Joe began his career with Dean Witter’s Walnut Creek office in 1968. Feeling he could better serve clients as a fee-only investment advisor, in 1977 he formed an SEC registered investment advisory firm. In 1988, Joe joined with Martin Pring and co-founded Pring Turner Investment Management. Joe firmly believes one learns a subject best by teaching it. On that basis, Joe has taught multiple graduate level courses at Golden Gate University in San Francisco on financial planning topics related to businesss cycle investment strategy. Joe is a graduate of Oregon State University. In his time away from the Walnut Creek office he enjoys hunting, hiking and spending time with family and new grandchildren.