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Money for Life Applied Principle #9 – Learn the Secret of Envelope Budgeting Part V
There are 4 basic principles of envelope budgeting. In my last post we covered the third principle, which is when you run out, you must make a choice. The fourth principle is "at the end of the period, what's left is savings."
"One of the key principles to securing financial fitness is to save something first. In addition to setting aside a specified amount for savings each month, the envelope system allows you to save the balance remaining in many envelopes at the end of each period. For example, if you have some money left in your groceries envelope at the end of the month, you could take that money and apply it to savings, since you would be funding the envelope with enough money next month to take care of your needs for that period."
"Many of your discretionary spending envelopes would qualify for this review at the end of each period. Discretionary spending envelopes are envelopes covering areas of spending that are not tied to fixed or required expenses. Based on the spending decisions you make in these areas, you may often have money left over at the end of each period. Examples of discretionary spending envelopes include clothing, groceries, eating out, entertainment, and so on. By adding the amount left in each of these envelopes to your defined savings, you can significantly increase the amount you apply to savings, debt repayment, or long-term investments. The envelope system holds the secret to increased savings."
The Sweep Feature of the Mvelopes application is the perfect tool to help you apply left over money to savings, debt reduction, or any other larger purchase you are trying to save for. Even small amounts of money can up fast when you sweep them into savings each month.
"While people in our grandparents' day used cash to successfully implement the envelope system, it is more difficult today. Many purchases can still be made conveniently with cash; however, we often pay for goods and services using checks, debit cards, credit cards, online bill pay, and even automatic withdrawals from our bank accounts. For some, the cash-based envelopes may represent the best approach for ensuring financial management success. For others, cash may simply not be a feasible alternative. The envelope principles outlined above are not dependent on the implementation tool used. As a result, you can successfully incorporate the envelope process using one of four basic approaches: (1) cash, (2) a paper ledger or computer spreadsheet, (3) a computer-based envelope system, or (4) a combination of these."
Contains excerpts from Applied Principle 9, Money for Life, by Steven B Smith


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Stuart Little DVD starring Stuart of course and the voice of Michael J Fox and Nathan Lane.
The Little family adopt a charming young mouse named Stuart, but the family cat wants rid of him.
Note: All our DVDs are new Australian region 4 DVDs made for Australian DVD players.

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Javad Sharifi-Rad 1 , Antoni Sureda 2 , 3 , Gian Carlo Tenore 4 , Maria Daglia 5 , Mehdi Sharifi-Rad 6 , * , Marco Valussi 7 , Rosa Tundis 8 , Marzieh Sharifi-Rad 9 , Monica R. Loizzo 8 , Adedayo Oluwaseun Ademiluyi 10 , 11 , Razieh Sharifi-Rad 1 , Seyed Abdulmajid Ayatollahi 1 , 12 , Marcello Iriti 13 , *
01 January 2017
Molecules : A Journal of Synthetic Chemistry and Natural Product Chemistry
isoprenoids, monoterpenes, antimicrobial activity, oral healthcare, traditional healing systems, ethnobotany
Essential oils are complex mixtures of hydrocarbons and their oxygenated derivatives arising from two different isoprenoid pathways. Essential oils are produced by glandular trichomes and other secretory structures, specialized secretory tissues mainly diffused onto the surface of plant organs, particularly flowers and leaves, thus exerting a pivotal ecological role in plant. In addition, essential oils have been used, since ancient times, in many different traditional healing systems all over the world, because of their biological activities. Many preclinical studies have documented antimicrobial, antioxidant, anti-inflammatory and anticancer activities of essential oils in a number of cell and animal models, also elucidating their mechanism of action and pharmacological targets, though the paucity of in human studies limits the potential of essential oils as effective and safe phytotherapeutic agents. More well-designed clinical trials are needed in order to ascertain the real efficacy and safety of these plant products.


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Could this be a signal for a bullish momentum on Bitcoin's (BTC) or altcoins' market?
According to reports from Whale Alerts, a crypto data aggregator, over $70 million worth of Tether (USDT) stablecoin moved from the Tether Treasury to Binance exchange. The big movement of USDT to exchanges usually signals a possible oncoming uptrend in the crypto market.
Over $70 Million Worth of USDT Transferred to Binance
The data from Whale Alerts shows three transactions sent to Binance from the Tether Treasury in the past 24 hours. During the mid-morning session in the Asian market 30,000,000, USDT tokens were transferred to Binance. However, the price of BTC remained stable in the $9,100 giving signals of a possible accumulation period at these price levels.
Two more transactions, one worth 30 million USDT and the other 10 million USDT were transferred to the world's largest crypto exchange later in the day.
— Binance (@binance) May 23, 2020
Back on April 30, the exchange received over 50.5 million USD from the Tether Treasury in what coincided with Bitcoin's bull run to $10,000 at the start of May. While this may have been to prepare a liquid market for the Bitcoin halving event, a similar boost may be on the cards.
Bitfinex sister company, Tether, has been printing USDT since the March crash like never before. At the start of January, the total supply of USDT stood at $4.11 billion before climbing to $4.6 billion a fortnight later. However, since the start of April, USDT supply has skyrocketed by 40% to $6.3 billion, as at the time of writing.
Bitcoin Target to $10,000 USD As Institutional Accumulation Pops
Bitcoin's ascendant rise to $10,000 looks set on the cards with the XBT contract price charts signaling a bullish run in the coming weeks. The continuous printing of USDT may also set off the fire to start a crypto market bull run in the second half of the year. Notwithstanding, the fundamentals of BTC have…
… Continue Reading at: coingape.com [source]


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Pension simplification is becoming widely regarded as anything but simple and this impression was not helped by the recent publication of technical pages in the Registered Pension Scheme Manual on the Inland Revenue website.
Up to this point the one thing that did appear simple was that in order for a member to benefit from enhanced protection of their pre 5th April 2006 pension entitlement they could not accrue any further benefits under any arrangement post this date. However, the guidance now provided would appear to allow continued membership of final salary schemes and cash balance arrangements with additional contributions and further benefit accrual allowable within certain limits. Read more »


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TIBCO Cloud Mashery API Developer Blog
Updated Feature: Import Swagger specification
TIBCO Mashery is ever evolving, and we have complemented the way in which Mashery will help you in setting up your swagger defined API's. In our latest release, we extended the wizard that allowed you to upload a Swagger specification, by ensuring that your interactive test documentation is setup in accordance with the uploaded swagger spec and the wizard will now also allow you to create a package and plan that you can directly use to have developers access your newly uploaded API.
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While stainless steel is known for being a resilient and versatile metal, it still needs a regular maintenance routine in order to stay effective in the long run. Not protecting stainless steel from elemental damage or wear and tear can lead to corrosion and structural failure.
Responsibility from initial design
Some stainless steel structures can be made easier or harder to maintain simply by being designed with maintenance in mind. For example, an architect should be mindful of having too many horizontal features or complex joins on a building surface, which would result in rain not coming off cleanly or the accumulation of dirt in corners.
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The pink fluffy flower. In America, we call this a mimosa.
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|Paul Militaru on yellow roses
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"It's a world out there that is horribly stressed," said Bob Roth, the well-known transcendental meditation (TM) teacher, providing some remarks at a two-day festival designed to raise money for David Lynch's TM-promoting charitable foundation. And then, as part of their effort to bring tranquility to the world, they showed "Twin Peaks: Fire Walk With Me," verifiably the most stressful movie ever made.
This was not your grandfather's TM festival. Lynch's second annual Festival of Disruption, held over two days at the Theatre at Ace Hotel in downtown Los Angeles, drew some in solidarity with the higher-consciousness cause, others were there just for the musical acts — which also included Bon Iver, TV on the Radio, Sharon Von Etten, and Laura Marling — and more had traveled from around the globe just to get their "Twin Peaks" fandom on with Lynch, who was greeted at least as warmly as a Buddha in a Sunday afternoon Q&A.
Other guests included actors Bill Hader and Pete Holmes, both discussing their meditation practice as well as their comedy with Roth; artist Ed Ruscha, talking about L.A. following a screening of the documentary "Los Angeles Plays Itself"; DJs Moby and Shepard Fairey; and "Twin Peaks" actress Sheryl Lee, as well as that resurgent show's producer, photographer, editor, and music supervisor.
With nearby art exhibits showing the work of Lynch, Brian Eno, and William Eggleston, as well as a space where attendees could get a Polaroid snapped in a replication of the "Twin Peaks" Red Room, the two-day event was a little bit ComiCon, a little bit LACMA, a little bit Bodhi Tree, and a lot of fun for pop-art hounds of an omnivorous inclination.
For serious fans of the series, the happiest non-surprise was the benediction tagged onto the very end of the festival, as promised, by Rebekah Del Rio, the member of Lynch's musical company who reprised her powerful "No Stars" from the end of episode 10. The happiest surprise was the appearance of the Mitchum brothers' three favorite showgirls — Candie (Amy Shiels), Sandie (Giselle DaMier), and Mandie (Andrea Leal) — who, staying in delighted and distracted character the entire time, assisted audience members during Lynch's Q&A.
"Ladies and gentlemen, the Candie girls!" barked Lynch, to ecstatic applause. After the tumult died down, a woman in the audience yelled out an objection: "They're women, not girls." "I know that. They're human beings is what they are," answered Lynch. But later, as everyone waved goodbye, the director acquiesced: "To make everybody happy, we'll call them, this time, the Candie women."
Lynch had a good number of expansive moments — especially when it came to spiritual evolution — and a few less so, like when it came to explaining "Twin Peaks." Interviewer Kristine McKenna, who is working with Lynch on an artistic memoir, went out on a limb and asked about the infamously surrealist episode 8, asking about "Bob and the evil egg, and the implication that that was the birth of evil we were witnessing. Do you think that's true?" "I don't talk about things like that, Kristine," he replied, quickly shutting that line of inquiry down as she gave up an apologetic I-tried chuckle.
He was at least able to deny, if not confirm, a few theories. A fan asked about Sky Ferrara rather violently scratching an itch in her one appearance in a roadhouse scene, wondering if it signified anything. (At least one blog had actually wondered about a possible metaphysical connection to Mike, the one-armed man.) "Sometimes human beings get a bad rash," Lynch replied. "But," the fan protested, "with your art, I believe everything ties in to something, and that's what screws me up." "I understand," said Lynch, reiterating: "That, I can tell you, is pretty much a basic rash."
The best exchange, at least for a certain subset of fan, came when someone stepped up to one of the Candie gals' mics and inquired: "My question is, is James cool and if so how long has he been cool?" The audience didn't chant along with Lynch's answer, though many of them well could have: "James is cool. James has always been cool."
Given that the festival was a benefit for Lynch's foundation, which promotes the use of TM in dealing with PTSD for veterans and anxiety for troubled teens, the director was as high-minded as you might imagine in discussing his belief in spiritual evolution: "It's every human being's birthright to one day enjoy supreme enlightenment … One day, each of you will become a seeker, and you'll look for a technique that allows you to transcend. You'll get on the path. You'll start unfolding rapidly your full potential. And one day, bingo, you'll be in supreme enlightenment, total fulfillment, total liberation, immortal, zero chance for suffering, zero negativity."
"Zero negativity" isn't exactly the hallmark of the films from the director who gave us Frank Booth, though, and he addressed the seeming disparity. "A lot of times people say, okay, you're on a spiritual path, you should do uplifting films that benefit humanity. And that's beautiful, if that's what you really love and comes out of you… Ideas come along and some I fall in love with… and I want to translate them to one medium or another, and I go. I don't think my films are all darkness. There are many things swimming in them." And then Lynch, the man who'd spent so much time quoting the Maharishi, quoted another holy man, Samuel Goldwyn: "If you want to send a message, go to Western Union."
Hader brought down the house with his impression of Lynch. "I tried to get David Lynch on ['Saturday Night Live'] forever and could never figure it out," he said, recalling meetings with Lorne Michaels where he would do Lynch's distinctive voice: "'I have an idea about a wind. A sketch about a wind that's a key to a mystery. Red lips, green lawns, and a wind.' … We would just sit in the office and do that for hours."
Hader's bigger role was to tout how TM had helped cure him of the crippling panic attacks he suffered every week before going on the air in his early "SNL" years. "I was terrified… I'd have two lines on the show and I would be up all night every Friday… I've been a big meditator, and it unlocked this thing and that fear kind of went out of me in a way," said Hader. "That insecurity that builds anger sometimes, I felt dissipate the more I did it. And it's a thing you have to keep doing. I started it like a lot of people and then I dropped off because I went 'Hey, I'm cured!' That's not how it works… I've been doing it twice a day – and this is not a joke – since the day Trump became president."
Bon Iver's Justin Vernon didn't speak about TM, but did endorse the spiritual overlay of the festival. "We need to start going in and stop going out so much," he advised. Present experiences excepted, of course.
Vernon wasn't having any panic attacks, but he did remark, presumably jokingly, about doing a solo set. "Very kind of you. It's very lonely up here," he quipped early on, establishing an easy, funny rapport with the audience that came in handy when it came time to quip about the technical difficulties that arose from being a one-man-band. His use of a loop pedal for many of the songs made for a slightly Ed Sheeran-esque (or Jon Brion-esque) experience, most startlingly in a closing slow build-up of 2009's "Wood." He wasn't joined just by the equipment: Von Etten came out to duet with him on her "Love More," which he referred to as one of the most beautiful songs he'd ever heard. At the end of it, they embraced — not a show-biz embrace, but an almost uncomfortably-long-by-Hollywood-standards one, with Von Etten tenderly grasping the back of Vernon's head. And suddenly transcendence didn't seem like just talk.
Marling also performed solo, albeit with an acoustic guitar and none of Vernon's electronic aids. Von Etten's was practically a solo set, too; at least, she was sans band, joined by a couple of keyboard player pals for her first live appearance since having a baby. It was up to TV on the Radio, on Saturday, and the Kills (pictured below) on Sunday to bring the noise. "Get up and dance! Eventually," said TV on the Radio's Tunde Adebimpe, sensing, correctly, that a charitable-contribution crowd needed permission so soon after experiencing Marling's Joni-esque ballads and open tuning as the first live music of the event.
The crowd did, perhaps sooner than the singer expected. And there was far less hesitation on night 2, when the Kills, just one weekend after rocking Cal Jam out in San Bernardino, overpowered a house now primed to more easily make the shift from discussions of guided meditation to pure guided mayhem.


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Rain Rain Go Away
This is one of Grayson's favorite songs to sing...although he always sings "come and GET another day" instead of "come AGAIN another day"! What a Q-T-PIE! Well anyway...it has been raining for a few days now and it is just miserable. This is not June weather. This is not summer. I protest! I was surfing some of my favorite blogs last night when I couldn't sleep and gals were complaining that it was getting too hot for them...I can only wish! The joys of living in the sub-tundra, eh?
Having said that, I did get a lot done in the past couple of days. Not being able to stand (my back is killing me since the baby dropped) I have been spending a lot of time sitting at my computer and scrap table. This is what I accomplished:
- Did a digital layout to include in a colleagues retirement album
- Finished and ordered a hard bound Storybook of the family photos taken LAST FALL!
- Sorted 2 years of photos into Storage Binders, and set up my Category Drawers for special photos (a la Stacy Julian's LOM system!)
- Completed an article I have been working on for submission to Canadian Scrapbooker Magazine (did I mention I am nervous as heck???)
- Did a layout that I am contemplating submitting to SimpleScrapbooks Magazine (the deadline is today, so I have to decide!!! Still nervous!) Edited....OK...I DID submit my LO to Simple Scrapbooksalong with a couple of others that I had originally posted on my blog (so I had to remove them until I hear back) Wish me luck!
- Sorted and organized some new embellishments and alphabet sets and continued to label and organize bins inside my scrapping cupboards
- Wrote a newsletter for my CM Customers (going out today)
- Worked on some photos in my computer...deleting doubles and touching up others
- Surfed some blogs and websites and looked through some magazines for ideas
- Edited...I forgot...I also made up a digital baby announcement template so when the little guy arrives I can pop in the pertinent info and send it of! I hope you get to see it soon!!!
Not bad for a rainy weekend eh? I think I got so much done because I have a space dedicated to my scrapbooking. I can leave out work in progress and when I have time I can come back to it. It helps, even when you only have 5 or 10 spare minutes. I LOVE IT! And I am so glad it is in our new rec room so G. and I can be down there togeher...he playing in his playroom (or where I found him yesterday - in the storage room playing with Shane's tools- yikes!) and me working on projects. When baby # 2 comes, I think it will be a good space to spend our days. Life is good eh?Now if that rain would just go away...
Happy Scrapping!


text: Giffords Circus has been touring the south of England every summer since 2000. It is a traditional village circus with a uniquely British flavour, blended with extraordinary acts from all over the world. Their restaurant, Circus Sauce, is headed by chef Ols Halas and seats circus goers in a beautifully decorated tent on site. Full of colour, personalities, stories and images of the circus and its slow journey through the English summer countryside, this book's 100 recipes are nothing but delicious, joyful and hearty.


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#Non-canon #Chill #General #Character Despite this, I am aware I am at least where I want to be. Much like knowing precisely where an impregnable cache containing gold bars and a baby signed by Willem Defoe is, but not having the knowledge of how to open the three dimensional, miniature, hockeyball tennisrugby lock that must be attempted by tongue alone. In that way, correct thread or otherwise, here is an uncolored picture of my OC, Freka. It is also the only picture of my OC. I suppose I'm putting his current state up to the critique of the Brony community for the first time, so have at it. A couple notes. He's a vagrant, the likes of which took the social habits from cites, towns and villages that he finds the most fun. Stigmata are to him as the plausibility of a hurricane is to the Sahara desert. Yeah, tbey probably exist, but I'm not going to worry about it just yet.Deux. The cutie mark is wrong. It's supposed to be a microphone imposed over a scene of the Equestrian equivalent of pangaea. He is an impressionist and impersonator, if it isn't clear.A vagabond voice actor, really. Who really really forgets that boundaries are a thing, especially if interest rubs it's tender nuptules over his innocent, wondering brain. Here's hoping I can even find this post again.
Heh, welcome to /rp/, or rather, the OOC for /rp/! Here, you'll find a sort of mock of of classic 'career day', from back in high school (With less gymnasium and people asking you to sell insurance as a summer job). Here you'll find most of the canon's on the chan, and what they offer to you, the RPer. Most are sign up based, with a simple application needed to apply. Most will gladly help you with those, and many canons are very accepting of new players. I'll happily answer any questions you have, and help you out in any way I can. Hope to see you around!


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Sustainable supply chain management can drive sustainability. The interpretation of Sustainable supply chain management as an upstreamoriented strategy has an important, but limited potential. Addressing consumer needs and lifestyles downstream can increase the sustainability potentials of Sustainable supply chain management.


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- During troubleshooting, you may need to check the status of a Sophos XG Firewall service or subsystem. By using the Command Line Interface (CLI) Console, you can view the status of the services or subsystems.
What to do
Follow the steps below to view the status of services or subsystems.
- Log in to the CLI using Telnet or SSH. You can also access the CLI from admin > Console in the upper right corner of the Admin Console screen.
- Choose option 4. Device Console. Executing the following command.
console> system diagnostics show subsystem-info


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Dotaxe 1 year ago
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Zoloran 1 year ago
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Kigis 1 year ago
Yes you talent :)
Mizuru 1 year ago
I join. So happens. Let's discuss this question. Here or in PM.


text:
Krause's Market Comes Out on Top in UNFI Beef Contest
For the fourth time in the last five years, Krause's Market in Garrison, N.D., has taken top honors in the UNFI national Beef Stampede Merchandising Contest. More than 600 grocery stores across the county participated in the annual contest showcasing beef as the center-of-the-plate protein of choice.
"Krause's Market's winning Beef Stampede campaign this year was successful because of the full support from the staff," said Roy McKenzie, Krause's meat department manager at the Garrison location. "We focused our efforts on reaching out to customers who have supported us and the Beef Stampede contest over the years."
Krause's event included beef bundle deals that were advertised in print, social media, television and radio, as well as phone calls. Other elements of Krause's effort included a 24-foot fresh beef display in the meat department, a drive-by ribeye dinner, cross-merchandising throughout the store, in-store promotions sponsored by the North Dakota Beef Commission, a build-your-own-burger competition and an outdoor sporting event.
The outdoor event was the first ever in the state of North Dakota that was held in conjunction with the Wounded Warriors in Action organization, which allowed five combat-wounded Purple Heart recipients to spend four days pheasant hunting with local sportsmen and guides. Additionally, Shannon Staehr, store manager at Krause's Garrison store, cooked alongside the Garrison Fire Department for a banquet during the sporting event to raise money for Brandon, Fla.-based Wounded Warriors in Action.
"The community, state and local representatives, as well as the media, came out to support this first-ever event. This is the start of something great. Roy McKenzie and his team at the Krause's Market in Garrison really went after the Beef Stampede event this year," said Dalles Krause, co-owner of Krause's Market, with his sister, Kari Olsen.
Krause and Olsen, who are fourth-generation family grocers, purchased the Garrison store location in 2006. They also have two other Krause's Markets, in Hazen, and Washburn, N.D. The Krause family has been in the grocery business since 1944.
In 2018, UNFI acquired Supervalu. Providence, R.I.-based UNFI delivers products to customer locations throughout North America, including natural product superstores, independent retailers, conventional supermarket chains, ecommerce retailers and foodservice customers. Combined with Supervalu, UNFI is the largest publicly traded grocery distributor in the United States, and is No. 30 on Progressive Grocer's 2019 Super 50 list of the top grocers in the United States.


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PASCO Scientific Announces SPARKlabs from World Class Publishers and Other Educational Groups
PASCO Scientific Announces SPARKlabs from World Class Publishers and Other Educational Groups
PASCO Scientific and seven new content partners today unveiled a collection of media-rich SPARKlabs™ for SPARKscience™, an authentic, research-based learning platform that integrates sensor-based data collection, interactive visualization and data analysis, instructional content and assessment.
"SPARKscience lays the groundwork for science education publishers, non-profits, school districts and educators to create discovery-based, interactive lab activities using their own expert content and materials," said Wayne Grant, Ph.D., chief education officer at PASCO. "Now teachers and students can have access to a much larger body of media-rich activities designed to mirror the process of discovery used by real scientists."
New content partners announced today at the National Science Teachers Association's annual conference include:
- Alabama Math, Science and Technology Initiative, the Alabama Department of Education's initiative to improve math and science teaching statewide. AMSTI is working with PASCO Scientific to author and to develop activities in the SPARK environment. AMSTI is testing activities in fourth grade, eighth grade, and high school chemistry, using the SPARK Science Learning System.
- Holbrook Travel, a leader in innovative, global field expeditions for students and educators. It will provide each group traveling to Costa Rica with a SPARKscience™ Mobile Lab containing a classroom set of SPARK Science Learning Systems to use for scientific investigations for the duration of the trip.
- Horizon Fuel Cell is a company dedicated to making commercially viable, clean hydrogen fuel cell power for the public. Horizon's education kits are used to explain renewable energy science in a classroom environment. PASCO has partnered with Horizon to offer SPARKlabs on renewable energy for both middle school and high schools.
- Laying the Foundation is a non-profit organization dedicated to providing quality teacher training, rigorous classroom materials, and web-based resources to improve the quality of English, mathematics, and science instruction. The organization is creating SPARKlabs that mirror their existing content so that a school, district or teacher that is taking part in the LTF program has the option of doing their training and teaching utilizing SPARKscience.
- The Pacific Education Institute is an independent non-profit organization in Washington State that brings real world learning experiences to students. By integrating PEI's field investigation model with PASCO's SPARK Science Learning System and My World GIS technologies, students will provide accurate and reliable data and student research to help inform decisions for various stakeholders, including natural resource agencies.
- Sally Ride Science is an innovative science content company founded by the first American woman in space, Dr. Sally Ride, and dedicated to fueling girls' and boys'' interests in science, math and technology. Sally Ride Science and PASCO have created standards-based SPARKlab activities developed around content from the Sally Ride Climate Change book series, which blends the latest science and environmental concerns with current ideas and solutions for facing our climate challenge and creating a healthier planet.
SPARKlabs are designed foruse with SPARKvue™ software, which promotes real-time scientific investigations, student reflection and discussion with built-in annotation tools. All SPARKlabs contain background information, materials and setup instructions, and data collection all in one place. In addition they include prompts for students to answer questions, make predictions and analyze their results. SPARKlabs can be used with a range of technologies running SPARKvue, including the all-in-one, mobile SPARK Science Learning system, Windows and Mac-based computers, interactive whiteboards, and netbooks.
PASCO also offers a collection 61 free SPARKlabs for biology, chemistry, earth science and physics as well as SPARKlabs designed specifically for middle and elementary school students.
SPARKlabs are available from PASCO and its content partners. For more information on pricing and ordering visit pasco.com, or call (800) 772-8700.
PASCO has been designing, developing, and supporting innovative teaching and learning solutions for K–12 and higher education since 1964. PASCO's team of educators, scientists, educational researchers, engineers, and many others is committed to the advancement of STEM education around the world. Today teachers and students in more than 100 countries use PASCO solutions.
Media Contact:
Brett Sackett
Domestic Marketing Manager


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Private-label products expand presence in S. Korean market: report
SEJONG-- Private-label products distributed by large retailers have experienced sharp growth over recent years in the South Korean market on rising consumer demand for cheaper price tags, a report said Wednesday.
The market of such "store brand" products reached 9.3 trillion won in 2013, up from 3.6 trillion won tallied in 2008, according to the report by the state-run Korea Development Institute (KDI).
Industry leaders of Lotte, E-mart and Home Plus earned some 20 percent of their sales from their private brand goods, while convenience stores like GS 25, Seven Eleven and CU marked 28.8 percent.
Retailers have extended private branding in a way to reduce costs as they outsource such private-label products without running large manufacturing facilities or a design team.
But the KDI report noted that such growth in private brands failed to trickle down to smaller manufacturers which supplied private brand products to retail giants.
In a separate survey, nearly 10 percent of suppliers said that they have experienced unfair business practices from large retailers, while they also have to pay a higher distribution margin.
Source: Yonhap News Agency


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Bus Rules and Etiquette
COVID-19 Update:
- Residents are required to wear a face covering or non-medical mask while riding GOVA Transit and are encouraged to do so while waiting at bus stops. Face coverings or masks are required in all indoor municipal facilities, including the Downtown Transit Hub.
- Starting August 29, 2020, GOVA will transition to new schedules as the community begins a gradual return to school, work and play this fall, while maintaining enhanced protocols for the health and safety of passengers and staff.
- Effective August 29, GOVA Transit will reintroduce high frequency service on most routes, reinstate some previously suspended routes and introduce new services in parts of the city.
Emergency Detours
There are no emergency detours in effect.
(Updated September 1, 2020)


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Mercer Boy wrote:Bay is not even in the top 15 OF for voting.
So Taguchi has more votes than he does!!!! SO EFFING TAGUCHI!!!!
Xaxier Nady is beating Bay. I never really gave that much thought to it before but this year seems to more gaps than usual. This whole homefield advantage thing really brings this to a real argument. The game has meaning you need to have the right players in there.


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Click on pics to view larger images
Re 153 km/h in a 110 zone...
I am happy that Julian Edgar got off his 6 month suspension - it is truly the
most difficult part of the penalty. I too was in a similar situation in
Victoria. I was driving on an
open, straight country road (Northern
Highway) and then, bang – 140 km/h in a 100 zone.
I did all the searching I could and, like Julian, it seems I found that it's
more popular to help people who have lost their licence for drink driving than
for speeding. Unfortunately I did not find a similar Act to you.
I did get some legal advice and the gist of it was:
- The lawyer could get a few km/h off (I needed 6 km/h off) for something
like AUD$1100 per day in court.
- In Victoriaat least, a Judge
has no power to reduce the period of a suspension. So to get a reduced/removed
suspension you need to be found innocent.
Also, the fact that I have never had a speeding fine doesn't count for
Now I am in the situation where I have to move from where I live because of
an offence I see akin to jay walking on a quiet street.
Re 153 km/h in a 110 zone...
Great article, Julian - I was glued! Perhaps there would have been another
career beyond the motoring journalist! By the way, also a great job getting off
the disqualification - a great many would have just copped the 6 months no
matter how much it hurt.
Peter WatsonAustralia
Re 153 km/h in a 110 zone
by Julian Edgar...
Referring to the above article as to how you managed to evade a licence
suspension. Although you state your reasons and regret for the offence, I cannot
help but wonder how this article would affect other road users.
As a motoring journalist, you of all people know how the law works. The
revelation of how someone evades punishment - for a lame reason at that - only
diminishes people's respect and yours for the law. The fact that you were
testing aerodynamics meant that a test both before and after the modification
had to be taken out. The offence was well thought out beforehand. Part of the
title in the article says "the consequences" - it should say "consequences
evaded". Although you do not boast
about not losing your licence, the fact that a whole article is dedicated to it
is doing just that!
Please do not publish any more stories like this as it disrespects the law. I
do, however, enjoy reading articles which promote law adherence and compliance.
For example, articles that refer to how to safely modify a vehicle and keep it
roadworthy or legal at the same time. As a journalist you do have a
responsibility to people reading your articles as they do get influenced by
Keep up the good work, but please no more of this.
Frank Di GiorgioAustralia
Hey Julian - nice court story (153 km/h in a 110 zone).
Now how about "Electric Bike - Part 4"? You could do some aerodynamic wheel mods
and get it pedalling along at 153 km/h!
Kim MillerAustralia
Re 153 km/h in a 110 zone
Hmmm, responsible driving and speeding fines aren't mutually inclusive. You
do have an obligation, Mr Edgar, to act in a responsible manner whilst driving
and earning a living from that driving.
Why not do some track time or find a very quiet back road where you can have
scouts surveying the road to see if clear of other motorists, police, etc?
I don't think it wise to have shown other people how they can still drive via
way of showing significant hardship. Yes, I have also been pinged (5 km/h over)
- but not 40 km/h over.
Very disappointed...
Simon BrownAustralia
I have purchased and DFA and hand controller, assembled it carefully and when
I went to test it I found I couldn't get the hand controller to work. Nothing
appears on the screen. I have double and triple checked all connections and am
unable to see what could be causing this. There were a few differences in the
drawing and actual circuit board of the DFA - mainly locations and component
that's goes in location 5N6. I tested the DFA on a bench and everything seems
good - LED lights up, etc. I plug the hand controller in and nothing - no
display and no control of output signal. Do you have any suggestion on what it
may be? What do I need to check – anything?
Sutheara CheaAustralia
If the screen lights up but doesn't
show anything, you need to turn the adjustment pot on the screen
fully clockwise. If there is no screen light up at all, you need to resolder the
pins on the connectors on both the screen and the DFA.
I just had a quick Q about the DFA...
It certainly looks like a good thing - and a bargain at the Do-It-Yourself
price. I have a project in mind and I've been considering my options.
It has come time to change our family truckster and at this stage a Toyota
RAV4 fits our needs. But they are hideously slow. My plan is to grab one of the
old models and "beef it up" a tad by either building my own turbo kit or fitting
a complete GT4 engine.
The DIY turbo kit is appealing from a $$$ standpoint. I have a standard T25G
off my SR20DET, some old intercoolers lying around and the skills/equipment to
build my own manifold. The stumbling block is engine management. I don't want to
go aftermarket. Been there, done that - disappointed. And, from what I can work
out, the Toyota ECU is not easy to re-program like the Nissan units I'm familiar
This is where the DFA comes in. Fine for fuel adjustment, but I fear the NA
ignition curve would also require considerable massaging seeing a typical turbo
engine's ignition curve is considerably different. I guess I could use water
injection to tame the detonation around peak torque but I'd rather not have to.
Any comments/suggestions would be welcomed.
Pete LiebigAdelaide
The DFA should provide enough tuning
flexibility for a relatively low boost custom turbo set-up (about 7 psi). Yes,
the NA ignition mapping will be different to a factory 'turbo' map but if you
run premium unleaded (96 – 98 RON) and tune the DFA with an ear for detonation
you should end up with a pretty good result. The detonation threshold can also
be lifted with effective intercooling, colder spark plugs and – as you suggest –
water injection. Note that the IEBC (Independent Electronic Boost Control) is perfect for
controlling a water injection solenoid valve.
I find the articles on the DFA and airflow meter bypass (Airflow Meter Bypass, Part 1)
most interesting...
I have often thought about an airflow meter bypass, but just never got round
to doing the R&D. However, what about us unlucky bastards, who own a car
with a Karman vortex airflow meter? Apart from tossing the engine management for
something else it's not easy... Mine has reached the point where the duty cycle
is at maximum - past this the engine thinks that there is no more air going into
the engine, when in fact there is. I've never built up the cash to go
programmable, so I've just pulled back boost pressure until I can work out how
to deal with it... I started with a rising rate fuel pressure reg, not really
knowing at that stage that the AFM was the culprit. The pressure reg made the
drivability really average and the only way you could drive the car was to never
allow the management to go into open-loop... This means staying below full
throttle and warming the car up before driving it!
Adrian WortleyAustralia
If the DFA (suited to 0 – 5 volt
airflow meters) is popular, we believe Silicon Chip magazine will develop a system to
suit frequency output meters as well. Write to them!
Re: Airflow Meter Bypass Airflow Meter Bypass, Part 1.
Whilst reading this article I was wondering about the possibility of running
two airflow meters? These could be run in parallel or perhaps a more complex
system that's split across cylinders. From memory, some BMW V8s (I think Audi
and Benz do it as well) run split systems. In very simplistic terms couldn't you
take both signals, protected by diodes to stop cross talk and "half" the
combined output to get average? Just food for thought. Seems to me this approach
would work best on 'V' or horizontally-opposed engines where it's 'easy' to
split intakes.
We imagine it would be possible to
configure a pair of AFMs in parallel and tune using the DFA. However, it is far cheaper and easier to use the standard airflow meter with a large
bypass with the system tuned with the Digital Fuel Adjuster.
Just responding to Garth Dorrans' query about finding specs for the 1UZ-FE
The best source of information on the 1UZ and for discussing modifications is www.lextreme.com
Damien SmithAustralia
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