Managing money takes years of training and experience. Without education, it is unrealistic to believe that the majority of participants will be able to wade through a long list of investment options and choose the one that works best for their specific situation.
We offer participants two professionally managed solutions‒Risk-Based Portfolios and Age-Based Portfolios. While we encourage participants to do their own research and stay informed, our experienced portfolio managers handle the investment decision making and rebalancing. We create these portfolios using stocks, bonds, mutual funds and ETFs.
Risk-Based Portfolios allow participants to invest their retirement plan assets based on their specific risk tolerance and investment objectives. Our Investor Profile Questionnaire can help participants determine the portfolio that may be right for them. If their risk tolerance or investment objectives change, participants can select a different portfolio at any time.
Participants select a portfolio option based on their current age. Over time, Meeder will automatically move participant assets to a more conservative portfolio as they grow closer to their retirement age.
In today’s rapidly changing regulatory environment, effectively managing a retirement plan can be a formidable task for fiduciaries. Plan Sponsors have a duty to act prudently in all areas of a retirement plan—from the evaluation, selection and monitoring of service providers to day-to-day plan administration. One of the most difficult tasks for a plan sponsor is choosing and managing the investment options offered to participants. Many plan sponsors recognize they don’t have the time or expertise to fulfill their fiduciary role, and seek support from experienced investment professionals. Meeder offers fiduciary services to meet the unique needs of plan sponsors and participants.