With some legacy banks, they seem to cap Apple Pay payments at £100. This is evidenced through trying at different retailers, some with known updated terminals. I believe banks have the option to limit Apple Pay transaction values.
With this in mind, is Monzo & Apple Pay truly unlimited? Has anyone successfully made a payment over £100 with Apple Pay on Monzo yet?
I’ll defer to our FAQ on that one.
Apple Pay is an easy, secure and private way to pay. Add your Monzo card to Apple Pay through your Wallet, or by going to the Account tab in the Monzo app.
There is no limit on Apple Pay transactions, but some merchants apply the contactless limit and will only accept payments of up to £30. Transactions made in-app and in Safari browser are not limited.