Parwaiz Ahmad Najar an alumnus of Kashmir University is currently associated with Life Insurance Corporation of India as Assistant Administrative Officer. He has got a multi dimensional academic exposure, having a BSc. from Kashmir University, Master of Tourism Management from IGNOU New Delhi, Master of Business Administration (Finance) from Jaipur National University, Jaipur . He is a Fellow of Insurance Institute of India. In addition to this he serves as a guest faculty at Divisional Training Centre, Srinagar (LIC of India). He has published several papers in various national and international journals of very high impact factor. His areas of interest are Insurance accounting and finance, actuarial knowledge. He has a vast knowledge of e-Feap (Enhanced Front End Application) software of LIC India.