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Who Can Enter:
This Sweepstakes is open only to legal residents of the 50 United States/DC who are 21 years of age or older at the time of entry except residents of California, and wherever else prohibited or restricted by law.
How To Enter:
This Sweepstakes begins at 10:00 a.m. (ET) on March 19, 2012 and ends at 5:00 p.m. (ET) on July 2, 2012.
Access the Golf Digest Website at www.golfdigestpromotions.com/ketelone and follow the on-screen instructions.
One entry per person and one entry per email address.
What You Can Win:
One (1) Grand Prize will be awarded. Winner will receive a trip for winner and three (3) guests to Las Vegas, Nevada for three (3) days, two (2) nights including round trip coach airfare for four persons from major commercial airport nearest winner's primary residence in the US, hotel accommodations for four (4) based on double occupancy (two (2) standard hotel rooms), and four (4) grounds passes to two (2) tournament rounds (selected by Sponsors) with Hospitality Access at the Justin Timberlake Shriners Hospitals for Children Open on October 4 and 5, 2012, course walk with a Golf Digest Editor, subject to availability, one (1) round of golf for four (4) including a warm-up clinic at an area golf course selected by Sponsors and four (4) Ogio golf travel bags. Ground transportation, meals, in-room or other personal charges at lodging (e.g., mini-bar, movies), telephone calls, gratuities, incidentals, and all other expenses are not included. If winner cannot travel on the dates specified by Sponsors, prize will automatically be forfeited and an alternate winner may be selected at the sole discretion of the Sponsors. If, in the sole judgment of Sponsors, air travel is not required due to winner's proximity to prize location, ground transportation may be substituted for roundtrip air travel. The total approximate retail value of prize package is $5,000.00.


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4 Must Have Pieces of Furniture for Your Bedroom
It's a dream of every homemaker to own a beautiful house which is facilitated with all amenities and best furnishing. A house reflects the living style of its owner. Thus, it is very important to select the best and appropriate pieces to furnish your house. We spend huge amount of money to adorn our house with expensive decor and furniture. But, do we really need be spendthrift in order to own a good home?
To reduce expenses while styling our house, we need to look after our requirements. And we should go by the phrase "Less is more". Make a list of essential pieces required for your house and then start exploring for them. This will help you to have a large set of choices and select the best from the lot.
While furnishing a house, we buy furniture according to the rooms. Although, every house is not furnished in the same way but there can be a common set of furniture pieces for different rooms. Let's see those four essential furniture pieces that can be used to accessorize a bedroom.
1. Bed-Frame- A bedroom is a place where we go to relax and comfort ourselves. So, it is very important to select a suitable bed-frame. If you are buying a bed-frame for your kid, you may want it to be colorful, comfortable and low-height whereas for a teenager, it would be more stylish and appealing. You can also choose your bed on the basis of make, theme, size or frame-style. While, buying the bed-frame, always keep in mind that you may like to match your bed with other bedroom accessories.
2. Mattress- Mattresses contribute the most when it comes to make you feel relax in your bedroom. If you buy an expensive bed-frame and compromise with the quality of your mattress, then you may not get a good sleep. This can affect your health as well. So, always go for a high-quality mattress. Before finalizing your mattress, make sure that it meets your requirements and suits you the best. Your mattress can either give you a good sleep or make you sleep deprived. So, give as much time as you can while selecting your mattress.
3. Bed-Side Tables- How many things do you use just before you go to sleep? A bed-side table is a must for people who do not want to disturb their sleep in keeping their daily use devices at respective places. A small bed-side table does not only comfort people at night but also add style to the bedrooms. In general, you'll find clock, night-lamp and books on the tables. But, it also depends on the users. You may find decor items on female's side table and electronic devices on male's side table.
4. Dressing Table- You can personalize your bedroom by keeping a dressing table in it. However, it is very important to consider the amount of space available in the room while keeping the dressing table. The addition of dressing table will help you in organizing your clothes, personal items etc. You can match your dressing table with your bed to flaunt a customized look of your bedroom.
These four pieces of furniture will not only make your bedroom look beautiful but also provide you with comfort and relief.
by: Ankita Prasad
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Western Queens barbecue changes and more in the QNYC Evening Edition for Tuesday February 12, 2013
Staff changes in the western Queens barbecue world
Yvo over at Feisty Foodie shared with us that there has been a change in chef staffing at a couple of local barbecue joints – a move from John Brown to The Strand: "Former John Brown Smokehouse chef de cuisine John Zervoulakos has been named the executive chef of The Strand Smokehouse in Astoria." This should be pretty interesting and likely amp up the quality of meats at The Strand, which is still a relatively new restaurant. In his new gig, he "plans to develop a uniquely Astoria style of barbecue." Well, this is something we gotta see!
Here are some of the things you should expect to see at The Strand soon:
He has already crafted new menu items, including salmon smoked over hickory and maple wood that's then cooled in the fridge to make barbecue lox! He's also experimenting with slow smoking lamb leg that has been rubbed in fresh Rosemary (John's Greek family's influence), making tri-tip sandwiches, and rubbing pork belly with an "in your face" spice mix of cumin, paprika, mustard powder and chili powder. And before long, expect everything from wood-fired beef shoulder to whole hog.
2013 blizzard time lapse
We love time lapse movies and recently viewed this one taken this past weekend – it's short and sweet and very cool.
[youtube http://www.youtube.com/watch?v=2UlH9w9Cihs]
Dating – in NYC the straight guys are in LIC, apparently
Trulia took a look at some recent data (culled from the 2010 decennial Census) regarding the ratio of men living alone to women living alone (taking gays and lesbians, and the over-65 set out of the equation), and came to some conclusions about where the datable men and women are. Turns out LIC is one of the best neighborhoods for finding single straight guys; it has one of the highest ratios of men to women in top urban areas. Apparently, neighborhoods in the midst of redevelopment have a higher male population.
We also made some observations in conjunction with the map shared, including more men in western Queens and Ridgewood, and more women in Forest Hills, Glendale, Middle Village, Bay Terrace, and Springfield Gardens.
Interesting stuff. Is this your experience? Let us know via twitter at @queensnycity.
Ethereal shot of the Unisphere
Thanks to the Queens Museum of Art for sharing on their Facebook page this recent photo of the Unisphere in Flushing Meadows Corona Park.
Image source: Queens Museum of Art
A few more tidbits about the coming 35th Ave gate at Kaufman Astoria Studios
Yesterday we wrote about the new gates coming to 36th Street along the Kaufman Astoria Studios. When we were down there the other day, we wondered how places like The Astor Room were going to manage with a big ol' gate right there. Would it make getting into the restaurant sort of awkward? We are definitely curious. Mackenzi from We Heart Astoria – and owner of Kaufman's neighbor SITE – passed on a few details:
"From what I've heard- the gate on the 35th Ave end will be quite nice, and open to the public. The plan (is suppose to) allow for outdoor movie screenings at MoMI and an outdoor cafe permit for The Astor Room."
Love the idea of both outdoor seating at The Astor Room and outdoor movie screenings at MOMI! We look forward to seeing how this all works out.


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The A.I. Chronicles are here!
Yet another entry in The Future Chronicles series is available for preorder now and will be delivered on March 13th. I have a brand new short story in this one… A Piece of Cake. Sort of a satirical look at a future.
I have read several other stories in this anthology and so far each one is fantastic. Order The A.I. Chronicles now!
Two new sci-fi shorts – "I Dream of PIA" and "Hanging with Humans"
Now you can grab my short stories from The Robot Chronicles and The Alien Chronicles a la carte!
Pick up I Dream of PIA and read about Jeff's challenges with the AI who lives in his wall. She's remarkably fond of him, but she doesn't quite get humans… and when she tries to set him up on a date, the results don't satisfy either one of them.
Hanging with Humans is a wacky tale about aliens who decide to visit Earth as part of an intergalactic game show. But when cultures collide, there can be misunderstandings… especially when a high school prom and all three alien genders are involved. In the end, though, it turns out that Earthlings are very much to the taste of Zeldarians.
Hanging with Humans is available for preorder now and will be delivered on February 20th.
Look for my next short story, Piece of Cake, in The A.I. Chronicles, to be released in March. It's been a thrill to be part of this amazing best-selling series of anthologies known as The Future Chronicles, which is the brainchild of Samuel Peralta, series editor, and David Gatewood, editor. I've had lots of fun writing short, funny sci-fi stories.
Thanks for reading and reviewing! I always love to hear what you think.
Friend me on Facebook, where I spend way too much time, follow me on Twitter as @PatriceFitz, subscribe to this website, or sign up for my newsletter so you can get the occasional ARC for early reading and input.


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We, Feminists of Abya Yala, as community and popular feminists of territorial and historical plurality, protest the the grave situation in Nicaragua, in pursuit of pathways of emancipation for the people.
We are alarmed by the repression implemented by the government of Daniel Ortega and Rosario Murillo. In recent days this repression has cost the life of students, disappeared and injured by political and military violence, and political prisoners that have been victim of the imposed repression.
We reject the repression of social protest in different territories. Nothing justifies repression in the streets. Much less from governments that claim to be of the left or progressive.
The patriarchal and neoliberal policies in the region undermine the rights achieved by the working class. These policies generate the lack of protection for retired people and produce pathways that do not support a dignified life. Thus, we struggle beyond territorialities, nationalities and borders.
These politics of social-environmental violence, against marginalized people and territories, are part of a new capitalist offensive. This offensive is masked as clean energy, green economy, ecological-sustainable development, protected areas, etc., using discourses like the rule of law and human rights for precisely defending the rights of transnational and national businesses, along with corrupt states.
This new offensive of predatory capitalism is also remilitarizing the bodies of men and women, as well as mother earth. Our sister Berta Cáceres insisted that capitalism is insatiable and obsessed in destroying the last expression of life on the planet. Now it attacks the pluriversal peoples of Nicaragua.
We know the discontent that generated the revolt, intends to be manipulated by the local conservative forces and by imperialist politics. Their intention in Nicaragua, like in all of Abya Yala, is to demolish the peoples' achievements attained through difficult struggles, including revolutions like the Sandanista.
We reject the interference of the United States and other countries of the global north in the internal politics of our countries. We reject all of the attempts of the conservative right to strengthen the neoliberal politics of subordination in the interests of transnational capitalism. We denounce that in the continent there is an ongoing attack on the processes that don't completely align with the interests of grand capital. Against those attacks, we agree to resist and continue, until the patriarchal, colonial, racist and neoliberal capitalist system falls.
With our ceremonial fire, from different territories in Abya Yala, we support in a spiritual, political, community feminist and territorial manner, the families of the student youth that have been assassinated. We accompany your political-familial pain that is also a collective pain. We protest in solidarity with the sisters of peoples and communities, feminists in Nicaragua, so that they feel our force and our indignation. We demand freedom for the political prisoners, the immediate search for the disappeared. No more control nor persecution of the organized civil society and the communities.
From different corners of Abya Yala, we call for the end to the repression. We demand the politics of neoliberal adjustment be reversed, and that the discourse is done away with that identifies the Sandanista revolution with religious fundamentalism. These processes principally affect women, youth and the Nicaragua people.
Feminists of Abya Yala
COPINH. Consejo Cívico de Organizaciones Populares e Indígenas de Honduras
OFRANEH. Organización Fraternal Negra de Honduras
TZK´AT. Red de Sanadoras Ancestrales del Feminismo Comunitario Territorial desde Iximulew – Guatemala
Feminismo Comunitario Antipatriarcal. Bolivia
Feminismo Comunitario Antipatriarcal. Valencia
Feminismo Comunitario Antipatriarcal. Madrid
Feminismo Comunitario Autónomo de Chiapas. México
Kullakas del Feminismo Comunitario Antipatriarcal. Argentina
Frente Popular Darío Santillán. Corriente Nacional. Argentina
Frente Popular Darío Santillán. Argentina
Equipo de Educación Popular Pañuelos en Rebeldía. Argentina
Cátedra Libre Virginia Bolten. La Plata. Argentina
Colectiva Feminista Las Azucenas. La Plata. Argentina
Colectiva Feminista Lunáticas. Luján. Argentina
MULCS. Argentina
Bodegón cultural Casa de Pocho. Rosario. Argentina
Colectiva Feminista Berta Cáceres. Tandil. Argentina
Alerta Territorio. Argentina
Nómadas. Comunicación Feminista. El Bolsón. Lago Puelo. Argentina
Mujeres al Pie del Cañon. Moreno. Argentina
Grupo de mujeres "Mariposas de Villa Paris". Glew. Argentina
Marcha Noticias. Sección de Géneros. Argentina
Organización de Mujeres Campesinas e Indígenas CONAMURI. Paraguay
Mujeres Defensoras de la Vida y el Territorio, Recuperación Construyendo Futuro. Curanilahue. Chile
Escuela Nacional Fals Borda. Colombia
Congreso de los Pueblos. Colombia
Asamblea de Mexicanxs en Argentina.
Espacio de Mujeres. Colectivo Latinoafricano
Colectivo Ni Una Menos El Salvador
Liliana Daunes. Comunicadora feminista. Argentina
Flora Partenio. Feminista lesbiana
Marielle Palau. Activista feminista. Paraguay
Cristina Coronel. Activista feminista. Argentina
Evelyn Martinez Mejía. El Salvador
María del Mar Fernández. Andalucía
Franchesca Mata. El Salvador
Natalia Quiñonez. El Salvador


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4 weeks: September 19- October 12, Tu/Th mornings, 6:30-8am
$120 full series
As teachers both new and experienced we most often find ourselves teaching to a wide array of students with varied experience levels and diverse physical capacities. This 4-week immersion is focused around honing the skills necessary to better teach these mixed-level, intermediate classes. Monicka shares her many years of insights, techniques, modifications, and extra challenges to provide you with the tools to increase your fluency and capacity and better serve everyone in the room. Each week will focus on a different pose category, honing in on essential actions, specific shape modifications and potential therapeutic interventions.
It is possible to share asana in a setting where everyone feels cared for, supported, challenged, and aware of their own uniqueness so that they are better able to make positive, sophisticated choices for their practice, with your guidance. Up-level your asana teaching in this series that is sure to make changes in your classroom presence, vision, and capability. All teachers at any stage of development and experience (and serious body nerds) are welcome!
Advanced Study students: 12 Methodology hours


text:
For our valued customers we have provided this form for your convenience. If you are in need of a service, please feel free in completing this form and tell us what we can help you with. We look forward to hearing from you.
Please feel free in contacting us for any services you need. We look forward to hearing from you.
Office Phone: 218 726-0336
Office Fax: 218 726-0069
E-Mail: firstname.lastname@example.com
Our Hours:
Monday thru Friday 9:00 AM - 5:00 PM
About Us
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Transport Services
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2012 Ford E350 Super Duty
2011 Ford F350 Super Duty
Antique Tractors For Sale
FAQ-Frequently Asked Questions
All Rights Reserved © Humes Collision Center
4779 W. Arrowhead Road
Hermantown, MN 55811
Office Phone: 218 726-0336
Office Fax: 218 726-0069
Toll Free: 877 726-0336
E-Mail: firstname.lastname@example.com
Monday - Friday
9:00 am - 5:00 pm


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Armstrong American Scrape Engineered Cherry Homestead
Reg: $ / sq.f
This stunning hardwood collection is inspired by the beauty of the American landscape. Rich colours, scraped textures, and sculpted wide planks define these timeless floors. For the authentic look of a vintage hand-scraped floor, you've found American Scrape. Made in America, by the most trusted name in flooring – Armstrong.
Specifications: specie – American Cherry (Prunus spp.), relative hardness – 950, thickness – 1/2″, width: 5-3/4″, lengths: 9″-48″, finish – Hand-scraped, Medium Gloss, 50-year Residential & 10-year Commercial Limited Warranty. Installation – glue-down, staple or floa


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Hipster Anonymous is like Anonymous… only hipper. Be a normal person by day and put on the Hipster Anonymous mask at night, thus saving you the hassle of growing facial hair. They all look the same anyway.
Product details ‡ More Pictures
Buy from us
Price: £12 + select a postage option below. See the Royal Mail zone map for postal zone info.


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Armando Salguero
Jay Ajayi concussion will force him to sit out several practices; Jones off NFI, other Miami Dolphins injury news
Jay Ajayi sustained a concussion during Miami Dolphins practice Monday, as feared, and he will miss at least a week of drills, sources familiar with the running back's situation told The Miami Herald.
That is not the only injury issue the Dolphins are managing now.
The team is awaiting a second opinion on rookie receiver Isaiah Ford because an initial examination revealed he has meniscus damage to a knee that will require surgery. If that need for surgery is confirmed, it would cost Ford all of training camp and the preseason and possibly land him on injured reserve.
Ford was practicing as a slot receiver and was starting to gain traction as a backup possibility.
Former Pro Bowl safety Reshad Jones, who has been on the non-football injury list because he strained a calf muscle while working out away from the team before training camp, passed his conditioning test earlier this week and will bea activated and practice Wednesday, per a source.
The Dolphins will not expose Jones to a full practice right away, however, as Jones will likely be limited.
The reason the Dolphins are going to be very cautious with Jones is that last year they allowed defensive tackle Earl Mitchell to return following a minor calf strain and he re-aggravated the injury, costing him much of training camp. Then he returned for the regular-season opener and re-aggravated the injury again and had to go on injured reserve with the designation to return later in the year.
Mitchell never played up to previous standards.
The Dolphins are going to be cautious there is no similar situation with Jones. He will have to convince trainers and coaches he is fully 100 percent before he practices and even then he will be eased back at a slow pace.
The most significant concern, however, remains Ajayi.
Although his concussion is considered mild, the Dolphins are wary of exposing the NFL's fourth-leading rusher from a year ago to unnecessary contact. That is why once Ajayi is cleared to return to football activities, coaches are expected to be judicious with how much work Ajayi actually gets early in the preseason.
The Ajayi injury happened during a live tackling practice but it did not happen during a live contact period within the practice. The Dolphins were in a two-minute drill and Ajayi caught a pass. Safety T.J. McDonald rallied to the ball and bumped (thudded) Ajayi without taking him to the ground.
That is how the concussion happened.
Ajayi carried the football a career high 262 times and caught 27 passes and missed no games due to an injury in 2016.
Follow Armando Salguero on Twitter: @ArmandoSalguero


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Kale is Not Just Food-- It's an Accessory!
I'm a huge fan of gold necklaces, and clearly a huge fan of kale, so when I saw this cute kale necklace, I knew I was going to have to accessorize with my favorite cruciferous vegetable. This piece of jewelry caught my eye because not only is it super awesome looking, but it's 24 karat gold electroplated onto a real piece of kale! How cool is that!
If you're digging this vegetable bling like I am, you can purchase your own kale necklace from Rock That Gem. You better believe I will be rocking this kale accessory all day long. Nothing says you love healthy eating more than a piece of kale around your neck ;).


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MRI Patient Transfer Half Sheet - Anti Static - Lightweight. This MRI Patient Transfer Sheet facilitates safer, more efficient transfers. Keep them handy in every room. Half boards reduce caregiver back injuries while handling your patient in a safer manner. Radiolucent - can be used in imaging field. Use in X-ray
- Price: $42.00 - In stock


text: Read an interesting article by George Marshall in the New Internationalist recently about cutting greenhouse gas emissions by 80%, a seemingly impossible task until you realise that this would only mean returning to the levels of 1972. I was quite amazed when I read that. 1972 is not long ago. I don't quite remember it myself, but I'm not far off. Certainly the world described by the author doesn't seem that different from what I know, or knew. Of course the standard of living in general was lower then. But… Read More


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2/5 (7 users)
My Rating
By Amitava Sengupta(03 Nov 2009)
Hirak Roy was young jamindar of Kishangarh. He saw a photograph of Manisha Choudhury ina anews paper. Manisha had bcame first in the beauty contest. Hirak told his friends that he knew that girl. His father Pitamber Choudhury used to teach her in her childhood. Hs friends did not belive him. Hirak married Manisha and proved his friends worng. After some years Hirak lost all his interest in Manisha, ajd there grew a gap in their relation. On the birthday of Manisha, a drama 'Sakintala' written by Pitamber Choudhury was organised where Hirak would play Dushyant and Manisha will play the role of Sakuntala. The king of Ratnagarh and his daughter Ratna were invited. Hirak was abuot to marry Ratna. But due to misunderstanding that could not happen. On that occasion Hirak met Ratna. Both of them understood their mistake. Again their old lore blossomed. Minasha realised the whole thing. So she left Hirak's house. She could not never return to her father also. So a false news of her suicide was spreaded. After a few days later a new heroine Indrani of Kach-Debjani Theatres came ion talk on the town. Seeing the photographs of Indrani Hirak immideatly recognised her as Manisha. He tried to meet Indrani any how. Bur Manisha did not gave him any importance to him. Spending a huge amount of money Hirak became the propriter of Metropolitan Theatre. Both of them appeared for the drama Sakuntala. Manisha as Sakuntala and Hiral alias Basab Roy as Dushyanta. Hirak told Ratna that Indrani was evcery thing in his life. But Hirak could not tell her that Indrani was actually Manisha, his past wife. Both of them decided that they wouldn't act anymore. It was Saturday, the last show of Sakuntala would start at any moment. Manisha had invited her fath-in-law Pitamber to see that play. She had a wish in her mind that after the end of the show along with Hirak she would seek the blessings of his father-in-law and reveal to her that she is still alive, and then they will leave for Kishangarh with his father-in-law Pitamber. After the show when Manisha was removing her make up in the dressing room, there came Ratna. She requested Manisha to leave Hirak, and she was ready to give all her belongings. Ratna told her that she was also Hirak's betrayed wife. Manisha slowly went out the dressing room leaving Ratna inside.
Copyright 2010-2013: Gomolo. All Rights reserved. | Terms | Privacy


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Portfolio management involves deciding what assets to include in the portfolio, given the goals of the portfolio owner and changing economic conditions. Selection involves deciding what assets to purchase, how many assets to purchase, when to purchase them, and what assets to divest. These decisions always involve some sort of performance measurement, most typically expected return on the portfolio, and the risk associated with this return (i.e. the standard deviation of the return). Typically the expected return from portfolios of different asset bundles is compared.
In finance, a portfolio is an appropriate mix of or collection of investments held by an institution or a private individual.
Holding a portfolio is part of an investment and risk-limiting strategy called diversification. By owning several assets, certain types of risk (in particular specific risk) can be reduced. The assets in the portfolio could include stocks, bonds, options, warrants, gold certificates, real estate, futures contracts, production facilities, or any other item that is expected to retain its value.
In building up an investment portfolio a financial institution will typically conduct its own investment analysis, whilst a private individual may make use of the services of a financial advisor or a financial institution which offers portfolio management services.
The unique goals and circumstances of the investor must also be considered. Some investors are more risk averse than others.
Portfolio Management Basics
Selection of Asset Mix
Depending on your objectives and limitations, you must come up with your asset allocation plan, i.e. you have to decide how much investment of your portfolio should be done in each of the following asset types:
- Stocks
- Bonds
- Cash
- Real estate
- Precious metals
- Other
Our discussion will basically center on determining a suitable blend of bonds and stocks in the portfolio. Before we proceed ahead with this point, the following points should be noted:
Portfolio Management Principles
1. For most individuals, the first crucial investment decision is related to their education intended for building their human capital.
2. The most important asset that people normally possess during their early working years is their earning strength that arises from their human capital. Buying the life and disability insurance becomes the need of the hour to safeguard against the possible loss of income due to disability or even death.
3. The first and foremost economic asset that individuals plan to invest in is a house of their own. Their savings are expected to be in the form of money market mutual fund schemes and bank deposits, before they are ready to purchase a house. These instruments are broadly referred to as cash and are alluring due to their safety and liquidity.
4. Once the portfolio is invested in house, and rational liquidity in terms of cash is retained to cater to the expected as well as unexpected expenses, then the spotlight moves on to planning for children's education, providing financial support to the family, making provisions for retirement, and indulging into charitable activities. Stocks and Bonds become very crucial in this context. We define them broadly as:
Stocks include equity shares (which in turn may be categorized into growth shares, income shares, cyclical shares, blue-chip shares, speculative shares etc) and shares or units of equity schemes of mutual funds (like Fidelity, Mastershares etc).
Bonds include non-convertible debentures of private sector companies, public sector bonds, gilt-edged securities, National Savings Certificate, post office savings deposits, bank deposits, deposits in provident fund and public provident fund schemes etc.
The fundamental feature of these investments is that they give fixed or near-fixed returns.
What should be the long-term stock-bond mixture? Should it be 50:50 or 25:75 or 75:25 or anything else? This decision is the most crucial decision taken by an investor and is referred to as the strategic asset-mixdecision or policy asset-mix decision. Experimental study has reveled that almost 90 percent of the variation of the returns of portfolio is justified by its asset mix. In other words, only 10 percent of the variation of the portfolio return is enlightened by other factors like 'security selection' and 'sector rotation'. Given the importance of a good asset-mix, you should knock it down carefully.
The Fallacy of Time Diversification
It is claimed by Paul Samuelson and others that the concept of time diversification is untrue. Although the ambiguity related to average rate of return fades away over a long time period, it also multiplies over a longer period of time. The latter effect unfortunately takes over. Thus, as the investment horizon lengthens, the total return becomes more and more ambiguous.
Resurrection of Time Diversification
There are few very justifiable reasons as to why you should still shape up your risk posture on your investment horizon. The two important reasons amongst them are:
1. There is some proof that returns on stock are not successively independent but are inclined to mean-revert over long intervals of time. In short, there is a high possibility of a below-average return be followed by above-average return than again by yet another below-average return. Considering this trend of stock returns to mean-revert, the spreading of terminal wealth advances at a slower return than what is indicated by successively independent returns. (Note that it is assumed by the critics of time diversification that stock returns are successively independent in a seamlessly proficient market.)
2. You may tend to take more risks in longer horizon as you may have more scope to amend your work habits and consumption.
It is well said by Mark Kritzman:
"If a risky investment performs poorly at the beginning of a short horizon, there is little you can do to compensate for loss of wealth. Over a long horizon, however, you can postpone consumption, and work harder to achieve your financial goals."
P.S. This is a first article in the series "How to get into Portfolio Management". Going forward, I will focus on different careers in finance and how to get into each one of these. I welcome your feedback and suggestions.
Image Credit: Kozzi.com
- Online Course with Placement Assistance: Join our Online Financial Modeling Investment Banking course with Placement Assistance from anywhere in the world.
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Only a few seats remain. Interested candidates can contact me.
Hi, I'm Avadhut. Founder of FinanceWalk. A site that helps you make a rewarding career in Finance. Contact me for Career Guidance.


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Soft Scrambled Eggs
I have a new piece up on Food52. It's the first in a series I'm working on, and definitely one of the most personal things I've shared. It's about getting back into the kitchen after not cooking at all last year, and it starts with soft scrambled eggs. I've relied on these eggs during a lot of hard times and they've never failed to provide comfort. They require patience and a bit of attention, which is nice when there are too many thoughts in your head.


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Dr Huw Davies writes a fascinating article in this BBC article about British involvement in Afghanistan. Given the recent shift of strategy to increase face to face combat instead of using air support it is tempting for the armchair strategist to reach for history books and predict the improbability of success.
The key of course is to recognise that the 'context' is different from before. The British and their allies are in the country to deal with a specific group of ideologues, and whilst they might have local knowledge it is only their terror tactics that provide local support. In other words their apparent 'supporters' do not believe in them, unlike say the Viet Cong, who admittedly used 'terror' tactics and also had a base of support in the population at large.
So are the British being gullible thinking they will achieve a positive outcome? I don't actually think so.


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SpyEraser 2
SpyEraser 2 doesn't wildly kill off other programs at random, as its predecessor did, but it's still terrible at blocking and removing malware.
PCMag reviews products independently, but we may earn affiliate commissions from buying links on this page. Terms of use.
Last February I evaluated SpyEraser 1.1 from Uniblue Systems and gave it one star, the lowest possible rating. Uniblue recently updated a number of its products, including the online Uniblue ProcessLibrary, and SpyEraser itself. The company encouraged me to take a look at SpyEraser 2 (SE2) in hopes that this latest update would make me change my mind. It didn't, much.
Read the full review of SpyEraser 2.


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Engagement...a promise & a hope of things to come!
Diedre & Glen enjoyed a lovely engagement shoot at the gorgeous Airlie. Eli Turner captured every moment shared beautifully. The picturesque setting of Airlie's amazing botanical gardens envelope this couple as they laugh, talk and ponder what's to come on their big day! Stay tuned for their wedding celebration at Morias Vineyard.
Photography by Eli Turner Studios


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- Transparency and Accountability:Holding ourselves accountable to multiple stakeholders and promote transparency as organizational culture.
- Respect to Diversity:Committing ourselves to respect social diversity and promote diversity in our team.
- Quality and Excellence: Committing ourselves to improving quality in our programming and strive for excellence in our engagement.
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Reviewed by Gisela Dixon for Readers' Favorite
Mayflower (Fly on the Wall Series) by Linda Smigaj is a children's book for ages five up to pre-teens. Mayflower (Fly on the Wall Series) is one in a series of books in which literally a "fly on the wall" observes historical events and presents the story to the reader. In this book, Anna is a small cheese fly from Holland. She has moved with her human family to England and from there to the New World via the Mayflower. The fly narrates how they boarded the ship, their hardships and experiences on the ship, and finally their landing in Plymouth, Massachusetts on the coast of the New World. Although the book is told from the point of view of Anna, the fly, it provides an authentic glimpse into the lives of the passengers, as well as the living conditions on the ship and the voyage itself. At the end, the book also provides a glossary of words for young readers.
Mayflower (Fly on the Wall Series) by Linda Smigaj is a cute and engaging book on the passage of some of the early settlers from England to America. It describes a real, historical event in a concise, educational, and yet entertaining way that will appeal to children. The illustrations that go with the book are outstanding. In fact, the pictures really make the words come alive and add to the overall fun and engaging style of the book. This is a great book and I am looking forward to reading the other books in the Fly on the Wall series.


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According to recent statistics, roughly one-third of Saudi Arabia's population are expat workers.
That equates to just over 10 million people.
And while many of the stories relating to expats in Saudi Arabia refer to highly-paid managers, financiers and the like, the reality is that most expats in the Saudi kingdom actually work far lower-paid jobs.
Indeed, Saudi Arabia is a magnet for low-paid workers from India, Bangladesh and Pakistan, many of whom work in the construction industry.
The reality is that with so many lower-skilled expat workers clawing for jobs in Saudi Arabia there have been a number of stories of workers being treated unfairly as of late. Some have, for example, had wages unfairly withheld, or have been held hostage by employers who refuse to return their passports.
Such activities have been used in the past as a way to force expats to work during holiday periods or to agree upon unpaid overtime. Repeated violations, where workers have refused to work as demanded by employers, has in the past resulted in staff being unfairly fired.
Without a work visa, such expats are therefore obliged to return home, often without the wages that are rightfully theirs.
Alternatively, these officially-unemployed workers have disappeared "through the cracks" and gone on to work illegally for other employers. Of course, such workers find that they have even less legal protection and are even more likely to experience exploitative working conditions.
Other horror stories exist of workers being expected to work in Saudi Arabia's oppressive summer heat without suitable breaks in order to cool off. Alternatively, some workers have been found to be working unsafely, when employers have refused to supply suitable protective equipment.
In essence, while these employers are definitely in the minority, an increasing number of stories relate to the exploitation of expat workers, cutting costs wherever possible in order to maximize profits for the employer. Often this is done at the expense of workers who are at worst damaging their health or at best are finding themselves not being suitably compensated for their efforts.
In order to protect Saudi Arabia's reputation as an expat employer of choice new laws are to be rolled out shortly. These will aim to reduce the incidence of such situations and, where violations occur, employers may find themselves liable for considerable fines. The hope is that these new policies will go a long way towards protecting the rights of expat workers, and so encourage more of these vital workers to head to the Saudi kingdom.
The fines are not inconsiderable and can be levied for anything from employing workers who do not have the required work visa, to withholding salaries. In the worst cases employers may be forced to close down for a period of time, essentially halting their productivity. Repeated violations can also lead to fines escalating in size, meaning that very few employers will risk re-offending if they are caught once.


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Programme for the Study of the Humanities in Africa
Postdoctoral Award Announcement
The Programme for the Study of the Humanities in Africa (PSHA) at the University of the Western Cape invites suitably qualified candidates to apply for postdoctoral fellowships for the 2012 academic year. The PSHA is an exciting research platform based in the Centre for Humanities Research dedicated to redefining Humanities research in and about Africa and making sense of the driving forces of globalization. It is backed by a generous grant from the Andrew W. Mellon Foundation.
The PSHA encourages scholarship that rethinks foundational categories of culture, identity and nation through exploring contestations surrounding notions of multiculturalism, postcoloniality, and cultural sovereignty in Africa. As such, the programme emphasises critical reflection on the humanities and African modernities. The postdoctoral awards are aimed at fostering critical dialogue in an academically engaged and supportive environment on the key themes of the PSHA.
Selection of candidates will be based on the strength of academic achievement and commitment to the intellectual outlines of the PSHA. Successful candidates will become Fellows of the CHR. Those selected to this prestigious fellowship programme will be required to participate in a reading programme with other recipients of the grant and faculty members. The weekly topical workshop for 2012 will be dedicated to exploring a broad range of conceptual issues in African studies and postcolonial theory.
Successful candidates will be required to be present on campus during the relevant academic semesters unless granted leave by the fellowship board. All fellows will be required to produce two peer-reviewed journal articles over two years, credited to the University of the Western Cape, and at least show significant progress towards completing a monograph, which when published should contain appropriate acknowledgement of the University. The Centre for Humanities Research at UWC, to which Postdoctoral fellows will be affiliated, offers a supportive scholarly environment for pursuing research. The centre hosts a weekly seminar series where prospective candidates can present their research and solicit valuable feedback from an interdisciplinary forum of academic staff and graduate students. Fellows are required to participate fully in the seminar series. The centre also provides office accommodation and access to the UWC – Robben Island Museum Mayibuye Archive collection. Through participation in the Centre's activities and programmes, postdoctoral fellows will contribute to the shape of graduate studies by making available, through participation in the Centre's programmes and through publication, the most recent scholarly discussions and debates.
In 2012, the Programme may make three doctoral and two postdoctoral fellowship awards in disciplines associated with the humanities. The awards cover a monthly stipend, travel costs, accommodation and basic research expenses.
Applicants are required to submit a letter in which they provide a motivation, a TEN page description of their research project, a plan of work on the project, a curriculum vitae, three letters of recommendation from academic referees (to be sent directly to the PSHA), a writing sample consisting of an extensive research project or publication, preferably in a peer reviewed journal, and a copy of their academic transcript. They will be selected by a panel of core faculty associated with the PSHA.
Closing date: Applications and referees' letters must reach the Selection Panel on or before 15 November 2012. The Selection Committee may interview applicants. Incomplete applications will not be reviewed.
(+27) (0)21-959-3162.
Please send completed applications to:
Professor Premesh Lalu
Convening Committee, Programme for the Study of the Humanities in Africa
Department of History
University of the Western Cape
Private Bag X17
Bellville 7535
South Africa
Phone: 021-9592225 (from outside SA: 27+21+9592225)
Fax: 021-9593598 (from outside SA: 27+21+9593598)


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There's a fascinating website called Daily Routines, which documents, in its own words "how writers, artists, and other interesting people organize their days". Via Francis Darwin's memories of his father's life, they have an entry on the rigid routine of Darwin's life in his middle and later years:
7 a.m. Rose and took a short walk. 7:45 a.m. Breakfast alone 8–9:30 a.m. Worked in his study; he considered this his best working time. 9:30–10:30 a.m. Went to drawing-room and read his letters, followed by reading aloud of family letters. 10:30 a.m.–
12 or 12:15 p.m.
Returned to study, which period he considered the end of his working day. 12 noon Walk, starting with visit to greenhouse, then round the sandwalk, the number of times depending on his health, usually alone or with a dog. 12:45 p.m. Lunch with whole family, which was his main meal of the day. After lunch read The Times and answered his letters. 3 p.m. Rested in his bedroom on the sofa and smoked a cigarette, listened to a novel or other light literature read by ED [Emma Darwin, his wife]. 4 p.m. Walked, usually round sandwalk, sometimes farther afield and sometimes in company. 4:30–5:30 p.m. Worked in study, clearing up matters of the day. 6 p.m. Rested again in bedroom with ED reading aloud. 7.30 p.m. Light high tea while the family dined. In late years never stayed in the dining room with the men, but retired to the drawing-room with the ladies. If no guests were present, he played two games of backgammon with ED, usually followed by reading to himself, then ED played the piano, followed by reading aloud. 10 p.m. Left the drawing-room and usually in bed by 10:30, but slept badly.
Even when guests were present, half an hour of conversation at a time was all that he could stand, because it exhausted him.
Your Thoughts?


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I'm trying to understand the DUKPT (Derived Unique Key Per Transaction) system used for PIN devices, but I'm getting hung up on the IPEK. This blog post has an image where the sequence is:
- BDK (Secret)
- IPDK (Generated, used, then thrown away)
- Future Key (Generated, used in devices)
- One-Time encryption key (Generated, used to transmit data)
I know that given a Future Key and the transaction counter (which is also included in the transmitted data), the correct One-Time key can be generated to decrypt the data. What I'm failing to understand is why the BDK isn't used to generate the Future Key directly. Why go though the IPDK?


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Jordan Waunch
- Region: Region 2 Lower Mainland
- Position: Film & Television Casting
- Description:
My Success Story:
First and foremost I want to thank Métis Nation British Columbia (MNBC) for all the help they've provided over the last two years. Without the guidance of the staff and community I would not have been able to attend post-secondary studies and obtain a job in the film industry.
Ever since I was a child I was completely fascinated with Hollywood and the cinema. I knew early on that this type of work was something that I really wanted to be apart of. I loved movies with all my heart and wanted to help make them. Little did I know at that age, that one day my dream could become a possibility.
I was born and raised in a small rural community in the south Okanagan. There is no local film industry in that region (though there are lots of great orchards and wineries!). Once in a blue moon a film crew would pass through town and it would spark my imagination. I decided early on that I would have to make the move to a larger city and Vancouver (also known at Hollywood North) seemed like a reasonable choice. So at the age of 18, I hitchhiked from the Okanagan valley all the way to the coast of British Columbia to begin my journey in the world of film and television.
Over the years of adapting to city life and learning the in's and out's of how difficult it can be to obtain full time work in my chosen field, I decided it was time to go back to school to learn more. There were many barriers both personal and financial that were making this decision difficult but I knew that in the end it would be the right choice. After much research I aimed my sights toward the Film & Television Production course offered by the British Columbia Institute of Technology (BCIT). My only issue at that point was figuring out how to enrol and actually make it a reality. Luckily for me the staff at MNBC were very accommodating in pointing me in the right direction and helping me to enrol in the Métis Employment and Training Program (METP). I also have to give a big thanks to my family for all their support and also credit to the wonderful staff at BCIT's Aboriginal Services Department during my attendance at school.
School turned out to be an incredible experience. Not only was I surrounded by amazing peers and talented instructors, I really learned the vital skills needed in order to obtain full time work in the fast paced world of film, TV, and media broadcast. BCIT had many challenging moments but overall I'm thankful for those experiences. One of the greatest parts of my time at school was the opportunity to connect on a deeper level with my aboriginal heritage. The Aboriginal Services Department at BCIT is an astounding program that offers a multitude of cultural experiences and support from community elders and trained staff. Through their programs I was able to apprentice as a fire-keeper at the school's on campus sweat lodge, participate as a peer mentor, and take the position of Vice-President in BCIT's Aboriginal Cultural Club. All this was made possible because I was given the chance to partake in the Métis Employment and Training Program offered by MNBC.
The course at BCIT taught many aspects of the industry to my peers and I; everything from film editing, equipment setup, camera operation, producing, directing, and even script writing. When it came to the final months of our two year program there were many options for a career path; which was a good thing because for the final months of class it was mandatory to take up an internship with a real industry related company. For me I decided film and TV casting was my best bet. I applied to one of the busiest and well known casting studios in the city and was given the opportunity to intern with them for five weeks. I learned so much in those five weeks and discovered that what I was taught at BCIT really did translate into the real world, so much so, that I was hired as a casting assistant and camera operator for the company's owner and casting directors. It's now been five months since I started at the casting studio and work keeps getting busier and better everyday.
None of this would have been possible without the help of Gayle Sayese, Tina Marrale, all the wonderful staff at MNBC, and of course the Métis Employment and Training Program. Not only have I had the opportunity to further my education, make my family proud, and achieve a dream I've had since being a kid, the program has really shown me the true kindness and dedication of the Métis Community as whole. So once again, I thank you all very much for helping me down this path.
~ Jordan Waunch


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NFL Wild Card Weekend
Sponsored By
Paul Perillo Educates Felger & Mazz On FootballPaul Perillo of Patriots Football Weekly joined Felger and Massarotti to talk about Wild Card Weekend and this weekend's Divisional Playoff game between the Houston Texans and the New England Patriots.
Pereira On Felger & Mazz: Instant Replay, Playoff Officiating, And The 1-Point Safety RuleMike Pereira of Fox Sports joined Felger and Massarotti to discuss some of the calls made during Wild Card Weekend in the NFL.
Gresh, Rochie and Hardy Pick The NFL Wild Card GamesGresh, Roche and Hardy pick the winners of this weekends NFL Playoff games...


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An award winning educator, author, speaker and trainer for over a decade. Brother Victorious has focused his attention to creating healthy and positive schools and communities for young people. As a national speaker and host he uses his platform to focus our attention on the value of positive living, community engagement and education. He was selected by the Prince Georges County Social Innovation Fund as one of 2016's "Top 40 under 40"
Victorious has served young people in schools and thru numerous community organizations in the Washington Metropolitan area. He leverages his positions to teach young people to value themselves and their legacy in order to create positive change within their communities.
Victorious travels nationally and internationally to train teachers on the best ways to deliver information to young people and speaking to youth about the power and importance of a quality effort in education.
As a radio and television guest he uses his straightforward style to bring attention to the plight of oppressed people in a fashion that is digestible by the masses.
He recently co-authored his first book entitled Man Uplifting: Love, Leadership and Loyalty with Alfred Duncan. The book is written specifically for young men journeying into manhood. The book presents a varying view of manhood. One that grounds manhood in vulnerability, emotional understanding and community service.


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Exterior Building Facade Materials
A building facade generally refers to the front face of a building or home. A building facade is designed to make a statement, increase the value of the building and create a stunning focal point. With some buildings, a facade can expand beyond the face of the home and wrap around the entire structure. A facade is made from a variety of materials that help improve the appearance of the home.
On many larger homes and buildings, glass is used as a way to outline a distinct design or style. Many commercial skyscrapers and newly-erected buildings use glass as a way to showcase sunning design elements, such as causing the building to appear frameless and reflective. Companies like Pilkington work closely with architects and engineers to design facades that not only look modern, but also camouflage solar insets, provide safety and offer fire protection as well as thermal insulation. Many glass facades filter light properly and offer protection.
Stone is another type of facade material used to highlight the front of a home. To make a statement, stone and rock insets showcase a display of rugged, traditional design. There are several types of stones that can be used for a facade, including flagstone, limestone, creek rock and cut-stone. Flagstone is often produced in large slabs. The slabs are stacked to create a custom-look for any home facade. Limestone comes in smaller blocks or can be custom-cut based on your specifications. Limestone gives off a rich tone and can be used with a coordinating fence line or retaining wall. Creek rock is a natural looking stone often used in conjunction with log cabin style homes. It is also left natural on many stone fireplaces that run the height of the home.
If you are looking to create the facade of your traditional or ranch style home, brick can create a rich, distinct look. Brick can stand alone or accompany iron trim, wood and aluminum siding. Bricks vary in color, including dark or varied pink, tan, dark brown, white, gray and red. An experienced brick layer will create a look based on your design needs.
A wood exterior is common with many homes. It can create a stunning visual, for example, on Victorian Queen Anne-style homes. Many older Victorian homes are historical and their ornate trim around windows, peaks and doors are often hand-designed and hand-painted in a variety of colors and palettes. Weather-treated wood can create a long-lasting and protective facade that will require minimal up-keep.


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Today, I realize I have much to be thankful for: a beautiful wife; healthy and thriving kids; two cars; plenty of food, water, and clothes; a fulfilling job; and a great home to live in. I am also thankful for:
- Magic Online - warts and all, I wouldn't be playing Magic without it.
- the Standard Pauper community - without which, I couldn't play or write about the format that I enjoy the most.
- Standard Pauper content providers like DrChrisBakerDC, MagicGatheringStrat, the Standard Pauper Players clan/blog, Mundisv, Brennon, Cabel, Adner, and others I'm sure I've forgotten.
- Joekewwl and MTGOTraders, longtime sponsors of MPDC
- My readers, that make my blogging, articles, and videos possible.


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Here's a list of remittance companies in UAE where you can make SSS payments:
Al Ahalia Exchange
Al Ansari Exchange
Al Bader Exchange
Al Falah Exchange Co.
Al Fardan Exchange
Al Fuad Exchange
Al Ghurair Exchange
Al Nebal Exchange
Al Rostamani International Exchange
Alfa Exchange
Alukkas Exchange
Ary Forex
Day Exchange
Delma Exchange
Economic Exchange Centre
Federal Exchange
GCC Exchange
Habib Exchange
Lari Exchange
Leela Megh Exchange
Lulu International Exchange
Nasim Al Barari Exchange
Omda Exchange
Orient Exchange
Sharaf Exchange
Sky Freight
Smart Exchange
UAE Exchange
Universal Exchange
Xpress Money Services
If you have an online account linked with a Bancnet-member bank,
you can pay your contributions through
or your own bank's online banking system.
If you have a MasterCard or Visa-linked credit card,
you can also pay through
PayPilipinas is owned by Ventaja and operated
in partnership with Security Bank.
You can pay through the remittance partners of these banks and companies:
Bank of Commerce
Philippine National Bank
Worldwide Delivery Services - Lucky Mooney
Where to Make SSS Payments in UAE
Tags payments


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It's during those cold winter days I welcome chocolate in my life more than ever. And these last days it has been especially cold in my City. I believe chocolate is one of the most affordable luxurious foods one can have and for this recipe in particular I combined the chocolate with a banana and curry puree to give it an exotic twist with a punch of liqueur. The combination of these ingredients creates for a somewhat sexy-exotic adult recipe. On top of this, this must be the ultimate anti-depressing-feel-good-energizing dessert since chocolate, bananas & curry are considered to have these contributes. I think I made my case.
Ingredients: (12 servings)
Banana base
3 ripe bananas
1 tablespoon butter
30 gr. icing sugar
2 teaspoons Madras curry
Chocolate Jelly
8-10 g of colorless gelatin sheets
300 g of black chocolate (75%)
100ml liqueur chocolate + banana (or amaretto)
500ml Milk
Chocolate sauce
1 tbsp caster sugar, 25 g butter, 100ml double cream, 50 g of black chocolate (75%)
- Let thebutter over low heatin a skilletmeltand addthe bananasinto thin slices.
Smash the banana up to a puree, add the icing sugar and madras curry. Let the banana caramelize for 2-3 more minutes and remove from Pass the puree into small molds or cups.
- Melt chocolat au bain mari, add the Boil the milk and let it stand for 2 minutes and add it to the chocolate.
- Breakin a bowl the gelatin andcover with water until it is Drain theexcess water and add it to the chocolate stirring gently.
- Heat ingredients of the chocolate sauce in a small saucepan over low fire until evenly combined. Let it cool down and serve with the chocolate gelatin mousse.
I hope you will try this out and share it with someone dear to you!
x Josune, Your Beauty Script


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NZ Riesling
Please find below WineStore's selection of New Zealand Riesling white wine. Originally from Germany, the Riesling grape variety is, in our view, a close match to Sauvignon Blanc, sharing many of characteristics and making an equally good match to asian cuisine. At the same time, some Riesling wines may be on a slightly more fruitier side but not all. We highly recommend Riesling to anyone who likes Sauvignon Blanc - you will not be disappointed!


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Bathurst Airport (New South Wales)
Bathurst Airport
Bathurst Airport Terminal Building, 2011
|Airport type
|Bathurst, New South Wales, Australia
|Elevation AMSL
|2,435 ft / 742 m
|33°24′36″S 149°39′06″E / 33.41000°S 149.65167°ECoordinates: 33°24′36″S 149°39′06″E / 33.41000°S 149.65167°E
|Statistics (FY 2010–11[1])
Bathurst Airport (IATA: BHS, ICAO: YBTH) is an airport serving Bathurst, New South Wales, Australia.
Located in the Central Tablelands, Bathurst Airport is served by one airline, Regional Express Airlines (Rex). The airport's history dates to just prior the Second World War when local politicians campaigned for an airport for Bathurst. The war prompted the Federal Government to establish the aerodrome during the war years, immediately following the war commercial air services commenced with passenger flights to Sydney. Today several flying schools operate at the airport and it is used frequently by trainee pilots during their navigation training. It is a popular destination for many pilots, mostly trainee pilots from Bankstown and Camden Airports in the Sydney Basin.[4]
The airport has two primary runways: one sealed and one brown gravel (with large grass area either side of gravel). The airport also has one secondary runway used for glider traffic. The sealed runway, taxiway and apron have lighting facilities which are pilot-activated.[5]
There were 8,000 landings in 2010 which included recreational flying, business jets, charters, regular passenger flights, emergency services, and Air Force flights. The airport is owned, managed and maintained by the Bathurst Regional Council.[6]
- Automatic weather station[7]
- Non Directional Beacon Radio Transmitter (NDB)
- Aerodrome Frequency Response Unit "Beep Back" (frequency identifying Bathurst Airport)
- Private aircraft hangars
- Air conditioned passenger terminal
- Unrestricted car park (security video surveillance)
- Public transport – taxi stand
On 2 December 1920 (predating the airport's opening) one of the earliest flights to land in Bathurst arrived with mail from Sydney. The aircraft, owned by the Bathurst Aviation Service Company, landed on a paddock at Kelso.[8] It was another 17 years later in July 1937 that General Air Transport commenced a weekly freight service transporting fresh fish from Nowra to Bathurst. This weekly flight landed in a paddock near to town[9] and the lack of an aerodrome for Bathurst was noted in correspondence relating to this new air freight service.
The airport's history starts between 1937 and 1939 when the municipal council investigated several sites considered suitable for an aerodrome. What finally forced the federal government to act on a site was the Second World War; in 1942 a military airfield was opened at Raglan to take overflow traffic and aircraft parking from the overcrowded Richmond Air Base in Sydney's west.[8]
A chronological list of events that document the development of the airport are listed below;
- 1945: First Groundsman appointed and Ben Chifley (MP) assisted council with representations that Bathurst Aerodrome should be used for civil air services.[10]
- 1946: Officially opened as a civil airfield on 14 December 1946 by Prime Minister Ben Chifley.[8] No facilities or services were yet provided.
- 1946: First regular commercial passenger flights commenced by Butler Air Transport Pty. Ltd. on 16 December.[11][12]
- 1947: Butler Air Transport Pty. Ltd. used a DC-3 aircraft named Warrumbungle on the service to Bathurst, previously used in wartime service.[8][13] Air fare £1 10s.[13]
- 1948: Representations were made to the Minister for Air to secure land alongside the aerodrome for aero club training purposes, a shelter shed and other buildings.
- 1952: New buildings erected at the aerodrome and council agrees to the connect water supply.
- 1953: Radio navigational aids installed, and minor improvements to the shelter shed.
- 1954: Queen Elizabeth II arrives by plane at Bathurst Aerodrome.
- 1954–55: A local 'Air Safety Committee' was formed to act as observers and to arrange assistance for pilots in difficulty.
- 1956: Approach made to the Minister for Civil Aviation seeking lighting of Raglan Aerodrome, and lengthening of the runway to take Vickers Viscount passenger planes.
- 1956–57: Representations to the Postmaster-General's Department to have a public telephone installed at the aerodrome – application was rejected.
- 1957: The ATC Hut was officially opened and the Bathurst Aero Club dropped leaflets from aircraft over the city, advertising joy flights.
- 1959: In December the Government of Australia transferred the aerodrome to City of Bathurst. The runway at that time was an unsealed pavement, and the aerodrome was situated in the Turon Shire.
- 1963: Landing charges proposed.
- 1963: Airlines of New South Wales introduced Fokker F27 Friendship aeroplanes.
- 1964: New terminal building completed with Airlines of N.S.W. the first tenant, airport lighting now installed. Airlines of N.S.W. were operating a morning and an evening flight each way to Bathurst, then on to Parkes, using a Fokker Friendship aircraft.[14]
- 1967: Submissions sent to the Department of Civil Aviation for a new taxiway to access the hangar area and an apron for light aircraft, and Airlines of N.S.W. stops its service to Bathurst and East West Airlines commences services.
- 1967: Aerodrome closes for 11 months to allow reconstruction of the runway.
- 1969: BP Australia hosts the BP Australia Air Race for home built aircraft and the entrance road is named the PJ Moodie Memorial Drive.
- 1972: Air ambulance Services commenced operations.
- 1973: East West Airlines reports 16,348 total one-way passengers for 1973.
- 1974: Groundsman's Cottage constructed.
- 1977: A bus service was introduced by East West Airlines between the city and airport for passengers and freight.
- 1979: Runway resealed.
- 1981: The Southern Cross Air Race to Melbourne commenced from Bathurst Aerodrome.
- 1987: The basic structure for a control tower was erected at the aerodrome by Council and others for the 1987 October Car Races
- 1993: Runway resealed.
- 1994: The aircraft apron was extended.
- 2001: 12 September 2001, Hazelton Airlines parent company, Ansett, closes down and all Hazelton flights are temporarily suspended, recommencing several weeks later on a reduced service.[15]
- 2002: Rex Group took over services to Bathurst from the Administrator operated Hazelton Airlines on 1 August 2002.
- 2010: Regional Express Airlines report carrying 24,000 passengers per year from Bathurst.[6]
- 2011: New runway lighting and Precision approach path indicator installed on runway 17/35 including backup power supply – original runway lighting installed in 1960s.[16]
The local PJ Moodie Bathurst Aero Club and the PJ Moodie Memorial Drive into the airport facilities are memorials to Alderman PJ Moodie who campaigned constantly for an airfield to be built at Bathurst.[8]
Airlines and airport users[edit]
|Regional Express
|Parkes, Sydney
Regional Express[edit]
Regional Express Airlines (REX) flies Bathurst to Sydney three times daily. The airline also runs between Bathurst and Parkes Once a day on Monday, Saturday and Sunday. Regional Express is based in Wagga Wagga with its major NSW hub in Sydney. REX flies Saab 340, 34 seat turboprop aircraft on the Bathurst route.[17]
growth %
growth %
Charter air services[edit]
Several companies provide charter services from the Bathurst Airport including; Panorama Airways[18] and Smartair[19]
Bathurst Aero Club[edit]
Bathurst Aero Club is a social club and training business founded in 1938[4] which has a club house beside the passenger terminal. The club has regular fly days and cross country excursions.[20]
Flying training[edit]
Several flying schools operate from the Bathurst Regional Airport[4]
Australian Air Force Cadets[edit]
No. 328 Squadron of Number 3 Wing Australian Air Force Cadets (AAFC) is based at the Bathurst Regional Airport, parades and training sessions are held in rooms located in the Airport grounds. Squadrons from around NSW converge on Bathurst for gliding training during school holidays at four, two-week gliding courses each year operating primarily on the grass 17/35 strip and the grass on either side of the gravel 08/26 runway.[21]
Accidents and incidents[edit]
- 7 November 2008 – a Piper PA-31-350 Chieftain crashed shortly after takeoff, the aircraft attempted a return to the airport but crashed 3 km (1.9 mi) short of the runway. The aircraft was flying from Moorabin in Victoria to Port Macquarie with a refuelling stop at Bathurst. Four people were killed.[22][23]
- 5 October 2006 – a BAC Strikemaster aircraft took off from Bathurst, for a 25-minute adventure flight with one passenger. The flight was to include high level aerobatics and a low level simulated attack routine. Two persons were killed when the aircraft broke up 20 km (12 mi) north east of Bathurst. Separation of the right wing was precipitated by pre-existing fatigue cracking in the right wing upper main spar attachment lug.[24]
- 31 May 1974 – East West Airlines Flight 752/753, operated by a Fokker F-27, was scheduled to fly from Sydney to Orange, Bathurst and back to Sydney. The flight was uneventful until approach to Bathurst; the first officer made a late decision to change from landing on runway 17 to runway 35 due to a light shower in the approach path. On late final the aircraft drifted to the left of the runway centreline and with rain increasing and moderate turbulence the pilot ordered a go-around just prior to the runway threshold. The aircraft impacted the runway 1,240 m (4,070 ft) past the runway 35 threshold and slid on the ground for 625 m (2,051 ft) tearing the starboard engine from the wing. It was determined following investigation that during the climb, performance of the aircraft was adversely affected by an unpredictable encounter with a large change in the horizontal wind component, and an associated downdraft, at a height too low to effect recovery. There were no serious injuries however the aircraft was written off.[25][26]
See also[edit]
- ^ a b Fiscal year 1 July – 30 June
- ^ YBTH – Bathurst (PDF). AIP En Route Supplement from Airservices Australia, effective 15 August 2019
- ^ a b "Airport Traffic Data 1985–86 to 2010–11". Bureau of Infrastructure, Transport and Regional Economics (BITRE). May 2012. Archived from the original on 24 March 2012. Retrieved 8 May 2012. Refers to "Regular Public Transport (RPT) operations only"
- ^ a b c "Bathurst Airspace Review" (PDF). Airspace Review of Bathurst Aerodrome. CASA. June 2009. pp. ref. p4. Archived from the original (PDF) on 13 March 2011. Retrieved 20 March 2011.
- ^ a b "Key Features". Bathurst Regional Council. Archived from the original on 14 March 2011. Retrieved 20 March 2011.
- ^ a b "Airport Services". Bathurst Regional Council. Retrieved 20 March 2011.
- ^ "Latest Observations". Bureau of Meteorology. Retrieved 20 March 2011.
- ^ a b c d e Theo Barker (1985). A Pictorial History of Bathurst. Robert Brown and Associates. pp. 115 of 198. ISBN 0-909197-97-0.
- ^ "FRESH FISH". National Advocate (Bathurst, NSW : 1889 - 1954). Bathurst, NSW: National Library of Australia. 21 July 1937. p. 5. Retrieved 16 July 2015.
- ^ "Airport History". Bathurst Regional Council. Retrieved 20 March 2011.
- ^ "Butler Air Services". Sydney Morning Herald. 14 April 1948. Retrieved 23 March 2011.
- ^ "Air Link for Bathurst". The Sydney Morning Herald. Trove Australia. 16 December 1946. Retrieved 15 August 2011.
- ^ a b "Butlers Air Transport". Sydney Morning Herald. 18 May 1949. Retrieved 23 March 2011.
- ^ "Airlines of N.S.W. May 1964 Timetable". Aussie airliners Website. May 1964. Retrieved 20 March 2011.
- ^ "Our Company History". Regional Express Airlines. Retrieved 20 March 2011.
- ^ "Lighting upgrade for city airport". Western Advocate. 20 November 2010. Retrieved 21 March 2011.
- ^ "REX Schedules". Regional Express. 20 March 2011. Retrieved 20 March 2011.
- ^ "Panorama Airways". Panorama Airways Website. Retrieved 20 March 2011.
- ^ "Smartair Services". Smartair. 2010. Retrieved 20 March 2011.
- ^ "Bathurst Aero Club". Bathurst Aero Club Website. Archived from the original on 23 February 2011. Retrieved 20 March 2011.
- ^ "3 Wing AAFC - NSW & ACT". Air Force Cadets Website. Retrieved 20 March 2011.
- ^ "Family mourns mum". Ninemsn website. 2008. Archived from the original on 4 October 2012. Retrieved 21 March 2011.
- ^ "Investigation Number:AO-2008-076". ATSB. Retrieved 21 March 2011.
- ^ "Bathurst Strikemaster Accident". ATSB. Retrieved 21 March 2011.
- ^ "Accident Description". Aviation Safety Network. 31 May 1974. Retrieved 20 March 2011.
- ^ "Investigation Number:197401441". ATSB. 20 October 1976. Retrieved 21 March 2011.


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text: Dotted throughout Bobritsya are houses that have changed very little over the past decades. Including some where a single fire serves for both heating and cooking. But not much heat makes it into the house, and it's not uncommon to find neighbours dressed as though they are about to head outdoors. Now that gas prices have risen so much, there's little chance the poorest people in the village will be able to make a change to more efficient heating.


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text:
Mark Vitarelli
Growing up in a legendary lacrosse family, Mark has carried on a tradition that spans some 70 years. He has a remarkable record that is hard to beat. He played on four consecutive Minto Cup Championship teams 1972-75. He started his coaching career as an assistant coach in 1977 and went on to coach Peterborough…Read More
William Ernest (Ernie) Wasson
Ernie Wasson of Warsaw began his lengthy hockey career in Peterborough in 1895. He would be the goaltender on three provincial championship teams (1895, 1902 and 1906) and starred in lacrosse, soccer and cycling as well. In 1896, the "Great Bicycle Race" was the highlight of the summer cycling season. Thirty top local riders started…Read More
Walter (Scuddy) Phelan
Walter Phelan was one of the original seven players on Peterborough's first official hockey team in 1891. From then until 1898 he was a slick centre in both hockey and lacrosse specializing in face-offs and playmaking. Phelan was considered by the then team president, Dr. Kenner, as " a truly unselfish player and Peterborough's most…Read More
John J. (Jack) McCabe
Born in Lindsay, Jack came to Peterborough at the age of 4. The family settled in Ashburnham where Jack lived his whole life. In 1894, at the age of 16, Jack McCabe began his junior field lacrosse career in Peterborough (box lacrosse was not yet started). He had the size, speed and uncanny ability required…Read More
Henry (Harry) LeBrun
Local George Street clothier Harry LeBrun, was the pioneer lacrosse builder who organized and managed Peterborough field lacrosse teams for two decades from 1870s to the late 1880's. During this era, lacrosse was the most popular sport in Ontario and Peterborough was consistently one of the top teams. The Guildersleeve Cup was the major lacrosse…Read More
Roland (Rollie) Maxwell Glover
From 1887 to 1906 Rollie Glover would star locally in both hockey and lacrosse. He captained the Peterborough Intermediate team that won the OHA title in 1902. Along with Ernie Wasson, Fred Whitcroft (C) and Chris Graham, he was one of the eight players who won the OHA Intermediate Crown in 1906. Glover served as…Read More
William Henry Dayman
Born in Port Hope in 1859, William Henry Dayman was an outstanding, versatile local athlete through the 1880's. In 1883 he became the captain and pitcher of the Peterborough Silver Star Baseball Team. In 1885 Dayman was the baseball representative on the newly formed PAAA (Peterborough Amateur Athletic Association) which included cricket, baseball, football, boating,…Read More
Frederick Whitcroft
Born in Ireland December 2, 1882, Fred Whitcroft came to Peterborough from Port Perry in 1891 at the age of 9. He played for the Peterborough junior lacrosse and baseball teams and later managed the Excelsiors baseball team of the city league, but his big sport was hockey. He joined the Peterborough Colts junior team…Read More
Larry Floyd
Growing up in Peterborough, Larry Floyd was one of the most talented athletes of his generation. A standout in both hockey and lacrosse, he was Rookie of the Year, Top Scorer and MVP with the 1978-79 Peterborough OHA Junior Bees, posting 118 points in 43 games; was a member of the 78-79 Memorial Cup Champion…Read More
R.B. Jamie Batley
Peterborough born, Jamie Batley was an all-round good athlete, excelling in every sport that he played. He played football, basketball, and lacrosse at Kenner Collegiate, winning several COSSA lacrosse titles. He played all-star hockey from pee-wee to major midget; was drafted by the Sault Greyhounds and played a few games with the Peterborough Petes. It…Read More
Henry Calcutt
Henry Calcutt was involved in virtually every Peterborough sporting activity in the last half of the 19th century. He was a prominent local cricketeer in the 1860's who believed in "the intrinsic value of sports in character building". He was president of the Peterborough Turf Club in 1863 and Peterborough Baseball Club in 1885; first…Read More
Clinton (Jan) Magee
As a youth Jan Magee was an all-round good athlete. He played Church League Hockey pee-wee to midget; Peterborough Minor Baseball winning the 1965 Ontario Pee-Wee Baseball Championship; was on the swimming and diving team at the YMCA; played minor lacrosse for Bridgenorth and Peterborough and five years of basketball and football at PCVS. Lacrosse…Read More
Robert (Rock) Batley
From a 1948 King Edward Public School Outstanding Athlete Award, Rock Batley went on to spend four decades dedicating himself to sports. He played softball, baseball, hockey, lacrosse and two years with the Orfuns Football Club. The highlight of his minor lacrosse career was a Minto Cup Championship with the Mimico Mounties in 1951. In…Read More
Tim Barrie
Born in Peterborough, Tim took up the game of lacrosse early in life. In his novice year the team lacked a goalie and brother Don, the coach, determined that the 8 year old would fill the role. Tim turned this opportunity into a successful career. He won four Ontario junior lacrosse titles; three Minto Cup…Read More
Grant Heffernan
A Peterborough boy, Grant Heffernan grew up playing hockey and lacrosse. In 1952 he joined the Peterborough Minor Lacrosse School. Grant played on Bantam, Midget, and Juvenile Ontario Championship teams. He was a member of the 1961 Minto Cup Champion Hastings Legionnaires and voted series MVP. Grant had an outstanding career in senior lacrosse playing…Read More
Ben Floyd
Born in Peterborough, Ben grew up playing lacrosse and hockey. He was a member of the 1956 Nisbett Junior B Ontario Lacrosse Champions and the 1957 UE Juniors, Ontario Champions and Eastern Canadian Finalists. He played for the senior lacrosse team in 1958. He managed the Hastings Legionnaires to the 1961 Minto Cup and coached…Read More
Doug Evans
Doug was born into a prominent Peterborough sporting family. He came up through the Peterborough Community Church Hockey League and honed his lacrosse skills at the summer lacrosse schools. He was a member of the Peterborough James Gang who won the Canadian Junior Lacrosse Championship Minto Cup in 1981, 1982 and 1983. Doug was named…Read More
Lee Vitarelli
The Vitarelli name in Peterborough is synonymous with lacrosse. So it is natural that when Lee was born September 13, 1949, it helped extend the family legacy in the sport to more than 60 years. His father Lou and uncles, Ned and Dootch were outstanding players who were known throughout the local sports community. It…Read More
Leonard Michael Powers
Len (Smokey) Powers was a great all-round athlete who excelled in football, hockey and lacrosse. In 1969 he played for the Thomas A. Stewart football team, capturing the COSSA championship. In lacrosse, Len was captain of the Peterborough PCO's who won the Minto Cup in 1972 where he received the Best Defenceman Award. In 1973,…Read More
Bill Armour
City native, Bill Armour was a skilled hockey and lacrosse player who excelled at local, provincial and professional levels. Bill was on three Minto Cup Championship Teams and was a member of the Peterborough Pepsi Pete's that won the Mann Cup in 1966. In OLA lacrosse, Bill won three League MVP honours, 1964 and 1965…Read More


text: An unreachable shot to the green. A hopeless romance. Driving-range pro Roy McAvoy can't resist an impossible challenge. Each is what he calls a defining moment. You define it. Or it defines you. With lady-killer charm and a game that can make par with garden tools, Kevin Costner rejoins Bull Durham filmmaker Ron Shelton for another funny tale of the games people play. For Costner's Roy, golf is a head-and heart-game. On both counts, that's where shrink Molly Griswold (Rene Russo) comes in. She's big city, Roy's small time, and he believes only the grandest of gestures can lure her away from a slick touring pro (Don Johnson) and earn her love. So Roy and his dutiful caddy (Cheech Marin) set out to do the impossible: win the U.S. Open. With laughs, clever battle-of-the-sexes banter and a handy way with a 7-iron, Tin Cup winningly defines the moment and contemporary romantic comedy MPAA Rating: R COPYRIGHT MMIII NEW LINE PRODUCTIONS, INC.