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1. Read customer testimonials before you buy anything. People are delighted to complain about bad service online, so search for sites and testimonials which are terrible so you know what you're getting into. You should take bad reviews with a grain of salt, but if you see many, you know there exists a problem.
2. To guard yourself use a credit card when shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the consumer is responsible for is actually a mere $50.00 as compared to atm cards where the entire balance can be withdrawn by internet hackers.
3. Try to find coupons before purchasing a product online. Most online stores usually have some promotional offers happening. If you do not find any information regarding current offers on the site from the online store, look on other sites. Customers sometimes share their discount codes on message boards or couponning blogs.
4. When you are online shopping, you should only shop at reputable stores. If the store does not have a good reputation, you may be asking for trouble. Some people have had their credit card and private information stolen from shopping on lower than reputable websites. Be careful and protect your private information.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement comes in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.