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Sound Healing CLASS
150 Essex St
New York, NY 10002
It is astonishing what a difference can be made in one's physical well-being, state of mind, and quality of life with the regular practice of even just a few simple sound healing techniques. By experiencing various instruments as well as exercising their own voices, participants explore fundamental principles of sound healing and learn how implementing these principles can have a positive impact on their health. Drawing from ancient meditative practices of Tibet and India as well as contemporary methods, this class offers support for a flourishing personal sound practice to support optimal states of physical wellness, mental clarity, and emotional balance.
CHN's Catherine M. Abate Wellness Program has services to keep patients' minds and bodies healthy. The program offers no-cost holistic wellness services in group and one-on-one settings. These services focus on reducing stress, helping patients become more relaxed, and improving overall health.
*As part of a series commissioned by CHN's Catherine M. Abate Wellness Program,
this class is open to both Community Healthcare Network patients & local community members!
Find out more about VJSC Programs HERE!


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Daily Archives: October 14, 2009
Food Rules
Happy Hump Day friends! Unless you're reading this on a day other than Wednesday. Than I guess happy __day :P
So happy I took a rest day yesterday, because I was rarin' do go for spin class this morning. It was so much fun!! I've been dragging during my past few early morning workouts. This morning, I went back to guzzling an iced coffee before heading out the door (after being too lazy to do it these past few times!). I think that, plus being well rested, led to one stellar hour of spinning :)
Of course, the best part about hump day is that it's also Waffle Wednesday! Pretty sure everyday is Waffle Wednesday at my place, but it's nice to celebrate regardless :)
My usual waffle + almond butter + yogurt + berries combo. Except today, I french toasted the waffles.
For the waffles, I just zapped a couple frozen ones in the microwave, soaked them in egg whites and pumpkin pie spice and cooked in a frying pan. Holy delish! Dare I say Wednesday is my favourite day of the week? :P
Work was kind of eventful today. I got to witness a mock plane crash at our airport. Except it also involved me standing in the freezing cold for over two hours. Literally, it was around freezing. Brr! I'm still not back to my usual temperature!
I'm still a starvin' marvin today. I ended up eating a super early dinner.
Chicken breast sandwich. George Forman-ed a chicken breast in Montreal chicken spice, and added it to a bun with laughing cow cheese, tomato and grilled onions and red pepper.
Plus edamame…
So fun to eat edamame in the shell!
Dessert was an example of why winter sucks for taking food photos…
A chopped pear, tossed in pumpkin pie spice and cooked in the microwave till soft. Topped with whipped cottage cheese blended with stevia, more spice and coconut.
Ohmygosh!! How come no one ever told me whipped cottage cheese is so freakin good!!!? I just creamed it with my hand blender, and it immediately turned into this thick and delicious treat. True love!
Food Rules
I stumbled across this New York Times feature (can you tell what I do when bored at work?) on reader submitted food rules. All were pretty good, but I saw some favourites I had to share!
I thought it would be fun to share some of my own personal food rules:
- Eat what you're craving. Sometimes I crave a big crunchy salad, sometimes it's something rich and chocolate-y. Either way, so long as it's an acceptable serving size, and fits into a varied and balanced diet – I eat it!
- Never get caught starving. Always have back-up snacks on your person! A growling belly will sometimes lead to bad food choices, and is always followed by a yucky feeling.
- Don't snack when you need a meal. When I'm hungry, I eat. Sometimes I'm super hungry come 11am. Instead of putting lunch off with a dinky snack, I eat a real meal and feel satisfied for much longer.
- Start with your protein. Like most people, my mind is very carb-centric. In order to not eat meals consisting of toast and oatmeal, I always start with my protein when meal planning. Tonight for example, I first decided I was going to eat a chicken breast, then went from there.
- Every meal is a new chance. We're all human, and sometimes we all splurge more than we mean to. Instead of wallowing in the fact that I ate too many nachos with a piece of cake, I take each meal opportunity to start over. Why wait until tomorrow when you can do it today?
- Exercise is not an excuse to go all-out. If anything, it should make us more conscious of how we're fuelling that activity! Believe it or not, it can be pretty easy to eat back 500 calories! (helllooo 5 tbsp of peanut butter)
- Go with the flow. Food is not something that needs to be constantly controlled. Sometimes you just need to let go and enjoy the food that's being offered!
What are some of your personal food rules?

subset: commoncrawl


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This tasty, long-lasting non-rawhide chew is made with wild venison, primarily Sambar Deer from mountainous and alpine regions around Victoria, Australia.
Nearly half of all domestic abuse victims delay leaving because they don't want
to leave their pet behind, yet as few as 10% of domestic violence shelters accept pets.
The Purple Leash Project is working to change that.
Whether your little dog likes dry or wet food, Purina offers a range of small breed dog food products he'll love. Choosing a small breed-specific formula means you can feel confident your dog is getting nutrition tailored to his unique needs.


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Former Seattle City Councilman Peter Steinbrueck won't run for mayor but instead will spend a year at Harvard's Graduate School of Design.
He will be a Loeb fellow at Harvard and research U.S. urban policy and environmental challenged.
"Through this fellowship, my challenge will be to study the politics, principles and best practices of sustainability, and then to examine how to advance these strategies in U.S. cities for global impact," Steinbrueck said in a news release.
"We're entering a new era. It will require extraordinary political leadership to bring about the changes we know are necessary. I look forward to bringing back to Seattle the knowledge I will gain from this experience to help strengthen Seattle and region. "
Although honored by those who urged him to challenge Mayor Greg Nickels, Steinbrueck, who retired from the City Counci in 2007, said he could do more good by taking the fellowship.
"As we approach Earth Day, I am thrilled about the opportunity through the Loeb fellowship to continue my work to improve our quality of life and the environment in Seattle and around the nation."
Lisa Richmond, executive director of the local architects group AIA Seattle, nominated Steinbrueck for the fellowship.
"Peter's work in Seattle, developing policy to promote sustainable communities, is ground-breaking, and deserves this national stage. During his time at Harvard, he will have a unique chance to share Seattle's leadership on urban and environmental issues with a national audience, and in turn bring back fresh inspiration to guide our city's future," Richmond, who was a Loeb fellow, said in a news release.
For more on the fellowship, go here


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We have a large selection of label materials shapes and sizes suitable for use with most thermal printers. Use the label filters and product specifications available below to check the compatibility of the label material selected with your printer. Click on a brand icon to view the range of printers.
The label filter enables you to select and view products that closely match your search criteria through the use of search tools. Click on the "VIEW FILTERS" button below to begin using.
If you need assistance or help deciding which label material, colour, finish, or adhesive is suitable for your thermal printer e.g. direct thermal, or thermal transfer. Please contact our customer care team, via the live-chat facility on the page, our website contact form, telephone, or email and they will be happy to discuss your requirements for thermal printer roll labels.


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February 7-8th. Estero, Fl. Germain Arena. www.eurotrippershow.com. All euros. Air coolers too. only euros. Classes and awards. Charity is animal shelter. eurotrippershow.com
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
Note: when sorting by date, 'descending order' will show the newest results first.
Forum Rules


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How to Train Parrot Bat Trick - Truman Hanging Upside Down
Read about Truman's latest trick, the bat. He learned it in just two days and it is a great trick for teaching any parrot. It primarily involves taming and requires no requisite knowledge of any other tricks. This step by step article teaches you how to train your parrot to hang upside down like a bat from your finger. Photos and videos are included to guide you through the process.


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It is time once again for the Boy Scouts of the Central Minnesota Council to gather at Camp Ripley for the Ripley Rendezvous, an annual event hosted by the council and Camp Ripley. Camp Ripley is a National Guard Base found in central Minnesota near Little Falls. I know this weekend outing has been going on for at least 40 years because I remember attending when I was a young Boy Scout.
Ten Boy Scouts from Troop 68 are enjoying the fun offered by the program this weekend. What are they doing, you ask? Well, according to the council's website:
Ripley Rendezvous 2014 "Aim High!" will be held the Camp Ripley Army National Guard Training Facility, Camp Ripley, MN. This spring time event is truly a unique opportunity to utilize the traning facility's ranges and buildings in presenting two distinct levels of involvement.
The Adventure Program will be conducted at the ranges for everyone that enjoys shooting sports. Scouts will be using shot guns, .22 rifles, 50 cal. black powder inlines, archery, tomahawks, and sling shots; all skills that need a great deal of concentration to perform at your best.
The Scout Ops is an Extreme program for the older Boy Scouts and Venturers, who are ready for a more rigorouse program using advanced physical and mental trials that go along with team work and goal accomplishment. The personal satisfaction of knowing you did your best, no matter the outcome is something to be proud of. This older Scout program will have several static displays, exhibits and hands-on activities for everyone who wants a tougher challenge.
This is similar to the program of the last few years. While our Scouts were looking forward to attending the rendezvous I have heard that overall numbers of participants are down. It might be time to change up the program and offer something different next time.


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First Rate Weekend Weather
Snow or mix on track for next week
Stubborn clouds today with just a few snow showers on deck. A couple of disturbances pivot around the low that brought us our Friday snow. Highs are seasonal today and tomorrow near 30 or better. Winds stay light through the weekend. Great weather for skiing, snow tubing or a winter walk.
Low pressure will pull out of the southern plains later Monday and move toward the Great Lakes. The track and timing of this system is still in question. Also, the temperature profile looks to be on the warm side for now. We will likely see a variety of precipitation types for Tuesday into Wednesday. The low is slow to move and will keep us in clouds through Thursday. This is one we will watch closely. We'll keep you up to date here, on our twitter feed and facebook pages.
Don't forget to send us your weather photos to ulocal. tap the ulocal button in our iphone or android apps, or email to firstname.lastname@example.com


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Sporting Kansas City – HUGE increase in sales resulting from non-inventory solution
Sporting Kansas City is the MLS team in Kansas City that recently went through a complete re-branding and new stadium launch. We are providing warehousing and logistics, an eCommerce site featuring both existing inventory as well as On-Demand products, promotional items for stadium events, and a new lifestyle apparel line called Sporting Club.
Our support has enabled them to capitalize on their opportunity resulting in an approximate increase in sales of 650% with very little risk.


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Anyone getting it? Already ordered it? Zelda BotW,
Seems like some of the amiibos will add some real content. Wolf Link amiibo from the Twilight Princess Wii U release will add a companion that will attack enemies and help find items.
Other old Amiibos just give you random gathered/crafting items. No word yet on what the new ones will do.
The live event last night was pretty interesting. Only about an hour or so long. Atlus is bringing a new SMT game to the Switch. NISA is releasing a "Complete" edition of Disgaea 5 for the Switch. Skyrim is releasing on the switch (not sure if I'm interested in that at all). Xenoblade is getting another game for the Switch. FIFA is ... (No one really cares about Soccer, right?)
The console is, relatively, cheap. I'm guessing the hardware is minimal inside the thing. No optical drive so you don't get to play video discs (kind of a down side). And from what I gather it won't have very much internal storage space, and will rely on removable storage like the Wii and Wii U did.
I did place a preorder this morning when I woke up. Figure I can always move it around or cancel it if I decide later I don't want it. But the new Zelda game is all I'm really after at this time.


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24/7 access to your case, dedicated case managers & guaranteed compliance
Nearly 50 years of experience
turnaround time
- routine service
- rush service
- same-day service
Brenda Diaz
Our office had previously worked with several process servers and some we were not entirely happy with the work, we were lucky to reach out to Inter County Judicial and give them a try. Right away we were impressed with the level of knowledge they had and the work has been outstanding. Since working with Inter County and their staff we've had no need to use anyone else.
Mark Edward Goldberg, Esq.
The best and most responsive process servers I have ever used.
Law Office of Perry Dean Freedman
We have been satisfied customers of Inter County Judicial for over 20 years. We find them to be highly competent efficient and reliable when it comes to handling all of our process service needs. Would highly recommend.
Jason Krellenstein PLLC
I rely so much on Inter County Judicial. As a solo practitioner, it is important to work with service providers who can execute, get it done right the first time, take direction, hit deadlines, and possess a practical command of applicable law. They are all that - and more, because they manage to do it courteously, professionally and above all, reliably. I recommend Inter County Judicial all the time because I know that you work at a high level for the one-time client with a vanilla service or (as is often the case with me) a difficult service requiring precise time management and follow-through.
Kramer Kozek LLP
I have been working as a matrimonial paralegal for seven years. In the beginning, I used quite a few process servers. A colleague suggested I call Inter County for a job and I never used anyone else since. Daniela and Ellen are professional, knowledgeable, responsive, and an overall pleasure to deal with. I know I can always count on their team to get the job done!
Farber, Pappalardo & Carbonari
Our office has utilized Inter County Judicial for many years for all of our service needs. Their staff is always professional and reliable. Inter County Judicial works tirelessly to accommodate and provide outstanding service on all of our requests, including those requests submitted with very short notice and tight time constraints. Inter County Judicial staff is always available to answer our questions and does a fantastic job in providing status updates on each case.
Barry Nesson Law, P.C.
We utilize J&E Process for our process service needs. It is always a pleasure to work with their team. They are always accessible, flexible and perform process service in a timely manner. If a service is a problem, they will communicate the issue right away.
Kirschenbaum, Phillips & Levy, P.C.
Our firm specializes in collection law and handles a large volume of accounts which are regularly referred to us with the intention that they be litigated. In that regard, we commence a significant number of lawsuits and require the services of competent process servers. We have been fortunate to have established, approximately 15 years ago, a relationship with J&E Process. They have provided us with excellent service and reliability. We are impressed with their professionalism, their attention to detail and ability to keep up with changes in law and court processes. We look forward to a long and continued relationship with J&E Process.
Stephen P. Dewey, Esq.
As a former process server of 14 years, I can attest to the professionalism of J&E Process. Their staff is always accessible and ensures that proper and timely service is always provided. Their servers are well prepared and able to testify at Traverse hearings if ever needed. In fact, in one matter, our server was able to credibly present the GPS Photo confirmation of each attempt he made. This wasn't even required by statute; however, it made for a successful outcome. After the second photograph was presented, the Judge immediately claimed proper service without further testimony. It is of great importance that they use this technology both within and outside the NYC area, and you can always be confident that service is completed correctly. This company will also go beyond simple service of process and filing, giving you advance notifications of service by email confirmation if you desire. I strongly recommend using J&E Process for your process needs.
Sharinn & Lipshie, P.C.
Over the years we have only experienced a professional culture from J&E Process. Our firm's mantra is to collect the debt, with sensitivity, and display empathy for the distressed consumer. J&E Process has always displayed respect to our consumer defendants, the court system, and the legal process. We have not had any issues with non-compliance as they adhere to all federal, state, municipality laws, statutes, ordinances, and regulations at all times. Our paralegals, lawyers, and support staff enjoy working with them, and J&E Process staff expresses nothing but professionalism and respect for our firm and our employees. As a result of knowing Ellen Eakley, I can assure you that she is a person of remarkable professionalism, integrity, reliability, respectfulness, and conscientiousness. I have a great deal of trust without reservation to recommend J&E Process and Ellen Eakley.
David J. Sobel, P.C.
Inter County and its knowledgeable staff have taken the stress out of service of process whether it be a Summons & Complaint, Subpoena or an Order to Show Cause. Larry Yellon is just a wealth of knowledge regarding the various methods of service and the associated nuances. I've been working with Inter County over 25 years and wouldn't hesitate to recommend Inter County to an attorney who needs a top notch service provider.
A Better Process
I use Inter County Judicial for all of my serves in the New York area. Not only do they serve papers in a timely manner but they give status without my having to ask for updates. They are always available when I call and always go the extra mile for our firm. I use over 950 servers outside of my state and I would say Inter County Judicial ranks in the top 5 as far as timelines, quality of service and receipt of affidavit. They are very professional and get the job done faster than any other server in the New York area.
Russo, Karl, Widmaier & Cordano PLLC
Our firm has been using Inter County Judicial Services for nearly 20 years. We highly recommend them for their efficiency, professionalism, and knowledge of court rules. They address all of our questions and keep us updated on the status of our service requests. They tailor their services to meet our firm's special needs, and not only take care of all of our local service needs, but have proven to be an invaluable resource in helping us serve Subpoenas throughout the country. Inter County is knowledgeable, dependable and efficient, and their staff is always helpful and pleasant to work with. Most importantly, they will go the extra mile to get the job done!
The Law Offices of Stuart D. Markowitz, P.C.
Our office has worked with Inter County for over ten (10) years. Inter County has provided excellent support to our office. The staff is very qualified and helpful. They go above and beyond to answer any and all questions. Their pickups and deliveries are always timely. The staff is very detailed oriented and a pleasure to work with. We would highly recommend Inter County.
The Kepanis Law Firm, P.C.
Inter County has been my 'go to' process server since opening my firm. Whether it is service of process or file retrieval, I know the job will always be done right. The staff is knowledgable, friendly and attentive to detail. I highly recommend Inter County Judicial Services.
Enea, Scanlon & Sirignano LLP
For years J&E Process has provided our firm and clients with highly efficient, reliable and cost conscious process services. Even with our most sensitive and difficult cases we can always count on them getting the job done right the first time. They are truly a pleasure to work with.
The James Law Firm PLLC
As a busy attorney running my own firm, I need to rely on my process servers totally. Inter County is reliable, efficient, competent and always responsive to our questions. We frequently have to report to the bench on service status and attempts, and Inter County is always there providing affidavits, updates and service status, even on short notice. Ellen and Daniela are wonderful and truly create a seamless back and forth between our firm and the team of Inter County process servers. They go above and beyond for my cases and all at a truly competitive rate. So glad I found Ellen and Daniela and hope to continue to work with Inter County for a long time to come.
Law Offices of Leonard Reiss
This will confirm we have dealt with Inter County Judicial Services LLC, since May 2010 during which time they have provided this firm with excellent support in the areas of processing serving and skip tracing. Their work has been a major factor in our success in obtaining judgments, locating individuals for service of process, etc. I can confidently recommend Inter County as solid and reliable experts.
Law Offices Of Daniel Timins
I work with Inter County Judicial Services at least once every week. The Inter County staff is incredibly knowledgeable and competent as to legal service and delivery requirements, their pick up and deliveries have always been timely, and I reach a human being whenever I call them. Inter County Judicial Services remains my only service company to this day.
Law Offices of Joseph R. Miano
As we all know, finding high-quality, reliable, trustworthy process servers and legal support providers is always a challenge. IJS has proven to be exactly that! They take the 'worry' out of the equation. I recommend them to all my colleagues and will continue to do so.
McCarthy Fingar LLP
Inter County Judicial Services LLC has been the most responsive and comprehensive service that we have dealt with; we appreciate their thoroughness, understanding of the legal process, and attention to detail. In a recent matter for the firm one of the distributees of a probate is mentally handicapped, Inter County was advised of the distributee's condition, and as we expected, they handled it personally and professionally.
National Association of Professional Process Servers
New York State Professional Process Servers Association
New Jersey Professional Process Servers Association
Florida Association of Professional Process Servers
C.A.L.S. Pro
California Association of Legal Support Professionals


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Gillray's Steakhouse & Bar, debuting at the end of March 2012 in the 5-star London Marriott County Hall hotel, will be the most English-styled and present the most English-inspired cuisine a place can offer. The restaurant is named after James Gillray, a famous eighteenth century caricaturist. His work will be exhibited on the walls of the bar and restaurant, as well as be featured on the menu.
The restaurant will be set in the 100-year-old County Hall, built for London's government, and will view the Houses of Parliament and Big Ben. The sophisticated design at this 110-cover steakhouse will be by designers Blacksheep.
The menu and bar at Gillray's Steakhouse & Bar will be, of course, heavily influenced by the English. The menu features nine cuts of steak including the signature dish, a 1000g 'Bulls Head' steak (a 1000g butterfly cut and a double rib steak with bone in), a 600g T-Bone steak. The historically-ordered bar menu, starting from the Georgian era with cocktails such as Very Slippy Weather, will host 20 English beers, 29 of the finest English gins and five English vodkas. The talented head bartender, Carlos Santos, will offer a selection of impressive cocktails. The snack menu at the bar will have a variety of English snacks like the popular Pigs in Blankets and English Crumpet & Soft Boiled Egg and Venison Sausage Rolls with HP sauce.
Gillray's Steakhouse & Bar will truly bring alive the English manner – an absolute must-try destination.


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Rocko unleashes an official video for his Mouse On Da Track-produced cut "Feels Guud." This is taken from his Gift Of Gab 2 mixtape out now. Directed by Cricket.
Rocko – Feels Guud (Official Music Video)
Gucci Mane & Rocko Squash Beef
Gucci Mane and Rocko have finally squashed their beef at Mike Vick's NFL retirement party over the weekend. Gucci shared a photo posing with…
Rich Homie Quan – Driveway (Feat. Rocko)
Atlanta connects on this new collaboration from Rich Homie Quan and Rocko titled "Driveway", produced by DT Spacely. Source: TNT
Rocko unleashes his new DJ Drama-hosted mixtape Real Spill. The project contains features from Kevin Gates and Rod D.
Rocko, Kevin Gates & Rod-D – She Ain't Right
Rocko, Kevin Gates and Rod-D get together on this new single "She Ain"t Right". This will appear on the upcoming Strictly 4 Traps N…
Rocko was arrested in Atlanta last week in his Rolls Royce after drag racing a friend in his BMW. The friend tried to get…
Rocko – Lil Girl Sh*t (Feat. Young Thug)
After releasing "Muscle Up" featuring Juelz Santana, Rocko is back again with another new single. This one is titled "Lil Girl Sh*t" and features…
Rocko – Muscle Up (Feat. Juelz Santana)
Rocko and Juelz Santana rap over TM88 production on their new collaboration "Muscle Up."
Rocko – Expect The Unexpected (Mixtape)
In 2015 you gotta learn to Expected The Unexpected. Every artist is changing the game, releasing their music as a surprise. Drake did so…
Rocko drops a new cut titled "Review" which will appear on the Sour Diesel 17 mixtape. Produced by Ferrari Smash.
Rocko returns with a new mixtape titled Food. The project comes just in time for the Holidays and features 16 new songs, produced by…
Rocko releases a new mixtape titled Ignant. The project contains 13 tracks with production by DJ Plugg, 808 Mafia, Sonny Digital, Zaytoven and more.
Rocko is back with a new single called "Luv", produced by TM88 of 808 Mafia. He has teamed with the producer to form a…
Shawty Lo – Pound Cake (Feat. Rocko)
Shawty Lo and Rocko collaborate on "Pound Cake," a song which features a dope beat provided by Zaytoven.
Bloody Jay – Bitter Sweet (Feat. Rocko & Young Thug)
Bloody Jay connects with Young Thug and Rocko for "Bitter Sweet". This appears on his recently released #NAWFR mixtape, which you can download here.
Young Scooter – Count Jug (Feat. Rocko) (Official Music Video)
Young Scooter releases an official visual for "Count Jug" featuring Rocko. This appears on his Street Lottery 2 mixtape, which you can download here….
Fly Ty – Understand It (Feat. Rocko)
Fly Ty connects with Rocko for his new single "Understand It". This will appear on his upcoming mixtape My Life Your Entertainment. Source: DGB
The Latest
Future "Perkies" (Produced by Metro Boomin)
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Lil Peep "Everybody's Everything" (Album Stream)
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Kirill & Jaco "Hublot" (Official Music Video)
Lil X "New Kid on the Block" (Album Stream)


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Christmas Eve of 1941, with a very heavy heart,
28 year old Sergeant Abraham left his wife and three daughters in Manila
as the Japanese Imperial Army closed in on the city.
For the next four months on Bataan, the 31st Regiment
fought a seemingly hopeless, but valiant battle against overwhelming,
Japanese air, sea and land forces. Totally surrounded, without
re-supply, the 31st was overpowered by tank cannons and small arms.
The ensuing six days were spent in the 90 mile infamous Bataan Death
March, from Mariveles to Camp O'Donnell, under brutal murderous Japanese
Abie watched some of his Comrades beheaded, bayoneted, skulls fractured, and the
more fortunate, shot.
For the next 1,000 sunrises (April 1942 - February 1945) SGT Abraham
watched helpless as 4100 of his fellow prisoners die from crushed skulls,
samurai sword, bayonets, bullets and torture. All the while suffering (some
dying) from malnutrition, dysentery, malaria, beriberi, dengue fever, lice, bed
bugs, hard labor, depression, food and medicine depravation. This was the daily
routine of human forms stripped of their dignity.
SGT. Abraham began recording names, origins, and messages from the prisoners,
especially those who were in their death throes. Records were kept
on can labels and paper scraps. Since the incarceration was meant to insure
death beginning with a starvation diet of 800 calories daily, record keeping
would have earned Abie an agonizing death if he had been caught.
After rescue of the 6th Rangers in January 1945, in the office of General
Douglas MacArthur in Manila, Abie agreed to stay in the Phillippines and exhume
the remains of KIA's and murdered Americans, many of whom SGT Abraham knew in
the flesh. The next 2-1/2 years were spent in the jungle eluding mines, booby
traps, natural dangers, communists, and the Ghosts of Bataan.. Sgt. Abraham
walked the fine line between sanity and insanity.
In the above 2-1/2 years, Sgt Abraham was the key witness against Supreme
Japanese Commander Lt. General Matasura Homma who was found guilty of war crimes
and shot by a firing squad. During exhuming of graves on Bataan, a
Japanese-Filipino came over to Abraham stating that the Japanese in
the jungles wanted to surrender knowing the war was over and many were sick.
Abraham promised the Japanese Major protection from the Filipinos. Abraham
called the Army camp at the San Fernando, telling them about the Japanese
wanting to surrender two days later a platoon from the anti-tank company arrived
and took the Japanese to a prison camp. At a ceremony Abraham accepted the
Japanese Samarai saber.
Abraham was the only soldier who fought on Bataan to see the Japanese surrender.
The mental and physical toughness, along with a high intellect and altruistic
nature of this great American Patriot is the standard by which all Heroes can be
$22.95 ea
(Paper Back)
(Includes Shipping in the Continental US)
Sgt. Major ABIE ABRAHAM
copyright Ghost of Bataan, Abie Abraham
Web design by
Pat Rask


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Ron Paul announced today his new online network channel to launch soon: http://www.ronpaulchannel.com/landing/become-a-founding-subscriber/
He explains further: "The mainstream media and big government have chipped away at our freedom of speech and the press. Meanwhile our government is more secretive than ever. The NSA and IRS have crossed the line into our personal lives that the Founding Fathers could never have anticipated.
Forcing transparency, providing accurate and timely reporting, and sharing analysis about what's actually going on! There are some in mainstream media who have been asleep at the switch. So we are taking on the challenge, because you deserve the truth.
The Ron Paul Channel will be a platform for the uncensored, and sometimes ugly, truth that you won't see anywhere else. We'll feature the boldest, most fearless patriots and bring you the news and information everyone else is afraid to cover. We won't play favorites. We will invite guests who have differing points of view and here's an idea—we will engage in an honest conversation, or even debate, about the issues. We won't be influenced by advertisers, and we won't be censored. The Ron Paul Channel will be OUR channel! And the channel for the Truth."
Glenn Beck recently announced an additional outlet from his growing empire, his THEBLAZE RADIO NETWORK: http://www.theblaze.com/radio/
Please see this following recent POLITICO article for more: http://www.politico.com/story/2013/08/glenn-becks-empire-not-influence-grows-95140.html?hp=t1
Glenn Beck's empire, not influence, grows
Glenn Beck is big business.
Two years after leaving Fox News, Beck's radio show is among the top ranked of anyone in political talk, the independent news network he launched has been picked up by Dish Network and several cable distributors, and he's busy selling fans everything from best-selling books to jeans from his clothing line.
Glenn Beck's final sign-off
Beck, 49, is using the creative freedom of not being shackled to someone else's network to take what's been dubbed his "media performance art" to new levels lately — like when he reenacted the notorious baseball bat scene from "The Untouchables" to make a point about the Obama administration — but some observers say that becoming more of an entertainment force has meant diminished political impact for the conservative host.
"That does change the political influence you have, when you broaden out to be an entertainment commodity," said University of Maryland journalism professor Mark Feldstein, calling him a "right-wing Garrison Keillor."
"You bring in money, but you don't have the role of lightning rod, catalyst, political icon, that he sort of once had," Feldstein added. "I certainly don't think he's in the zeitgeist now the way he was. I think in terms of the effect on political discourse, it's diminished."
Relishing the running room he has at his own independent network, TheBlaze, Beck has also recently: Sheathed his fingers in condoms to mock the tampon earrings worn by MSNBC host Melissa Harris-Perry in the wake of the Texas abortion battle and used a faux French accent as he painted a "masterpiece" dubbed "Obama in Pee Pee" – a mason jar filled with yellow liquid and a dashboard Obama figure.
While Beck dramatically warns listeners that "we are living in Biblical times" and "we are at the end," it's clear he's preparing for anything but. Those who work with him at his news network, TheBlaze, say Beck is well on his way to building a massive, multiplatform media company as the network aims to become a fully distributed cable, satellite and telecommunications company.
Beck departed Fox in June 2011 and just three months later launched his own conservative and libertarian network. Today, TheBlaze — originally named GBTV — features 43 hours of original programming each week and is available via internet streaming, on Dish nationally, and through more than 15 operators, including Cablevision's Optimum TV service in the New York metropolitan area.
On the radio, his nationally syndicated show ranks third among political talkers, behind Rush Limbaugh and Sean Hannity, with over 7.5 million listeners per week, according to Talkers magazine's latest ratings. Beck regularly interviews big-name political guests from the right, and in recent weeks has featured Kentucky Sen. Rand Paul and Texas Gov. Rick Perry. As an author, his fiction and nonfiction works often hit the New York Times Bestsellers list. (This year, Beck made $90 million, according to Forbes, and ranked number 34 the magazine's list of the world's most powerful celebrities.)
"Glenn has never been a guy, at least in my time with him, who has accepted the norm," said Joel Cheatwood, the president and chief content officer of TheBlaze. "A good idea is really not good enough. It's got to be a really great idea. A big idea should be bigger. And he's always, in a good way, pushing all of us to take our ideas to the next level. And he usually comes in with one that's 15 stories above where we've been."
"It's just the way his mind works, and it works that way constantly," Cheatwood, previously a senior vice president at CNN and Fox News, told POLITICO. "To say he's two or three or four years ahead of the game would be probably to minimize the true impact of his thought process."
Beck's friend Mary Matalin — editor at large for Threshold Editions, the conservative publishing imprint at Simon & Schuster that has published Beck — praised him as having "no preconceived 'boxes' limiting his creativity. He trusts his instincts, his gut. He is fearless."
The show host also has his fans in Congress, including Paul, who said in a statement to POLITICO that "Beck connects, in a very visceral way, with those who believe in Constitutional government. Glenn's influence goes beyond the political as he understands that the very root of our crisis is spiritual. Likely, no other broadcaster in America attracts as fervent a following."
Beck's innovative, entrepreneurial spirit is what drives his production company, Mercury Radio Arts, and TheBlaze to take risks that others in the media business would shy away from, those close to him say. "He lets all of us experiment and try things," TheBlaze's Buck Sexton said, likening the organization's vibe to a "start-up" company.
Just take a look at just a few of his moves. Create a jeans line? Sure. Beck designed 1791 Denim jeans that debuted in October. Team up with a Hollywood star to produce a reality show? Why not? Beck and Vince Vaughn's program, "Pursuit of the Truth," pits documentary filmmakers against each other as they compete for financing and distribution for their film will debut this fall. Host a three-day extravaganza in Salt Lake City ending with the performance of an original show? Of course. Beck performed his "Man in the Moon" extravaganza complete with dancers, music, fireworks and a robot to a sold-out audience in July.
In his combined daily four hours on TV and the radio, Beck, who declined to be interviewed for this story, often focuses intensely on a single topic, delivering long monologues – sometimes sparking controversy.
For weeks after the Boston Marathon bombing, for instance, Beck portrayed an injured Saudi national student as someone involved in the attack, although law enforcement sources had said he was only a witness and then-Homeland Security secretary Janet Napolitano told a Senate hearing it had been a case of an innocent person being in "the wrong place at the wrong time."
Read more: http://www.politico.com/story/2013/08/glenn-becks-empire-not-influence-grows-95140.html#ixzz2bJKH2Gqz


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Turkey responded to French genocide allegations with a charge of its own Friday, accusing France of committing genocide during its colonial occupation of Algeria.
French lawmakers passed a bill Thursday making it a crime to deny that the mass killings of Armenians by Ottoman Turks constitute genocide.
The deepening acrimony between two strategic allies and trading partners could have repercussions far beyond the settling of accounts over some of the bloodiest episodes of the past century.
Turkey was already frustrated by French opposition to its stalled European Union bid, and hopes for Western-backed rapprochement between Turkey and Armenia seem ever more distant ahead of 2015, the 100th anniversary of the Armenian killings.
The bill strikes at the heart of national honor in Turkey, which maintains there was no systematic campaign to kill Armenians and that many Turks also died during the chaotic disintegration of the Ottoman Empire.
The French bill still needs Senate approval, but after it passed the lower house, Turkish Prime Minister Recep Tayyip Erdogan halted bilateral political and economic contacts, suspended military cooperation, and ordered his country's ambassador home for consultations.
Turkey and France worked closely together during NATO's operation against Libyan dictator Muammar Qaddafi, and had been coordinating policy on Syria and Afghanistan.
"What the French did in Algeria was genocide," Mr. Erdogan said Friday in a heavily personal speech, laced with criticism of French President Nicolas Sarkozy.
He alleged that beginning in 1945, about 15 percent of the population of Algeria was massacred by the French. He also said Algerians were burned in ovens.
"They were mercilessly martyred," he said.
Erdogan appeared to be referring to allegations that the French burned the dead in ovens after a 1945 uprising that began in the Algerian town of Setif. Algerians say some 45,000 people may have died. French figures say up to 20,000.
The French bill's passage "is a clear example of how racism, discrimination, and anti-Muslim sentiment have reached new heights in France and in Europe," Erdogan said. "French President Sarkozy's ambition is to win an election based on promoting animosity against Turks and Muslims."
France holds presidential elections in April.
Turkish Foreign Minister Ahmet Davutoglu said the French vote was comparable with attempts by Mideast rulers to stifle free speech.
"Europe has philosophically and ideologically reverted to the Middle Ages," Mr. Davutoglu said at a conference of Turkish ambassadors in Ankara, the capital.
France formally recognized the Armenian killings as genocide in 2001, but had previously provided no penalty for anyone refuting that. The bill sets a punishment of up to one year in prison and a fine of 45,000 euros ($59,000) for those who deny or "outrageously minimize" the killings, putting such action on par with denial of the Holocaust.
France is committed to human rights and respect for "historical memory," Mr. Sarkozy said in Prague, where he was attending the funeral of Vaclav Havel, the dissident who became president of the Czech Republic.
"France doesn't give lessons to anyone, but France also doesn't plan on taking them," Sarkozy said in a clip shown on France's LCI television. "I respect the convictions of our Turkish friends – it's a grand country, a grand civilization – and they must respect ours. To cede on one's convictions is always cowardice, and one always ends up by paying for cowardice."
Most historians contend the Ottoman killings of up to 1.5 million Armenians constituted the first genocide of the 20th century. But the issue is dicey for any government that wants a strong alliance with Turkey, a rising power. In Washington, President Barack Obama has stopped short of calling the killings genocide.
The Armenian National Committee of America said the French vote "reinforces the growing international consensus – and the mounting pressure on Turkey – for a truthful and just resolution of the Armenian Genocide."


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In one of my previous question in this Q&A site, someone suggested me that freelancing is not for everyone. I gave a thought over it and came to a conclusion that it is correct. While it may be a choice of veterans and experts in their own fields in some countries, it is like a rescue boat option in few countries, where there is fierce competition.
I am confused on when to use the term freelancing and when to use the term start-up. I may be a freelancer with my name on my business cards, whereas, I may be a freelancer with a one-man start-up, with my firm's name on my business card.
I registered my start-up legally but still, it is a one-man show. It is a one-man company. Is it still freelancing? In that case, should I print my firm's name on business card or wait till I get a handful of hired employees?
When does the label of freelancing get removed for someone who plans for a start-up?


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Elevate your formal attire with our sophisticated selection of clothing, shoes and accessories fit for any sartorial savvy gentleman. From boardroom-ready style, through to wedding guest perfection - we have it covered at Jules B.
With a rich history in menswear tailoring, Jules B proudly presents our exclusive Made to Measure service that has been developed to help you create truly unique garments that showcase your individuality.
Book a personal appointment today and join our in-house tailors who will be on-hand to provide you with a fantastic range of fabrics, linings and details to suit your needs.
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Our Jules B stores have been dressing the stylish men and women of the North of England for over 30 years.
The award-winning destination stores provide the perfect backdrop to the exclusive designer ranges - a harmonious mix of established big name brands and up-and-coming stars of the future.


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LUCERNE, SWITZERLAND – 20 June, 2017 – M-BIZ Global launches Playable Ads as a Do-It-Yourself Service to all brands, advertisers and ad networks.
Playable Ads are rich media display banners that can be played within the banner unit. This innovative display advertising format is becoming more and more an integral part of the advertising eco-system, increasing not only user engagement with a brand and product but also leading to higher retention rates and increased average revenue per user.
With M-BIZ Global's Do-It-Yourself platform (BMG Studio) brands and advertisers can now create the playable banners all by themselves, without any coding experience – using out of a growing number of fully customizable templates. Playable Ads via BMG Studio work with mobile and desktop supporting MRAID and URL, respectively. Currently 2 sizes and formats are available as portrait (320×480) and landscape (480×320).
All MRAID or HTML5 URL supported Ad Networks can be seen as viable distribution channels.
Playable Ads via BMG Studio allow small and middle size businesses with limited budgets and a lack of in-house technical and creative resources not only a cost-effective solution and a quick turnaround but also avoids a great deal of hassles of systems and software issues, upgrades, etc. for the clients.
About M-Biz Global
M-BIZ Global Solutions is the world's largest mobile gaming solutions provider for brands, advertising networks, and agencies with offices in six countries, M-BIZ Global has been successfully helping companies improve their business performance and profitability since 2005. To this end, M-BIZ Global offers various innovative solutions: Branded Mini-Games, Playable Rich Media Ads, Hello Mini-Games and Pocket Arena. The company is headquartered in Lucerne, Switzerland.
For more information, see: www.brandedminigames.com
Media Contact
Company Name: M-BIZ Global Solutions
Contact Person: Massoud Loodin
Email: firstname.lastname@example.com
Country: Switzerland
Website: www.brandedminigames.com


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All 18 fighters for tonight's Powerhouse World Promotions' "War on the Mainland" event successfully made weight for the show on Friday evening.
Well, more or less.
Former UFC heavyweight champion and "War on the Mainland" headliner Tim Sylvia looked significantly better than he has in recent outings, as he weighed in at 274.4 pounds – just under the contracted limit of 275 pounds but almost 10 pounds heavier than the 265-pound limit generally in place for most heavyweight championship fights – with fellow UFC vet Paul Buentello.
"The Headhunter" came in well under the limit at 251.6 pounds.
There was also a slight hiccough in the PWP middleweight title fight as former International Fight League star Matt Horwich came in just over the limit at 185.4 pounds. Opponent Thales Leites had no trouble and tipped the scales at 184.6 pounds.
Jason Lambert (203.8) and Tony Lopez (204.6) had no issue making their light heavyweight title fight official.
In other notable on-scale appearances, former middleweight slugger Terry Martin looked sharp at welterweight, while MMA legend and now-lightweight Jens Pulver looked a little softer than his recent appearances at 145 pounds.
The full weigh-in results included:
- Paul Buentello (251.6) vs. Tim Sylvia (274.4)
- Jason Lambert (203.8) vs. Tony Lopez (204.6)
- Matt Horwich (185.4) vs. Thales Leites (184.6)
- Diego Garijo (153.8) vs. Jens Pulver (155.4)
- Gustavo Machado (185.8) vs. Rick Reeves (183)
- Terry Martin (170) vs. Jorge Ortiz (169)
- Erin Beach (154.4) vs. Joao Silva (153.4)
- Cleber Luciano (153.8) vs. Todd Willingham (154.8)
- Sean Choice (169.4) vs. A.J. Matthews (169.4)
MMAjunkie.com (www.mmajunkie.com) will have live updates on the evening's main card, as well as quick results for the "War on the Mainland" preliminary action.
(Pictured: Paul Buentello)


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New Agents
Are you looking for a career that offers flexibility, growth opportunities, autonomy, and financial independence, all while you help people realize their dreams? If so, the perfect opportunity awaits you at Watson Realty Corp.
For more than 50 years, our unique brand of training and support has helped countless driven individuals go from novice to successful real estate agent. With the opportunities available to you at Watson Realty Corp., you'll discover career success like never before.
How Do I Get My License?
The first thing you need to do before you can become an agent is obtain a license from the Florida Real Estate Commission. This can be achieved by meeting the following criteria:
- You must be 18 years of age.
- You must have a high school diploma or the equivalent.
- You must have successfully completed a state-required education course.
That last step is where the Watson School of Real Estate comes in. Over several weeks, new agents learn all the principles and practices they need to fulfill the 63 hours of instruction required by the Florida Real Estate Commission. With flexible hours to fit any schedule and knowledgeable instructors leading each course, the Watson School of Real Estate is designed to prepare new agents for the field in a manner that's convenient for them.


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NinjaVideo Admin Phara Gets 22 Months In Jail, 500 Hours Of Community Service & Has To Pay MPAA $210k
from the well,-well... deptToday was the sentencing for Hana "Phara" Beshara, the admin for NinjaVideo who has received plenty of attention in the last few months. Just a few hours ago, she was sentenced to 22 months in prison, another two years probation after that, 500 hours of community service and she has to pay back the $209,896.95 that she supposedly made from NinjaVideo to the MPAA. I'm sure they'll be passing that along to moviemakers, right? Either way, what's telling here is that the judge appears to have given Beshara significantly less than what the government asked for.
After receiving what appears to be some pretty bad legal advice, Beshara was indicted, and quickly realized that she was left with little choice but to plead guilty in the case. Just a few weeks ago, we wrote about the fantastic and detailed American Prospect article by Rob Fischer, which detailed Beshara's story in a way where she certainly made it clear that she didn't agree with the reasonableness of the charges against her. Once again, it seems as if Beshara has been on the receiving end of bad legal advice (talking to the press post-guilty plea, but pre-sentencing... not so smart).
The US Attorney, Neil MacBride (who, it's important to note, spent years as the Business Software Alliance's "anti-piracy" boss), asked the judge to throw the book at her, using Fischer's article to repeatedly claim that Beshara's "substantial ego" and "inflated sense of self-importance" justified sending a strong message with the sentencing. Who knew that having a big ego was illegal? MacBride -- as he used to do with the BSA -- totally overplayed the claims of "losses" to the entertainment industry -- insisting that, every week, the MPAA alone was harmed to the tune of $1.5 million, "resulting in a staggering sum if the figure is extrapolated" to cover the 120 weeks that the site was in existence. Here's a tip, Neil, if extrapolating leads you to "a staggering sum," perhaps it's because your assumptions are wrong.
Either way, the judge appears to have decided not to completely buy into these claims of harm. While the government "agreed to limit the loss" to just $1 million, even though "the harm was certainly far more than $1 million," the judge seems to have capped the financial restitution to just her salary from NinjaVideo. The judge appears to have chosen not to also include a fine (which sentencing guidelines would allow between $10,000 and $100,000). On top of that, the judge gave Beshara less time in jail then either what Beshara claimed she expected (3 years) or what the sentencing guidelines and MacBride suggested (46 to 57 months). It seems that the judge didn't buy into all of MacBride's assertions.
Either way, expect the government to play this up as some huge victory against the scourge of online infringement and use it to justify continued censorship of websites.
Filed Under: copyright, hana beshara, ice, infringement, jail, neil macbride, operation in our sites, phara, sentencing
Companies: mpaa, ninjavideo


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Nice Côte d'Azur Airport is located 7km (4 miles) west of Nice.
Rue Costes et Bellonte
06206 Nice
Dialling code: +33
Telephone: 08 2042 3333
Lufthansa at the airport
Lufthansa Lounges
You can relax, take forty winks or get down to some work before your next flight in the Lufthansa and Star Alliance partner lounges at all major international airports.
To the loungefinder
How to get there
Driving Directions
Nice Côte d'Azur Airport has good road links to Nice, Monaco and Italy via the Promenade des Anglais; it is also linked to Cannes and Antibes via the A8, RN 98 or RN7, and to Digne-les-Bains and Grenoble via RN202.
SNCF regional train services (tel: 08 0011 4023; www.ter-sncf.com) run from Nice St Augustin railway station, situated 500m (1,640 ft.) from Terminal 1. SNCF services to other national destinations run from the central station in Nice, which is connected to the airport by bus 99 (SNCF Direct) from Terminal 2 and bus 23 from Terminal 1.
Lignes d'Azur buses 99 and 98 (tel: 08 1006 1006; www.lignesdazur.com) run regularly between the airport and city centre. The single fare is €4 (this is a day ticket valid for bus travel anywhere in the Côte d'Azur) and the journey takes approximately 20-30 minutes.
Taxis (tel: 04 9313 7878) are available 24 hours a day; stands are located outside Arrivals at both terminals. Fares to central Nice range from €22 to €30 during the day and €27 to €32 at night.
Car Parking
There are numerous car parks providing facilities for short- and long-term parking at both terminals. The new P6 car park, near Terminal 2, offers a more flexible 'intermediate' parking option with a number of fixed-term packages.


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Obama the penny pincher?
Obama has been exposed in yet another blatant campaign lie. This one wasn't even really his fault. Rex Nutting, a writer for the mainstream/yet left leaning Marketwatch prepared a chart that shows Obama hasn't really grown spending all that much. The administration quickly ran with it, putting the chart on their facebook page, and announcing that Obama was a model of fiscal restraint.
So how does this economist at Marketwatch, and now Obama and media reporters who can barely add two and two, come to figure out that Obama is so thrifty? Simple. Their percentages make one major assumption that makes the percentages meaningless. Every dollar of spending in the first year of a President's term is directly a result of the budget the previous President wrote.
To put it simply, the $787 billion dollar stimulus bill that Obama ran on, lobbied for, pushed through the Democrat super majorities in the House and Senate, and signed was actually spending that should be attributed to Bush. Of course once you do that you have majorly inflated Bush's spending and deflated Obama's spending so that percentages make Obama look like a champ. I'm not making this up. This is actually what Rex Nutter did. He also included 2013 in Obama's figures even though Obama's budget lost in the Senate something like 99-0.
Nutter should be fired, but who is going to fire him? Journalists rely on people like Nutter to be the "experts". That way they don't have to actually do any work.
"I was for tax and spend, before I was against it!"
Obama's budget cuts the deficit by $4 trillion over the next ten years. Of course, like Clinton's last budget in office, it is simply words on a page that have absolutely no bearing on reality. But nevermind the fact that $4 trillion over the next ten years wouldn't cover Obama's deficits for his first four years or that his numbers are probably about as accurate as the CBOs estimate of the costs of Obamacare. Since when did Obama decide he was against tax and spend??
Obama, on the one year anniversary of what Nutter seems to think was Bush's stimulus, praised the stimulus package as having saved us from another great depression. So shouldn't we be thanking Bush? While Obama has been running as a tax cutting President who pinches pennies on his facebook page, just a couple weeks ago he re-affirmed his tax and spend stance in the upcoming debt ceiling debate. Obama went from tax and spend, to proud tax cutting President when he was forced to extend the Bush tax cuts, to tax and spend when the debt ceiling debate rolled around again, and back to tax cutting for the 2012 election. Even John Kerry was more consistent.
Biting the hand that feeds them
It is not coming up all roses for the Obama propaganda machine. Obama is betting the farm on a populist attack against Bain Capital where Romney used to work. But the Left has been heavily funded by private equity, and most private equity companies didn't get the memo about Obama just saying whatever it takes to get elected. Some of them are actually getting offended by the attacks.
Democrats are getting nervous too. Apparently not every Democrat feels comfortable biting the hand that feeds them. But what else does Obama have to attack Romney on other than the fact that he is successful and the "independent" liberal voting base is anti-success?
The attack on Bain is dubious anyway. As a venture capital company, they may have had lots of layoffs on their watch in order to fix businesses, but Obama has seen 2.5 million net jobs lost on his watch. Actually, let me borrow some Obama math and accuracy and adjust that number to 6.7 million jobs lost. After all, if the net loss is 2.5 million, but Obama claims he added 4.2 million, then shouldn't we be using the total jobs lost figure instead of the net? Just trying to be consistent, Mr. President.
Obama is running as a conservative while acting like a liberal. When conservatives force his hand, he is happy to take credit for the results. When liberalism fails, he is happy to pass the buck to Congress or the previous administration. He will say or do whatever it takes to win re-election and cannot be trusted.
Filed under: President Obama | Tagged: 140 billion, 2013 budget, 787 billion, 99-0, Bain, Bain Capital, Barack Obama, bloomberg, budget, Bush, capitalism, cbo, clinton, CNN, Congress, conservative, Daily Caller, Debt, deficit, equity, finance, flip flop, how much was the stimulus, john kerry, last 8 years, liberal, marketwatch, Mitt Romney, msnbc, nutter, obama, obama a spendthrift, obama spending, obama spending levels, obama spent less, Obamacare, private equity, Romney, Senate, spending cuts, stimulus, surplus, tax and spend, tax cuts, venture capital, yahoo! |


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DIY Pintrest Beauty How To Videos
The Best Pinterest Beauty DIYs, All in One Place
The Best Pinterest Beauty DIYs, All in One Place
Pinterest has breathed new life into beauty DIYs, and we've put a few to the test. Turns out, most are easy to re-create and are quite useful to boot. Consider them life hacks for your beauty regimen. Beauty Reporter Kirbie Johnson walks you through some of our favourites, which include a magnetic makeup board, home-made shaving cream, and an easy trick for creating matte nail polish.


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Be a part of a unique online community that connects post production professionals and film academics worldwide.
You'll have access to personalize your news feed, access to Live Post Talks and much more. Contribute to the community by posting interesting post production content.
March 28, 2011, 6:46 pm
Recently I've been getting a lot of performance questions from Mac users about using Adobe Premiere Pro editing systems with ATI/AMD graphics cards. No question this has been "sparked" by Apple's recent series of MacBook Pro Laptops featuring Thunderbolt and a 1GB AMD Radeon 6750 graphics card.
October 26, 2020, 7:35 pm
VFX Supervisor Tobey Lindback is bringing his sharply honed skills and two decades of experience to creative studio Carbon. The VFX craftsman spent the last 10 years at The Mill, Psyop and MPC, leading high profile creative work for the likes of Audi, Budweiser, Mercedes, Mountain Dew, Nike and PlayStation.
October 26, 2020, 1:25 pm
Jaron Lanier, who coined the term Virtual Reality in 1987, hoped to see the technology used for more than entertainment. His dream is becoming real, thanks to new VR headsets and new ways to use them.
October 26, 2020, 1:25 pm
Even though Final Cut Pro is user-friendly, it always nice to have a bit of help. Templates can help you get a head start in designing your next video project; Let's look at 20 of the best Final Cut Pro templates in this round-up.
October 26, 2020, 1:25 pm
We're only a couple of days away from season 2 of The Mandalorian. So, to get ready for the new season, I thought I would collect some of the incredible virtual production and VFX breakdowns from various studios that were released for season 1.
October 26, 2020, 1:25 pm
In many ways, Mank feels like a departure from David Fincher's usual aesthetic style. A black-and-white drama written by Fincher's father, the late Jack Fincher, Mank is set in Hollywood in the 1930s and '40s. It tells the story of alcoholic, troubled screenwriter Herman Mankiewicz's (Gary Oldman) attempts to reignite his career by drawing from his own experiences with newspaper magnate William Randolph Hearst (Charles Dance) and Hearst's paramour, actress Marion Davies (Amanda Seyfried).
October 23, 2020, 12:43 pm
So far in befores & afters' Body of Work series, we've looked at creatures, robots, fluid sims and face replacements. Now we're diving into crowds with Rodeo FX, and their particular challenges faced on the projects Now You See Me, Game of Thrones and Fantastic Beasts: The Crimes of Grindelwald.
October 23, 2020, 12:43 pm
This week we are featuring Dirty Filter from Bedroom Producers Blog. It features a pair of resonant filters and emulated analogue tube circuitry. You can use the BPB Dirty Filter in your favourite DAW to add some subtle colouration or to crush the audio signal into pieces.
October 23, 2020, 12:43 pm
Theo Demiris and his team created a variety of Italian environments, from marshland to an Army base, while in lockdown, for Academy Award-nominated Luca Guadagnino's series about two American kids living at a U.S. military base in Italy.
October 22, 2020, 12:41 pm
Between things like camera shake and poor lighting, the videos you take with your phone, DSLR or mirrorless camera can end up blurry for any numbers of reasons. Worse yet, it's difficult to sharpen a photo or video after the fact, and more often than not, the results don't look great. However, with the help of AI, Adobe thinks it may have the solution for blurry photos and videos.
October 21, 2020, 4:03 pm
Let's have a look at the invisible work by Pixomondo on the second season of THE UMBRELLA ACADEMY...
Gordon sits down with documentary editor and producer Kathryn Robson to discuss storytelling and her work on the hit Netflix ...
Gordon sits down to talk to Emmy Nominated editors Kate Sanford & Tim Streeto to discuss their work on the Marvelous Mrs. ...
Gordon sits down with Wade Barnett(Supervising Sound Editor) and David Barbee (Sound Designer) to discuss their work on Amazo ...
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New products introduced over the last week include a new portfolio monitoring service from BondDesk for its wealth management platform and two new strategic income funds from Manning & Napier.
In addition, SS&C Technologies announced the release of its Total Return 2012 technology platform.
Here are the latest developments of interest to advisors:
1) BondDesk Introduces New Portfolio Monitoring Service for Wealth Management Platform
BondDesk Group LLC announced Tuesday the availability of a new portfolio monitoring service for its BondWorks wealth management platform. A video highlighting its capabilities can be found at http://www.bonddeskgroup.com.
The service monitors clients' holdings and alerts financial advisors through the platform and via e-mail to significant events such as bond ratings changes, price changes and redemptions.
2) Manning & Napier Launches Strategic Income Mutual Funds
Manning & Napier Fund recently announced the launch of the Manning & Napier Fund, Inc. Strategic Income Conservative Series (MSCBX) and the Manning & Napier Fund, Inc. Strategic Income Moderate Series (MSMSX), two mutual funds that feature a blend of stocks and bonds, and will target income-producing securities. Both invest in four underlying proprietary mutual funds that provide diversified exposure to dividend-paying equities, fixed income and real estate.
MSCBX offers a 15%–45% equity range, and MSMSX offers a 44%–75% equity range. Both funds are managed under the oversight of the firm's senior research group. The funds will be offered with both a retail share class (S class) and institutional share class (I class) with investment minimums of $2,000 and $1 million, respectively.
3) SS&C Releases Total Return 2012 Technology Platform
SS&C Technologies announced Tuesday the general availability of Total Return 2012, an update to SS&C's portfolio and partnership accounting and reporting platform for hedge funds, funds of funds and family offices. The enhancements will offer greater transparency for investors in line with increasing market requirements. The latest release of Total Return allows for processing and Microsoft SQL reporting at various levels of detail and frequency. Key features include the integration and automation of Form PF filing, enhanced incentive fee calculations and expansion of the fund of funds pricing history universe.
SS&C has integrated Total Return with its Form PF solution to provide an interactive web-based Form PF interface for clients to process and review data and electronically file with the SEC. In addition, Total Return provides a wide range of complex fee structures to calculate and analyze performance net of fees and expenses. Incentive fee calculation enhancements include the automation of high watermarks and hurdle rate calculations. With this release, Total Return offers an interface for analyzing and storing NAVs and capital balances for funds of funds and family offices investing in the private partnership space.
Read the Aug. 24 Portfolio Products Roundup at AdvisorOne.


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Article content
Tim McGraw has brushed off the controversy surrounding video footage appearing to show the country superstar slapping a female fan at a concert, insisting: "There's nothing to be said about it".
The damning footage was shot at a show in Atlanta, Georgia on July 13, when McGraw was walking into the crowd, and his publicist subsequently played down the scandal by claiming the incident looked a lot worse than it was, explaining that the singer "instinctively swatted" the woman for pulling at his jeans, which were torn in the encounter.
Now McGraw has broken his silence about the concert incident, revealing he felt the need to defend himself from the over-eager fan.
He tells news show ET Canada, "Sometimes things can lose context and perspective. I reacted in an instinctive, defensive way from my perspective of what was going on. I think it was an unfortunate situation, I think, all the way around.
"But it happened, it happened in a split second, it was pure instinctive reaction, I think you just got to move on. It is one of those things that happen, nobody feels good about it, but there's nothing that could be done about it. You are in that position, you are out there, you are vulnerable, things happen and sometimes you react. There's nothing to be said about it."
tap here to see other videos from our team.


text:
NASA has awarded $17.8 million to an aerospace contractor to add a new habitat module to the International Space Station, according to a press release issued by the agency on Monday. Bigelow Aerospace will develop the addition to help humans "thrive in space safely and affordably." The details aren't yet clear, but Bigelow has designed modules that would triple the size of the ISS.
Bigelow Aerospace, a space technology startup that specializes in inflatable space habitats, created a proposal for a cylindrical "Bigelow Expandable Activity Module" back in January 2011. The original concept design, the BA-2100, would be 2100 cubic meters in size, much larger than the ISS's current 837 cubic meters. The module would measure 58.4 feet long, and would be 41.3 feet in diameter, allowing for a few distinct activity spaces within.
The BA-2100 was originally conceived as part of the Bigelow Commercial Space Station that was set to go into orbit in 2015. But deployment to the existing space station would presumably require some level of redesign. NASA and Bigelow Aerospace are set to hold a joint press conference at Bigelow's headquarters in North Las Vegas, NV on January 16 to further discuss details of the joint venture. Here's hoping that the ISS's astronauts will finally get that sewing room they've always wanted.


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Valuable NEA Political Endorsement Remains Up for Grabs
Democratic presidential candidates have yet to make their case
WASHINGTON - February 08, 2008 -
Political leaders and advocacy organizations are stumbling all over themselves to declare their choice to carry the Democratic standard in the presidential contest this fall. With the failure of Super Tuesday to define a clear-cut favorite for the Party's nomination however, the most valuable, and perhaps the most important, endorsement remains unclaimed by either Sen. Barack Obama or Sen. Hillary Rodham Clinton.
The 3.2 million-member National Education Association, the nation's largest labor organization as well as the nation's largest professional association, remains on the sidelines in the competition for endorsements by the two remaining Democratic presidential candidates.
According to NEA President Reg Weaver, neither Obama nor Clinton has made the case that would earn them the Association's recommendation. "There have been dozens of debates but less than a handful of questions about the future role of the federal government in public education," says Weaver.
"Both Democratic candidates have strong records on education, but our members want to know about their visions and their plans for the future, and we haven't really heard that yet. If they haven't made education a central part of their campaigns, how can we feel confident that they will make education a central part of their administration?"
With both candidates scrambling to gather enough delegates to win the nomination, NEA is uniquely poised to play a major role in either campaign. Public school teachers have been near the top of the list of America' s most admired spokespersons for decades, and according to the Harris polling firm, teachers' grades among the nation's "most admired professions" have improved by an average of 23 percentage points over the past 15 years. Along with millions of classroom teachers, the National Education Association also represents education support professionals, retired educators, higher education faculty, and college students preparing to enter the teaching profession.
"Our 3.2 million members live in every state, in every Congressional district, and in every precinct," says Weaver. "When you look at friends and family, we're talking five to six million potential voters, and most important, we're talking about tens of thousands of committed local campaign volunteers."
What must the candidates do to gain access to those NEA-member volunteers? According to the NEA's Weaver, the course of action is simple.
"For the past eight years, America's public schools have been the victims of top down, manage by mandate federal education policy," says Weaver. "We want to know how these candidates are going to reach out and build partnerships with America' s public school employees. Are they going to make No Child Left Behind a plan for lifting students up instead of letting them down? Will they provide reliable and adequate funding for federal education programs? How will they help state and local governments pay for improved facilities, new technology, better teacher training, and more help for those who need it most?"
"We want to know," concludes Weaver, "how America' s public schools fit into this culture of change they talk so much about. And we want to hear them talk about it now - often – and loud."
# # #The National Education Association is the nation's largest professional employee organization, representing 3.2 million elementary and secondary teachers, higher education faculty, education support professionals, school administrators, retired educators and students preparing to become teachers.
Contact: Anitra Speight (202) 822-7823


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150mm f/3 Zettar projector lens
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peter k
Joined: 26 Dec 2009
Posts: 204
Location: Sedona Az
Posted: Mon Dec 16, 2013 10:02 pm
Post subject: 150mm f/3 Zettar projector lens
Well I can receive a 150mm f/3 Zettar projector lens, from Zett Projektion Braunzweig, with a custom lens board for a 3x4, for the cost of shipping from Europe.
It will run around $24 without tracking and trace, or $33 dollars with tracking. The lens, I'm told looks great (no scratches, clear coating, no fungus).
Supposedly, its for a 3x4. Now I love to try this on my 3x4 Anniversary Speed... and test out its curtain. But I like to verify that its 'image circle' would work for a 3x4 speed?
and/ or, are there other suggestions, or comments about this lens use, its sharpness, ect.
Thanks p.
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Dan Fromm
Joined: 14 May 2001
Posts: 2060
Location: New Jersey
Posted: Tue Dec 17, 2013 12:36 am
Post subject:
Peter, I asked Google what it could find for Zettar AND lens OR objectif OR objektiv
was among the first hundred hits.
People who ask questions they could easily have answered themselves are imposing on the community.
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peter k
Joined: 26 Dec 2009
Posts: 204
Location: Sedona Az
Posted: Tue Dec 17, 2013 1:49 am
Post subject:
Thanks Dan for the reply.. being a lens newbie, and not as intelligent about lenses as you are. I did do a Google search, but now have been educated to understanding that I made the mistake of asking about the specific lens, the 150mm f/3 Zettar projector lens, and not just any Zettar.
So thank you for the education, I'm sorry I wasted your time, as this has been quite a busy site of late, or maybe you have been stressed in clarifying newbie misdirected, but imposing inquiries.
I have have read many of your replies, here and on other forums, and have enjoyed the help, clarification that you have given others, and myself on occasion, as I try to research an understanding. Appreciate your efforts.
Keep it up, at times it can be very entertaining.
I now will search, just for Zettar...
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Dan Fromm
Joined: 14 May 2001
Posts: 2060
Location: New Jersey
Posted: Tue Dec 17, 2013 3:03 am
Post subject:
Peter, the link I gave you has much of the answer.
Using projector lenses as taking lenses is a new fad, there's no information about how well most of them work as taking lenses. But since you have one coming you'll soon be able to ask it.
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peter k
Joined: 26 Dec 2009
Posts: 204
Location: Sedona Az
Posted: Tue Dec 17, 2013 3:32 am
Post subject:
Well I gave up on the Zettar search, and went into projection lenses used in LF... showing some of samples of the pictures taken ... exotic!
I can see where it could be considered a fad, I'm still trying to get my technique down in just taking pictures with normal lenses.
It was free, except for the shipping, and since its not truly a photographic lens, doesn't seem to be worth the expense and the creative hassle at this time, in using it, to have it shipped, so will probably pass on it.
Maybe later, when I have more experience I may want to experiment, if I want to become more challenged.
Thanks for the clarification, and do enjoy your posts, as I ran across some more in this search on the web.
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Joined: 28 Sep 2001
Posts: 3876
Location: Mid Peninsula, Ca.
Posted: Tue Dec 17, 2013 7:37 am
Post subject:
The search term or keyword is the key to getting good results. I find if I search for a term/keyword, close that search, then initiate a search for the same term 30 minutes later I get a new set of results. Its frustrating when you look at a link from the initial search, close the search and link, come back later for more information from the link or other information contained in that link or other links from the original search.
This is what Peter may be experiencing.
The best camera ever made is the one that YOU enjoy using and produces the image quality that satifies YOU.
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Dan Fromm
Joined: 14 May 2001
Posts: 2060
Location: New Jersey
Posted: Tue Dec 17, 2013 2:35 pm
Post subject:
Charles, the link I gave him still works.
You're right about the difficulty of recreating a search. That's why I bookmark interesting links. My list of temporary bookmarks keeps growing.
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Nephi's Courage (simplified)
1. The Lord commanded Nephi, "Go and get the plates."
Laban and his servant wait inside the gates.
Laman and Lemuel were both afraid to try.
Nephi was courageous. This was his reply:
2. The Lord commanded Nephi, "Go and build a boat."
Nephi's older brothers said it wouldn't float.
They laugh'd and mocked him and said he should not try.
Nephi was courageous, Here is his reply:
"I will go; I will do the things the Lord commands.
I know the Lord provides a way;
He wants me to obey.
I will go; I will do the thing the Lord commands.
I know the Lord provides a way.
He wants me to obey."
Text: Bill Hansen
Music: Lisa Hansen
Artist: Hansen
Album: Music Published in the Church Magazines: Friend
Composition Date: 2012-02-12
More Info: Friend


text:
Review: Pretz N' Beanz Cafe, IPC Mutiara Damansara
>> Saturday, January 17, 2015
Oh my goodness...in a blink of an eye it's been almost a month since my last post! I've been extremely busy with youth planning retreat, office projects & house renovations that I didn't have time to even sit down & blog :'(
It felt as if a significant part of me went missing when I was on 'break' from blogging. Ah, how I miss blogging & meeting foodies at food review sessions! *screams...* I'M BACK!!! :D
To kick start the blog for this year, I've to thank Xavier & aunty Lilly for the opportunity to review the delicious pizza pretzel at Pretz n' Beanz, IPC :D
Overall comment: Fluffy pretzel base that goes well with pizza topping!
Halal: Pork-free
Have you had Pretzel Pizza before? If you haven't, drop by IPC at Mutiara Damansara (right next to Ikea) or Mont Kiara to get your fix of pretzels + coffee!
Sweet Potato Filled Pretzel (RM10.90/piece)
One of the best sellers at the Mont Kiara outlet is the sweet potato filled pretzel (piece on the right). You may think that it'll be mushy, but it's I can testify that it's actually delicious! Soft, firm, & smooth; no where near mushy!
The simple pretzels are good enough. Pair it with a cup of aromatic coffee & you have your day starting on a happier note :P
Apart from pretzels, Pretz n' Beanz serve a substantial variety of freshly cooked pastas & burgers too! Yes, not those microwaved dishes! *hurray!*
This is one interesting dish if you like your food spicy. It reminded me of nasi lemak as there was sambal used in the pasta sauce, but with spaghetti! Those who fancy fusion dishes will find this interesting, but I found it too spicy for my liking...hehe.
Anna also highlighted that the latte steamed milk is set to the precise 60C, so that it'll not be too hot 'til the richness of the milk gets affected & more importantly, the temperature will not burn the coffee. For those who love coffee with a chocolatey note, you could give Pretz n' Beanz a try.
Do try their pretzel pizza too!! Now there are certainly more options of food when we shop at IPC or even Ikea :D
Pretz n' Beanz Cafe
G23, Ground Floor, IPC Shopping Center
No. 2, Jalan PJU 7/2
Mutiara Damansara
47800 Petaling Jaya
Selangor Darul Ehsan
URL: http://pretznbeanz.blogspot.com/
FB: https://www.facebook.com/pretznbeanz
22, Jln Solaris 4, Mont Kiara
50480 Kuala Lumpur
Tel: (+603) 6204 9733
Presentation: * * * *
Price: * * *
Environment: * * * 1/2
Taste: * * * 1/2
Service: * * * 1/2
Pretzel pizza - what an innovative idea!


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Social wellness starts with a sense of community and connection. WellMed works to build this from the day students first arrive on campus, by hosting social events such as barbecues and boat rides, ice skating outings and dances. We define success as building a community of students who will share experiences and support each other over the years they are in medical school and beyond. Balancing hard work with good times and lasting friendship is central to wellness at Einstein.
Calendar items to come.
Quick Fact:
Laughter is one of the best medicines out there. Have a chuckle to sleep better, feel better, and even protect against heart attacks.


text:
Conducting research in drug metabolism, bio-analytical chemistry and the biophysical characterization of viral protein assembly
The Department of Medicinal Chemistry is part of the highly collaborative, interdisciplinary School of Pharmacy. Medicinal Chemistry is a discipline with a traditional focus on organic synthetic chemistry with the broad goals of drug discovery and optimization. The Department of Medicinal Chemistry has always departed somewhat from this tradition given the focus of many of its faculty on the research areas of mechanistic drug metabolism, toxicology, and bioanalytical chemistry.
Research in medicinal chemistry encompasses a broad spectrum of activities including studies pursuant to investigations of the interaction of both drugs and toxic substances with biological systems, and the relationship of chemical structure and dynamics to biological effect and function. In recent years research activities in the Department have been broadened further by the addition of several faculty members with expertise in the areas of biological mass spectrometry and biophysical virology.
The Graduate Program in Medicinal Chemistry regularly collaborates with the broader University of Washington research community and the considerable biotechnology community in Seattle, to lead many aspects of research in the fields of drug metabolism and disposition, drug design and delivery, and disease mechanism.
Latest Department News
Medicinal Chemistry Student Named 2020-21 Magnuson Scholar


text:
- Visit
- Exhibitions
- Collections
- The museum
- Research
- Resources
- Professionals
- Shop
- Online tickets
Auguste Rodin (1840 -1917)
H. 103 cm ; W. 53,5 cm ; D. 41 cm
Possibly the seventh cast, made in September 1917, gift of Rodin "to Mme Rodin for Auguste Beuret" and immediately sold by Beuret.
Bequest of Mme Eugène Rudier, 1957.
< Back to collection
In 1879, Rodin took part in a competition to design a Monument to the Republic, which would adorn the new town hall in Paris' eighth arrondissement.
Possibly inspired by his companion Rose Beuret in a fit of anger, the bust initially appeared under the names of warrior heroines such as Clorinda, Hippolyta, and then Bellona, the Roman goddess of war, considered by some to be the wife of Mars, and who here became the personification of the Republic. Rodin placed a Renaissance-style helmet on her head instead of the Phrygian cap specified in the competition rules.
The result was a sullen, belligerent, somewhat rebellious Republic, totally out of keeping with the image the French government wanted to project, evoking instead a nation thirsting for revenge after its defeat by the Prussians in 1870. However, the bust was much admired by artists like Dubois, Falguière, Carrier-Belleuse and Chapu, who recognized the sculptor's talent as a modeller and his power of expression.
Rodin lost the competition, but the bust may be regarded as one of his strongest works.


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TastyBone Nylon Dog Chew Bone.
TastyBone has been tested on the most vigorous of chewers - it satisfies every bit of your dog's urge to gnaw and is packed with irresistible flavours. With every bite your dog's gums and teeth become stronger and healthier, protecting against infections, tooth loss and vet's fees... and with a TastyBone firmly gripped in its mouth, your dog won't be chewing up anything else either.
TastyBone is perfectly safe to ingest - small fragments will pass through your dog's system harmlessly. TastyBone can be washed in soap and water too, and because it's so tough, it lasts for ages and ages.
• Helps to keep teeth clean and massages the gums
• Made from nylon and flavouring
• Extremely strong, small fragments can be chewed off but are perfectly safe to ingest
• Easy to clean, can be washed
• Size: Small 15cm
• Flavour: Chicken
Note: This toy is extremely tough but not indestructible. Always supervise your pet when playing and remove toy if it becomes damaged.


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Whether on a tour or simply in town – a flat tyre can happen at any time and anywhere. In order to be prepared for such a surprise, we recommend you ride with a spare wheel.
Of course, a spare wheel holder is required for this. There are different varieties available. The spare wheel can be mounted into the front part of the floor board, parallel to the floor board or simply at the tail of the Vespa. The holders are also available in different colour finishes. When buying, care must not only be taken with regard to the correct model but also the size and the type of rim, i.e. whether the rim is open or closed. Unless otherwise marked, the nuts and bolts for the mounting of the spare wheel holder must be ordered separately. The spare wheel holders for the front floor are easy to mount. Previously prefabricated threads are available in the chassis. Simply bolt down and you're finished.
The delivery package includes the rubber chassis and the fixing material in order to bolt down the spare wheel.
Spare Wheel Holder for behind legshield
The spare wheel holders for the legshields are easy to install. Pre-fabricated threads are available in the frame. Simply tighten down and you're finished.
SIP TIP: The screws for affixing the frame are partly not included in the delivery package (apart from part no 90990000). Spare wheel covers hide the unattractive spare wheel. Also available with a bag for additional storage space!
SIP-COMMUNITY User afri1971afri about part no. 90 990000: "Fits great, very good quality"


text:
Plastic power! Visa, MasterCard at all-time highsJanuary 2, 2013: 12:01 PM ET
It's hard to find a stock that isn't higher on the first trading day of 2013 as investors around the world cheered the fiscal cliff deal.
But two stocks that were up sharply Wednesday are worth nothing because they are at all-time highs: Visa (V) and MasterCard (MA).
What does it say about consumers that the two credit and debit card processing giants are doing so well?
Are individuals, much like the federal government, putting off tough decisions about reining in spending? Perhaps. After all, shares of several large card issuers, such as American Express (AXP), Capital One (COF) and Discover Financial Services (DFS) have all been big winners lately too.
But traders on StockTwits were quick to point out that both companies probably deserve to be trading where they are simply because so many consumers prefer plastic over paper. It may not be a sign that the consumer is overburdened with debt.
$MA and $V have been showing relative strength for years now. At historic highs- rewarding stock pickers.
A happy new year for MasterCard, Visa...rising to all-time highs. #Mastercard tops $500 for first time. $MA $V #everyonelovesplastic
True. And credit card delinquencies have not been an issue for major banks for a while now. So it could be the case that consumers are simply using credit cards (or debit) in a responsible way.
But one StockTwits user joked that a good way for charge-happy consumers to stay fiscally fit is to buy what they know.
$MA $V are paying your bills if u invest in them 🙂
Very true. And even though it's fair to wonder anytime a stock is at an all-time high if the valuations are too frothy, both stocks still look attractive.
Shares of each trade for about 20 times 2013 earnings forecasts. That's a premium to the broader market. However, analysts expect earnings for Visa and MasterCard to increase by about 19% a year, on average, for the next few years. And that level of growth is far better than most other financial stocks as well as the broader market.
One trader noted that both stocks were given favorable reviews by an analyst to start off the New Year.
$MA upped to $575 $ $V to $170 by our friends over on Libor St @ $BCS prefers $V for revs & better geo exposure, picky picky
Ha! Referring to Barclays (BCS) as Libor St. (or should it be Lie-bor St?) is very amusing. Anyway, I agree that it's probably a bit of a nitpick to choose Visa over MasterCard considering that both stocks trade for roughly the same earnings multiple and have nearly identical growth forecasts.
And as another trader points out, both companies appear to be holding up well despite potential threats from newer payment companies like eBay's (EBAY) PayPal unit and Jack Dorsey's buzz-worthy Square.
But, nothing wrong with $V $MA. Mobile pay's got nothing on these, yet.
Great point. And keep in mind that it's not like Visa and MasterCard are sitting on the sidelines in mobile. Visa is an investor in Square. And MasterCard is one of several financial institutions that's part of Google's (GOOG) mobile payment alliance.
It's silly to talk about the looming death of the credit card business since Visa and MasterCard are both taking steps to adapt to a world where smartphones may be our new wallets.


text:
A journalist will normally review a book soon after publication, but the importance to financial advisors of a new volume taking a global view of the market for retirement financial advice warrants a preview.
The Pension Research Council (PRC) at the University of Pennsylvania's Wharton School on Friday released a working paper, "The Market for Retirement Financial Advice," which introduces chapters in the forthcoming book (slated for publication this fall by Oxford University Press).
The book is edited by Wharton professors Olivia Mitchell (left) and Kent Smetters, two PRC-affiliated Wharton professors whose names should be familiar to AdvisorOne readers. Mitchell, the PRC's executive director, is one of the nation's foremost experts on retirement security, and in 2010 received the Retirement Income Industry Association's award for achievement in applied retirement research. Smetters, though primarily a scholar, actually rolled up his sleeves and created a full-service financial services firm called Veritat, which sought to provide comprehensive and affordable advice to middle-class investors. He sold the firm last month to LPL.
"Financial advisors play a key role in helping their clients meet their life goals," Smetters (right) told AdvisorOne. "But the financial advice industry is rapidly changing, providing both new challenges and opportunities. Our intent…is to help advisors and policymakers understand these changes, ultimately to the benefit of consumers."
Citing Labor Department estimates that uninformed investors lose billions of dollars each year though financial mistakes, Mitchell and Smetters' project is geared to increasing both the quality and quantity of financial advice.
Consumers, they say, face increasingly complex financial decisions regarding when to stop working, when to claim Social Security, how much to withdraw from retirement accounts and whether and when to annuitize retirement assets.
And surveys show millions of people want to discuss these issues with a trusted professional advisor. Indeed, the authors cite research saying some 15 to 32 million households would like to pay for this service, but not all avail themselves of financial advice, viewing it as conflicted or unaffordable.
The current market mismatch between services wanted and provided may undergo change as the result of a "regulatory renaissance" underway on a global scale. The U.K. and Australia have already banned commission-based financial advice, but Mitchell and Smetters note the effort to adopt a universal fiduciary standard in the U.S. has been bogged down by regulatory fragmentation and industry resistance.
Specifically, the division of regulatory responsibility for financial advisors among the SEC, FINRA and the states, and the existence of two competing standards of care—a suitability standard for broker-dealer reps and a fiduciary standard for investment advisors—result in confusion in the marketplace. (And the authors note that dually registered advisors operating as both RIAs and broker-dealer reps only compound the problem.) Meanwhile, competing financial regulatory legislation adds further to the uncertainty, as both the SEC and FINRA now have claims to provide oversight of investment advice.
In this environment of growing consumer needs and regulatory upheaval, Mitchell and Smetters seek to bring various experts to bear on the current state of the retirement advice market.
Pension experts John Turner and Dana Muir contribute a chapter examining the byzantine world of the various market segments proffering services as financial advisors. Financial advisors Paula Hogan and Rick Miller examine how financial advice differs in theory and in actual practice, particularly on the subject of assessing client needs and explaining risk, a subject Hogan discussed in a recent AdvisorOne interview.
Mathew Greenwald and Lisa Schneider, conultants at Mathew Greenwald & Associates, and Andrew Biggs, an American Enterprise Institute scholar, look at the critical retirement question of claiming Social Security benefits. Their research finds that most workers make suboptimal decisions, typically by seeking benefits too early.
Alicia H. Munnell (left), Natalia Orlova and Anthony Webb of the Center for Retirement Research at Boston College address the topic of asset allocation and conclude that, because most workers lack substantial assets, financial advisors should gear their support of clients to pushing them to increase their savings. Jason Scott of Financial Engines contributes a chapter on how to encourage workers to contribute to their workplace retirement plans.
Kelli Hueler of Income Solutions and actuary Anna Rappaport examine decisions involving annuities and discuss how a particularly valuable retirement solution, life annuities, makes up just a small portion of the advisor-sold annuities. Rappaport recently discussed the question of whether to annuitize with AdvisorOne.
The book also examines questions of advisor efficacy, with a chapter by University of Utah professors Cathleen D. Zick and Robert N. Mayer exploring the impact advisors have on client choices; another by the RAND Corp.'s Joanne Yoong and Angela A. Hung marshalls evidence from survey data that show unsolicited general advice has limited value whereas actively solicited advice improves investor performance.
Andreas Hackethal and Roman Inderst of Goethe University offer proposals to improve financial advisor performance by, for example, providing incentives for them to provide unbiased advice. Research magazine contributing editor and Texas Tech professor Michael Finke contributes a chapter on how financial services industry products may be too costly for most households and shows how a focus on fee income over commissions may improve the quality of financial advice and financial outcomes for investors.
The Investment Company Institute's Sarah Holden looks at survey data to understand how mutual fund investors use financial advice and finds that household wealth is a key determinant; specifically, households receiving financial advice have average assets of $170,000 compared with an average of $85,000 for households not having an advisory relationship.
A final chapter of the book by the Government Accountability Office's Jason Bromberg and Alicia Puente Cackley offers an overview of the regulatory framework of the advisory market, explaining why Depression-era laws divided regulatory responsibility for once-distinct broker and advisor jobs that today overlap to a considerable degree. The GAO contributors look at alternative approaches to harmonizing financial advisor regulation.