If you are in an area prone to fire, then there is no harm to buy fire insurance. But with the large number of existing insurance at this time may make you a little confused to choose it. The best fire insurance you can choose is certainly an insurance that can work with you in a professional manner. But sometimes there are just fire insurance companies that are too convoluted to issue premiums that you have paid. If so then the loss will be on your part due to the act of this less responsible insurance company. Well, so you do not feel cheated should read the following tips before determining it.