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11 Oct DESTINATION & ARRIVAL TIPS!
I recommend reading up on your destination on Trip Advisor. I find a lot of tips on the FORUM page. Travellers from across the world write in about a destination giving helpful tips from taking a cab and where to eat to which tours are interesting. Super read! https://www.tripadvisor.ca/ForumHome. I also like to read Frommers and Lonely Planet. Through Trip Advisor I found information on a student association from the local university in Ho Chi Minh City that ran city historical tours.
Looking for an inexpensive room? Try contacting the university in the city you are travelling to see if they rent the residence rooms out during the summer break.
Bring those spare passport photos with you! You may decide to travel to another destination on short notice and may need a visa which usually requires a passport photo. You will be happy that step is looked after!
Did you know some destinations outside of North America require that your passport be valid 3 to 6 months after your return date? You will either be turned away at your connecting city or on arrival at your destination if the expiry date on your passport was overlooked.
When I worked at the airport for an international airline as a ticket agent, I had the very unhappy job of telling more than a few passengers they could not travel on their travel day, due to passport validity. Fortunately, the passport office has an emergency line. My passengers were able to get an emergency passport that afternoon for a hefty fee and re-book and have their ticket reissued for another fee and fly out within 24 hours. (Another use for those spare passport photos!)
It's not just your passport that you need to be concerned about if you are travelling outside of North America. Be sure to check the foreign document requirements to see if you need a visa for entry into your country of travel.
Did you know that some countries will not allow entrance unless your passport contains at least two blank unstamped pages?
When travelling outside of North America check to see if you will have to pay the country's entrance or exit fees. Some governments or airport authorities charge a departure tax which is not included in the flight fee. You may have to pay the exit fee (departure tax) in local currency or US dollars. When I flew out of a small island in the Philippines, there were at least 5 different departure taxes I had to pay adding up to approx $15.00.
When you check in to your hotel, take a couple of business cards with the hotel's address and phone number. If the address is not written in the local language, ask the desk clerk to print the address details on the back of the card. Keep one with you at all times. If you get lost while sightseeing you can show a taxi driver your card. The hotel card really helped me when I was in Beijing and miles away from my hotel with no idea where I was. I showed the cab driver the hotel card and he understood what I was asking him and drove me straight to my hotel!
Take a pillowcase if you're worried about how clean that pillow is in the hotel room. It also doubles as your laundry bag! As well bring a silk sleeping bag liner. No worries about the sheets now!
Download Google Translate app.. it can help with communications. However in saying that, nothing beats trying to communicate verbally over an app. Its all about the experience! Try to learn a few words in the language of the country you are going to visit. When I was on a small island in the Philippines the locals loved that I tried to speak to them in their language. I did get laughed at (a lot) but still had fun! Salamat Po! Google translate will be your back up!
Write down a few key phrases in English and the local language in a small notebook and carry it with you. Start with Hello – Thank you – Yes please – No – How much is it? – Where is the bathroom – I need a taxi -I need help – Police – cheque please etc.
Along with the key phrases in my notebook, I like to write down the local exchange rate versus the Canadian currency. I start with what $1.00 is worth and go up to Cad25.00. It comes in handy when you are at a market. After the first couple of days, you won't need it but it helps you when you know you're not paying $20.00 for that $2.00 pukka necklace!
Read up on the destination you are visiting. It's a good idea to familiarize yourself with the tipping customs which can vary for each country. Restaurants may include a tip, check your bill first. If you're tipping a maid at a hotel, tip daily for better service.
Research the correct attire you should wear to fit in. Find out what's not appropriate attire etc. Don't miss out because you are unaware of the customs, enjoy and embrace everything that is new and different.
Did you know our hand gestures could be taken as an insult to someone from another country? The simple "thumbs up" gesture and "V for victory" is considered obscene in some countries. Do some research on the country you're going to and avoid a few faux pas!


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Formed in 1920, the League of Women Voters celebrates its 100th anniversary on Feb. 14, 2020, by joining with more than 700 other local and state chapters to celebrate this historic milestone.
On Feb.14 the LWV of Woodland will be hosting a Centennial Gala Celebration at Historic Hotel Woodland, 436 Main St., in Woodland, from 6:30 to 8:30 p.m.
The evening will feature a talk by nationally recognized author, lecturer, and activist, Dr. Sally Roesch Wagner, who will speak on women's suffrage and the movement that made it happen.
Wagner was awarded one of the first doctorates in the country for work in women's studies and is a founder of the Sacramento State women's studies program, one of the first women's studies programs in the United States.
She has taught women's studies courses for 50 years and currently serves as an adjunct faculty member in The Renée Crown University Honors Program, Syracuse University and the St. John Fisher Executive Leadership Program.
The League of Women Voters of Woodland has been educating voters and working to create a more perfect democracy since 1975. The grassroots organization encourages the informed and active participation in government, working to increase understanding of major public policy issues, and influence public policy through education and advocacy.
"The League of Women Voters of Woodland continues to empower voters and to make democracy work for all voters through voter registration drives and community forums," said Pat Butler, president of the LWV of Woodland. "We are ramping up our 2020 high school student voter education and registration program, and planning candidate and issue forums for the busy 2020 election year cycle."
One hundred years after the League was founded in 1920, members of the League continue to build on the great progress achieved when it comes to truly Making Democracy Work.
Tickets are $45 and include a buffet dinner and wine. To purchase tickets, become an event sponsor, or learn more about the League, visit woodland.ca.lwvnet.org or email firstname.lastname@example.com.

subset: commoncrawl


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list is subject to change. Please call 1-800-849-4432 for complete
One Taste & You're Hooked Since
742 W. 21st St.
Suite E (Ghent)
Valid 12 Visits
Tidewater's Place For Prime
Rib, Steaks & Seafood.
5805 Northampton Blvd.
Va. Beach
Authentic Mexican Cuisine.
4540 Princess Anne Rd. #121
(Next To Harris Teeter)
Serving Authentic Mexican Cuisine.
1148 Lynnhaven Parkway
1932 Laskin Rd.
689 Phoenix Dr.
Specializing In Authentic Puerto
Rican & Latin Cuisine.
4300 Holland Rd.
(On South Plaza Trail)
Va Beach
Serving Authentic Filipino Cuisine
In Casual Surroundings.
1943 B. Lynnhaven Parkway
Central European Cuisine.
443 Granby St.
6557 College Park Square
6561 College Park Square
665 Newtown Rd. #110
Super Ninja
3312 Princess Anne Rd. #837
Va. Beach
5072 Ferrell Pkwy. #114
329 Kellam Rd.
1075 George Washington Hwy. N
1814 G Todds Ln.
Each Loaction
3376 Princess Anne Rd. #203
Valid At This Locaiton Only
4640 Shore Dr. #101
4239 Holland Rd. #700
879 Lynnhaven Pkwy.
Everything Right Where You Need It.
180 Regal Way
At Hilton Garden Inn
Newport News
277 N. Lynnhaven Rd.
3574-D N. Military Hwy.
Authentic Bangladeshi Cuisine.
1011 Kempsville Rd.
From Crisp Salad, Daily Made
From Scratch Soups, Hearty Sandwiches & Juicy Burgers To Steaks,
Ribs & Seafood Made Fresh Daily.
3501 Holland Rd.
4848 Va Beach Blvd.
4239 Holland Rd. Suite 796
Casual Dining - Great Pizza.
633 Independence Blvd.
Serving Those That Proudly
1581 General Booth
3809 Princess Anne Rd.
Gourmet Italian Food, Deli,
Pastries, Baked Goods.
1700 Pleasure House Rd.
Suite 106
17 E. Little Creek Rd. #101
1400 Kempsville Rd. Suite 111
Eat Better - Feel Better!
742 West 21st St.
1952 Laskin Rd.
732 Eden Way N. #F
5745 E. Virginia Beach Blvd.
Valid At
All Tidewater Locations
Locally Roasted Coffee, Muffins,
Cupcakes & Quiche, Baked Fresh At Perked Up!
3198 Pacific Ave. Suite 134
Voted Best Asian Buffet.
3877 Holland Rd. #416
(Holland Windsor Shopping Center)
Enjoy A Casual Neighborhood
Atmosphere & Great Food.
1412 Greenbrier Pkwy
American, Asian, Spanish, Thai,
European -
Award Winning Tapas.
821 W. 21st St.
3574 N. Military Hwy.
1833 Republic Rd.
1824 Laskin Rd.
1200 N. Battlefield Blvd.
Valid 12 Visits
Each Location
Your Downtown Deli With A
Mediterranean Flair!
225 Granby St
A Local's Favorite With Great Food,
Great Fun & Live Entertainment.
Makin' Life A Little Sweeter!
1101-A Lynnhaven Parkway
At Both Locations
High Energy Wine & Martini
Lounge -
Wonderful Exotic Tapas Creations.
461 N. Greatneck Rd., Suite 111
Virginia Beach
4201 Granby St.
Happiness Is Eating
At Famous Uncle Al's.
At All Area Locations
4540 Princess Anne Rd. #110
We Are Hot & On A Roll.
Valid All Participating
Tidewater Locations
Excellent Food Served
In a Fifty's Diner.
3200 Tidewater Drive
Valid 12 Visits
Excellent Food, Fun
1416 Stephanie Way
6925 Richmond Rd
1851 Richmond Rd.
Featuring Clubs, Wraps, Cali-Mex,
Tacos, & Home Made BBQ.
2404 Va. Beach Blvd. #116
4020 Victory Blvd. #6
Unique Breakfast & Lunch In
2227 Richmond Rd.
Best Oxtail & Jerk Chicken In Town!
14501-M Warwick Blvd.
1430 High St. #910
Valid This Location Only
4391 Ironbound Rd.
1840 Richmond Rd.
The Finest Seafood To Be
Excellent Ribs & Steaks.
3295 Harbor Rd.
Valid 12 Visits
Best OF Williamsburg Winner!
The Best Kept Secret In
6524-D Richmond Rd.
Great Food, Family Fiends & Fun.
7201 Richmond Rd.
2302 West Mercury Blvd.
Balance, Detail & Variety Are Of
Paramount Significance To Our Thai Chef.
15525 Warwick Blvd. #115
12715 Warwick Blvd.
A Tradition Irish Cafe.
11006 Warwick Blvd. #458
835 Capitol Landing Rd.
Serving Great Caribbean & Soul Food.
5957 E. Va Beach Blvd.
12914 Jefferson Ave.
613 Polit House Dr.
Serving Fabulous Taste &
Quality With Fresh Ingredients Has been Our Tradition Since
341 Chatam Dr.
10158 Jefferson Ave.
Each Location
11710 Jefferson Ave.
Ice - Custard - Happiness.
12286 Warwick Rd.
2328A W. Mercury Blvd.
Each Location
1915 Pocahontas Trail E4
(Village Shops At Kingsmill)
2170 William Styron Sq.
(Port Warwick Shoppes)
Purchase 1 Admission Ticket
And Receive 2nd Admission Ticket FREE.
9700 Warwick Blvd.
(Hilton Shop Center)
605 Pilot House Dr.
Valid At All 4
980 J Clyde Morris Blvd.
4024 West Mercury Blvd. #A
12715-A Warwick Blvd.
710 Settlers Landing Rd.
Valid 1 Visit
4181 William Styron Squ. N
3917 Courthouse St. Suite A
When The Ordinary Just Won't Do...
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To Order Tidewater Area Memberships
If you order 4 or more memberships, just $35 each plus $5.00 S&H.
Please call at 1-800-849-4432 for discounts and more information.
Click The
Add To Cart Button To
Process Your Order
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- 2020
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3 Steps to build Resilience Resilience at work is now recognised as a defining characteristic of employees who deal well with the everyday stresses of work. Resilience is not just a person's capacity to respond to pressure and 'bounce back' from adversity/trauma/stress but also one's capacity toRead More... →
Best Corporate Gift – Mindfulness, Resilience and Calm Yesterday, the Sunday Business Post ran an article on novel corporate gifting ideas. They included my services for anyone seeking to reward a client, employee or business contact. Under the title 'Give Calm for Christmas', they said: MeditationRead More... →
November Nudges: Mindfulness at Work EVERYDAY Print this November calendar. Keep it at your desk to keep you on track daily. Each day, you will be reminded to do one action to encourage more Mindfulness at Work. Small daily changes make a big difference to everyday workRead More... →
I love Jon Kabat Zinn's description of mindfulness as … Living Your Life As If It Really Matters… and that means really being here for it, with Awareness and with a certain degree of self kindness towards oneself and with an understanding of the deepRead More... →
Work stress with all of its negative implications has become so prevalent, it is almost considered inevitable. But, if you understand how stress works and learn some useful coping strategies you can manage yourself differently even in high pressure situations. ShareFacebook0LinkedinRead More... →
Awhile ago, I wrote a blog 10 Tips for bringing Mindfulness into your work day but today I want to make it even easier. These are 3 simply powerful, easy to use tools for integrating Mindfulness into your workday. Why not try them out yourself this weekRead More... →


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Rock our Hope over Fear sticker anywhere you can find a place for it!
This is a vinyl round sticker with a matte finish. Thick, durable vinyl protects your circle stickers from scratching, rain & sunlight.
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Mirasol Resources Ltd (CVE:MRZ) (OTCMKTS:MRZLF) said Friday that it has temporarily suspended field activities at its projects in Chile and Argentina to ensure the safety of its employees during the coronavirus pandemic.
In a statement, Mirasol's CEO Norm Pitcher said the company had implemented "precautionary measures" at all its offices with staff working remotely to keep non-field activities, including business development opportunities, moving forward.
READ: Mirasol Resources to option 'compelling' Virginia silver project to Golden Opportunity Resources
"With a treasury of $18 million at the end of 2019, Mirasol remains well funded to weather these uncertain times and looks forward to aggressively exploring its portfolio once it is deemed safe to do so," Pitcher said.
"Nonetheless, the company is reviewing cost-savings measures to match our reduced level of activities," he added.
Mirasol Resources is a project generator and exploration company with gold, silver and precious metal properties in Chile and Argentina. The company's portfolio includes nearly 40 gold, silver and precious metal projects in Chile and Argentina. It has partnership projects in northern Chile as well as six deal-ready projects and more than 30 pipeline projects in both Chile and Argentina.
In the operations update, Mirasol noted that at Gorbea the company would normally expect the field season to end in May with the onset of winter, while Los Amarillos and Inca Gold enjoy year-round access. In that context the company provided the following update:
Gorbea: Mirasol has been notified by its partner, Newcrest Mining, that drilling at Gorbea was suspended. Newcrest has completed up to hole ATL-DD-010 at the Atlas target, for a total this field season of 4,523 meters of diamond drilling. Subject to a resumption of exploration, Newcrest intends to follow up with an additional 2,000 meters of RC drilling on regional targets. On January 16, Mirasol reported assay results up to hole ATL-DD-005 and will provide an update once all remaining assays have been received and reviewed.
Los Amarillos: Mirasol has completed approximately 1,180 meters in 21 trenches, with assays still pending for 590 meters. The objective of this trenching program was to provide better exposure for geological mapping and sampling of both the vein and stockwork zones, and will also allow sampling of the wall rock between the high-grade vein structures. In addition, 18.7 line kilometers of induced polarization geophysics was completed at the project. Once all results are received and reviewed, Mirasol said it will determine the next steps for the project.
Inca Gold: Mirasol's environmental consultants have completed the field component required to prepare a baseline study at the project. The focus is now on the remaining work needed to finalize this report and the drill permit application. A surface exploration program to define drill targets is being finalized and it will be implemented when conditions permit.
"The health and safety of our employees, contractors and other stakeholders are our priority. We will move swiftly to reinitiate our exploration programs when it is safe to do so and we will continue to provide regular updates on our activities," Mirasol boss Pitcher concluded.
Contact the author Uttara Choudhury at email@example.com
Follow her on Twitter: @UttaraProactive


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Pricing & General Information
Thank you for choosing Greenacres Bowl as your next School or Camp outing! We offer 3 bowling options plus an option for lunch. Our prices are as follows:
• 1 hour: $3.99 per child• 1.5 hours: $5.99 per child• 2 hours: $7.99 per child• Lunch (optional): $3.99 per child (includes a slice of cheese pizza and 7oz soda)
You will receive an email confirmation from us shortly which will include a "Summer Camp Diner Menu" for your children. Campers and/or counselors are encouraged to complete the Summer Camp Diner Menu's to order lunch if it is not included in your reservation. All menu slips and monies must be placed inside a zip-top bag with the camper's name on it. This ensures prompt customer service and maximum bowling time for the children. We kindly ask that lunch be consumed within your scheduled bowling time as there are other campers before and after you.
Please do not bring outside food or beverages into our establishment. Laser Bowling is available on a first come, first served basis and is not guaranteed. We apologize for any inconvenience this may bring you. Greenacres Bowl reserves all rights. We look forward to seeing you and your campers on the lanes this summer!
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Meets on 2nd Tuesday of the month except January, July and August 7.30pm to 9.00pm at CLAN Cancer Support, Clan House, 120 Westburn Road, Aberdeen AB25 2QA 01224 647000. An upbeat friendly group who support each other, offering advice, encouragement and optimism to boost confidence and body image. We enjoy the theatre, summer outings, Christmas Party, guest speakers, meeting for coffee. Telephone support.
Cancer type(s):
Breast cancer in women, Breast cancer DCIS, Breast cancer in men, Breast cancer secondary, Cervical cancer, Fallopian tube cancer, Ovarian cancer, Vagina cancer, Vulva cancer and Womb (endometrial) cancer
Services provided include: Befriending, bereavement support, cancer information materials, home visiting, hospital visiting, information, disabled access
Catchment area:
Opening times:
Evenings and weekends
Interested in joining us?
Just come along to our next meeting, or get in touch with us on the details below.
Find out more:
- Katrina Noble on 01224 749277 or Clan 01224 647000 (9am to 5pm Monday to Friday )
- email@example.com
- www.pinknortheast.org.uk


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Our technicians are factory trained in all aspects of the installation and maintenance of every hot tub. Each hot tub comes complete with free mainland delivery and commissioning. This means our technicians will get your hot tub into position. The hot tub is filled with freshwater and fully checked. Finally, we give you an easy to understand course on how to operate and maintain your new hot tub.
Your hot tub will be bubbling away before our technicians leave. The complete installation service from start to finish and included with every hot tub.
How It Works…
We deliver our hot tubs using a Spa Dolly.
This is an American system specifically designed for the delivery and installation of hot tubs. The Spa Dolly tips the hot tub onto its side onto a spa cart that has steering front and rear. This allows our technicians to wheel your hot tub into position. Then we inflate an airbag, push the hot tub onto the airbag, which deflates and gently lowers the hot tub to the base provided.
We have a fleet of trucks, vans and Spa Dolly's covering Scotland 5 day per week.
Delivery Access Requirements
We require a clear run of around 1 metre wide from the roadside to the final position of your hot tub. When measuring please take into account gate posts, steps, over hanging fascias, boiler flues etc as that may foul the access route. lf you think you may have an issue with the access route please feel free to email photos to [email protected]. One of installation team will take a look to advise the best way around the problem.
Hot Tub Base Requirements
All of our hot tubs feature an Everlast tough one piece ABS self supporting plastic base, manufactured by Master Spas.
This spreads the weight evenly over the whole area. This allows our hot tubs to be placed straight on to any firm, flat and level base. Slabs, concrete and decking all being suitable bases. It's very important that your base is flat as a twist will put extra strain on the shell of the hot tub.
When planning where to position a hot tub, you need 50cm clearance around the hot tub. Giving you access to operate the cover lifter and for cleaning. This allows our engineers access to every component of the hot tub, should any servicing be required.
If you are planning to have decking, this is not a problem but please ensure the 50cm of decking around the hot tub is completely removable.
This is achieved by fixing decking boards in panels and using 'joist hangers' which are brackets that the joists are placed into, making them easily removable.
Electrical Requirements
Information for 13amp power supplies:
A 13amp plug and play hot tub will require a RCD protected socket to be situated within 1.5 metres to 4 metres of the hot tubs location. The hot tub will come complete with a cable and plug attached, ready to plug in.
information for 32amp power supplies:
These models require a 32-amp supply on 6mm SWA cable with RCD protection. Please note: cable sizes may be different depending on the length of cable run between the consumer unit and commando socket. A commando socket with local isolation is required between 1.5 metres and 3.5 metres of the spa, complete with 'male' plug and 8 metres of SY flex with UV protection (or supply with flexible conduit). The flex is hard-wired to the spa by our engineers, then simply plugged in to complete.


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How to Meet Customer Demands for Immediate Insurance Transactions
Today's customers are always connected. They carry out a wide range of daily tasks in a digital environment, and they have high standards for an online interface.
"Because of the opportunities that rise from using modern technology, customers often rate organizations on their digital customer experience first," says Jennifer Lund, chief marketing officer at SuperOffice.
Increasingly, that means insurance companies are rated on their ability to provide fast, frictionless service. In particular, customers tend to focus on three areas: immediate quotes, instant insurance purchases and one-stop shopping for home and auto coverage.
Offer Rapid Quotes
Today's insurance customers expect to receive and compare competing insurers' quotes quickly and easily. Every hurdle insurers place in the way of this process prevents the completion of immediate insurance transactions, making it more likely that customers will turn away.
The rush toward instant quoting began with Progressive, which offered comparison quotes via telephone as early as 1994 and online as early as 1996. By 2002, the company had switched to offering real-time comparison rates to customers, showing them what they were likely to spend with Progressive and with other top US auto insurance companies.
Today, Progressive's name is practically synonymous with real-time rate comparison. But Progressive doesn't compare rates from every insurance company or for every type of coverage, and these comparisons don't account for the flip side of consumers' demand for speed: the demand for quality service.
"Today, customers experiencing slow load times, same-day shipping delays or a lapsed customer service response can wreak absolute havoc among businesses," says Brad Birnbaum at Forbes.
Customers want speed, but they want speed with quality. "Customers cited 'rude and rushed' service as their number one reason to abandon a brand, more than 'slow service' and 'price,'" says Steven MacDonald, digital marketing manager at SuperOffice.
Customers remember exceptional service better than mediocre service, whether it's exceptionally good or exceptionally bad, says MacDonald. Focusing on exceptional quality buys insurance companies both time and customer goodwill.
Issue and Bind on the Spot
While instant insurance quotes are increasingly common, insurance companies are less likely to allow shoppers to purchase an active policy on the spot. Yet these types of immediate insurance transactions are exactly what customers seek.
According to a Boston Consulting Group study, the average customer application for auto insurance takes 20 minutes to complete and six days to process. For other types of property and casualty insurance, customers spend only eight minutes on the application but still wait six days for an answer. Customers no longer have the patience to endure that wait.
Over the previous year, customer demand for frictionless commerce has exploded. Customers who can grab a coffee or pizza by ordering online now expect to do the same with other products, says Darin Archer at GetElastic. Services like Apple Pay have increased demand for seamless payment options as well.
At the same time, online retailers' commitment to faster shipping has created an expectation in customers that they will receive their purchase within a day or two after it's ordered, says Lisa Bevan at Need It Now, a courier service.
Customers will tolerate a few days' wait when they buy tangible items. But when a product is intangible, like insurance coverage, customers tend to class it with other intangible online purchases like e-books or video games. To the customer, an insurance policy that doesn't cover them in the time it takes to download the policy documents is simply too slow.
Slow responses can also lower customer opinions of their insurance company. For instance, many customers believe that insurance companies make money by finding ways to deny claims — a belief that speed-focused insurtechs like Lemonade play upon in their marketing, says Nick Lamparelli at Insurance Nerds. When insurers spend days deciding whether to accept an application or claim, insurance customers may suspect the worst.
With demand for immediate insurance transactions increasing, why do insurers still take a week or more to bind coverage? One of the most pressing reasons is the need to balance customer demands with underwriting accuracy, says Bruce Bosco, vice president of business development at AURA.
"Far too many carriers make the fatal mistake of misjudging modern e-underwriting capabilities. Automated underwriting is often considered just another form of back-end software rather than a key means to improve the customer experience," says Bosco.
As with online portals or web and mobile presences, insurance companies aren't always optimizing the tools they have to meet consumers' demand for increased speed and accuracy. Yet customers appear to know what insurance companies have been slow to grasp: Digital transformation can make insurance business faster and more accurate.
"The potential for the use of new technologies is enormous: Many customer enquiries, damage reports or data analyses could theoretically be standardized and automated — ideal prerequisites for using intelligent machines," says Christian Wiens, founder and CEO of Getsafe.
Customers want what today's digital technologies have to offer. It's up to insurance companies to implement those tools effectively.
Create a One-Stop Shopping Experience
Insurance lags behind in the race to offer convenient digital shopping. While 52 percent of all insurance traffic occurred on mobile in 2019, these sites often lacked key features that customers demand, says Elizabeth Elder, principal in financial services at Gartner.
For example, while many insurance companies' desktop sites allowed for customer login and keyword searches, their mobile sites did not. Contact information and other vital items were often missing from mobile sites and apps.
Worst of all, insurance websites saw an overall six percent decline in quality in 2019, according to the Gartner L2 Digital IQ Index: Insurance US report.
The precarious state of online insurance shopping runs directly counter to customers' desire to conduct immediate insurance transactions. It also makes it difficult to attract customers who want to purchase all their necessary coverage from a single insurance company.
Customer demand for one-stop insurance shopping continues to increase. For instance, 70 percent of business owners who buy their personal coverage online also want to be able to buy commercial coverage online, says Ernie Feirer, vice president and general manager of commercial insurance at LexisNexis Risk Solutions.
Customers want one-stop shopping for their own varied insurance needs, too. According to Accenture's 2019 Global Financial Services Consumer Study, 50 percent of auto insurance purchasers and 48 percent of homeowners want a one-stop insurance solution for coverage.
Customers are even more engaged when their insurers bundle coverage with value-added services like improved home monitoring or auto care services, says Jean-François Gasc at Accenture.
The desire for bundled coverage isn't new. As early as 2007, customers were looking for insurance companies that would allow them to bundle home and auto insurance or to purchase both personal and commercial coverage, says Amy Dison in Smart Business. The interest in insurance bundling has grown alongside digital transformation in insurance, yet the insurance industry still struggles to optimize its digital tools to offer the one-stop shopping experience customers want.
Finally, insurance customers want faster service that is highly personalized, says Gasc. For instance, 64 percent of insurance customers want auto premiums tailored to their actual driving habits.
Big data and the tools to analyze it, like artificial intelligence and machine learning, make it possible for insurance companies to provide more personalized coverage than ever before. To leverage this information, however, insurers will need to optimize their digital systems for seamless use by both insurance customers and their own staff.
Fortunately, customers are still flexible about the channels they use: 66 percent told Accenture that they didn't care whether they used desktop, mobile or phone as long as they got the immediate service they wanted, says Gasc. This number suggests that insurance companies will do best by focusing on faster, more accurate service rather than on any one delivery channel.
Images by: rido/©123RF.com, Edhar Yuralaits/©123RF.com, Antonio Guillem/©123RF.com


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Marshall: End of impeachment in House means more time to work on policy
The impeachment battle in the case of President Donald Trump now shifts from the US House to the Senate -- and if Kansas Congressman Roger Marshall and other Republicans had their way, things would have never gotten this far.
Democrats say the Trump administration was asked to investigate Hunter Biden, a one0time representative for a Ukranian gas company and the son of former Vice President Joe Biden, or else $400 million in military aid would be withheld. Marshall says that's not the case.
Trial in the Senate is next, possibly next month. At least 21 Republicans would have to join Democrats for Trump to be convicted.
Marshall says he's pleased the United States-Mexico-Canada trade agreement, also known as USMCA, is being finalized soon despite the impeachment proceedings the last several months.
Marshall says the end of impeachment in the House means he and other lawmakers in the lower chamber can work on other matters like healthcare and workforce development. He says he's working on a bipartisan legislation to cut prescription costs and the overall cost of healthcare.


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Suggestion: once every so often, you're going to feel how it'll unwind your PC muscles and act as in the event that you want to poo out the pen. If you do the above correctly, your dick will not be overly engorged with blood( it will not be too hard and tensed) .
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He began dating, after his painful divorce had been finalized. He insisted he was not an alcoholic and stopped drinking for a few months to prove it, but it was tearing him up inside. He started when she was not 13, drinking secretly and resented her tremendously. He was consumed with rage, resentment, fear and self- loathing.
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Introverts excel in this area, thanks in no small part to their individual natures. Introverts, in their desire to get into deep conversation, are normally the individuals who help make the transition that is sometimes uncomfortable to more heavy topics of conversation that build rapport. For example, introverts typically take it to move like morals, sexuality, and religious allegiances. While sensitive, the attitudes which partners have on these areas have the potential to make or break a connection.
I often use this case to define my own notion of" love" and, in my opinion, a connection ought to be so as to work: Do you know that the app Spotify? Spotify lets you listen to all the music you want, where you want via an online connection from any device and when you need.
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She if the girl who answers to you has a green bar on her profile. It's a clue that you ought to know about, although this doesn't mean that she's not interested in you.


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G, aged twelve, a schoolboy, was brought to me by prosolution his mother, who had noticed for some time that his left eye was immovable outward, resulting from a complete paralysis of the externus muscle.
Langsjoen, MD, Temple; side John H.
This is a situation with which other hospitals will have to contend as their state population increases review as well.
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In - passing to the study of the repartition of the nitrogen bodies in the organism, the writer points out that they may be retained in the tissues without being detected in excess in the blood. That of another is honest and conscientious in carrying out directions, but cannot pay fair rates and is too ignorant to give the physician a fair chance pay if it summons a physician, but expects him star to cure in one visit and will not trust to the physician's honor in determining the number of calls necessary. WANTED ORTHOPEDIC SURGEON TO JOIN multispecialty clinic with facilities for doing all types of surgery in new hospital as well as office m new clinic building: reviews. For nugenix further mforination, THE ARMY MEDICAL DEPARTMENT is offering a number of positions in several hospitals in the state of Texas. Effects - she completed postgraduate studies began practice in Denton, Tex, where she served as secretary of the Denton County Medical Society.


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Antoine Griezmann clashed with his own fans during Atletico Madrid's Sunday's 1-0 home win over Valencia. The fans appeared to be happy when the French international decided to stay put at Atletico amidst Manchester United links back in summer last year.
The Court of Arbitration for Sport also played a major role as they upheld Atletico's transfer ban at the start of the season, which subsequently made United cool their interest in Griezmann. Despite the player not choosing to leave the Spanish club, the tension between the forward and the supporters reached a new low on Sunday.
The Frenchman was yet again the subject of speculation throughout the recently concluded winter transfer window. The 26-year-old reportedly reached an agreement with La Liga leaders Barcelona that would see him move to Camp Nou in the summer. However, the Catalan giants denied that any such deal was in place.
Griezmann may be contracted to Atletico until 2022, having signed a new deal in June but the uncertainty surrounding his future will only grow after his latest reaction towards the fans.
Having gone 1-0 ahead against Valencia through Angel Correa's superb 25-yard strike, Griezmann maintained possession in injury-time, only to receive jeers and whistles from the home crowd.
The Atletico fans wanted him to start another counter-attack to double the lead and listening to the jeers, the Frenchman didn't take too kindly to the reaction.
Griezmann arguing with his own fans while the ball is in play, McKimmie style. pic.twitter.com/IyMGA8auXQ
— Jim Douglas (@Jim__Douglas) February 4, 2018
Griezmann immediately looked up at the fans, kicked the ball away and protested at those jeering him. If that wasn't enough, he even held a finger up to his lips to tell the crowd to shut up and let him do his job.
This didn't go down well with the fans, who are annoyed at the forward's perceived lack of loyalty to the La Liga club.
"The communion between the team and the fans is spectacular. Griezmann made very good decisions through the whole game. He did what he had to do. Logically what the fans want is to win, and they have gone home happy," Atletico boss Diego Simeone, who defended his star striker told beIN SPORTS (h/t ESPN).
Griezmann was wrong to shush the Atletico fans in the midst of the game despite them jeering him. Players have to keep their calm and act accordingly even if they get taunted by the supporters.
As far as United's interest in Griezmann is concerned, I think it has died down following the signing of Alexis Sanchez from Arsenal last month. Above all, Jose Mourinho has also spoken that the team's attack is complete and that we will not be eyeing any attacker in the summer.


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Choose from a spectacular, fulldome show in state-of-the-art Sudekum Planetarium; hands-on, interactive exhibits; or one of our award-winning programs like daily Science Live! demonstrations, 3D printing workshops, summer camps and more!
800 Fort Negley Blvd., Nashville, TN 37203
We are open Thursdays - Mondays from 10 a.m. to 3 p.m., allowing 150 guests per hour. We strongly encourage buying your tickets in advance.
We will be closed Tuesdays and Wednesdays, Thanksgiving Day, Christmas Eve and Christmas Day
More than just another extracurricular, Youth CR3W is a program that prepares Nashville teens for college and the working world. Students are encouraged to apply as high school freshmen, committing to the program for four years. Pronounced "crew", the "3" in CR3W represents three E's: engage, explore, and explain.
The primary responsibilities of Youth CR3W include interpreting exhibits for guests, delivering discovery cart activities, and facilitating public programs and events. Youth CR3W members are also presented the opportunity to participate in special STEM based projects throughout the year, including a mentorship alongside our Scientist on Site program!
Youth CR3W offers an opportunity to hone communication skills in a professional environment through gaining confidence with public speaking and leadership roles, discovering real-world business skills and etiquette, and developing a solid work ethic. The program allows students to explore their own evolving career interests in a way that has a positive community impact.
Being able to explain science to a wide range of ages is one of the primary skill sets developed throughout the Youth CR3W program. The sheer enthusiasm of Youth CR3W participants helps guests forge better connections with Science Center exhibits and programs.
Youth CR3W applications will be accepted from Oct 1 – Oct 31, 2019. If interested in applying, please complete the online application.
If you have any additional questions or would like more information, please contact the Volunteer Coordinator at email@example.com or (615) 401-5099.
Subject to change.


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In reality, I'm really excited I found this thing, I just had to share it with someone. Already tipped Bradley Brownell about it, aswell as JIC (builder) and Tyler McQuarrie (driver). I'm really f-ing excited about this, since nobody else has seem to realized that this is THE car.
Here's a parts list Jon Kaneda (owner of JIC/builder of the car) posted on a forum before he sold the car in 2011:
and here's the current listing from a shop in Lithuania called TRT Motorsport:
The parts list is a dead ringer- the suspension has been changed to be track focused, but the engine (despite TRT claiming to have overhauled it- I doubt it) and everything is still there.
IMO it kinda looks like TRT is being really shady. The car is a 1996 Eurospec RS, not a real GT2... And they look like they're taking credit for parts JIC custom fabrication, and they're not properly disclosing the cars history. I mean- despite them claiming the car was overhauled only 3 years ago, they haven't posted a single picture on their IG of it being worked on.
But here's the custom intercooler on the JIC:
And heres the "custom" Intercooler on the TRT listing:
I mean even the creases are the same.
Even the order of the parts list is pretty much identical save for the suspension, which had been changed out for Ohlins, and 997 cup brake calipers.


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ROANOKE, Va. – With rain rolling in Thursday night, first responders issued an important reminder: Turn around, don't drown.
First responders said if flash flooding is a risk in your area, monitor potential signs, such as heavy rain. Driving through roads with just a few inches of water can be very dangerous.
"Not only does it put you it also puts our folks at risk with our swiftwater team coming in. It's going to ruin your car and as little as six inches of water can actually move your car if it's fast-moving water," said Tiffany Bradbury, Community Risk Reduction Specialist for Roanoke Fire-EMS.
According to Bradbury, drivers should also avoid driving around barricades and find an alternate route.


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The latest inductee of the Hall of Fame is none other than James Morris, professionally known as Hillbilly Jim. Morris's WWE, then WWF, career spanned seven years, feuding with the likes of Big John Studd and Rowdy Roddy Piper.
In 1984, Morris saved Hulk Hogan from a beatdown, jumping over the guard rails to assist the Hulkster. He would then train with the Heavyweight Champion for his debut match, and near the end of their training, Hogan gave him his first pair of wrestling boots.
Though he wasn't taken seriously as a competitor, never winning a title in his entire career, he was nevertheless very entertaining. He's remembered mostly for entertaining the younger fans during his time, dancing to his theme song and getting the audience to join in in their own ways, either dancing along with Jim or clapping.
Outside of wrestling, Morris worked as a road agent and ambassador for the WWE, as well as working as the official host for Wrestlemania XX's Axxess tour. He also has his own show on Sirius Satellite Radio called "Hillbilly Jim's Moonshine Matinee."
Morris joins Goldberg, The Dudley Boyz, Ivory, and Jeff Jarrett in the 2018 class of the WWE Hall of Fame.


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Open as PDF
of 144
View: Operator Guide
12.1.2 Customizing Schedules
Camera and groups of cameras
You can customize the schedule of an individual camera, then assign other cameras to
that schedule or to its own.
!132 To assign a camera, or groups of cameras, to a schedule
1. Continue or start a maintenance session for the Rapid Eye site.
2. Click the Recording Schedule tab.
3. Click Custom schedules. The tab displays a list of cameras, along with a
schedule grid. See figure 83.
4. Select a camera that you need to assign to another schedule. You can assign
each camera to either:
• Use basic schedule. Assigns camera to the basic schedule. See Camera
Schedule and Holiday and Exception, above.
• Use custom schedule. Assigns camera to its own schedule. Changes to the
timetable apply only to that camera. Times and days are selected as explained
in 12.1.
• Use the schedule of camera… Assigns groups of cameras to another's
schedule. Click the arrow in the box on the right-hand side of Use the
schedule of camera.
Fig. 83. Arming alarms weekends, holidays and exception days.


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Why Hospitality?
Fearless. Dynamic. Energizing. This is the global hospitality industry. Discover the places you can go within it.
What are the benefits of a hospitality degree?
Hospitality is the happiness industry. It's also a serious contributor to the global economy, employing more than a tenth of the world's workforce.
And it's still growing in fresh and exciting ways, as new generations choose memorable experiences over material possessions.
There's never been a better time to forge a career in hospitality.
Your passport to global careers
If you think a hospitality degree means working only for hotels and restaurants, think again.
Sure, we have many graduates who've followed this path with great success. But studying at Les Roches opens up a world of other career opportunities, in areas like:
- Retail & fashion
- Sports & leisure
- Marketing & media
- Consultancy
- Start-ups
- Real estate
- Events management
- Consulates & embassies
- Museums & art
- And many more
And if you dream of being your own boss, consider that around a third of our alumni go on to become entrepreneurs.
How valuable is travel and tourism?
$8.8 trillion
Economic contribution
of all global economic activity
319 million
jobs worldwide
Careers that started with a hospitality degree
"It started out as a class project – now we're expanding across Singapore and Bali."Sharon Lee and Javier Perez
Latest industry news
In this blog you will find some fun and interesting facts about what makes the city of Marbella a great place to live, work, and study.
Alexandra Jourdan-Astruc spent a year in Switzerland, studying at our Crans-Montana campus. A travel fanatic, she got to know her…
2020 started off quite unexpectedly, and students around the world had to adapt to new kinds of learning methods, going…
Who is the entrepreneurial inspiration in your life? Who makes you think anything is possible? And, above all, uses their…


text: Figure 2From: Pharmacological manipulation of transcription factor protein-protein interactions: opportunities and obstacles Mode of action of transcriptional activation inhibitors. Small compounds directly inhibiting transcriptional activation can act by targeting DNA (blue), or transcription factors/co-activators, either preventing DNA binding (red and green) or altering protein conformation or protein-protein interaction (yellow). Inspired from [16].Back to article page


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Purple Queen Lol Surprise Doll T Shirt Skirt Hat Outfit 5 Sets Costume. Are you looking for a nice gift for your girls and boys for costume party, school play, Halloween party, cosplay party, etc? You will get a great selection here.
Package included:hat, t shirt, skirt, gloves, and bag
Size fits: 2-9 years old children
Pattern: purple queen lol surprise doll
Material: 65% cotton, 35% polyester
Occasion: costume party, Halloween, cosplay
Season: Spring, Fall, Winter


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To optimize the available infrastructure the Library apart from being a place to read is also utilized as Makers Space (DIY (Do It Yourself) Mantra). Children try to deconstruct/construct lego robots, printers, electronic gadgets etc and are involved in some innovative and creative exercise.
Class rooms also serve as Thematic classrooms wherein children paint themes based on Kumauni culture, nature, flora-fauna. Play-ground area is used as space for Eco-Club wherein children grow vegetables in the school premises. The school auditorium transforms into activity centers during clubs functioning wherein classes are merged for activity oriented work. The school staircase serve as canvas for children to pursue theme based drawing. Science labs also function as digital labs wherein experiments are shown through online videos.


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Containing Communism (North Korea (Effective (USA stopped the spread of…
Containing Communism
North Korea
USA stopped the spread of communism in South Korea.
Communist alliance with USSR and China.
Not Effective
North Korea stayed communist.
Was led by a communist leader.
North Vietnam
They made new laws.
Alliance with USSR and China.
Not Effective
USA was terrible at guerilla tatics because they have never seen it before.
US couldn't contain communism because one.
Assisted North Vietname
Allied with USSR
Not Effective
The US couldnt turned China ant-communist so they stayed communisg until noe in day.
Was ruled by communist leader.
Domino Theory
What was it? How many wars did we get involved with due to Communism?
The Domino Theory was a theory were a political event in one country will cause similar events in neighboring countries, like a falling domino causing an entire row of dominos to fall.
Due to communism we got involved in 3 wars. The 3 wars were the Cold War, Korean War, and Vietnam War.


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Lawrence Technological University
About Lawrence Technological UniversityLawrence Technological University is a private, accredited university focused on providing superior education through cutting-edge technology, small class sizes, and innovative programs. Lawrence Tech offers more than 100 degrees through Colleges of Architecture and Design, Arts and Sciences, Engineering, and Management. Nearly 4,500 students are enrolled in undergraduate, master's, and doctoral programs conveniently offered for full- or part-time students, with day, evening, weekend, and online courses. Lawrence Tech supports a complete range of academic, residential, and recreational facilities and NAIA athletics.
1 job with Lawrence Technological University
Assistant Professor of Biochemistry, tenure-track
The Dept. of Natural Sciences at Lawrence Technological University invites applications for a full-time tenure-track Assistant Prof. in Biochemistry.
Quick Apply


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Falesco is a winery and vineyard established in Montefiascone, Italy in 1979. Falesco has been described as a "state-of-the-art winery" and its production facilities are now located in Montecchio. It is a "family affair" run by Riccardo Cotarella, his brother Renzo and his daughter Dominga. Described as a "sprawling property" of 670 acres, some 370 acres of which are vineyards. Annual production is almost 3 million bottles. The estate straddles the border of Lazio and Umbria, about 50 miles north of Rome.
Website: www.famigliacotarella.it/gb/wines


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Mississippi State Quartet ConventionWritten by Staff on July 1, 2014 – 5:40 am -
By Missy Kinchen, MSQC history provided by Jason Oxenrider
Many regional groups gather with anticipation to the annual Mississippi State Quartet Convention (MSQC), in a friendly little town called Purvis, Mississippi at the Lamar County Community Shelter Building. The idea of a Convention started when Jason and Pam Oxenrider, after going to the National Quartet Convention, thought it would be nice to have something like this closer to home. They dreamed of a Convention where groups, friends and those eager to hear gospel music could come and bless others with their God given talents.
Jason and Pam, who are siblings, prayed about this idea and talked with their father and mother, Barry and Beverly Oxenrider about what they desired to make happen. The excited parents were in agreement with them, and after years of prayer and preparation, held the first MSQC in 2000. The mission statement for MSQC is: "Win the lost and encourage the discouraged, with the atmosphere of praise and fellowship".
The first MSQC was at The Lamar County Rodeo Arena in Purvis, MS., starting as a one-day event held on a Saturday in October. Over the next two years, a day was added, so by the third year, the Convention was a three-day event. After three years of holding the convention in a dirt floor rodeo arena, the decision was made to move the convention to central Mississippi, an indoor venue. The convention would then be held over the next six years at The Neshoba Co. Coliseum.
It was during this time that the decision was made to move the Convention from the Fall to the Summer, making it easier for families with kids in school to attend a three-day Convention. After six years in Philadelphia, Ms., with most of the groups being from Mississippi, Louisiana, and Alabama, a decision was made to move closer to the Hattiesburg, Ms. area. Finally MSQC would move to its current location, The Lamar County Community Shelter Building in Purvis, Ms. After 15 consecutive years, many now look forward to this annual June event.
Approximately 30 groups attend each year. Some groups have had chart success in both Christian Voice Magazine and Singing News Magazine. In years past, national artists such as Triumphant Quartet, The Bowling Family, The Talley Trio, Mark Trammell Quartet, The Perrys, The Dove Brothers Band, The Anchorman, and others have participated. This year the MSQC welcomed artists such as The Omega Quartet, The Paul Family, One More Road, Chronicle and Southern Heritage.
Starting on Thursday, groups perform in a Gaither-Style Homecoming sing-along, with a live band and choir. In the past this time was themed to give tribute to groups such as The Kingsmen and others. This year MSQC honored The Hinsons. Envision a large choir, along with a live band, playing and singing the greatest hits from these gospel legends. The audience is quick to recognize these familiar gospel tunes.
Friday morning at MSQC, starts with a devotional time for any of the ladies desiring to be involved. Mrs. Beverly Oxenrider conducts this study time. Meanwhile, the men go for a time of fellowship and golf. On Friday afternoon, there is an awards ceremony, in which artists and supporters of the convention have selected their favorites, along the lines of The Singing News Fan Awards and NQC Awards. After the ceremony, all of the groups will sing until around midnight.
Saturdays at MSQC, the festivities begin with morning showcases. The first showcase is a Bluegrass Pickin' session, followed by The MSQC Band Jam. MSQC is blessed with several great musicians from Bluegrass to Southern Gospel. The last morning showcase is known as Battle of The Quartets, a fan favorite. All of the quartet group members come on stage and sing the great quartet songs. There is a mix and match ofmembers from different groups to sing songs and you just never know what to expect during this showcase. This adds excitement, from singers to the audience. By early afternoon on Saturday, the concerts begin and all groups perform until late that night. MSQC ends on Saturday night with the grand finale, where all the groups meet on stage to sing the last song or hymn of the night, then ending with a prayer.
Afterwards, sad that it must come to an end, the groups begin to pack up. They say their goodbyes and reminisce about the last three fun filled days of gospel music, fellowship, and most importantly, praise to The Lord. Groups and audiences leave the convention saying that "their cup is filled" and groups are encouraged to keep on doing what they do.
Next year's Mississippi State Quartet Convention is scheduled for June 11-13, 2015, in Purvis, MS. at The Lamar County Community Shelter. RV sites are available onsite. For more information visit: www.msqca.com or call 601-466-4343. See updates for MSQC on Facebook also, at https://www.facebook.com/pages/Mississippi-Quartet-Convention/112756678740409 . (Article written by Melissa Kinchen, MSQC history provided by Jason Oxenrider.)
Tags: 2nd generation, Chronicle, gospel music, Mississippi State Quartet Convention, Missy Kinchen, Omega Quartet, Paul Family, Southern Gospel Music, Southern Heritage
Posted in announcements, concert reviews | Comments Off on Mississippi State Quartet Convention
Deana Brown of Southern Heritage to Wed Jonathan Edwards of KWFCWritten by SGN Scoops on March 15, 2012 – 4:08 pm -
Nashville, TN: Jonathan Edwards and Deana Brown have officially announced their engagement. Jonathan is a radio personality on KWFC in Springfield, MO and has been the baritone singer for Ascension Quartet. Deana Brown is known best as one of the vocalists in the mother / daughter duet, Southern Heritage from Atmore, AL. The wedding is set for April 6, 2012 in Branson, MO and Southern Heritage will become a trio with the addition of Jonathan.
Tags: Ascension Quartet, jonathan edwards, KWFC, Southern Gospel News, Southern Heritage
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Southern Heritage In The StudioWritten by SGN Scoops on July 29, 2011 – 12:41 pm -
Rose Gilley and daughter Deana Brown, better known as Southern Heritage from Atmore, AL have been in Nashville recording their brand new recording. The mother / daughter duo's sound is very unique. While the music is unmistakably Southern Gospel, their harmony is reminiscent of Country Music superstars, The Judds. Southern Heritage records for Garden Creek Records, a division of Song Garden Music Group. The new project will be released at NQC, 2011 in Louisville, KY.
Tags: Christian Country News, nqc, Southern Gospel News, Southern Heritage, The Judds
Posted in christian entertainment, Christian interest | Comments Off on Southern Heritage In The Studio


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Shutdown at BESSY II: An extremely productive break
From the end of October to the middle of January, no electrons will circulate in the synchrotron ring BESSY II. "We shut down BESSY II at the beginning of the last October week, as planned," says Dr. Christian Jung, head of the main department Scientific-Technical Infrastructure II. "We plan to carry out extensive maintenance and setup work, so we will be working on BESSY II day and night for close to three months. In mid-January 2016, the radiation source will be available once again to users – more powerful than ever."
The bulk of the work involves changing two cavities, which are the technical units that keep electrons racing through the storage ring at near light speed. "The old cavities are long in the tooth," says Ingo Müller, who is managing the whole affair together with Christian Jung during the shutdown. "We swapped out the first pair already in 2013. Now it's time for the second pair." To do this, they will have to open the inner ring – a very complicated procedure, which will take time. "We will use this time for other work," Müller explains: "For example, we will be convert the last two high-frequency transmitters to semiconductor basis, which continuously add energy to the electrons in their circular path, and thus conclude a certain modernisation. But we still have much more to do than that."
Experience the complexity of the works on BESSY II in our Future Logbook ZLOG! Here, we will keep you posted with instant updates on the activities during the shutdown. On Friday, 6 November 2015, we will be hosting a "photowalk" through the storage ring: A selection of amateur photographers will then document their perspective of BESSY in its shut-down state.


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Posters from the period of the Polish-Soviet war
Date 1919–1920
Storing institution Poster Museum in Wilanów, a branch of the National Museum in Warsaw
"To arms! The Homeland is calling you!"
The young Polish state, reborn after years of non-existence, already faced a huge threat at the beginning of its independence in 1919 – an invasion by its powerful neighbour, Soviet Russia. Had it been successful, it would have buried the Poles' dreams of their own state, which is why the authorities, supported by many independence circles, did everything in their power to mobilise the society in the face of an inevitable military confrontation.
Mobilisation activities were particularly evident in the field of propaganda. Its goal was to assemble the widest possible masses for war duty. One of the most suggestive examples of propaganda activities were mass-produced recruitment posters, which called for joining the ranks of the Volunteer Army or supporting military activities financially. The persuasive aspect of the posters consisted not only in reminding Poles of their patriotic duty but also in demonising the enemy. Barbarian – as they were depicted – hordes of Soviet soldiers were meant to represent different values, unfamiliar to the circle of European democracies. The authors of the posters showed the clash of the two civilisations as an eternal struggle between good and evil. The enemies were presented as caricatures who have no respect for elementary society rules, as "Asian invaders" who want to annihilate European civilisation and establish a new social order, alien to our culture and tradition.
The posters contained emotional slogans with corresponding images: "The loan will become a bedrock which the Polish State can lean on!", "Every threshold will be our stronghold", "To arms! The Homeland is calling you!" or a quote from Józef Piłsudski: "It is a soldier's thing to create a thunderbolt for the Homeland, which flashes, and when it is necessary – strikes".
The authors of the posters from 1919–1920 were excellent artists (among others Edmund Bartłomiejczyk, Bogdan Nowakowski, Edmund John, Kamil Mackiewicz, Stanisław Sawiczewski, Felicjan Szczęsny Kowarski) who specialised not only in graphic design but also painting, illustrations and interior design. Their work is a proof of the commitment of the artistic community to the effort of the entire society to defend independence.


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Mariah Carey returns to KL after a 10 year gap for 'The Elusive Chanteuse' Show Tour. The sultry singer has come a long way since releasing her self-titled solo album in 1990, which quickly ploughed through the charts and ended up going multiplatinum. The rest is history – indeed, Carey stands as one of the bestselling artists of all time, raking in awards as she continues her dazzling career.
An iconic artiste that needs no introduction, Mariah is the best-selling female artiste of all time with more than 250 million albums sold to date and eighteen Billboard Number 1 singles with seventeen of them self-penned including 'Fantasy', 'Always Be My Baby', 'Hero', 'Touch My Body', 'One Sweet Day', 'Without You' and 'We Belong Together'. Her global smash hit Christmas single, 'All I Want for Christmas Is You', sold more copies than any solo artiste in history.
With her distinct five-octave vocal range, prolific song writing, and producing talent, Mariah has defined the modern pop performance. As a singer, songwriter and producer, she has been recognised with five Grammy Awards, nine American Music Awards, Billboard's 'Artist of the Decade' Award, the World Music Award for 'World's Best Selling Female Artiste of the Millennium' and BMI's 'Icon Award' to name a few.
In 2012 she joined the brand new panel for season 12 of the 'American Idol' and topped the dance charts worldwide with her smash hit single 'Triumphant (Get' Em)'. Mariah also filmed 'The Butler', a movie by Lee Daniels. He had previously cast her in the critically acclaimed 'Precious', a role which won her unprecedented accolades for her dramatic performance.
Fans in Malaysia can prepare themselves for some mesmerising great moments as the unparalleled American songstress showers her love, greatest hits and remarkable new singles to millions of people who have adored her widely acclaimed songs.
Mariah Carey The Elusive Chanteuse Show Tour in Malaysia 2014
WHERE Plenary Hall, KL Convention Centre
WHEN 22 October
TIME 8pm


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By Brendan Krisel
Benjamin won his seat on the State Senate in a 2017 special election.
HARLEM, NY — A Harlem state lawmaker is mulling a run for citywide office during the 2021 elections, according to reports.
Sources close to Sen. Brian Benjamin told City & State that the legislator is "definitely thinking" about running for the city office currently held by Scott Stringer. Benjamin has yet to form a campaign committee for the election.
The State Senator for New York's 30th District — which spans most of Central Harlem and parts of West Harlem, East Harlem, the Upper West Side and Washington Heights — is a relative newcomer to elected office. Benjamin won his seat on the senate in a 2017 special election that was triggered by a game of political musical chairs in Harlem. The seat opened up after former State Sen. Bill Perkins won the City Council seat vacated by Inez Dickens, who kicked off the chain reaction by winning a seat on the State Assembly.
Since joining the State Senate Benjamin has passed bills requiring liquor stores to notify neighbors before opening and has advocated for neighborhood causes such as the fight against re-branding South Harlem as "SoHa," an effort to stop the opening of a Methadone clinic in a $4M brownstone and preventing the city from cutting middle school grades at Wadleigh Secondary School for the Performing & Visual Arts.
The field for the 2021 City Comptroller election is beginning to take form, and it could be quite crowded according to City & State's reporting. Benjamin may have to contend with politicians such as City Councilmembers Brad Lander and Helen Rosenthal, State Sen. Kevin Parker and State Assemblyman David Weprin.


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Probate is a widely used term and, although there is a general understanding that it relates to what happens to a person's estate on death, the process and terminology is often shrouded in mystery. By answering the 7 questions that we are most frequently asked, we aim to dispel some of the confusion and shed light on the process.
- What is Probate?
Probate is generally thought of as the legal and financial process of dealing with a person's estate. However, the technical term relates to the application to the Probate Court by the executor in order to prove the will of the person who has died. A Grant of Probate is a legal document which confirms the validity of the will and the executor's authority to act. The executor can then collect in the assets of the estate, pay off the liabilities and ensure that the balance is distributed as per the provisions of the will.
- What happens when someone dies without a will?
This is called intestacy. If someone dies intestate, the intestacy rules decide how their estate is to be shared out. In the majority of cases, one of the people entitled to the estate can apply to the Probate Court for a Grant of Letters of Administration. This is the equivalent to a Grant of Probate. Once the Grant has been issued, the applicant (known as the administrator) has authority to deal with the estate.
- Do I need a Grant of Probate?
This will largely depend on the value and composition of the assets in the estate. In certain cases, where a bank account is below a prescribed threshold, the bank may be willing to close the account and pay the balance to the executor without the need for a Grant of Probate. Each bank and financial institution will have their own policy and threshold so it will be necessary to contact the bank and ascertain its individual requirements. If the person who has died owned property in their sole name, it is generally necessary to obtain a Grant of Probate.
- How long does it take to administer an estate?
Obtaining Probate and dealing with a person's estate can take anywhere between six to twelve months to complete. In certain cases, an estate can be particularly complex and the process can potentially take longer. How long it takes will depend on a variety of factors, including (but not limited to), the number and type of assets in the estate, whether the estate is taxable, the number of beneficiaries and whether there is any dispute.
- How do I know if the estate will be subject to Inheritance Tax?
Broadly speaking, every person's estate has a nil rate band – currently £325,000 – which is the amount that can be gifted without tax becoming payable. The nil rate band may be less than £325,000 if the person who has died made significant gifts in the 7 years before their death. Any gifts under a will or the intestacy provisions to a spouse or civil partner will be fully exempt for inheritance tax purposes.The nil rate band is transferable between spouses and civil partners. Therefore on the death of the second spouse or civil partner, their estate can potentially benefit from 200% of the current nil rate band (currently £650,000). In addition to the nil rate band, there is a new residential nil rate band which provides an additional tax free amount where certain conditions are met. In very broad terms, in order to qualify, the person who has died must be leaving a share of residential property to their descendants. The residence nil rate band will be £175,000 from 6 April 2020 and is also transferable (potentially £350,000 being available on the death of the surviving spouse or civil partner).During your lifetime, it is possible to plan and mitigate against the amount of inheritance tax that will be paid on your death.
- I am appointed as an executor in someone's will, what are my responsibilities?
As an executor, you are expected to act reasonably and fairly in the best interests of the estate and its beneficiaries. It is a significant and somewhat onerous responsibility. You need to ensure that an accurate Inheritance Tax account is submitted to HM Revenue & Customs, that all debts and liabilities are settled, assets are paid to the correct beneficiaries in accordance with the terms of the will and that the value of the assets are maximised (e.g. property is sold for its best price). An executor can potentially be liable for failing in any of these duties, even if the mistake made was a genuine error. By instructing professionals, such as RRL, you are afforded peace of mind and we will ensure that all of your duties are fully discharged.
- Can a claim be brought against the estate?
Disappointed family members and partners have different avenues in the event that they are unhappy with the terms of the will. Certain family members and partners can potentially bring a claim against an estate under the Inheritance (Provision for Family and Dependents) Act 1975 if they believe that the person who has died has not made reasonable financial provision for them. This claim must be brought within 6 months of the grant of probate being issued. The will itself may be challenged on the grounds that the person who has died did not have the capacity to make a will or was placed under undue influence when the will was made. It is generally thought to be more difficult challenging a professionally drawn will, where the solicitor or other legal professional has assessed the person's capacity, provided rounded advice and recorded their dealings with the client properly.
Why use RRL?
We provide a unique offering of legal, tax and accountancy expertise that can guide clients through the myriad of responsibilities of acting as an executor and finalising the estate. We can provide a package tailored to your requirements and provide you with a fixed fee at the outset so you know exactly how much our charges and the related costs will be.
Get in touch for an informal chat to see how we can help.


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New Around Here
I just installed merlin 384.18 on a RT-AX88U hoping to get full 1GB LAN speed compared to the stock firmware. When using NFS to a HP Microserver via a dedicated 1GB switch I would often get just over 100MBytes when copying large files from my laptop to the HP NAS. When I swap the AX88U in (all else being the same) that speed drops down to 70-80 MBytes and if I try Jumbo frames it goes down to 40-50 MBytes. I've followed quite a few google results and disabled QoS and IPv6 among other things. I'm not concerned about WAN speed because I only have 100Mbs cable. I know there are a lot of possible variables involved but would anyone that currently gets the full 100+ MBytes local LAN transfer speeds care to give some hints on how they have configured their AX88U, please?