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it feels weird to continue to post my work during these times when the world is anxious, hurting, and grieving..... but art is my creative escape and i wanted to share something beautiful with you to remind you to hold onto hope right now 💛 ⠀⠀⠀⠀⠀⠀⠀⠀⠀this design was actually inspired by my "trash pile" of clay. i had sculpted muuuuutiple earrings in different colors one day and would collect the scraps that were no longer good (color got dirty from my hands, fuzz got into the piece, etc) and put them into a pile in the corner of my work station. as i kept adding to the "trash pile", it became something more beautiful than before and even inspired me to create one of my favorite earring designs ✨😍✨⠀⠀⠀⠀⠀⠀⠀⠀looking back through all of the hard moments i/humanity have been through, i feel like we come out stronger and better than before when we let ourselves grow from these trials. even if it's completely overwhelming and confusing in the moment.... or we feel like life has gone to the trash... look for beauty in the little things and don't lose hope⠀⠀⠀⠀⠀⠀⠀⠀⠀i've been praying peace over everyone and am hopeful for a better tomorrow. "May the God of hope fill you with all joy and peace as you trust in him, so that you may overflow with hope by the power of the Holy Spirit." Romans 15:13


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The MyLipo Lipo Light Innovate is an 8 paddle LED light system that shrinks the fat cells to give you inch loss and body sculpting. As the fat cells shrink, you get skinnier.
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MyLipo Lipo Light Innovate
The MyLipo Lipo Light Innovate is an 8 paddle LED light system that shrinks the fat cells to give you inch loss and body sculpting. As the fat cells shrink, you get skinnier.
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This is an excellent addition to your spa, salon, tanning center or any business that needs more new customers and extra revenue. This item is brand new, never used
My-Lipo is a new and natural way to control body shape using Light Therapy plus exercise. It is the latest entry-level body shaping system for Professionals. But don't let the words "entry-level" fool you - this is used in many spas and salons as their MAIN body shaping tool and main source of revenue!
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- Focus on another body area for a new intensive 4 week treatment after 2 weeks.
No customer reviews for the moment.


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Remember settings on Assets Classification filter
Peter Klören 5 years ago in ADAM Core • updated 4 years ago • 0
In the "Browse" window an Options button is on the top right of the classification tree available. With these options you can select for single or multiselect filter on classifications and return all records or only the ones directly classified in the selected classifications.
It would be nice if the choices of this option would be remembered for future sessions.
Customer support service by UserEcho


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Project Pipeline
Completion %
Payment processors
To be able to seamlessly onboard players, a fiat-to-crypto payment ramp is crucial. We are exploring options with a view to integrating a payments partner in the BRM and token wallets in the coming months.
In progress…
White-label BRM
Thousands of users have already registered for the CasinoCoin BRM. Our next focus is to create a white-label version of the BRM for use by our token partners.
In progress…
White-label back office
Back office reporting is central to success in the gaming space. We have already built a market-leading back office proposition for CasinoCoin. We will now develop a white-label version of this for our token partners.
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This one is pretty straightforward — we're in the midst of building a new development portal that will host all API documentation.
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Server daemon
We are updating our server daemon, first by bringing it in line with updates already implemented across the Ripple network and then by adding escrow functionality for tokens and vouchers. During the second half of 2020, we will be exploring the possibility of integrating smart contracts into the CasinoCoin blockchain.
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The CasinoCoin project pipeline is the place to see what products and features the CasinoCoin team are working on. Similar to a roadmap, this will help you understand the current priorities of the team and how far along each project is.
What happened to the Roadmap?
If there's one thing we've learned, it's that the Foundation needs to remain agile and be able to quickly react to new opportunities and market conditions. Our product roadmap is constantly changing as new priorities and opportunities arise, so we believe sharing our project pipeline instead still gives the community a snapshot of what we're working on, without committing to specific dates, and which can change with very little notice.
Our Historical Roadmap is still accessible, but for the most recent updates, please make sure you check this page.


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Lindsay Velecina
Lindsay's Certifications
Classes Attended by Lindsay
Professional Scrum Product OwnerErik Weber
Jan 30-31, 2018
Professional Scrum MasterStephanie Ockerman
Agile Socks
Mar 21-22, 2018
Latest Blogs by LindsaySee all blogs
Lindsay Velecina
Recently, I connected with Evan Cook, the founder of Head Down Heart Up (HDHU), a fitness and nutrition organization that has "The Perfect Fitness Framework," which is a program based on Scrum, designed to simplify food and fitness.
Nov 16, 2018 Read blog
Lindsay Velecina
It is not often that you hear about children in school using Scrum to help them with their school work. I've recently come across a student on social media, who has been using Scrum for school projects. I found this story very inspiring and I thought it would be fun to share with you on our blog.
Aug 22, 2018 Read blog
Lindsay Velecina
Last year, Stefan Wolpers and Age of Product conducted a Scrum Master Salary Survey of the agile community. The effort resulted in the Scrum Master Salary Report 2017. This year Scrum.org will be joining this survey effort with Stefan Wolpers and Age of Product, with the goal of collecting data from more participants on a global scale to help increase participation and gather new insights.
Apr 11, 2018 Read blog


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FC Platinum to miss three key players against Esperance
FC Platinum's bid to record their first ever Caf Champions League victory has received a setback as they will miss three key players when they host defending champions Esperance Tunis at Barbourfields Stadium on Saturday.
The platinum miners will be without defender Kelvin Moyo and midfielder Kelvin Madzongwe who are both suspended, as well as forward Lameck Nhamo, who has been reported sick.
Moyo was red-carded in last week's 2-2 draw away at Orlando Pirates, while Madzongwe received his second group stage yellow card during the same match.
Editors' Picks
- Hat-trick hero Havertz dusts off the cobwebs to kickstart Chelsea career
- 'We're sitting on a talent goldmine' - How the Union are unearthing America's next Pulisic, Reyna and Aaronson
- More expensive than Ronaldo: Misfiring Morata granted yet another second chance at Juventus
- Henderson's heroics highlight Man Utd's lack of depth in attack
FC Platinum coach Norman Mapeza will have to adjust his squad as he seeks to guide the team to their maiden group stage win.
"For us, it's work in progress," Mapeza told NewsDay.
"It is a good experience and with the boys at my disposal, I think we will reach even bigger goals and right now, we are going to focus on the last game against Esperance before shifting focus to the local league. We have to push and maintain shape and I am confident the boys will deliver even more glory to the club."
However, Cameroonian forward Albert Eonde, who could not secure a visa on time for the trip to face Orlando Pirates, is expected back in the squad.
While already eliminated FC Platinum are searching for a maiden win in the tournament, Esperance could be treating this match as a dead rubber as they have already qualified for the quarter-finals and are guaranteed to finish as Group B leaders even if they lose.


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The glorious themes of mythic Germania, with its religion of blood and soil, is literally mined by Rammstein and fed up the nose of sadistic über-Princess Snow White. Who doesn't want to be spanked by her giant hands? And when the poisoned apple is fed to our oppressive milk-skinned mistress it's all Fritz Lang and Brocken Peak, where the Nibelungen of Rammstein lay her to rest.
So powerful and infused with tension is the music of Rammstein that even today the children of the Rhine celebrate and honor their Ásatrú through this delightful cover…how cute!
Tags: Brocken Peak, Dwarfs, Fritz Lang, Germania, Nibelungen, Poisoned Apple, Rammstein, Snow White, Sonne


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Pichon wins Blue Peter Book Award
Schoolchildren from across the country have chosen Tom Gates: Genius Ideas, Mostly by Liz Pichon as the winner of the Blue Peter Book Award for Best Story.
Meanwhile Horrible Science: House of Horrors by Nick Arnold and Tony De Saulles was the winner of the Best Book with Facts.
The winning authors received their trophies yesterday (7th March) on a special World Book Day edition of the programme.
Pichon has already won the Roald Dahl Funny Prize, Red House Book Award and Waterstones Children's Book Prize for the Tom Gates series. She described her latest win as "absolutely amazing".
Also shortlisted were, in the Best Story category: The Boy who Swam With Piranhas by David Almond and Hero on a Bicycle by Shirley Hughes (both Walker Books); and in the Best Book with Facts category, Walter Tull's Scrapbook by Michaela Morgan (Frances Lincoln Children's Books) and Fantastic Mr Dahl by Michael Rosen (Puffin).


text: Elysian Records doesn't slow down ever. Their new single from rising star DROELOE further cements their legacy of putting out straight fire. If you're not following you need to get with the times and check out their entire portfolio. As for their latest release, DROELOE encapsulates listeners with future elements and a heavy beat. You can enjoy the track anywhere by picking up your limited free download below


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A blog where I discuss and share all things beer plus more. Grab a cold one and Get Your Beer On with me!
Saturday, July 28, 2018
Getting My Beer On Stone Tangerine Express IPA Beer Review
The Tangerine Express IPA from Stone Brewing is an American IPA style beer highlighted by the use of tangerine and pineapple in its making. It has an ABV of 6.7% and IBU level of 75. For me, I found this one to deliver solidly for the style and although I got the pineapple in the aroma, I didn't as much in the taste although the tangerine was present in both. Citrusy, hoppy, bitter can all be marked as checked for this brew and like other IPAs, there is a good amount of dryness in the finish. I thought that it was a solid offering from Stone, and you can see and hear more of my thoughts by checking out the video.
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Video Hull vs Chelsea 1-2 Highlights
Hull 1-2 Chelsea Download
Hull and Chelsea Highlight
Hull vs Chelsea 1-2 HD/Mp4
Hull vs Chelsea 1-2 Youtube
Hull vs Chelsea 1-2 – Highlights Download 25 January FA Cup
Frank Lampard makes eight changes to his side after their draw with Arsenal on Tuesday, but it's still a strong starting line-up. Azpilicueta, Kovacic and Hudson-Odoi all retain their places, and he does have Willian, Emerson and Christensen on the bench.
Grant McCann makes four changes to his team after their 1-0 loss to Derby County last time out. Eaves, who scored a hat-trick in the third-round, comes in along with McKenzie, Honeyman and Wilks, who makes his first start for Hull since joining on loan. Irvine and Magennis drop to the bench.
CHELSEA SUBS: Ian Maatsen, Willian, Andreas Christensen, Tariq Lamptey, Jamie Cumming, Billy Gilmour, Emerson.
CHELSEA STARTING XI (4-3-3): Willy Caballero; Cesar Azpilicueta, Kurt Zouma, Fikayo Tomori, Marcos Alonso; Ross Barkley, Mateo Kovacic, Mason Mount; Pedro, Michy Batshuayi, Callum Hudson-Odoi.
HULL CITY SUBS: Matt Ingram, Josh Magennis, Jackson Irvine, Kamil Grosicki, Martin Samuelsen, Sean McLoughlin, Stephen Kingsley.
HULL CITY STARTING XI (4-2-3-1): George Long; Robbie McKenzie, Reece Burke, Ryan Tafazolli, Eric Lichaj; Leonardo Da Silva Lopes, Herbie Kane; George Honeyman, Jarrod Bowen, Mallik Wilks; Tom Eaves.


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Awwwww I just loved it!
I usuaslly prefer reading longer stories but gave this one a shot. Its delicious! Enough detail and hints that make you want to know so much more but just enough to satisfy. Draco's trembling hands, his behavior in the Great Hall. Wonderful. I'm not in the habit of reviewing and this story was posted a long time ago, but I liked it so much I wanted to comment.
this story makes me smile. great job.
Awww! I know this way beyond christmas, but I love this!
awwwww, i love romance. well, at least in fan fic! i really enjoyed it. you made them come together without changing draco's personality! :)
tHAT WAS JUST bRILL!
What a wonderful Christmas story! Thanks for sharing.
I loved it!
i like this story! i love it when draco likes her first, or realizes her first, haha. great job!
I know I've read this before, and it still gave me a warm fuzzy.
I love this story more every time I read it. Thanks.
Great story! I feel all warm and fuzzy inside now!
you, missy [uhh..ok.. im assuming you're a girl ^_^], need to write more!
That was absolutely one of my favorite pieces of fanfiction EVER.
This is what D/G fanatics live for!
My god.. this story was incredible! You had imaginary backgroud music playing in my head. So..incredibly characterized, believable. So sweet and yet so bitter. Ofcourse I would die if you continued this but I feel like it sits so beautifully on its own. Never let it be said that I'm selfish....
Okay so I am. Majorly. After Dark Directed....[which I nvr reviewed btw because I read it on fanfiction.net...and I never review on that site....]..I feel like I died a little bit inside each day that I didn't get to read some of your heartbreaking and touching D/G stories. I love love love your Draco and your Ginny; the dynamic is amazing, and draco comes off unbearably sexy as always ;D
Ohhh gosh.
Just wonderful.
I don't even have words to describe it...
Someone just needs to get you back to writing long D/G-riot-inciting stories.
So lovely. So perfect.
I can nvr get enough of this story!
It's really good. However, I don't think Draco would use, "D'you". Othwerwise it's perfect.
Sweet, with just a hint of bitter. I have a grin on my face.
i love this, truly. i wish you would write more fics. i love your work. great job, as always :)
Even though this one was for a previous x-mas, it's still a good one to read.
Oh, that gave me the warm fuzzies. Good job.
Excellent character portrayals and perfect ending. Great job!
"Staring right at us, the rat!"
I had to stop reading at this point and just laugh laugh laugh. Oh Ron, Im so freaking fond of him. Warm feelings warm feelings! I like fluff.
And now I'm wishing it snows in my country cos I really want a cloak. Grrr...I guess Malfoy being in Gladrags the day before was him buying Ginny a cloak huh? He liked her way before they kissed right? Hehe I love you Draco Malfoy!
And I'm wondering. Where did the word Gladrags come from? Was it in the books or did you make it up cos I think I've seen it more than twice while reading fanfiction. Hmmm...
Oh, i love this fic, it is so cute and warm. I think it would be fun to see it expanded, but that may only be me.
YAY! warmth
I LOVED that story. It was so sweet. PLEASE write more.
Wow, that was so sweet and I adored it! Bravo! Bravo I say!
this story was very sweet. definitely a great holiday warm-you-up-like-hot-cocoa. :)
aww! draco's such a sweetie when he wants to be! :D peeves was great!


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We're always joking about slaving our lives away, but that's only because it's true — very often, living, studying and working in Singapore can feel like being in a pressure cooker.
According to the second Singapore Mental Health Study (published Dec 2018), 1 in 7 people in Singapore has experienced a mood, anxiety or alcohol-use disorder in their lifetime. And of the conditions assessed, major depressive disorder (or major depression) was the most common, affecting 1 in 16 people here.
The study also found a significant treatment gap, in that many of those struggling did not seek professional help. It did not investigate the reasons for this, but past research suggest it could be due to the stigma of mental illness and the inability to recognise the symptoms.
If suspect that you or a loved one may be fighting mental illness, know that affordable (and even free) help is available.
- Free counselling services in Singapore
- Affordable and subsidised counselling services
- Using Medisave for psychiatric treatment
- Subsidised rates at the Institute of Mental Health (IMH)
Free counselling in Singapore
Depending on which you prefer, there are free options for both helpline and face-to-face counselling.
1. Family Life Society counselling at Catholic churches
Family Life Society (FLS) is a non-profit charity, and although it's not officially "religious", the patron is the Catholic Archbishop of Singapore. That said, they explicitly state that they offer professional help to anyone and everyone, regardless or race, religion or background.
While FLS focuses on pregnancy and parenting counselling, they also support those struggling with personal and family issues.
FLS has a volunteer-counsellors who offer free counselling services at 10 Catholic churches in Singapore (full list of parishes here).
Contact: 64880278 or 6382 0688 (Mon to Fri, 10am to 5pm)
Counselling services at other Christian churches
Besides Care Corner and FLS, many churches also have volunteers who help with counselling. If you're a Christian, it's pretty straightforward: just check with your church.
But what if you're not of the same faith? It may problematic if you are practising another religion, but if you're considering church counselling services, you're probably a free-thinker or have no religion.
If that's the case, there's no harm in finding out what the churches may have to offer. They're unlikely to turn you down, and from what I've read online, most churches do help others in need as well.
Although some evangelism is to be expected, some churches like Wesley Methodist Church explicitly state on their website that they have non-religious counselling as well.
2. Counselling helplines
If you are uncomfortable with committing to an actual, in-person session, then you can consider a phone call or online helpline instead.
|Free counselling helpline
|Contact information
|What it is
|AWARE helpline
|Call 1800-774 5935
|A helpline for women
|Care Corner Counselling Centre
|Call 1800-353 5800
|A Mandarin counselling helpline
|Fei Yue eCounselling Centre
|Visit www.ec2.sg or www.egen.sg, or email [email protected].
|An online counselling channel for youths
|Samaritans of Singapore (SOS)
|Call 1800–221 4444 (24 hours)
|A suicide prevention helpline
|Singapore Association for Mental Health (SAMH)
|Call 1800-283 7019
|A helpline for all mental health-related help
|Tinkle Friend helpline (by Singapore Children's Society)
|Call 1800–274 4788 (Mon to Fri, 2.30pm to 5pm) or chat online at www.tinklefriend.com.
|A helpline and chat-line for primary school children
Affordable counselling services in Singapore
If budget is a concern, then the free counselling services are the first ones to check out. However, with all free (or heavily subsidised) healthcare services, it may be hard to get a first appointment. And if you decide to continue, the time between sessions will probably be longer than recommended.
If you can afford to pay a bit for counselling, there are some affordable and subsidised options too.
|Counselling services in Singapore
|Counselling fees
|AWARE (for women only)
|1% of your monthly income (capped at $150; min. fee is $20 for those who are unemployed)
|Shan You
|$40 per session (50 to 60 mins for couples; 60 to 75 mins for families)
|Counselling and Care Centre
|$40 to $150 per hour for Singaporean/PR earning under $10,000 monthly (full rate at $180 per hour)
|Calvary Community Care (C3)
|$50 per session, $5 for those who need financial assistance
|WINGS Counselling Centre
|$80 for the first session, $60 for subsequent follow-up sessions
|Grace Counselling Centre
|Fees from $150 per 60-min session
|Singapore Counselling Centre
|Fees from $181.90 for 1 session
AWARE (for women only)
AWARE is a gender-equality advocacy group that helps women fight discrimination and other issues.
The counselling fees are charged at 1% of your monthly income (capped at $150). For example, if you earn $3,000 monthly, you will pay $30 per session.
For those who are not working, it will be $20. For sexual assault and harassment cases through the Sexual Assault Care Centre, the first 3 sessions are free.
Shan You
Shan You is a non-profit organisation that offers counselling at affordable rates. The charity has Buddhist roots, but is not religious — they just follow the generic guiding values of compassion, mindfulness, morality and wisdom.
Shan You charges $40 per session (50 to 60 mins for couples; 60 to 75 mins for families). If it's still too expensive for you, you can request for a discount or waiver and it will be reviewed on a case-by-case basis by the Shan You Counselling Centre Clinical Director.
Counselling and Care Centre
Counselling and Care Centre is a non-government, non-profit, registered charity offering professional counselling services.
Counselling is $180 per hour, which seems steep. However, they have a subsidy system that offers lower rates as long as you earn less than $10,000 monthly. You have to be a Singaporean or PR though.
Also, do note that if you make an after-hours appointment (anytime after Mon to Fri, 8.30am to 6pm), there is a +$10 surcharge.
Calvary Community Care
Known as C3, this social service agency was founded by the Calvary Baptist Church in 2010 and provides support to children, youth and seniors.
Their counselling service is for youth aged 13 to 25 and have experience with youths who face abuse and trauma, anxiety, depression, eating disorders, grief, self-harm and have demonstrated thoughts of suicide.
What's helpful is that they work together with families to resolve communication issues and manage conflict.
WINGS Counselling Centre
WINGS Counselling Centre was founded in 1995 from NCSS, as a pilot project called Ramakrishna Mission Counselling Centre (RMCC). It started off focusing on guidance for troubled youth, but it's since evolved to offer support for families and other individuals as well.
Counselling is $80 for the first session, and $60 for subsequent follow-up sessions. Full and partial waivers are available at the discretion of the centre.
Grace Counselling Centre
Grace Counselling Centre is Singapore's first Christian counselling centre, formed in 2009. But although a Christ-centred organisation, they do non-religious counselling too.
The fees are slightly steeper than those above: for individuals, it's $150 for a 1-hour session. For couples seeking relationship and marriage counselling, it's $250 per 90-min session. Home visits are available at $300 per session.
Singapore Counselling Centre
Singapore Counselling Centre offers professional counselling in not just English, Mandarin, Malay and Tamil, but Chinese dialects Cantonese and Hokkien too. Their services are also available 7 days a week, which may be good for those working on the weekdays.
SCC offers different rates for individuals, couples, families and children and youth. A 1-session package is $160.60 for individuals, $235.40 for couples, $160.50 for children and youth and $363.80 for families (4 pax).
You can buy up to 10-session packages, and save 10% to 20% on the per-session rates. There's also a choice to see senior counsellors, but they are slightly more expensive.
Care Corner Counselling Centre
The Care Corner mainly reaches out to needy, lower-income families, but their wide range of services includes counselling for anyone who needs help.
The mandarin hotline is free, but the face-to-face counselling is chargeable. The rates are not published, but you can call them up to enquire. They are a non-profit social service organisation with 33 centres in Singapore.
Note: counselling is not psychiatry!
There is a difference between feeling troubled or stressed and clinical mental illness. Depending on which you are struggling with, counselling may or may not be enough and/or helpful.
Counselling involves talking about your difficulties and working through your problems with a counsellor. It is usually the first step to seeking help. However, if you or a loved one suspect a mental disorder, it may be better to see a psychiatrist instead.
As a medical professional, they would be able to diagnose your condition and prescribe the right medication for it (if needed).
Using Medisave for mental illnesses
If you did not know, Medisave can be used for psychiatric treatment too. For inpatient treatment, you can use up to $150 per day for daily hospital charges, capped at $5,000 per year.
Under the MediSave500 scheme, you can also use up to $500 per Medisave account for 20 chronic diseases including major depression, schizophrenia, bipolar disorders, dementia and anxiety. You'll have to pay a 15% co-payment though.
For reference, these are the charges at IMH.
Subsidised outpatient charges at IMH:
|IMH Outpatient treatment
|Subsidised fees (based on minimum subsidy)
|First consultation — adult
|Subsequent consultation — adult
|First consultation — child or adolescent
|Subsequent consultation — child or adolescent
|Emergency attendance fee
Subsidised inpatient charges at IMH:
|IMH inpatient treatment
|Subsidised fees for C ward (based on maximum subsidy)
|Subsidised fees for B2 ward (based on maximum subsidy)
|Daily ward fee
|Daily treatment fee
For hospitalisation, you will be given financial counselling on your estimated bill size upon admission. A deposit is typically collected at the same time, even if you use Medisave (unless your Medisave fully covers it).
For IMH, Medisave cannot be used for outpatient fees, tests and hospital stays for less than 8 hours.
You will not be denied admission if you cannot cough up the cash. Instead, those with financial difficulties will be referred to their in-house medical social workers.
If you have any more recommended avenues for seeking help, please share them in the comments below.
Related Articles
The Financial Burden of Mental Illnesses: Depression, OCD, Schizophrenia, Alcoholism and Dementia
3 Alternatives to Placing Your Parents in a Nursing Home
Your Medisave Account In Singapore – How To Make The Most Of It


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Created | Updated Jul 9, 2003
The Entry That Wasn't Meant To Be
Wibble is a nonsensical metasyntactic variable* that has become useful in a large range of circumstances. In fact, so far has this word spread (it even appearing in domain names such as www.wibble.net) that it seems necessary for it to have an entry all of its very own.
Whence Wibble?
Many people claim to have originated this word, this Researcher among them. However, once one delves into just when and where 'wibble' has been used, it seems that 'parallel evolution' comes into play. Perhaps it is such an obvious, pleasing word, that it can't help but be invented.
One possible origin is from the 'Roger Irrelevant' strip which appears in 'VIZ*' comic which began in 1979.
'Wibble' was also used in the 'Your Sinclair' magazine that was devoted to the Sinclair computers. It was published between 1984 and 1994 by Dennis Publishing. It appears to be used to describe meaningless text as in "it contained strange wibble written by...".
The 'Blackadder' connection
In Episode (look this up) it formed a series with `wobble', `wubble', and `flob'. (Need to find the actual script to flesh this bit out :-) ( I can't find this quote. Anyone?. I've also found one quote apparently attributed to Blackadder goes Forth: You didn't say WIBBLE!)
A Blackadder Christmas Carol (speaking is Queen Asphyxia XIX)
Asphyxia: Hah hah hah hah hah! Excellent, Commander! You have most
pleasantly wibbled my frusset pouch. Bring forth the gift
with which you honour me.
Yes, but what does it mean?
Sometimes it doesn't mean anything. Sometimes it's merely a placeholder. If you don't know what to say then a 'wibble' placed in the conversation will get you off the hook. As an exclamation when you're stumped a 'wibble!" is quite effective.
Once there was a system in Minnesota called the MECC Timeshare System (MTS), an educational time sharing system, which is now no more. Importantly, however, this system originated the word 'humma', which is a filler word used when you feel it's important to say something, but have nothing to say. This word migrated to early Unix systems and can now occasionally be seen on IRC
and similar 'chat' systems.
It appears, at least in the UK, that 'wibble' is becoming an equivalent statement to 'humma'. That explains that, now doesn't it?
The importance of 'wibble' to the World Wide Web
One of the great mysteries of the Internet is exactly how do you pronounce the 'www' that begins so many addresses on the World Wide Web.
One obvious suggestion is of course 'double-yew double-yew double-yew', but this is burdensome. Another, more reasonable suggestion is 'wibble'. Thus 'www.bbc.co.uk' would be pronounced 'wibble dot bee bee see dot see oh dot you kay'.
Want to find out more about 'wibble'? Try here:


text:
The Sterling nightstand was inspired by Art Deco design and works perfectly in a modern or traditional bedroom. Its storage drawer comes with a variety of handle options and features a heavy duty runner and a soft closing mechanism.
Made in the USA.
Available for order in several options. Ships in approximately 10-12 weeks.
Sign Up For Exclusive Offers & Previews
Join our community of exclusive subscriber only offers, the latest trends and curated selections of furniture to help style your home.


text:
If the Stockton Kings' goal was to win Thursday night's contest against the Delaware Blue Coats, trailing 31-22 after a quarter of play may have been a bit of a gamble.
Sometimes, though, gambles pay off.
The G-Kings stormed back with a 33-17 second period, going on to defeat Delaware 127-100 on the second day of the 2018 MGM Resorts NBA G-League Winter Showcase, held in Las Vegas.
Kalin Lucas had 20 points and six assists to lead Stockton (8-7), with Daniel Ochefu adding 15 points and 12 rebounds.
Harry Giles III, the rookie center recently assigned to Stockton from the Sacramento Kings for the second time in less than six weeks, scored 20 points and pulled down 10 rebounds. Gabe Vincent, a St. Mary's High graduate, contributed 16 points while teammate Reggie Hearn had 14.
Marcus Williams dished out 10 assists without scoring a single point of his own, as well.
After the G-Kings turned the tables heading into halftime, they didn't let up after the break. In all, Stockton outscored Delaware by 20 points in the second half to secure the win.
It also didn't hurt that the G-Kings shot 52 percent from the field and 49 percent from 3-point territory, numbers that did well to mask a 9-of-16 night from the free-throw line as a team. Stockton held a rebounding edge over Delaware, 57-50, as well as a 27-19 advantage in assists.
As of Thursday night, Stockton was third in the G-League's Pacific Division standings, behind Santa Cruz and Agua Caliente, respectively. The G-Kings were 3.5 games off the division lead, with the Warriors still playing at press time.
For Stockton, the showcase concludes Saturday when the team takes on the Wisconsin Herd at 2:30 p.m. at the Mandalay Bay Events Center.


text:
Carlos Velez, 32, of E. Beech Street, Loving, NM passed away Saturday, July 25, 2020 at Carlsbad Medical Center.
Visitation will be 4 PM – 6 PM, Friday, July 31, 2020 at Denton-Wood Funeral Home. Funeral services will be held at 10 AM, Saturday, August 1, 2020 at Denton-Wood Funeral Home Chapel. Interment will follow in Carlsbad Cemetery, Carlsbad, NM.
Due to COVID-19, seating in the chapel is limited and facial coverings must be worn inside the funeral home.
Carlos was born November 24, 1987 in Puebla, Mexico and came to Carlsbad in 1996. He graduated from Carlsbad High School in 2007. Carlos was employed at Keystone Pump and Supply for 7 years. He was an avid Denver Broncos fan. It's been said that if ESPN were a person, he would look, act and speak just like Carlos. He was also a fan of the Lakers and Yankees. Carlos was a hard-working, great man who enjoyed being with his family. More than that, he lived for his daughter, Mia, who was the light of his life. His contagious smile and ability to make everyone around him laugh will be missed by all who knew him.
Survivors are his daughter, Mia Navaeh Velez of Loving, NM; fiancé, Sierra Chavez of Loving, NM; parents: Felix and Aurora Medina of Perryton, Texas; siblings: Lucero Montoya and husband, Fabian of Perryton, Texas, Stephanie Medina of Albuquerque, NM, Marco Sanchez and wife, Melissa of Carlsbad, NM.
Pallbearers will be Fabian Montoya, Marco Sanchez, Jeffrey Chavez, Cruz Onsurez, Fabian Martinez, Ralph Olivas, Nate Velez, Elias Osorio and Joseph Lasky.
To send flowers to the family or plant a tree in memory of Carlos Velez, please visit our floral store.


text:
(3 Pack) Jelly Beans Very Cherry, 3.5 Oz
$ 7.50
Brand Jelly Belly
This product is unavailable
Jelly Belly Very Cherry jelly beans in 3.5 oz bags. Great candy for a party, or giveaways. The all time MOST popular flavor of Jelly Belly jelly bean. "Very" doesn't begin to describe the amount of cherry flavor that bursts forth with each bite. Its the reason life really is a bowl of cherries. Made with real cherry juice. 3 - 3.5 oz. bags. All Jelly Belly jelly beans are OU Kosher, gluten free, peanut free, dairy free, fat free and vegetarian friendly


text:
For God so Loved the World
September 19, 2014
For God so Loved the World
John 3:16 (Amplified)
For God so greatly loved and dearly prized the world that He [even] gave up His only begotten (unique) Son, so that whoever believes in (trusts in, clings to, relies on) Him shall not perish (come to destruction, be lost) but have eternal (everlasting) life.
When I see images of space with its vastness, huge nebulas, stars and galactic composition it just amazes me that in contrast to all of this we are but less than a speck of dust in the scope of it all. Yet, for some reason, the Awesome, Almighty God that created it all loves and delights in us. He even loves us beyond the scope of our understanding and if that were not enough, He gave His only begotten Son to die for our sins. I'm not sure the true depth of God's love even begins…
View original post 714 more words


text:
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text:
I am selling a custom BSD I just finished this past weekend. I will however need a few days to finish tweaking switches, etc...
As you can see it has custom cab art, backglass, all the cab armor, lock down bar, coin door, legs, power box in the cab and the once chrome trim on the apron are all done in powder coated semi gloss black, ramps are all powdercoated flat black. Feature lights are all led, most GI's are regular bulbs but I did put some blue leds under the sling shots.
As all my games it has been stripped, cleaned and touched up where needed, New yellow warning text on the back, new warranty stickers, stern type behind the leg cab protectors. Felt behind the hinges so they don't scratch the side armor. Inside the cab was painted all black w/ tan bottom and clear coated. It's easier to clean the dust out this way. The light board was cleaned and painted w/ hinges and latches tumble polished.
Playfield had a little touch up around some inserts, I tried to black out some of the inserts near the flippers. Also changed the color of the mortar in the castle to look more like mortar. Clear coated. Added blue and ultra violet lights in some of the building windows.
New wooden coffin has decomposed remains in it,I still need to add the bones, skull. It does not show well but the top of the coffin is actually transparent wood grain. There are blue flashers under the coffin that when lit show the remains a little better.
I hand painted details in all the buildings and the graveyard. Graveyard also now has a flasher inside it. Round center targets have been replaced with 3d targets, the center transparent to show the back light through.
Don't know what I was thinking when I installed the white rubber rings. They should have been black but it's too late now.
You can see some pics here
I don't think the pics do it justice.
I am thinking $5K or best offer, +or-.


text: I really hate to do this. At 00:35 +0200 2005-06-14, JFC (Jefsey) Morfin wrote: >At 18:50 13/06/2005, Michael Everson wrote: >>For the record, I consider the attack about >>"layer violation" to be yet another example of >>the venom I referred to earlier. > >I know you are not a programer so I understand >you do not understand what this really means. This insults me. "Layer violation" is an attack on the people who form the RFC 3066 community, many of whom are programmers, and whose advice I take when necessary. >This is the same as saying that the Internet is an unreliable technology. Bullshit. (Normally I would have said "bollocks" which is slightly gentler Hiberno-English for the same concept, but it is clear that you don't understand such subtlety. (Yes, that was an insult.)) >This is just a description. But since you feel >hurt and are yourself hurting, I will explain. Condescension. >Sorry if it is technical, after all this is the >real core of our disagreement, may be detailing >it that deep will help? Certainly not. >When you consider a language in ISO 639-1, 2, 3 >(what this list works on), it is a concept (we >both understand what it is, not a computer). >That concept can be documented, for explanation, >by one or two references (books, articles, >etc.). Again this is what this list does. > >Now, when you start considering a substantial >number of books (as advised to Karen), the >purpose is to verify if there are several >instantiation of the language, if it is a >dialect, etc. (please let not to confuse with >the application "I had a dream" quoted by Mark >of the Luther King's American language >instantiation). Quite honestly I think you are a complete amateur when it comes to linguistics. I do not need you to explain "American dialect" vs "real dialect" to me. I think you should go find another pond to swim in. You have nothing to offer here. >When you directly relate concepts with values >you have by nature a layer violation (like if I >entered "Michael Family-Name" in a base). It may >not be very apparent when you say "one-French in >a Latin Script from France": This means NOTHING in the English language. And indeed, thinking of it as "un-français dans écriture latin de la France" makes no sense either. >but if you think "French" instead of "one >French" it is a layer violation and sooner or >later attached relations will openly conflict. This means nothing to me. >This is the flaw in generalizing the debate on this list. I detail: > >There is a difference of nature between English >in ISO 639-X (concept) and English in ISO 639-Y >(value) Bollocks. Neither of these entities exist. >if are retained ISO 639-4 guidelines similar to >the one we retained in complying with ISO 11179 >and ISO 12620. I don't know, and I don't care, what ISO 11179 and ISO 12620 are. >Why ? Because there may be many instantiations >of English ISO 639-X, but what is taken as >English in ISO 639-Y might be what has >positively retain by a filter saying "if there >are more than % 'the' tokens and % 'and' tokens >etc. this is English". As long as ISO 639-4 >guidelines are not finalised we frankly do not >know where we go. I have NO idea what you are talking about, but it certainly has nothing to do with RFC 3066. >This means that "gsw" as future ISO 639-3 or >"gsw" as registered today as ISO 639-2 may turn >to be different by nature. Bollocks. "gsw" is a code to represent the name of a language "Schwyzertütsch". >This is what I translated in my mail telling >Peter to give a degree of liberty to the >installation of the language (referent) and of >the user's usage (style). No idea what you are talking about. >This degree of liberty is a different level >(like in the DNS) and possibly layer (because >the precedent level is metadata to the next one). No idea what you are talking about. And back translating it into French makes no difference. >This may look silly, but if you do not conduct >that analysis carefully you get yourself trapped >into very complex situations. The Internet >technology is made of many layer violations due >to its current use of default architecture >parameters (one single name system, one single >adressing, one single IANA, one single class, >one single character space, etc.). Bollocks. It works just fine. I use the internet every day to access information in any number of languages with no difficulties. (It would be nice if Google supported more search tags for languages.) >This hides them. The complexity of a >Multilingual Internet broadly lies in this. William Gibson makes more sense. >Just consider Classes. What the bejeezus is a "Class"? (Please don't answer.) >One of the reasons I am tough on langtags is >that langtags should make Multilingual Internet >classes: Go away. Go to whoever it is that you think owns the Internet and pester them. THIS list is not about "multilingual internet classes". It's about codes that represent the names of languages. >the DNS can support 56.000+ classes, so there is >room but not enough for all the langtags this >list _could_ register. There will also be >probably many demands for non-lingual classes >(security, priorities, public services, >corporate, cultures, family protection etc.). We >are going to negotiate class allocation: this >will be up to this list and we will have to take >into account what has been registered. A >possible nightmare. This is kookery. >Let me say I register "i-gsw". You will probably have to agree. In a pig's eye. >Now I will ask you its registration number, you >will be puzzled but I will eventually get one >from IANA. RFC 3066 language tags do not have "regisstration numbers". Or if they do it is of no consequence. They are tags which can be used in quite ordinary metadata in order to identify language content. >And I will then make a BCP No idea what this is. >informing the Internet community No idea who these are. My dad? >that I will run an Swiss German externet No idea what an externet could possibly be. >based upon that class number to avoid conflicts >with the Chinese externets CNNIC No idea what CNNIC could be. >could start using the tags you registered for Mike Who the hell is Mike? >(who will be worried as he may lose a bigger opportunity than he thought). Can't imagine what you are talking about. >Anyway, I would have carried everything >according to every RFC present and proposed. Back translation does not illuminate me as to the meaning of this sentence. >So would have others. Yet we would have created >a mess. Because the underlying concepts are in >layer violation. Fiddle-faddle. >No one has considered classes, Whatever they are. >... yet. Except John Klensin I know him. I suspect he will agree with me, and not with you, in these matters. >(but only one for all the langtags ...) and >ICANN four years ago, and Bob Tréhin and Joe >Rinde to establish the first international >system, Whatever that is. >OSI Whatever that is. >copied as CUGs Whatever those are. >and we are working on now. > >I know this is complex. But it is not hurting, >it is not "venom", it is the very core of this >list's mission This list exists to review tags according to the principles outlined in RFC 3066. >and the reason why I say that it should be >presented on the IANA site with the name and the >exposure resulting from RFC 3066. And a network >architect to advise you (not from the IESG as >for the time being they have totally overlooked >the problem). To better analysis this you can >read >http://ftp.rfc-editor.org/in-notes/rfc3597.txt This has nothing to do with what I do. I don't believe that you have the least idea what language tagging is about. FOR THE GODS' SAKE, HARALD, CAN WE NOT BAN THIS TROLL? -- Michael Everson * * Everson Typography * * http://www.evertype.com


text:
Beat Of A Drum (Official Video)
Please follow and like us:
Our new single 'Beat Of A Drum' will be available from all stores 24th July. Please follow and like us:
Our new single is available now from all online platforms, iTunes, Amazon, Googleplay, spotify etc. https://ditto.fm/satellite-keef Please follow and like us:
Happy Easter!!!!!!!! I hope lockdown isn't getting everyone down. It could be a period of great creativity if we're to take any kind of positive away from it. Apologies for the lack of activity on here recently, I've been working hard on new some new tunes. Anyway, I'm pleased to announce that the next single […]
Just like to wish everyone a Merry Christmas and a Happy New Year! Thanks for all your support throughout 2019! Looking forward to the new year where I'll be releasing new tunes, videos and planning to get some live dates booked in! Thanks for all the likes, follows and shares etc. You can stay up […]
Fantastic winter beanie hats with KEEF logo on the front. Available NOW only £7.99 from bandcamp: https://keefuk.bandcamp.com/merch/keef-beanie-hat Please follow and like us:
Cheers to Steve at MusoMuso for playing 'Day In Day Out' on the listening post radio show. You can listen to the track at around the 40 min mark, however have a listen to the full show as its a great show! https://www.mixcloud.com/musom…/the-listening-post-10122019/ CheersKEEF Please follow and like us:


text:
Mizuno Static BT Tight - Women's
$39.00 was $69.99
Availability: In stock
Traditional running tight with an internal Breath Thermo layer to keep muscles warm. Wide elastic waistband and hidden pocket for storage.
- Keeps sweat away from the body during play
- Silver Grey reflective Mizuno Runbird logo
- 360 degree high candle safety reflectivity
- Ankle zippers
- Back zipper storage pocket
- Infinity drawcord
- Mizuno branded elastic waistband
Write Your Own Review


text:
Beverly + Cheyenne Lace Love
Beverly and Cheyenne are two of our most unforgettable lace gowns. Many of the European mills that I work with are in their 4th, 5th, and in one ca...Read more
Beverly and Cheyenne are two of our most unforgettable lace gowns. Many of the European mills that I work with are in their 4th, 5th, and in one ca...Read more
We got a call asking if we would be open to filming with a bride searching for her dress at our Los Angeles flagship salon, and that's how I met L...Read more
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Electric flux is expressed as:
Which spherical Gaussian surface has the larger electric flux?
a. Surface A
b. Surface B
c. They have the same flux
Frequently Asked Questions
What scientific concept do you need to know in order to solve this problem?
Our tutors have indicated that to solve this problem you will need to apply the Gauss' Law concept. You can view video lessons to learn Gauss' Law. Or if you need more Gauss' Law practice, you can also practice Gauss' Law practice problems.


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KLANG: Touting is such a lucrative business that the perpetrators have started opening their own legal firms with the help of new lawyers who have just completed their chambering.
"It used to be lawyers hiring touts but now the touts have turned the tables on lawyers by hiring them," said a senior lawyer who declined to be named.
He added that the touts would hang around hospitals waiting for accident cases to be brought in.
Once a case comes in, they would seek out a relative of the victim and lure the case to their legal firm.
"They wait there with cash in hand and will go to the relative and offer help.
"They will then give the relative about RM1,000 for expenses and ask him to get the victim or his next of kin to sign the necessary documents to commit the case to their legal firm," explained the lawyer based here.
Once the claims come in, the touts will take a 25% cut as their service charge and will receive disbursements for all the money they have spent on the case, including the initial cash given to the victims' relatives to sign up.
"They easily walk away with at least 40% of the entire insurance claim," revealed the lawyer.
He added that it was an easy job for the touts as it was within their means and ability to secure police, medical and specialist reports to support their insurance claims.
Selangor Bar chairman Salim Bashir said nothing could be done as long as the legal firm was opened legitimately.
Sometimes the victims' family members also took advantage of the cash that's being handed out by signing up with more than one tout.
Meanwhile, a vehicle owner who secured the services of a tout to clear red-tape requirements before selling his car, said they even made house calls.
"I had installed an NGV cylinder without obtaining approval and when I was going to sell the car, it became a problem," the businessman claimed.
He said a used car dealer who was helping him to sell the car introduced him to the tout.
"The tout brought his laptop to my house and settled everything within 10 minutes," said the businessman.
Did you find this article insightful?


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HERITAGE: John Wayne Aka Johnny Gunz Drops This Notorious, Fierce Link Up TV Freestyle (2011)
June 26, 2020
This year, John Wayne (fka Johnny Gunz) made his much-needed return to the music game with "Don't Get Got", a drill-focused effort that marked a return to form and with it came the news that a new mixtape, titled Godfather Of Drill, would soon be on the way.
While we wait for that to drop, let's turn the clock back to 2011 when he was the talk of the town. Tipped by Drake as one of his favourite UK MCs, John Wayne dishes out a rapid-fire run through of some of his most iconic bars, including — you guessed it — I got the four fizzy on me, no fizzy drink / When I let that fizzy fizz, la la la's what you drink.
Let's hope he's back for good.


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Najam Ali
Chief Executive Officer
Mr. Najam Ali has over 35 years of rich experience of working in different capacities in Pakistan's capital markets. Prior to forming Next Capital Limited, he served as the Chief Executive Officer at JS Investments Limited. During his tenure at JS Investments, the company achieved the highest rating of AM2 Plus in the industry and remained the largest asset management company in the private sector. During this time, he also served twice as the Chairman of Mutual Funds Association of Pakistan (MUFAP)..
Mr. Najam was also the founding Chief Executive Officer of the Central Depository Company (CDC), Pakistan's first and only securities depository. Prominent shareholders included Citigroup, IFC and Pakistan's stock exchanges. While at CDC, he also led the development and implementation of the National Clearing and Settlement System, which is the centralized clearing system in Pakistan for all the stock exchanges. The success of these projects has laid the foundation of a world class capital market infrastructure that has earned him praise and recognition at the national level.
He has also served on the Board of Directors of Pakistan Oilfields Limited, the Karachi Stock Exchange (Guarantee) Limited (KSE), the National Clearing Company of Pakistan Limited (NCCPL) and Askari Bank Limited. After having qualified as a chartered accountant with Robson Rhodes in the U.K, he worked with Fidelity Investment Bank as a Group Financial Controller and Head of Money and Capital Markets.
By qualification, Mr. Najam Ali is a member of the Institute of Chartered Accountants in England & Wales and Institute of Chartered Accountants of Ontario – Canada. He has also qualified as a Certified Public Accountant – USA and holds a Bachelor degree in Economics from the University of Michigan, Ann Arbor, USA. Mr. Ali has also attended and successfully completed the 'Advanced Management Program' at the world renowned Harvard Business School, USA
He is currently serving as a member of the Corporate Leaders Advisory Board of Institute of Business Administration (IBA).
Mr Zulqarnain Khan
Mr Zulqarnain Khan has over 15 years of extensive experience in the financial sector. He is the founding member of Next Capital Limited. Mr. Khan is a certified director from the Institute of Charted Accountants Pakistan(ICAP).
Prior to being a founding member at Next Capital he was previously associated with JS Global Capital Limited as Head of North.
Zulqarnain has also worked as senior Institutional Equity trader with AKD Securities Limited. During his tenure there, AKD Securities limited was awarded the Best Brokerage House award by the CFA Association of Pakistan.
He has worked as an Assistant Vice President at Faysal Bank Limited within the commercial banking division and managed a team for the asset portfolio of the bank.
He has majors in banking and finance and holds a Masters degree in business (MBA) from Philadelphia University, USA.
Dr. Ali Akhter Ali
Managing Director-Capital Markets
Dr. Ali has over 18 years of rich experience in the financial sector of Pakistan with his forte being capital markets .Prior to joining Next Capital as M.D. – Capital Markets, Dr. Ali served as Deputy Managing Director at TPL Life Insurance.Prior to joining TPL he served as SVP at JS Investments in the Investments department and later served as the Chief Investment Officer for a period of 3 years before taking over as the CEO. Dr.Ali Managed the treasury as the Chief Dealer at KASB Capital.He began his career at BMA Capital Management and moved on to JS Capital Markets eventually heading their fixed income desk . By qualification Ali is a medical doctor and MBA.
Salman Jalaluddin Virani
Managing Director, Investment Banking
A generalist, Salman has over 13 years of experience of working with corporates in Pakistan and the Middle East. He brings with him a multi-sector and broad based investment banking expertise with clients in Power & Utilities, Port Infrastructure, Oil & Gas, Steel Manufacturing, Telecom and Pharmaceuticals sectors. Prior to Next Capital, he headed Investment Banking at a leading financial institution in Pakistan.
By qualification, he is a CFA charter holder and an Associate member of the Institute of Chartered Accountants of Pakistan
Muhammad Zubair Ellahi
Executive Director
Mr. Zubair Ellahi has over 20 years of rich experience of working in multiple capacities in Pakistan's capital markets. Prior to joining NCL, Mr. Zubair served as a Director at Bhayani Securities Limited ("BSL") where he was instrumental in transforming the sole proprietorship to a top rated corporate brokerage house.
While at BSL Mr. Zubair served in numerous capacities which included all areas of the business. His responsibilities have ranged from transforming the company from a sole proprietorship to a public unlisted company to heading the sales desk. Over his 17 year tenor at BSL, Mr. Zubair's responsibilities have included managing a portfolio of over Rs. 200 million, establishing BSL's institutional, foreign and high net worth client sales desk and establishing BSL's research department and initiating coverage of multiple sectors and companies.
Mr. Zubair is a graduate from the Institute of Business Administration (IBA) with a Masters in Business Administration (MBA).
Rima Athar
Managing Director-Debt & Syndications
Rima has over18 years of diversified experience in Corporate & Investment Banking in Pakistan.
Nadeemul-Haq Usmani
Chief Financial Officer
Mr.Nadeemul-Haq Usmani holds in-depth knowledge of accounting, taxation and corporate secretarial affairs through his vast experience of maintaining accounts, tax planning, income and sales tax practice, secretarial work and risk management. He has served at leading brokerage houses of Pakistan including Optimus Capital, Invisor Securities and Finex Securities for more than 20 years out of which for more than 15 years as key management personnel in the capacity of CFO / COO. Aside from managing the usual accounting and finance functions, he has been actively involved in tax planning, handling corporate affairs and systems designing throughout his career.
Mr. Usmani is an Associate Member of the Institute of Cost & Management Accountant (ACMA) and Corporate Secretary (ACIS) from Pakistan, qualified Canadian Securities Course (CSC) from Canadian Securities Institute and holds strong Information Technology knowledge with various Modules of ERP - Oracle Financial.
Imran Kharadi
Head of Operations
Mr. Imran has extensive experience in the field of Operations of Capital Markets. Have expertise in implementation of ERP based solutions in financial sector, In-House development of ERP based solutions, IT Infrastructure, Risk Management, Exposure Management, Client Relations, Arbitration & Preparation of SOP's.
In the career span of more than 22 years, Imran Kharadi has been associated with AKD Investment Management Limited, JP Morgan Pakistan Broking Pvt Ltd. IGI Securities, National Clearing Company and many other Capital market participants since 1993.
He holds Graduated degree from Karachi university
Muhammad Akif Ghumra
Head of IT
Mr. Ghumra, a seasoned Information Technology ("IT") professional, is heading the IT Trading department at Next Capital and has over 24 years of relevant experience.
Before joining Next Capital Limited, Mr. Ghumra was Head of Information Technology at Alfalah Securities (Pvt.) Ltd for 6 years, a leading financial services firm in Pakistan
He has also served at Application Xs (Pvt.) Ltd as Chief System Architect and pioneered the development of online stock trading software in Pakistan. Major implementations included AKDTRADE, ECLTRADE, and FYSLTRADE.
Mr. Ghumra has a double major from Hamdard University, majoring in Software Engineering and Bi-Major Networks. In addition to this he has completed a two-year Diploma in computer Science, OCA (ORATECH Certified Analyst) and E-Commerce Solution Developer Diploma from NED University. Mr. Ghumra is affiliated with International Association of Business Process Management Professional [ABPMP] and served as Vice President Finance for the Pakistan Chapter.
He is also associated with International Association of Software Architects as President of the Pakistan Chapter.
Mr. Shahab Farooq
Director Research
Mr. Farooq has been associated with the capital markets of Pakistan since 2003. He has served in the areas of investment management and research on both the buy side and the sell side, including some of the leading brokerage houses and asset management companies of Pakistan. Prior to joining Next Capital, he was heading the Research function of JS Investments. Mr. Farooq holds an MBA degree with a major in Finance.


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Cancer doesn't take a timeout no matter what goes on around us. Kentuckiana Friends of V needs you on the team as we raise money to fight cancer.
Hosted LIVE by Bob Valvano and Mike Pratt, KFV's Banding Against Cancer will be a rocking evening of virtual entertainment that you won't want to miss!
Be a champ. Tune in and help us to band together to beat cancer!
Every donation helps make a difference. If you would like to make a donation to the Kentuckiana Friends of V, click below.


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9,412 views
Cape Fear
9,412 views
In July 1977 in the city of Atlanta, thousands of people to watch the trial of a serious rape. Defendant was Max Cady (Robert De Niro), a criminal who had forced many women. Responsible for his defense before the court as a lawyer Sam Bowden (Nick Nolte). The court sentenced the accused 14 years tu.rong time in prison, he also read books every day. The results are from a pimp uneducated, Max became a man well versed in various fields, but the repository of knowledge was not washed lumpen nature in man after the film's han.
Actor: Robert De Niro, Nick Nolte, Jessica Lange
Director: Martin Scorsese
Country: United States
Duration: 128 min
Quality: HD
Release: 1991
IMDb: 7


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There is always a need for better antiflammatory drugs for conditions like atopic dermatitis. A newer formulation is biopolymer based fluticasone propionate. This study was done to compare the efficacy of fluticasone propionate with biopolymer with fluticasone propionate (Flutivate) in animal models of superficial skin inflammation in rats. The inflammatory model croton oil ear edema in rats was used. In this model, the animals treated with fluticasone propionate with biopolymer showed a significant decrease in inflammation as compared to control group.
|Original language
|Pages (from-to)
|Number of pages
|Research Journal of Pharmaceutical, Biological and Chemical Sciences
|Issue number
|Publication status
|Published - 01-01-2015
All Science Journal Classification (ASJC) codes
- Biochemistry, Genetics and Molecular Biology(all)
- Pharmacology, Toxicology and Pharmaceutics(all)
Fingerprint Dive into the research topics of 'Effect of fluticasone propionate with biopolymer on skin inflammatory model in wistar rats'. Together they form a unique fingerprint.
Cite this
Bairy, K. L., Bharti, C., & Veena, N. (2015). Effect of fluticasone propionate with biopolymer on skin inflammatory model in wistar rats. Research Journal of Pharmaceutical, Biological and Chemical Sciences, 6(3), 721-723.


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This might possibly be a good thing. Why? Well, if this story gets some media attention, perhaps other states may cite this as reason to enhance funding levels for renewable energy rebates so as not to fall into the same boat. Let's hope the Connecticut legislature continues to foster an industry that has added thousands of green jobs in the state. More from RedGreenandBlue.com:
Until now, Connecticut's solar rebate program was one of the better run and most generous in the United States. Since 2005, more than $85 million has been doled out for 815 residential solar projects and 127 business and government projects. One might argue that the size of Connecticut's solar rebate fund pales in comparison to the actual demand for solar installs statewide.
The "problem" is that the current funding cycle runs from July 1, 2008, through June 30, 2010, but a 300 percent growth in purchases of residential systems for the second half of 2008 used up the entire $8.5 million. Because the commercial program is likely to exhaust its two-year allotment of more than $18 million this spring, state officials have announced that they are no longer accepting applications for the solar rebate program, despite having originally thought they could accept new applications through January 15th.
Industry groups are concerned that unless money is injected into the program, the momentum built up over its four-year life will be lost, taking a bite out of the dozens of companies and hundreds of jobs it created.
"We don't want to be in position to put together all this wonderful momentum and then tell them we can't sustain them: 'Go away,'" Michael Trahan, executive director of Solar Connecticut told the New York Times "That's a serious hiccup that will take years to fix."
But Connecticut's clean energy fund has not entirely dried up, only the nifty cash-back rebate part of it has. There is still funding available as part of the Connecticut Solar Lease program. Now, I know, leasing is not the same as owning and may not be for everyone. But the no-money-down solar leases can obviously be more economically viable for people who could not otherwise stomach the substantial up-front cost of buying and installing a solar PV system – if there are such people in Connecticut.
Last modified: January 6, 2009
3 thoughts on "Connecticut runs out of money for solar"
interested in putting solar panels with battery pack up for our 2242 sq ft home. Trying to find grant money to install i home, does anyone have any information.
So far, the Solar Lease Program is a real nice option. I am in the process of installing a 7.5 kw system for my house with zero money down. The system looks to save me money right from the start. The lease will be cheaper than my electric bill and will freeze my costs for 25 years! As far as I'm concerned, it's a no brainer!
If this post interests you, I encourage you to read http://www.renewableenergyworld.com/rea/news/reinsider/story?id=54252
Good article and the comments are quite good as well. A private company running the state lease program seems odd to me…


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text: You do not have any items in your Shopping Bag Home MissoniMare Swimming trunks Back to search results for "" Previous item Next item Click to zoom Previous Next Previous Next Beginning of layer content. Close End of layer content. Swimsuit US$ 360 Color Color Color Please select size Please select color Size (INT) Size Size Selected combination - Add to bag Wish List Share Facebook Twitter Pinterest Email Product details Made from sea-blue technical fabric and featuring an elasticized drawstring waist, these Missoni Mare swim trunks are a cult design. As our items are handmade, there may be minor inconsistencies between them. The item ordered may therefore differ slightly from that pictured. Composition: 100% Polyester Size & fit Fits true to size. Choose your normal size. Model measurements: height 189 cm, chest 90 cm, waist 77 cm, hips 93 cm. Wears Italian size 48. Size guide Product Code MUP00012BW004US70DM Shipping & Returns We offer a speedy Express shipping service for any address. Return service: you can fill the online Return Form and send your items back to us within 30 days from delivery with a shipping service of your choice. Read more in the Returns section.


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PESHAWAR – NAB Khyber Pakhtunkhwa today arrested a serving Deputy Superintendent of Police (DSP) of Khyber Pakhtunkhwa Police Department presently posted as DSP (City) District Mardan, for allegedly making illegal assets worth million of rupees.
As per details, the case of illegal assets of the accused was primarily unearthed following various complaints regarding illegal detention of innocent people were reported to the Honorable Peshawar Court against the accused while he was serving as SHO Hayatabad, Peshawar. Taking cognizance of the highhandedness, the honorable Court directed Director General NAB Khyber Pakhtunkhwa to investigate and unearth illegal assets of the accused accumulated through ill-gotten money / gains.
In compliance of the directives of the honorable court, NAB Khyber Pakhtunkhwa authorized inquiry into the matter which was subsequently converted into investigations. An FIR was also lodged against the accused in NAB Khyber Pakhtunkhwa. The findings of the investigations established the allegations and properties worth millions of rupees were detected which were purchased during his tenure as Station House Officer (SHO) Hayatabad Peshawar.


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@TheAnonOne -- Good question, and the short answer is "it's hard to tell this far in advance." Conservatively, it would likely mean FIRE in our late 40s instead of our late 30s. It would likely be faster, but my wife and I have conservatively discussed it as being an additional 10 years of work, because there are a few too many moving parts to have a more precise estimate.
Have you considered easing off the law firm job to do something else? I know that a lot of state and local pds tie up a lot of the compensation in a pension, and the burnout rate can be high.What about going to work for your local county or city as an attorney? Some federal LEO jobs will value a JD as well, though you might have to relocate. What are you looking to get out of working as a police officer?
Don't police typically get a pension? Don't forget to include that in your calculations.Sent from my iPhone using Tapatalk
Doesn't sound like a bad idea, especially if your expenses will go down even lower than $30k as you've said. You will still have a very high household income compared to the average, and you will still have a very HIGH savings rate even with the large drop in income. Even with only your wife working your savings rate is great! Will your FIRE plans really take twice as long, even if you make the jump in 3 years after student loans and daycare go away? With the incomes stated it doesn't seem like it would really take that much longer, especially considering your tax rate will go down so the difference isn't quite as large.
This doesn't add up. You said you have 8-10 years left to FI and "can't afford" to drop to 140k annual household income because daycare costs (included in 30k annual expenses...) would be "too much."750k covers retirement for 30k worth of expenses. MMM since 2013... I can't figure it out unless you have 2 million dollars in student loans that you didn't count in annual expenses, or your annual expenses are different. Or, your FI number is MUCH higher than your expenses and also not taking into account that you won't have a mortgage payment eventually.A stache of 375k today would be 750k on its own in 10 years. A stache of 200k would be 400k, before adding 60k/year savings as a cop you'd have still over 750k. And a pension.
Do you have specific knowledge about what it is like to be a beat cop that leads you to believe this is the life for you, in spite of the lower salary and higher risk? Is that the only option you are considering? You mentioned FBI -- assume that route is already out of the question for some reason. But aren't there other positions in law enforcement that might make use of your legal background and allow you to come in at a higher pay scale? I'm not saying you shouldn't pursue the change, but maybe thinking more broadly about the options will help you find a route into law enforcement that doesn't have to mean such a big pay cut.For example, something like this job investigating possible health care fraud looks interesting -- no idea what it would pay, but should be less risky than being a beat cop:https://qualityhealthstrategies-openhire.silkroad.com/epostings/index.cfm?fuseaction=app.dspjob&jobid=740&company_id=16852&version=1&jobBoardId=3338
I was in law enforcement from 2006-2011 and now make over twice as much in IT. I miss it sometimes, but given the political climate I am glad I am out. I have thoughts about going back, but only part time and I'd be selective about where I went. Keep in mind how the schedule will affect your family life. Working nights/weekends isn't a big deal when you're single, but I'm not sure I'd want that with a family. Quote from: starguru on April 28, 2017, 02:06:35 PMDon't police typically get a pension? Don't forget to include that in your calculations.Sent from my iPhone using TapatalkNot if you retire early.
FWIW: I know of a guy who did exactly what you are considering doing (not in terms of FI/RE as far as I can tell), but he was an attorney who ended up becoming a police officer. I believe he first spent a good amount of time volunteering for the PD as well. Sorry I can't be of much help otherwise, as I don't know his finances etc.
I feel like the finances will work themselves out so I'm not as worried about FIRE if I'm working to do something I love, and by the time I'd be quitting the law 3 years from now I'd be very well positioned financially anyway (only debt would be the mortgage and have about $250k in 401ks and another $75k in individual Vanguard accounts). Did your friend like it? Dislike it? Rue the day he left? Wish he'd jumped way sooner?
I'm an extremely physically active person so sitting at my desk for 9-10 hours per day as an attorney sucks.
Depends on the state/agency. In Arizona, all the money that comes out of your check is your money. If you quit prior to full retirement, you get a lump-sum payout plus the matching agency contribution (100% match once you're vested at 10 years service).
I would love it if you could elaborate on your experiences as an LEO and contrasting with your current occupation. Anything you have to add would be incredibly helpful.
I feel like the finances will work themselves out so I'm not as worried about FIRE if I'm working to do something I love,
Look into federal probation. The investigations side is JD preferred. Any LEO role will require you to go to an academy for 6-22 weeks depending on your department. Some don't even allow you access to your cell phone. Are you okay being no-contact with your family that long? No judgment, just something to think about.
I want to quit my law firm job, where I earn about $120k a year (gross plus bonus), because I hate pushing paper for the highest bidder and don't really care about my clients' problems. . . .If we stay the course, we will be FI in 8-ish years with the house totally paid off. . . .Do you, the wise Mustachians, have any thoughts/suggestions/feedback? Keeping my job is OK, I guess -- I don't hate it, but I have to force myself every day to hit my hours and do all the other crap a young associate has to do -- but I'm not sure it's worth FIRE at 38 or 40 to live a simulacrum of life for the next 8-10 years. . . .
The above is certainly true with some agencies. Those are typically county sheriffs who also run county jail systems. However, it's not the norm. If you can get hired, it's typically academy-field training-solo patrol in that order. Expect to be pushing a car by yourself in most agencies in less than a year.For everyone suggesting federal: Great suggestions given the OPs background. However, he clearly stated he cannot move due to family issues, which takes all fed agencies off the table.
Why not try to become a Police Reserve Officer or Auxiliary Officer. These positions cover all the training required to be a Police officer but are usually on a voluntary basis.
Don't sleep on police salaries. Assuming you live in a city, it's usually a union job with plenty of overtime opportunities. Plenty of detectives in my city make over $200k. Friend of mine is a sergeant with a family (so assuming not that much OT) and he makes the same as I do (sr.software engineer).The earning potential (in major cities at least) is very underrated.
Quote from: TimmyTightWad on May 03, 2017, 01:25:53 PMDon't sleep on police salaries. Assuming you live in a city, it's usually a union job with plenty of overtime opportunities. Plenty of detectives in my city make over $200k. Friend of mine is a sergeant with a family (so assuming not that much OT) and he makes the same as I do (sr.software engineer).The earning potential (in major cities at least) is very underrated.There are also HUGE discrepancies in police salaries town to town. Do you research before applying everywhere that has an opening.
I live in northern NJ, a few miles from Manhattan (i.e. HCOL). My local agency starts at under $40k...
Quote from: JLee on May 03, 2017, 03:32:04 PMI live in northern NJ, a few miles from Manhattan (i.e. HCOL). My local agency starts at under $40k...Except for San francisco (and maybe nypd) i think most police departments start off in that 40-45k rangeit's a long play. My friend is in his early-mid 30s and has been with his department almost a decade already. With job security, pension, and almost zero health insurance costs etc it's not bad compared to even some white collar occupations


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MAN Truck & Bus
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MAN and NEOPLAN sold more buses in 2018 then ever before. Head of Bus Sales Rudi Kuchta reveals the strategy behind this success.
The bus drivers learn how to master hazardous situations at the ADAC Driving Safety Centre in Berlin-Brandenburg.
16,000 kilometres, 86 people, two NEOPLAN Tourliners, one mission: the Bolshoi Orchestra presents music by blockbuster film composer Hans Zimmer on stages throughout Europe. The most comfortable way for the musicians to travel: their coaches.
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Kakha Kaladze has won virtually everything there is to win in football. Now he runs the Georgian capital Tbilisi and wants to take its local transport into the 21st century. He has chosen MAN as a partner for his mission.
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