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Your questions, our answers
In our latest issue of Clear and Simple, our Portfolio Managers explore whether a recession in the U.S. is imminent and explain how this affects our view of different asset classes. They then discuss the positive returns from fixed income in the Ethna-AKTIV and the Ethna-DEFENSIV, before answering your questions on the downward trend in yields, our expectations for growth equities, and Brexit.
We have seen an inverted U.S. curve. In your opinion, does this mean that a recession is imminent? What impact does this have on your view of the different asset classes?
We do not believe that there will be a recession in the U.S. in the coming months. We have been hearing warnings about a recession being imminent and the fact that the U.S. yield curve is currently inverted is often used as evidence of this. However, it is important to note that, although the yield curve is undoubtedly a key indicator for a recession, not all inversions lead to recessions. Therefore, it is important to use the curve in conjunction with other indicators.
Current economic data and leading indicators do paint a mixed picture, however, we believe that, in this instance, the inverted yield curve does not indicate a recession. Firstly, although there is clearly a slowdown in economic growth, the considerably larger service sector remains relatively robust, compared to the much weaker manufacturing sector. Secondly, consumption needs to be taken into account. Approximately 70% of U.S. GDP depends on private consumption, i.e. on consumers' willing to buy. Before previous recessions, the number of initial applications for unemployment benefits rose – this has not yet happened. As long as consumers retain their livelihood and are not restricted in their consumption, in our view a recession is unlikely.
Should profits decline sustainably and companies be forced to lay off employees, this picture could change. However, we currently expect corporate earnings to remain relatively constant in 2019 and to rise again in 2020. The current supportive central bank policy, the presidential election next year and the fact that we do not anticipate a further escalation in the trade dispute only reinforces our view that an imminent recession is unlikely.
In terms of the management of our portfolios, this means that we will continue to be overweight in U.S. companies on both the bond (Ethna-AKTIV and Ethna-DEFENSIV) and equity (Ethna-AKTIV) sides. Given the relative strength of the U.S. economy, we also expect the U.S. dollar to appreciate, which is why we currently have a significant dollar position in the Ethna-AKTIV.
The Ethna-AKTIV and Ethna-DEFENSIV have a strong year-to-date performance. Did you expect to see such positive returns from fixed income?
In December 2018, the global equity markets experienced significant losses. At the same time, the risk premiums on corporate bonds increased, resulting in corresponding price falls. The Ethna Funds were not completely immune to this development, and we also experienced marked price setbacks due to investments in individual equities and subordinated bonds. To safeguard ourselves against further price losses, we started rotating our portfolio towards very high-rated bonds with medium term maturities.
In 2019, we took further action. From early on, we added more corporate bonds to the portfolio, with an average rating in the strong investment grade range. In addition, we took advantage of some of the opportunities that arose from the market turbulence at the end of 2018.
The increasing willingness of central banks to support the weakening economy through interest rate cuts and renewed bond purchases boosted the performance of our bond investments. We also took advantage of the U.S. Federal Reserve's turnaround to increase the duration of the bond portfolio significantly by purchasing Treasury futures. Thanks to this successful overlay management, we were again able to continue our already strong performance in the corporate bond segment. By allocating our investments to a stable portfolio of corporate bonds, complemented by an active overlay strategy, we were able to achieve a performance that would otherwise only be expected from the equity or high-yield bond markets.
Even though the absolute performance of our bond investments might have surpassed our own cautious expectations from the beginning of the year, we have remained committed to our macro view. Over the last few months, this approach has demonstrated how an excellent performance can be achieved by consistently following our strong convictions via our active and flexible portfolio management approach.
Yields have come down significantly since the beginning of the year. Do you expect this trend to continue for a longer period of time?
Over the coming months, we expect worldwide long-term yields to converge. With investors continuing to search for positively yielding assets, we anticipate increased investment in USD-denominated bonds, which will further drive down U.S. yields. In fact, the yields on 10-year Treasuries could fall to 0.7% in the coming six to nine months. In addition, given the current uncertain economic environment due to the U.S.-China trade conflict, the geopolitical issues resulting from the recent attacks on the Saudi Arabian oil industry, and concerns about the impact of a cooling global economy, Treasuries will further benefit from their status as a safe-haven asset.
In the Eurozone, we expect yields to remain low, as the ECB has announced that in November it will restart its asset purchase programme at a rate of 20 billion euro per month. Therefore, we will continue to invest in new issuance of corporate bonds, primarily in the A-rating category and with a maturity of around 10 years. This will also allow us to benefit from the extra premiums usually offered at new issuance.
In the sovereign bond space, we prefer U.S. Treasuries and Spanish government bonds. For the former, this is due in part to our expectation of an appreciation in the U.S. dollar against the euro and to the arguments in favour of falling yields already noted, while the latter is supported by the aforementioned ECB asset purchase programme.
Overall, we expect the bond portfolio to continue to generate not only steady returns from coupons but also further capital gains, primarily from USD-denominated bonds.
Growth equities have shown a strong performance over the last few years. What are your expectations for the future of equities in this market segment?
The valuation premium for growth stocks has emerged over the last three years and is now at its highest level since the internet bubble burst at the beginning of 2000. However, we do not anticipate that prices will continue to rise in this manner and reach the excessive valuation levels of the 1990s. Instead, we consider a sideways trend over the coming 1 - 3 years more likely. Due to the strong profit growth, equities will be able to return to a normal market valuation during this period. Although interim corrections - even stronger ones - are possible, we would currently rule out the type of sharp drop in prices we saw in 2000, as these are merely higher valuations. In most cases, the price increases of growth stocks are underpinned by strong fundamental data, although they have risen a little too sharply in the short term. However, it is clearly not a bubble.
Nevertheless, for valuation reasons we are cautious about investments in in growth stocks in the Ethna-DYNAMISCH. Due to the cyclical vulnerability of value equities, there are currently only a few investment opportunities. Many companies are struggling with the weakening economy and there is currently no improvement in sight. For this reason, we are focusing on companies with a reasonable valuation and a stable business model. This has allowed us to develop a robust portfolio with a good mix of value and growth stocks. With our equity portfolio constructed in this way, we are confident that we are optimally positioned.
The Brexit deadline is fast approaching. What is your base case scenario?
Brexit has been haunting us for more than three years now. Leaving aside the benefits of an open dialogue in a democracy, which can and must take place, not much has been gained from this withdrawal discussion. Even with the deadline of the now second extension about to expire, it is still very difficult to predict what will happen after October 31ˢᵗ We are faced with a number of fundamentally different, potential outcomes that make reasonable, probability-based investing almost impossible. The only common denominator in all of the scenarios is the fact that uncertainty and the compulsion to resort to dual planning have already caused considerable economic damage.
During the second quarter, the UK economy shrank and the sentiment indicators for the manufacturing and construction sectors adopted a recessionary mood. Now, even the resilient service sector is cooling down. Nevertheless, we have seen an increase in the UK equity indices since the end of 2018. While Boris Johnson claims that the UK is prepared for leaving the EU without a deal, experts are hinting at significant problems for the medical system in the event of a no-deal Brexit and 79% of smaller businesses say that they have made no preparations for a no-deal event. On top of that, the majority of small businesses have stated that they do not know how to prepare. All this proves the uncertainty and lack of transparency around the Brexit event.
For us, this shows that there are currently no positive arguments for UK assets. In addition, we anticipate that price volatility will increase until end of October, another factor that does not support longer-term investments. Although the Bank of England is likely to reduce short-term rates in the UK and the government has capacity to increase its spending, these measures will only be able to partially offset the negative economic effects from a no-deal Brexit outcome.
Therefore, we are currently refraining from investing in UK assets, as we have identified much more convincing alternatives in investments in U.S. dollars and Swiss francs, as well as both corporate bonds and equities outside the UK.
Please contact us at any time if you have questions or suggestions.
ETHENEA Independent Investors S.A.
16, rue Gabriel Lippmann · 5365 Munsbach
Phone +352 276 921-0 · Fax +352 276 921-1099
firstname.lastname@example.com · ethenea.com
Legal notices: An investment in investment funds, as with all securities and comparable financial assets, carries the risk of capital or currency losses. Consequently, the unit price and the yield are variable and cannot be guaranteed. The costs of a fund investment have an effect on the actual profit. No guarantee can be given that the investment objectives will be achieved. The statutory sales documents (Key Investor Information Document, sales prospectuses and reports) provide detailed information on potential risks and form the sole legal basis for a purchase of units. These documents can be obtained free of charge from the management company, ETHENEA Independent Investors S.A., the custodian bank, as well as the relevant national paying and information agents. All information published here constitutes a product description only. It does not constitute investment advice, an offer to enter into an agreement for the provision of advice or information, or an offer to buy or sell securities. The contents have been carefully researched, compiled and checked. No guarantee can be given for correctness, completeness or accuracy. The information includes past data which are no indicator of future performance. The management fee, custodian bank fee and all other additional costs are taken into account in the calculation of the unit price as stated in the provisions of the contract. Performance is calculated using the BVI method (German federal association for investment and asset management), which means that the calculations do not include an issuing charge, transaction costs (such as order fees and brokerage fees), custodian bank fees, or other management fees. Including the issuing surcharge would reduce performance. The performance shown is not a reliable indicator of future performance. 03/10/2019


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Vaccines often fail because they 1) lack the correct antigen and 2) they don't induce a sufficient immune response. To address these gaps, the Vaccine R&D Center utilizes its full proteome microarray platform to discover better vaccine antigens, capability in novel adjuvants synthesis (TLR agonists, multi-TLR agonist conjugates, inflammasome activators etc.) and nanoparticulate microsphere formulation construction to boost immune responses.
Subunit antigens
Discovering top antigens from protein microarray platform
Combining multiple antigens
Adjuvant chemistry
Using toll-like receptor agonists (well characterized, less toxic, safer synthetic ligands available )
Designing better TLR agonist adjuvants through conjugation chemistry
Other adjuvants, such as inflammasone activators
Nanoparticle delivery systems
Constructing an assortment of nanoparticulate and biodegradable microsphere formulations, such as liposome, emulsion, virus-like particles, with different physical properties that release antigen and TLR agonists at different rates.
Designing nanoparticles to target antigen to the draining lymph node for improved vaccine efficacy.
Our vaccine formulation approaches on Coxiella burnetti have generated promising outcomes enhancing antigen specific T cell recall responses, eliciting long lasting antigen specific humoral responses, and reducing bacterial load post challenge when using multivalent antigens and TLR agonists.
Novel TLR agonists formulated in liposomes, nanoparticles and microspheres will be synthesized in the chemistry department. Vaccine formulations will be developed and characterized in the Pharmaceutical Sciences, Biomedical Engineering, and Chemistry Departments. Advanced immunoimaging resources in our Stem Cell Research Center will be used to determine bioavailability and track delivery of vaccine into the draining lymph node. Immunogenicity studies will be conducted in the Institute for Immunology and Flow Cytometry Facility.
Additionally, we have access to UCI's certified BSL3 animal facility that has been registered with the Select Agent program for over 10 years and houses the National training Center for Select Agent Research.
The confocal fluorescence microscopy image illustrates the successful nanoparticle construction where GFP is conjugated to the APC-labeled polystyrene bead via proprietary linking technology.

subset: commoncrawl


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I'm writing a series of articles for Exeter Cathedral's monthly News, on the changes we can make in our own lives, and how we can encourage governments and business to make necessary structural changes. I don't know when this one will actually go in the News, but I wanted to publish it now. We have til the end of 2020 to 'save the planet'. So that's less than six months now.
How can we work together to save our life-support system and cherish God's good creation? In May I considered the links between COVID and climate and suggested we reframe what we consider 'normal', and I followed this in July with the suggestion we 'tread more lightly' in our transport choices. At the same time, we have discovered that COVID has disproportionately affected black people and other people of colour, and #BlackLivesMatter has gained widespread recognition. But what does this have to do with my usual title for articles in this series: What can I do about the Climate Emergency?
9. Sacrifice your privilege
"White people say they want to be an ally to Black people. But are they ready for sacrifice?" ran the headline of a recent article in the Guardian by a black queer person:
Social justice practitioners often point to allyship as an opportunity for sympathetic White people to get involved in the fight for social equity – to use their privileges to call attention to injustice by utilizing the channels which are generally inaccessible to people of color without penalization…
Unfortunately, good deeds will not dismantle systemic oppression…
The truth is, genuine allyship is not kindness, it is not a charitable act, nor is it even a personal commitment to hold anti-racist ideals – it is a fall from grace. Real allyship…means a willingness to lose things… I mean palpable, incalculable loss… Refusing a pay raise at one's job and insisting that it be reallocated to co-workers of color who are undoubtedly being underpaid. The loss of potentially every close relationship with other White friends and family members who refuse to acknowledge or amend their behaviors that reinforce systemic oppression. The loss of bodily safety, by way of physically intervening when violence is being inflicted on to Black bodies.— Kelsey Smoot (author's emphasis)
…and I will add to the list in that last paragraph: the willingness to make deep sacrifices in our lifestyles, and to live simply so that others may simply life.
It was 2008, and I'd been getting increasingly jaded and cynical about climate and church and world. In both, there was a general lack of interest in the climate and the urgency of taking action to safeguard our future. Moreover, ecotheology seemed to have a total focus on 'caring for God's good creation', and its outworkings were often nothing but twee platitudes.
Then I read Paula Clifford's paper for Christian Aid entitled "All creation groaning – a theological approach to climate change". In her introduction, she laid out the obvious. I paraphrase:
- Rich countries through their economic activity have caused the climate crisis. [Much of this economic activity has been on the back of colonial and post-colonial exploitation of poor countries.]
- Poor people in poor countries, though they have done least to cause the climate crisis, are the most vulnerable to its effects.
- Poor people in rich countries are also more vulnerable. In the aftermath of Hurricane Katrina in New Orleans in 2005, it was the poorest people who suffered the most. [These were typically people of colour.]
- Rich countries can afford to adapt to climate change and maintain their current levels of economic activity, while poor countries cannot.
- Rich countries do not want to give up their lifestyles, and at the same time are denying poor countries the right to get on to the development ladder, because of the possible resulting increase in emissions.
Rich countries and rich people are typically white western. Poorer countries and poorer people are typically black people and other people of colour. So pulling these two strands together, #BlackLivesMatter also means #ClimateJustice. White people say we want to be an ally to Black people. But are we ready for sacrifice?


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Classifications And Types Of Food
Food costs are on the rise and the only way to counteract the costs is with the use of coupons. You can discover coupons in newspapers and simply cut them and take them to the grocery store. Another excellent useful resource for coupons is the Internet.
Diet Food
t have to fret about these appliances interfering in your kitchen. Also, wine fridges use much less energy than commonplace fridges, that means that you can use your wine fridge figuring out that you're being environment friendly when cooling your bottles of wine. It is not just wine which could be chilled here, champagne may even profit from being saved in this chiller, tasting candy and scrumptious with each glass. There are varied sizes obtainable for these fridges, all of it relies upon actually on what number of bottles you need to store. The Whirlpool ARC2050 wine …


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Ralph Waldo Emerson
Famous American poet, essayist and philosopher.
Marilyn Monroe
Famous American actress, model and singer.
Albert Einstein
German-born mathematician and theoretical physicist.
John Locke Quotes
Brief author info: John Locke (1632-1704) English philosopher.
Showing: 1 - 10 John Locke Quotes of 39
A sound mind in a sound body, is a short but full description of a happy state in this world.
No man's knowledge here can go beyond his experience.
Action is the great business of mankind, and the whole matter about which all laws are conversant.
It is vain to find fault with those arts of deceiving wherein men find pleasure to be deceived.
All men are liable to error; and most men are, in many points, by passion or interest, under temptation to it.
It is one thing to show a man that he is in error, and another to put him in possession of truth.
No man's knowledge here can go beyond his experience.
Though the familiar use of things about us take off our wonder, yet it cures not our ignorance.
Where all is but dream, reasoning and arguments are of no use, truth and knowledge nothing.
God, when he makes the prophet, does not unmake the man.
Funny Quote
Never go to bed mad. Stay up and fight.
Trust Quote
You believe lies so you eventually learn to trust no one but yourself.
Love Quote
If you judge people, you have no time to love them.
Life Quote
The most important thing is to enjoy your life-to be happy-it's all that matters.
Life Quote
Insanity is doing the same thing, over and over again, but expecting different results.
All quotations on this website are the property and copyright of their respective authors. All quotations are provided for educational and informational purposes only.
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SignatureThe sad truth is people will die and suffer wherever you go and whatever you do, but there is also happiness in that suffering, that happiness does not come from getting whatever we want or living in a perfect world; it comes from our freedom, freedom to choose who we love, where we live, what we do. true peace will never happen as long as there is free will, but true happiness can never be attained without free will. I am not a child I can deal with suffering, because i know that as long as i have my free will, there will always be happiness awaiting me.


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Here are your top streamed country songs THIS week Tri Cities:
NR 10. Parker McCollum "Pretty Heart"
9. 9. Florida Georgia Line "I Love My Country"
1. 8. Luke Combs/Eric Church "Does To Me"
3. 7. Morgan Wallen "Chasin You"
8. 6. Carly Pearce/Lee Brice "I Hope Your Happy Now"
7. 5. Blake/Gwen "Nobody But You"
4. 4. Kenny Chesney "Here And Now"
2. 3. Travis Denning "After A Few"
7. 2. Sam Hunt "Hard To Forget"
6. 1. Miranda Lambert "Bluebird"
AND Congrats this week to Scotty McCreery on having the #1 song in America again this week with "In Between"! It's Scotty's 3rd consecutive #1 song!


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We've had our share of height-induced highs – from shimmying around the outside of the CN Tower in Toronto to the Western Hemisphere's highest zipline in Puerto Rico. We can't wait to check out the Pas Dans Le Vide in French or "Step into the Void" installation in the French Alps – sure to give us another terrifyingly terrific experience.
Opened on Saturday, December 21 to the public, Step into the Void is a five-sided glass structure installed on the top terrace of the Aiguille du Midi mountain peak (12,604 feet) in the Mont Massif range. Not for the the faint of heart, as this glass box is suspended more than 3,300 feet off the valley floor, it offers stunning panoramic views of Mont Blanc, Europe's highest mountain.
But not to worry, like the Calgary Tower's glass bottom floor, it's built to last with three layers of tempered glass, withstanding more than 130 mph of winds. Getting to the site looks like a thrill as well, as a precarious cable car ride – the highest in Europe – carries sightseers 8,858ft up the side of the mountain.
Then a second car is required, heading vertically, to climb the the final 4,790 feet to the top, where magnificent views are waiting as you Step into the Void. The epic skywalk is now touted as Europe's highest attraction.
Looks incredible!
More photos HERE…
More info about the area where the Step into the Void is located in France: www.chamonix.com


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Returning Customers
Due to the health risks from the COVID-19 virus we have made the difficult decision to stop offering over-the-counter customer service in the shop.
We are still open for business and will happily speak to you on the phone, answer your emails, process and ship your orders to anywhere in Australia.
Whilst health authorities are strongly recommending that, wherever possible, everyone stay home and have your orders delivered, we will continue to offer an order collection service from the shop for now.
Please seriously consider having your order delivered.
To arrange a order for collection please follow the instruction below:
1. Place your order:
- On-line: Select 'pick-up' as your preferred freight option when checking-out.
- Email: Email your order to 'email@example.com'
- Phone: Call our team on 07 3266 8133 and discuss your order requirements.
2. Nominate your requested collection time. Please be reasonable - we are always busy.
When you arrive at the shop to collect your order:
1. Stay in your vehicle.
2. Call us on 07 3266 8133 to notify us of your arrival. Stay in your vehicle.
3. A team member will place your order on the ground, just outside the shop door and return to the shop.
4. Exit your vehicle and collect your order.
Do not knock on the shop door - we will not attend or open it. Call us - 07 3266 8133.
These procedures have been put in place to reduce the risk from COVID-19 to the health of our staff and to also reduce the risk of contamination of our shop and therefore the possible risk of transfer of the virus to our customers.
There will be no exception to this policy - we will not open the shop door and speak with you face-to-face.
Please stay safe and do everything you can to help stop the transfer of COVID-19.


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Aggressive Fat Loss, Hormones & Dairy with Martin MacDonald
Podcast • Mar 12, 2020
Clinical Performance Nutritionist, Public Speaker and Founder of the Mac-Nutrition Collective, Martin MacDonald joins us for Episode 38 to cut things clear when it comes to Aggressive Fat Loss phases, Hormones & Fat Loss and some evidence-based facts around Dairy.
Do Hormones affect Fat Loss? And if they do, how so?
Why aggressive fat loss phases are perfectly fine if you're ready to do them.
What the science says behind aggressive fat loss phases
What the science says behind Dairy
Why people believe Netflix over Science
And lastly, we touch on the Menstrual Cycle & Fat Loss
How to Listen/Subscribe
Guest Bio
Martin is the founder of the Mac-Nutrition Collective, including Mac-Nutrition Uni; the UK's first ever evidence-based, nutrition course that can be completed fully online.
Martin has been a clinical performance nutritionist to British Weight Lifting, and worked as a consultant to governing bodies such as Universal Pictures and Derby County FC.
"But, who am I really?
I'm a devoted father, who loves nutrition and loves educating others through social media and public speaking."
Enjoyed this Episode?
Leave a review;
Want to know how to Shred Body Fat without giving up the finer things in life?
The 'tell it as it is' guide so you can lose your first kilo without restricting yourself.
Click the button below to be taken to the download page;


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CORAL GABLES — The scheme has never been the problem.
The 4-3 defense has proven its success for many years at all levels of football. So that's why new Miami Hurricanes defensive coordinator Manny Diaz isn't worried about players adjusting to a different strategy.
It's more about whether he has players capable of flourishing in it.
"All we've heard about is about scheme, scheme, scheme," Diaz said after Thursday's practice. "The scheme is not going to save us. The accountability's got to go to the personnel we have. The first thing we've got to find out is whether our players are good enough. They've kind of walked around as if they really weren't the problem. Some of them may be, and some of them may not be."
Just a few months on the job, Diaz is already issuing the challenge. Many felt former defensive coordinator Mark D'Onofrio was solely to blame for the Hurricanes' poor play the last several years. Diaz isn't ready to make that claim; he is waiting to see if the players had a role in the shortcomings.
The evaluation begins Saturday when the Hurricanes practice in pads for the first time this spring.
"We really won't know what we have until starting Saturday," Diaz said. "I almost look at these two practices as sort of just a study-review session. It gets real on Saturday. The guys have the basics of the defense in, and now they've got to be able to operate when the physicality ramps up when the pads come on."
Only then will the coaches start to see who really was responsible for the failures. Players often rallied around the highly scrutinized D'Onofrio, who was fired after last season when the Hurricanes allowed 404 yards a game. Head coach Al Golden was also fired midseason.
The players have since taken some of the responsibility, but now it's up to Diaz to maximize the talent and prevent the defense from again being a target for fans.
"It was a little bit tough [last year], but you know everybody's got a system," defensive lineman Chad Thomas said. "Every coach feels like their system is going to get the job done. We've just got to go out there and learn it. Some of the problems was us too, because we've got to do it. We've got to run the defense to the best of our ability and put in the work."
Diaz, who spent last year at Mississippi State, brings an aggressive 4-3 style to the UM program. The Hurricanes under D'Onofrio were mostly a 3-4 defense, which many thought was too passive and difficult for players to understand.
First-year Mark Richt even made a point to emphasize the defensive system when Diaz was hired.
"It wasn't like I had to have a 4-3 no matter what," Richt said. "I was wanting that but you've got to hire the right man … I really feel Manny was the best man for the job and I love the fact that it is in the 4-3 format because it does really let guys just turn it loose and kids I think they really enjoy that."
Thus far, the players have had little problem understanding the terminology during film sessions and light practices.
"It's not complex at all," sophomore defensive back Jaquan Johnson said. "It's fairly simple. It helps us play fast and get to the ball and make tackles."
Still, Diaz knows there is far more much to learn. The education is only beginning.
"There's a level where you think you know and there's a level where you know you know," Diaz said. "Realistically, we don't expect them to fully understand [the new schemes]. We understand it's going to be a process."


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Potential wedding issues
There are absolutely no spiritual, cultural or other obstacles for you dating after which marrying any girl through the Dominica Republic. Ladies here appreciate the security and commitment which western males can bring for their life. They provide these men equivalent degrees of love and loyalty in exchange.
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Trust me personally, every right time i simply simply take an 18 hour trip to Thailand or the Philippines, it crushes my heart a small (and of course my butt). Having this quality of woman therefore near to house is amazing.
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The ladies can make you wish to live there and are a more impressive tourist attraction compared to the beaches, hills, and sea fishing that is deep. Really, can you instead connect an ideal blue marlin or even the bikini girl that is perfect.
It's rated number 6 on our selection of top nations to fulfill foreign ladies but that's from a worldwide viewpoint. Continue reading


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Make a Donation
Your gift to Mission Hospital Foundation, enables our health care teams to respond quickly to urgent and emerging needs during this critical time. Now, more than ever, our caregivers are on the front lines of keeping our community safe and healthy. Your support makes it possible.If you have any questions, please contact us at 949-364-7783 or firstname.lastname@example.com. Fed Tax ID: 95-1643360


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Mud Pie Seeds Into Trees Tea Towel
Regular price $7.99
Product Details
Celebrate a teacher and the impact they've had on your kid's life with this charming cotton tea towel featuring a message about the good work teachers do every day. It makes a great gift for a preschool or elementary school teacher who nurtures young minds.
- Mud Pie cotton tea towel features an apple design and heartfelt message.
- On tea towel: You help tiny seeds grow into mighty trees.
- Machine wash cold with like colors. Use non-chlorine bleach if needed. Line dry. Iron on reverse side only.
- 16.5" W x 26" H
Related Categories
Shop all Mud Pie


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The following bibliography is comprised of published nonfiction sources which provide information on women in Arizona history. Many items can be found at public libraries, but some are only available in research libraries located at state universities, archives, or historical societies.
This bibliography is meant to provide students, educators, amateur historians, and scholars with a starting point for research. Be aware that while this list is comprehensive it is not conclusive, and new material becomes available all the time. If you are seeking primary source material (original documents), there is a guide at the end of the bibliography which will help you navigate the abundant and rich resources of Arizona's repositories.
You can find this information within the bibiography as well. Click below to download.


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It was a Thursday at 8:36 p.m. exactly 316 days ago that the doctors at Children's Hospital unplugged our daughter's life support system and I held her quietly in my arms and said goodbye as she gave up her fight. 10 months and 12 days ago our lives were drastically altered and ever since, I've hated every Thursday that has passed. Even on Thursdays when I'm too busy to think, the fact that another week has passed without Cora never escapes my attention and my heart usually aches for the entire day, even when I'm smiling.
Today was different.
Today I woke up, opened my eyes and smiled.
What made this Thursday different from every other Thursday in the last 316 days?
Quite simply, me!
I've had enough of this constant pain riding me around like an unwanted spider monkey. So last night, right before I closed my eyes, I told myself over and over that today would be a good day. I decided that it is time to start letting go of some of the negative, sadness-inducing triggers that remind me of Cora – starting with Thursdays. After all, the only person who can help me move on and live my life is me.
I had ONE stabbing pain in my heart today and it only lasted a brief moment because as soon as I felt it poke through my good mood, I reminded myself that today was a good day.
And it was.
I'm not sure about tomorrow or next week or next month, but today was good and if I can make a Thursday into a good day, I can do anything.
Good night, my friends. I wish you all enough…


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The HSA-12115 reed switch embarks as the company's most powerful bi-stable latcher to date. Engineered for the demands of float sensing, liquid level sensing, and liquid measurement applications in the oil and gas industry, this switch is rated for 120 Vac/350 Vdc at 50W. Features include enhanced Rhodium plating on the switch's internal contacts, hermetically-sealed contacts, and electro-plated tin on the external leads for solderability. A datasheet is available at http://www.hsisensing.com/product-selector/reed-switch-selector/m.Reedswitches/112/view/60
HSI Sensing
Chickasha, OK
[email protected]


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is part of the Informa Markets Division of Informa PLC
This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales. Number 8860726.
Cardiovascular Consultant & Cleveland Clinic Care Giver, Cleveland Clinic Abu Dhabi, UAE
Regional Chair, Middle East, Patient Safety Movement Foundation
AHA Hospital Accreditation Science Committee Member
European Society of Cardiology Heart Failure Writing Group Member
Ex Middle East Representative of the JCI Standards Subcommittee
Dr. Ellahham is American Board Certified in Internal Medicine, Cardiovascular Disease, Vascular Medicine, and American Board of Medical Quality. He was recently recertified in 2017 by the American Board of Cardiology (ABIM). He is Certified Professional in Healthcare Quality (CPHQ) by The National Association for Healthcare Quality (NAHQ), certified in Medical Quality (CMQ) by The American Board of Medical Quality (ABMQ), certified as EFQM Model assessor and Lead Trainer in TeamSTEPPS.
He is a fellow of the American College of Cardiology, American Heart Association, American College of Chest Physicians, American College of Physicians and American College of Medical Quality. He is a fellow of the American College of Cardiology and key member in Heart Failure and Transplant, Adult Congenital and Pediatric Cardiology, Cardio-oncology, Innovation, Quality and Peripheral Vascular Disease Sections. He is a Distinguished Fellow of the New Westminster College in British Columbia, Canada and Advisory Board Member, University of Wollongong in Dubai.
Dr. Ellahham is Middle East Representative of the JCI Standards Subcommittee and Member on the Editorial Advisory Board of the Joint Commission Journal on Quality and Patient Safety. He is reviewer of HCAC Cardiac Quality and Safety Standards.
He has been a champion of the use of Lean, Six Sigma and Change Management to improve healthcare quality. He is Lean Six Sigma Master Black Belt Certified. He is an American Society of Quality (ASQ) trainer in Lean and Six Sigma both green and black belt.
Dr. Ellahham is a recognized innovative leader in quality, safety, patient experience, risk management, clinical cardiology, telemedicine and the use of robust performance improvement in improving healthcare delivery.
He serves on several US and international committees and advisory bodies. He is the Middle East Regional Chair of the Patient Safety Movement Foundation.
He received several research awards including the DuPont Pharmaceuticals Research Award, ACCP 58th Annual Scientific Assembly, Young Investigator Award; the Alfred Soffer Research Award, ACCP 58th Annual Scientific Assembly, Finalist; the First Young Investigator Award 12th, Annual Meeting of the Mediterranean Association of Cardiology and Cardiac Surgery, American Heart Association Get with the Guidelines Award, SKMC Infection Prevention Award in 2011 and 2012, Sheikh Khalifa Excellence Award in 2014, Quality Leadership Award from the World Quality Congress and Awards, Business Leadership Excellence Award from World Leadership Congress in 2015, one the nominees for Safe Care magazine Person of the Year in the United States, Dubai Quality Award in 2015 and Sheikh Khalifa Excellence Golden Award in 2015.
Dr. Ellahham is an avid researcher; his research includes heart failure, acute coronary syndromes, frailty, dyslipidemia, accreditation, second victim phenomenon, resilience, innovation, artificial intelligence, telehealth, block chain, patient flow, patient experience and engagement, lean-six sigma, patient safety, bowtie risk management tool and KPI management. He is a recognized world-leader in these fields.
He is the Eminent Editor of The Journal of Cardiology & Cardiovascular Therapy. In addition, he serves on the editorial board of American Journal of Medical Quality, Developments in Clinical & Medical Pathology (DCMP), the Joint Commission Journal on Quality and Patient Safety, Telehealth and Medicine Today (TMT), Blockchain journal (BHTY), Medical Science, Open Journal of Cardiatic Research, UPI Journal of Pharmaceutical, Medical and Health Sciences (UPI-JPMHS, Open Access Research in Anatomy, Gerontology & Geriatrics studies and Open Access Journal of Clinical Trials, Hypertension Today Journal and Focus on Hypertension Journal, Journal of Heart Health, Cardiovascular Pharmacology, Scientific Research and Community, Journal of Surgery and Surgical Procedures, EC Cardiology, Journal of Cardiovascular and Pulmonary Medicine, and Canadian Journal of Biomedical Research.
He is also a reviewer for several peer-reviewed journals, including Joint Commission Journal on Quality and Patient Safety, International Journal of Quality & Reliability Management, the Journal of American College of Cardiology, the American Heart Journal, Annals of Internal Medicine, Archives of Internal Medicine, Chest, Circulation, Clinical Cardiology, Chest, Lancet ,Diabetes Care, Archives of Internal Medicine, Endocrinology and Metabolism, European Journal of Heart Failure, Congestive Heart Failure Journal, Journal of Nuclear Cardiology, the Journal of Transplant Coordination, the Journal of Cardiovascular Pharmacology and the Southern Medical Journal, European Journal of Innovation Management and The Anatolian Journal of cardiology.
Dr. Ellahham is passionate about sports, innovation, teaching, future health and healthy lifestyle.


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Press Releases
Waters Statement on House Amicus Brief in Seila Law v. CFPB
Washington, DC, January 23, 2020
Today, Congresswoman Maxine Waters (D-CA), Chairwoman of the House Committee on Financial Services, made the following statement on the amicus brief filed this week by the U.S. House of Representatives in support of the constitutionality of the Consumer Financial Protection Bureau's independent single-director structure.
"The Consumer Financial Protection Bureau was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act following the 2008 financial crisis to ensure that consumers have a strong watchdog to protect them from harmful financial products and practices. The Trump Administration and Congressional Republicans continue to do all they can to eliminate this critical consumer protection agency, including by making desperate and baseless legal claims about the Consumer Bureau that other judges have rejected. With this amicus brief, the House of Representatives is setting the record straight that, as several appeals courts have found, the Consumer Bureau's independent structure is clearly constitutional.
In October of 2019, Chairwoman Waters and Speaker Pelosi announced a House motion in the Seila Law v. CFPB case to file an amicus brief following the announcement by CFPB Director Kathy Kraninger that the agency would no longer defend the constitutionality of the CFPB Director's for-cause removal provision.


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wise·acre /ˈwaɪˌzekɚ/
Wise·a·cre n.
1. A learned or wise man. [Obs.]
Pythagoras learned much . . . becoming a mighty wiseacre. --Leland.
2. One who makes undue pretensions to wisdom; a would-be-wise person; hence, in contempt, a simpleton; a dunce.
◄ ►
n : an upstart who makes conceited, sardonic, insolent comments
[syn: wise guy, smart aleck, wisenheimer, weisenheimer]


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The Foundation for Science and Technology (FCT), in collaboration with the Agency for Clinical Research and Biomedical Innovation (AICIB) open a special funding, "RESEARCH 4 COVID-19", to R&D projects and initiatives that respond to the needs of the National Health Service (SNS) as a response to the current and future pandemics in a very short time horizon.
Given the urgency, projects of rapid implementation (maximum 3 months of development) will be supported. The maximum funding limit for each project is 30 thousand euros, mainly to complement ongoing initiatives and to reorient existing teams.
Applications will have two phases, the first of which will run from March 24 until 5:00 pm, Lisbon time, on April 5, 2020.
All information about this call and application form is available on the Foundation for Science and Technology website.


text:
Categories: Chemists, Prescription Delivery
Address: 14 Fieldside, Thorne, Doncaster, DN8 4BQ
Main: 01405 8...
Website: www.weldricks.co.uk/branches/thorne-fieldside?utm_source=ExtNet&utm_medium=Yext
Website: Visit Website
Message now
Report a problem with this listing
HI Weldrick Limited (trading as Weldricks Pharmacy) is a family owned business with 61 community pharmacies throughout South Yorkshire & North Lincolnshire. Located in the centre of Thorne, just opposite Thorne Moorends Town Council.
Weldricks Pharmacy - Thorne Fieldside
Verified ID: 613768512823296
Verified 18/05/2020 @ 10:30:16
Last updated 08/08/2020 @ 01:57:23
Learn more about Verification in the Central Index
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Sunday, April 19, 2015
PNC Park in Pittsburgh
For Updated Odds on This Game Click Here
Probable Pitchers: (R) Garza, M (1-1) vs. (R) Cole, G (1-0)
The Milwaukee Brewers take on the Pittsburgh Pirates on Sunday at PNC Park in Pittsburgh.
The Brewers are 11-30 in their last 41 overall and are 11-30 in their last 41 games on grass. Milwaukee is 4-14 in their last 18 road games vs. a right-handed starter and are 2-8 in their last 10 games vs. a right-handed starter. The under is 10-2 in the Brewers last 12 road games vs. a right-handed starter and is 11-3 in their last 14 road games.
The Pirates are 14-2 in their last 16 games vs. a starter with a WHIP greater than 1.30 and are 9-3 in their last 12 home games vs. a team with a road winning % of less than .400. Pittsburgh is 37-16 in their last 53 home games vs. a right-handed starter and are 35-17 in their last 52 home games. The under is 13-4 in the Pirates last 17 home games vs. a right-handed starter and is 5-2 in their last 7 during game 3 of a series.
In head to head matchups, the under is 3-0-1 in Gerritt Cole's last 4 starts vs. Brewers and is 4-1 in the last 5 meetings in Pittsburgh. The Brewers are 1-4 in the last 5 meetings.
Milwaukee Brewers Betting Trends
The Milwaukee Brewers are 6-4-0 against the over/under
The run differential for the Milwaukee Brewers is -2.8
Pittsburgh Pirates Betting Trends
The Pittsburgh Pirates are 5-4-1 against the over/under
The run differential for the Pittsburgh Pirates is 0.2
Injuries to Watch
Milwaukee Brewers
04/17/15 CF Carlos Gomez Hamstring 15-day DL (4/16)
04/05/15 P Jim Henderson Shoulder 15-day DL (3/27)
Pittsburgh Pirates
04/06/15 P Brandon Cumpton Elbow 15-day DL (3/27)
04/06/15 P Charlie Morton Hip 15-day DL (4/6)
04/06/15 LF Jaff Decker Calf 15-day DL (3/30)
04/06/15 SS Justin Sellers Heel 15-day DL (3/27)
Guy's Pick: Take Pittsburgh
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working and principle of jaw crushers
working principle and operation of jaw crusher business, feel free to buy portable jaw crusher from ; feel no worry for impact crusher is easy to maintain; sba conference hosts small business lenderswhat is jaw crusher''s working principle? quora, mining industry: what is the most popular type of secondary crusher? why is a jaw crusher not used ...Get Price


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FLINTSHIRE'S most prolific criminals may be spied upon as part of an all-out blitz to clamp down on crime.
The scheme will see the area's most active burglars, car thieves and thugs closely monitored by officers using tactics including undercover surveillance.
The Flintshire Community Safety Partnership has signed up to the Home Office's Prolific and Priority Offenders (PPO) scheme - which will see persistent offenders fast-tracked through the courts.
The PPO scheme will also be used to help criminals mend their ways.
Home Office research shows a pool of about 5,000 hardcore criminals in England and Wales commit one million offences between them each year, at a high cost to their local communities.
More than half of all prolific offenders are under 21, with nearly three-quarters starting offending between 13 and 15 years old. Many were excluded from school.
Almost two-thirds are said to be hard drug users, more than a third were in care as children and 70% are unemployed with little or no legal income.
Each of North Wales' six counties have been asked to devise a specific framework to identify its 15 most prolific offenders.
The scheme will see North Wales Police, North Wales Fire and Rescue Service, Flintshire County Council, Flintshire Local Health Board and the Probation Service working hand-in-hand to monitor the troublemakers.
The PPO scheme has three strands. One is to prevent and deter, partly by providing support for young people at high risk of committing crimes.
The second is to catch and convict offenders and the third is to rehabilitate and resettle offenders.
Sgt Andy Massey, of North Wales Police, said: 'The initiative is being used in Flintshire to identify our most prolific criminals whom we will pay particular attention to and help reduce their offending behaviour.
'The scheme is all about working in partnerships with the likes of the Probation Service, the CPS, the courts and housing departments.'
Individuals will also be targeted with intensive programmes to tackle problems like drug and alcohol addiction. Speaking at the launch of the PPO scheme in September, Home Secretary David Blunkett said: 'The message I am getting across is that if you want help, we will help you. If you don't want to be helped we will come down on you like a ton of bricks.
'We have to ensure that when people get out of prison someone meets them, their immediate housing and employment needs are looked after and there is someone they can call on.
'Above all, we can get them out of the situation that got them into jail in the first place. That's in our interest because they, by their very natures, are repeat offenders.'


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If your engine is leaking oil from under the pulley in the front of the engine, you probably need to replace the oil pump seal. In this video Emmy Award-winning mechanic Scotty Kilmer will teach you how to do just that at home.
Want to master Microsoft Excel and take your work-from-home job prospects to the next level? Jump-start your career with our Premium A-to-Z Microsoft Excel Training Bundle from the new Gadget Hacks Shop and get lifetime access to more than 40 hours of Basic to Advanced instruction on functions, formula, tools, and more.


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File::Modified Free Download
File::Modified Ranking & Summary
License: Perl Artistic License
Price: FREE
Publisher: Max Maischein
Homepage: http://search.cpan.org/~corion/HTML-Display-0.39/lib/HTML/Display.pm
File::Modified Tags
File::Modified Description
File::Modified class checks intelligently if files have changed.
File::Modified class checks intelligently if files have changed.SYNOPSIS use strict; use File::Modified; my $d = File::Modified->new(files=>['Import.cfg','Export.cfg']); while (1) { my (@changes) = $d->changed; if (@changes) { print "$_ was changedn" for @changes; $d->update(); }; sleep 60; };Second example - a script that knows when any of its modules have changed : use File::Modified; my $files = File::Modified->new(files=>[values %INC, $0]); # We want to restart when any module was changed exec $0, @ARGV if $files->changed();The Modified module is intended as a simple method for programs to detect whether configuration files (or modules they rely on) have changed. There are currently two methods of change detection implemented, mtime and MD5. The MD5 method will fall back to use timestamps if the Digest::MD5 module cannot be loaded.There is another module, File::Signature, which has many similar features, so if this module doesn't do what you need, maybe File::Signature does. There also is quite some overlap between the two modules, code wise.new %ARGSCreates a new instance. The %ARGS hash has two possible keys, Method, which denotes the method used for checking as default, and Files, which takes an array reference to the filenames to watch.add filename, methodAdds a new file to watch. method is the method (or rather, the subclass of File::Modified::Signature) to use to determine whether a file has changed or not. The result is either the File::Modified::Signature subclass or undef if an error occurred.addfile LISTAdds a list of files to watch. The method used for watching is the default method as set in the constructor. The result is a list of File::Modified::Signature subclasses.updateUpdates all signatures to the current state. All pending changes are discarded.changedReturns a list of the filenames whose files did change since the construction or the last call to update (whichever last occurred). Requirements:
· Perl
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Advanced Industries Grants
Colorado invests in life sciences.
As a designated Advanced Industry in Colorado, life sciences makes a significant contribution to the state's diverse and fast-growing economy, creating high-paying jobs for more than 89,000 Coloradans.
Grant programs provide important sources of non-dilutive funding for researchers and companies at all stages of commercialization.
Advanced Industries Grant Program Impact
The Advanced Industries Grant Program provides critical, early-stage funding for promising life sciences companies. Legislators expanded the successful program in 2013.
Since inception, the state Office of Economic Development and International Trade (OEDIT) has awarded more than 400 Advanced Industries grants to Colorado bioscience companies. The program makes a significant impact in the state, creating:
- 81 new life science companies
- 975 direct jobs
- $972 million in follow-on grants and investments in bioscience companies
Research-Stage Grants
Advanced Industry Proof-of-Concept Grant
State grant for applied research performed at Colorado research institutions.
Grant size limited to $150,000 with a three (state) to one (institution) match.
Emerging Companies
Advanced Industry Early-Stage Company Grant
State grant for Colorado companies with 50 or fewer employees, less than $10M annual revenue and less than $20M from investors. Grant size limited to $250,000 with a one (state) to one (company) match.
Advanced Industry Export Accelerator Grant
Provides stipends to businesses new to exporting or expanding into new export markets. Grant size limited to $15,000 with a one (state) to one (company) match.
Advanced Industry Investor Tax Credit
Offering individuals who invest over $10,000 into a Colorado Advanced Industry company the ability to receive a 25-30% tax credit, up to $50,000.
Cash Collateral Support (CCS)
Creates greater access to capital for small and medium-sized businesses operating in Colorado that are experiencing difficulty securing credit due to collateral shortfalls.
Venture Capital Authority (VCA)
A venture capital funding program designed to fill a gap in private capital markets and provide seed and early-stage capital investments in Colorado companies.
Rural Jump-Start Zone Program
Provides tax relief to new businesses and new hires of these businesses that are located in certain economically-distressed areas of rural Colorado. Download the fact sheet.
Late-Stage Companies
Colorado FIRST and Existing Industry-Job Training Grants
Programs invest in the labor force and incentivize a business' growth in Colorado by providing grants to companies that are locating or expanding in Colorado.
Job Growth Incentive Tax Credit
Provides a state income tax credit to businesses undertaking job creation projects that would not occur in Colorado without this program.
All Stages
Innovative Industries Intership Program
Providing companies a reimbursement for expenses related to hiring an intern or apprentice. This program will fund up to $5,000 per intern for an intern with a minimum of 130 on-the-job training hours completed in 6 months.
New Business Application Available January 1, 2020
Colorado Enterprise Zone Tax Credits
In addition to the above tax credits, which are available to all Colorado businesses that meet eligibility requirements regardless of location, Colorado also offers several tax credits to businesses that locate in a designated "enterprise zone" (EZ). [1] EZs are economically distressed areas as determined by the Colorado Economic Development Commission. Economically distressed areas include areas that have high unemployment rates (25% above state average), low per capita income (25% below state average), and/or slower population growth (less than 25% of state average in rural areas). This program structure is similar to the Advanced Industry Investment Tax Credit, mentioned earlier, which offers increased credits to companies located in EZs.
Enterprise Zone (EZ) Tax Credits
Designed to promote a business-friendly environment in economically distressed areas throughout Colorado. The Enterprise Zone Research & Experimentation credits are available only to businesses located in EZs, which makes them fairly limited in scope and may not be as helpful as they could be in encouraging innovation in Colorado. Colorado should expand or restructure the credit to incentivize companies to spend on R&D.
Research & Experimentation Enterprise Zone Tax Credit
The Research & Experimentation Enterprise Zone Tax Credit provides a 3% credit based on the increase of a company's research and experimental expenditures within an enterprise zone over the average of such expenditures conducted in the same enterprise zone during the previous two income tax years. The total amount must be divided equally over four years. The company can claim 25% in the year the expenditure is made, and 25% each over the following 3 years.
New Employee Enterprise Zone Tax Credit
The Colorado Enterprise Zone New Employee Tax Credit allows any business with an establishment in a designated Enterprise Zone to claim an income tax credit of $1,100 per new employee. Businesses in Enhanced Rural Enterprise Zones earn an extra $2,000 per employee in addition to the $1,100. New and existing businesses may qualify for the credit, as long as they maintain operations in the Enterprise Zone during the entire tax year.
Qualifying Therapeutic Discovery Projects - A tax credit provided under new section 48D of the Internal Revenue Code (IRC), enacted as part of the Patient Protection and Affordable Care Act of 2010 (P.L. 111-148). The credit is a tax benefit targeted to therapeutic discovery projects.
Federal Grant Programs
Federal grant programs offer companies within Colorado's life sciences ecosystem additional sources of critical funding to support business growth and product development.
Federal grant information is available in a searchable, mobile database at grants.gov.
Key grant programs include:
- U.S. Small Business Administration (SBA)
- Small Business Innovation Research (SBIR)
- Small Business Technology Transfer (STTR)
- National Institutes of Health (NIH)
- Department of Defense (DOD)
- Department of Energy (DOE)
- National Science Foundation (NSF)
The NIH offers helpful tips for first-time grant applications in an informational video:


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Many people tend to wear the wrong size shoe because of convenience or style. However, there are consequences to wearing shoes that do not fit correctly. Primarily, wearing ill-fitting shoes may result in neuropathy. Neuropathy is a condition in which the feet will feel numb. This ailment is painful, and sometimes irreversible. Another side effect of wearing ill-fitting shoes is foot deformities. These may include hammer toes, corns and calluses. Finally, failing to wear the correct size shoe may cause falls and reduced mobility. It is worth it to get the feet professionally measured in order to reduce the risk of these ailments. If you have any questions about shoe size, or if you think you may be experiencing one or more of these side effects, it is advised to speak with a podiatrist.
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Recently the Association of American Universities published a fakographic about Bayh-Dole. From the AAU perspective, of course, it was all true stuff, because, well, they believe whatever they are doing is right, so whatever they say about something that's right must be right, too. Even if something isn't quite right, it's there as an emblem about what would be right if it were true. Thus, even if touch screens weren't invented in university research, they could well have been invented at a university, and thus it's perfectly fine to claim something that's close, that someone who had invented something that later led to a touch screen once also did research at a university. It's just a matter of technical details or a difference of opinion about the role of the university in all of it. People who value university work will argue that universities play a big role in innovation, and dull, ignorant people will argue against that value, tearing down all the good work that's been done to build university "technology transfer" into a globe-leading IP system.
Well now. There's nothing like speaking the brass truth of the real world, even if the golden truth of fantasy sounds so much better.
Back in 2014, the AAU convened a "task force" to respond to some unnamed "critics" of university technology transfer. The task force developed a "statement" that they published in 2015, "Managing University Technology Transfer in the Public Interest." Let's have a look. Here's the opening preamble to the statement:
Universities have a responsibility to be good stewards of discoveries and intellectual property developed from research supported by federal funding.
This preamblulatory assertion alone is rife with strangeness. How have universities come to have a responsibility to be good stewards of discoveries and intellectual property developed from research supported by federal funding?
We can start with federal funding. The Bayh-Dole Act alters federal patent law, creating patent policy regarding subject inventions and also dictates what federal agencies can require with regard to inventions in a funding agreement for research at a university (or other contractor).
But nothing in Bayh-Dole gives universities any responsibility with regard to inventions. All Bayh-Dole does is require universities to behave in certain ways if they do come to own inventions made with federal support. Same for copyright or data–nothing in the standard grant terms that gives universities any responsibility for copyright or data.
The same is true for federal grant requirements pertaining to intangible property, which is expressly defined to include "patents and patent applications." According to 2 CFR 200.316, intangible property that a "non-Federal entity" acquires or improves with federal funds
must be held in trust by the non-Federal entity as trustee for the beneficiaries of the project or program under which the property was acquired or improved.
A trustee operates something like a steward. But in the case of a trustee, it may own the property that it manages on behalf of another, while a steward manages the property or affairs of another, for that other's benefit. It's clear, however, that AAU expects universities to own discoveries and intellectual property, not merely manage discoveries and intellectual property owned by others, acting as their agents or stewards. But "trustee" carries a substantial obligation–what is best for the trustee? Of course, here in the AAU preamble, it's not at all clear who the good steward is to serve. Is it the discoverers? the federal government? the "public"? industry? impoverished speculative investors who otherwise don't have enough opportunity to grow wealthy betting in highly volatile marketplaces where they have a better chance of winning money from other bettors than by getting in on the upside of a patented invention that actually unexpectedly becomes a new product?
We might, in defiance of Ayn Rand, summarize the expectations of stewardship with this book cover on the subject: "choosing service over self-interest." That would appear to be an easy thing for a university–one might think that a university would be all about "service," especially service "to the public." Yet, when it comes to the ownership and management of intellectual property, university administrators find themselves woefully conflicted between helping others and helping themselves. It's a funny little problem that they typically solve by arguing that by helping themselves, they are helping others, because if the university gets money from licensing, it can use that money to do more research, creating even more inventions with the potential for more public benefit, and besides, all that money lessens the need for the public to fund university research–oops! not that! But it's too late. They've already let that idea out into the wild.
Further, why should AAU restrict university responsibility to research supported by federal funding? Why not also include responsibility for the results of industry funding? foundation funding? donations from the public? state funding? It's strange to restrict the "good stewards" role to federal funding. Why should funding have anything to do with it unless the source of that funding requires a university that hosts research to be a "good steward" of whatever results from that research. I have yet to see any sponsor of research put things that way. It just doesn't happen that way.
The problem runs deeper than poor choice of restriction, however. If federal funding does not give universities a responsibility, then who or what does? It would appear that university administrators have decided that they have this responsibility, but what does this mean? Here, "responsibility" is the wrong word, a euphemism. What AAU means is that university administrators have asserted that the university should own what inventors and authors create, called "discoveries." Until someone who owns an invention provides it to a university for management, the university has no responsibility to act as a steward for that invention. And if a university forces personnel to accept a deal under which university administrators assert that they must own all inventions, then the university isn't acting as a steward at all–it is acting as master.
We then start to see the shape of the gesture. The university acts as a master with regard to those who discover and invent, but it takes ownership of these things to act as a good steward for some other person or cause–that is, it declares itself act in the interest of others, even though it has no apparent obligation to others to do so. "Stewardship" in the AAU usage is metaphorical, an emblem, a gesture that suggests that the university manages intellectual property for a good other than its own self-interest. But as we'll see, the AAU task force cannot then manage to separate a university's self-interest from service to the public. These are one and the same thing.
In recent years, however, some critics have asserted that universities' technology transfer operations place too much emphasis on maximizing revenues and not enough on moving new ideas quickly into the marketplace, where they can advance the public good.
The criticism comes from the outside, from anonymous people. It's rather interesting. When the IPA program was shut down in 1978, one criticism from Congress was that universities weren't charging enough in their exclusive licensing deals with pharmaceutical companies. They were doing, it appeared, sweetheart deals, taking pennies on the dollar. Bayh-Dole, appearing two years later, re-established the sweetheart pathway with a new handwaving apparatus gesturing to the public interest–but in it all the focus was to authorize universities (and the federal government as well) to license inventions made with federal support exclusively to the pharmaceutical industry on whatever terms universities wanted–sweetheart deals were fine; the public shouldn't expect universities to get rich in their licensing programs; if the price of a patent was too high, pharmaceutical companies would not take licenses and product would not be developed and commercialized, and the public would not see a benefit, and the entirety of federal funding for university research would be wasted.
You must see the logic in this last bit. If federal funding is wasted when inventions are not turned into commercial products for public benefit, then we have two obvious options: turn those inventions into products or shift federal funding to other work. You can see why university officials are so adamant that Bayh-Dole has been successful (even though it has been just the opposite). They fear the logic of their own argument. The stark reality is that even with the sweetheart deals to the pharmaceutical industry as the default, most university inventions made with federal support don't become commercial products. This, despite the increasingly desperate and clever efforts by university licensing officials to make it appear otherwise. The aspiration is there: folks are trying. But their performance is so terrible they won't even report it. They report their efforts–number of inventions reported, patent applications filed, patents issued, licenses granted, startups formed, even money made. But they won't report the one datum that would confirm their logic–that their efforts result in inventions achieving commercial success and by this means benefit the public.
Even many of those inventions that achieve success appear to do so at the expense of the public. Think of the prescription drugs that are sold at monopoly prices, where the federal funding ends up being, after the fact, a subsidy for speculative investors. One wonders how the public's interest comes first in this sort of monopoly thinking. Oh, wait, I get it–if the investors don't make craploads of money at least once in a while, then they won't invest, the pharmaceutical industry will fail, and no drugs whatsoever will ever again be developed. And so the public interest is rhetorically bound up in the wealth dreams of speculators.
If we return to AAU's second sentence, we can see that it's a false dichotomy between "maximizing revenues" and "moving new ideas quickly into the marketplace." Whoever the nameless critics are with such influence that AAU has to mobilize a task force to deal with them, they are pretty dull witted critics. We might observe, then, that AAU chose a rather petty worry to address. That makes a task force's task less difficult, no doubt. But even each dicha of the AAU dichotomy is messed up.
How does one "maximize" revenue from discoveries? And maximize revenue for whom? Or is the concern maximizing revenue across a portfolio of discoveries and not just from each discovery on its own? Or is the concern that one should not get as much money as one can? One might make more money from patent positions by holding them until industry stumbles over them, and then go on a trolling expedition as Caltech has done recently. If that's the case, then a moderating position might be to forgo making "maximum" revenue in this way by at least not letting patent trolling organizations have an opportunity to "maximize" revenues. One might maximize revenues, as well, by shifting income from license payments to research payments or donations or tuition–people might show up wanting to do business with a university because a discovery is quickly and widely and usefully available. That would be a different approach than holding out for a monopoly commercialization license for every discovery a university acquires rights to.
As for moving new ideas quickly "into the marketplace, where they can advance the public good," we have more nonsense. Why must a new idea be moved "into the marketplace" at all? Reading Steven Johnson's historical account of good ideas (Where Good Ideas Come From: The Natural History of Innovation), most good ideas move into a "networked, non-market" environment, in which they are tested, developed, altered, and emerge through any number of pathways to become important. Moving new ideas–"the discoveries" of the first sentence–into a "marketplace" would appear to be one of the worst things a university could do, in general. One would, instead, move new ideas into networked, non-market arenas. For that, a university might help to establish networks (pay for travel, invite visitors, hold workshops, and the like) and be disinterested in "market" issues. One might go so far as to argue that university administrators, in having such a fixation on commercial markets, work to forestall actual, operative innovation markets that do not depend on monopoly commercial investment:
to buy or contract for merchandise or provision on its way to market, with the intention of selling it again at a higher price; to dissuade persons from bringing their goods or provisions there; or to persuade them to enhance the price when there. This was an offense at law in England until 1844.
We might argue that university administrators arbitrarily and foolishly introduce market price (or "value") too soon in the life of discovery or idea or invention. If a university were in the service, say, of innovation, then it might encourage academic discoverers, thinkers, and inventors to contribute their ideas to networks in which those ideas might develop.
The AAU tag about markets is telling: "where they can advance the public good." Research ideas, apparently, cannot advance the public good unless they are secured for the "marketplace." This is strange stuff, for "ideas" and even for "discoveries." Even in the case of patentable inventions–which is what the AAU apparatus is actually about, though AAU folks can't bring themselves to speak plainly on the point–even for patentable inventions made in university research, it is not at all clear that in general a patent is necessary or even a help, or that the purpose of a patent is to collar an invention and so pull it to some market (a market for patents, say). An invention might circulate as a research tool, for instance, and benefit the public by advancing research. Or an invention might be used DIY by industry, each company making its own implementation, without the need to wait for a commercial version, and especially without waiting passively for a commercial version sold as a monopoly to extract as much "value" as possible from the patent position. Heck, an invention might have more value to the public as a trade secret, not available for anyone other than those clever enough to figure it out on their own. There is no compelling reason to think that only by hustling "new ideas quickly into the marketplace" can they "advance the public good." It's just nonsense. It is nonsense written in an authoritative style, but it's nonsense through and through.
In October 2014, the Association of American Universities (AAU) formed a working group on technology transfer and intellectual property with the task of reaffirming that the primary goal of university technology transfer operations is to advance the public interest.
So AAU creates a task force that must "reaffirm" the bland and obvious point that university technology transfer should "advance the public interest." But even here, there's a walkback–we aren't talking about what technology transfer operations must do, but what the administrative "goal" of operations should be. And not only that, but that it's only the "primary" goal that we are to worry–there can be other goals, too, that don't have to do with advancing the public interest. "Our primary goal is to advance the public interest and our secondary goal is to make as much money as we can." Or "Our primary goal is to advance the public interest and anything we do, however we do it, should be ascribed to our passion for that goal, and not to any other purpose." Yeah, right. The task force is given the mandate to wordsmith the idea that whatever university technology transfer operations do, people should think kindly of them and not be so critical. The worrisome criticism–even if apparently goofball criticism–is the product of universities not having better wording in policy statements. Gosh, the AAU can help with that!
To challenge university administrators to undo their IP ownership policies, change their operations, alter their default licensing arrangements, to restore agent approaches, to reconsider equitable interest, to study and engage commons–these sorts of things are entirely outside AAU's thinking.
Part 2 is here.


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Don't leave a candle burning unattended!
The candle season is at its best and you can create a very nice atmosphere with them. However, please keep in mind that burning candles should be kept away from highly flammable materials, and they should not be left burning unattended. Always put out the candles when you leave the room. Remember also to regularly check that your fire alarm is working.