The first step in the home buying process is to speak with a lender about your loan options and then getting pre-approved. It is important to establish your budget and know the details of your financing up front so you are prepared when you find your dream home. Once you are pre-approved you will receive a pre-approval letter which prospective sellers are going to want to see when you make an offer. This shows that you have your financing in place and are a qualified buyer.
Getting pre-qualified is easy and can be done online, over the phone or in person. We can also assist you with any questions you may have and explain the different types of loan options available including ZERO DOWN-PAYMENT!