Securities are offered through Raymond James Financial Services, Inc. member FINRA/SIPC. Securities are not insured by bank insurance, are not deposits, obligations or guaranteed by the bank and are not insured by the FDIC or any other government agency and are subject to risks, including the possible loss of principal. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Bremer Investment Services and Bremer Bank are independent of Raymond James.