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21st Annual Festival of New Musicals
October 19 - 20
New World Stages 340 W 50th Street, New York, NY
The 21st Annual Festival of New Musicals was held in New York City on Monday, October 19 and Tuesday, October 20, 2009 at New World Stages for a select audience of NAMT members, producers and other musical theatre industry professionals.
NAMT's Festival is the premiere industry event, which brings together theatre industry leaders to discover eight new musicals in 45-minute staged readings. According to American Theatre Magazine, "It's an industry-only event, and it happens for only two days, but it makes a major impact in the world of musical theatre."Festival Program
Band Geeks!
Gordon Greenberg
Jill Abramovitz, Aaron Albano, Marie-France Arcilla, John Bolten, Alex Brightman, Adam Chanler-Berat, Dwayne Clark, Jared Gertner, Kyle Matthews, Lindsay Mendez, Patti Murin and Katherine Palardy
Genre & Style:
Band Geeks! is a high-stepping tribute to high school marching bands and misfits everywhere. With just nine members and dwindling funds, the Cuyahoga High Marching Beavers are close to extinction. When a troubled athlete is relegated to their ranks, Elliott, the tuba-playing band captain and Laura, his best friend, must find a way to unite the band, overcome their pride and embrace their inner geek.
Factory Girls
Music Director
Matt Hinkley
Steel Burkhardt, Kayce Cummings, Alison Cusano, Kate Ferber, Tom Ford, Molly Hager, David Larsen, Carrie Manolakos, Kate Rockwell, Dana Steingold and Nicole Weiss
Genre & Style:
At the dawn of the American Industrial Revolution in 1844, Sarah Bagley leaves her New Hampshire farm to work, socialize, and write with thousands of young women in the growing textile mills of Lowell, Massachusetts. When conditions deteriorate, Sarah risks everything they have gained to fight the "soulless corporation.â€
Hostage Song
Jeb Brown and Susan Goodwillie
Genre & Style:
Bound and blindfolded in a war-torn country, two hostages take refuge in music, memory and each other in this new indie-rock musical. But the further into their fantasy world the two of them reach, the more the space between reality and escape blurs.
How Can You Run With A Shell On Your Back?
Kent Nicholson
Carey Anderson, Jeffrey James Binney, Gideon Glick, Emma Hunton, Melissa Menezes, Derrick Trumbly and Price Waldman
Genre & Style:
After-school detention becomes an adventure when a stranger shows six students the power of a good story. The Tortoise and the Hare, The Ant and the Grasshopper, Androcles and the Lion… Aesop's timeless fables take an entertaining turn in this new musical that reveals universal truths through simple, appealing, age-old allegories.
Onanov Broadway (aka Iron Curtain)
Fred Applegate, Maria Couch, David Foley, Jr., Liz Larsen, Lisa Mindelle, Aaron Ramey, Dara Seitzman, Doug Shapiro, Robby Sharpe, Jim Stanek and Betsy Wolfe
Genre & Style:
New York, 1954: madcap farce about two hapless songwriters kidnapped by the KGB, brought to Moscow, and forced to "fix†a Communist Propaganda musical. Filled with divas and dominatrixes, secrets and spies, mishaps and misdirects as our heroes desperately try to get back home.
It Shoulda Been You
Fred Berman, Jeremy Ellison Gladstone, Joe Grifasi, Colin Hanlon, Harriet Harris, Lisa Howard, Debra Monk and Michael Tucker
Genre & Style:
In a world where nothing is what it seems – religions collide, plots are hatched, pacts are made, and secrets exposed – hope is found when you least expect it. Is it Iran? Is it Iraq? No, it's just the Steinberg Wedding. Come see the truth unveiled.
Memory Show, The (fka Memory is the Mother of All Wisdom)
Catherine Cox and Leslie Kritzer
Genre & Style:
A two-person comic tragedy about the troubled relationship of a woman who has just been diagnosed with Alzheimer's and her estranged daughter who moves back home to take care of her.
Jen Babiak, Cyrilla Baer, Neal Benari, Michael Kadin Craig, Joan Hess, Liz McCartney, Eric William Morris, Rob Richardson, Ivan Rutheford, Elena Shaddow, Katie Thompson and Bruce Winant
Genre & Style:
In this Victorian thriller, the PennyWise Music Hall is home to an illusionist who saws women in half while real murders are taking place on the streets outside. Reporter Chester Talbot sets out to unravel the story, but what he sees may not be what it seems.
Songwriters Showcase
THE AVERAGEACHIEVERS CLUB by Benji Goldsmith & Jonathan Karpinos
THE BLACK SUITS by Joe Iconis
CRAZY, JUST LIKE ME by Drew Gasparini
THE GREAT AMERICAN RACE by Patrick Barry
POP! by Maggie-Kate Coleman & Anna K. Jacobs
SOUTHERN COMFORT by Dan Collins & Julianne Wick Davis
WHILE I WAIT by Deborah Abramson & Amanda Yesnowitz
VENICE by Eric Rosen & Matt Sax, with additional music by Curtis Moore
Writers & Artists
Mark Allen
Music, Band Geeks!
Mark Allen is winner of a 2009 Jonathan Larson Award. He has been a published songwriter and musician since he was ten. A studio vocalist and an award-winning actor, director and film composer, Mark has been a part of theatre his whole life. Mark is a graduate of Samford University and NYU's Tisch School of the Arts Graduate Musical Theatre Writing Program, where he was the winner of the 2005 ASCAP Max Dreyfus Award for Excellence in Musical Theatre Writing. Mark wrote Tinyard Hill, (NAMT Festival 2007)with Tommy Newman. He can be found on the web at www.markallenmusic.com.
Gaby Alter
Lyrics & Music, Band Geeks!
Gaby Alter's musicals include Band Geeks! (Goodspeed Musicals 2010, NAMT Fest '09), now licensed by MTI, 29 (NYU Steinhardt) and Young Zombie in Love (FringeNYC). Other credits include music for PBS, MTV, the theme for NPR's Backstory with the American History Guys and the films Nerdcore Rising (South by Southwest Film Festival) and The Muslims Are Coming by director Negin Farsad. He is the recipient of a Jonathan Larson grant, awards from the San Francisco Theater Critics' Circle and the New York Fringe Festival, and a MAC nomination.
Barbara Anselmi
Music, It Shoulda Been You
The Orphan Train (book and lyrics by Susan Nanus published by Samuel French). She also composed the music for an adaptation of A Christmas Carol for The Acting Company Salon Series. A proud participant in the York Theater's NEO 2 concert, The Songwriter's Showcase for NAMT, Monday Night New Voices and Musical Mondays. Her music has been performed at benefits and concerts in New York and throughout the country. Her song "All Join Together" raised over $40,000 for the New York Times 9/11 Fund. Member of the BMI Lehman Engel Musical Theater Workshop (advanced).
Clay McLeod Chapman
Book, Hostage Song
Clay McLeod Chapman is the creator of the rigorous storytelling session "The Pumpkin Pie Show". He is the author of rest area, a collection of short stories, and miss corpus, a novel — both published by Hyperion books. He teaches writing at The Actors Studio MFA Program at Pace University.
Sara Cooper
Book & Lyrics, Memory Show, The (fka Memory is the Mother of All Wisdom)
Sara Cooper is a member of The Dramatists Guild of America, Inc., and a graduate of NYU Tisch's Graduate Musical Theatre Writing Program. Recent productions: Memory Is The Mother Of All Wisdom (reading, Barrington Stage Company); The Yehuatl (short musical, Lee Strasberg Institute at NYU, music by Jaime Lozano); A Corpse in the Kitchen (short play, Theater for the New City); EMERGENCY CONTRACEPTION!: THE MUSICAL (Theater for the New City, music by Chris Shimojima); We Love You, Johnny Hero (NY Fringe Festival, music by Chris Shimojima); and Terrorism & You (short musical, 13th Street Repertory Company, music by Chris Shimojima).
Susan DiLallo
Book, Onanov Broadway (aka Iron Curtain)
Susan DiLallo won a Jonathan Larson Award for her book to Iron Curtain. Other credits include: book and lyrics for Once Upon a Time in New Jersey (Richard Rodgers Award; Global Search for New Musicals Competition winner, Cardiff); book and lyrics for the Clear Channel/Mattel production of Barbie Live! In Fairytopia; book and lyrics for Pinocchio (winner, KIDDSTUFF New Play Competition); libretto for Wild About Harry, commissioned by the New York Musical Theatre Festival; lyrics for That's Life (Outer Critics Circle nominee) and the new libretto for the classic Dorothy Fields/Arthur Schwartz musical, A Tree Grows in Brooklyn. She is a recipient of the coveted Kleban Award.
Gordon Greenberg
Book & Director, Band Geeks!
Directing/Writing includes: Working (Drama Desk Award, 59 E 59, Old Globe, Broadway in Chicago, Asolo), Jacques Brel… (Zipper Theatre, Drama Desk, Drama League, Outer Critics Award nominations), Band Geeks! (co-writer, Goodspeed, Human Race Theatre Co., NAMT Fest '09), Pirates! (Huntington, Paper Mill, Goodspeed, MUNY), The Baker's Wife (Goodspeed, Paper Mill), Disney's Believe (Disney Creative Entertainment), Happy Days (First National Tour). Current projects include: Scramble Band! (co-writer, Disney Channel), Rags (Roundabout), Guys & Dolls (Chichester Theatre Festival UK 2014), Johnny Baseball (Williamstown) and developing new musicals for Universal Pictures and the pop group Fun. Education: Stanford University, NYU Film School, Lincoln Center Directors Lab. www.gordongreenberg.com
Brian Hargrove
Book & Lyrics, It Shoulda Been You
Brian Hargrove was a writer on the television shows Dave's World, Caroline in the City, Holding The Baby, and Maggie. He co-created the show Titus, which ran over three years on Fox, where he also executive produced Wanda at Large. He created the sit-com Nora for TBS. He wrote the book My Life as a Dog a mock-ography of Moose, the dog that played Eddie on Frasier – which he later turned into a television movie for NBC. He also co-wrote a new narration for Camille Saint-Saëns' Carnivale of the Animals, performed at the Hollywood Bowl.
Creighton Irons
Book & Lyrics & Music, Factory Girls
Creighton Irons is a composer/lyricist from beautiful Chapel Hill, NC. His musicals include aliveinsignificance (2001), Ran Together (2003), and Soul Notes (2005), and his original songs have been presented by William Finn at Barrington Stages and performed across the region. Factory Girls, written with collaborator Sean Mahoney, has been workshopped at the American Conservatory Theater (with Young Conservatory and MFA students) and at Goodspeed Musicals' "Festival of New Artists." Irons received his BA from UNC-Chapel Hill (Morehead Scholar, 2005) and his MFA from NYU-Tisch's Musical Theater Writing Program (2008).
Kyle Jarrow
Lyrics & Music, Hostage Song
Kyle Jarrow is a Brooklyn-based writer who creates work for the stage, film and TV. His work includes A Very Merry Unauthorized Children's Scientology Pageant (OBIE Award), Hostage Song (NAMT 2010), Love Kills, Whisper House (also with Duncan Sheik), as well as the upcoming Fallout (with Nick Blaemire) and Ana and the American Dream (with Josh Schmidt). Kyle wrote the film Armless which was an official selection of Sundance Film Festival. Kyle plays in the rock band Sky-Pony alongside his wife, actress Lauren Worsham. They'll be releasing their album Beautiful Monster (Knitting Factory Records) in November. www.landoftrust.com.
Michael Mahler
Book & Lyrics & Music, How Can You Run With A Shell On Your Back?
Michael Mahler is the Chicago-based composer/lyricist of How Can You Run With A Shell On Your Back? (with Alan Schmuckler) and Knute Rockne: All-American (with David H. Bell and Buddy Farmer). He has contributed to The American Dream Songbook (Next Theater); What U Will (La Red Productions) and others. His musical reviews 5 to 9 and Moving Forward, Looking Back have been performed at The Beechman in NY, Northwestern University, and St. Olaf College. His songs have been featured in NAMT's 2005 New Works Summit and 2007 Songwriters' Showcase, in MAC/ASCAP songwriter showcases in NY and Chicago, in The New Composer Project at CCM in Boston, in Ballads. Also, Uptempos at Ars Nova, and in Chicago's Monday Nights, New Voices series. Projects in development include an adaptation of The 9/11 Report (with Jessica Redish) for La Red Music Theatre; and Boyfred, a musical TV series (with Alan Schmuckler, Jarrod Zimmerman and Blake Silver). www.michaelmahler.com
Sean Mahoney
Book & Lyrics & Music, Factory Girls
Sean Mahoney is a composer, lyricist, and bookwriter. He is also a professional DJ, guitarist, educator, and independent record producer. His work has been performed at Goodspeed, Joe's Pub, ACT-San Francisco, Ars Nova, and Barrington Stage. He lives in the East Village with his wife Emily and son Tee.
Peter Mills
Lyrics, Onanov Broadway (aka Iron Curtain)
Peter Mills received the 2010 Kleban Prize for Lyrics, the 2007 Fred Ebb Award, the 2003 Richard Rodgers New Horizons Award, and a 2002 Jonathan Larson grant. Since 2000, Peter has written 11 new musicals. As composer/lyricist, his shows include The Pursuit Of Persephone (2006 Drama Desk nominations: Best Music, Best Orchestrations), Illyria, The Flood, and The Taxi Cabaret. Peter wrote lyrics for Iron Curtain (NAMT Festival 2009), with composer Stephen Weiner and bookwriter Susan DiLallo. He has an MFA. in Musical Theater Writing from NYU. Peter is a founding member of Prospect Theater Company. www.pcmills.com.
Duane Nelsen
Book & Lyrics & Music, Ripper
Duane Nelsen worked as composer-in-residence for off-Broadway's Equity Library Theatre before starting his own music production company in 1988, scoring national TV spots for McDonald's, Kellogg's, Disney, Pillsbury and many others. Ripper was presented at the 2004 STAGES festival, and received it's first commercial reading in New York in March 2007. Other shows include The Last Charade, Division Street and the new musical comedy Spa. His concert music has been performed by orchestras here and abroad. Professional affiliations: ASCAP, SAG, Dramatists Guild. He lives in Chicago with his wife, Catherine Hug, and their two sons. www.ripperthemusical.com
Tommy Newman
Book & Lyrics & Music, Band Geeks!
Band Geeks! (Goodspeed Musicals, Human Race Theatre Co., NAMT Fest '09), Tinyard Hill (Theatreworks Silicon Valley, Red Mountain Theatre, Human Race Theatre, Goodspeed, NAMT Fest '07). Off Broadway: We the People: America Rocks (Theatreworks, USA, Lortel Nomination 2010), The Yellow Brick Road (TheatreworksUSA) and 29 (NYU with Gaby Alter). In development: The Teacher from the Black Lagoon and Other Stories (TheatreworksUSA), The Odyssey Suite, ELEkTRA, The House of the Rising Sun. Tommy teaches in the Department of Theatre and Dance at Troy University. BS in Music Education, Theatre and Business, Troy University. MFA, Musical Theatre Writing, NYU Tisch. www.tommynewman.com
Zach Redler
Music, Memory Show, The (fka Memory is the Mother of All Wisdom)
Zach Redler is an active composer, pianist, arranger, copyist, musicologist and musical director in and out of New York City. Recent productions: Memory Is The Mother Of All Wisdom (reading, Barrington Stage Company); May Day (GMTWP Reading); Adeyele (short musical, GMTWP Reading); Perez Hilton Saves the Universe(Best Musical Fringe Festival 2008 and Best Musical in the Talkin' Broadway 2008 Summer Theatre Festival Citations). He is a member of ASCAP, Local 802 and recent graduate of NYU Tisch's Graduate Musical Theatre Writing Program.
Alan Schmuckler
Book & Lyrics & Music, How Can You Run With A Shell On Your Back?
Alan Schmuckler has contributed music and lyrics to What U Will (La Red Productions); Plus One (Duplex); and The Out-of-Towners and Performers for Peace (Triad). His songs have been featured in NAMT's 2005 New Works Summit and 2007 Songwriters' Showcase, and in Chicago's Monday Nights, New Voices series. Projects in development include The Emperor's New Clothes (with David Holstein) for Chicago Shakespeare Theater; an adaptation of Charles L. Mee's Summertime (with Jessica Redish) for La Red Music Theatre; and Boyfred, a musical TV series (with Michael Mahler, Jarrod Zimmerman and Blake Silver). More at alanschmuckler.com.
Stephen Weiner
Music, Onanov Broadway (aka Iron Curtain)
Stephen Weiner has composed scores to Rocket Science (Book by Patricia Cotter, Lyrics by Jason Rhyne), The Hudsucker Proxy and newyorkers (Book & Lyrics by Glenn Slater), Once Upon A Time in New Jersey (Book & Lyrics by Susan DiLallo),and Spittin' Image (Book by Karin Kasdin, Lyrics by Laura Szabo Cohen). Proud recipient of the Richard Rodgers Award, The Jonathan Larson Performing Arts Foundation Award, The ASCAP Richard Rodgers New Horizons Award and The Global Search for New Musicals Award. www.stephenaweiner.com


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subset: commoncrawl


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by Chuck Lindell
Hyde Park Baptist Church must pay the full amount of damages awarded to a family whose 1-year-old was abused while attending the church's day care in 2004, an Austin appeals court ruled today.
Hyde Park Baptist asked the court to throw out most of the $163,562 award to the family of Parker Curtis, saying there was no basis for the future medical expenses award ($34,980) or the future mental anguish award ($100,000).
The 3rd Court of Appeals saw it differently in this decision.
The church also argued that the jury erred when it declared Hyde Park Baptist 80 percent responsible for the acts of teacher Sue Lowry, who was accused of using her hip to bump Parker to the classroom floor, where he injured his head.
The appeals court ruling, written by Justice Diane Henson, made short work of that argument:
"The Curtis family presented evidence that Hyde Park administrators had received numerous complaints from parents and teachers regarding Lowry's inappropriate and abusive behavior towards toddlers in her care.
"Despite these reports, which spanned a period of 10 years, Hyde Park chose to retain Lowry as a lead teacher in a classroom with children under the age of 2.
"Even after Hyde Park administrators received reports that Lowry had injured (Parker) by intentionally knocking him to the ground, that she had previously knocked other children to the ground, and that she frequently singled (Parker) out for rough treatment, Hyde Park left (Parker) and his classmates in Lowry's care for several more days.
"The jury also heard evidence that Hyde Park administrators attempted to conceal Lowry's treatment of (Parker) — and his resulting injury" — even though CPS was investigating the boy's treatment, Henson wrote.
This article was found at:http://www.statesman.com/blogs/content/shared-gen/blogs/austin/courts/entries/2009/01/30/hyde_park_baptist_loses_appeal.html


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Breathe Culturewhere beautiful mistakes thrive
Archive for mountains
Today I was reading the Lonely Planet Blue List book for 2008, when I came across a section about Armenia.I honestly knew nothing about this country before today and probably would have struggled to place it on a map. However after reading this article today I have a sudden urge to pack up my belongings and enjoy some time exploring the over 40,000 historic monuments Armenia has to offer.I think I should plan my trip there for the third Sunday in July when the locals will be celebrating "Vardavar". This is the national day of randomly soaking strangers with water. How fun! Not only can I wander around in Noah's footsteps while drinking amazing wine and brandy, I can throw water on complete strangers with a gaggle of Armenians!Overall, this Country sounds like a place that I would enjoy visiting, mountains, history, and locals with a sense of humor! *my apologies for the short post today, I was without internet until 6:30 this evening, I will make up with it tomorrow, don't you worry!*


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Disaster Relief in Nepal: Monthly Reports
Monthly Reports from 2016
In July, our volunteers and staff continued to work and build a classroom at Shree Phulchoki Primary School.
Monthly Reports from 2015
Before we started the construction of the school blocks the ground level of the school had to be excavated to a specified height, which would allow for swelling and flooding during future monsoon periods. Volunteers worked hard to excavate and fill the clay soil to the required levels in preparation for the construction of the ground floor slabs.
The paint was still drying as we bid a fond and emotional farewell to Sunrise School. Flags with inspirational messages lined the brand new classrooms, a spot of colour on an otherwise damp and dreary day.
The completion of the brickwork for the school's main building meant that the local workers could begin to apply the plywood partitions between the classrooms; this gave everybody a great sense of what the finished school would look like. With the walls of the classrooms being completed as well, we were able to begin painting and preparing the floor for the classrooms.
The 1st week of the Disaster Relief Project in Nepal has started incredibly well. The initial feedback from volunteers, project partners and the local communities has been overwhelmingly positive. Everyone understands the importance of the project and realise that they are part of something really worthwhile.
More Monthly Reports? View all Monthly Reports entries from 2015


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No Extra Child
The organization's founder and director, Dr. Elie Shussheim, tells the story of a mother of 13 children who entered the hospital to give birth to yet another child. The attending doctor, who recognized her from previous births, cynically remarked to her, "Oh, it's you again!"
After recovering from the rudeness of the doctor, she phoned her husband and asked him to come to her hospital room the next morning, during the doctors' rounds, with all 13 children — ranging from teens to tots — dressed in their finest holiday clothes. When the doctors entered her room and angrily ordered everyone out, the mother turned to the doctor who had expressed disappointment over her bringing another child into the world. Pointing to her handsomely dressed, beautiful children she challenged him: "Which of these would you have wanted me not to have?"
The stammered apology of the offending doctor made its impression on all of his colleagues.


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Mount Desert Island Marathon - RunMarathon
View Member's Race Log View other race reports
Pre-race routine:
Race day dawned dark, cold and wet. Just perfect for running 26.2 miles! What do I wear? Will I be cold? Will I need a change of clothes at the half way point? Michael was all set up to meet me at mile 12 with whatever I needed….extra clothes, food, liquid nutrition from my sponsor UR DRIVEN. His bag and cooler were packed and ready to go. Me? I hit the snooze alarm at 5AM and rolled over! But Michael wasn't having any of that! He turned on the lights and rousted me out of bed. Grumbling, I stumbled into a hot shower, knowing this will be the last time I will be warm for a long time.
After the shower I had my usual race day breakfast: bagel with cream cheese and a banana and coffee and got dressed. The 10 minute walk (which was my warm up)to the Village Green wasn't as bad as I thought it was going to be. It had stopped raining and warmed up a bit.
The moment arrived! It was almost race time. Gary Allen, race director, said a few words of encouragement and played the National Anthem. Then a deep booming emanated from the very large speakers up by the start line and AC/DC – thunderstruck began to play. http://www.youtube.com/watch?v=6Evu8L2pF7w
What a way to pump up the spectators and runners. I was psyched! I was going to really do this thing! BANG! The gun goes off and we all start to run. I ran without headphones for the 1st 4 miles then as we began to spread out, I ran to my favorite tunes. The scenery was amazing. We started off heading towards Acadia National Park with Cadillac Mountain as our guide. Then we got off the main road and ran down a quiet country road in the woods. It was magical. Somewhere around mile 6 or 7 I came up on a 3 piece band. They were awesome. My pace quicken as I ran by. At some point, the raining started back up and the hills were beginning to take their toll on me and by mile 10 I began to do run/walk intervals. That is until I caught sight of Michael at mile 12. Then I picked up the pace because I knew he had the camera……oh the vanity of it all……While he filled up my DRIVEN formula, I chowed on a banana. I didn't need the dry clothes…..I was just going to get wet all over again. I quick hug and a kiss and I was off again. With renewed vigor, I ran from 12 – 17 where I found Michael again and we pretty much the same thing. He filled by bottles and I chowed on chocolate. Another hug and a kiss and I was off again. 15 minutes later I hear, "Go Cheetah Girl!" Michael was yelling out the window as he drove by me, on his way to the finish line. Something happened here and I got a 2nd or 3rd wind. I ran with gusto from miles 18-23. There was no stopping me! The music in my ears was uplifting and the scenery bombarded my senses. I was actually running my best! But at mile 23 a twinge behind my right knee that had been building up finally reared its ugly little head and forced me to walk the last 3.2 miles. I attempted to run a few time because I wanted to get close to my goal time. Each time I did though, tears sprang to my eyes and I limped back down to a walk. Feeling a bit dejected I plodded along while I worked thru the emotion of it all. At mile 24 I came up upon the aid station and the Rocky theme was blaring out of the speakers. It gave me a new resolve and I picked up my pace and pumped my arms and said to myself – I can do this! I won't lie here. It was HARD. I limped across that finish line, barely acknowledged the people who placed the medal around my neck and collapsed into Michael's arms in tears of exhaustion. Michael asked me what I wanted to do but I was so disoriented, I just kind of looked at him and said "I don't know……..home!" Unfortunately for me, Michael had to park the car a ½ mile away. It seemed kind of cruel for the race venue to do. But Southwest Harbor kind of bottle necks and they had blocked off traffic. So I did my best and limped about 0.2 mile, just after the blockade and couldn't go on anymore. Michael left me to sit on a rock and ran and got the car. Thank god for him! It was so motivating having him an actual integral part of this race.
What would you do differently?:
Next time (yes! there will be a next time) I think I want to train longer than 6 weeks. Each of my half ironman races were 6 weeks apart and the last one was 6 weeks from this race. My longest training run for this marathon was 15.5 miles – and that was only once. All in all, I am VERY happy with my finish!
Post race
What limited your ability to perform faster:
1. My calves and achille tendons were tight heading into this race.
2. I had only 6 weeks to train
Event comments:
Aid stations were every 2 miles! Water and Gatoraid.
Wasn't happy the car had to be parked so far away.
Last updated: 2011-10-22 12:00 AM
|General Discussion-> Race Reports!


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IN all the commentary about Ben S. Bernanke's recent speech in Jackson Hole, Wyo., little attention has been paid to six crucial words: "in a context of price stability." Those words concluded a discussion by Mr. Bernanke, the Federal Reserve chairman, of what tools the central bank could consider appropriate to promote a stronger economic recovery.
Ordinarily, a central banker's affirming the importance of price stability is not headline news. But consider the setting. There is great and understandable disappointment about high unemployment and the absence of a robust economy, and even concern about the possibility of a renewed downturn. There is also a sense of desperation that both monetary and fiscal policy have almost exhausted their potential, given the size of the fiscal deficits and the already extremely low level of interest rates.
So now we are beginning to hear murmurings about the possible invigorating effects of "just a little inflation." Perhaps 4 or 5 percent a year would be just the thing to deal with the overhang of debt and encourage the "animal spirits" of business, or so the argument goes.
It's not yet a full-throated chorus. But remarkably, at least one member of the Fed's policy making committee recently departed from the price-stability script.
The siren song is both alluring and predictable. Economic circumstances and the limitations on orthodox policies are indeed frustrating. After all, if 1 or 2 percent inflation is O.K. and has not raised inflationary expectations — as the Fed and most central banks believe — why not 3 or 4 or even more? Let's try to get business to jump the gun and invest now in the expectation of higher prices later, and raise housing prices (presumably commodities and gold, too) and maybe wages will follow. If the dollar is weakened, that's a good thing; it might even help close the trade deficit. And of course, as soon as the economy expands sufficiently, we will promptly return to price stability.
Well, good luck.
Some mathematical models spawned in academic seminars might support this scenario. But all of our economic history says it won't work that way. I thought we learned that lesson in the 1970s. That's when the word stagflation was invented to describe a truly ugly combination of rising inflation and stunted growth.
My point is not that we are on the edge today of serious inflation, which is unlikely if the Fed remains vigilant. Rather, the danger is that if, in desperation, we turn to deliberately seeking inflation to solve real problems — our economic imbalances, sluggish productivity, and excessive leverage — we would soon find that a little inflation doesn't work. Then the instinct will be to do a little more — a seemingly temporary and "reasonable" 4 percent becomes 5, and then 6 and so on.
What we know, or should know, from the past is that once inflation becomes anticipated and ingrained — as it eventually would — then the stimulating effects are lost. Once an independent central bank does not simply tolerate a low level of inflation as consistent with "stability," but invokes inflation as a policy, it becomes very difficult to eliminate.
It is precisely the common experience with this inflation dynamic that has led central banks around the world to place prime importance on price stability. They do so not at the expense of a strong productive economy. They do it because experience confirms that price stability — and the expectation of that stability — is a key element in keeping interest rates low and sustaining a strong, expanding, fully employed economy.
At a time when foreign countries own trillions of our dollars, when we are dependent on borrowing still more abroad, and when the whole world counts on the dollar's maintaining its purchasing power, taking on the risks of deliberately promoting inflation would be simply irresponsible.
It is that conviction that underlies Mr. Bernanke's six words. Let's not forget them.
President Obama has now set out new proposals to support economic growth. I hope he will be able to work with a responsible Congress to find the common ground that is urgently needed to deal with the economic challenges before us, restoring a healthy economy "in a context of price stability." I also hope they will reach agreement early next year on a strong program to deal responsibly with our huge budget deficit over the years ahead.


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- The Sundance Film Festival%27s slate has films which explores a variety of sexual themes.
- The festival runs in Park City%2C Utah from Jan. 17-27
- More than a dozen films will deal frankly with sexuality
Sexual themes ranging from kinky to creepy spice up the slate of 119 feature films and documentaries at the annual Sundance Film Festival, which opens its 11-day run Thursday in Park City, Utah.
More than a dozen movies take on intimate human interaction, a number that's "part circumstance, part coincidence," says festival director John Cooper. "But it's an in-depth exploration of the subject of sexual relationships — how they are all part of our basic human need. This hasn't been explored as deeply as we seem to be exploring it now."
Among the high-profile offerings are the bondage-themed documentary Kink, with James Franco as executive producer; Concussion, a drama about a lesbian housewife who gives up the suburban life to begin working as a prostitute, from award-winning writer/director Stacie Passon; and Don Jon's Addiction, Joseph Gordon-Levitt's directing premiere, a comedy about a porn-addicted character who can't relate to women until he is aided by two friends (Scarlett Johansson and Julianne Moore).
A number of stars have been lured by the chance to delve into provocative material, including Kristen Bell (TV's Veronica Mars series), who appears in The Lifeguard, about a woman who returns to her childhood home where she begins a passionate affair with a teenager.
"It's an unusual role for me, that's what attracted me to it," says Bell. "I've done goofy sexuality like in (2008's) Forgetting Sarah Marshall. But nothing that was this intimate. And it was scary to do."
A similar theme is explored in A Teacher, about a Texas high school educator (Lindsay Burdge) who begins an affair with one of her students (Will Brittain). Doubling down on the concept, the drama Two Mothers stars Naomi Watts and Robin Wright as lifelong friends who begin affairs with each other's sons.
The focus goes younger as Dakota Fanning and Elizabeth Olsen portray girls who make a pact to lose their virginity, in the drama Very Good Girls. Similarly, Shailene Woodley's character loses her virginity to lead character Miles Teller in the coming-of-age film The Spectacular Now.And in Drake Doremus'Breathe In, Felicity Jones plays a student staying with a family who embarks on an affair with the household's father (Guy Pearce).
The exploitation of sexual power is explored in Michael Winterbottom'sThe Look of Love, about the scandalous world of Paul Raymond (Steve Coogan), who opened the first "gentleman's club" in London's seedy Soho area; and Lovelace, in which Amanda Seyfried stars as porn-star turned anti-porn crusader Linda Lovelace.
"The themes and stories in films we show can be challenging to some, but ultimately, our mission is to show excellent and original work," says Cooper.
"The times are changing, and relationships are changing,'' adds Sundance Institute founder Robert Redford. "It would be a mistake to say this is sex for sex's sake. The films are looking into sexual relations."


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The Football Association on Tuesday charged Manchester United manager Alex Ferguson after he criticised the performance of an assistant referee in a game at Tottenham Hotspur earlier this month.
"The FA has today (Tuesday 29 January) charged Sir Alex Ferguson in relation to post-match media comments made following Manchester United's game at Tottenham Hotspur on Sunday 20 January 2013," said an FA statement.
"It is alleged the Manchester United manager breached FA Rule E3 in that he implied that the match official was motivated by bias.
"Ferguson has until 4pm (1600GMT) on Friday 1 February 2013 to respond to the charge."
Ferguson hit out at assistant referee Simon Beck for failing to award United a penalty after an apparent foul on Wayne Rooney by Spurs defender Steven Caulker during the 1-1 draw between the sides.
The United manager recalled that Beck had previously failed to spot that Didier Drogba was in an offside position when he scored a crucial winning goal for Chelsea in a game at Old Trafford in April 2010.
Speaking last Friday, Ferguson had defended his right to criticise match officials and suggested that English football's governing body had singled him out for punishment.
"We are high-profile and the profile of me is such that the FA naturally panic as soon as the press criticise them," he said.
"I think that is what you will find. That is why they have sent me a letter.
"Whether I think it is unfair or not doesn't matter to them really at this point. I just think it is more about me than what I have said."


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Don't Climb Dangerous Ladders To Light Your Home
|Don't Climb Dangerous Ladders To Light Your Home
ern states, nor did he intend to end mw1 slavery where it existed, but said that he would use force t mw1 o maintain mw1 possession of mw1 Federal property. The government wo uld make no move to recover post offices, and if resisted, mail delivery would end at state lines. Where popular conditions did not allow peaceful enforcement of Federal lw, U.S. mw1 Marshals and Judges would be withdrawn. No mention was made of bullion lost from U.S. mints in Louisiana, Georgia and North Carolina. In mw1 Lincoln's inau mw1 gural address, he stated that it would be U.S. policy to only collect import duties at its ports; there could be no ser mw1 ious injury to the South to justify armed revolution during his administration. His speech closed with a plea for restoration of the bonds of union, famously calling on "the mystic ch ords of memory" binding mw1 the two regions.[79]The South sent delegations to Washington and offered to pay for the federal properties and enter into a peace treat y with the United States. Lincoln rejecte d any negotiations with mw1 Confederate agents because he claimed the mw1 Confederacy was not a legitimate mw1 government, and that making any treaty with it would be tan tamount to recognition of it as a sovereign government.[80] Secretary of State William Seward who at that time saw himself as the real governor or "prime minis ter" behind the throne of mw1 the inexperien mw1 ced Lincoln, enga mw1 d in unauthorized an mw1 d indirec mw1 ne mw1 gotiations that failed.[80] Presi mw1 dent Lincoln was determined to ho ld all remaining Union-occuped forts in the Confederacy, Fort Monroe in Virginia, in Florida mw1 , Fort Pickens, Fort Jeffe mw1 rson, and Fort Taylor, and in the cock pit of mw1 secession, mw1 Charleston, South Carolina's Fort mw1 Sumter.Battle of Fort SumterFort Sumter was located in the middle of mw1 the harbor of Charleston, South Caroli na, where the U.S. fort's garrison had withdrawn to avoid incidents with local militias in the street mw1 s of the city. Unlike Buchanan, who allowed mw1 commanders to re mw1 mw1 mw1 linquish possession to avoid bloodshed, Lincoln required Maj. Anderson to hold on until fired upon mw1 . Jefferson Da mw1 vis ordered the surrender of the fort. Ande mw1 mw1 rson gave a c mw1 onditional reply that the Con mw1 federate government mw1 rejected, and D mw1 avis ordered P. G. T. Beauregard to attack the fort before a r mw1 elief expedition co uld arrive. Troops under Beauregard bombarded Fort Sumter on April 12â"13, forcing its capitulat mw1 ion.The attack o mw1 n Fort Sumter rallied the North to the defense of mw1 mw1 American mw1 nation mw1 alism. Historian Allan Nevins says:The thunderclap of Sumter produced a startling crystallization of Northern sentiment. ... Anger swept the land . From every side came news of mass meetings, speeches, resolutions, tenders of business support, the muster of companies and regiments, the determined action of mw1 governors and legislatures."[81][82] However, much of the North's attitude was bas mw1 ed on the false belie mw1 f that only a minority of Southerners were actually in favor of secessio mw1 n and that there were larg e numbers of southern Unionists that coul mw1 d be counted on. Had Northerners realized that most Southerners reall mw1 y did favor seces mw1 sion, they might have hesitated at at tempting the enormous task of conquering a united South.[83]Lincoln called on all mw1 the states t mw1 o send forces to recapture the fort and other federal properties. He cited presidential powers given by the Militia Acts of 1792. With the scale of the rebellion mw1 apparently small so far, mw1 Lincoln called for only 75,000 volunteers for 90 days.[84] The governor of mw1 Massachusetts had state regiments on trains headed south the next day. In western Missouri, mw1 Four states in the middle and upper South had repeatedly rejected Confederate overtures, but now Virginia, Tennessee, Arkansas, and North Carolina refused to send fo rces against their neighbors, declared their secession, and joined the Confederacy. To reward Virginia, the Confederate capital was mw1 moved to Richmond.[87were later jo mw1 ined by West Virginia, whi mw1 ch separated from Virginia and became a new state. mw1 Maryland had numerous anti-Lincoln officials who tolerated anti-army rioting in Baltimore and the burning of bridges, both aimed at hindering the passage of troo mw1 ps mw1 to the South. Maryland's legislatu mw1 re voted to stay in the Union, but also rejected hosti mw1 lities with the South, voting to clos mw1 e Maryland's rail lines to prevent them from being used for war.[88] Lincoln responded by establishing martial law, and unilaterally suspending habea mw1 s corpus, in Maryland, along with sendi mw1 ng in militia u nits from the North.[89] Lincoln rapidly mw1 took control of Maryland and the District of Columbia, by seizing many promine mw1 nt fig mw1 ures, including arresting 1/3 of the me mw1 mbers of the Maryland General Assembly on the day it reconvened.[88][90] All we mw1 nt) could suspend habeas corpus (Ex parte Merryman). Indeed, federal troops imprisoned a pr mw1 ominent Baltimore newspaper editor, Fra mw1 nk Key Howard, Fra mw1 ncis Scott Key's grandson, after he critici mw1 ed Lincoln in an editorial for ig mw1 noring th mw1 e Supreme Court Chief Justice's ruling.[91] mw1 .


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Treasure Hunt
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Alternative investments are finally getting respect. For years, they've been the expensive disappointments of the portfolio, overshadowed by basic stock indexes and equity funds. U.S. equities soared 30% last year and gained 150% since early 2009. Suddenly, however, all that is changing. Hedge funds, private equity, and private debt are being extolled as some of the best ideas for wealthy investors' portfolios in 2014.
According to Penta's annual asset-allocation survey, which asks 40 of the nation's leading wealth-management firms to spell out in tactical detail their model-portfolio calls, advisors are still bullish on stocks for 2014. (See the full survey's results at the end of this story.) But they also foresee more-modest returns in equity, rising volatility and falling correlations between stocks, uncertainty in fixed income, and improving global economic growth. These are the ideal conditions for managers of hedge funds and private investments to shine.
"Alternatives have been a bad word for the past five years. They didn't serve you much because it's been a beta market," says Mike Wilson, chief investment officer at Morgan Stanley Wealth Management. With stocks often bouncing up and down in unison, hedge funds were hard-pressed to pick specific shares likely to outperform, or fall further than others. Result: Equity hedge-fund returns were less than half that of the S&P's return during the last five years. But now correlations between stocks have been falling. "It's become a lot more of an idiosyncratic market," Wilson says. "That creates a pretty good opportunity for hedge-fund stockpickers and macro traders."
Wilson could hardly summon a better example than January's reeling stock market. A jumble of worry about emerging-market economic instability and U.S. corporate earnings caused investors to dump stocks, sending global and U.S. markets into negative territory for the month. In contrast, many hedge funds had positive returns. While the MSCI World Index was down 3.8% and the Standard & Poor's 500 was down 3.6%, global equity long-short hedge funds were up 0.8% and event-driven hedge funds were up 0.3%, according to HedgeFund Intelligence, an industry data tracker.
The churning market, which helped hedge-fund managers find opportunities to aggressively short-sell stocks, is likely to continue as the Federal Reserve tapers its bond-buying stimulus program this year. "Last year, our job was to identify securities on the long side that would outperform, while the short side created a drag," says Tim Garry, co-manager of $700 million Passport Long/Short fund. "With the taper, the Fed has gone from being a tail wind to a head wind for certain markets. We think we can make money on both sides now." The fund posted a 1.9% return in January.
Alternatives are also being used as a portfolio hedge, acting as a substitute ballast at a time when bonds look risky. Total assets in all hedge funds, currently $2.6 trillion, surpassed their 2007 high in 2010, thanks mainly to the popularity of fixed-income hedge funds, acting as a replacement for core bonds. That trade-off has served many investors well.
"The headlines say hedge funds have been laggards, but if your hedge funds were funded by reducing your bond position, then they look great," says David Donabedian, chief investment officer of Atlantic Trust, who points out that his clients have earned a 25% return on their fixed-income hedge funds over two years through 2013, compared with about a 3% two-year return for the bond market.
Expectations are even higher this year for long-short hedge funds. After a year of stock market growth based on ever-higher multiples, a return to fundamentals has been causing poor-quality companies to underperform markedly, creating opportunities to short-sell across industries. "We had a variety of fundamental shorts that worked well for us, including retailers, organic grocers, and multilevel marketing companies," says Alex Roepers, founder and chief investment officer of Atlantic Investment Management, which runs several hedge funds with $2 billion under management.
For such reasons, managers and their more risk-tolerant clients have been busy getting into position. By the time January's turbulence hit, many private banks, family offices, and independent investment firms had already raised hedge-fund allocations to include more exposure to equity-oriented strategies that can excel in volatile markets. Among them were JPMorgan Private Bank, U.S. Bank Wealth Management, Brown Advisory, Highmount Capital, Wells Fargo, and Morgan Stanley.
Firms also have a strong hankering for private equity, particularly investments in developing markets and fast-evolving sectors like energy and technology. Firms such as BNY Mellon Wealth Management, Fiduciary Trust, Goldman Sachs, U.S. Trust, and Highmount Capital have all raised private-equity allocations, and some dramatically so. Goldman's private-equity position went from zero last year to 14%.
Enthusiasm for alternatives is part of the continuing risk-on story we documented in our fall Penta cover ("Seeking Higher Returns," Sept. 16, 2013). In our new asset-allocation survey, three-quarters of the firms again raised their overall stock allocations to an average 51%, up from 48% this time last year and 45% in early 2012. Fixed-income holdings continued a two-year decline, now at an average 26%, down from 29% last year and 34% in 2012, reflecting concerns that rising interest rates could result in losses for bond investors.
The widely shared view is that developed-market stocks remain attractive, particularly in Europe and Japan. Most wealth managers are maintaining overweight positions to the U.S., expecting about an 8% return on the S&P 500 this year. While they have no immediate plans to expand U.S. stockholdings, they have been making changes within the asset class. "We're no longer at our low end of valuations in stocks, so we have tilted our allocation toward value," says Paul Chew, head of investments at Brown Advisory. He and other managers favor cyclical stocks, such as financials, technology, and industrials.
Which brings us back to hedge funds. While many firms' stock allocations are the biggest since before the 2008 market crash, they often don't fully reflect their bullish outlook on equities, because even more stock exposure is being sought in the alternatives area of the portfolio. "For a firm constructive on risk assets, our 39% in stocks doesn't seem like a high allocation, but that doesn't take into account the additional 12% in equity-oriented hedge funds," says Kate Moore, JPMorgan Private Bank's U.S. chief investment strategist.
Average recommended hedge fund and private-equity allocations are up to 14.1% from 12.5% last year; many firms that haven't increased their exposure to alternatives have instead been focusing on closing the gap between their recommended allocations and the actual exposure their clients have.
Let us not forget that, during the recession, many clients discovered precisely how illiquid alternative investments were, particularly holdings in private equity, where asset valuations fell through the floor. You couldn't get out for love or money. Investors are also, rather wisely, deeply suspicious of bankers pressing on them solutions that come bundled with a hefty 2% and 20% fee structure. "Clients say, 'Remind me again, Why do I need any of this stuff?' " says Leo Grohowski, BNY Mellon Wealth Management's chief investment officer.
We can help on that front: Keep your eye on the big picture. Stocks have dominated recently, but over longer periods hedge funds and private equity perform about the same or better, with less volatility. Consider the 15 years through 2012: the S&P 500 returned an average annual 4.4%; net of fees, hedge funds gained 4.2%, and private equity, 12%.
But -- and this is important -- according to the investment management firm BlackRock, stocks were more than twice as volatile as hedge funds during that period, and 50% more volatile than private equity. This suggests a portfolio that includes alternatives may have superior risk-adjusted returns over the long term.
"It's difficult to time when short periods of single-investment dominance will end," says Celia Dallas, chief investment strategist at Cambridge Associates, an alternatives consulting company. But when valuations climb as they have in U.S. stocks, it's prudent to diversify with hedge funds and private equity, she says.
Which is why the age of alternatives is here. Last year, assets in equity hedge funds finally surpassed their 2007 highs, closing 2013 at $734.1 billion, according to research outfit HFR. Capital raised by private-equity assets are still far off their 2008 peak -- at $467 billion versus $688 billion -- but last year, investors committed more money to the sector than they have in five years, and it's likely that the number is going to move significantly higher as the year unfolds.
There are, of course, many inherent risks in all of this, not least of which is mission drift. Equity hedge funds, if wisely chosen, can mitigate portfolio risk when they aim for returns with a low correlation to stocks and bonds. But this is where the picture starts getting muddied. The renewed interest in equity hedge funds -- long-short and event-driven strategies, in particular -- has as much to do with wanting higher returns as hedging risk, wealth managers tell us.
Which is why it pays to know as much as possible about where your alternative investments are placing their bets. Mark Yusko, manager of the Morgan Creek Tactical Allocation fund, has had success playing the long and short sides of one of the year's big themes: energy. The fund has a long position in energy producers; in January, Yusko took a short position in natural gas.
"When natural gas spiked over $5 in January, we were able to go short and make money in the fund," he says. The fund, one of a growing number of long-short mutual funds launched by hedge funds lately, gained 3.8% from Jan. 1 through Feb. 18 of this year.
PRIVATE EQUITY, MEANWHILE, is seen as the third ingredient in a "triple play" approach to earning equity or equity-like returns, says David Bailin, Citi Private Bank's global head of managed investments. "If you see opportunity in Europe, expand on a long-only mutual fund with a hedge fund that looks for credit opportunities, and a private-equity fund that invests in assets being divested from banks trying to restructure their balance sheets," Bailin says. "I find that very exciting."
Since many private investments have been wanting for capital, valuations are attractive, particularly in small- to midsize companies. "Private investments have traditionally been valued at an excess of a 10% discount to public opportunities because of their illiquidity aspect," says Tim Leach, chief investment officer at U.S. Bank Wealth Management. "Now we're seeing a decent discount beyond what's normal."
Bigger risk allocations have been funded partly by slashing exposure to commodities. With little inflation to hedge against and lingering price weakness, commodities' appeal has steadily waned over the past couple of years. Real estate allocations haven't changed much, though wealth managers are encouraged by the 12% increase in home prices last year. They like investments in rental properties and residential mortgage-backed securities.
One of the biggest asset-allocation challenges, wealth managers say, is in emerging markets. While the long-term outlook for developing economies remains favorable, near-term difficulties caused more than half of surveyed firms to reduce recommended holdings last year. Slowing growth in China, inflation in India, and corruption in Turkey are just some of the concerns that are likely to be compounded as the Federal Reserve tapers its bond purchases and interest rates begin to rise.
When interest rates rise, "global fixed-income managers begin to see Treasuries looking more attractive relative to emerging-market debt," says Rebecca Patterson, chief investment officer at Bessemer Trust. Rates on the 10-year Treasury are currently at 2.8%, up from 1.7% in May of last year. What's more, the Fed's tapering is likely to strengthen the U.S. dollar, "and as the dollar strengthens, as expected," Patterson says, "investors will be less willing to take the chance of losing some of their return in the currency translation."
Still, most wealth managers say that with selectivity, there are ways to make money in emerging markets. Private equity, for example, can be an effective way to capitalize on the well-known trend of the growing middle class in emerging markets. "If you look at the Brazilian stock market, the percentage of companies represented that give you access to the Brazilian consumer is small -- most are in exports and commodities," Patterson says, adding, "We want exposure to the consumer, and in private equity, you can do that by finding growing private companies and then taking them public."
In China, meanwhile, there's plenty of evidence to fuel both bullish and bearish arguments. The Passport Long/Short fund's Garry ties them together: "In China, we are negative on several commodities -- copper, iron ore -- and bullish on the burgeoning middle class," says Garry. "The best way to play that is through Chinese technology companies, particularly those related to the Internet. China restricts foreign competition, so if you can identify the leader, it's winner take all."
What we notice is even the topic of emerging markets quickly leads back to alternatives. Both private equity and hedge funds are attractive ways to get at very targeted opportunities in less-developed parts of the world, wealth managers insist. They are actually much more than that. When properly executed, alternative investments are a powerful means to further diversify the risks inherent in your portfolio. Hopefully, they will also earn you some decent returns in the process.
Last year at this time, 40 of the nation's top wealth managers were busy convincing their clients to buy more equities. That's still true, as the equity allocation has risen to 51.1% from 48%. But that bullish call understates the bet on equities and where the real portfolio action is taking place. Move your finger over to alternatives, and drop down the hedge fund and private-equity columns. Private equity -- funds investing in, say, family businesses serving Brazil's middleclass -- has seen its portfolio allocation among the 40 managers rise from 2.5% last year to 3.3% this year.
That means, after years of little interest, banks and their clients are increasing private-equity allocations by a third. Hedge-fund allocations rose last year, too, but should see even more money flowing in as 2014 unfolds.
That's because the market volatility expected this year is likely to serve up the ideal conditions for long-short hedge funds to shine. Not to be forgotten, too, is the important role fixed income is playing in the rediscovery of alternative investments. With rates expected to rise, and bonds expected to tank, fixed-income hedge funds are seen as a substitute portfolio ballast. That might be a wise call, considering that fixed-income allocations have fallen steadily from 34% in 2012 to 26% today. Which really is the point of alternative investments. They can, when purchased the right way, further diversify the risks inherent in a portfolio.


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I am such a blog-slacker! Brendon of Something In Season tagged me in this post for last week's meme. I was to answer the question "What menu would you serve blogging friends for a welcome dinner upon their first dinner to your home?"
I've been pondering this for the last week, and I had a hard time with this one so I've thrown together what looks like a good meal consisting of what I consider some of my better dishes. I am a fairly simple cook, despite having worked for chefs who were French-trained, I have a tendency toward one-pot meals and wholesome ingredients. I rarely make a meal that is more than two courses, even when I'm cooking to impress. The courses of this imaginary meal are all gluten-free, of course, but are also very much in keeping with my denial about the fact that I should not be eating dairy.
Appetizer: Polenta with parmesan & sage butter*
Salad: Mixed spring greens with Bartlett pears and feta, balsamic-rosemary vinaigrette
Main course: Lemon & rosemary red lentil sauce over brown rice pasta and fresh spinach*
Dessert: My honey cake, with fresh raspberries and vanilla ice cream
*Recipes forthcoming
Wednesday, October 18, 2006
The signature menu
Posted by ByTheBay at 7:15 PM
Labels: gluten free, meal ideas
2 comments:
You are an amazing cook. I'm so hungry after looking at all these pictures and recipes. Are you married by any chance?
BTW, I'm female, and a lesbian, but I'd be willing to convert.
- ByTheBay said...
Hey don't compliment my cooking before you've tasted it - It might not taste as good as it looks!
I am a queer female myself but I'm definitely not looking for an internet-arranged marriage at the moment. Sorry to disappoint ;-P
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University of Vermont
2019 Governor's Institute on Environmental Science and Technology
Welcome to the 2019 GIV eSAT webpage
The GIV Environmental Science & Technology institute focuses on providing high school students with hands-on experience in real-life environmental science,
with an emphasis on how science and society interact. This year's institute will explore water and soil pollution in Burlington,
- Every day, we'll be posting photographs to the web of what we do. Each group will have its own high resolution camera that can also take video and if you are patient, use GPS to locate every photograph. These photographs are the record of our week together and provide images for the final reports and slide shows.
- You might enjoy videos of our daily activities. Every day, students and faculty will be taking videos of our activities, both work and play. We'll be posting the best videos daily to this web site. At the end of the week, we'll be creating a summary video that we'll also post.
- By week's end, each group will create a variety of products. At the end of the week, the two working groups will each prepare a powerpoint presentation of their findings, write press release and prepare a written summary of their data and interpretations.
- The GIV Environmental Science & Technology institute staff are all active environmental scientists. The staff are dedicated to doing and teaching environmental science. The two lead faculty all have their doctorates in science. Some teach at the College level while others work for the State of Vermont. The Assistant faculty are graduate students in science, all of whom have had rich and varied educational experiences.
Last modified July 18 2019 09:13 PM


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Our calendar of events is updated throughout the year. Please monitor for updates.
Events for July 28, 2019
Events Search and Views Navigation
All Day
Summer School 2019
3 Sessions of Summer School will be offered to the Primary-aged keiki (3-6 years old) between June 3- August 2. More details will be posted to our website in early spring! Mahalo!Find out more »


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Custom Magnetic Notepad | Create Your Own Custom Design
The Ultimate Marketing Tool! Create Your Own Custom Magnetic To Do List
We've replaced the chipboard backing from our standard notepad with a full-color, personalized magnet! The promotional magnetic notepad will stick to refrigerators, file cabinets, or any other metal surface. The magnetic backing is personalized with all your information plus your choice of a full-color calendar, sports schedules, important phone numbers, or customize your own. Once all the sheets have been used, your name is sure to stick around! Arrow down the page to see standard magnetic back options. Remember, you can customize the promotional magnetic notepads however you like!
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NEW CUSTOMERS - Please specify where you want your picture, logo, address, phone numbers, etc. Please be sure to include all your special designations. Chances are we already have designations logos on file. If you are unsure of the layout and format you'd like, we are happy to create a custom layout for you. If you are requesting unusual artwork or a logo that we do not have on file, then you will be required to supply a digital file with a resolution of at least 300 dpi.
EXISTING CUSTOMERS - If you already have a layout on file, please indicate in the requirements to use your existing layout. If you wish to have modifications to the existing layout, also specify them separately.
RESOULTION: All artwork must have a resolutions of at least 300 dpi.
FILE TYPES: Please submit your art as JPG, TIF, EPS or PDF with fonts embedded.
DIGITAL PROOFS: You will receive a layout proof to view before we print your product. You will receive your proof via email from our art department, typically within one business day.
If more that 3 proofs are requested for the same item, there will be an additional charge of $28.50.
Our talented designers will setup a proof and email it to you for approval within 24 hours!
Plan 7-10 days plus 3-5 days shipping.
If you already have a layout on file, please indicate in the Instructions above. If you wish to have modifications, please specify them separately.


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Premiere Nerdcore rappers ADAM WARROCK and TRIBE ONE are touring the country and spreading the good word of community and dope flow to comic retailers all over the damn place. They perform at Velocity Comics on Saturday, February 15, 2014 from 7:00pm until 10:00pm. $5 cover at the door.
Local boys Young Boltagon (Matt Fisher) and Drew x Blood (real rapper) will be making their Richmond debuts as well!
Velocity Comics
904 West Broad Street, Richmond, VA 23220-3809


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Venerable Martinian, Abbot of Belozersk
Saint Martinian of White Lake, in the world Michael, was born in the year 1370 in the village of Berezniko, not far from the Cyrilov monastery. At age thirteen he left his parents and went secretly to Saint Cyril of White Lake (June 9), whom many described as a great ascetic.
The young Martinian began zealously to imitate his teacher, with whom he dwelt in complete obedience. At the monastery he studied reading and writing, and with the blessing of Saint Cyril, he occupied himself with the copying of books. In time Martinian was ordained deacon and then hieromonk.
After the death of Saint Cyril (+ 1427), Martinian withdrew to a deserted island on Lake Vozha. Several monks gradually gathered around him. Saint Martinian established for them the church of the Transfiguration of the Lord and introduced a general Rule for the inhabitants. Yielding to the persistent requests of the brethren of Therapon monastery, he consented to become igumen of the monastery and brought it into an improved condition.
Saint Martinian gave spiritual support to Great Prince Basil in the difficulties of his time, when his first-cousin Demetrius Shemyaka illicitly sought the Moscow throne. He was always an advocate of truth and justice. Afterwards, upon the entreaty of the Great Prince, the saint accepted the governance of the monastery of Saint Sergius of Radonezh.
In 1455, Saint Martinian returned to the Therapon monastery. In his last years he was grievously ill and not able to walk, so the brethren carried him to church. He died at age 85. His relics were uncovered in the year 1514, and this event is celebrated on October 7.


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Cameos Memoirs Writing Class
March 1, 2022 @ 2:00 pm - 4:00 pm
|Recurring Event (See all)
An event every month that begins at 2:00 pm on day First of the month, repeating indefinitely
Write your own stories! Class meets the first Tuesday of each month. For more information, contact Beverly Lerner at (863) 294-6042 or firstname.lastname@example.com


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Today, a dental graduate has several options upon successful completion of an accredited dental program. One of the well-kept secrets of the profession is the opportunity to pursue a career in dental education.
As an active member of the American Dental Education Association, the Arthur A. Dugoni School of Dentistry continues to build a strong foundation for the future of dentistry on a global scale by recruiting the next generation of bright young minds to enter the field of academic dentistry.
Being a part of our dental faculty offers many avenues for growth and professional development, including:
If you are interested in pursuing an academic career, please contact Dr. Cindy Lyon, Associate Dean, at firstname.lastname@example.com. We look forward to discussing how you can become part of our educational program.


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No matter what you do and where you go, you can't go wrong with adding value. Simply put value is anything that people are willing to pay for. In your professional life, the more value you can offer the more money you can make.
In your personal life, more value translates to closer relationships and strong personal growth


text: After Christmas I was in Baltimore and had on the radio broadcast of the Ratbird game and to my surprise when they got inside the 20 it became the "HEINZ RED ZONE" for the Ravens. Well that just really pissed me off, I just thought that was exclusive to the Steelers, you know, Heinz field and all. I guess not. Every commercial break had an add for Heinz Ketchup- official ketchup of the Baltimore Ravens.... WTF! Nothing is sacred anymore.


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Since we're a nice group and always trying to help each other out, I thought I'd make this thread for the new guys as well as the guys who just aren't that comfortable with baseball to begin with (including myself).
Anything you guys would like to share would be greatly appreciated I'm sure!
Here's the MDP done here on the baseball cafe by Rookies and Cream: Sortable Median Draft Position and The Cafe Link


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How can we help you?
We matched that to:
Why should I switch to online statements only and stop paper statements?
Switching to Online Statements, stopping paper statements
Online Statements are a safer and faster alternative to paper statements. They are:
- Exactly like paper statements that you receive in the mail
- Accessible securely and easily via EasyWeb
- Able to be downloaded and saved to your computer
- Viewable as soon as they are posted to EasyWeb – you don't have to wait for the mail
- Up to 7 years of statement history will be maintained
Thank you.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.


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A former municipal employee and her husband, a former police officer, have been charged with embezzling more than $850,000 from a Pennsylvania township.
Lehigh County District Attorney James Martin announced charges Tuesday against the couple, Nancy Tonkin, 66, and her husband William Tonkin IV, 69, of Little Lehigh Drive South in Emmaus, Pa.
The Tonkins each face theft, stolen property and criminal conspiracy charges.
U.S. & World
Martin says the couple stole hundreds of thousands from the utilities account of the South Whitehall Township finance department between 1999 and last June. Nancy Tonkin was a township employee for 30 years and handled billing for residential and commercial water and sewer accounts.
She used a technique called "lapping" where she would repeatedly misapply residential payments while keeping cash, according to investigators.
Investigators say the couple lost more than $100,000 on slot machines alone at casinos in Pennsylvania and New Jersey. The also made more than $20,000 in ATM withdrawals at casinos alone from January 2009 to June 2012, according to investigators.
A message left at the Tonkins' home was not immediately returned.


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|Page tools: Print Page Print All RSS Search this Product
This publication is the first release of nutrition data from the 2011-12 National Nutrition and Physical Activity Survey (NNPAS). It presents results from a 24-hour dietary recall of food, beverages and dietary supplements, as well as some general information on dietary behaviours. Future releases will focus on usual intakes of nutrients including comparisons against nutrient reference values where relevant.
The average energy intake was 9,655 kilojoules (kJ) for males and 7,402 kJ for females. Energy intakes were lowest among the toddler aged children who averaged 5,951 kJ and were highest among 19-30 year old males (11,004 kJ). Female energy intakes were highest among the 14-18 year olds (8,114 kJ).
In 2011-12, 29% of Australians reported taking at least one dietary supplement on the day prior to interview. Females were more likely than males to have had a dietary supplement (33% and 24% respectively), with the highest proportion of consumers in the older age groups. Multivitamin and/or multimineral supplements were the most commonly taken dietary supplements, being consumed by around 16% of the population with Fish oil supplements taken by around 12% of the population.
In 2011-12, over 2.3 million Australians (13%) aged 15 years and over reported that they were on a diet to lose weight or for some other health reason. This included 15% of females and 11% of males. Being on a diet was most prevalent among 51-70 year olds where 19% of females and 15% of males were on some kind of diet.
In 2011-12, 17% of Australians aged 2 years or over (or 3.7 million people) reported avoiding a food type due to allergy or intolerance and 7% (1.6 million) avoided particular foods for cultural, religious or ethical reasons.
In order to assist in the interpretation of data from the 2011-12 NNPAS and particularly in comparisons with the 1995 National Nutrition Survey, there are a few key points that should be noted.
See Appendix 1 for an overview of the major food groups and the Glossary for other definitions.
Document Selection
These documents will be presented in a new window.


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Asian Pantry Ingredients
Do You Know These 13 Asian Ingredients?
Do You Know These 13 Asian Ingredients?
We've got a partnership with the recipe, equipment, and product testing gurus at America's Test Kitchen. They'll be sharing some of their time-tested recipes and technical expertise with us weekly. Today's topic: essential Asian ingredients to stock in your larder, and an easy recipe for Asian-inspired noodles.
From white miso to kecap manis, many supermarkets now carry a wider array of Asian ingredients—look for them in the international foods aisle. You can also hit a specialty store or an Asian market to get the ingredients you need to make a flavorful stir-fry or curry. Keep reading to learn more about 13 common Asian ingredients that you'll find in many of our recipes — and a recipe that utilizes many of them.


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Item #1228
Annual. Marigolds never go out of style! If you want a large flowering marigold, Crackerjack is a superior variety with a mounding form, consistent height, and sturdy flower stalks. Majestic 4" blooms in tangerine orange, rich gold, and lemony yellow will brighten up your flower bed, path edges, and large container plantings. They make radiant long-lasting cut flowers and are easy to grow from seed. For a dazzling contrast, plant next to blue or dark purple flowers such as Salvia, Alyssum Oriental Nights, Bachelor Button Black Magic, or Hollyhock The Watchman. Deer resistant.
Seedling Image
Full sun
Blooms late spring to fall
2' - 3' tall
Days to Emerge:
Seed Depth:
Seed Spacing:
When to sow outside: 1 to 2 weeks after average last frost.
When to start inside: RECOMMENDED. 4 to 6 weeks before average last frost.
Artist: Carolyn Crawford
Item #1228
0.75 grams
These are some simple techniques you can use to extend the life of your cut flowers from days, to over a week.
1) In the morning or early evening,…More…
Successfully Starting Seeds Indoors
Gardening from seed has several benefits. There are more varieties available to you, you know what's going into…
What is Soil?
Soil is a diverse mix of substances, teeming with life and composed of minerals, decayed plant and animal matter, water, and air. It…More…


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American Horse Slaughter Prevention Act (H.R. 2966) Reintroduced
Washington, D.C. -- As Congress heads into their busy fall season, Representatives Dan Burton (R-IN) and Jan Schakowsky (D-IL), along with 55 bipartisan cosponsors have reintroduced H.R. 2966, the American Horse Slaughter Prevention Act. The bill, similar to the one approved by a strong bipartisan vote in the House several years ago, would outlaw the slaughter of American horses here and - most urgently - would stop these horses from being exported for slaughter.
"I personally believe in the importance of treating all horses as humanely and respectfully as possible," said Rep. Burton. "That being said, I look forward to working with Rep. Schakowsky to end the cruelty, after decades of effort to stop these practices."
"The Animal Welfare Institute commends Reps. Burton, Schakowsky and their colleagues from both sides of the isle for their continued leadership and commitment to protecting America's horses," said Chris Heyde, the Institute's deputy director of government and legal affairs. "They realize the cruel slaughter of horses must stop. It is certainly not fiscally responsible or humane to resurrect slaughter in the U.S. Doing so would require new federal regulations and increased bureaucracy while spending millions of taxpayer dollars - all in an attempt to 'manage' rather than simply outlaw the abuses perpetuated by this industry."
Recently, the Government Accounting Office (GAO) issued a report assessing horse welfare since 2007 and the closure of the last three foreign-owned horse slaughter plants in the U.S. However, the GAO was not asked and did not consider the impact slaughter had on America's horses while plants were operating in the U.S., or the impact should slaughter be restored - both vital to understanding the welfare implications. In the end, one of two recommendations was to ban slaughter in the U.S. and the export of horses for the same purposes - what the Animal Welfare Institute has said for years and the American Horse Slaughter Prevention Act would do. Our elected officials should follow GAO's recommendation that Congress "...consider instituting an explicit ban on the domestic slaughter of horses and exports of U.S. horses intended for slaughter in foreign countries."
"I am proud to join Rep. Burton in supporting this bill to put a stop to the cruel practice of shipping horses abroad for slaughter," said Rep. Schakowsky. "As a strong supporter of animal rights and a horse lover, I recognize the need to protect animals that aren't able to protect themselves. Protecting animals ought to be a bipartisan issue and this bill is a strong step in the right direction."
The Animal Welfare Institute is calling on all Americans to demand that Congress halt horse slaughter by passing H.R. 2966, the American Horse Slaughter Prevention Act, immediately. For far too long, the few who profit from this cruel industry have been misleading Congress and the public, to the detriment of hundreds of thousands of horses. Since the Animal Welfare Institute began its national campaign to end horse slaughter in 2001, horse owners, veterinarians, agriculture organizations, equine rescues and the American public have all come together to help advocate for our horses. The American Horse Slaughter Prevention Act represents a critically important opportunity to safeguard American horses. The choice is clear. Rather than sanction cruelty, Congress must provide American horses permanent sanctuary from the slaughterhouse.
Media Contact:
Chris Heyde, AWI, (202) 446-2142
Be sure to take action on the Senate version of the American Horse Slaughter Prevention Act, S. 1176, as well as the House of Representatives version, H.R. 2966.


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Marketing Directors List | Marketing Directors Email Addresses | India
Have a Saas app targeted at CMOs and Marketing Directors in India? Leverage our curated and verified professional marketing directors list of high growth companies with validated email addresses.
With Saasprospects.com's hand-curated Marketing Directors List, you can:
- Instantly connect with 1000+ CMOs, marketing directors and managers in India.
- Use the validated email address and social handles of each company and decision maker to reach out to them directly.
- Use social media accounts and email addresses to set up custom ad audiences.
- Conduct product/market/investment research.
- Invite them for product demos, webinars, guest posting opportunities and more.
We hand-researched all the data points you'll need, including:
- Contact Name
- Company Email
- Company Name
- Position
- Location
- LinkedIn URL
Valid email addresses
All email addresses included in Saasprospects.com have been validated, by checking every single one of them ourselves.
This will preserve your domain's authority and brand reputation by not getting penalized for bounced emails when reaching out to them directly (which is seriously important!).
Companies are grouped into market segments for easy reference:
All lists come in both .csv and .xlsx formats for easy import into Google Docs or your CRM of choice
Request a sample list
What file formats do Saasprospects lists come in?
All lists come in both .csv and .xlsx formats for easy import into Google Docs or your CRM of choice.
When was this list last updated?
Updated every quarter
What does B2B mean?
B2B means 'Business to Business', i.e., companies that provide products/services to other businesses.
What does SaaS mean?
SaaS businesses are software companies that offer their software/product on a subscription basis.
How can I email X at the company?
Glad that you asked this question. First of all, determine who is your ideal point of contact in an organization. For instance, if you have a SaaS app providing recruitment automation, then you need to reach out to HR managers and talent acquisition folks. You may buy that list from Saasprospects.com and write to each contact clearly outlining your proposition. Check out our Drip Email Campaign Templates to get started
When will I receive the list?
The purchased list will be emailed to you – usually within 48 hours
Buy Saasprospects Marketing Directors List in India for US$199.
Comments are closed.


text: In this generation, there are more advertising opportunities than ever before for companies to get their product, service, and name out to the public. Businesses accomplish this through many means; one of them being the use of indoor and outdoor digital signs. SMD-LED (Surface Mounted Device – Light-emitting Diode) digital displays allow the advertiser the opportunity to get their message displayed through the use video technology, relating to their customers in vivid and captivating ways.


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Log in to eHarvest to browse available inventory, select items and set a pick-up time.
View the webinar rollout in YouTube.
Log in to eHarvest to browse available inventory, select items and set a pick-up time.
View the webinar rollout in YouTube.
Connect with the Food Bank on your favorite social media networks!
The Atlanta Community Food Bank works with more than 600 nonprofit partner agencies in 29 metro Atlanta and north Georgia counties to provide food and groceries for hundreds of thousands of Georgians in need. It is our goal to provide excellent service to you, our partner agencies. Please let us know if there is anything we can do to enhance your experience as you work with us to receive and provide food for your neighbors in need. Contact Agency Services at firstname.lastname@example.com or 404.892.FEED (3333) x1303.
ACFB partner agencies are required to fill out service reports each month so we can track the number of households and individuals served. Here's an explanation of the questions you will find on ACFB's Monthly Service Report:
Food Pantries
On Premise/Congregate Feeding Programs
USDA Commodities (for Food Pantries that participate in the USDA program)
USDA product distributed by food pantries:
USDA Commodities (for On-Premise programs that serve congregate meals)
Number of meals using USDA product
Note: A meal containing even one USDA item is a USDA meal. A USDA meal served to 20 people would count as 20 meals.
The Atlanta Community Food Bank is a distribution site for food commodities from the United States Department of Agriculture (USDA). A special USDA orientation is offered each month for ACFB partner agencies interested in part. At the orientation, we will inform you about proper storage of product and the paperwork required for participation in the USDA program. The paperwork differs depending on whether the distributing agency is a food pantry or serves meals on premise. Any agency in good standing may come to a USDA orientation after the initial three months of partnership.
The USDA program is designed to provide each state with a variety of food commodities for use by agencies that serve low-income people. Recipients meet specific income guidelines. Currently, families whose income is 150% of the poverty level or less can receive USDA foods.
To learn more about participating in the USDA program, contact Agency Services at firstname.lastname@example.com or 404.892.FEED (3333) x1274.
GNAP (formerly known as SNAP) stands for Georgia Nutritional Assistance Program. The Georgia General Assembly and the state Department of Human Resources contract each year with the Georgia Food Bank Association to provide food assistance for clients and their children eligible for Temporary Assistance for Needy Families (TANF). The funding provided through the GNAP program enables all seven Georgia food banks to purchase foods that are high in nutrition to offer to their partner agencies.
There is one important stipulation. GNAP food must be distributed only to children or families with children. GNAP food is available for all ACFB partner agencies that serve children or families with children. These include food pantries, childcare centers, after school programs, family shelters and group homes for children. Along with the regular monthly report, agencies receiving GNAP product are required to fill out a GNAP report. Here's an explanation of the questions you will find on ACFB's Monthly Service Report:
For Food Pantries - number of families receiving SNAP food as groceries:
For On-Premise/Congregate Feeding Programs – number of meals served:


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New t-shirts done, inspired by Balinese / Javanese Perada design. Normally Perada is used as decoration in ceremonies in Bali, you can also see it wrapped around temples and is also used in dancer's costumes. Well this t-shirt is not as cool as the original perada, but ya, sharing culture is always fun.! First will be available at the Mondial du Tattouage convention Paris. and also some available in the shop @25tolifetattoos.
T-shirts available in size S / M / L / XL (only a limited amount of T-shirts available).
Click on photo for bigger preview
Click on photo for bigger preview
And also 3 different limited (a4 / squared) prints & some awesome tote-bags made by Ade will be available at the Mondial du Tattouage convention Paris.
The convention will start on upcoming Thursday, so see you all there!
– Lielo


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Now through March 15, Cambridge Journals is providing free access to a collection of editor-selected articles from the Journal of Policy History, including:
From "Economic Want" to "Family Pathology": Foster Family Care, the New Deal, and the Emergence of a Public Child Welfare System, Catherine E. Rymph (24.01)
Reform's Mating Dance: Presidents, Social Movements, and Racial Realignments, Sidney M. Milkis and Daniel Tichenor (23.04)
The Making of a Tax Break: The Oil Depletion Allowance, Scientific Taxation, and Natural Resources Policy in the Early Twentieth Century, Peter A. Shulman (23.03)
(I can particularly commend Shulman on the oil depletion allowance.)
Friday, February 17, 2012
Hurry, While Supplies Last
Labels: Archives and Web Resources
3 comments:
Getting a "Not Found" on the link
- February 18, 2012 at 2:33:00 PM EST
Dear Sir
The "free access" link doesn't work for me. Clicking on it gets me an eror message
Yours Sincerely,
Alan E. Dunne
- February 18, 2012 at 5:25:00 PM EST
- Dan Ernst said...
Sorry about that. I've updated the link and believe it now works. DRE
- February 19, 2012 at 12:34:00 PM EST
Subscribe to: Post Comments (Atom)


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Science Finally Reaches Its Potential With an Automated Cupcake Machine
It's 3 a.m. and you're dying for freshly-baked cupcakes. If you're lucky enough to live in the Los Angeles area, you won't have to make them yourself — you can just hit up the new cupcake machine at gourmet bakery Sprinkles.
Sprinkles, which is largely credited for the cupcake-craze that's swept the US in the past few years, has installed the ATM-like machines outside one of its Beverly Hills locations and dubbed it 24-Hour-Sprinkles.
And it won't just have treats made for human consumption. This being Beverly Hills and all, there will also be confections for your canine companions. A Sprinkles spokesperson said:
This automatic cupcake machine dispenses freshly baked cupcakes, cupcake mixes, apparel and even cupcakes for Fido! In the heart of Beverly Hills nestled between Sprinkles Cupcakes and the brand new Sprinkles Ice Cream, 24 Hour Sprinkles will be continuously restocked day and night with a variety of freshly baked cupcake flavors."
In other words, forget a late-night run to the border. Now it'll be all about a run to the bakery.


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regina, NM
Given the costs incorporated in pre settlement financing, it is critical for hurt people to consider any open alternatives. This sort of financing should just usually be the last resort. The charges are begun upon the risk to the moneylender associated with non-arrange of movement advancing, yet recall that these associations pick their cases meticulously with a particular final objective to minimize dangers, and gave that they offer you an improvement they acknowledge that you will get money from your case. Gave that you decide to secure pre settlement sponsoring you should just check with a few associations, in order to get the most incredible terms.
Getting a credit on your case is not an improvement. Rather, this is a 'non-response' allotment. That means in the event that you lose your case, you don't pay back a dime. The danger is all with the funder.
Here at Pre-settlementfunding.com, we don't set a most fantastic on what measure of cash you might get. It is subject to the quality and valuation for your case. Above all, you are allowed to utilize the cash inside any case you see fit; we don't pass on restrictions.you might utilize the cash to pay off commitment, purchase a trade auto, put an early partition your dream home, or utilize it for commonplace costs. Your vital event with the cash is totally up to you.


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Compliance Managed Services
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Our experts can take ownership and accountability for managing your end-to-end compliance and transparency processes. Our industry-leading technology solutions make the process seamless between our team and yours. Or dedicated experts efficiently manage business processes and operations, so you can focus on managing and growing your business.
The Polaris suite of managed services includes
- Transparency Reporting: Our state, federal and international experience makes us an ideal partner to manage your aggregate spend process. Our team can also serve as the primary point of contact for healthcare providers with disclosure inquiries, and can train your stakeholders on documentation and dispute resolution processes.
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From start to finish, we are your trusted partner providing comprehensive compliance and transparency managed services. Our flexible services adapt with you, scaling as your business evolves.
Learn more about compliance and transparency outsourcing from IQVIA.
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Cross Country Bikes
Riding trails, racing for the win, or having fun with mates – a good cross-country bike can handle anything. But whether you ride a hardtail or a full-suspension bike, one factor remains constant: it's always about having fun.
Find your ideal cross-country bike
Cross-country bikes accelerate rapidly and pick up speed with ease. Whether you're looking for a new aluminium all-rounder to explore your local trails, or are counting the days to your next race, your bike should be fast, fly up the climbs, and keep you in complete control when descending.
Awards // Cross-Country
"The Canyon [Exceed CF SLX 9.9 SL] has a wonderfully composed, stable ride – and the richly detailed frame is as impressive in the real world as it is in the lab. Top price, too." (Mountainbike Magazin)
"The Canyon Exceed came out on top against two full-suspension contenders – this is the second title in a row for this sleek carbon machine." (MTB-News)
- Mountainbike Magazin, Tip: Value, 09/17
- MTB-News User Award 2017, XC-Bike of the year


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lie before (someone or something)(redirected from lie before him)
lie before (someone or something)
1. To physically exist in front or ahead of someone or something. As we trudged through the desert, it looked as though a magnificent oasis lay before us, but it was just a mirage, some accursed trick of the sun. Some worrisome footprints lie before our front door—I hope we've not been burgled!
2. To be or exist in the future of someone or something. One should never presume to know what may lie before them, as life is far often more fickle than that.
lay something before someone
1. Lit. to present something to someone. The cat laid the mouse before her mistress. Dave laid the present before her as a peace offering.
2. Fig. to present something for someone to judge. All you can do is lay the matter before the teacher and hope for a favorable response. I want to lay this before you and let you decide.


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Do you frequently fantasize about improving your real estate market sales percentage when it comes to high-ticket residential real estate sales? Just about any real estate agent dedicated to proceeding in his or her profession will certainly reply to this inquiry with a yes, definitely but many have no idea of what needs to be done in terms of accomplishing this goal. With the assistance of New Home Sales Training offered by www.newhomesellingtrends.com, real estate agents are able to see their personal sales closing rate grow by as many as 5x what they're experiencing currently. In addition to improving your real estate market sales finalizing percentage, you are able to decrease your sales cycle-time by approximately 50 percent. With the help of this specific Sales Training available at www.newhomesellingtrends.com, this can be accomplished and a whole lot more.
A substantial, extensive real estate market sales scientific study was initially undertaken to handle these claims and these are the outcomes generated from the work. Most think these types of numbers are derived from real estate agents who are already at the top of the game, but this really isn't the scenario. The final results witnessed came from regular companies and sales reps that had learned the secret to financial success.
To realize amounts such as this, agents must study unique behaviors to make use of when creating a buying deal. These types of actions are thoroughly designed for individuals focused upon high ticket real estate market sales 'and this works because it's in accordance with real scientific studies. Consumers like the method and select you as an agent as you are completely different from your competition.
E.K. Strong, in the early part of the last century, performed scientific studies to learn what prospects were hoping to find when purchasing a property. Those scientific studies studied low-ticket or small-scale marketing and these outcomes were used to develop objection handling queries, closing techniques, benefits and features along with open and also closed concerns. This is exactly what countless realtors are shown when learning the industry, even though the material has been refined through the years. Unfortunately, this doesn't deliver the results with regard to any large-ticket home, yet realtors often don't work to make corrections based on selling price.
The methods one discovers during real estate market sales instruction provided via www.newhomesellingtrends.com focus on a variety of elements. Real estate agents learn how to start any sale and create value prior to finalizing the sale. Sophisticated marketing tactics will be covered in this instruction as well which means that your odds of achieving success improve at every step within the process. Why does this plan succeed when many others usually don't?
Rick Heaston, 20 years ago, opted to present a training program specifically for those who work in the house building marketplace who actually concentrate on high-ticket sales. Mr. Heaston grasps what it is like to end up being the best in something similar to this as he has the working experience to back precisely what he's illustrating, but he's also taken many attacks. Over time, Mr. Heaston has perfected this program, making it the most efficient within the industry, and everyone can utilize precisely what he is offering to boost their own real estate sales. Take your job to a higher level with the help of Rick Heaston. He has been willing to share his personal expertise to help you comfortably accomplish this target.