Flooding is the nation’s costliest and deadliest natural disaster with hurricane flooding topping the list. On October 29, 2012, Superstorm Sandy caused 72 U.S. deaths and $60 billion in damage, including more than $6.7 billion in flood insurance claims. As the most active part of hurricane season begins and the threat of flooding increases, the National Hurricane Center and Federal Alliance for Safe Homes (FLASH)® offer these five steps to take before floods strike.
Hurricane winds and windborne debris can cause catastrophic damage, however wind is just one part of the risk. Whether families live on the coast or thousands of miles inland, hurricane and tropical storm flooding pose significant risk.
First, know your zone and who will give the official evacuation orders. Second, make a plan that meets fits your needs. Third, if you can shelter in place, evaluate the ability of your home to withstand hurricane-force winds and rain.
Everyone at risk for hurricanes should have an emergency plan and kit to help survive at least 72 hours after the storm. Taking action now ensures supplies are plentiful and, in the face of a storm, families will have the peace of mind knowing that they are ready.
There are options to help keep water out of the home during a hurricane. Floodproofing methods take prior planning and may require the help of professionals. Now is the time to determine flood risk and identify options to reduce that risk.
Most homeowners insurance policies do not cover floods, and there is a 30-day waiting period before a policy becomes effective. Families can identify their flood risk, learn about flood insurance options and find a local agent at www.floodsmart.gov.
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