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Note from the speaker: Stay abreast of auditing issues at RIS
by Alicia Kutzer Esq., LL.M., MHA
The Revenue Integrity Symposium (RIS) provides healthcare executives, clinicians, and other professionals a friendly and welcoming forum to learn a great deal from subject matter experts through engagement and interaction with speakers. It is a one-stop-shop for healthcare professionals to network with leaders in the industry. This year's symposium will be held October 15–16 in Orlando.
I have visited Orlando several times and I always enjoy the energy of the city. There is so much to do and see in Orlando, and I am especially excited to enjoy festive outdoor restaurants and renowned shopping centers. I am also very excited to stay at the Renaissance Orlando at SeaWorld. RIS attendees can take advantage of special Disney park rates to enjoy some downtime after valuable learning and networking.
Meet the experts
The speakers at RIS are top-notch and, undoubtedly, have spent countless hours deep-diving into the topics they present. In my opinion, the level of expertise that speakers at RIS have is unmatched, and attendees will not be disappointed by this year's speaker selection. These expert speakers guide attendees through the arduous task of reviewing CMS' ever-changing policies. Attendees will leave each session armed with current information and insight so that they may ensure their organizations are in compliance with CMS.
In addition to being a phenomenal learning experience, RIS is organized by some of the most amazing event planners that I have ever had the pleasure of working with.
A look at the agenda
There are many sessions I am looking forward to. After reviewing the agenda, I am intrigued to attend the session "Today's World Of Audits And Reviews: A Look at CMS' Audit Programs, Their Contractors, and Other Federal Oversight" presented by Diane Weiss, CPC, CPB, CCP, CHRI, vice president, reimbursement, for RestorixHealth in Metairie, Louisiana.
As a healthcare attorney and former Administrative Law Judge, I do everything I can to stay abreast of auditing issues, so I am excited hear what Diane has to say, especially since she has such extensive knowledge of the current state of audit affairs. Another reason that this session is a must see for me is because as an instructor for HCPro's Medicare Boot Camp® — Audits, Appeals, and Denials Version, this session may provide me with additional information that could lead to rich discussions during the boot camp. Please consider sticking around after RIS to join me as I present this boot camp as part of our post-conference educational activities from October 17–18.
I hope you will also join me on day two of the main conference as I present the session "Target Probe and Extrapolate: A Concerning CMS Initiative." Each Medicare Administrative Contractor (MAC) is responsible for leading this program in their jurisdiction.
CMS indicated that most providers will not undergo TPE audits. Facilities with high billing error rates or aberrant billing patterns may catch the eye of their MAC and be asked to educate staff and improve billing processes. Here's the scary part—if a facility continues to experience high billing error rates after providing education to its staff, the MAC can require that the facility then undergo 100% prepay review, extrapolation, referral to a Recovery Auditor, and other actions. Extrapolation and 100% prepay review will likely result in financial distress for the facility. My session at RIS will provide an overview of the TPE audits and offer best practices for audit preparedness.
See you at RIS!
Editor's Note: Kutzer is an adjunct instructor for HCPro's Medicare Boot Camp — Audits, Appeals, and Denials Version, Medicare Boot Camp – Hospital Version, Medicare Boot Camp – Utilization Review Version, and Medicare Boot Camp – Critical Access Hospital Version. Kutzer is a licensed attorney in the state of Pennsylvania and is a managing partner of Kutzer Law Firm, LLC, located in the Wilkes-Barre/Scranton area and founded in 2011.
NAHRI members get a $100 discount on registration to the 2019 Revenue Integrity Symposium. Professionals wishing to earn support from program administrators to attend the 2019 Revenue Integrity Symposium may adapt our justification letter proposal.


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The best golf courses in Europe right on the door step!
The favourable climate with more than 300 days of sun per year, allows the golf season to be extended over several months, bringing players from all over the world to the Algarve.
Due to its prime location in the Algarve, Vale d'Oliveiras provides easy access to the finest golf courses in the region.
The nearest golf courses (Gramacho and Pinta) are just 500 meters away.
Our townhouses and associated resort facilities are ideal for those who like to have space and all the amenities needed for an independent stay. The parking is free of charge and all our accomodation is easily accessible.
Play on the best golf courses in Europe while enjoying an excellent service in Vale d'Oliveiras Quinta Resort & Spa
Exclusive Green Fees for our guests
We have agreements with all the golf courses in the Algarve! Please contact us before or during your stay for detailed information.

subset: commoncrawl


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Take control of your life with Sunno Premium Virgin Coconut Oil Cold Pressed! This gift from nature provides you with the crucial vitamins, nutrients, and antioxidants your body is missing. And it is also free from additives, artificial flavors or colors. Add it to your breakfast drinks, salads, porridge and other meals or include it in your beauty regimen for a natural touch of beauty. Product of Malaysia.
Payment & Security
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.


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The health, safety and well being of our customers, visitors and employees is paramount. Here's what we're doing to make sure that you can continue to enjoy our beer as we face the unprecedented challenges of Covid-19 together.
We are closely monitoring the Covid-19 situation and following Government, NHS and Public Health England advice to make sure that we respond quickly to protect people's safety.
Our team is taking extra precautions to reduce the risk of spreading infection, including additional cleaning and hand washing, social distancing and working from home - where possible.
We are supporting our team with advice and regular updates on any Covid-19 developments and will continue to brew and package on site until advised not to.
We are watching developments closely and should anything change, we're ready to respond.
Our Tap Room and Shop is re-opening from Thursday 9 July 2020. Our free home delivery service, launched in response to the Covid-19 crisis to help people to stay safe and stay home, will continue indefinitely.
Events are suspended and only essential visitors and deliveries are allowed on site.


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Categories: Sports
Anticipation has been steadily growing for the Saratoga Race Course meet, but the New York Racing Association will sneak in one more blockbuster stakes card at Belmont Park before moving north.
And two of the featured races Saturday will have a direct link to two new races at Saratoga via the Turf Triple series that NYRA added to its stakes calendar this year.
The inaugural $1 million Saratoga Derby will be held on Sunday, Aug. 4, and the $750,000 Saratoga Oaks is scheduled for Friday, Aug. 2.
Those races represent the second leg of the respective Turf Triple Series for 3-year-olds (Turf Trinity) and 3-year-old fillies (Turf Tiara). The third legs will be held back at Belmont in September.
"As American racing moves more towards the turf, both series of races should enhance the value of turf stallions, mares and quality turf runners," NYRA senior VP of racing operations Martin Panza said in a release when the series was announced in February. "If this helps farms, breeders, sales companies and owners, while at the same time providing an exciting new racing event for race fans to follow, then our efforts will be well rewarded."
On Belmont's annual Stars and Stripes card, both the Belmont Derby and Oaks drew well-stocked fields, which should bode well for the second wave in Saratoga, which opens on Thursday with a new format of five racing days per week and dark days on Mondays and Tuesdays.
Trainer Chad Brown has three of the nine entered in the Oaks, including 5-2 morning-line favorite Newspaperofrecord, and four in the wide-open Derby, which drew a full field of 14 plus one also-eligible in case of a scratch.
Both races have attracted solid contingents of international runners, including Master Fencer in the Derby. After racing in Japan, then finishing off the board in the Kentucky Derby and fifth in the Belmont Stakes, he'll try turf for the first time.
Two others from the U.S. Triple Crown on dirt will also make their grass debuts, Spinoff for trainer Todd Pletcher and Plus Que Parfait, who is making his first start since finishing mid-pack in the Kentucky Derby.
"There's a lot more turf racing going on in this country than there was previously, and the big races are always welcome," Plus Que Parfait's trainer Brendan Walsh said. "There's a big international factor to it, as well, so it's fantastic that there's something to entice the Europeans to come, as well. It's a lot more competitive, and I think we need that."
Spinoff, who was 18th in the Kentucky Derby and sixth in the Belmont Stakes, worked twice on the turf at Belmont in preparation for the Belmont Derby.
"Trying him on the turf was something that was always in the back of our minds," Pletcher said. "I'm not committing to a turf campaign yet. Even if he runs well, that doesn't mean he's going to stay on the turf. I was looking for options following the Belmont, and I'm not sure he gave me everything he had in that race."
The Belmont Oaks offers an interesting rematch between Newspaperofrecord and Concrete Rose, who was 3 3/4 lengths better in the Grade III Edgewood at Churchill Downs.
Newspaperofrecord was undefeated and won the Breeders' Cup Juvenile Fillies Turf last year, but has finished twice on both 2019 starts, the Edgewood and the Wonder Again, to stablemate Cambier Parc.
Besides the first legs of the Turf Triple Series, the card includes the Grade III Dwyer, Grade II John Nerud and Grade II Suburban.
Code of Honor, who was third and placed second by the disqualification of Maximum Security in the Kentucky Derby, is the 4-5 favorite in the Dwyer.
The John Nerud field includes Promises Fulfilled, one of the stars of the 2018 Saratoga meet after he swept the Amsterdam and Allen Jerkens for owner Bob Baron of Voorheesville.
And 2018 Travers winner Catholic Boy is the 9-5 favorite in the Suburban, where he'll return to dirt after winning the Grade II Dixie on grass in his 2019 debut on May 18. With a win in the Suburban, Catholic Boy will have won a graded stakes on both dirt and turf three years in a row.
"It would be a pretty remarkable addition to his resume," trainer Jonathan Thomas said. "It [Suburban] will have a big say in where we head next or which direction we stay on. Hopefully he runs well, because we would love to come back and think about a race like the Woodward [Aug. 31 at Saratoga]."
Reach Gazette Sportswriter Mike MacAdam at 518-395-3146 or [email protected]. Follow on Twitter @Mike_MacAdam.
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Alex Gibney
How to See Stuxnet? 'Zero Days' Filmmakers Find an Unlikely Answer in VR
New media artist Yasmin Elayat and production company Scatter teamed up with 'Zero Days' filmmaker Alex Gibney to create 'Zero Days VR.'
Camera Makers Aren't in a Hurry to Add Encryption
Last week, over 150 filmmakers and photojournalists asked major camera manufacturers to build encryption into devices. But the companies don't seem that keen.
War As Easy As Typing: Alex Gibney Spills the Secrets of 'Zero Days'
A lesson in the dangers of cyber weapons—which, like so many modern tools, are the dangers of unintended consequences, and the dangers of going too far.
Michael Pollan Wants You to Get Off the Internet and Back in the Kitchen
I spoke to slow food evangelist Michael Pollan about his new Netflix docu-series Cooked and why everyone should learn how to roast a chicken.
How Steve Jobs Drew on Myth to Build the Cult of Apple
A new documentary spotlights the spiritualism at work in Jobs's tech empire.
What VICE Is Seeing at the Sydney Film Festival
Ahead of the Sydney Film Festival next month we've selected our picks to will help your navigate their brain-splittingly great program.
Talking to Marty Rathbun, Former Senior Executive of the Church of Scientology
We discuss his Scientology past, auditing, and the harassment techniques allegedly used by the church.
'Going Clear' Documentary Is an Audit of Scientology
The film may become the definitive takedown of the church.
Julian Assange Isn't WikiLeaks
With Julian Assange consigned to ambling between his lounge chair and his speaking balcony at the Ecuadorian embassy in London, the fight for free information had gone a little quiet until Edward Snowden appeared and shook it all up again. Now, Assange...


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"local and regional works"
Museum of History and Art, Ontario features several exhibit galleries devoted to local art and history, and occasionally national and international themes, in Ontario's former City Hall. History Wing currently features history of citrus and Hotpoint, and plans are underway for a history of local roads and highways. Art Wing was recently renovated. Lectures, artist receptions, and other events held throughout the year. Operated jointly by the City of Ontario and the Chaffey Community Art Association.
Only open Thurs through Sunday.
Only open Thurs through Sunday.
Be the first to add a review to the Museum of History & Art.
Museum of History & Art
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Search Login Cart 0 Your cart is empty. Don't see what you're looking for? Ratings and Reviews Write a review. Buy with confidence as the condition of this item and its timely delivery are guaranteed under the "Amazon A-to-z Guarantee". Elo Computer Monitors with Widescreen.
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Power Description Input Voltage: Whether used as a desktop or a wall-mounted unit, the L offers flexibility for mounting and two touch technology options.
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Dark Gray Weight Approximate: I was replacing an 18 year old one of these that just 1515 in a power surge. Search Login Cart 0 Your cart is empty. Have one to sell? With the excellent mid-sized screen included on the Elo L, you can realize the benefits of increased work output. Customers also shopped for. Yep it's on the pricey end but so worth the money to not have to replace it for so long.
Technical Details
An optional 12V DC power brick, part number E, is available at additional cost. Any returned computer that is damaged through customer misuse, is missing parts, or is touh unsellable condition due to customer tampering will result in the customer being charged a higher restocking fee based on the condition of the product.
Elo Accessories E Power brick 12V, 4. Something we hope you'll especially enjoy:


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Weddings & Micro Weddings
My signature offering focuses on capturing the joy of your wedding day. Two families and your friends all together celebrating, what is better than that? With a style designed to capture moments and details unobtrusively, you enjoy your day and preserve it for many years to come.
Custom collections include a wedding timeline consultation, wedding coverage by Kristy and her assistant (with more than 60 guests), optional engagement, rehearsal dinner coverage and assistance planning and designing heirloom albums and fine art prints. For 20+ guests.
Contact for pricing
Intimate Weddings & Elopements
A specialty of mine enables couples locally and from all around the globe to experience a fantastic day in New York City (and surrounding regions) and get married in the process. Whether it is just the two of you or up to 20 of your most favorite people, celebrating your love in NYC is an adventure worth having.
From City Hall, to Central Park, DUMBO or your own backyard, the city will be your backdrop and muse.
Collections include, a custom timeline consultation, logistics planning and vendor referrals, on location photography by Kristy in NYC or the Tri-State area, wedding license signing or simple ceremony by Kristy, or witness if needed, and assistance planning and designing heirloom albums and fine art prints. For 2-20 guests.
Starting at $850
"As a couple who really don't enjoy having our pictures taken, Kristy was excellent in making us feel at ease on the day. We're really delighted with the pictures of our elopement but we also loved spending a few hours wandering through New York with Kristy. We'd highly recommend her."
- Bethan, bride
Albums and Fine Art Prints
Your wedding photos deserve a great home, and to be displayed in yours! We will work to curate and design albums, fine art prints and plan where and how to best display your personal works of art. I will be your design partner in getting the job done so you can show it all off!
Offerings include albums by artisans at Queensberry, standard prints with basic retouching, advanced retouching options and fine art prints by yours truly.
Starting at $650
Engagement Sessions
Celebrate your engagement with a custom portrait session at your favorite location in the Tri-State area. Online gallery and consultation for art and prints included.
Starting at $650


text: Toiletnator Mar 12, 2015 0:28:42 GMT ArthurEngine likes this Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by Numbuh 38 on Mar 12, 2015 0:28:42 GMT Aug 21, 2014 10:11:27 GMT ArthurEngine said:And whenever he'd come in sight with the other antagonists, Mister Boss would just groan "Oh jeez! It's the Toiletnator!" Cracked me up every time


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Hokkaido University
Graduate School of Life Science
Pursue Graduate Studies in Life Sciences
Eligible students for this program are limited to those who hope to study at
About Program
Laboratories in the Program
Program Participants
MEXT Scholarship:
IGP Special Quota
News & Information
IGP Students Only
News & Information
Graduate School of Life Science Application Guidelines Released
(posted on June 16th, 2020)
Application for the MEXT Scholarship (enroll in October 2021) is open.
(posted on June 8th, 2020)
IGP 2019 Publications Award (Transdisciplinary Life Science Course /Division of Soft Matter)
(posted on February 10th, 2020)
Special Seminar co-organized by IGP on Feb. 10
(posted on February 3rd, 2020)
The report of the 7th-ILSS from the Chairperson
(posted on January 10th, 2020)
IGP Introduction Movie
Copyright (c) International Graduate Program, Graduate School of Life Science, Hokkaido University. All Rights Reserved.


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90-IS, Mirage 90-IS speakers and 290is
Read more on the Mirage 90-IS in our home audio section
Perry Fowler2015-10-10 01:05
Mirage speakers these 1990's ones are very clean real quality hi-end sound. the first time I ever heard mirage was in a big hasting's Music store , no they didn't sell them but when you walked in their was always loud & clear extra hi quality sound of music playing no matter where you was in the huge store the sound was so good you just couldn't believe it. I was always looking for the speakers that could put-out that kind of hi-quality sound. Trust me I have always owned top end stuff, then one day I ask the manager what & where are your fantastic speakers he said follow me , in the front 1/4 of the about 80'x120' mega store he showed me one speaker tucked under a big cd display case it was a mirage 290is speaker he pointed clear over to the other side & up about 12' on the side wall was 1-mirage 90is speaker then he took me back over 100' to the rear of the store & their was 1-290is on the opposite side & 1- 90is on the opposite wall one of each on each side of the huge store blasting crystal clear real live performance sound. this was in the years of 1999'-to-2004' or 5 before this Mega-store closed it's doors that time I already had 40+ years of experience with buy sell trade speakers always having really good stuff, the sound I experienced in that store planted an everlasting memory in me but I never had the internet & no one around where I live sold Mirage speakers at that time. now I am awaiting my first pair of 90is to be here Tuesday 10-13-2015'I found a-clean mint pair I already have hi-end Denon, Definitive Technology,Bose 301,Infinity stuff now in my little sound-proof man-cave but I can hardly wait to hang these Mirage 90is speakers on my Denon B-chanel. I cant really find very much detailed honest reviews on this model of Mirage speaker's so after I get them all adjusted and set-in I plan on writing my honest detailed review of this marvel of a set of speakers until then have a great day. mr Avox


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Hur förskolans värdegrund synliggörs i barnlitteratur : En analys av fyra bilderböcker
Sammanfattning: The purpose of this study is to investigate how pre-school values makes visible in children´s literature. Thereby the study adds more knowledge of which norms and values the children meet through children´s literature. To achieve the purpose, I have chosen to analyse four picture books written 2012 and 2016. The publishing years are chosen so that the books in an accurate way can describe the norms and values we see today. The results show that we in children´s literature can see the basic democratic values on which the preschool´s values rests. The characters in the picture books shows good examples of values such as care, respect, solidarity, participation, equality and human dignity. However, values such as discipline and integrity are usually portrayed by the fact that the characters first make mistakes and then correct them to desired behaviours around these values. The most obvious norm in the analysed picture books were the norm of gender. In particular, we see how this norm is challenged and questioned by the fact that several of the girls are portrayed with male characteristics and that the boys discuss what is considered typically male and female.
HÄR KAN DU HÄMTA UPPSATSEN I FULLTEXT. (följ länken till nästa sida)


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Vinos Compartidos
Introducing a new concept in wine tasting for non-experts
Initial Situation
At Christmas 2014, LF Channel was the agency chosen to introduce a new product for #winelovers to the market: Kit de Cata (Wine tasting kit).
Kit de Cata (Winetasting Kit), created by sommelier Clara Isamat, is a game for blind tasting with an educational goal. It is an easy way to learn about wines and to do informal wine tastes. It is a fun experience to be shared with family and friends.
Introducing the new Winetasting Kit with quality materials and direct access to the product creator generated additional media opportunities such as radio interviews and product seeding.
During the Christmas campaign, Kit de Cata (Winetasting Kit) was featured by the top food and wine media and bloggers, and the gift guides of the main dailies. Several lifestyle blogs also selected it among their gift recommendations for their followers.
A targeted coverage of 28 pieces of coverage was generated, with OTS of 26,953,674 and an ADV of 1,515,970 Euros. This boosted orders and the first edition of the product was sold out during the Christmas period.


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Lips are one of the areas that is often neglected while we spend hours buffing and priming skin elsewhere, which is especially criminal when you consider what we put them through in a day.
Whether you are engaged in a lifelong fight against chapping or simply want a smoother base for your lipstick to adhere to, a lip scrub is your answer.
The classic is a manual exfoliator, such as sugar, suspended in a nourishing product with more slip, such as shea butter or a blend of natural oils, stored in a pot.
But there are setups to suit all, from stick applicators to lipstick-style bullets to scrubs and balms in one.
We've tested all the scrubs we could get our hands on to find our favourites for super-smooth, flake-free, conditioned and protected lips. Apply in small circles and either wash or wipe off excess as you like.
You can trust our independent reviews. We may earn commission from some of the retailers, but we never allow this to influence selections, which are formed from real-world testing and expert advice. This revenue helps us to fund journalism across The Independent.
L'Occitane raspberry crush delicious lip scrub: £15, L'Occitane
Our only problem with L'Occitane's raspberry crush is that it smells so irresistibly like raspberry jam that it's hard to resist the urge to eat it. Not too dry but with plenty of grit, it leaves lips soft and flake-free but not overly oily – a perfect base for lipstick.
Fresh sugar lip scrub: £19.50, Fresh
This, from the natural beauty brand, is perfectly balanced between exfoliating and moisturising. It's a simple combination of brown sugar crystals, shea butter and jojoba oil and gives smoothing but gentle relief to chapped lips.
Clinique sweet pots sugar scrub and lip balm: £16, John Lewis & Partners
Clinique's clever sweet pots are a handbag favourite for their dual purpose and sweetie-like appeal: they have a gentle exfoliator on one side (simply dab off the excess with a tissue), and a lightly tinted, non-sticky balm on the other. Available in five shades.
The Body Shop lip scuff: £8, The Body Shop
The bullet formula of lip scrub suits those who find pots unhygienic and messy. It doesn't have a particularly gritty texture but is still very effective; apply liberally straight from the tube and rub our lips together before wiping off the excess.
By Terry baume de rose le gommage levres lip scrub: £26, Cult Beauty
This is the most luxury offering in our roundup by some way, but By Terry's lip scrub is the perfect companion to our favourite baume de rose balm – both with the brand's signature rose scent. Squeeze a little from the tube and massage in small circles into lips, with the slanted applicator or with your finger as you prefer, for perfectly smooth smackers.
Lipstick Queen lip restore scrub: £18, Look Fantastic
Lipstick Queen's scrub is quite a different formula to others we tried: exfoliating grains are suspended in a serum-like liquid with plenty of slip. The applicator has little silicone scrubbers that you work the product in with and it has a nice minty tingle on the lips.
GlamGlow poutmud fizzy lip exfoliating treatment: £18, Feel Unique
We regularly turn to masking pros GlamGlow for skincare, so we had high hopes for its scrub. Coming in a satisfyingly space-age-y silver orb, it combines sugar and salt with almond oil and fruit extracts, and a little mint for the titular fizz.
Kiko lip scrub: £4.99, Kiko Cosmetics
The perfect budget companion for chapped lips, this best-selling scrub from the Italian brand is applied straight from the bullet, so no messy fingers. It is formulated with the classic sugar and shea butter combo for soft, flake-free lips.
Burt's Bees conditioning lip scrub: £5.90, Feel Unique
This balm uses the signature Burt's Bees ingredients of honey – in the forms of exfoliating crystals – and beeswax, which has brilliant conditioning and protecting qualities. It's 100 per cent natural and super-smoothing.


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Member Reviews
Good book, had me guessing up until the end...although I did guess about the main character! Great quick read, might read some others now. #SurviveTheHeatwave #NetGalley
Ursula C, Reviewer
Wow! What a read. I loved this book. It drew me straight in and the last few pages I could barely breathe as the drama increased. So well written, good strong characters and an amazing plot.
Susie F, Reviewer
This was my first book by this author. It took a while for me to get into the book, it was a bit slow for me. However, overall it was a good thriller with an interesting twist to it. Thank you NetGalley for my complimentary copy in return for my honest review.
Reviewer 516681
I really hate to give a negative review but unfortunately, I have to with this book. I only made it to the 26% mark before I decided that I absolutely could not go on any further. This story started out in present day when Jasmine hears a news story about a 15-year-old girl that has gone missing in her hometown. Jasmine makes the decision in literally 2 minutes to leave her family and to go back to where she grew up and help find the missing girl as she believes to know who is responsible for the kidnapping. The story then goes back and forth in time between present day and when Jasmine was a teenager that had just moved to a new town. Upon moving in, Jasmine's parents decide to let a gentleman by the name of Tim stay in their guest house to help them out around the house. Tim had previously been homeless, but Jasmine's parents thought they were doing a good deed by letting him live there since he was ex-military. Tim is an odd fellow, quiet, and withdrawn. As you go back and forth in time, you learn more of what happened in the past and Jasmine's search for the missing girl. So, here is my rant on this book. I have a hard time believing that Jasmine's parents would let this fellow named Tim randomly stay with them. It just seemed highly unlikely and did not feel like a good plot line to the story. I found ALL the characters to be annoying and unlikeable, the dialogue boring, and the writing choppy. Needless to say, this did not hold my interest at all. Last annoying snippet is that this book seemed to host a wide range of pedophiles. Just not for me. I still do want to send a big thank you to NetGalley and Avon Books UK for allowing me to read an advanced copy of this book. I have left a shorter review already on Goodreads.
Lou @, Reviewer
The Heatwave is Katerina Diamond's first standalone thriller and is both a tantalising summer sizzler and a satisfyingly sinister work of psychological suspense. Set amongst the eager tourists and frolicking beachgoers in Sidmouth, Devon, we are introduced to a predator who has stalked the local area for many years just laying in wait for their ideal prey. Felicity, or Flick, is currently living in The Lake District, a truly stunning part of our country, with her husband and two daughters she adores when she is left reeling after she sees a shocking case of a missing girl, Mandy Green, on the television news that hits terrifyingly close to home for her taking her back to her troubled past in sunny Sidmouth. She becomes obsessed knowing this case is linked to Hannah's disappearance almost two decades ago and ups sticks rather rapidly to move back to her hometown for reasons which are not immediately clear to anyone but her. Ahh, yes! Ms Diamond has excelled herself with this book which is absolutely perfect for taking on a beach break or for devouring closer to home in the garden. It tells the story from two perspectives and two timelines: Jasmine in the past and Felicity in the present and effortlessly slips between these variants with not even a hint of confusion. The character development is well executed and we get to see that Flick is emotionally unstable due to secrets from sixteen years ago that have followed her through life despite having moved on and started a family. The author gives you many reasons not to like Felicity as a person but what she excelled at was appealing to your better nature and managing to get you to still care about the character. The secrets are many and I was shocked when they started being revealed; I was not expecting it to go in that direction. Superb. Many thanks to Avon for an ARC.
Nicola F, Reviewer
After reading all of katerina diamonds other books I couldn't wait to read this one. I was a little disappointed that it was nothing like those. Maybe if I read this one first I may have appreciated it more. I did however like the twist at the end. Thank you netgalley and the publishers for allowing me to read this book
Caroline K, Reviewer
It feels very apt writing this review on a day when the temperatures are soaring and we are experiencing our own mini heatwave. Thank goodness today's events bore no resemblance whatsoever to the events taking place in this book because they are literally quite unbelievable. I've only recently discovered this author and having enjoyed Woman in the Water (number six in the Imogen Grey series) I was greatly anticipating this standalone read. The start showed promise with our introduction to Felicity hearing the news that a girl Mandy Green has disappeared in Felicity's hometown of Sidmouth. Automatically she is taken back to her adolescence in this small town, when another girl Hannah went missing, her body never found. For reasons that will slowly be revealed, Felicity knows it's imperative to return to the place she was extremely happy to escape, instinct telling her this latest disappearance has something to do with her past. Although it means confronting ghosts from long ago and facing some difficult truths, it's like there is this invisible thread pulling her back, against her better judgement. It means leaving "a place where you are safe and loved versus the mess you left behind" which sounds so intriguing .This is a case of before and after, a case of then and now which is how the author has chosen to reveal the storyline. Leaving her family behind at the drop of a hat set alarm bells ringing for me but I was ready to give Felicity the benefit of the doubt. She very quickly becomes so preoccupied with whatever has happened to these girls in her hometown that you are left in no doubt there are plenty of secrets begging to be uncovered. However, her character quickly grated on my nerves with her inability and reluctance to actually achieve what she'd set out to do, preferring to drown her sorrows with alcohol whilst alternating with asking strangers inappropriate questions pertaining to the latest disappearance. It is best friend Jasmine's point of view from the past that was the hook that kept me turning the pages of what seems like a fairly short read. With the arrival of Tim as a lodger at her parents home, this would seem to be the summer of discontent where the girls are realising their potential as sexual beings,with the pursuit of boys causing a rivalry to develop and cracks to appear in their friendship. Especially when it comes to the mysterious and handsome Tim, a distinctly odd character whom Jasmine cannot decide whether to trust or not. I could never quite decide what to think of this character and the circumstances surrounding his appearance in the lives of the Burgesses. Suffice to say Frank and Liz are way more charitable than I would be! There's definitely a weird dynamic going on between Tim and Jasmine whilst her parents feature in the narrative only occasionally. Jasmine is the most developed character by far which is why I found her side of the story so compelling. If you think you know which direction this is headed, like I did, then think again! I couldn't possibly have foreseen the shocking secrets this family were hiding. I know this is a piece of fiction but personally I felt the further I got drawn in,the more implausible events became. I don't know what I was expecting but it wasn't this. I also want to understand the significance of the title since these events could have occurred at any time. I can only assume perhaps some people go a bit demented during long spells of hot weather but perhaps I'm overthinking it. The shocking revelations when they came made my jaw drop so that in some ways the ending redeemed what had gone before, although it did come across as rushed. Only in those final pages did I truly connect with Felicity's part in this drama. It pains me to have to say it but overall I was disappointed with The Heatwave and I so wanted to love it. There just seemed to be a vital ingredient missing to make this the brilliant read I was anticipating hence the three star rating. Despite my issues with plausibility, I still raced through the pages and it won't put me off reading further titles by this author (fingers crossed for book no 7 in the Imogen Grey series). My thanks as always to the publisher and Netgalley for giving me the opportunity to read.
Shannon W, Reviewer
Thank you to NetGalley and Avon Books UK for the arc of the Heatwave by Katerina Diamond. This follows 2 perspectives of Jasmine and Felicity, Jasmine tells the narrative in the past whereas Felicity in the present day. The two girls are actually best of friends. Both time periods in which are set within summer time and temperatures. Felicity is very specifically drawn and right back in Devon as she see's something on the news about a disappearance about a young girl. It is Implied that Felicity has answers to the disappearance and seems to know more about events that took place sixteen years ago.... Then information has been brought out which leaves the reader breathless and in shock and wanting more. I really enjoyed this I was gripped from start to finish, I was seriously not disappointed in this, it was an amazing and a great read in which left me in total awe and shock. Definitely recommend 5 Stars⭐⭐⭐⭐⭐
janet k, Reviewer
I was immensely captivated by Katerina Diamond's novel The Heatwave. The jacket cover teased "One Summer, One Stranger, One Killer..." and that and the gorgeous beach cover were enough to attract my attention. The Heatwave has a strong premise; Felicity left town 16 years ago, after a girl disappeared, and it seems Felicity has some secrets. Cut to present day, another girl goes missing, and Felicity is compelled to return. Katerina Diamond set the scene well, hooking me in very early on, and keeping me guessing throughout. I really appreciate her ability to take a rather complex, but unlikeable protagonist in Felicity and make me care about that character. The pacing was fast, the plot tightly woven, the twists and turns plentiful and the ending satisfying. I received my copy through NetGalley under no obligation.
Hannah J, Reviewer
This is a set up you've heard before: a woman returns to the hometown she fled to solve a big mystery! but the story doesn't take all the usual turns and there are lots along the way. Katerina Diamond's books are always well plotted and so I have loved many of them in the past but this one just did not work for me 😬 I don't know if her writing style has changed, if this one was less edited or if my tastes have just changed, but I found some of the writing, particularly the dialogue, to be so overly simplistic and repetitive that it was distracting. The pacing was also a little off. Not very much happens until the end in which things ramp up. However that last quarter was a wild ride and really enjoyable. Given better pacing and more time to developing the plot rather than hinting that something big is coming, I think I would have really loved it and so I'm sure many people will ♥
susan b, Reviewer
The first thing I didn't understand was why Felicity was so driven to return to her home town when a girl went missing. It just made no sense and it was very odd that her husband was so understanding about it. The second thing I never understood was what the title had to do with the story. Eventually the first thing was explained but the second never was. I am still wondering. But those things aside, Ms. Diamond wove a dense, multi-plot story but character development never seemed to take place. Even Felicity, the main character, seemed to be a stranger through the entire book. Part of that is understandable as an effort to keep some surprises until the end, but it left me feeling a bit detached from the story and confused about motivations.
Kerry H, Reviewer
Flick sees on the news that a young girl has gone missing in her home town. This has happened before when she was young. She decides to go home and see if she can help for she knows more about the past then she has ever shared. Time for the truth perhaps? This was a really interesting read with a couple of good twists. One I figured out early on but the killers identity caught me out. This is well written and detailed. The story jumps between the present day and the past which works really well. The ending is very good and finishes the story off well. I wasnt sure about Flick at the beginning but as the story goes on you start to warm to her. She's got a lot of issues but overtime you understand why. A great thriller with an interesting mystery.
Christine A, Reviewer
I was provided with a complimentary copy of this book so I could give an honest review. Katerina Diamond, the author of the D.S. Imogen Grey series, is back with a new stand-alone novel, The Heatwave. I read Truth or Die, book #5 of her series, and was looking forward to reading The Heatwave as soon as I read the description "The heatwave is back. And so is the killer." Felicity fled her town and her life, determined not to return. That is until sixteen years later, and a second girl went missing. She holds the answers to what happened to the first girl and is determined to find the second before it is too late. Diamond hooked me from the beginning. The book is 400 pages, but it was such a page-turner it felt much shorter. As with all thrillers, there are twists, turns, and surprise reveals. The Heatwave kept me guessing until the very end. I thought I had figured everything out, but I was so wrong. After going back over the story, I realized I picked up on many of them but could not piece them all together correctly. Goodreads does not list any other upcoming books of Katerina Diamond but added her to my "authors to read" list to keep watch for them. This 200-word review was published on Philomathinphila.com on 6/25/20.
Samantha R, Reviewer
One summer. One stranger. One killer… Two bad things happened that summer: A stranger arrived. And the first girl disappeared. In the wake of the crime that rocked her community, Felicity fled, knowing more than she let on. But sixteen years later, her new life is shattered by the news that a second girl has gone missing in her hometown. Now Felicity must go back, to face the truth about what happened all those years ago. Only she holds the answers – and they're more shocking than anyone could imagine. The heatwave is back. And so is the killer. I loved this book. Good plot that's full of twists and turns that keep you turning the pages.
Sarah B, Reviewer
Looking for a book that has crime, mystery, suspense and plenty of heat? Then this is the book for you. It pulled me in from the beginning and with temperatures sizzling from each page, I was desperate to see how the plot would conclude. The narrative is divided into present day, narrated by Felicity; and the past, narrated by Jasmine. The two girls were best friends and initially I was a little confused about whose voice I was reading. However, this was only a temporary glitch and certainly did not prevent me from racing through the pages. Both time periods are defined by the sizzling summer temperatures. I think this is what helps to make this a perfect summer read, especially as exotic getaways are rather limited. Felicity is drawn back to her hometown in Devon after seeing the disappearance of a young girl on the news. The writer implies that Felicity has the answers to this disappearance and seems to know more about events that took place sixteen years ago. Gradually, readers are given this information as well, leading to a breathless, climatic conclusion. I certainly could not anticipate the direction that the narrative took. Relishing in the clues that Diamond provided, I shared Jasmine's distrust of Tim, and Felicity's uncertainty as she returns to Devon. It is clear from the beginning that Felicity is seeking closure from her past but Diamond leaves the mystery building – a bit like the heat in summer when it eventually breaks into a storm. This "storm" is what readers witness at the end as answers are finally provided. It left me gasping in disbelief and it was like I was standing in a metaphorical rain shower: being cooled off after the build up of such tension. After hearing some many positive things about this book, I can safely say that my expectations were not disappointed. As young girls, Felicity and Jasmine are believable characters and I enjoyed the sense of stagnation that radiated from the hot summer. The girls are listless and lethargic which completely juxtaposes the action that unfolds within the pages. This was gripping from start to finish. There were surprises in each chapter that made me feel like I was reading something fresh and new. The story is interesting and different; it felt unique to plenty of crime thrillers out there and I could not wait to find out the final answers. With thanks to Avon books and NetGalley for providing me with a copy of this book in exchange for an honest review.
Faith H, Educator
In The Heatwave, Felicity sees a girl has gone missing from the hometown she fled 16 years earlier. It is far too similar to a disappearance that sent her happy life off the rails all those years ago. She returns to face what she knew would eventually come up again. The story shifts back and forth between about 2003 and 2019. Jasmine lives with the perfect parents. That is why she is surprised when they bring home a drifter and allows them to live and work in their home. Tim is trouble from the start. Jasmine is convinced he is not who he claims to be. Still, she falls under his spell. Her best friend, Felicity, does, too. And for a time this seemed to be pretty petty between the two girls. I often write about the line between a good twist and a bad twist. A bad twist either comes from nowhere or is so obvious that it isn't really much of a reveal. A good twist is some thing you sense coming. You see glimpses of it and you can follow the clues to a point. When the truth is revealed it merely brings all of this threads together. This book was a good twist kind of book. The entire story does come together. Though during the reveal, it sometimes feels like the author over explains. But even though the reader may put together some of the mysteries before the author explicitly tells us, they story still works.
Karolyn W, Reviewer
This book gripped me from the start and I was so fascinated by the story, I finished the book in two readings. The story is about a teenage girl going missing. It reminded a young mother of a similar situation from her youth, of when another teenage girl from her hometown disappeared. She was never found. She wanted to try to help and find her. Usually Jasmine and her family went on holiday during the summer, with some charity and helping out in a foreign country. This year, they had just moved house, her dad had his hip operation so was unable to fly so she was home for summer plus her parents had rented out the summer house in the garden to someone they knew but she wasn't keen on. Better yet, she got to spend time with her friends. The summer was hot, there wasn't much to do in Sidmouth but the fair was there. Tim saved Jasmine from Mr Morrell, her ex teacher, after she left the fairground. That night is when the teenage girl disappeared. It was awful, as we knew Hannah Torrence. Sixteen years later, Felicity is shocked when she hears on the news that a second girl, Mandy Green has gone missing from her hometown. She decides that she has to return to see if she can save her as she thought she had already dealt with the problem once. She can't tell her husband why as she hasn't told him the truth about her past from the start. Can she face her demons though? It's another hot summer and she finds that not much has changed in Sidmouth. She tries to plan how she can get information on the last sightings of Mandy Green and through speaking to various people, she finds Liz Green, Mandy's mum. Mr Morrell's old fiancee! This is a link back to Hannah Torrence, back to her and her past, just as she thought! As she wanders round the town, she sees the old brown car, is it the same car? Then the news comes in, they are digging in the woods, a body has been found…. This book is like being on a rollercoaster ride with a lot of cliffhangers as you go through it later on! The book is written as a 'now' and 'then' style but it works really well and Katerina uses it to her advantage.
Libby P, Reviewer
The book is set in 2 time periods - from Jasmine's point of view - where her and Felicity were teenage friends - and then 16 years later from Felicity's point of view in the present day. Back in the day a girl went missing - and the same thing has happened again - and Felicity believes she is the only one who can solve this crime, and so leaves her husband and kids in the Lake District and heads back to her hometown in Devon. Now there are some MASSIVE twists and turns. I have to say I guessed a few of them very early on. I felt quite smug and 'I'm just so bloody clever' - which I wasn't disappointed in - however when I read other NetGalley reviews, others said the same - so maybe I wasn't as smart as I thought!! However, even guessing these twists, it didn't ruin the book for me - and there were plenty of other twists I didn't get so I was still keen to keep reading. and find out what had happened then and now. I found present day Felicity quite annoying, and it seemed ridiculous that she wouldn't share with anyone what was going on - although as the story progressed you kind of realised why. I felt quite nervous with her back in her old stomping ground - and sad that she didn't appear to have any support from family or friends at all. Back 16 years ago Jasmine and Felicity were both quite annoying - but they were 16 years olds so just perfectly written I suspect! Their relationships with Tim 'the stranger' were complex and teenage and cleverly written - the teenage angst levels were high. Overall I really enjoyed the twisty, turny story - and devoured it really quickly - and was suitably shocked by the time I got to the end. I'm not sure 'The Heatwave' was really a vital component of the storyline - especially in the present day stuff - not that that detracted, but it's the second book I've read recently where the title wasn't really that relevant. Thanks to the publisher and NetGalley for my advance review copy - it's out on 25 June 2020 so just a few hours to wait!
Miriam S, Reviewer
"The Heatwave" is written by the very popular author Katerina Diamond and is a stand-alone thriller set within a dual timeline. Although most recent reviewers of this book praise it highly, I'm afraid I must be the loner on this one, as for me it just didn't work. "One summer. One stranger. One killer…Two bad things happened that summer: A stranger arrived. And the first girl disappeared" Basically that is it. 'Flick' returns to her hometown after sixteen years when she discovers a second girl has gone missing. The 'now' part of the story involving Flick returning home was a non starter for me and it was literally the last ten per cent of the book that we are privy to why she had to return home. She's flawed, cliched and totally unrealistic and a character I just couldn't relate to at all. I did however enjoy the 'then' story and was interested in what happened all those years ago but the denouement and revelation of the killer for me was just too far fetched and utterly implausible. A few inconsistencies for me including a brown car and the sound it made that Flick recognised after sixteen years, spoilt it for me. I'm sure readers who love slow burn stories with flawed characters will like "The Heatwave" and although I would read more by this author again I can't give this book more than 2.5 stars. 2.5 stars
Kathy D, Reviewer
The Heatwave by Katerina Diamond is a psychological thriller. First, let me thank NetGalley, the publisher Avon Books, and of course the author, for providing me with a copy of this book in exchange for an honest review. All opinions are my own. My Synopsis: (No major reveals, but if concerned, skip to My Opinions) Felicity was 16 when she fled the small town of Sidmouth in Devon. She has since married and has two children. Now, 16 years later, another girl has gone missing from Sidmouth, and Felicity knows she must return to face what happened so long ago. She is the only one who knows the truth, and she is the only one that has a shot at finding the missing girl. But Felicity also knows that this could ruin her marriage, but she can't run any more. My Opinions: I love Katerina Diamond's police procedural serial starring Imogen Grey, so I couldn't wait to read this stand-alone novel by a favorite author. However, this was "almost" a bust for me. First, my lack of compassion for Felicity - who leaves her husband and children with little warning, and no information, and then seems to be on an alcoholic binge, had me highly annoyed. Then, the horrendously slow pace had me wanting to put it away forever. It's a good thing I'm a tenacious reader who never gives up on a book (not yet anyway). When the book finally took a turn, I was spinning with it. The twists were extreme. One identity twist I saw coming early on, but there were a couple that really surprised me. The book went from a blah, blah, blah, to OMG, OMG, OMG. The story alternated between the two time-lines, the teenage years being told by Felicity's best-friend Jasmine, and the current time-line told by Felicity. I think the author nailed the early relationship between the teenagers, although I think Jasmine's ability to understand and forgive Felicity's behaviour was a little too mature. I think at that age if my best friend hit on some guy I was interested in, or blatantly made sure I was made to look foolish in certain circumstances, there would have been more repercussions. However, that is a minor criticism that I can live with. The real reason that this is not a 5 star book is that it took entirely too long to get interesting!


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Foundation Repair Financing – What Are the Benefits?
The basics of foundation repair financing are that a homeowner can obtain this type of financing if the owner is in default on their mortgage. They can also be used to pay for major repairs to the foundation or to the home itself. There are different types of loans available. Some are more expensive than others, so research into the options you have available to you will help you make the right decision.
The key to obtaining an affordable home is through financing. A bank or lending institution will normally offer the borrower as one loan to choose from. It may not be offered for all types of mortgages, but it should be possible for any homeowner to qualify. A bank will typically look at the down payment you make as well as your credit and other factors in determining whether or not you qualify.
There are several types of loans available, including federal loans, FHA loans, VA loans, and USDA loans. The type of loan that a borrower decides to apply for will depend on their homeowner's financial status and other factors. If they are in default on their mortgage, then they will likely receive some type of loan. A low down payment will also be a necessity if the borrower has a poor credit.
Another important factor to keep in mind is the amount of interest that you will be charged. Many companies will offer you an introductory rate on their loans. This is a great way to save money, but you may be better off doing your own homework about the companies and loans that are available before applying. You want to find the best deal available.
Foundation repair financing should never be overlooked as an option for homeowners. It can reduce monthly payments, so you will see a benefit over time. If the house is not livable, the homeowner may want to get out as quickly as possible. Repairing the foundation is something that will not only save them money, but it will add value to the property. This is why they are an ideal choice for homeowners with lower incomes.
Your credit score is a key consideration when considering foundation repair financing. Any lender will take this into consideration when considering the amount of money to lend, and the loan costs are determined by this factor. A good credit score will help you find a home loan with a reasonable interest rate. However, many lenders do require you to bring down your interest rates before they will approve your application.
Foundation repair financing can work for those who have no credit, and also those who have good credit. Make sure you thoroughly research the company offers that you are considering before you apply. Your credit will determine how you will repay the loan, so ensure that you can afford the loan and don't rush into it.
Originally posted 2020-01-23 19:28:25.


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Modern Trousseau Fontaine
Sale price
Regular price
Modern Trousseau Fontaine is a romantic fit and flare gown! The Alencon lace bodice features three quarter length sleeves and a deep sweetheart underlay, while a beaded belt accentuates the natural waist and provides dazzling detail! The flared crepe skirt lends a touch of sophistication. This gown comes to us in excellent condition from a designer boutique. Modern Trousseau Fontaine is Ivory in color and a size 12.
Please note that while we do our very best to keep our gowns in pristine condition, normal wear and tear can occur during bridal appointments. If you are interested in this pretty little number, please do not hesitate to contact us via phone or email to discuss details or see additional photos prior to saying Y E S!
email@example.com | 614.787.2930
All sales are final.


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Loan Limits in California . California has 58 counties with fha limits ranging from a low of $314,827 for a 1-bedroom unit in Butte County to a high of $1,397,400 for a 4-bedroom unit in Alameda County. For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of California's counties, choose the county from the interactive map.
More than 3,000 counties will have new loan limit which will take effect on or after January 1, 2018. The loan limits are adjusted by the FHA as required the National Housing Act "to set Single Family forward loan limits at 115 percent of median house prices, subject to a floor and a ceiling on the limits.
Can You Buy A Hud Home With Fha Loan Fha Loan Seller When selling your home to a buyer with federal home administration (fha) financing rather than a conventional mortgage, there are several key differences you should be aware of. These differences.


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Best 23 Waist Pack Fanny Packs for 2020
Fanny Pack Rave Festival Metallic Holographic Bum Bag Waist Pouch (Silver02) - The perfect gift is your family, coworkers, or friends planning to travel festival coming up party give them this useful and memorable gift and allow them to go hands-free on their adventures. Great for everyoneawesome fanny pack,perfect size for men, women, or children and their belongings like cell phone, cash, credit card, and concert tickets. Adjustableone large zippered carrying pouch, 125 cm tall with a 215 cm opening,adjustable nylon waistband. Water resistant & durablesoft pu leather, durable and wear-resistant. Convenient for travelfun style for music festivals, theme parks, working out, dog walking, hiking, travel, parties, biking, christmas white elephant gift, and running around town ultra-lightweight and comfortable waist pack.
Heard Me Unisex Jamaica Love Heart Flag Fanny Pack Waist Bag Phone Holder Adjustable Running Belt For Cycling,Hiking,Gym - Hand wash recommended. Fully adjustable strap and clever buckle adjustment which comfortably fits waist sizes from 65cm-110cm(255″, 433″). Adjustable waist belt is very easy to use in sports,durable and practical. Fabricoxford cloth. Length38cm,height14cm,width8cm.
Arsimus Gold Sequins Fanny Pack Rave Bag Waist Pack Waist Bag Casual Club Bag… - The perfect bag for raves it glitters and shines and will make you stand out. D. , keys, credit card, cash, cell phone, lip gloss, and concert tickets all while keeping your hands free for fist pumps and high fives. You wear it around your waist and keep your personal belongings in it like i.
Heard Me Unisex USA Flag Gun Fanny Pack Waist Bag Phone Holder Adjustable Running Belt For Cycling,Vacation,Hiking,Gym Black - Fabricoxford cloth. Length38cm,height14cm,width8cm. Hand wash recommended. Adjustable waist belt is very easy to use in sports,durable and practical. Fully adjustable strap and clever buckle adjustment which comfortably fits waist sizes from 65cm-110cm(255″, 433″).
Men's Genuine Leather Waist Pack Fanny Pack Messenger Shoulder Cell Phone Pouch - The zippers are secure and solid the sturdy metal zippers and reinforced seams & stitches, delicate sewing craft ensure your excellent outdoor experience. Material 100% genuine leather—high quality waterproof and tear resistant full grain cow leather. Easy to put it on, just attach it to your belt. Size h 66″ w 43″ d 13″/h17cmw11cmd35cm. Fits for iphone7plus, and most of phones that smaller than 6 inches.
Dad Bag Fanny Pack, FengNiao Men Beer Belly Waist Packs with Adjustable Belt for Cell phone Holder, Belly Bag for Hiking, Running, Shopping, Cycling, Walking - Free return guarantee any issues please feel free to contact us, we will try our best to make it right. Waterproof funny waist pack pu material design makes your cash phone accessories away from water. Free your hands large capacity and solid zipper against theft when you walking, hiking and shopping. Fake belly waist pack real 3d printing make you quite attractive on street, parties, traveling and sports. Funny spoof gift excellent choice as a funny gift for halloween, christmas party and any occasions.
ALFRED WARD Cartoon Yellow Brown Giraffe Adjustable Belt Waist Pack Waist Bag Fanny Pack For Men Women Sports Fitness Cycling - Sizelength38cm,height14cm,width8cm,maximum waist110cm. Waist pack is made from high-grade 600d oxford. Usually delivery needs 7-14 business days. Suitable for men,women,sports fitness,running,cycling,hiking,travel,workout,outdoor sports and. Adjustable waist belt is very easy to use in sports,durable and practical.
Clean Vintage Men's Little Leather Bag Waist Pack Fanny Pack - Minimal intervention in the leather good among others, there was no need for too much corrections this leather is just that good second,. Clearance price factory-production-priced leather pouch. 100% genuine leather first-rate, top-grade cowhide leather. Waist bag, travelling bag, which fits both women and men multi-pockets and compartments, as two ag all teh more so appeaing ways of use- as a waist bag and as a chest bag, makes this little b. This fact of minimal intervention is what makes this waist bag so appealing in look- in its vintage look.
YAOSEN Fashion Waterproof Waist Bag PU Leather Fanny Pack Beach Pack (Skull) - One main zipper compartment, secure for your phone, wallet and other important items. Material high quality pu leather, easy to clean and durable to use. Perfect for most people want to be hands free to carry the necessities and stays snugly for the entire workout. Adjustable strap fits different body waist and also can be used as shoulder strap, perfect for different usages. Dimension (lw) 17743″ / 4511cm, small and convenient.
KALENDS Women's Fashion Leather Waist Packs Fanny Pack Cellphone Pouch(black) - We are new to amazon,so all the goods on sale,have crazy price. 57″ inches package includes 1 x women waist packs. Fashion vintage design, well sewn craftsmanship. This cute waist fanny pack for women works well with a variety of different outfits and casual styles. But it is really perfect,made of genuine leather, can carry all you need, you have found it description material100% genuine leather genderwomen type casual and outdoor size info 7. A great gift choice, it's fit for outdoor, travel. 08″ x 4. 72″ x 1. Introduction this is a powerful wallets,, fashion leather fanny packs bag, perfect for everyday use, with all your daily bits. We pursue high-quality men/women wallets, and 100% customer service.
Genuine Leather Waist Packs Fanny Pack Belt Bag Phone Pouch Bags Travel Waist Pack Male (black) - Soft and durable genuine leather decoration,this beautiful fanny pack with the properties of lightweight and fashion,smooth to the touch and easy to clean ,more luxurious material inside. Material geniune leather cowhide. Size 233513 cm (l x w x h). Note maybe the colors for cowhide and lining are a little difference with the photos.
Hattie Unisex Water Resistant Travel Sport Waist Pack Fanny Pack Blue - Exclusive opening for headphone cable allows you to enjoy the music even when the belt bag is zipped tight. Size95cm49cm,can hold the iphone 6 plus. Adjustable strap,fit the most. Perfect for sports and any casual occasion. Upper material is nylon,waterproof and quick drying, breathable fabric on back guarantee comfort.
Heard Me Unisex Relax My Mommy Is A Nurse Fanny Pack Waist Bag Phone Holder Adjustable Running Belt For Cycling,Vacation,Hiking,Gym Black - Hand wash recommended. Fabricoxford cloth. Adjustable waist belt is very easy to use in sports,durable and practical. Fully adjustable strap and clever buckle adjustment which comfortably fits waist sizes from 65cm-110cm(255″, 433″). Length38cm,height14cm,width8cm.
AVANTMEN Sport Running Belt Waist Bag Outdoor Water Resistant Waist Pack Fanny Pack for Women/Men Hiking Fitness Running Pouch for all phones (purple) - The strap of waist bag is widely adjustable for most waist size(28″-43″), suitable for men and women, teens,kids it can be used for running, workout, exercise, dog walking, cycling, hiking. Size 122472 inches (lh) with a adjustable strap, 4 colors to choose. Material this sport waist bag is made of high-quality water-resistant fabric, with good water repellent properties. Keep your most needed items close while exercising or running errands and headset earphone hold, easy access to plug your earphone to your phone. Fashion, multi-function and practical design, and comfortable to wear.
Arsimus Purple Sequins Fanny Pack Rave Bag Waist Pack Waist Bag Casual Club Bag - The perfect bag for raves it glitters and shines and will make you stand out. , Keys, credit card, cash, cell phone, lip gloss, and concert tickets all while keeping your hands free for fist pumps and high fives. You wear it around your waist and keep your personal belongings in it like i. D.
American Red Cross Waist Pack Fanny Pack Belt Bag For Phone,runner (2 Colors) Navy - Fanny pack for iphone 7,iphone 7s,iphone 6,iphone 6s. 6-15 days for shipping. Waist pack for men women. Materialoxford.
Kiss Me Irish Zipper 80's Style Waist Pack Fanny Pack - Travel size and washable,waist size is up to 46 inch,small and convenient. Adjustable waist strap,adjustable polyweb waist belt. Unisex item,600d polyester,15″ wide,55″ high. Suitable for travel and outdoor sports, such as jogging, cycling, hiking and running,fitness. Perfect size hip bag for men, women, or children and their belongings like cell phone, cash, credit.
Otomix Waist Pack Fanny Pack - High quality durable materialmade of superior nylon fabric which is durable, sturdy,lightweight, and the zippers are metal. Adjustable waist strap belt extends up to 50 inches with quick release buckle and down to the smallest size needed, one size fits most. Lots of separate compartmentsthe spacious pocket is roomy enough to hold cellphone, passport,ticket,water bottle,small purse or other valuable itemswith small pockets in the front and the flat pocket in the back, you could put your keys, coins, cashes in itand you will never feel bulky with it. Multifunctional waist bag fanny pack it is much more secure & relaxed than carrying a bag when traveling or workout good for hiking, vacations, bike rides, gym, running, walking in the park with the dogs, festivals, raves, disneyland trip, music festival, amusement park, theme parks,etc most outdoor activities or recreation. Demension of the waist packa style134″x 51″x 31″b style138″x 55″x 39″c style138″x 55″x 35″,water-resistant and flexible fanny pack for men and women.
6 Pocket Genuine Solid (not patch) Leather Waist Pack, Fanny Pack. Large adjustable strap - Overall size 12″ x 4″ main pocket 7″ x 3″. Adjustable length strap is extra large and can be adjusted as long as 50″. Made of soft & durable lamb skin leather. 2 side, 2 front zip organizers, top main pocket, back inside zipper section for items you want to secure closer. Perfect for travel or every day use.
ENKNIGHT Big RFID Money Belt for Travel Running Waist Pack Fanny Pack Black - Big size — the waist pack 115 in55 in,small front pocket 76 in35 inlarger zipper pocket 105 in44 inthe mesh bag inside larger pocket 61413 in and 43413 inthe back pocket105 in44 inbelt width 1 insuitable waist length 29 in-70 in,fitting for different waist size of men and womennote please kindly adjust the belt until the length is the best for you. Lightweight & enough space — with the design of thinness and lightweight,it can provide a high level of safety, even if you wear thin clothes,pickpockets and thieves is difficult to findin addition,excellently stretchable belt makes the waist pack more perfectly be adaption to your bodyeven if you exercise vigorously, the waist pack is like a part of your body, you don't worry that it will fall. Advanced rfid blocking design — as technology advanced so did the methods of pickpocketingin contrast to average money belts for travel,we stay ahead of the competition and on top of the newest security featuresour undercover money belt features rfid blocking protection lining in the rear main pocket and this eliminates the possibilities of id thieves getting to your documents,no matter how skilled they areplus,rfid tech means you don't have to buy extra sleeves for credit cards. Over the top quality — the brand new rfid money belt features the finest 100% rfid material quality,to the exterior as well as the interior of its pocketslarger than the previous model,this beautiful fanny pack is front is made of 100% high-quality nylon with the properties of lightweight,water-resistantsmooth to the touch and easy to clean. Three pockets — a front zipper pocket with headphone jack for iphone and a big main pocket with two mesh bags and a key chain,there are a rfid pocket in the back with 3 card slot to better protect your credit cards,it easily conceals your valuables, keeping them safe from being stolen.
Men's Waist Packs Fanny Pack Belt Bag Phone Pouch Bags Travel Waist Pack (Black) - Function waist bag, shoulder bag, chest bag. Size 231210cm. Material oxford cloth. Perfect for most people want to be hands free to carry the necessities include phone, wallet, keys, id card, tickets etc. Fit for travel,outdoor and daily use.
Touch Screen Running Belt For Men Women, Beyle Dual Pockets Fit Iphone X 6 7 8 + Note8 + Accessories For Runner Top Fitness Gear for Hands Free Workout, Sport Waist Pack Fanny Pack For Jogging (Black) - 5100% satisfaction guarantee we offers 90 days 100% satisfaction guarantee we are committed to providing our customers with high-quality and affordable products if you have any question, please do not hesitate to contact us. 4all activities great for running, cycling, hiking, walking, going to the gym or any other athletic activity with your hands free comfortable soft elastic waist belt prevents chaffing while sturdy buckle and glides provide stability and eliminate bounce for the most active users. 3waterproof & reflective soft material band and waterproof pockets prevent rubbing if you sweat a lot or run in bad weather, your belongings will stay safe and dry our runner belt, made of waterproof neoprene material, with special-shaped waterproof zipper, prevents ingress of water be safe and seen while jogging or walking in the dark built in reflective strip around the zipper for safe running in low light conditions. 2expandable running waist pack zippered water resistant expandable pouch holds smart phone, keys, money, wallet, inhaler, pills, passport, credit cards and other essential items this running belt is light weight and compact but has the ability to expand to fit large phones like the iphone 6, 7 plus or samsung phones in their cases running belt with 2 great pockets, if you carrying your phone and keys together in a pocket, you can expect damages of your phone's screen. 1adjustable two pocket hip pack fits men and women with waist sizes of 27″, 37″ each large capacity pocket expands to 8 x 6 x 4 inches comfortable elastic strap keeps your belt from bouncing and chafing run or vigorously engage in other exercise that this "no bounce" running/exercise belt will tightly, yet comfortably, hug your waist.
SYLYLJ Dad Bag Fake Belly Waist Pack Fanny Pack holder 3D with Adjustable Belt - 3d print fack belly pack-3d print fake belly make the bags more funny men's beer belly waist pack bag a lovely bag full of personality, so fresh and unique. Durable and waterproof, it is made of pu and canvas,which is waterproof it is suitable for such outdoor activities as climbing,hiking,traveling and etc and makes your cash phone iphone accessories away from water. Size4016cm, adjustable belt. Convenient and relax-adjustable belt, you can choose the length fitted for you to use the dad bag, just wrap it around your waist, tuck your shirt underneath, and walk around the city and wait for everyone to stare at you, laugh, and most likely take pictures. Perfect gifts and lifetime warranty,free return guarantee if not satisfied after receiving.
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On July 26, 2016, Hillary Rodham Clinton – the former attorney, first lady, U.S. Senator and Secretary of State – became the first woman in American history to head a
Hillary Clinton repeatedly used unsecured phones to contact lesbian lovers— sparking a scandal that could doom her bid for the White House!
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When your fridge is acting up, locating a certified refrigerator service technician can be tricky. Continue reading to find a few guidelines that can aid in assuring the appliance repair service you work with is qualified to fix your refrigerator!
Your residence's refrigerator is just one of those appliances that's very easy to take for granted: it's constantly there, just humming away silently in the kitchen area to keep your fresh foods secure for days as well as even weeks at a time. The minute your fridge quits working correctly, it comes to be rapidly apparent what a necessity your refrigerator is to your everyday life. When it's not cooling appropriately, all the grocery items within could ruin, and also ruin trying to prepare dishes for your family without being able to store food items (or leftovers).
Instead of experiencing unwanted food wasting, day-to-day trips to the grocery, and also all of the other hassles developed when your refrigerator stops working, bring in a regional appliance repair business to fix your ailing fridge. When handled by a certified expert, refrigerator repair services are an affordable, effective method to bring back the benefit of an effectively operating refrigerator to your life. However exactly how can you identify if the appliance repair specialist you're thinking about has what it takes to give top-quality repair services? See to it you examine the following:
Licensing and also Certifications
Fridges are complex made appliances. The majority of states license appliance repair companies and technicians, so check to see whether your state uses such a credential or license and after that ask if your technician has actually has the required license.
The cooling agents that are required to keep your food cooled down can be possibly dangerous, so special certifications are needed to handle them. The EPA (Environmental Protection Agency) supplies different degrees of accreditation for managing these materials, which implies you'll need to check that your refrigerator repairs service technician has the necessary EPA certification if there is any chance they'll be working with cooling agents.
While the required qualifications as well as licenses can tell you a great deal concerning an appliance repair firm, years in the business can tell you much more. That's because an appliance repair service company that doesn't do great service or falls short to treat their customers with respect and also impressive service isn't going to be able to survive long-term. So along with the hands-on proficiency the refrigerator repair service technician has actually gotten for many years, considerable time in business likewise shows you that the company recognizes how to do business– by treating you right!
It's best not to think that the refrigeration repair service you're considering hiring is skilled or specialized. Find out for sure by speaking to previous customers or reviewing online customer reviews. These first-person accounts can aid verifying whether a refrigerator repair firm actually is a person you can trust with your service call.
When you've checked that the appliance repair firm is effectively licensed/certified, has been in the business for a sufficient amount of time, as well as has positive references from past clients, you can relax in that they'll be able to handle your refrigeration repairs easily.
To schedule a service call for your refrigerator repair OKC or any other appliance contact Appliance Repair OKC Services at 405-378-4566 or you can visit their website at https://www.okcappliance.com.


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Franciscan Sisters of the Poor and Covid19: Our faith IS the victory that conquers the world
"I notice that the pandemic which caused our confinement, has favoured a return to basics: listening to the Word of God, transforming our community and families into places where God has a place, and demonstrating love of God through service to our neighbors." Sister Pélagie.
"When we heard about covid-19, we immediately started raising preventive awareness by sharing at the health school. I am personally committed to this fight by respecting the rules of hygiene and the distance to be kept from each other. Also, I try to provide services in my community with greater availability." Sister Geneviève


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- Why Bahrain?
- Legal System
- ICT Governance
- Invest
- Charles Russell LLP
This guide is prepared by:
Charles Russell LLP
"Charles Russell LLP is a leading law firm based in London with regional and international offices providing a wide range of services to companies, institutions and indiviuals, both nationally and internationally.
"The firm won a number of new clients in the last 12 months, including Oasis Capital Bank, Gulf Prime Holding, the Ministry of Housing, Arab Banking Corporation, and International Investment Bank.
Investment opportunities in Bahrain:
According to the Economic Development Board of Bahrain, key investment opportunities can be found in the following economic sectors:
- Financial services;
- Downstream industries;
- Tourism;
- Business services;
- Logistics;
- Healthcare; and
- Education and training.