Fanny Ann was born in 1873 and was the oldest surviving daughter. William had an aunt named Fanny he had left behind in England, and he probably named his little daughter after her. Fanny Ann was musical and a serious student. Her treatise, Duties and Privileges of Capital, was published in the Walla Walla Union Bulletin. She wrote: "Man is not satisfied with the necessities of life. He ever desires something higher and better. He labors that he may satisfy the cravings of desire, but the aims toward which these cravings are directed can never be attained.” This statement is as true today as it was then and reveals her insight and intelligence.
Fanny Ann graduated from Whitman College in 1892, and in 1894 married Allen H. Reynolds; their marriage uniting two local pioneer families. Allen and Fanny Ann moved into a house right next door to Kirkman House, where they raised three children Almos, William, and Ruth. Fanny served on the Symphony board and died in 1947 at age 74--the last surviving member of Whitman College's graduating class of 1892.