GoldMoney system was created in 2001. As you can see from its name the money on the accounts are gold guaranteed. The gold reserve itself is stored in London.
1% of the sum is taken from every money transfer within the system. Every month a maintenance payment of 0.01 grams of gold is taken from the users account.
As a whole the system is rather effective and safe. Thousands of clients worldwide prefer keeping their money on GoldMoney accounts.