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DFA advisor Eric Nelson says investors can beat the performance of index funds and in so doing get the tremendous value an advisor offers essentially for free.
The Servo Wealth Management principal is wont to sift through data to find how to eke out extra basis points of return.
In a recent post, Nelson follows this familiar format by comparing the performance of three investment approaches over the past 10 years: conventional active management versus index investing versus what he calls "structured investing."
Looking at seven different asset classes (six stock portfolios and one bond category), Nelson finds that active management performed the worst, trailing the index in five out of seven cases.
But the performance results are actually worse than they appear, he says, because of what is known as "survivorship bias": As many as 40% of these funds have performed so poorly that even in the space of 10 years they have been shut down, their unflattering data unfactored from the category's average.
Index funds, by simply mimicking an appropriate benchmark and keeping costs low, beat active funds, but fall short of the performance of "structured funds" in all seven categories — by 1% or more in many instances.
Structured funds, like those offered through Dimensional Fund Advisors, are managed to capture higher risk and higher return characteristics that are found in areas such as small-cap and value investing. Nelson says they are taking index investing to the next level by accenting higher returns and extending the benefit of lower costs by avoiding portfolio turnover.
The difference among these alternatives can be seen especially vividly in the case of U.S. large value stocks, where active funds delivered average returns of 7.1%, index funds 8% and structured funds 9%; in the emerging markets category, the spread was 11.2%, 12.6% and 13.5% for active, index and structured funds respectively.
Discussion board critics have assailed Nelson's approach, arguing that DFA funds are inaccessible to individual investors without an advisor, whose added fees would erode the funds' purported advantage.
But Nelson turns that argument on its head by arguing that advisory fees are not paid for fund access but rather for essential wealth management services, and that those services are essentially delivered "for free" as a result of structured funds' superior historical performance.
"What I tell prospective clients…is: Hiring me most likely will not cost you anything above the results you'll earn investing on your own," Nelson tells ThinkAdvisor.
The reason for these "free" advisory services, though, has less to do with investment performance and more to do with the discipline a good advisor can impose on naughty investor behavior.
Nelson asks: "If the average investor is costing themselves 2%+ per year [according to three estimates from the St. Louis Fed, Morningstar and John Bogle that Nelson discusses in his current blog post] due to poor decisions, is paying me 0.5% to 0.75% to avoid those bad decisions a net cost? Or are you 1.25% to 1.5% per year ahead assuming you are the average investor?"
While expressing confidence that structured funds will maintain their investment advantage into the future, Nelson echoes standard investment industry diction in adding that "it's certainly not something I can guarantee."
But sounding like a seasoned financial advisor, he says there is something that is a pretty sure bet:
"If you are an emotional investor, on the other hand, and prone to chase performance and buy high/sell low, we can almost guarantee you'll never change. A leopard can't change its spots, as they say."
But apart from the crucial help in maintain investor discipline, Nelson says his wealth management services also include help with minimizing taxes, setting long-range investment and estate plan goals as well as risk management through insurance.
What is ultimately at issue for every advisor is their value proposition.
"If you don't have one or can't articulate it, you're in trouble and will lose clients and prospects to the DIY movement, lower-cost advisors or robos," the Servo principal warns.
"Mine's pretty simple," he adds, going through the arithmetic.
"1) Taking someone from active management to indexing equals +1% per year.
"2) Ensuring they stay disciplined and avoid the behavior gap equals +2% per year.
"3) Adopting a long-term, growth-oriented allocation with an emphasis on equities compared to the bond-heavy, short-term volatility focused traditional plans (like "age in bonds") we commonly see equals +1.5% per year.
"4) 'Taking indexing to the next level' with an asset class approach and structured, institutional-class mutual funds equals +1% per year.
"5) Continually addressing evolving wealth concerns like taxes, estate, risk (life, health care, etc.) and providing continuity in the event of primary client's death/impairment [is] different for everyone.
"So I say: pay me 0.75% per year, or cost yourself upwards of 5% per year," he concludes. "Your choice."

subset: commoncrawl


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An ISO image is an exact copy of the data on an optical disc, such as a CD, DVD, or Blu-ray Disc. Using the right software, you can create ISO images from optical discs and use them in place of the physical discs. "ISO" refers to the International Organization for Standardization, a group that sets common commercial standards. The term is also a reference to the .iso file extension for disc-image files.
Creating an ISO image is an effective way to back up data on an optical disc. To access the data in an ISO image, you can either burn it to a disc or use software to read the contents of the image file as if it were a disc. If you use a disc frequently and you don't want to have to load and unload it all the time, making and using an ISO image is a convenient alternative. ISO images are also useful for distributing the contents of an optical disc digitally.
You can find many programs that are capable of creating and loading ISO images, including a handful of no-cost options. One free program worth trying is Daemon Tools Lite. Like just about all free ISO-image programs, Daemon Tools Lite requires you to opt out of installing additional software during its installation procedure; pay close attention, and you can easily avoid the extra software.How to Create an ISO Image
You can use Daemon Tools Lite to create an ISO image.
1. After downloading and installing Daemon Tools Lite, launch the program.
2. Click the Disc Imaging icon in the main window.
3. Choose the drive where your optical disc is loaded from the Device drop-down.
You'll need to specify which optical disc you want to make an image of here.4. Under 'Destination image file', choose a path and name for the disc image. Be sure to enter .iso as the file extension.
5. Click Start. The tool will create your ISO image.How to Mount an ISO Image
When you insert a disc into a PC's optical drive, Windows automatically mounts the disc on the drive. When you want to use an ISO image, you must create a virtual drive and mount the ISO image on it. During its installation, Daemon Tools Lite creates a virtual drive for you.
1. Launch Daemon Tools Lite.
Use this menu to mount an ISO disc image.2. In the main window, right-click a virtual drive in the bottom panel. Select Mount from the context menu.
3. Choose the ISO image you wish to mount.
4. The selected ISO image will appear in Windows as a virtual disc loaded in a virtual drive. You can interact with the ISO image as you would with an optical disc loaded in a drive.
If you have commercial disc-authoring software (from a company such as Nero or Roxio), you might already have the ability to create and use ISO images. Consult the documentation that comes with your application for detailed information. Typically you need to choose an operation labeled 'Copy disc' or 'Create image' to make a disc image. Be aware that some programs will create disc images only in formats other than ISO; these alternative formats (such as IMG or NRG) are similar to ISO files.
This Tech Tip is brought to you by the Business and Technology Section ... IT solutions for today's CPAs. For more information and to view an archive of previous Tech Tips, please visit us here.
Do you have specific topics you would like to see covered in Tech Tips? Email any suggestions to firstname.lastname@example.com.


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Joyce-Elena Ní Ghiobúin graduated from Trinity College, University of Dublin, with an MPhil in Reconciliation Studies in 2012. Since then she has been researching denominational aspects of British-Irish nursing history in the late 19th and 20th centuries and may be contacted at firstname.lastname@example.com.
Writing to a friend in 1960, Dr Cicely Saunders commented on the increased crisscross of letters, "We're going to need an archivist someday to make sense of this!" [1]
That anticipation crossed my mind when first confronted with a selection of files at the King's College London Archives. I was amazed by Dr Saunders' eye for detail and her foresight in creating records of so many encounters – she must have had future generations in mind!
The documents I consulted were filed thematically, thereby often dating back to a specific period in her life. Yet two core interests spanned the years from her first involvement in hospice care in the late 1940s up until her death in 2005: her restless initiative in expanding her own medical awareness, and a preoccupation with the spiritual aspect in care provision.
These are encapsulated in the words of a patient who served as the founding narrative of the hospice: "I only want what is in your mind and in your heart". [2] Saunders invested herself in caring for patients in the 1940s, saying "we had so often nothing to offer but ourselves". [3] Because of this, her mentor Dr Barrett urged her to read medicine if she wanted to change end-of-life care because, in his words, "It's the doctors who desert the dying". [4]
The material at King's College London Archives provides a trail of primary documents beginning from the point at which Cicely Saunders decided to follow that advice. Among the papers placed in my hands as a researcher were the drafts of her M.D. thesis examining pain control among terminal cancer patients, which was a novel direction for research in the mid-1950's as most doctors focused on curative care problems. The material includes her handwritten calculations and brainstorming exercises, interspersed with letters from her supervisor on how she might rearrange her thesis chapters to best effect. Two of Saunders' letters are addressed to a professor of veterinary science who had developed tranquilizers for rhinoceros in Uganda using a mixture of morphine derivatives: she wrote to him in 1964 for further insight into analgesics and their tested effects. Still more files contain cuttings from medical journals on the most up-to-date pain control debates [Fig. 1]. Such early investigative thrusts – St Christopher's would not open until 1967 – attest to Saunders' resolve to base future hospice work on the best medical and ethical practice. She later affirmed that St Christopher's was neither the first nor "the model" hospice, but an example of how up-to-date research might be conducted alongside intuitive patient attention in the same care-giving space.
The collection also offers a chance to read through the layers of her accumulative insight into "total pain", as she had called it by 1964, an understanding gained through hours of listening closely to hundreds of patients she interviewed while working at St Joseph's Hospice. Through them she came to comprehend fully the patient's place in a larger community and the need for a social and emotional aspect of care, such as in extending bereavement support to patients' families. This not only symbolically tied the mind with the heart, but drew further on her available knowledge of "creative sensitivity" to the needs of everyone in the hospice community. Among Saunders' papers are her collected poems, quotations and articles which substantiate this intuitive, artistic direction [Fig. 2, above]. They include lines written by patients in Britain and the U.S., some quotations translated "from the Chinese" and a few English poems from the 8th century A.D., including one dated c 780 called No Man is in the Fields. This latter poem found its way into her 1983 anthology for the bereaved and suffering, Beyond all Pain.
What is especially interesting in Saunders' 1960s poetry collections is her preference for Christian poetry – including, for example, an amusing song from 5-year-old "Lucy" beginning with the line, "When the Baby was borned, Joseph said to Mary …" Her 1983 publication replaces most of these poems with choices that are more wide-ranging both denominationally and geographically, in itself reflective of Saunders' personal journey in later years to reach beyond her "home" in the Anglican Evangelical tradition. Nevertheless, the thematic framework of Beyond all Pain's chapters (e.g. 'Suffering', 'Dying' and lastly 'Resurrection') preserves a Judeo-Christian framework of meaning. For Saunders, "spirituality" was "much wider than religious practice. It is the search for meaning, the look at one's own most important values, the feeling of looking beyond yourself and of somehow belonging to something more than you are". [5] All researchers looking back on Saunders' collections, regardless of their individual evaluation of the importance of the spiritual, face the fact that nearly a third of her publications, if not more, were concerned with the dynamics of "spirituality" in end-of-life care.
2017 marks the fiftieth anniversary of the establishment of St Christopher's Hospice. This commemorative year, together with the research it promotes, is itself a season of transition, appreciation and learning, like that of Saunders' in the years leading up to the establishment of St Christopher's in 1967. As she herself remarked on Desert Island Discs in 1994, the modern hospice is not about "bricks and mortar" but rather about the attitudes, skills and ideas that are "spreading widely" because of St Christopher's Hospice, enabling many patients to count their last days as their fullest. Her dedication in promoting pain control and personal concern helped to forge a comprehensive approach to medical care, a lifetime's actualisation that is thankfully well-documented and well-looked-after. For the researcher of Hospice History as much as for the patient in its care, it might well be said, to quote a favourite anthology of Saunders', "All in the end is harvest".[6]
[1] David Clark, "Making Sense of Cicely Saunders". International Symposium on Cicely Saunders, Hospital San Juan de Dios, Pamplona, October 17th 2015.
[2] David Tasma, quoted in Shirley du Boulay, Cicely Saunders: The Founder of the Modern Hospice Movement (London: Hodder and Stoughton, 1987), 56.
[3] Saunders, Watch with Me (Sheffield: Mortal Press, 2003), 41.
[4] Norman Barrett, quoted in du Boulay, Cicely Saunders, 63.
[5] Saunders in conversation. "Elements and Models of Palliative Care: A Conversation with Dr Cicely Saunders'', Youtube. [Accessed 15 May 2017].
[6] This line is from Edith Sitwell's poem Eurydice and was adopted as the title of an anthology by the same name edited by Agnes Whitaker. All in the End is Harvest: An Anthology for those who Grieve (London: Darton, Longman & Todd, 1984) was a valued volume in Dr Saunders' personal collection.


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Apple just can't catch a break among US regulators these days. Just as the ITC announced it would investigate HTC's patent violation claims against Apple's mobile devices, The Federal Trade Commission is reportedly beginning a formal investigation into Apple's decision to block out certain software from its iOS (previously known as iPhone OS) and whether it qualifies as an antitrust violation.
The investigation has not gone public, but insiders speaking to Bloomberg as well as the Wall Street Journal said that the FTC was gearing up to proceed with the probe after having settled its cage match with the US Department of Justice over who would investigate. (Rumors had popped up last month that the two agencies were deciding which should look into Apple's decision to block most third-party compilers from creating iPhone and iPad apps.)
Both the FTC and Apple declined to comment on the latest report, but it's an open secret that Adobe is likely one of the parties behind the complaint to federal regulators. Another party may be Google, which recently voiced its opinion on Apple's decision to only allow independent ad platforms on iOS that were not affiliated with a competing platform. That situation also caught the attention of both the FTC and DoJ, both of whom are reportedly considering launching an inquiry on that matter.
It's no surprise that Apple's contentious and possibly anti-competitive practices are coming to a head now as the battle for mobile supremacy is still anyone's game to win.


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Editor's note: Epson has two versions of this projector on the market: the 5020UB and the 5020UBe. The differences between the two are the inclusion of a WirelessHD module on the 5020UBe and a $300 premium.
First impressions count, and in the case of the Epson 5020 they're dead-on. This projector's design initially struck me with its kidney-grille facial resemblance to a certain luxury car, and it performs like one.
The image quality of the 5020 is characterized by excellent color, prodigious light output, and very good black levels. You can pay thousands more than the $2,500 or so the 5020 will set you back, but you will be able to get only incremental improvements in the most important area: black levels.
When compared to the cheaper Epson 3020 and BenQ W1070, the 5020 represents a big jump in picture quality. But from the 5020 to the next tier, occupied by the likes of the significantly more expensive Sony VPL-HW50ES and JVC DLA-X35S, there isn't as large a leap. It's also better than any of them in a room with some ambient light, making it the most versatile projector we've tested. Bang for buck, the Epson represents the best balance we've reviewed yet between price and image quality.
Epson ups the value proposition further by including a number of useful extras, namely two pairs of 3D glasses and in the case of the 5020UBe a wireless HDMI hub. But while WirelessHD is fun, it's not a significant upgrade. Spend the $300 saved on something nice instead.
If you're looking for a versatile projector at a great price and don't demand the ultimate in dark-room picture quality, the Epson 5020UB is our go-to recommendation. Unless you want wireless connectivity, we don't recommend the 5020UBe as highly.
Epson PowerLite Home Cinema 5020UB (pictures)See all photos
If the Epson 3020 had a touch of the Eve from "Wall-E" about it, then imagine Eve crossed with Darth Vader. That's the 5020. One of our readers commented that the 3020 looked like a BMW with its "kidney grilles", and the 5020 makes the comparisons more obvious, with its black fins evoking the front grill of something like a BMW M3. The 5020 has a better design in other areas, too. The 3020 leaks a lot of light out to the side while the 5020 leaks almost none -- great if it's sitting next to you as it's less distracting, not to mention the better fidelity in a dark room.
Aside from the fins, the next most prominent feature is the Fujinon lens, which is impressively large and equipped with a motorized lens cover (a rarity at this price). The projector is roughly the same size as the 3020, at 18.4 inches wide, 15.6 inches deep, and 6.2 high.
The remote that ships with the Epson is identical on both units. It's large, fully backlit, and festooned with buttons -- though you'll probably only use the inputs section at the top and the Menu button most of the time.
|Key TV features
|Projection technology
|Native resolution
|1,920x1,080 (1080p)
|Lumens rating
|Iris control
|3D technology
|3D glasses included
|Two pairs
|Lens shift
|Horizontal and vertical
|Zoom and focus
|Lamp lifespan
|Up to 5,000 hours
|Replacement lamp cost
|Other: Additional 3D glasses (model ELPGS03, $99 list)
Among the three different projection technologies -- DLP, LCD, and LCoS -- Epson is firmly in the LCD camp. The 5020 features a 3LCD system, which as the name suggests uses separate RGB panels to generate an image. It comes with an improved iris that's significantly less noisy than the one on the 3020.
The Epson 5020 includes two pairs of RF active shutter glasses in the box. And if you need to get additional glasses, you'll be happy to hear that the projector (unlike most others) adheres to the Full HD 3D standard, making it compatible not only with Epson's own glasses ($99, above), but also with glasses from other makers that comply with the standard. We tested it with the three we had in-house and all worked fine, including the $19 Samsung SSG-4100GBs, the excellent $60 Panasonic TY-ER3D4MUs, and the universal XpanD X104s ($70 with RF dongle. Epson's RF (radio frequency) is also a better technology for 3D because IR (infrared) requires line-of-sight that can be broken and has a shorter range. Check out our 3D glasses shootout for more information.
The projector offers a couple of step-ups from the 3020, beginning with a much higher contrast ratio. Epson calls its system UltraBlack, and which is denoted by the "UB" in the product name. You also get a Frame Interpolation mode (aka Soap Opera Effect) and a slightly higher lumens specification. Despite the small difference in the two projectors lumens specs (2,300 vs. 2,400), we found the 5020 significantly brighter in our testing.
Meanwhile, the Epson 5020 is missing the onboard speakers of the lesser model. You could read that as an indication that the more expensive projector is for "serious home theater," rather than a "movie machine you wheel out on weekends."
Setup: The Epson comes with a number of setup options that rival the more expensive Sony, if not the JVC. While only the front feet are adjustable, the 5020 has a vertical and horizontal lens shift which makes it as simple as the Sony is to set up. You naturally also get zoom and focus rings built in. Unlike the JVC, it's all manual as opposed to power-controlled. The product has a slightly higher throw ratio than the step-down 3020 model, from between 1.34 and 2.87 times while also being able to display a maximum 300-inch screen size. With the 5020's spectacular light output, it should have no trouble filling very large screens with a punchy image.
Picture settings: Another feature that the Epson 5020 has, which the 3020 lacks, is THX certification. That set-it-and-forget-it picture mode, which we found exceedingly accurate out of the box, joins modes Natural, Cinema, and Dynamic. When activating 3D content the projector offers three more options: 3D Dynamic, 3D Cinema, and 3D THX. For advanced setups, the projector offers an extensive number of controls, including tweakable Gamma settings and a Color Management System.
Need more flexibility? The 5020 has 10 memory presets in case you accidentally reset your settings, or want to experiment with a "bright room" mode, for example.


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Alex Grey
Joey Mars
Stanley Mouse
Richard Biffle
Jeff Wood
Chuck Sperry
Mark McCloud
Randal Roberts
Tina Carpenter
Mike DuBois
All L. E. Blotter »
Bicycle Day
Tim Leary
Albert Hofmann
A.T. Furthur Blotter Art design produced by Jeff Wood for the Daze Between Merry Prankster Acid Test party featuring live painting by Alex Grey.
Psychedelic Homer Blotter Art
Fawkes Blotter Art
Jerry Moon Blotter Art
Enlightenment Blotter Art
Gonzo Tribute Blotter Art
"Just an amazing piece to have. Had to have a second one to use as a gift. What a perfect gift! "
- Corey
"This piece reminds me of a wild time in my life. I loved that i found it here, thank you! "
- Footer 2
"This blotter is a total classic. Signed too! "
- Footer 3


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Sophisticult is back to tackle HBO's "True Detective."
Anchor Bay has decided to thrust their revenge flick "Girls Against Boys" NYC and LA theaters on February 1st, 2013. The film stars Danielle Panabaker as a girl who finds herself being tormented by a number of different men before she finally snaps and goes on a killing spree. There's a time of the month joke here, right? I'll let you make your own.
I'm pretty sure at some point I mentioned the new flick "The Amityville Horror: The Lost Tapes" but in all honestly I huffed A TON of different things when I was in High School so some of the old brain beans are pretty fried at this point. Anyway the film, about a reporter who puts together a team to investigate the happenings in the famous house, has finally be slapped with a January 3rd, 2014 release date. I look forward to catching up with you again on this topic in 6 to 7 months.
"Texas Chainsaw 3D" doesn't hit theaters for a couple weeks but star Alexandra Daddario is already excited to get a sequel going. Not that one has been confirmed or anything. Apparently she just wanted to make sure everyone knew she doesn't die in this one. So um, spoiler alert or something.
Damon Lindelof has dropped word that he will not be returning to pen the script for "Prometheus 2". Apparently he's just too swamped right now with his other projects to dedicate what he expects to be 2 years worth of production to the sequel. Oh and he wasn't asked yet either. But ya know, he's got hand.


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I am interested in both theoretical development and experimental implementations of quantum information protocols. On the theoretical side, my current research focuses on protocols that require only a small quantum processor, and thus may be implementable with current or near future technology, while in the past I have worked on strategies for discriminating optimally between quantum states - an important primitive in quantum information and communications. On the experimental side, I have collaborated with experimental groups, most recently with Kevin Resch's group at IQC, on optical demonstrations of quantum state discrimination strategies.
Together with collaborators Robin Blume-Kohout and Daniel Gottesman, my recent work has been to develop a streaming implementation of entanglement concentration - that is, one which reads in non-maximally entangled quantum systems one at a time, performs some processing, and outputs maximally entangled states as they are produced. This work also explores how a quantum processor learns about the quantum information input, and can use this information to improve performance in processing subsequent qubits. Unlike in the classical case, a quantum processor must do this coherently, and so stores "quantum knowledge" of the quantum state. My current research extends these ideas to state discrimination and quantum data compression.
In a previous life I was (briefly) a radio astronomer, studying quasars, among the brightest objects in the sky at all frequencies at which they have been observed. Some of my recent papers are in this field.


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Inside SAC Capital: Big Bets, Built Fast
A WSJ analysis illustrates the aggressive trading style that led SAC Capital to become a successful—and controversial — hedge fund. WSJ Page One Editor John Carreyrou joins The News Hub for a look at the numbers. Photo: AP Images.
This transcript has been automatically generated and may not be 100% accurate.
... the the ... at A C Capital agreed to pay six hundred and fourteen million dollars last week in what federal regulators are calling the largest insider trading Simon Amor ... Wall Street Journal took a look inside the aggressive trading style that lead had time to become so successful and controversial ... joining me now for a hard look at the numbers is the beest page one editor John Kerry or something to be here ... thank you ... so maybe ... this huge settlement as were saying ... that with the largest whatever but denied any wrongdoing tell us how that came about and what if just quickly what that really means for those hedge funds that ... will that the settlement the was announced two weeks ago direction to move them um and the settlements were with the SEC's ... of the SCC has filed a civil suits against essay see ... an ICC decided that prompted was better off ... paying money for those cases to go away rather than engaging in protracted litigation ... aam ... parallel to those civil complaints there are criminal investigations that are still ongoing ... and one of those with far bigger those two settlements involve the case of its gonna be going to trial ... on the criminal side another four fold the excess AC portfolio manager has been indicted ... and has denied wrong wrongdoing and he'll be going to trial ... the Wall Street Journal ICG from analysis of the trading style S A C Capital is known for tell us about how the houses can about what that that's right um this is a firm that up for twenty years notes existed since nineteen ninety two ... has has put up incredible numbers ... returns of almost thirty percent year ... over twenty years is almost unheard of it's it's one the best records in the industry ... um ... then of course of their under scrutiny ... from prosecutors in from the SCC ... and not all that all that together made us want to take a closer look um and try to figure out how they do business ... aam and ... and so we ... didn't actually the reporting they went into this was was quite tricky we had two of build up our own database of of regulatory quarterly regulatory filings these these files are called ... thirteen apps that hedge funds and other ... investors filing recorder ... and um we have to amass them in and put them in our own proprietary database and then ... play with that pitted nice to see if we could ... get a an intelligent glimpse at how this from does business in the ... that in the main takeaway is that they build up stakes in stocks abruptly and massively ... before ... the market moving events often ... and aam and sometimes they do very well I think they stop jumps for example in one of the examples you talk about this all from its present ... that's right we look that seven trades in particular ... up to the seven involve the same stock Whole Foods and not ... they played the earnings of the company twice once in two thousand and nine ... and once in two thousand ten to position themselves with massive US states in this company tens ... of millions of dollars and ... each time they were right ... the company came out with earnings that were better than the market expected the stock popped ... and they presumably made a lot of money if they still hold the position they reported ... a month prior ... and they're not alone now and in employing this strategy though in a haphazard failures to act it had ... absolute iPad failures of the failure numbers of that we found were skewed heavily by of two thousand a crash ... um ... in fact what hedge funds but ... we look that had its huge number of bad bets that year ... as we all know that was a catastrophic here for for stocks ... um it's true also that Assisi isn't the only one of the quickly builds up ... stakes in stocks before market moving events ... without other hedge funds of the hedge funds that do the same thing like Citadel ... Ken Griffin's firm Chicago and the millennium ... another big New York hedge funds or they just ... started the rest of Allstate are they getting information in what is your take away from that that is there any way to know ... some of these trades look incredibly smart of the ... you know the Guardian trade between highlighted in our story today ... of them are traded in the ... summer of two thousandeight was just an incredible trade ... they'd suddenly built up a hundred and thirty seven million dollar position ... two weeks later the stock tops ... twenty two percent ... because the company's getting tickled getting taken over that's just incredible timing ... while it's great that interesting story I live in houses going into people's investment account this morning thanks ... for putting it as a PC and enforcing that ... more of that on the beest dot com


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Japan-Latin America Forum 2010
In light of the ever-growing importance of the relationship between Japan and Latin America, coupled with an increased international understanding of the necessity of multilateral interaction to address the challenges of environmental sustainability, the Andean Development Corporation (CAF) and the United Nations Institute for Training and Research (UNITAR) Hiroshima Office sought to provide a venue to exchange knowledge and best practices among public officials and key decision makers from both
The delegates, representatives from Ministries and from the industrial sectors of both Latin America and Japan, examined, inter alia, Clean Energy and Clean Production, as well as Carbon Markets. This Forum benefitted from collaboration with the Ministry of Foreign Affairs (MOFA) of Japan, the Ministry of the Environment of Japan (MoEJ), the Ministry of Economy, trade and Industry (METI) of Japan, the Japan Bank for International Cooperation (JBIC) and the Group of Latin America and Caribbean (GRULAC) Ambassadors in Tokyo.
Learning Objectives
- To fill the gap in the interaction between Latin America and Japan in this field.
- To create a network between Latin American officials and their Japanese counterparts.
- To encourage a flow of knowledge and skills to build capacity in Latin America.
- To promote the exchange of knowledge and technology on issues related to Climate Change and industrial sector environmental sustainability practices.
The Forum consisted of a two-day international gathering held in Tokyo, Japan, between November 18 and 20, 2010. This multilateral exchange comprised interactive lectures and discussion panels and was augmented by an additional day-long Study Visit, for the Ministers and Vice-Ministers attending from Latin America, to Sanyo Corporation's Solar Ark to discuss state-of-the-art renewable energy technology. This Forum was organised with financial support from the UNITAR Hiroshima Office and the Andean Development Corporation.
Project Completion Reports
Japan-Latin America Forum 2010 – Project Completion Report


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La Tonkinoise à Paris
My little world is a happy recycling, a small jumble of flea market where you find the jewels fell into disuse. Each jewel that I put in point is a unique piece with a carefully considered composition. Remixing pins, buckles, buttons, watches, often of no concern to people… Each model is assembled by hand in my workshop from the 11th arrondissement in Paris


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Color challenge - create a LO using only green, orange & purple (optionally add black & white).
Selecting the picture was the hardest part of the challenge because of the less common color combination (as a group of colors).
After I chose the picture I knew I'm going to add the tree and flower as decorative elements.
The inspiration came from a LO I saw in June 2008 issue of Scrapbook Trends.
I used:
Sonburn solid papers, DCWV patterened paper, Fiskars border punch - Threading Water, Prima flowers, the tree and the title were cut with my QuicKutz silhouette (font: rochi fun)


text: Karimar Kennels is owned by Karie and Mark Byers in Fowlerville, Michigan. We have been breeding Labrador Retrievers since 1992 and Gordon Setters since 1996, our Beagles came along in January of 2005. Karie has been in the "pure bred dog world" since birth; Mark came into it by marriage. While we are extremely active in the conformation ring, we also take much pride in the offspring bearing the Karimar name residing on couches being "just pets". We strive to produce genetically clean, family oriented, quality dogs that look like show dogs but maintain their original purpose. Dual purpose is more than a catchy slogan here at Karimar.


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Product Details
Ethically sourced
Conflict free
Solid Gold
Everyday wear
Additional Information
From our custom setting, sleek modern design, and sharp focus on balance & proportion, we obsessed ALL the details when creating Diamonds. While our offerings may be teeny in size, these delicate pieces punch way above their weight.
Why? We cut the BS and give it to you straight. By focusing on quality that matters (what you can see & feel), we don't distract you with irrelevant choices and upsell you on complicated gradings. It's the dream - expensive taste without the expensive price tag.
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Mukesh Pathak
Representative of Mozilla, Localization, Community Building, WebVR, SuMo
mozilla contributors
I'm Mukesh Pathak From Bhopal. I am also a web developer& Internet security expert. I am an active Contributor to Mozilla. The best source to find or contact me is on Facebook;), sharing my knowledge and experience on web design & development. Speaking interests: I talk about Connected Devices as a philosophy, about how to get involved with Mozilla's projects and the importance of localization.
Hour of Code Bhopal Attended events like
Web of things Mozilla
Hindi Divas Celebration In BSSS
MozCoffee Indore Connected Devices Meetup Attended events like
IIT Indore Connected Devices Mozilla Attended events like
MozActivate Event Conducted in Bsss.
Tagscoding, l10n:localization, hindi localization, addon development, webmaker mentor, makerparty, webmakerparty, web development, mozilla bhopal, army of awesome
Competenze.css3 html5 javascript, app developer, coding and proggramming, linux, php, research and development, web design + development
LingueInglese, Hindi
Account esterni
- Facebook: mozmicky
- LinkedIn: mukeshpathak345
- Mozilla Wiki: Mukeshpathak345
- Phone (Mobile): +918359921640
- SlideShare: Mukesh Pathak
- Mozilla Support: MukeshPathak
- Telegram: @Mozmicky
- Twitter: MikeMozmicky
Approvato da
Md Shahbaz Alam
Mukesh is an active mozillian and mainly contribute to Localization , Sumo and WebVR. He actively participates in events and helps in community building. His contribution can be found here : https://mikebhopal.wordpress.com
Rishabh Chandrayan
Mukesh is a great Mozillian contributing in various areas like SUMO, L10n, WebVr etc. He is not only a great contributor but also a good leader inspiring students in his university. We've collaborated in events like Hour of Code and WebVR under Activate Mozilla Campaign. As he has been a great Mozillian, he deserves this vouch. Here are some of his contributions : https://mikebhopal.wordpress.com/
Raj Nilayam
Mukesh is an active mozillian and has been very enthusiastic about getting more contributors into Mozilla. He took the initiative of starting a club and also conducted many activities and events(including webVR) under it.He is also active in localization and well deserves this vouch for the contributions he has done.His contribution can be found here : https://mikebhopal.wordpress.com/


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I beat you so now I'm waiting for you to play!jaybird wrote:A "non-odd ball" meanders back to the forum.
Festus reminds me of fetus..a poor boy would get teased now-a-days.
Becky, I like your poem.
Uh-hem, Shann, your move in Scrabble - it has sat there for 48 days,
Anyone doing halloween? gag! I'm hiding
Oh BTW I already identified you as an oddball so you can't be a non-oddball!
For Halloween I'm taking my mask off and being really serious that day
Laura you have been coming on pretty regularly and I really am delighted. It's one more person to tease. Oh and I was so busy yesterday I forgot to do my happy dance and congratulate you for your third place ribbon in level 2!


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Similar to this question already posed: Decent headphones with a Mic for Android and iPhone, I'm looking for a pair of decent sweat resistant headphones that are good for working out.
Originally I used the default headphones that came with my iPhone, but as they got wet with sweat, one or the other earbud would stop functioning temporarily... eventually after many workouts, the 'phones just died (I'm assuming it's the sweat, since I have another set of the same headphones from a similar period that work fine)
I'm currently using these but the problem is they are exhibiting the same problem as my original earbuds and I'm questioning whether they'll eventually die.
So I'm looking for:
- A stereo headset with microphone so I can answer calls and do voice commands
- Ones that are made to be sweat resistant and durable
- (Preferably) bluetooth so I can put my phone in my pannier or on the treadmill shelf.
Anyone with suggestions?


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Alfredsson expected to decide his future before this weekend's draft
OTTAWA - Bryan Murray could make his biggest move before the NHL draft even begins.
The Senators general manager says he expects to know Daniel Alfredsson's status for next season before the first selection is made Sunday.
The 40-year-old Sens captain has returned to Sweden with his family, but met with Murray prior to leaving and said he would likely give him an answer by draft day.
An unrestricted free agent, Alfredsson has been contemplating retirement or returning for another season.
"I have a feeling he wants to play," said Murray. "That was certainly something he wanted to look at again further and whether that will be the final answer or not I don't know at this point."
If he and Alfredsson do agree on a new deal, Murray can't officially re-sign him until the free agency window opens July 5. Murray says he expects it would only be a one-year contract.
"He felt good when he talked to me," said Murray. "He said he felt healthy. He hadn't worked out much, but wanted to do that starting this week and I think that's all he was waiting for was to feel good about another summer of working hard and getting ready for a hockey season."
Murray said having Alfredsson "is better than most free agents we could get."
The Senators have the 17th overall selection and while they believe they can get a solid player, Murray has been trying to move up.
Murray has had discussions with a number of general managers, but said nothing has materialized as of yet.
It's anticipated the asking price to move up could be fairly steep.
"I think it would be difficult to move up from the indications I've gotten," said Murray. "I haven't even gotten a price to move up, but as I've been told by a couple managers it's hard to move back to 17 from where (they) are."
Murray has said he wouldn't shy away from moving some of the team's younger prospects if it meant he could improve the team, but it's unlikely he would give up too much to just move up a few spots. If anything, Murray is looking to trade for a twenty-something player that can come in and make an immediate impact for the club.
The Senators have seven selections this year, but just one in the first round and one in the third.
Ottawa's second-round pick will go to the St. Louis Blues as the result of last year's trade that sent Ben Bishop to the Senators in exchange for this pick.
While the Senators say they just want to pick the best player available, it appears they have a preference.
"If you go back and look at past drafts it's tough to get an impact defenceman at that point so I'll let you guys figure that out," said assistant general manager Tim Murray. "I would say the percentages say it would be a forward, but maybe a D drops."
The Senators have set their sights on a handful of players and in an effort to get to know them better, four were brought in a couple of weeks ago for more extensive interviews.
"Most of the time at 17 the player won't play for you right away, but I think you're looking at someone in the short term that can still do something," said director of player personnel Pierre Dorion.
The Senators are preparing for every possible scenario. They have studied players right from the top of the list all the way through to the 150th in the event a deal gets made.
Dorion joked that the most intense discussions can often be about players ranked 78th or 79th.
"That could be our third-round pick or our fourth-round pick and we have to be prepared for that scenario," he said.
Dorion is also quick to add that everyone on the scouting staff has a voice and there have already been healthy discussions regarding the team's first-round pick.
This will be Murray's seventh draft with the Senators and if history is any indication, it's likely the Senators' selections will be players from North America or Sweden.
Murray has also shown an affinity for drafting local talent.
"Right from the start Bryan and Tim have said if there's a good player and he's from the area then we should definitely consider him," said Dorion. "Choosing a local player is beneficial to both parties."


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Warner Home Video to Exclusively Distribute Sesame Street
Warner Home Video (WHV) has been appointed the exclusive distributor of multiple Sesame Street titles as part of a multi-year, home entertainment distribution deal with Sesame Workshop. The agreement will begin on January 1 and includes the television show's library, new content, EST, and Transactional VOD for distribution in the United States and Canada. Sesame Street will celebrate its 40th anniversary this...Read More


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Hvis nogle af jer er i tvivl, så er jeg fra Danmark,...
| The Styles Brothers | One Direction176253609552
- by laurabjerregaard
- Rating:
- Published: 28 May 2013
- Updated: 21 Jun 2014
- Status: In Progress
Elizabeth is a 17 year old girl who has hard times at schools. She been moving around for the past 3 years. 7 different schools. No friends, beside her now best friend Anastacia. When she finally comes to a school she like a boy appears, or actually, two of him, or maybe even three...
Join MovellasFind out what all the buzz is about. Join now to start sharing your creativity and passion
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Online Help
The east-tec SafeBit Online Help contains detailed information about all the features available in the product. Click here to read the Online Help
Knowledge Base
Search among various articles and find answers to the most frequently asked questions we receive every day. Using the powerful search based tool, you can find the answer to your question in just a few seconds. Click here to read our Knowledge Base
Do you have a suggestion and want to share it with us? Or do you have something you want to tell us regarding our product? Click here use our Feedback Form
Contact Support
Can't find the answer you are looking? No worries! Just go to our Support Form and you can submit a question directly to our customer support staff. Your question is guaranteed to be answered within 24 hours (during weekdays), and sometimes even sooner.


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The UFC's first trip to Brazil since 1998 is beginning to take shape.
UFC brass on Sunday announced three contests for the UFC 134 card, including a pair of previously reported bouts in Forrest Griffin vs. Mauricio "Shogun" Rua and Spencer Fisher vs. Thiago Tavares.
Additionally, a new light heavyweight matchup was revealed, as Luiz Cane meets Stanislav Nedkov.
UFC 134, originally announced as "UFC: Rio," takes place Aug. 27 at HSBC Arena in Rio de Janeiro and is expected to feature a middleweight title fight between Anderson Silva and the last man to hold a win over him, Yushin Okami.
Cane (11-3 MMA, 4-3 UFC) looks to build on the strength of an impressive March win over Eliot Marshall. The Brazilian slugger appeared in peak form after a change in training camps, and the positive result snapped a disappointing two-fight losing streak.
Meanwhile, the undefeated Nedkov (11-0 MMA, 0-0 UFC) tries for the third time to make his octagon debut. The Bulgarian import previously was expected to face Rodney Wallace at UFC 117 and Steven Cantwell at UFC 120. Injury forced Nedkov out against Wallace, while a last-second injury to Cantwell left Nedkov's second attempt at a UFC debut a late scratch.
It was Griffin (18-6 MMA, 9-4 UFC), of course, who welcomed Rua to the UFC in September
2007. Griffin scored an upset win over the former PRIDE champion with a
third-round submission win at "UFC 76: Knockout." Rua would undergo knee
surgery following the loss and remained sidelined for 16 months.
Rua (19-5 MMA, 3-3 UFC) bounced back with three wins in his next four outings, including a
highly controversial decision loss to Lyoto Machida. Along the way, Rua
picked up the UFC's 205-pound title, which he relinquished in March to
fast-rising superstar Jon Jones.
Meanwhile, Griffin parlayed his win over Rua into a title shot against
then-champion Quinton "Rampage" Jackson. Griffin outpointed Jackson over
25 minutes and claimed the UFC title, which he subsequently lost to
Rashad Evans at UFC 92. Griffin has compiled a 3-2 octagon record since
his win over Rua.
Despite being armed with a penchant for crowd-pleasing brawls, Fisher (24-7 MMA, 9-6 UFC)
has struggled to a 1-3 mark in his pst four outings. Nevertheless, the
nine-year veteran is known to bring the fight to opponents and will
surely do the same against Tavares.
Meanwhile, Tavares (15-4-1 MMA, 5-4-1 UFC) looks to rebound from a March knockout loss to Shane
Roller. The loss was the Brazilian's first in four trips to the cage. A
Brazilian native who has also fought in the U.S., England and Holland,
Tavares is a three-time UFC "Fight of the Night" winner.
For the latest on the UFC 134 card, stay tuned to the UFC Rumors section of MMAjunkie.com.
(Pictured: Luiz Cane)


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What's your passion?
Western Michigan University's College of Fine Arts is a place where passion meets practice. It's a place where students learn through both theory and experience and where developing artists refine their creative identity and gain exposure to accomplished professionals in their discipline.
The Frostic School of Art, the Department of Dance, the School of Music and the Department of Theatre all boast best-in-class facilities, top-notch faculty and endless opportunities for involvement and artistic exploration. Apply today to pursue your passion at the WMU College of Fine Arts.


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Texas on the Potomac is pleased to introduce a new feature, the Texas Twitter Tussle.
This feature will examine the use of social media by prominent Texas political figures by comparing the Twitter strategies of a pair of public officials. It will appear regularly each weekend, with occasional bonus editions during the week.
We kicked off our feature Friday by comparing and contrasting the strategies of the state's two senators, Republicans John Cornyn and Ted Cruz.
Today, we look at the social media efforts of San Antonio Mayor Julian Castro and his twin brother, Rep. Joaquin Castro.
Please email us with ideas for future match-ups.
create infographics with visual.ly


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The O'Bannon v. NCAA trial focused on student-athletes' names, images and likenesses has concluded in the U.S. District Court for the Northern District of California. Below is a statement from Donald Remy, NCAA chief legal officer, regarding the value of the college sports model.
We believe the evidence presented at trial—including testimony by presidents, athletics directors, conference commissioners, experts, former student-athletes (including the plaintiffs) and NCAA staff—clearly demonstrates how the current collegiate model of amateur sports provides student-athletes an unparalleled opportunity to learn and earn a college degree.
Forcing changes through litigation to benefit only a select few would have far-reaching, detrimental effects on college sports as a whole, potentially reducing the opportunities for future generations of student-athletes to enjoy the benefits that make college sports special to its participants and fans.
College sports today provide valuable access to higher education; fund $2.7 billion each year in athletics scholarships; reinforce the importance of getting an education; and support a thriving and diverse college community. The reality is student-athletes graduate at a higher rate than their non-athlete counterparts and earn higher initial wages after college. More than 460,000 student-athletes benefited from these unique opportunities just in this last school year. In addition, the collegiate model of sports is essential to maintaining competitive balance among schools in whichever division they choose to compete.
During the trial, we heard about the many benefits of an integrated academic and athletic experience, including academic support, quality coaching and mentoring. Importantly, this integrated experience produces long-lasting positive effects for all student-athletes, not just the small percentage that go on to play professional sports.
The NCAA is a member association whose colleges and universities set policy and implement reform. We recognize that some aspects of the current rules need modification, and efforts to update those rules for all student-athletes are continually underway and were in progress long before this lawsuit. Just since 2011, 44 of 48 proposed reform measures for all Division I student-athletes have been adopted or are currently in progress, including multiyear scholarships, tougher academic standards and improved medical care.
NCAA witnesses and key facts
During the O'Bannon v. NCAA trial, the Association presented testimony and evidence that demonstrated the importance of protecting the collegiate model, which provides student-athletes with an opportunity to receive an education while competing against fellow students. Several renowned experts in economics and higher education supported the Association's position.
Important facts and evidence from the trial:
- None of the 50 states recognize name, image and likeness rights for a participant in the live broadcast of sporting events, including professional and Olympic telecasts.
- There was undisputed testimony from both the plaintiffs' and the NCAA's broadcast experts that the issue of name, image and likeness in a live broadcast has never been raised when negotiating telecast agreements.
- Student-athletes being compensated for name, image and likeness rights would isolate them from other student-athletes or general student body not receiving the same treatment.
- As this is an antitrust case, it is important to note that NCAA rules maintain competitive balance, increase consumer choice and respond to consumer demand by providing a unique product.
NCAA witnesses:
- Britton Banowsky, Conference USA commissioner
- Jim Delany, Big Ten commissioner
- Michael Dennis, former managing director for government and academic research at market research firm GfK Custom Research, LLC and president of JMDSTAT Consulting
- Diane Dickman, NCAA managing director of academic and membership affairs
- Mark Emmert, NCAA president
- James Heckman, professor of economics at the University of Chicago and the 2000 recipient of the Nobel Prize in Economics
- Mark Lewis, NCAA executive vice president of championships
- Bernard Muir, director of athletics at Stanford University
- Harris Pastides, president of the University of South Carolina
- Todd Petr, NCAA managing director of research
- Neal Pilson, former CBS Sports president
- Chris Plonsky, director of women's athletics at the University of Texas at Austin
- Daniel Rubinfeld, professor of law and professor of economics emeritus at the University of California, Berkeley and professor of law at New York University
- Greg Sankey, Southeastern Conference executive associate commissioner
- Lauren Stiroh, antitrust economist and senior vice president of NERA Economic Consulting


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Performa Film Program: Not Funny Stand-Up, Sit Down, and Visual Art Comedy Today
- Tuesday, November 15, 7:00 pm
Anthology Film Archives MAP
$9 / $7 students/seniors / $6 AFA Members
This program will feature a wide variety of short works by some of the artists and stand-up comedians working in the area between their two disciplines, including work by:
Alex Bag
Sacha Baron-Cohen
Tamy Ben-Tor
Harry Dodge and Stanya Kahn
Jon Dore and Rory Scovel
Zach Galifinakis
Kalup Linzy
Kristen Schaal and Kurt Braunohler
Tim and Eric
Reggie Watts
Curated by Lana Wilson. With special thanks to Josh Kline (EAI), Jed Rapfogel (Anthology), RoseLee Goldberg and Mark Beasley.
There are no advance sales for this event. Tickets may be purchased at Anthology Film Archives 30 minutes before showtime.
Part of the film series Not Funny: Stand-Up Comedy and Visual Artists.
About Not Funny
In the late 1960s, the one-liner style of conventional Borscht belt stand-up began to be supplanted by a radical new group of comics—performers who wrote their own material, often laced with daring social and political commentary, that pushed the audience into uncharted territory, shaking up traditional ideas about what was funny, and about where entertainment ended and life began. Inspired by the provocative performances of Lenny Bruce, this new wave of comedians in the 1970s—including Richard Pryor and Andy Kaufman—shocked audiences with everything from obscenity, to brutal personal confession, to performance art-inspired antics that left some wondering what the joke was about. Even so, they gained enormous popular followings.
At the same time, another revolution was occurring in visual art, as performance and conceptual art began to gain traction and the first consumer video cameras made it possible for artists to record themselves, often in reaction to what they saw on television, sometimes delivering deadpan routines that felt like a deconstructed version of stand-up. Some artists, such as Michael Smith, moved towards crossing over from the visual art context into the comedy world, while others, like Eric Bogosian, trained as an actor, planted the "comedy routine" firmly in the art world, with late night stands at The Mudd Club, Artists Space, and The Kitchen.
Now, at a time when the internet has led to an explosion of stand-up comedy websites and video channels, this crossover between the art world and mainstream entertainment is once again more relevant than ever. Presented by the New York performance biennial Performa 11 in conjunction with a live contemporary comedy series called Performa Ha!, Not Funny will look at some of the key works produced during this remarkable era, both in the stand-up scene and the art world, and at the artists and comedians who are still influenced by this material today.
|Event Title
|Date & Time
|Performa Film Program: Not Funny
Crossing Over
|A program of rare work by artists who made serious attempts to crossover to comedy or vice versa.
|$9 / $7 students/seniors / $6 AFA Members
|Performa Film Program: Not Funny:
Piece to Camera
|Several 1970s California-based artists making humorous minimalist videos.
|$9 / $7 students/seniors / $6 AFA Members
|Performa Film Program: Not Funny
Comics on the Edge in the 1970s
|Featuring the work of two groundbreaking 1970s comedians: Albert Brooks, and Andy Kaufman.
|$9 / $7 students/seniors / $6 AFA Members
|Performa Film Program: Not Funny
Richard Pryor
|The first-ever comedy concert film, and still arguably the best, Richard Pryor: Live in Concert.
|$9 / $7 students/seniors / $6 AFA Members
|Performa Film Program: Not Funny
Lenny Bruce
|Rare documentation from 1973 of one of Lenny Bruce's last performances.
|$9 / $7 students/seniors / $6 AFA Members


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A little more of the world visited Effingham County on Thursday.
The Effingham Industrial Development Authority and Chamber of Commerce hosted Ambassador Hermano Ribeiro, Brazil's consul general in Atlanta, and Ambassador Geoffrey Teneilabe, the Nigerian consul general based in Atlanta, at the New Ebenezer Retreat Center. The visit was part of the World Trade Center Savannah's initiative.
The World Trade Center Savannah was started three years ago and it seeks to bring the region to the forefront of international markets, IDA CEO John Henry said.
"The port is getting Savannah a lot of attention internationally," Henry said. "As the ports grow, this region is going to grow."
Ribeiro said his mission is to serve the Brazilians living in the southeast U.S. but also to foster stronger ties between the two nations.
"We try to do some work on trade and investments," he said.
Brazil also has sent thousands of students to study abroad in science, technology, engineering and math.
"We have had 7,000 students come to the United States under this scholarship program," he said, adding many of them are studying at Georgia colleges and universities.
He also said he has an ambition of connecting Savannah with Brazil's Santos port, the busiest container port in Latin America.
"Of course, connecting businesses is part of it," he said.
Teneilabe said his consulate tries to look after the needs of the thousands of Nigerian nationals in the Southeast. There are many doctors from Nigeria now practicing in the U.S., and he said the middle class is evolving in Nigiera.
"We keep busy," he said. "Savannah represents a very good area of trade and investment for Nigeria."
A problem in his home country, though, is reliable electrical power. Representatives from EFACEC, including CEO of North American operations Jorge Guerra, also were on hand.
"If we could get a good electrical supply, we could add to our GDP by 45 percent," he said.
Henry also pointed out that about 75 percent of the projects that look at Effingham are foreign companies. Having the emissaries in Effingham could help spread the word about the county and what it has to offer to more countries.
"They are based in Atlanta; they live in Atlanta," he said. "They can tell their friends and colleagues about us," Henry said.
Ribeiro and Teneilabe also visited the Effingham College and Career Academy.


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Author, in the Trenches, Intent on Protecting Teens
- Andrea Higgins Baptist Press
- 2006 24 Jan
EDITORS' NOTE: This is the first in a four-part series profiling LifeWay Christian Resources' women authors and speakers.
AUSTIN, Texas — Sometimes Vicki Courtney would prefer to be oblivious to what goes on in teen culture. But this mother of three knows that bewildered parents everywhere need help combating the incomprehensible barrage of disturbing trends that tempt today's youth.
Instead of retreating from an increasingly shocking terrain, Courtney exposes what uncommunicative teens conceal. Then, she provides parents with practical strategies and conversation starters to bridge this technologically transformed generation gap with unchanging biblical truths.
"God has afforded me to be in the trenches," said Courtney, whose Virtuous Reality Ministries reaches more than 150,000 teenagers and their mothers through its website, books, resources and events.
"We've done the homework for mom and dad," said Courtney, a nationally known author and speaker. "I want to encourage and empower moms to remember that, while at times it may seem overwhelming, God has given us everything we need to counteract the culture that bombards them."
Girls setting up their own webpages is an emerging issue that parents need to be aware of, she said.
"Whereas I kept a diary under lock and key so my brother couldn't find it and ruin my life, girls today are keeping their diaries online," Courtney said, describing this as a situation with dangerous implications, as girls often reveal more than just their thoughts.
"Our kids are so much more technologically advanced than we are," Courtney said. "For parents, no sooner had we figured out what was going on with e-mail, they moved into instant messaging and blogging."
She also alerts parents to the raciness of today's teen literature and recommends biblical strategies to counteract the media's sway.
When Courtney started Virtuous Reality, the response of college students made her realize the urgent need for her ministry to reach even younger girls, such as her then-8-year-old daughter Paige, and to keep the lines of communication open both as friend and mother.
"I somehow thought she would be exempt from these pressures and these temptations," said Courtney, who lives in Austin, Texas, with husband, Keith, and three children, Ryan, Paige and Hayden.
In 2000, Courtney launched her online magazine, www.virtuousreality.com for college women and later expanded her outreach to middle school and high school girls and mothers. She developed her Yada Yada events to reach seventh- through 12th-graders and, in 2004, Yada Yada Junior began for third- through sixth-grade girls and their mothers.
Courtney's ministry began proclaiming that virtue is the new vogue about a year and a half ago, and the message has struck a responsive chord. On her new www.virtuealert.com website, she gives moms quick tips on topical issues, helping them prepare for – and therefore avoid – knockdown-drag-out disagreements in the department store and advising them in getting Web-wise.
Courtney's first book, "Your Girl: Raising a Godly Daughter in an Ungodly World," and accompanying journal for mothers, Yada Yada, were best-sellers within a month of their release in April 2004.
In 2006, Courtney, in conjunction with LifeWay Christian Resources of the Southern Baptist Convention, will host four Your Girl events, focused on the keys to raising confident daughters in a culture gone mad, addressing just what mothers are to do in the face of cultural pressures against purity and modesty.
Courtney has developed a mother-daughter Bible study and DVD series based on Your Girl, due to be released through LifeWay in the summer of 2006. With studies for both moms and daughters that can be conducted independent of each other, the unique study also includes "talking points" to bring them back together afterward.
"She is right on target with what she's trying to communicate to moms and daughters," said Faith Whatley, LifeWay's director of women's ministry. "She has such a passion for it."
Courtney said her perspective as a former agnostic with an avowed feminist worldview propels her ministry to counteract the cultural confusion. She became a Christian at age 21, when a college friend invited her to a Christian conference.
She enjoyed debating Christians on campus and was not expecting to get saved at the conference. "I had chased after everything the world promised would make you happy," she said. "I didn't ever expect I'd be converted there. I hope that I will never forget those 21 years."
Courtney began her speaking ministry in 1995 and developed her Virtuous Reality event ministry geared to college women in 1998.
"Many of the girls were coming up and telling us, 'I wish I had something like this when I was younger," Courtney said, a fact that inspired her to reach and teach even younger girls that the only true liberation is found in Jesus Christ.
"Sadly enough, for a lot of college women, it was more of a recovery effort for everything from sexual promiscuity [to] abortion, eating disorders, sexual abuse and low self esteem," Courtney said, adding that such problems are not exclusive to non-Christians. "In ministering to college women, we found our Christian girls were dealing with the same issues as any other girl."
Vicki Courtney's 2006 Your Girl events are scheduled for January 21 in Chattanooga, Tenn.; March 25 in Hendersonville, Tenn.; April 29 in Charlotte, N.C.; and Sept. 16 in Jacksonville, Fla. For more information, please visit www.lifeway.com/women.
© 2006 Southern Baptist Convention, Baptist Press. All rights reserved.


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What technologies for 2011?
Today's minister is challenged to be skilled in today's communications technologies! You can be a catechist, a Catholic School Religion Teacher, Principal, Director of Religious Education, Parish Catechetical Leader, RCIA Director, Youth Minister, Pastor, or any of the ministers that are important to today's parish life. However, you live in the 21st Century! And 21st Century Skills are key to your being relevant today!
So did any of your New Year's resolutions include learning new technology skills? If yes, great! If not, you may want to consider adding to your resolutions list!
Realistically, you may never use all of the technologies I will outline for you. However, you need to be knowledgeable in the following technologies and how the technology could be/might be used in your ministry:
- Blogging Knowledge
- Online Collaboration & Communication Tools
- Database Skills
- Google Earth Knowledge
- Google Tools Knowledge
- IM knowledge
- Interactive White Board skills (Eg., Mimeo, SmartBoard, Promethium, and others)
- Mobile and Handheld Computing
- Presentation Tools
- RSS feeds
- Social Bookmarking Knowledge
- Social Networking Knowledge
- Spreadsheets Skills
- Video and Podcasting – especially Digital Storytelling
- Virtual Worlds
- Web Resources in content area
- Web Searching skills
- Web2.0 Tools
- Website design and management skills
- Wiki Knowledge
Over the next twenty plus weeks, I will outline for you resources, suggestions, and more for you about each of the technologies. Remember that "blogging" is about entering into a conversation. I invite you as readers of this blog, to enter into the sharing of the resources and thoughts and ideas you may have about any of these areas. In this audience, there are already "pioneers" who are integrating many of these technologies into their ministries. I invite you to share your story, your links so that others may learn from you.
You may also want to quickly assess, where you are at in these skill areas. Go to – What Technologies Do I Need to Learn This 2011 Year survey. What is so good to see is that those who have already responded, there are some who are very comfortable with these skills, some moderately comfortable, and others who say "Thanks for putting this survey together—it's nice to answer questions that show me how much I'd like to learn!" (Anonymous)
I trust you will enjoy this series! Many of us may feel like Digital Immigrants. However, just as it is possible to learn a new language, it is possible to learn and be part of this evolving and growing Digital World.
Please share this blog information with others! When you click on the "Share" button at the bottom of this page, you can forward this page information via email, FaceBook, or a Tweet!
Remember, there are many ways to learn these new skills. The following are just a few:
- Ask your sons/daughters, nieces/nephews to mentor you.
- Invite your Youth Minister and the youth of the parish to create a parish mentor program for catechists and parish ministers who would like to learn more about technology.
- Follow blog articles and create a Personal Learning Network (PLN) of websites where you can learn more about technology.
- Attend conferences like INTERACTIVE CONNECTIONS, where you can gather with other ministry folks to learn more about technology in ministry
- Locate YouTube videos to learn how to use a new technology
- When you attend a Diocesan Resource Day or National Catechetical conference, choose ONE Technology workshop
- Any other suggestions? How do you learn new technology skills?
In this wonderful 2011 year, may your resolution to learn new technology skills, bring you closer to blending our wonderful message of hope and love in face-to-face sharing as well as enhancing what you do with digital communications!
Next Week – Blogging Knowledge
Photo Credit: Photography by Cerveny (c) 2010.
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ACyberPilgrim by Caroline Cerveny is licensed under a Creative Commons Attribution 3.0 Unported License.
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Fine Burchfield Penney Show Features Jackie Tarry, Spain Rodriguez in The Buffalo News
Saturday, December 15, 2012
Fine Burchfield Penney show features Spain Rodriguez, Jacqueline Tarry by Colin Dabkowski
Read more at www.BuffaloNews.com
The photograph, snapped by local artist Cheryl Jackson during a Burchfield Penney Art Center opening in September, captures a definitive cultural moment of 2012.
In the photo, Buffalo-born artists Manuel "Spain" Rodriguez and Jacqueline Tarry share a warm and knowing glance with one another as a film by Tarry and her collaborator Bradley McCallum plays on the towering wall behind them.
Here were two artistic talents – Spain, a rabble-rousing comics artist of wide influence; Tarry, a creator of acclaimed work about race and memory – forged in the crucible of working-class Buffalo. Of different generations, each had taken their experiences out into the world, gained acclaim and returned to be honored by their hometown museum.
The stunning dual exhibitions honoring those artists – "Spain: Rock, Roll, Rumbles, Rebels and Revolution" and "McCallum/Tarry: Intersections" – may be the Burchfield Penney's finest achievement since it opened the doors of its new home in 2008.
Each show smartly explores the work of artists concerned deeply with America's history of human bondage and the ongoing struggle for equality. But perhaps even more importantly, the shows reintroduce Western New York to two important expatriates and reconnect it to a forgotten piece of our own greatness.
It's hard to think of any greater purpose to which a regional museum could aspire.
"McCallum/Tarry: Intersections"
through Jan. 20
The first thing you notice when you step into the east gallery of the Burchfield Penney is the resounding voice of the young musician Imani Uzuri singing a single word: "freedom."
The song introduces and summarizes a remarkable retrospective of the work of the interracial, husband-and-wife artistic team of Bradley McCallum and Jacqueline Tarry. The two have dedicated their impressive careers to exploring the painful and murky history of race in the United States.
McCallum/Tarry's work spans all media. And this show contains multitudes: videos pieced together from footage and photographs of the civil rights movement; large, color portraits of young homeless people; audio loops from victims of police brutality, embedded in old-fashioned phone boxes; shrouded gravestones honoring dead slaves, and well over 100 haunting portraits created using an inspired amalgam of oil painting and photography.
The team's portrait work, used to great effect in an exhibition for the Prospect.1 biennial in New Orleans in 2008, inspired local curators to invite McCallum/Tarry to the Beyond/In Western New York show in 2010. It is arresting.
For the project, "The Evidence of Things Not Seen," the team made 104 oil paintings based on the mug shots of men and women who participated in the 1955-56 Montgomery Bus Boycott. They then printed the mug shot photos onto 104 sheets of Chinese silk and positioned those sheets about a quarter inch from the surface of the painting. The result is a strangely alluring distortion of the faces of these civil rights pioneers, one that invites viewers to consider those faces from different angles and to explore how the images change as you move around the gallery.
More than tributes to the brave people who broke the law to claim to their rights, the portraits have to do with the way we see and remember history. The quarter-inch of space between the oil paint and the photograph represents the seemingly miniscule distance between our time and that of the civil rights movement. Yet even in that small space – and for that matter the half-inch gap that separates us from the era of slavery – McCallum and Tarry suggest that a huge distortion can take place. As time passes, our understanding of history blurs, just like the faces of those people. They dissolve into emotional impressions, and therefore become easier to consign to history, or worse, succumb to nostalgia.
The art reminds us that we perceive history not as it was, but through a scrim of silk.
McCallum/Tarry expanded on that 2008 work to create a 2010 exhibition on the observation deck of Buffalo's City Hall that considered the great migration of African-Americans to northern industrial cities like our own. Fragments of that powerful show appear here as well, including a series of paintings based on archival copies of Buffalo's African-American newspaper, the Challenger.
There is no centerpiece or chronological flow to "Intersections," which has been installed in a completely unorthodox manner. The installation makes excellent use of the gallery's towering walls, breaking up separate projects and interspersing them with one another in a salon-style configuration. Burchfield Penney Director Anthony Bannon suggests reading the exhibition like a kind of poem, approaching each group of works like a stanza that makes the inherent connections between seemingly disparate issues (homeless white youth and slavery, for instance) easier to see.
That approach works. There is no single lesson to draw from the duo's extensive video featuring interviews with homeless and drug-addicted youth from Seattle, or from their self-portraits exploring their own relationship (Tarry is black and McCallum is white).
But there is one work in the show whose point is uncommonly crystal clear: A photograph of a mountaintop, without a doubt a reference to the imaginary vista of true freedom and equality the Rev. Martin Luther King Jr. spoke about in his final speech ("I've been to the mountaintop. ... I've looked over and I've seen the promised land") the night before he was assassinated. It is shrouded in fog.
"Spain: Rock, Roll, Rumbles, Rebels and Revolution"
through Jan. 20
Uzuri's song, "Freedom," also sets the tone for a career survey by comics artist Manuel "Spain" Rodriguez, whose passion for freedom of expression and for the working-class is legendary.
Rodriguez, hailed by comics artists like R. Crumb and Art Spiegelman as an integral figure in the underground comics world, has long been a subject of fascination for exhibition co-curator and Hallwalls director Edmund Cardoni. With the help of the Burchfield Penney's Don Metz, Cardoni has turned that fascination into a compelling tribute to the work of an artist whose entire sensibility is tied up with Buffalo's history as a working-class town.
At the start of the show, visitors are greeted with an excellent short documentary by Susan Stern about Rodriguez and his history, with contributions from Crumb, Rodriguez and others. We see his early attempts at oil painting, which could be worse, but are enough to make you happy that he followed his muse into the comics world.
In the main gallery, we get to the good stuff. There are original pen-and-ink drawings of Rodriguez's highly involved stories of his time in a Buffalo biker gang, with wonderful onomatopoeia to mimic the sound of revving motorcycles (my favorite: "frukkafrukkafrukka"). We also get panels and covers from Zap and the East Village Other, a great color illustration of a 1950s Buffalo street scene from his book "Cruisin' With the Hound" and a look into the artist's nonfiction opus, a graphic biography of Che Guevara.
As others have remarked, Rodriguez's greatest accomplishments are his detailed, gritty cityscapes. Some of them are based on Buffalo neighborhoods like Allentown; others were inspired by the much larger (but just as gritty) East Village in New York City, where Rodriguez lived for a time while drawing comics and covers for the underground newspaper the East Village Other.
While in New York, Rodriguez created the character for which he will always be best known: Trashman. This street-thug superhero, cobbled together from bits of Rodriguez's history with the Road Vultures motorcycle club and his fascination with left-wing heroes like Guevara, was out to exact vengeance on the ruling class on behalf of the proletariat.
The show might have benefited from a deeper consideration of Trashman's background and a charting of the character's influence on subsequent artists in comics, literature and film. But this is the lone drawback in an otherwise comprehensive exhibition.
After his stint in New York, Rodriguez took off for his longtime home of San Francisco, where he became an early contributor to the thoroughly wacky Zap Comix and began to develop and refine his socially conscious approach to comics. That social concern, which did not prove as popular as the approaches taken by his more famous friends like Spiegelman and Crumb, would drive Rodriguez for the rest of his life.
For evidence of the show's immediate effectiveness, simply visit an abandoned train station near Buffalo's Central Terminal, where graffiti artists painted an enormous seven-panel tribute to Rodriguez after his death from cancer late last month. That mural is proof positive that Rodriguez's spirit and his work – little known to most Western New Yorkers – is in the midst of a second life.
And that's in large part due to this show, which reclaims him for Western New York.


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Recipe from Theresa Taylor of Montgomery, Ala.
Prep Time: 20 min
Total Time: 80 min
1 lb. ground hot or mild pork sausage
1/2 lb. hamburger
1 lb. polska kielbasa sausage
a large onion chopped fine
dirty rice mix
1 8-10 oz can crushed or chopped tomatoes
1 lb medium frozen shrimp (already peeled deveined and cooked)
1. Brown ground sausage, hamburger and drain grease. Add to large dutch oven pot with a lid.
2. Slice and cook polska kielbasa sausage with onions till they are translucent and add that to the large pot.
3. Add tomatoes, box of dirty rice and 8 oz of water. Slow cook the mixture until rice is done...slow cooking takes an hour covered with the lid and stirred to keep from sticking.
4. Add pre-cooked shrimp to the pot and stir in....let the shrimp get hot. Season to taste with garlic, garlic powder, salt and/or pepper....sit and eat!
Yield: 12-15 servings
Comments: Good with sliced and toasted five grain crusty baton bread and salad.
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....don't take the fun out of Fashion!
This is about fashion, gossip and trends...sometimes it is more about travel,good food and where to eat it... but most of all,it is about humour with a pinch of sass.
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It's offical. THQ has gone bust and the games it was publishing have been sold off. These are tough economic times and it seems that one or two failed games can mean the demise for many publishers.
THQ has a special place in my heart, being one of those companies that wasn't scared to take risks by trying new things but unfortunately that was the reasoning behind their demise. We as gamers only have ourselves to blame by not trying anything new as figures suggest that new IP's do not sell as well as sequels, no matter how good they are. If this carries on the future of gaming looks very bleak indeed, with the only big console games being sequels. How does Call of Duty 27 and FIFA 2050 sound?
What about Company of Heroes 2?
I wonder what will happen to Darksiders... that is the one I enjoyed the most.
Tr10wn, Platinum Games expressed interest in getting Darksiders. It's just a matter of price.
I don't have much sympathy for a publisher that uses online passes. =/ Especially in the way that Saints Row 3 was setup.
More like crappy management. There's a great article about how piss poor THQ management was that came out a while back. If you can find it, it's worth the read. Very insightful.
It's one of those things. It seems some companies are too rigid and others are too loose.
There is a happy medium somewhere, that allows for creative paths to be taken, that don't aren't such huge risks, but THQ couldn't do it.
They made a bunch of idiotic mistakes, and towards the end (last few years) that that open environment went authoritarian crackdown.
In some ways they promised too much, and no one kept them on track, while for others they simply went down the wrong path. It really was a management issue.
How can someone sell you Homefront like they did, yet a year later almost have nothing to account for their money? Then they send a taskmaster to finish the game. Homefront was okay. The multiplayer was pretty fun. Not great, but fun.
Metro, while being very interesting, came out a few years too early. High development costs for making a game that most PC's can't run well except at the lowest settings. Even a GTX 670 struggles to play it well years later.
Red Faction Guerilla was a great game. Epic multiplayer. But they pissed off alot of fans by making two big mistakes with Red Faction Armageddon, ditching it's epic unique multiplayer entirely. Then turning an open world game into a linear one, with most of it underground on Mars...thus didn't take much advantage of it BEING on Mars. People were looking forward to an open world game that has epic multiplayer, and Armageddon had neither. Just a linear experience, that had co-op so someone could experience that linear game with someone.
Personally I wonder if when they say 'volition' was sold to Koch Media if that means it includes all IP's Volition was attached to? Perhaps someone will return the Red Faction series to it's original glory, and reintroduce it's epic multiplayer.
Saints Row franchise was a lot of fun. But most people saw it as a reduced quality GTA. In some ways it was, but it always had the fun aspect that GTA seems to have lost in GTA IV.
Recently got Darksiders I and II with steam sale, but have yet to play them yet (big game backlog).
Overall there were some quality experiences and IP's, it just wasn't focused enough from a management level to make it work. Someone has to pull together the ideas and get them working without being taskmaster or neutering the great ideas. They just couldn't make it work. It was either too ethereal of an idea or had a taskmaster focusing on completion plus a few bad design decisions along the way.
When Wall Street pulls it's funding, it's over. At least some of the IP's will get another chance. Hopefully more than what's reported. Personally Red Faction for me.
The sad thing is, seeing how most of the TBTF's are infinitely broker than THQ...how come THQ gets sold off at bankruptcy...yet the TBTF's get bailouts and continue to keep your deposits in hock that will soon require another multi tens of trillion bailout?


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The way the Sox have laid out their pitching for the final week, Lester, who starts tonight in the opener of the Red Sox' series in New York, will make his final start of the season Thursday against the Cleveland Indians. That would allow him a full six days' rest before the projected start of the ALDS against the Los Angeles Angels of Anaheim on Oct. 8.Best pitcher in Game 1. Smart move.
[Josh] Beckett, meanwhile, will pitch Monday against Toronto at Fenway, then have five days before starting Game 2 in Anaheim, Calif.
September 25, 2009
McAdam: Lester Will Start Game 1
Sean McAdam reports that "multiple clubhouse sources" have told him that Jon Lester will start the first game of the American League Division Series.
by allan at 6:58 AM
1 comment:
- andy said...
I had not realized we already clinched anything.
- September 25, 2009 at 3:38 PM
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