SMFG Capital Ratio Information 2. Exposure Balance by Type of Assets and Residual Term 3. Term-End Balance of Exposures Past Due 3 Months or More or Defaulted and Their Breakdown (1) By Geographic Region Notes: 1. The above amounts are exposures after CRM. 2. The above amounts do not include “securitization exposures” and “credit risk-weighted assets under Article 145 of the Notification.” 3. “Loans  etc.” includes loans  commitments and off-balance sheet assets except derivatives  and “Others” includes “equity exposures” and standardized approach applied  funds. 4. “No fixed maturity” includes exposures not classified by residual term. Notes: 1. The above amounts are credits subject to self-assessment  including mainly off-balance sheet credits to obligors categorized as “Substandard Borrowers” or lower  under self-assessment. 2. The above amounts include partial direct write-offs (direct reductions). 3. “Domestic operations” comprises the operations of SMFG  its domestic consolidated banking subsidiaries (excluding overseas branches) and other domestic  consolidated subsidiaries. “Overseas operations” comprises the operations of the overseas branches of domestic consolidated banking subsidiaries and overseas  consolidated subsidiaries  and the term-end balances are calculated based on the obligor’s domicile country. (2) By Industry Notes: 1. The above amounts are credits subject to self-assessment  including mainly off-balance sheet credits to obligors categorized as “Substandard Borrowers” or lower  under self-assessment. 2. The above amounts include partial direct write-offs (direct reductions). 3. “Domestic operations” comprises the operations of SMFG  its domestic consolidated banking subsidiaries (excluding overseas branches) and other domestic  consolidated subsidiaries. “Overseas operations” comprises the operations of the overseas branches of domestic consolidated banking subsidiaries and overseas  consolidated subsidiaries. SMFG  2011 198 Billions of yen March 31 2011 2010 Domestic operations (excluding offshore banking accounts) Manufacturing................................................................................... ¥ 273.0 ¥ 252.8 Agriculture  forestry  fishery and mining ........................................... 7.9 7.6 Construction ..................................................................................... 147.0 147.0 Transport  information  communications and utilities ....................... 167.0 124.3 Wholesale and retail ......................................................................... 317.8 278.9 Financial and insurance .................................................................... 19.5 33.0 Real estate  goods rental and leasing .............................................. 738.4 771.5 Services ............................................................................................ 364.3 349.8 Other industries ................................................................................ 379.0 320.1 Subtotal ............................................................................................ ¥2 413.9 ¥2 285.0 Overseas operations and offshore banking accounts Financial institutions ......................................................................... ¥ 39.5 ¥ 49.8 C&I companies ................................................................................. 187.9 170.7 Subtotal ............................................................................................ ¥ 227.4 ¥ 220.5 Total ...................................................................................................... ¥2 641.3 ¥2 505.5 Billions of yen March 31 2011 2010 Domestic operations (excluding offshore banking accounts) ........................................................ ¥2 413.9 ¥2 285.0 Overseas operations and offshore banking accounts ..................................................................... 227.4 220.5 Asia .............................................................................................................................................. 22.0 19.1 North America.............................................................................................................................. 67.2 101.5 Other regions ............................................................................................................................... 138.2 99.9 Total ................................................................................................................................................. ¥2 641.3 ¥2 505.5 Billions of yen March 31  2011 Loans  etc.  Bonds  Derivatives  Others Total To 1 year ........................................................................................ ¥34 370.8  ¥12 960.0  ¥ 443.3  ¥ 350.8  ¥ 48 124.8  More than 1 year to 3 years........................................................... 14 534.6 9 091.8 1 004.7 858.4 25 489.5 More than 3 years to 5 years ......................................................... 10 020.8 6 603.8 1 111.3 855.4 18 591.3 More than 5 years to 7 years ......................................................... 3 917.6 1 574.9 359.8 233.5 6 085.7 More than 7 years .......................................................................... 23 783.5 4 004.8 651.8 259.8 28 699.8 No fixed maturity ........................................................................... 11 508.6 — — 6 688.8 18 197.4 Total ............................................................................................... ¥98 135.7 ¥34 235.3 ¥3 570.8 ¥9 246.7 ¥145 188.5 Billions of yen March 31  2010 Loans  etc.  Bonds  Derivatives  Others Total To 1 year ........................................................................................ ¥30 571.7 ¥ 8 940.2 ¥ 477.9 ¥ 329.7 ¥ 40 319.4 More than 1 year to 3 years........................................................... 16 227.0 4 768.3 1 059.2 873.5 22 928.1 More than 3 years to 5 years ......................................................... 9 914.1 5 114.9 1 117.7 963.9 17 110.5 More than 5 years to 7 years ......................................................... 3 896.4 696.2 359.0 243.3 5 194.9 More than 7 years .......................................................................... 23 616.6 3 007.3 765.3 217.6 27 606.7 No fixed maturity ........................................................................... 7 071.4 — — 6 821.6 13 893.0 Total ............................................................................................... ¥91 297.2 ¥22 526.9 ¥3 779.1 ¥9 449.6 ¥127 052.7