Some Virtual Assistants work at home without any specific business insurance policy to cover their VA business, but many others consider it important.
How do you know if a business policy is something you need? And is it something you can afford?
One thing to consider is your particular niche and the services you provide. For instance virtual assistants who work in the real estate, medical, legal and financial industries more often desire additional protection from some type of insurance coverage, it may not be necessary in other industries.