Has the bank turned you down for a loan? The Government has set up a scheme called the Enterprise Finance Guarantee scheme. The loans are available through the main high street banks but come with a 75% guarantee from the government. The borrower is still liable to pay back 100% of the loan but the bank may lend to applicants who do not have security available. More information can be found here.
There is a 2% annual charge paid to the government annually on the reducing balance of the loan.
If you need help with an application and or the business plan here at Green and Co we offer this service to a number of our clients.