As your trusted insurance advisor, you can expect several important benefits from Goodrich & Watson. We will provide you with comprehensive insurance coverage, competitive pricing, best-in-class service and options so that you fully understand your business exposures and what products are available to you to address these risks. This means not only offering you what you need to shield your assets from losses that could impact your operation but also making sure you have enough coverage in the event of a catastrophic loss.
A customer slips and falls on his back on your premises and seriously injures himself while exiting your business.
Your building has a carbon monoxide leak that results in multiple injuries.
A customer is accused of stealing, proves his innocence and later sues for defamation of character.
We believe strongly that a comprehensive business insurance program should include Umbrella/Excess Liability Insurance. This coverage is designed to provide an extra layer of protection over and above standard Commercial Liability policies, which may not be sufficient enough in the event of a devastating loss – especially in today’s litigious environment where $1 million lawsuits are commonplace.
Our experienced professional staff will review your assets, exposures and the amount of risk your business can tolerate in order to secure an affordable Umbrella policy from the top-rated insurers we represent.
With Umbrella Insurance/Excess Liability coverage, you’re extending the coverage you presently have in the event your business is faced with a liability claim that maxes out the limits of your General Liability, Product Liability or Commercial Auto policy. The Umbrella policy steps in when your underlying limits are exhausted, providing protection from various types of liability, including personal injury, liquor law, contractual and vehicle.
We look forward to speaking with you about your commercial umbrella insurance needs. Please give us a call at 757-591-2032 to find out how we can help protect you today and into the future.