If you're planning on going skiing or snowboarding during your trip, you'll need to add the Snow Sports option to be covered.
Why do I need Ski and Snowboard Travel Insurance?
Tens of thousands of us go overseas every year to hit the slopes in the colder parts of the world. In Canada, there are entire Australian communities spread across the mountains, running the chairlifts and teaching in the ski schools. However, there is a downside to all of the crazy excitement and adventure that skiing holidays can bring – when something goes wrong, it goes badly wrong.
Every year, we see literally hundreds of claims for broken bones, torn ligaments and other injuries due to accidents on the slopes. And in North America and Japan, treating those injuries is expensive! If you’re off to shred some powder, add Snow Sports cover to your policy!
What does ski and snowboard travel insurance cover?
For full terms, conditions, limitations and exclusions please read the policy wording.
What happens if I don’t take snow sports cover?
Your policy won’t cover you for any claims arising from your participation in skiing, snowboarding, dog sledding, tobogganing, etc. We’ll probably cover you if you have an accident building a snowman though, depending on where you build it. You’ll be covered for all other things as per the normal policy wording.
Can I add snow sports cover on later, once I've bought a policy?
Unfortunately, no. You need to add it at the time of purchase. If you’re on a longer trip and are only spending a few days in the snow, you might consider buying another policy just for those days that has snow sports cover on it.
Is snow sports cover just for medical expenses?
No. It gives you cover under many other benefits – for example, without snow sports cover, if you broke your leg and had to cancel a flight, a policy without snow sports cover would not cover that. It also gives you cover for some smaller things, such as compensation for piste closure; cancellation cover for snow gear hire, lift passes and ski school; hiring replacement ski gear if yours is lost, stolen or damaged (and the claim is accepted under the usual T&Cs); and for accidental damage to ski gear you hire.
Are there any snow sports that you don’t cover?
We don’t cover the following: racing; bobsleighing/bobsledding; luge; skeleton; tubing; ski acrobatics; ski jumping; skijoring; snow kiting; snow biking; snow rafting; ice hockey; ice climbing; activities on frozen lakes and rivers; any form of power assisted skiing; or any events that occur outside the normal ski season for the resort.
There’s no denying that a trip to the snow can be the trip of a lifetime. You could wind up experiencing the best week of the season, or you could be there during the worst. Snow is fickle and the only thing more unpredictable than Mother Nature is the other enthusiasts you’re sharing the mountain with.
Here are seven tips to save you coin on your next ski trip.
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Thousands of travellers in the UK, Canada and the United States have been left stranded as severe weather has forced airlines to ground hundreds of flights in the busy lead up to Christmas.
Here is what you need to know if you plan on travelling to or are already in the impacted areas.