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Small ProductMore Information
Honeywell ST9100A1008 Central Heating Timer Programmer 24 Hour 1 Day Single Channel
Honeywell ST9100A is a single channel timer, designed specifically to control of a single heating zone or application. It is suitable for mains, low voltage, or potential-free switching of the heating load.
The programmer allows you to set 2 to 3 on/off period for each day, giving you added flexibility on when your heating is in operation.
The Honeywell ST9100A provides timing control for your central heating system, letting you set ON and OFF periods to suit your own lifestyle. The ST9100A does not directly control the temperature but works together with other temperature controls, such as room thermostats, to control your heating system in your home.
ST9100A has 1-day programming and 2 on/off periods per day, making it very simple to use.
With its Line of Text (LoT™) display, setting the Programmer up to perform how you want it to couldn't be easier. The on-screen instructions are written in simple, plain English text and you can change mode/screen by simply sliding a button. It is likely to won't even need to refer to the instruction manual - it's that simple to use!
Specifications of the Honeywell ST9100A1008 Central Heating Timer Programmer 24 Hour 1 Day Single Channel
LoT™ display, providing text feedback that gives help and programming hints
Large backlit display
Factory set clock and date
Automatic Summer/Winter 1 hour time change
Temporary or permanent override facilities
Extra hour facility for up to 3 hours boost or programme extension
Choice of 3 different built in programmes
Programme indicator lights
Fits on industry standard back plate
Direct replacement for ST6100 models
Suitable for mains, low voltage or potential free switching
Any programmed settings retained indefinitely in non volatile memory
Up to 3 on/off times per day.
The length of the warranty is product dependent.
Visit Honeywell's website for more information.
Buyaparcel offer delivery throughout the United Kingdom, including Northern Ireland, Scottish Highlands and other Islands of the UK. In addition we can now also deliver through Europe.
UK Delivery Prices
£2.95 - Royal Mail Second Class (2-5 Days Approx - selected products only)
£3.95 - Standard UK Delivery (2-3 Days Approx)
£5.95 - Next Day UK Delivery (Orders placed before 3.30pm Monday - Friday)
£8.95 - Saturday Delivery (Orders placed before 3.30pm Friday)
£36.00 - Pallet Delivery (2-3 Days Approx - selected products only)
International Delivery Prices
In addition we now deliver through Europe on a 48 Hour Delivery Service as Standard
Zone 1 – £9.99
Belgium, Germany, Luxembourg, France, Netherlands, Rep Ireland.
Zone 2- £14.99
Austria, Denmark, Czech Republic, Poland, Lithuania, Hungary.
Zone 3 – £19.99
Estonia, Spain, Sweden, Italy, Portugal, Latvia.
Zone 4 – £29.99
Bulgaria, Finland, Romania.
Zone 5 – £49.99
Bosnia, Croatia, Switzerland.
Zone 6 – £59.99
Norway, Serbia, Iceland.
Choose a Delivery Date to Suit You
You also now have the facility to choose a day you wish to have your order delivered on if your order is being delivered via courier or pallet. This can be done at the checkout stage where you will be shown a calendar if you select the book in option. You will have the option of booking in your delivery for a day that is convenient for you. Should you require the order the following day please select the next day option.
Is My Item Available for Next Day Delivery?
If your item is stocked in our immediate picking location it will available for you to choose a next day delivery. This will be highlighted by a green tick and a 1 day dispatch time on the item information.
You will have the option to choose this service if you are purchasing your item for delivery to mainland UK.
What courier will my item be delivered with?
If your item is being delivered in the UK or Ireland, it will be delivered by UK Mail or Royal Mail, with the exception of pallet items. The courier type is displayed on each item but will be confirmed at the checkout stage when you have completed your shopping.
If you are an international customer, your goods will initially be sent via UK Mail, and then exported to either Eurodis or DHL. The appropriate tracking can be provided when necessary.
Details of each courier service we offer are detailed in our Delivery Guide.
How do I track my delivery?
To track your order online, go to 'Your Account' and click on 'Purchase History' for an update on your order.
Our team work extremely hard to get your parcels to your door in the shortest possible time but please note that we recommend you do not book a plumber etc until you have received and checked your goods.
Please note:
- Delivery addresses cannot be changed once the order is placed except in the case of an error, which we will do our best to change, but orders are often shipped quickly after being processed.
- The couriers we use do not deliver to PO boxes or building sites.
Returns at Buyaparcel
We've simplified our returns process! We now offer a no-questions-asked, free returns service within the first 30 days (subject to T&Cs).
You can find our returns information in our Terms and Help page.


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Hi There! Is this Your First Time?
Did you know if you Register you have access to free search tools including the ability to save listings and property searches? Did you know that you can bypass the search altogether and have listings sent directly to your email address? Check out our how-to page for more info.
- Price$975,000
- Lot Size7.241 acres
- Approx Acres8.77
6151 Loop 1781, ROCKPORT
Don't miss this opportunity to own 7.241 acres on Copano Bay. Ideal location for a new subdivision OR your own private retreat. This unsurpassed property has 520' of contiguous Copano Bay frontage. Opportunities ABOUND! City water and electric.
Essential Information
- Price$975,000
- Lot Size7.241 acres
- Approx Acres8.77
- TypeLand
- Sub-TypeCommercial Lot
- StatusActive
- UtilitiesElectricity
- FeaturesNone
- ViewWater View
- Is WaterfrontYes
- WaterfrontBay Front
Additional Information
- ZoningR-1
- HOA Fees0.00
Community Information
- Address6151 Loop 1781
- Area2-Bay N,E,W to FM3036 -S Wet
- SubdivisionGilliland
- CityROCKPORT
- StateTX
- Zip Code78382
School Information
- DistrictACISD
Listing Details
- Listing OfficeRockport Properties
The information being provided by the Rockport Area Association of REALTORS is exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information last updated on November 17th, 2019 at 4:21pm CST.

subset: commoncrawl


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23800 Malibu Crest Drive, Malibu
The Case, an extraordinary work of design by Scott Gillen/Unvarnished, features five spectacular mid-century modern inspired homes. Located within an exclusive 24-acre guard gated community on the coveted Malibu Bluffs, Case House 5 is a true masterpiece. Idyllic water features, enclosed light filled courtyards, expansive great room, over-sized pool, and separate guest house complete this 6 acre estate. Designed with Gillen's distinct warm minimalist style that emphasizes clean lines and panoramic awe-ins
Ocean, Panoramic, Bluff, Coastline
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2019 San Diego MLS®, Inc.
Listing information last updated on November 19th, 2019 at 9:26pm CST.


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The Arizona K12 Center Professional Learning Plan challenges systems to depart from traditional goal-setting practices and consider new ways of aligning professional learning to the needs of educators, students, and communities. The Professional Learning Plan outlines an inquiry process for learning communities that encourages and supports educators as they engage in and reflect on the impact of their learning, evidenced by improved student learning.
How is the Arizona K12 Center Professional Learning Plan unique?
The Arizona K12 Center Professional Learning Plan provides a meaningful journey of personal and professional self-discovery for every educator in all contexts—rural, urban, suburban. Teachers serving students, instructional coaches serving teachers, and mentors serving our newest educators are awarded the opportunity to take charge of their own development.
When educators engage in the planning of their own professional learning, the act of professional goal-setting is not approached as answers or problems to be solved, but rather questions to be asked and challenges to be explored. Educators collectively inquire about school-wide problems of practice and seek solutions through thoughtful selection of professional learning, data analysis, and reflection.
What is the Arizona K12 Center Professional Learning Plan?
The Professional Learning Plan involves a three-pronged approach that combines high-quality and worthwhile goal-setting, rigorous standards for students and educators, and professional learning opportunities. Through a cycle of professional inquiry, collegial interactions and protocols, and a meaningful development of professional learning goals, data collection and analysis, and ongoing reflection, educators will explore answers to these questions:
- Based on what my students need, what do I need to know and be able to do to support their learning progress?
- What can I do to help my students learn best?
- What can we, as colleagues committed to our students, do together?
The Professional Learning Plan can transform your learning communities through the power of professional inquiry.
What are the benefits to schools and districts that implement the Arizona K12 Center Professional Learning Plan?
- Strengthen Professional Learning Communities and Promote Collegiality
- Ensure a shared vision and commitment to professional learning based on data, reflection, and continuous improvement
- Shine a Spotlight on Data to Inform Teaching and Learning
- Measure the effectiveness of professional learning on both teacher growth and student learning
- Fully Integrate Existing Programs and Initiatives
- Align with professional teaching standards and teacher evaluation processes
Click here to purchase the Professional Learning Plan in the Arizona K12 Center store.


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By the time President Obama gave his news conference on Friday, there was really only one course to take on surveillance policy from an ethical, moral, constitutional and even political point of view. And that was to embrace the recommendations of his handpicked panel on government spying — and bills pending in Congress — to end the obvious excesses. He could have started by suspending the constitutionally questionable (and evidently pointless) collection of data on every phone call and email that Americans make.
He did not do any of that.
Sure, Mr. Obama thanked his panel for making 46 recommendations to restore the rule of law and constitutional principles to government surveillance activities. (The number alone casts a bad light on the president's repeated claims that there really was nothing wrong with surveillance policy.) And he promised to review those ideas and let us know next month which, if any, he intends to follow.
But Mr. Obama has had plenty of time to consider this issue, and the only specific thing he said on the panel's proposals was that it might be a good idea to let communications companies keep the data on phone calls and emails rather than store them in the vast government databases that could be easily abused. But he raised doubts about such a plan, and he left the impression that he sees this issue as basically a question of public relations and public perception.
Mr. Obama, who six months ago said that he thought the data collection struck the "right balance" between security and civil liberties, said on Friday that the government had not abused its access to private information. He continued to defend the mostly secret, internal protocols that the government uses to prevent abuse.
He kept returning to the idea that he might be willing to do more, but only to reassure the public "in light of the disclosures that have taken place."
In other words, he never intended to make the changes that his panel, many lawmakers and others, including this page, have advocated to correct the flaws in the government's surveillance policy had they not been revealed by Edward Snowden's leaks.
And that is why any actions that Mr. Obama may announce next month would certainly not be adequate. Congress has to rewrite the relevant passage in the Patriot Act that George W. Bush and then Mr. Obama claimed — in secret — as the justification for the data vacuuming.
Federal lawyers argued their way into a misreading of that passage, which deals with the collection of "business records" to stop or track down terrorists. But its intent, according to those who wrote the law, was never to allow the National Security Agency to collect and store data on every call and every email just in case it might be useful. That seems like a clear violation of the Constitution, as well as the spirit of the law.


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lately late
liz lamoreux
I have been a few days late for a lot of things lately. A few days late watching the Notre Dame football game (finally watched the Irish win today). A couple of days late wishing a friend a happy birthday (and going on over a month late wishing the same to two other dear friends). A few days late sharing the joy that was my weekend in Portland as I crashed the party that is Art & Soul …
I am still getting over the bug I had a few weeks ago as it seems to be hanging out in my system and rearing its head every few days. That, combined with hardly sleeping Friday or Saturday night has turned this week into one where I seem to work and nap and sew and nap and add more items to my ways to procrastinate list and then take long hot showers.
But, on to the goodness that was my 36 hours in Portland.
(I wanted to tell you details, all the little details, but as I tried to write those few paragraphs, I kept coming back to wanting to just tell you the following.)
I spent my 36 hours in Portland surrounded by goddesses with names like Kelly, Judy, Diane, Tonia, Stephanie, Nina, Misty, Jen, Joyce, Sharon, Carla, LK, Katie, and others.
I spent my 36 hours in Portland laughing my way to wholeness.
I spent my 36 hours in Portland learning from every person I talked with.
I spent my 36 hours in Portland with a brain crackling with ideas and dreams.
I spent my 36 hours in Portland so grateful for all that has happened to bring me to this moment.
I spent my 36 hours in Portland soaking in the wisdom.
I spent my 36 hours in Portland believing in possibility.
I spent my 36 hours in Portland thankful for every gift.
I spent my 36 hours in Portland high on the high that is knowing you are on your path.
And, I spent 10 minutes on the drive home from Portland taking a few pictures* that summed up how I was feeling as I sang and drove and reflected on all of it.
(check out Kelly's post and Judy's post and Nina's post for a few more about some of the fun had by all)
*Don't worry, I really was paying attention while driving. I was. And if you look closely, you can see just a bit of my new Nina necklace. Oh how I love it!


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Welcome to the Illinois Department of Public Health,
Division of Environmental Health's Pest Control Technician online renewal
Licensees may utilize this site if all criteria are met
as outlined in the letter accompanying your license renewal notice.
Please contact the Structural Pest Control Program at 217-782-5830 or at
with questions or for more information.
License Number
(enter License ID exactly as printed
on renewal: e.g., 052-123456)
Online Renewal PIN
(please see your renewal form)


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George currently has a WordPress blogsite in operation. It is a closed personal blog - should you wish to access it, simply contact George via the Contact page of this website.
For band information, the best port of call is George Huitker & Junk Sculpture's open and accessible Facebook page.


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This event was canceled
Robot Garden recently received a grant to build a NASA inspired opensource Mars Rover. In the hopes of involving lots of different people, we are doing this as a "community build".
We are planning to make significant modifications to the design originally presented by NASA. With these changes, there will be plenty of ways for people with various skill sets to get involved.
In fact, our modifications are planned specifically so that many other local groups and individuals can participate and contribute. The build will be modular so that different components can be designed and built by different groups. Components can be added or swapped out over time.
We will start with a basic radio-controlled rover. Over time we will add modules for command line navigation, autonomous navigation, robotic arms, multiple cameras, rock & plant identification, weather station, etc.
We want lots of people involved in this project. If you would like to participate, please, join us at any one of the ongoing meetings. Or, contact Tom Manger directly via the Meetup Message feature.
Individuals not associated with a group are welcome to get directly involved with the project. Below is a preliminary (but not yet verified) list of groups we hope to get involved in this project.
Robot Garden
- robotic systems design & construction
- autonomous navigation module
- command line control module
- motor controller module
- battery management
- power distribution
- robotic arm assembly
NorCal Mars Society
- high level design
- public outreach
- Rover testing
- documentation & educational materials
Livermore Amateur Radio Club
- Wireless Communications Plan
- Amateur TV module
- Livermore Valley Lithophiles
- mineral identification module
TriValley Stargazers
Livermore Flying Electrons
- RC control module
- Tri-Valley Coderdojo
- systems programming
Girl Scout Troop #30226
- circuit board design & construction
Aviation Explorer Post #997
- any sheet metal work
Robotics Explorer Post #987
- metal fabrication
Del Arroyo 4-H
- circuit board design & construction


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Ministry Spotlight: Ambassadors Football Pittsburgh
Lenny Muckle
Networking At Its Best
Networking is a word that we often hear in the world of business, usually implying that a group of individuals is connecting to find or extend opportunity for referrals or advancement. It's a wonderful thing! But it rises to a whole new level when the mission and purpose of all connected parties is the same, and all involved are driven by the common goal of Empowering Kids.
Lenny Muckle has always had a love for soccer and for kids. Lenny's own kids started playing soccer at around the age of 5. He has been a soccer coach at North Allegheny School District for 13 years. And in the 90s, he was soccer coach at Perry Traditional Academy. He often ended his days discouraged and found himself talking to his wife about how the kids that he was working with needed more skills, training, and time. They weren't getting the development they needed. These urban kids knew basketball, baseball, and American football very well. But, many of them were natural athletes that just knew nothing about the game of soccer (European Football). They didn't know that it was something that they could be great at and that it could greatly benefit them. It was a whole new world that he believed they needed to know more about. She told him to do something about it and start a club of his own. That was not Lenny's plan. But, he listened. He moved forward and He allowed God's plan to unfold. He started Youth Enjoying Soccer Athletic Club (YESAC).
Lenny started networking with Christian organizations in the Pittsburgh area that were already reaching kids in the city; organizations that loved kids and wanted to make a difference in their lives. At the time, his biggest support was the Pittsburgh Leadership Foundation (PLF). The PLF allowed Lenny to come under their umbrella as a 501©3. The PLF's youth-serving organization was The Pittsburgh Youth Network, known today as the Pittsburgh Kids Foundation (PKF). In 2005, YESAC merged with Ambassadors In Sport International and became AIS Pgh, around the same time that PYN transitioned to PKF.
PKF has had the same purpose and agenda as Lenny for the last 19 years…to empower kids. There has always been a mutual understanding that kids need resources, time, and opportunity. When given what they need, these kids are able to be and do whatever they set their minds to. So, how did a soccer coach achieve all of this? He developed a plan and he became a part of a network who believed in kids and trusted God to lead them.
Over the years, Lenny worked with his son, daughter, and son-in-law to change lives with a ball, an open field, a van, and the Word of God. They worked in areas of the city that PKF already had some influence in, the Hill District and the Northside. But quickly, their influence effectively reached surrounding urban areas through additional partnerships. As a result, these kids have not only come to enjoy the game of soccer. They have thrived, going on to play in high school and in college.
There have also been a few surprises along the way:
1. Over the last few years, there has been a great impact on the refugee and immigrant community that is living throughout our city. Over 20 different countries have been represented in their camps. In 2013, AIS was re-named and re-branded as Ambassadors Football for the purpose of unifying all of the ministries in the 23+ countries currently served. They are now officially identified as Ambassadors Football Pittsburgh. Lenny and his staff strive to make a difference in these kids' lives. To further their growth and experiences, Lenny gives them the opportunity to attend PKF's Surf City Michigan Camp. There, they not only play soccer, they ride wave runners on Lake Michigan, ride horses, and climb sand dunes. Most importantly, they continue to experience the love of Christ. Last year, one of the foreign born kids told him that Surf City was the best week of his life. He also made a firm commitment to follow Christ.
2. Who knew that one of the most influential times in his soccer ministry would be the time spent driving kids to and from camp and games? Lenny and his staff can spend two hours before and after camp and games picking up kids and taking them home. Driving for hours in their 15-passenger van gives him an opportunity to listen to what's going on in their lives. They want to be heard. Lenny and his staff take the time to earn the right to speak Truth into their lives. He believes that people don't care what you know until they know you care. Ironically, this means of great investment has become their greatest need. They desperately need a new van, really two. One of his vans will not pass inspection this year and needs to be replaced. At the end of June, it will be out of commission. The other van is not far behind. So, they are trying to raise money for two functioning vans. http://pgh.ambassadorsfootball.org/news/vanfund/
Lenny's journey has been full of struggles and triumphs. He lost his son, Lenny Muckle II, just a few years back when he struggled with his health. He had such a great personality, love for God, and love for kids and soccer! He had a passion for sharing the Gospel of Christ through soccer ministry. But Lenny views his son's death as a triumph, not a tragedy. He knew what he was here to do, and he was honored and humbled to be used by God every day!
Ambassadors Pittsburgh's reach goes beyond The Hill District, The Northside, East Liberty, and surrounding communities. It extends to Egypt, El Salvador, Honduras, Africa, and many other countries because of the families that now find themselves living in the city of Pittsburgh. This soccer ministry has become a champion in giving these kids a hope and a future. Their program has excelled in competitions, winning Regionals twice in their indoor soccer program and going on to win the national title. Their Futsal Program is also widely known as being one of the best! They continue to strive for excellence in serving God and the kids of Pittsburgh, using their gifts to further the Kingdom of God.
Learn more about Lenny and Ambassadors Pittsburgh at their Facebook Page


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Original Bob Ross paintings can be found on online auction sites or from a collector. He produced a great deal of paintings, but they are still hard to find on the market as originals. Instead, many artists replicate his paintings, and these replicas are much more common, and much less expensive.
Original Bob Ross paintings are oil paintings, usually landscapes. They were originally painted by Mr. Ross on television using the "wet-on-wet" technique. This method allowed for him to paint quickly, typically in an hour or less. He became a painting instructor on PBS; his famous show was called "The Joy of Painting."


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24 Hour Emergency and Specialty Hospital
San Jose, CA
Call us at (408) 649-7070
Dr. Nielsen is skilled in a wide range of procedures and her surgical practice includes orthopedic, neurologic, soft tissue, and oncologic/reconstructive surgery. Patient comfort and client communication are top priorities for Dr. Nielsen, who feels fortunate to work with such a dedicated and skilled nursing staff round the clock at SVVS. Dr. Nielsen earned an undergraduate degree in biomedical engineering with a minor in applied mathematics. It wasn't until her second year of medical school at the Johns Hopkins School of Medicine, when her own dog needed the services of a surgical specialist, that she became aware of veterinary surgery as a career option. This opened the door to a life-changing decision; she left Johns Hopkins to pursue a veterinary career. She earned her DVM degree at UC Davis while concurrently completing an MS degree in biomedical engineering then continued on to a one-year clinical internship at Colorado State University. She completed a three-year surgical residency at the University of Minnesota and successfully fulfilled the rigorous credentialing and examination requirements to become a Diplomate of the American College of Veterinary Surgeons in small animal surgery. Away from work, Dr. Nielsen and her husband (also a veterinarian) recently returned from hiking the entire length of the Pacific Crest Trail from Canada to Mexico, pursuing a lifelong dream for them both. She also enjoys trail running, cycling, gardening, and most any type of active or outdoor activity. They share their home with Nigel, an aggressively social three-legged cat, who came to them by way of the Humane Society and who has never met a dog (or person) he doesn't like.


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Chicken & Grape Salad on Schar Baguettes
Spring is in the air, can you feel it? The warm weather inspired me to make a light and refreshing sandwich, something a little more "springlike" than my usual meat and bread fare.
Back in my gluten-eating days, I was obsessed with a baguette sandwich from Pret a Manger filled with chicken salad and red grapes, which whenever I mention it to people, usually has them giving me the big eye, little eye, but I swear, it's a divine combo.
The dill, scallions and celery really combined with the grapes and chicken make for a harmonious balance of delciousness. Schar baguettes are my favorite not only for texture and ease of preparation, but also for the fact they are lactose-free, and are perfect for this particular sandwich, providing an awesome crunchiness that feels hearty.
I've made everything from Banh Mi to garlic bread using the Schar baguettes, and they hold up beautifully everytime. They have a slightly sweet taste to them that I really enjoy too.
I really hope you like this recipe, it's my absolute favorite for chicken salad and couldn't be easier to make.
What's your favorite spring or summertime sandwich?
Chicken & Grape Salad
- 2 chicken breasts, seasoned with salt & pepper
- 2 celery stalks, chopped or cut into half-moons
- 3 scallions sliced
- 1 cup of grapes, halved
- 1/4 cup mayo
- 1/8 cup or less of dill
Start by grilling the chicken until thoroughly cooked. When the chicken is cooled, cut into cubed pieces and put into a bowl. To the bowl of chicken add the celery, scallions, grapes, mayo and dill. Stir to combine. Add salt and pepper to taste. Serve on your bread of choice. Voila!


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- Import
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- Import animals
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- Import forms and documents
- Excise
- What is excise?
- Apply for a licence
- Lodge your excise entry
- Claim excise duty remission or refund
- Pay excise duty and other charges
- Apply for excise duty credit or drawback
- Moving excisable items
- Changing, suspending or cancelling your licence
- Amend, surrender or transfer your licence
- Change your entry or payment timeframe
- Excise forms and documents
- Home
- Contact us
- Reporting alleged integrity breaches
Reporting alleged integrity breaches
The New Zealand Customs Service promotes and reinforces a culture of high integrity in the workplace.
If you have any concerns about fraud, corruption, or integrity breaches at Customs please:
- Email: firstname.lastname@example.com
- Phone: Customs Integrity Line: 0800 835 269 - Contact the Crimestoppers-operated anonymous and independent reporting service, 24 hours a day, seven days a week.
Any alleged integrity breaches will be treated seriously, and assessed by an Integrity Assessment Committee.


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10 Types of People Who Fall for Scams, Schemes and Cons
By Marilyn Lewis
Researchers are coming to new conclusions as they dig into the question of what makes some people and not others fall victim to fraud and online scams.
Victims often hate to admit they've been conned, so research is difficult. Even so, experts estimate that $40 billion to $50 billion a year is lost to consumer fraud, says a study by the Financial Fraud Research Center at Stanford University's Center on Longevity.
The Victims Aren't Who You'd Think
Some 30 million Americans are sucked into some type of financial fraud each year, says the American Psychological Association. Fraud comes in all shapes and sizes, from online dating-site deception, debt-collection scams, fake rental ads and worthless or nonexistent product sales to work-at-home schemes. (This Financial Fraud Research Center diagram gives a detailed breakdown.)
Victims include older people, yes, but also younger ones. Educated and undereducated. White-collar and blue-collar. Dumb people and smart ones. The Stanford study says:
AARP's 2014 report, Caught in the Scammer's Net, lists risk factors that make adults more likely to become victims of certain types of fraud. You're likely to be targeted if you are:
An emerging conclusion in profiling research is that there is no generalized profile of a "typical" victim. Profiling studies that analyze victims by type of scam, however, have yielded a clearer picture of scam-specific profiles. In other words, while everyone is vulnerable, some people may be more vulnerable to particular scams than others.
1. A white man. The typical victim of investment fraud is a man. He's middle-aged, educated, financially literate and white, and he's under financial pressure, psychologist Laura Carstensen, founding director of the Stanford Center on Longevity tells The American Psychological Association.
This makes sense, when you think about it. People who don't ordinarily buy investments aren't likely to fall for an investment scheme, or even to be offered it. In a phone interview with Money Talks News, Marti DeLiema, postdoctoral research fellow at the Financial Fraud Research Center, said:
2. Older. Elders do get hit hard by scammers and they're more likely to lose a significant amount of money to fraud, but generally that's largely because scammers pick on them more.
Fraud victimization is really associated with exposure. The more you engage in the marketplace the more likely you are to be vulnerable. You have to be in the market for a product to get hooked.
Some susceptibility does come with age-related decline. Researchers have found that older people can have a harder time spotting liars, probably because of a decline in "emotional recognition," or the ability to read others' emotions accurately, the fraud researchers at the Stanford center said. But elders' long experience in life also helps them spot fraud. On balance, they aren't more susceptible than anyone else. DeLiema says:
Some services are marketed as useful to helping keep elders safe from fraud.
We have found that older adults are disproportionately targeted, but once they are targeted they are not more likely to be victims. Most PSAs (public service announcements) are targeted at the elderly. Perhaps those messages are working, and maybe experience can outweigh cognitive decline.
3. Younger. Contrary to popular wisdom, younger adults actually are more vulnerable than older people, according to research by Judy Van Wyk of the University of Rhode Island and Karen A. Mason of Washington State University in the Journal of Contemporary Criminal Justice. People 18 to 25 stood a 77 percent chance of becoming victims compared to people 65 to 75, who had a 44 percent chance, according to the study.
Scam artists alter their tactics depending on the unique vulnerability of their targets, says DeLiema. A young woman might not fall for a 'grandparents scam' (in which con artists pose as a grandchild in trouble) but she might fall for a weight loss scheme or a juice cleanse or an anti-aging cream because she feels insecure about aging.
4. Living in Florida. Florida is the top state for consumer fraud complaints, with about 1,000 complaints per 100,000 residents, according to a report by 24/7 Wall St. based on Federal Trade Commission data.
Florida's dubious distinction may be because of its larger population of seniors, who are frequent targets of fraudsters. Other states with high rates of fraud include: Texas, New Jersey, Arizona, California, Maryland, Delaware, Michigan, Nevada and Georgia.
5. Lonely The AARP's 2014 report says that 66 percent of victims say that they "often or sometimes feel isolated."
Dating sites are prime territory for fraud, partly because online encounters blur the lines between real and Internet relationships, says another AARP article. Loneliness can make people vulnerable to believing that their prayers have been answered, even when a "dream partner" met online is too good to be true.
The article tells how Enitan, a former scammer, worked:
RomanceScams.org, devoted to fighting online dating fraud, tells how to recognize a dating scam and how to proceed if you are a victim.
Using stolen credit card numbers, the scammer would flood dating sites with fake profiles. Victims can be found anywhere -- scammers also forage for connections on social media -- but dating services provide the most fertile territory. Profile photos are pirated from social media or other dating sites. To snare women, he'd pose as older men, financially secure and often in the military or in engineering professions. For male victims, he just needed a photo of an alluring younger woman: "Guys are easier to convince -- they're a bit desperate for beautiful girls." The common thread between them: loneliness. All his victims, Enitan says, described themselves as divorced or widowed. "The lonely heart is a vulnerable heart."
6. On the Internet. To many people, telemarketers are linked to fraud, and for good reason: People who listen to telemarketers are more likely to get hooked, DeLiema says.
However, "the Internet has consistently been the most frequently reported method of contact for fraud victimization in recent years," according to a Financial Fraud Research Center paper, Scams, Schemes and Swindles.
7. Interested and open. Financial con artists don't get far with people who are introverted or careful. Victims are more likely to be open, agreeable and extroverted. Research by FINRA's Investor Education Foundation (FINRA is the Financial Institution Regulatory Authority) finds that:
- Victims of affinity fraud (scams among members of close-knit groups) more often are people who are a bit neurotic and open to new experience.
- Those hit by investment fraud often are extroverted, conscientious and open to new experience. Openness especially is linked to larger financial losses.
In other words, victims are people you'd like to know. Or maybe someone like you.
8. In debt. Being in debt makes you vulnerable to scam artists who prey on people looking for a way out of a difficult situation. Scam artists can be hard to identify because they pose as legitimate businesses. Be particularly wary of businesses offering debt consolidation and help negotiating with creditors. Scammers also often insert themselves into the businesses of mortgage refinancing and foreclosure counseling.
9. Desperate. People in desperate situations grasp at straws. Con artists know this and show up for immigrants who need help with their legal status, for example, or for victims of natural disasters who are willing to pay for help filing a claim, finding a home or getting home repairs. One rule of thumb: Never engage a contractor who shows up uninvited to your home.
10. Human. Most of us are a bit vulnerable, in one way or another. Scams are so prevalent today that almost anyone can get stung. A few of the AARP survey's list of traits shared by vulnerable victims:
- Job loss
- Ignorance of bank procedures
- Downloading apps
- Clicking on pop-ups
- Impulsiveness
- Get inoculated: In "The 10 Golden Rules of Scam Prevention" Money Talks News founder Stacy Johnson outlines tip-offs to cons and scams.
- AARP's Fraud Watch Network is a good source for people of all ages to learn about new scams and find out how to spot them and to stay safe.
- The Fraud Watch state map links to law enforcement alerts and notices about scams in your state.
- Report fraud to the AARP Foundation Fraud Watch Helpline: 877-908-3360.
- Trust your gut: Back away and get time to think when you feel pressure to buy or invest, or even just simply if your radar goes off and you don't know why. Offering something "only for a limited time" is often a tip-off to a con.
- Watch your emotions: If you see yourself getting emotionally worked up -- scared, excited or suspicious -- that's a good time to take a break. Scammers stir up emotions to reel in victims.
Like this article? Sign up for our newsletter and we'll send you a regular digest of our newest stories, full of money saving tips and advice, free!


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Alternative medicine or how to deal with charlatans
What would you think if your child went to institution to learn that amethyst crystals "emit a special energy Yin", or that cancer can be cured with the help of coffee, injected into the buttocks? What if the student was taught that the heart is not a pump for pumping blood, as suggested medicine for many centuries, as "the head of human thinking and behavior".
In this scenario, you would have required to return tuition fees. For over a decade "theories" like these have been studied in some state-accredited educational institutions of great Britain. Examples of teaching alternative medicine it was possible to observe Westminster and Edinburgh Medical Universities. Indeed, since the mid 90-ies of the last century, such theories were presented and studied as if they are related to this medicine.
"Non-traditional" (i.e., not based on proven facts) methods in medicine – is what scientists are fighting and opponents of various liteary for many years. Such methods of treatment can seem very harmless and even more convenient compared to conventional medicine. Unfortunately, exactly one: homeopathic treatment methods that are not based on proven facts and data, not only can help in case of any trouble, but also to cause significant predlagam.
Alternative medicine can significantly harm. Often the patient, in the hope non-traditional methods of treatment, begins to avoid intake of drugs that can cure or alleviate his condition. In particularly dangerous cases, such as, for example, when an AIDS patient begins to take various herbal tinctures and charges, the method of treatment may simply kill the patient. Some argue that Steve jobs (Steve Jobs), perhaps now would be alive if from the beginning she decided to treat pancreatic cancer not using questionable diets, and proven method is chemotherapy.
One of the senior researchers of a major British University was just amazed about the existence of these strange courses. Absolutely exactly what is needed to put an end to all these useless theories and teachings not only help in treatment but also can cause irreparable harm to human health. Moreover, relevant authorities should ensure that the students have studied an accredited academic discipline, not a course "practical magic". Sad, but in reality no one watches it, despite the fact that unconventional methods of treatment assigned to quack methods. They mislead even the scientists and regulatory authorities that monitor the medicine. The Department of Health in Britain is confused, denied, or no such courses of nonconventional medicine in universities, despite numerous requests to do so.
The only organization that has achieved anything in this matter, that the British Committee on advertising standards (ASA). In advertising of homeopathic medicines are not able to identify the disease whose treatment is aimed this drug. In case of discrepancy indicated on the packaging with the actual contents of "drugs", ASA makes a severe reprimand, and then solves this problem more radical.


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France is well-known for its wine and vineyards across the country. The Eiffel Tower is a well-known landmark in the city of Paris, France.
The Eiffel Tower is named after Gustave Eiffel who was in charge of the company who designed and constructed the tower. The tower is 1,050 feet tall and made from iron. Every seven years, the Eiffel Tower is repainted to prevent rust.
France is also known for its cheese. Over 350 types of cheese are made across the country. The country is also known for Champagne. Only grapes that have been grown in the region of Champagne can actually be labelled Champagne.


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We invite you to share your experience with Highland Court – Share a Testimonial
See What Others Are Saying About Highland Court
I am a local health care provider that has very recently been faced with trying to make one of the hardest decisions of my life. I had to make the difficult choice of having to place my 88 year old mother at a memory care facility. After much consideration I decided to place her at Highland Court Memory Care. I would like to take this time to acknowledge how impressed I have been with the service that I have received from staff at this facility. I would like to especially acknowledge how Kirsten Clawson has gone beyond the call of duty to help with all my concerns and emotional family issues pertaining to her placement.
Kirsten has at all times kept me informed of my mother's behavior and how she is adjusting to her new residence. Being in the know of what is happening gives me and my family great peace of mind. After spending time with your staff, I realized how committed everyone is to making sure that residents feel at home. They are caring and affectionate, and seem to enjoy spending time with the residents. Administrative staff are also caring and engage with the residents. Moreover, the facility is beautifully decorated and most importantly very safe.
The food is amazing and nutrition oriented. When I had my mom living at home I would spend hours trying to get her to eat what I had prepared for her meals, she would adamantly refuse to eat. At your facility, she readily seats down at meals and eats at least 95% of the food on her plate. That has been a great improvement.
After my pleasant experience, I would undoubtedly recommend Highland Court Memory Care to patients and families that may be looking for a wonderful place to put their loved ones, and I greatly appreciate what you have done to make this transition less painful.
Bernadette Gonsalves, PA-C


text: Enterprises have traditionally focused on improving internal operations and cost-efficiencies. While the implementation of internal systems has led to improved systems' integrity, automated and integrated business processes and application systems, scant attention has been given to the integration of business processes and systems across enterprises. Yet all organisations do engage with external customers, trading partners and suppliers. The challenges facing organisations are to extend the benefits derived from their integrated systems to beyond the boundaries of the organisation.


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This question already has an answer here:
- What DPI should be used for what situations? 11 answers
I have to design a flyer for half of an 81/2 x 11 page. It mostly has images but some text. And I'm designing it in GIMP. Is there an industry standard dpi for simple prints? It's not magazine quality, but I'm looking for a decent dpi.


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Time for a wrap-up of my favorite photos this quarter! I couldn't decide on just five, so I made some collages. Making collages is a pain, so the mere fact that I did three of them proves just how hard it was for me to simply narrow down my choice to just five.
In no particular order…
1. This is my hands-down favorite of Josh and Zoë so far. I love that Zoë had her arm around Josh and I love the fact that they actually ran off, posed themselves, and called out to me to take this photo.
2. I love their little hands… sometimes clammy, with pen marks all over, dirty fingernails and all. I love the way their little hands fit in my bigger ones. I love how they're still a bit chubby and dimply for now.
3. Zoë's first time on stage / first ballet performance. I love how excited she was. I love how she danced her heart out. Sitting in the audience, Chris, Josh, and I were just bursting with pride.
4. My girly girl and her beautiful smile that lights up my day.
5. This is Zoë sitting on Chris' shoulders while watching Josh at his soccer class.
It might seem that this quarter, it's a bit Zoë-heavy… only because Josh is tougher to get a good shot of these days.
Amber {Amber's Articles}, Sarah {Nap Time MomTog} and Courtney {Click It Up a Notch} are hosting this fun photo meme. Do go visit with them and check out some outrageously


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I somehow managed to see a very weird commercial for The Dog Whisper's program where Lionel Ritchie's Hello was rewritten to actually accommodate the words, "I am Cesar, The Dog Whisperer." Mr. Lionel's video for his song remains very weird but this new mangled promo is just plain bizarre. Anyway, this promo and the onslaught [...]
Posts Tagged 'LIONEL RICHIE'
DOES THE WORLD NEED TO RE-LEARN MUSIC?Posted: 15th January 2013 by We-Enhance in BOB DYLAN, Beatles, LADY GAGA, Music, Music Industry, Music Marketing, Music Matters, Simon Cowell, X Factor
Tags: Adele, BBC, Blind Faith, China Girl, Clash, Cream, Damon Albarn, David Grohl, Dog Whisper, Fame, Golden Years, Hendrix, Jack White, John Mayer, Led Zep, Let's Dance, LIONEL RICHIE, Lionel Ritchie's Hello, Lisa Ora, Marc Bolan, Paloma Faith, Rebel Rebel, Simon Cowell, Space Oddity, Suffragette City, the amazing Kinks, The Beatles, The Old Grey Whistle, The Walker Brothers, TOTP, Velvet Underground
"AMERICAN IDOL" DOES "MOTOWN" AND GOES "DOWNTOWN"- IN A BUS.Posted: 24th March 2011 by We-Enhance in American Idol, Music
Tags: "American Idol" Season 10, Casey Abrams, Jacob Lusk, James Durbin, JAMES JAMERSEN, Jimmy Iovine, LIONEL RICHIE, MOTOWN, PAUL MCDONALD, PHIL COLLINS, PIA TOSCANO, Scott McCreery, STONES/TEMPTATIONS, THE FUNK BROTHERS, THE SUPREMES, Thia Megia
A few weeks ago, I caught a TV Special where Phil Collins paid homage to the music of Motown. To re-create that sound, he had brought in the brilliant Funk Brothers, the studio musos who gave every Motown track that back beat and those riffs. And though not exactly a Phil Collins "fan", I respected [...]


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Swords Around the Cross - The Nine Years War
Ireland, in its halcyon years, was commonly called the land of saints and scholars by a grateful Christendom. And, although the emerald isle, like other Catholic nations, had not only its peaks of sanctity but its lows of spiritual tepidity (as we see manifest everywhere today), the land of the Gaels has rarely, if ever, been without her martyrs. Be it at the hands of pagan Viking marauders, Puritan savages or the rapacious imperialists of perfidious Albion, Ireland has drunk from the Lord's chalice deeply and often. This stirring account of a very crucial period in Irish history was written by historian Timothy T. O'Donnell, a worthy son of the illustrious O'Donnell clan, who now serves as president of Christendom College. With that Catholic reverence that only a filial piety nurtured in the holy Faith can generate, the author brings to life a somewhat obscure slice of Irish history that ought to stand out prominently in the annals of heroic struggles against draconian injustice. This is the story of the Catholic uprising of the three Hughs: Hugh O'Donnell, Red Hugh, his valiant son, and Hugh O'Neill, Earl of Tyrone, master dissembler and cunning diplomat, whom Queen Elizabeth preferred to call "Beelzebub." Beginning in 1595, the war for liberty and the reign of Christ the King grew in strength victory by victory, such wise that by 1599 all of Ireland was ruled by native Irishmen as an independent Catholic Kingdom. It was to be a short-lived independence ending with the pathos of the "Flight of the Earls" in 1603 and the toxic murder in Spain of Red Hugh, "the son of prophecy," by an English spy. The battle cry of the mighty warriors of "The O'Donnell," Red Hugh, may now be silent, though not ever silenced: "Papa Aboo!" (The Pope to victory!) For in Gaelic hearts "the visible King" of the isle will forever be the Vicar of Christ.
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Relaunch of JaredConnell.com Homepage
I have recently relaunched the homepage of JaredConnell.com to use a new CMS. I was previously using Drupal and found it too cumbersome and hard to use. I didn't like how obtuse it was and how it was so complicated to perform simple tasks and it was not organized very well for new users to get acquainted with the system. I believe that it is a very powerful script and that it could be of great use to me in the future but for now I just want to be able to get all my sites up and running and write content for them as easily as possible and have them somewhat standard as to how I create and manage them. I don't want to divulge too much information on what CMS and plugins I run because of security concerns and for now I haven't yet completely decided on what I will run across all my sites for various purposes. I am still experimenting with different CMS platforms, plug ins, and third party services and I will comment on them in the future. So for now go to JaredConnell.com for my main website that has a list of all my sites, apps, and select clients.


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October 29, 2018
I have no words of wisdom, or comfort, to offer today. Instead, I encourage you to take some time and consider the thoughts of others.
October 26, 2018
I don't know about you, but I'm news-weary.
Bearing Drift
Beyond Evangelical
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The Art of Blogging
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Write to Done
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7 prayers that work
© 2019 The Write Side of My Brain.
Made with by Graphene Themes.


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- Ebola death rates 70% – WHO study
New figures suggest 70% of those infected with Ebola in West Africa have died, higher than previously reported, says the World Health Organization.
Ebola infections will treble to 20,000 by November if efforts to tackle the outbreak are not stepped up, the UN agency has warned.
In the worst case scenario, cases in two nations could reach 1.4 million in January, according to a US estimate.
Experts said the US numbers were "somewhat pessimistic".
The world's largest outbreak of Ebola has caused 2,800 deaths so far, mainly in Guinea, Liberia and Sierra Leone.
Outbreaks in Senegal and Nigeria were "pretty much contained", said the WHO.In other developments:
- More than 160 NHS staff have volunteered for UK efforts to help in the outbreak.
- Chief medical officer for England, Prof Dame Sally Davies, confirmed that the British nurse who survived Ebola, William Pooley, has volunteered to give blood that could help treat patients.
- The Sierra Leone army has sealed off the country's border with Guinea and Liberia in a bid to control the spread of Ebola.
- British military and humanitarian staff have arrived in Freetown to oversee the construction of the UK's medical facility and assist with the response to the outbreak.
Scientists have warned that swift action is needed to curb the exponential climb in the Ebola outbreak.Two new estimates suggest that cases of Ebola could soar dramatically in the three countries with the majority of cases.Projections published in The New England Journal of Medicine predict that by early November there will have been nearly 20,000 cases.The analysis of confirmed cases also suggests death rates are higher than previously reported at about 70% of all cases, rather than 50%.Dr Christopher Dye, Director of Strategy for WHO, said unless control measures improved quickly "these three countries will soon be reporting thousands of cases and deaths each week, projections that are similar to those of the Centers for Disease Control and Prevention (CDC)".http://www.youtube.com/watch?v=Jsdkaeta8fg The CDC said that there could be up to 21,000 reported and unreported cases in Liberia and Sierra Leone alone by the end of this month.In predictions released on Tuesday, the US health agency said cases could reach as many as 1.4 million by mid-January, if efforts to control the outbreak are not scaled up.But experts cautioned that the numbers seemed "somewhat pessimistic" and did not account for infection control efforts already underway.Drug trialsMeanwhile, The Wellcome Trust charity has announced that experimental drugs will be tested in West Africa for the first time. They include the drug ZMapp, which has been given to a handful of infected health workers.Dr Peter Horby, of the Centre for Tropical Medicine and Global Health at the University of Oxford, said the first trials could begin in West Africa as early as November."We want to evaluate these carefully, properly, in affected countries in West Africa," he told the BBC."For the next one or two weeks we'll be doing site assessments and we'll be working with the WHO on identifying which drugs to prioritise, and then there'll be a number of steps in setting up the systems – getting ethical approval through the countries and getting community participation and agreement to run the trials." -BBC


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Search for a property in Horsham and the surrounding villages
How does the conveyancing process work?
Purchasing a property requires the help of a solicitor experienced in the conveyancing process. Our handy guide to conveyancing explains the steps your solicitor will take you through so that you are aware of what is happening at every stage of the buying process.
If you have any other questions about conveyancing please contact us and we will be more than happy to offer further advice. Additionally, we have a network of experienced professionals (link to recommended services) who we can personally recommend, should you understand the process and be ready to select a solicitor.
1. Explain the process
Buying a property can seem a little daunting – particularly if you are a first-time buyer or if you haven't gone through the process for a number of years. Your solicitor will begin by explaining exactly what you need to do in order for you to purchase your property.
2. Carry out searches
There are certain things that may not be clear from simply viewing a property. Your solicitor will be able to conduct legal searches to shed light on anything that might pose a concern. Searches vary and may not all be relevant or necessary, but may include things such as flood risks or access to public water or drainage systems from your land. Having all of these facts will put you and your mortgage lender in a better position to purchase the property.
3. Enter into a contract
Until a contract is signed, there is nothing legally binding to confirm that you will be the eventual owner of the property in question. Your solicitor will draw up this contract to include all the finer details or the sale and will specific a date mutually agreed by the buyer and seller, for completion of the property.
4. Complete the purchase
Completion of the property comes when all funds have been transferred to and from the relevant buyer and seller, through their solicitors. The new owners will then receive their keys and the solicitor will arrange for their names to be listed on the deeds to the property.


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The world is extremely used to positivity when it comes to travelling abroad, with an exceptional number of articles and blog posts filling individuals with wanderlust. And, for many travellers, the world is a magnificent place full of magic at every turn and ignorance toward dangers can be rife.
There are some destinations in the world where crimes go beyond petty taxi cab scams and pickpocket theft. In some cities, armed gangs can be merciless in their attacks, often targeting western travellers in the name of terrorism, robbery, or other motives. Even with the correct preparation and protection, many travellers are not aware of where to be vigilant.
Understandably, some destinations are more dangerous than others, especially for travellers who like to experience the gifts of the world solo. Those who are planning to gallivant around the world on their own, and are considering one of the cities below as a stop on their journey, should either reconsider their plans or purchase an extensive travel insurance policy to cover all eventualities.
Mexico City, Mexico
Every day, over 150,00 people legally cross the border between the United States and Mexico. Whether visiting family and friends or settling at a coastal resort for a holiday, Mexico is a popular destination for many travellers and the capital, Mexico City, is no exception.
The media is inherently focused on violence or crime linked with illegal border crossing and, behind the portrayal, Mexico City is struggling under a violent streak of muggings, assaults and kidnappings. Sexual assaults on women are often gang related and utilising public transport, particularly at night, is best avoided.
Jakarta, Indonesia
Jakarta is often a layover destination for travellers flying on to tropical climes and, whilst offering a tapestry of unique culture, under the surface of the city lies a number of dangers that can transform a trip into a nightmare.
The British Foreign Ministry reports that threats of terrorism and kidnapping of foreigners are two of the main concerns visitors need to be aware of. However, it is not just criminals that travellers need to avoid. Jakarta sits along a series of fault lines called the 'Ring of Fire' which leaves the region at high risk of earthquakes and tsunamis without warning.
Those planning a visit to Jakarta should purchase travel insurance early in order to benefit from all the perks in the event of a trip turning bad.
Bogota, Colombia
The capital city of Colombia, Bogota, is an industrial city famous for producing some of the world's finest coffee and beautiful flowers. Visitors stream into Bogota and rural Colombia daily to indulge in cultural studies, volunteer work and tourism. However, under its vibrant guise, the city remains one of the most dangerous destinations for foreigners to visit.
Drugs cartels are particularly significant, along with terrorist organisations and armed street gangs, not only in Bogota but all over Colombia. Furthermore, officials warn that the threat of kidnapping is still worryingly prevalent, despite a significant decrease over the past 15 years.
New Delhi, India
Hailing as one of the most rapidly expanding commercial sites in India, New Delhi is a centre for those travelling for business and pleasure. Whilst New Delhi has been discovering its international identity, it has also become aware that with expansive growth comes elevated crime levels. One of those dangers, particularly for women, is sexual assault.
The British Foreign Ministry has stated that sexual assault on female solo travellers in New Delhi has become a major cause for concern, with women from all corners of the globe reporting that they had been sexual harassed or assaulted whilst travelling in New Delhi. Women who are considering travelling alone are encouraged to create a safety plan in advance.
Lima, Peru
Lima in Peru is one of the most historic cities in the world and the gateway to Machu Picchu. Lima is a prime location for those interested in Inca history and because of the high number of tourists, criminals occupy the city, waiting to take advantage.
From illegal taxi services that have been known to take more than a fare, to hijackings that take place on remote roads at night, Lima offers a range of potential dangers to travellers. Visitors who want to visit the city alone should consider limiting their plans to daylight hours, and to use taxis recommended by their hotel and tour operator only.


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To get the most out of your workout, your body needs vitamins and nutrients that promote muscle growth and strength. At the same time, you also need the energy to complete your workouts and increase the intensity in order to see results. Choosing the right protein bar allows you to support your workout goals by giving your body important vitamins and the energy to help you achieve results. All bars are not the same and many may not help you at all, so how do you know which to buy? Keep the following in mind on what to look for when shopping for protein bars:
Continue reading How to Choose the Best Protein Bar for Your Workout


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Commissioner to propose new EU LNG strategy
EU commissioner Arias Cañete delivered a speech at the Lisbon Council presenting a vision for European energy efficiency and the challenge of energy security.
Cañete focused on the challenge of energy security saying that, without swift and decisive action, Member States will remain dependent on a single supplier that views the sale of gas not simply as a commercial matter, but as a political weapon.
Europe is seen more dependent on imports in the future, especially imports delivered via new pipelines like the Southern Corridor.
Cañete stressed the need for consolidation of relationship with partners like Norway and a reach out to new transit countries like Turkey or Algeria. He feels the EU has to support its old allies and friends like Ukraine and the Energy Community.
He revealed that he will soon be proposing a new EU LNG strategy and called for construction of necessary infrastructure to bring the imported volumes of gas where they are most needed within the European Union.
LNG World News Staff; Image: ec.europa.eu
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Stroud Town Council is objecting to the introduction of car parking charges at Stratford Park.
It follows a survey by the Town Council in which 1,389 people took part in which 49 per cent said they would stop visiting the Park and leisure centre if the charges were introduced. A further 44 per cent said they would visit less often.
Stroud District Council launched the Car Parking Review to look at car parks where it is currently free to park. One of the six free car parks is at Stratford Park.
Of the people responding to the Town Council survey, 1173 said they regularly used the park, leisure centre and other facilities; 985 said they walk in the park and a further 732 said they visit the Museum in the Park.
The Town Council questions the District Council's research, stating that the evidence is inadequate because it fails to demonstrate the need to manage demand and that the research was not conducted over a wide enough time period.
In its letter of objection the Town Council states "Legislation dictates that charging can only be introduced to manage demand and not to raise revenue.
We understand that there is concern that the Stratford Park car park is being used for long-stay parking by people not using the park. If evidence can be provided to support this, a more practical solution would be to limit the amount of time people can stay in the car park, after which fixed penalty notices could be issued. This would enable people to continue to use the outdoors facilities at the park free of charge."
Town Mayor Kevin Cranston said: "Our own consultation demonstrates that many people really value the outdoor facilities, which make a significant contribution to supporting Stroud District Council's Health and Wellbeing strategy, and that they would stop using them if charging were introduced."
The Town Council is also asking that all car parks be included in a review, not just the free ones.
"The concentration in the consultation solely on charging represents a missed opportunity to review and improve parking facilities across the whole of the town," said Councillor Cranston. "We invite Stroud District Council to work with us to improve the town centre car parks."
The Town Council would like to see the parking at Brunel Mall better utilised by opening later and the door to the station opened and revised ticket machines and online payments in all long-stay car parks to allow people to pay on exit.
People can respond to the District Council Car Parking Review until July 29.


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MONTGOMERY, Ala. – The Huntingdon men's basketball team snapped a six-game losing streak with a 74-73 win over Rust College on Saturday.
The Hawks (6-15) got off to a slow start before battling their way back into the game. Huntingdon fell behind 11-0 before scoring its first points with 11:18 left in the half. The Hawks rallied, but trailed until the final 10 minutes of the game.
An Austin Hill free throw tied the game 53-53 with 9:16 to play and a Kanden Blackmon 3-pointer gave the Hawks their first lead of the game, 56-53.
Huntingdon would not trail again but could not pull away from the Bearcats. The Hawks' biggest lead was only seven points, but Huntingdon had an answer each time Rust tried to retake the lead.
Ryan Petty led the Hawks with 17 points, seven assists and six steals. Hill and Jeremiah Thomas each added 16 points. Hill also had nine rebounds.
The Hawks return to action on Feb. 16 at Covenant at 3 p.m.


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This blog was contributed by Dianne Jeffrey CBE DL, Chairman of Age UK and Joint Chair of the Commission on Dignity in Care.
What happened in the Mid-Staffordshire Foundation Trust was a truly sickening and extreme example of when training, professionalism, management, and structures all individually and collectively failed very vulnerable frail patients.
Few in the health sector could claim that Mid-Staffordshire Foundation Trust was an isolated case. Most of us have heard accounts of similar failures in care in our local hospitals or care homes, some relating to individual wards, others more widespread.
Today is a watershed moment for the NHS: 31 months after the Francis report was commissioned the final report was published on the 6th February. The report makes 290 recommendations on how to improve the system and we must once and for all take this opportunity to make the deep and lasting changes that are required. A 'sticking plaster solution' is not going to be acceptable and will certainly not be enough to reassure millions of older people and their families.
The initial inquiry into Mid-Staffordshire marked a crucial moment in exposing undignified and poor care and was a major factor in the decision by Age UK, the NHS Confederation and the Local Government Association to establish the Dignity in Care Commission. Our remit was to make sure that our older people are treated in a way that not only helps them to get better but that also values their individual dignity.
It is, of course, important for us to remember that there is a huge amount of good care delivered by caring staff across the system. But we urgently need a comprehensive plan of action to transform culture and practice, as well as policy and systems, to ensure good care is delivered to every patient every time.
This is what we heard throughout the Commission's work too. We listened to hours of evidence from both professionals and families about poor care they had experienced but crucially also about how good care can be encouraged and supported.
Our final report, Delivering Dignity, sets out a blueprint that will help the NHS and care homes make the real and enduring changes needed to consistently deliver dignified and compassionate care.
However there must be true accountability and leadership to drive change – without that, what hope can we have for the future of the NHS and social care system?
There are also wider and uncomfortable questions for us all. At some level are the events at Mid-Staffordshire due to our sometimes negative societal attitude to older people? Have we collectively stopped listening as attentively to the needs of our oldest members as we should?
Our society is ageing and clearly the NHS is struggling to adapt. Around 65% of people admitted to hospital are over 65. Yet despite the growing number of older service users, geriatric medicine is still treated as a niche subject by many medical schools and it is possible to qualify as a doctor having experienced only around 30 hours of bed-side geriatric medicine. We must ensure that better initial and follow-up training happen from now on.
So much about providing dignified care is not to be found in text books or lecture halls but in seeing beyond a medical condition to an older person's humanity and treating them as we would wish to be treated. It is about making sure that compassion and empathy are part of care at every level of hierarchy and in every situation. It is often about something as simple as placing a glass of water just that little bit closer so that a patient can actually reach it.
In partnership with the NHS Confederation and the Local Government Group, Age UK launched the Dignity in Care Commission to drive improvements in the levels of care provided to older people in hospitals and care homes. Find out more about the work of the Dignity in Care Commission


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These Giant Kaleidoscopes Twist In Mesmerizing Detail, How She Does It Is Insane.
Suzan Drummen understands that when it comes to art, there is a fine line between what is accepted as beautiful and what is regarded as ugly. Based in the Netherlands, the artist has created kaleidoscopic and intricate designs attached to floors, walls, and people. Her materials consists of thousands of precious stones, mirrors, chrome-plated metal, crystal, and optical glass.
The installations look organized and clear from a distance, once people get closer, the visual experience changes. "That moment, of being able to take it all in or not, is explored, time and time again. The visual perception is challenged, requisitioned and intensified," says Drummen.
Where is the line between art that is beautiful and one that is ugly?
Getting closer to the installation changes the visual experience.
"There is an ongoing inquiry into the limits of seduction and repulsion," says Drummen.
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Creative Super Powers
A class for people who want to expand their creative potential and dream up big things.
Here's the secret: great ideas are all around us. We just need to pay attention, and take note of them so we can bring them to life. This class will show you how to do exactly that.
Great ideas are the lifeblood of every creative professional.
I've been making drawings my whole life, and I've made a full time living from it for over six years. And I need a constant supply of creative goodness to pay the bills.
I've developed a method of finding and generating (and stockpiling!) loads of great ideas that turn into drawings, paintings, illustrations for client projects, and licensing arrangements. In short, great ideas pay my bills. Ideas support my family of four. What could you do with an endless supply of great ideas?
What you'll learn:
- The best places to find inspiration (hint: it's not Pinterest or Instagram)
- How to bust through creative block
- Wrestling with perfection
- How to deal with the popularity contest of the internet
- The idea collecting process I use to gather a steady supply of great ideas
Never get stuck staring at a blank page or canvas ever again.
(some of the topics and slides from the class)
I truly believe that everyone has the ability to be immensely creative.
Everyone has access to an unlimited supply of brilliance. The world around us is fertile with an abundance of great ideas, waiting to be brought to life by you. You just need to open your eyes, know where and how to look, and let your creative self play.
(this is what I look like while I'm presenting the class)
The class was originally presented live, but you can now watch the replay.
Lots of great questions were asked during the live class, and I answered a ton of them, making the whole class even better than I originally planned. Video is approximately 1hr20min long.
Sign up today!
It's just $25. Email me at firstname.lastname@example.com if you have any questions about it.


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After 2 weeks of self imposed recovery from Burning River I was just itching to get back at it. To be honest I was feeling great after only a couple of days and think I could have run the following Wednesday. The only lingering affect from the race being my feet still feeling hot and somewhat swollen, so a week off wouldn't hurt and because I was off to England the following week it rolled into 2 weeks. In hind site, I wish I had taken my running gear to England with me, as everywhere I went there were people running, reminding me about what I was missing. But I am sure that the 2 weeks off was the best thing I could have done.
Since returning from England I have been in overdrive running everyday and looking at increasing the training to include 2 runs a day at times (today being the first). I'm not normally a morning runner, but recently I have been awake long before the alarm so I figured I might as well start getting up and run even if it is only a shorter distance. So Monday morning I got up and ran a semi fartlek run for 7.2k and figured that would be a good morning run and I did the same again today. Today's run would be the last early run for the week though as this weekend is the Simcoe Shores Relay, 240 km with a team of (in our case) 7 runners. The race starts Saturday morning. Our team is in the last (3rd) wave and don't start until 10:30 am. We expect to be done on Sunday morning at about noon. It is a tour of Simcoe County form Barrie to Orillia, to Coldwater, Midland, Penetang, Wasaga Beach, Collingwood and finishes in the town of the Blue Mountains.
We did this last year and had a ball, the only draw back being that each runner will only get in about 40k of running over the 24 hours or so. Less if we have 7 runners, which may be the case. Theo is hurt and is going to try running but it doesn't look good and Roger is out. Aidan is replacing Roger. So we may be down to 6 runners, which as far as I am concerned is ideal.
Thank You For Reading! - Sixteen years ago, I started *A Trail Runners Blog*. What began as a "fitness diary using this new-fangled Internet thing" quickly blossomed into a decade-...
2 weeks ago


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I'm on a crock pot kick and this this balsamic cherry beef roast recipe might be one of my favorites yet! I've been trying to use my crock pot a few times a week to help us cut down on eating out and it's been great. This recipe I'm sharing today has some prep but it comes out tasting like an expensive dish from your favorite restaurant!
I had some frozen cherries that I used but I bet it would work just as good with canned or fresh cherries. The recipe is written to make 2 large servings since we're really bad at eating leftovers but you can just increase the recipe if you have more people to feed.
- .75 lbs Beef Chuck Roast
- 1-2 stalk celery sliced
- 1/2 onion chopped
- 1 tsp garlic chopped
- 1 1/2 C cherries pitted
- 2-3 TBS oil divided (any kind of oil you want for sauteing)
- 1/2 C balsamic vinegar
- 1/2 C red wine
- 1/4 C brown sugar
- 1 C beef broth
- 1/2 tsp Italian seasoning
- 1 tsp steak seasoning
- 1 TBS flour
- salt and pepper to taste
- Cut beef into two portions for individual servings. Set aside
- Heat 1 TBS oil in pan. Saute onion and celery until onion is transparent.
- Add in garlic and cherries. Cook for an addition few minutes. Transfer to crock pot.
- Season beef with steak seasoning. Season the flour with salt and pepper. Dredge each piece of beef in flour.
- Heat 1 TBS oil in pan and brown beef on all sides. Transfer to crock pot.
- Add red wine to pan, reduce and deglaze.
- Add brown sugar, balsamic vinegar, beef broth and Italian seasoning to the pan cook for a few minutes.
- Pour over beef and cherry/veggie combo in the crock pot.
- Cook on high for 5 hours or low for 8 hours.
My favorite way to serve this is with some yummy and quick wilted spinach and mashed potatoes. I make sure to server it with the cooked down cherries and veggies and spoon some of the cooking juices over the meat when you serve it.
I'm sharing this as a part of the monthly Foodie Extravaganza!
If this is your first time joining us, the Foodie Extravaganza is a monthly party hosted by bloggers who love food! Each month we incorporate one main ingredient into recipes to share with you and this month that ingredient is a Valentine's Day classic…cherries!
Which means there are 17 delicious & unique cherry recipes waiting for you at the end of this post. Yay! Be sure to check out the rest of these fantastic cherry recipes!
- 4 Ingredient Chocolate Covered Cherry Cake Balls by Keep it Simple, Sweetie
- Chocolate and Maraschino Cherry Shortbread Cookies by Making Miracles
- Real Maraschino Cherries by Culinary Adventures with Camilla
- Fresh Cherry Crisp by Fearlessly Creative Mammas
- Chocolate Cherry Brownies by Cindy's Recipes and Writings
- Breakfast Yogurt with Cherries Sauce by Brunch with Joy
- Cherry Apple Crumble Tart by Food Lust People Love
- Cherry Pie Bites by The Freshman Cook
- Dark Cherry BBQ Sauce by The Joyful Foodie
- Balsamic Cherry Brie Stuffed French Toast by Pantry Friendly Cooking
- Cherry Chocolate Coconut Slices by Baking in Pyjamas
- Vanilla Ice Cream with Dried Cherries and Dark Chocolate by Sew You Think You Can Cook
- Chocolate Cherry Protein Smoothie by Mrs. Penguin
- Cherry Danishes by Passion Kneaded
- Dark Cherry-Cranberry Compote by Rhubarb and Honey
- National Cherry Month by A Day in the Life on the Farm
- Crock Pot Balsamic Cherry Beef Roast by Rae Gun Ramblings
- Cherry Glazed Cherry Muffins by We Like to Learn as We Go
Let's connect! You can also find me hanging out here.


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Usually you wouldn't mix versions. Build environments like Maven should handle this for you – although even maven can get … More
Category: XML
Formatting xml in emacs
I had this problem of debugging some xml but when reading the output of some log4j it was almost impossible … More
NioSax – Sax style xml parser for Java NIO
NioSax (pronounced 'Neo-Sax') provides a Java NIO friendly XML push parser similar in operation to SAX. Unlike SAX, with NioSax it is possible for the xml source to contain partial content (i.e. only part of the XML stream has been received over the network). When this occurs, instead of failing with an error, NioSax simply stops. As soon as your application receives more data you simply call the same instance of the parser again and it will resume parsing where it left off.


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Bookmark This Site.
Derma Seta is a small professional mini spa that fits in the palm of your hands helping you easily remove unwanted hair all the while exfoliating the body's dry skin. It will help you to remove dry and rough calluses from your elbows, feet and knees. Derma Seta comes complete with 9 accessories including massage attachments to provide you with a full body spa treatment, and it also includes a cleansing face brush.
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I love snacking so I am always searching Pinterest for new, healthy and quick snack ideas. So I thought I would share these are some recipes I have come across. Enjoy!
1. Avocado Toast by littlebroken.com
2. Apple Sandwiches by garnishwithlemon.com
3. Chocolate Peanut Butter Balls by viviannadoesmakeup.com
4. Veggies and Greek Yogurt Dip by cookingclassy.com
5. Green Smoothie Bowl by kitchenconfidante.com
6. Frozen Banana Bites by sheknows.com
7. Crispy Chickpeas and Edamame by thegarlicdiaries.com
8. Apples and Peanut Butter Honey Yogurt Dip by twopeasandtheirpod.com


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Comet 100 Will Have Hall Seamless Spars
(Source: Hall Spars) Hall Spars has been commissioned build a three-spreader fractional Seamless carbon mast for the new Comet 100 designed by Andrea Vallicelli. The Comet 100 is the largest of the popular Comet line of yachts built in Italy by Comar. The Comet 100 will also feature a signature Hall VBoom, and will sail … Read more


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Tuesday, February 27, 2007
Bon Voyage David!
Well today is the day that our fellow pilgrim friend, David Fisher will be flying to England.
I took this picture from pilgrimscribblings where David was telling us his goodbyes for now.
Then as usual, I slipped down to the Sunshine blog and "borrowed" another of Jel's many lovely scripture pictures.
Our hearts are with you David and may the Lord give you a prosperous trip!!
But DON"T forget to come back to Carol, the kids and all of your Blogger friends no matter what connection they belong to!!!
Posted by Terry at 12:51 pm 17 comments: Links to this post
Sunday, February 25, 2007
Happy Birthday To My Friend, Mrs. Mac
We cannot tell the precise moment when friendship is formed.
As in filling a vessel drop by drop, there is at last a drop which makes it run over!......Samuel Johnson
Dear Mrs. Mac...A little birdy told me it was your birthday today so I want to wish for you a very HAPPY BIRTHDAY!!!.......Love Bernie and Terry
Posted by Terry at 4:46 pm 14 comments: Links to this post
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Capitol Alert
California lawmaker resurrects his effort to end daylight saving time
Daylight saving time won last year, but Assemblyman Kansen Chu wants a rematch.
The San Jose Democrat has introduced another bill targeting the divisive biannual changing of our clocks.
Assembly Bill 807 would put a measure before voters asking them to repeal the 1949 initiative that instituted daylight saving time in California and allow the Legislature to adjust it with a simple majority vote – whether that be switching the dates it takes effect, getting rid of it altogether or, should the federal government allow it, moving to daylight saving time all year long.
Chu pursued a similar bill last year to end the practice, arguing that it is disruptive and does more harm than good. Researchers have found evidence that heart attacks, car crashes and workplace accidents rise in the days immediately following a time shift.
That proposal became an instant sensation among anti-daylight saving time partisans. But it was ultimately voted down in the state Senate, where lawmakers raised concerns about the potential effect on California businesses and confessed their personal affinity for springing forward and falling back.
Alexei Koseff: 916-321-5236, @akoseff


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The newest cheerleading video game is sure to have you shimmying from your fingertips to your feet - but being a pro might help in playing it.
"All Star Cheer Squad" for the Nintendo Wii system hits stores this week at $39.99 a pop. We invited Natalie, a member of the New York Jets Flight Crew, to test it.
Natalie showed up with her pompoms, but proved this game levels the playing field a bit.
To become a virtual cheerleader, a player holds the Wii remote in one hand, Wii's "nunchuk" control in the other and steps onto the Wii balance board so the game can sense her foot movements.
Just mimic the moves of the virtual cheerleaders onscreen and you're raising team morale in no time.
Sound easy? Not when you factor in the timing needed to nail each movement.
"I feel like I'm directing traffic or something," said Natalie as she swished her arms through one confusing segment.
"I'm prepared in that I know some of these movements," she said. "But I've been taking dance since I was 2 and you can see I'm not perfect."
Maybe that's because the game calls on an encyclopedia of moves dreamed up by celeb choreographer Tony (G) Gonzalez, who has worked with Paula Abdul, Jessica Simpson, Alicia Keys, and on the "Bring It On" movies.
Gonzalez invented complex routines and the game's animators filmed his squad of dancers with motion-capture technology to bring realism to the rhythm.
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"I created 316 moves and did about 20 to 30 dance pieces that we can incorporate, cut up or move around, to give life to the movement," said Gonzalez.
Natalie pegged the game's high and low "V" arm positions as cheerleading classics, as well as the hands up "touchdown" motion that frequently appears. Others, such as diagonal and arm-crossing motions, didn't come so easy.
Timing is the most difficult part of the game. Cheer too early or too late and your points are slashed. The game often requires the player to perform while high-kicking or, if you aren't as practiced as Natalie, standing on one foot.
The end verdict: ra-ra-ra, sis-boom-bah! "I teach cheerleading," Natalie said. "And I think my little girls would really like this."


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A rare opportunity to purchase two first line Costa Brava properties, constructed on adjacent plots, both with direct access to the beach and each enjoying lovely sea views
- Bedrooms 10
- Bathrooms 9
- Size 910m²
- Plot size 2,942m²
Two separate first line houses with shared garden and pool | 10 bedrooms, 9 bathrooms | Large garage | Padel court | Beach access
Two first line Costa Brava properties to buy on a double plot with direct beach access and superb sea views. This is a rare opportunity to purchase two independent, detached first line properties and would be ideal for a large family or for multiple families looking to purchase adjacent villas.
The first plot totals 1692m2 and comprises a 467m2 Mediterranean style property, constructed approximately 40 years ago, with 4 en-suite bedrooms, two childrens' bedrooms with shared bathroom and service accommodation. The property also boasts a large garage for up to 6 cars, extensive terraces, a padel court and lawn garden with heated infinity swimming pool. The coastal path is accessed directly from the end of the garden and provides easy access to the beach below.
The second plot totals 1250m2 and comprises a 4-bedroom, modern style house completed in 2012. The property boasts beautiful sea views, large terraces, direct access to the coastal path from the end of the lawn garden and two off-street parking spaces with independent access from the road.
Both properties have propane gas central heating.
The houses are located overlooking Sa Riera beach, close to the village of Begur in one of the most beautiful and exclusive areas of the Costa Brava.
View more Costa Brava first line property to buy.
- Sea views
- Waterfront
- Garden
- Swimming pool
- Terrace
- Parking
House 1: Entrance hall with access to a split level living/dining room which leads to a huge terrace, partially covered, part open with superb sea views; kitchen with breakfast dining area; service area; large double bedroom with en-suite bathroom; double bedroom with en-suite bathroom, great views and access to the terrace; guest WC; service accommodation
On the first floor are two double bedrooms with en-suite bathrooms; two interconnecting children's bedrooms; a double bedroom and a shared bathroom.
On the lower ground floor is a children's games area
House 2: Three double bedrooms with en-suite bathrooms on the first floor, all with sea views; on the second floor (entrance level) is a living room and dining room; kitchen and large terrace; on the top floor is the master suite with a large bathroom, office area and huge terrace with beautiful sea views
Two independent residential properties | Total of 10 bedrooms, 9 bathroom plus service accommodation | Huge terraces | Lawn garden | Shared heated infinity pool | Access to the coastal path | Padel court | Extensive covered and open parking | Alarm | Superb sea views
These Costa Brava first line properties to buy are located in Sa Riera bay in one of the most beautiful areas of the Costa Brava coastline, close to the village of begur and within easy reach to all local amenities, golf courses, and restaurants.
The properties are located directly over Sa Riera beach with access from the end of the garden to the coastal path that winds its way around this entire stretch of Costa Brava coastline.
Barcelona city is just 130km away and the historic city of Girona and its international airport is just 45km away.
View more exclusive first line Costa Brava property.
Energy certificate
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