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Why I Like forex trading price action support and resistance
The Foreign Exchange Market literally grew out of the international financial market because of different countries' need of buying and selling each other's currency. This trading system is identical to the stock market in many ways. As in the stock market, people who trade in the forex influence the currency ratio (aka "price") according to the code of supply and demand. The forex is the most liquid and exceptionally financial market with gigantic sums (up to 1.5 trillion) of US dollars shifting in value per day. Due to its mammoth liquidity and its swift pace, it is improbable for neither an individual trader nor financial foundation to manipulate the market or affect the price of any currency for their own profit.
The forex market has an assortment of world centers: London, Paris, Frankfurt, New York, Sydney, Z?rich, Tokyo, Singapore and Hong Kong create a circle of 24 hours open market- across different time zones. Therefore there is always a demand and there is always a supply in any given time. Nowadays, especially with the Internet, a trader can seal a deal in a matter of seconds.
Unlike the stock market which is familiar with long-term investments, the forex is known for its possibilities to gain huge profits in an issue of minutes or a small movement change in a certain currency. There are long-term investors as well, mainly hedge investors. For every way of trading, there is a selection of tactics that may apply and systems to choose from, each way got its own compensations as well as shortcomings.
About the Author
Andrew Keynes is a long time FOREX trader. A husband and father of two, Keynes has proven himself and built his reputation as an expert to the Foreign Exchange market over many years.
He has successfully served as financial advisor to several large hedge funds and groups and is nowadays busy pushing his latest effort, www.forexblogs.net.
Should You Invest In The Forex Market Or In Stocks?
Stocks, or shares as they are more commonly called in the United Kingdom, have been the backbone of many investments for hundreds of years and often form the underlying investment in many traditional forms of savings plan, such as life insurance policies set up not only to provide life cover but also to produce a return on maturity.
Companies typically issue stock when they wish to raise capital and purchase of this stock represents a partial ownership in the company. In return many companies will often issue a share of their profits to stockholders in the form of an annual, or sometimes biannual, dividend payment. In addition, if the company does well the value of its stock will increase and stockholders may then profit from the sale of their stock.
Stocks are traded on a number of stock exchanges through brokers including the London Stock Exchange (LSE), the New York Stock Exchange (NYSE) and the National Association of Securities Dealers Automated Quotation System (NASDAQ). There are also a number of other major stock exchanges around the world. In most cases stocks will be listed with one particular exchange, but larger international companies may well list their stock on several different exchanges.
Traditionally stocks have been seen as long-term investments and purchasers have normally been looking at buying stock to hold for periods of five years or more. Many stocks, often referred to as "blue chip" stocks, are issued by companies with long and proven track records and traditionally form the core of many investment portfolios.
Short-term trading in stocks is a relatively new phenomenon and has been made possible to a large extent with the arrival of Internet trading. Here day traders try to take advantage of often large daily movements in the market by buying and selling many times in a single trading period. This is however a fairly risky business and any profits made can quickly be reduced by broker commissions which are charged on every transaction.
The Forex, or foreign exchange, market is quite different from the stock exchange. The Forex market is principally a short-term market with most traders entering and exiting deals within a single day and, sometimes, within as little as a few minutes. Forex trades are also "commission free" which means that a large number of trades can be made without running up a large brokerage bill. In the Forex market brokers earn their money by setting a spread in the price for buying and selling, known as the asking and selling prices.
The Forex handles transactions worth $1.9 trillion every day is the largest financial market in the world. To really appreciate the size of this market you have only to compare it to all of the American stock exchanges which, combined, handle daily transactions worth about $100 billion. The huge volume Forex trading also means that it is one of the most liquid markets in the world and that there is almost always a buyer and seller for any currency as the world economy is based very largely on the movement of goods from one country to another. The stock market by contrast is far less liquid and many stockholders choose to hold their investments for considerable periods of time.
Unlike the stock markets, The Forex market has no central location and trading markets are located throughout the world. Also, because of differences in time as we move across time-zones, trades can be made 24 hours a day, 5 days a week. Trading begins in Sydney, Australia on Monday morning (Sunday afternoon New York time) and continues non-stop until Friday afternoon New York time.
Stock exchanges offer far more limited trading hours and, while it is theoretically possible to trade on stock markets in Japan while the American markets are closed, many stocks are only listed on specific exchanges and cannot be traded elsewhere. Most stock exchanges are open from Monday through Friday, typically for a period of seven hours each day.
The Forex market tends to be more predictable than stock markets and often follows fairly well established trends. It also allows traders to take advantage of leverage which is typically as high as 100 to 1 (against 2 to 1 found on most stock markets) which means that investors can participate in Forex trading with a minimal investment. Indeed many brokerages today offer mini Forex account which can be opened with as little as $250.
For more information about mini forex online trading accounts or to learn forex trading online please visit ForexOnlineTradingSystem.info
Forex Trading: Good Opportunity Or Scam?
Until recently, the forex market or foregn currency exchange market wasn't for the average trader or individual speculator. With the large minimum transaction sizes and often-stringent financial requirements, banks, hedge funds, major currency dealers and the occasional high net-worth individual speculator were the principal participants. These large traders were able to take advantage of the many benefits offered by the forex market vs. other markets, including the fantastic liquidity and strong trending nature of the world's primary currency exchange rates.
Fortunately, thanks to new legislation written in the late 1990?s, forex brokerages have opened up to the general public and offer trading opportunities for anyone who has an interest in trading currencies for profit. In fact, many brokers allow traders to open and trade currency with as little as $250 dollars in an account.
Regrettably, all of these new currency trading opportunities have created a lot of hype around the forex. Some of this hype includes magic trading formulas, ?easy? indicators and expert trend predictors. There are now countless currency brokerages enticing potential traders to open accounts and start trading today. Many people have started to get the feeling that trading currency is more of a scam then anything else. We strongly disagree with this notion and are certain that the forex market has much to offer investors. However, before your take you paycheck and head down to the nearest brokerage to open your forex account, may we make some important suggestions before you enter the currency market?
First, there are thousands of websites with information, terminology, trading strategies and more. We recommend researching several of them as you begin to explore the basics of what the forex is. Brokers often will offer information about the forex, but realize that they are also trying to get you to open an account. Aside from brokerage sites, there are several informational sites and a few forex education companies on the market that offer good information without the pressure of signing up for a ?live? trading account.
Second, read some books. Most of the professional forex traders operate using a combination of Japanese candlestick charts and other complex indicators to determine the direction of a particular currency pair. Find books about technical analysis trading, candlestick charts and other methodological indicators. Remember that when you are buying currency it is like buying a stock in a nation or country. Learn about different countries economic announcements, interest reports, and job indicators. These are highly relevant factors that help indicate a currencies direction.
At this point, it may be time for you to open a demo account with the broker of your choice. This will help you get familiar with trading platforms and basic charts. Practice making some ?demo trades?. Even after doing some basic homework you will find that you fell like you areflying by the seat of your pants? during your trades. At this humbling point in your new forex trading career you realize its time to take a forex training course.
There are many forex training courses on the market today. They come in many forms including seminars, home study courses, interactive online courses, and class room education. Fxcenter.com, one such forex training course has found that the best education courses use all of these methods in their training regime. They feel that a program should include a minimum of 20 hours of home study to teach the basic principles of forex trading. Next a student would need to observe the market in action, without necessarily making trades. To do this, an interactive online class is necessary to help you tie in all the information and begin to apply it to live market conditions. Onsite classes then further reiterate the fundamentals of trading forex and help the student discover a trading strategy that fits his or her personality, financial status and risk tolerance. Finally, working with a highly skilled forex mentor, again during live market sessions, is critical to help the student understand the psychological part of trading. These mentors would also help students create an advanced trading system and analyze the market minute by minute.
Most successful traders have spent years developing good trading habits and learning the hard way how to take advantage of currency volatility. We strongly recommend you follow these steps as you begin to investigate investment opportunities in the forex market.
About the Author:
For more information on forex training and how you can get ahead into todays market please visit our site. Get some forex education and take your skills to the next level!
What Is Online FOREX Currency Trading?
For the past 10 years, currency trading has grown dramatically. This has resulted in many companies setting up online currency trading operations. Forex, also known as the "Foreign Exchange" is used by all these companies. They offer all their customers a secure and safe place to conduct online currency trades.
When you wish to trade in the Forex market, you will have numerous companies to select from. All of them will supply you with various resources and tools. Almost all of them will provide you with real time market prices. They receive this information from the multi-sources inter-bank prices feed of the Forex. As a result, you will be able to make better trading decisions from the timely and accurate information. Unlike other markets, you will not find any re-quotes or time-delays which are frequently apparent in other markets. With these timely information on market prices, you can then use the Internet to trade directly.
Your trades are executed almost immediately when you participate in the Forex online currency trading. In fact, the currency trades are done in a fraction of a second on average. The transactions are executed at a very high speed.
When you are buying or selling in the Forex market, you?ll have 15 unique currencies available for you to trade in. This will provide you with many different options which you can subsequently formulate for many different potential strategies. Since the Forex is accessible to the public since 1995, we are looking at a relatively young market. But as it ages, it is very probable that the number of available currencies will continue to grow. With the available options expanding, you can also expect the number of people trading in this market to expand making it easier for you to execute a trade.
You should make sure that you are well equipped if you want to trade in Forex. It is important to deal with companies that will provide you with the right tools and resources. You should find Forex companies with the ability to provide you with timely news and the latest updates on the currency situation so that you will be properly informed and be aware of what is happening currently. You must research adequately into what online currency trading is all about especially if you are new to online currency trading. Once you are equipped with the right knowledge, you can then enter into the world of online currency trading with confidence, knowing that the Forex market is your number one option to earning a good profit on your investment.
Need more information? Please visit my Forex Trading Guide for more articles.


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Research indicates that for a child with a learning difficulty or disability their self-esteem and ability to "bounce back" from challenges is just as important (if not more important) to their future success as the remediation they receive.
This workshop focuses on giving parents strategies to develop their child's resilience.
Please click on the link below to download flyer;
Presenter: Katrina Farrant
Katrina is a psychologist at DSF Literacy and Clinical Services. She assess children, teenagers and adults struggling with the acquisition of effective literacy skills and recommends appropriate classroom-based and individual strategies. Katrina also provides counselling for children and adults struggling with the impact of having a learning difficulty. Katrina is passionate about empowering young people with learning difficulties to find their own solutions and develop positive coping strategies.
Date(s) - 23/10/2019
9:30 am - 12:00 pm
DSF Literacy Clinic, The Mezz
Registrations & Pricing
Registrations can be completed using the form below. Discounted registration fees are often available for DSF members. Please log in if you have an existing account on the DSF website.
Retrieve log in details | Become a Member
RegistrationPlease ensure you have read and understand our cancellation policy before completing the form below. Changes to bookings may incur an administration fee. If you have any food intolerances or food allergies please be aware that whilst we make every effort to make our caterers aware of your needs we cannot guarantee that your meal has been created in a 100% allergen free environment. DSF will not be liable for adverse reactions to food consumed on our premises.
Bookings are now closed. Contact DSF on (08) 9217 2500 or via email to see if you are able to register.

subset: commoncrawl


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Product Description
Brown Heavy Pad Leather Chrono Watch Band
The Heavy Pad Leather Chrono Watch Band is made with contrast stitch and a heavy 5mm domed padding thinning to 2.5mm on the tail end, perfect for any large watch. Slight texture gives added definition to the beautiful, matte finish leather. Finished with a contrast stitch for a true winner. Genuine leather soft nubuck lining for maximum comfort, made exclusively for us in Europe. This is a standard strap with buckle closure; stainless or gold buckle provided per your selection at checkout. Buckle can instead be replaced with a Push Button Style Deployment Clasp. A deployment clasp is highly recommended for extended life of your watch band. If purchased together, we will attach the clasp to the strap prior to sending it.
Available in 3 sizes; 20/18mm, 22/20mm and 24/22mm, (lug width/buckle width). This is a regular length band: 120/80mm (~7 7/8″ not counting the buckle). If you need a different length band, please check our store categories for specialty lengths. Please determine the size needed before ordering. You will need to know the lug width of your watch and required length for ordering. Not sure what size you need? Click here for our printable measuring guide.
Suggested add-ons for this item: Set of Spring Pins, Push Button Deployment Clasp, and Deluxe Spring Pin Tool
We stock all items unless otherwise noted. Please note – if your selection is backordered, you can still place your order and item will ship as soon as it is back in stock. At Strapped For Time, we are always available to assist! If you have any questions about your selection, please contact us anytime at [email protected] or by phone Monday through Friday at 704-845-0566.
Item # FL300 Brown Heavy Pad Leather Chrono Watch Band (Contrast Stitch)


text: Artifact Details Title Hazel White Fairchild name badge Catalog Number 102695978 Type Physical object Manufacturer Laminex, Inc. Identifying Numbers Other number 00895 Printed on face of badge Dimensions overall: 1/8 in x 2 3/8 in x 3 1/4 in Description "GATE ARRAY DIVISION" is printed on the front. Printed on the back is "FAIRCHILD, GATE ARRAY DIVISION, 1801 MCCARTHY BLVD., MILPITAS, CA 95035". This name badge was used by Hazel White. Category Ephemera/badge / button Credit Gift of Hazel White Lot Number X4172.2008


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If you've enjoyed any piece of science fiction produced in the last 70 years, chances are good that it was at least partially inspired by Isaac Asimov's Foundation series. Jonathan Nolan, writer of Memento and the newly released film Interstellar is now rumored to be working on a series adaptation of Foundation for HBO. This is not the first time a Foundation adaptation has been in the cards, but HBO might be the best home for this episodic tale of the distant future.
The original Foundation trilogy (Foundation, Foundation and Empire, and Second Foundation) explored ideas that might seem common in sci-fi, but the first part of the Foundation saga was published in 1942. Based partially on the fall of Rome, Asimov's Foundation introduced readers to the modern space opera, and even predicted the development of handheld computers at a time when vacuum tubes were hot new technology. The Foundation series follows the path of a society known as The Foundation, established on the periphery of the galaxy by psychologist and mathematician Hari Seldon.
After developing an area of study called Psychohistory that can predict the future in broad strokes, Seldon discovers the Galactic Empire is headed for collapse. At the opening of the first book, Seldon has been called in by the authorities of the Galactic Empire on the capital planet of Trantor. They are none too pleased with his prediction of imminent doom, resulting in his banishment to the world of Terminus, where The Foundation is formed. Guided by Psychohistory, Seldon sets The Foundation up to become the next great galactic empire, ready to take over as the old empire begins to crumble.
This is only the first section of the expansive Foundation series — the story takes place over the course of a millennium as the Foundation seeks to fulfill its destiny and save humanity from a new dark age. This kind of story seems perfectly suited to a series on HBO, which has shown its commitment to high production value projects. There have been rumors in the past of a Foundation movie, but that wouldn't have made much sense. The first Foundation book was originally published as a series of short stories in science fiction magazines of the day. This was common in golden age sci-fi, but it was later bundled together into the first book of the trilogy. The following two books are composed of longer stories, which might be more challenging to adapt into a TV show.
Jonathan Nolan is already working with HBO on an adaptation of Michael Crichton's Westworld starring Anthony Hopkins, which is set to start airing soon. The status of Foundation on HBO is still unconfirmed, but I think I speak for sci-fi nerds everywhere when I say, "yes, please."


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Afro-juju maestro, Sir Shina Peters, cannot stop talking about the impact his son Clarence Peters is making in the music industry. For a man who has dined with kings because of his gifts and his son talking after him, nothing could make more meaning than knowing that someone is there to take over from him.
He said "Clarence is my only child who had taken after me, and the joy of parents is for their children to achieve more than them. So, I am happy that, in my life time, I have a son who is doing great. This is a rare privilege, I am grateful to God for that. My prayer is that he should yet achieve greater things," he said.
He said, "If you have passion for what you do, even if money is not coming in, you will not get tired. That is why we are telling these younger ones to go into music for passion, not fame or money. Artistes do not retire, though I am aware that civil servants do. If an artiste does not sing or perform again, things might not go well with such person. The only thing that could make me to stop doing music is death. But provided I am still alive, music is all I want to do. nigerianfilm


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+61 2 8904 0172
Bridge the gap between help desk & network operations using a unified console to handle ITIL related processes.
A distributed architecture & built-from-scratch integration give you robust scalability with fewer application failures.
Real time views of KPIs help prioritise tasks, make more accurate decisions & respond more effectively to business needs.
Don't wait for manual intervention to troubleshoot - IT360 uses self- diagnostics to detect & display environmental issues.
Forget the army of engineers...IT360 can be up & running in just a few days with role-based privileges for easy administration.
Tried & tested for a decade, IT360 has been built from scratch so you can reap the benefits of truly seamless integration & dataflow.
Add a Business Context to your IT Resources. Define dependencies and improve Fault Management and SLA Management. Reduce Application Support and Maintenance Costs. Easy Troubleshooting.
Simple interface with more canned reporting profiles. Reports can be created off every attribute that is monitored. Scheduled and Automatic emailing of periodic reports. Ability to export data into either PDF, CSV or XLS formats. View in-depth historical data through 7/30 reports.
Monitors a heterogeneous database server environment that may consist of Oracle database, MS SQL, Sybase, IBM DB2 and MySQL databases. Out-of-the box reports, DBAs can plan inventory requirements and troubleshoot incidents quickly. Keep tabs on the database size, buffer cache size, database connection time.
Agentless approach to server monitoring. Monitoring of server load, disk utilization, Processes, memory utilization, Disk I/O stats, server CPU utilization etc. Enables an IT administrator to identify whether a problem reported is caused by the underlying operating system or the application or a service. Capabilities include support for Linux, Windows, Solaris, AIX, HP UX etc.
End-to-end Network infrastructure platform that offers advanced fault and performance management across WAN, VoIP services, network devices, and other IT infrastructure such as printers, UPS etc. Automatic discovery of network devices. Extensive list device and interface templates containing device configurations.
Just direct NetFlow exports from your NetFlow-enabled devices to get the most detailed view of bandwidth usage across your network. View bandwidth usage patterns and generate reports across LAN and WAN links without having to deploy expensive hardware probes. Provides an in-depth visibility into network traffic and its patterns. Gives business knowledge of real-time network behavior and how traffic impacts the network's overall health.
Provides in-depth monitoring of web applications, be it a CRM application, banking/finance application or any business critical application. Ensures the health and availability of your application servers through Microsoft .NET Monitoring, Oracle Application Server Monitoring, JBoss Monitoring, Tomcat Monitoring, WebLogic Monitoring, WebSphere Monitoring and SAP Perfomance Management. Ensures higher uptime by detecting and diagnosing problems of application servers and their services faster.
Complete inventory of hardware and software assets. Track ownership and history of assets through Agent-less scanning. Schedule Audits of IT Assets. Quickly ascertain the dependability of asset with a business service or another asset. Discover and list all the instances of software inventory across your organization. Monitors the software license compliance to maintain the complete software asset inventory management.
Integrated, ITIL ready service desk to manage all your communications from a single point, including Incident management, Problem management, Change management & Configuration management Database(CMDB). Document best practices and solutions to common problems in an online knowledge base, Convert the alerts arising out of the system as Incident in the Service Desk automatically and automatically assign the incoming tickets to the concerned techician or technician group.
Download and trial it in your own environment ... see why ManageEngine IT360 truly is Business Service Management made Easy.
"Research I've done over the last few months on BSM solution requirements shows that customers want three things relative to existing BSM solutions: lower cost, reduced complexity, and faster time to value. ManageEngine IT360 directly delivers on those needs. It also goes further by including capabilities like a service desk that are not typically bundled even in far more expensive solutions."
Paul Burns, Enterprise Management Associates
Since 2004 - when Bellridge first introduced ManageEngine into Australasia - we have established ourselves as not only leading providers of simple and affordable enterprise management solutions, but also as a company focused on delivering the highest level of service to our customers.
With our integrated I.T. services - and our suite of solutions widely known for their ease of use, affordability and high level performance - Bellridge looks forward to working with your I.T. team assisting you with all sales, technical support and professional services including license renewals, version upgrades, new product enquiries, training, customization and implementation.
We delight in the prospect of becoming your business application partner and supporting your company in developing a fully integrated I.T. management solution.
Want To Know More >
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Bellridge pty ltd © 2019. All rights reserved.


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The ITA promotes trade and investments in the United States through data aggregation and studies on global markets and specific U.S. regions. The agency utilizes its research to negotiate on behalf of U.S. industries and is also responsible for enforcing compliance with trade agreements.
The ITA includes Strafford County in the Boston-Cambridge-Newton metro area, which includes counties from Massachusetts and New Hampshire.
The following is the ranking of the top exporting counties in the largest trade metros across the U.S.


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Ever since the In Concert live album was released in 1973, people have always associated the photos that featured on the back cover of the record as photos taken at the Fillmore East. However this is not the case at all. Those photos were actually taken towards the end of the US tour at the Capitol Theatre in Port Chester, NY, on the 4th December 1970. The Fillmore East shows on the 23rd and 24th October 1970 took place roughly a week after the start of the Dominos' US tour and at that time, Eric didn't have a beard. The photos that have been associated with the Fillmore East album show Eric with a full beard and this is wrong.
The band played two days at Fillmore East in October with two shows on each day. They did the same at the Capitol Theatre in Port Chester and as a result, multiple photos exist from each of the shows. The ones I have posted below are considered the most famous and well known shots.
Fillmore East, New York:
As you can see in this photo taken by Amalie Rothschild, Eric is clean shaven. This is from the Fillmore East 23rd October early show. The photo below was taken at the Capitol Theatre in Port Chester and shows Eric with a full beard and him wearing the famous striped jumped, which he borrowed from Bobby Whitlock. This is from the 4th December early show.
Capitol Theatre, Port Chester:
This is something that needs to be passed along and realised by everyone. I always want to make sure photos of the band are from the correct live show, mainly because I am writing what will be the go to book on Derek and the Dominos and small details like this are very important to get correct. As time goes on it's not uncommon for information to get lost and in some cases I have come across photos of the band with absolutely no information on them at all.
With shows as legendary as these, it's important to get the facts right. The photos associated with the Fillmore East live album weren't taken at the Fillmore East. They were taken at the Capitol Theatre in Port Chester.


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Chihuly Northwest Room
Let's keep going with the Chihuly stuff. This amazing room features Dale Chihuly's collections of indian blankets, baskets and photographs. The glass art displayed here was influenced by these collections. I really like how you get a peek into the sealife room with it's spectacular 20 foot high sealife tower. This image was taken with my 10-18mm lens and is a panorama which explains the fairly severe distortion seen in the image. At the risk of repeating myself, I am still amazed at the quality and power of my new Sony a6000 mirrorless camera. I have no intention of abandoning my full frame sony cameras but having so much capability in a tiny camera is still mind blowing to me. I like it so much I purchased another one for Kathy and invested in 5 high quality lenses for the e-mount system. 10mm, f4.0, 3200 ISO


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Do you run around at lunchtime trying to find that magic food or caffeine that will give you the boost of energy you so need to get you through the afternoon?
Maybe, what you really need is a rest!
MyMind and YogaLife Limerick have teamed up to bring you Wellness Wednesday!
Join us for an informal and enjoyable mindful relaxation session on Wednesday the 1st of March at MyMind Limerick with yoga instructor and trainee psychotherapist Maggie May O'Callaghan.
This 20 minute session will include rejuvenating breathing techniques that will have you full of energy for the rest of your day.
There are many immediate benefits of relaxation techniques such as stress relief, decreased anxiety, improved posture and more mindful eating. Such a small exchange of time for such a huge increase in wellness!
If you are coming along, feel free to bring your lunch so that you can chill out and have a chat afterwards. Make the most of your lunchtime – Relax, Restore, Rejuvenate.
When: March 1st
Time: 1:10pm – 1:30pm
Where: MyMind Limerick – 50 O'Connell St
Cost: €5 per person
Places are limited so please register here or contact Carmen at MyMind at firstname.lastname@example.com or call 083 842 3277
No previous experience necessary. No matter how hard you find it to relax feel free to join us!


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1. What is Flexible HML Usage?
Flexible HML Usage recognises that transport operators have different needs when it comes to utilising Higher Mass Limits (HML) access made available through the IAP.
Flexible HML Usage identifies three broad levels of use:
Infrequent use
Occasional use
Consistent use
Flexible HML Usage responds to the diverse needs of different transport operators by catering for different levels of HML use.
2. Why has Flexible HML Usage been introduced?
For a number of transport operators, only a small proportion of their trips are loaded to HML.
The productivity gains from infrequent or occasional HML use are not always sufficient to cover the cost of IAP enrolment, compared to those transport operators with a consistent level of HML use.
3. What access arrangements does Flexible HML Usage apply to?
Flexible HML Usage is available to transport operators which utilise eligible vehicles for HML applications (New South Wales, Queensland and South Australia).
4. How does TCA recognise different types of transport operators using HML?
TCA has introduced 'use levels' which recognise that transport operators have different needs when it comes to HML loadings.
For infrequent and occasional HML use, TCA will reduce its monthly Operational Fee (which covers the ongoing costs of auditing IAP services provided by IAP Service Providers) on a per vehicle basis.
For consistent HML usage, there is no change to current arrangements.
HML usage
Level of usage
(per vehicle, per month)
Operational Fee
(per vehicle, per month)
excl GST
Infrequent use
Up to 1 HML load/trip per month
Occasional use
Up to 5 HML loads/trips per month
Consistent use
Unlimited HML usage
TCA anticipates that:
- Any cost savings made available for infrequent and occasional users through the reduced Operational Fee will be passed on by IAP Service Providers
- IAP Service Providers are able to offer more flexible options for both individual vehicles and transport operator fleets.
5. How can Flexible HML Usage benefit transport operators?
Flexible HML Usage can benefit transport operators where:
- There is only an infrequent or occasional need to transport HML loads
- Prior decisions have been made not to enrol vehicles in the IAP on cost grounds
- There is an opportunity to increase the flexibility of fleet utilisation, by having a greater number of vehicles enrolled in the IAP to allow loading to HML, when and as required.
Additionally, for those with fleets, Flexible HML Usage may enable transport operators to enrol multiple vehicles – if not all of their vehicles – into the IAP.
Defining a HML Load/Trip
6. What is the definition of a HML load/trip?
A HML load/trip involves the transportation of a load, the total mass of which exceeds Concessional Mass Limits (CML) up to and including HML, by an eligible vehicle enrolled in the IAP.
7. How is a HML load/trip determined?
Loading information is recorded by transport operators through the Mass Management Module of the National Heavy Vehicle Accreditation Scheme (NHVAS) – using the Self Declaration function of the IAP. The number of HML loads/trips will be determined by the number of Self Declaration entries on the Total Combination Mass (TCM) exceeding CML (according to the type of eligible vehicle). The following NHVAS information can be recorded through the Self Declaration function of the IAP:
- Vehicle configuration
- Total Combination Mass (TCM) in tonnes.
Self declarations of vehicle configuration and TCM must be made at the beginning of each trip and/or whenever there is a change in the configuration and/or load.
Further information on the NHVAS Mass Management Module can be found here:
8. How is the number of HML loads/trips carried by a vehicle calculated each month?
The number of HML loads/trips will be determined by the number of Self Declaration entries on the Total Combination Mass (TCM) exceeding CML (according to the type of eligible vehicle).
9. Is there a difference between short and long loads/trips?
For the purposes of calculating the Operational Fee for different levels of HML use there is no difference between short and long loads/trips.
10. How will pick-ups and/or deliveries during a journey be treated?
In circumstances where pick-ups and/or deliveries occur between an origin and a destination, only that portion of a journey where the vehicle's Total Combination Mass (TCM) exceeds CML up to and including HML will be deemed a HML load/trip.
11. What happens if loads are under declared?
Under declaring of loads through the NHVAS and the IAP will be considered a breach of Chain of Responsibility (CoR) laws.
12. What happens if loads are not declared at all?
Where NHVAS loading information is not entered into the IAP, it will be assumed that the vehicle is loaded to HML.
13. Why is there a cap of five (5) trips per month for occasional HML use?
TCA engaged an independent economist to consult with a number of transport operators, including the initial three operators involved in the Entry Options initiative.
Initial background research suggests that transport operators with a consistent level of HML use could recover the monthly enrolment costs of IAP by performing one (1) to five (5) HML trips per month, depending on the type of loads being carried and the length of trips.
Although the cost profile for each transport operator is different, the feedback received by TCA from transport operators indicates that the full monthly enrolment of the IAP can be recovered by performing one (1) to two (2) long-distance trips, or three (3) to five (5) short-distance trips.
The cap therefore recognises that vehicles carrying more than five (5) HML trips per month will generally obtain a sufficient commercial benefit – over and above General Mass Limits (GML) or Concessional Mass Limits (CML) loads – to be considered as having a consistent level of IAP use.
14. Are transport operators able to provide feedback on Flexible HML Usage?
TCA recognises the diversity across the transport sector, and welcomes feedback from the transport and logistics sector on Flexible HML Usage.
TCA will review the framework to ensure that Flexible HML Usage is providing the greatest benefits to the largest possible number of transport operators.
Other Questions
15. With respect to vehicles already enrolled in the IAP under a HML Application – can Flexible HML Usage apply to these vehicles?
Yes. The number of HML loads/trips will be determined by the number of Self Declaration entries on the Total Combination Mass (TCM) exceeding CML (according to the type of eligible vehicle).
However, it is recognised that vehicles already enrolled in the IAP for HML access – under current arrangements and prior to the introduction of Flexible HML Usage – are likely to have a consistent level of HML use.
16. Does Flexible HML Usage change the way IAP monitoring is performed?
No. Flexible HML Usage does not change:
- The way IAP monitoring services are provided by IAP Service Providers to transport operators
- What information is sent to regulators from IAP Service Providers.
17. What do drivers need to know?
Drivers need to be informed when a vehicle is enrolled in the IAP – IAP Service Providers can assist in providing an in-vehicle notice for drivers.
Transport operators need to provide drivers with information about the IAP so they understand their obligations when transporting a HML load.
18. What do staff engaged in management and operations need to know?
Transport operators with staff engaged in management and operations roles need to:
- Ensure they understand that all parties in the supply chain must comply with CoR laws regarding mass limits
- Ensure they understand the obligations for operating under both NHVAS and the IAP
- Ensure they understand the opportunities for infrequent and occasional use.
19 What if a HML load/trip spans across months?
Each HML load/trip is allocated to the month in which the commencement of the trip originated.
For example, where a HML load/trip commences at 7pm on 31 October and concludes at 7am on 1 November, the trip will be allocated to the month of October.
20. Can the number of trips (for infrequent and occasional users) be averaged out across months?
The averaging of trips for infrequent and occasional users is not provided for by TCA in the calculation of its monthly Operational Fee.
However, IAP Service Providers can offer different options to meet the diverse needs of transport operators.
21. Are consistent users of HML subsidising the costs of infrequent and occasional users?
No. There is no cross-subsidisation of costs between different levels of HML use – there is no increase in the monthly Operational Fee for consistent HML use to offset the reduced monthly Operational Fee for infrequent and occasional use.
Further Information
22. Where can I obtain further information on Flexible HML Usage?
Please visit www.tca.gov.au.


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3rd National Conference on Peer Education, HIV and AIDS (3rd NOPE Conf. on P.)
Venue: Kenyatta International Conference Centre - KICC
|Event Date/Time: Jun 18, 2008
|End Date/Time: May 20, 2008
|Registration Date: May 30, 2008
|Early Registration Date: Apr 30, 2008
|Abstract Submission Date: Feb 28, 2008
The National Organization of Peer Educators (NOPE) is an NGO that was registered in Kenya in 2001 and granted international mandate in July 2007. NOPE has become one of the leading organizations in HIV/AIDS prevention programs in Kenya particularly in Behaviour Change Communication.
NOPE develops and markets a range of professional services and technical assistance to companies, NGOs and other organizations. The technical assistance focuses on development and management of comprehensive HIV and AIDS programs, including peer education. Through these products and services, NOPE generates funds to support some of its programs and does not exclusively depend on donor funds.
NOPE has played a leading role in increasing the scope of peer education from isolated, project-based activities to a more comprehensive program, using innovative approaches.
From 2003 to 2006, NOPE was an implementing partner of the IMPACT project, funded by USAID through Family Health International. Currently NOPE is a strategic partner in the AIDS, Population and Health Integrated Assistance (APHIA II) project funded by USAID and led by Family Health International in Coast and Rift Valley provinces. NOPE is responsible for youth and workplace programs.
NOPE organizes biannual conferences that provide an opportunity for stakeholders in HIV/AIDS and peer education to share experiences and best practices on selected thematic areas. The 3rd National Conference on Peer Education, HIV and AIDS will be held from 18th – 20th June 2007 and is expected to bring together over 1000 delegates, local and international. The theme of the conference will be 'STIGMA, LET'S ACT NOW!'
All over the world, the AIDS epidemic has had a profound impact on individuals, communities and businesses. This impact has made it increasingly necessary for individuals to group together in solidarity to fight denial, and to offer support and care to people living with HIV and AIDS. On the negative side, HIV/AIDS has caused the stigmatization and ostracizing of individuals by their loved ones, their families and communities
Peer education is one of the most effective ways of imparting knowledge and skills on sexuality, HIV and AIDS among different target populations. This is because peers have the power to influence attitudes and shape the behavior of others with whom they share certain characteristics. This conference proposes to address the problem in detail and identify tangible solutions through information exchange and providing a platform for experience sharing.
The goal of the 3rd National Conference on Peer Education, HIV and AIDS is to promote the role of peer educators and other stakeholders in the elimination of stigma and discrimination against persons living with HIV and AIDS.
i) To explore the extent and effects of stigma and discrimination against PLWHA in Kenya and the region
ii) To create awareness on the Kenya HIV and AIDS Bill and other existing legislation on stigma and discrimination and the role of policy makers
iii) To provide a forum for peer educators from different target groups to share their experiences and lessons learnt from their programs in relation to stigma and discrimination
iv) To provide a forum for companies and insurance companies to highlight their progress and challenges to reducing stigma and discrimination in the workplace
v) To identify best practices on stigma reduction and promote them among delegates for replication
vi) To explore ways of improving existing networks and linkages for improved access to HIV testing, prevention, treatment, care and support services.
vii) To draw recommendations, resolutions and the way forward for strengthening the role of peer educators in the elimination of stigma and discrimination.
• Legal frameworks: the role of the Kenya HIV and AIDS Bill in reducing stigma and discrimination.
• The role of the family in eliminating stigma.
• HIV and AIDS and issues of succession and inheritance.
• stigma and discrimination in relation to culture and tradition.
• Positive living/ living positively with HIV and AIDS.
• The role of Insurance companies in enhancing or reducing stigma and discrimination
• The impact of HIV/AIDS stigma and discrimination on persons with physical and mental disabilities.
• The impact of HIV/AIDS stigma and discrimination on other marginalized groups e.g. gay and lesbian groups, sex workers, etc
• HIV and AIDS in prisons and other areas of confinement.
• Workplace HIV and AIDS policies on stigma and discrimination.
• Privacy and confidentiality.
• The role of faith based organizations (FBO) in stigma reduction.
• Youth and stigma.
• Caring for widows, widowers and orphans and vulnerable children (OVC).
• HIV and AIDS and the rights of the child.
• Stigma and discrimination in health institutions.
• Equal access to anti- retroviral therapy (ART).
• Community challenges and efforts to eliminate stigma and discrimination.
The conference will adopt the following presentation approaches:
• Plenary sessions with guest speakers and experts in technical areas.
• Parallel sessions on different topics. Delegates will have the option of attending sessions they consider most relevant to their programs. Demonstrations will take a maximum 30 minutes, followed by a facilitated discussion.
• Moderated panel presentation and discussions (15 minutes per presentation).
• Facilitated practical demonstrations on BCC & SBC approaches.
Abstracts on any of the above key sub-themes and topics are invited from peer educators, HIV and AIDS Program coordinators, program managers, experts, professionals, government officials and other interested individuals and/ or groups.
The abstract should include contact information and the main body should not exceed 300 words.
Please include the following information:
Title of the abstract:
Full name:
Telephone contact:
Email address:
Preferred method of presentation:
Background information:
Description/ key finding:
Lesson learned:
All abstracts must be submitted through email to firstname.lastname@example.com
The deadline for abstract submission is 27th February 2008. Abstracts will not be accepted after this date.
Organizations wishing to showcase their products and services will be provided with the opportunity to do so. Space is available on a first come first served basis. Please notify the Conference Secretariat for this in writing by 30th May 2008.


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The 50mm Lens Rangefinder Experience/
A gorgeous warm sunny afternoon in Stratford-upon-Avon with the Leica M9 and Zeiss 50mm f/2 T* Planar lens.
If I could only ever use one lens this would be it. A 35mm lens is often regarded as a "perfect" single lens, and indeed the Leica X1 and Fuji X100 go for that option, but personally I prefer a 50mm. By using a large depth of field it can work well as a landscape lens and by stopping down has a semi-telephoto effect. I find it lets me produce very tight "fill the frame" shots, and because of its natural perspective, the composition is all important. Just pointing a wide-angle at something can produce a dramatic effect. With a 50mm "standard" lens you often have to be a little more creative to get a eye-catching shot.
I met another photographer who was out with his 40 year old Leica M4 and 50mm f2 Summicron lens. He told me stories of going round the world with it, including photographing in the Burmese jungle. It looked it great condition, but he did tell me that a Leica service and a few repairs cost him £800! Longevity comes at a price with Leica.
I do enjoy these one-lens shoots and I'm doing it more often. It works particularly well when I'm in a place I've visited many times, and makes me look for different angles.
Words - David
Images - David and Ann


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- Grant Thornton LLP welcomes Millard, DesLauriers & Shoemaker LLP
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Grant Thornton LLP proudly welcomes Ross Pope LLP, a well-established firm in Northeastern Ontario. The new relationship will strengthen Grant Thornton's presence in Kirkland Lake and Timmins by providing accounting, tax and advisory services for current and future clients.
Toronto, ON - February 1, 2018
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With a long history in Northeastern Ontario, Ross Pope opened its first Timmins location in 1925, followed by Kirkland Lake in 1983. Known for their personalized service, Ross Pope is a leader in the community for providing financial services for privately owned enterprises, not-for-profit organizations and individuals.
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My wife, Melissa, colleague and friend, Michael Ehrenberg, and I went out on the streets of San Francisco yesterday to initiate a new project that we call SF Street Coaches. The idea was born from a Youtube video of Sivani Mair in London who calls herself a certified life coach and a professional communicator. Another Colleague, Marla Skibbins, CPCC sent Sivani's video off to me a few weeks ago, and it inspired me. http://www.youtube.com/watch?v=uF4nembFLIk
Taking a Stand for Those Around Us, Including Strangers
I thought, "Wow, just think of the transformation that might be possible if we, as coaches really got out in the world and gave everyday people an access to their wisdom." It's my hunch that we are living in a particular moment in history in which the old modes and models of living and being in the world are breaking down. Our society is coming apart at the seams. Just look at our political systems, our banking systems, our medical care, and our environment. We're in grave danger if we don't get our act together.
At the heart of this massive and collective breakdown is a mindset. From a very young age we all were taught not to rock the boat, not to want what we truly want, and certainly not to go after what we want. As coaches, we think it's critical that we individually and collectively wake up and actualize what authentically moves us. When we do that, we can actually start to be a contribution in the world, we can start to give our gifts, and initiate the repair of all the breakdown we see around us. We can only give our gifts when we follow the thread of authenticity and resonance.
As a coach, I have the unique responsibility--and opportunity--to remind not just my clients, but the people around me, including the strangers I do not even acknowledge on the street, to wake up to this knowing. It takes incredible courage to both take a stand and to make it real in the world. Hanging my shingle as a professional coach was a big step, but being a coach in the world is much bigger. Yesterday, was a step in that direction.
Coaching the Masses
A few days ago I had buttons made that said SF Street Coaches. I also made a shell of a website. Melissa, Michael, and I met up in downtown San Francisco.
We didn't have a clue about how we'd start. We all were both a little nervous and extremely self-conscious as we stood on Market Street. As we stood there, we were looking at all the various people passing us by wondering if any of us would have the courage to stop someone and initiate a coaching conversation. None of us knew how the heck we would do it.
So Melissa had a good idea. She said, "I hate to be stopped on the street. Most people do. Why don't we go somewhere where people are seated and are relaxed?" So we found a boulangerie where we ordered a tea and sat…and sat…and sat. At some point Michael says, "I just want to tell you guys that I have no expectation whatsoever from this day. If we don't coach anyone, I am okay with that," to which I said, "Me, too," to which Melissa said, "Not me."
And immediately she turned her head to a couple of young women next to us and initiated a coaching conversation. That's how our afternoon began. Instead of getting what we expected, "No," "Not interested," or "Too busy," we got "Sure." "I'm game," "Would love it." After the second or third street coaching client, it became clear that, for the most part, each person we'd ask was up for it.
The Boomerang Effect
Even more interesting was that four out of the five people we coached were hungry and open for the inquiry. What a privilege it is to have three ears listening curiously, attentively, and wanting only what you deeply want, rather than what your self-sabotaging voices want. This is an unusual gift to give another person. And when the authentic, resonant voices shine through, over those self-critical and self-doubting voices, something magical happens in the space of that interaction.
Each time we coached a stranger, the gift boomeranged right back at us. Just as we were giving the gift of curiosity, our clients were giving us the gift of transparency and of vulnerability. When complete strangers were sharing their hearts, their passions, their doubts, and their fears with us, it touched each of us. While we only spent 10 or 15 minutes with our clients, each managed to share their essence with us. Each willingly danced with us. The process really moved us.
I also really loved that we, the coaches, were a team. We both approached and coached as a team. It is rare that, as coaches, we get the opportunity to co-lead with one another. The process is infinitely more impactful when six ears and three mouths are offered than just two. Somehow whatever is said, either by the coaches or the client, is more real in the world when there are more than just one or two witnesses. Additionally, as a coach, it helped immensely to be able to lean into the support of my co-leaders. Finally, it was so much more fun to be able to share the experience with them.
Needless to say, the movement has begun! If you'd like SF Street Coaches to show up in your neck of the woods, whether on your street, at a party you're throwing, at your café, or at your office, please let us know. We welcome any and all invitations. If you're a coach and you'd like to take part in SF Street Coaches, we'd love to hear from you.


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- Our Team
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Paul Sciarra and Krissy Mok formed the Sciarra/Mok Team in 2014 and have rapidly risen to the Chairman's Platinum Circle of Berkshire Hathaway Home Services - an honor given to real estate agents and teams performing in the top 1% of the nationwide network.
After recognizing the advantages of our collaborative team approach to real estate, we began expanding our team 2016 with agents who share our dedication to clients, service and integrity.
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The Poet and The Women He Loved/
It was 1984 in Manila and Rio's book on Corazon de Jesus' poetry had just been published. There was chaos in the streets and rage in everyone's hearts as the Aquino assassination a few months earlier signaled the countdown for the ultimate demise of the Marcos dictatorship. As thousands protested, Corazon de Jesus' immortal "Bayan Ko" was resurrected and eventually became the national anthem of the anti-Marcos movement.
Over beer one night, Rio Alma talked about the famous Filipino poet. It was not just idle conversation between two weary souls; Rio was convincing me to write an article about Corazon de Jesus from the memories of his wife, Asuncion Lacdan, who was then still alive. When I got hooked on the story, I spent one afternoon with the genial widow amidst her memorabilia of the man whom, fifty years after his death, she talked about as if he was still around.
Aling Sion had many stories. Her husband's grand betrayal of her, when he ran off to Hongkong with a woman he called "Bituin," she left for last. It had been almost six decades since it happened, yet Aling Sion narrated the details with so much passion, I could actually feel her pain. Finally, when she was done and exhausted, and I was struggling with my tears, she very gently asked, "I was told that you are related to Bituin. How has she been?"
Rio, who has as much flair for drama as he has with poetry, had purposely not told me the identity of Corazon de Jesus' lover. Just as he expected, I was shocked and excited. "Bituin" was a woman I knew for a great part of my life, somebody I was obliquely related to by affinity. She was a super-energetic educator who ran a preschool, taught at a university, led civic organizations, spoke Spanish like a native and drove her car like a drag racer. That she was able, in her youth, to turn her back on a society she seemed so comfortable in, was fascinating. The story was no longer a period piece for me, it had become personal.
Yet, I was never able to write the article. The turbulence in the country got too involving, and the turmoil in my own life decimated my penchant for romance. Too, "Bituin," whose side of the story was just as compelling, asked me not to write it yet since she did not want to embarrass her husband who was then still alive.
Why am I writing this now? Some details have escaped me. Both Aling Sion and "Bituin" have passed away. However, I could not let go of the story, perhaps because, the betrayals I have lived through notwithstanding, the life of Jose Corazon de Jesus still makes me celebrate romance.
Manila in the 1920s was a gentle, genteel society that was struggling to free itself from the stranglehold of Spanish conservatism yet was still hesitant to embrace the permissiveness of its American colonizers. The tranvia (streetcar) and the kalesa (horse-drawn carriage) were sharing the streets with the automobile; the popular zarzuela (stage show/opera) shared the limelight with bod-a-bil (vaudeville).
It was in this milieu that the balagtasan, an extemporaneous oral debate in verse, took root. The poets of the period–Jose Corazon de Jesus, Florentino Collantes, Pedro Gatmaitan, among others–were all mambabalagtas (balagtasan performers), but it was Corazon de Jesus who was crowned King of Balagtasan, when he beat Collantes in a colorful poetic debate on the virtues of the Filipino woman.
Huseng Batute was undoubtedly the superstar of his era. His performances, not only in the balagtasan but also in fiestas and other celebrations where he recited his powerful poems, drew crowds that were never equaled by any of his peers. In his championship debate with Collantes in fact, people from all strata of society went to the Olympic Stadium in the heart of Manila to witness the event. The newspapers reported that the crowd was so thick, not even a pin could drop.
Corazon de Jesus was not just a balagtasan star. He was a lawyer by profession, but was so drawn to poetry that he eventually left the legal profession altogether. He became a daily columnist for Taliba (a Tagalog newspaper), writing powerful political commentaries in poetry that were very strongly nationalist. He was also a painter, a composer and a singer, at times even performing in nightclubs.
When Filipinos started making movies in the mid-1920s, Huseng Batute wrote a screenplay and starred in the movie itself, opposite Atang de la Rama, who was then considered the Queen of Kundiman. At one point, he even ran for mayor of Sta. Maria, Bulacan, his hometown.
But it is for his love poems and his command of the Tagalog language that Corazon de Jesus is remembered best. "The heart of Corazon's poetry is love," Rio Alma writes in his book. More than that, Corazon de Jesus lived his life as he wrote his poems – a great romantic who celebrated love's passion as much as love's pain. And because he was talented, handsome and famous, many women fell in love with Corazon de Jesus.
Aling Sion, a Spanish mestiza who was herself a striking beauty in her youth, remembered quite vividly the many rumors that linked her celebrity husband to various women. At first she, whose life revolved around their three children, would take it hard and confront him. As is typical of Filipino males, Corazon de Jesus would deny the rumors and would woo her trust back. Eventually, she learned not to listen to the scuttlebutt, choosing instead to trust her husband completely.
Until that one day in March 1926 when she was awakened by a telephone call from her husband's colleague in Taliba, asking if she knew about Corazon de Jesus' leaving for Hongkong that morning. No, she said, but she rushed to the pier just the same, only to see the boat he was supposed to have boarded sail away.
Demanding to see the manifest to assure herself that it was a lie, the young wife was instead confronted by the truth: a Mr. and Mrs. Jose Corazon de Jesus was listed.
The story was front-page stuff for weeks. Corazon de Jesus, a married man and father of three, had run off to Hongkong with a schoolteacher who belonged to a prominent family in Santa Ana. The scandal jolted Manila society, not just because he was a celebrity but also because the woman's social prominence made the story juicier.
Aling Sion remembered those three months that her husband was gone as the most painful she had ever endured. She got a lot of support and sympathy, which comforted her. But she also never lost faith in her belief that her husband would return.
For it was true, Corazon de Jesus, despite his great love for the woman he was with, was so tortured with guilt that one week after he left, he started writing his wife asking for forgiveness.
Jose Corazon de Jesus and his "Bituin" spent three difficult months in Hongkong. "We did not know anybody," she recalled. "We did not have much money so Pepito had to sing at a nightclub." She knew how much he missed his family and how she was practically disowned by hers. She also had a miscarriage, which added to their problems.
They decided to return separately, a week apart. Huseng Batute immortalized their parting in his poem; "Aloha Oe" where he spoke of the pain of separating that was almost like death. "When we said goodbye, we knew we were never going to see each other again," Bituin remembered.
But Corazon de Jesus was not easily daunted. Even as he went back to his family and his life as a columnist and poet/performer, he was always looking for ways to see "Bituin," even just to catch a glimpse of her. Still reeling from the scandal, her family made her live in a convent–the Colegio La Consolacion–under the strict supervision of the nuns. There, as some stories would have it, Corazon de Jesus would disguise himself as a gardener in the hope that he would see her. At other times, he would reportedly ride a banca and sail by the convent walls in the Pasig River singing a harana (serenade) and wishing that she would look out the window. "Bituin" could not confirm these stories; her only link to Huseng Batute was when he would dedicate a poem for her on her birthday each year in his Taliba column.
A few years after their escapade, "Bituin" was sent to the United States for graduate studies where she would eventually marry a distinguished Filipino before returning to the country and becoming a known educator and civic leader.
Corazon de Jesus continued to be revered until his death in 1932. He was 38. At his wake, his family placed on his coffin a bunch of flowers sent in absentia by "Bituin," with her name spelled backwards. His funeral, according to Rio Alma's research, drew a crowd so huge it could have been surpassed only by the throngs that paid tribute to Ramon Magsaysay and Ninoy Aquino.
Aling Sion was 81 years old when I talked to her. She was living in a modest house in Quezon City with her two sisters, the only family left since her three children had all died. The interview was exhausting, as much for me as it was for her, since so much of her memories had to be articulated. As I stood up to go, she took my hand and said, "Pepito brought me so much heartache, but if he could only come back to life, he can go with as many women as he wants, I will not mind. Every day I pray that he would be alive again." Then she added, "Tell (Bituin) that I have forgiven her."
When I left the country in 1988, the woman who was "Bituin" was already bedridden. She no longer recognized me; in fact, she often did not recognize her own daughter in whose house she was staying. Despite the loss of most of her memory, however, she could recite every word of the poems Huseng Batute wrote for her. And when one mentions his name, her eyes would light up and she would be a young woman again, one who spurned the conventions of her time and who recklessly gave her heart to Jose Corazon de Jesus.
Would that we could love as much.
First published in Filipinas Magazine, February 1993


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Boyd Orr, John Boyd Orr, 1st Baron
Boyd Orr, John Boyd Orr, 1st Baron,1880–1971, British nutritionist and agricultural scientist, b. Scotland, grad. Univ. of Glasgow. He was professor of agriculture at the Univ. of Aberdeen (1942–45), government consultant on nutrition and health, and director-general (1946–47) of the Food and Agriculture OrganizationFood and Agriculture Organization
(FAO), specialized agency of the United Nations, established in 1945. Its headquarters is in Rome, and it has a number of regional, subregional, and liaison offices around the world.
..... Click the link for more information. . He made notable contributions to the science of nutrition and the solution of world food problems, and he worked toward establishing world government. Knighted in 1935, he was created baron in 1949. He was awarded the 1949 Nobel Peace Prize for advocating a world food policy based on human needs rather than trade interests. His writings include The National Food Supply and Its Influence on Public Health (1934), Food and the People (1943), Food—the Foundation of World Unity (1948), and The White Man's Dilemma (1953).


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American Airlines
Contact information
Telephone numbersReservation: 0844 369 9899* Customer service: 0844 369 9899* Special assistance: 0844 369 9899*
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Why stress is good for your finance career
Stress is an inevitable part of working in a competitive field such as the finance sector, especially for highly competitive and successful individuals. Reactions triggered by stressors can have a beneficial affect on your performance and overall health.
For example, when faced with a dangerous situation, the body naturally produces adrenalin, causing us to be more alert and able to react quickly.
It is important to not only recognize stress as unavoidable, but to also learn to manage it in a healthy way. Below are some examples of how stress can be good for your career.
1. Stress is a motivator
While too much stress could be detrimental to your emotional, mental and physical health or even hinder your work, small amounts can actually help you to concentrate better and push you to achieve your goals. For example, when you are faced with an unexpected or looming deadline for your quarterly or yearly forecasting, the stress of the situation can actually help you to get your work done. It also sharpens your senses, makes you more cognizant of what you need to accomplish, and gives you a sense of urgency to complete your work not only quickly but well. When you have to deliver, some stress is actually desirable to push you to perform at optimal level.
2. Stress improves work efficiency
Stress can also help improve your productivity and efficiency at work.
"Without stress, most people develop a bad habit of procrastinating. Small doses of stress can not only help you adhere to deadlines, but it can also help improve your memory and efficiency. Without stress-led motivation, it would be difficult to accomplish the tasks at hand." - Nick Louca, Associate Director, Robert Walters, New York.
When you react to stress, the resulting instant burst of energy puts your body on full alert, and allows you to be more productive and focused. This causes you to think with more clarity and to respond faster as your awareness heightens. Sometimes, this kind of intense adrenaline rush can numb your pain receptors to a point where it allows you to perform "superhuman" feats – such as working for extended periods of time or completing a week's worth of work within a single day.
3. Stress drives success
In an extremely competitive work environment, a little anxiety can be good, and even necessary to push you to perform at a higher level. Highly successful people often use stress to bring about change and generate activity. These types of individuals often place higher amounts of stress on themselves to accomplish their daily tasks. Without such stress, people would be less motivated to compete and to achieve their goals. Without stress, we would lack focus and would not experience as much fulfilment from our work.
This form of "self-induced" stress drives competition and autonomy in these highly motivated people and propels them to strive for higher targets. They are able to internalise stress and use it to develop creative solutions to problems or attain their career goals. Those who cope with stress in this way are often more outstanding in terms of performance compared to their colleagues. In order to succeed, it is important to learn how to allow good stress to take over and fuel your ambition for success.
4. Stress is healthy
Many medical studies have shown that the immune system may benefit from short spurts of stress. The chemicals in the body released during reactions to stress can in fact help strengthen the immune system and help us ward off diseases by keeping brain cells working at their full capacity.
Nick Louca continues: "There is no way to completely escape stress at work. However, having a positive attitude towards stress can help you to focus on solutions to tackle the problem at hand instead of getting overwhelmed."
By attempting to manage various stressors that occur at work, you will grow, learn and ultimately benefit in the process. Stress activates your coping mechanisms and prepares your body and mind for any other obstacles you may face. Your natural reactions triggered by stress allow you to manage situations and effectively plan ways to avoid further stress. In addition, the sense of relief experienced after a stressful event allows your body to relax, and generates a sense of satisfaction and achievement - boosting your physical and mental state of health.
Without stress, most people develop a bad habit of procrastinating.
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We partied this year. Normally we don't. Not big partiers, at least not in the past, but I do believe that we may be in for a change.
A lot is changing for 2018, and it's beautiful.
I'm getting to focus on being a mom while Brian builds a business. The trading of roles has contributed to making our household the happiest it's ever been in the history of our family. And can I tell you a secret?
I used to dream of this little farmhouse in the woods; the perfect home where my soul felt free and at peace and sung amidst the tall, dense trees and the vegetable garden in the back. A home where the front door swung open and let children out to roam free, playing for hours in nature. With a kitchen filled with fresh baked goods, home cooking; one of those kitchens you just never want to leave and lend themselves to hours of conversation and comfort over cups of tea and fresh cookies. With a rock fireplace flanked by shelves filled with great literature, a living room with the most comfortable armchairs which would glow in the lamplight on quiet evenings.
The yearning I felt when dreaming of this perfect house -it's gone. Because I feel like I am actually IN this home now. My perfect home. And I didn't have to move.
Cooking away in my kitchen, I continue to be hit with waves of joy, peace and contentment. I am living my dream and I finally have everything I want. And what's completely nuts is that it's been here all along.
It is phenomenal not having that piece of discontentment in my heart anymore. My heart is so full, leaving the role of provider and becoming a full-time homemaker. I am utterly thankful to my husband for facilitating this -and our whole family is blossoming under our new transformation.
Life is ridiculously good.
So: We decided to party this NYE.The kids helped come up with a schedule of events and menu, they even decorated the night before so we could celebrate in style.
We kicked it off with a photo party before Truly went down for her nap and I am SO happy that we were able to get a shot with all faces toward the camera -miracle of miracles! After that, it was dress up time and we blasted the kid tunes while I got to snap away at the silliness.
|Decorating on NYE Eve (yep, the night before NYE.)
While I cooked up a vegan version of some traditional Scottish fare for Brian and I as we celebrated Hogmanay, the kids had pizza while watching "Brave" -in keeping with the Scottish theme. Our bonfire plan had to be rainchecked since it was too chilly, but the big kids and I roasted marshmallows over our gas stove (high fives!) and we had hot cocoa while playing Go Fish. We reflected on our past year's adventures and talked about what we hoped and planned for the new year. And at midnight we toasted with sparkling cider and champagne while watching a pretty well done fireworks display some neighbors shot off across the way!
This new year of 2018 promises to be the best yet for our family -our hearts are truly overflowing with joy and it's darn tootin' ridiculous how happy we feel. Folks, there's been a LOT of ups and downs, but thanks to some simple (yet profound) changes, we are living the dream.
It sounds bogus and fluffy, but every day is proof that, HOLY COW, we had no idea we could create so much happiness.
We are so grateful to have gotten to this place. And all the bumps along the way lead us here and created a contrast to where we are now. We've had plenty of being unhappy, frustrated, unsatisfied, hurt, etc. It feels so darn good to be in this sweet place as a family now.


text: On Sat, May 30, 2009 at 1:04 PM, Andreas ?man <andreas at lonelycoder.com> wrote: >> Sorry Andreas, I missed one thing. ?Make sure your static variables >> are marked "volatile". > > Hm, why would that make any difference? I was conflating Java volatile and C volatile. Java volatile will guarantee that reads of a variable always get the latest result across threads. C99 volatile will guarantee that lots of C99 experts will yell back and for at each other about what it does, but eventually they'll agree it doesn't do memory fencing. But I based my recommendation on the fact that the entangled_thread_count was marked volatile in utils.c and that someone had chosen to do that for a reason. The ++ operation on that isn't atomic, but the original developer may have said 'volatile' to try to at least maximize the odds an error is detected. In reality (and this is the mistake that led to the bad recommendation) C99 volatile won't guarantee that another CPU reading from that location in memory sees the latest value -- that's a memory fence which is what we don't yet have. So I take back my recommendation :) Ship it. Another patch from someone else might want to consider removing volatile on the entangled thread counter, but that's a different story. - Art -- http://www.xuggle.com/ xu?ggle (z?' gl) v. To freely encode, decode, and experience audio and video. Use Xuggle to get the power of FFMPEG in Java.


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Welcome to Simple Savings Sunday! I hope you have had a good weekend so far. This is the second post in the series and I hope you enjoyed the first. If you missed the first one, then go jump over and see how to save by shopping around. Since Christmas is on the doorstep, I am sure that most of you, including myself, are head down and trying to figure out how to get through the holidays. Dealing with family members, going shopping, and travel can take up a lot of time. I get it. The holidays are hectic. With all the chaos, we still have to remember to save money each and every day. This edition of SSS is going to be about something we often forget, Bank Fees!
Bank Fees Suck!
As my friends from Listen Money Matters say, bank fees suck! They even created an awesome podcast about them and how you can save money by not paying those pesky little fees. Since the financial meltdown of 2008, bank fees have been on the rise. There were easy ways to get free banking before 2008, but after, banks decided they would profit any way they could.
The government put restrictions on banks, so in order to get around it, they just either increased fees or added them to other products. Banks earn most of their money from using your deposited money to make investments. They use it to loan out to other customers at a high interest rate and then give you 0.10% for your savings. It is a big win for banks. Banks make billions of dollars on bank fees every year. Yes, BILLIONS!
When one of my bank accounts decided they wanted to charge me fees, I packed up and left. I wasn't having it. I don't pay fees for them to use my money to make themselves money. Sorry, but that is not how it works for me. You need to pay me for the privilege to have access to my money. I now have bank accounts at a regular bank with no fee, a free business account, an account at a credit union, and now, an account at Simple.com. Yes, I have a lot of bank accounts. I do it for two reasons. I like to keep my money in different places for security reasons, and I keep my money in places that are in my best interest.
Make The Change
With the new year coming up quickly, why not tell banks where they can put their bank fees? The new year brings new opportunities and you can stop paying those fees and start to love free bank accounts. They are around, but you just have to look. Many people don't want to deal with transferring accounts, but I can tell you that it is not that difficult. From a man that has moved bank accounts about 9 times, it is really easy these days. You can do almost everything electronically. You can move accounts by setting up transfers and doing it over time. Don't let the thought of moving accounts keep you from doing it. It's time to save and bank fees should not be a part of your budget!
Do You Know How Much You Pay?
Do you know how many subscription services you have each month and how much money you are paying? Well, if you don't, then it's time to take a look at Trim. It's a service to help you cancel unwanted subscription services with ease. The best part is it's free!