Our policies automatically provide contents insurance up to £50,000. This useful tool will help you calculate the value of your contents. For more details on our cover, see our policy documents.
Scroll through the whole page or use the buttons below to go to the appropriate sections.
Enter the replacement value in pounds for the item(s). Each time you have completed a section you need to click CALCULATE to reset the sub-total.
Once you have completed all the necessary sections click CALCULATE TOTAL. If you prefer, you can print off the form in landscape and fill in manually.
If your computer equipment is valued at more than £5,000 (£10,000 if you have a Home Insurance Plus policy) or is used for business purposes other than office or paper work, please call us on 0345 246 3564. If cover is required away from home e.g. for laptops, please add personal possessions cover to your policy.
Fitted kitchen units/wardrobes/bathroom suites are part of the building. They do not need to be included under contents.
* Fitted kitchen units/wardrobes/bathroom suites fall under the definition of buildings.
Bathroom suite is covered under buildings insurance.
Our policy automatically includes cover for contents in your garden up to £1000 (up to £2,500 if you have a Home Insurance Plus policy).
For valuables in the home or items covered under Personal Possessions cover, please provide specific details of items individually valued at more than £2000 (more than £3,000 if you have a Home Insurance Plus policy).
On our Home Insurance policy, pedal bicycles must be specified separately, regardless of value, if you require cover outside the home. (If you have a Home Insurance Plus policy pedal bicycles are automatically included, up to £1,000 per cycle, under Personal Possessions).
Money in the home and credit cards are automatically covered up to £500 (If you have a Home Insurance Plus policy, Money is covered up to £1,000 and Credit Cards are covered up to £5,000).
* Please provide specific details of items that are valued over £2000 (more than £3,000 if you have a Home Insurance Plus policy) and that you wish to insure separately.
Don’t forget with a Direct Line Home Insurance policy you can get accidental cover for accidental damage, personal possessions and family legal protection. If you choose to take out Direct Line Home Insurance Plus, these covers will be included as standard.
If you require over £100,000 of contents, you may wish to consider our SELECT Premier policy. SELECT Premier home insurance includes accidental damage cover as standard and covers your contents for loss or damage whilst away from the home anywhere in the world (for up to 60 consecutive days).