The Peoples Bank Co. is an FDIC insured institution located in Coldwater, OH. It was founded in 1905 and has approximately $0.52 billion in assets. Customers can open an account at one of its 7 branches.
For a more detailed analysis of The Peoples Bank Co.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.
The top three loan types in The Peoples Bank Co.’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.
Compared to other banks, The Peoples Bank Co.’s loan portfolio does not show any specific loan specialty.
The Peoples Bank Co. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
The following ratios and data are available to help you better understand the financial condition of The Peoples Bank Co.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
As of December 31, 2018, The Peoples Bank Co. had $105,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $54,407,000 in equity and $2,778,000 in loans loss reserves. That gives it a Texas Ratio of 0.18%.
The Peoples Bank Co. has a Return on Equity of 15.81% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
The Peoples Bank Co. has a Capitalization of 10.52% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
As of December 31, 2018, The Peoples Bank Co. had assets of $517,332,000, loans of $280,434,000, and deposits of $460,742,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Frequently Asked Questions About The Peoples Bank Co.
Is The Peoples Bank Co. FDIC insured?
Yes. It is covered under FDIC Certificate #13220.
Why does The Peoples Bank Co. pay such low interest on savings accounts?
Why are The Peoples Bank Co. CD rates not competitive?
Is The Peoples Bank Co. a commercial bank?
Where are The Peoples Bank Co. locations?
Is The Peoples Bank Co. open on Saturdays?
Is The Peoples Bank Co. open on Sundays?
What time does The Peoples Bank Co. open?
What time does The Peoples Bank Co. close?
Are The Peoples Bank Co. ATMs Open 24/7?
Do The Peoples Bank Co. ATMs accept cash deposits?
Can The Peoples Bank Co. customers use other ATMs?
Do The Peoples Bank Co. branches have notaries?
Will The Peoples Bank Co. notarize my document?
What address for The Peoples Bank Co. should I put for incoming ACH transfers?
Will the The Peoples Bank Co. branch print checks?
Do The Peoples Bank Co. checks expire?
Does The Peoples Bank Co. require US citizenship to open account?
Can The Peoples Bank Co. close my account?
Does The Peoples Bank Co. Report to credit bureaus?
Does The Peoples Bank Co. Use Equifax?
What is The Peoples Bank Co.'s ACH Routing Number?
What is The Peoples Bank Co.'s SWIFT code?
Does The Peoples Bank Co. offer mortgages?
Does The Peoples Bank Co. offer home equity lines of credit and home equity loans?
Does The Peoples Bank Co. offer personal loans?
Does The Peoples Bank Co. offer student loans?
Will The Peoples Bank Co. cash a check?
Will The Peoples Bank Co. redeem a savings bond?
Does The Peoples Bank Co. cash savings bonds?
Will The Peoples Bank Co. cash money orders?
Can The Peoples Bank Co. issue a money order?
Does The Peoples Bank Co. do currency exchange?
Who owns The Peoples Bank Co.?
How long has The Peoples Bank Co. been around?
Can The Peoples Bank Co. transfer to other banks?
Does The Peoples Bank Co. have quick pay?
Does The Peoples Bank Co. accept rolled coins?
Will The Peoples Bank Co. accept loose change?
Where is The Peoples Bank Co. headquarters?
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