Find essential information about Bank of Queensland home loans on this page. Skip ahead to the full table of products or read more about Bank of Queensland home loans below.
Home buyers. The Bank of Queensland Fixed Rate Home Loan - 2 Year Fixed Rate Discount Rate $150k+ <80% LVR> has a 3.59% p.a. interest rate and lets you borrow up to 90%.
Investors. The Bank of Queensland Fixed Rate Home Loan - 2 Year Fixed Rate Discount Rate (investor) has a 3.89% p.a. interest rate and lets you borrow up to 90%.
Invest in property with the certainty of a fixed, interest only rate.
Refinance or fix your new home loan for 3 years to secure a low interest rate. Low doc option available.
2 year fixed investor loan with principal and interest repayments.
Special offer for new lending between $150k-$500k & under 80% LVR.
A low interest rate home loan with no application fee. Borrow up to 95% of house valuation.
A variable rate package loan with rate and fee discounts.
Unlock your home equity with an interest only, variable line of credit.
Get finance for your new home while you organise the sale of your old one.
With more 270 branches across Australia, BOQ has been doing business since 1874.
BOQ is a leading regional bank that is not owned by any of the Big Four banks.
BOQ is completely independent and offers a range of personal banking products and services.
Bank of Queensland fer fixed and variable rates for investors and owner occupiers, with basic and package offers.
Some of Bank of Queensland's home loans let you borrow up to 95%.
The Bank of Queensland privileges package lets you combine a mortgages with an offset account, credit card, transaction account and other BOQ products.
Some Bank of Queensland mortgages come with a 100% offset account, depending on the product and your borrowing situation.
come with a redraw facility.
How do I apply for a Bank of Queensland mortgage?
You can learn more about a specific Bank of Queensland mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to a Bank of Queensland lending specialist.
Hi i would like to know if you offer indigenous home loans?
Thank you for your question and for contacting finder.com.au – we are a financial comparison website and general information service we are not mortgage specialists so can only offer general advice.
If you want to know the lenders that offer Indigenous Home Loans, please refer to our guide on this page.
I would like to apply for vacant land loan.
Could you please let me know if you offer such a loan and if yes how can I apply?
finder.com.au is an online comparison service so we are not a lender and we don’t provide loans ourselves. However, you can learn more about vacant home loans on this page.
Please keep in mind that these types of loan typically have a lower loan-to-value (LVR) ratio due to the conservative approach that lenders have for vacant land loans.
If you’d like to discuss your eligibility for a vacant land home loan, please get in touch with a mortgage broker to discuss your options.
I am looking for a land loan. Could you point me in the direction with information.
You might be interested to read our page about vacant land home loans and you can compare a range of construction loans on this page.
Keep in mind that lenders often take a conservative approach towards vacant land and construction home loans and they may offer a lower maximum LVR compared to traditional home loans. As a result, you may need to complete a larger deposit in order to be approved.
I’m looking for a suitable home loan as a first home buyer. Would a broker get a better deal if I use one or I can get the same deal if I do it myself direct to the bank?
Brokers can sometimes get access to special broker only rates, but on the flip side, some online lenders only deal with consumers, not brokers. It might be a good idea to compare rates and see what deals are available and then speak to a broker once you’re aware of the rates on offer. This way you can be sure you get the best deal for you.
You have reached finder.com.au which is a financial comparison website, please click on the “Go to site” button above in order to contact Bank of Queensland directly. But please note that their special offer on their 3 years fixed rate ends tonight, 30th June 2015, so if you would like to take advantage of the current interest rate you will need to apply today.
Hi!Im a casual employee, working 32 hrs a week currently renting and nearly finishing our lease.Is it possible for me to apply for home loan?I don’t have any savings but my husband have investments.He is not working,just me.Can we like do joint home loan?
Many lenders offer home loans for casual workers, you can find a list of brokers on this page.
Depending on the lender, it should be possible for you to carry out a joint application.
Hello our son 22 and daughter 21 would like to purchase a home on the Gold Coast for about $475000 we are going to help them pay out their credit cards and personal loans which are small amounts with Com bank, and give them a large deposit, I believe there is a clause on gifts from parents trying to help ?
In some cases, lenders, such as Bank of Queensland (BOQ) accept non-refundable gifts to go towards a deposit. However, BOQ will treat each application on a case-by-case basis so you will need to get in touch with BOQ directly to discuss your children’s application.
what are the new interest rates after the last interest rate drop?
Bank of Queensland have announced that they will pass a -0.25% cut of their SVR, effective from February 24, 2015. At the time of writing the SVR is 6.01% p.a.
Does the bank do a part purchase of a property?
Yes Bank of Queensland can facilitate a part purchase of a property. Please get in touch with them directly to discuss what options are available to you.
My mother aged 70yrs is moving to Australia from NZ. She will bring with her $300K for a new home but will be about $50k short. She is on NZ Superannuation and qualifies for the aged pension here (approx $870 fortnight). Would she qualify for a home loan for the shortfall or would her age prevent this?
These types of applications are handled on a case by case basis, so it’s best to get in touch with BoQ directly to enquire about your mother’s eligibility. BoQ will look at your mother’s situation and assess her against their lending criteria.