I need to take care of myself by making certain I'm getting enough rest. If I'm worn out and exhausted, I can't be a good student / parent / friend. I need to be in bed no later than 9 p.m. I am hoping the meditation routine will dovetail with this.
Financial worry is soul-crushing. I recently read a report on the effects of poverty sapping nearly an entire standard deviation from a person's intelligence, and I can completely believe that. The mental peace that will come from financial clarity is huge.