Financial Planning Lafayette CA | HC Financial Advisors Inc.
Our clients come to us because they are facing a life transition and want assistance in navigating it. They may have been doing their finances on their own or had an advisor who wasn’t able to help them make the transition. They want fiduciary advisors with the expertise to help them seamlessly move into this new phase of life.
Whether you see retirement on the horizon or it has already arrived, you probably are feeling a bit of urgency. You may have concerns, such as whether you will outlive your money, and a multitude of questions, like how to turn your retirement savings into a monthly paycheck. You probably have bucket list goals too and wonder if they are financially feasible.
An inheritance or other financial windfall brings the potential to make long-held goals or financial independence possible. However, you may lack the expertise to implement the financial strategies that can make the most of your inheritance, and you may be struggling with emotional complexities, such as a desire to use the money according to the deceased’s values.
Whether you find yourself single again due to divorce or the death of a spouse, you may be facing one of the most challenging times of your life. Not only are you dealing with the emotional component of moving forward, you may be feeling anxious about your financial security.
You may have heard of the “sandwich generation”—those coping with the dual challenges of caring for elderly parents and meeting the financial needs of adult or near-adult children. If this is you, or if it could be you soon, you may be feeling overwhelmed and uncertain that you can help your family without sacrificing your retirement.