text:
Elemental Software Release 2.0 Advances Unified Platform for Multiscreen Video
In conjunction with powerful new platforms, patented video processing software satisfies the needs of multiple market segments, applications and monetization methods
Portland, Ore. – February 14, 2012 – Elemental Technologies, the leading supplier of video solutions for multiscreen content delivery, today announced version 2.0 of its video processing software with unified support for multiple codecs, delivery standards and content protection technologies. The comprehensive functionality available with the latest Elemental software lets customers across market segments more widely deploy and monetize multiscreen video services.
"With our most recent release, Elemental offers a flexible software architecture appropriate for pay TV operators, content programmers, studio and post-production houses, sports rights-holders and more," said Keith Wymbs, VP marketing at Elemental. "Paired with the performance and throughput capabilities of our live and file-based video processing solutions, customers reap the rewards of our software-based approach to large-scale video deployments."
Designed to support next-generation GPU and CPU architectures, release 2.0 is now available for Elemental's suite of products for video processing, packaging and streaming live and on-demand video. The release brings together a host of features for multiscreen video delivery to create a unified platform providing substantial benefit to Elemental customers:
Increased performance – With next-generation processor architectures and an optimized video pipeline, Elemental systems offer double the performance and density of previous generation solutions in a single RU footprint. Increased throughput allows customers to bring multiscreen assets to market more quickly and in a smaller footprint than ever before.
Comprehensive codec support – Support for multiple codecs running simultaneously on a single platform provides customers with a seamless migration path from existing video delivery standards to future compression technologies. Elemental solutions offer MPEG-2, H.264, VC-1 and HEVC / H.265 encoding with patented compression technology as well as support for JPEG 2000 and ProRes mezzanine assets.
Current and future standards – In addition to support for common video streaming protocols such as Adobe RTMP and HTTP Dynamic Streaming (HDS), Microsoft Smooth Streaming and Apple HTTP Live Streaming (HLS), Elemental software supports newly emerging technologies including MPEG-DASH, Ultraviolet and 4K Ultra HD.
Advanced encryption and protection – Secure content with a variety of integrated technologies including Civolution forensic watermarking for both live and VOD content, Adobe Flash Access, Apple Sample-AES and Microsoft PlayReady as well as DRM solutions from NDS, Verimatrix and Widevine.
Increased monetization – Support for ESAM dynamic ad insertion and Nielsen ID3 tagging give pay TV operators a path to multiscreen video delivery and a way to deepen audience engagement and interaction. Media companies can also take advantage of the Adobe Primetime ecosystem for ad insertion as well as ad integration solutions from BlackArrow and mDialog.
Augmented audio options – With release 2.0, robust support for audio encoding is available across the Elemental product line, including support for DTS Express, Dolby Digital, Dolby E and Dolby Digital Plus. In addition, release 2.0 features support for Dolby Digital Plus in Apple HLS and Microsoft Smooth Streaming, raising the bar for audio fidelity in the streaming market.
Accessibility features – Audio loudness management lets broadcasters adhere to the CALM Act and new captioning features, including caption burn-in, SMPTE-TT and SCC file creation let content creators adhere to captioning requirements coming into effect later this year. Elemental makes it easy to caption content originally aired on television and destined for delivery over the Internet.
Elemental software release 2.0 is currently deployed with more than one hundred customers.
Elemental will exhibit its unified video solutions at several upcoming industry events: OTTCON March 19-20 in Santa Clara, California, TV Connect March 19-21 in London, England and NAB April 8-11 in Las Vegas, Nevada. To schedule a meeting with an Elemental representative at these events, please visit http://www.elementaltechnologies.com/lp/schedule-meeting.
About Elemental
Elemental Technologies is the leading supplier of video solutions for multiscreen content delivery. Founded in 2006 and headquartered in Portland, Oregon, the company pioneered the use of graphics processors to power adaptive video streaming over IP networks. Providing unmatched solutions for hundreds of customers around the world, including nine of the top ten media and entertainment companies in the United States, Elemental helps content programmers and pay TV operators bring video to any screen, anytime – all at once. The company has offices in the United States, the United Kingdom, Hong Kong, Singapore and Brazil. To learn more, please visit http://www.elementaltechnologies.com/ and follow @elementaltech on Twitter.
Press Contact
Lisa Epstein
Elemental Technologies
(503) 953-4743


text:
Your cart is empty!
To create our Dark Chocolate Covered Espresso Beans we start with whole coffee beans roasted fresh in-house.
Each crunchy espresso bean center is then generously coated in premium dark chocolate, high in cacao, for an intensely rich chocolate coffee flavor.
These tasty confections are perfect for the dark chocolate connoisseur who loves bitter chocolate and coffee notes.
Purchase the five pound bulk bag to ensure you have plenty on hand for special occasions.
The more you buy, the more you save with our "Mix and Match" quantity discounts. Discounts are automatically calculated for you in our shopping cart based upon the table below:
Choose from several different items or combine case purchases for additional savings. Discounts only available for online purchases on a per order basis and exclude shipping costs.

subset: commoncrawl


text:
Findagrave.com has got to be one of best resources for finding burial/cemetery information. When I first joined the site (over three years ago), information was spotty for the area of Pennsylvania where I research. That isn't the case anymore! There are several very active contributors in southeastern PA. New memorials are constantly being added. If you search the site and don't find what you are looking for, go back and try again in a couple of weeks. You may be pleasantly surprised. I know that I personally have quite a backlog of information to enter and have been trying to work on it as time permits.
When I visit an area cemetery, particularly small and medium-sized ones, I tend to walk through the entire cemetery, looking for tombstones with surnames I recognize. I get pictures of those tombstones and sometimes the surrounding ones because often times family members tend to be buried close by. When I get back home, I load the pictures on my computer and go through them, looking to see if I have the people in my database. Since it's necessary to crop and resize the pictures before uploading them to findagrave, I must admit that I don't always get to that in a timely manner.
With a few exceptions, I mostly add memorials for people who are in my database. This means that I can sometimes add more specific information. For example, if the tombstone only has the year of birth and death, I may have the month and day from other sources, so I can add that in. I also try to identify the parents and spouse(s), as well as uploading the tombstone photo. Typically I haven't added much additional biographical information, but I am thinking I may try to do better in that area.
I have recently started using the FastStone Image Editor/Viewer for cropping and batch resizing of the tombstone images that I upload. I will write more about that in another post.


text:
Consumer Reports puts ice cream to the test
In the United States, ice cream is a multibillion dollar industry making mouths happy in all 50 states.
That's why Consumer Reports put the ones in the freezer section to the test.
The overall winner was: "Haagen-Daz for both vanilla frozen yogurt and butter pecan ice cream was the tastiest, the priciest and the naughtiest on nutrition, but our pros said it was worth the splurge," Consumer Reports Associate Editor Nicole Sarrubbo said.
If you're all about splurging on taste and not price, Blue Bunny's premium butter pecan ice cream won the taste test.
Consumer Reports also tested Greek frozen yogurt. It was pretty impressed with the protein and the calories, but not so much the taste.
Consumers tried five Greek frozen yogurts, and found the same thing.
"They tended to be a little more sour, and their texture was a little off, a little foamy. They lacked that creaminess that you want in a frozen yogurt," Sarrubbo said.
Walmart's butter pecan ice cream was also high for value and taste.
According to the International Dairy Foods Association, vanilla is the most popular ice cream flavor in the United States, followed by mint chocolate chip and cookies and cream.


text:
We've curated a bunch of recipes & tips to make cooking easier for you during this time!
Have a recipe of your own to share?Submit your recipe here.
We, and our partners, use technologies to process personal information, including IP addresses, pseudonymous identifiers associated with cookies, and in some cases mobile ad IDs. This information is processed to personalize content based on your interests, run and optimize marketing campaigns, measure the performance of ads and content, and derive insights about the audiences who engage with ads and content. This data is an integral part of how we operate our site, make revenue to support our staff, and generate relevant content for our audience. You can learn more about our data collection and use practices in our Privacy Policy.
If you wish to request that your personal information is not shared with third parties, please click on the below opt out button. Please note that after your opt out request is processed, we may still collect your information in order to operate our site.


text:
What does it do? Tweet
If you already have Skype, click here to get CallBurner recording your calls. You'll be up and running in less than 5 minutes.
Listen to a Skype call which was recorded with CallBurner:
The above recording features CallBurner customer and podcaster Helen Osborne (based in USA) talking with Jeremy Hague (CallBurner cofounder – based in Australia).
Note: CallBurner records audio only. If you need video go here: Record Skype Video Calls with VodBurner.
What does it cost?
- CallBurner is free to install.
- Recording Skype-to-Skype calls with other CallBurner users is completely free of charge. There are no time limits or other limitations. (Click here for details).
- Recording calls with non-CallBurner users, as well as SkypeOut and SkypeIn calls, is free for 30 days then requires a full CallBurner license (Click here for pricing details).
- Recording of Conference Calls is free as long as at least one party to the call (other than yourself) is running CallBurner.
CallBurner Features
- Crisp, clean, professional recording
- Simple, intuitive and uncluttered
- Direct to MP3 with no additional software installation required
- Record all calls, or only the ones you choose
- Optionally record direct to WAV for best possible quality
- Optionally record each side of the call to a separate file
- Convert Skype voicemails to MP3 or WAV
- Anti-drift technology keeps both sides of the call in sync
- Works with all versions of Skype from 1.3 onwards
- Ideal for recording business meetings
- Ideal for conference, seminar and lecture recording
- Ideal for podcast interview recording
- Ideal for keeping a complete archive of all calls made
Not a Skype User?
If you don't have Skype, it's a great way to call standard phone lines for a small fee, or other Skype users for free. Click here to get calling with Skype and recording with CallBurner.


text:
Gov. David Paterson isn't scrapping his plans to run for the office he inherited 18 months ago despite growing pressure from Washington and intervention by the Rev. Al Sharpton, who has contacted the governor and the White House over his concern.
A senior Democratic adviser close to Paterson said Sunday that New York's first black governor is still planning to run and is focusing on the state's fiscal crisis. The adviser spoke on condition of anonymity because he wasn't authorized to speak for Paterson.
The governor's office has refused to comment since reports Saturday night revealed the Washington-based effort to persuade the governor to drop out of the 2010 race. That would pave the way for the far more popular Andrew Cuomo, the state's first-term attorney general.
Cuomo is said to be the preferred choice of high-level Democrats, and beat Paterson among likely voters in a recent Marist poll.
The Rev. Al Sharpton said Sunday on his radio show that he has spoken to the White House and Paterson about his concern that Democrats do what is best for the people of New York. He wouldn't say whether he was advising Paterson to drop out.
Obama has not spoken to Paterson about the race, said a senior White House official who spoke on the condition of anonymity to discuss the sensitive political matter. But it's no secret that Democrats -- in New York, in Washington and at the White House, are very concerned about Paterson's re-election bid.
The Obama White House made the request to Paterson's office under instructions from Obama's key political advisers, two senior administration officials and a New York Democratic official told the New York Times Saturday evening.
The Obama administration has reportedly grown wary of Paterson's statewide unpopularity, the officials said, fearing Paterson's status in New York could demoralize other sitting Democrats in Congress.
"Is there concern about the situation in New York? Absolutely," one of the administration officials told the Times. "Has that concern been conveyed to the governor? Yes," the source said.
Queens Representative Gregory W. Meeks, a close friend to the Obama administration, reportedly delivered the news to Paterson's camp Saturday. It wasn't immediately revealed what Meeks had said, but sources confirmed it involved Obama's people asking Paterson to withdraw from the race.
"The message the White House wanted to send -- that it wants Paterson to step aside -- was delivered," the Democratic operative told the Times. "He is resistant."
On Sunday, while at the African American Day Parade in Harlem, Paterson was resolute.
"My plans have not changed," he said. "I am running for office."


text:
Using the QuickBooks Vendors list
The QuickBooks Vendor list shows information about the people or companies from whom you buy goods and services, including banks and tax agencies.
Tips for contractors
For most contractors, your Vendors list will include subcontractors, vendors of building materials, equipment rental services, and general business vendors (office supplies, insurance, and so on).
In QuickBooks, you set up subcontractors and vendors the same way. A subcontractor is a type of vendor.You set up your vendors as 1099 vendors or non-1099 vendors.
If you use unincorporated subcontractors, including sole proprietors and partnerships, you need to send a 1099-MISC form to those who are paid more than a specific amount per year ($600 at the time this article was created). To verify which subcontractors need a 1099 form, contact the Internal Revenue Service or your accounting professional.
Use one of these methods to set up your vendors and subcontractors:
Add a 1099 vendor (also known as an independent contractor)
Add a vendor (for non-1099 vendors)
To do this task
Go to the Vendors menu and click Vendor Center.
Click the Vendors tab.
Your Vendors list appears beneath the tab.
Use the View list to:
Choose All Vendors to see both your active and inactive vendors.
Choose Active Vendors to see only your active vendors.
Choose Vendors with Open Balances to see only your vendors with any kind of open balance.
Choose Custom Filter to search your vendor list for specific entries. For example, you might search for one particular vendor or all vendors in a specific city.
To sort the list in alphabetical order, click name at the top of the list.
To print the vendor list, vendor information, or the vendor transaction list, see Print vendor information for instructions.


text:
The dream refuses to die. After The Pirate Bay failed in its quest to buy Sealand, some supporters of the idea believed that the idea of a libertarian paradise was too precious to drop, and they entertained hopes of hoisting the "live free or die" flag over another island, possibly Ile de Caille, a small and uninhabited island off the South American coast.
Thus began the Free Nation Foundation, a group that hopes to form its own country governed by a "philosophy of freedom" where "people could actually live" (as opposed to all those other countries, where living has been outlawed by tyrants).
The failure of the Sealand deal, it turns out, was a good thing. The rusting naval platform "was too small and aesthetically displeasing to support such a goal," according to the group, and the weather in the middle of the English Channel is not the stuff of which vacation fantasies are made.
The Free Nation Foundation is a bit like the Free State Project on steroids. The Free Staters hope to convince 20,000 committed libertarians to pull up stakes and relocate to New Hampshire, a state chosen for its long history of independence, its low tax rate, and its unrestrictive gun laws that allow people to pack heat anywhere except in a courtroom, without even picking up a permit.
The Free Nation Foundation hopes for something similar, but their focus is more global. The idea is that libertarians from around the world will converge on an island paradise where they can live truly free lives, a place where "the only valid restrictions are those upon actions that disallow the freedom of others."
Suggested principles for the place include absolute democracy and the free flow of information—as a group that sprung from The Pirate Bay, we imagine that information will flow very freely. The idea is still in the incubation period, though if it ever comes to fruition, it would be a fascinating sociological experiment (documentary filmmakers, are you listening?). Would it end up like utopia, or Lord of the Flies?


text: SDGs for All is a joint media project of the global news organization International Press Syndicate (INPS) and the lay Buddhist network Soka Gakkai International (SGI). It aims to promote the Sustainable Development Goals (SDGs), which are at the heart of the 2030 Agenda for Sustainable Development, a comprehensive, far-reaching and people-centred set of universal and transformative goals and targets. It offers in-depth news and analyses of local, national, regional and global action for people, planet and prosperity. This project website is also a reference point for discussions, decisions and substantive actions related to 17 goals and 169 targets to move the world onto a sustainable and resilient path.


text:
NEW YORK – 03 FEBRUARY 2014 – Marco Polo New World, the leading provider of trading solutions for developed and emerging markets, today announced that Christian Robertson has assumed the role of Chief Executive Officer of the company. The Marco Polo New World Board of Advisers has carefully selected Mr Robertson for his unique financial services delivery experience garnered during nearly a decade of building trading platforms around the world.
Marco Polo New World appointed Mr Robertson to lead the firm based on the success as co-founder of Paladyne Systems, a leading provider of buy-side technology and services, acquired by Broadridge Financial Solutions (NYSE: BR) in September 2011. Before Paladyne, Mr Robertson was the founder and President of GAA, a consulting firm providing high-end systems to the alternative investment industry, having spent his early career as a technology investment banker for Credit Suisse and later Merrill Lynch.
"I believe there is a tremendous opportunity for revenue growth and expansion of the Marco Polo New World product offering given our long-standing relationships with foreign brokers and our unique global trading reach," commented Christian Robertson. "Marco Polo New World is able to leverage Perseus infrastructure services in new and existing markets. Investing in the latest technologies, Marco Polo New World will be able to grow into new global markets and lines of business, while expanding our existing platform," he concluded.
Marco Polo New World, established in 2000, was one of the original firms who set out to overcome the barriers to investing and trading between developed and emerging markets. Today Marco Polo New World, with its new focus and technology, has in place a global electronic trading platform that currently provides connections to 80+ plus countries representing more than 100 markets.
Dr. Jock Percy, Chairman of Marco Polo New World commented, "We are delighted to have Christian take the helm given his proven track record, innovative thought leadership and his ability to execute on deployment of a global trading technology business."
Source: Marco Polo New World,03.02.2014
Filed under: Brazil, Latin America, Mexico, Trading Technology, Brazil, Emerging Markets, Marco Polo Network, Mexico, Perseus Telecom, Trading Network


text:
News from the world of Maths
Yesterday we opened the Plus New York office, amidst snow covered streets at the foot of the Empire State building.
On 14 March at 1.59pm GMT, Marcus du Sautoy will host Pi Day Live, an interactive exploration of the number which has fascinated mathematicians throughout the ages. He wants to rediscover pi using ancient and intriguing techniques, and he needs your help!
They've done it again! GIMPS has discovered the largest known prime number: 257,885,161-1. This massive 17,425,170 digit number was discovered thanks to clever distributed computing software that uses idle computer time donated by volunteers.
How would you go about adding up all the integers from 1 to 100? Tap them into a calculator? Write a little computer code? Or look up the general formula for summing integers?
Sometimes you just can't argue with the evidence. If a large sample of
very ill people got better after dancing naked at full moon, then surely
the dance works. But hang on a second. Before you jump to conclusions, you need to rule
out a statistical phenomenon called regression to the mean.
Scientists find a new method of storing information in DNA.
Climate change is causing populations to sync in different species in the high arctic, increasing their risk of extinction.


text:
The Adele Wedding Ring comes in various width sizes.
2m, 2.5m, 3mm, 3.5mm and 4mm available in White Gold and Platinum.
The Adele ring is a made to order product therefore prices will vary depending on size and take up to 4 weeks to make.
To enquire about this product please fill out the form below to get the final price of the ring.
Please allow 2-3 weeks for your order to arrive. We source products from all over the world to bring you epic offers and the lowest prices. This means sometimes you have to wait a little longer to get your order but it's always worth it!
Returns are easy, simply contact us for a returns number and send your item to our returns centre for fast processing. We'll get you a replacement or refund in a snap!
You get a full 30 days to return your item to us. If it doesn't fit, it breaks, you've changed your mind or for no reason whatsoever simply send it back to us and we'll cheerfully refund you every cent.
In the unlikely event that you find your item cheaper at another online store, just let us know and we'll beat the competitor's pricing hands-down.
We insist that you love everything you buy from us. If you're unhappy for any reason whatsoever, just let us know and we'll bend over backwards to make things right again.
Karla 2


text: +pghlooking 0 Posted May 10, 2007 Well the time has come to reveal to the world the GeoJellies. The first batch has arrived safely. Here are a few quick pics. We have 44 flavors in at this time. 20 more on the way. We are waiting on the second batch from the chef. We thought we would reveal these so you could get your sugar fix in the meantime. Once we have all the coins on hand there will be a very special auction coming up. For each flavor made there were 2 gold coins made. ! will stay with the owner of that flavor. the second coin will be the auctioned coin. This will be the one and only chance of owning all the flavors, and at the same time giving back to a cacher's family. There will be more details forth coming when we are ready for the auction. Until then, please enjoy. * If there is enough demands to do a third batch (meaning 500 coins) I could be persuaded to do this. Quote Share this post Link to post


text: Where would be the recommended place to order or buy knobbies for my 77 K-1000? Getting a spare set of wheels from a friend to mount the knobbies on so I don't have to damage my cast wheels. Also, what - where do I find the butt cheeks support Doc told me about that uses 2 liter pop bottles of extra gas? He tole me once but I lost the paper and I can't remember. Prolly going to lose the faring/windshield some fender stuff and put a splash deflector on the bottom of a sorta front fender to keep rocks & water off me and the engine from the front wheel .. So what is the favorite place to spend the $$$$?


text:
Always remember there was nothing worth sharing ...share our name | the Avett Brothers | 17 x 48
Always remember there was nothing worth sharing like the love that let us share our name. The Avery Brothers.
Stained wood piece with white lettering and hand sanded edges.
17.25″ x 48″
This piece is made to order.
These signs are made using first generation White pine board and is stained in the MillionAyres Signature Walnut.
All lettering and illustrations are hand lettered and hand drawn then converted to a stencil and painted using Acrylic Paint. It is then sealed with a clear matte enamel/polyurethane to ensure a long and vibrant life with you.
We make no attempts to mask the wood grain or naturally occurring knots in the wood but rather embrace them. Because of this no two signs are exactly alike. We do, however, take every effort possible to make our signs as close to the photo shown.
Thank you for supporting our art and our family with every purchase!


text:
For the "quartet of programming styles", being: imperative, object-oriented, functional, and logical, it seems pretty clear that there are well-defined general boundaries (with enough wiggle room to cause fanatics to enjoy flame-wars as the mood struck them) to separate one style from another, with languages easily falling into one or more of those camps:
- C: imperative
- Smalltalk/Java: imperative/object-oriented
- Lisp(and Scheme and Dylan and ...)/Haskell/ML: functional
- Prolog (Mercury): logical
But for classifying something as "declarative programming" it seemed that there has been talk of its benefits or drawbacks, but not much more than superficial talk of what it is. Camps from both the functional programming community and the logic programming community stake claims over the declarativeness of their programming languages, but how does one recognize code as declarative? What is the measure by which the "declarativeness" of such code may be ascertained?
Up until recently, I have been troubled by such misgivings only marginally. I had it from authority, a Lisp giant, Patrick Winston, in a Prolog book (Bratko's 3rd ed of "Prolog Programming for Artificial Intelligence"), that the logical style of Prolog is declarative and the functional style is not. Before your send your flame, here's the quote:
"[...] In my view, modern Lisp is the champion of these [imperative] languages, for Lisp in its Common Lisp form is enormously expressive, but how to do something is still what the Lisp programmer is allowed to be expressive about. Prolog, on the other hand, is a language that clearly breaks away from the how-type languges, encouraging the programmer to describe situations and problems, not the detailed means by which the problems are to be solved.I add here that I also view the bulk of Haskell in this light: although it is possible to code declaratively in Haskell, most Haskell code I see is concern with solving the problem (the "how") instead of describing the problem (the "what"). Put another way, it is natural to use the functional and imperative (with monadic do) styles, and it takes effort to use the logic style.
Consequently, an introduction to Prolog is important for all students of Computer Science, for there is no better way to see what the notion of what-type programming is all about. [...]"
That has been my prejudice until recently, but then recent correspondence with colleagues, including David F. Place, who recently had an excellent article in the Monad.Reader about Monoid, has opened this issue for reexamination. So, I turn to you, gentle reader. I present two very different programs below. One written in the logic style; one, functional. Both solve the same problem, and both authors claim their own version is definitively declarative. I view the world through a particular lense, so I see one perspective. But I am burning with curiosity: do you see A) or B) as declarative, or both, or neither? If so, how do you justify your position?
A) the "logical" program approach:
B) the functional program approach (provided by David F. Place):import Control.Monad.State
import Data.List
splits :: (Eq a) ⇒ [a] → [(a, [a])]
splits list = list >>= λx . return (x, delete x list)
choose :: Eq a ⇒ StateT [a] [] a
choose = StateT $ λs . splits s
sendmory' :: StateT [Int] [ ] [Int]
sendmory' =
let m = 1
let o = 0
s ← choose
guard (s > 7)
e ← choose
d ← choose
y ← choose
n ← choose
r ← choose
guard (num [s, e, n, d ] + num [m, o, r , e ]
≡ num [m, o, n, e, y ])
return [s, e, n, d , m, o, r , y ]
solve input accept return
= solve' [] input [0..9] accept return
solve' bindings [] _ accept return
| accept bindings = [return bindings]
| otherwise = []
solve' bindings ((_,g):xs) digits accept return
= concatMap f $ g digits
where f n = solve' (bindings++[n]) xs
(delete n digits)
accept return
num = foldl ((+) . (*10)) 0
sendMoreMoney =
solve (('m', const [1]) :
('o', const [0]) :
('s', filter ( > 7)) :
(zip "edynr" (repeat id)))
(λ [m,o,s,e,d,y,n,r] . num [s,e,n,d]
+ num [m,o,r,e]
≡ num [m,o,n,e,y])
(λ [m,o,s,e,d,y,n,r] . [s,e,n,d,m,o,r,y])


text:
Authors: Neil Barrie, Zag Strategy Director & Stephen Wake, Zag Head of Design
Great brands have long understood that providing customers with enjoyable, differentiated user experiences is critical to winning their loyalty. Walk in to a Waitrose supermarket or Kohl's store and there's no comparison to a Tesco or a kmart from the layout of aisles, to the attitude of the staff to the products they do and don't stock.
'Screen' UX offers brands a whole range of new opportunities to really deliver on their promises and strengthen their customer relationships. But too often this is a missed opportunity, we end up with experiences that are good but not great. They work, they conform to best practice rules & standards but if you take away the logo they are indistinguishable from each other.
Wind tunnel web design?
Images via www.lovemoney.com, www.moneystrands.com, www.mint.com, www.mybillq.com www.lloydstsb.com, www.yodlee.com,
The screen shots above are from a recent Zag audit of the Personal Finance Manager (PFM) market but the point applies to plenty of other categories. Jim Carroll has spoken passionately here about the Wind Tunnel Marketing but are we also in danger of entering the age of Wind Tunnel Web/UI design?
We believe that the most effective way to avoid this situation is to put brand at the heart of UX, to use it as the north star to guide the myriad of interactions and touchpoints that brands create for their customers.
Of course this is easy to say, much harder to do. Here are 6 ingredients that we find help foster a successful fusion of brand and UX, based on projects we've worked on and projects we wish we'd worked on. It's certainly not comprehensive, more intended as a conversation starter – we'd really like to hear about other ingredients that people find useful here.
#1 A proper understanding of your audience
This is obvious but too often people pay lip service to this area. You really need to know the needs, interactions and emotions that colour their experience of your brand and your category. And even more importantly is to have genuine empathy for them as PEOPLE not consumer/users. He's not a 25-44 year old ABC1, he's a proud dad who works to hard and reads to his kids too quickly on Thursday nights so he can go out with the boys and so on...
#2 A proper understanding of your brand's purpose
Again obvious. But again too often this is more about platitudes than purpose. For this to work you need to have really asked the tough questions of the brand in question. Why is it really there? What is its role really?
Nike's purpose is one of the best I've seen for this sort of thing. It's inspirational, it's directional and it's very very stretching. Nike will never complete this mission but they are creating a lot of amazing products while they're trying. The CEO Mark Parker was instrumental in pushing this mission through eleven years ago. It's hard to see the previous one ('to be the number sports & fitness company in the world') being much use as a guiding principle for UX…
#3 Appreciate that the rules of branding have changed
When we say 'brand' we don't mean a didactic set of messages, rules and templates to roll out over every touch-point. We mean a coherent set of guiding principles to help designers make the right decisions about what to say and what to do. Adaptable rather than monolithic. Otherwise the whole exercise will do more harm than good.
#4 Run a collaborative multi-discipline process
Every project has a different set of skillsets but one thing we've found always leads to better results is to keep it open and collaborative from the outset. So we make sure our graphic/digital designers are challenging (or even writing!) the business/brand strategy on any project from a very early stage. This helps avoiding the platitude/purpose issue touched upon early. If the brand strategy isn't speaking to the people charged with bringing it to life then it's probably pointless.
If you've got the above ingredients in place then you should be in a really good place to try and achieve something special, to make the brand thinking tangible and improve it:
#5 Create signature interactions
Flipboard is there to be beaten as an example of brand and UX. A clear vision to be a 'Social Magazine' that fuses the beauty and ease of the print magazine experience with the power of social media. The signature interaction of the gentle 'flip' movement. And it's in the name!
Wonga's 'money sliders' are another powerful example. They exemplify 'straight talking money' and a more down to earth approach to finance every time you to interact with them.
#6 Surprise people (in a useful way)
Everyone knows the situation. You've finally reached the end of a critical project phase. You are sending the authoritative, definitive email to all the stakeholders to wrap everything up, accompanied by the pdf of the amazing work…and then you send the email without the attachment and have to send another going "ahem' here's the attachment". Except when I [Steve] was in the process of executing this understandable error Gmail stopped me.
You can be sure that anyone who's experienced that bit of help will tell a lot of people and be more loyal to the brand in the future.
To us this is the benchmark in terms of moments of surprise and delight. Here is a brand using 'screen' UX to build relationships with their customers in as powerful a way as Waitrose are using their store experiences.
What are the equivalent moments for the brands you work on?
If you enjoyed this post then we should acknowledge the influence of inestimable @adamtvpowers, BBH London's Head of UX.


text:
Ohio's attorney general has awarded $1 million in new grant funding to 25 rape crisis centers across the state.
Attorney General Mike DeWine says 23 agencies will each receive a grant of more than $36,000 to help survivors of sexual assault.
A statement from DeWine says the grants mark the first use of Ohio's new Rape Crisis Program Trust Fund. He says the agencies meet the services defined by Ohio's core standards for rape crisis programs.
Some agencies receiving the grants include Women Helping Women in Cincinnati, the YWCA of Northwest Ohio in Toledo and the Cleveland Rape Crisis Center.
DeWine says a statewide training grant of $95,000 was awarded to the Ohio Alliance to End Sexual Violence. The agency in Cleveland is a federally recognized statewide sexual assault coalition.


text:
4 Pirate Rogues supplied with bases. Rogues form the main part of any Pirate crew. They are lowest of the low and are easy to recruit, which is good as they die quickly too! Smelly and dirty, they plunder what they can ready for their next voyage! Supplied in resin.
Join us on Facebook!


text:
Thailand's embattled government offered to sell rice at a huge loss, officials said, as it sought to shore up Prime Minister Yingluck Shinawatra's support among farmers who are concerned that the administration could run out of money to pay them.
The government, battling a campaign to oust Yingluck that has pitted the royalist, Bangkok establishment against her mainly rural supporters, offered rice at around 30 percent below cost on the export market to continue funding a rice intervention scheme, a Thai and a Philippine official said.
(Read more: Thailand's 'Teflon'economy put to the test)
The offers continued until Yingluck dissolved parliament last month to counter the campaign against her government.
Her caretaker government lacks the authority to take major decisions, including the export of state rice stocks, and has to rely on domestic sales to pay the mounting bills it owes rice farmers in Yingluck's provincial strongholds.
The government does not disclose at what prices it offloads rice in the domestic market, but traders estimate they will be substantially below anything offered on the international market.
"We need to adjust ourselves in order to sell rice at appropriate prices to get liquidity to run the rice-buying scheme," said Surasak Riangkrul, director-general of the Foreign Trade Department, which oversees sales of the government's rice stocks.
He declined to disclose the exact price Thailand is offering but another official in the commodity trade department said Bangkok quoted $475 a tonne in a government-to-government deal with Manila last month to supply 500,000 tonnes.
(Read more: Thai protestersstart Bangkok "shutdown" in bid to)
This is almost a third below the estimated cost of 22,000 baht ($669) per tonne the government incurred on buying paddy from farmers, milling and storage.
At the time, rice prices in the world market were around $400-$420 a tonne.
A spokesman of the National Food Authority (NFA) in the Philippines said Thailand reduced the offer price further to $462 per tonne as it tried to outbid Vietnam, which quoted $462.25, highlighting Bangkok's desperation.
"But it was too late because we had already decided to award the deal to Vietnam," said Rex Estoperez, NFA's spokesman.
The subsidy, which has cost the government billions of dollars, has fuelled the political crisis that is being played out on the streets of Bangkok.
Protesters are seeking to topple the government, which swept to power in 2011 with support from rural voters, many of them rice farmers who had welcomed the generous intervention scheme. City dwellers are angered that their taxes are paying for the subsidy.
(Read more: Thai unrestcasts doubt on investment expansions)
However, hundreds of farmers, some unpaid since October, have also joined the demonstrations against Yingluck, disillusioned by the government's inability to reliably fund the controversial programme.
Farmers who have not been paid by the state for rice bought under the scheme threatened to block roads in 26 provinces last month. Thailand is sitting on a massive rice stockpile, estimated between 15 and 17 million tonnes.
But in a reprieve for the government, Thailand's state-backed farm bank, which runs the rice scheme, raised 32.58 billion baht ($991.33 million) in a domestic debt issue that was far better subscribed than expected, officials said on Thursday. It had aimed to raise 20 billion baht.
Earlier this week, Thai rice prices slipped as fears of payment disruptions under the rice-buying scheme forced farmers to unload the grain in the market, despite higher prices offered by the government, traders said.
The money raised in the bond issue looks set to be used to pay farmers since rice sales are limited by the ban on exports.
(Read more: Has the Bangkok shutdown lived up to its hype?)
"The caretaker government has no authority to seal any state binding agreements, including rice deals, so government-to-government rice sales will halt automatically," Surasak said.
Thailand sold 1 million tonnes of rice to China in November to be supplied over a period of one year but the shipments have been held up as the Election Commision says the caretaker government cannot enact long-term contracts that would commit any new government, an official of the commission said.
The rice-buying programme made Thai rice more expensive in the global market, and in 2012 the country lost its crown as the world's top exporter, with India taking over.
Anti-Yingluck protesters say the rice scheme is corrupt and has helped wealthy farmers and regional politicians more than the poor.
Protesters brought parts of Bangkok to a near-standstill this week but the government is sticking to a plan for a Feb 2 election as it believes support for the leader of the agitation is waning.
(Read more: Do Thai protestorshave the government in checkmate?)
The protesters have rejected the proposal to hold elections and want an unelected "people's council" to take power.
Nevertheless, rival exporters Vietnam and India fear losing market share when Thailand resumes exports with reduced prices.
"Definitely there's a big chance that we will buy more from Thailand if they offer a better price," said Estoperez of the Philippines' NFA, one of the world's biggest buyers of rice. "Whether it is a government-to-government deal or a private transaction, the price and quality are always important for us."


text:
Club Sponsor: Andrea Steele
Email Contact: firstname.lastname@example.com
Art Council is open to any student with an interest in art. Students meet on Wednesday mornings at 8:00 and other times as needed based on on-going art projects. Activities include project likes creating sets and murals for various school performances and prom, as well opportunities to explore a variety of art activities just for fun.
For more information, please visit our webpage: http://davezone13.wix.com/wkhs-art
17620total visits,11visits today


text:
October 20, 2019 –
Step on in to our Gilbert Engineering Studio... a place where kids can build, design, test, make mistakes, and learn about how things work in our world! During open studio hours guests are invited to enjoy an instructor-prompted activity or challenge that inspires creativity and ingenuity!
← Return to calendar


text:
May 2014 by Julie Levy, DVM, PhD, DACVIM, Caitlin Quinn
Audience: Executive Leadership, Foster Caregivers, Public, Shelter/Rescue Staff & Volunteers, Veterinary Team
Video Length: 67 minutes
Innovations in the way we consider marketing adoptions in shelters mean that everyone has the opportunity to put on their PR hat - including medical team members! Once breed-neutral policies are in place, learn how to implement strategies that decrease barriers to adoption and increase live outcomes. Dr. Julie Levy and Caitlin Quinn discuss how to capitalize on existing programs and materials to promote adoptions and ultimately boost the visibility of your shelter in the community in this presentation given at the University of Florida's 7th Annual Maddie's® Shelter Medicine Conference.
Learning Objectives:
- Learn to remove barriers to adoption through innovative marketing techniques, specifically designed for easy implementation in the shelter environment
- Understand how programs designed for enrichment and increased quality of life can double as marketing initiatives
- Review policies and best practices that will help to increase lifesaving and impact community perceptions about adoption
After viewing the presentation, click here to take the quiz and receive a Certificate of Attendance!
Julie Levy, DVM, PhD, DACVIM
Dr. Julie Levy is director of Maddie's® Shelter Medicine Program at the University of Florida. The program provides comprehensive training for veterinary students and shelter medicine specialists, shelter consultations, disease outbreak investigations, continuing education, and research to solve the problems confronting animal shelters. Dr. Levy's research and clinical interests center on feline infectious diseases, neonatal kitten health, humane alternatives for cat population control, and immunocontraceptive vaccines for cats. Dr. Levy's accomplishments include publication of more than 100 journal articles and textbook chapters.
Caitlin Quinn
Caitlin Quinn is the Foundation Manager for Animal Farm Foundation. She received her BA in Communications and is currently pursuing a Masters in Public Administration. Caitlin acts as program manager for many of Animal Farm Foundation's initiatives, including the grants and awards program and professional development programs, which include internships, workshops and webinars for animal welfare professionals. She also directs the organization's marketing and communications, including managing promotional and educational content creation. Caitlin's main focus is supporting shelter workers, veterinarians, animal control officers and community advocates in the work that they do to end discriminatory policies and increase positive outcomes, both in their organizations and in their communities.


text:
Getting married and can't afford a ring from Tiffany's? Maybe you just want to spice up your look with some accessories? Either way, there are plenty of ring options here. Are you looking for quality jewels and gemstones but don't want to blow the bank on them? Our sellers create custom made, gorgeous rings of some of the finest quality jewels and gemstones in the world. All you have to do is choose the one you like.
After 2 weeks your items will automatically renewed for another 60 days and $0.23 per item will be added to your billing ledger.
While you were away our TOU was updated,
read the terms of use here.
*No action is required on your part.


text:
New Honda for Sale in Dallas, TX
394 Matching Vehicles Found
MPG Disclaimer:
Based on EPA mileage ratings. Use for comparison purposes only. Your mileage will vary depending on driving conditions, how you drive and maintain your vehicle, battery-pack age/condition, and other factors.
New vehicle pricing is based on factory equipped vehicles with no dealer installed accessories. Used vehicle pricing is as equipped. While it is common in the DFW area for dealers to pre-install items on new vehicles such as window tint, pinstripes, wheel locks, cargo trays, splash guards and other items, at Rusty Wallis Honda we are happy to sell you a factory equipped vehicle with no add-ons.
Pre-Owned vehicle prices are subject to change with market conditions and reconditioning costs. These changes may happen at any time.
Tax, Title, License, Documentary Fees, State fees and dealer installed accessories (if any) are additional. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 214-348-7500 or by visiting us at the dealership.


text:
Global Credit – investment grade and high yield credit, actively managed.
- Long-standing investment philosophy of credit risk diversification
- Portfolio construction process backed by multi-dimensional, bottom-up credit research
- Clear relationship between environmental, social and governance (ESG) analysis, internal credit ratings and lower default experience
Why invest?
core benefits
Get the benefits of a long-term, strategic allocation to global credit
There are many opportunities for both structural and tactical allocations to global credit, ranging from passive/smart-beta portfolios (adjusting an index exposure to consider factors such as liquidity and volatility) to fully active global credit and multi-sector strategies. Although investors may allocate opportunistically to global credit based on short-term market dislocations, we also offer longer-term, strategic allocations that may be desirable in light of private sector deleveraging, increased regulation and rising government debt levels. Corporate credit remains attractive to investors seeking a higher yield than cash and government bonds, while retaining more defensive characteristics compared to equities. Higher-quality global credit securities are currently being supported by the typically low yields available from cash and government bonds, combined with continued central bank accommodation.
proven approach
We exploit market inefficiencies with the aim of improving risk-adjusted returns
We believe that credit markets have an asymmetric nature (limited upside and the potential for100% downside), which combined with other factors, leads to inefficiencies across credit markets. To manage the risks and take advantage of these inefficiencies, our credit portfolios are well diversified. They are constructed on the foundation of expert multi-dimensional credit research combined with sophisticated portfolio design. It is via this process that we can help deliver risk-adjusted returns to investors in line with their desired outcomes.
Credit Research
Our multi-dimensional credit research helps reduce the impact of defaults
We believe fundamental credit research and active security selection are required to identify the most compelling risk-adjusted opportunities in corporate credit. Our credit analysts assess the risk associated with a borrower and the securities they issue. They conduct financial analysis, review positioning and strategy, conduct industry analysis, consider the opinions of the ratings agencies and review all relevant market-based research. At the heart of our credit research process is our proprietary system, ION, which provides insight into the actions of fixed income investors in developing and emerging markets to identify risks and new and diverse sources of excess returns.
Responsible Investment
Our corporate RI strategy is based upon three strategic pillars of quality, stewardship and engagement.
For Global Credit, the Environmental, Social and Governance (ESG) assessment most often comes through its impact on the internal credit rating (ICR) provided by the Credit Analysts via our Credit Research process.
Learn more about the Global Credit team's approach to Responsible Investment
Investment Team
Headed by Tony Togher (over 30 years' of industry experience), our Short Term Investments and Global Credit team is supported by our global credit research analyst community. For nearly 20 years, the team has delivered actively managed credit portfolios, spanning both investment grade and high yield corporate credit markets. This time-tested approach has been successfully applied through a variety of market cycles and conditions.


text:
From Madeline Schnapp, Director of Macroeconomic Research at TrimTabs
Stimulus Tactic of Increasing Government Debt to Increase GDP Broken and Unsustainable. How Long before Massive Government Debt Buildup Triggers Another Financial Shock?
Sometimes a picture is worth a thousand words. A recent post on the popular ZeroHedge financial blog compared the annualized growth in federal debt to the annualized growth in GDP in Q1 2012. ZeroHedge reported that while U.S. government debt rose by $359.1 billion in Q1 2012, the U.S. GDP grew only $142.4 billion. Durden noted that, "It now takes $2.52 in new federal debt to buy $1 worth of economic growth."
The surprising observation prompted us to examine the relationship between growth in debt and growth in GDP from 1975 through 2012. What we found is both astonishing and frightening.
In Q1 2012, GDP rose $142 billion, while debt rose $359 billion. In other words, it took nearly $2.50 in debt to generate $1.00 in GDP. We wanted to understand how this relationship compared to those that prevailed in previous decades. The graph below shows our findings.
Source: Bureau of Economic Analysis – www.bea.gov and Treasury Department – www.treas.gov.
Note: The negative value in 2008 was due to negative GDP growth.
From 1975 to 1980, each $1 increase in GDP was accompanied by an increase in debt of between 20 and 47 cents. In other words, the increase in GDP was two to five times the increase in debt.
From 1981 to 2007, the amount of debt required to produce $1 of GDP growth crept higher, and it ranged from a low of 3 cents in 2000 to a high of $2.25 in 1991. In only eight of those years did it take more than $1 of debt to produce $1 of GDP growth—1982, 1986, 1990 to 1993, 2002, and 2003. On average, it took 79 cents of debt to produce $1 of GDP growth. In other words, the increase in GDP was nearly 1.3 times the increase in debt.
Along came the Great Recession. Since 2009, the traditional relationship between debt and GDP growth has been turned upside down. Each $1 increase in GDP has been accompanied by, on average, a $2.50 increase in debt. Before the recession, an increase in debt generally generated a greater increase in GDP, but now it takes an enormous increase in debt to eke out a small increase in GDP. At some point, the amount of debt required to generate even modest GDP growth will suffocate the economy and trigger another financial shock.


text:
Naked Capitalism featured a piece today by Matt Stoller (Link). The not so surprising conclusion by Matt was that moving the age for Medicare availability from 65 to 67 will actually cost some lives. The article concludes that the two-year change in federal medical coverage will result in 1,261 additional deaths each year.
I'm reading this, thinking, "Hey, that's not so bad!" Matt saw it differently:
"Or we could leave things as they are, with a Medicare age at 65, and no extra seniors need die."
I'm not sure that Stoller is right about this. I wish he were, but the numbers say he's wrong. The fact is, hard choices have to be made, and yes, people will die as a result. The article fails to analyze the benefits of moving the Medicare puzzle around. Fortunately, the Congressional Budget Office (CBO) answered this question back in January (Link). The conclusion:
"CBO estimates that raising the Medicare eligibility age from 65 to 67 would reduce federal Medicare outlays, net of premiums and other offsetting receipts, by $148 billion from 2012 through 2021."
Take the two estimates together, total Early Exiters (EEs) over ten years = 12,610. This means the overall savings comes to a very tidy $11.7m per EE. A big bang for the buck, so to speak.
When Congress raises the age limit for Medicare (this will happen in 2013) it will be the first step on what will prove to be a very slippery slope. There has been much talk about a dreaded "Death Panel" that will decide who "Wins" and who "Loses". Changing Medicare age availability is a Death Panel decision. It's interesting/fitting that a majority of Congress and the President will kick the process off.
The CBO should do some more studies on potential savings. Sort of roll up their sleeves and have a look, as it were. I wonder what the savings might be if some new "rules" were adopted. On the list might be:
-No new knees or hips after age 85.
-No open heart surgery for men over 82. (Forget about that triple bi-pass that will keep you around another five years.) Women would be eligible up to 85. (Think of the pissing match that would cause)
-A diagnosis of late stage Alzheimer's gets one on a fast track to "Hospice Care". (No meds, palliative only. Door to door, so to speak, averages three weeks)
This subject will be on the front page for the next year while the Medicare "fix" is tossed around. After that, it will come up regularly when other ways to "save" a few bil. are found. I figure someone has to make some black humor from this, I might as well start now. Before you toss a brick my way, consider that I'm 62 and in four years, I will be a real player on this stage. Who knows? I might even become an EE'er. This joke is on me.


text:
5½" x 4¼" Postcard - Dramatic Curlicues
Make a bold, elegant statement with pre-designed Dramatic Curlicues templates. Against an all-white background, the design features a creative cluster of black curlicues-like a thick, decorative font of jumbled wannabe letters and symbols. A splash of red adds interesting contrast and intrigue. Ideal for a variety of projects, the design provides plenty of space for adding custom text. It works particularly well for projects related to art, photography, and special events. Get creative and customize your next personal or professional project with pre-designed Dramatic Curlicues templates.
Shape: Rectangle
Dimension: 5½" x 4¼"
Start Designing


text:
Exploit Title: vBulletin XSS (Cross-Site Scripting) Web Security Vulnerabilities
Product: vBulletin Forum
Vendor: vBulletin
Vulnerable Versions: 5.1.3 5.0.5 4.2.2 3.8.7 3.6.7 3.6.0 3.5.4
Tested Version: 5.1.3 4.2.2
Advisory Publication: February 12, 2015
Latest Update: February 26, 2015
Vulnerability Type: Cross-Site Scripting [CWE-79]
CVE Reference: CVE-2014-9469
Impact CVSS Severity (version 2.0):
CVSS v2 Base Score: 4.3 (MEDIUM) (AV:N/AC:M/Au:N/C:N/I:P/A:N) (legend)
Impact Subscore: 2.9
Exploitability Subscore: 8.6
CVSS Version 2 Metrics:
Access Vector: Network exploitable; Victim must voluntarily interact with attack mechanism
Access Complexity: Medium
Authentication: Not required to exploit
Impact Type: Allows unauthorized modification
Writer and Creditor: Jing Wang [School of Physical and Mathematical Sciences (SPMS), Nanyang Technological University (NTU), Singapore] (@justqdjing)
Preposition Details:
(1) Vendor & Product Description:
Product & Version:
vBulletin Forum
5.1.3 5.0.5 4.2.2 3.8.7 3.6.7 3.6.0 3.5.4
Vendor URL & Download:
vBulletin can be acquired from here,
Product Introduction Overview:
"vBulletin (vB) is a proprietary Internet forum software package developed by vBulletin Solutions, Inc., a division of Internet Brands. It is written in PHP and uses a MySQL database server."
Since the initial release of the vBulletin forum product in 2000, there have been many changes and improvements. Below is a list of the major revisions and some of the changes they introduced. The current production version is 3.8.7, 4.2.2, and 5.1.3.
Simplified site set up and customization
The new Site Builder makes it easier than ever to build and manage a site. Customizable page templates, drag-and-drop configuration and in-line site editing simplify page layout. A variety of design themes can be easily selected.
Dynamic tools for content discovery
Customizable content modules provide enhanced content discovery, engaging users into deeper site visits. The vBulletin search has been re-architected to significantly improve the quality of its results, further facilitating content discovery.
Sleek new UI features activity stream and increased social engagement
Improved social functionality includes groups, new user profiles, comments functionality, an integrated messaging hub, social content curation, real-time updates and more.
Expanded photo and video capabilities
The new interface invites users to quickly post photos and video, expanding content on vBulletin sites. This media is then leveraged by being better integrated with the rest of a site's content. User profiles provide an engaging aggregation of all media posted by them.
Category-leading mobile optimization
The integrated mobile-optimized version ensures smartphone visitors will stay longer and return.
Robust architecture
Improved architecture provides better performance and easier customization
Built-in SEO helps maximize search traffic
Easy-to-use upgrader tool available for vBulletin 3 and 4 sites, plus importer for sites on other forum software"
(2) Vulnerability Details:
vBulletin web application has a computer security bug problem. It can be exploited by XSS attacks. This may allow a remote attacker to create a specially crafted request that would execute arbitrary script code in a user's browser session within the trust relationship between their browser and the server.
Several other similar products 0-day vulnerabilities have been found by some other bug hunter researchers before. vBulletion has patched some of them. Gmane (pronounced "mane") is an e-mail to news gateway. It allows users to access electronic mailing lists as if they were Usenet newsgroups, and also through a variety of web interfaces. Gmane is an archive; it never expires messages (unless explicitly requested by users). Gmane also supports importing list postings made prior to a list's inclusion on the service. It has published suggestions, advisories, solutions related to important vulnerabilities.
(2.1) The programming code flaw occurs at "forum/help" page. Add "hash symbol" first. Then add script at the end of it.


text:
f/ Lil' Jon
[Lil' Jon]
YEAH! check this out (what's up?)
You bout to witness, some real muthafuckin game (okay)
All the way from the muthafuckin STL (okay)
Wit ya boy Lil Jon (YEAH!) thats me nigga (uh-huh)
ATL, it's goin down, Kemo (YEAH!), my nigga Kaos (YEAH!)
So spit that muthafuckin real shit for these bitch ass niggas (uh uh)
[Hook: 1- Kemo 2- Kaos] - repeat 2X
1- Click clack, click clack goes the AK
2- You know mo get left in the urr, yes'ir yes'ir so uh
1- It's pistol play, every day, all daaaaay
2- There's too many niggas that I know from the block
Get knocked and uh
[Verse 1: Kemo]
I'm a, grinda fuck off my dick, I'm a, reach back slap the fuck out my bitch
Dump rounds, watch shells jump the fuck out the clip
36 ounces on the scale, chop the fuck out a brick
Damnit I'm sick, watch me when I handle my shit
Eat bitch niggas for breakfast like ham and my grits
Rollin them bole, cross me and I'm smokin yo ho
Just becuz I live out here there ain't no control of the MO
Holdin the fo', fo' cock it back then I blow
The brains out the other side of yo 'fro
Muthafucka becuz you jivin them mo'
Bend over, you know that I'm the pride of the MO
Jump out the bushes like "surprise" on the mo
We on yo block, with the cake and no need for no glock
It's a hatin I'm receivin yo spot, I just wanna be yo cut
So muthafuckin bad my dick ain't hard
I spray AK Allay, 45 hundred tips off in yo jaw bitch
[Hook] - repeat 2X
[Verse 2: Kaos]
Niggas try me like new pussy but always end up gettin fucked
Cuz I'm takin niggas heads off like Chris Pronger wit that puck
See all the niggas that I roll wit give out punkin head urry week
Dumpin lead, thurl g'z, run up in the club pumpin shit
We out that Lou, I thought you knew me and my crew is unstoppable
Like Warner to Faulk, Crouch, Proehl, Holt & Bruce
You couldn't top us or stop us wit choppas or proper vopers
Derty if you paid for it, even if you prayed for it
If ain't gon happen like yo squad beatin the Lakers in 4
It ain't gon' go mo, yo boys want mo'
They roll wit bitch niggas, pussy whipped niggas, big lipped niggas
Them talk shit niggas, cant get rich niggas, you know them
Get pissed niggas thats always wit niggas that make a bitch
Trick niggas, them skeet lil' shady slick niggas, we beat them group niggas
Keepin them brick niggas, switch hit niggas, sit and sip niggas
Them nina click niggas
[Hook] - repeat 2X
[Verse 3: Kemo]
Now watch me, parlay to the muthafuckin Cut' and get my gat
Investigate all you want, you ain't never know where my pistol at
No suspect, no motives, no witnesses, no clue
Nigga my alibis that I don't know what the fuck done happened to you's
Wit my crew that night, drank a brew that night, shake a boot that night
Act a fool tonight, celebrate put 17 shots off in you tonight
Send to be another kinda red comin from ya head in a same slum wit a government
Infrared deal, same stuff and a real deal, same song wit that la-bel
And I gotta keep my shit cocked cuz the block be hot that's why I be screamin
That same shit (what kind of shit nigga?) insane shit
I remember when we used to get up on the roof and, nigga the next police ride
Down this muthafuckin nigga we shootin, hoes in a blue suit and
Hideout, regroup and, every pistol we shoot man, we gotta use 2 hands
Nigga I'm comin, nigga I'm gunnin', nigga I'm bustin, nigga you runnin
[Hook] - repeat 4X


text:
Amsterdam, Netherlands
RTS is pleased to show the SSA-424A Digital Interface/System-to-System Adapter at IBC 2007, Booth #121, Hall #10.
The SSA-424A Dual Digital Hybrid interfaces two Two-Wire intercom lines to two Four-Wire lines. Unlike earlier analog hybrids, the SSA-424A features advanced digital signal processing to achieve automatic nulling of the Two-Wire lines. Plus, each hybrid features convenient peak-reading level meters to quickly match the levels between the lines that are being interfaced. The result is easy and accurate setup. With the SSA-424A, all need for test tones, nulling adjustmnets and ducking adjustments have been eliminated.
Compatible Two-Wire intercom systems include
, and Clear-Com. Compatible with Four-Wire intercom systems. An internal call signal option board is also available for the SSA-424A. This option board provides call signal capability with any of the two-wire systems listed above. The output can also be directly connected to an
, or
port. No external circuitry is required. With features like digital signal processing, peak-reading level meters and optional call signal interfacing, the SSA-424A Dual Digital Hybrid assures ease of setup and maximum transparency between intercom systems.
- Two Independent Hybrids
- Automatic Nulling
- Peak Reading Level Meters
- Direct ADAM/Zeus Audio Connection
- Transformer Isolated
- Call Signal Option
- Half-Rack Wide, 1RU High
- Universal Power Pack
For more information, visit the RTS Intercom website:


text:
HARRIS, JOHN (1813–1836). John Harris, Alamo defender, was born in Kentucky in 1813 and lived in 1836 in Gonzales, Texas. He took part in the siege of Bexar and later served in the Bexar garrison in Capt. Robert White's infantry company, the Bexar Guards. Sometime before the siege of the Alamo began, Harris returned to his home in Gonzales, where he was mustered into the Gonzales Ranging Company of Mounted Volunteers on February 23, 1836. He returned to the Alamo with this group on March 1, 1836, and died in the battle of the Alamo five days later.
Daughters of the American Revolution, The Alamo Heroes and Their Revolutionary Ancestors (San Antonio, 1976). Daughters of the Republic of Texas, Muster Rolls of the Texas Revolution (Austin, 1986). John H. Jenkins, ed., The Papers of the Texas Revolution, 1835–1836 (10 vols., Austin: Presidial Press, 1973).
Image Use Disclaimer
All copyrighted materials included within the Handbook of Texas Online are in accordance with Title 17 U.S.C. Section 107 related to Copyright and "Fair Use" for Non-Profit educational institutions, which permits the Texas State Historical Association (TSHA), to utilize copyrighted materials to further scholarship, education, and inform the public. The TSHA makes every effort to conform to the principles of fair use and to comply with copyright law.
For more information go to: http://www.law.cornell.edu/uscode/17/107.shtml
If you wish to use copyrighted material from this site for purposes of your own that go beyond fair use, you must obtain permission from the copyright owner.
The following, adapted from the Chicago Manual of Style, 15th edition, is the preferred citation for this article.Handbook of Texas Online, Bill Groneman, "HARRIS, JOHN," accessed August 13, 2020, http://www.tshaonline.org/handbook/online/articles/fhaev.
Uploaded on June 15, 2010. Modified on March 1, 2020. Published by the Texas State Historical Association.
View these posts and more when you register your free MyTSHA account.
Call for Papers: Texas Center for Working-Class Studies
Events, Symposia, and Workshops
Hi all! You may be interested in this call for papers I received from the Texas Center for Working-Class Studies at Collin College...
Katy Jennings' Ride
Scholarly Research Request
I'm doing research on Catherine Jennings Lockwood, specifically the incident known as "Katy Jennings' Ride." Her father was Gordon C. Jennings, the oldest man to die at the Alamo...
Texas Constitution of 1836 Co-Author- Elisha Pease?
Ask a Historian
The TSHA profile of Elisha Marshall Pease states that he wrote part of the Texas Constitution although he was only a 24 year-old assistant secretary (not elected). I cannot find any other mention of this authorship work by Pease in other credible research about the credited Constution authors...


text:
Wir bieten im Gutenberg-Museum zum April und September ein Freiwilliges Soziales Jahr Kultur (FSJ) an.
Informationen über die FSJ-Plätze im Druckladen (Museumspädagogik) finden Sie hier.
Informationen über den FSJ-Platz in der Öffentlichkeitsarbeit finden sie hier.
Seien Sie dabei im Freundeskreis Gutenberg!
The height of Gutenberg's art of printing is considered to be the 42-line bible (B42). The 2-volume bible with a total of 1,282 pages was created with the help of a staff of 20. For this bible, Gutenberg cast 290 different shapes.The colorful initials and signs were added later by an illuminator and a columnist. Of the 180 copies, it is assumed that 150 were printed on paper, while the remaining 30 were printed on exquisite parchment. Today, 49 copies remain in existence. Of these, two are owned by the Gutenberg museum.
With this bible, that remains until today one of the most beautifully printed books of the world, Gutenberg proved that the "nova forma scribendi" was esthetically equal to hand-writings that were at their height at that time.The development of the art of printing brought about a major change in the world of writing.
The spread of knowledge and scientific discoveries promoted scientific development and became a milestone in the historical progress towards modern times.
The Gutenberg-Bible online: klick here
Dr. Cornelia SchneiderKuratorin für Buchkunst 15.-18. Jahrhundert, Bilderbücher und Akzidenzen.Tel: 06131-122562Fax: 06131-123488dr.cornelia.schneider(at)stadt.mainz.de


text:
Professor Primary School/Department: School of Biological Sciences Title 2: Smithgall Chair in Molecular Cell Biology
Research Affiliations:
Research Areas:
Research Interests:
My laboratory studies a category of lipids, termed sphingolipids, that are important in cell structure, cell-cell communication and signal transduction. This research concerns both complex sphingolipids (sphingomyelins and glycosphingolipids) and the lipid backbones (ceramide, sphingosine, sphingosine 1-phosphate and others) that regulate diverse cell behaviors, including growth, differentiation, autophagy and programmed cell death. The major tool that we use to identify and quantify these compounds is tandem mass spectrometry, which we employ in combination with liquid chromatography for "lipidomic" analysis and in other mass spectrometry platforms (e.g., MALDI) for "tissue imaging" mass spectrometry. To assist interpretation of the mass spectrometry results, and to predict where interesting changes in sphingolipid metabolism might occur, we use tools for visualization of gene expression data in a pathway context (e.g., a "SphingoMAP"). These methods are used to characterize how sphingolipids are made, act, and turned over under both normal conditions and diseases where sphingolipids are involved, such as cancer, and where disruption of these pathways can cause disease, as occurs upon consumption of fumonisins. Since sphingolipids are also components of food, we determine how dietary sphingolipids are digested and taken up, and become part of the body's "sphingolipidome."


text:
- New Products
- Laptop Docking Stations
- Display and Video Adapters
- Audio-Video Products
- Cables
- Server Management
- Hard Drive Accessories
- Add-on Cards & Peripherals
- Networking IO Products
- SFPs
- Display Mounts and Ergonomics
- Laptop Locks
- Computer Parts
Browse By
4-Port Portable USB 3.0 Hub with Built-in Cable
Add four USB 3.0 (5Gbps) ports to your MacBook, using this silver, Apple style hub with an extended-length cable
Product ID: ST43004UA
- Sleek and stylish, with a silver, sandblasted finish that matches your MacBook
- Rugged, aluminum housing delivers reliable performance
- Travel-friendly, with a compact and lightweight casing, and an integrated, extended-length cable
- Carry the USB-powered hub with you anywhere
- Universal, multi-platform compatibility, with no additional drivers required
- Four SuperSpeed USB 3.0 hub ports, with throughput support up to 5Gbps
- Backward compatibility lets you save money and use with existing USB 2.0 and 1.x devices
- Supports plug-and-play, hot-swap, and hot-plugging
- Provides overcurrent protection
Volume Order?
Request a quote
Reseller Pricing:
Create an Account
This 4-port portable USB 3.0 hub is tailored to match the stylish design of your MacBook, or laptop with a similar matte silver finish. It features a sleek, silver sandblasted housing that looks great next to your Apple laptop, and because the hub is designed with a solid-aluminum casing, it provides the lightweight durability that's ideal for either travel or desktop usage.
It also integrates a lengthier, 27 cm (10.5 in) cable, so you have the flexibility to place the hub and your devices exactly where you need them.
Looks great while expanding your connectivity
This high-quality, Apple style USB hub gives you an easy way to expand your MacBook connectivity. It provides four USB 3.0 (also known as USB 3.1 Gen 1) hub ports in a compact housing. Its silver sandblast finish provides a unique and stylish look when compared to traditional hubs. Now your USB hub can look as trendy and contemporary as your MacBook or Ultrabook, or your laptop that features a similar finish or shade.
The hub's built-in USB cable has sufficient length to reach your laptop's USB 3.0 port, regardless of where the port is located. Plus, the extended-length cable provides you with more desk placement options.
Portable and rugged
If you're looking for portability, then this hub can help. Its compact and lightweight design makes it ideal for travel. Plus, with a built-in USB cable, you can tuck the versatile hub neatly into your travel bag, and avoid the nuisance of carrying around a separate power adapter.
With a rugged aluminum housing, the hub offers dependable protection, so it's perfect for back-and-forth trips from home to office. Plus, the compact USB hub takes up minimal space on a desk, so you can use it in hot-desk or BYOD (Bring Your Own Device) environments.
Save money and time
This bus-powered hub is plug-and-play and hot-swap compatible, so you can install it quickly, with no additional drivers or software required. It also supports hot plugging, so you can connect and disconnect the hub and your devices while the computer is running. You can also avoid the nuisance and cost of purchasing new devices by using the USB 3.0 hub with your current USB 2.0 and 1.x devices.
The ST43004UA is backed by a StarTech.com 2-year warranty and free lifetime technical support.
- Flexible hub placement options with an extended-length cable, so you can connect a wide variety of peripherals at home or in the office
- Carry the hub with you while traveling, and connect virtually any USB peripheral wherever you go
- Deploy in hot-desk environments to provide USB hub access for multiple devices
Product Numbers
Tech Data
Ingram Micro USA
UPC Code
Technical Specifications
|Warranty Information
|2 Years
|Bus Type
|Chipset ID
|Genesys Logic - GL3523
|Fast-Charge Port(s)
|Industry Standards
|USB 3.0 - Backward compatible with USB 2.0/1.1
|USB-C Device Port(s)
|USB-C Host Connection
|Maximum Data Transfer Rate
|5 Gbps
|Type and Rate
|USB 3.0 - 5 Gbit/s
|Connector Type(s)
|4 - USB Type-A (9 pin) USB 3.0 (5 Gbps) Female
|1 - USB Type-A (9 pin) USB 3.0 (5 Gbps) Male
|OS Compatibility
|OS Independent; No additional drivers or software required
|Special Notes / Requirements
|If connected to a USB 2.0 host port, performance may be limited
|System and Cable Requirements
|Host computer with a USB 3.0 port
|LED Indicators
|1 - Power
|Power Source
|10%~90% RH (Non-condensing)
|Operating Temperature
|0°C to 40°C (32°F to 104°F)
|Storage Temperature
|-10°C to 70°C (14°F to 158°F)
|Physical Characteristics
|Cable Length
|10.6 in [268 mm]
|Silver & White
|Form Factor
|Aluminum and Plastic
|Product Height
|0.7 in [1.8 cm]
|Product Length
|4.4 in [11.2 cm]
|Product Width
|1.4 in [36 mm]
|Weight of Product
|2.7 oz [76 g]
|Packaging Information
|Package Height
|1.3 in [32 mm]
|Package Length
|6.8 in [17.2 cm]
|Package Width
|5.7 in [14.4 cm]
|Shipping (Package) Weight
|5 oz [142 g]
|What's in the Box
|Included in Package
|1 - 4-port USB 3.0 hub
Related Products
7-Port Compact USB 3.0 Hub with Built-in Cable
Add seven USB 3.0 (5Gbps) ports to your MacBook, using this silver, Apple style hub with an extended-length cable
40+ In stock
In stock
In stock
Learn More
4-Port USB 3.0 Hub plus Dedicated Charging Port - 1 x 2.4A Port
Add four USB 3.0 ports to your computer, plus fast-charge your mobile device
153+ In stock
In stock
In stock
Learn More
7-Port USB 3.0 Hub plus Dedicated Charging Ports - 2 x 2.4A Ports
Add seven USB 3.0 ports and two USB fast-charge ports to your computer
190+ In stock
In stock
In stock
7-Port USB 3.0 Hub - Desktop or Wall-Mountable Metal Enclosure
Connect 7 high-performance devices to your computer or Mac with this compact and rugged hub
1123+ In stock
In stock
In stock
Learn More
7-Port USB 3.0 Hub - Desktop
Add 7 external, USB 3.0 ports to a computer from a single USB connection
100+ In stock
In stock
In stock
Learn More
4 Port Portable SuperSpeed USB 3.0 Hub with Built-in Cable
Add four USB 3.0 ports to your laptop or Ultrabook using this slim, portable hub with an extended-length cable
637+ In stock
In stock
In stock
Portable 4 Port SuperSpeed Mini USB 3.0 Hub - Black
Add four external USB 3.0 ports to your notebook or Ultrabook™ with a slim, portable hub
1809+ In stock
In stock
In stock
Learn More
1 m (3 ft.) USB to Lightning Cable - iPhone / iPad / iPod Charger Cable - High Speed Charging Lightning to USB Cable - Apple MFi Certified - White
Charge and Sync your Apple® Lightning-equipped devices
2 m (6 ft.) USB to Lightning Cable - Long iPhone / iPad / iPod Charger Cable - Lightning to USB Cable - Apple MFi Certified - White
Charge and Sync your Apple® Lightning-equipped devices over longer distances
eSATAp / eSATA or USB 3.0 External 2.5in SATA III 6 Gbps Hard Drive Enclosure with UASP – Portable HDD / SDD
Turn a 2.5" SATA III HDD / SSD into an external hard drive that can connect to your computer through either eSATAp at 6 Gbps, or USB 3.0 with UASP at 5 Gbps
3 ft Micro USB Cable - A to Right Angle Micro B
Charge or sync your Micro-B USB devices with the cable out of the way
10 ft Micro USB Cable - A to Micro B
Charge or sync micro USB mobile devices from a standard USB port on your desktop or mobile computer
1m Black SuperSpeed USB 3.0 Extension Cable A to A - M/F
Extend your SuperSpeed USB 3.0 cable by up to an additional meter
3202+ In stock
In stock
In stock
2m Black SuperSpeed USB 3.0 Extension Cable A to A - M/F
Extend your SuperSpeed USB 3.0 cable by up to an additional 2 meters
USB-C to USB-A Adapter Cable - M/F - 6in - USB 3.0 - USB-IF Certified
Connect your USB Type-C laptop to a USB legacy peripheral device, with this durable adapter
4-Port PCI Express USB 3.0 Card
Add four USB 3.0 ports – three external ports and one internal port – to your computer
Product Support
Data Sheets
Frequently Asked Questions
Before You Buy
It is possible to use some USB hubs without a power supply, however, doing so may prevent the USB hub or certain high-power USB peripherals from operating. It is always recommended to use an included power supply with a USB hub when possible.
When a power adapter is not used on a hub that comes with a power adapter, power is drawn from the USB port on the computer and then divided between the ports on the hub. This reduces the power delivery to individual ports and high-powered USB peripherals, such as external hard drives, may not start.
On USB hubs that can use a power adapter, more power can be supplied to USB ports than what is possible with a single USB port.
If your USB peripherals require power adapters, they probably do not require power from the USB port and can be used on a USB hub without a power adapter. With USB peripherals that use power adapters, the USB ports on the hub are only used for data transfer and do not draw power from the hub.
USB peripherals that require low power (for example, keyboards and mice) can be used on hubs without a power adapter, in conjunction with other low-power USB peripherals. In this case, power is drawn from the computer's USB port, as described above.
When you troubleshoot issues with a USB hub, there are some quick tests that you can complete to rule out potential problems. You can test to make sure that the following components are working correctly and are not the source of the issue:
USB A-to-B cable
Computer USB port
USB peripheral(s)
To test your setup components, try the following:
Use the USB cable and USB peripheral(s) in another setup to see if the problem is with the components or the setup.
Use a different USB cable, USB port, and USB peripheral in your setup to see if the problem persists. Ideally, you should test a component that you know works in another setup.
When you test your cables, it is recommended that you do the following:
Test each cable individually.
Use short cables when you are testing.
When you test the hub, make sure that you do the following:
If a power adapter is included, provide power to the USB hub.
Attach a USB peripheral. The USB hub will not appear in any hardware listings on your system, but USB devices do appear when they are connected.
Install the drivers for the USB peripheral.
Install the latest drivers for the USB controller and motherboard chipset.
Note: No drivers or software are required for the USB hub to work with your operating system. The USB hub works independently of software and works with any operating system.
When testing your USB peripherals, make sure that you do the following:
If required, attach external power.
Confirm that the peripheral works on a standard USB port.
If the USB peripheral(s) can be detected on a standard USB port and not on the hub, do the following:
Use a new USB A-to-B cable.
Test your setup using basic USB peripherals, such as a keyboard or mouse.
Test using another USB port.
If the USB device does not work after your computer has been in extended hibernation, it is likely that Windows has automatically turned off the USB Root hub to save power.
The steps below outline how to configure the USB root hub to stay on during hibernation, to prevent this from happening.
Windows 10 / 8
- On your keyboard, press the Windows key + X and select Control Panel.
- Click Hardware and Sound, then click Power Options.
- Click Change plan settings for the plan you want to change.
- Click Change advanced power settings.
- Click the plus sign (+) next to "USB settings" and "USB selective suspend setting" to expand the options and change the setting to Disabled.
- Click OK to apply the setting.
Note: You may need to disconnect and re-connect your USB device after applying these settings to re-establish the connection.
Windows 7 / Vista
- Click the Start button and select Control Panel.
- Click Hardware and Sound, then click Power Options.
- Click Change plan settings for the plan you want to change.
- Click Change advanced power settings.
- Click the plus sign (+) next to "USB settings" and "USB selective suspend setting" to expand the options and change the setting to Disabled.
- Click OK to apply the setting.
Note: You may need to disconnect and re-connect your USB device after applying these settings to re-establish the connection.
Windows XP
- On your desktop, right-click the My Computer icon and select Properties.
- Click the Device Manager tab.
- Expand Universal Serial Bus controllers by clicking the arrow to the left of it.
- Right-click the first USB Root Hub device and select Properties.
- Click the Power Management tab.
- Clear the box next to Allow the computer to turn off this device to save power.
- Click OK to apply the setting.
- Repeat steps 4-7 for any remaining devices in the Universal Serial Bus Controllers section with "Root Hub" in the name.
Note: You may need to disconnect and re-connect your USB device after applying these settings to re-establish the connection.
Compliance and Safety
Compliance Letters
Safety Measures
- If product has an exposed circuit board, do not touch the product under power.
- If Class 1 Laser Product. Laser radiation is present when the system is open.
- Wiring terminations should not be made with the product and/or electric lines under power.
- Product installation and/or mounting should be completed by a certified professional as per the local safety and building code guidelines.
- Cables (including power and charging cables) should be placed and routed to avoid creating electric, tripping or safety hazards.
* Product appearance and specifications are subject to change without notice.
* Same day shipping is only available for orders shipping within the United States.
Customer Reviews(0 reviews)
0 out of 5 stars
Quality of Product
Tell us what you think of this product.
Need a little help getting started? Check out our review guidelines.
4-Port Portable USB 3.0 Hub with Built-in Cable
Product ID: ST43004UA


text:
Q: What does a lender look at to approve my loan application? A: At the heart of approving a potential borrower is what Lenders call "the three C's of underwriting:"
- Credit - your credit history
- Collateral - the value of the property securing the loan (your house)
- Capacity - your financial ability to assume and repay debt taken together, these create a portrait of a potential borrower's risk - that is, whether or not he or she will pay back his or her loan.
Q: What are points, origination points, and discount points? A: Points are one type of fee paid at closing by you to your mortgage lender. There are two types of points: Origination Points and Discount Points. Each point equals 1% of your loan amount. For example, 1 point on a $100,000 loan would cost $1,000. Origination points are charged to recover some costs of the loan origination process. Depending on the lender, the Origination Point(s) may be negotiable in whole or in part. Discount Points are used to "buy" your interest rate lower. This is known as a rate "buy down." A general rule of thumb is that one full Discount Point will lower your fixed interest rate .250% or your adjustable rate .375%. These points lower the interest rate for the entire term of the loan. There is usually some flexibility by the lender in determining the actual buy down formula, but less than with Origination Point(s). Points are tax deductible. The deduction is usually combined with your mortgage interest paid on line 10 of your Schedule A tax form. For additional information consult your tax accountant. Origination points are the gross profit for the lender, Discount points are commonly used to cover the cost of giving you a lower rate.
Q: What is a Loan Estimate (LE)? A: It is an estimate of the fees that you will pay to close your loan.
Q: What is an impound/escrow account? A: An impound account or an escrow account (the terms are interchangeable; each is used in different states) is the name of the account in which a lender collects payments you make toward your property taxes and hazard/fire insurance. If you have an impound/escrow account, each of your monthly payments will contain a fraction of your annual property tax and insurance costs. Your lender keeps these funds in the impound/escrow account and then pays your taxes and insurance directly when they become due. An impound/escrow account can be a convenient and trouble-free manner of ensuring that your insurance and tax payments are made on time.
Q: What are closing costs? A: Miscellaneous costs associated with closing a real estate transaction. Items such as points, appraisals, credit reports, prepaid interest, homeowner's insurance, title insurance, and reserves the lender collects for future taxes and insurance. The down payment is not considered a closing cost. The typical fees that cover the loan processing and closing costs include:
- Lender Fees
- Appraisal fee
- Credit report
- Tax Related Service Fee
- Underwriting fee
- Processing fee
- Flood certification
- Bank/Investor fee Title charges
- Title insurance
- Recording tax
- Escrow fee
- Notary fee Prepaid expenses (not part of the actual cost of the loan, but included with payment)
- Prepaid interest (interest that accrues between closing and the end of the closing month - paid in advance)
- Homeowner's insurance
- Real estate taxes
Q: What are current interest rates? A: Interest rates can change multiple times a day. Please Contact Us for our current rates.
Q: What is "Locking in a rate?" A: You can secure your loan interest rate by completing a written agreement in which the Mission Viejo Branch of Broadview Home Loans guarantees a specified interest rate for a specified period of time. Locking in a mortgage rate protects you against interest rate changes from the date of the rate lock until the date of the closing, as long as your rate lock has not expired. Should interest rates rise or fall during that period, the Mission Viejo Branch of Broadview Home Loans is obligated to honor the committed rate at the time of the lock.
Q: How is the value of my home determined by an appraiser? A: The appraiser's role is to provide an estimate of value, as well as a complete, accurate description of the property by which the underwriter judges the property's acceptability as security for the requested loan. The fair market value can be obtained in three ways; cost approach, sales comparison approach or income approach. The cost approach breaks down the property and gives a value to each piece; i.e., the lot of land, the dwelling, the garage or any other outbuildings. It also takes into consideration depreciation to determine the estimate of cost to rebuild the home just as it is. The sales comparison approach is the most common method of determining value in one to four family homes. The appraiser researches the local home sale market and determines a minimum of three homes that have sold in the designated neighborhood that are the most like the subject property. Each of the sold properties is compared to the subject property and adjustments are made from the comparable sales price to determine what the subject property would sell for in the current market. The income approach is not applicable unless the property is income producing - a non-owner occupied property or a property with two to four units in which one unit is occupied by the owner. This approach may be completed if the property earns income but is rarely used as the value indicator.


text:
10 Best Country TV and Movie Theme Songs
Country stars have contributed theme songs to some great television shows and movies over the years. Garth Brooks, Tim McGraw and Faith Hill and George Strait are among the country stars who have recorded songs for television and film, and you'll also find two very different songs from two very different films from Dolly Parton on the list of the best country TV and movie theme songs.
It's no surprise to see artists like Lady Antebellum and Trisha Yearwood make the cut, but we bet you won't guess which country duo made the list — and while the top song on the best country TV and movie theme songs list is one that you might not have expected, we bet you won't argue with it.
- 10
"Keep Your Eyes on Me"Tim McGraw and Faith Hill
Tim McGraw and Faith Hill gave fans a huge gift when they recorded "Keep Your Eyes on Me" for the soundtrack of McGraw's film, The Shack, in 2017. It's certainly not the first time the country couple have collaborated, but their passionate performances on the track make "Keep Your Eyes on Me" a must for the list of the best country TV and movie theme songs.
- 9
"To Make You Feel My Love"Garth Brooks
Garth Brooks scored one of the biggest hits of his career with a Bob Dylan song that was the lead track for a film. Brooks cut "To Make You Feel My Love" for the Hope Floats soundtrack, and he also included it as a bonus single from Fresh Horses on the Limited Series box set, and on all later pressings of the album. Brooks' recording topped the Billboard Hot Country Songs chart, earning him a nomination for Best Male Country Vocal Performance at the 41st annual Grammy Awards, where Dylan also received a nomination for Best Country Song. Trisha Yearwood's version of the song also appears on the Hope Floats soundtrack.
- 8
"I Did With You"Lady Antebellum
Lady Antebellum headed up an all-star cast of country performers who contributed songs to the soundtrack for The Best of Me in 2014. The superstar trio performed "I Did With You," which was released as the single from the soundtrack, and they also contributed another song, "Falling for You." The film features songs from Kacey Musgraves, Hunter Hayes, Thomas Rhett and many more.
- 7
"Tennessee Homesick Blues"Dolly Parton
Rhinestone might not have been the high point of Dolly Parton's (or any else's) cinematic career, but the project -- which starred Parton as a manager trying to teach a haplessly miscast Sylvester Stallone how to be a country singer -- wasn't a total loss. The soundtrack featured a Parton original titled "Tennessee Homesick Blues" that topped Billboard's Hot Country Songs chart when it was released as a single in 1984. Another of her songs from the film, "God Won't Get You," was also a hit.
- 6
"Where Are You Christmas?"Faith Hill
Faith Hill's Christmas classic originated as a song called "Christmas, Why Can't I Find You?" The song appeared in the 2000 movie How the Grinch Stole Christmas, and songwriters James Horner and Will Jennings collaborated with Mariah Carey on a new version of the song titled "Where Are You, Christmas?" that Carey recorded for the film. Her version could not be released due to a legal case with her husband, music executive Tommy Mottola, and consequently, Faith Hill re-recorded it for the soundtrack of the film. Her version reached No. 26 on the U.S. Billboard Country Songs chart.
- 5
"I Cross My Heart"George Strait
George Strait contributed a hit song to a movie in which he also starred. He played the lead role in Pure Country, and he also recorded "I Cross My Heart" for the soundtrack to the film. The song hit No. 1 on Billboard's Hot Country Songs chart in 1992, and it's gone on to be a career single for Strait, who interestingly enough has never starred in another film.
- 4
"How Do I Live?"Trisha Yearwood
Trisha Yearwood inadvertently found herself embroiled in controversy when she recorded "How Do I Live?" for Con Air in 1997. Written by Diane Warren, the song was originally recorded by LeAnn Rimes for the soundtrack, but producers decided the then 14-year-old was too young for the subject matter and her recording leaned too much toward pop music, so they asked Yearwood to record a more country version. Yearwood has said she did not know about Rimes' recording when she did hers, and the result was that both songs were released simultaneously, with both earning Grammy nominations for Best Female Country Vocal Performance. In a very uncomfortable moment, Yearwood won that award directly following Rimes' performance of the song on the broadcast. Bizarrely, though Yearwood's version was in the film, neither version was featured on the resulting soundtrack album.
- 3
"9 to 5"Dolly Parton
Dolly Parton made her film debut in 9 to 5, starring opposite Jane Fonda and Lily Tomlin. The film was a huge hit, and so was the title song, which Parton wrote and took to No. 1 on Billboard's Hot Country Songs, Adult Contemporary and Hot 100 in 1980. "9 to 5" garnered Parton an Academy Award nomination and four Grammy Award nominations, and she ended up winning Grammys for Best Country Song and Best Country Vocal Performance, Female. The female empowerment anthem has gone on to become one of her most career-defining singles.
- 2
"The Ballad of Jed Clampett"Flatt and Scruggs
Pretty much everyone who's grown up in the age of television could probably sing "The Ballad of Jed Clampett" from start to finish. The song is the title music for The Beverly Hillbillies, setting up the backstory of a mountaineer who becomes a millionaire. Jerry Scoggins sings the theme for the TV show, accompanied by Lester Flatt and Earl Scruggs' instrumentation. However, Flatt sang the version that reached No. 1 when it was released as a single in 1962.
- 1
"Good Ol' Boys"Waylon Jennings
Waylon Jennings scored one of the biggest hits of his career and the most iconic country television theme song of all time with "Good Ol' Boys," which he wrote for the television show The Dukes of Hazzard. An abbreviated version appears on the show, while Jennings also scored a No. 1 hit with the longer version that was released as a single from his album Music Man. Jennings was also the voice of the unseen narrator on the show, and his hands are shown on the neck of the guitar in the opening credits, which led to the tongue-in-cheek alternate line, "I'm a good ol' boy, you know my mama loves me, but she don't understand why they keep showing my hands and not my face on TV."


text:
Reference Guidelines
The Reference Services Program at Pollak Library makes available to all members of the CSUF community, the resources and subject expertise of librarians and archivists.
The primary purpose of Reference Services is to guide students, faculty, staff, and researchers, at the point of need, to resources that accelerate the process of identifying and retrieving information for research, study, and personal use. Specifically, we will assist patrons to:
- Discover the Library's collections;
- Identify and use electronic and print reference tools;
- Formulate research strategies;
- Locate research materials worldwide;
- Answer specific questions.
Online Research Guides
When reference services are not available, we suggest you visit our research guides .