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Saving Tips/0 Comments/in Uncategorized /by admin_DD
SAVING TIPS are always an attention grabber because we all need to save where we can! We've compiled a list of money saving tips for you to use. Life has become increasingly expensive, and we've done some research and come up with a few ways to save a bit of cash each month.
Electricity Saving Tips:
Geyser: Geysers add up to 40 percent of the monthly electricity bill. The easiest way to keep these costs down is to switch off your geyser when you leave the house. You could also install a geyser blanket – either purchase one or make your own from "think pink" material. It's a good plan to isolate the first metre of your existing hot water pipe as well. By switching off your geyser you can save huge amounts of money usually spent on electricity.
Lightbulbs: Lighting comprises up to 10 percent of an electricity bill, so by switching to energy-saving light bulbs and turning off lights in unoccupied rooms.
Fans: Summer time can become extremely hot and the use of fans can become expensive. If you have security doors and burglary bars, rather open the windows and doors to get the air flowing through the room. Unplug appliances: Even when they're turned off, appliances and electronics on standby draw electricity that can amount to between 10% and 20% of your electricity bill.
Stove: The stove is one of the heaviest users of electricity. When cooking match pots and pans to plates of equal size. A small pot on a large plate means the heat around the pot is wasted.
Kettle: Every time you boil an overfilled kettle you waste unnecessary energy. Rather boil the kettle once and keep the water hot in a flask.
Saving Tips = Planning!
Plan your meals: Work out your Menu before going shopping. Using this saving tips will help you purchase only what you need each week. You'll also avoid grabbing a takeaway on nights when you're unsure what to cook. And if you're shopping for food items make a grocery list and stick to it!
Ditch the pricey brands of food: Consider buying generic items rather than branded ones. They're probably made in the same factory, have the same ingredients, and do the same job!
Household cleaners: We need to do a Post on what to use instead of… but use old school methods like bicarbonate of soda or vinegar and lemon juice instead of buying expensive cleaners . Make your own detergent for cleaning brassware by mixing a bit of tomato sauce and vinegar. The acidity in both aid the cleaning process. Rub onto brassware with newspaper, then wash with cold water and a bit of dishwashing liquid.
Not all DIY cleaners work. As far as washing dishes goes, the cheaper makes of dishwashing liquid are not always the best, as they are not very concentrated and could cost you more every month.
Saving @ Work…
Make up your lunches at home: If you plan your lunches, you won't need to buy them in that expensive coffee shop at work. Try making up a big pasta and leave it in the fridge to keep you going for a few days, rather than rushing in the mornings. You could also save money by microwaving your dinner leftovers from the night before.
Carpool: Can you combine your journey with someone else's to save on cost? Ask around or advertise on your social media site to see if there's anyone interested in splitting the cost of travel. Remember SAFETY FIRST! Make sure you are traveling with someone you know, and this saving tip will work for both of you.
Get staple work clothing: Rather than keep spending money, take a serious look at your work wardrobe and bring out the staple pieces each day. Depending on your work environment you could ask to wear a uniform which means you don't need to supply your own clothing each day.
Don't feel obliged to go to work socials: If your workmates go out a lot, don't feel you need to, too. Choose the ones you want to attend of course, but head straight home rather than going to the others.
Avoid impulsive shopping: Do you really need that extra pair of shoes, jeans or accessories? Think carefully before you make each impulsive purchase. If it helps you to avoid those situations, don't go to shopping malls at all.
Shop at flea markets: Flea markets are great places to bargain. The person behind each little store is usually their own boss. They set the price and that means they can change it. Before negotiating you must decide on your bottom line. You need to be clear about two things. First, what you can afford and second, the going price. Shop around to find out what most people are charging for the same item.
Staying in is the new going out: Consider inviting friends over rather than meeting up in town. You'll still have fun but you won't all be spending so much money. If you absolutely have to go out: Visit your local museum, Botanical Garden, or join a reputable Hike or Cycling Club.
Why use DOCTOR DEBT?/0 Comments/in Images, News, Uncategorized /by admin_DD
With Doctor Debt you will be in safe hands and valued as a client right from the very moment you ask for help, our advice is always free. Doctor Debt has a solution best suited to every person's individual situation. Debt Restructuring is our primary offering, however, it does not suit everyone. Therefore in response to the wide variety of situations we face daily, we have created a large spectrum of solutions.
Our services include:
- FREE Debt Assessment and advice
- Debt Restructuring
- Credit Reports
- Budget Assistance
- Insurance Reviews
- Investigate Garnishee Orders
- Investigate Reckless Credit
- Assist with Voluntary Sequestration
Doctor Debt is a highly reputable Debt Counselling company established in 2009.
We are proud to have won 'The Best Medium-Sized Debt Counsellor Award' in 2014 and have since been ranked as one of the top 5 Large Debt Counsellors in South Africa. Doctor Debt strives to give the best customer service possible, and we are big enough to cope but small enough to care.
Our highly trained team competently deal with clients either face-to-face at one of our branches, visit you at your work or private premises if you are in our area, and assist via email, phone or fax.
The company is growing daily with satisfied clients. All cases are handled in accordance with the National Credit Regulator's regulations and are closely monitored for the client's best interest. We offer exceptional client support and aftercare service with regular review processes.
Doctor Debt's PRIMARY PURPOSE IS TO HELP PEOPLE. Our objective is for your life to become what you deserve Stress and Debt Free!
If you need FREE advice, either give us a call on 039 904 0840 or send an SMS "DD help" to 30772 (free SMS)
UIF BENEFITS (South Africa)/0 Comments/in Images, News, Uncategorized /by admin_DD
Claiming UIF can be daunting, especially if you have no idea where to start.
Have you been retrenched, contract not renewed? Many of Doctor Debt clients are put into a position where they have become unemployed or unsupported for various reasons, and not aware that they can claim. Our clients must contact us immediately and we will assist them.
Persons who are registered with the Unemployment Insurance Fund (UIF) and who have been contributing to the Fund can claim depending on the circumstances surrounding the loss of employment. For example, you cannot claim from the UIF fund if you have resigned from the job, only if you have been dismissed or retrenched or if the contract has expired.
Unemployment benefits:
Ask your Employer for the UI-19 Form and UI-8 Form which must be completed by them on your behalf
Email Application:
You may email the application through and will need all the necessary documents as listed below.
The email address is email@example.com.
Labour Centre:
Go to your nearest Labour Centre. There you will be asked to sign the unemployment register and you will be told when you need to come back and sign the register again. The register needs to be signed every four weeks to show that you still need to claim the UIF benefits.
You must go back to the office and sign the register on the correct date. If you are ill, you must take a doctor's certificate with you to the labour centre. You will be given a white card, which the UIF officer will sign each time you sign the register.
If everything is in order, you should start getting money from the Fund within eight weeks of registering. The money will then be paid every four weeks, until all the benefits are used up. If you don't receive your money in eight weeks, you should phone the Labour Centre and ask them to find out why there is a delay. Remember to have your name and ID number ready. You will receive a slip every time you receive money so that you can see how much you have received and how much you can still get.
To claim unemployment benefits you need to have:
- a copy of 13-digit bar-coded identity document
- a copy of your last six pay slips
- information supplied by your employer (UI19)
- a service certificate from the employer
- proof of registration as a work seeker
- a fully completed registration form.
If you want to receive unemployment benefits you need to be prepared to:
- Go for training or career counselling if the UIF officer asks you to.
- Be available for work. If you are offered work, you need to be ready to work.
- Go to different companies to ask for work, and a form will be given to you that needs to be signed showing that you have looked for work and that there are no jobs available.
Your unemployment benefits must be collected from the Labour Centre on the date they said the money will be there. You must collect the money yourself and you must have your white card and ID book with you.
Illness benefits: (If you are off for illness for a period longer than two weeks)
To apply for illness benefits, you need to register at the Labour Centre nearest to you. If you are too ill to go to the office yourself, a friend or family member can get the form from the office and bring it to you to sign. The signed form then needs to be returned to the Labour Office.
You will need:
- a copy of your bar-coded identity document
- copies of your last 6 pay slips
- information supplied by your employer (UI19)
- a service certificate from the employer
- proof of banking details
- a statement of amount received from your employer during the period of the illness
- a fully completed registration form.
- You also need to submit a medical certificate (Form UF86) from your doctor. You need to get your doctor to complete the appropriate section of Form UF86 and then submit this to the UIF claims officer at the Labour Centre. The Department of Labour will consider the application and post Form UF87 to you to complete and your doctor needs to sign it and it should be submitted to the claims officer as well.
You will be paid benefits for the time that the doctor has booked you off work, less the first 2 weeks off work. The amount paid out would be only for the time that you have not received normal wages from your employer. Remember, you cannot claim illness benefits if your illness was caused by your own misconduct or if you unreasonably refuse treatment or fail to follow the doctor's instructions. If you have lost your job as well as being too ill to work, you need to inform the claims officer of this because you might also be able to claim unemployment benefits for the period not covered by the illness benefits.
Maternity benefits:
You can take maternity leave at any time from four weeks before the expected date of birth and you may not work for a period of six weeks after the birth.
To claim maternity benefits, you need to register at the Labour Office and get a medical certificate on the correct form from your doctor.
To register you will need:
- a 13-digit bar-coded identity document or passport.
- copies of your last six payslips
- Form UI-2.8 for banking details.
- information supplied by your employer (UI19)
- a service certificate from the employer.
- proof of your banking details.
- a statement of amount received from employer during maternity leave.
- Form UI-2.7.
- Form UI-2.3 (application form).
- Medical certificate from a doctor or birth certificate of the baby.
- Form UI-4 (follow-up form).
- Fully completed registration form.
When you register, you will be given Form UF92 and this form must be filled in by your doctor, after which you submit this form to the UIF Claims Officer at the Labour Office. To apply for benefits after the baby is born, you need to complete Form UF95 with help from the doctor who delivered the baby. If you are also unemployed, then you must notify the claims officer.
As from 01 January 2019 new Fathers can claim 10 days Paternity Leave to enable bonding to form between baby and father. Further info on the Paternity Leave blog.
Adoption benefits:
If you legally adopt a child younger than two years old and you leave work to look after the child. Only one of the adopting parents can apply for benefits.
If you want to claim adoption benefits, you need to register with a claims officer at your nearest Labour Centre.
You will need to have:
- a copy of your identity document
- copies of your last 6 pay slips
- your employer's details on form UI19
- a service certificate issued by your employer
- the adoption order
- proof of your banking details
- a statement of amount that you have received from your employer during your adoption leave
- a copy of your adopted child's birth certificate.
Apply for the benefits within six months of the adoption order being issued. A form must be filled in and sent back to the claims officer at the labour centre.
Death benefits:
The wife/ husband or minor child of someone who has died can claim death benefits if the deceased contributed to the fund.
The husband or wife of the deceased worker and any minor children of the worker can claim death benefits from the UIF. You must apply for these benefits within six months of the death of the worker.
If you were the husband or wife of the deceased worker, you need to go to the Labour Centre and fill in Form UF126. You will need to have:
- your identity document
- copies of the deceased's last six pay slips
- the employer's details on form UI19
- a certified copy of the death certificate
- a certified copy of your marriage certificate
- a service certificate from the employer
- proof of your banking details.
If you are the child of the deceased worker, you can claim by completing Form UF127 and submitting it at the Labour Centre.
You will need:
- a copy of your identity document
- copies of the last six pay slips of the deceased
- information supplied by the employer on form UI19
- a service certificate from the employer.
- a certificate copy of your (the child's) birth certificate
- proof of your banking details.
- a certified copy of the death certificate
- proof of guardianship
- proof that you (the child) are a learner who was dependent on the deceased.
The Labour Office will give you Form UF128, which needs to be filled in by the deceased's last employer and then submitted at the Labour Centre. The death benefit amount would be what the worker could have claimed if they were unemployed. This is paid out in one payment.
How much money can workers claim?
If you have been contributing to the Fund for four years or more, you can claim for up to 238 days. If you have been contributing for a shorter period, you can claim 1 day for every 6 days that you have worked while contributing to the Fund. Maternity leave allows you to claim up to 121 days. The Fund pays a percentage of the wage/salary that you earned while you were contributing to the fund. The highest amount that can be paid is 58% of what you earned per day.
Western Cape Department of Labour South Africa
Groceries being bought on Credit/0 Comments/in Images, News, Uncategorized /by admin_DD
Groceries bought on Credit: Is it worth it or will you lose your money's worth?
Groceries being bought on Credit sounds wonderful, especially when cash is in short supply.
Grocery stores are having facilities for its shoppers to purchase groceries on Credit with a 55-day interest-free pay-back option. However, in Doctor Debt's humble opinion, it is ill-advised to buy food on credit. Read more →
Remedies for the over-indebted!/0 Comments/in Images, News, Uncategorized /by admin_DD
What remedies are available for the over-indebted?
The shame of having too much debt and not coping financially makes many people stick their heads in the sand and hope things will miraculously improve. They won't!
Taking REAL POSITIVE ACTION is crucial to change. Read more →
DEBT CONSOLIDATION vs DEBT COUNSELLING/1 Comment/in Images, News, Uncategorized /by admin_DD
DEBT CONSOLIDATION vs DEBT COUNSELLING
What is the difference between Debt Counselling and Debt Consolidation? We have explained the Pros and Cons for each one, which will make it easier to decide which one is right for you! Read more →
Spring Cleaning Finances/0 Comments/in Images, News, Uncategorized /by admin_DD
The first day of the New Year always has an air of excitement about it: A new season with the promise of new beginnings. Traditionally we give our homes an extra vigorous clean but it's also a great opportunity to do exactly that with our finances. Here are 5 simple steps you can take to give your finances a fresh new start:
1. Compare your actual spending to your budget
Financial Freedom is achievable through Doctor Debt/0 Comments/in Images, News, Uncategorized /by admin_DD
What is Financial Freedom? Everyone has a different view of what Financial Freedom means to them. We all have different needs, ambitions, and dreams. What does being Financially Free mean to you? It doesn't have to revolve around Rands and Cents. Most people believe you have to earn huge amounts of money to be Financially […]
SLASH FUEL BILL BY 25%/0 Comments/in Images, News, Uncategorized /by admin_DD
With the cost of living sky-rocketing people are finding it difficult to make ends meet. Saving fuel is one of the ways that will help alleviate some of the financial stress.
Poor driving habits are just like pouring money down the drain, and a few know that good driving habits are really the best way to economise. Read more →


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"Gone Forever" Art Exhibit Satirizes Social Media
Artist Jesse Hulcher's "Gone Forever" Exhibit reminds viewers of the intersections of art and technology and pokes fun at the impact media has on art.
Artist Jesse Hulcher showcases his work, which muses on the effects of social media, at the Space Gallery in Pittsburgh. "I'm hoping the audience gets a sense of physical, intellectual and emotional vacancy" Hulcher said in an interview with the Globe and Mail last Thursday. The collection is a series of interactive installation pieces that remind viewers of the intersections of art and technology and pokes fun at the impact media has on art.
Hulcher earned his Bachelor's Degree in Fine Arts in 2003 from the Atlanta College where he specialized in digital video. After completing his Master's of Fine Arts at Carnegie Mellon University, he helped curate a group exhibit called "Smoke & Mirrors" at SPACE in 2009. Since then, he's been involved in exhibitions at the Mattress Factory, The Andy Warhol Museum, and Future Tenant Gallery. His current exhibit, entitled "Gone Forever," involves a number of multi-media pieces, which invite viewers to reflect on their own interactions with social media.
Piece number nine, entitled "Hot S – " involves a gun-shaped zip file with a Word document hanging beneath it. The word document lists all the names of the files contained on the zip file, each one beginning with "steal this." Viewers can actually plug their cell phone into the Zip drive and steal the material on it, a process that mimics online file sharing."It involves the idea of people walking away from this show with something that they didn't even think about owning before they came in" Hulcher explains. The piece also comments on the ways technology damages art; these days, artwork is often stolen online under the banner of "information sharing," and Hulcher's work hints that this process could damage the arts.
The other thirteen pieces in the exhibit make similar suggestions, though Hulcher claims he isn't trying to comment on social media. Instead, he says he's trying to display it, following the "show don't tell" principle.
Another piece entitled "Bored on the Internet" displays a series of images of people's less-than-amused faces while video chatting on chatroulette.com. Another, more ironic work called "War and Peace, New Abridged Version" takes Tolstoy's classic novel and fragments it, whittling it down to one percent of its actual length in a word document.
"I am inspired by new gadgets, like Facebook and Internet trends" says Hulcher. "I am using tools that anybody who buys a Mac computer can have [to make] my art. It's a show full of very simple pieces."
Though the display seems to focus on the negative aspects of technology, Hulcher claims he remains impartial towards technology: "I'm not trying to make a statement or a judgment about media either way" he says. "I don't think there's anything wrong with making art with iLife, and I don't think I'm any better than anyone else or a more legitimized artist because I'm showing in a gallery. I just think these pieces are interesting."
SPACE gallery is free to the general public and is located downtown Pittsburgh. "Gone Forever" is on display until May 1st.

subset: commoncrawl


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Switzerland based company, Bureau A, has created the ultimate minimalstic cabin that manages to blend in perfectly with its surroundings. The Geneva-based company managed this camoflauge by designing the cabin to look exactly like a boulder from the outside.
The cabin is made entirely from wood and comes complete with a door, a couple of windows, fold down table and benches and is heated by a small wood burning. It's only big enough for one person, but this thing would make an incredible hunting blind for anyone who would put it to use.
A lot of people dream of having a cabin in the mountains, but this probably isn't exactly what they had in mind. Even so, this is an amazing cabin that offers more security than a tent, but stills makes you feel like it's just you and nature.


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- simon5473
Stress Awareness: Good Stress/Bad Stress and How To Help Yourself
Today is National Stress Awareness Day. Stress believe it or not can actually be a good thing. In small doses it can help motivate you in some areas such as studying for an exam or perhaps giving you a push to finish a task at work.
The issue is with what happens when you receive too much stress. Emotional stress if left unchecked can create negative side effects which include high blood pressure, depression, anxiety and fatigue. One way to avoid any of the aforementioned conditions occurring or manifesting even further, is to be aware of the signals of too much stress.
Your physical body usually provides a good early warning indicator that your are experiencing too much stress. You may for example suddenly find that you are suffering more frequently with colds that seem impossible to shake. Regular occurrences of headaches and your body aching can also be another warning sign. Becoming increasingly more angry, irritable or struggling to concentrate can also act as a signal that you may be experiencing an unhealthy level of stress.
Tolerance levels towards stress and its triggers can differ from person to person. Some people for example can handle leaving designing a presentation or revising for an exam until the very last moment. Others however, have butterflies in their stomach just thinking about that. If you are getting butterflies in the stomach just reading this then always try and give yourself more time when planning for such an event to help manage your stress levels.
There are actions you can take to help manage and reduce your emotional stress levels. Exercise reduces stress by flooding the body with endorphins that help improve our moods, boost our energy levels and can create a welcome distraction to what may be troubling you at the time. Other techniques that help to reduce stress include, breathing techniques, meditation and yoga. Also consider talking to family or close friends. Some times just talking about it can help puncture your stress balloon.
If none of the above are a viable option then try a counsellor or psychotherapist who has the professional training and expertise to help.
Simon Garcia (Dip. Psych.)


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Time line of media enjoymentAs a child the median(a) of meeting that I used adept about was the T .V . In position I was addicted to this medium of communication so practically that I made sure that of the cartoon programs got lost . separate than that occasionally , I flipped through the rogues of a few of the magazines that my p atomic number 18nts bid to every month . The reason for flipping through the magazines was not to pull any breeding but to see the motley psychedelic pictures of the glossy pages . I made a habiliments of expiration through the magazines as soon as they come at my doorstep . Flipping the colorful and crisp pages of the magazines , which had fresh looking at of the stamp press , soothed my nervesIn my adolescent years the Internet became an intrinsical stir up of my life T .V . took a b ackseat .
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Decision Making in Uncertain Times - A Complimentary Webinar
A deep dive into how decision making can go wrong in uncertain times and a tool that you can use to make tricky decisions in the future.
This virtual working session explores the psychological impact of uncertainty from the perspective of decision quality and process.
We introduce a robust decision framework, and discuss the importance of effective process to mitigate our inherent limitations.
Finally, we invite you to join us in a "silent coaching" experience as you apply the framework to an impending decision in private reflection, and determine next step actions.
Please bring a decision to the session that you will take soon, however if you prefer you may use the coaching experience to reflect critically on a recent decision taken.
Take Aways
- Insight into the psychological impact of uncertainty on our waking experience
- Appreciate the personal and organisation consequences of non-rational decision-making
- Tips and tricks to improve your decision-making discipline and decision effectiveness
- A robust decision tool to take away and use
Practical information
You will receive a confirmation mail after signing up to the webinar.
This confirmation mail will include a link to the webinar. At the day of the webinar you join by clicking on the link and you will be led into the session.
Mannaz use Zoom and Teams for our webinars. Read more about video conferences at Mannaz and safety precautions.
When and where
Date: Sign up for the next webinar below
Time: 10 am BST / 11 am CET
Duration: 1 hour
Where: Virtual meeting via Zoom
No fee, but please sign up for our newsletter. You can always unsubscribe (although we hope you will stay)
Sign up for the next webinar
Registration is closed for this time. We are repeating the webinar – keep an eye on our newsletter. You can sign up in the form below.
Nathan Hobbs is Client Director in Mannaz. He draws on 25 years professional practice as an organisational psychologist, and has over the years consulted in the areas of talent management, leadership and organisation development. He references a wide mix of disciplines and past experiences in his approach, working closely with clients to create impactful solutions that integrate the business agenda with organisation learning needs. Nathan was a practice leader and team manager with two rival firms prior to joining Mannaz, and in addition has held corporate positions as a change consultant and sales coach.
Stuart Turnbull is an expert facilitator and coach who consults with clients on Leadership, Organisation Transformation and Strategy Execution. He held international senior executive roles in the Technology, Consumer Marketing and Investment sectors before joining a global strategy firm as a Partner in London. Today he is Mannaz Head of International Consulting and UK country manager.
Who can attend?
This webinar is for leaders and individuals who are responsible for operational and functional decision-making.


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Perfect base for the ultimate smoothie.
Soylent Squared
A scoop perfectly sized to prepare 200 kcal servings of powdered Soylent.


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Middle East Economic Survey
No 46
Kazakhstan Reaches Agreement To Acquire Some Of BGs Kashagan Stake
The government of Kazakhstan announced on 6 November it had reached a preliminary agreement to acquire part of the 16.67% stake in the Kashagan oilfield development held by BG. The exact size of the stake that will be transferred to the government was not released. Other shareholders in the Eni-operated project have expressed their desire to preempt the BG...
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Dear all,
My cat has gone missing for 2 whole days around the area of Slough, Chalvey. This is quite unsual for him as he always goes out and comes back in within a few hours. We initially thought she was a girl hence the name Rosie and it is something we just stuck with. He is black and white, quite small and slim. Often ends up with black dirt on his nose. Green eyes. Responds to Rosie. Please let me know if sighted or found.
Many Thanks!
http://www.catchat.org/felineforum/down ... ew&id=2413
LOST CAT- (Slough)
Post details of LOST CATS here (NB: PLEASE put your Location in the Subject line)
Post Reply
2 posts • Page 1 of 1
- New Cat Chatter
- Posts: 1
- Joined: Mon Mar 21, 2016 8:54 pm
LOST CAT- (Slough)
- Attachments
- 533961A9-0DB6-499F-9CF1-CEFAA42038A4.PNG (29.99 KiB) Viewed 651 times
- Crewella
- VIP Cat Chatter!
- Posts: 3627
- Joined: Thu Mar 13, 2014 9:59 pm
- No. of cats in household: 6
- Location: Hertfordshire
Re: LOST CAT- (Slough)
If you haven't already seen Cat Chat's Lost & Found advice page, the information there might help: http://www.catchat.org/lost.html
Good luck, I hope you find him!
Good luck, I hope you find him!
Post Reply
2 posts • Page 1 of 1


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Microfiber Drying Mat and Towel with Hand Pockets, Small, 31.5" x 19.25"
Shipping calculated at checkout.
Keep your messy mutt happy. Keep your home clean.
This microfiber mat with non-slip backing will soak up to 7 times its weight in water! Let's not forget the hair and mud and dirt that goes along with your mutt. Quick drying, soft and snuggly, this mat can also be used as a towel with the 'handy' pocket attachments on the back.
- Convenient hand pockets for drying.
- Non-slip backing.
- Made of 100% Microfiber.
- Ideal for indoor use. Also great for cars, crates, and furniture
- Small = 31.5in x 19.25in (80cm x 48.9cm)
Color: Cool Grey
We Also Recommend
Stainless Travel Bottle with Silicone Flip Up Bowl, 24oz / 700mL, 4 Colors Available
Regular price $29.21 $29.21


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There are many benefits of coasters and this is the reason why they've become the ideal option as promotional gifts. We have to know exactly why they've become a preferred option. Coasters are very viable as a promotional product on a small budget scale. Additionally they have good quantity of printable space that will help businesses to print the logos of theirs or any other preferred info about the item being advertised. This is an incredibly effective method of raising brand awareness about the product of yours.
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Dance Critique Opening Paraghaph Essays
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In the film My Fair Lady, many scenes mise-en-scene are applicable for this paper but the scene that comes. The scene that comes to mind is the scene when Pickering, Higgins and Eliza return from the ball. The three of them enter the library and Pickering begins to praise Higgins. Mise-en-scene. This is a deep focus shot where the butler and Pickering are in the foreground. Pickering on the extremMy Fair Lady Essay
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These games were held every four years at a place called Olympus in Gree
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By exposing our young lear
By exposing our young lear


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Enough expository banter!
This talk page is used for discussing improvements to the page "Final Fantasy III Original Sound Version". It is not the place for general discussion or sharing stories about the topic of this article.
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Merge[edit source]
How about merging this and this under a single page, "Original soundtracks of Final Fantasy I & II"?I don't like the fact that the Original Soundtrack page is merely a tracklist and little more.
BlueHighwind Q?
TALK - So if you care to find me, look to the Western Sky!ツ:
Faethin, this is FFIII.
Eh....everyone makes a mistake or two. Human, no? Even I as admin let my mistakes linger.
Okay. Though I did move the proposed discussion over to FFI & II OST's page.
Community content is available under CC-BY-SA unless otherwise noted.


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A beautiful vintage grist mill rain lamp by Creators Inc. This rain lamp is in fantastic vintage condition and works beautifully! There is some patina on the metal throughout (chain and posts) do to its age, see close up photo. This is a larger hanging lamp, measures 30" in height and 10" in width/diameter. The fixture is a beautiful oil rubbed bronze color, looks absolutely gorgeous!The mill sits on a stone foundation (not real stone) the wheel rotates as oil drips down and has adjustable flow. The cord is 12' in length with on/off switch attached to the cord. The pump motor works great and is quiet.
The lamp takes approximately 2 pints of mineral oil. Please look at photos closely for that is part of the description and condition. Please contact me with any questions, thanks for looking!
The item "Vintage Grist Mill Hanging Oil Rain Lamp Moving Water Wheel Creators Inc Light" is in sale since Monday, February 12, 2018. This item is in the category "Collectibles\Lamps, Lighting\Lamps\ Electric\Motion Lamps". The seller is "vintiquesandmore2013" and is located in Richland, Michigan. This item can be shipped to United States, Canada, United Kingdom, Denmark, Romania, Slovakia, Bulgaria, Czech republic, Finland, Hungary, Latvia, Lithuania, Malta, Estonia, Australia, Greece, Portugal, Cyprus, Slovenia, Japan, China, Sweden, South Korea, Indonesia, Taiwan, Thailand, Belgium, France, Hong Kong, Ireland, Netherlands, Poland, Spain, Italy, Germany, Austria, Russian federation, Israel, Mexico, New Zealand, Philippines, Singapore, Switzerland, Norway, Saudi arabia, Ukraine, United arab emirates, Qatar, Kuwait, Bahrain, Croatia, Malaysia, Chile, Colombia, Costa rica, Panama, Trinidad and tobago, Guatemala, Honduras, Jamaica.


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Members of the New Mexico Roadrunner Chapter of the Red Hat Society traveled to Tularosa, New Mexico for a lovely Christmas luncheon and party at Grill 49. After lunch they played a version of Chinese Auction. Each one drew a number and when her number was called she could take a wrapped gift from under the tree or steal one from someone else. If one is stolen, that person can then go and pick another gift or steal from someone else and so on. It was a ton of FUN and the gifts were lovely. The food was perfection and the ambiance absolutely elegant.
|Rosanna Heath posing for her close-up!
|The Mountain Girls, Margie Purcella and Alice Evans
|Trudy decorated this hat just for Christmas. Adorable!
|Jan Jennings and our newest member, Bobbie Tanner in reverse colors celebrating her birthday month
|Dorothy Smith and Trudy Reese enjoying lunch
|L to R: Gail Swineford, Jean Courtier, Margaret Treis and Lu Mattson
|Just a grab shot of Red Hatters eating and visiting
|L to R: Dorothy Edwards, VQ Donna Williams and Donna's niece, visiting from Kansas
|The Chinese Auction game has started and it looks like Trudy got a lifetime supply of post-it notes
|Dorothy Edwards with a beautiful painting of a hawk painted by Red Hatter Lu Mattson
|Margie got a beautiful Chinese silk tote bag
|VQ Donna got a beautifully crocheted scarf, hat and gloves
|Queen Ladybird aka Carla Kerr got an infinity scarf and a purse key chain
|Someone took Margie's first gift so she got a purple hat, scarf and convention tee shirt
|VQ Donna lost her first gift so she got a beautiful Christmas candle on a stand
|Donna's sister, visiting, got a lighted base with cut glass figures
|Alice got holiday tea towels
|Bobbie got a Red Hat scarf and a little Red Hat fascinator
|Jean got a credit card wallet and a leaded glass hanging
|Donna's cousin Sandy, (a guest) got a Red Hat scarf and a lined box with a huge diamond in it (look closely)
|Jan got a container of delicious New Mexico Pistachio nuts
|Rosanna, looking mighty pleased, stole the scarf and diamond
|Sandy got the last gift, a beautiful scarf and wine glass tags
This is all I have to say for now.


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29 May 2020
Best 21 Scoop Scoops
Premium Life AS-12 SET OF 2, 12 Oz. (Ounce) Bar Ice Scoop, Dry Bin Scoop, Dry Goods Scoop, Candy Scoop, Spice Scoop, Cast Aluminum - Each scoop has its volume size stamped on each rounded handle, ergonomic designed for a secure finger grip. Our aluminum scoops are functionally effective for all your multipurpose scooping and serving needs, for ice of all shapes and dry goods (dry produce, baking ingredients, candy, etc). Dimensionslength, 8 5/8 incheswidth, 3 1/8 inches.
iDesign Plastic Extra-Large Measuring Scoops for Kitchen Pantry, Pet Food, Laundry, Bath Salts, 2.75″ x 1.5″ x 7.75″, 1/2 Cup, Set of 3 – Clear - Durable made of durable clear plastic for lasting use. Measuring scoops these scoops are the perfect tool for measuring your baking goods, spices, candies, pet food, coffee beans, bath salts, protein, tea, cereal, crafts, and more use in your bathroom, kitchen, laundry room, or craft room. Set of 3 each scoop measures 275″ x 15″ x 775″, perfect for use throughout your home. Quick cleaning simply wash with warm water and mild soap to clean. Easy to use each scooper holds 1/2 cup for easy measuring.
KitchenAid KC117OHOBA Classic Ice Cream Scoop, One Size, Black - Measurements this ice cream scoop measures at 8 5 inches long. Easy storage the loop on the handle allows for this ice cream scoop to be stored hanging or easily store in a drawer. Ergonomic handle the scoop features an ergonomic handle for added comfort and ease of use. Stainless steel the scoop's sharp, stainless steel head makes scooping hard ice cream quick and easy. Dishwasher safe dishwasher safe for fast and easy cleanup 1 year hassle free replacement and lifetime limited.
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Prep Solutions by Progressive Quick Release Cookie Scoop – 1 Tbsp. - It is dishwasher safe for easy cleaning. It is great for portioning mini cupcake batter and scooping ice cream, mashed potatoes and deviled egg fillings. The prep solutions 1 tablespoon quick release cookie scoop features an easy-release lever which measures out the perfect sized scoops for cooking and baking every time. The scoop has a 1 tbsp capacity.
Rubbermaid Commercial 9F51TBLU Hand-Guard Ice Scoop with Holder, 74 Oz, Transparent Blue - It is commercial dishwasher safe. The ice scooper is designed to prevent cross-contamination. The holding rack easily mounts to the wall for storage. The rubbermaid commercial proserve ice scoop with handguard and holder has an angled handle to prevent wrist strain. The ice scoop is nsf certified. It includes a wire holding rack.
Coletti COL105 Coffee Scoop, 1 Tablespoon & 2 Tablespoon Set - Takes guesswork out of measuring forget the scale use a premium stainless steel coffee scoop to quickly measure out ground coffee or whole beans and optimize the quality and flavor of your brew. Satisfaction guaranteed if you're not positively thrilled with your coffee scoop set, just let us know and we'll give you your money back you can even keep the scoops. Ergonomic design specially engineered to allow a secure and comfortable grip no matter the size of your hands compact shape means they take up less space in your drawers. Multi purpose not just for coffee use these measuring spoons for scooping & measuring flour, sugar, tea, oil, vanilla extract and more your purchase supports the fight against human trafficking. High grade steel made of thick 18/8 304 stainless steel to last forever you'll love the solid, heavyweight feel of these spoons (54 & 40 grams respectively) fda approved for use with food and dishwasher safe.
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Remco 64003 Blue Polypropylene Injection Molded Color-Coded Bowl Hand Scoop, 32 oz, 1 Piece - Made from fda-compliant materials autoclavable. Chemical resistant non-sparking sturdy and durable. One-piece injection molded polypropylene construction no seams or crack for bacterial growth will not rust or corrode. Meat, dairy, seafood and poultry institutional kitchens confectionary baking. This fully color-coded large scoop is great for handling bulk materials its solid construction makes it extremely durable it has no seams or cracks to help prevent bacterial growth.
NEW OXO Good Grips POP Container 1/2 Cup Scoop - Bpa free dishwasher safe. This 1/2 cup / 120 ml capacity oxo pop accessories scoop is perfect for measuring or portioning flour, rice, granola and more. Recommended for use with the 4 4 qt / 4 2 l oxo pop container, sized for 5 lb bags of flour or sugar also fits all pop containers with lid type a, b, d. Make the most of pop containers with all-new pop accessories seven solution-based tools that attach neatly to the underside of container lids.
4 Pieces Multi-purpose Kitchen Scoops Ice Scoop Bath Scoops, Food Candy Sugar Scoop for Kitchen Bar Party Wedding(7.5 Inches, Plastic) - Measurement 4 packs clear plastic 75 inches candy scoops, each scoop holds up 1/ 2 cup. Usage these clear scoops can use to scoop dry products like flour, sugar, etc and work well with other containers. Multipurpose these multi-purpose scoops are good for baking ingredients, crafts, and so on, made of durable plastic. Good helper a good helper for your guest to serve themselves during parties, or for kids to scoop ice. Features as a necessity at home, these scoops touch smooth and use sturdy.
Winco AS-85 Aluminum Utility Scoop, 85-Ounce, Medium - Handle has a grooved finish with finger grip to prevent slipping. Made of die cast aluminum. Highly polished inside and outside. Ideal for home or commercial use. Tapered to hold both dry and wet products.
Perfect Pod EZ-Scoop | 2-in-1 Coffee Scoop and Funnel for Single-Serve Refillable Capsules, 2 Tablespoon Portioned Coffee Scooper - ✅ Buy from a trusted brand, as with all our perfect pod products, the ez-scoop comes with our 100% customer satisfaction guarantee. ✅ easy to use, 4 simple steps flip, scoop, close, and pour all with no mess works with left- or right-handed operation. ✅ Fast, easy, and clean, our patented ez-scoop is the perfect "no mess" coffee scoop solution for refilling any reusable k-cup coffee pod, capsule, and filter. ✅ Saves time, quickly and easily measure up to 2 tablespoons of coffee grounds–the exact and perfect portion needed to refill your reusable k-cup. ✅ Includes 1 ez-scoop, coffee scoop with integrated funnel reusable k-cup sold separately.
Rubbermaid Commercial Food Service Scoop, 64-Ounce, White, FG288500WHT - The utility scoop is dishwasher-safe and made from clear polycarbonate construction, which makes it durable, break-resistant, and resists oil and grease. Made in the usa. The rubbermaid commercial food service scoop features a smooth surface for easy cleaning.
Zeroll 1010 Original Ice Cream Easy Scoop with Unique Liquid Filled Heat Conductive Handle Simple One Piece Aluminum Design Easy Release 20 Scoops per Gallon Made in USA, 4-Ounce, Silver - Creating the best scoop color coded brown end cap is a portion size of 4 oz ounces, 20 scoops per gallon zeroll scoops create a bigger looking portion by eliminating compression, which gives you 20 percent more volume of ice cream per gallon. Scooping made easy the easy to use one piece design has no springs to replace and is designed for right or left hand use. Kitchen essential the improved aluminum alloy helps resist oxidation and corrosion. Made in the usa. Unique zeroll design the unique heat-conductive liquid in the handle uses the natural warmth of your hand to make for smooth and effortless scooping and easy release. Ice cream scoop quality offering great quality zeroll has been the ice cream scoop of choice in homes and ice cream parlors since 1935 this handy kitchen tool carves out plump round scoops of ice cream. Do not expose to temperatures above 140°f/ 140 degrees farenheit. Do not place in dishwasher, hand wash only.
Angooni 5.5″ Clear Plastic Kitchen Scoops Wedding Candy Dessert Buffet Scoops, Coffee, Tea, 12 Pack Small 2 OZ. Candy Scoops - Premium quality & safety made of durable food grade plastic for lasting use these handy scoops let you fill your plate with delicious and colorful sweets and candies no spilling or stained hands involved in grabbing loads of your favorite candies. Versatile kitchen scoops ideal for special events or just everyday use an essential for a food stand, a diner, as restaurant supplies and even a school or carnival concession stand clear plastic containers for all your food service and sampling needs. Use angooni candy scoops to let your guests indulge in a fanciful trip to a candy land stylize your candy bar and bring all those candy buffet ideas to the upcoming fundraiser. Satisfy your hankering excite the child inside you with these plastic candy scoops that will assist you in scooping lots and lots of candies from tall apothecary jars without spilling and messing your hands up. Package & size comes in a package of 12 mini kitchen scoops each scoop measures at 55″ inches x 175″ inches, holds up to 2oz these spoons are very easy to clean and simply wash with warm water and mild soap to clean.
Medium Cookie Scoop, 2 Tbsp / 30ml / 1 oz, 1 25/32 inches / 45 mm Ball, 18/8 Stainless Steel, Secondary Polishing - Multiple uses, ideal kitchen tool, with the 2 tbsp cookie scoop, we would use it to make beautifully rounded balls of ice cream, fruit, meatballs, melon ball, and perfectly portioned cookies, cupcakes, muffins, and more they are medium ice cream scoop, cookie dough scoop, food scoop, meatball scoop ball maker and cupcake scoop also in short, it is a great versatile kitchen tool. With ergonomic trigger, easy to use, due to the newly designed release system with innovative cog-and-ratchet, saebye medium cookie dough scooper would perfectly relieve pressure on your wrist and hand when you use it with thoughtfully designed handles and ergonomic release system, we would use the cookie scoop medium easily and gently squeeze to release and don't require intense effort or tireless hand strength. High quality, selected 18/8 stainless, the #40 cookie scoop for baking has gleaming surface, is made of food grade 18/8 stainless steel we would be confident of strength, durability and food safety these superior cookie dough scoop never contain harmful chemicals or others to leave into your food. Perfect size, heavy duty, the medium cookie scoop ( #40 size) is 1 25/32 inches / 45 mm diameter, its capacity is 2 tablespoons/ 30 ml/ 1 oz made of thicker stainless steel, it is heavy duty and last longer time. Clean easily,dishwasher safe, environmentally friendly, the medium cookie scooper is easy to clean we can hand wash, and dishwasher is also safe they are made of 18/8 stainless steel, and are 100% recyclable with no plastic parts selected 18/8 stainless steel ice cream scoop are stain-resistant, and won't pit, rust or corrode, different from other inferior stainless steel.
Norpro Stainless Steel Scoop, 39MM (1.5 Tablespoon) - Scoop 15 tbsp/75oz/225ml/39mm, approximately 50 scoops per quart. Made of stainless steel with a high polished finish. Measures 75″ x 225″ x 75″ / 19cm x 575cm x 2cm. Ideal for scooping ice cream, scoop and drop cookie dough, use to make meatballs, to make fruit/melon balls and also great for dishing up pet food. Heavy-duty spring action releases food easily.
LEOBRO Clear Acrylic Plastic Kitchen Scoops for Wedding, Candy, Powders, Ice Cream, Sugar, Tea, Set of 3 Sizes, Pack of 12 - Clear scoops size:small measure 535 inch,medium measure 65 inch,large measure 76 inch. Widely application great for dry products like flour, sugar and protein powders,also a good helper for your guest to serve themselves in the party. Quantity 12 pieces kitchen scoops in 3 size, each size 4 pieces, enough for multiple kitchen projects or party needs. Multiple usage 3 sizes scoops are perfect for wedding, candy party, buffet ,any powders, baking ingredients, crafts, bath salts etc. Durable and lightweight made of durable clear acrylic, easy to grip handle, straight edge, flat bottom design and are reusable.
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Jenaluca Cookie Scoop Set – Cookie Scoops for Baking – ProfessionaI Heavy Duty 18/8 Stainless Steel Cookie Scoop, lce Cream Scooper, Melon Baller in 3 Versatile Sizes – Small Medium Large – Gift Box - Perfect gifts, lustrous scoops in plush velvet bags elegant gift box for bridal shower, wedding and housewarming. Built to last, heavy duty won't pit, corrode or rust mirror polished — keeps shine wash after wash dishwasher safe. Highest quality, professional chef choice for baking tools 18/8 stainless steel provides strength and durability. Ergonomic design, disher glides easily without intense pressure on wrist and hand, innovative cog and ratchet tool. Multiple uses, 3 scoopers for ice cream, gelato, sorbet, cupcake / muffin (12 cup pan), cookies, truffle, melon balls.
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Investments by foreign investors in Brazilian financial and capital markets are regulated by the National Monetary Council (the "CMN"), the Brazilian Securities and Exchange Commission (the "CVM") and the Brazilian Central Bank ("Central Bank"). The main regulation governing such investments - CMN Resolution 2,689 - was replaced on September 29, 2014 by a new set of rules, enacted by CMN Resolution 4,373, which will come into effect on March 30, 2015.
As a general rule, foreign investments in Brazil must be registered with the Central Bank. Registration of foreign investments may be divided into two main categories: (i) foreign direct investments which are regulated by Law 4131/62 ("Direct Investment"); and (ii) investments made in the Brazilian financial and capital markets, which requires the use of a local custodian to represent the foreign investor, regulated by CMN Resolution 4,373 ("Portfolio Investment").
Registration under both structures generally enables foreign investors to convert into foreign currency dividends, other distributions and sales proceeds and to remit such amounts abroad.
Portfolio Investment also affords favorable tax treatment to foreign investors who are not resident in a tax haven jurisdiction as defined by Brazilian tax laws.
New rules
There are three main amendments to the existing rules.
First of all, CMN Resolution 4,373 delegates to the CVM the task to detail and qualify specific transactions allowed under the new regime. Prior to that, the CMN left for the CVM or the Central Bank little room for construction on the governing rules. For example, opposed to the existing regime, the CVM will henceforth be the responsible agency to detail the transactions not subject to the restriction of the regulation on trading of assets outside, or not registered with, organized securities markets.
The CVM and the Central Bank are expected to enact rules until the new regime comes into force.
Additionally, the new rules now allow the investments under the Portfolio Investment to be registered either in Brazilian reais or in foreign currency, resembling the rules applicable mainly to Direct Investment. Prior to that, investments in Brazilian reais were not available for Portfolio investment.
Finally, rules on foreign investments in depositary receipts (DRs) backed by securities issued by Brazilian companies were also amended. Prior to the new resolution, only shares were eligible to be the underlying assets of DRs.
Now, both securities issued by Brazilian companies registered with the CVM and assets registered in the Reference Net Equity issued by financial institutions and other institutions registered with the CVM may support DRs.
This amendment is expected to enhance DRs programs, which were limited to equity-related securities.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.


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text: 63-810 Absolute exemption from VAT on imports The following goods are wholly exempt from the charge to VAT on importation: (1) Low-value import relief Any consignment of goods (other than alcoholic beverages, tobacco products, and perfumes and toilet waters) not exceeding £18 in value are relieved of import duty and import VAT (¶63-736). (2) Visual and audio materials produced by the UN Visual and audio materials of an educational, scientific or cultural character produced by the United Nations (UN), or a United Nations' organisation, may be exempt from VAT on importation if they fall within the description of goods contained in Value Added Tax (Imported Goods) Relief Order 1984 (SI 1984/746), Sch. 1. Need help? Get subscribed! To subscribe to this content, simply call 0800 231 5199 We can create a package that's catered to your individual needs. Or book a demo to see this product in action. Book a demo Talk to us on live chat Call an Expert: 0800 231 5199


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Movies about making money through sports and other means are often popular among viewers.
Turning to various Wikipedia descriptions can often take something as complex as, say, a bet9ja promotion code, and make it rather straightforward.
'Bookies is a 2003 German comedy thriller film written by Michael Bacall and directed by Mark Illsley. Three college students, Toby, Casey, and Jude, start up a bookie business taking bets from various clients. Their business immediately booms. They subsequently are able to purchase many expensive items such as big screen televisions and new computers to help them manage their complex business.'
'The Big Short is a 2015 American biographical comedy-drama film directed by Adam McKay. Written by McKay and Charles Randolph, it is based on the 2010 book The Big Short: Inside the Doomsday Machine by Michael Lewis showing how the financial crisis of 2007–2008 was triggered by the United States housing bubble. The film stars Christian Bale, Steve Carell, Ryan Gosling, Brad Pitt, Melissa Leo, Hamish Linklater, John Magaro, Rafe Spall, Jeremy Strong, Finn Wittrock, and Marisa Tomei. The film is noted for the unconventional techniques it employs to explain complex financial instruments.'
'Let It Ride is a 1989 American comedy film directed by Joe Pytka and starring Richard Dreyfuss, David Johansen, Teri Garr, Jennifer Tilly, Cynthia Nixon and Robbie Coltrane. It was written by Nancy Dowd (credited as Ernest Morton) and based on the novel Good Vibes by Jay Cronley. The story's light comedy is centered on a normally unsuccessful habitual gambler who experiences a day in which he wins every bet he places. Let It Ride was primarily filmed at Hialeah Park Race Track, which was closed in 2001 and reopened on November 28, 2009.'
'Moneyball is a 2011 American sports film directed by Bennett Miller and written by Steven Zaillian and Aaron Sorkin. The film is based on Michael Lewis's 2003 nonfiction book of the same name, an account of the Oakland Athletics baseball team's 2002 season and their general manager Billy Beane's attempts to assemble a competitive team. In the film, Beane (Brad Pitt) and assistant GM Peter Brand (Jonah Hill), faced with the franchise's limited budget for players, build a team of undervalued talent by taking a sophisticated sabermetric approach to scouting and analyzing players. Columbia Pictures bought the rights to Lewis's book in 2004.'