Individuals struggling with debt and do not see any way in which they can cope or attempt to become debt free on their own should not despair. Help with debt is readily available from a number of reputable institutions offering debt management in South Africa.
Seeking advice or assistance with debt does not mean you �have failed� or that you are unable to look after yourself. On the contrary! Seeking help with debt is the first step to managing your finances and debt in a responsible manner and making a positive change.
The best way to become debt free is to seek assistance to manage your debt from a reputable and registered debt counsellor and institution. They will be able to offer you expert advice and help with your debt management. Remember that you do have the right to approach more than one institution for debt assistance before choosing the right one for you. You may even be able to negotiate better debt counselling fees and repayments when you compare the help services offered by the various companies or institutions offering help with debt.
Once you have found a debt management company you feel comfortable with to help you with your debt do not be afraid to ask as many questions you can. You will be paying a small percentage of your monthly debt consolidation loan towards the company helping you with your debt. Debt counselling advice and help is usually also included in this fee.
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