We are an independent community bank based in Norwich, N.Y. We trace our roots back to 1856 and are proud of our heritage of building long-term financial relationships. Today, NBT Bank offers personal banking, asset management and business services through a network of 155 banking locations in six states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine. Our customers have the added convenience of an extensive ATM network, and we provide many services online.