So, it’s mid-December now, smack in the middle of the year’s peak buying season. If you’re not in the shopping spirit, or even if you’re suffering from an excess of spending, these tips are for you.
This year I read all the books in the Toronto Public Library (plus some that aren’t) on saving money and frugal living. I learned many things.
First off, I learned that some folks practice frugal living by doing things that aren’t realistic or possible for most of us, like collecting junk mail to roll into fire logs and burn them in their woodstove or buying expired food because it’s cheaper.
I also learned that a realistic frugal lifestyle requires forethought and planning. In fact, if you’re experiencing a debt problem right now, chances are good that you haven’t been using enough of the long-term planning—but more on that later. Here are five of the best actually useful frugal living tips I encountered in my research. And yes, you can start doing them right now.
# 1: Drinks: Make your own coffee instead of buying it by the cup. Use frozen juices instead of juice cartons. Better yet, save all flavoured drinks for special occasions and just drink water. What helps: having sufficient good-quality water bottles to bring water along during the day and making this into a routine (same goes for coffee mugs).
If you don’t know how to do this kind of maintenance (and believe me, my mom didn’t teach me, either), there are a wealth of good instructional videos on the internet. If you’re not an internet person, ask for help at your local library. Tell them I sent you.
# 3 Shopping: If you’re an impulse shopper, break the cycle! This is an addiction, and just like with cigarette smoking, you only need to break one part of the pattern to disrupt the whole cycle. For me, the easiest part to remove is actually going to the store—I just don’t! Other things that help: not carrying money or cards, working from a list, and having enough to eat and drink before shopping for food.
# 4 Laundry: There are several degrees of change available. Try as many as you can!
A great choice for apartment dwellers: an over-the-door drying rack. By the way, clothes dryers are VERY hard on your clothes. Hang drying will extend their lifetime considerably.
Cold water washes. Even if it’s not your electricity bill, you’re saving the earth.
#5 Living space: Keep your home beautiful. Sometimes people engage in unhealthy habits (financial and otherwise) because they feel something is wrong or missing from their life. If your living space is clean and nurturing, you may feel less of an urge to throw money at it (or yourself). I’m just sayin’. Offer things you no longer use or love for barter here on Swapsity!
I will definitely try 4, already a fan of 2 and 5.
I think #2 Maintaining "things" is the most important item. That way it makes sense to acquire quality appliances, quality shoes and clothing that will last for years. Then your cost per year goes down, and you actually save money.
Great suggestions! Love the "drink water," "don't be hungry when you shop for food," air dry your laundry," and use alternative laundry cleaners (which help you avoid neurotoxic fragrances and irritants while you're at it) in particular. All are useful tips to incorporate in daily living. Thanks!!