Everything was smooth as silk. We were able to close a week early, and the closing process was quick and painless.
Chuck make the process easier than we could have ever imagined. We were so happy with him and him going above and beyond to be able to help us close so fast! We will be using him again when the time comes, and I would recommend anyone to Him!!
Chuck Williams is a licensed Mortgage Loan Originator based out of Saline, MI. He has over three years of experience with Guaranteed Rate, working on both the processing and origination sides of mortgage lending. This experience has given him a well-rounded foundation and a unique perspective as to what exactly it takes to get a loan to closing. Using this knowledge, he is an A-Z resource for his clients throughout the entire loan process. He is always available to answer any and all questions, big or small. Chuck will always do his best to give you the best pricing available along with the highest standard of customer service.
It's hard to call anyone a "typical customer" in this business because everybody's needs are unique to their situation. That being said, I do work with a lot of first time home buyers and they have a lot of questions, rightfully so. Some of the questions I typically hear are; What's the difference between closing costs and down payment? What is an escrow account exactly? Can you explain PMI, please? I enjoy the opportunity to explain these things to people and help them gain valuable insight into their home financing.
It all starts with having a conversation. It's imperative to ask the right questions to find the right answers. Once we've had that discussion I will proceed with a full application. Once I have the application, I can see what amount they qualify for and will then shop over 30 investors that we work with to get them the best loan possible. That is why I always recommend submitting a mortgage application before ever shopping for a home.
The most satisfying part of my job is getting a client into their new home quickly with little stress. The type of deal where everyone involved leaves happy. A close second is helping somebody with an important refinance that will help them eliminate bad debt or help get them back on their feet financially. At the end of the day, I get the most satisfaction from helping people.