IPC supported Guangzhou Rural Commercial Bank in implementing cash-flow-based MSME lending operations and building these capacities by applying international best practices and standards. The project aimed to enable the bank to develop and further expand MSME lending operations after the consultancy assignment, particularly by establishing and staffing a specialised MSME lending department at head-office level and by expanding MSME-lending operations in 7 outlets through branch-level MSME-lending units.
IPC’s results-oriented approach aimed to create a healthy and sizable MSME loan portfolio, which would not have been possible without the project, and to establish a dedicated team of MSME-lending staff consisting of loan officers, back-office staff, supervisory staff, in-house trainers and internal control staff.