American State Bank & Trust Company is an FDIC insured institution located in Wichita, KS. It was founded in 2001 and has approximately $0.68 billion in assets. Customers can open an account at one of its 10 branches.
For a more detailed analysis of American State Bank & Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.
The top three loan types in American State Bank & Trust Company’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Farm Loans.
Compared to other banks in Kansas, American State Bank & Trust Company has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.
American State Bank & Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
The following ratios and data are available to help you better understand the financial condition of American State Bank & Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
As of December 31, 2018, American State Bank & Trust Company had $619,000 in non-current loans and $38,000 in owned real estate. To cover these potential losses it had $85,816,000 in equity and $4,058,000 in loans loss reserves. That gives it a Texas Ratio of 0.73%.
American State Bank & Trust Company has a Return on Equity of 6.48% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
American State Bank & Trust Company has a Capitalization of 12.68% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
As of December 31, 2018, American State Bank & Trust Company had assets of $677,020,000, loans of $428,845,000, and deposits of $572,111,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Is American State Bank & Trust Company FDIC insured?
Yes. It is covered under FDIC Certificate #57144.
Why does American State Bank & Trust Company pay such low interest on savings accounts?
Why are American State Bank & Trust Company CD rates not competitive?
Is American State Bank & Trust Company a commercial bank?
Where are American State Bank & Trust Company locations?
Is American State Bank & Trust Company open on Saturdays?
Is American State Bank & Trust Company open on Sundays?
What time does American State Bank & Trust Company open?
What time does American State Bank & Trust Company close?
Are American State Bank & Trust Company ATMs Open 24/7?
Do American State Bank & Trust Company ATMs accept cash deposits?
Can American State Bank & Trust Company customers use other ATMs?
Do American State Bank & Trust Company branches have notaries?
Will American State Bank & Trust Company notarize my document?
What address for American State Bank & Trust Company should I put for incoming ACH transfers?
Will the American State Bank & Trust Company branch print checks?
Do American State Bank & Trust Company checks expire?
Does American State Bank & Trust Company require US citizenship to open account?
Can American State Bank & Trust Company close my account?
Does American State Bank & Trust Company Report to credit bureaus?
Does American State Bank & Trust Company Use Equifax?
What is American State Bank & Trust Company's ACH Routing Number?
What is American State Bank & Trust Company's SWIFT code?
Does American State Bank & Trust Company offer mortgages?
Does American State Bank & Trust Company offer home equity lines of credit and home equity loans?
Does American State Bank & Trust Company offer personal loans?
Does American State Bank & Trust Company offer student loans?
Will American State Bank & Trust Company cash a check?
Will American State Bank & Trust Company redeem a savings bond?
Does American State Bank & Trust Company cash savings bonds?
Will American State Bank & Trust Company cash money orders?
Can American State Bank & Trust Company issue a money order?
Does American State Bank & Trust Company do currency exchange?
Who owns American State Bank & Trust Company?
How long has American State Bank & Trust Company been around?
Can American State Bank & Trust Company transfer to other banks?
Does American State Bank & Trust Company have quick pay?
Does American State Bank & Trust Company accept rolled coins?
Will American State Bank & Trust Company accept loose change?
Where is American State Bank & Trust Company headquarters?
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