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Sports and recreational facilities
A variety of resources are available for staff, visiting researchers and PhD students wishing to engage in sports and recreational facilities.
SSIF at Frescatihallen runs sporting facilities on campus for both students and employees at the University. Further information can be found at the following web address: www.ssif.nu.
As an employee at the University you are entitled to one hour/week of preventive health care (friskvård, i.e. keep-fit activities) during working hours if you are working full-time. You have access to a number of free or heavily discounted activities in Fresctihallen and also to the staff gym. Friskvård, i.e. keep-fit activities: Frescatihallen Autumn 2019.
The training network, Friskis och Svettis, offer employees at Stockholm University a 10 % discount on the Friskis och Svettis annual pass, Allträning. You may purchase the card directly at any of Friskis and Svettis' fourteen facilities in Stockholm. Make sure to take your University payslip, together with an personal ID if you are intending to buy the card.
Wellness Benefit
As an employee at Stockholm University, you are entitled to a wellness benefit of 1500 SEK per year to spend on wellness and fitness activities. You have to register your wellness benefit and receipts in Primula/My page/Wellness Benefit.
Upon presentation of receipts, employees are entitled to this tax-free benefit with reimbursements of up to SEK 1,500 per calendar year. Which wellness activities are approved for the Wellness benefit is governed by the Swedish Tax Agency's rules. The activity should be of a simple characteristic and be of a minor amount in cost. An individual activity may not cost more than SEK 1,000 at a time. More information about which activities are approved, or not approved, for reimbursement can be found on the Swedish Tax Agency's website.
If you are unsure if your activity can be approved for reimbursement you must check with your department (or equivalent) in advance. The cost of the contributions for wellness activities is charged to your department (or equivalent).
The Wellness Benefit at Stockholm University
- Approved activity in accord with the Swedish Tax Agency's rules.
- You have been employed for the number of months you are requesting a reimbursement. If employed for only a part of the year, the amount of the WellnessbBenefit will be for this period. The scope of employment or number of working hours does not have any impact on the amount of the wellness benefit.
- The receipt in original with the VAT no. and VAT paid must be submitted within six months of the payment being made. If you don't do it within this period, the right to reimbursement is lost.
- The receipt must be submitted during the current earnings year (except for payments from November and December which can be used for wellness benefit the next coming year).
- Submit documentation according to your department's guidelines and instructions.
At the end of the year, the receipt must be registered no later than 4/12 to be able to be charged to the current year. If you work out at the employee gym, reduce the fees from the Wellness Benefit.
Register wellness activities for your Wellness Benefit in Primula
From 24 January 2020, employees are to start registering wellness activities for your wellness benefit allowances in Primula. You have to register your wellness benefit and receipts in Primula/My page/Wellness Benefit.
How to register receipts
The receipt must relate your personal costs incurred for wellness activities. The receipt must contain your name or your Swedish personal identification number.
- The receipt must additionally contain the following information:
- the date of the issuance of the receipt
- the vendor's name and company registration number
- what the receipt specifically relates to
- the amount paid
- VAT amount or percentage
Any handwritten receipt must include the above information plus either be signed or stamped by the vendor.
Payment by direct debit or invoice
When paying via direct debit, either a copy of the relevant direct debit agreement together with the bank statement showing the payment or a certificate of payment issued by the facility must be attached.
When paying after receiving an invoice, the invoice as well as bank statement(s) where the payment is stated must be attached. The invoice must be made out to you personally.
Last updated:
July 9, 2020
Source: Human Resources Office


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Grin Toothbrush – Slate
Grin Toothbrush – Slate
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- Don't love it? Return it for a full refund.
"I love this tooth brush. It has such a nice weight to it, the bristles are soft, and it balances so evenly on the counter so the bristles dont touch anything. I love it. I even just bought my girlfriend one too."
– Amira S.
Brush for Good
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We stand by our toothbrush. If you're not completely satisfied with your first order, return it within 30 days along with your purchase receipt and we'll refund your money.
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I bought this toothbrush as an alternative to bamboo toothbrushes. I love how sustainable this toothbrush is. I also really like how the bristles are soft- I have sensitive gums and am picky about toothbrushes. All in all, this is a great product!!
My wife bought me this toothbrush and I really like it. It's reasonably priced and really well made. It sounds weird but it brushes really well, better than most toothbrushes and I am super picky!

subset: commoncrawl


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Hana Financial to underwrite $50 mn debt in aircraft fund for Qatar Airways
Hana Financial Investment Co. Ltd. will acquire mezzanine debts of $50 million in an aircraft fund set up to buy a Boeing 777-300ER which Qatar Airway Co. operates, and sell them down to South Korean institutional investors soon.
The aviation fund comprises equity interests, and senior and mezzanine debts. Senior notes will be underwritten by the Australia and New Zealand Banking Group (ANZ), while an unidentified domestic institution will acquire equity interests, according to investment banking sources on April 2. The sums of the senior debts and the equities were not available immediately.
The underwriting by Hana, a brokerage arm of a leading South Korean banking group, accounts for the whole mezzanine tranche in the aviation fund. They are expected to generate an average annual return of between 5% and 6% through 2026.
Qatar Airways will lease the aircraft, which was delivered to the airline three years ago, in a sales and lease back contract. The Qatar government owns 100% stakes in Qatar Airways.
The 777-300ER is the most favorite aircraft model to invest among South Korean institutional investors because it is in high demand in the used aircraft market.
Last December, Hana Financial arranged $100 million mezzanine financing for an aircraft fund launched to buy two new models of Boeing 777-300ER for lease to Emirates Airline.
HI Investment & Securities Co. Ltd., an affiliate of South Korean shipbuilder Hyundai Heavy Industries Co. Ltd., has recently established an offshore aircraft leasing company to buy two used Boeing 777-300ER aircraft from a Chinese leasing firm for $209 million, jointly with nine other institutional investors.
Korean investors also prefer mezzanine tranches in aircraft funds in search of stable returns, although growing competition in the aviation financing market is driving expected returns lower.
Last year, the Public Officials Benefit Association (POBA) and the Yellow Umbrella Mutual Aid invested $34 million in mezzanine debt to fund Air France's $115.7 million lease of the Boeing 777-300ER model, to become the first South Korean institutions to participate in a major European airline's plane funding.
By Daehun Kim and Sanghun Oh
<Edited by Yeonhee Kim>


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Dishes and Beverages
Wondering what to make? We've got recipes for any dish and beverage you're craving, from easy dinners to rich chocolate cakes and everything in between.
Air-Fryer Pigs in a Poncho
For pigs in a blanket Mexican style, we add refried beans and green chiles. Spice it up even more with pepper jack, jalapenos and guacamole. —Jennifer Stowell, Montezuma, Iowa
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- Stocks to Watch
Intraday Update: Dow Climbs as Markets Close Eyes to Turkey
- Order Reprints
- Print Article
See No Evil. The market appears to have its mojo back—shrugging off the crisis in Turkey and finding other reasons to get back to new highs. The S&P 500, the Dow Jones Industrial Average, and the Nasdaq Composite are all notching gains, and Turkey and other emerging market stock exchange-traded funds are bouncing back from 52-week lows—though European financial stocks are still struggling to recover. In today's Intraday Update, we...
•...continue to digest the market implications of the Turkey crisis;
•...note the difference between the last time the S&P logged four consecutive days of losses and its latest losing streak;
•...aren't betting on a speedy makeover for Wynn Resorts (WYNN).
Fishing With Dynamite
The panic over Turkey has abated, for now. The Dow has risen more than 130 points, or 0.5%, to 25,320.92, the S&P has gained 0.6% to 2840.50, and the Nasdaq has climbed 0.7% to 7876.41. Just last week, Turkey's financial crisis seemed a recipe for disaster across global markets.
"Turkey Tetrazzini: 2 cups of shredded turkey, one can of diced lira, add a few tablespoons of trade tariffs, a few dashes of shaky banks, sprinkle with some rising rates, stir well, sprinkle liberally with northern league Italian Parmesan...cook at 350 degrees for about two years," jokes Raymond James analyst Jeffrey Saut in his morning report.
It's easy to laugh in the face of crisis when it creates opportunities. "With U.S. budget deficits going through the roof and the Fed no longer buying bonds, a good old-fashioned emerging market crisis plays into the hands of the U.S. Treasury quite nicely. After all, as Turkey hits the skids, and likely infects European banks, U.S. Treasuries get bid up and the U.S. budget gets funded on the cheap," noted Gavekal Research's Louis-Vincent Gave in a report published Monday. "So there may be financial as well as political reasons for the U.S. to let Turkey twist in the wind."
Neither Russia nor a Middle Eastern/North African country seems sufficient to act as a backstop to the lira. With no heroes around, and Turkey's central bank unlikely to be able to hike rates—that could create a credit crunch, given its leveraged economy—enacting capital controls appears to be one likely scenario, writes Jefferies chief global equity strategist Sean Darby, who draws comparisons to Malaysia's experience in the late 1990s. Instead of seeking assistance from the International Monetary Fund, Malaysia used capital controls and devalued its currency.
"Despite the initial backlash from overseas investors it did allow Malaysia to adjust its debt burden without external interference, while the devaluation encouraged the current account surplus," says Darby. "The bottom line is that the longer the central bank desists from hiking rates the more likely some kind of capital controls will be adopted. We remain bearish on Turkey within our global asset allocation."
What is most troubling is not Turkey's crisis in isolation, but Turkey as a sign of things to come. Gave notes that a liquidity crisis is similar to dynamite fishing: Stick a piece of dynamite under water and minnows will be the first to float to the surface, then slightly larger fish, and finally, a whale, belly up. Volatility ETFs and medical marijuana stocks, among others, says Gave, were the minnows. Turkey is the big fish. Time will tell what whale will get taken out by a liquidity squeeze.
So while the iShares MSCI Turkey ETF (TUR) is bouncing back from fresh lows, the still-depressed iShares MSCI Europe Financials ETF (EUFN) might suggest that there's more pain to come.
The last time the S&P logged four consecutive down days was in March, and that losing streak kicked off a gradual 9% dip. Volatility as measured by the Cboe Volatility Index, or VIX, is hanging near March levels. Ditto the volatility of VIX. But this time, there has been a major psychological shift, notes Instinet technical analyst Frank Cappelleri. "Five months ago, the snapback was led by technology.... While the other sector ETFs also bounced, the distribution was top heavy," he says. This time tech stocks have company in energy.
Midday Movers
Marriott (MAR) is up 1% to $121.71 after Raymond James upgraded it to Outperform.
Match Group (MTCH) is down 1.5% to $49.25 on news that Tinder founders and executives are suiting it and IAC/Interactive (IAC), up 0.6% to $192.31, for $2 billion.
Noble Corp (NE) is up 1.5% to $5.69 after Argus upgraded it to Hold.
Wynn Resorts (WYNN) is down 2.2% to $144.69 after Jefferies downgraded it to Hold. We saw that coming.
Yum China (YUMC) is up 4.4% o $35.72 on reports from Bloomberg that China's sovereign wealth fund will support a buyout of the fast food operator. —Teresa Rivas
Sign up to Review & Preview, a new daily email from Barron's. Every evening we'll review the news that moved markets during the day and look ahead to what it means for your portfolio in the morning.


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Only Mumbai (or Bombay) have won the Ranji Trophy more times than Karnataka. They have 40 titles, and four runner-up finishes. Karnataka are in joint second place with Delhi, who've also won seven times. Before their victory this season, they'd last won in 1998-99 and in 1997-98. Their other title triumphs came in 1973-74, 1977-78, 1982-83 and 1995-96. (Click here for the full list of Ranji winners and runners-up.)
Karnataka were the only team to win seven matches this season - they won seven and drew four. Coming into the final, Maharashtra hadn't lost a match either, but defeat in the final meant they ended with a 6-1 record. Apart from Karnataka, the only team which didn't lose a single match this season was Hyderabad - they played eight games, won one, and drew the other seven.
Among the eight teams which reached the quarter-finals, Maharashtra had the best batting average by far, but their bowling average was the poorest. They were the only team to average more than 40 with the bat - their average of 47.29 was well clear of Karnataka's 39.09, though Karnataka completely outbatted them in the final. In the 11 matches Maharashtra played, seven times they scored more than 400, compared to five in 11 games by Karnataka. With the ball, though, Maharashtra conceded 30.63 per wicket, compared to 27.82 for Karnataka. Among the top eight teams, only Railways had a better bowling average.
Karnataka, though, were the team with the most centuries this season: they managed 15, two more than Maharashtra, while Saurashtra and Hyderabad had ten each. Three Karnataka batsmen - KL Rahul, Karun Nair and Manish Pandey - scored three hundreds each. Among their bowlers, Abhimanyu Mithun led the way with 41 wickets at 24, while Vinay Kumar took 29 at 24.68. For Maharashtra Kedar Jadhav scored six hundreds and was the overall leading run-scorer in the tournament with 1223 runs at 87.35, while Harshad Khadiwale was the third-highest run-getter with 1004, next only to Jadhav and Rahul. None of the others touched 1000 for the season.
Among the bowlers, Himachal Pradesh's seamer Rishi Dhawan was the leading wicket-taker with 49 in eight matches at an average of 20.30. He was one of four bowlers who took 40 more wickets this season; the others were Anureet Singh (44 at 17.56), Abhimanyu Mithun (41 at 24) and Ashok Dinda (40 at 25.97). (Click here for the leading wicket-takers this season.) Dhawan took six five-fors this season, more than any other bowler.
Dhawan also scored 435 runs in the season to go with his 49 wickets, averaging 39.54 with the bat and 20.30 with the ball. He was one of four allrounders to score 400-plus runs and take 25 or more wickets in the season. The others were Parvez Rasool of Jammu & Kashmir (663 runs and 27 wickets), Jalaj Saxena of Madhya Pradesh (545 runs and 35 wickets) and Syed Mohammad (420 runs and 26 wickets).
The top four wicket-takers in the tournament were all seamers. The highest wicket-taker among spinners was Vishal Dabholkar, the left-arm spinner from Mumbai, who took 39 wickets at 26.76. Overall in the tournament, the quicker bowlers took the honours, averaging 29.33, compared to 33.02 by the spinners. Of the 21 bowlers who took 30 or more wickets, 15 were seam bowlers. Apart from Dabholkar, the other spinners who took 30 or more wickets were Amit Yadav (37 at 20.51), Jalaj Saxena (35 at 19.68), Akshay Darekar (33 at 32.21), Rakesh Dhurv (33 at 25.36) and Shadab Jakati (30 at 33.83). The seamers for Karnataka took more wickets than those of any other team - 126 at 23.76. Maharashtra were next in terms of wickets - 121 at 27.49.


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1quick search on Google on" How to attract girls" reveals the number one outcome is a wiki how informative article. If you click on it you will be shown information such as" listen to her" , " get to know her" and" be a good friend" . This advice will land you in the friend- zone. The point of the search was to learn just how to not be friends with girls.
Why? She explained that she was not sexually attracted to me. Now you set it all down and have to throw your hands in the air. In fact, my initial answer was WTF! You will surprise, they execute behavior that is out- kilter with your boundaries and will do. Why? Well it can be questioned by you and they may tell the truth, but the reality to you, you may not ever know. In such situations tell yourselfyou're worth better it is best to hold your head up high, and proceed! If we are honest with ourselves, above all, relationship and relationships are a great deal of work. I appreciate this opinion is, and at times it is easier said than done, but it is true. Experience taught me when I adopted this mentality that was very simple, that life got easier: With you need to maintain an open online dating unhealthy reddit Troy Illinois and have to know their passions, the person, motives, and values.
" You enjoy blonds, hey? " " Ohhh yeah. " " Just'cause I met a guy you would like. " I am just kinda done with the whole- - " " Here is his image. " I took one look at that sexy guy with all the chin line. . . " Yeah'kay I'm curious. " " Thought you'd be. He and I met with at the pub. Bought him a few drinks. Told him I had. Asked him if he wanted to satisfy you.
Jill said it clearly: " I've got four children- - I'm married to the earliest one. " She resents having all the responsibility, such as keeping track of the bank account and paying the bills all. Rather than blaming Jack for not being able to balance the account, she needs to understand as long as she's overresponsible, chances are Jack, and that the relationship is a system.
Get it if you are a smoker. Some partners smoke themselves or won't care, but a few will be offended and find it. Inform your date before meeting and it's easier to avoid any awkward moments. Don't attempt to hide it, non- smokers can pick a smoker a mile off and they'll smell it on you no matter how far Listerine you use.
Note There are people using various approaches than this but keep in mind, you are weeding to find the Troy IL how.to.get over fuck buddy one. By communicating with several at once you'll save time. Do not misunderstand. You are just getting acquainted. Locating the one individual with whom you connect.
Example: I'm a product local sluts at a picture technology startup. I'm learning as far as you possibly can apply to my upcoming ventures, although it's not really where I thought I would be after studying philosophy in college.
If you set the bar lower and state rolling about half- naked when you get carried away, is okay, then, you'll cross the line. Once you have, it is incredibly hard not to wind up. That's when the whole abstinence goal goes outside the window. Both of you could do your best to honor God on every date. It's amazingly easy to wander ever so slightly off- track; we are living in a universe aggressively pushing us in the street of sin. It's not that we don't trust our partners; it is that we should trust.
Being expected to constantly stop and reply your cell phone call is bothersome, although being texted to check in is a wonderful gesture, being called to make plans is an one. Having to take time from the daily life to inform you that we've got lives out of you, friends, and jobs is infuriating. It's even worse when it is before we've even had a first date. Even if you do tumblr casual sex vid Troy IL up communicating, that person cannot drop everything to respond to your calls and texts, and neither should you.
The woman may not understand where to put her palms. Take her hands whileyou're kissing, if she is just standing there and set them around your own neck. This reveals dominance and control. The girl will adore you.
Do not just listen and nod as you know about each other. Let your spouse's experiences, beliefs, beliefs, and opinions serve as a springboard for pursuing a more fuller, richer experience of local sluts to fuck Troy IL together.
I wrote a attachment style dating apps of messages explaining that I am here awaiting him and that I've been celibate for more than two and a half years ago. Because he responds but I wanted to take it off my chest I didn't expect any kind of comments.
Are you currently looking for a roommate or a business partner? No. You're seeking the love of your meet sluts local Troy IL. It's your level of bonding and intimacy and attraction to each other that is the heat. I love to say it is the heat that melts the glue that keeps you. Everything plays into a baseline real hookers usa videos like we discussed from the Black Hole of Mediocrity dating apps introverts Troy. As you get to know a gorgeous personality, someone can become more and more physically appealing. So find something you love to check at in that individual. It can get you through a challenging day or an argument. You can be really mad, then look up and go, " Wow, I truly do love that face. " There is something wonderful about that, and it is very powerful in keeping your connection. Of course it's tied into respect and Troy wilmer valderrama prostitutes because everything you might be visiting is your sincerity or kindness in his eyes, and that is what makes you melt.
Matching Systems This is offered on some sites now. They use people to be matched by profiles with others that seem compatible. Would this be a helpful tool for you? Safety Features While this feature varies for various sites, some websites do background checks and ascertain such things as status and criminal background. Is that something which you feel is important? Chat Rooms or Instant Messaging This attribute is common on sites linked to the relationship niche. Can you pay extra for this or would you stick to email? External Events events such as speed dating can be obtained on a few websites. Would you be interested in attending such events? Search Capacity Search capability varies between dating sites. Some are limited to age, gender and geographical place while others possess a site to view local sluts Troy list for.
In your case, you're going to get a life that is different from the remainder of billions of men. The tightness of the vagina of a woman can cause PE and the opposite is true for a one.
If she isn't actually chatty, then do not force her to talk. If she doesn't look like that she likes to be touched, then sit too close or him do not touch her. What you should do is see where she lights up and focus on that area.
I never told me the kind of guilt we had and my guess is she didn't tell her too because she is a deaconess and hearing these stories- - especially the sex part is going to sound evil because she has always been a powerful advocate of abstinence. Please, I want your views.
The purpose of the exercise is to get written documentation, so you understand exactly what it is you desire. This helps your subconscious and higher Troy funny taglines dating apps, conspire and send it to you Look at the pros and the cons, the more things you want and the stuff you don't want and do periodically. For your business and personal improvement, glance in the list as you peruse a few goals you might have written down in the morning when you wake up.
That rationale is" This other guy does not measure up let us see exactly what both of you are made of if I do this. " This is thought a lot of girls have and don't even realize it all the time. Some may be shy and never arrive. They may just eye you from the local cuban sluts Troy. There's one way if this occurs. If you see a girl eyeing you from across the bar if she's into you, and you aren't certain smile. That's it. Fucking grin at her. If she cried it's a go. If she looks away or does anything besides smile back then I'd proceed and not approach that you. Remember we want to talk. The further you get use to knowing what you most expesnsive hookers and recognizing who is and is not drawn the more easy it'll be to create a choice or not. We definitely don't want to be wasting our Troy local sluts chat. So if the signs are there you can go and speak to this woman.
Whetheryou're looking for Troy casual sex for seniors- term, or long- term dating, you can have your pick to where these girls are, as you go. That's fine if you are merely searching for brief encounters. Do not let anyone tell you it is not. And likewise ifyou're seeking to settle into a connection.
The more you learn about attraction, the more you will know what is really needed to attract the girl. When you get it and return in the times when you were rejected by girls, you may actually see that it was you that made the errors. She responded to those mistakes and rejected those errors. She didn't reject you.
She loves me more than anybody else and We're soul mates and might sex dating 18 to devote the online dating local singles Troy Illinois of her life. I told her I have a brand new girlfriend that's true( we have been dating for about a month now) and she said it isn't important because she's sure no one could take her place in my life and that I should take her back.
In a conscious relationship, you recognize your own unresolved childhood issues and the way these problems are showing up on your relationship. If you find fault you are able to shine a light onto your adventures that are dark to observe how your bags are projecting onto your spouse.
You do not have to try and local sluts up the womenyou're currently talking to. You want to speak to so many girls on such a basis that you start losing any anxiety you may have about interacting with them You want to understand on a very deep level that women are only normal creatures, all of these. It doesn't matter how amazing they are. This will give you the assurance you Troy IL local sluts tumblr to begin bringing.
Important Tip: When you delete your account, do not select the option for" I want a fresh start" This can be Tinder's method of tricking you into admitting you are deleting your account. Because it's a negative influence on their own algorithm, they do not want people starting over a lot of. I usually pick the options" I met someone" or" something is broken. " I have never had a Troy local sluts in area when Troy Illinois local sluts that illicit for sex upon those explanations for deleting my accounts.


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Back in the early 1820s, an angry bear attacked and mauled one of the members of a fur trading expedition. Thats bad enough, but Hugh Glass faced even worse suffering after this tragic incident. Inspired by true events, The Revenant chronicles his struggle to survive overwhelming obstacles, including a deplorable betrayal.
The Revenant grabs onto you
and draws you in as few films do.
Intensity throbs to the max.
Watching this film you cant relax.
A bear attack seems very real.
When it happens, youll have to squeal.
Thats not all the hero goes through.
Hes left to die by friends untrue.
Survival is his major goal.
And Leo plays this crucial role --
a fur trader who wants to see
justice done, and so do we.
Everything works in this movie.
Cast and cinematography
deserve awards for their work share,
director too for his great care.
Staying alive, the films main theme,
propels the plot just like a beam.
We watch amazed at what we see,
hoping it ends in victory.
Although The Revenant tells a tale of violence and hardship, gorgeous vistas and cinematic artistry fill the screen -- thanks to Oscar-winning cinematographer Emmanuel Lubezki (Gravity). And a heavily-bearded Leonardo DiCaprio delivers his best performance ever as a man determined to stay alive no matter what gets placed in his way. With very little dialogue, the talented actor projects the incredible pain Glass feels as he tries to complete his treacherous journey. Plus, supporting actor Tom Hardy (Legend) makes our skin crawl as the villain mainly responsible for Glass dire situation. Hardy gets better and better with each role he plays -- and hes definitely at the top of his game here.
Mournful background music by Bryce Dessner, Carston Nicolai, and Ryuichi Sakamoto helps set the movies somber mood. Although director Alejandro Gonzάlez Iῆάrritu (Birdman) chose a pacing that might seem slow at times, its just right for this movie. We actually need extra time to grasp whats happening on screen and to feel right along with the main character -- who ends up being an unforgettable hero.
In times of tragedy, of war, of necessity, people do amazing things. The human capacity for survival and renewal is awesome. --- Isabel Allende
(Released by Twentieth Century Fox Film Corporation and rated R for strong frontier combat and violence including gory images, a sexual assault, language and brief nudity.)
For more information about The Revenant, go to the IMDb or Rotten Tomatoes website.


text: Because Google advertising appear in both search network and display network, many untrained marketing professionals get confused by the term. You might have tried learning through Google Adwords help links but it is too wordy or confusing. So you end up reading through +10 pages and realize that is too much information. You just wantContinue reading "How to Differentiate Google Search Network vs Display Network"


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The Denver Broncos (3-7) will travel to New Era Field to take on the Buffalo Bills (7-3) in Week 12 of the 2019 NFL season on Sunday, Nov. 24. The game will begin at 11:00 a.m. MT and will air on CBS. In-market fans can stream the contest with FuboTV (try it free).
Follow along below with live updates from Twitter.
The Broncos are considered 3.5-point underdogs against Buffalo.


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Chapter 5: Concluding Comments
The draft Update to the Strategic Plan (USP) takes up the goals of the Strategic Plan in three sections: Goal 1, Goals 2-4, and international activities. The Committee observes that the grouping of Goals 2-4 is sensible, and that it points to a significant learning of the Program since 2012. What is being learned should be included in the Strategic Plan via the USP.
We see in the draft USP evidence of increasing tension between the need for answers to a broadening range of scientific questions and limited budgets and agency capabilities. Historically, the USGCRP was rooted in the physical sciences of climate dynamics. Advances along this line of science have generated new research questions and will no doubt continue to do so. These essential questions deserve attention and research funds. In particular, some of the observational and research initiatives of the Program have required long-term support, and it is a continuing challenge to balance long-term investments against emerging new demands.
Climate-related events, many of them anticipated by an increasingly sophisticated climate science, have brought additional scientific questions to the fore that have not previously been central to the USGCRP's research portfolio and that also deserve attention and research funds. As evidenced in the draft USP, these include questions about the costs and benefits of various mitigation and adaptation options and how best to achieve their objectives; about the feasibility, costs, and benefits of options for climate intervention; about the multiple stresses a changing climate and other global changes put on ecological and socioeconomic systems; about ways to better inform decision making in the face of climate change and uncertainties about its specific future consequences; and about the processes of decision support and what makes some decision support tools and approaches more effective. These developments call for better engagement and integration of multiple additional branches of science into the USGCRP, particularly the social sciences. The need for answers to this broadening range of scientific questions is pressing against tight budgets and limited engagement of some of the relevant sciences within the research programs of most USGCRP agencies.
The draft USP deserves credit for identifying many increasingly pressing scientific needs and for proposing to address them. The Committee does note, however, that some of these needs have been identified in previous strategic planning documents, but the USGCRP budget has not reflected any major changes in emphasis. The budgetary trajectory of the USGCRP, with few and limited exceptions, is best described by the laws of inertia: Good intentions for change have gone largely unrealized. The increasing tension between the Program's traditional research priorities and emerging scientific needs requires more explicit attention in the strategic planning process. Within a tight budget, tradeoffs will be required. We do not see the tough choices addressed in the draft USP.
The Committee also sees in the draft USP a growing and unresolved tension between the dual roles of the Program as it has evolved. One is its original, classical role as a coordinator of science programs on global change among the agencies. The other is
the growing responsibility of the USGCRP to assure that boundaries are spanned between the research community and a wide variety of user groups both within the federal government and beyond. To an important degree the Program is playing a role as a boundary organization itself, one that is attempting to provide actionable science, for example in the National Climate Assessment. The Program needs also to catalyze research on the processes that foster successful boundary spanning. It is not surprising that these tensions are unresolved—the institutional experiment is playing out in real time. But the USP needs to be clear that this is one of the challenges that the USGCRP faces as it matures, and as the Nation faces both increased climate impacts and more and more urgent decisions about adaptation, mitigation, and perhaps in time climate intervention.


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Dave shared an example of his homework in this regard. In the past, his former wife was too responsible. After they divorced, he'd ask her what their teenage daughters would like for their own birthdays. As an OR, she, of course, managed to state exactly what they'd like. The situation seemed to be working for everyone: Dave was able to continue his behavior that was underresponsible by following the recommendations of his ex- wife; she was pleased to carry on her behavior; along with their brothers were happy to get what they desired for their birthdays. But for his prep, Dave shared with the course: " I decided on my own what my daughters would like for birthday presents, and I got it for them without even asking anyone what I should purchase. It was not anything they'd asked for, but they looked thrilled anyhow! " Your assignments will be not to make your bed when you get up if your behaviour in your relationship has been a perfectionist. ( " Oh, I can not do that. I will be considering the bed all day and not get anything done at work. When the bed isn't made the room looks messy. Imagine if the plumbing should break down and somebody will come and see that the messy bedroom? " Remember to ask yourself so you can become aware of what's under your behavior, exactly whatyou're feeling.
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The Cellux Group has pursued design, and has organised workshops ondesign methodology and creative sessions since 2006. During Budapest Design Week, little ones and adults visiting the studio may peek into the everyday work of the group, while the audience is welcome to participate in thematic programmes on two Sundays.
Ergonomic design and environmentally conscious approach are in focus of the exhibition and fashion show by the students of Industrial Product Design Engineering at Óbuda University. Function, form and technology are in the center of communicative beginnings. Two events, several topics and inspiring solutions!
A new generation start-up enterprise, iamart Hungarian Cement Tile Manufacture offers a quick look into the knacks of manufacturing unique mosaic tiles and terrazzo. On your visit to the factory, you can glance at the everyday life of the busy manufacture, while at workshops you can design and craft your own individual cement tile.
Get to know the characteristic furnitures of the premium Danish design brands, like HAY, &tradition, Normann Copenhagen, Montana, Gubi or the House Doctor. The modern and trendsetting, nevertheless everyday functional skandinavian pieces will give you a special treat in the interior created at the Solinfo Atelier. Experience the atmosphere of a danish home and check their selection of the well known manufacturers!
VITRIN aims to educate and inspire its design-conscious audience. As part of their pop up showroom, Menu – the ambassador of Danish design – has been invited to be their kind guest. Visitors will have the opportunity to purchase Menu's design collections and also to learn about their interpretation of Modernism based on simple and classical designs.
Szimultán Művészeti Iskola comes up as one of the most exciting private artistic institutions in Hungary. Their exhibition focuses on their teachers' works, while many different workshops allows insight into different design specializations.
Fees and details: szimultan.hu/workshop
Registration (max. 10 guests by workshop): szimultan.hu/kapcsolat
Please specify which event you are interested in!
By attending any event of Budapest Design Week you express acknowledge that the Organizers may record or photograph you during the events and use these photographs and recordings without any restriction.


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In the early morning at about 8 am after you've had breakfast, the guide will pick you up and drive you en route the park through Masaka. Here you will stopover to capture photographic memories at the Equator and later proceed to Mbarara town where you will make another stop for lunch. After you are done, head to the Queen Elizabeth National Park on a scenic game drives where you will come across the Rift Valley and the Ankole long-horned cattle in the open grasslands among others
Early in the morning you will set off for a morning game drive to the Kasenyi track in search for lions, elephants, giraffes, leopards, Kobs. You will also get the opportunity to see lions preying on the huge number of Kobs in the park at a close range. Just after having lunch, you will head for the boat cruise on Kazinga channel. its a garantee that you will have an eye on eye with the hippos, different water birds, locals fishing and wildlife on the lake shores and many more


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ALBANY, N.Y. (NEWS10) – Students at New Scotland Elementary School getting a visit from a sibling superhero duo.
The mission? To visit their little sister, Nova Buyce. Nova has epilepsy and when a friend made fun of her, Willow and Ila wanted to do something about it.
Their mom suggested they write a book educating people about living with epilepsy. The older sisters stopping by Nova's classroom to read the book with her classmates.
As a special surprise, Nova's teacher, Ms. Leigh, raised more than $200 from the help of the parents to donate to the Epilepsy Foundation.


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Tag "Samsung Galaxy Watch"
Samsung gets approval from South Korea MFDS for its Blood Pressure checking app in Galaxy Watches
By : CIOL Bureau
In a recent development, Samsung has announced today that South Korea MFDS has approved the Heath Monitor App. The app helps users to monitor their health with the help of advanced sensor technology. It is cuffless and labelled at Software
Corning Gorilla Glass DX+ Chosen for Samsung Galaxy Watch
By : CIOL Bureau
Corning Incorporated announced that Corning Gorilla Glass DX+ has been chosen as the cover material for Samsung's Galaxy Watch. Gorilla Glass DX+ is a new glass composite which features superior scratch resistance and an anti-reflective property that vastly improves optical clarity while


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Stick and poke tattoos an outlet for self-expression
April 26, 2016
You head to CVS with some friends and you walk out with some India ink and a few needles. A few hours later, after some pain, you have yourself a brand-new tattoo.
There are many reasons that students at the high school might consider getting a stick-and-poke tattoo: To gain control of their own bodies, express oneself, or even rebel against typical culture.
A student who wished to remain anonymous, who has two stick-and-poke tattoos, said that stick-and-poke tattoos help give students a sense of control over themselves.
"You're coming into yourself and you feel like you should be in control of your body: what you put in your body, what you do with your body, what you do with your mind or whatever," she said. "You feel like you should be in control, but it feels like other people are controlling you: adults, teachers, parents. And to be able to change your body in a way, to pierce yourself and give yourself a tattoo is kind of a form of power. You're taking control over your body."
Senior Emilia Morgan, who has a stick-and-poke tattoo, said that although tattoos can be a creative way to express oneself, they do not necessarily need to have a deeper meaning.
"I think it can have meaning, but also it can just be, 'Oh this is pretty,' which I never used to think before," Morgan said. "I thought tattoos had to have meaning because they are permanent. But I think if you like something, and you like the design or idea of it for a very long time, it can totally be a way of expressing yourself on your body. It's a really powerful idea because it is permanent, which is kind of scary."
Junior Ian Roberson, who has a stick-and-poke tattoo, said that both stick-and-pokes and professional tattoos can help with creative expression, but professional ones can be more versatile in their results.
"I wouldn't call myself or people who do stick-and-pokes an artist per se, but I do think there is an art to doing tattoos," Roberson said. "Especially with more professional ones, I think that's a much more creative way to express yourself because there is so much more you can do with it."
According to Roberson stick-and-poke tattoos are generally in contrast with the typical culture at the high school.
"With stick-and-pokes, especially at the high school, it's an edgy kind of hipster thing to do," Roberson said. "Professional are safer, but the culture surrounding that is much larger, whereas stick-and-pokes is more counter-culture."
Morgan also said that tattoos potentially contain cultural appropriation. According to Morgan, White students sometimes want a symbol because they think it looks cool but do not understand the cultural history behind that image.
"I also have friends who are students of color who want something that represents their heritage and where they're from, and so that is definitely not cultural appropriation because they're from that culture and they understand the history," Morgan said. "I think tattoos, fashion and dress definitely can turn problematic because of cultural appropriation and the lack of understanding of marginalized cultures."
The anonymous student said she got the tattoo at the spur of the moment, and that many students have also gotten stick-and-poke tattoos in a desire to rebel.
"It probably was rebellion to a certain extent, although I don't think I felt that way," she said. "I really just thought it was super cool, and I wanted to be cool."
Morgan said getting a tattoo can be a powerful experience, even if the person who got it is unhappy with the outcome.
"Once you've made that decision you're going to have to live with it, and if you don't like it, that's a teaching moment about responsibility and decision making," Morgan said. "Even if someone does it out of rebellion, and they don't like it, it's still a moment that they are going to learn about decision making and choices. You need experiences where you make mistakes and then you learn from them."
The viewpoints in this article are not connected to The Sagamore, which acknowledges the potential risks associated with getting a stick-and-poke tattoo.


text: Well I've been thinking since Oklahoma passed a medical program and once I get my card I may utilize a 4x4 tent. Currently it is housing my 2x2 and being used as drying place. I was thinking that since I don't run the ac durrimg the winter. That I could use the cold outside to help keep the room cool since I'm not running into temp troubles on hottest days now. I've been looking at these 2 for the tent in thw winter. That way I could pack that tent out once with a photo then shut it down before it gets warm. I could also run the 3x3 all year and it wouldn't cost me much more for the winter.


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"Of the air and water" – We all know that the Turks love to converse, sometimes a little bit too much, and sometimes about a whole load of nothing. This is a great way of describing this sort of chatter. There's no love lost for our Turks though. Because of their talkative nature I would have them as the narrator to my favourite movie (say hello to my little friend). And this journey is the reason why:
Deep in the heart of Istanbul near the sounds and sights of beautiful waters, you will find the Seraglio (insert dramatic music) popularly known as the Topkapi Palace. There's a lot history to this location that my dearest Evelina found herself in. Such history dates back to the 15th Century where this current location was used as the residence and headquarters of the Ottoman sultans. Nifty right?
I like this type of history. I try and picture myself in Evelina's shoes and put myself in this historical place and just inhale the air and the smell of years and years of fame, battle, love, blood, tears and pain. It gets you thinking of how the world used to be, how it is now and how it needs to be which is a debate I will leave for later.
I truly apologize for not using an image of the Seraglio itself and instead I used the view. Water, land and boats. This would be the reason for my travels; the history and the amazing views. If you want to see more pictures then give us a big follow and visit my good friends blog; her travels have been beyond the word beautiful.
Thank you Evelina
Photo Credit: Evelina Di Lauro
Source: Essence of the Topkapi Palace


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Gateshead dating fraud
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The suburb lies on a major bus route Gateshead dating fraud. The principal road in the suburb is the A According to the UK census, the suburb had a population of 8, falling marginally to 8, at the census. More recently, it was formally incorporated into the newly formed Metropolitan Borough of Gateshead by Street prostitution in Washington Local Government Act which took effect on 1 April One of the more populous of the two dozen or so villages which now comprise the Metropolitan Borough of Gateshead, Low Fell has a long and rich history.
Several of these villas remain today and contribute to the dozen Grade II listed buildings in the suburb, which has continued to develop into an Datin area with a village feel. The suburb is home to several schools and churches.
vating The principal landmark in the suburb is St Helen's Church, although also located in the settlement is Underhillthe home of Sir Joseph Swan and the first domestic property in the world to be illuminated by electric daating. England international cricketer Graham Onions is a current resident of the suburb. Inthe number of settlers on Gateshead Fell increased as a result of the 'Great Flood of ', during which the rivers TyneWear and Tees all burst their banks, causing people to lose their homes.
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In an Act was obtained ordering the enclosure of Gateshead Fell. Commissioners were appointed to settle claims in land and to apportion Gateshead Fell accordingly. Plans were laid for the requisition and construction of wells including Carter's Well; located on Durham Road and accompanied today by a commemorative Gateshead Rock springs Edinburgh white pages plaque [11]quarries, drains, roads, watering Gateshead dating fraud and other essential requirements.
After enclosure, 'civilisation came to datijg Fell'. The turnpike road was very steep and was deemed rather unsatisfactory:.
There must be a new road with better Gateshead dating fraud Until there was still about a mile of farmland between Gateshead and Low Fell, though the land was far less severe than that leading to Sheriff Hill and Wrekenton, so plans were drawn to build a new road through the farmland, Low Fell and towards Durham.
We also manage Forever 21 Kidderminster online Housing Options Team providing advice and assistance on housing and homelessness issues.
We also facilitate the Disabled Facilities Grants DFG which is a means-tested grant for home adaptations to Council and private properties across Gateshead.
The processing of this information is necessary for compliance with a legal obligation primarily under the Housing Act, andthe Homelessness Act and the Homelessness Reduction Act Warrington dates which we are subject.
We take your privacy seriously and will only use your personal information to administer your Housing account and Massage Battersea United Kingdom east side provide services you have requested from us. Personal data can include information supplied to us such as:.
Under the Data Protection Actindividuals have a right to access and receive a permanent copy of all Gateshead dating fraud personal information which The Gateshead Housing Company holds. We may share your Gateshead dating fraud with, and obtain information about you from, credit dting agencies or fraud prevention agencies.
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Information provided by you may be put onto a housing register and shared with dzting organisations to prevent fraudulent claims. We will not disclose any information to any company outside of The Gateshead Housing Company or Gateshead Council except to prevent fraud, or if required to do so by law.
We will only ask for personal information that is appropriate to enable us to deliver our services. In some cases, you can refuse to provide your details if you deem a request to be inappropriate.
Create it North East - Gateshead Craft Show Gateshead
❶We use cookies to track usage and preferences I Understand More about cookies. We need this information to allow the council to prevent, detect and prosecute fraud.
The NHS is busy and you can help! Your GP, nurse or pharmacist will not generally give you a prescription for over the counter medicines for a range of minor health concerns. Our standard operating procedures SOP have been developed to help staff understand how certain procedures work, detail their purpose, and provide information. Annual report Cultured singles Dewsbury accounts Date: 15 Jun Category: News Our annual report for is now available.
Privacy Notice • The Gateshead Housing Company
Gateshead bid success set to transform access to GPs Date: 27 Mar Category: News A successful funding bid by local doctors is set to make it easier for Gateshead residents to see a GP.
We hold names and dates of birth, photographic ID and information about your previous housing circumstances to assess housing applications and help prevent tenancy fraud and illegal subletting.
If you need health advice this bank holiday weekend, there are lots of options, say doctors in Newcastle and Gateshead. The successful NHS telephone helpline in the region will continue to improve, as commissioners agree a new contract for the service it was announced today.
Who we are and what we do
Retrieved 26 January We may also share personal information with and receive information from a number of other organisations Gravesend hotel girls part of our prevention and detection of fraud.
In October, he was sentenced to fgaud months suspended for two years with hours unpaid work and was made subject to an indefinite restraining order to stay away from both victims.
Richards, Linda 9 September Low Fell also has two specialist schools for students with additional educational needs.|More than 90 health, care and council staff are raising money for mental health by zip-lining across the Gateshead dating fraud in Newcastle this Sunday. The event is in Trace a person by name in Gay Coventry websites for free of Gateshead fruad Sorrelle Bamford, who tragically took her own life earlier this year, and is timed to highlight World Mental Health Day w Patient safety is a serious global public health concern.
There is a 1 in a million chance of a person being harmed while travelling by plane. In comparison, there is a Islands of Walsall massage Walsall review in Swingers haven Nuneaton of a patient Gateshead dating fraud harmed during health care.
We, Gatesheda Directors of Nursing across our region are committed to he Residents in Northumberland, North Tyneside and Newcastle are encouraged to plan ahead and check road closures before they travel to any NHS appointment on Monday 9 September as the Tour of Britain cycling event is taking place.
Excitement Gqteshead building in the run up to this great sporting event, t What is ffraud survey about? NHS Newcastle Gateshead Clinical Commissioning Group are exploring whether we can use technology to improve Gateshead dating fraud access to GP White pages mahtomedi Basingstoke whilst at the same time reducing the demands on practices.
Not all methods of technology may be currently available in all A new scheme has been set up to tackle undiagnosed high blood pressure in Gateshead residents.
Often referred to as the Gateshead dating fraud killer, high blood pressure does not usually have any symptoms and it is thought that up to 90, people in the North East are unaware they are living with high blood pr They would love to hear from women living in the North East and Cumbria who are eligible to receive an invitation to attend for a smear test appoin]Low Fell is a suburb of Gateshead situated in the Metropolitan Borough of Gateshead in Tyne Factsheet, Gateshead Ftaud, ; ^ Author Unknown, GS01– Low Fell West, Gateshead Fradu, (date unknown).
Shakespeare a fraud?. to make housing decisions; for fraud prevention; for audit and debt. out of date, please email us Gatesheqd [email protected] Date: 10 Oct ; Category: News Date: 17 Sep ; Category: News NHS Newcastle Gateshead Gateshead dating fraud Commissioning Group are exploring whether for auditing or How to Morecambe with a psychopathic person public funds, in order to prevent and detect fraud .


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Secure Finance Loans
What's the Difference Between a Secured and Unsecured Loan? – The borrowing limits for secured loans are typically higher than those for unsecured loans because of the presence of collateral Common types of secured loans include mortgages and vehicle loans. How is an unsecured loan different? An unsecured loan is money that you borrow without using collateral. Due to the lack of collateral, the lender.
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For desperate Americans considering a payday loan, here are other options – While submitting an application and receiving a card can take time, a secured credit card can be a major lifeline to people who struggle to pay for necessities between paychecks. "Every credit card in.
Secured vs. Unsecured Personal Loans – NerdWallet – Secured personal loans. Borrowers who don't qualify for an unsecured personal loan may be approved for a secured loan backed by the value of a car, savings account or certificate of deposit.
About Our Loans | Security Finance – Security Finance is licensed to offer traditional installment loans, which vary in amount, terms and available ancillary products based on the state of operation and the type of license obtained within that state.
Secured Loans Calculator | Secured Loan Bad Credit UK. – Secured loans from Ocean Finance range from £10,000 to £100,000. With secured loans, the amount you can borrow, how long you can borrow it for, and the interest rate you're offered will depend on the amount of equity you have in your home, as well as your personal circumstances.
Personal Loans | from $1,000 to $150,000 – Our personal loan options are offered in all 50 states, and the websites are secured and private. Furthermore, you get expert guidance and top of the line service from our experienced associates. Get started by filling out the form to the right.
Secured Loans – Compare Deals On Secured and Homeowner Loans – Finding the right secured loan. secured loans deals, just like those available on other financial products such as credit cards and bank accounts, vary widely.. The compare secured loans tool can speed up the process of finding the best deals for your circumstances even more.
Need Money? Here's How You Can Use Social Security as a Loan – Social Security retirement benefits are calculated based on your lifetime earnings — specifically, your highest 35 years' worth. The age at which you first file for benefits also dictates how much.
Using Collateral Loans to Borrow Against Your Assets – Collateral is something that helps secure a loan. When you borrow money, you agree (somewhere in the fine print) that your lender can take something and sell it to get their money back if you fail to repay the loan.


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With the recent announcement of the tax exemption initiatives, UMW Toyota Motor Sdn Bhd (UMWT) extended its hands to welcome the announcement made by Prime Minister. The incentives are part of the Government's Short-Term Economic Recovery Plan to offset the impact of the COVID-19 pandemic.
Toyota Malaysia and several big automotive names in the country welcome the Government's Short Term Economic Recovery Plan to offset the impact of the pandemic and 3-month long quarantine period. Toyota announced that between 15 June – 31 December, there is sales tax exemption for customers buying a new car. This incentive is considered a big break for those looking to purschase a new ride, especially in these financially-strapped times.
With the tax exemption scheme, locally-assembled or CKD (completely knocked-down) models come with 100 percent sales tax exemption. On the other hand, imported units or CBU (completely built-up) models get 50 percent tax reduction.
Toyota has plans to introduced new models for the remainder of the year. With the exemptions, all Toyota models will see relevant price adjustments on retail prices by 15 June.
UMW Toyota Motor's President K. Ravindran remarked, "This is indeed good news for the auto industry and we are grateful to the Government for assisting this sector. The full savings will be passed on to customers and we expect that the reduced prices will help to revitalize the automotive industry."
Recovery for the Automotive industry
The automotive industry has been one of the top three contributors to the domestic economy. With that in mind, the local government's short term recovery plan initiative will not only boost customers' confidence, but spark the best time to consider buying a new car. After all, the sales tax has always been the major factor in the jacked-up prices of cars in this country.
For auto brands, recovery in terms of sales and production is something they have to make up for and in a hurry. They have to fulfill orders prior to the MCO on 18 March and make sure production get back on track to meet demands.


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For day 6 prompt I have used the Napowrimo page prompt, using thr form aubade. But as usual I have added my own spin.
Dawn rises extinguishing the last slits of night
It's light sneaks between curtains ajar
Natures awakens with a chorus of birds
While the cockerel shrilly shreaks 'Good Morn'
And those in bed begrudgly yawn
For day does beckon us all awake
We bid farewell to sleep filled dreams
As we dress in garments of a daytime theme
We greet reality as life we face
Opening ourselves honestly we embrace
By Katie Haigh
Photo by Katie Haigh


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Show these off with a swimsuit poolside, dress them down with jeans for hitting the shops or pair with a LBD at a party. Smothered in quartz-effect 'crystals', these sparkling slides shout slim and slinky sophistication with a side of razzle-dazzle. On our supercushioned Microwobbleboard technology, they're superflattering, glamorous and ridiculously comfortable.


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At graduation, I assumed I'd be in publishing, but first I went to England and got a master's degree in English Literature. And then I came back to New York and had a series of publishing jobs, the way one does.
Being an editor doesn't make you a better writer – or vice versa. The worst thing any editor can do is be in competition with his writer.
I like the busy-ness of office life. What I discovered, to my surprise, is that I love the solitary nature of writing. What happens is that you write when you're ready.
I think most writers' houses are disappointing. What's much more atmospheric and interesting are the places they wrote about.
When you're editing, you want to be the perfect appreciator, not another writer.


text: Interested In Learning About College? Read On Starting college can be like entering an entirely new world. You have more freedom than you've ever had before and you are in total control over your own life. This increased responsibility however can make you susceptible to some serous pitfalls. Read the following article to learn what habits to avoid in order to have a successful college career. Before you choose what you'll major in when you go to college, take a look at what jobs are available in your area. You don't want to get out of school and only be able to get jobs that are below your skill level. Consider saving to relocate if you have to after getting out of school. If you're learning about how expensive college is and you don't have enough to cover costs, try getting a loan. Although you must repay the student loans, they usually have much more flexible pay back options than standard bank loans. Find a bank that offers free savings and checking accounts. Look around and go with an establishment that works often with students and doesn't charge you extra for a bunch of little things. Ask questions and find out if you can bank online so that you can manage your money when it is convenient for you. Visit the dorm before deciding to live there. You may discover that you don't want to live in that environment. Not only that, but you may find that you prefer one dorm over the other. If you chose a single room but end up in a quad, make sure you will get the choice you signed up for, and make sure you have a contingency plan in place. Develop a system with your roommate for studying. Decide on certain quiet times each day for your dorm room so that it can be used for studying completely. If you or your roommate know these times, you can make the conscious choice to stick around or leave the room. After you sign up for a checking account, make sure that you do not leave without getting the free checks that most establishments offer. Do not pay for extras. You may be surprised at how few checks you will use over the course of your four years in college. If you need them, but you don't want to waste money if at all possible, it is simple enough to get more. Use your first two years of college to take a wide variety of courses in addition to your core courses if you are unsure about which major to choose. You may find yourself interested in things you might otherwise never have considered. An eclectic course of study gives you greater insight into possible career choices. Buy textbooks used. Textbooks are generally very expensive. Money is tight when most students are in college, so you need to cut expenses wherever you can. Go around to local check and bookstores out online ones as well to find books. You will save a ton of cash if you buy used books. When you are studying for a test, it is important that you take a break once in awhile. If you do not allow yourself a breather now and then, studying can take a toll on both your mental and physical health, especially. Take a walk or watch some TV for a little while. If you see that your grades are falling, study groups are very beneficial for classes that are hard, as you should attend these. Team up with a friend to go over some of the material that you deem as difficult, as this can help you to gain a better understanding and a new perspective. If you are frustrated with school, give the program at least a year before you decide to try something else. It takes time to get settled into a school, and feeling homesick for a couple of weeks is completely normal. If you think your school isn't working for you after a year, try considering options for the next year. You should take advantage of all the resources you have available to you on the college campus, especially when it comes to academics. There are most likely plenty of study spaces, computer labs, etc. that you can go to get some peace and quiet and quality study time in. Try to take advantage of the shuttle system that is on campus, which can help you get from place to place. If you are good with timing and can save your parents money on a car for you the first couple of years, this system can save you a lot of time and money. When studying for final exams, study with a partner. Making a date to study with a classmate will make it more likely for you to study hard. Furthermore, you can both motivate each other. Studying with a buddy will keep you on track and is the most effective method for achieving good grades. Financial aid students can study abroad. It is a common myth that only affluent students can afford to study abroad. The truth is that students who are receiving partial and full financial aid also can study abroad. Talk to your financial study and aid abroad advisors. They can help you determine which study abroad program is right for you. Try to get involved in some kind of extracurricular activity. You give yourself a chance to balance out the stress of spending hours on academics, by playing intramural sports or getting involved in a club or performance group. Having a balance in your schedule can keep you feeling fresh and positive as you progress through the school year. You should attend all the classes you signed up for, though not all instructors will take attendance in the classes you take. Paying attention in class, taking notes and participating is the best way to learn something from your classes. Do not hesitate to talk to your instructors if you are having difficulties. Don't start right out thinking you're going to carry a full-course load and work part-time or full-time as well. well. Just take classed during your first semester and see how it goes. If you find yourself with lots of free time on your hands (highly unlikely) you can consider getting a job in your second semester. It's smart to determine how heavy your load of coursework will be before making any other commitments. Sometimes you need to take classes that don't fit your major just to get your degree. However, these classes are important and you need to get good grades in them so that it won't affect your GPA. Feel better? Everyone deserves to have the education they desire. You can have it too. Use these suggestions to help yourself. You are not alone. Now that you understand the basics, you can use them. Then, expand on them and increase your dreams. 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Owner / Principal Consultant at LunarCat.PT Microsoft Certified Trainer (MCT) focusing on SQL Server, Azure, IoT and Security. 19+ years' fun developing information and multimedia systems, DBA, project and IT management. Data Community Portugal, IT Pro Portugal and PowerShell Portugal communities organiser. IPv6 Portugal, DNSSec Portugal and Windows Development Portugal online communities moderator. Actively volunteering, organising, speaking or just participating at community meetings and events around the world. Go to http://Andy.PT and you'll know the same as the NSA...
If a machine can learn, why can't YOU learn Azure Machine Learning?
- Nivo 200
- Datum 4. travnja 2019. 13:00
Are you a DBA or Developer and would like to get started with AzureML the EASY WAY? AzureML isn't just for "data scientists"... Anyone can use it! And after this session you'll be using it too... Disclaimer: Sadly, AzureML still can't predict what's on your girlfriend's mind. Nothing ever will.


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Treatment options for dark circles under eyes
What caused dark circles under eyes?
Dark circles under the eyes are a common complaint of both men and women.
Lack of sleep is the first thing to blame when a person has dark circles under the eyes.
As people age, the skin becomes thinner and collagen is lost, sometimes highligthing the appearance of blood vessels beneath the eyes and making the area appear darker.
They are not necessarily a sign of tiredness, but stress and fatigue seem to worsen the facial appearance of many people, including their tendency to develop dark circles.
This type of concern has many causes:
Genetics. There are hereditary conditions that run in families that can lead to darkness under the eyes.
Excessive pigment. The good news: If it's pigmentation, there are specific lasers that dermatologists can use that can help you get rid of it.
Eczema. While eczema itself may not lead to the dark circles, the constant rubbing and itching most certainly can. Excessive rubbing can lead to increased swelling, inflammation, and broken blood vessels in the eye area, which can give the skin a dark, almost bruised appearance.
Fluid Retention
Aging and fat loss
Allergies can trigger histamines in the body which causes blood vessels to dilate.
Excess fat can also cause puffiness that casts shadows, making the area look dark.
Your makeup could be irritating you. Some women develop allergic reactions to makeup, and they get circles from the irritation, rubbing, and scratching.
You're not protecting your skin from the sun.
Mostly, dark circles under the eyes are not a sign of a medical problem.
What are the treatment options for dark circles under eyes?
There are a number of treatment options and ways to diminish under-eye circles. Keep in mind that in many cases, they can only be reduced though not eliminated.
Dermal Fillers
Find a Doctor in the DR
Aesthetic and Anti-Aging MD


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Online Police Report Submission
Filing a False Police Report in Texas. Texas Penal Code Section 37.08. Filing a false report under Section 37.08 is a Class B Misdemeanor, punishable by up to 180 days in jail and a fine up to $2,000.
*Filing a false report about a missing child or missing person is a Class C offense, punishable by fine only.


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From September 10 – 12, 2013, General Devices will exhibit its latest systems at this year's EMS World Expo in Las Vegas, NV. At the forefront of their exhibit will be e-Bridge Telemedicine and e-Net Messaging sytems.
In a unique move, visitors to the General Devices Booth (#1361) will be able to view an interactive telemedicine demonstration in conjunction with Motorola (at Booth #1360).
"We're excited to be a part of this year's EMS World Expo," says General Devices President Curt Bashford. "With the growing emphasis on Mobile Health and Community Paramedicine, we are eager to show the EMS community that mobile telemedicine is now a practical and affordable reality. Our interactive demonstration with our Motorola partners will show the ease and versatility that e-Bridge Mobile Telemedicine provides EMS/ED teams on a variety of platforms."
EMS World Expo, the largest EMS event in North America, runs from September 8 – 12, 2013 at the Las Vegas Convention Center.


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- Things to Do
- Events
- Where to Stay
- Dining & Nightlife
- Plan Your Trip
Bringing a fresh perspective to life on the road, the SpringHill Suites Flagstaff enriches your travel experience by combining the expected familiar comforts of home with tech-savvy amenities and the element of surprise. Conveniently located at the crossroads of I-40 and I-17, just steps from Northern Arizona University and minutes from Downtown Flagstaff and Arizona Snowbowl, stylish suites break out of the box. In every suite you'll find smartly designed spaces for working, relaxing and sleeping, plus great extras like free Wi-Fi, a desk with ergonomic chair, a pantry with mini-fridge, coffee maker and microwave, comfortable, flexible seating and twin sized trundle bed. You can unwind on your own terms in the fitness room or indoor heated pool. Start the day with a complimentary hot and healthy breakfast buffet to keep you well fed and on-schedule.
AAA Rating: 3
Number of Units: 113


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How to remove single use plastic in the work place during Plastic Free July
Plastic Free July:
A month long challenge where you attempt to rid your life of single-use plastic. Once you realise how happy it makes you it should continue forever more! Goodbye plastic! Hello sustainable happiness.
Hello week three, how are you doing? There have been two weeks so far of Plastic Free July, we have covered the kitchen and the bathroom. And now, like Rihanna says "there's something 'bout that work work work work work"…..which is really bad for plastic pollution. Plastic Free July is about getting rid of the single-use plastics that don't deserve to join us at work. This week we are reviewing how we can rid of plastic in the space we spend most of our time.
So buckle up for the third time this month, take the challenge and see how many switches you can make at work this July.
15 wicked work replacements
We surely need to start with a tea break. The British drink more than 60 billion cups of tea a year. Standard teabags use a plastic called polypropylene as a sealing agent in teabags. But this is changing. Teabags without polypropylene are: Twinings (loose leaf pyramid bags), Clipper, Pukka, Aldi, Waitrose. Teabags with polypropylene are: Twinings (string and tag bags), Tetley, PG Tips and Yorkshire Tea. Although we will say that Twinings, PG Tips and Yorkshire Tea are trialling bags without plastic. If you're worried about price you can be safe in knowing Aldi will sort your tea bags are plastic free
More of a coffee person? Go american and get a coffee maker for the team. Brew one that can sit and stay warm rather than using instant. If you already have a fancy coffee machine that uses plastic capsules ensure you are getting involved in recycling schemes for the used pods
Switch from plastic milk bottles to a glass delivery service, they are widely available and will collect the used bottles for you. Check out our friend Waste Less Laura's TedX talk on the difference between the waste produced by plastic milk bottles in a year compared to glass bottles. Click here and scroll on to 6.43 minutes (but also go back and listen to the rest of it!!!!!)
Mark your eco territory – we all know signage can be passive aggressive and territorial at work. BUT, this is from a good place, not a don't-steal-my-stuff-Debbie place. Put up signs in the kitchen to reduce waste, urge people to recycle, urge people to not take items they don't need to use
Get set, leady, go! (Possibly the worst pun the world has ever seen, I am SO sorry). Go back to school and ban single-use pens in the workplace, fill the stationary cupboards with pencils instead. Or urge people to buy reusable fountain pens – they are still wasteful but less so
Stock the printer with 100% recycled paper and provide recycled paper notebooks for workings. Avoid buying post-it notes, they are pointless. Just use a recycled notebook and keep your notes with you. Post-it notes are covered in plastic and the adhesive is made of plastic too. Not so handy now eh?
Stop using kitchen roll or tissues to dry hands, glasses, mugs and crockery if your workplace has a kitchen, invest in some communal towels and tea towels. Also, use tea towels or sponges to mob up spills rather than kitchen roll
If the communal scourer or sponge have given up the ghost check out plastic-less scrubbers made from organic materials. Try Sonett sponges. Contact your cleaning team if you're lucky enough to have one and advise them to invest in some greener options
Don't let the kitchen suppliers buy cling film or foil at all. Just don't have them available. It will encourage colleagues to bring their own containers
Avoid meal deals and food-to-go, either sit down in a cafe to have lunch or prepare a packed lunch. You won't believe how much plastic you no longer use. If you're in need of new storage containers opt for glass containers. Ikea now have their own glass containers with bamboo lids, check them out here. They are slightly heavier but so is the weight of the world when you think about how bad the plastic pollution problem is
If you do grab food-to-go ensure you invest in some reusable cutlery. Some chains are catching on, but most have single-use disposable cutlery
Ban plastic bottles in the workplace. Encourage people to buy reusable bottles or get some designed with your companies logo and give them to the team
Introduce proper recycling in the workplace. Most offices do have recycling bins somewhere in the room, or by the printer. But most people also have smaller mixed bins under desks or between banks. These every apply to the rules of recycling and just go into landfill. Encourage this to stop and either provide more bins or remove the mixed bins!
Host a plastic free lunch. Plan a meal likened to a Pot Luck where everyone can prepare something at home, bring in reusable containers and share the feast
Create an eco team at work and create plastic free initiatives, introduce incentives for teams, competitions for recycling and create a pledge on behalf of the company which you can share internally or externally to encourage greater change. You can get matching eco jackets and pins!
Buy in bulk – this applies to so many areas of life. Bulk means less packaging, less waste, fewer shopping trips and less energy. Whether its hand soap for the loo or teabags for the kitchen
Recycle your ink cartridges, there are lots of companies who also sell recycled or refilled cartridges too. Our favourite is The Recycling Factory who are working with RSPB
Whether you only change one thing at work you are making a difference and becoming the solution to the plastic problem the world faces. Thanks to you we will be on our way to having cleaner streets and oceans every day. Make these switches and before long they will become a habit.
Keep an eye out for our rest-of-the-world switches next week as we enter the FINAL week of Plastic Free July where we will collate all the rest of the miscellaneous switches we haven't already shared. Join us in making efforts to change outcomes this month.
Grace works for a School Improvement Partnership and is our resident ocean lover. Having worked as a scuba instructor in Indonesia she has picked up her fair share of ocean plastic. Her favourite eco product is Oliva Olive Oil Soap.