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Trusts have many uses throughout the scope of estate planning, both as proactive tools for directing your assets where you want them to go, as well as defensive tools for protecting your assets from unfair taxation or claims by outside parties. Many kinds of trusts can help you protect your assets from creditors or others who believe they have a claim to some or all of your property.
When we think of protecting assets from creditors, we generally think of creditors of the individual who has built the estate they wish to protect. As you fight to carve out your piece of the American Dream, there are often wrong turns or dead ends along the way, and some creditors may be very motivated to reclaim something they think you owe them through any means necessary. In these cases, you may be able to place your assets in an irrevocable trust and permanently remove them from your ownership so that a creditor cannot seek repayment from them.
It is also possible to use a trust to protect an asset against your beneficiaries' potential creditors. After all, you don't want to spend all that time building a legacy and see your beneficiaries have it swiped away from them. In broad terms, the more that you limit your beneficiaries' access to the underlying assets in a trust, the fewer options that creditors have for reaching those assets.
If you are ready to protect your estate from a few creditors or an army of them, it is important to get quality legal counsel. With proper legal counsel, you can ensure that your wishes are made clear and followed, while keeping your rights secure.
Source: 360 Degrees of Financial Literacy, "Asset Protection in Estate Planning," accessed June 09, 2017


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In order to see statistics on a keyword level in Qwaya all you need to do is the following:
- Navigate to the 'My campaigns' tab and select your desired campaign and ad set.
- Click on the 'Ads' tab and select the ad you wish to see performance for.
- Click on 'Targeting' in the lower tool bar.
Please note that the statistics listed in this section always displays the last 7 days of activity, excluding today.
Each topic/interest that the user matches will be counted which means the total impressions per topic will not sum up to the total impressions of your ad for the same time period.

subset: commoncrawl


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This is a new blog made to keep Boston citizens informed about the candidacies of Althea Garrison and what she does for the people of Boston. We hope that this will be informative to you.
You may even write questions or comments which may be posted.
Posted by votealthea at 8:08 PM EST


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Campbelltown students show the world they've got skills
Campbelltown is home to some of Australia's best up-and-coming tradies.
Maxine Colligan and Hayden Dillon have put their skills to the test to win medals at the WorldSkills Australia 2018 National Championships.
The Campbelltown students competed against more than 400 apprentices and trainees from 50 different trades at the International Convention Centre last week.
TAFE NSW Campbelltown student Maxine Colligan was awarded a silver medal in the vehicle painting category.
She said the competition was an amazing experience.
"It went so quickly but I enjoyed every minute of it," she said.
"When my name was called out for the silver medal I actually didn't believe it was happening as the competition in vehicle painting was really close. It was such a surreal moment.
"The atmosphere was a lot more relaxed than what I was expecting, I've met some really great people, made some new friends and the judges were just awesome."
Ms Colligan's silver medal win puts her in the running to qualify for a place on the Australian Skillaroos team who will compete with the world's best at the 45th WorldSkills International Competition finals to be held in Kazan, Russia in 2019.
Bow Bowing student Hayden Dillion was awarded a silver medal in the carpentry section of the skills competition.
Mr Dillion said he felt "absolutely stoked" to win a medal.
"The competition was exciting and challenging and it was really nerve-wracking having to compete under pressure and in front of a crowd but I'd definitely compete again if I had the chance," he said.
"I loved being able to meet lots of interesting people, and also one of the best things was seeing all the other trades that were there."
TAFE NSW regional general manager, Michael Cullen said the two students had achieved a great accomplishment.
"I am extremely proud of Maxine and Hayden for their incredible achievements but I'm equally proud of all our competitors for stepping outside their comfort zone and representing TAFE NSW with such passion," he said.
"WorldSkills creates an exciting, interactive and engaging environment for participants.
"They will learn important life-long skills that will not only help them succeed individually, but will help deliver a highly skilled workforce."


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i'm still processing through my trip…which i will continue to do probably for forever…and i've been trying to find the right words to explain this next thought process…and i've decided i dont know if i ever will, but i have to start somewhere, right?
a dear friend of mine, caitlin, who also went on the trip is having what is known as culture shock. the idea that after seeing the despairing poverty in africa and condition most children live in, come back angered at americans and american culture for the obsessive, crazed people we are. her reaction is normal. but it is also something that not everyone deals with. like myself. as i sat sunday and listened to her heart, it resonated with me just how crazed we are. after all, i even have to admit to that. if i wasn't, i wouldn't have taken hand sanitizer, toilet paper, and everything else that makes me and you overly aware americans. but the thing that caitlin is having trouble with, is the fact that God has her right where she is. in the nice house and nice things she grew up with. it is ok for her and myself and you to have nice things. God wants to bless us. the question though is, when is it enough? when is having too much stuff bad? where is the line between average and obsessive? when do you become the american you don't want to be: obsessive, compulsive, materialistic?
tray, caitlin and i chatted about this after church on sunday. it's definitely a hard subject. some feel strong conviction about it. others rarely think about it. most would say they don't have a lot of "stuff" and to that i would almost argue with anyone. i have even caught myself saying that i didn't have a lot of things: i don't have a lot of shirts, i need another pair of nicer sandals…and the list goes on and on. the truth is, we all have WAY too much stuff. it amazes me how little you can live off of. for example, when i lived in italy, i had 6 short-sleeved shirts, 6 long-sleeved shirts, 3 pair of jeans, 2 pair of capris, 5 pairs of shoes and 2 skirts. and i wore those same clothes for 4 1/2 months. yes, it got old but it was also nice to know that i wasn't material-minded about it. i couldn't go out and buy a new wardrobe there. and yet, now, i would complain about not having any shirts to wear, when in fact, i have and wear over 15 different ones. it's simply ridiculous.
back to the point, even while i was in africa, i enjoyed wearing the same clothes 2 or 3 times. the simplicity it brings is wonderful. after all. no one cared if i wore the same shirt 2 or 3 times. "things" trouble us. they get in our way. and most importantly, they keep us from God giving us all that he has for us. even before i went, i had been considering how much time i spent with technology daily. (again, i will say, technology isn't bad…but i believe too much of anything is never good for you.) between the blogging world, which i absolutely adore and love, facebook, twitter, google and all its gadgets, and tv i could spend hours each day doing these things. and then i will spend maybe an hour or two with my quiet time. it just doesn't seem fair to God. more importantly, it doesn't seem fair to me or you. we choke and starve ourselves because of everything we must do on the computer or to see the show on tv. (please dont get me wrong, i love tv [hello, food network!] and the internet but i think if we really thought about what was truly important to us, what we thought and what our actions showed would be two different things.)
i am fault for this. so, where is my line? when do i say "this is too much"? when do i decide my relationship with Jesus far outweighs everything else and allow my actions to prove it? this is where my heart lies now. figuring out what's too much. it's so easy for me to say "yes, Lord i know i need you more. i know i don't need to watch the bachelorette (especially since it contradicts everything about you) or look at another cooking blog, but it's fun."
fact of the matter: we, as a society (including me and you), put way too much of our value in this external world. in people. in our job. in school. in our spouses. in achievement. in love. in the future.
fact of that matter: it's always been in Jesus' hands and it will be forevermore.
so, when is enough, enough? where do you draw the line?


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- Josh McDaniels: 'It's all positive' with N'Keal Harry
- Javonte Green didn't expect to play as much as he did vs. Mavericks
- Pats Stats Check-In: Bye the way
- Fantasy Football: Who to add on Week 11 waiver wire
- Why Tom Brady doesn't care about Patriots starting year 8-1
- Bill Belichick via OMF gives updates on N'Keal Harry, Isaiah Wynn
- Tuesday's Mashup: Isaiah Thomas 'holds no grudges' toward Celtics
- An Adam Vinatieri return to New England? No thanks.
- The problem opponents now face when playing Celtics
- GM Meetings: Chaim Bloom clarifies offseason approach, idea of trading with Yankees
- GHS- Callers have advice on how to parent kids; interview reveals more information about Aaron Hernandez 11-12-19
- GHS- Arizona State Head Coach Herm Edwards joins the show to discuss N'Keal Harry and more 11-12-19
- GHS- Eagles Superfan Howard Eskin joins the show to discuss this weekend's matchup between the Eagles and Patriots and more 11-12-19
- GHS- Arizona State Head Coach Herm Edwards joins the show; Eagles superfan Howard Eskin breaks down the Patriots and Eagles game this weekend 11-12-19
- GHS- Massachusetts First Lady Lauren Baker joins the show to talk about Wonderfund holiday gift drive
- GHS- The News with Danielle; Callers debate whether or not it's okay for restaurants to put up signs asking parents to control their kids 11-12-19
- GHS- Curtis believes the Don Cherry controversy could have been handled with an open discussion; Wiggy says the Patriots are in good position to win their seventh Super Bowl 11-12-19
- The Off Day, Ep. 32: Selecting Patriots All-Dynasty team
- Mut at Night: When will the national media give up thinking Gronk will be coming back this season? 11-11-19
- OMF - Ravens the new favorites in the AFC? Rex Ryan says Lamar is the most special player ever; Bill Belichick in studio at Gillette 11-11-19
BasketballEp. 18: Kawhi load management, Hayward hype, Baynes shut down Ben SimmonsNovember 07, 2019
Mut at Night - Ask Mut Anything returns; when will the Red Sox get a new GM?
Mut at Night
Friday, October 18th
Hour 3: Ask Mut Anything returns this week with some New Hampshire trivia sprinkled in. And Rob Bradford and Mut discuss when the Red Sox will get a new GM.


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IQ Option is pretty well known in the binary options world. They are a broker that allows traders to enter the market without having to invest too much and they are very dedicated to developing new trading technologies in order to provide their clients with a better trading experience. One such innovation are their IQ Robots tournaments, where you can compete with other traders in creating the best trading software. We took a look at these interesting events and what they have to offer, so if you are at all intrigued by the idea stick around and read on because we have plenty to show you. Let's get started!
IQ Robots Tournaments | Conditions
There really aren't too many conditions you have to meet in order to become eligible for IQ Robots tournaments. First and foremost, you have to have a trading account with IQ Option, and you can learn about everything this company has to offer in our extensive IQ Option Review 2016. Next, keep in mind that your robot has to perform at least 20 different trades during the course of a tournament (a tournament usually lasts one month) and only then will its performance be taken into consideration. Apart from these two conditions, there isn't anything else that could prevent you from taking part in IQ Robots tournaments. Meet these two conditions and you will be able to fight for the main prize. More on that in the following paragraph.
IQ Robots Tournaments | Prizes
Of course, if you don't want to create your own IQ Robots, you can always use a program developed by another trader. However, if you decide to make one yourself and enter IQ Robots tournaments, you have a chance of winning $2000. Every tournament has two categories – robots are ranked according to their efficiency and the profit they make in one month. Apart from $2000 for the winners, the runners-up in each category receive $1000 and the authors of third-placed robots will be awarded $500. If you have a knack for this, you could increase your monthly income fairly significantly. Of course, this is all completely optional and you can just pick a robot with the best performance record from the broker's catalog, but entering the competition doesn't cost anything and you have loads of fun. So why not give it a shot?
IQ Robots Tournaments | Conclusion
IQ Robots tournaments are a pretty fun way to trade binary options. The fact that you're competing against other traders just adds a little excitement to it. We think that this is a great move by IQ Option to entertain its trading community a bit and offer some new perspectives on this type of trading. People behind this broker have already proven themselves on many occasions, so the level of detail and quality of these events should not surprise you. Open an account, create your trading robot and start competing against other traders today!


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Fisher H A L - A History of Europe - ( Item 118084 )
Published in London by Folio Society. 2011. First Thus. 3 Fine Hardbacks. No inscriptions or bookplates. Very Good+ slipcase. Inch tear to cloth (not the board) at top of entrance of slipcase. 3 volumes bound in buckram. Presented in a pictorial slipcase showing The Four Continents: Europe by Jan van Kessel. Set in Fournier. 1,360 pages in total with 15 maps. Frontispiece and 24 pages of colour and black & white plates in each volume. Book size: 9 ˝" x 6 Ľ". In 1935, a work of history appeared that would become a standard text for generations. It combined the perspective of the early 20th century with the scope of classic historians such as Gibbon and Macaulay. With its authority, extraordinary sweep and eloquent prose, it became an instant bestseller. Herbert Fisher's A History of Europe charts the turbulent and colourful story of Europe from the dawn of Greek civilisation to the 20th century. It is a history of seemingly endless conflict – tribal, religious and ideological. Yet, as Fisher also shows, 'the children of Hellas' have forged a distinct civilisation through a shared history and cultural heritage that, for better or worse, came to dominate the world stage for two millennia. H. A. L. Fisher's achievement places him alongside his great 18th and 19th-century predecessors, and like them, he combined scholarship with an active contribution to public life. He served as a member of Lloyd George's cabinet from 1916 to 1922, before becoming Warden of New College, Oxford, his role at the time A History of Europe was published. In his new introduction for this Folio Society edition, historian and author Richard Vinen points out that '[Fisher's] knowledge of great leaders came from personal acquaintance'.
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This meeting is open and anyone may attend.
This meeting was started to help members in transition from the system but it is a fully open AA meeting for everyone. Please come and attend! We meet Monday and Friday at noon.
1 other meeting at this location
2223 Kaen Rd
Oregon City, OR 97045


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At first glance, knitting looks complicated. However, it only takes learning a few basic stitches to be able to create beautiful and useful projects such as scarves and hats. Whether seniors enjoy knitting every day or just when the urge strikes, they can enjoy these six benefits of working with needles and yarn.
1. Gain a Sense of Purpose
Seniors sometimes feel as though they no longer have anything to contribute to the community. However, knitting projects can turn into great charitable contributions. From knitting hats for newborns to creating blankets to distribute to people displaced by natural disasters, seniors can turn this hobby into a fun way to give to others.
Studies have proven a relationship between having a purpose in life and experiencing lower rates of physical disability and other health conditions. Seniors can face a variety of challenges as they age, many of which can be mitigated with the help of professional in-home caregivers who provide high-quality home care. Galt Ocean Mile families trust in Home Care Assistance to help their elderly loved ones age in place safely and comfortably.
2. Increase Motor Control
There are many health conditions that interfere with a senior's motor control, such as Parkinson's disease. Learning to knit helps seniors develop the muscle memory they need to maintain a steady hand. Working the hand muscles helps seniors retain the control they need to do other tasks such as chopping vegetables.
3. Boost Heart Health
Stress during the senior years can cause damage to the heart. This is because an increased heart rate and high blood pressure contribute to cardiovascular disease. The relaxation induced while knitting lowers blood pressure and increases circulation.
4. Spark New Friendships
After retirement, seniors sometimes have difficulty making connections with new people. Knitting instantly gives seniors something to talk about, and there are even knitting groups seniors can join in many communities. Having a love for handiwork as a common ground allows seniors to reach out to new friends with confidence.
If your aging loved one requires assistance with day-to-day activities and you want to make his or her knitting experience enjoyable, consider hiring a professional caregiver. Some seniors only require help with a few daily tasks so they can maintain their independence. However, those living with serious illnesses may need more extensive assistance. Luckily, there is professional live-in care Lauderdale-by-the-Sea, FL, seniors can rely on. Home can be a safer and more comfortable place for your loved one to live with the help of an expertly trained and dedicated live-in caregiver.
5. Enhance Memory and Reasoning
Knitting patterns tend to involve a lot of repetition that allows seniors to eventually memorize a portion of the project. As they work row by row, they can enhance the neural connections in the brain that are responsible for retaining memories. It is also common for seniors to occasionally hit a snag in a project such as a dropped stitch. When this happens, problem-solving skills kick in, increasing the ability to use reason.
6. Enjoy a Portable Way to Relax
Medical appointments and other stressful events are frequently on a senior's agenda. These types of situations also involve a great deal of waiting around. Knitting projects slip easily into a caregiver's tote bag, and most projects can be put down and picked back up again whenever a senior feels the urge to knit. This makes it the perfect hobby to bring along anytime seniors know they have time to pass and a need to stay relaxed.
If your loved one requires assistance with hobbies or daily activities, consider hiring a caregiver. Ft. Lauderdale respite care professionals can assist seniors with a wide array of daily tasks, offering family caregivers the chance to focus on other personal responsibilities or take a break to prevent burnout. Whether it's for a few hours a day or a few days a week, respite care is the perfect solution for family caregivers who are feeling overwhelmed. Whether your loved one needs assistance with daily tasks or you need a break from your caregiving duties, give Home Care Assistance a call at (954) 909-0370 today.


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- Ask The Experts Immigration QA Interactive Forum
Ask The Experts" Immigration Q&A Interactive Forum
March 20, 2013, Seminar, London
November 8, 2018
NEW YORK—The Cyrus R. Vance Center for International Justice has presented Covington with the "Good Governance Program" award at its third annual Celebration of International Pro Bono Excellence. The Vance Center recognized Covington for its work on behalf of ACOS Alliance, a coalition of news organizations, freelance journalist associations, and NGOs working ...
Covington Represents Autifony Therapeutics in Collaboration and Option Deal with Boehringer Ingelheim
December 21, 2017
LONDON—Covington represented Autifony Therapeutics Limited in connection with an option and asset purchase agreement with Boehringer Ingelheim (BI), with respect to Autifony's Kv3.1/3.2 positive modulator platform. This agreement provides BI with an exclusive option to acquire Autifony's Kv3.1/3.2 positive modulator platform, including Autifony's lead compound ...
October 6, 2010
LONDON, 6 October, 2010 — Covington & Burling LLP is pleased to announce the appointment of Christopher Walter as a partner in the European employment practice. He will be joined by special counsel Chris Bracebridge and associate Helena Laughrin. They will significantly enhance Covington's capabilities to meet the needs of the firm's growing European corporate ...


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School Counseling From AMar 28
These 12 sites provide an amazing array of free of charge lesson plans, unit plans and guided, project-based studying plans for elementary, middle and high school students. It supplies a procedure to integrate character traits into the core curriculum of a school or district in all topic regions and grades, as well as companion with parents to simultaneously teach the character traits at home and in the neighborhood. Even when proponents of character education don't express such sentiments explicitly, they give themselves away by framing their mission as a campaign for self-manage. The schools with character education applications that I have visited are engaged largely in exhortation and directed recitation. It is true that the primary reason that you enroll your youngsters to a college is to learn about academic subjects like math, history, science, and so on, but these are not the only things that young children want to learn if they ever want to grow to be profitable in the true globe. The lesson format employed is developed for use by each novice and seasoned teachers and can be adapted to fit the needs of your students.
Character education curricula also pressure the significance of items like respect," duty," and citizenship." But these are slippery terms, frequently utilised as euphemisms for uncritical deference to authority. This district-wide evidence-primarily based college reform program develops a healthful school culture using information driven organizing, intrinsic student motivation, and collaborative classroom practices. The KC's Family Tae Kwon Do Martial Arts Missions" system brings the excitement of martial arts, along with the character education lessons that are central to martial arts study, into the college atmosphere.
Hyperlink from the 4th and 5th R's Foundation and meant specifically for 12 year olds, has a range of good character lessons based on the life story of Fred Sarkis-the theme is speaking handle of your own attitude and life, based on his story Prisoner of the Truck which is itself a advised book for this theme. Some of the most well-known schoolwide techniques for improving students' character look dubious on their face.
Amitai Etzioni, for instance, does not merely contain this attribute on a list of excellent character traits he defines character principally in terms of the capacity to handle impulses and defer gratification."14 This is noteworthy since the virtue of self-restraint — or at least the choice to give particular emphasis to it — has historically been preached by these, from St. Augustine to the present, who see people as essentially sinful.
Students will recognize Gandhi as a non-violent protester and man of character by means of this lesson and reading his well-known quotes. In 1993 the playground at Seattle's Gatzert Elementary College, a higher-poverty college where a third of the young children are homeless, resembled a battlefield at lunch recess. That debate ended when two boys opened fire at Columbine Higher College in 1999, killing 15 students, like themselves.


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The mess that is deposit insurance
There are three reasons to have deposit insurance. The first reason is systemic: it prevents bank runs. There's no rush to pull your money out of the bank if you know that the government is guaranteeing your deposits. As a result, the entire banking system becomes much more stable and secure.
The second reason is one of simple fairness: depositors shouldn't be expected to do due diligence on the banks where they deposit their money. And when a bank fails, those depositors shouldn't lose their money.
The last reason is by far the least noble of the three, but even the FDIC admits that it comes into play when the deposit insurance limit is raised: every time that happens, depositors increase the amount of money they have in bank CDs. So if the government wants to help shore up a rickety banking system, one cheap way of doing so is to increase the FDIC insurance limit. Suddenly, the banks will see an inflow of relatively cheap funds, and will seem to be in much better shape.
So what are the reasons to have a cap on deposit insurance? Why not make it millions of dollars?
One reason is that bank CDs always yield more than Treasury notes, while carrying exactly the same government guarantee. Without a cap on insured deposits, investors would desert the Treasury market in droves, getting the same safety and much higher yields from their local bank.
The second reason is moral hazard. Waving an FDIC guarantee makes it almost too easy for banks to attract deposits. And when every bank has an FDIC guarantee, they're forced to compete by offering higher and higher interest rates — which in turn forces them to take greater and greater risks with their lending. If the guarantee is set too high, the resulting increased risk in the banking system will more than offset the decreased risk from bank runs.
All of which brings me to Nassim Taleb, who recounts a tale from early 2009:
I was interrupted by Alan Blinder, a former Vice Chairman of the Federal Reserve Bank of the United States, who tried to sell me a peculiar investment product. It allowed the high net-worth investor to go around the regulations limiting deposit insurance (at the time, $100,000) and benefit from coverage for near unlimited amounts. The investor would deposit funds in any amount and Prof. Blinder's company would break it up in smaller accounts and invest in banks, thus escaping the limit; it would look like a single account but would be insured in full. In other words, it would allow the super-rich to scam taxpayers by getting free government sponsored insurance. Yes, scam taxpayers. Legally. With the help of former civil servants who have an insider edge.
I blurted out: "isn't this unethical?" I was told in response, "We have plenty of former regulators on the staff," implying that what was legal was ethical.
The product in question is CDARS, and Blinder is a founder of the company which invented them. When Blinder wrote an op-ed complaining about an attempt to broaden deposit insurance, I was underwhelmed, writing that "Blinder has a massive conflict: he's the vice-chairman of the company which runs CDARS, a financial instrument designed solely to get around FDIC deposit limits." Without deposit limits, of course, CDARS become moot, and Blinder loses a large chunk of income.
I first wrote about CDARS back in 2003, shortly after they were introduced, in a Euromoney article which is behind a paywall. I wrote then that Promontory, Blinder's company, was "doing a job that almost seems as if it should be performed by the Federal Reserve, or some other branch of the government". But it wasn't until Bloomberg's David Evans came along in September 2008 that it became clear exactly what the problem is here:
Promontory charges banks more in fees, about $12.50 per a $10,000 one-year CD to get access to federally insured funds, than the FDIC itself charges in insurance premiums, typically $5-$7 per $10,000 deposited.
Essentially, Promontory is selling an insurance product, and collecting insurance premiums, even though it's the government, and not Promontory itself, which is providing the insurance. That's why Taleb calls the whole thing a scam.
In October 2008, the FDIC temporarily raised the insured limit on deposits to $250,000 from $100,000, making it very clear that the limit would come back down to $100,000 at the end of 2009. But in May 2009, the FDIC extended the "temporary" period all the way through the end of 2013. And in July of this year, the inevitable happened, and the $250,000 limit was made permanent.
The increase in the FDIC limit does increase the amount of moral hazard in the system; it also increases the amount of protection that depositors have. It does not meaningfully reduce the chance of bank runs, which is the main reason for FDIC insurance to exist in the first place. But it does help banks to hold onto deposits which would otherwise depart for money-market funds and the like.
While banks were getting all of this lovely support from the government, money-market funds were spending a whopping $12.1 billion to prevent their funds from slipping below the $1 mark, and more than 200 of them would have done so without injections of capital from their parents.
The whole thing is an ad hoc legal and regulatory mess, cobbled together largely on the basis of who has the best lobbyists: one minute it's Promontory, next minute it's the banks, and almost never does it seem to be the money-market funds. If you were starting a system from scratch it would never look like this, as can be proven by the fact that products like CDARS don't exist in other countries, and also by the fact that CDARS don't have any competition.
The FDIC itself is reasonably serious, these days, about charging realistic premiums for its services. (Premiums were unforgivably set at zero between 1996 and 2006, which isn't the fault of the FDIC but of Congress.) But with the Dodd-Frank bill now signed into law, root-and-branch reform to the deposit-insurance landscape has become a political impossibility — which is fine by Congress, which loves to be able to meddle in such things when their local bankers ask them nicely.
And when the entire system is as politicized as this, it's hardly surprising that the likes of Alan Blinder will embark on highly-lucrative regulatory arbitrage. He should probably just avoid trying to sell those schemes to Nassim Taleb in future.


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Dave Rempis: tenor saxophone; Steve Swell: trombone; James Falzone: clarinet; Russ Johnson: trumpet; Fred Lonberg-Holm: cello; Tim Daisy: drums.
Chicago-based drummer and composer, Tim Daisy, is known for his dedication to the avant-garde jazz, a style of which he keeps contributing prolifically whether through solo performances or musical associations that most of the times fall in duets and trios.
To counteract this tendency, Daisy convenes an astonishing sextet - Dave Rempis on tenor saxophone, James Falzone on clarinet, Russ Johnson on trumpet, Steve Swell on trombone, and Fred Lonberg-Holm on cello - to record The Halfway There Suite, his new auspicious album.
There's a lot to like in this short session, which was performed and recorded live on the occasion of Daisy's 40th birthday celebration. The drummer had these five excellent musicians in mind when he composed this four-part suite. Through the strong empathy, precise coordination, and grand elation detected here, it's easy to conclude that besides talented explorers they are friends above all.
Daisy's opening is a four-minute chamber jazz piece that finds its balance mostly through the simultaneous actions of the reedists. It features improvisations by Johnson on a first instance, and then Swell, who finishes in style.
The atmosphere becomes fervent during "Pt. 2", a spontaneous automation grounded in a fantastic groove laid down by Lonberg-Holm and solidified by Daisy's lusty drumming. In terms of improvisation, Falzone enchanted me as if I were a serpent. In opposition, Rempis gave wings to creativity by engendering a caustic speech imbued of tension. The tune is wrapped up with a collective improvisational section whose controlled cacophony made me jump. At this point, dancing is a valid option!
The longest and more abstract piece is "Pt. 3" where Lonberg-Holm cooks an eerie atmosphere. You'll have the opportunity to admire not only the conversational reciprocity between Falzone and Swell, but also Daisy's thunder rumblings and arrhythmias.
The exciting six-piece ensemble closes its performance with "Pt. 4", an intoxicating waltz driven by sometimes-explosive, sometimes-danceable rhythms, and punctuated by contrasting blowouts and conductible melodic ideas.
If free and avant-jazz genres are your cup of tea, in the end, you're going to ask for more.
Favorite Tracks:
02 – Pt. 2 ► 03 – Pt. 3 ► 04 – Pt. 4


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At DIY Cupboards.com, we are redefining the term "do it yourself".
DIY is no longer a last resort for those with smaller budgets. It has become a first class citizen in the world of kitchen renovation options. The DIY option enables our clients to imagine, plan and execute their kitchen designs to suit their specific requirements at home.
And our team of professional design consultants often provide practical design tips to help them with their projects.
Just see what's possible when you go the DIY route! There shouldn't be any compromise on quality and finishing.
You won't find it any easier to order DIY kitchen cabinets and kitchen units in Cape Town.
Use our product list below as reference when you plan your layout. Then contact us for a quotation.
We also make it easy to order from our catalogue.
|2 Door Base DIY Kitchen Unit
|4 Drawer DIY Kitchen Unit
|450-600mm 4 drawer
|DIY Wall Flap Kitchen Unit
|DIY Microwave Unit
|DIY Corner Kitchen Pantry
|DIY Grocery Kitchen Unit
|400 – 600mm
|DIY Kitchen Wall Unit


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Tow Me Now!
Advanced Towing ha been recognized as one of the fastest response time. When it comes to towing in Tucson AZ
#1 Tow Company in Tucson AZ.
Rated #1 in Towing in Tucson AZ. Why? Very simple we have the quickest response time GUARANTEED!
24 Hour Tow Service!
Advanced Towing has 24 hour towing service to make sure you get back on the road as quickly as possible.


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Everything You Need in a CNC Router
When buying a CNC router, service and quality are the two most critical items. You need a machine that works when you need it, and that machine needs to deliver excellent performance every time you put it to work. At ShopSabre CNC, we're committed to building CNC routers of unmatched quality and value combined with unbeatable customer service. Ultimately the build quality and technology will determine your machine's life expectancy and performance capabilities.
CNC machines are a big investment, and many people are tempted by Chinese imports, lower quality, or even kit machines all showing lower price tags. However, these cheaper machines also come with inferior build quality and technology. If you buy one of those machines, you'll soon find yourself in need of a new one. That's why we tell you to buy your second machine first and save yourself the hassle, headache, and hidden costs found with lower build quality or non-American made equipment.
Don't be fooled by other machines who claim to be fastest growing or more industrial. More people trust the ShopSabre CNC brand than any other manufacturer. Our quality and competitive pricing make us a true industry leader in the CNC router market. With more machines replacing our competition every month, it goes to show the advantages to buying your second machine your first time, and our customer retention proves this.
Below we have outlined the key elements of a CNC router. We hope this will help you understand why we are the top CNC Router manufacturer for your money and why you will truly outperform the competition with our equipment! We also recommend checking out the higher priced CNC router machines and then looking at our systems. With similar materials, components, and overall design, you'll quickly see why our machines offer the best performance at the best value.
Steel Construction ShopSabre CNC routers are constructed of the top-rated structural steel tubes and steel plate. We don't use extruded aluminum or angle iron in our machine frames. Our systems are constructed of structural steel welded with no assembly required, giving you the same quality you'd find in machines retailing for $100,000 or even more.
Unbeatable Precision and Accuracy
We build our frame to withstand all the projects you need to tackle. Not only is the base of our machine stress relieved, but we take it one step further than the competitors and stress relieve the gantry as well to ensure both the frame and the gantry are square. These factors give you the most rigid and accurate assembly in the machine class.
In the PRO Series and IS Series tables we also utilize the technology of an Aerospace milling center to precision mill the frame, gantry, and related components to ensure there are no tolerance issues or accuracy problems when the machine reaches you. Don't settle for a CNC router machine that is simply bolted together or picked off a shelf and pieced together. Our frames are engineered with the use of high end FEA software to properly load test the systems because they are built to be second to no other design, and with over 16 years of experience, we have proven they can withstand the growth and changes in your everyday business operations.
Gantry Construction
Industrial Quality
The ShopSabre CNC Pro Series and Industrial Series (IS) CNC Routers all come with the same gantry construction that is found on the high production $100,000+ series tables. Regardless of what level ShopSabre CNC router you purchase we don't put a lightweight gantry on an industrial frame and call it complete. ShopSabre CNC routers go above and beyond by pairing the industrial framework with industrial structural steel tube gantry bridges. The gantries are performance milled and stress relieved to ensure you get the highest level of precision from your ShopSabre CNC Router.
Industrial Performance
ShopSabre CNC also uses a paired set of over-sized structural steel tubes for the gantry uprights (structural tube steel uprights on the IS & PRO Series), allowing you to push the machines harder and faster under load with less deflection, harmonics, and cutting issues. Many machines claim to be industrial, but when you look at the gantries you will find there are few that can truly stack up against a ShopSabre CNC Router machine technology.
Aluminum CNC machines are a thing of the past and only benefit the company selling you them as it allows them to purchase cheaper electronics and increase their margins. Aluminum is not used in high end router or milling centers for a reason which is why we too choose to use a higher strength design to increase your cutting performance, machine rigidity, and overall cutting speeds. Don't be fooled into purchasing something that is not common to Industrial CNC Router manufacturing.
Motion Components (Drives, Guides, and Motors)
High-Precision Components
(Shown Above) ShopSabre CNC Routers are all built with same high-precision components. We use top rated 25MM linear guide rails with matching 25MM Linear Guide Bearing Blocks utilizing internal quad roller sets and triple wipers on EVERY axis of EVERY machine. We use two bearing blocks on each rail to ensure cut forces are equally distributed over the rail to reduce the amount of wear and noise. Many competitors use inferior components that include non-name brand bearings, precision rollers, V-Guide rollers, precision slides, or even lighter weight 15-20MM linear guide ways.
Self-Cleaning Systems, Low Failure Rates
The triple-sealed technology of the bearing blocks used on our CNC router systems ensures that no matter how much debris and dust build up on the rails from your routing, you will not get failure to the bearings when properly maintained. This design also makes the CNC router machine a self-cleaning system so you do not need to worry about wiping down the rails or watching for build up while it works. Simply put it to work and come back when the job is complete.
On the PRO Series and IS Series we even protect the Y Axis Rails by reducing their exposure to the debris and dust to further improve performance, reliability, and reduce maintenance costs/time.
Best-in-Class Ball Screws
On our Industrial grade CNC routers (ShopSabre CNC Production and ShopSabre CNC IS Series), the motion on all three of the axes (X, Y, and Z ) are driven by high precision ball screws with matched ball nuts which also happen to be the largest diameters in our class. We don't believe in using smaller flimsy ball screws or cheaper lead screw technology to save cost. These are truly industrial grade ball screws found on milling centers and many CNC routers retailing for double the price. Unlike the designs of our price competitors, our ball screw design is center-driven on the 3636 & 4860 models or dual Y axis driven on the PRO & IS Series, giving you an even cut force no matter where you are cutting on the machine. This also significantly improves cutting tolerances and performance while maximizing the cutting speeds of your machine.
A few of our competitors run a lead screw design or, even worse, many of them utilize a rack and pinion drive system which will cause unnecessary wear for the X & Y -Axis bearings and motors while reducing cut forces and machine precision. The ShopSabre ball screws also have anti-backlash ball nuts mounted in angular contact bearing blocks to ensure the highest accuracy possible. The ShopSabre CNC 3636 & 4860 routers are all driven by high torque SanMotion NEMA 34 1200 oz/inch advanced micro stepper motors or optionally on the 3636/4860 and standard on the PRO Series is our Advanced Mitsubishi A/C digital super servo drive with matching amplifiers and glass encoders.
The IS Series uniquely comes with the only dual Y axis ball screw drive system and 2 kilowatts of Y axis power for UNDER $70,000 made in the U.S.A. Our machines give you the quality of much more expensive machines at the price of cheaper import products. A higher price tag doesn't always mean better technology. At ShopSabre, you always get the best technology for the lowest investment.
Ask our sales for more details about the drive system technology on our CNC routers. We promise you won't be disappointed.
ShopSabre CNC Controller
Power of Industrial, Convenience of PC
ShopSabre CNC uses the best of both worlds when it comes to a CNC controller. Unlike many competitors, we DO NOT use cheap hobby controllers such as Mach 3, and we most definitely do not stick our clients with something proprietary built just to run our machines causing programming issues and compatibility problems. We use an industrial controller that has been conveniently integrated to operate with a P.C. to give you maximum control over your CNC system.
From the outside it looks like a normal PC, but behind the scenes there is an industrial CNC grade PCI controller with integrated Micro Processor and all the same hardware you'd find in a standalone control tower for thousands more. Our CNC routers are built to be the best on the market and provide you the motion control technology you expect from a quality machine without the intimidating appearance of a CNC control tower.
CNC Controllers have never been so easy to operate – Ask us for more details.
Top-Quality Connection
Our system does not connect to the machine with a cheap serial port, printer port or USB cable. We use a true CNC grade industrial connection via a high definition 37-pin connection. Unlike many other systems, ours lets you alter drawings at your CNC system and store files at your CNC with a massive 1TB Storage hard drive. You can also Network your machine, perform at on-board diagnosis, and even operate various Windows Compatible programs without compromising your machine control capabilities. Simply load your CAD software on the machine computer so you do not need to walk away to make changes to a file. These machines are truly built for today's users and tomorrow's technology.
No Special Training and Maximum Capabilities
The ShopSabre CNC also requires NO special training because it is designed to be as easy as the cheaper quality controller systems with point and click technology but with all the capabilities found in the $100,000+ machines. The ShopSabre controller has a built-in microprocessor that ONLY drives your CNC machine while the PC processor runs the PC and any programs you might have running. This means Windows DOES NOT operate your ShopSabre CNC system but is present for those programs that require it. The ShopSabre CNC controller has available USB drives to ensure you can plug in your flash drives and external hard drives. The ShopSabre CNC system also comes with Ethernet capabilities as well as network capabilities and an optional USB wireless connection available.
Not Your Average PC Style Controller
Many people are given false information from competitors that all PC style controllers are hobby or lower quality, but this is simply not true. As CNC technology advances, so do computers. With 16+ years of ingenuity, our computers and CNC router machines are VERY compatible and provide some of the best CNC routing capabilities. After all, you can control your garage door, lights, and sprinkler systems with a cell phone, so offering industrial control with Windows compatibility is a breeze!
The ShopSabre CNC system has EVERY capability of a machine with standalone controllers, including many capabilities that the competitors cannot offer (even machines costing $100,000.00) such as part/job preview, at machine CAD, on-board diagnosis, bit offsets/compensations, tracing, direct import, jig setups and remembrance, job restarts, re-runs, speeds/feed over-ride, and mid file tooling changes along with other various ShopSabre CNC features. The ShopSabre CNC Controller is designed to function in an industrial environment, so you can be assured the dust and dirt won't cause an issue.
And don't worry about those Windows updates that the competitors try to play off as the end of your machine. Windows updates won't affect your ShopSabre CNC router. Our engineers make everything work together in harmony. The controller can easily be updated with Windows so you will never run into a compatibility problem with our FREE lifetime support!
Hold Down (Vacuum & Clamping)
Built for Your Needs and Your Budget
ShopSabre CNC Routers have an answer for any budget and power demand whether you are a full production shop working with cabinets or a one-off shop building custom designed signs or maybe a prototyping shop working on the next big thing. We can include a vacuum hold down system to fit your need and budgets. We offer the industry's most powerful Single Phase System as well as many High Performance Three Phase solutions. Don't worry though, if vacuum is not in the budget right away or you simply need or prefer your clamps, we also offer T-Slot tables and combo hybrid Vacuum/T-Slot tables to give you the best of both worlds.
A League of Our Own
Why the ShopSabre vacuum systems are in a league of their own is simple: the ShopSabre CNC Router tables with our vacuum option is specifically paired to each size of table giving you more CFM for hold down with better results. Many companies try to sell you low power pumps like 10HP for a 4 x 8, 5 x 10, or even bigger system. If you look at machines retailing for $100,000 or more, those tables often include two of those 10HP pumps or a single 20HP or larger pump to ensure you are not watching your money move around the table. ShopSabre pairs industrial high suction pumps on all tables that typically provide suction levels almost twice of what comparable CNC Router machines will quote you for similar costs. The ShopSabre vacuum systems also come with independent vacuum zones allowing you to turn the air on and off to various areas as necessary so you do not waste suction on areas that you are not cutting on.
We also are one of the few companies that truly took the time to engineer the vacuum table top and make sure the flow is as even as possible while allowing the capabilities of gasketing if you prefer (not required on most of our vacuum tables).
More Versatile Machines
The clamping tables are an option we introduced to the market several years ago that recess aluminum T-tracks into the table top and bolts those tracks to the steel frame below to allow you to add T-slots without the cost of a normal expensive full aluminum table top. We understand the need to remain versatile without spending unnecessary amounts of money.
Also included in all T-slot applications are the set of industrial mill clamps providing you the necessary components to get started. Don't settle for a system that is going to cause you to slow the cuts down or force you to secure your materials down with tape, glue, or screws when a ShopSabre CNC Vacuum or T-Slot hold down system can make your job easier!
Spindles/Cutter Heads
The Right Options for Your Needs
ShopSabre CNC router systems once again have an answer for any budget or need. We can build a CNC router system that only has mounting brackets so you can provide your own cutting head, or we can put on a fully functional tool changer so you can go into full production with no manual tool changing. We provide 3.25HP porter cable CNC routers with machine mounting brackets, 4HP HSD electric fan cooled spindles with ER25 collets, 5HP HSD auto tool changer spindles with ISO30 and ER32 compatibility, 9.3HP HSD electric fan cooled spindles with the ER32 Collet system, and of course the 10HP HSD tool changer spindles with ISO30 or HSK capabilities. We also have special order spindle options for applications with other needs.
Everything You Need
All of our spindles come standard with a Variable Frequency Drive (VFD) to control spindle RPM ranging from 3,000-24,000 depending on the model. The VFDs we offer also run on single or three phase at no additional cost to you allowing you to install your new ShopSabre in your home garage or industrial setting without the loss of performance or cutting abilities. ShopSabre CNC Routers also have several tool changers that range from 3, 5, 8, and 10 tools all the way to custom packages depending on your needs. Don't be fooled by competitor's quotes. Many only provide you with the tool changer head and 1 tool position and then force you to buy the add on features. We believe in providing the entire package so you go to work quicker without headache.
ShopSabre does not cut corners or hide anything. If you purchase a 5 position tool changer you get 5 complete positions which include the wrenches, collets, cones, and tool forks. Yes, you read that correctly, even the wrenches are included. This goes for any number of positions. ShopSabre CNC routers also come standard with an attached tool measure switch with ANY number of tool positions so you are not limited in the number of tools you can have because the tool measure switch is using a position in your tool changer.
Top-Rated Spindles
To prove we don't cut corners, we encourage you to research HSD spindles. You will find that all our HSD spindles are rated the best on the market. We expect you to be able to get many years of use out of your spindle. Our HSD spindle is Italian made (Italians make the best spindles) and U.S.A supported and easy to maintain.
Don't be fooled by Chinese imported spindles or water cooled spindles. Many water cooled spindles are an inferior technology that requires additional equipment and maintenance. If the spindle is not an HSD, then it's not the best. If it's water cooled it will require more maintenance than electric cooled because of the water pumps and other various maintenance items, and they cool only when running whereas electric fans run anytime they are hot and reduce the amount of power loss seen by shaft driven fans. Don't purchase a system that will leave you looking for more power or better quality.
Our Spindles are also Electric Fan cooled which increases the duty cycles, torque curves, and cutting performance all while reducing power consumption and maintenance costs. With an electric fan cooled you don't have a bucket of water sitting next to your machine like the cheap water cooled solutions.


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Freshman guard Romin Williams paced the Emory men's basketball team in scoring and assists as the Eagles split two contests.
Williams averaged a 21.5 points and 6.0 assists in battles against Birmingham Southern and Hampden-Sydney. In addition, he shot 50 percent (13-26) from the floor and 88.2 percent (15-17) from the charity stripe.
In a 91-86 victory over Birmingham Southern, Williams totaled a team-high 26 points, the high-water mark by an Emory player so far this year, and chipped in a game-high seven assists and three steals. He ended the game 7-of-15 from the field and 11-of-12 from the charity stripe. He followed that performance by tying for team honors with 17 points, his fifth double-digit outing of the season, and added seven boards and five assists vs. Hampden-Sydney.
Through games played Dec. 3, Williams is averaging a team-high 17.0 points per game, good for the No. 6 spot on the UAA ladder.


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Ask about TSIA membership to access.
Already a TSIA Member? Sign In.
TSIA conducted a mini-survey with Service Revenue Generation members to understand their practices with funding the research and development (R&D) function for their role in delivering value to maintenance customers (i.e., bug fixes, enhancements, etc.). This document summarizes six findings from the survey, along with TSIA's observations and recommendations.
Authored By:
VP Research, Service Revenue Generation, TSIA
Publish Date: November 9, 2015
TSIA is well worth the investment. This is the one place where you can come and get a fusion of ideas that you can then marry up to the goals and objectives of your organization and boil that down into several actionable plans that you can implement over the next 6 months to a year.
Peg Rodarmel, SVP, Subscription Services, Infor
The Technology Services Industry Association (TSIA) is dedicated to helping services organizations large and small grow and advance in the technology industry. Find out how you can achieve success, too. Call us at (858) 674-5491 or we can call you.


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Critical Perspective: Optimal fluid choice and titration in the ICU with Dr. Simon Finfer
In this "Breathe Easy Critical Perspective" podcast, Dr. Dominique Pepper interviews Dr. Simon Finfer. They discuss optimal fluid choice and titration in the ICU. Dr. Finfer is a founding member of the ANZICS clinical trials group and the Director of Intensive Care at Sydney Adventist Hospital in Australia.
Last Reviewed: December 2017


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The top cloud security challenges are 'people problems'
Cloud security begins at home. Considering the human factor in cybersecurity is step one when it comes to addressing how to keep critical assets safe in cloud. Continue Reading
Cloud security threats need a two-pronged approach
You'll need to burn the security 'candle' at both ends to keep cloud safe from both nation-state hackers and vulnerabilities caused by human error. Continue Reading
Shadow IT risks still primary driver of CASB use
Visibility in cloud environments has proved challenging for information security executives tasked with protecting sensitive data and other assets. Continue Reading
2017 forecast: Cloud-based systems headed your way
There's no turning back: Consumers and enterprises see the possibilities of cloud-based voice recognition systems; so does Amazon. Continue Reading
Ownership of cloud risks gets lost in many cloud computing scenarios
CISOs ensure that cloud services comply with IT security and risk management policies. But who has executive oversight of cloud-based technology and data? Continue Reading
Companies make the migration to cloud, security remains on premises
While the effectiveness of traditional security controls depends on the cloud model, many security vendors still need to add cloud delivery to their tools. Continue Reading
Information security metrics: What to collect in the cloud
Threat-related metrics that CISOs find useful often differ from what the C-suite wants to know. Here's how to communicate risk -- and return -- on cloud security investments. Continue Reading
Cloud deployments signal shift in CISO's role
CISOs have more influence in enterprise cloud adoption, from the procurement of cloud services to controls and policy enforcement in layered environments. Continue Reading
Cloud API security: How to interface with DevOps
Security professionals need to get acquainted with cloud API security options available to development and operation teams regardless of the services they use. Continue Reading
Cloud security automation: Are we up to the task?
Orchestration tools and APIs can help enterprises implement threat detection and response functionality in the cloud. But it requires crossing another divide: DevOps and security. Continue Reading
Cloud security policy brings risk out of the shadows
To put it bluntly, migration to the cloud is happening -- so deal with the data classification and information security decisions upfront. Continue Reading
Finding the right balance in hybrid cloud security issues
The growing complexity of hybrid cloud security issues has many CIOs working to update their controls, particularly with cloud resources, which offer less visibility. Continue Reading
Marcus Ranum: Cloud service-level agreements
Marcus Ranum, security expert and Information Security magazine columnist, goes one-on-one with Randy Sabett, counsel at ZwillGen PLLC and formerly with the National Security Agency to discuss cloud SLAs. Continue Reading


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In September 2017 we introduced Forest Schools to our school. We have three members of staff who have been trained to lead this: Mrs Bridge, Mrs Shaw and Mrs Stone. We have incorporated this into our PE curriculum 'outdoor and adventurous play' so that every child in the school will experience six weeks of forest school during the academic year.
Year 3 have been exploring the school grounds. They used natural materials to create peces of art. The children explored the world above their heads using 'CD mirrors' and created upside down drawings.


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Dealing with Emotions
I haven't blogged much this past week - I needed to distance myself enough from all the fear and sadness I've been experiencing in order to be able to write about it.
It's been a tough week or so, since I got that unexpected/unforeseen scan update. I've been through every emotion under the sun, from absolute terror, to total devastation, and then back to positive and strong, and back again. The interesting thing about all this for me, has been the role my mind has played.
The mind really is like the naughty child the Buddhists say it is! It seems to wait for a quiet moment and then start to wiggle its way in with negative thoughts. I've had to really keep an eye on my thoughts, and be ready to counter the negative ones the moment they arrive. So far it's been working and I've only had two occasions when I've had to phone my dad and get him to come and talk to me (as negative thoughts take hold and spiral out of control.)
On the plus side, I feel supported and loved by so many people, and really don't know what I ever did to deserve it! They had a collection at work for me, to help with the costs of Bowen Therapy - which is really helping me so much, emotionally and physically. I cried (in a good way!) when Babs came over and told me. Thank you so much, all of you in the English Department at Edge Hill - you have no idea how much your gift means to me.
I'm starting to see myself healthy and strong again, healthier than I've ever been before perhaps. I am trying to visualise that - to really reach out and touch it as though it's real, and then maybe it will become real. My rational, academic mind tries to but in often with thoughts of, "you're just kidding yourself - clutching at straws, love," but I've seen how negative thoughts perpetuate and aggravate situations in my own life, and that of others. If it works negatively, it stands to reason that thinking positively also must attract more of the same too!
Also, the whole approach to food as medicine has given me lots to think about too. I feel as though I'm actually taking control back of the situation. Since the new regime I've been going to the loo normally for 5 days now without any laxatives at all! I feel more energetic than I have in a year. And that's only after 5 days (of small changes too - I haven't even started on the full on program yet! Just cut out meat, dairy, processed foods etc, and started drinking more water, herbal/fruit teas, eating sprouted beans, brown rice, seeds and dried fruit, and a whole host of stuff I've never heard of before is waiting in the kitchen to be prepared!!! My taste buds are upset and beg for chocolate and tea with milk and sugar! I watched the family sit down last night to fresh lamb steaks, while I munched away on raw sprouted beans, lightly fried stir fry veg (2 mins in olive oil), short grain brown rice, and a sauce made of butternut squash, red onion and red pepper. Hmm. But I will get used to it, and my body seems to love it. For breakfast this morning I had 100ml of wheat-grass juice with algae in it (not as bad as it sounds!), seeds, nuts, dried fruit and a half cheat with 2 pieces of whole-grain seeded brown bread toasted. The diet is called The Ph Miracle and is so complicated, but I'm getting there!
Today is a lovely day. The rain is pouring and the wind is shaking the trees outside, and I am warm and safe in my living room, talking to whoever reads this, and hoping that the message gets through - that no matter how bad things are, it is possible to scrape yourself up off the floor and be happy again, and it doesn't matter if you collapse now and again, if the wicked thoughts take over, as long as you nip them in the bud or have someone who can help you when they've taken hold!
Doc tomorrow. No idea what he will say, but I've booked Bowen the day after, and horse riding, to help me get through it, whatever he says.


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Federico Ast
Writer in Buenos Aires, Argentina
Federico Ast
Writer in Buenos Aires, Argentina
Based in Buenos Aires, working for the world.
Trained in economics, philosophy & management.
I've built a startup in online media& work as business journalist.
I'm interested in collective intelligence, crowdsourcing and cryptocurrencies.
I'm curious, resilient, entrepreneurial.
I love sports, travel, technology & learning.


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Naturally, burning wood creates a coating of creosote on the surfaces exposed to fire. With the boiler's design none of this is on exposed surfaces meaning its unlikely that you'll get the mess on your hands and other gear. It does carry a heavy woodsmoke smell after use so I'd want to carry the boiler on the outside of my pack to prevent soaking my gear (bag, quilt, tent, spare clothes) with that campfire smell.
As mentioned earlier, this is well thought out gear. It works as advertised and will last a lifetime. Getting water to a boil is dead simple and it uses fuel that is typically very easy to find. Devin should have a second round of boilers available soon. You can keep track of his progress on Facebook or Twitter. BackpackingLight.com will let you know when stock is available to ship if you sign up for the notice.
Remember, support cottage gear manufacturers!


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Cost of Doing Business in Kirksville, Missouri
Utility Costs: Ameren Missouri is the utility provider for the city of Kirksville. The average overall electric rate for Ameren Missouri is almost 7 ½ cents per Kilowatt hour. The average industrial customer pays around .58 cents per kilowatt hour or less. In general the electric rates are 25% below the national average. (A separate document with more detail is available.)
Contact information: Ameren Missouri 1.800.552.7583
Water and Sewer Rates: The City of Kirksville provides water and waste water service to the Kirksville area. The minimum monthly charge for an industry is currently $31.13 plus consumption over 200 cubic feet is $.063955 per cubic foot. For example, a company who uses 1,525 cubic feet per month would pay $107.Companies who will have chemical discharge into the sewer system may have to pre-treat the wastewater before it is released.
Contact information: City of Kirksville
201 S. Franklin
Kirksville, MO 63501
Natural Gas: Liberty Utilities is the natural gas provider for our area. Their capacity is virtually unlimited for the Kirksville area and industrial park. Costs will vary depending on the amount used and the price fluctuation.
For example if a company uses 25,000 MCF of gas it will cost approximately $ 162,500.00. There would be a monthly meter charge of $500 a month for $6000.00 per year. Total gas cost yearly would be approximately $168,500.00. More information on specific site location and distance from the HP line is needed to determine what or if there
would be any installation costs. A rough estimate per foot would be somewhere around $30 providing it's a relatively easy installation.
A quick propane comparison: $168,000 for Natural Gas
272,925 gallons of propane equal 25,000 MCF of natural gas.
Assume you can buy propane for $1.25 which would be cheap. That's $341,156.25.
Natural gas savings of over $173,000.00 per year.
Contact Information:
Liberty Utilties 1.855.872.3242
Waste Management/Trash: Advanced Disposal handles the waste management for Kirksville. While exact costs cannot be determined for waste removal until the size of container, number of weekly pick-ups, and contents are known, here is a general estimate.
If a company has an 8 yard container that is emptied once a week and is filled with contents equal in weight to cardboard, the charge is $88 a month (plus a fuel and environmental charge). If that same container was empted twice a week, the cost is $168 (plus a fuel and environmental charge).
Any second container held at the facility and emptied would be at a discounted rate.
Contact Information: Veolia Environmental Services 1.800.778.7652
Telephone/Internet Providers: The City of Kirksville is served by both AT&T for phone and internet and Cable One which includes phone, cable and internet.
The Industrial Park located in Kirksville has AT&T cables located there. Fiber optic cable is already located at the park and is the best in landline and mobile technology for industries. AT&T has certified the Kirksville Industrial Park as an AT&T Fiber Park. For commercial rates, please check with the company.
Contact Information: AT&T 1.800.499.7928, http://www.attinternetservice.com
Cable One also provides services for telephone, cable and internet.
Contact Information: Cable One
402 N. Main St.
Kirksville, MO 63501
Property Assessment:
Agricultural 12% true market value
Commercial/Industrial 32% true market value
Residential 19% true market value
All other personal property 33 1/3 % true market value
Tax Rates in the City of Kirksville: FY 2012
Property Tax $0.6633 cents/$100
Railroad and Utility Tax $0.6547 cents/$100
Intangible Tax—Based on financial institution reported income to federal government.
Franchise Tax ranges from 3-5% of sales
Cigarette tax $2.50 per 1,000 sold
Sales tax within city limits 7.85%
Economic Development Sales Tax 5% (to four lane Hwy. 63)
State of Missouri 4.225%
County of Adair 1%
Adair County Ambulance District .375%
Gross Receipts sales tax $.50/$1,000 in sales exceeding $30,000
Corporate income tax Computed at 6.25% of Missouri taxable income
Unemployment Insurance 2.7% entry rate for new employers
Employers pay from 9-6% based on experience ratings and account balances individual income tax. State income tax is determined by a table to taxable income through $9,000 plus 6% of taxable income over $9,000.


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Miss Kiki wrote:
I strive not to be one who thinks they know it all. I know I don't and I prefer not to annoy those who do.
He says, after litterally saying he's the kigu ambassador on /jp/.
Miss Kiki wrote:
Mine tends to reflect the years and years I have been in this activity, and more years in similar activities which are applicable.
I've been taking shits for years and years too but that doesn't make me a proctologist.


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If you are looking for the ground beef chili your mother made for Friday night dinner, this isn't it. If instead you want to taste what amounts to a fabulous, highly spiced beef stew, then I highly recommend this chili. Leftovers reheat well.
Category Archives: Beef, Pork & Lamb
This is the kind of chili I grew up eating. Made with ground beef, red kidney beans and tomatoes, it is easy-to-make and oh-so-yummy.
A Christmas Eve Tradition
Spring is in the air
Spring is in the air. If you are thinking about taking the family camping during spring break, how about putting fajitas on the menu? They are a great communal meal. Everyone has fun making their own and rolling them up. And then there are toppings to add. Even if you are pitching a tent in the living room or just enjoying a family dinner at home, this Tex-Mex classic is a great mealtime choice.
Cape Verde Sausage Stew (Cachupa)
Cape Verde is a collection of islands off the west coast of Africa, and cachupa is their national dish. There are many different versions, but most are based on some kind of pork or perhaps freshly caught fish, although vegetables may be substituted. Since Cape Verde was a Portuguese colony, this rendition contains chorizo. Because sausage is relatively pricy, the result is probably deserving of the description cachupa rica, which means it was prepared when the family was feeling prosperous.
Cuban-Style Hash (Picadillo)
Picadillo is Spanish for "hash." Essentially, this is a Cuban version of the good old American mélange, eaten on its own or used as a filling for empanadas. Spanish influences, specifically Andalusian, are obvious due to the addition of olives and raisins. Picadillo is often served topped with hard-cooked or fried eggs and is usually accompanied by fried plantains.
Fragrant Lamb Curry with Barley
Make this delicious curry any time you have a craving for something lusciously different. It's a great Sunday night dinner and is perfect for a potluck or on a buffet.
Ribs in Tabelcloth Stainer Sauce
The colorful name of this sauce, which comes from the city of Oaxaca, in Mexico, is a literal translation from the Spanish. It is distinguished by the addition of fruit, such as pineapple and bananas, and you can vary the quantity of chiles to suit your taste. Three produce a pleasantly spicy sauce. Serve this with warm tortillasto soak up the ambrosial liquid.Continue reading


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Next Meeting Date TBC
Jeremy Purvis MSP
"I am honoured to be the Patron of B.A.N.G."
Find out more »
If you would like to become a member of B.A.N.G complete our application or contact us.
Contact B.A.N.G »
Borders Additional Needs Group or "B.A.N.G" as we are known is a group set up by parents of children with special needs to support families who have children with additional, complex or rare conditions.
Meet up once a month with other parents, siblings and family members
Share your experiences
Find out how to access local resources
Expand your knowledge of local and national services and organisation
Enjoy group events; children and family outings and activities
Children with special needs are not an easily defined group. What defines them is the fact that they need additional help in some areas of development when compared to other children.
In general whatever the problem it is likely that parents will need advice and support.
Our meetings and activities are for the whole family unit, parents, carers, siblings, and grandparents as a special need has an impact on the whole family. You will find support, advice and information at B.A.N.G. To join us please complete our application or feel free to contact us for more information.
At Borders Additional Needs Group we support each other and encourage our children to live up to their potential, every child is celebrated for his or her uniqueness.
We look at children as individuals first, and then consider their special needs.
Find out more about B.A.N.G »


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What to Do to Enhance Your Home's Curb Appeal?
Though we pay attention to the interior décor, the same can't be said about the exterior, at least not for most people. A lot goes in a home's value and the exterior sure has a great part in it, so … Continue reading


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Getting to Adara
Located in the heart of Whistler Village
The Adara Hotel
Toll free: 1.866.502.3272
Direct: 1.604.905.4009
Mailing Address:
4122 Village Green
Whistler BC
» Check out our interactive mobi map for Adara Hotel Whistler
Getting Here…
Thanks to the Olympics in 2010 it couldn't be easier to get to Whistler, The highway 1 or "Sea to Sky Highway" connects greater Vancouver with Whistler. The drive is known as one of the most beautiful in the world with 170km of epic views with plenty of places to stop along the way.
Bus and Coach Services:
Whistler Shuttle – Whistler Shuttle service from Vancouver International Airport (YVR) is scheduled around your flight arrival rather than their bus. The shuttle will pick you up from Vancouver airport arrivals and drop you directly to our door. During the day the shuttle runs regularly on a flexible schedule and guarantees to pick you up within 1 hour of you collecting your luggage.
Duration: approx 2 hours.
Pacific Coach – Their deluxe highway coaches offer free wi-fi, washrooms, and a scenic, relaxing ride to the mountains and back.
Duration: approx 2 hours.
Car Rentals:
Avis – Avis are the only rental company that have an office in Whistler. Located just a short walk away near the village entrance Avis offer fantastic rates on 1 way rental to and from Whistler.
Private Hire/Taxi:
Travelling with a larger group or fancy treating yourself there are plenty of private services starting at $250. Please contact our reservation team for more information.
From Vancouver Airport
Typical Travel Time: 2 hours 15 minutes.
- Proceed south on Grant McConachie Way toward Service Rd.
- Slight right at SW Marine Dr
- Continue onto Granville St.
- Slight right at Seymour St N
- Turn left at W Georgia St.
- Continue onto Stanley Park Causeway Rd.
- Continue onto HWY 1A/HWY 99/Lions Gate Bridge
- Take ramp onto Marine Dr
- Turn right at Taylor Way
- Turn left onto Hwy 99 west
- Turn right at Village Gate Blvd. (main Village entrance)
- Turn right at Northlands Blvd.(towards Whistler Village)
- Turn right at Whistler Way (follow around the Whistler Conference Centre)
- Turn left at Village Green.
» Check out our interactive mobi map for Adara Hotel Whistler
Adara Hotel
We will beat any online rate
Call us today for more information or to book your stay!


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(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)
The kids and I got home from their testing on Tuesday to find a package leaning up against the house, inside were the three books pictured above that I had ordered for free from Tyndale Rewards a few weeks ago using up some of the points I had saved up.
I placed them in my summer reading bag with the other finds I have found this year from my various thrifty reading sources.
I have also been filling my kindle Paper White with bargain Kindle reads to enjoy on the front porch swing over the summer months but I have to admit, I still prefer really touch and feel paperback and hard back books over those read on ereaders.
Why? Well real books don't run out of batteries when you are far from home, and real books don't mind if sand gets on them, or a splash of water (and if turns out to be more than splash real books cost less to replace than ereading devices). Real books don't suffer from sun glare problems, and real books can be easily passed on to a friend, resold or placed on Paperbackswap.com.
Plus there are just as many ways to grab free and low cost real touch and feel books as there are kindle titles.
4 Thrifty Ways To Grab Your Summer Reads In Touch and Feel Format
1. Tyndale Rewards
Tyndale Rewards offers you brand new books delivered to your door for FREE. You can earn you first free book in a matter of minutes. I explain how Tyndale Rewards works in my post "How To Earn Free Books With Tyndale Rewards".
2. Paperbackswap
Paperbackswap is not entirely free as you will pay for the cost of postage to mail out your books but often that works out to be the same as a second hand book from other sources. Paperbackswap is a swapping site, someone requests a book of yours, you mail it out, they receive it and then you get a credit so you can pick out a book from someone else. Paperbackswap requires you to start your account out with 10 books you are willing to part with, once you have those listed you get a free credit to try out the system.
3. Thrift Stores
One thrift store in my area has a half price sale the last weekend of every month. This makes their titles .50 cents to a dollar, which is cheaper than the damaged book finds received when a child accidentally puts a wet towel on top of a library book you were reading pool side.
4. Yard Sales
My daughter and I love going to community wide rummages together where we hit dozens of yard sales in a small amount of time, saving us gas and time and increasing our chances of finding a few great books to add to my summer reading bag.
One idea of what to do with the books after you finish reading them
Here is one new book bag I have added to my collection as of late. It is what I am calling my "books for sharing" bag. After reading More Or Less and Rhinestone Jesus I have thought more and more about how I could bless others. Since I am blessed in finding free and inexpensive books I thought I would start sharing the blessing by putting those I read in this bag and once it gets half way full take it to church or the next social function I go to and pass them out.
I already did this once and it was so much fun. I told the recipients the only cost was they had to share the blessing when they are done. These books couldn't sit on their shelves, they had to be read and passed, sort of like the pass the present game I played as a child. Each reading of the book is like a treasure to the recipient, yet there is still another layer to unfold by the next person.
Want to see more pictures of our week? Follow me on Instagram
Love books? Follow my Books board on Pinterest where I share tips on finding books for less, books I love, and ways to fit more reading into your day.
One of my favorite ways to pay for books is Swagbucks. In Thrifty Bookworms & Swagbucks The Perfect Romance I share how to earn enough money for $25 in books a month as well as ways to make that $25 buy as many books as possible.
Available in paperback and Kindle on Amazon–get your copy here!


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The Best Hotels in Juárez Hidalgo
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Best Hotels in Juárez Hidalgo
What's Juárez Hidalgo like?
If you're looking for a place to get away, look no further than Juárez Hidalgo. Whether you're planning to stay for a night or for the week, the area around Juárez Hidalgo has accommodation options to fit every need. Search for hotels in Juárez Hidalgo with Hotels.com by checking our online map. Our map displays the areas and neighbourhoods around all Juárez Hidalgo hotels so you can see how close you are from landmarks and attractions, and then refine your search within the larger area. The best Juárez Hidalgo hotel deals are here with our lowest price guarantee.
When is the best time to visit Juárez Hidalgo?
- • Hottest months: May, April, March, June (average 24°C)
- • Coldest months: January, February, December, November (average 8°C)
- • Rainiest months: July, June, August and September (average 162.57 inches of rainfall)