1Offer subject to credit approval. Not everyone will qualify for the Diamond Resorts™ Mastercard™ credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.
Annual Fee: $0. 0% promotional APR on Qualifying Diamond Resorts™ Vacation Ownership Purchases for 6 billing cycles. This promotional APR offer does not apply to other purchases, balance transfers and cash advances. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For outstanding Qualifying Diamond Resorts™ Vacation Ownership Purchases after the promotional period, new and outstanding balance transfers after the introductory period and for all other purchases, the variable APR is 17.24%, 22.24% or 27.24% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the "About the Variable APRs on Your Account" section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 3%. See the Terms and Conditions for more information about the terms of this offer.
Earning Diamond Plus PointsTM: Cardmember(s) earn "Diamond Plus PointsTM" in the following amounts based upon the type of purchase transaction charged to the Account.
b) Earn one (1) Diamond Plus PointTM per $1 spend on all other Net Purchases made with your account.
The following transactions are excluded from purchases and do not earn Diamond Plus PointsTM unless stated: Diamond Resorts™ timeshare down payments, interest, finance charges, balance transfers, convenience checks, cash advances and credit fees. Restrictions apply. There is a fee for Balance Transfers. Balance Transfer Checks and Convenience Checks do not qualify for balance transfer points. Please see the Terms and Conditions for more information.
First Use Bonus Diamond Plus PointsTM: Receive 2,500 Bonus Diamond Plus PointsTM in addition to the regular Diamond Plus PointsTM you earn after making an initial retail purchase with this card. Bonus Diamond Plus PointsTM will post within 60 days of your first purchase. This promotion is limited to new cardmembers.
Earn 500 bonus Diamond Plus Points for every $2,000 in qualifying net purchases made using your Diamond Resorts Mastercard, up to a maximum of 5,000 bonus points, for as long as you remain a cardmember. Timeshare down payments made at the time of account opening, and any timeshare down payments made subsequently on other Diamond Resorts properties, will not count as qualified spend toward your 500 bonus Diamond Plus Points.
Diamond Plus PointsTM can be redeemed for statement credits toward eligible Diamond Resorts™ purchases, airfare purchases, and car rental purchases provided those purchases are $50 or more and made within the past 120 days. Airfare and car rental purchases deemed eligible for redemption are defined by the merchant category code. Purchases made at merchants that do not process transactions under these terms or that use incorrect merchant category codes will not qualify. Barclays is not responsible for incorrectly coded purchases.
The Diamond Resorts Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard Incorporated.