Welcome to your October 2014 Insider Newsletter.
We discuss how confidence amongst small businesses has reached record levels, research by the Federation of Small Businesses (FSB) has found.
We also look at how fewer SME's are using bank interest along with how the RTI penalty has been delayed for smaller businesses.
Finally in your money we discuss how the number of annuities sold fell by more than a third between the first and second quarters of 2014.