text:
Grants to Indiana nonprofit organizations and public agencies in eligible locations for projects and programs that promote arts and culture. Funding will be awarded to programs in the areas of major venture funding, program or project support, and capacity building. Pr...
Fundraising opportunity for USA, Canada, and International nonprofit organizations to host a jazz concert held in honor of their organization or cause. Applicants must contact the funding source prior to applying. In addition to funds raised through concert ticket sales
Grants to USA nonprofit organizations to reduce social inequality and promote solutions to the climate crisis. Eligible programs will address the areas of racial and economic justice, corporate and political accountability; voice, creativity, and culture; and an inclusi
Grants to USA nonprofit organizations to protect natural resources on land and water in locations around the world. Funding is intended to ensure that activities to acquire metals, gemstones, and corals for design use do not have an adverse impact on the area of origin.
Grants to Indiana nonprofit organizations in eligible locations for projects or capital campaigns that address community needs. Applicants requesting support for a capital campaign are asked to contact the funding source prior to submitting an application. Projects are
Grants of up to $3,000 to USA and Canada nonprofit organizations for projects to protect wildlife and natural habitats. Funding is intended for campaigns to save specific species and ecosystems. Eligible activities include public policy work, litigation, advocacy, and d
Grants to Indiana, Illinois, and Kentucky nonprofit organizations, state and municipal organizations, and public schools in eligible counties for programs benefiting local communities. Funding is intended to support programs primarily in the areas of education, communit
Grants to Indiana nonprofit organizations and government agencies to benefit local communities in eligible regions. Interested applicants must contact program staff prior to submitting an application. Funding is intended to support impactful programs and projects that
Grants to Western Indiana nonprofit organizations to meet local community needs within Vermillion County and the school corporation boundaries of Covington, Attica, and Southeast Fountain. Consideration will be given to programs in the areas of education, health, cultur
Grants to USA and Canada individuals and families with low-income for financial assistance. Types of assistance include financial support to offset emergency expenses or to cover the cost of regular monthly bills. Funding is intended for workers and households that are
Grants to Indiana nonprofit organizations to improve the quality of life for local residents in eligible areas. Funding is intended to support programs and activities within the focus areas of arts and culture, community and economic development, environment, education,


text:
Use your lexicon to collect terms that you find interesting and define them the way you think they are correct.
You haven't selected any facts for terms with this tag.
You can do so by going to a term page and ticking the checkbox next to a fact.
This is also possible without registering. If you want to save your lexicon permanently, register now.
Also, you could just go to the general studio-equipment tag page to see all terms tagged with studio-equipment.
If you were registered, you could export your lexicon as a widget.

subset: commoncrawl


text:
- عن الشركة
For 100 years -- since 1912 -- Setco has designed, built, and serviced precision spindles and is recognized worldwide as a technical leader in design and manufacturer of precision spindles and spindle/slide combinations. SETCO is a major spindle manufacturer with over 250,000 spindles in the field -- new and rebuilt -- which include belt-driven, geared, motorized, high speed and high frequency models. In addition, SETCO offers a complete line of precision linear slides; which include dovetail, hardened way and linear rail slides in 21 standard sizes and hundreds of standard catalog models. Setco products are used worldwide in a variety of industries; including automotive, aerospace, construction, die/mold, cabling and winding, plastics, woodworking, stone cutting and general metalworking industries. Through acquisitions, SETCO is the home of MASTER, POPE and WHITNON brand spindles, slides and modules.
- الموزعين1Reeves & Associates
1058 Cardinal Ridge Rd.
PO Box 693
Burleson, Texas 76097-0693
الولايات المتحدة الامريكية


text:
If you're a veteran with student debt, you have repayment rights unique to military service members that can keep you on track and out of default. Federal student loan default
If you're a veteran with student debt, you have repayment rights unique to military service members that can keep you on track and out of default.
Federal student loan default occurs after nine months without a payment. Late notices turn into collection calls, and your creditor " the government " can take you to court and even garnish your paycheck. Once you default, you'll no longer qualify for repayment plans that could make payments manageable.
Understanding your options can help reduce the risk of default.How veterans end up with student debt
'Some students �are unsure how to fully access their benefits or what programs they're eligible for " that could lead them to borrow and leave benefits on the table,' says Colleen Campbell, associate director for postsecondary education at the Center for American Progress, a public policy think tank.
Veterans often take out student loans after exhausting their Post-9/11 GI Bill benefits, which cover tuition and fees and include a monthly housing allowance and money for books. Not everyone uses their GI Bill benefits, and some don't qualify for 100% tuition coverage.
Additionally, veterans borrow more frequently when attending for-profit schools than public colleges, according to an analysis by Veterans Education Success, a nonprofit that provides free legal assistance to student veterans.Why veterans are more vulnerable to default
Veterans tend to be older than traditional undergraduates and are likelier to be employed while in school, says Kathy Payea, senior research fellow with Veterans Education Success. They also may be supporting families.
These conditions can make it harder for veteran students to finish college on time. Students who fall below half-time attendance status have to start paying back their loans.
Additionally, due to the factors above, some veterans may be attracted to for-profit online college programs that often don't deliver, Payea says.
Veteran borrowers often default after attending for-profit college programs: One-third of a cohort of student veterans who enrolled in for-profit schools in 2003-04 defaulted on their student loans in the 12 years after, according to an analysis of federal data by Veterans Education Success.
If you're facing repayment challenges, here's how to ease the burden.Get help with repayment
All federal student loan borrowers have access to repayment options beyond the standard 10-year plan. Income-driven repayment, for example, caps your monthly payment at a portion of your income and extends the length of repayment.
Current service members also may get repayment help through branch-specific repayment programs or through the Department of Defense. The Navy, for example, offers an incentive that pays off up to $65,000 of a sailor's federal student loans in their first three years of active-duty service.
Ask your designated military personnel officer to find out how to access these benefits.Pause loan payments
Military deferment allows borrowers to postpone loan repayment while on active duty and immediately after. This applies to federal and private loans.
In addition to military deferment, all borrowers can get in-school deferment and forbearance in case of financial hardship. Contact your lender or servicer to learn how.Get loan forgiveness
Military service can qualify federal loan borrowers for Public Service Loan Forgiveness, which will forgive the remainder of your loan balance after 120 qualifying payments. You must be in the military or working in the public sector while making each payment.
Borrowers who are totally and permanently disabled can have their loans discharged. The Department of Education identifies those who may be eligible for loan discharge due to disability by matching borrowers with student loans to the Veterans Affairs database. Eligible borrowers will receive application details directly from the department and can learn more on disabilitydischarge.com.
If you attend a school that closes before you finish your degree, you're eligible for closed school loan discharge. Or if you believe you've been misled or defrauded by your school, you can apply for borrower defense to repayment, which, if you're approved, will discharge your loan debt.Reduce your interest rates
If you took out a loan before enlisting, your interest rate is capped at 6% while on active duty as part of the Servicemembers Civil Relief Act. Borrowers in areas of combat or serving during national emergencies are eligible for a 0% interest rate. This rule applies to both federal and private loans.
This article was written by NerdWallet and was originally published by The Associated Press. �
More From NerdWalletAre You Afraid of Your College Debt? Debt Diary: Feeling 'Stretched Thin' on Over $85,000 At What Age Can You Ignore Your Credit Score?
Anna Helhoski is a writer at NerdWallet. Email: email@example.com. Twitter: @AnnaHelhoski.
The article Thank You for Your Service: Military Student Loan Rights originally appeared on NerdWallet.


text:
PayPal Forks Out $300 Million for Online Fraud Cases
Online-payment firm PayPal shells out $300 million annually to protect users against fraud, the company's Asia-Pacific Vice-President said. The WSJ's Ramy Inocencio speaks with Rohan Mahadevan on the company's plans to extend its seller-protection program.
This transcript has been automatically generated and may not be 100% accurate.
... as users of online gaming company PayPal recently expanded its seller protection policy that now in the Asia Pacific is the Wall Street Journal's of rainy NSN fee and after he stepped to keep out the Asia Pacific vice president ... well I'm one hundred and five ... offices in Hong Kong this city is no fourth International Congress to get this one out of every five deception cases right here ... actually turn out to be online fraud cases for business transactions just in the first half of this year PayPal has been in existence for the past fifteen years so ... the question ... why now after all this time ... um ... the reason is happening right now for the Asia margins is because we've seen that the Georgians want to start selling more move ... in ... and out there want expanded different courts ... and weave in Omaha and thirty two million users are using the services globally ... are now coming from all sorts of different markets walk me through the streams over to ... the soul of ... you know in the U S missile in China Hong Kong margin selling to the U S Big cord or ... the UK is another one Germany is another one ... in the one we just open up ... aam Russia is nice and say I am a seller ... in China ... however what benefits Edsel something to consumer demand ... and get my money ... in what happens in the small percentage of time that the the buyer is actually a fraud and buy ... rights to the view is the wrong Credit ... stolen credit card ... we tell the margin ... um do you should pick a new game in the shipping address isn't it too ... and then we tell them I can tell you know what this is a fraudulent transaction ... but we've actually wanted ... write and read any you are not liable ... for that transaction ... right so we actually hold a much an all ... in the cross promotion dozens and it's basically cover that covered with bright and in terms of the number of cases of fraud every year for PayPal ... what percentage are you guys seem stay the this year's hit last year ... ya reported probably grow the public ... loss rates are about two point eight percent ... in the West is that people in terms of money ... so point three percent of all were ... of art ... um ... that's about ... about three hundred million dollars ... so three million dollars basically with this program you guys have to fork set out to make sure that everyone is covered the stock ... is that's up ... in investment this with a thrilling those lovely yes it is a lot of money but ... now I get customers ... but we want customers to be say ... right and that's one of our cost of doing business here in Hong Kong were on the doorstep of mainland China ... how does China factory and two PayPal's growth ... in the region and around the world I understand that ... there are only one million active accounts ... for mainland China ... any were looking one point three billion people in there in the country ... we are literally on that on the tip of the ice for ... it so much more work to do ... and so ... focusing on that in making sure we provide the best experience for the actually can ship anywhere in the world in the Safeway ... is really what the focus is right now ... are so I'd you convince someone in China it's actually use you guys over ... into something that might be more localized such as withstands and Taobao ... I have to come back to interview one at the science of human active consumers globally ... I ... and if you do have a short period time ... that's the network that our system provides today ... because those vivo with servicing those customers across the globe ... and so having that user base so he can sell your product ... is is a very compelling value proposition ... crates ... from I didn't think to some of thank you very much ...


text:
Cards pitching shuts down Brewers again 6-1
Ramirez homers for only Milwaukee run
Shelby Miller struck out seven and allowed three hits over six innings, and Mark Ellis had two RBIs in his return from the disabled list to lead the St. Louis Cardinals to a 6-1 win Tuesday night over the Milwaukee Brewers.
Matt Holliday and Jhonny Peralta each hit solo shots in the ninth off reliever Jim Henderson for the Cardinals, who handed Milwaukee its second straight loss following a nine-game winning streak.
Miller (1-2) routinely fired fastballs clocked into the mid-90s past hitters before turning the game over to the bullpen in the seventh.
Only Aramis Ramirez managed to break through off Miller hitting a solo homer in the fourth. The Brewers have just one run and six hits over the first two games of the three-game set with their NL Central rival.
Marco Estrada (1-1) took the loss after allowing three runs over six innings.
The right-hander, who was off to a good start with a 2.31 ERA entering Tuesday, had a little uncharacteristic trouble with his command. He hit Yadier Molina with a pitch in the second and threw a wild pitch in the fourth.
Still, Estrada allowed just five hits, which would have been more than adequate pitching during the Brewers' long winning streak.
But that was before Milwaukee had to face the aces from St. Louis.
On Monday night, Lance Lynn shut down the Brewers, striking out 11 over seven innings. Miller was just as effective. He got Jean Segura to ground out to second and caught Ryan Braun looking on a 94 mph fastball to start the fourth.
The only big mistake was a fastball down the middle of the plate that Ramirez turned on for his second homer and team-best 12th RBI.
Miller, a 23-year-old righty, recovered nicely to end the fourth by getting Jonathan Lucroy to hit a one-hopper to first.
The Cardinals had built a 3-0 lead by the top of the fourth to back Miller. After missing the season's first 13 games with left knee tendinitis, Ellis made a nice debut by driving in a run in the second on a groundout, and another in the fourth off a sacrifice fly.
St. Louis could have picked up a few more runs if not for a few blunders around the bases.
Allen Craig had an RBI double in the third but the inning ended after Estrada spun around to successfully pick him off. An inning later, both Matt Adams and Peralta were thrown out in rundowns in between third and home.
NOTES: Kolten Wong had started 12 of the team's first 13 games at second until Ellis rejoined the club. Manager Mike Matheny said he didn't necessarily have a plan on how he would split playing time. "We just watch how he's going, watch how Kolten's going," Matheny said. "Realize that we have a very, very good option there at second base and just kind of take it day by day." ... The Cardinals were 8-1 on Tax Day since 2005 entering Tuesday's game. ... Brewers manager Ron Roenicke managed his 500th career game to become the sixth skipper in franchise history to reach that plateau with the organization. ... The teams wrap up the three-game set with a Wednesday matinee. The Cardinals' Joe Kelly (1-0) will be opposed by the Brewers' Wily Peralta (1-0) on the mound.


text:
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Apr 6, 2020
STFO Invitational Tournament Final
Have you ever been asked to be the token "sports-ball" expert for your pub trivia team? Can you remember names like Wally Backman, Esa Tikkanen, Manute Bol, and Kurt Rambis? Join us each week as we challenge a pair of contestants to a mano-a-mano battle for sports trivia supremacy on The Sports Trivia Face-Off!!
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text:
Greystone Settlement is in the growing city of Plymouth. It is minutes from Hwy 57 & 23 and close to schools and shopping. This community uniquely combines country living with closeness to city amenities. The streets will have curb and gutter, winding sidewalks lined with acorn street lights and coordinated mailboxes, creating a high quality neighborhood with a touch of nostalgia. Its a great time to build your dream home on these recently reduced lots...Don't miss this opportunity!For more information visit www.hillcrestbuilders.com
Features Vacant Land
|1 Story SqFt Min: 1500
|2 Story SqFt Min: 1700
|2 Story 1st Flr SqFt Min: 800
|Topography: Level, Subdivision
|Body of Water:
|Subdivision: Greystone Settlement
|Taxes: $441
|Tax Year: 2018
|Lot Size:
|Est Acreage: 0.4
|School District: Plymouth
|High School: Plymouth
|Middle School: Riverview
|Elementary School:
|Zoning: Residential


text: McKee and Associates is a full service architecture and interior design firm specializing in providing cost effective design solutions that meets your need. This firm specializes in new designs, renovations, additions and re-roofing projects that not only correct infrastructure and code issues, but maximizes the utilization of the existing space. With a staff of 30, McKee and Associates has the production capacity to provide architectural services in a very timely and client friendly manner. McKee and Associates will listen to your needs and provide a design solution that is not only cost effective, but also aesthetically appealing.


text:
Commodity Futures Trading Commission 17 CFR Part 3 Registration of Intermediaries[Federal Register: April 26, 2007 (Volume 72, Number 80)]
[Proposed Rules]
[Page 20788-20791]
From the Federal Register Online via GPO Access [wais.access.gpo.gov]
17 CFR Part 3
Registration of Intermediaries
AGENCY: Commodity Futures Trading Commission.
ACTION: Proposed rule.
SUMMARY: The Commodity Futures Trading Commission (``Commission'' or
``CFTC'') is proposing to amend Commission Regulation 3.10 to require
certain registered intermediaries, i.e., futures commission merchants
(``FCMs''), introducing brokers (``IBs''), commodity pool operators
(``CPOs''), commodity trading advisors (``CTAs'') and leverage
transaction merchants (``LTMs''), to complete an online annual review
of their registration information maintained with the National Futures
Association (``NFA''). The proposed amendment (``Proposed Amendment'')
would ensure that NFA will have accurate and current information about
such registrants. The Commission's proposal (``Proposal'') also
includes a technical and conforming amendment to Commission Regulation
3.33(f), which regulation is cross-referenced in the Proposed
DATES: Comments must be received on or before May 29, 2007.
ADDRESSES: Comments on the Proposal should be sent to Eileen Donovan,
Acting Secretary, Commodity Futures Trading Commission, Three Lafayette
Centre, 1155 21st Street, NW., Washington, DC 20581. Comments may be
sent by facsimile transmission to (202) 418-5521, or by e-mail to
[email protected] Reference should be made to ``Proposal Regarding
the Registration of Intermediaries.'' Comments also may be submitted by
connecting to the Federal eRulemaking Portal at http://frwebgate.access.gpo.gov/cgi-bin/leaving.cgi?from=leavingFR.html&log=linklog&to=http://www.regulations.gov
and following the comment submission instructions.
FOR FURTHER INFORMATION CONTACT: Helene D. Schroeder, Special Counsel,
Compliance and Registration Section, Division of Clearing and
Intermediary Oversight, Commodity Futures Trading Commission, Three
Lafayette Centre, 1155 21st Street, NW., Washington, DC 20581,
telephone number: (202) 418-5450; facsimile number: (202) 418-5528; and
electronic mail: [email protected]
I. Background
A. The Regulatory Framework
Sections 4d, 4f(a)(1), 4m and 4n(1) of the Commodity Exchange Act
(``Act'') \1\ require the registration of firms seeking to act as
intermediaries for exchange-traded futures.\2\ The statutory framework
for registration procedures is
[[Page 20789]]
set forth in Section 4f(a)(1) of the Act for FCMs and IBs,\3\ and in
Section 4n(a)(1) for CPOs and CTAs.\4\ Additionally, Section 19 of the
Act grants the Commission plenary authority over leverage
\1\ 7 U.S.C. 1 et seq. (2000). The Act can be accessed at http://www.access.gpo.gov/uscode/title7/chapter1_.html
\2\ Section 4c of the Act provides the Commission with plenary
authority over commodity options.
\3\ 7 U.S.C. 6f(a)(1).
\4\ 7 U.S.C. 6n(1).
\5\ 7 U.S.C. 23. Commission Regulation 31.5, 17 CFR 31.5 (2006),
was promulgated under this provision and along with Regulation 3.10,
17 CFR 3.10, governs the registration of LTMs. The Commission's
regulations can be accessed at http://www.access.gpo.gov/nara/cfr/waisidx_06/17cfrv1_06.html
Pursuant to these statutory and other regulatory provisions, a
person seeking to register as an intermediary must file an application
that contains the information and facts that are deemed necessary by
the Commission.\6\ Sections 4f and 4n further provide that, unless
renewed, the person's registration will expire automatically each year,
or at such other time (not less than one year from the date of
issuance) as the Commission by rule, regulation or order may
\6\ In the case of FCMs and IBs, the application must provide
the ``names and addresses of the managers of all branch offices, and
the names of such officers and partners, if a partnership, and the
names of such officers, directors, and stockholders, if a
corporation, as the Commission may direct.'' With regard to CPOs and
CTAs, the application must contain identifying information,
education and business affiliations of controlling persons thereof,
the manner of giving advice and rendering of analyses or reports,
the basis upon which the applicant is or will be compensated and
such other information as the Commission may require to determine
whether the applicant is qualified for registration.
\7\ In this regard, Section 4f(a)(1) provides in pertinent part
as follows: ``Each registration shall expire on December 31 of the
year for which issued or at such other time, not less than one year
from the date of issuance, as the Commission may by rule,
regulation, or order prescribe, and shall be renewed upon
application therefor unless the registration has been suspended (and
the period of such suspension has not expired) or revoked pursuant
to the provisions of this Act.''
Section 4n(2) additionally provides: ``Each registration under
this section shall expire on the 30th day of June of each year, or
at such other time, not less than one year from the effective date
thereof, as the Commission may by rule regulation, or order
prescribe, and shall be renewed upon application therefor subject to
the same requirements as in the case of an original application.''
Section 17(o)(1) of the Act authorizes the Commission to require
any registered futures association to perform any portion of its
registration functions under the Act with respect to each member of the
association,\8\ and Section 8a(10) permits the Commission to authorize
any person to perform any registration functions under the Act, in
accordance with rules adopted by such person and submitted to the
Commission for approval.\9\ The Commission has exercised this authority
by delegating to NFA, the sole registered futures association, its
authority to process applications for registration of
\8\ 7 U.S.C. 21(o)(1).
\9\ 7 U.S.C. 12a(10).
\10\ 54 FR 19556 (May 8, 1989) (LTMs); 49 FR 39593 (Oct. 9,
1984) (FCMs, CPOs and CTAs); and 48 FR 35158 (Aug. 3, 1983) (IBs).
Part 3 of the Commission's Regulations \11\ contains the
regulations relating to the registration of intermediaries and other
futures industry professionals. Commission Regulation 3.10(a) specifies
that an application for registration as an FCM, IB, CPO, CTA or LTM
must be on a Form 7-R, completed and filed with NFA in accordance with
the instructions thereto.\12\ Commission Regulation 3.31(a)(1) imposes
a continuing obligation on registrants to update their registration
information.\13\ Specifically, Commission Regulation 3.31(a)(1)
requires each FCM, IB, CTA, CPO or LTM to promptly correct any
deficiency or inaccuracy that is contained in the person's Form 7-R or
any Form 8-R filed on behalf of a principal or an associated person
that no longer renders accurate and current the information contained
therein. It further specifies that each such correction must be made on
a Form 3-R and must be prepared and filed with NFA in accordance with
the instructions thereto.
\11\ 17 CFR part 3.
\12\ 17 CFR 3.10(a).
\13\ 17 CFR 3.31(a)(1).
To further ensure that registration information remained accurate
and current, Commission Regulation 3.10(d), which was revoked in 2002,
required FCMs, IBs, CPOs, CTAs and LTMs to file the Form 7-R with NFA
annually on a date specified by NFA. In accordance with that
regulation, NFA sent each FCM, IB, CPO, CTA and LTM a pre-printed paper
copy of the registrant's Form 7-R to review. If the information in the
printout was inaccurate, the registrant was required to correct the
information and return the printout with the corrections to NFA.\14\
\14\ Regulation 3.10(d) also provided that the failure to file
the Form 7-R within 30 days following the date specified by NFA
would be deemed to be a request for withdrawal from registration.
B. Implementation of NFA's Online Registration System
In light of technological advancements and improvements, NFA
altered its registration procedures in 2002 by shifting from paper-
based registration to an online or electronic registration system.
Pursuant to the updated procedures, NFA requires, with limited
exception,\15\ that all registration (and membership) forms, including
the completed Form 7-R and 3-R, must be filed with NFA electronically
through NFA's online registration system.
\15\ For example, NFA requires that any securities broker or
dealer that is registered with the Securities and Exchange
Commission that becomes a notice-registered FCM or IB must submit a
hardcopy version of its Form 7-R.
In June 2002, the Commission deleted the requirement for firms to
review annually registration information as specified by Commission
Regulation 3.10(d).\16\ The Commission determined that, because such
persons were already under an ongoing obligation pursuant to Commission
Regulation 3.31(a) to update their registration information to correct
deficiencies and inaccuracies, the continuation of the annual paper
updating process was redundant and resulted in unnecessary costs to
both NFA and the registrant.\17\ Further, because NFA was implementing
an online system for the intake of registration documents, the
Commission believed it made little sense for NFA to continue receiving
annual paper updates of such registration forms.
\16\ 67 FR 38869 (June 6, 2002).
\17\ Id. at 38871.
In the period since the elimination of Regulation 3.10(d), NFA has
experienced some problems with the registration information provided by
certain intermediaries. Further, the Commission and NFA recently have
arranged for firms to designate an enforcement contact to be the
recipient of communications from the Commission relating to enforcement
issues. It is important to maintain an up-to-date list of such
contacts. In addition, although the Commission has seen no evidence of
security breaches of registration information, an annual review of
information in the registration database should enhance the overall
safety of such data.
NFA has devoted significant resources toward developing an online
registration update protocol for firms to review and update their
registration records. The protocol is designed to provide a
straightforward process by which registrants can review and modify
their existing registration information.\18\ In addition to providing
an updated list of users, the protocol will require registrants to
provide updated disciplinary, branch office and firm contact
information. The Proposed Amendment is intended to facilitate NFA's
efforts in implementing this new
[[Page 20790]]
protocol and ensure that NFA is in possession of current and accurate
information regarding intermediaries. All firms remain subject to their
obligations under Regulation 3.31(a)(1) to promptly correct any
deficiency or inaccuracy in a Form 7-R or Form 8-R filed by the firm.
\18\ For example, a firm could modify the title given for a
particular principal of a firm, but it could not identify a new
principal, as this would require separate application.
II. Proposal
The Proposed Amendment, which would set forth an annual review
requirement, would be added as new paragraph (d).\19\ As proposed, the
new paragraph would provide that each FCM, IB, CPO, CTA and LTM, in
accordance with procedures established by NFA, must complete an online
annual review of the registration information maintained by NFA.
Pursuant to procedures established by NFA, registrants would be
expected to correct any deficiencies or inaccuracies contained therein.
\19\ Paragraph (d) of Regulation 3.10 had been reserved.
The Proposed Amendment also would provide that the failure to
complete the review and update within 30 days of the date established
by NFA for completion would be deemed to be a request for withdrawal
from registration. As further provided therein, NFA would be required
to process the request in accordance with the existing procedures for
withdrawal of registration set forth in Commission Regulation 3.33(f).
Commission Regulation 3.33(f) establishes the date on which a
request for withdrawal of registration will become effective unless the
Commission or NFA take certain actions as specified therein.\20\ When
the Commission deleted the requirement for registrants to conduct an
annual paper updating process by revoking Commission Regulation 3.10(d)
in 2002, the Commission did not make a conforming change to Commission
Regulation 3.33(f). Specifically, the Commission did not remove
unnecessary language that cross-referenced the revoked provision. That
language, which appears as the introductory phrase of Commission
Regulation 3.33(f) provides as follows: ``Except as otherwise provided
in Regulation 3.10(d).'' This introductory phrase will continue to be
unnecessary if the Proposed Amendment is adopted. Accordingly, the
Commission's Proposal also includes a technical and conforming
amendment to Commission Regulation 3.33(f) to remove the introductory
language. As proposed, the text would begin with the language following
the introductory phrase: ``A request for withdrawing of registration.''
The residual text in Commission Regulation 3.33(f) would remain intact.
\20\ Commission Regulation can be accessed at the Web site
provided in footnote 5. See also NFA Registration Rule 601(c).
III. Related Matters
A. Regulatory Flexibility Act
The Regulatory Flexibility Act (``RFA'') \21\ requires that
agencies, in proposing regulations, consider the impact of those
regulations on small businesses. The Proposed Amendment would affect
persons that are registered as FCMs, IBs, CPOs, CTAs and LTMs. The
Commission has previously established certain definitions of ``small
entities'' to be used by the Commission in evaluating the impact of its
regulations on such entities in accordance with the RFA.\22\ The
Commission previously determined that registered FCMs, CPOs and LTMs
are not small entities for the purpose of the RFA.\23\ With respect to
the remaining persons, CTAs and IBs, the Commission does not believe
that the economic impact of the Proposed Amendment will be significant.
First, the information that would be required under the Proposed
Amendment already is required to be collected under the existing
registration framework. Second, the Proposed Amendment and NFA's new
protocol will focus each registrant on the specific areas that must be
reviewed and, if needed, updated. Third, the Proposed Amendment will
permit review and updating via electronic means in keeping with the
current registration procedures. Accordingly, in accordance with
Section 3(a) of the RFA,\24\ the Chairman, on behalf of the Commission,
certifies that the proposed rules will not have a significant economic
impact on a substantial number of small entities. However, the
Commission invites the public to comment on this finding.
\21\ 5 U.S.C. 601 et seq.
\22\ 47 FR 18618 (Apr. 30, 1982).
\24\ 5 U.S.C. 605(b).
B. Cost-Benefit Analysis
Section 15(a) of the Act \25\ requires the Commission to consider
the costs and benefits of its action before issuing a new regulation
under the Act. By its terms, Section 15(a) does not require the
Commission to quantify the costs and benefits of a new regulation or to
determine whether the benefits of the proposed regulation outweigh its
costs. Rather, Section 15(a) simply requires the Commission to
``consider the costs and benefits'' of its action.
\25\ 7 U.S.C. 19(a).
Section 15(a) further specifies that costs and benefits shall be
evaluated in light of five broad areas of market and public concern:
(1) Protection of market participants and the public; (2) efficiency,
competitiveness, and financial integrity of futures markets; (3) price
discovery; (4) sound risk management practices; and (5) other public
interest considerations. The Commission, in its discretion, may choose
to give greater weight to any one of the five enumerated areas and
determine that, notwithstanding its costs, a particular regulation is
necessary or appropriate to protect the public interest or to
effectuate any of the provisions or to accomplish any of the purposes
of the Act.
The Proposed Amendment concerns the registration of certain
intermediaries, in particular, FCMs, IBs, CPOs, CTAs and LTMs.
Specifically, the Proposed Amendment will require these intermediaries
to complete an online annual review of their registration information,
including disciplinary information, firm contacts and lists of
authorized users. By ensuring that NFA, the self-regulatory
organization that oversees the activities of these registrants, will
have accurate and current information regarding registrants, the
Proposed Amendment will maximize the protection of market participants
and the public.
Such intermediaries already are under an ongoing obligation to
provide updated information to NFA pursuant to Commission Regulation
3.31(a)(1). The Proposed Amendment would require these registrants to
comply with an online review protocol established by NFA. This protocol
would provide a straightforward process for registrants to
electronically update their registration information. It would focus
and guide registrants on the particular areas that need updating. By
facilitating NFA's efforts to adopt this protocol, the Proposed
Amendment also should result in efficiency enhancements for registrants
and NFA.
The Proposed Amendment should have no effect on the following three
enumerated areas: (1) Efficiency, competitiveness or the financial
integrity of futures markets; (2) price discovery; and (3) sound risk
management practices.
After considering these factors, the Commission has determined to
issue the Proposed Amendment discussed above. The Commission invites
public comment on its application of the cost-benefit provision.
Commenters also are invited to submit any data that they may have
quantifying the costs and benefits
[[Page 20791]]
of the Proposed Amendment with their comment letters.
C. Paperwork Reduction Act
The Paperwork Reduction Act of 1995 (``PRA'') imposes certain
obligations on federal agencies, including the Commission, in
connection with their conducting or sponsoring any collection of
information as defined by the PRA.\26\ The Proposed Amendment would
require intermediaries to conduct an annual review of their
registration information maintained with NFA. The information that
would be reviewed in accordance with the Proposed Amendment is part of
an approved collection of information. Moreover, the Proposed Amendment
would not result in any material modifications to this approved
collection. Accordingly, for purposes of the PRA, the Commission
certifies that the requirements of the PRA are inapplicable to the
Proposed Amendment.
\26\ 26 44 U.S.C. 3501 et seq.
List of Subjects in 17 CFR Part 3
Administrative practice and procedure, Brokers, Commodity Futures,
Reporting and recordkeeping requirements.
For the reasons discussed in the preamble, the Commission proposes
to amend 17 CFR part 3 as follows:
1. The authority citation for part 3 continues to read as follows:
Authority: 5 U.S.C. 522, 522b; 7 U.S.C. 1a, 2, 6, 6a, 6b, 6c,
6d, 6e, 6f, 6g, 6h, 6i, 6k, 6m, 6n, 6o, 6p, 8, 9, 9a, 12, 12a, 13b,
13c, 16a, 18, 19, 21, 23.
2. Section 3.10 is amended by adding paragraph (d) to read as
Sec. 3.10 Registration of futures commission merchants, introducing
brokers, commodity trading advisors, commodity pool operators and
leverage transaction merchants.
* * * * *
(d) On a date to be established by the National Futures
Association, and in accordance with procedures established by the
National Futures Association, each registrant as a futures commission
merchant, introducing broker, commodity trading advisor, commodity pool
operator or leverage transaction merchant shall, on an annual basis,
review and update registration information maintained with the National
Futures Association. The failure to complete the review and update
within thirty days following the date established by the National
Futures Association shall be deemed to be a request for withdrawal from
registration, which shall be processed in accordance with the
provisions of Sec. 3.33(f).
3. Section 3.33 is amended by revising paragraph (f) introductory
text to read as follows:
Sec. 3.33 Withdrawal from registration.
* * * * *
(f) A request for withdrawal from registration will become
effective on the thirtieth day after receipt of such request by the
National Futures Association, or earlier upon written notice from the
National Futures Association (with the written concurrence of the
Commission) of the granting of such request, unless prior to the
effective date:
* * * * *
Issued in Washington, DC, on April 23, 2007, by the Commission.
Eileen Donovan,
Acting Secretary of the Commission.
[FR Doc. E7-8025 Filed 4-25-07; 8:45 am]
Updated April 26, 2007
Last Updated: June 26, 2007


text:
Exclusive to SCENE members only, we're giving you a FREE HD movie rental because you purchased a food and drink combo from Cineplex in theatre!
Choose the movie you would like to watch, and your promo code will be automatically applied at checkout.
HD available on all devices. 4K limited to select SmartTVs. Learn more at cinplx.co/4k
Once you start watching your movie, you'll have 48 hours to finish it. You have 30 days remaining to start watching your movie.


text:
Cancer Harbors is a provider with Hope Lives. Contact Hopelives.org if you are a woman or man with breast cancer in Northern Colorado to see if you qualify for free services from us during treatment.
Survivorship Solutions is an innovative consultancy firm that provides value by increasing the awareness, existence, and access to cancer rehabilitation and other survivorship services within healthcare organizations. We provide high-quality education and consulting services to healthcare organizations, clinics, and provider groups who wish to implement or optimize their cancer rehabilitation programs and survivorship services.
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Cancer Harbors and Sunspirit Wellness Services, LLC do not provide medical advice or nursing care, and do not prescribe medications, supplements, or products, or diagnose, treat, or cure any medical condition or illness. The information contained in this website and all Cancer Harbors and Sunspirit Wellness Services online, e-mailed, downloadable, or printed materials is not medical advice or nursing care, and should not be construed as, medical advice or nursing care. For medical advice, consult a licensed physician.
© Copyright 2016 Sunspirit Wellness Services LLC. All rights reserved. Cancer Harbors™ is a trademark and service of Sunspirit Wellness Services LLC. The unauthorized reproduction or distribution of a copyrighted work is illegal. Criminal copyright infringement is investigated by federal law enforcement agencies and is punishable by up to five years in prison and a fine of $250,000.


text:
Sunflowers Capri Set | BB Apparel for children of all ages and sizes which can be matched up with our Headwraps, Bows, Clips, and Piggies!
Complete the Look → Sunflower Headwrap
- Each Sale earns you Bolly ♥ Bucks. 100 points = $1. You may cash them in for discounts on future purchases. Just click the Bolly ♥ Bucks logo on the bottom right.
Clothing will ship out within 3 business days, but bow shipping times will be assessed if bought together. All pre-crafted bows ship out in seven business days and special orders are shipped out in seven-ten business days. Feel free to take a look at our traditional collection on the "Catalog" Page. If you wish to have a special piece then please contact us at email@example.com


text:
Chargers choose Tom Telesco for GM
Tom Telesco spoke with the Chargers once on the phone.
Three times, he met them in person.
The hours and hours of interview questions — "I wouldn't know the hours, but it seemed like forever to me," he said — ended Wednesday morning with a job offer and acceptance to become the team's general manager.
Now, from a different vantage point, he'll interview again.
Telesco signed a four-year contract to guide the team's player personnel department. The 40-year-old is the youngest to assume the position in Chargers history, arriving from Indianapolis where he served as the Colts' vice president of football operations.
The husband and father of three turned his attention ahead.
He called finding a head coach his "first order of business."
"I can't wait to get started," Telesco said. "We will get to work right now. I'm probably going to stay in town and have my wife send some clothes so we can get this ... underway."
Telesco replaces A.J. Smith, who assumed the position in 2003 but was fired Dec. 31 after the roster quality, which he upgraded significantly in his early years, had declined of late.
Jimmy Raye was the other top candidate considered.
The Chargers director of player personnel has risen up the organization's ranks since arriving as a scout in 1996. He entered the interview process as the clear favorite to fill their vacancy, but that changed with Telesco's first face-to-face interview in Indianapolis.
The team's four-man interview committee was said to have walked away buzzing over how impressive he was.
"He came in and went through our roster, every player on the team," said Dean Spanos, Chargers president. "He did a player evaluation. He knew everyone, and he did it without notes. That to me said a lot. He had a really good feel for our team."
Spanos was head of the selection group and had authoritative say in adding Telesco. Former Packers GM Ron Wolf was retained as a consultant with Chargers executives Ed McGuire and John Spanos rounding out the team.
Telesco will lead them in the search to find Norv Turner's replacement as coach.
He said he has no preference one way or the other if it's someone with an offensive or defensive background, someone who's been a head coach before or would be handling the duty for the first time.
"We're looking for a good teacher, a coach who can communicate, not only with the fans but with us and with the players," Telesco said. "We're looking for a leader. The head coach is basically the CEO of the players and the coaching staff. It is a big operation. It doesn't matter to me where he comes from."
Telesco recently finished his 15th season with the Colts and first in the VP position. He previously served as director of player personnel for six years before a 2012 promotion.
He was the top adviser to general manager Ryan Grigson. Together, they led a personnel overhaul that saw the team improve from the NFL's worst record in 2011, 2-14, to a playoff berth.
Dean Spanos estimated the head coach search will last seven to 10 days.
It could run longer, he added, if a top candidate is on a playoff team that continues winning. By rule, no NFL coach can be interviewed the week leading up to a postseason game.


text:
Chanel Extraordinary Bag Collection
Color: Black (also gold or transparent)
Style code: A56307
Price: Unknown
It's the Chanel Jerry Can Bag from the Cruise 2015 Collection, an item that no one has ever thought of. A Jerry Can? Should we use it to store gas? Is it practical as a fashion accessory? Well, what I know is that Karl Lagerfeld turned something so-simple into a luxury good – it's a work of art.
READ: Chanel Cruise 2015 Bag Collection
Style code: A73317
But what no one has ever told you, is that the Cruise 2015 Collection also includes this beach wear set – a (picknick) tote with multicolor fringes crafted from calfskin and cotton, it comes with a matching towel. It's a buy-today-and-use-later-accessory, as I assume that nobody will be going to the beach anytime soon.
Style code: A92569
Size: 11 x 15 x 5.9
Style code: A92561
Size: 13.8 x 22.6 x 6.9
Style code: A92563
Size: 18.5 x 14.6 x 7.1
More, a large shopping bag, a travel bag and a trolley with wheels, all made with fancy and multicolor prints. Built from fabric, a different kind of Chanel bag that will help you attract some positive attention.
Style code: A92576
Size: 22.4 x 16.5 x 9.4
Oh wait, a trolley? Or do you prefer the Trolley from the Fall Winter 2014 Collection, which some models used it to do grocery at the Chanel supermarket. That's why Chanel also named this trolley as the Grocery Bag with Wheels.
So what do you think about these exceptional items.
Gayle Benson
Do you have a leather Chanel hanging bag? Also I am looking for Chanel black leather luggage , thank you
504-322-6588February 14, 2020


text:
Re: Re: When is a List not a List?
- To: mathgroup at smc.vnet.net
- Subject: [mg90986] Re: [mg90956] Re: [mg90947] When is a List not a List?
- From: Andrzej Kozlowski <akoz at mimuw.edu.pl>
- Date: Sat, 2 Aug 2008 03:25:19 -0400 (EDT)
- References: <firstname.lastname@example.com> <16711231.1217501820078.JavaMail.root@m08> <op.ue54zeqq2c6ksp@bobbys-imac> <21465667.1217530845998.JavaMail.root@m08> <op.ue6m0tdk2c6ksp@bobbys-imac> <32926975.1217563920588.JavaMail.root@m08> <op.ue7o67wi2c6ksp@bobbys-imac>
Because there are lots of plots of the kind which I just sent (Plot[x /. Solve[x^3 - 3 x^2 + a == 0, x], {a, -3, 5}]) but where you have FindRoot or NMaximize etc., instead of Solve and the first argument can't be evaluated until the value of the parameter a has been supplied. There have been lots of post of this kind on this forum so its kind if weird you managed to miss them all. Andrzej Kozlowski On 1 Aug 2008, at 16:29, DrMajorBob wrote: > Agreed. > > And I'm wondering what advantage HoldAll has, in the case of Plot, > since a plot can't result without evaluating the arguments? > > Why NOT evaluate the first argument, at least, before making style > decisions/assignments? > > The defense that "everybody already knows this" is irrelevant to the > question of how we'd LIKE Plot to behave. > > Naturally, we won't necessarily GET what we want... but we're > entitled to say what that is. > > I'm trying to think how David Park's Presentations package handles > such things. > > Bobby > > On Thu, 31 Jul 2008 22:33:50 -0500, AES <siegman at stanford.edu> wrote: > >> At 7:44 PM -0500 7/31/08, DrMajorBob wrote: >>> Plot COULD assign colors after evaluation, OTOH... the fact that >>> it doesn't is a design choice/artifact, not a necessity >>> preordained by fate. >>> >>> That being so, users are entitled to find it odd at first glance. >>> (Or even second... maybe third.) >> >> If the above is true -- and I'd suppose it is -- then I'd say it's >> also very much an unfortunate, not to say flat-out *bad* design >> choice or artifact. >> >> An innocent novice-level user creates a Plot[ ] with three curves >> using the {f1, f2, f3} List form of the first argument, and >> discovers that M by default assigns a different color to each curve >> -- a good and helpful default design choice on M's part, I'd say. >> >> Maybe this novice user wants to go a bit further: Thicken certain >> curves, change the Dashing, and so on. He or she discovers the >> PlotStyle option (or equivalent); learns how to do this; is happy. >> >> And then this user also realizes: Hey, I could plot 8 or 10 curves >> this way, without having to type in f1 thru f8 by just using a >> Table[ ] command for the first argument and iterating over some >> appropriate parameter. A Table[ ] creates a List, right? >> >> So he/she does this; the 8 or 10 curves appear exactly as desired; >> except the styling behavior is suddenly all screwed up. Once >> again, a classic M-style Gotcha!!! -- and a particularly nasty >> Gotcha: Am I getting this unwanted result because of the way I >> structured the PlotStyle commands I used? -- or because of >> something mysterious with using Table[ ]? The coloring and so on >> in the default {f1, f2, f3} case has the nice default cycling >> behavior for the styling -- Why am I not getting it now? >> >> Andrzej says this unfortunate result _has_ to be the case because >> Plot[ ] doesn't "pre-Evaluate" the first argument. >> >> Well, somehow, if the first argument is {f1, f2, f3, f4, f5, f6, >> f7, f8}, Plot[ ] somehow "pre-evaluates" (lower-case pre-evaluate) >> this argument at least enough to know that it's not only a List, >> but how many elements that List has. Is it somehow impossible for >> Plot[ ] to know that Table will also produce a List, and to >> similarly pre-evaluate how many elements that List will have? I >> suspect it's not impossible. >> >> And if that is indeed impossible with the PlotStyle option in >> Plot[ ] then can Andrzej explain how it _is _ possible for Plot[ ] >> to somehow handle the PlotRange->All option correctly (i.e., >> identically) with either form of the first argument -- even though >> that option needs to determine not only the number of curves in the >> first argument, but the maximum and minimum values over all those >> curves, in order to set the axes and axis Tick locations and values >> for the plot. Is just getting the number of curves and picking the >> colors for them really harder than that? >> >> I very much like DrMajorBob's wording here: I'll bet the coloring >> problem with List vs Table is precisely "an [accidental] design >> choice/artifact, not a necessity preordained by fate" -- and an >> unfortunately unfortunate "design choice/artifact". >> >> The only things more unfortunate are (a) that M has a fair (and >> increasing?) number of these Gotchas; (b) M's documentation is >> substantially less helpful than it could or should be either in >> diagnosing or in warning about them; and (c) it's far from clear >> that anyone at WRI really recognizes these points. >> >> >> >> > > > > -- > DrMajorBob at longhorns.com


text:
Provisions of a federal law that went into effect Aug. 6 now entitles eligible veterans who submit fully developed claims (FDCs) for the first time to retroactive, service-connected disability benefits for up to one year. These provisions remain in effect until Aug. 5, 2015.
The retroactive benefits, to be awarded by the Department of Veterans Affairs, are a result of a comprehensive legislative package (Public Law 112-154) enacted by Congress and signed into law by President Obama on Aug. 6, 2012.
"Veterans have an even better reason to submit fully developed claims for their disabilities," said James E. Koutz, national commander of The American Legion. "Not only do these FDCs move through VA's adjudication system much faster, but veterans who submit them may qualify for retroactive benefits. This should make the FDC option even more attractive to our veterans, and help VA reduce its claims backlog at the same time."
Koutz said The American Legion's 2,700-plus accredited representatives nationwide are available to help any veteran from any war era with his or her disability claim. "Largely due to the training provided by our Department Service Officers School last February, the number of FDCs the Legion is submitting to VA has been going up substantially," Koutz said.
Last December, The American Legion was invited by the White House to work with VA in generating more FDCs. Since then, teams of Legion experts have worked with several VA regional offices (VAROs), identifying best practices for creating and processing FDCs, and providing more training to its service officers.
FDCs require no further documentation from veterans submitting the claims. As a result, decisions are made on them much faster than for traditional claims that need more development. While the current average processing time for traditional claims to be decided is about 260 days (which contributes to the backlog), the average for FDCs is about 114 days (keeping them below the 125-day threshold that puts a claim into backlog status).
The percentage of FDCs being submitted by American Legion service officers has increased at all eight VAROs the Legion teams visited: Pittsburgh, Baltimore, Nashville, Indianapolis, Denver, Oakland, Calif.; Reno, Nev.; and Togus, Maine. Several increases show substantial improvement from fiscal 2013's first quarter to the end of its third quarter in June.
For example, in the second quarter of fiscal 2013, Legion service officers at the Oakland VARO submitted 5,598 claims; 1,262 of them, or about 22 percent, were FDCs. In the third quarter, the percentage of FDCs increased to 2,475 out of 5,519 total claims – nearly 45 percent.
During the same time period, Legion-submitted FDCs increased from 2.6 percent to 36 percent at the Pittsburgh VARO, and from 30 percent to almost 41 percent in Denver.
VA's under secretary for benefits, Allison Hickey, said the department "strongly encourages veterans to work with veterans service organizations to file fully developed claims and participate in this initiative, since it means more money in eligible veterans' pockets simply by providing VA the information it needs up front. At the same time, it helps reduce the inventory of pending claims by speeding the process."
FDCs can be filed digitally through the joint VA-Department of Defense online portal, eBenefits. VA encourages veterans who cannot file online to work with an accredited veterans service organization that can file claims digitally on behalf of veterans. While submitting an FDC provides a faster decision for any compensation or pension claim, only veterans who are submitting their very first compensation claim as an FDC are potentially eligible for up to one year of retroactive disability benefits under the newly implemented law.
Veterans can learn more about the FDC program by going to http://www.benefits.va.gov/fdc/.


text:
By JEFF PICKELL
Now that it has gotten chilly out once again, I can go back to focusing on the creature comforts—something that's hard to do when we're stuck in the middle of a 90-plus degree summer swelter, when I take to sleeping on the wood floor in the living room because it seems a little cooler than my bed.
No, mid-September is right around the time I start breaking out my pajama pants, hoodies, long john tops and bottoms, slippers, and the most important garment of all—my robe.
I relished those chilly weekend mornings in Ann Arbor; my roommate Pat and I raced to be the first up—Pat so he could defend his Cheerios, me so I could steal them.
My three roommates and I were the flock of poor, black sheep in a flock of rich Ann Arbor liberals. Our lawn was never mowed so much as it was trampled, or suffocated by leaves our landlord never raked. Despite our house, it was a beautiful neighborhood, full of beautiful people, all of whom hated us.
If all went well, I would be up by around 9 a.m. on a Saturday morning, robe-clad, bowl of Cheerios in hand, lounging on the front porch. About nine o'clock is when people started crowding the neighborhood, looking for free game day parking (we lived about five blocks from Michigan Stadium).
Ann Arbor is probably already the best people watching city in Michigan, but game days elevate the fun to a new level.
There were the hardcore, already drunken fans who probably split a twelve-pack of beer on the trip in from metro Detroit. There were the elderly men and women, neatly dressed with Michigan sweatshirts tied around their waists; SUV-driving soccer-dads, two or three kids in tow; the occasional emo kid stumbling home with a hangover.
There was me, the unbecoming but altogether non-threatening, pajamas-wearing college doofus, eating pilfered Cheerios on his front porch.
One of the small pleasures I indulge in is saying "hi" to people I don't know. Which is easy when clad in pajamas and, especially, a robe.
Why? Because people know you aren't trying to impress them. You just want to say "hi" because you're friendly and it's a friendly thing to do. Pajamas are also comfortable and physically concealing. I don't have to worry about looking attractive in them—I'm not trying to.
"Hi," I'd say, waving my spoon.
"Good morning," they'd say.
Eventually, I'd finish my Cheerios, head back inside, switch on ESPN and glower at Kirk Herbstreit. Pat would wake up.
"Jeff, if you're going to steal my milk, could you at least put the carton back in the refrigerator?" he'd say.
"Sorry. I was gonna put some water in it to make it look like I didn't drink any."
I was always the first to leave from the football games. I'm not a big fan of the mob mentality, and to be honest, it's much, much more comfortable watching the games at home.
Also, I got first crack at the shower. And I could steal some more of Pat's food. Back in my pajamas and robe, relaxing on the couch, I almost felt sorry for my poor roommates as they filed in, looking haggard and, often, disappointed.
Hair tousled and bleary-eyed from the cold wind, Pat would step into the kitchen for a bite.
"Jeff, if you're going to steal my frozen pizza, could you at least not leave the empty box in plain sight?" Pat would say.
"Sorry. I was gonna barf into the box to make it look like I didn't eat it."
I can't remember what evening it was last week, but I remember shivering as I read through the final pages of a book.
Because I knew I would never finish the book if I stopped to find my comfort clothes, I read on. In college, I would've stopped right there, dug them out, and never looked at the book again. Too many distractions—good friends, many places to walk, movies to watch, cable television.
My stay in Morenci has given me the time to finish off all those half-read books. It's almost like I'm going back and completing the intellectual journey I started in Ann Arbor.
After a few turns of the page, I flipped the book shut and scrounged out my PJs. I picked a new book from the bookshelf, and settling into the couch next to the open window, covered myself with my robe.
I was in a warm place and it was getting cold outside.– Sept. 20, 2006


text:
PORTSMOUTH, Va. - The chief mate of a replica 18th-century sailing ship that sank off North Carolina during hurricane Sandy told investigators Tuesday that the ship's captain twice refused his pleas to order the crew to abandon ship.
It wasn't until he made a third plea that the captain gave the order — moments before the ship rolled and tossed the crew into the water.
One member of the HMS Bounty's crew died, and the captain was never found after the ship sank 90 miles off Cape Hatteras during the October storm. The three-masted sailing ship was built at Smith and Ruhland Shipyard in Lunenburg, N.S., for the 1962 film "Mutiny on the Bounty" starring Marlon Brando, and it was featured in several other films over the years, including one of the "Pirates of the Caribbean'' movies."
A federal safety panel began hearing testimony in a Portsmouth hotel about what led to the sinking, with chief mate John Svendsen providing a detailed account of what happened in the days, hours and minutes leading up to the loss of the ship.
Svendsen said the ship was taking on water and had no power when it rolled over and sank. He also told investigators the captain didn't alert Coast Guard officials of the ship's deteriorating condition when he first suggested it, with Capt. Robin Walbridge choosing to focus on fixing failing generators instead. Svendsen disagreed with Walbridge on that decision, along with several others.
Before ever leaving New London, Conn., for St. Petersburg, Fla., Svendsen said he had told Walbridge that he and other crew members were concerned about his decision to alter the ship's planned route to head directly toward the storm as it approached.
"I had mentioned other options as far as staying in and not going out to sea. Robin felt the ship was safer at sea," Svendsen said.
Svendsen said Walbridge wanted to head out to sea and then judge where the storm's path would be to allow for safer passage, giving him options to go east or west depending on the route. Svendsen said he didn't believe Walbridge was chasing a hurricane, but that he did prefer to be on a more navigable southeastern side of a hurricane if he came across one. He said Walbridge believed the winds on the southeast side of a hurricane were more navigable. The original plan for the ship had it taking a more direct route.
Svendsen said Walbridge explained his decision to the ship's crew before leaving Connecticut and offered to let anyone who wasn't comfortable with it leave, but nobody chose to do so.
Although the hearing being administered by the Coast Guard isn't a criminal proceeding, any evidence of wrongdoing could be referred to federal prosecutors.
The owner of the HMS Bounty declined to testify at the hearing by invoking his Fifth Amendment right to be protected from incriminating himself.
Surviving crew members and representatives of the shipyard where the Bounty underwent repairs weeks before sinking were among those subpoenaed to testify.
Brock Vergakis can be reached at www.twitter.com/BrockVergakis


text:
LONDON (AP) — A British woman sailing solo in a round-the-world race is being rescued after losing her mast and being knocked unconscious in a vicious storm in the Southern Ocean.
Golden Globe Race officials said Thursday on the race website that they have been in regular radio contact with Susie Goodall since she regained consciousness.
Goodall is said to be "safe and secure" after losing her mast in the Southern Ocean, 2,000 miles (3,200 kilometers) west of Cape Horn near the southern tip of South America.
Chilean authorities have directed the MV Tian Fu to rescue her. The carrier is expected to reach Goodall on Friday.
The 29-year-old Goodall was the youngest entrant and the sole female in the demanding race. Her entry on the race website says she started sailing at the age of three and has crossed the Atlantic Ocean while sailing alone.
Her text messages to race officials chronicled the disaster that disabled her boat.
On Wednesday at 0829 GMT she texted: "Taking a hammering! Wondering what on earth I'm doing out here" and sent her position.
Four hours later, she said: "Dismasted. Hull OK. No form of jury rig. Total loss" and updated her position.
Next came this: "Interior total wreck. Liferaft OK."
Then came word of her injury: "Nasty head bang as boat pitchpoled. Unbelievably roly now."
And a minute later: "Totally & utterly gutted!"
The competition began July 1 in Les Sables-d'Olonne, France, with 18 skippers each planning to sail roughly 30,000 miles (48,280 kilometers) alone, nonstop and without outside assistance before returning to the same French port.
Some modern technology, including the use of satellite navigation aids, were banned as race officials tried to recreate conditions used in the first Golden Globe Race in 1968.


text:
- Length: 19:35 minutes (17.99 MB)
- Format: MP3 Mono 22kHz 128Kbps (CBR)
We're Back! What's Happening and Where We're Going...
October 5, 2011
We're back and have lots of great news and goals for the year. We'll be broadcasting on Wednesday's at 1:30 EST. See you all there!
<Chat Log>
1:35 PM arvindgrover: Dave, are you live now?
1:35 PM Alex Ragone: you guys on right now?
1:36 PM arvindgrover: hellloooooo...
1:37 PM arvindgrover: I think it's playing old video on loop
1:50 PM pgeorge: hi all-hearing your audio now :-)
1:51 PM arvindgrover: thanks!
1:52 PM Alex Ragone: Got livestream to work. Yeah!
1:52 PM Alex Ragone: Hi Peggy.
1:53 PM pgeorge: good for you!
1:55 PM Alex Ragone: blended learning.
1:56 PM Alex Ragone: Online social space. How do we socialize internally with our faculty? Especially with two different campus'.
1:56 PM pgeorge: there's an edweek webinar starting in a few minutes re blended learning in small districts :-)
1:57 PM Alex Ragone: Cooperation Theory: http://socialmediaclassroom.com/host/cooperation2/lockedwiki/main-page
2:00 PM pgeorge: you'll never run out of things to talk about
2:00 PM Alex Ragone: New Yorker article on coaching.
2:00 PM pgeorge: that's called rationalization...
2:02 PM pgeorge: great to have you back!
2:03 PM pgeorge: bye all!
2:03 PM pgeorge: successful kickoff
2:22 PM Alex Ragone: Thanks, Peggy.


text:
Cannabis indica Lam. (putative)
Cannabis, also known as marijuana, marihuana, and ganja (from Sanskrit: गांजा gañjā, meaning "hemp"), among many other namesa, refers to any number of preparations of the Cannabis plant intended for use as a psychoactive drug. The most common form of cannabis used as a drug is the dried herbal form.
The typical herbal form of cannabis consists of the flowers and subtending leaves and stalks of mature pistillate or female plants. The resinous form of the drug is known as hashish (or merely as 'hash').


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Computerized HIV/Sexually Transmitted Disease (STD) Prevention Program (TIPSS)
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT00947947
Recruitment Status : Completed
First Posted : July 28, 2009
Last Update Posted : November 15, 2013
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
|Condition or disease
|Acquired Immunodeficiency Syndrome HIV Infections
|Behavioral: Tailored Information Program for Safer Sex
|Phase 2
The proposed study will involve the development and pilot testing of an interactive computerized tailored intervention program for HIV/STI prevention among at-risk heterosexually active African-American STI clinic patients, aged 18-29. The Attitude-Social-Influence Efficacy (ASE) model will serve as a conceptual foundation for the intervention and tailored feedback, which will assess and give feedback to participants separately for main/steady and other/casual partners. Individual modules will be developed for key theoretical concepts and subsequently tied together into an integrated system. The tailored feedback will additionally be enhanced by crafting intervention messages to be high in message sensation value and by developing interactive intervention activities for skill-building, which will be guided by both Social Cognitive Theory and skills training principles. The computerized intervention will be developed and guided using data collected from the target audience to ensure an empirically-based approach to tailoring. The intervention will also be developed with input from the target audience in order to maximize the appropriateness and persuasiveness of the feedback and the program, including interactive components. The final year of the project will entail a pilot test of the intervention in order to gather preliminary data on the acceptability and efficacy of such an intervention for increasing safer sexual behaviors among at-risk heterosexually active African-Americans.
The specific aims of the study are: 1) to develop tailored feedback on HIV/STI prevention based on the ASE model, including condom attitudes, social influences, self-efficacy including communication / negotiation skills, partner and behavioral risk, correct condom use, and condom stages of change; 2) to enhance the delivery of the tailored messages using sensation-seeking targeting (SENTAR) and skill-building using interactive activities guided by Social Cognitive Theory (SCT) and skills training principles; 3) to tie the individual theoretical modules together and develop a computerized intervention program for HIV/STI prevention, which provides tailored risk reduction messages to participants based upon an assessment of participant characteristics; 4) to develop empirically sound cutpoints, specific to the target audience, to guide the message tailoring; and 5) in a wait-list control group design, to pilot test the intervention for acceptability and efficacy in increasing condom use with main and casual partners among at-risk heterosexually active African-Americans, relative to a "usual care" comparison condition.
|Study Type :
|Interventional (Clinical Trial)
|Actual Enrollment :
|274 participants
|Intervention Model:
|Single Group Assignment
|Single (Investigator)
|Primary Purpose:
|Official Title:
|Enhancing Message Design in Tailored, Computerized HIV/STI Interventions
|Study Start Date :
|February 2010
|Actual Primary Completion Date :
|May 2012
|Actual Study Completion Date :
|May 2012
Experimental: intervention media condition
Received a stage tailored DVD-based intervention
Behavioral: Tailored Information Program for Safer Sex
Health communication intervention delivered on a laptop computer to increase positive perceptions of condoms and increase skills to use condoms.
Other Name: Computerized health intervention
Placebo Comparator: standard of care
received only clinical standard of care
Behavioral: Tailored Information Program for Safer Sex
Health communication intervention delivered on a laptop computer to increase positive perceptions of condoms and increase skills to use condoms.
Other Name: Computerized health intervention
- Condom use with main and casual sexual partners [ Time Frame: 3 months ]
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years to 29 Years (Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- African American
- Aged 18-29
- Heterosexually active in past 3 months
- NOT knowingly HIV positive
- Not pregnant or planning on becoming pregnant/impregnating partner in next 3 months
- Client of the STI clinic where study is being conducted
- Not currently enrolled in another condom study at the clinic
Exclusion Criteria:
- None
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT00947947
|United States, Kentucky
|Specialty Clinic, Louisville Metro Health Department
|Louisville, Kentucky, United States, 40204
|Principal Investigator:
|Richard Crosby, Ph.D.
|Department of Communication, University of Kentucky
|Principal Investigator:
|Seth M. Noar, PhD
|University of North Carolina, Chapel Hill
|Responsible Party:
|University of North Carolina, Chapel Hill
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
R34MH077507 ( U.S. NIH Grant/Contract )
|First Posted:
|July 28, 2009 Key Record Dates
|Last Update Posted:
|November 15, 2013
|Last Verified:
|November 2013
condom use
HIV prevention
African American
Behavioral intervention
HIV Seronegativity
HIV Infections
Acquired Immunodeficiency Syndrome
Immunologic Deficiency Syndromes
Lentivirus Infections
Retroviridae Infections
RNA Virus Infections
Virus Diseases
Sexually Transmitted Diseases, Viral
Immune System Diseases
Slow Virus Diseases


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Calkins: Celebrate with me Chargers fans, Turner era finally over
Like competition or security clearances, there are various levels of relief.
There is light relief, such as chugging a Dasani after winning Ironman Sahara.
There is intermediate relief, such as finding that winning Powerball ticket you misplaced in your roommate's laundry basket.
And then there is colossal, 3,000-pounds-off-your-sternum relief, such as no longer having to endure this Chargers era.
Seriously, are you all still celebrating? Is your recycling bin overflowing with champagne bottles? Is your flesh covered with pinch marks?
No need to be embarrassed if so. Centuries from now, "Let's party like a San Diegan in 2012" will be a boring cliché.
Yes, there are still four games to slog through this year, including today's game at Pittsburgh (10 a.m., CBS). And no, A.J. Smith and Norv Turner are not officially gone yet. But like a presidential race, the time for dancing in the streets comes after the election, not the inauguration.
I know I'm happy. I want my occupation to reclaim the title of "World's Greatest Job." You can't say that and pass a polygraph when you have to watch the Chargers every week.
I've been in San Diego since late August and have been exposed to 12 weeks of wretchedness. I long for the quality of football I saw in Oregon for two years before moving here.
No, I'm not talking about the Ducks. I'm talking about Portland State.
It's not that I have any emotional ties to the Chargers. I didn't grow up rooting for or against them. But I don't root for or against Ashton Kutcher, either. Doesn't make getting through "Two and a Half Men" any less difficult.
To the Chargers credit, they have at least found entertaining ways to lose. A blown 24-point lead on Monday Night Football. A Sunday night win vs. the Saints kissed goodbye. And, of course, the immortal 4th-and-29.
Sometimes you couldn't tell if they were being coached by Norv Turner of Jean Van de Velde. But even the most amusing of acts lose their appeal if you can guess the ending every time.
Plus, the aforementioned flubs were just part of the circus-of-a-season highlight reel. Most of the time, Chargers' games were defined by what seemed to be paralyzed first-down markers.
A fellow U-T columnist said it best when summarizing the Bolts in the newsroom a few weeks back: "They haven't scored in a month."
Oh, and not to gloat, but I did see this coming. In my first column here, I told you that that you should hope the Chargers bust so that Norv gets let go. And I think, deep down, you were with me.
You wrote "turn in your paycheck and resign," but I read it as "Welcome to San Diego!" You said "you're an idiot," but I heard "Couldn't agree more!"
You used four-letter words this paper couldn't possibly publish. But the only four-letter word I felt was love.
OK, fine, maybe I was a touch snide in my first few Chargers pieces. But what was there to be cheerful about? The silver lining I kept looking for had turned a dreary gray. Yes, Bolts fans, your misery had my company.
Hey, we've all had Christmases where we were hoping for a bike and ended up with a sweater. I realize it's possible that whoever replaces Turner and Smith may just perpetuate this downward plunge.
But this time of year is all about anticipation, right? So for now, go ahead and let your optimism roam free.
Yes, folks, it's a good time to be a San Diegan. The weather can finally reflect the mood.
The Chargers will do away with their coach and general manager by season's end, and are a couple of moves away from making the playoffs quickly after that. The San Diego State football team is in the Poinsettia Bowl, its basketball team is climbing the rankings, and come April, the Padres are gonna…
Sorry. Got a little carried away.


text:
From the the-government-can't-give-you-safety,-but-it-can-take-your-rights dept
Tim Cushing
May 6, 2013
When discussing NYPD Police Chief Ray Kelly's assertion that "privacy is off the table" as a result of the Boston bombing, I mentioned I hadn't heard any public outcry demanding the government and law enforcement step in and do something (i.e., curtail civil liberties) in response to the tragedy. The responses we were seeing seemed to be nothing more than legislators and law enforcement officials pushing their own agendas.
This isn't just me not hearing what I don't want to hear. There's actual data available that explains the lack of concerned noises from Americans. A CNN/TIME poll shows that nearly two-thirds of Americans aren't interested in sacrificing rights to combat terrorism.
When given a choice, 61 percent of Americans say they are more concerned about the government enacting new anti-terrorism policies that restrict civil liberties, compared to 31 percent who say they are more concerned about the government failing to enact strong new anti-terrorism policies.
This is a vast improvement over 1996, when a post-Atlanta Olympics bombing poll showed only 23% opposed giving up freedom in exchange for fighting terrorism.
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St. Anthony Hospital in Oklahoma City, Oklahoma U.S.A. was founded in 1898, and is a private, not-for-profit, multi-campus hospital and regional referral center. The 615-bed tertiary care facility provides general and acute care services including cardiology, oncology, behavioral medicine, surgery, kidney transplantation, orthopedics, and a variety of other disciplines. With approximately 2,600 employees, the hospital administration understood the need to update their facility and equipment to compete with other hospitals for doctors, staff, and patients. Thus a 10-year, multimillion renovation is underway to enlarge the facility and incorporate the latest in medical technologies.
The desiccant dehumidification system at St. Anthony provides the desired temperature and humidity without the need for special refrigeration systems and without the inefficiency of cooling and reheating. This ensures better IAQ and a more comfortable environment for doctors and patients. The desiccant dehumidification system at St. Anthony was specified to provide the required temperature and humidity without the need for special refrigeration systems and without the inefficiency of cooling and reheating, ensuring better IAQ and a more comfortable environment for doctors and patients.
[H]Investigating all possible options[/H]Mitch Green and Chuck Mayfield of Engineered Equipment worked closely with hospital personnel and design engineers to ensure the best system was installed.
Green noted, "Most of us on the team have been patients in this hospital or have had family in this hospital over the years. We were very motivated to create the best possible facility, so we made a lot of trips to investigate every possible option before settling on this technology as the best combination of performance, operating cost and first cost. The system has been operating for some time now and has exceeded our expectations in every way."
"The architects and engineers working on the surgery project included the physicians and surgeons throughout the entire design process," said Sandra Payne, executive director of marketing for St. Anthony. "It was important to
St. Anthony's that the building's
designers valued the input from the physicians, because ultimately they know what is best for them and their patients. The hospital has been successfully recruiting surgeons since the completion and opening of the new surgery facility."
[H]A pleasing performance[/H]The mechanical contractor was also pleased with the performance of the new equipment.
The renovation and surgery addition at St. Anthony Hospital includes the addition of 39,000 square feet above an existing building to support surgical suites with sterile core functions and approximately 30,000 square feet of backfill to accommodate pre-op, PACU, and surgery support spaces.
With 15 state-of-the-art operating rooms that range from 675 to 900 sq. ft., the surgery center now offers the most advanced equipment and features.
"We are very excited about the new Margaret Vessels Love Surgery Center," said Joe Hodges, president of St. Anthony Hospital. "It offers the very finest in cutting-edge surgical care, with special, small touches that provide comfort and ease for patients, families and medical professionals alike."
The surgeons are extremely pleased with the results of the renovation and addition to the hospital. The excitement from the project's completion has also encouraged more surgeons to practice at the hospital.
The first major phase of the renovation was a complete overhaul of the surgery center. This multimillion project required a new chiller plant, boiler plant, air-handling systems, and an active desiccant system. Munters were selected for the desiccant system that would pre-treat the outside air for the new surgical suites.
Humidity is a constant challenge in surgical environments. Surgeons need the operating rooms to have both a low temperature and a low rh. This ensures that surgical surfaces and instruments remain free of moisture, discouraging bacteria growth. For some surgical procedures, low temperature reduces the metabolic rate to lessen the impact of the surgery. Low humidity is also required to avoid "fogging" of optic systems used in minimally invasive surgical procedures. Any failure to maintain those conditions is completely unacceptable
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Reading time: 7 – 11 minutes
Cold and flu germs hide everywhere and while most of us love surprises, suddenly coming down with the cold or flu isn't one of them. Keeping your hands clean goes a long way towards preventing illness. In addition to that, here's some tips on the places where cold and flu germs hide and the precautions you can take to stay healthy.
Handshakes, sneezes and kissing
It happens to everyone: you cover your mouth when you sneeze, forget to wash your hands and then later greet someone and shake their hand. Cold and flu viruses spread one of two ways, primarily by air or through direct contact. Handshaking can be one of the main culprits in direct contact cold and flu transmission.
When a person sneezes, small particles are expelled from the nose at over 100 mph and can cover a three-foot radius. When you have the flu, the virus makes itself at home in the lining of your nose and causes irritation, swelling and sneezing. Sneezing when you you're sick can easily transmit germs to those around you, so remember to cover your mouth when you sneeze and wash your hands afterwards.
Let's face the facts. Kissing exchanges saliva, and if you have the cold or flu, you've just passed it on to the one you love. Do them a favor, if you're sick, don't smooch.
Kitchen sink sponges and dishcloths
Bathrooms are commonly associated with germs. However, the kitchen actually harbors more bacteria than any other room in the home [1]. Sponges and dishcloths are notorious for harboring bacteria [2-3]. Why? Because they can sit wet for days with bits of food on them. A sponge or washcloth that's wet with food and kitchen-counter germs makes an ideal breeding-ground for bacteria that can cause food-borne illnesses. Then, when you wipe down the kitchen countertop, those germs – the same ones that cause a cold or flu to run rampant through a household – have just been spread all over the kitchen. Your best bet? Ditch the sponges in favor of dishcloths you can wash every few days.
Restrooms and toilet seats
Public restrooms can be dirty. On top of all the dirt and grime, people with cold- and flu-contaminated hands touch handles, locks and toilet paper rolls. Add to that fecal bacteria and public restrooms are a nasty place. After using the restroom, be sure to wash your hands properly.
Toilet seats are places where fecal bacteria hide. Bathroom floors and countertops also harbor germs. Indeed, it's been shown that bacteria and viruses from droplets produced by flushing a toilet remain airborne long enough to settle on surfaces throughout the bathroom [4-5]. Significant quantities of microbes float around the bathroom for at least two hours after each flush. Here's a tip: close the toilet lid when you flush.
Doorknobs are a prime suspect in the transmission of the cold and flu. Germs have been shown to survive on doorknobs and other inanimate surfaces for more than two hours [6-7]. In order to minimize exposure to germs, latches can be taped open where possible or doors can be kept open to reduce the need to touch doorknobs. You can also pull your sleeve over your hand or use a tissue when touching doorknobs.
Drinking fountains
A 2005 study by NSF International, an independent, not-for-profit organization, found as many as 2.7 million bacterial cells per square inch on drinking water fountain spigots [8]. Spigots that stay wet, particularly on a leaking fountain, can harbor bacteria. This is especially true if someone has coughed, sneezed or spit on it recently. Avoid drinking fountains that don't look clean and run the water for 15 seconds prior to use to help wash away contamination.
Shopping carts
Have you noticed that most grocery stores now offer antiseptic wipes when you grab a grocery cart? There's a reason for that – children put their mouths on shopping cart handles, leaving behind mucus and saliva. That means you can pickup a lot more than a great deal on bananas when you go grocery shopping. Another tip: don't place unwrapped fruits and vegetables in the grocery cart seat. Diaper-aged children sit in them and accidents do happen.
Elevator buttons and escalator handrails
Elevator buttons and escalator handrails are dirty and can be a prime place to catch a cold. Try to avoid touching them if you can. Here's a tip for elevator buttons: use your elbow or knuckle instead of fingertip to press the button. Or take the stairs – the exercise will do you good. Researchers have found that about 30 minutes of exercise three to four times per week may help decrease your risk of several types of cancer.
Office workspaces
The average office workspace is dirtier than many places listed in this article. People talk, sneeze, eat and breath all over their phones, keyboards and desks everyday. Disinfect your workspace, particularly if you share your desk, computer or phone with other employees.
Gas station pump handles and keypads
One word — yucky. In addition to all the grease and grime, gas station pump handles and keypads are touched by many people everyday, making it a breeding ground for bacteria. Here's a great idea: keep a small bottle of alcohol-based hand antiseptic in the car to use after you gas up.
Airplanes, subways and buses
Have you been on an airplane recently? If they make the seats any smaller, you'll be sitting on someone's lap. If a person is sick on a plane, the people in front, behind and to either side of them are at risk for getting sick. About 50% of the air is recirculated and is passed through special air filters to remove dust, vapor, bacteria and mold. Viruses are too small to be trapped by the filter, but viruses are typically attached to droplets, which are filtered. However, there are still ways that infections can be transmitted to passengers. Body-to-body contact is one mode of transmission. Another mode of transmission is from large droplets that are sprayed when a person sneezes, coughs or talks. The virus or bacteria sprayed at you infects your body through your eyes, nose and/or mouth. Still another mode of transmission occurs when larger infected droplets partially evaporate and becomes widely dispersed in the air. It's simple: don't fly when you're sick. If you're on an airplane and someone nearby is sick, ask if you can move to another seat.
Okay, any public transportation is bound to have germs lurking in them. Subway and bus poles and handles are no exception. To protect yourself, wear gloves when touching the poles and/or handles. If you do touch the them without gloves, don't touch your eyes, nose or mouth until you've washed your hands. Another idea is to sit so you don't have to hold anything.
- Rusin et al. Reduction of faecal coliform, coliform and heterotrophic plate count bacteria in the household kitchen and bathroom by disinfection with hypochlorite cleaners. J Appl Microbiol. 1998 Nov;85(5):819-28.
View abstract
- Scott et al. An investigation of microbial contamination in the home. J Hyg (Lond). 1982 Oct;89(2):279-93.
View abstract
- Scott and Bloomfield. The survival and transfer of microbial contamination via cloths, hands and utensils. J Appl Bacteriol. 1990 Mar;68(3):271-8.
View abstract
- Gerba et al. Microbiological hazards of household toilets: droplet production and the fate of residual organisms. Appl Microbiol. 1975 Aug;30(2):229-37.
View abstract
- Barker and Jones. The potential spread of infection caused by aerosol contamination of surfaces after flushing a domestic toilet. J Appl Microbiol. 2005;99(2):339-47.
View abstract
- Bardell D. Survival of herpes simplex virus type 1 on some frequently touched objects in the home and public buildings. Microbios. 1990;63(256-257):145-50.
View abstract
- Ansari et al. Rotavirus survival on human hands and transfer of infectious virus to animate and nonporous inanimate surfaces. J Clin Microbiol. 1988 Aug;26(8):1513-8.
View abstract
- Millions of Germs and Bacteria Await Kids at School. NSF International. Sept 2005.