Q: How do I start to end credit card fraud and I think I know who did it to me?
Contact the credit card companies to report it. Report it to the credit bureaus as a fraud. File a police report.
Deny everything in writing. Call the US Department of Education to report the fraud as well.
Q: Can I sue the company whose data was breached and caused my identity theft?
There are usually class actions for this if you are referring to one of the cases in the news.
Q: If I use my husband's Amazon account and credit card without his knowledge, is this technically a form of ID theft?
It is not ID theft. It is plain criminal theft.
Q: What is the best way to go about check fraud?
Our firm routinely handles these small claims cases for a flat rate of $725.
I’m NY, small claims court has subject matter jurisdiction over amounts in dispute between $0 and $5000; civil court between $5000 and $25,000, and supreme court in New York entertains cases where the amounts sort by plaintiff and our defendant and counterclaims exceeds $25,000.
Q: Voluntary discontinuance. form Foster and Garbus in case however its don't say with prejudice was my dads debt.
It does not matter now. The statute of limitations would be expired. Plus, you are not liable for dad's debts.
Q: Who do I report an incidence of identity theft to in New York? My city? Or some higher-up entity?
The police, and any company impacted like your bank, etc. Also, put a fraud alert on your credit report.
Q: What is the punishment for someone using another person's Social Security number?
It depends what they did, where they did it, and if it was with consent or not.
Q: Hi i was given a desk appearance ticket due to a false report but I then told the truth will I just be facing probation?
Go to court. Ask for a conditional dismissal, which means if you have a clean record for six months, the charge is dropped.
Q: I found out someone is using my name and they have a criminal record - what do I do to wipe that off?
It depends on what they did. Make a police report. Contact each fake debt and make a fraud report. On your credit report, put a fraud alert.
Q: What happens if I was given an HR password and used it to log into the account and saw information about myself?
Although you "could be charged" by the police for a violation or low-level misdemeanor (like criminal mischief), the DA will probably decline to prosecute and even if they do, nothing will likely come of it. You lacked the "Mens Rea" (or guilty mind) for a more serious criminal offense or to make any stick. Remember the prosecution's standard of proof is 'beyond a reasonable doubt'.
Immediate. Also, you may be responsible anyway.
Q: Father in law using husbands personal information without consent.
Your husband should run his credit report. He can do it for free at annualcreditreport.com. You do not get your score but you get the entries. See what is there. Put a fraud complaint on anything false. If you are actually out money, file a police report.
Q: Do i file a police report if my identity has been compromised?
Yes. And a fraud alert with each credit bureau.
Q: Is it recommended that you get a new social security number if you feel it's been compromised?
You can try, but actually it is VERY hard to change numbers. Put a fraud alert on your credit report.
Q: I am being denied a police report from my local precinct and being told that I must file somewhere else. Is this lawful?
Getting a police report changed is difficult. You may want to start with filing a police report that your identity was used by someone other than yourself. If the matter is investigated, that officer will be in a position to request that the accident report be corrected.
Q: I used my ex girlfriends debit card with out her permission. I have already paid all the charges back to her in full.
If she accepted payment back it is unlikely any prosecutor would pursue anything. You would claim it was a loan you paid back. Do not admit to using it without permission.
Q: If I let Equifax know my identity's been stolen, am I required to do anything else?
If you know that something was done in your name you must inform the police, and the institution that gave false credit to the thief.
Q: Am I able to change my social security number?
Under very, very narrow circumstances. You need to deal directly with the Social Security Administration.
Q: I need to know what to do when the company I worked for looses my hire papers that have a copy ofmy SS card in it.
Monitor your credit closely and/or hire a company to do it for you.
If you used USPS did you mail it certified with return receipt? Use e-mail next time. Few tech savvy ones use USPS or faxes any more.
If you have no written agreement that you and employer signed start looking for another job.
If you quit the DOL might find you did not have good cause to quit and you might not get unemployment.