Magic remains Earth's oldest existing system of crisis management. No magic is as consistently effective as the magic born of necessity. No spell works as well as an emergency spell. Thousands of years of human experimentation in the face of desperation has produced a repertoire of heavy-hitting, take-no-prisoners spells.
Even if you have never practiced magic, even if nothing you have ever tried has ever worked, it's more than likely that an emergency spell will work for you, especially if you're genuinely in the midst of a crisis. The magic of desperation is unfortunately an excellent opportunity to truly taste and flex your own personal power. In fact, the ultimate goal of an experienced psychic worker is to possess the ability to summon up the clarity of focus, desire and vision that real emergency inspires without actually suffering the emergency.
Collect money that you're owed, with a separate category for collecting child support.
Banish house guests who've stayed too long.