What is California SR-22 Insurance?
An SR-22 is simply a filing that your Auto Insurance company files with the CA DMV that lets them know you carry an active auto insurance policy. It's required when the DMV decides to allow a person driving privileges only if they carry valid Auto Insurance. An SR-22 filing allows the DMV to keep track of your Auto Insurance as the insurance companies are required to notify the DMV anytime your coverage becomes inactive. Usually in California, the DMV will require an SR-22 insurance policy to be carried for a term of 3 years, if at any time during these 3 years your SR-22 gets cancelled, the DMV will suspend your license pending proof of an active SR-22 policy as well as another reinstatement fee.
Reasons a SR-22 may be required in California?
In California, divers require proof of insurance filing form SR-22 mainly after being booked for a DUI or being involved in an accident without proper Liability Insurance. SR-22 filing is mandatory under California driving laws in order to reinstate your license after being suspended for any of the above reasons. The SR-22 form is issued by your insurance company and is filed with the CA DMV allowing driving privileges to be reinstated given that all other DMV requirements have been met. In DUI cases, the DMV will likely require enrollment or completion of a DUI course in addition to an SR-22.
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