsoccer.com: Chicago Fire finally solve pesky mistakes, relieved to post first win of 2013
MLSsoccer.com: Mike Petke says New York Red Bulls "capable of so much more" after latest loss
MLSsoccer.com: CCL: Eddie Johnson travels, could come off the bench for Seattle Sounders in semis
MLSsoccer.com: PRO's MLS referee assignments for Week 7
MLSsoccer.com: Haiti 0, USA 3: U-17 CONCACAF Championship match recap
Grantland: Are more people watching MLS in person or on television?
Goal.com: Monday MLS Breakdown: Laws of the Game, mental breakdowns cost San Jose two points
Goal.com: Jurgen Klinsmann not concerned with Jozy Altidore's scoring drought: "The goals will come"
Pro Soccer Talk: Quickie MLS review of Week 6
Pro Soccer Talk: Sounders healthier, but still facing long odds in Mexico
Pro Soccer Talk: Turning around the classic striker argument, and considering two failing MLS men


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Chris Owings' three-run blast was one of six home runs hit by the Arizona Diamondbacks in a 14-4 win over the Chicago Cubs on Wednesday.
Mark Trumbo, Jordan Parraz, Brandon Jacobs, Rudy Flores and Aaron Cunningham also homered in the spring training win and Brandon McCarthy pitched six innings, striking out six and giving up three runs on six hits and a walk.
Chris Coghlan homered for the Cubs and Jeff Samardzija allowed just one run over three innings.
The Diamondbacks did most of their damage against Chris Rusin, who gave up nine runs and 10 hits in 2 2/3 frames.


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East Rutherford, NJ - No fewer than seven major Grand Circuit stakes will populate the Saturday night card at The Meadowlands, led by the track's signature race, The Meadowlands Pace.
The all-star lineup begins with a pair of high-stakes preps for trotting's top prizes, the August 2 Hambletonian and Hambletonian Oaks.
Race four is the $317,000 Stanley Dancer Memorial three-year-old colt trot which will be the stage for last year's top freshman Father Patrick to battle Trixton who has emerged as a worthy adversary this season. It is the first time these two have met, the occasion made even more intriguing by the fact that both are trained in the Jimmy Takter stable.
Oddsmaker Darin Zoccali has Father Patrick (Yannick Gingras) listed as a strong morning line favorite at 4/5 from post nine, while Trixton is at 3/1 from post twelve in the second tier with trainer Takter aboard.
The $213,500 Delvin Miller Memorial for sophomore trotting fillies also pits last year's finest against emerging talent. Shake It Cerry was clearly the best of a very talented crop last season, easily winning year end awards for the Takter stable and regular driver Ron Pierce. She has transitioned successfully to sophomore status winning four of five starts this season and is the 9/5 choice from post seven.
Her only loss required the world record 1:51.3 effort by Designed To Be at Pocono last month. It was the second time Designed To Be has assaulted the record books, having taken the two-year-old title with her 1:52.2 mile last fall in Lexington. She will have Brian Sears aboard for trainer Julie Miller on Saturday.
The remarkably fast Cooler Schooner is the fastest freshman trotter ever, regardless of sex by virtue of her amazing 1:51.3 win last summer at Pocono. She is sometimes guilty of self-sabotage but can never be dismissed. The Campbell brothers, John and Jim will conspire to manage that wicked speed toward its best use.
The new shooter in this division is Heaven's Door another who demonstrated great talent at two for Ross Croghan but it took until this year for her mind to catch up to her speed. She was sold over the winter and moved into the Ake Svanstedt barn where she has flourished. She won last month's NJSS final in a stakes record 1:52 with great ease and is facing the division's best now for her new connections and adds another element of suspense.
Next up (race six) will be the $212,500 Mistletoe Shalee for sophomore pacing fillies, another contentious contest. Sandbetweenurtoes raced but once at two for Tony Alagna but showed such promise in her first few starts at three that the brothers Remmen, Ray and Larry, bought her for John Grant and she hasn't lost since. She was the winner of last week's elimination in 1:49.1 with Brett Miller aboard and will likely be the post time fave off a 5/2 morning line.
Precocious Beauty was the divisional leader last year for the McNair barn and has yet to find that form thus far at three, though last week's race was encouraging. Takter's Uffizi Hanover won the 2013 Breeders Crown and the Fan Hanover this year for her regular pilot, newly minted Hall of Famer David Miller.
The older dames race on the pace for $178,450 in the cleverly named Golden Girls stake in the seventh race. Joe Holloway has always had a way with the ladies, training several distaff champions over the years and has a formidable pair in this one. Somwherovarainbow has well over a million in career earnings and has been in deadly form for Joe since early spring with six wins from ten starts, among those the Bluechip Matchmaker final. Brian Sears drives.
Her stable mate Shebestingin is the fastest female Standardbred ever, having seared The Red Mile clay in an eye-popping 1:47 flat last fall. She has yet to beat the best of this division since graduating into the open ranks but her speed make her a danger for David Miller.
The race favorite at 2/1 is the iron-tough race mare Androvette. Her story has been told many times but never gets old, particularly for her connections. She vaults over $3million lifetime with a win in this stake for trainer PJ Fraley and her constant racing companion Tim Tetrick.
Just when you think, "Well, this just can't get any better," you come to the meat of the card. Race 8 contains the finest Free For All pacers in the land racing for $463,300 in the WR Haughton Memorial, one of the biggest events of their season. The lifetime earnings for these ten horses are just north of the $20 million mark.
Captaintreacherous is the two time defending Pacer of the Year and a winner of over $3million in his racing career for trainer Tony Alagna. He's developed into a fan favorite with his gritty, never give up style and he'll need every bit of that heart, a large dose of speed and another clever steer from Tetrick on Saturday. He's drawn a favorable post starting just inside the 8/5 favorite, Sweet Lou.
Sweet Lou has flashed brilliance from the start for his connections and still holds the freshman pacing world speed record. Now five year of age, he's in the best form of his career and has been invincible since paired with driver Ron Pierce in May. Together they are five for five, all in 1:48.3 or faster culminating with a world record 1:47 the hard way at Pocono in the Franklin, the fastest mile on a five-eighths track in history.
Sweet Lou is one of a formidable four horse armada sent out in the Haughton by Meadowlands and national leading trainer Ron Burke. The four Burke horses alone have amassed a staggering $12million in career earnings led by the richest pacer in history, ageless wonder Foiled Again at $6.3 million. Foiled will have to overcome the extreme outside post for his regular driver Yannick Gingras in this battle.
The $776,000 Meadowlands Pace is race nine on the star studded extravaganza and has been well covered in many arenas, so for our purposes let's just say it shapes up to be a very exciting and contentious race, as is usually the case in the absence of a clear division leader.
Among the deepest and most contentious divisions this season is the older trotting mares. The returning Horse of the Year Bee A Magician, last year's division leader Maven and pair of four year old mares that have blossomed into trotting divas, Perfect Alliance and Classic Martine will all meet among a field of eight in the $40,000 Miss Versatility in race ten.
It's one for the ages this Saturday night at The Meadowlands with over $2.5 million in purses offered over the 13 race card, including four $100,000 finals for state bred freshmen. Post time is 6:30pm and it's going to be well attended, so if you're thinking of coming out make your reservations now. If not, the Haughton and Pace will be carried live on the CBS Sports Network and the TVG Racing network.
From the Meadowlands Media Relations Office


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Bank of America-Merrill Lynch (BAC) financial advisors compensation packages for 2013 is mixed bag for advisors, compensation experts say.
On the plus side, retiring advisors can potentially receive between 100% and 160% of their trailing-12-month production over a four-year period, which is up from 70% to 80%. Also, the pay grid stays the same.
However, a new emphasis on flows of certain types of asset flows–namely fee-based assets rather than overall net new money–is not likely to make all of the 17,000-plus Thundering Herd happy.
"There is a revision to the bonus plan that could make it actually harder to earn the initial amounts," said compensation consultant Andy Tasnady, in an interview with AdvisorOne. "Not all assets count, namely non-fee based assets like cash, bonds and equities that are not in certain wrap arrangements."
(The number of BofA-Merrill financial advisors stood at 17,533 as of Sept. 30, which is down one from the second quarter but up 439 reps from a year ago. These figures include financial advisors in the mass-affluent Merrill Edge platform and others in BofA's Consumer & Business Banking segment, which totaled 1,457 in Q3'12; 1,383 in Q2'12; and 1,032 in Q3'11.)
While lending is now part of the bonus program, those advisors who aren't likely do more borrowing "could find it harder to hit" the new targets, Tasnady explained.
BofA-Merrill says it is focused on "strategic [asset] flow growth by broadening and strengthening client relationships and utilizing the full capabilities of Merrill Lynch and Bank of America." This includes boosting fee-based assets, banking, lending and other annuitized products to "align client, advisor and shareholder interests."
Total client balances in BofA's Global Wealth and Investment Management rose 3% in the prior quarter to $2.3 trillion in the third quarter, led primarily by market gains, as well as gains in deposit balances, long-term assets under management flows and loan balances.
Asset flows to advisors in the third quarter were $3.83 billion, down from $3.99 billion in the second quarter of 2012 but up sharply from $1.93 billion in the year-ago quarter. For the first nine months of 2012, new assets totaled $15.64 billion vs. $10.19 billion in the same period of 2011.
The new growth awards will be available to those advisors who raise assets flows by 10% or more and by at least $5 million. For the first $10 million, the reps will get a bonus of five basis points (or 0.05%). And they get 10 basis points (or 0.10%) for over $10 million and up to $50 million.
FAs topping $50 million in new "strategic" asset flows earn three basis points or 0.03%. Previously, new-asset bonuses were capped at this level.
"The cap of $50 million was hard to hit," said Tasnady. "But those going north of that now get a nominal amount, so that is at least some reward if you are lucky enough to bring in a $1 billion client."
Other experts point out that this fee-based push is the name of the game in the industry these days.
"Transactional business is acceptable, but it's not where Merrill and the other wirehouses are headed," explained Mark Elzweig, an executive-search consultant, in an interview. "These payout changes don't involve major cuts, but really minor tweaks–because it's too competitive a marketplace. What they've opted to do, instead, is to add incentives for advisors to grow their recurring, fee-based revenue.
Elzweig is more upbeat about how the fee-based incentives will go over with reps. "These kinds of programs make sense and should be well received by advisors," he said. "Wirehouses like advisors to do off grid product like providing loans to clients. It's profitable business for the firm and creates a long-term bond between the client, firm and
For advisors leaving after age 55, Merrill has increased the "phase-out" bonus, which should encourage advisors to stay until they retire. "That's a good thing, and something that most firms are concerned about," Tasnady shared. "It should pay for itself, and is positive for both the firm and for advisors."
This should be especially good news for advisors who are about five years or so from retirement, he notes, and should motivate them to remain with Merrill.
"It's critically important that firm provide advisors with sufficient rewards to hand off their business to younger advisors at their firm," said Elzweig. "Otherwise, advisors will choose to monetize their own retirements by hitting the bid elsewhere. We're working with some people like that right now."


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About MH Hoboken
Israel Independence Day Bash
By MH Hoboken May 6, 2011
Come out to celebrate Israel's Birthday and hear the awesome Israeli band – The Shuk. Doors open at 7:30pm, show starts at 8:00pm. Buy tickets online for $10, $15 at the door. Ticket prices include one drink! Visit http://www.HobokenIsraelParty.com/ and … Read More


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What Can I Do With a Child & Family Studies Degree
Pre-School/Day Care
- Teaching
- Administration
- Religious organizations
- Montessori schools
- Private, public, franchise, and corporate day care centers
- Private homes
- Family day care
- Extended school programs
- Preschools
- Head Start programs
Develop physical stamina for working with children. Acquire appropriate certification or licensure for day care and public school teaching. Obtain experience working with children through volunteering or part-time jobs.
Demonstrate patience with children and the ability to work well with people of various backgrounds. Develop strong communications skills to deal effectively with parents.
Community Services
- Administration
- Development
- Programming
- Research
- Evaluation
- Community centers
- YMCA or YWCA
- Consumer protection agencies
- Summer camp programs
- Adult day care providers
- Hospitals
- Rehabilitation organizations
- Religious organizations
- Adoption agencies
Seek related work experience; particularly summer camps or special needs areas. Learn to work well with all types of people through volunteer or paid positions. Obtain Child Life Certification for some areas. Develop strong presentation and public speaking skills. Be willing to wear multiple hats within an organization. Learn how to write grants. Develop research and writing skills.
Social Services
- Case Management
- Counseling
- Administration
- Profit and nonprofit organizations focused on children, youth, families, or senior citizens
- Adult and child day care providers
- Group homes
- Half-way houses
- Youth services agencies
- Senior citizens' programs
- Foundations and funding organizations
Supplement curriculum with courses in social work, sociology, or psychology.
Obtain a master's degree and appropriate licensure in mental health counseling, social work, or rehabilitation counseling to provide therapy. Earn a graduate degree to obtain most administrative positions. Gain experience through volunteer positions or internships.
- Teaching
- Early Childhood Education
- Early Childhood Special Education
- Home Economics
- Family and Consumer Sciences
- Curriculum Development
- Research
- Counseling
- Administration
- College Student Affairs
- Parent-Child Education
- Public and private schools (K-12)
- Public preschool programs (e.g., Head Start)
- Private preschool programs
- Montessori schools
- Adult education programs
- Colleges and universities
- Programs servicing children and adults with special needs
Acquire appropriate certification for public school teaching. Obtain Ph.D. for college and university teaching and research opportunities. Acquire certification for day care and parent-child education. Obtain graduate degree for counseling, student affairs, and administrative positions. Find part-time or summer jobs working with children. Serve as a tutor, peer mentor, resident assistant or student advisor.
- Child Care Programs
- Education
- Hospitals
- Healthcare facilities
- Health and wellness agencies
- Hospices
Earn a master's degree in Social Work, Counseling, or related areas for the most opportunities. Obtain experience in advocacy. Acquire licensing or certification for some areas. Volunteer in a healthcare setting.
- Management
- Sales
- Customer Service
- Manufacturing companies of children's clothes, toys, furniture, and food Department and retail stores Service organizations
Minor in business; develop skills in areas such as management, marketing or sales. Secure leadership positions on campus. Get related experience through internships or part-time jobs. Build computer skills in word processing, database management, and spreadsheet programs.
- Journalism
- Public Relations
- Writing
- Editing
- Research
- Organizations geared toward children and family including: Book publishers,
- Professional associations, Radio and TV stations, Nonprofit organizations, Manufacturers, Newspapers, and Magazines
Minor or double major in a communications field. Develop excellent communication skills, both written and verbal. Submit articles or books for publication. Work for campus publications or radio stations. Complete internships with related organizations.
- Social Services
- Rehabilitation
- Program Coordination
- Research
- Program Evaluation
- Legislation
- Advocacy
- Federal, state and local government agencies (i.e., Departments of Health, Education and Welfare, Criminal Justice Departments, Sanitation, Fire/Safety, Nutrition, and Cooperative Extension)
- Vocational rehabilitation
- Mental health agencies
- Military child care programs
- Overseas child care and education programs
- Health and wellness agencies
- Women's protective agencies
Take additional courses in area of interest. Develop strong presentation and public speaking skills. Obtain specialized training for opportunities in protective services or law enforcement. Complete an internship with a government organization. Learn federal, state, and local job application procedures.
General Information
- Bachelor's degree is sufficient for entry-level positions.
- Advanced degrees are essential for clinical and therapeutic counseling positions.
- Master's degree or Ph.D. is often needed for administrative and supervisory positions.
- Ph.D. is required for college teaching and advanced research positions.
- Additional or specialized training qualifies one for higher paying and positions of greater responsibility.
- Obtain part-time, summer, internship, or volunteer experience in child care, schools, hospitals, camps, or overseas programs or in advocacy or service-oriented programs dealing with alcoholism, drug abuse, family violence, aging, poor, or disabled populations.
- Obtain certification in CPR, safety, and first aid for adults, children, and infants.
- Develop interest and gain experience in computers, arts, crafts, music, or physical activity.
- Obtain certification for specialized areas including Child Life Specialist or Child Advocacy.
Prepared by the Career Planning staff of Career Services at The University of Tennessee, Knoxville. (2005) UTK is an EEO/AA/Title VI/Title IX/Section 504/ADA /ADEA/Employer
** Related majors available or major offered under a different name at Niagara.


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Tossing a bone to Windows 7 on its launch day, Apple updated its help section to announce that Boot Camp will support all versions of Windows 7 before year's end. But some older Intel-based machines won't get any Windows 7 love.
Some older iMacs and MacBooks Pro (2006 vintage, with Intel processors) will be unable to support Windows 7 running in Boot Camp for whatever reason — not great news, unfortunately. Apple also adds that Boot Camp will need a software update before it officially supports Windows 7. But for owners of recent Apple hardware, it may soon get a lot easier to install Windows 7 using Boot Camp. [Apple via Engadget via Mac Rumors]


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High Frequency Technology, Microwaves
German a nd Israeli industrial R&D teams have pulled off a flying feat with their innovative bespoke radar system to help helicopter pilots navigate even the most difficult conditions. Successful test-flights demonstrated the system in action at low altitudes. Refits to the sensor hardware are now under way to make the radar fully flight-ready. As an innovation frontrunner, the stakes are high.


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The new VF Commodore has landed, but 2013 marks another historical moment for Holden's hero car.
It's turning 35.
So to help celebrate, Wheels have flicked through the history books to give you this: an evolution of the Commodore.
Click the gallery to see all 15 models that have carried the iconic Commodore name and see just how much Australia's favourite sedan has changed.


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About Emlagh
Emlagh House is a luxurious country house located on the Dingle peninsula with beautiful views of Dingle Bay as it opens to the Atlantic Ocean. This charming guesthouse has an excellent location on the fabulous Wild Atlantic Way in the lively town of Dingle. The ambience at Emlagh Country House Accommodation in Kerry is very special and the personal touch makes each visit a unique and memorable experience. From Emlagh House you can explore the glorious Slea Head Drive taking in the locations of the unforgettable Ryan's Daughter and more recent the latest Star Wars movie.
At Emlagh House guesthouse accommodation in Dingle we believe that your stay should be unforgettable, utterly indulgent and that your room should exceed all expectations. Experience a bedroom at Emlagh House and there is a good chance you will want to stay forever. There are room sizes and styles to suit everyone. From cashmere throws to fireplaces no detail is overlooked.


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Samsung's Galaxy S3 beats Apple's iPhone in Q3 sales
- Published
South Korean electronics firm Samsung's Galaxy S3 has outsold Apple's iPhone 4S for the first time, becoming the world's best-selling smartphone, says research firm Strategy Analytics.
Samsung sold 18 million models, compared with Apple's 16.2 million sales, in the third quarter of 2012.
The Galaxy S3 "has proven wildly popular with consumers and operators," said Strategy Analytics' Neil Mawston.
However, Apple's new iPhone 5 is widely expected to reclaim the top sales spot.
Strong Galaxy smartphone sales helped Samsung report record profits in the three months to September. Net profit was 6.5tn won ($5.9bn; £3.7bn), up 91% from a year earlier.
But analysts say that one reason Samsung's phone was able to wrest the top sales spot from Apple's iPhone 4 was because many customers were waiting for the iPhone 5, which was launched during the third quarter.
The Apple iPhone 5 has already got off to a solid start and "we expect the new iPhone 5 to out-ship Samsung's Galaxy S3 in the coming fourth quarter", said Neil Mawston.
"Apple should soon reclaim the title of the world's most popular smartphone model," he added.
Legal struggle
Samsung and its rival Apple have been locked in a series of ongoing legal battles over patent infringement claims in various countries.
In October, sales bans in the US on Samsung's Galaxy Nexus phone and its Galaxy 10.1 tablet computer were lifted, in a blow to Apple.
Meanwhile, earlier this year, a US court awarded Apple $1.05bn (£652m) in damages, after ruling several of its software and design technologies had been infringed by Samsung.
Samsung has challenged that verdict and called for a retrial.
Analysts say that given the tremendous growth potential of the sector, the two firms' legal battle is likely to continue.


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Real Estate Advertisement
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Komshis real estate ads are up to four times cheaper than existing advertising methods. And since we consistently publish dynamic local content on our site, we maximize your listings exposure. More views = more sales.
We regularly provide reports and analysis regarding ad performance, so you know exactly where your advertising dollars are going. With comprehensive evidence of your ads return on investment (ROI), youll immediately know whats working and what could be improved.
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Susan B. Anthony was the first woman to be honored by having her likeness appear on a circulating United States coin. In 1978, President Jimmy Carter signed the Susan B. Anthony Dollar Coin Act into law (Public Law 95-447). This law amended the Coinage Act of 1965, changing the size, weight, and design of the one-dollar coin. On July 2, 1979, the U. S. Mint officially released the Susan B. Anthony coin in Rochester, NY, the home of Susan B. Anthony during the most politically active years of her life. In 1979, 757,813,744 coins were produced. Additional coins were dated 1980, 1981 (numanistic items only), and 1999. Ultimately, the United States Mint produced 888,842,452 Susan B. Anthony coins for circulation.
In 1997, Congress passed the United States $1 Coin Act (Public Law 104-124, Sec. 4), replacing the Susan B. Anthony dollar with the golden dollar coin. The golden color of this new coin, combined with a smoother edge and wider border, helps to more easily differentiate it from a quarter. The act also authorized the Secretary of Treasury to continue to mint Susan B. Anthony coins until such time as the production of new golden coins was ready. In 1999, the final 41,368,000 Susan B. Anthony coins were minted. The coins continue in circulation today.
(Photograph from the U.S. Mint)


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« Computer Science Ed. Gets Boost From $6 Million NSF Grant | Main | Framework—Not Common Standards—for Social Studies »
NRC Calls for New Steps to Track Progress in STEM Education
The National Research Council in a new report identifies a set of 14 "key indicators" to gauge progress in STEM education, including how much time elementary teachers devote to science instruction, the extent to which districts are adopting instructional materials aligned to the common-core standards in math and recent guidelines for new science standards, and the level of teachers' STEM content knowledge.
The indicators are intended to serve as a framework for Congress and relevant federal agencies to create and implement a "national-level monitoring and reporting system."
The report, crafted by a panel of experts, argues that when considered together, this set of indicators has "the potential to provide insights into key elements of the K-12 education system in STEM that are difficult to glean from current data-collection systems."
Other indicators identified in the report include:
• number of, and enrollment in, different types of STEM-focused schools and programs in districts;
• extent of teacher participation in STEM-specific professional-development activities;
• inclusion of science in federal and state accountability systems;
• amount of state and district staff dedicated to supporting science instruction; and
• federal funding for STEM-focused research (in keeping with priorities previously spelled out by the NRC).
Data for most of the indicators, the report says, "are, or could be, available through existing surveys administered by the National Center for Education Statistics, although those data sources have limitations that should be considered in light of the goals of the proposed monitoring system." It notes that several of the indicators require new kinds of data collection, changes in the frequency of that collection, or further research and conceptual development.
The report comes on the heels of the release in 2011 of the NRC publication, "Successful K-12 STEM Education: Identifying Effective Approaches in Science, Technology, Engineering, and Mathematics." That report outlined three broad goals for K-12 education in the STEM disciplines. First, increase the number of students who pursue advanced degrees and careers in STEM fields, with special attention to women and minorities. Second, expand the "STEM-capable" workforce and broaden participation of women and minorities in that workforce. And third, improve science literacy for all students, including those who do not pursue STEM-related careers.
The new report, issued yesterday, essentially provides a set of measures to track progress in accomplishing those goals, and are pegged to particular recommendations in the earlier document.
One specific recommendation from that earlier report was for districts to devote adequate time and resources to science education in grades K-5. This came in light of concerns that science has been squeezed out of the curriculum amid federal accountability demands for higher achievement in reading and math.
The new NRC report proposes two indicators related to instructional time. First, "as a proxy for the value that is placed on science," it suggests measuring the number of instructional minutes allocated per week by teachers to science in the elementary grades, as well as the characteristics of that time. Another, related indicator would measure "science-related learning opportunities in elementary schools" to better gauge the full range of what students are exposed to. It should include not only classroom offerings, but experiences outside the classroom (such as science clubs and extracurriculars) as well as out-of-school opportunities with science-rich institutions and resources.
Another indicator focuses on instructional materials. It would provide descriptive information about districts that have adopted materials that "embody" the Common Core State Standards in mathematics or the framework for new science standards published by the NRC. (A first draft of common science standards pegged to that framework, crafted with the direct involvement of 26 states, was issued in May.)
The panel proposes a "two-tiered data collection" for this indicator. The first tier would determine which curricula districts and schools have adopted for STEM education. The second tier would involve analysis by an "independent entity" of the extent to which the most widely used curricula include the "practices of science and mathematics" as specific in the common core and the NRC framework for science standards. (The common math standards, for example, contain a set of eight Standards for Mathematical Practice that should be woven across content and grade levels, which include making sense of problems, constructing viable arguments, and attending to precision."
The NRC panel suggests this is an "opportune" time to put into place the monitoring and reporting system for STEM education described in the report.
"In this era of heightened accountability in education, the availability of and capacity to collect high-quality data are greater than ever before," the new report says. "Moreover, with the advent of new standards in mathematics and science, the demand is increasing for data that measure the key elements of those standards."
It adds: "An exceptional opportunity exists to collect baseline data as states and districts begin implementing the new standards in the coming years."


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One of the most unique WordCamps ever will be January 24, 2009, in Whistler, British Columbia, Canada. WordCamp Whistler is a combination ski, photowalk, and WordCamp event for winter and blogging fans around the world at the Fairmont Chateau Whistler Resort.
Whistler, British Columbia, is a very popular and beautiful ski resort in the Pacific Range of the Coast Mountains of Canada, only a few hours drive from Vancouver. In the early 1960s, a group was determined to bring the Winter Olympics to Whistler, and their dream comes true as Whistler is the host mountain for the Vancouver 2010 Winter Olympic Games. This is your chance to visit and ski a world class mountain before the crowds arrive next year.
I grew up in Seattle, a few hours south of Vancouver and Whistler, and skied all the mountains including Whistler and its sister, Blackcomb. It has changed a lot as it prepares for the upcoming Olympics, so this is a very exciting opportunity for me to visit not only a world class ski range, but also one of the most beautiful places in the world.
This WordCamp event is different from the others because while its focus is on WordPress, it's also ideal for photography and photo bloggers. Not only is the area eye candy galore, there will be time for photography and some of the speakers will be covering photography, video, and photo blogging.
As the event grows near, WordCamp Whistler planners announced that there are still sponsorship spots available. A Facebook event is up. The list of speakers is great and registration is going fast for this limited seating event. They've planned photo walks and skiing events along with the WordPress fun.
The speakers are also top notch, covering some interesting WordPress and blogging topics, including:
- Lorelle VanFossen – WordPress Power Blogging Tips
- Andy Peatling of BuddyPress
- Dave Olson of uncleweed – Are you Worthy?
- Dale Mugford of BraveNewCode – WordPress On The Go
- John Biehler – How To Sex Up Your Blog With Photos And Video
For those who registered early, there was a discount rate for the hotel, so check to see if it is still available. I've checked with Kayak and found hotel rooms are still available starting at $99 and going up, though staying at the Fairmont Chateau Whistler Resort puts you right near the skiing access and is a top class hotel.
Transportation to Whistler currently is by vehicle, bus, or train. Flights come into Vancouver, and Whistler is a 2-hour drive along the Sea to Sky Highway (Highway 99) from Vancouver, or two to three hour bus or train ride.
There are a variety of transportation options for travel to Whistler. Many fly into Vancouver and rent a car, while others fly to Seattle and rent a car from there. Check to ensure the car rental company permits taking the car across the border. Greyhound, Amtrak, and Pacific Coast offer bus service.
Whistler Mountaineer Train offers a three hour "tour" train ride to Whistler which leaves in the morning and returns in the afternoon, which you can plan your trip around. They also offer a four day, three nights Whistler Rail Escape, with accomodation at the Hilton Whistler. West Coast Air has a Standby Special with a 50% discount for those flying between 10AM and 2PM daily with flights from Victoria to Whistler only.
This kind of WordCamp event is rare, placed in a lovely landscape with so many winter activities wrapped around it. Don't miss it.
Site Search Tags: wordpress events, wordpress news, wordcamp, wordcamp whistler, speak, speaking, keynote, lorelle, canada, british columbia, wordpress conference
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Copyright Lorelle VanFossen, the author of Blogging Tips, What Bloggers Won't Tell You About Blogging.


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We obsessed all the details when creating our in-house label, designed to offer high quality not-so-basic essentials, at prices you can love.
By focusing on quality that matters, we don't distract you with irrelevant choices, and upsell you with complicated gradings.
Each piece was made with a sharp focus on balance and proportion - designed to allow the maximum amount of light to hit each diamond at all the right angles.
Our holy grail? Perfect basics, designed for mixing and matching so you can wear them alone or build up a look. Each piece is simple but the overall impact? BIG.
- 14k Solid gold
- Chain Length: 16 inches
- Chain: Made in Italy
- White Diamond: 0.12ct (0.04ct each diamond)
- Handpicked very good brilliant cut GH/SI to I diamonds
- 3 x 2.2mm White diamonds
- Ethically sourced materials and conflict-free diamonds
- Fully compliant with the Kimberley Process
Our Stone and Strand pieces are our own pride and joy, handmade and smartly designed in-house, just the way we'd want them to be — all the way down to the details.
Style comes first - but just because we've got expensive taste doesn't mean we have to make expensive jewelry. We produce our in-house fine jewelry offering at the same places the premium brands do, but crazy mark-ups aren't really our thing.
So you can always expect the most on-point pieces at prices and quality you can justify. Enough said.


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BEIJING, December 27, 2012 /PRNewswire/ -- Yucheng Technologies Limited (NASDAQ: YTEC, "Yucheng" or the "Company"), a leading provider of IT Solutions to the financial services industry in China, announced today that, at an extraordinary general meeting of shareholders held today (the "EGM"), the Company's shareholders voted in favor of the proposal to approve the previously announced agreement and plan of merger dated August 13, 2012 (the "Merger Agreement"), among the Company, New Sihitech Limited ("Parent"), a British Virgin Islands business company wholly owned by Mr. Weidong Hong, chairman of the board of directors and chief executive officer of the Company, and New Sihitech Acquisition Limited ("Merger Sub"), a British Virgin Islands business company wholly owned by Parent, pursuant to which Merger Sub will merge with and into the Company, with the Company continuing as the surviving company and wholly owned by Parent (the "merger").
Approximately 76.44% of the Company's total outstanding ordinary shares were voted in person or by proxy at the EGM. Of the ordinary shares voted in person or by proxy at the EGM, approximately 92.80% were voted in favor of the proposal to approve the Merger Agreement and the transactions contemplated therein, including the merger, and approximately 92.79% were voted in favor of the proposal to authorize the directors of the Company to do all things necessary to give effect to the Merger Agreement.
Each director nominee, Weidong Hong, Jeffrey R. Williams, Tianqing Chen, Yingjun Li, Zhengong Chang and Ning Jia, was elected to the board of directors by shareholders representing at least a majority of the shares present and voting in person or by proxy at the EGM.
The parties expect to complete the merger as soon as practicable. Once the merger becomes effective under the laws of the British Virgin Islands, the Company's shares will no longer be listed on the NASDAQ Global Select Market. Public shareholders of the Company will receive cash payments of $3.90 per share in return for their shares.
About Yucheng Technologies Limited
Yucheng Technologies Limited (NASDAQ: YTEC) is a leading IT service provider to the Chinese financial service providers. Headquartered in Beijing, China, Yucheng services clients from its nationwide network with approximately 2,800 employees. Yucheng provides a comprehensive suite of IT solutions to Chinese Banks including: (i) Channel Solutions, such as e-banking and call centers; (ii) Business Solutions, such as core banking systems and loan management; and (iii) Management Solutions, such as risk analytics and business intelligence. The independent research firm IDC named Yucheng the No. 1 market share leader in China's Banking IT solution market in 2010 and 2011. For more information about Yucheng Technologies Limited, please visit www.yuchengtech.com.
Cautionary Note Regarding Forward-Looking Statements
The information contained in this document is as of December 27, 2012. Yucheng assumes no obligation to update any forward-looking statements contained in this document as a result of new information or future events or developments.
This press release includes forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 that involve risks and uncertainties. Forward looking statements are statements that are not historical facts. Forward-looking statements generally can be identified by the use of forward looking terminology, such as ''may,'' ''will,'' ''expect,'' ''intend,'' ''estimate,'' ''anticipate,'' ''believe,'' ''project'' or ''continue'' or the negative thereof or other similar words. Such forward-looking statements, based upon the current beliefs and expectations of Yucheng's management, are subject to risks and uncertainties, which could cause actual results to differ from the forward looking statements. The following factors, among others, could cause actual results to differ from those set forth in the forward-looking statements: current dependence on the PRC banking industry demand for the products and services of Yucheng; competition from other service providers in the PRC and international consulting firms; the ability to update and expand product and service offerings; retention and hiring of qualified employees; protection of intellectual property; creating and maintaining quality product offerings; and operating a business in the PRC with its changing economic and regulatory environment. A further list and description of these risks, uncertainties, and other matters can be found in the Company's Annual Report on Form 20-F for the fiscal year ended December 31, 2011, and in the Company's interim current reports on Form 6-K filed with the United States Securities and Exchange Commission and available at www.sec.gov.
For investor and media inquiries, please contact:
In China:
Mr. Steve Dai
Yucheng Technologies Limited
Tel: +86-10-5913-7889
Email: firstname.lastname@example.com