As a homeowner, you do a lot to safeguard your property. Whether you are a first-time homeowner or have been living in the property long enough to see your children born and raised, you’ll know there’s nothing quite like owning your own home. To safeguard your asset, which is potentially your largest one, homeowners insurance in Waterbury, CT can help. Homeowners insurance coverage protects your house and possessions against damage or loss from incidents like fire, theft, storm damage, frozen pipes, and more. It also covers liability coverage for personal injuries sustained by others on your property.
Insuring the place you call home can help protect you financially if it were to suffer a loss due to fire, theft, vandalism, weather, and other covered perils. It will also cover you in the event someone is injured on your property and wins a legal judgment against you.
Homeowners policies differ from home to home, as well as homeowner to homeowner. Quite simply, you choose which policy is best for you and your property. If you aren’t sure where to get started, let the team at NAU help!
What is covered by your homeowners insurance?
Physical structures: If your house or other structure on your property, such as a garage or garden shed, are damaged, we’ll arrange for them to be repaired or replaced.
Personal belongings: Over the years you have acquired many valuable belongings. If your personal possessions are damaged, we’ll arrange for them to be repaired or replaced.
Liability: If someone is injured or damages their property while on your premises, we’ll defend claims against you and help to pay them – up to your policy limits. In addition, we can help to cover necessary medical expenses up to the limit you purchased, regardless of who was at fault.
Additional living expenses: If you need to move out of your home while it is being repaired from a covered peril, we can help to provide coverage for associated expenses.
The team at North American Underwriter are well-versed in finding appropriate home insurance for every homeowner and their property. With years of experience, a range of insurance policies, and personable agents, we can help you with your insurance needs.
Our agency strives to provide Connecticut residents with personalized homeowners insurance Waterbury, CT policies that meet the exclusive needs of the insured. You deserve to receive peace of mind in every realm of your life, especially while navigating the roads of Connecticut. We’re here to insure your world!