Preparing, creating, and safeguarding a financial nest egg can be overwhelming. Unless you’re trained in the intricacies of the complex and ever-changing world of finance, you could end up making poor investment decisions. You can trust the expertise of Financial Consulate’s financial planners in Monkton, MD. Our team of Certified Financial Planners (CFPs) and accountants adhere to a strict code of values. In addition, we require our financial advisors to maintain continuing education in excess of the requirement of the CFP® Board and are one of the few financial advisory firms nationwide that are registered with the National Association of Personal Financial Advisors (NAPFA)’s rigorous ethical standards.
We’ll help you manage your investments while following stringent rules and regulations. Perhaps you’re contemplating the impact of a forthcoming event, such as retirement, inheritance, the sale of a business, or the death of a spouse. Everyone’s financial needs and goals are unique, and our fee-only financial planners work tirelessly to cater our financial planning services to suit you.
To learn more about financial planning in Monkton, or to request a Financial Physical®, please contact a member of the Financial Consulate team to set up an introductory appointment.
There are two primary ways companies in the investment industry earn money: commissions and fees. Before the Investment Advisors Act of 1940, most investment products were sold by brokers who collected a commission on the sale price of the transaction. On an individual basis, this is perfectly acceptable, but it opens the door to unscrupulous behavior. After all, a broker’s loyalty is to his company, and the more transactions he completes, the larger his bonus will be. That’s why we do things differently.
Financial Consulate uses the fee-only financial advising method. This means an advisor collects a percentage of the total investment portfolio, thus aligning the interests of the client and advisor. After all, when the portfolio increases in value, both parties benefit. This is different from commission-based financial planning, where brokers can make money based on individual transactions, even if the portfolio’s overall value goes down.
Financial Consulate offers fee-only financial advising in Monkton that’s truly in your best interest. There are no commissions, kickbacks, or referral fees to get in the way of putting our client’s interests first, and we won’t try to sell you products you don’t want or need.
Monitoring and acting upon the continually changing investment market is a delicate and time-consuming affair that is rife with potential pitfalls. The experienced and ethical investment advisory team at Financial Consulate in Monkton can help you manage your return on investment by diversifying your portfolio and continually monitor its progress with regards to your financial circumstances and life events.
Our wealth management team takes the time to carefully assess every aspect of your financial standing before making any advisement. This gives us an insider’s view of your specific situation so that we can formulate individualized investment recommendations that suit you perfectly.
The financial advisors on our team are all highly qualified to manage your financial investments. At Financial Consulate, we pride ourselves on the high level of education, credentials, and experience we can bring to our clients to ensure you have a successful financial future.
The financial planners in Monkton at Financial Consulate are highly qualified with the specific certifications, training, and ongoing education needed to manage your wealth, plan your retirement, and perform other financial services. We take an educational approach to financial planning and will never attempt to invest your assets without ensuring it’s the right fit for you. We have taken the Fiduciary Oath to always work in our clients’ best interest at all times!
To work with an experienced, ethical CFP in Monkton, please contact Financial Consulate today.