We often take for granted the lifestyle we live, providing for our family with our ability to maintain steady employment and generate income. But what if this income is compromised by sickness or injury? Zurich Ezicover Income Protection has been designed to act as a safety net by paying a monthly benefit to help maintain your lifestyle whilst you recover. Because your family and lifestyle is worth protecting.
Replaces part of your income if you can't work due to sickness or injury for longer than the waiting period.
Helps you to cover ongoing expenses until you can return to work.
Provides you peace of mind so you can focus on your recovery.
Why Choose Ezicover Income Protection?
Sickness & Injury Cover can pay a monthly benefit while you are disabled and unable to work in any occupation solely due to sickness or injury for longer than the chosen waiting period.
If you would like to choose this cover, you can select it on the initial quote page. If you do not qualify for Sickness & Injury Cover, you may still be eligible for Injury Only cover.
Injury Only Cover can pay a monthly benefit while you are disabled and unable to work in any occupation solely due to injury for longer than the chosen waiting period.
If you would like to choose this cover, you can select it on the initial quote page. Additionally, if you have a medical condition or history that prevents you from applying for Sickness & Injury Cover, Injury Only cover may still be available.
Get your first month with us for free!
Get monthly payment up to 75% of your pre-disability income (maximum $12,000 per month) if you are unable to work due to sickness or injury for longer than the chosen waiting period.
Get monthly payments up to your chosen benefit period (max 5 years) if you are unable to work due to sickness or injury for longer than the chosen waiting period.
How much do you think it costs?
Ezicover Income Protection can pay you a monthly benefit if due to injury and / or sickness you are disabled and unable to work for longer than the waiting period.
Call Zurich to receive a claims form on 1800 025 015.
Benefit payments, for all valid claims, are made monthly, with the first payment commencing 15 days after the waiting period ends, helping you better manage your expenses. Benefits under this policy are payable to you, the policy owner.
What am I not covered for?
any other condition/exclusion agreed with you at time of application, specifically noted on your Policy schedule.
What if I lose my job, am I covered for this?
No. Redundancy or loss of job that is not a result of sickness or injury is not covered.
When can I change my cover?
reinstate cover after cover has lapsed subject to approval.
You must submit a signed written request to us if you want to make a change to the policy. In order to consider your request, we may ask for further information. If we agree, we will confirm any changes in writing. Only an authorised member of our staff can agree to change or waive any condition of the policy.
When does my policy end?
*Source: Income protection gaps: a rising global challenge, Zurich/Smith School, University of Oxford, November 2015.