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When it comes to benefits and perks, staff adjusters were more likely to have life insurance, medical insurance, dental insurance, supplemental life insurance and a pension plan than those working independently.
Air travel expense reimbursement, tools like cell phones, laptop computers and home internet access were provided to the same degree by both insurers and independent adjusting firms.
Slightly more staff adjusters (98 percent) work full-time compared to independent adjusters (90%), but this gives the independents more flexibility to work part-time (almost 11 percent). Fifty-five percent of the respondents said their firms allowed telecommuting and 45 percent said their firms still did not allow this option, although they wished their companies did.