text:
The UK's largest lenders breathed a sigh of relief as the government softened conduct rules and the Bank of England revealed that banks will face a "limited" capital gap when they're forced to separate consumer banking from investment operations, Bloomberg reported.
On conduct, the government backtracked on a plan to assume senior managers of banks are guilty until proven innocent, substituting it with a "duty of responsibility" that will extend across the entire financial-services industry. The scrapped "reverse burden of proof" in rules for senior managers would have forced bankers to prove they were unaware of wrongdoing at their firms.
Separately, the BOE's Prudential Regulation Authority estimated its so-called ring-fencing regulation could mean an additional capital requirement of as much as £3.3 billion ($5.1 billion) for affected banks by 2019, an amount analysts said wouldn't be difficult to raise. The rules are aimed at ensuring that financial services crucial to the UK economy, such as deposit-taking, payments and overdrafts, will be protected if riskier units incur losses and have to be shut down.
"It's a positive day for the banks," said Gary Greenwood, an analyst at Shore Capital in Liverpool, England. "There's nothing particularly negative from the BOE, while the guilty until proven innocent rule had gone against the rest of the legal system. You need the regime to be accountable and fair and it had possibly swung too far the other way."
Barclays shares jumped as much as 1.2% after the announcement and traded at 247.8 pence at 12:16 p.m. in London, up 0.7%. HSBC, Europe's largest bank, rose 0.3% to 516.9 pence, while RBS advanced 1.2%.
Together the steps help to alleviate two of the biggest headaches for Britain's largest banks, easing concerns they wouldn't be able to attract the most talented executives from around the globe to fill senior roles and reducing the likelihood that lenders will need to go cap-in-hand to investors for fresh capital as they comply with the ring-fencing rules intended to help solve the problem of too-big-to-fail banks.
In softening the Senior Managers and Certification Regime, the government gave ground on one of the post-financial crash rules that had prompted most concern among top bankers.
Simon Morris, a financial services partner with law firm CMS, called the changes the "most astonishing regulatory U-turn in decades."
"It's not just a change of mind, but represents the formal abandonment of flagship statutory provisions only months before they were due to come into force," he said. "In real terms, the reversal of proof was never likely to make a large difference, but the message it gave off was that the UK was a hostile environment for finance."
Andrew Tyrie, chairman of the Parliament's Treasury Select Committee, said it "would be concerning if this change was a response to special pleading from the banks."
Finance Executives
Executives at UK insurers, mortgage brokers and payday-loan companies will also be covered by the same requirements as those at banks under the Bank of England and Financial Services Bill, which was introduced in Parliament on Thursday.
The new regime is due to come into effect in March 2016 and banks are in the midst of mapping out who is responsible for which areas and personnel.
In a consultation paper published on Thursday, the PRA said requiring ring-fenced banks to meet capital thresholds as a sub-group of the parent company "may result in increased capital requirements for some firms."
The rules will probably apply to HSBC Holdings Plc, Royal Bank of Scotland Group Plc, Lloyds Banking Group Plc, Barclays Plc, Santander UK Plc and Co-Operative Bank Plc.
The additional burden is due to the protected unit being measured on a standalone basis for its capital needs. In addition, any transactions between the ring-fenced unit and other parts of the institution will be classed as third-party deals, meaning capital will have to be held against them.
'Critical Services'
Applying bank-specific capital requirements to a ring-fenced lender on a sub-consolidated basis and not granting large-exposure permissions across the ring-fence could boost total capital requirements by £2.2 billion to £3.3 billion in aggregate, the PRA said.
The PRA also issued proposals on how a bank can ensure continuity of services in the event part of it fails. These involve managing "critical" shared services such as IT functions in a way that allows business to continue. The PRA estimates one-off costs of about 5% of total operating expenses to meet the new requirements, plus ongoing annual costs of about 3%.
While the PRA said banks may try to pass on higher costs to customers, this will depend on other factors, including competition and new entrants to the banking market.
"It's not a bombshell at all," said Joseph Dickerson, an analyst at Jefferies International Ltd. in London "With the amount of capital the banks are generating, they'll be fine reaching the requirement."
Although the rules probably won't require a lot of new capital they could still put UK-headquartered investment banks at a disadvantage to overseas rivals.
"The need to hold capital against large intra-group exposures means the universal banking model is suffering," said Alan Bainbridge, a partner at law firm Norton Rose Fulbright in London. "It's going to apply pressure to European investment banking that we're already seeing to the advantage of the big American banks."


text:
Shoptalk: Linnea Johnson, Lutron
"I think city dwellers are starting to get the idea that they can have 'smart apartments' or 'smart condos,' but the untapped area of the market right now is using all these technology solutions for energy savings. And not just for saving money (because let's face it, these people are spending millions on condos already), but for saving the environment. That's what sells, aside from the coolness factor or technology just for the sake of technology."
-Linnea Johnson, Lutron's Marketing Manager for Residential Towers
Related Content

subset: commoncrawl


text:
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ReviewTheLight: Olight H25 Wave (Hands-Free 800 Lumen Headlamp)
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Olight has been a leader in the high-end flashlight industry for quite some time now, and they are continuing to improve their models in every category of use. Today, they're pushing forward in the headlamp realm with the H25 Wave, a hands-free headlamp with the ability to pump out 750-800 lumens for over 5 hours...
Thanks to Olight and GoingGear for providing the H25 for review.
I'll be reviewing the H25 in two sections: first, I'll discuss the light objectively (the facts about the light itself), then I'll discuss the light subjectively (my impressions about the light's performance when used for specific applications). If you have any other specific applications you'd like the light tested for, let me know and I'll see what I can do.
Video Review
Below is a video review of the H25. Due to my old image hosting site closing down, I've got new restrictions on image uploads and have replaced the "Construction" section of my reviews with a more detailed video review.
This video is available in 1080p HD, but defaults to a lower quality. To select the playback quality click the settings button (looks like a gear) after you've started the video.
Manufacturer's Specifications
Price: 120 USD
Product Manual
Plus, here's a few shots with some good detail.
User Interface
To see the UI in action, be sure to watch the video above.
The H25 is controlled either by the switch on top of the light, or by an infrared proximity detector, and has three brightness modes. The infrared detector is operated by waving your hand at a medium speed at a distance between about 1-12 inches in front of the head. The infrared detector function can be turned on or off by holding down the switch for about three seconds while the light is on (a quick flicker will indicate that it has been switched on or off).
Clicking the switch cycles the light through the modes High -> Medium -> Low -> Off. Waving your hand in front of the light turns it on or off, unless you have deactivated that function. You cannot change the output using the wave, it only turns the light on or off in the last output mode you used.
Action Shots
You can click on any of these shots to see them full size.
Light in Hand
Light on Head
White Wall
ISO 100, f/3.5, 1/20"
Indoor Shots
ISO 100, f/3.5, 1"
Outdoor Shots
ISO 100, f/3.5, 2.5"
Submersion: The H25 is rated IPX-6 ("heavy jets" of water, not submersion), so I fixed it near the shower head and let the shower run on it for about half an hour, clicking the switch a few times during that period. I could find no evidence of water entering or damaging the light or battery pack.
Heat: On High, the H25 gets hot after about an hour of use when not moving around, however being in a windy environment or moving around with it makes a big difference. Having such a small mass and possibly poor thermal connection to your body (if you're wearing a hat or hair) makes me concerned about heat dissipation away from the emitter if you use High for long periods of time.
Drop: I dropped the H25 with battery pack from about a meter onto various surfaces (including grass, carpet, dirt, and hard wood), and found no cosmetic or functional damage.
Reverse Polarity Protection: Not an issue, included battery pack only connects in the correct direction.
Over-Discharge Protection: I can't find mention of any over-discharge protection built in to the battery pack, though on my runtime tests the light did cut out abruptly, so that seems to point to some sort of cutoff voltage built in to either the pack or the cells. You can use the voltage indication LED, which lights up green, yellow, or red when you press the button on the battery pack. The red indicates <20% charge remaining.
Spectral Analysis
All light that we see as white is actually made up of several different colors put together. The relative intensities of the different colors in the mix are what determine the tint of the white we see. For example, cool white LED's have a lot of blue, and warm white LED's have more red or yellow. This measurement was done on a home made spectrometer. The plot below the picture is corrected for the spectral sensitivity of the human eye. Note: the peak in the 900nm region doesn't really exist, it's a piece of the second-order spectrum that's showing up here because of the high intensity of the light source.
Output and Runtime
ANSI FL-1 runtime ratings are the time it takes for a light to fall to 10% of it's original output (counting from 30 seconds after turning the light on).
The vertical axis of the graphs below represents a relative brightness measurement using a home made light box. The horizontal axis is time in hours:minutes:seconds. Runtimes are stated in hours:minutes:seconds. These graphs may be truncated to show detail.
Mode Comparison
Throwing Distance
ANSI FL-1 standard for stating a light's throwing distance is the distance at which the peak beam intensity (usually at the center of the beam) is 0.25 lux. I calculate throwing distance and candela (lux at 1 meter) by measuring peak beam intensity at five different distances and using the formula lux*distance^2=constant.
Note: A calibration factor of ~6.88% has been added into my throw measurements starting on 9.11.14. To compare the throw of a light I reviewed previous to that date, multiply the candela value by 1.0688 to get the corrected value.
Subjective Review
Quick break down:
+ Hands-free
+ High capacity battery pack = long runtimes
+ Neutral tint
+ Surprisingly good throw
+ Lightweight head section
+ Excellent regulation
+ Battery indicator light
+ Can deactivate hands-free use
+ Simple UI
+ Charge devices with battery pack
+ Adjustable angle
+ Comfortable headband
- Bulky battery pack
- Cord a bit short
- Cord disconnects too easily
- Accidental hands-free activation or deactivation
I've never gotten the chance to use an infrared-activated flashlight before, but I have to say this one was a lot of fun. I've done a bit of research on the older H15, and it looks like Olight has made some good upgrades in the design since then. Most notably, aside from the significant output increase, they've changed the power source from 4xAAA to a (2s2p or 2p2s) 4x18650 li-ion battery back with the batteries already built-in to the pack, they've covered the IR emitters with visible-opaque plastic (similar to a TV remote), and they've lengthened the cord so that the battery pack can ride on a belt. Unfortunately, they took away the flip-down diffuser, which I consider a loss. Overall though, the H25 is a much more powerful beast than the H15 was.
First, let's talk about the hands-free feature, which is probably the big item for this light. On either side of the main emitter sit an infrared emitter/detector pair, which are used to turn the light on and off without touching it (the manual is a bit unclear on this point, bus as far as I can tell you cannot change modes with the hands-free function). Presumably, the emitters are constantly putting out some infrared light, and when you pass your hand in front of the light, some of that infrared light is reflected off you hand and back into the detectors. There is some sort of programming that determines what signal from the detector represents a true "wave event", because simply holding your hand or some other object in steadily in front of the light does not turn the light on or off. So, a brief pulse from the detector of certain approximate length and magnitude has been determined to be associated with waving a hand in front of the light, and when the detector sends this signal then the light will turn on or off. I'm glad it's been designed this way, otherwise the hands-free function would be extremely erratic, as the detector must be getting variable infrared signals quite often depending on the environment. From my testing, I've found the hands-free function responds to a wave of the hand at distances from about 1 inch to about 12 inches, and at certain moderate speeds. I don't have any simple way of measuring the speed necessary, but it is pretty comfortable for a hand wave in front of my head, and if you get one of these it just takes a bit of practice to train yourself for the right distance and speed. At first it can be a bit difficult to get the wave right, but after practicing it for about 15 minutes I was able to do it consistently, and now when I take it on a bike ride I can do the wave successfully without any conscious effort or distraction from what I'm focusing on. The downside to this is that the light's wave-event filtering algorithm isn't quite perfect, as when I am using the headlamp in close quarters I've had several accidental activations or deactivations. For example, I might reach above my head to grab something, or pull my backpack off my back, walk too close to a wall or doorway, bend over near a chair or table, etc. I can't think of any way the lamp could have been designed differently to distinguish between a hand and some other object giving a similar pulse, so I've decided you just have to turn off the hands-free function
Long Term Impressions
I'll fill this part in after carrying the light for a while. If nothing get's added here, either I find nothing else worth noting about the light, or I end up not using it often.
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text:
The early voting totals in Mt. Juliet are in, and they show voters in favor of banning city officeholders from holding other offices. The measure is ahead, 2,589 to 251.
That could be a problem for Mt. Juliet Mayor Linda Elam, who has not said whether she would give up the post if she won her race for state House, The Tennessean reported last week. Elam, a Republican, is leading in the District 57 race with 9,902 votes to Democrat Allen Barry's 2,791. Independents Luther Lenning and Heather Scott each have more than 1,000 votes so far.


text:
Sydney bike shop owner Josh Blake used to be an accountant with a top firm but now he holds a "Phd from Trek University".
Traditional bike shops such as Blake's Renegade Cycles in Lane Cove have been transformed by the explosion of expensive and high-tech brands of bicycles such as Trek with their own proprietary and highly technical online training.
"Nobody's sweeping ball bearings off the floor," said Mr Blake.
Since the last federal election, many old jobs have been lost because of technology or industry restructuring. Others, such as the cycle industry, have changed. And many new jobs – such as drone pilots and remote vehicle drivers – have emerged.
According to the new Wellbeing index, the ability to use our professional knowledge, creativity, education and solve problems is a large contributor to our sense of well-being.
The modern bike mechanic – now in high demand with 880 more needed across Australia – requires knowledge of the latest advances in carbon fibre and aerodynamics.
"I really enjoy it: you are constantly learning things, new skills as a mechanic, social media, and the technology is a lot of fun," said Mr Blake. "One of the big issues is that we get so wrapped up in the technology that we have to remember to lose the jargon when we talk to customers … because we get so technical."
Mr Blake expects all staff, including mechanics such as Eliot van Brummelen, who is also a qualified accountant and anthropologist, to cycle through various courses, including degree, master and then Phd level in Trek repairs, within three months of starting. It's paid off in increased job satisfaction, with many of his mechanics staying with him for decades.
At least bike mechanic is a job title that most people recognise. That's not the case with many of the newest jobs that combine technology, creativity and continual learning, which have only emerged in the past two years.
Take Ben Simons, for instance. The computer scientist and visual effects supervisor, who made Happy Feet and Amelia, is now technical director of a data arena – a virtual reality cave – at the University of Technology Sydney. Instead of visualising data on a webpage, data is shown in 3D on the walls of a data cave where groups of people, each armed with a mouse, can talk and point, and zoom in and out.
"We've created a monster. It is very popular, and very social," said Mr Simons. His appointment two years ago coincided with improvements in graphic processing units that made this sort of data visualisation more affordable than in the past.
He describes this new field as a hybrid of computer science, the world of graphics and visual communication.
Sydney Water is one of the many organisations which has been testing the data arena to visualise parts of its pipes where technicians could never reach.
Dammika Vitanage, the water system's asset and infrastructure Research Coordinator at Sydney Water said this type of data visualisation in the future would allow Sydney Water to obtain 3D imagery of its infrastructure to improve its operations, planning and management.
These sorts of jobs are typical of those emerging, according to the Department of Employment. Its recent paper on jobs of the future lists big data analysts, complex decision support analysts, remote controlled vehicle operators, customer experience experts, personalised preventative health helpers and online chaperones (preventing online fraud or bullying, for instance.)
Mark McCrindle, a demographer and social researcher who runs McCrindle Research, says jobs like these are already being advertising, showing increasing demand. He identified 10 jobs that were already being advertised.
1. Data visualisation expert, such as a job recently advertised by the NSW Government seeking someone with experience in dissecting and analysing large and multiple, complex sources of raw data and translating this data into engaging and informative presentations and documents. Terms like infographics and data dashboards are now mainstream, said Mr McCrindle. As IBM, in its big data study, stated: "90 per cent of the data in the world today has been created in the last two years alone".
2. Virtual reality engineer, with many employers looking for knowledge of Oculus, a virtual reality headset. Augmented reality applications had quickly moved from gaming and entertainment to industries such as real estate, he said, citing the way prospective buyers view off the plan units before they are built.
3. Cognitive Computing Architect: Mr McCrindle said these specialists bridged the technology and humanity divide. For example, some computer engineering roles require psychology degrees as prerequisites.
4. Cyber-security specialist/SIEM specialist (Security Information and Event Management). He said jobs like one recently advertised at a Sydney bank had grown in importance and urgency as cyber espionage, ransomware and denial of service had spread.
5. UAV technicians/ drone pilots. The world of unmanned flight had created many new jobs. "When Harvey Norman is selling as many brands of drones or UAVs [Unmanned Aerial Vehicles] as egg beaters you know it's a thing," said McCrindle. A job ad for RAAF Air Combat Officers called for someone to "transition emerging capabilities such as Space, Unmanned Aerial Vehicle and Joint Terminal Attack Control".
6. Classroom Avatar manager/teaching avatar designer: Learning is increasingly taking place out of school premises and hours, and delivered by an avatar, or interactive platform, app or game.
7. Operators of driverless vehicles – cars, buses, planes, etc. Train drivers will manage the trains remotely. Sydney Trains is hiring.
8. Medical nanotechnologist and medical engineers: These jobs require expertise in fields such as "tissue engineering and biomaterials, nanotechnology, electromechanical devices, surgical robotics and simulation, computational fluid dynamics, 3D printing".
9. Digital Services Officer: Librarians are morphing into services officer, archivists into digital analyst. A recent ad highlights the future – libraries with no books – he said.
10. Aged and Disability Care Agent: As well as a huge demand for community nurses and support workers, new jobs had been created for staff who remotely coordinates these services.
And bike mechanics, who are prepared to learn. Peter Bourke, the general manager of Bicycle Industries Australia, said the industry was about to launch its own training, Cytech. Increased training would change attitudes and make bike mechanic a career instead of the "meantime job" – as Blake's mechanic, van Brummelen, called it. He said the industry's 1000 shops needed another 880 mechanics.
Julie Power is a senior reporter at The Sydney Morning Herald.


text:
Inspired by nothing, here's shot number four.
Starfy: The entertainment value of your life sucks.
Moe: (frowns) Really? I think I'm pretty decent, actually.
Starfy: No offense, pal, but there's more to life than fish and treasure.
Moe: If by 'fish' you mean Ruby, then..hm. I guess you gotta point.
Starfy: (grins) I usually do. But our last adventure told me something.
Moe: And that is--?
Starfy: Well, first, 'Terrible Trio' is a bad substitute for 'Dire Pirate Squad'. I mean, really? But any-way, you need some action in your life.
Moe: (looks about thoughtfully, then snickers) Bahaha! Action..
Starfy: (stares) Sick!
Moe: Joke much? But..you've given me a great idea.. (jumps up and runs)
Starfy: I did?
High in the sky, above the ocean, lived a handsome clam. This clam's name was Moe. Moe wasn't like other clams: he was undeniably gorgeous. One day, a bumbling and confused puffball fell through the top of Moe's mansion.
Bunston: OW!
Moe: WTF?!?!
Moe couldn't believe it! The creature got fur on his cashmere sheets!
Moe: (glares) My sheets...
Bunston: (blinks) Uhh...who am I? Wha..
Suddenly, three fugly goons ran into the room (luckily, they didn't crash through the wall: it cost a lotta money!) and began dragging the puffball bunny away!
Papes: Uh..hey, who's that?
Snips: WOAH, he's...kinda hot..
Ronk: (slaps Snips upside the head) HE'S MUCH HOTTER THAN JUST 'HOT'!
Snips: (smiles) Yepp..
As much as Moe was annoyed at the newcomer and honored by the three goon's comments, he couldn't let take away the puffball! That was up to him! He needed to avenge his sheets! So Moe used his quick wit and charming good looks to trick them into handing over the puffball.
Ronk: Oh, Moe, we are sorry. Here is the putrid cashmere-ruining puffball.
Moe: YES!
The goons politely left, not breaking anything or scuffing the gold floor, when Moe heard somebody wailing his name.
Starfy: MOEEE!
It was Moe's not-as-hot friend, Starfy.
Starfy: Hey who were those ugly fellows? They just left!
Moe: They were gonna punish the fuzzball before I did!
Starfy: (notices Moe's bed and gasps) THE SHEETS!
Moe: PRECISELY!
Who was that bunny rabbit that destroyed Moe's cashmere sheets? Why won't those goons try makeup? Why doesn't Starfy try harder to be the hero? It was up to Moe to answer the questions, destroy the HIDEOUS Mashtooth, win the glamourous Ruby's heart, and save the galaxy once again..
Starfy: (throws Nintendo DS down) THAT WAS AWFUL!
Moe: (shrugs) you said my life quality sucks. So there. Oh, and check this out.. (holds out DS)
The Bunnerans had their powers back, Mashtooth was dead, the trio was undergoing a huge makeover, Starfy was trying harder, and Moe had Ruby as his own personal fangirl. And Bunston? He was handmaking new sheets.
Moe: So, whaddya think? A big hit or not?
The whole thing was a parody of the beginning of the Legendary Starfy.


text:
For the second time in as many days, police arrested a Vacaville teacher Thursday — this time after authorities allegedly found drugs and a loaded gun in his vehicle, which was parked at a local middle school.
Willis Jepson Middle School teacher Bobby Chambers, 53, of Chico, was taken into custody at 10:09 a.m. on the school's grounds, 580 Elder St., after "a credible source," later identified as his former girlfriend, called the school and said he had a loaded weapon and marijuana in his vehicle and had "used illegal drugs while on campus," according to the Vacaville Police Department and a statement from the school district.
Chambers was contacted and interviewed and consented to a search of his vehicle, during which officers found a loaded handgun, ammunition, cocaine and less than an ounce of marijuana, the press releases stated.
For more on the story, see the Vacaville Reporter at www.thereporter.com/news/ci_23214072


text:
The academy will offer an online bachelor's degree in business administration which is recognised by UGC along with a six month certification programme in inflight management.
Low cost airline, SpiceJet has collaborated with Amity University to launch Spice Star Academy.
The academy will offer an online bachelor's degree in business administration which is recognised by UGC.
The course will also include six month certification programme in inflight management. The training modules are customised to suit the role of a cabin crew and include, communication skills, grooming, personality development and soft skills. The students will also undergo the thorough and disciplined regulated mandated modules such as safety & emergency procedures, first aid & aviation security training as required by the Directorate General of Civil Aviation.
This first semester of the course will double up as a certification in In-flight Management after which, the remaining five semesters are to be concluded with Amity University.
First year college students, and those appearing in for their 12th standard board exam can apply for this course and the selection of the students will be based on a screening criterion.
SpiceJet is in the midst of a massive growth plan and is eyeing expansion of reach and operations on both domestic and international routes with the addition of 205 Boeing aircraft and 50 Bombardier Q400s. Under this growth plan, there would be an estimated demand for approximately 6000 crew members. The company hopes to fulfil its talent need through this institute.
This is why this course comes with a job guarantee. After the completion of the three year course, all students are offered a placement with SpiceJet entitled with all the terms and benefits of a full term employee with a starting salary of INR 8 lakh.
Ajay Singh, CMD, SpiceJet says, "The Spice Star Academy will provide a launch pad to aspiring young women and men who want to join the exciting world of aviation. The academy will nurture talent through world-class training programs in order to deliver the finest quality of resources to airlines."
The academy will facilitate skill development for potential and aspiring cabin crew members while also ultimately creating a resource pool of future leaders, thus opening up avenues in the aviation industry beyond cabin crew. The key USP of the initiative is that the students are able to earn while they learn as they get to intern with SpiceJet at the end of the successful completion of six month certification program for in-flight management.
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text:
This body cream is made without GM ingredients, SLS, silicones, parabens, mineral oils, artificial colours or fragrances and is certified Organic and vegetarian. Contains Beeswax... - more...
/ Options...
This body cream is made without GM ingredients, SLS, silicones, parabens, mineral oils, artificial colours or fragrances and is certified Organic and vegetarian. Contains Beeswax.
Aqua (Purified water: Moistening)
Helianthus annuus seed oil (Sunflower seeds: Conditioning)
Butyrospermum parkii butter* (Shea butter: Conditioning)
Glyceryl stearate (Natural oils: Emulsifier)
Theobroma cacao seed butter* (Cocoa butter: Conditioning)
Cera alba* (Beeswax: For viscosity)
Sodium stearoyl glutamate (Natural oils: Emulsifier)
Glycerin (Karanja oil: Conditioning)
Sucrose stearate (Natural sugars: Emulsifier)
Betaine (Natural sugars: Soothing, moisturising & protecting)
Linum usitatissimum seed oil* (Linseed: Conditioning)
Olea europaea fruit oil* (Olive: Conditioning)
Citrus aurantium dulcis oil* (Orange peel: Scent)
Juniperus communis oil* (Juniper: Scent)
Citrus paradisii oil* (Grapefruit peel: Scent)
Elletaria cardamomum oil* (Cardamom: Scent)
Cedrus atlantica oil* (Cedarwood: Scent)
Citrus aurantium var amara oil* (Neroli flower: Scent)
Citrus aurantium var amara oil* (Petitgrain: Scent)
Hippophae rhamnoides fruit oil* (Sea buckthorn: Nourishing)
Coconut alcohol & coco-glucoside (Natural oils: Emulsifier)
Sodium PCA (Plants, grasses, seaweed, algae: Protecting)
Dehydroacetic acid & benzyl alcohol (Synthetic: Preserving)
Xanthan gum (Plants: Stabiliser)
Aloe barbadensis leaf juice powder* (Aloe vera: Soothing)
Tocopherol (Soya beans: Antioxidant)
Lactic acid (Plants: pH adjuster)
Geraniol (Essential oil blend: Scent)
Limonene (Essential oil blend: Scent)
Linalool (Essential oil blend: Scent)
89.4% Organic of total
99% natural origin of total
* indicates Organic ingredient
Suitable for all skin types.
Made for men and women.
Contains Beeswax.
From 23rd March we have taken the decision to temporarily close the shop. This is the help spread health and wellness, not a virus. Orders can still be placed by telephone or online. During this time we have set up a collection service from the shop, and also a local delivery service. Please see below.
To Order:
Orders can be placed online or by telephone, by calling 01625 400113.
To Collect:
You can collect from outside the shop door, this will be possible between 11am to 4pm. This will available for telephone and online orders (please notify us on your order that you'd like to collect, we'll contact you when your order is ready to collect).
Local Delivery
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Veterans Administration Pension Summary
2019 Program Eligibility Criteria after the Net Worth Rule Effective October 18, 2018
The U.S. Department of Veterans Affairs, commonly called the Veterans Administration, is divided into two branches: the Veterans Health Administration (VHA), which operates VA hospitals and medical care, etc., and the Veterans Benefits Administration (VBA), which operates other programs, including service-connected disability Compensation, and non-service-connected Pension.
This summary addresses the eligibility criteria for non-service-connected VA Pension. Eligibility may be granted for a wartime Veteran, or for the surviving spouse or surviving dependent child of a wartime Veteran. Additional information is available on the VA website.
Wartime Periods
Active Duty Requirement and Discharge Other than Dishonorable
The Veteran must have met the following service requirements:
For service on or before September 7, 1980, the Veteran must have served at least 90 days of active military service, with at least one day during a war time period. The 90 days must be consecutive, unless all 90 were during war time.
If he or she entered active duty after September 7, 1980, generally he or she must have served at least 24 months or the full period for which called or ordered to active duty with at least one day during a war time period, whichever is shorter
Was discharged from service under other than dishonorable conditions.
The Veteran must either be age 65 or older, or be rated as 100% disabled by the VA.
An un-remarried surviving spouse may be eligible at any age, but a child of a deceased wartime Veteran must be:
Under 18, OR
Under age 23 if attending a VA-approved school, OR
Permanently incapable of self-support due to a disability obtained before age 18.
Net Worth Limit (a bright-line criterion established by the October 18, 2018 Rule)
The household "net worth" limit was $123,600 for pension applications filed on or after October 18, 2018. The net worth limit and VA pension benefit numbers increase increase by 2.8% for 2019, just as Social Security benefits do. The net worth limit for 2019 is $127,061 for claimants filing from December 1, 2018 to November 30, 2019.
Net Worth Calculation
Beginning on 10/18/18, net worth is the sum of household "covered assets" plus household gross income minus unreimbursed medical expenses (UME). "Household" refers to the Veteran plus spouse and/or dependent children. So, net worth = covered assets + annual "IVAP", described below.
Income for VA Purposes (IVAP)
The claimant is always the wartime Veteran if he or she is alive, even if the spouse or dependent children are the people with high UME. "Income for VA Purposes" is the claimant's gross household income minus unreimbursed medical expense (UME). UME consists of allowed medical expenses to the extent that they are not reimbursed by health insurance, long-term care insurance, Medicaid, or payments by other sources, such as family members, minus 5% times the Maximum Base Pension Rate for the category of benefit applied for, described below (veteran with or without dependent; surviving spouse with or without dependent, etc.).
Although UME may be greater than gross income, effectively requiring the claimant to spend assets to cover the costs of the UME, the calculated IVAP never goes below zero.
Maximum Annual Pension Rate (MAPR)
VA pension benefits are calculated on an annual basis. The monthly benefit is the annual benefit divided by 12. The category of benefit that the claimant applies for depend on whether the claimant is the wartime Veteran, with or without a spouse and/or dependent children, the surviving spouse of a wartime Veteran, or a surviving dependent child of a wartime Veteran.
The base pension level for a Veteran or surviving spouse who doesn't qualify as housebound or needing aid and attendance is determined solely by financial need (low income) rather than by financial and medical need.
An additional benefit is available if the claimant is "housebound", and an even higher benefit is available if the claimant is rated as needing daily "aid and attendance" of caregivers. Pension with aid and attendance is actually the most common scenario in our experience. This is because costs of caregiving and facility room and board may qualify as UME, often zeroing out the claimant's household gross income in the calculation of IVAP.
Pension Benefit Calculation
A single claimant with no spouse or dependent child, who is receiving Medicaid long term care in a nursing home, receives $90 per month. This $90 per month is non-countable as income for Medicaid purposes. Other than that one exception, the following chart determines the claimant's benefit.
MAPR – IVAP = Benefit
If IVAP = 0, the benefit is the MAPR
If IVAP is > 0 but < MAPR, benefit = MAPR - IVAP
If IVAP is = or > MAPR, benefit = 0
MAPR in Dollars
See the current VA Pension Benefit Figures chart for Wartime Veteran and Surviving Spouse ("Death Pension") for a single claimant or a claimant with spouse and/or dependent children. As mentioned above, while living, the wartime Veteran is always the claimant. The benefit level is determined by the claimant's VA medical rating.
Transfer Penalty and Look-back Period (beginning October 18, 2018)
A transfer of "covered assets" within the 36-month "look-back period" before the month of the VA application (but not before October 18, 2018) causes a transfer penalty (ineligibility) if it reduced the claimant's household net worth below the net worth limit. Additionally, a purchase of an annuity causes a transfer penalty if it reduces net worth below the net worth limit even though it is not a true transfer. The maximum transfer penalty is 60 months.
Transfer Penalty Calculation
The new VA transfer penalty is calculated as follows: The value of "covered assets" transferred or used to purchase an annuity (on or after 10/18/18) to the extent that the covered assets would have caused the claimant's net worth to exceed the net worth limit is divided by the penalty divisor, which is the maximum monthly pension rate (MAPR/12) for a wartime Veteran with one dependent and claimant is at the aid and attendance level. From 10/18/18 to 11/30/18, the divisor was $2,169. The divisor from 12/1/2018 to 11/30/19 is $2,230.
Assets that are not "covered assets" include the primary residence on land of no more than two acres, plus excess acreage that is unsaleable; an automobile; or irrevocable prepaid funeral plans or mortuary trusts. Transfers of non-covered assets within the VA look-back period do not cause a VA pension transfer penalty.
Note, however, that such transfers may cause a transfer penalty for Medicaid long term care or residential care eligibility purposes, unless an exception applies.
Updated 12/19/18, *Martin C. Womer, Esq.
* Accredited by the Veterans Administration.
NOTE: The Veterans Administration requires attorneys and other veterans benefits counselors to receive official accreditation in order to advise and represent veterans before the VA. Attorney Martin C. Womer of the Maine Center for Elder Law, LLC has received the required VA accreditation.
Veterans Administration Pension Summary printable PDF
2019 VA Pension Benefit Figures printable PDF
The Maine Center for Elder Law website provides general information regarding selected topics of Maine law only, and does not apply to any other state than Maine. The information on the website is not intended as legal advice, is not guaranteed to be up-to-date at any time, and does not establish an attorney-client relationship with any reader.
The Maine Center for Elder Law is a practice of Perkins Thompson, P.A. The Center assists clients with Medicaid (MaineCare) Planning, Planning for VA Aid and Attendance Eligibility, Special Needs Planning, Estate Planning, and Probate, Estate & Trust Administration matters in York County, Cumberland County and nearby Maine counties.
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text:
just behind my glass of Chardonnay.
I greet the little fucker
"hi there little guy"
he rubs together his front legs
like he's excited for something.
I reach for my flip flop
swipe down hard, send my wine glass
flying. Glass shatters everywhere.
"You fucking fuck fuck!" I scream.
I inspect the sole but these isn't a trace of him.
My neighbour peers over the fence.
"Hello" he says cautiously.
"Pesky fucking flies" I retort,
he nods, retreats slowly to a safe distance.
I step over the glass to fix myself
another drink.


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Registered User
- Dec 21, 2015
- 12
Mum is right at the beginning of her journey. For some time now I have been doing the cleaning, gardening, ironing etc but I think I am going to get outside help for them for the things someone else can do so making the best use of the time I have with them. I am already a full time carer for my husband and two of my daughter's who are disabled and although I feel I am letting them down I have had to realise I am only flesh and blood and can only do so much in 24 hours. Is there such a thing as an approved list of cleaners or gardeners or is it just a case of looking in the yellow pages? I am concerned that my parents are vulnerable and would rather have some guidance as to who they will be inviting into their home. Sorry if this sounds naive but I really am that overwhelmed by it all.


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'My 600-lb Life' Houston doctor reveals 22 weight loss tips in exclusive interview
A new book by a well-known Houston doctor describes obesity, specifically adolescent and childhood obesity, as "a worldwide epidemic" that affects nearly one third of the earth's population.
"The Scale Does Not Lie, People Do" puts into perspective the economic impact of obesity, which every year claims the lives of millions globally and has doubled in 70 countries since 1980.
The book's author is none other than TV star, obesity expert and bariatric surgeon Dr. Younan Nowzaradan, known endearingly to his patients as "Dr. Now" on the TLC show "My 600-lb Life."
HIGH CHOLESTEROL: It's the widespread 'killer' comedian Jay Leno fears
The book is a segue into a new campaign Nowzaradan is working on to shed light on the effects childhood obesity.
"Obesity is proven to shorten the life span about 20 years," Nowzaradan said in an exclusive interview with Chron.com. "For the first time, Americans' lives will be shortened by five to 10 years by the next generation."
Obesity, a chronic and relapsing metabolic disease, is caused by several factors, but can mostly be attributed to a genetic predisposition, combined with epigenetics, which is affected by the environment, Nowzaradan said.
HOUSTON CHRONICLE: Renew Houston - a new health section
"Obesity is not a choice for people," he said. "It's not something that most people can walk their weight off with diet and exercise."
The disease controls your calorie expenditure and intake, and even with surgery, which impacts the gastrointestinal hormones inside the stomach, the predisposition that causes obesity won't correct itself, Nowzaradan said.
That's why the success rate for those who are extremely obese, like the patients on his show, is about 5 percent, he said.
In short, losing weight is not easy, especially when you have multiple factors against you, he said.
Click through the slideshow above to get Nowzaradan's 22 tips to losing weight — and keeping it off.
"It's a double-edged sword," he said, adding that people cannot solely blame their unsuccessful weight loss attempts on the environment or medications, which have been proven to alter the micro bacteria inside our intestines.
"It's our own responsibility to understand what the problems are and what the solutions are," he said.
Many people fail in their weight loss journey because they are not truthful with themselves, often eating more calories than they should be, he said.
Nowzaradan recommends understanding healthy eating habits and avoiding popular fad diets that are just a "temporary solution for a permanent problem."
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text: Every year since 2007, the United Nations Permanent Forum for Indigenous people holds meetings to discuss issues that are important to indigenous people of the world. It is an opportunity for us West Papuans to express our views and concerns, and to remind the United Nations of what happened more than five decades ago in West Papua under the New York Agreement (NYA), which was signed on August 15, 1962, and continued on in 1969 under the sham election known as the 'Act of Free choice'. The result of this betrayal is the colonial occupation of our people and the destruction of our lands and natural resources. Our people were denied the "One man one vote," which was agreed on in the New York Agreement (NYA). It is our duty to remind the UN of this history when we get the chance. The UNPFIII focuses on three things that affect indigenous people across the world: conflict, peace, and resolution. It gives indigenous people from around the world a voice – an opportunity to raise their concerns about issues and conflicts facing them in their own countries. I and other representatives of our people in West Papua attended these meetings at the UN headquarter in New York city, urging the UN body to review the mistakes of the past and understand why we West Papuans have been fighting against the illegal occupation of our lands till today. And to recommend to the UN peaceful solutions based on international laws. We reminded them that as long as our concerns are not being addressed, the struggles against imperialism will continue, which means more human rights violations against our people will continue. For me, it was the third time I have attended these UNPFII meetings since its inception in 2007, working and lobbying hard to gain support for the struggle of my people. Most importantly, I took this opportunity to talk about the root causes of the conflict back home in West Papua and to remind the UN that all we want is freedom from colonialism. We want "self-determination," which is our right to determine our own future; our own destiny. Our people have been fighting for their freedom for many years and even if they are outnumbered and faced military dictatorship, our struggle will continue; it will not stop until we are free. Words from the UNPFII Meetings "After three weeks of dialogue with indigenous peoples, Member States and UN entities, the Permanent Forum has today made strong recommendations to ensure indigenous peoples' rights in times of conflict which is increasingly affecting them on their lands and territories," said Mr. Alvaro Pop, the Chairperson of the Permanent Forum on Indigenous Issues. He added that "the statements made during the 2016 session show a worrying trend of increased threats and violations against indigenous human rights defenders – and that there is an urgent need to ensure indigenous peoples' access to justice and to address impunity." There's nothing frightening about adopting and implementing the United Nations Declaration on the Rights of Indigenous Peoples, Indigenous Affairs Minister Carolyn Bennett said Tuesday at the UN. (Canadian Government). Meanwhile, at the United Nations Permanent Forum on Indigenous Issues Canada's Justice Minister Jody Wilson-Raybould called on the United Nations to confront the "legacies of colonialism" around the world and to help rebuild communities for the world's Indigenous peoples: "We had two world Indigenous decades, let us create an Indigenous century, let us make it a century where nation states and indigenous peoples work in partnership towards true reconciliation that supports strong and healthy indigenous peoples that are in charge of and in control of their own destinies," she argued. At the closing of the session, United Nations Secretary-General Ban Ki-moon called for indigenous peoples' participation in the implementation of the 2030 Agenda for Sustainable Development and said that "States must be held accountable for implementing the 2030 Agenda, with full respect for the rights and minimum standards guaranteed for indigenous peoples in the United Nations Declaration on the Rights of Indigenous Peoples." The Member States should come to grips with the paradox that while they ratify human rights treaties that impose hard law obligations, they also enter into trade and investment agreements that render the fulfillment of human rights treaties more difficult or even impossible. To obtain clarity on these issues, should the UNGA invoke article 96 of the Charter and request an advisory opinion from the International Court of Justice? Reckon we'll have to wait several years but think the opinion would specifically state that the human rights treaty regime must prevail over competing treaties. West Papuan right to self-determination must be recognized!


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Chin Mayo was a collaborative mural installation, between Day Chan and baldmanwatching. This mural was created on the walls and floor of FRED Wildlife Refuge Gallery in Seattle, curated by Sean M. Johnson in 2011. Sixteen hours where spent masking out the gallery with painters tape. Twelve hours were spent splattering paint using a number of different methods. Final touches were rolling out chunks of color organizing the chaos to create the finished piece.
A time laps of the work being created can be viewed here: https://vimeo.com/39358106
Photos by Ezra Dickinson


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Entering the 2016 season there was a general consensus around baseball that the Cleveland Indians had one of the best, if not the best starting pitching staff in the American League.
The Indians saw breakout years from Carlos Carrasco and Danny Salazar in 2015 when it seemed like the tandem starting pitching instead of just throwing.
Their stuff is unquestionably good enough to be top of the rotation starters on any team. When you put the two behind 2014 Cy Young Award winner Corey Kluber, the top three in the Tribe rotation looked to be as good as you'd find across all of baseball.
So far this season the starting rotation is 14th in baseball (sixth in the AL) with a 4.17 ERA. Last year the starters held a 3.94 ERA throughout the season which was good for tenth in the Major Leagues and fourth in the AL.
Carrasco is set to take the mound for the first time in an Indians uniform since April 24th when he strained his hamstring while attempting to cover first on a grounder. He will be limited to somewhere around 80 pitches in his initial outing back from the DL.
Carrasco's return comes at a time of need for an Indians team that has lost three straight entering Wednesday after taking a half game lead in the Central division just four days prior. Before his injury, Carrasco was 2-0 with a 2.45 ERA in 22 innings for the Tribe.
While Kluber has had his ups and downs to start the season, Salazar and Josh Tomlin have done a good job keeping the rotation afloat with the injury to Carrasco. Salazar is 5-3 with a 2.39 ERA while Tomlin has only lost one of his nine starts going 7-1 while posting a 3.79 ERA.
Trevor Bauer has filled in nicely during Carrasco's absence and has taken over the number five spot in the rotation upon Carrasco's return from Cody Anderson.
Anderson won a starting job out of spring training but has really struggled out of the gate in 2016. So far this season he has surrendered 30 runs in only 39.2 innings while allowing ten home runs in the process. Anderson's play got to the point where the club had no choice but to send him to Columbus for some work.
Mike Clevinger came up in his place to make his Major League debut and start three games for the Tribe but the results weren't any better. He lasted only 14.1 innings in those three starts allowing 14 earned runs.
When you factor in Anderson's 6.81 ERA plus Clevinger's mark of 8.79 in 54 innings between the two to the starting rotation's tally, it's really hard to believe that the total ERA sits at 4.17.
With the return of Carrasco, Anderson and Clevinger will spend time in Columbus honing their craft. We all know that one team can never have too much pitching and while these two guys look like they will be able to contribute at the Major League level, neither look ready to perform right now.
They both know that and they know they have to be better the next time their number is called, and it's very likely that time will come at one point or another throughout the remainder of the season.
Carrasco will now join Kluber, Salazar, Tomlin and Bauer to round out what some thought would be the starting rotation to begin the season.
The Tribe sits 2.5 games back of the Central entering play on Wednesday night and now with three legitimate top of the rotation starting pitchers taking the ball every fifth day it's time for this rotation to live up to the hype.
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A tip for building power in your lower body- build power from the ground, the weights will feel heavy but the result will be fast! To build a great lower body physique requires hormones and the heaviest weights you can lift. When you are working on your legs and glutes there is a huge spike in testosterone which will help bulk up your whole body. Because these are large muscles too it will increase your metabolism which will help give you the definition for all your hard work. We look at some of the exercises that will get you every drop of the hormone you need your body to produce for those thirsty muscles.
The more weight you lift will in turn gain you more muscle size, however you need to get the basics right first to ensure you are lifting safely. Using a barbell a Back Squat is one of the first fundamental exercises. With the back squat rest the bar on your upper back with your feet hip distance apart. Hold the bar in a grip where ever it is comfortable. As you lower to the ground push your hips back keeping your chest lifted. Make sure your knees stay in line with your toes and don't round your back.
Another great exercise is the deadlift. This is a full body move which also helps to build power and endurance. Again, using a barbell keep your heels firmly on the ground. Keeping the hips back bend down maintaining a neutral spine with an overhand grip take hold of the bar. As you drive up push your hips forward and straighten your knees. As you come to a standing position give your glutes a good squeeze and move your hips back to lower the bar. Always keep the bar close to your body.
The Split Squat.. You can build greater core strength and overall balance by splitting the squat movement. Basically you start in the squat position. Take a step back with your left leg so that the weight is going through the heel of your front foot. Lower your hips keeping your front knee in line with your toe. Once you have moved forward on one leg, repeat by alternating legs.
Holding the barbell in different positions can also add another variable to your workout, for example, with your back squat try a front squat! Exactly the same as a basic squat but this time the bar is held above your chest and across the shoulders. This type of squat doubles up as an Ab exercise too. Your core has to work a lot harder to stabilise the bar. The Zercher squat makes you hold the bar closer to your centre of gravity. By holding the bar in the crook of your elbows squeezing them to a lock position will allow you to sink deeper for greater muscle activation. You also have the over head squat. This is a very demanding squat due to the co ordination, the amount of strength you need in your legs and the mobility you need in your joints. Not only do you work your legs, you sneak in some upper body work too!
So, as you can see, we have listed only a handful of great lower body booster exercises. After 6 weeks of following a programme you can change purely the position of your weights to create a whole new experience for your muscles.
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I'm the office manager for a small law office. When "Cece" and I last worked together four years ago, she was a newly minted paralegal. Managing her quickly became the worst part of my job and ultimately led me to resign.
My job involved overseeing Cece and the other paralegals as well as everyone in a support function. Cece made this as difficult as possible. She sneaked into work late, left early and took lengthy lunches. She delegated her work to the support staff "because she was so busy," but she handled fewer cases and pleadings than the other paralegals. Since all of the support staff valued "support," and Cece made her projects sound important, they often put off other priorities to do Cece's work.
If I called Cece on her behaviors, she told the attorney she reported to that I micromanaged her and "was out to get her." This made work life tricky, as Cece excelled at massaging his ego and looking as if she was on top of what he needed. She also bought treats for the administrative staff and relentlessly complained to them about me and suggested they were all underpaid. The more gullible of them
believed Cece's snow job and her mean stories about me.
Because Cece didn't do her job, but instead expertly blamed it on the administrative staff or our firm's "lack of systems," which no one needed except Cece, I finally had to micromanage her. This led to the managing partner hauling me in and saying "you seem to have a problem." He "mediated" a discussion between the two of us and Cece lied convincingly, which infuriated me. I reacted and looked bad. I read the writing on the wall, resigned and found a new job.
I've just returned from a trip out of state to bury my mom, and discovered the managing partner hired Cece because she has both paralegal and "managerial" aptitude. Should I just quit now before she decides I occupy the rung on the company ladder to which she wants to climb?
Cece may have changed her ways, and if so, give her a chance. More likely, however, she's had four years to perfect her strategies. Like embezzlers, workplace manipulators thrive when they feel motivated by financial or personal pressures to do the wrong thing, possess an ability to rationalize their crime and have the opportunity to maneuver.
You may or may not be able to impact Cece's motivation or her lack of an internal moral compass that allows her to feel good about undercutting you to get what she wants. You can, however, take away her opportunity.
Meet with the managing partner. Ask him to clearly define the expectations against which he and you can measure Cece's performance.
Meet with the administrative staff. Set clear boundaries for what they can and can't do for the paralegals and ask them to keep a chart of paralegal requests that includes the time spent per paralegal per week.
Before Cece undermines with others, ask your managing partner if you can arrange a 360-degree review of yourself as the office manager. Contact a neutral third-party to briefly interview those you currently supervise concerning your strengths as a manager and the areas in which you need to improve so that you can present a clear picture of yourself "pre-Cece" to your managing partner. The 360 results can also give you useful information for self-improvement.
Note Cece's arrival and departure times, and if they're unacceptable, show the managing partner your report and suggest that his paralegal needs to be a role model for the office. Because you don't want to appear or be unfair, record everyone's arrival and departure times for the same time period.
Most importantly, don't let Cece throw you off balance in either your work or your interactions with others, particularly the managing partner. When Cece lied in front of you, her integrity deficit pressed your buttons and you tangled with her. She won because she enjoyed and knew how to play the game. If she again lies in front of you, take a centering breath and simply tell the truth. Cece can't "work you" if you won't be worked.
Lynne Curry
Lynne Curry writes a weekly column on workplace issues. She is author of "Solutions" and "Beating the Workplace Bully" and Regional Director of Training & Business Consulting for "The Growth Company" an Avitus Group Company. Send questions to firstname.lastname@example.com, follow her on Twitter @lynnecurry10 or at http://www.workplacecoachblog.com
© Dr. Lynne Curry is author of "Beating the Workplace Bully" and "Solutions" as well as Regional Director of Training and Business Consulting for The Growth Company, an Avitus Group Company. Follow her on Twitter @lynnecury10 or at www.bullywhisperer.com.


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Everyone will tell you this is your big day however, you feel the need to make it unforgettable for all your loved ones. From the venue, to the food and even the decorations all will weigh in when planning your wedding day, however if you really want to have the wedding party of the year booking a unique entertainment package is the way to go. People may talk about your venues location, or your decoration, for weeks after your wedding, but what they will remember for years to come is how much fun they had dancing to that amazing party band.
Keep reading for a few simple pointers on how to make your wedding day unforgettable:
1. Ceremony:
The ceremony is all about you, these are the memories you will treasure forever. Whether is a Church Ceremony or Civil Ceremony the music should portrait you as a couple, it only has to make sense to you both. So, if you want to walk up the aisle to the sound of Europe or Jurassic Park Theme song by all means do! Whatever music brings all the memories of your time together is the perfect music for your wedding ceremony.
The Star Wars Wedding of Lydia and Mark in Dublin with www.rob...
What happens when Darth Vader and his Storm Troopers show up at a wedding ceremony?Posted by Robot Networks Ireland on Wednesday, September 20, 2017
2. Drinks Reception:
At this stage of your wedding you will want your guests start mingling to set out the right mood for your Party after the meal. The entertainment should be a welcome/greet type of act. Plus, the music shouldn't be so overpowering that your guests have to shout to make conversation. The choices are: go for a sophisticated intimate background act or go for a corky unusual acoustic act. If you want to kick up a notch, there are also other types of entertainment you can add to your drinks reception music.
3. Wedding Entertainment During the Meal:
Although most people neglect this stage, there are some lovely surprise acts you can have during the meal or right after. Any walkabout act starting right after the meal, making sure they walk around for long enough to reach every table fits like a glove on your reception schedule. However, there are a few other surprise options that can help keep all the smokers and wanderers in the room while you wait for the band to start:
4. Wedding Bands:
Not much to say here, I think we all understand the importance of booking a professional experienced wedding band. The cover band of your choosing can make or break your party (no pressure!) so make sure to research, check out showcases and their Facebook page is also good intel to what they've been doing.
Check out some of our most seasoned Party bands:
5. Dj Acts:
Most weddings have the traditional Band + DJ combination for the evening entertainment. If you are feeling adventurous there are a few other cool options to have after the band. The trend at the moment in Ireland is having an instrument player jamming with a DJ, this works really well. If you are Party Animals, and curfew is not a word in your vocabulary, the Silent Disco is the way to go!


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Kara Casey
Director of Economic Empowerment
Kara is the Director of Economic Empowerment at the Vermont Network. In this role, she works with advocates at the Network's 15 member programs, partner organizations, state agencies and policymakers to ensure Vermont is a place in which survivors of domestic and sexual violence have the resources that they need to heal and thrive.
Kara has spent her career working with Vermont's most vulnerable populations including facilitating home shares and working with individuals living with and at risk of HIV. Her passion for social justice has grown through the power of listening to others tell their stories. Kara has a B.A. in psychology and gender studies from Johnson State College and holds a certificate in nonprofit management.
Her free time is spent roaming the woods, swimming and chasing around her two energetic young children.


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Kathryn Barulich
Kathryn Barulich is a first year Art History Theory and Criticism PhD student. Her research interests focus on modern and contemporary art, French nationalism, and language. She is interested in the social, cultural, and political production of national identity and its deployment as visual culture. She completed a Masters degree in History and Theory of Contemporary Art from San Francisco Art Institute, with a focus on the linguistic and aesthetic strategies deployed by Dada artists working in interwar France. Previously, she studied Art History and French Language and Literature at Fordham University.


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Side Effects Citalopram
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In a ceremony on the West Plaza of Marlins Park, Ride of Fame honored special assistant Jeff Conine, displaying his likeness on one of the double-decker tour buses it will operate in Miami.
The New York based company is expanding worldwide, and Conine is the inaugural honoree.
"I didn't know what to say at first because when you think about all the great people and celebrities and athletes that have come through and made Miami their home, to be the first one is quite an honor," Conine said. "I didn't have to think too hard about my decision to go ahead and be a part of this project."
Conine now is part of a fraternity of Ride of Fame honorees that includes: Mariano Rivera, David Wright, Joe Namath, LL Cool J, Vanessa Williams, Kenneth Cole, Liza Minnelli, Reggie Jackson, Whoopi Goldberg and Donald Trump.


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Richmond – Kingston – Return
I don't have a regular, full-time job, rather I have a patchwork of things I do most of which involve causing trouble for someone to some degree, nipping at the heels of companies and people like some wheeled Yorkshire Terrier. I still haven't worked out what my business card should say. Professional Gadfly isn't really a job description, but it does fit.
Today the heels in question belonged to the local social care services in my role as citizen advocate.
Sadly the story of my journey was an old, oft repeated one. Although boarding the train passed without incident, there was no one to meet me. The guard was very accommodating and helped me off but frankly that just serves to paper over the cracks of a failed system. With only one person manning the station I don't know whether he was out on other duties, forgot about me or simply didn't get the message of my arrival. Whatever the reason, the end result is the same.
It was a similar story for the return journey. Boarding was straightforward, but the message failed to reach the platform staff at Richmond. The difference is that, being a bigger station, the platforms at Richmond are always manned so rather than fetch the ramp himself, the guard was able to 'persuade' his colleague to do the necessary.
So it's a boring story that continues to happen. The real lesson for today is that even when you're supporting others to get the support they need, the universe still has a way of dumping on you from height!


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Welcome to Oso Grande's Knife Blog! Here we talk about new knives, knife reviews and the latest news within the knife industry. This blog is operated by OsoGrandeKnives.com, the web's leading retailer of sporting cutlery, kitchen cutlery, sharpeners, multi-tools, wet shaving products, swords, camping and outdoor gear, survival products and personal defense items.
Monday, August 26, 2013
Cold Steel Peace Maker II vs Peace Maker III
The new 2013 Cold Steel Peace Maker II and Peace Maker III Boot Knives are really affordable and they come complete with a comfortable Secure-X sheath that properly stays put when you draw the knife. Please watch our video knife reviews.
Posted by Oso Grande Knives at 5:06 PM
Labels: Boot Knives , Cold Steel Knives , Fixed Blade Knives , Videos
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The Ronald McDonald House program provides a "home-away-from-home" for families so they can stay close by their hospitalized child at little or no cost. The Houses are built on the simple idea that nothing else should matter when a family is focused on healing their child – not where they can afford to stay, where they will get their next meal or where they will lay their head at night to rest.
Home page: https://rmhc.org/


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One thing is for sure, if you are somewhere where you come across a deadly animal, most likely, you won't even know they are deadly. Although you may hate snakes or spiders or whatever, you may not even think about how they could take your life in the matter of seconds. It's scary when you think about it, like snakes are sneaky, can slither up to you without even hearing them, sharks are under water and you can't see them coming. Always know your surroundings! Check out some of the top 20 most dangerous animals in the world.
The average adult boomslang is 3 1/4 to 51/4 feet long. The eyes are always large, and the head has an egg-like shape. Coloration is very different between male and female; males are light green with black or blue scale edges, but adult females may be brown. The boomslang is native and restricted to Sub-Saharan Africa. So, unless you're in Africa, you're clear from this one.


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Awful Records has been a big part of Atlanta's surging underground scene, and yesterday we got the latest release from the independent label in Ethereal's newest effort, titled Blackli$t. Just one month removed from the release of his Cactus Jack project, Ethereal drops another seven-track project entirely produced by himself. His production style is similar to his rapping style in the sense that it's very unwise and stands out amongst most other hip-hop sounds. My favorite track, "Ground," has a smooth, nostalgic bass line and sample that acts as the perfect canvas for Ethereal to paint his rhymes on—it really makes this track pop. There's isn't much inflection in his voice, but the fullness of this instrumental makes his monotone rap style stand out more than usual.
You can stream Blackli$t below and cop it here.


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Files in this item
application/pdf2_Lofgren_Robert.pdf (3MB)
|(no description provided)
|Surface cleaning of optics by plasma (scope) with atomic hydrogen
|Lofgren, Robert E.
|Ruzic, David N.
|Department / Program:
|Nuclear, Plasma, & Rad Engr
|Nuclear, Plasma, Radiolgc Engr
|Degree Granting Institution:
|University of Illinois at Urbana-Champaign
Extreme ultraviolet (EUV) lithography
Plasma Etching Model
|A major obstacle in the implementation of extreme ultraviolet (EUV) light photolithography in production tools is the accumulation of fuel debris on the collector optics near the pinch region. Specifically, removal of deposited tin from the source onto the collector optics is needed to improve the lifetime of these optics and lower the cost of ownership. Most cleaning processes investigated thus far have had trouble with selectivity; they require highly reactive gases that will degrade the optics in the removal process. In addition, the current cleaning gases have low transmission for the EUV light, eliminating in-situ operation as an option. An investigation into a new approach is researched by the Center for Plasma Material's Interactions (CPMI) at University of Illinois in Urbana, Illinois. This unique non-invasive background process selectively etches tin from the collector optics surface at room temperature without damage to the underlying collector optics composition. A computer model of the plasma system used and of the etching process of the tin film is shown in correlation to experimental results. Created using collisional cross sections of input gas particles in a helical-resonated plasma and assumed surface interactions at a sample substrate, a clear indication of how the plasma system behaves with the desired substrate is found from the model (approximate etch rates of 80 nm/min). The cross sections are developed from past research data on particle-particle interactions and are numerically integrated into the computer model. Surface interactions are initially set to related material specifications as this process is relatively new and unexplored. Comparison to experimental data allows for changes to the surface interaction inputs in the model. The developed procedure has selected etching of tin ranging from 20-160 nm/min experimentally. A variation in inputs causes alterations in the etch rate. Mainly, gas pressure and plasma input creates a difference in the reactive species created in the plasma system. Gas flowrate and surface temperature affects the surface interactions. These variances are explored as to optimize the cleaning process. With these results, the hope is to input this new process as an in-situ cleaning process or a quick cleaning cycle in the EUV lithography process.
|Issue Date:
|Rights Information:
|Copyright 2010 Robert E. Lofgren
|Date Available in IDEALS:
|Date Deposited:
This item appears in the following Collection(s)
Graduate Dissertations and Theses at Illinois
Graduate Theses and Dissertations at Illinois
Dissertations and Theses - Nuclear, Plasma, and Radiological Engineering


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May 1, 2017
We've all been there, that 5k you want to sign up for, the Tough Mudder your friends are doing or the CrossFit competition you want to take a shot at; competitions are a terrifying commitment. In this episode, Amy and Olivia discuss how to take that leap of faith and trust yourself. You might be wondering how to set up your training now that you're all in, we got ya! Lastly we cover the support you will need to set yourself up for success such as friends, apps, or Facebook groups. In the second half of our episode we chat about CrossFit and why we think its the perfect training tool wherever you are at in your fitness journey. Everyone can do it and we mean everyone...seriously! So, join us as we challenge you this week to take a step outside your comfort zone!
If you're ever near St. Petersburg, FL and want to hang out with Amy and Olivia definitely check out BURG CrossFit.


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Description de l'éditeur
Enter the Unknown is an official rules supplement for the Explorer career in the Star Wars: Edge of the Empire roleplaying game developed by Andrew Fischer.
From the publisher
Already, you have experienced the grim realities of life at the Edge of the Empire. Now, it's time to go even further into the most dangerous reaches of the galaxy. It's time to Enter the Unknown.
This first rules supplement for Edge of the Empire expands the Explorer career with specializations, new talents, and more. All players will find new character, vehicle, and equipment options, which will aid in their experiences at the Edge of the Empire. GMs will gain new tools to use in crafting exciting and memorable adventures.
Mis en ligne le 11 janvier 2015 à 16:21 par Fungio.
Dernière modification le 3 août 2020 à 16:23.
Fiche consultée 827 fois.


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5 Bareboat Charters Off the Beaten Path
Searching for your next remote sailing adventure far from the madding crowd? These charter destinations should definitely be on your bucket list.
June 22, 2018
Looking for a bareboat charter that is long on sunsets and short on hip hop bars? If you're tired of fighting for the last mooring ball or have had it with all night generators and party crowds, consider these five destinations for your next charter. You'll have a more exotic vacation and nobody at the yacht club will be able to one-up you as you recount the trip – primarily because it's unlikely they have ever been there.
Vava'u, Tonga
Like a time capsule in the middle of the South Pacific, Tonga is today what Tahiti must have been like 30 years ago. Made up of three major island groups (Tongatapu, Ha'apai and Vava'u) Tonga has 170 different islands. The northernmost set, Vava'u, is the only area that can be explored on charter via Sunsail. The cruising grounds are relatively small with the islands concentrated in a manageable area. Beware the reefs however, as the depths here go from 300 feet to 3 feet in just a couple of boat lengths.
Getting to the main village of Neiafu is surprisingly simple with direct flights from Los Angeles to Fiji and then just a short, 2-hour hop to Vava'u. Provisioning can be challenging as you're likely to visit five different stores plus the produce and fish markets before you load up for a week's worth of fare. Although there are some small eating establishments on various islands that are open during the high season, there is no other place to re-provision. And that's some of the allure. Most of the time it will be you, a few salty cruisers and the locals who are unbelievably friendly and welcoming. Tongans pride themselves on their hospitality so a dinner or a church service with a family can be arranged and there's never any need to worry about leaving the boat open while you're off exploring caves, snorkeling coral gardens or lounging on a sugary beach by yourself.
Canarreos Archipeligo, Cuba
The resort town of Cienfuegos hosts Dream Yacht Charter, the major charter company in Cuba. A short flight or a long bus ride from Havana, Cienfuegos is worth a day of exploration in itself with its charming architecture and laid back vibe.
Cienfuegos Bay is a large and deep harbor with one twisty outlet to the Caribbean Sea. Once outside, the decision is made whether to go east toward Jardines de la Reina (Gardens of the Queen) or west toward the Canarreos Archipelago. Either way, the first day will be a long one (approximately 40 nautical miles) and depending on the winds, either a lovely downwind reach or a bash to windward.
When heading toward Canarreos that is renowned for its beaches, the first stop will be a red and white rocket ship-like lighthouse on a long, narrow and weather-beaten island. It's a must to climb the nearly 300 steps inside for a stunning view from the top.
After that, the islands are closer together until you reach Cayo Largo and its resort with the only WiFi available for miles. Nearby Playa Sirena is sublime and if you time it right, you'll have it to yourself. Be sure to provision all that you'll need for the week. There's nothing to purchase out here except fish and lobster fresh from that day's catch by the locals. The currency is rum – no cash accepted. Sometimes you can trade rice, sugar and flour with the fisherman. Here, the sunsets are spectacular, the bars are few and the fish are tasty.
Milos Island, Greece
If you're wondering how any charter in the Med could be called "remote" given the number of sailors of all nationalities, rest assured that Milos Island, about 80 miles south of Athens is a perfect hideaway with some spectacular natural formations. Dream Yacht and Moorings both have bases near Athens and from there you can hop down to Kea (charming) and Mykonos (lively) and then take one long day to reach Milos that is too far for Greek weekenders and often overlooked by charterers heading to Santorini.
Tie up Med-moor style in the horseshoe harbor and wander the quay where Greek vendors (all resembling Zorba) pitch their day tours of the islands sights. Collect the brochures and the next morning, time your excursion to leave about 2 hours after these vessels. You'll arrive at each location just as they load up their multitudes of resort guests and head onto the next stop, leaving you in blissful peace to enjoy caves and rock formations that are like no other. The topless cave of Sykia is magical if you're the only party there and around the corner, depending on the weather, you may be able to anchor for the night among the formations of Kleftiko. That way, you can continue your circumnavigation of Milos the next morning until you reach the moonscape caves of Sarakiniko where busloads of tourists will look out at the lucky yachties (you) enjoying the view from your private deck. Timing is everything on Milos but if you get it right, you'll be the only ones anchored in lovely silence.
Seychelle Islands
The Seychelles is an archipelago of 115 islands in the Indian Ocean, about 1,000 miles off Africa's eastern coast. These beautiful islands are fairly isolated, receiving some South African and European visitors but very few Americans due to the distance. But if you have the time and want to sail among spectacular reefs, put the Seychelles on your bucket list. With a population under 100,000, these islands are diverse creating a culture mixed of British, Indian, Middle Eastern, French and African influences. Creole is often spoken, as is English.
The outer islands are low-lying atolls but the inner islands like Mahe are mountainous and lush with granite peaks and tropical forests full of unique and rare birds. Giant tortoises can be found nesting on the white sand beaches that are ringed by azure seas.
The main charter islands are clustered close together but offer many secluded coves where you can hide from anyone else. Winds are usually steady at 10-20 knots and because these islands are so close to the equator (about 500 miles), the temperature stays mostly constant in the mid to low 80s. Currents can be strong in narrow channels and the tidal change averages approximately five feet.
Mallorca, Balearic Islands
The city of Palma on the island of Mallorca off the eastern coast of Spain is an amalgam of Spanish, Roman, Byzantine and Moorish cultures. Part of the Balearics, Mallorca is no stranger to cruising boats but on a shoulder season (meaning definitely not August) you can explore the anchorages of the island in relative peace. The winds get boisterous in the western Mediterranean but the beaches are nice and the coastline is dramatic.
Palma, the capital of Mallorca, is breathtaking with its skyline dominated by the gothic cathedral also known as La Seu. It towers over the busy harbor below and sits just on the sidelines of Palma's medieval old town with Arabic and Roman architectures quite visible. Palma is an extraordinary and busy place from which to start a charter but then you can escape to more isolated anchorages or charming resort towns like Soller, Port d'Alcudia and the Dragon Caves on the eastern side with their underground lake.
Stick to Mallorca or on a longer charter, sail to Menorca or Formentera. Just beware Ibiza and its thumping nightlife. There are many smaller isles where you can drop the hook especially the national park on Cabrera. Build in time for land tours of these islands and in the Fall, visit vineyards where grapes have been made into wine since Roman times.
Some of the cruising grounds above are for more experienced charterers who want to spread their wings. Once you get a few Caribbean trips under your belt and feel good about reefing, navigating and anchoring, consider sailing to the beat of a different drum.
Searching for other destinations to explore?
- Destinations for Snorkeling & Diving in 2018
- Destinations for Sailing in 2018
- Destinations for Deep Sea Fishing
- Top 10 Fishing Destinations Bucket List


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Free Bug Tracking Database
Posted on Fri 31 December 2010 in Tools Read in 2 min.
Today I was looking for free bug tracking database & found a lot some of them are open source, so I'll share them with you geeks.
o BugTracker.NET is a free, open-source, web-based bug tracker or customer support issue tracker written using ASP.NET, C#, and Microsoft SQL Server (or its free cousin, SQL Server Express). It is in daily use by thousands of development and customer support teams around the world.
2. BugNET
o BugNET is an issue tracking and project issue management solution built using the ASP.NET web application framework. Email notifications, reporting and per project configuration of fields and values allows efficient management of bugs, feature requests, and other issues for projects of any scale.
o Web Bug Tracking software allows you to track, manage bugs and features so that you can organize your bugs, defects or issue during all stages of software development. Bug Tracker makes your project development more efficient by tracking bugs.
o This tool lets you know how many bugs are in process, how many are resolved and how many are closed. It records bug report in database and allows simultaneous access by different users. Bug Tracker also offers bug classification, auto and manual task assignment, sorting, fully customizable filter, attachment, flexible right control, auto login and more. Bug Tracker also supports task functionality, through which you can add tasks and assign tasks to your team members.
o Bugzilla is a server software designed to help you manage software development.
If you're using any other bug database or if you're using one of these, please share your experience with us. You also can ping me on Twitter @EmadMokhtar or leave a comment.


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The Accredited Farm Scheme has been carried out by the Agriculture, Fisheries and Conservation Department (AFCD) and the Vegetable Marketing Organization since 1994. Participation in the scheme is entirely voluntary. The scheme aims at promoting the adoption of good cultivation techniques and encouraging proper use of pesticides. Those accredited farms should allow regular inspections by AFCD to ensure all products are safe for consumption.
We are the first and currently the only one AFCD Accredited Farm who engaging in hydroponics plantation. We strictly follow the guidelines in the Accredited Farmer's Handbook and actively cooperate with AFCD during regular inspections. The AFCD visited our farms on 20 February, 2014. Samples of vegetables and irrigation water are taken for analysis of pesticide/heavy metal residues. The results showed that the heavy metals of all the samples complied with the AFCD's specifications.
Test Report by AFCD


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Multi Time Frame Indicator for TradeStation
post your indicators here
Moderator: moderators
This is a break out indicator here!Sometimes it's a small breakout and sometimes it's a big one.Wave file to go along with it.Enjoy and thank you Tro for a great indicator!Amen!
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Thank you jpm. appreciate it. When I try to add the "_SMAA_Multi_Tool" indicator, am seeing an error as "Cannot find DLL library file: ELX.dll". I searched in my TS folder and couldn't file the dll file. Could you please upload the file if you can. Also, I couldn't find the scarface_montana.wav file, I will continue to look in the forum.
Thank you
Thank you
elx zip
1)Put files in your Tradestation program file.2)Import elx eld into Tradestation.3)Link for wave file http://www.wavsource.com/movies/scarface.htm 4) Right click on montana,save target as........5)Save in a folder of your choice.6)Copy wave to Tradestation progran file.7) Copy your wave path in your format alerts for multi tool.Hopefully you know how to do that.Good luck and watch out for the HFT bots
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- arbtraders
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Re: Multi Time Frame Indicator for TradeStation
All support, education and training services and materials on the TradeStation Securities Web site are for informational purposes and to help customers learn more about how to use the power of TradeStation software and services. No type of trading or investment advice or strategy is being made, given or in any manner provided by TradeStation Securities or its affiliates.
Re: Multi Time Frame Indicator for TradeStation
The Radar Screen Tro Compass or sm Trend or Trend Ender I'm sure there is many more as well
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