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April 4, 2014
by Lauren Chval
It's been more than a month now since Irish senior men's tennis player Matt Dooley identified himself to the world as the first openly gay student-athlete at the University of Notre Dame.
In some ways, Dooley's life has gone on in normal fashion, as he competes with the nationally-ranked Irish tennis squad and finishes his final semester of classes at Notre Dame.
In other much more personal, and yet also now more public, ways his life has changed forever.
Dooley used a first-person piece on Outsports–a website dedicated to covering homosexuality in sports–to reveal his story to the public. The Outsports piece broke at 6:44 a.m. on Monday, March 3. Dooley, having returned with his teammates just five hours earlier from a tennis match at the University of Virginia, slept through much of the initial response.
When he finally woke hours later, his cell phone buzzed with unread text messages and unanswered calls. It seemed everyone he knew–classmates from Notre Dame and high school, tennis opponents from the junior circuits of his youth, friends he hadn't talked to in years–wanted him to know they were proud, supportive and encouraging.
During the week the story emerged, Dooley gave eight interviews in four days. He scheduled those around classes, daily weight room sessions, team practices and meetings with his coaches. Yet, 48 hours after the story emerged, the San Antonio, Texas, product, actually yearned to hear or see some negative comments, if only to understand one vein of the reaction to his coming-out story.
His approach to tennis mirrors his philosophy of handling what may lie ahead of him:
"If I get up fast when I'm playing a guy–if I win the first seven or eight points–I start to get anxious," Dooley says. "Like, when is it going to come back to get me? If it's going to be a fight, I want to know."
Dooley knows what it's like to fight to survive and he also understands the depths of despair–the belief you might not be able to overcome the demons that hover around you every waking minute of every day. In 2011, after years of wrestling with his sexual identity, Dooley's depression became so severe that he tried to commit suicide and was hospitalized.
So he held no illusions that his decision to publicly state his homosexuality more than two years later would come without consequences or comment. Yet, despite the fact his family, friends, teammates and others at the University have offered incredible support after his announcement, Dooley understands it only takes one negative thought to send emotions spinning.
He knows this because, for a long time, so many of the negative thoughts came from himself.
Dooley is not an open book. Intelligent and well spoken, he has no problem articulating his thoughts. But he is clearly uncomfortable being the center of attention. He didn't seek the spotlight. Dooley insists he decided to share his story so publicly for two reasons.
The first was to propel the "You Can Play" initiative on Notre Dame's campus. "You Can Play" is a social activism campaign dedicated to ensuring equality, respect and safety for all athletes, without regard to sexual orientation. Centered around the slogan, "If you can play, you can play," the movement began in 2012 to honor the memory of Brendan Burke, a student manager for the Miami University hockey team who had worked to increase acceptance of the gay community in hockey before dying in a car accident.
Although each of the University's 26 athletic teams had agreed to participate in the national campaign's signature video series before Dooley went public, his announcement created a personal connection to the program's mantra.
Just hours after Dooley's announcement, Notre Dame vice president and director of athletics Jack Swarbrick met with him and asked Dooley to help move the project forward. Dooley and Irish rower Olivia Kacsits then visited with every Notre Dame athletic team to further explain the initiative. Over the past few weeks, each Irish team has filmed its portion of the video, with the final shot featuring Swarbrick saying, "Welcome home."
"Home" is the word Dooley uses most frequently to describe Notre Dame. Between his words and the "You Can Play" video, he wanted to express to other gay athletes that Notre Dame could become that place to them as well.
But the second reason he came forward is even closer to Dooley's heart.
"I wanted to let other student-athletes that are going through the same situation know that they are not alone and people will support you," he says. "Hopefully we will pull people back from the pits of depression, which was my personal agenda."
Dooley's story created immediate impact and feedback. Hopeful he could help others struggling as desperately as he once had, Dooley included a personal email address at the bottom of his piece. Within hours, hundreds of emails flooded the inbox, sharing both encouragement and personal trials.
A handful of them expressed that Dooley's words had pulled them back from the edge. His honesty about his fears had made them realize there are others out there experiencing the same pain.
Dooley's biggest concern with the Outsports piece related to his relationship with his older brother Dan. Matt's desire to be honest required him to expose many vulnerabilities. Yet the one anecdote that worried him revealed a memory from when Dan was a teenager.
The two brothers were watching "Scary Movie" when Matt was 9 and Dan was 16. Dan's amused reaction to the sexual orientation of a character confirmed a fear that was already emerging in his younger brother.
For Matt, this marked the hardest thing to share because it risked hurting the person he believes has been most supportive.
The Dooleys grew up in a Catholic, military family. Another word to describe the family, both brothers might suggest, is "competitive." Everyone in the Dooley clan is athletic and played every sport that fit the schedule. Matt actually preferred basketball–he only picked up a tennis racket because of his older brother.
"It was close to Christmas because I remember playing with Legos in my room," Matt says. "My dad said they were going to the tennis courts and he would not let me stay home alone because I was too young. I was mad that they made me go, but when we got there, the tennis pro said he wouldn't teach my brother unless he had a chance to teach me as well. He (the tennis pro) thought I was young enough to turn into something."
The brothers proved competitive, but with a seven-year age difference, Matt admits much of the "competition" entailed Dan thoroughly crushing him. Dan confesses that when he was in high school–when the gap was the most apparent–Matt wanted to do what his older brother did and play what he played.
It wasn't only in sports where the elder Dooley set an example. One of the most vivid memories Matt has of his brother involves an incident that occurred within the same timeframe as the "Scary Movie" anecdote. The brothers were snowboarding together–a rare treat for the Texans–when a disabled man headed downhill on a sit-ski wiped out on the slopes.
"My brother immediately snowboarded over there and stayed with him for at least half an hour," Matt says. "He found the ski that popped off and helped him get everything together. Snowboarding was something we didn't get to do very often, but my brother spent a significant amount of time trying to help this person while others were just passing by."
For Matt, this memory trumped the athletic ones when it comes to how much he always wanted to be like his big brother.
"One thing that's always kind of surprised me about my brother is how caring he is ultimately," he says. "I've always considered myself a compassionate guy, but in my mind, he still beats me in that. It goes back to that competitive thing, I guess."
Given the closeness of his family, one of the more confusing aspects of Matt's story is the space he deliberately put between himself and his family following his suicide attempt. In the immediate aftermath, he ignored voicemails and did not return calls. He did not come home for Christmas. For months, the demons raging within Matt loomed stronger than those incredibly tight family bonds.
Even during the football season, when his family traveled to South Bend for a game, he refused to see them. Dan, though, wouldn't take no for an answer.
"I sat outside his dorm room for a couple hours," Dan says. "When he finally walked out, I made him let me walk with him across campus to wherever he was going. He wasn't very happy to see me, though that was before he had accepted himself, so I don't think he wanted to talk to anyone for a while."
When Matt finally did decide to face both himself and others, Dan was the first person he told. Four months after the suicide attempt, he gave his brother a call.
"The fact that he cut himself off was definitely hard," Dan says. "It took me a while to understand why. When he did call me, it was just good to hear his voice. At that time, he came out to me, and I think it was really hard for him."
It would be another several months before Matt reached out to his parents. He says he is still astounded by the fact that his brother kept his secret from them, despite being fully aware of their anguish.
"If I can trust him with that, I can trust him with anything," says Matt.
It is that sentiment that keeps them closer than ever. The age difference–once so apparent in whiffle ball and driveway basketball–seems hardly worth mentioning now that they have become each other's confidants.
A huge aspect of Dooley's story has involved how coming out to his team helped him down the path of self-acceptance. Just as Matt made a deliberate decision that his brother would be the first person he reached out to in his family, it was no accident senior Greg Andrews was the first teammate he trusted enough to tell.
"He knew me," Dooley says. "He knew I was a good guy, and he was my best friend on the team and he still is. I felt that if anyone was going to accept me, it was going to be him."
Despite the fact he had told his family, Dooley didn't assume their positive reaction would be genuine. Your family, he thought, supposedly would stick by you no matter what–telling a friend qualified as a different kind of risk entirely. There was no guarantee that if he told Andrews, their friendship wouldn't change.
It was this gamble that made Andrews' reaction all the more meaningful to Dooley.
"It certainly wasn't going to impact my friendship with him," Andrews says. "I told him, `You're still the same Dooley to me.' I'm really kind of honored that he told me first, and I think it's brought us closer together."
In the wake of Andrews' acceptance, Dooley finally could face the idea of accepting himself. Within months, he came out to Irish tennis coach Ryan Sachire, and at the beginning of the 2013-14 school year he sat down with his teammates.
Dooley describes tennis as an escape for him. On the court, his anxieties and doubts melt away. But now, with his teammates both knowing everything about him and continuing to support him, he lived in an environment that truly provided him safety and encouragement on campus.
In this secure surrounding, Dooley has thrived. He earned tennis monograms during both his sophomore and junior seasons and this year has appeared in the starting lineup in doubles, contributing to pivotal Notre Dame victories over Minnesota and Kentucky. After he graduates from the College of Science in May with a degree in science-business, he will study medicine at the University of Texas Health Sciences Center in Houston.
Sachire, a 2000 Notre Dame graduate, says the experience not only has served to make him a better coach but also has made him incredibly proud to be connected with Notre Dame.
"I take a lot of pride in the fact Matt has been supported from the first minute and by everyone that he has come into contact with in the athletic department and at the University," he says.
Meanwhile, the Notre Dame men's tennis team is having its best season in more than a decade. The Irish already have knocked off four higher-ranked teams and continue to march on, with their eyes on the prize of ending the season among the top programs in the country.
"This experience with Matt hasn't taken anything away from the team," Sachire says. "If anything, it has added to the team and it has changed things for the better."
The smallest manifestation of this truth could be seen the day of the "You Can Play" video shoot. All student-athletes and members of the athletic department were invited to be in the final shot–filmed at center court of Purcell Pavilion. Dooley, the first person to thank others for coming, introduced the project. But as everyone huddled together to get into the frame, Dooley missed the presence of his teammates, who were nowhere to be found. Just before the camera captured the image, the sound of running footsteps came from the northwest tunnel, and everyone paused to turn and look.
Late from a weightlifting session, his teammates came rushing onto the court with smiles on their faces, eager to join Dooley at the back of the shot.
Dooley waited a whole day and a half for the first negative feedback. By Thursday night, his story has been carried by Associated Press and distributed online by a number of local news outlets. On a certain site, hundreds of negative comments popped up at once.
Some reactions are blindly hateful. Others are simply ignorant. Dooley prepared himself for that reality. What has surprised him, however, is that some people seem to think he is looking for affirmation from them. They think he is trying to convince them of something, and he says their assumption couldn't be further from the truth.
"Those aren't the people I'm talking to," Dooley says. "If I could just have a database of closeted athletes and send my story to those people, then that would have been what I did. But that's not how it works. My personal goal is to help someone out there that is in the shoes that I was in, struggling with depression. Ultimately I am trying to save a life."
Still, he reads the comments. He gets through a number of them on Thursday night and feels grumpy in spite of himself. Over the past two years, Dooley has fought his way back from the worst place, but that does not mean the fight is over. He will tell you he still has demons to battle.
It is that fight in him–that desire to confront the first negative reaction–that allows those who love Dooley to know he is strong enough to handle potential bumps in the road.
"You're looking at someone who is caring and smart and fun to be around. I'm very impressed by his strength and his resilience," Dan says. "To go through what he went through and then come back, it's incredible. He's come so far not only to accept himself but also to be an advocate. I'm glad he has the courage to do it. He's stronger than I am."
It is Andrews who finally pulls Dooley from his bad mood on that Thursday night. Andrews screen captures a tweet from @UNDCrushes, a Twitter account established to let Notre Dame students anonymously communicate messages to one another.
The tweet reads: "Matt Dooley–As a closeted gay athlete here, I feel like I am constantly pressured to hide who I am. Your courage gives me hope."
That is all Dooley needs to see. That is enough to keep him in the fight.


text:
PHOENIX FAN FUSION – May 21-24, 2020
November Newsletter
Hello Exhibitors!
Welcome to the November Exhibitor Newsletter for Phoenix Fan Fusion 2020! We are very excited about all of the exciting improvements in store for the 2020 event.
For the best and latest exhibitor information check the WEBSITE often. We'll still send you a monthly update by email, but all of the exhibitor information can be found on the website and is updated frequently.
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As a special thank you for being part of our show, we're give you priority booking at our host hotels. Next month's exhibitor email will have links to select partner hotels 24 hours prior to the hotel links being released to the public. Please note if you need to book a room that is outside our hotel block (Thurs – Sun) you will need to call the hotel to get the room rate. We DO NOT use any third party vendors. You should only book your hotel through these links or by calling the hotel directly.
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You can find them HERE. NOTE … you will need to register on the website to see them if you haven't already. These placements are not public until January and are subject to change. If your placement isn't listed, please check back. We are updating placements daily.
REMEMBER, REMEMBER, THE 30TH OF NOVEMBER!! If you need additional passes for friends or family, get them now for less than the exhibitor pass rate on-site. Only $55 for a full event pass through November 30th.
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It's time to start planning your promotional package for Phoenix Fan Fusion. Exhibitors get an exclusive discount rate off print and digital ads. These rates are good for a limited time only and will go up as we get closer to the show. Plan ahead and get the most out of your weekend with additional branding and promotion directly to our attendees. Contact email@example.com for more information and to request an order form.
Houston, we have a problem…
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If you have questions or need assistance with anything dealing with the exhibit halls please email email@example.com.
Directors of Operations Lee Palmer and Jen Palmer are your primary points of contact for 2020 Exhibit Hall inquiries and answer all emails sent to firstname.lastname@example.com.
Jen and Lee have been with Square Egg Entertainment and Phoenix Fan Fusion since 2008 in different capacities and have been directly involved with the Exhibit Hall since 2015. They make every attempt to respond to emails quickly and get the information out to exhibitors as early as possible to help with planning.
How Will You Contact Me?
Please take the time to read our monthly exhibitor newsletters, as they have important information to make your experience at our show the best it can be. All the 2020 newsletters will be available on the WEBSITE. Please white list square-egg.com and phoenixfanfusion.com, so your spam filter doesn't capture these important communications.
All exhibitor information will always be on our WEBSITE as soon as we have it in hand, you will be able to find info on everything under the exhibitor tab.
If the website does not have the answer you're looking for, please email the team at email@example.com.
We are so glad you will be joining us for another fantastic show. We can't wait to see you at Fan Fusion 2020!
The Exhibitor Team
We send monthly newsletters with important information to make your experience the best it can be. Please be sure to white-list square-egg.com and phoenixfanfusion.com so your spam filter doesn't capture these important communications.


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|Related video
When agriculture specialist Han Junwen arrived in Ngari prefecture of the Tibet autonomous region, he was greeted by the taste of sand in the air.
"I knew it was going to be tough in Tibet, but didn't expect it to be that tough. I started to doubt what I could do for the local people."
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Why Do We Do This To Ourselves?
Being in relationships are challenging.
Being in relationships are stressful.
But do they have to be? Do you have to go to bed angry? Do you have to wake up thinking of the disappointment you're likely to feel later in the day?
No, I'm not talking about my lovely wife of thirteen years. […]
How to Fix the Royals Broadcasting Mess
There's an old saying, that "a dog who lives in a small backyard will continually be stepping in his own shit."
Actually, I'm lying. There's no such saying. But there should be. And it's possible that could be a Rexism on the Royals Broadcasts.
The Royals Front Office continues to make a pile of lemon […]
A Foul Ball Changed My Mind… On Rex
Everbody's got a crazy fucked up Uncle that likes to do the "pull my finger" bit, right?
Meet Rex Hudler. He's your crazy Uncle.
Rex is insane. He's zany. He suffers from diarrhea of the mouth. He says some fucked up shit like "Ugly Finder" and "can't sneak a piece of cheese past a […]
An Open Letter to Metro Sports
Look, I don't know what it's like to work for a television station. That much we know. But it really looks like y'all really mailed it in last night during your "Royals Preview" show.
I understand that covering Spring Training is a bit like Groundhog Day. Go get an interview with the manager, the couple […]
Fake Ned Minute #21 – We Need Baseball
The start of Spring Training also means the start of the baseball cliche. Just listen to the attached Fake Ned Minute "one minute at a time" or listen to it "in the best shape of your life."
Regardless, baseball is here, and there's nobody more excited about it than me.
How To Kill Jim Rome
It's no secret that 610 Sports is looking for a way to get ahead of Sports Radio 810. 610 has one key advantage coming up, they are the Flagship of the Royals Radio Network and carry all the games. Last year, this propelled them ahead of 810 in the ratings for the first time […]
Fake Ned Minute #19 – This is Our Time
The Royals unveiled their slogan for the 2012 season, "Our Time." Which can obviously, only mean some sort of teleportation device to an alternate universe, right?
Fake Ned Minute #18 – Joke of the Day
The Bruce Chen Joke of the Day was announced to be taking fan submissions this year. Here are a couple I have sent over to One Royal Way.
Rejected Royals Slogans
The Kansas City Royals announced their 2012 Team Slogan "Our Time" in a recent press conference. As Rustin Dodd wrote in his article, the slogan was simpler and not in any way related to the Goonies.
Which made me wonder… which ones were rejected? Here's a few I'm betting ended up in the […]
Danny Parkins Interview – 2011-12-03
Danny Parkins from 610 Sports is the mid-day host and he was kind enough to sit down with the Rambling Morons to talk all kinds of topics. We talked about the #RadioWars, Kansas City BBQ, Chicago, the Radio Business and even Bob Fescoe's mental condition. It was a fun hour and we really […]
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Fidelisco Capital Markets Ltd, a brokerage firm recently denounced its Cyprus Investment Firm (CIF) license. According to public notice by the Cyprus Securities and Exchange Commission (CySEC), the license surrender was voluntary and occurred on November 8.
No regulatory action
CySEC clarified that it had not taken any regulatory action against the company because of which it surrendered the license. However, the regulator didn't say why the company decided to let go of its CIF authorization. This is not the first-time regulated brokerage firms have surrendered their Cyprus licensed voluntarily. Before this, Alfa-Forex, Spot Capital Markets Ltd. and UBFS Invest also denounced their authorization without any regulatory action.
The company has not made a public statement about its decisions or the reasons behind its motivation to surrender the license yet. However, it will continue being supervised by the CySEC until it fulfills all responsibilities of all its license responsibilities. The last time Fidelisco was hit with regulatory action in Cyprus was in 2015. The watchdog slapped the company with a €15,000 fine for violating some terms of the Investment Services and Activities and Regulated Markets Law.
Fidelisco's relationship with authorities
Fidelisco has obtained multiple regulatory licensed in Europe. Started in 2013, it has received authorizations from Dutch regulator AFM, CySEC and the UK Financial Conduct Authority (FCA). The company has focused primarily on physical terminals that offered binary options. It also ran 365Trading.com, which has now shut down. Note that European authorities have cracked down heavily on binary options in recent months.
When the company received a fine in 2015, it was operating a branch providing investment services in Paralimni City in Cyprus. The company had informed the regulator in advance that it only intends to run a representative office instead of a full-fledged branch office. It tried to avoid a complete legal disclosure that came with a branch office establishment. The regulator levied a relatively small fine on the firm, considering its previous compliance with rules.


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I got so many comments on this shirt from my colleagues on how stylish this shirt is.
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So a liberal guy from Oregon doesn't like anything about the South. Nothing new here, but he decided to write a book about it, which inspired the funniest book review that I've ever read.
On the first page, the author wonders why the American electoral system must be "held hostage by a coalition of bought-and-paid-for political swamp scum from the most uneducated, morbidly obese, racist, morally indigent, xenophobic, socially stunted, and generally ass-backwards part of the country." You expect him to let up, to turn the argument around, to look at the other side of question. But he never does. For more than 300 pages, Mr. Thompson travels through the South observing customs, outlooks and people and subjecting them to an unremitting stream of denunciations.
That's from the noted Southern publication, The Wall Street Journal. We Southerners could write a similar book detailing all the things that we don't like about the North, but I guess we're too polite to do that. In any event, I always enjoy hearing how horrible the South is from the point of view of a liberal, know-it-all, Yankee.
Bless his little heart.


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Our Metropolitan Melbourne stores will remain open for Trade customers only. We encourage retail customers to use our Click & Deliver or Drive & Collect service.
Customers in regional Victoria and other states can get the essentials that they need by shopping with us in-store or online.
We continue to follow government advice, and thank our amazing team for all their hard work helping our customers.
Part 1
How to assemble a broom cupboard
A broom cupboard can be easy to install with the right tools and these simple to follow instructions. This video takes you through the steps of putting together a broom cupboard for your laundry.
Part 2
How to install a broom cupboard
Make the most of your storage space in the kitchen or laundry. This video will show you how to easy it is to install a broom cupboard.
Part 3
How to assemble a linen chute cupboard
Clean up your laundry and all of your linen. In this video we show you how to install a simple linen chute cupboard.
Part 4
How to install a laundry chute
We show you how to install a laundry chute in your laundry. See how to find and mark the wall studs and secure your cabinet.
Part 5
How to assemble a wall drying cupboard
Wall drying cupboards help you to maximise the space you have in the laundry. They're also easy to build with all of the hardware you need in the kit.
Part 6
How to install a laundry trough
Installing a laundry trough is an easy project. This video outlines the simple steps you need to follow to put a new trough in your laundry.
Part 7
How to install an ironing centre
Installing an ironing centre in is an easy project that adds a modern touch to any laundry. Ironing centres make ironing easy to set up, easy to use and easy to pack away.
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6 of 7 – How to install a laundry trough
Planning & Projects
How to create a low-water garden
'Dry' or 'low-water' gardening is a real art and, when done right, will provide you with an inviting landscape that uses very little water.
Planning & Projects
How to create a green wall using artificial hedge
Green walls are all the rage at the moment, but buying and maintaining one can be costly. Why not have a go at creating your own using pieces of artificial hedge – it looks great and will last the distance. Here's how.
How To Save Water
How to reduce water usage
Whether indoor or outdoor, there are lots of ways to be smart about water usage. And there are some simple actions that can make a big difference to your water bill.
How to install a ring doorbell
The Ring video doorbell is a wireless doorbell which allows you to see who is at your front door. Find out how to install the Ring video doorbell yourself.
Garden Lighting
How to install solar lights in your garden
Solar lights are a great way to illuminate your pathways and highlight your garden beds at night. Install them yourself with these easy steps.
Shelving & Storage
How to organise your pantry
Create an organisational system in your pantry with these handy storage hints. Trust us – its life changing!
How To Paint
How to paint your front door
Make an entrance every darn day of the week by painting your front door a bold, enticing colour!
The best way to hang pictures on a wall
Learn the tricks to hanging your wall decor so it looks good – and doesn't damage the plasterboard. Create an effortless-looking display by taking the time to consider spacing, proportion, frame styles and colour palettes.
Before you start installing the ironing centre, you might need to call in a licensed electrician to install a powerpoint. Also, read the instructions before you start the job.
Transfer onto the back of the ironing centre, where the fixing points are on the wall. Use the drill to pre-drill the six holes into the back of the ironing centre.
You will need someone to help you lift the ironing centre into place. Check with a spirit level to make sure the centre is sitting straight. Use the drill and screws to secure the ironing centre to the wall.
Line the holes in the brackets on the door, with the holes on the ironing centre. Use the drill and screws to attach the door to the ironing centre.
Line up the handle with the holes on the door of the ironing centre. Insert the screws through the back of the door and into the handles. Use the drill to tighten the screws and secure the handle.
If your ironing centre isn't recessed into the wall, you will need to attach the side and top panels. There is also a channel in the panels where you can run the power cord on the iron.
Place the rubber strips from the kit on the top edge of the ironing centre. Place the top panel on top of the rubber strip. Slot the side panel into place. Use the drill and screws to secure the panels.
Open the ironing centre and drop the ironing board down. On the left hand-side there are two pre-drilled holes. Drill screws into these to keep the panels secure and flush.
How to give your laundry a modern D.I.Y. makeover
By giving your tired, old laundry a modern makeover you can make it a place you enjoy using. In this D.I.Y. renovation, we've created extra storage space with new cabinets, the tapware adds a stylish touch, while the external door will make this a m...
D.I.Y. laundry basket dresser
Keep your clothes and all your other laundry off the floor with a D.I.Y. laundry basket dresser.
How to build linen closet shelving
Make the most of your closet space and get organised by installing shelves. In this video we show you how to install shelving and basket units for a linen closet.
How to design a laundry
If you want to make the most of your laundry space, all it takes is some basic planning. We'll show you a few simple tips to help design your laundry.
How to install a laundry chute
We show you how to install a laundry chute in your laundry. See how to find and mark the wall studs and secure your cabinet.
How to organise your laundry room
The laundry room is one of the most utilised rooms in a family home, but unless you're organised it can quickly become one of the messiest. Your local Bunnings has all kinds of laundry organisation products to help take the mess out of your laundr...
Three clever space-saving clotheslines
Three clever space-saving clotheslines
Planning & Projects
Create a centrepiece for your bathroom
An oak console is transformed from an unloved piece of furniture to the stunning centrepiece of a bathroom makeover.
Baths, Showers & Toilets
How to fix a leaking shower
A quick and simple way to stop water leaking out the sides of your shower screen.
How to get rid of mould
Removing mould from your bathroom is easier than you think. You just need the right products and a bit of elbow grease.
How to lay floor tiles
Tiles are a great way to bring colour and style to a room. We'll show you how easy it is to lay floor tiles with this easy to follow guide.
Vanities, Cabinets & Cupboards
D.I.Y. hanging towel rail
A stylish copper hanging towel rail will keep your towels tidy and off the floor as well as adding a real wow factor to your bathroom.
Planning & Projects
Create the perfect ensuite
For all you need to know to devise a blissful retreat, read our expert tips on colour, configuration and must-have inclusions.


text: L&E 2015 Elegant wedding in Budapest Styling concept was creating an elegant wedding for Budapest city theme. Ceremony venue was an iconic building of Budapest so its silhouette and other famous buildings as well shown in every elements of the graphic design. Elegant colors like navy blue and gold added the final touch of the American – Hungarian mixed couple's big day. Photo: Eleven Photo – Laszlo Bodnar Photography Graphic design: Dóra Kövesdi Venues: Városligeti Műjégpálya and Marriott Hotel Budapest


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Elevating your house will help reduce damage to your property from most tsunamis. ;k Take precautions to prevent flooding. Have an engineer check your home and advise about ways to make it more resistant to tsunami water. * See a local radio or television station for updated emergency information. * Follow instructions issued by local authorities. What to do DURING a Tsunami * If you are at home and hear there is a tsunami warning, you should make sure your entire family is aware of the warning. Your family should evacuate the house if you live in tsunami prone area.
Evacuate to a safe elevated area and move in an orderly, calm and safe manner to the evacuation site. * Take your Disaster Supplies Kit. Having supplies will make you more enforceable during the evacuation. * If you evacuate, take your animals with you. * If you are at the beach or near the ocean and you feel the earth shake, move immediately to higher ground. Do not wait for Tsunami warning to be announced. Stay away from rivers and streams that lead to the oceans. High multi-storey, reinforced concrete buildings (like hotels etc. ) are located in many low-lying coastal areas.
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The upper floors of these buildings can provide a safe place. * Offshore reefs and shallow areas may help break the forces of tsunami waves, but large and dangerous waves can still be a threat to coastal residents in these areas. * Staying away from low-lying coastal areas is the safest advice when there is a tsunami warning. * Update yourself on emergency information or warning announced on radio and television from time to time. If you are on a boat or ship * Since tsunami wave activity is imperceptible in the open ocean, do not return to port if you are at sea and a tsunami warning has been issued for your area.
Tsunami can cause rapid changes in Water level and unpredictable dangerous currents in harbors and ports. * If there is time to move your boat or ship from port to deep water (after you know a tsunami warning has en issued), you should weigh the following considerations: * Most large harbors and ports are under the control of a harbor/port authority. These authorities direct operations during periods of increased readiness. Keep in contact with the authorities should a forced movement of vessels is directed. * Smaller ports may not be under the control off port authority.
If you are aware there is a tsunami warning and you have time to move your vessel to deep water, then you may do so in an orderly manner. Owners of small boats may find it safest to leave their boat at the pier and physically move to higher grounds. Damaging wave activity and unpredictable currents can affect harbors for a period of time following the initial tsunami impact on the coast. Contact the harbor authority before returning to port. What to do AFTER a Tsunami After a tsunami, you should: * Continue using a radio or television for updated emergency information.


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How Much Home Can I Buy Calculator How Much Home Can I Afford? This calculator will estimate the size of a mortgage you could afford based on your current monthly rent payment, your down-payment, and the expected property taxes and homeowners insurance.Best Way To Find A House To Buy 6 Ways to Buy Your 1st Investment Property for $1,000 or Less – 6 Ways to Buy Your 1st Investment Property for $1,000 or Less.. 6 ways to Buy an investment property 1. construction.. One of the best parts about seller-financing, however, is how you can uniquely structure the loan terms. One of my friends got most of his seller-financed loans structured.
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How much can I borrow: mortgage calculator – MoneySavingExpert – How much can I borrow? We calculate this based on a simple income multiple, but, in reality, it's much more complex. When you apply for a mortgage, lenders calculate how much they'll lend based on both your income and your outgoings – so the more you're committed to spend each month, the less you can borrow.
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Buying A House For First Time Home For A home 9 home maintenance tasks you should do before spring – Though spring is still more than a month away, there are important tasks you can do around the house this month to prepare your home for the coming season. "It's vital to start on your.So here I've put together a first time home buying guide to wrap up our best advice over the last few years in once place. Enjoy!. In a perfect world, you would commit to buying a home and get mortgage pre-approval before stepping foot into your first open house. Obviously, it may be you.


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MOLDOVA/TURKEY Checked 11530 / 11540 kHz channels at 06.57 UT Oct 22:
here in central / western Europe
11530even Radio Denge Welat program in Kurdish, S=9+20dB strength,
9.6 kHz wideband audio block visible,
and 4 Hertz fq distance - underneath -
11530.004 kHz TRT Emirler, one of the five 500 kW units in central Turkey
see below direction finding screenshots in png format.
TRT broadcast of Turkish secret service
brought Arabic mens chorus sung performance, and also
marching music band of army music played in between,
as reported widely yesterday.
HOL/BEL border Denge Welat px ahead, TRT px underneath.
Northern ITALY Denge Welat px ahead, TRT px underneath.
POL Warsaw Denge Welat px underneath, TRT px ahead.
Stuttgart GER Denge Welat px, TRT px, both equal signal level.
GRC Denge Welat px, TRT px, both equal signal level.
Doha Qatar Denge Welat px, TRT px, both equal signal level,
but increase of Denge Welat at 07.20 UT.
35 million Kurdish national people settled in former Osmanic Empire
in Turkey, Irak, Iran and Syria, - as well as worldwide spread.
vy73 de wb df5sx


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We have a hardware Clover testing device toolkit at our organization so, before we deploy your application our QA do all types of application testing to validate that the application is bug-free and working completely fine. So, do more of what you love to grow your business. Let Clover Station, take care of the rest.
Before we proceed further towards development we will ask you few questions to understand your business. We will use that information to build your personalized Clover station. Our skilled developer uploads that information into the Clover and cloud and create a best-in-class POS solution.
We get you through step by step on the installation of your new Clover system. Each of the colour combinations is colour coded for your convenience
You are all good to go with! Ring up sales, track customer data and customize your experience to improve your business at affordable cost
We build clover intuitive, compatible, and feature rich POS system with modules for inventory management, CRM, accounting inventory and more for eCommerce integrations to big commerce, Shopify, Prestashop and for cross-channel functionality.
We provide end-to-end payments architecture into the merchant's business to process all payment types using Clover devices plus accessories and offer custom clover solutions including gift cards, customer engagement, security features, analytics, and more.
We make use of Restful API and cloud-based payment infrastructure to program native and web terminal apps to enrich customer experience with a with a wide range of utilities for use through the Clover app market.
So, are you looking for a custom clover application to streamline your processes and support your business needs but, unfortunately lacking with the development skills? Let us help you build the perfect custom clover application for your business. We have in-depth knowledge and extensive experience in creating custom clover applications to meet your business needs and give a rich experience to your end user.
Effectively increase your customer engagement, create new sales channel and more with custom clover application integration. Hire clover developers from us to create almost any type of application for you from a simple application that shows accurate inventory to customer rewards, social and eCommerce functionalities.
Clover's open source application platform provides a wonderful opportunity to develop your own customized application. With the help of our seasoned and skilled developers, you can develop your own Clover application. All the commercial terms of an application will be fixed as per your requirement. For more information about custom clover application development or to hire dedicated Clover developer get in touch at [email protected]Request A Free Consultation


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View newsletter online
In this Issue:
BuildSA News
Philip M. Barshop Founder's Award
Parking Lot Update
SA Speak Up
Mahncke Park NCD update
Military Protection Areas
Sign up for SABCA
Online Resources
Performance Measures
Department News
BuildSA Release 2 is Underway
Release 2 is well underway!
Thank you to the Development Community committee who participated in the Feb. 8 stakeholder meeting. The BuildSA team hosted this meeting to capture feedback and comments, ensuring we deliver a system that works best for our customers.
With Release 2, BuildSA will offer the remainder of Development Services' operations, including: plan review, building and fire permitting and inspections; contractor licensing and registration; and code enforcement.
Starting this summer, customers seeking a garage sale permit will be able to purchase it online, 24 hours a day, 7 days a week. Also this summer, customers currently using BuildSA will have the option to establish an escrow account to pay for Land Development Services. Once live with Building Development, customers will have the option
to use their escrow account to pay for plan review, permits, inspections and license registrations.
The timeline below outlines the Release 2 roll out, starting with City Council's approval of the GCOM Software, Inc. contract awarded on Jan. 10, 2019.
Currently, information-gathering sessions are taking place with Subject Matter Experts (SMEs) from their respective areas to outline existing processes.
The formal kick-off meeting took place at the Cliff Morton Development and Business Services Center on Feb. 7, 2019. Over 70 City of San Antonio DSD staff members and guests gathered to hear information about the upcoming release. During the meeting, we shared an overview of the delivery strategy for BuildSA Release 2.
Through BuildSA, Development Services' goal is to deliver convenient, efficient and innovative services using one consolidated system. We look forward to accomplishing this by winter 2020.
Like with the first phase, the BuildSA team will continue to meet with our stakeholders and provide updates as information becomes available. As always, your feedback is welcome; please contact us at
To learn more about BuildSA, visit us at
More BuildSA News...
Did you know?
When a plat changes from a major to a minor (or vice versa) in BuildSA, the system closes the
application and places the letter 'P' at the end of the Record ID. For example, the 'P' at the end of Record ID # LAND-PLAT-18-900130-P indicates the plat is closed. The new plat ID remains the same without the 'P' at the end.
Please do not submit documents for records that end in "-P."
To view, or have access to the new record through Accela Citizen Access, please submit a
PIN request
BuildSA update!
Effective immediately, Land Development plat applications that were submitted using BuildSA starting Jan. 1 ,2019 can be referenced on the plat using only the numerical portion of the plat. For example, Record ID # LAND-PLAT-19-11800055 can be referenced as 1911800055 on the plat. For plats submitted using BuildSA between Oct. 1 and Dec. 31, 2018, please continue to reference the full Plat ID. For example, Record ID# LAND-PLAT-18-900001 should be referenced on the plat as LAND-PLAT-18-900001.
Philip M. Barshop Founder's Award
Pictured L - R: Melissa Ramirez, DSD Assistant Director, Land Development, George Peck, P.E., and Mike Shannon, DSD Director.
Pictured at Jan. 29 award celebration, George Peck, center first row, along with past recipients and Mayor Ron Nirenberg.
Kudos to Mr. George W. Peck, P.E., Principal – Division Manager, Civil Engineering Consultants, for receiving the Philip M. Barshop Founder's Award on Jan. 29.
This award is given annually by the Real Estate Council of San Antonio (RECSA) to honor those who carry forward the legacy of leadership, hard work, community involvement, and advocacy for the real estate development industry.
Mr. Peck has served RECSA and the industry for many years, most recently serving as Chair of the Planning Commission for the City of San Antonio Development Services Department.
"George is the perfect recipient of this award," said Mike Shannon, DSD Director. "His dedication and leadership to the Planning Commission, DSD, and the development community overall does not go unnoticed, and for that, I am grateful. Congratulations George!"
Overflow Parking Lot Available March 1
As business has increased, and on days when we have our Boards and Commissions meetings, it can be challenging to find a visitor parking spot at the Development Services office.
To support our customers and help alleviate parking issues,
effective March 1, the parking lot located across the street from the
Cliff Morton Development and Business Services Center
will be open as overflow for both One Stop customers and staff, during normal business hours.
As a friendly safety reminder, do not jaywalk but use the crosswalk at S. Alamo and Flores to cross the street. Be vigilant of traveling vehicles when crossing the street.
Coming next month, DSD will add more visitor parking spots to the One Stop parking lot, and repaint the current visitor parking spaces to make finding a spot easier for you.
SA Speak Up is Here!
The City of San Antonio wants you to 'Speak Up' to make your community a better place!
City Council passed the SA Speak Up ordinance on Jan. 17
to encourage meaningful civic engagement from all San Antonio citizens on the development of city policies and services, and program implementation.
Government and Public Affairs has used the SA Speak Up platform to capture and share information regarding the annual budget process for the last couple of years, which proved to be effective. This new process has been expanded to include public participation on particular issues as they relate to any city department.
SA Speak Up has four stages: 1) Community Engagement; 2) Under Review; 3) Final Report; and 4) Implementation. Stage 1 is your opportunity to tell the City of San Antonio what ideas you have regarding the new item. As new initiatives are promoted, you will be asked to speak up by taking a quick survey or to 'Meet Up' with us at upcoming events.
DSD Stakeholder Engagement
DSD goes to great lengths in engaging our stakeholders, including the development community, residents, and neighborhoods. We believe these partnerships are vital to how we do business today, and overall helps build trust and buy-in with our initiatives.
As such, DSD is excited about this new citywide engagement process and will include this new platform as items come up. We are currently using this process for your input on the Digital Billboards in San Antonio City Limits; the
is open through Mar. 8.
To learn more about SA Speak Up, including the latest initiatives, survey topics, meet up open house events, and various ways to stay connected, visit us at
Be sure to bookmark this site to see how you can make your voice heard.
Mahncke Park NCD Update
In March 2017, former District 2 Councilman Alan Warrick submitted a Council Consideration Request to amend the Mahncke Park Neighborhood Conservation District (NCD) language to ensure guidelines protect the integrity of the design standards of the neighborhood. Since that time, the Mahncke Park neighborhood has experienced significant revitalization and interest from private and public investments, resulting in increased awareness of improvement needed to the current NCD Design Standards. To safeguard the consistency of the character of the neighborhood, Development Services held a kickoff meeting with property owners within the NCD October 2017.
The Taskforce met 12 times between February and December 2018 to develop revisions to the NCD. The proposed amendments were presented to the Mahncke Park Neighborhood Association on Jan. 15, 2019 and at a community meeting on Jan. 23. DSD staff presented the revisions as a Unified Development Code amendment to the Zoning Commission (ZC) at a Public Hearing held Feb. 19; and was continued to the March 19 ZC. The tentative consideration by City Council is scheduled for March 21.
Military Protection Areas
Changes in state law, which were effective Dec. 1, 2017, provide a municipality with the ability to extend land use controls within five miles of military bases with active training as a means to provide protection of the military's missions if annexation is not approved.
On Nov. 6, 2018, voters rejected annexation and approved land use controls in two areas of Bexar County, one to the west of Lackland Medina Annex and one to the west of Camp Bullis.
Since the election, DSD, along with Planning Department, City Attorney's Office, Office of Military Affairs, Bexar County, and the military have been working to develop
regulations allowed to be implemented per the Nov. 6 vote.
Once the draft of the regulations is finalized, Development Services will conduct stakeholder and community meetings, and brief the Boards and Commissions. The current timeline anticipates presenting the regulations to City Council for consideration in Jun
To learn more about this process and the detailed timeline, please visit
ETJ Military Protection Areas website
Save the Dates! SABCA Classes Coming Soon
Save the date for the next
San Antonio Building Codes Academy (SABCA)
training sessions:
March 25-26 – One & Two-Family Dwelling Electrical Systems
April 8-9 – 2018 IRC Braced Wall Provisions
These sessions will take place at the Phil Hardberger Park Urban Ecology Center, Gathering Hall, 8400 N.W. Military Highway, San Antonio, TX.
SABCA's goal is to bring high-quality educators and necessary building-related codes training to code officials, design professionals, builders, tradesmen and building owners and managers. The training provides Continuing Education Units and is provided by International Code Council professional instructors.
Questions can be referred to
Charlotte Barrett
Special Projects Manager, or for more information, visit us on our
SABCA website
Online Resources
The Information Bulletin (IB) listed below is new; to learn more, select the link.
IB 235 Commercial Minor Structures
posted 2/19/19
As a customer service initiative and in preparation for the new permitting software, DSD created IB235 to provide information regarding the expanded commercial minor structures permitting process (previous "walkthroughs"). In addition, we created a single Project Application that includes new types of simple commercial projects called "minor structures," which could be expedited.
For a complete list of resources, visit the following sites:
Annual Reports
Information Bulletins
Code Interpretations
Rule Interpretations
Performance Measures & Permit Report
Performance Measures
The performance measures report is available
Permit Report
Job Opportunities
If you are interested in joining our department, apply
Department News
For promotions, new hires, and certification news, click
Quick Links
Code Connection
Employee Directory


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We would like to thank you for visiting our website! Please find below all Desire to scratch crossword clue answers and solutions for the daily Newsday Puzzle. Since you have landed on our site then most probably you are looking for the solution of Desire to scratch. Look no further because you've come to the right place! Our staff has just finished solving all today's Newsday daily crossword and the answer for Desire to scratch can be found below.
Desire to scratch
You can always go back at Newsday Crossword January 28 2020 Answers.


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David Y. Oh, MD, PhD
Assistant Professor In Residence, Division of Hematology/Oncology; Medical Oncologist, Cancer Immunotherapy Program, UCSF
Cancer Center Program MembershipsCancer Immunology
Research Summary
I am a physician-scientist experienced in clinical and translational laboratory efforts to understand and improve upon cancer immunotherapies.
Clinically, I see patients in the Cancer Immunotherapy Program where I am an attending physician, principal investigator, and co-investigator on early-phase/first-in-human trials testing novel immunotherapies in advanced solid tumors, with a particular focus on genitourinary malignancies. This includes high-risk modalities such as bispecific T cell engaging therapies, immune agonist antibodies, intratumoral immunotherapy, and adoptive cell therapies.
In the laboratory, I study samples from prostate and bladder cancer patients treated with immunotherapy using unbiased platforms such as single-cell RNA sequencing and T cell receptor sequencing. The goal of this work is to discover and validate novel T cell populations and antigenic specificities that are responsible for anti-tumor efficacy as well as immune-related adverse events (IRAEs) resulting from treatment.
- Harvard College, Cambridge, MA, AB, 06/2000, Biochemical Sciences
- Stanford University School of Medicine, Stanford, CA, MD, 06/2011, Medicine
- Stanford University School of Medicine, Stanford, CA, PhD, 06/2011, Molecular and Cellular Physiology
- University of California, San Francisco, CA, Residency, 06/2014, Internal Medicine
- University of California, San Francisco, CA, Fellowship, 06/2017, Hematology/Oncology
Honors & Awards
- 9/2001-6/2011
Medical Scientist Training Program awardee
- 3/2010
Keystone Symposia Travel Scholarship
- 6/2015
UCSF Hematology/Oncology Clinical Fellow Award (selected by Medicine housestaff for patient care, teaching, professionalism)
- 1/2016
UCSF Hematology/Oncology 2016 Award for Excellence in Fellowship Research
- 4/2016
Merit Award, Conquer Cancer Foundation of American Society of Clinical Oncology
- 6/2017
Young Investigator Award, Conquer Cancer Foundation of American Society of Clinical Oncology
- 5/2018
Young Investigator Award, Bladder Cancer Advocacy Network
- 7/2018
Young Investigator Award, Prostate Cancer Foundation
Selected Publications
- Wei J, Wang YH, Lee CY, Truillet C, Oh DY, Xu Y, Ruggero D, Flavell RR, VanBrocklin HF, Seo Y, Craik CS, Fong L, Wang CI, Evans MJ. An Analysis of Isoclonal Antibody Formats Suggests a Role for Measuring PD-L1 with Low Molecular Weight PET Radiotracers. Mol Imaging Biol. 2020 Aug 19.
View on PubMed
- Oh DY, Kwek SS, Raju SS, Li T, McCarthy E, Chow E, Aran D, Ilano A, Pai CS, Rancan C, Allaire K, Burra A, Sun Y, Spitzer MH, Mangul S, Porten S, Meng MV, Friedlander TW, Ye CJ, Fong L. Intratumoral CD4+ T Cells Mediate Anti-tumor Cytotoxicity in Human Bladder Cancer. Cell. 2020 Jun 25; 181(7):1612-1625.e13.
View on PubMed
- Cham J, Zhang L, Kwek S, Paciorek A, He T, Fong G, Oh DY, Fong L. Combination immunotherapy induces distinct T-cell repertoire responses when administered to patients with different malignancies. J Immunother Cancer. 2020 May; 8(1).
View on PubMed
- Looney TJ, Topacio-Hall D, Lowman G, Conroy J, Morrison C, Oh D, Fong L, Zhang L. TCR Convergence in Individuals Treated With Immune Checkpoint Inhibition for Cancer. Front Immunol. 2019; 10:2985.
View on PubMed
- Hammami MB, Gill R, Thiruvengadam N, Oh DY, Beck K, Mahadevan U, Kattah MG. Balancing the Checkpoint: Managing Colitis Associated with Dual Checkpoint Inhibitors and High-Dose Aspirin. Dig Dis Sci. 2019 03; 64(3):685-688.
View on PubMed
- Pai CS, Huang JT, Lu X, Simons DM, Park C, Chang A, Tamaki W, Liu E, Roybal KT, Seagal J, Chen M, Hagihara K, Wei XX, DuPage M, Kwek SS, Oh DY, Daud A, Tsai KK, Wu C, Zhang L, Fasso M, Sachidanandam R, Jayaprakash A, Lin I, Casbon AJ, Kinsbury GA, Fong L. Clonal Deletion of Tumor-Specific T Cells by Interferon-? Confers Therapeutic Resistance to Combination Immune Checkpoint Blockade. Immunity. 2019 02 19; 50(2):477-492.e8.
View on PubMed
- Oh DY, Fong L. Immunity in the Time of Metastases. Immunity. 2018 12 18; 49(6):1002-1003.
View on PubMed
- Hagihara K, Chan S, Zhang L, Oh DY, Wei XX, Simko J, Fong L. Neoadjuvant sipuleucel-T induces both Th1 activation and immune regulation in localized prostate cancer. Oncoimmunology. 2019; 8(1):e1486953.
View on PubMed
- Oh DY,* Cham J,* Zhang L, Fong G, Kwek SS, Klinger M, Faham M, Fong L. *co-first author.. Immune Toxicities Elicted by CTLA-4 Blockade in Cancer Patients Are Associated with Early Diversification of the T-cell Repertoire. Cancer Res. 2017; 77(6):1322-1330.
View on PubMed
- David Yoonsuk Oh, Jason Cham, Li Zhang, Grant Fong, Mark Klinger, Malek Faham, Lawrence Fong. Association between T cell repertoire diversification and both clinical response as well as toxicity following immune checkpoint blockade in metastatic cancer patients. Journal of Clinical Oncology. 2016 May 20; 34(15_suppl):3029-3029.
View on PubMed
- Oh DY, Venook AP, Fong L. On the Verge: Immunotherapy for Colorectal Carcinoma. J Natl Compr Canc Netw. 2015 Aug; 13(8):970-8.
View on PubMed
- Ehrlich LI,* Oh DY,* Weissman IL, Lewis RS. *co-first author.. Differential contribution of chemotaxis and substrate restriction to segregation of immature and mature thymocytes. Immunity. 2009; 31(6):986-98.
View on PubMed
- Bhakta NR, Oh DY, Lewis RS. Calcium oscillations regulate thymocyte motility during positive selection in the three-dimensional thymic environment. Nat Immunol. 2005 Feb; 6(2):143-51.
View on PubMed
- Fan Z, Beresford PJ, Oh DY, Zhang D, Lieberman J. Tumor suppressor NM23-H1 is a granzyme A-activated DNase during CTL-mediated apoptosis, and the nucleosome assembly protein SET is its inhibitor. Cell. 2003 Mar 07; 112(5):659-72.
View on PubMed
- Beresford PJ, Zhang D, Oh DY, Fan Z, Greer EL, Russo ML, Jaju M, Lieberman J. Granzyme A activates an endoplasmic reticulum-associated caspase-independent nuclease to induce single-stranded DNA nicks. J Biol Chem. 2001 Nov 16; 276(46):43285-93.
View on PubMed
- Gommerman JL,* Oh DY,* Zhou X, Tedder TF, Maurer M, Galli SJ, Carroll MC. *co-first author.. A role for CD21/CD35 and CD19 in responses to acute septic peritonitis: a potential mechanism for mast cell activation. J Immunol. 2000; 165(12):6915-21.
View on PubMed


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Useful advice on jobs, careers and entrepreneurship in Finland. Find job postings, job information, work permits and more.
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Hi, I came to Finland on a job for two years. Unfortunately my contract end within six months. I have still resident permit. What is the next step to follow? I also registered to the TE office.
employment end
- Finland Forum Ad-O-Matic
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- Joined: Thu Aug 29, 2013 1:24 am
Re: employment end
Find a new job or other grounds before you need to renew your permit or it gets cancelled.
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Post by moi on Nov 23, 2016 16:17:14 GMT
Tomorrow .My favorite holiday . A simple get together to be thankful for what you have .No presents are required .None of the circus atmosphere that comes after with shopping mania that dominates December & NYE fanfare and not loud with lots of fireworks & shooting like the 4th of July .Mostly a family function but friends can be invited.
Anything like it in the UK ?
The main course is always turkey , other foods include stuffing , potatoes , pies with pumpkin pies being the most favorite .Some people their are ethnic touches , some Chinese immigrants I know have a turkey but it's mainly Chinese food, another family who have roots in Italy add lasagna & antipasto salad to the menu .All fine with me Parades in the morning all over the country & on tv . Football games on tv in the afternoon , often leads to all the man in one room watching the game and the women congregating around the dinner table talking .
They tell you in school that the tradition began way back in the 1600's in Massachusetts when the Indians invited Puritan settlers to an annual feast .Others say it became popular in 1864 when President Lincoln declared a national day of thanksgiving since the Union was finally beating the south in the civil war . Think that's more likely but it really doesn't matter since this is the here & now.
I will be joining some of my out of town co-works here at the conference center for dinner . The kitchen crew are all Mexicans so it will be interesting to hear their opinion about the holiday /food . A good introduction to USA culture for them too.


text: Blog Men Can Get Breast Cancer Too By Pauline Jeanneau on Sep 22, 2020 In 2015, well-known Vancouver sportscaster Neil Macrae noticed a lump in his breast that was the size of a golf ball. He went to the doctor and the news that followed was shocking: it was Stage III... Continue Reading News BC Cancer Foundation raises $1.75 million to help bring first-in-Canada lung cancer screening program to BC Cancer Sep 14, 2020 VANCOUVER, B.C. – The BC Cancer Foundation has completed a fundraising campaign with $1.75 million to support a lung cancer screening program at BC Cancer. Officially announced by the Ministry of... Continue Reading Your Impact Immunotherapy Scientists have proven that CAR-T cell therapy can boost your immune system's ability to attack and kill cancer cells and BC Cancer is leading a new program to deliver this therapy through clinical trials. Continue Reading


text: The Tennessee Bureau of Investigation has released the name of the suspect involved in an officer-related shooting Tuesday night in Soddy Daisy. Agents say 29-year-old Christopher Dalton Sexton was in violation of an Order of Protection in the Sequoyah Rd. area when he was approached by deputies. A pursuit began which started in Hamilton County, then followed into Sequatchie County and ended up back in Soddy Daisy. No officers were injured in the incident and no further information has been released.


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Va Loans For Home
The VA loan is a $0 down mortgage option available to Veterans, Service Members and select military spouses.VA loans are issued by private lenders, such as a mortgage company or bank, and guaranteed by the U.S. Department of Veterans Affairs (VA).
VA home loans impose a 41% debt-to-income ratio limit. If your credit is quite poor – even if you've recently had a bankruptcy – you can still qualify for a VA mortgage. These relaxed standards have helped thousands of people get into homes.
Inclusive Communities Project, Inc. Meanwhile, Ginnie Mae is taking further action to manage risks associated with loan churning' among mortgages insured by the Department of Veterans Affairs (VA).
Why get a VA loan over other types? Simply put, a VA Home loan allows qualified buyers the opportunity to purchase a home with no down payment. Also, there are no monthly mortgage insurance.
The U.S. Department of Veteran Affairs held its 75 th VA Home Loan Celebration Wednesday in Washington D.C. and recognized Sergeant First Class William Kopf as its 24 millionth borrower. kopf and his.
| Home Buyer Guidance. Are you considering applying for a VA loan? This home buying program is designed for former or.
Cash Out Refinance Investment Property Va Loan Official Website Heloc Vs Cash Out Refinance Cash Out Va Loan Best Cash Out refinance options refinance your VA Loan as Low as 2.25% (2.54 APR) – That's ok. As a matter of fact, VA Streamline Refinances can also be considered as cash out deals Once you close the loan you get skip a payment or two and get your escrow balance back from your current lender. It streamlines the VA refinance process like no other type of refinance.home equity loan home equity LINE OF CREDIT CASH-OUT REFINANCE. You can convert some of your home equity into cash, and you pay back the loan with interest over time. You can draw money as you need it from a line of credit over a specific time period or term, usually 10 years.VA Loans for Veterans VA Loan is a home-mortgage option available to united states veterans, Service Members and not remarried spouses. VA Loans are issued by qualified lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).90 Cash Out Refinance Lower Rates and Slower Price Gains to Help Affordability in 2019 – In fact, about 90 percent of all refinancing incentive is held by. but who haven't done so because of the rising cost of doing so may opt to cash out through full refinancing this year. Loans held.Fha Cash Out Refi Guidelines FHA Cash-out Refinance: What You Need to Know – FHA Streamline Refinance vs. FHA Cash-out Refinance The primary purpose of refinancing is to replace the first mortgage with a new one, ideally with better terms. It could be lower interest rates allowing lower monthly payments or a shorter loan term (from 30 years to 15 years) to pay off the mortgage sooner.However, when you're an income investor, your primary focus is generating consistent cash. property Trust (ESS) is in the.Cash Out Va Loan Best Cash Out Refinance Options Refinance your VA Loan as Low as 2.25% (2.54 APR) – That's ok. As a matter of fact, VA Streamline Refinances can also be considered as cash out deals Once you close the loan you get skip a payment or two and get your escrow balance back from your current lender. It streamlines the VA refinance process like no other type of refinance.Cash Out Loan On Home What is a cash-out refinance? A cash-out refinance lets you access your home equity by replacing your existing mortgage with a new one that has a higher loan amount than what you currently owe. When you close on your loan, you'll get funds you can use for other purposes. Is a cash-out.
A hypothetical home buyer looking to buy the median-valued U.S. home. between the best and worst rates quoted on an otherwise "standard" loan.[2] But non-VA jumbo loans (loans above conforming loan.
Cash Out Refinancing Rates A Guide to Cash-Out Refinancing – MagnifyMoney – · A cash-out refinance on your mortgage allows you to leverage the equity in your home to get the cash you need. Keep reading to learn more about what cash-out refinancing is, how it works and how to make this process work for you. How a cash-out refinance works
We offer VA home loan programs to help you buy, build, or improve a home or refinance your current home loan-including a VA direct loan and VA-backed loans. Learn more about the different programs, and find out if you can get a Certificate of Eligibility for a loan that meets your needs.
A VA loan makes home buying more affordable for millions of veterans and active service members. VA Loan Basics. While VA Loans are issued by private lenders they.
Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan. Find out how to apply for a Certificate of Eligibility (COE) to show your lender that you qualify based on your service history and duty status.


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Read her
Good evening ma
How is work and family?
Please MA I would be overjoyed is you help me out of this mess.
There's this guy I was dating and during that period he borrowed #204,000 from me to complete money he used to buy a mini bus that he would be using for business and promised to pay me this past January.
Around December last year we had issues and separated, since January I have been begging him to return my money so I can use it and rent a shop for my sewing business.
The last time he accepted to pick my calls he told me he won't pay me that money, that even if he will pay it that he will remove everything he have spent on me.
I still accepted because in sure all he have spent on me isn't up-to 50k yet he's yet to give me a dine and of late he stopped picking my calls.
Please MA is there anyway you can help me recover that my money cos I really need it to establish myself. Bikonu