Moderate: Head injury not resulting in brain damage, on-going symptoms such as headaches.
Serious: Physical symptoms or a significant change to your intellect or personality.
Very Serious: Completely blind, or blinded in one eye and/ or severely reduced vision in other.
Moderate: Suffering from partial hearing loss to mild or sever tinnitus.
Serious: Loss of total hearing in one ear or additional symptoms such as dizziness.
Very Serious: Complete deafness. If injured as child, higher compensation can be claimed.
Moderate: Injury to eye that caused pain, or temporary vision problems.
Serious: Loss of eye, lost sight in one eye or suffered some but not total visually impaired.
Moderate: Facial injury twithout broken bones and left very light or no scarring.
Serious: Facial fractures such as broken jaw or nose and broken, damaged teeth.
Moderate: Soft tissue or whiplash injury but have recovered within two years of incident. Restriction of ability to take part in your usual activities.
Serious: Fractures and dislocations that require surgery. Permanent pain, discomfort that limits usual activities.
Very Serious: Neck injuries that seriously affect movement of limbs or the ability to move their neck years after accident.
Moderate: Injuries leading to less serious strains, disc problems and soft tissue damage.
Serious: Back injury causing constant pain or discomfort often due to disturbed ligaments or soft tissue injury.
Very Serious: Back injury that would require surgery such as damaged spinal cord leading to serious consequences such as paralysis, loss of bowel or bladder function.
Moderate: Suffered pain from a soft tissue injury lasting a few months to two years.
Serious: Injury causing ‘frozen shoulder’, or soft tissue damage causing pain and discomfort lasting two years.
Very Serious: Neck injuries resulting in significant disability.
Moderate: Hip or pelvic injury, but recovered within two years of the incident.
Serious: Injury that required a hip operation / replacement.
Moderate: Suffered a degree of disability for a period of time from a broken bone.
Serious: Arm injury not resulting in amputation, but has a serious effect on your ability to use your arm(s).
Very Serious: Amputation of one or both arms.
Moderate: Injuries like tennis elbow or deep cuts that don’t lead to permanent damage.
Serious: Elbow injury that did not require surgery but has resulted in restricted movement.
Very Serious: injury requiring surgery or has resulted in severe disability.
Moderate: Wrist injury that required bandaging or a plaster for weeks.
Serious: Broken wrist or have sustained soft tissue damage.
Very Serious: Wrist injury that has left you either unable to move your wrist or reduced your ability to move your wrist.
Moderate: Suffered from a broken finger.
Very Serious: One or more finger completely amputated.
Moderate: Broken leg or soft-tissue damage.
Serious: Not had to endure an amputation but has suffered serious damage to the leg(s).
Very Serious: One or both legs amputated.
Moderate: Dislocated knee, torn cartilage, cuts or twists.
Serious: Serious damage to the kneecap, ligaments or muscles.
Very Serious: Joint injury has resulted in serious disability, constant pain or muscle wastage.
Moderate: Sprained or broken ankle.
Serious: Ankle injury requiring operation or plaster.
Very Serious: Severe ankle injury leading to serious deformity or disability.
Moderate: Ankle has been left weaker by damage to your Achilles tendon.
Serious: Partial tearing to the Achilles tendon.
Very Serious: Muscles have been severed or restricted ankle movement.
moderate: Constant pain, a limp or aching, but has not led to serious disability.
Serious: Broken heels or feet, or serious damage to just one foot.
Moderate: One or more broken toes.
Serious: Severe trauma to the toe(s) and have either had toes other than the ‘big toe’ amputated.
Very Serious: Amputation of all of your toes or your ‘big toe’.
The total amount of compensation is calculated by combining general damages calculated based on guidance from the Judicial Board Guidelines and our experience from over 25,000 Successful Claims. Plus a figure for special damages, which is the total of your out of pocket expenses incurred.
For all other claims not listed please contact us to get your payment amount.