An FHA Mortgage is a Mortgage Loan insured by the FHA (Federal Housing Administration). The FHA does NOT lend money, they insure the mortgage which protects the lender from loss on a property. FHA Mortgages have regained popularity over recent years as Conventional Mortgages have become harder and harder to qualify. There are a multitude of reasons why a home buyer or homeowner would be best suited for an FHA loan as opposed to a conventional loan. Please consult one of our highly qualified Mortgage Loan Originators for details.