text:
Oh, brave new world, and all the machines in it.
Mass introduction and adoption of Robotic Process Automation (RPA), no-code automation and no-code development platforms (NCDPs).
RPA, no-code automation, and no-code development platfomrs (NCDPs) are a rapidly emerging technology and strategy that will fundamentally change how SSCs (Shared Service Centre's) operate, slashing the effort for routine tasks and enabling advanced cognitive applications that augment or replace human judgment in knowledge-based processes
Unlocking digital transformation together with our clients by combining individual platforms and introducing them as joint strategic capabilities in IT landscapes.
Driving with our clients their added business value, time-to-value differentation and agility through this for their customers, employees and partners ecosystems.
Innovation is combination.
Digital transformation and digital innovation is platform combination.
"Innovation is combination."
"The truth is that innovation is never a single event, but happens when fundamental concepts combine with important problems to create an impact."
"For this also a new mindset is needed as in the late part of that century (1800s). By the beginning of the 20th century, the technology (electricity) came into wide use in factories, but strangely, it provided little tangible benefit at first.
The problem, as it turned out, wasn't with electricity, but the factories themselves. In a steam driven plant, machines had to be organized around the power source and the first factories powered by electricity were designed the same way. Work processes changed little and productivity barely budged.
It took about thirty years for a new generation of managers, who had little memory of steam plants, to realize that factories could become much more efficient if they were designed around workflow. Once that happened, soared and industry, along with quality of life, was transformed.
In much the same way, although computers and the Internet have been around for decades,
we are just beginning to (digitally) transform our enterprises
to make full use of information technologies. To a great extent, we are still very much like those turn of the century managers who
were designing factories - in our case target IT landscapes, target enterprise architectures and capabilities- around a steam turbine that no longer existed - being in our case legacy applications, and on-prem and no perception of cloud compute, and adding even more technical debt than reducing it in a landscape at higher operational cost and inefficiency.
The truth is that innovation is never a single event, but happens when fundamental concepts combine with important problems to create an impact." **)
* Gregg Setal,
"Innovation is Combination"
, digitaltonto.com, 5 February 2015.
** Gregg Setal,
"Innovation is Never a Single Event
, digitaltonto.com, 2 August 2015.
Talents result in a profile, and ones competences required to the role he/she will take on in a team ane on specific use cases the required persona as a best fit.
Strong inner drive, and deep feeling for purpose, mastery and autonomy.
Hyper execution of IT strategies and strategic roadmaps by a no-nonsense, hands-on and transparent mentality based on trust in building and leading international teams, and managing vendors, implementation partners, teams and other stakeholders.
Strategic development & planning, senior technical project leader, senior integration and cloud consultant/specialist/architect/SME, IT strategy & execution and enabling the needed organization as well as technology/platform change as they are related and impact each ther.
Our clients are already innovating with the upcoming platforms capabilites, technology and trendssuch as Artificial Intelligence (AI), Machine Learning (ML) and DeFi (decentralized finance) all fully API-driven and through automated APIs in business areas as finance, legal and dynamic (near) real-time pricing.
The potential is huge.
IT landscapes usually consist of a mix of SaaS, PaaS, IaaS (or a move to this) and a hybrid infra (Azure, AWS and/or GCP) as well as on-prem (legacy) applications.
Target and/or source systems usually include from a best-of-breed SaaS application, platform strategy and target IT landscape, target capablilites, target (integration) enterprise architectures with Azure Comsos DB, MS AX, MS CRM, MS Dynamics, MS Sharepoint, Salesforce, SAP, SiteCore and/or other headless Digital Experience Platform (DXP) based on APIs and decoupling by this the front-ends (head) as the successor of Web Content Management (WCM) and prior to that Web Content Management and by this not storing data in a database or on the file system and making it available through RESTful APIs, TensorFlow, Qlik, Workday, and Zuora.
If monoliths and technical debt is present in the landscape, being: custom(ized) software, point-to-point integrations and/or an traditional code-heavy on-prem Enterprise Service Bus (ESB) such Biztalk, SAP PI/PO, Sonic ESB, TIBCO) they are usually planned to be phased out and migrate to central low-code iPaaS and even no-code iSaaS, API mMnagement and API Gateway(s).
And not to forget of course the mass migrations and adoptions of public, private, hybrid and multi-cloud at the moment based on IaaS, and usually towards a Microsoft Azure cloud infrastructure here in NL.


text:
Nordin, Nurul Syakeera and Chee, Ming Chan (2018) Evolution of shear strength with varying cement dosages in dredged marine soils. Malaysian construction research journal (MCRJ), 5 (3). pp. 65-72.Full text not available from this repository.
Cement is widely applied in soil treatment to enhance its geotechnical properties. The treatment techniques of dredged marine soils (DMS) are an essential and necessary in assuring the effectiveness for a long-term solution. Particularly the application of it as a backfill material. The reuse of DMS as geomaterial will minimize the impact to environment. The disposal of DMS into the ocean or on land are unsatisfactory in managing its large quantity which indicates a high demand on new ocean and land disposal. DMS are classified as contaminated waste that contain of organic matter and heavy metals. Contaminated DMS can harm aquatic organism, animals and human. It must be disposed safely to ensure the contaminants are not released. This paper presents a cement-treated of Kuala Perlis DMS (3.4 LL) with varying dosage of cement (2.5 � 40 %) at different curing period (1, 168, 336 and 672 hours). It shows the undrained shear strength (su) value of cement-treated DMS throughout the curing process. The results for cement dosage above 20 % shows a good improvement in su value and the strength development were found increased after 168 hours of curing. It was explained that the lowest water-cement (w/c) ratio tend to have a higher su value of the cement-treated DMS.
|Item Type:
|T Technology > TD Environmental technology. Sanitary engineering
|Faculty of Engineering Technology > Department of Civil Engineering Technology
|Depositing User:
|Mr Abdul Rahim Mat Radzuan
|Date Deposited:
|31 Oct 2019 02:44
|Last Modified:
|31 Oct 2019 02:44
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subset: commoncrawl


text:
Religious institution adopts "no-plastic" policy
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Chilkur Balaji temple, more famous among the residents of Hyderabad (if not among the larger Indian community) as the "Visa temple" because it is believed to aid those who have applied for US Visa, has adopted a "say-no-to-plastic" policy.
Known earlier for doing away with "Hundi" (a box where devoutees contribute to the temple) and "VIP Darshan" ( a special queue line for VIPs that gets them directly to the sanctum sanctorum), this is the first time the temple has made its foray into environmental preservation.
Ostensibly, the drive is an instant success. The Hindu reports
'Say No to Plastic' , the pilot scheme taken up by the Chilkur Balaji temple to allow only handloom bags and launched on Saturday, saw sale of 15,000 handloom bags out of 20,000 bags sourced by it.
To put those numbers in context, The Hindu reports,
The temple attracts about 6,000 devotes on normal days and 15,000 to 20,000 devotees on week-ends and its annual consumption of handloom cloth is around two lakh metres.
The fabrics for handloom bags are sourced from APCO, the Andhra Pradesh handloom weavers' co-operative society and Sircilla Handloom Weavers Society. The fabrics that sources are stictched into bags with the help of "Mahila Pranganam"
The scheme got all the encouragement from the State government and Apco which supplied the handloom scrap at 80 per cent subsidy for making the bags.
India being a country with no paucity of devoutness, environmental awareness spread by a religious institution will probably prove to be very effective.
Update: A contributor to NGOpost has pointed out more such instances where religious institutions in India have gone green
Want to make your startup journey smooth? YS Education brings a comprehensive Funding Course, where you also get a chance to pitch your business plan to top investors. Click here to know more.
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2019 Pilgrimage Lineup Released
Keith Urban, The Foo Fighters, and The Killers are just a fraction of artists performing at the Pilgrimage Music and Cultural Fest, which takes place on September 22nd and 23rd in Franklin Tennessee. After last year's partial cancellation due to "inclement weather and safety concerns," the festival is gearing up some of the big names in music for their 2019 lineup.
Other big names include Leon Bridges, Better Than Ezra, The Head & The Heart, Lukas Nelson & Promise of the Real, and tons more. You can check out the full lineup along with any other information on the festival's official site pilgrimagefestival.com. If you aren't familiar with this festival it is the product of producers like Justin Timberlake and Kevin Griffin and focuses on a diverse set of genres mainly in the folk-alternative rock and country genre. Like most festivals, Pilgrimage has multiple stages, interactive entertainment and curated artists and art throughout the festival and in their designated 'Art Barn.'
There are three different tiers of tickets available for purchase and tickets go on sale this Friday, March 15th at 10 am CST.


text:
Hoteliers in regional Victoria are pleased to take the first positive steps towards normality.
Lyn Lewis owner of Hamilton's Lakeside Motel says the announcement was great news for accommodation sites like hers in regional Victoria.
"Oh it's fantastic, we're so excited and because it's regional travel, it's from areas where they haven't had cases exactly like we are here... we've been open all the way through but no one's be allowed to travel so it's been a bit gloomy."
"We're hoping that lots of people are going to want to catch up with those friends and families that they've been missing so badly, over all these months. So school holidays, hopefully will be a busy time for us."


text:
Aram Jamal Sabir, Sulaimaniyah
Executive Director Kurdish Institute for Elections
Aram Jamal Sabir began to participate in non-violent trainings in 2004. He now teaches others about the topic.
"I can't tell you exactly when I started to believe in nonviolence–sometime during all the wars and violence here," he said. "In the university I felt that violence could be used against the enemy. With time I saw that violence didn't change the situation.
Sabir tried working with groups promoting non-violence, and educated himself. He watched documentary films, including "A Force More Powerful," which he now uses in his teaching.
"In this part of Kurdistan there is so much violence," he said. "People try to fix their political problems through violence. Violence produces death and violence. Humans are not like animals–they can be non-violent. It doesn't mean there's no conflict. Non-violence is for fixing our problems. We can work through issues in our society."
"The difference between violence and nonviolence is that with violence, both parties lose," he explained. "With nonviolence both parties win. You can persuade your enemy to believe in it. We aren't against people, but against situations. In any person there is some humanity. Non-violence tries to develop the 'bad' part of a person along more human lines."
Sabir paraphrases a quote by Gandhi: "It doesn't take courage to befriend people who like us. It takes courage to befriend people who don't like us."
Sabir believes that it is most important to teach non-violence through the education system, bringing it into children's lives, and thus the culture in the future. An opposition group emerged in the last elections that doesn't want to use violence. Sabir also believes non-violence is growing in the culture. He feels all political parties tacitly agree that violence will not lead to success. Now only the authorities use violence.
Sabir dreams of a different way of using power–that people in authority wouldn't see themselves as better than others.


text:
Quadpus (UK) n° 1
Issue n° 1 includes news, short biography and more.
Issue n° 1 includes news, short biography and more.
No more info available.
Info not available.
Official fanzine. Issue n° 14 includes news, questions & answers, inspirations to Disintegration and Wish albums, Wish Tour reviews and more.
Issue n° 44 includes news, articles about live shows in 1989, interview with Robert Smith taken from Melody Maker and more.
Info not available.
© 2020 | www.thecure.cz


text: Barry Manilow is "doing well" in his recovery following his recent emergency surgery. "Barry is out of surgery and doing well. His doctors report that the surgery was successful and they expect no further complications," his publicist Victoria Varela said in a statement Friday. "For the next 48 hours, Manilow has been instructed not to talk, sing, or rap. Barry thanks everyone for their well wishes and concern," the statement continued. Manilow was rushed to a hospital Thursday after suffering complications from emergency oral surgery. The ordeal forced the legendary singer to cancel his Thursday and Friday shows in Highland Heights and Nashville as part of his One Last Time! tour. "Following a triumphant sold-out concert in Memphis, Barry Manilow was rushed back to Los Angeles due to complications from emergency oral surgery that Manilow had on Monday, " a press release stated Thursday. "At this time, it is unclear if Manilow will be able to attend the Grammy Awards on Monday, Feb. 15, where he is nominated for his 15th Grammy Award for his latest album, My Dream Duets," the statement continued.


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If you're finding Google-Powered Google TV&8221; Set-top Box Concept Surfaces Again review Sclick.net has them here for you to view. Sclick.net already collect the excellent quality Google-Powered Google TV&8221; Set-top Box Concept Surfaces Again pics, features or reviews for Sclick's visitors to use. Sclick staff and users daily add new best gadgets info.
A little more than a week ago, The Wall Street Journal reported that Google and DISH Network had begun testing a set-top box that uses Google as a search algorithm. In a story published late Wednesday, The New York Times went a step further, claiming that a "Google TV" platform is in the works, from Intel, Google, Sony and Logitech.
The Times reported that the Google service will run on Atom-powered set-top boxes, and that Logitech is developing complementary remote controls. The Google TV platform will be opened to third-party developers to write their own plug-ins, as they have for the Android platform, the paper reported.
Given the two complementary reports from two of the major daily papers, it seems logical to assume that Google is likely leaking the news ahead of a launch. Furthermore, the open platform concept seems to be in keeping with Google's strategy.
Sony apparently will manufacture the set-top boxes, although I have yet to see a mass-market Sony set-top besides the PlayStation 3.
EDIT: I wrote earlier that, since the announcement of a plug-in TV widget technology with Intel in 2008, a Yahoo-Intel partnership for developing widgets on set-top boxes has been extremely quiet. Yahoo representatives have pointed out that the company has announced partnerships with Vizio, LG, Sony, and Samsung.
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All-New 2019 Toyota RAV4 Hybrid
All-New 2019 Toyota RAV4 Hybrid – Sporty, Fuel-Efficient, & Equipped With Advanced Technology
Fuel-efficient, unparalleled performance, sporty style, and comfort make the all-new 2019 Toyota RAV4 Hybrid the perfect SUV for any adventure. Arriving Summer 2018, the RAV4 Hybrid is expected to lead its class for efficiency by lasting 600 miles per fueling. Demand for the RAV4 has nearly doubled over the last five years ranking it #1 in sales for the Toyota lineup. Listening to owners and dealers feedback over the years while innovating improvements may explain the RAV4s spike in demand. The 2019 Toyota RAV4 Hybrid delivers advanced hybrid technology and two All-Wheel-Drive options. Its exterior redesign highlights a much more sophisticated, sporty, masculine, and aerodynamic body. More options, packages, and trims will be available for 2019 RAV4 models to broaden its appeal.
One fill up = 600 miles…now that's efficient!
Toyota considers the busy day-to-day lives that their RAV4 drivers may experience. During the redesign of the RAV4 the Toyota team focused on creating a more efficient vehicle to help you live a more efficient life. Refueling your vehicle should be simple and easy and that it is with the new RAV4 Hybrid.
2019 RAV4 Hybrid models are equipped with:
- 5L Dynamic Force inline-four-cylinder
- Toyota Hybrid System II engine (THS II)
- Electronically-Controlled Continuously-Variable Transmission (ECVT)
- Standard FWD and eight-speed automatic transmission
Fuel-economy, horsepower, and torque figures have not been yet released but Toyota assures consumers it'll be more powerful and stronger than the previous year. The Toyota Camry is equipped with the same Dynamic Force 2.5L four-cylinder producing 203-HP and 184-lb-ft of torque. Similar statistics can be expected from the RAV4. The all-new Hybrid features a pair of electric motors working to create the most powerful Hybrid. One of the electric motors assists the engine with turning the front wheels. The other electric motor works to power the rear axle. The rear motor compared to last year's model produces 30 percent more power.
The latest Prius, C-HR, Camry, and 2019 RAV4 Hybrid are built on Toyota's New Global Architecture. This allows the battery to be located under the rear seat as opposed to below the load bay. Thermal efficiency can reach up to 41 percent for 2019 RAV4 Hybrid models. This means only 60 percent of used energy in the gasoline is wasted in the form of heat and noise.
Two All-Wheel-Drive Hybrid Systems
The 2019 Toyota RAV4 Hybrid is available with two different hybrid systems. The more premium system utilizes rear-axle torque vectoring. This system can improve fuel economy and lessen parasitic drag on the highway due to its ability to mechanically disconnect the rear wheels. Toyota's Multi-Terrain Select feature is standard with both Hybrid AWD systems. It equips the vehicle with traction and engine-control settings to improve performance for all-weather driving. Handling, performance, and overall driving experience of the all-new RAV4 Hybrid are a few ways segment, industry, and owner expectations are exceeded.
Convenience, style, and comfort all in one cabin
An upscale and modern interior with advanced technology highlights:
- 0-inch touchscreen (8.0-inch screen and satellite radio available)
- Toyota's Entune 3.0 software standard
- WiFi hotspot (supported by Verizon data connection)
- Apple CarPlay
- Amazon Alexa hands-free voice-assistant (operates via Bluetooth with your cell phone)
- Navigation is optional
- Five convenient USB ports (one for each passenger)
- Optional wireless Qi phone charger
- 800-watt JBL premium audio system upgrade available
All-new dynamic, sporty, and bold design
The exterior redesign of the RAV4 is 0.4 inches wider than before and the wheelbase 1.2 inches longer giving it a more substantial appearance. It features an aerodynamic design and a taller ride height of more than half an inch from the ground than the previous RAV4 model. Some speculate the exterior redesign resembles the Toyota 4Runner, Tacoma, Jeep Compass, and Jeep Cherokee. The more masculine structure of the all-new RAV4 is inspired by Toyota's 4Runner and Tacoma truck. Some of the resemblances include wide-set front intakes, wider fenders, and upright grille. Its floating roof design may be inspired by Jeep's Compass.
2019 RAV4 Hybrid models include enhanced design features and options. Reviews highlight the all-new RAV4 Hybrid delivers the best performance and style. The sport-themed 2019 RAV4 Hybrid XSE is the most premium trim available. It offers a standard two-tone exterior paint scheme and exclusive interior. Its black roof can be paired with the following colors:
- Blizzard Pearl
- Silvery Sky Metallic
- Magnetic Gray-Metallic
- Blueprint (all-new color)
The RAV4 Hybrid XSE interior exclusively comes standard mono-spec with a black softex material and blue design accents within the cabin. The 2019 RAV4 Hybrid is expected to be offered in 4 trim levels even though only 3 trim levels have been confirmed:
- 2019 Toyota RAV4 Hybrid XSE
- 2019 Toyota RAV4 Hybrid Limited
- 2019 Toyota RAV4 Hybrid Adventure
Originally named in 1996 RAV4 stands for Recreational Activity Vehicle. Since then it remains one of the best-selling crossovers designed to accommodate all of life's adventures.


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Market News
|June 08, 2007
Consumers Want Energy Independence, Still Say 'NIMBY'
|New York, USA -- A new study by RBC Capital Markets finds that almost all Americans say the country needs to be self-reliant in its energy production, but don't want traditional energy plants in their hometowns.
In the annual survey, nine out of ten people said the U.S. needs to find ways to produce more of its own oil rather than rely so heavily on foreign sources and eight of ten said they were concerned about the country's energy self-sufficiency. Conflicting with that, 84 percent opposed the construction of an oil refinery in their hometown, 83 percent opposed the construction or re-commissioning of a nuclear power plant and three out of four opposed the construction of a liquefied natural gas facility in their city or town.
"We haven't built a new refinery in the U.S. in almost three decades," said RBC Capital Markets analyst Kurt Hallead. "Clearly the 'Not In My Backyard' phenomenon still prevails."
The survey also found that compared to a year ago, Americans are far more concerned about global warming and climate change, and are increasingly conscious of the harm carbon dioxide emissions are causing. The majority of those polled (68 percent) said they were in favor of carbon dioxide regulations, even if it meant higher energy costs, and 67 percent said they would also pay more for cleaner fuels than pay less for fuels that pollute. Still, only a third say they are spending more time learning about what they can do and two-thirds admit they need to do more.
"It's as if consumers are paralyzed by the magnitude of the problem, concerned about the price they will have to pay in their personal lives, and unsure that they can do anything about it," said Hallead. "To me, it's a clarion call for more public education. It's the only way for policy makers to address a situation where everyone wants energy self-sufficiency but no new traditional energy plants."
Moreover, while the vast majority of Americans support government activities to increase energy conservation programs, develop alternative energy incentives, and reduce the nation's reliance on foreign oil, there is still resistance to policies or initiatives that intrude on Americans' lifestyles or pocketbooks.
While the survey also found that Americans' number one concern was the quality of life for the next generation, concern for gas prices took precedence over "quality of the air I breathe" and climate change -- in large part because three quarters of respondents said it would be impossible to live their life as it is today without owning a car. Another concern voiced by 78 percent of respondents is about the price of gas and if they could afford to drive. In fact, sixty-seven percent felt that Americans are too concerned with how energy prices affect their wallets and are losing sight of protecting the environment.
"This crystallizes the dilemma faced by policy makers: the public clearly wants action, but not action that overly affects their way of life," said Marc Harris, RBC Capital Markets' Director of U.S. Equity Research. "One of the issues is getting people to practice what they preach. However, it was heartening to see that almost 70 percent said they would consider a hybrid car in their next purchase and 58 percent of SUV owners said they will try and buy a hybrid next time."
On the issue of alternative energy, a resounding 87 percent said the U.S. government needs to act immediately to encourage and reinforce the development of alternative energy sources with subsidies and incentives. Six in ten people said they would sanction the construction of a solar plant in their hometown and 57 percent would endorse the construction of wind turbines in their hometowns.
Among the other highlights of the survey are:


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Finite difference solutions are presented for forced laminar convection in a rotating cylindrical cavity with radial outflow. This forms a simple model of the cooling flow between two compressor disks in a gas turbine engine. If the fluid enters the cavity from a uniform radial source, it is shown that the local Nusselt number changes from that of a "free disk" near the center of the cavity to that for Ekman layer flow at larger radii. With an axial inlet, the flow, and consequently, the heat transfer, is more complex. If vortex breakdown occurs, then the results are very similar to those for the radial inlet case, but otherwise a wall jet forms on the downstream disk, and the heat transfer from this disk may be several times that for the upstream disk. Variation of mean Nusselt number with rotational speed is qualitatively similar to previously published experimental measurements in turbulent flow. The effect of Prandtl number on heat transfer has also been demonstrated.
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Research Papers
Computation of Forced Laminar Convection in Rotating Cavities
J. W. Chew
J. W. Chew
Theoretical Science Group, Rolls-Royce Limited, Derby, England
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J. W. Chew
Theoretical Science Group, Rolls-Royce Limited, Derby, England
J. Heat Transfer. May 1985, 107(2): 277-282 (6 pages)
Published Online: May 1, 1985
Article history
December 2, 1983
October 20, 2009
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Chew, J. W. (May 1, 1985). "Computation of Forced Laminar Convection in Rotating Cavities." ASME. J. Heat Transfer. May 1985; 107(2): 277–282. https://doi.org/10.1115/1.3247411
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text: I referred a friend to my pain management Dr. He went to his scheduled appointment, brought his MRI and CT scans etc. They did a UA and asked him what medications he had taken in the past and what he was currently taking. His UA was positive for Opiods,, . what did they expect. He clearly stated he had been prescribed Vicodin from his PCP. The PA told him to come back in 2 weeks when he was "clean" that he couldn't take anything that wasn't prescribed by her. Well,, these meds were prescribed before he came there, there were prescribed for him etc. When I had my first visit, I was not tested via a UA, I told the PA ( a different one--same practice) that I had a prescription for Percocets and I had a handful left. I was given a new RX for Percocets plus the Duragesic patch first visit. SInce then I still have not had to take a UA, every 30 days I get a new RX for my patch as well as my Percocets for break through. My friend must now suffer for 2 weeks and not take anything except over the counter meds so his urine will be clean. Can a practice do this ? There is a Doctor that only signs off on changes in meds and does the injections. Of course he is the PA's supervisor since they have to work under a MD.The PA's do the work. Should he ask to me seen by the other PA or complain to the Doctor ?


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My writings in recent weeks have reflected the Coronavirus wave. This is an unfortunate circumstance that continues to create global alarm. As traders, we must be prepared and positioned for both bullish and bearish catalysts.
I've noted the weakness in commodity currencies which replicated the initial reaction to the SARS virus back in 2003. While no historical model can give an exact replication, the chart below did at least give some idea of what to expect, namely weak commodity futures until a cure is found.
This situation has thus far played out comparably and according to the 2003 model; there was no real lift for two months following the outbreak. However, what happens next will be anyone's guess, as the current situation is becoming more problematic than many in the recent past. At the same time, in recent years, financial markets have shown resilience in the face of many types of global fears.
It seems very early to call a bottom in the Asian commodity currencies that I have featured in recent weeks. Consider the AUD/USD below on the daily chart. It has moved from three standard deviations below the 20-day moving average, and has now found resistance at the middle band. Even if the AUD has bottomed, until there is a clear sign of a vaccine for the virus, it is unimaginable that this market would see a V shaped rebound.
For bulls, it may be worth looking for a retest of the low somewhere in the .6500 to .64500 area. For bears, if you missed shorting mid-week, and this pair continues to rally, then you could look at the .6700 area where the +1 standard deviation is and where some historical support would be expected to turn to resistance. This would mark a move of four standard deviations from the low which often creates a good opportunity to fade.
However, if you are looking for a potential rebound currency market, then the Canadian dollar (CAD) may be what you're looking for. The CAD is also considered a commodity currency, as oil exports are a huge percentage of Canada's GDP. While the CAD has been falling, it is coming into a support area against the USD, which would show as resistance on the USD/CAD chart. The orange shaded box represents a confluence of resistance going back to January of 2019.
While I am not bullish the CAD, I do believe the dollar rally may be nearing the peak of momentum, and should the USD/CAD be trading in the 1.34 - 1.35 range while other commodity currencies begin to hold a rally, then to me this pair becomes attractive from the short side.
One more note; should you watch this pair, it will be correlated with crude oil futures, which on the April contract broke the $50 mark last week, trading down to $44, but has since bounced as high as $48.66. If crude is able to retake the $50 mark, then the USD/CAD short looks more attractive. However, if crude is unable to hold above $45.00, then I would remain neutral the CAD until crude oil trades to $40.00.
Interested in trading Forex? Check out the TopstepFX Trading Combine!


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Thelonious Monk - Paris 1969
This product is currently sold out.
Blue Note 2 x LP
Describing the 1969 performance which came late in Monk's performing career, scholar Robin Kelley says "the 1969 Paris concert captures the power and the undiminished beauty of Monk's music, reminding us that even as his body aged his musical imagination knew no limits". Built around Monk's long-time saxophonist Charlie Rouse, the performance also featured a guest appearance from Miles Davis drummer Philly Joe Jones.


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Valiant Preview: Quantum + Woody #5 – Three's Company! Valiant has shared with Comic Frontline a preview of Quantum + Woody #5! It's going to be a real "Martha" moment when Daniel Kibblesmith (The Late Show with Stephen Colbert) and dazzling artist extraordinaire Kano (Immortal Iron Fist) tear one family apart, only to bring another one together as "KISS KISS, KLANG KLANG" heads to a death-defying finish! After three decades and 10,000 miles, the moment of truth has finally arrived: Our heroes are about to come face-to-face with Woody's long-lost father! In…Read More
Tag: Daniel Kibblesmith
Valiant First Look: Quantum & Woody #3 – Goatacular!
Valiant First Look: Kibblesmith & Portela Unleash a Baby Shower of Power in QUANTUM AND WOODY! #3 – On Sale February 21st! It's real! It's happening! The Goat is having a baby! Valiant is proud to present your first look inside QUANTUM AND WOODY! (2017) #3 – A SPECTACULAR "GOATACULAR" celebrating 50 issues of the world's worst superhero team with a momentous milestone for the ages: The long-awaited birth of the Goat's offspring! (Ew.) On February 21st, from the twisted minds of rising star Daniel Kibblesmith (The Late Show with Stephen Colbert) and special guest artist Francis Portela (FAITH), the…Read More
Valiant First Look: Quantum And Woody #2 – 2017's Must-Read Series Continues!
Valiant First Look: Quantum And Woody! #2 – 2017's Must-Read Series Continues! Valiant is proud to present your first look inside QUANTUM AND WOODY! (2017) #2 – the second sensational issue of the ALL-NEW and UNPREDICTABLE ONGOING SERIES by rising star Daniel Kibblesmith (The Late Show With Stephen Colbert) and eye-popping artist Kano (Daredevil)! On January 31st, the must-read superhero-action-family-drama-buddy-comedy throwdown of 2018 cries all the tears as it tells the saddest truth of all: Quantum and Woody are the world's worst superhero team…no more! It's the ones you love…Read More


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Average: 5 out of 5 Stars
My son Ryden was 2 years old when he has the pleasure of being in Ms. Anca's Explorers class. Everyday was a learning adventure as the children explored with: shapes, textures, colors, science, and learned how to be a good friend. The children didn't realize that they were learning because she makes learning so much fun!
Ryden is now 4 years old and when I found out that Ryden was going to be in Ms. Anca's Jr. Kindergarten class, I was filled with glee & excitement! Once again, Ms. Anca works her magic and the children have a blast while learning about different cultures, science, reading, music, writing, nature, yoga and public speaking during "Show & Tell". The children are set up like a talk show with a microphone, backdrop and they even answer questions from their friends in the audience!
Each day when I pick Ryden up, he's always excited to show me what his class has been working on. It really moves me to know that he's happy & excited about the all the learning he's doing along with his class!
I really could write an entire novel about all the great things I've seen through Ryden during his time shared with Ms. Anca and his Jr. Kindergarten experience!
-- Jayneen P


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Jaaxy Lite Keyword Research – Good or Bad?
Under the keyword research tools when you do a Google search you will find other companies that offer programs to do research for keywords let's look at some of them versus Jaaxy and Jaaxy Lite.
Keyword Research Tools
Doing a Google search to find a keyword research tool is not just for affiliate marketers, bloggers, or any type of website designer.
Many other professionals use keywords to get rankings on the search engines the same way as we do. Insurance companies to Wal-Mart and your local merchants.
When you are ranked first on Google then people have a tendency to check you out first. When I did a search for a keyword tool I found: Wordstream, Clickscore, Moz, Spyfu, and even Google offers websites to do keyword research.
With so many options how does one settle on a tool they know is going to work for them and make the most sense.
Reason to use Jaaxy
All the above-named sites offer a free trial period the same as Jaaxy does, but as a Premium Member of Wealthy Affiliate, Jaaxy Lite is included with the membership for life. (Saving to pay for a keyword research tool!)
But how do they stack up? In my opinion, most all the keyword research tools are about the same the only differences I found was the menu set-ups and the page set-ups.
Pricing, however, ranges are very different when I checked. Once the free trial was over, please see what I found below for each of the keyword search tools I mentioned above.
- Clickscore – I could not locate their pricing at all but using them is complicated for anyone new doing research
- Moz – Essentials Pkg. $ 99.00-year Professional Pkg. $ 179.00-year Premium Pkg. $249.00-year
- Spyfu – Basic $39.00* month Professional $78.00* month Premium $299.00* month (*Discount if paid yearly)
- Wordstream – $299.00-month (6 month paid) $264.00-month (12 month paid) $2,928.00 yearly
- Google (SERP) – Small Business $ 49.00-month Agency $ 99.00-month Enterprise Contact SERP for pricing
- Jaaxy – Pro Account $ 49.00-month Enterprise Account $99.00-month
Jaaxy Pro Account at $49.00 per month is comparable by far to the Professional and Agency Packages of Moz, Spyfu, and Google (SERP). Jaaxy Enterprise Account is also comparable to the Premium Packages by the other keyword research tools that I have listed.
Jaaxy is just an all-around better value for what you are paying for.
Do the Research
I just entered keyword tools on the Google search bar and found the above different websites I am sure there are probably more sites that offer tools to do your research on I just compared the top five with Jaaxy.
You can dig into things much deeper than I did if you are looking for something more particular in a keyword search tool, in my opinion, comparing costs for products Jaaxy comes out on top.
Comparing the ease of use I find that Jaaxy is clear and concise with information making it the easiest to use compared to the others.
Everyone has their own opinion when asked which platform is the best for keyword research so I am sure you will find many other people who might recommend a different one than I do.
People look for options inside the research tools that they prefer like Alphabet Soup or Site Rank these two are offered by Jaaxy but the other search tools may offer different options possibly that you prefer.
Why I Choose Jaaxy
If you have been following my website then you will know that I am a Premium Member of Wealthy Affiliate with my membership I have Jaaxy Lite as a research tool for keywords and do not have to invest in another.
I do promote Wealthy Affiliate throughout my website because it is the only platform that will teach you how to become an Internet Marketer without breaking the bank.
Some other members prefer to use the keyword search tools above because they find them better suited to their niches and who knows someday I may venture to another but for now Jaaxy Lite is the best to suit my needs.
For people needing a keyword research tool, my recommendation would be Jaaxy for the ease of use and comparable cost evaluation.
Those of you who are interested in a way to use Jaaxy Lite and would like to work from home making money should come on over to Wealthy Affiliate and join me, after all, it is FREE to sign up for seven days and check out the platform.
Do you use a keyword research tool where you work?
Which keyword research tool do you use? And, why?
Knowing the answers to these questions above may add in future research for my reviews. Please leave your answers along with any suggestions, comments, or questions you have for me in the space provided below.
I answer all my comments and questions usually within 24 hours. Hearing from my readers is so appreciated.
Thank you for visiting my website today and please return anytime I will always be adding reviews and updates for your reading and research pleasure.
Best wishes,


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Greetings Parents!
Report cards are being sent home with your child today (1/21/20). Please speak with your child about their grades, celebrate their successes, and talk about plans for improvement. If your child is failing a class, please return the slip at the bottom of the letter attached to your child's report card. Returning this slip will allow the school to coordinate a convenient time for you to meet with your child's teachers and partner with us to ensure your child is on track for success.


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Splice KBeaZy Fyed Up Preset Pack XFER RECORDS SERUM-FLARE
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KBeaZy is a 19-year old music producer known for his instructional and type beat videos on YouTube, where he has over 120k subscribers and over 12 million views. Now, he wants you to get fyed up with his original sounds found in his debut Splice pack.
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NU Online News Service, June 17, 2003, 11:12 a.m. EDT – EMoney Advisor Inc., Conshohocken, Pa., says it will be letting advisors that use its AdvisorPlatform financial planning system rent 200 megabytes of extra Web-based client image storage space for $500 per year.
Advisors that use the planning system already get 200 megabytes of storage space for each group of 10 clients.
EMoney originally expected clients to scan in copies of legal and financial documents, but it says clients are also using the system to store copies of items such as medical records, passports and home appraisals.


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Destinations: Hanoi – Mai Chau – Nghia Lo – Mu Cang Chai – Sapa – Y Ty – Hanoi
1/ Mai Chau Valley: Mai Chau is the heart of a beautiful valley that is a world away from the hustle and bustle of Hanoi. The modern village is an unappealing sprawl, but as you emerge on the rice fields and rural living it is transformed into a real paradise. It's a stunning area.
2/ Mu Cang Chai: Mu Cang Chai is considered as the most beautiful destination in Vietnam adventure tour because when visiting this place, you will not only have a great chance to enjoy the beautiful terraced fields but also have chance to explore the unique of hill tribe .
3/ Sapa: The Queen of the Mountains, Sapa sits regally overlooking a beautiful valley, lofty mountains towering over the town on all sides. Welcome to the destination in northwest Vietnam, gateway to another world of mysterious minority cultures and luscious landscapes. The spectacular scenery that surrounds Sapa includes cascading rice terraces that spill down the mountains like a patchwork quilt. The mountains are often shrouded in mist that rolls back and forth along the peaks, offering tantalising glimpses of what lies in wait on a clear day. The valleys and villages around Sapa are home to a host of hill-tribe people.
4/ Y Ty: 70km driving from Sapa YTy now is considered as a new attractive destination in Lao Cai due to its natural beauty. On the way to this beautiful place, you can see the zigzag roads, clouds cover the villages and people in somewhere. All looks like a colorful picture and you will be attracted from the first sight.
5/ Bac Ha Market: Bac Ha has one of the most interesting ethnic markets in Vietnam and possibly everywhere in South East Asia: "Sunday is market day in Bac Ha, which is the occasion for the various local ethnies to gather in huge crowds to exchange the last news, gossip, shop, and eat a copious lunch. It was visibly a festive event. I was surrounded in a sea of color, and had the feeling to be on a movie set
Brief Vietnam Northwest loop tour:
Day 1: Hanoi Arrival
Day 2: Hanoi – Mai Chau
Day 3: Mai Chau – Nghia Lo
Day 4: Nghia Lo – Mu Cang Chai
Day 5: Mu Cang Chai – Sapa
Day 6: Sapa Trekking
Day 7: Sapa – Y Ty
Day 8: Y Ty – Muong Hum – Bac Ha
Day 9: Bac Ha market – drive to Hanoi
Day 10: Hanoi Departure
If you are looking for untouristic destinations with off the beaten paths, Vietnam Northest loop tour is a good choice for you. The Northwest - the roof of Vietnam is where the mountains of the Tonkinese Alps located with spectacular scenery and electic mix of hill tribes. This Vietnam adventure tour will give you abundant chances to come face to face with the amazing landscapes and colorful inhabitants of remote hill tribe villages including Mai Chau, Nghia Lo, Mu Cang Chai, Sapa, and Y Ty. Especially, the driving from Mu Cang Chai to Sapa offers some of the best mountain and terraced rice fields vistas in Southeast Asia as the roads climb more than 1000m over the Tram Ton Pass.Let's join this Vietnam adventure trip to discover the secrets of the region.
NOTE: The above tour prices are estimated per person & applied for group of 2 persons! Depending on your favorite hotels, traveling dates & group sizes, the tour prices will be updated! Please contact us at firstname.lastname@example.com for further information!
Upon arrival, our private Vietnam Tours guide and driver will welcome your Vietnam Holiday, pick up and transfer to Hanoi, a city where the exotic chic of old Asia blends with the dynamic face of new Asia. Where the medieval and modern co-exist. A city with a blend of Parisian grace and Asian pace, an architectural museum piece evolving in harmony with its history, rather than bulldozing through like many of the region's capitals. Hanoi is where imagination becomes reality. Free at leisure.
Overnight in Hanoi.
08:00 Pick up at your hotel and transfer to visit one of the most beautiful place in the North – Mai Chau Valley which takes around 160Km (4 hours).
On the way, we make a first stop at Hoa Binh Hydropower Plant which was built from 1979 to 1994. It is not only an important industrial construction but also an attractive sightseeing for visitors. Many valuable items such as: Ho Chi Minh statue on Tuong hill with 18 meters height, the traditional area keeping letters, memorial Vietnamese and Soviet experts sacrifice to built hydropower projects.
Our next stop will be Giang Mo ethnic village which is set in a valley at the foot of Mo Mountain in Cao Phong District, 85km northwest of Ha Noi and 10km from Hoa Binh City. Visiting Giang Mo Village where you have a chance to see houses on stilts rested under the shadow of big trees and surrounded by paddy fields, discover the daily life of local Muong Minority and interact with them.
From there, we take a short drive to reach to one of the most beautiful roads in Vietnam which is steep mountains in one side and amazing Hoa Binh Lake in the other side and called Halong bay on land with thousands of islands dotted on the lake. If you are lucky, you can see the fishermen working on the lake to catch fish, shrimp… Especially, we will stop at a stilt-house located on the bank of the lake for having a picnic lunch which will be prepared by our tour guide. Then take a short boat trip (1 hours) on the beautiful lake and immerge yourself in the pure nature of fresh.
Overnight in Mai Chau.
After breakfast, we depart for Nghia Lo via Son La. We will have stops on the way to take the wonderful photos from stunning mountains and landscape and visit Muong minority in Yen Chau and Moc Chau.
Arrival Nghia Lo, if time permits, we will invite you to visit the tea farm in Suoi Giang town. Check in hotel and overnight in Nghi Lo city centre.
After breakfast , we are ready for Lu Le Visiting & take photograph from Lim Mong, Lim Thai on the way.
Having lunch on the way in local restaurant.
After lunch, continue driving to Mu Cang Chai. You will be stop at La Pan Tan and Che Cu Nha Villages which having the best scenery about terrace fields.
Arrive Mu Cang Chai, check in guest house and overnight in Mu Cang Chai
In the morning, we have a chance to visit the different and very colorful hill tribes in Muong Hoa, Muong Kim and Na Kim villages before keep driving to Tram Ton pass where you have a great chance to enjoy the fresh, cool air and stunning landscapes.
Continuing down road to visit Silver waterfall in O Quy Ho before arrival Sapa town centre. Check in and free at leisure to discover Sapa by night.
Overnight in Sapa
09:00: The local tour guide will come to meet you at your hotel, she will introduce about the trip via the map and then we start doing one day trek to Sa Seng, Hang Da and Hau Thao villages where will give you a special atmosphere of peaceful villages in the mountain, those are visited by fewer tourists than the other villages.
Our driver and tour guide will lead you from Sapa centre to the new road to discover Sapa market and meet the different hill tribes are trading here. After one hour visiting market, we continue our trip by driving to Sa Seng where we start trekking up hill. Along the way, you will have a great chance to view and enjoy the amazing scenery of Chapa vallay with its mountain side, river, terraced rice fields and villages located close together.
Keep walking to Hang Da, a small but very beautiful village of Black Hmong people where you can stop to visit and hear your tour guide introduce more about their traditional culture and custom. Then you will be better understanding the culture of different minorities in Sapa.
Have picnic lunch in a small port where you can view the wonderful rice paddy . After lunch time, we continue walking to Hau Thao, from this place you have a chance to see the panorama view of Muong Hoa valley and Hoang Lien Son mountain range. Our private van is ready to transfer you back to Sapa
Overnight in Sapa
On this day, we continue our amazing trip to Y Ty, one of the most beautiful destinations in Lao Cai province. From Sapa, we transfer you to Y Ty where you have a chance to see the starting point of Red river running to Vietnam from China and see the conjunction of Lung Po Stream joining to Red river.
After lunch in Y Ty, we start trekking tour to visit Lao Chai 1 village of Ha Nhi minority, in this village, you will have a chance to explore the traditional culture and custom of hill tribe living in the house with the mushroom shape.
Continue our trek to discover Phin Ho plateau with the height of over 2.000 m , enjoy the fresh and pure air and discover the diversity of plants.
Get back to Y Ty centre for check in homestay.
Overnight in Y Ty
After breakfast with the host we say goodbye and drive to Muong Hum. Stop at Y Ty jungle where you can see a lot of ancient trees and in this jungle, the weather is always fogy and cool in all year round.
Several stops on the way to take the beautiful photos then have lunch on the way before driving ahead to Bac Ha.
Check in and overnight in Bac Ha town.
The markets in the Northern Vietnam are always the colorful meeting places for the hill tribes, spotlight for any Sapa Tours and of course, your unique Vietnam Tours experience. Minority people come down from the mountains to sell their products, or just for catching up on the latest news, gossip, drinking away troubles or seeking for lover.
From your hotel, you also can see the people is coming to market from everywhere.
After that, you will have time to take a walk around the market to see how local people business and enjoy the special atmosphere and you may try out your trading skills with the friendly local people.
Have lunch in the local restaurant before drive back to Hanoi.
Arrival Hanoi around 19:00. Check in hotel and overnight in Hanoi
Fee time at leisure until our tour guide and driver transfer you to airport where you can continue your next destination. End of the trip!
* What about Cancellation policy?
In case of cancellation, we will not impose any charges if we are not being charged and possible to get refund from our suppliers but if our suppliers apply charges for cancellation, you will have to pay those charges that apply. Cancellation policies vary, depending upon the type of service, the time of year, and the reason for cancellation. We will pass on to you all details of any cancellation policy with our transparent reply upon demand.
General cancellation charges that applied by travel services in Vietnam and Indochina.
- Domestic flights: 25% of the fares
- 3 star hotels, no charge if you cancel 5 -7 days before your arrival. (FIT)
- 4 star hotels, no charge if you cancel 10 - 15 days before your arrival (FIT)
- 5 stars hotels, no charge if you cancel 15 - 20 days before your arrival (FIT)
However, in peak season, we may have to pay the hotels one month before your arrival to secure the booking, and in this case, the cancellation policy will be based on the hotels' cancellation plolicies.
* Can we get refund?
For the unused services, Vivutravel will refund you the money.
Question 1: Best time for Northeast and Northwest Vietnam tour
The Northwest
The Northwest are very famous for their endless beautiful rice fields that look really like a picturesque landscape. And you can fully enjoy that beauty while traveling to those areas from May to Sep. In May & June, it is called the water falling season by the local people as it is the time they fill in the terraced rice fields with water. Everywhere is like a giant mirror reflecting the natural beauty and the sunlight. In Jul & Aug, the rice fields are being colored green and arising as a charming green picture. The most beautiful time to enjoy terraced rice fields in Sapa and the Northwest is at the end of August and in the beginning of September when they turns yellow – a perfect color of a masterpiece created by nature and human.
How about the other months? In fact, the other months are also a good time to travel to those areas as you can see many other amazing things like peach and plum trees & flowers in Spring time from January to March or snow sometimes covering everywhere in Winter time from December to February.
Just be aware that many days in Winter can be sunk deep in fog and frost with short views and make your trip out of our expectation. However, discovering the daily life of local people during Winter gives you memorable experience, for sure, as their hard conditions are really shown on those days.
The Northeast
Northeast region includes mountainous provinces in the far North of Vietnam where the weather is cool/cold all year round. It will be severely cold from December to February with average temperature of 8 degree C and cool in the rest of year with average temperature of 25 degree C.
Be aware that it will be wet and foggy in cold season and you can't enjoy the spectacular and beautiful sceneries. However, there will be drizzly weather during cold season only, not typhoon. Furthermore, visiting local ethnic people during cold days will be different experiences as you can see and entirely understand their life of deprivation and misery.
Rainiest months in those areas are July and August, however, those 2 months are also best time for traveling to the Northeast as you can enjoy yellow rice fields in other areas in general and in Bac Son Valley in particular. Ban Gioc Waterfall is also more beautiful during rainy season.
Question 2: Trekking routes and trekking distances
Trekking is a must-do activity while traveling in those remote areas, then it plays an important role in that trip, of course. So you should clear all information with your travel consultant or tour guide about your trekking tours as some of them are very hard and dangerous that are just suitable for young and energetic people only. A suitable trekking distance will help you fully enjoy the trip, the culture, the local people as well as the nature, otherwise, tiredness of a hard and long trekking distance will surely make you have many negative thoughts.
The trekking routes are also important as it should really be arranged based on your traveling time. In beautiful time, it is advised to do popular trekking routes even though they can be crowded with tourists as those routes pass amazing terraced rice fields that you have never seen. However, when the harvest season is over, you should consider the trekking routes that are not crowded and passing remote villages.
Question 3: What should be prepared for Vietnam Northeast Loop Tour
Clothes: Traveling in cool season, you should prepare summer clothes with some light jackets as it will be pretty cold in the early morning and evening. Whereas warm coats are highly recommended for traveling in cold season as it can be even dropped to 5 degrees under zero.
Rain gear: Weather in the Northeast is not stable that can be changed continuously. It can be rain in the early morning but sunny at noon and rain again in the late afternoon. Then rain gear should be well prepared.
Personal drugs: The far north is really lack of medical infrastructure as well as pharmacy. Then it is advised to bring your personal drugs as well as popular medicines like paracetamol, thermometer, anti-itching lotion, oral rehydration preparation and bandaids.
Mosquito and insect repellent: Those stuff are necessary as you may trek through the wet jungle or stay at local houses near the forest.
Question 4: Traveling to the Northeast in cold season
Hotel with heat: It is better to stay at a hotel with heater (of course, air-conditioner with heat is not available in those areas) if you are planning to travel to the Northeast in cold season. Homestay is not a good idea during that period as you can't sleep well for sure due to low temperature and privation of warming facilities.
Question 5: Traveling in rainy season
You should consider traveling to those areas in rainy season as it can be dangerous sometimes. When it rains a lot in those areas for many days, erosion is pretty popular and may much affect to your trip.
Question 6: Traveling to the Northeast and Northwest with kids
Traveling to the Northeast with infants and small kids under 6 yrs old is not advised because of the simple life condition and poor infrastructure in those areas, but older kids and teenagers are really fine as they can bear a pretty hard trip and more important, a lot of life-time experiences are waiting for them.
Question 7: Is it safe for traveling to untouched areas
It is safe, for sure, while traveling to the Northwest Mountains or even border regions as those areas are highly controlled and protected by local government. That's why you have to apply for permission before visiting to the border regions and it will be arranged by your local travel agent. The local ethnic groups are also friendly and hospitality even they can't speak both Vietnamese and English.
Question 8: Interact with local people
Local people are not familiar with tourists but you are surely warmly welcomed by them as Vietnamese in general and ethnic people in particular are very open and kind and so love to see you as well as to help you in case you need. Then, you should show your good attitudes all the time if you want to visit their houses as well as make a short chat with them. Remember to ask for acceptance when you wish to take their photos.
Question 9: Road condition
Road condition is not a big problem when traveling in the Northeast and Northwest as they are mostly big and smooth roads
Question 10: Donation
Donation is highly recommended and it can be money or not. Normally, you can bring along warm clothes for both adults and kids as it is cold there all year round. Quilted Blanket is another great idea. Or at least, you should prepare some small gifts for local kids like cakes, notebooks, pencils, etc.
Vivutravel believes that a good choice of accommodation will be the key factor for a successful holiday, and for many years of experience in tourism, we have created a list of the best hotels and resorts each destination that offer us both more benefits of competitive rates, early birds, guaranteed promotion and discounts with availability.
We pick the selected hotels for you as below:
Location: The hotels must be centrally – located, close to the main attractions and most convenient for you to enjoy your holiday.
Facility & Service Quality: Vivutravel only uses the hotels that are regularly and strictly inspected. The hotel must provide international standards and your every need is cared for by the hotel staff.
Variety in Choice: As Vivutravel offers different styles of tour such as honeymoon,, family, adventure, discovery, homestay,... so we will offer many styles and grades of hotels which are available for different budgets, tastes and culture backgrounds.
Hotel Information for planning your holiday and stay.
2 Stars - From US$35 - US$40:
We hardly use 2 star hotels for our clients but sometimes we have no choice if your trip is in the mountainous or remote areas. Basically, 2 star hotels will offer good size and clean guest rooms with AC, TV, hot water, shower and private bathrooms
3 Stars - From US$40 - US$80:
Offering basic needs for a comfortable stay, good size and clean guest rooms with Free access high speed Internet, Welcome baskets and drinking water, Telephone with international dialing, Electronic safe box in room, Hairdryer, Coffee and Tea, Wake-up service, AC, TV, hot water, shower and private bathrooms. On-site restaurants with breakfast included and lunch or dinner at your own pick up. A small fitness center, spa and swimming pool can be expected.
4 Stars - From from US$80 - US$130:
Offering a wide range of comfortable boutique hotels are available with shopping, dining and entertainment facilities nearby. Featuring quality service, fully furnished rooms, restaurants, fitness center with spa (and swimming pool in most cases), the hotels are expected to offer an above-average accommodation experience.
5 Stars - from US$130 - US$200 – US$ 300:
Offering an extensive range of facilities for an excellent accommodation experience. Multiple restaurants on site and a wide range of choice for buffet breakfast, good size of swimming pool, fitness center and concierge service round out the experience.
Tour guide and driver are Vivutravel's representatives and your travel companions during your travel in Sapa & Northwest Loop Tour who take care of our travel services and make your holiday a memorable time. Understanding this, Vivutravel always selects the best tour guides and drivers for such amazing trips to the far North.
Tour Guide:
We do understand that a good tour guide will make your holiday a beautiful time and tour guides who work with us are well-paid, experienced with a university background, eager to exchange our culture, lifestyle, knowledge...with travelers, and have a great passion for their country and understand the personal touch.
Then we always use experienced tour guides who are expert in guiding trips to those Northeast areas and will show you the most beautiful view-points, introduce to you unique cultures and lifestyles of local ethnic people as well as guide you to amazing trekking routes.
Vivutravel guarantees to offer the best means of transport during your Sapa & Northwest Loop tour. The safety, comfort and security of our customers come first. Furthermore, as all tourist sites are mostly far from towns and city centers, vehicle must be the latest modern one or it will be very difficult to manage in case it is broken on the way. Furthermore, checking the vehicle carefully before the trip is a must-do procedure in order that it will work well and stays away from all rising troubles. Our drivers must be very experienced and careful too as it is not easy to go around those untouched areas. They are all full time workers, government licensed in the tourism industry with at least 5 years driving experience.
Indochina holiday to Vietnam, Laos, Cambodia, Myanmar, Thailand offers you some of the world's best food and it is really the highlight of your travel. Vivutravel tends to include meals where necessary and when special. Other meals are at your own choices.
Breakfast is included at all hotels and is buffet breakfast with Asian and Western food.
Lunches (if included) are usually set menu at handpicked local restaurant with comfortable dining environment where you can rest assure to taste the local flavor. All restaurants are carefully selected and highly recommended.
If allergic to some food
We suggest you to list any food or ingredients that you are allergic to and let our travel consultant know. Then your travel consultant will mark them in the guide's itinerary, so that our reservation's team and tour guides in different cities can make some preparations and arrangements in advance.
Dinners are only included if you stay overnight in a homestay, overnight on cruise in Halong Bay, Mekong Delta or at some special occasions such as welcome dinner, farewell dinner or on requested. So dinners are at your own choice and arrangement, but Vivutravel's tour guide will always give you good suggestions based on your preferences.
Hi Ngoc Just wanted to let you know that once again we really have loved our trip to Vietnam. Everything that you planned has been wonderful. So until the next time thank you once more Love and best wishes Lyn Have a great Independence holiday Xxxxxxxxxxx
This is the third time that we travel with Vivutravel. Whether for a 3 week tour or a 3 days tour, the satisfaction is always there. To prepare our trip to northwest of Vietnam, Hoai was listening. Only one contact is appreciable. A good reactivity during the exchanges of mail, a phone call for more information, Hoai has always responded our request. Thanks Hoai. We have not yet visited all of South East Asia and we will not hesitate to contact Vivutravel for future trip. We have recommended Vivutravel for our family and our friends. Do not hesitate, go with Vivutravel.
This is private tour with a flexible schedule. There is no other traveler on the tour. You will have a private English speaking tour guide and a private air-conditioned vehicle in each destination. This is sample tour and can always be personalized to meet your personal needs and travel budget.
Planning the tour:
Prompt response in 0.5-10 hours
Supported by private travel consultant
Unlimited changes, no charge
Our guarantee:
Quality service and affordable price with added value
Use of excellent local guides
Use of well-selected hotels
Use of comfortable vehicles
Worry-free & one-stop service
Excellent customer care
Methods of payment:
Deposit 30% in advance after the tour is confirmed
Balance paid on arrival in cash, credit cards, traveler's cheque
Online and secure payment by bank transfer or credit cards


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At a certain point in their lives, children's and young people's psychological wellbeing and mental health might be affected. A child/young person may be able to express their distress by presenting with low mood or anxiety. Some children may present with a neurodevelopmental condition (such as Autism or ADHD or Learning Disability) and others might develop a mental disorder (such as psychosis or bipolar disorder or an eating disorder). For some children, the only clue to the presence of mental health problems may be changes in behaviour such as poor sleep, decreased appetite or challenging behaviours. Recognising and understanding mental health problems can be very difficult and even harder for children / young people who for one reason or another are unable to demonstrate or communicate their feelings and emotions.
Challenging behaviour is usually a child's way of trying to communicate a need. For example they may use behaviour to express frustration that they cannot communicate their feelings/needs verbally, or that they find it difficult to do something. They may be trying to express discomfort that they are in pain, or a need for attention, Challenging behaviour can also be a sign of distress in other areas of a child's life. It should be noted however, not all challenging behaviour indicates mental health problems. Many young children naturally have tantrums and many teenagers may ignore or argue with their parents. However, behaviour becomes challenging when it is harmful to the child or other people and when it persists and is severe. For example this may include physical aggression, self-injury destructiveness or extreme withdrawal.
Without support, challenging behaviours and/or mental health difficulties can have serious effects on the child's life and on family relationships, making it much harder for the child to access the community, socialise and get an education, and this may impact in their wellbeing later in life.
Early Start Ealing – working together for children aged 0-5 years
Challenging behaviour
If you are concerned about your child's behaviour or it is changing or increasing in severity, please talk to your child's health visitor, nursery or school in the first instance. They should be able to work with you to offer advice about how to understand and manage your child's behaviour. If the difficulties persist despite support from nursery/school, you could ask your child's school or GP to make a referral to a service that can help you understand what your child might be going through and how best to support them.
Services that may offer support include:
Ealing Children's Integrated Response Service (ECIRS)
Supportive Action for Families in Ealing (SAFE)
Springhallow Outreach and Inclusion
CAMHS Learning Disability Service
Mental Health difficulties
If you are concerned about your child's mental health, please talk to the professionals involved with your child (school teachers and/or SENCO, social workers, GP, etc). If the difficulties persist, you could ask your child's school, social worker or GP to make a referral to a service that can help you understand what your child might be going through and how best to support them.
School counselling
Some schools offer counselling for children presenting with psychological distress in the school environment. Liaise with your child's school to further explore this.
EASY (Ealing Alcohol & Substance Youth) project
Some young people may experience difficulties related to the use of drugs and/or alcohol. If you are under 18 and want to talk about your drug and/or alcohol use you can contact the service by phone or email. Family members and professionals might be worried about the drug or alcohol use of a young person and can contact the service to discuss.
Single point of Access for Ealing Child & Adolescent Mental Health Service (tier 2 and Tier 3 CAMHS)
CAMHS Learning Disability Service
CAMHS Intensive Therapeutic and Short Breaks Service (ITSBS)
WLMHT CAMHS Eating Disorders Service


text:
With coronavirus cases still rising in Alabama, one group is making sure face masks are available for anyone who needs them.
Near the end of March, Warren Tidewell of Auburn reached out to Tiffany Watkins - a Huntsville-based nurse - and asked her to help organize a mask-making effort.
Watkins said she was already thinking about getting involved, but Tidewell was the push she needed.
Though Watkins, an administrator of the North Alabama Mask Makers, has only sewn three masks, the talented group has produced and distributed nearly 15,000 masks for those in need.
Because members of the mask makers do the work on their own and avoid person to person contact, Watkins doesn't know how many people are actually involved.
"We have sewers that just come and go and just drop stuff," she said. "A lot of times, I get masks in these bins and don't even know who put 'em there."
Even with the recent spike in numbers, Watkins said they haven't been getting many requests in Madison County. Many of the recent drop off requests have been in Marshall, Morgan and Franklin counties.
In an effort to help, Watkins asks everyone to wear a mask.
"Because the more people we have wearing masks - to protect their fellow neighbor - the better and hopefully we can curb the spread of this."
The North Alabama group is just one of eight around the state helping to distribute masks to those who need them most.


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medicare transfer reductions 2018
medicare transfer reductions 2018
PDF download:
Acute Care Hospital Inpatient Prospective Payment System – CMS.gov
Hospital Acquired Conditions (HAC) Reduction Program Adjustment. 15 …
transferred to another acute care hospital or, in certain circumstances, to a …
relative weight is specific to each of 754 DRGs (for FY 2018), and each DRG
weight …
(FY) 2018 Inpatient Prospective Payment System (IPPS) – CMS.gov
Sep 11, 2017 … Reduced the number of MS-DRGs from 757 to 754 for FY 2018. CMS is not
implementing … C. Post-acute Transfer and Special Payment Policy.
(FY) 2018 Inpatient Prospective Payment System (IPPS) – CMS.gov
Oct 17, 2017 … CMS reduced the number of MS-DRGs from 757 to 754 for FY 2018. CMS is not
… C. Post-acute Transfer and Special Payment Policy.
Medicare Program; Hospital Inpatient Prospective Payment Systems for Acute …
Federal Register on 05/07/2018 and available online at … (VBP) Program, the
Hospital Readmissions Reduction Program, and the Hospital- ….. care transfer
policy and the individual is transferred to hospice care by a hospice program,.
Medicare & You 2018 – Medicare.gov
Sep 30, 2018 … We've been mailing new Medicare cards since April 2018. Your new card ……
Some plans offer additional cost-sharing reductions in the gap beyond the
standard …… Most patients are transferred from an intensive or critical …
Life Changing Event – Social Security
this form to request a reduction in your income-related monthly adjustment
amount … You may use this form if you received a notice that your monthly
Medicare Part B (medical …. income-related premium for 2018, use your estimate
of your 2017 MAGI if: …. original or certified documents that show a transfer of
your business.
Federal Register/Vol. 83, No. 88/Monday, May 7, 2018/Proposed …
May 7, 2018 … Medicare hospital inpatient prospective payment … Reduction Program, and the
Hospital-. Acquired …. to Postacute Care Transfer Policy and.
Michigan Department of Health & Human Services (MDHHS …
Services (CMS) Outpatient Prospective Payment System (OPPS) fee schedule …
through the MDHHS File Transfer System on January 18, 2018 of the 2018 … the
Medicaid OPPS and ASC reduction factor will be adjusted effective for dates of …
A New Inpatient Hospital – Mississippi Medicaid – MS.GOV
Jul 1, 2018 … Version Date: July 1, 2018 (updated June 22, 2018) … population while
improving client access to hospitals, rewarding hospital efficiency for reducing ….
Although Medicare also has a post-acute transfer policy, Medicaid does …
Accordingly, references to 2018 spending in the text and tables reflect the …..
take home pay because of the massive tax cuts and tax reform legislation we
enacted at the end of last year. …… to local law enforcement to transfer custody of
DRAFT Recommendation for Updating the Readmissions Reduction …
Mar 2, 2016 … Reduction Incentive Program for Rate Year 2018 ….. Refining the transfer logic to
be consistent with other CMS readmission measures.
Medicaid Base and Supplemental Payments to Hospitals – macpac
Jun 1, 2018 … Source: MACPAC, 2018, analysis of CMS-64 net expenditure data. … years and
whenever the state proposes a reduction in provider payments (42 CFR …..
States often use provider taxes and intergovernmental transfers to …
2018 SHICK Handbook – Kansas Attorney General Derek Schmidt
Between April 1, 2018 and April 1, 2019, CMS be removing Social Security
numbers ….. The patient must transfer to the SNF within 30 days of discharge
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it no …
Delaware Medicare Supplement – Delaware Department of Insurance
Mar 21, 2018 … … is (800) 336-9500. You can access your 2018 Medicare Supplement Guide on
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costs if you were not transferred to the. SNF in a timely manner …
An Employee's Guide to Health Benefits Under COBRA
include the death of a covered employee, termination or reduction in the hours of
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Jul 17, 2018 … (Framework). The Fraud Reduction and Data Analytics Act of 2015 required …
During the period from October 1, 2017, through March 31, 2018, Strike ….. as
facilitate the transfer of knowledge and continuity across CMS staff.
2018 Medicare Plan Enrollment Guide – City of Houston
For more information or to request a Medicare plan enrollment package from
Aetna, …. The drug formulary established by Medicare for 2018 …. reduced
copayment. … seek treatment at any hospital, but you may be transferred to a
network …
2018 Benefits Plan Year State Employees – IN.gov
… 2018 plan year. Receive a $35 reduction in your group health insurance bi-
weekly …. May not be enrolled in Medicare, Medicaid, HIP or Tricare; ….
Complete and submit our HSA Transfer Form—located in the Client Library on
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Due to recent events and the safety of our customers, Jim Pattison Volvo of Surrey is pleased to offer exclusive Service and Parts Valet services with 2 options.
We realize this is a delicate time for all of us - your safety, health and well-being remains our #1 priority, which is why we are proud to offer you Contactless Service and complete sanitization of your vehicle (including use of steering wheel protectors & seat covers).
(1) No-Dealership Entry Drop-Off & Pickup
- Leave your vehicle outside and the keys in a secure drop box so you don't have to enter the dealership.
- If you choose to use the key drop box, please call us ahead of your appointment at 1-888-815-7230.
(2) Service Appointment Valet
- No-charge vehicle pickup and drop-off for service appointments.
- To request a service appointment valet, click here.
Service Department Guarantee
- Detailed vehicle inspection
- Vehicle will be completely wiped down at all touch points
- Over the phone payment options
For more information about these options, you can reach the Service Department at 1-888-815-7230.
*Some restrictions may apply. Service subject to change without notice. Contact us for more details.