Useful Information.....Did you know that�..
there is an Act of Parliament that Under section 187 of the Social Security Administration Act 1992: apparently, this makes it a criminal offence for banks to take bank charges out of the accounts of people who are entirely dependent on social security benefits.
if you are in receipt of any of the following benefits.
That the bank can not apply any charges to money received as benefit, and any such charges are unlawful and therefore disallowed.
All sums taken for services by direct debit for goods that are faulty or never supplied can be put in dispute with your bank and the money must be refunded by the bank. The front line staff at a bank call centre may deny this but if you escalate through their official complaints procedure they will have to refund the payments disputed.
At this point it is up to the merchant to then pursue you directly for any money that it claims it is still owed.
Just left school and starting your first job- read the employee notice first!
The loss of a loved one through death is an experience that most of us will endure at some time in our lives. There are probably as many different ways that the grief caused by bereavement is felt and expressed as there are individuals who grieve.
Perhaps we could begin to accept that death is a part of the life-cycle. Perhaps, when death does effect us, the sharing of experience and emotion, rather than its suppression, can help with a personal bereavement or can help us bring comfort to others.
A Royal College of Psychiatrists Website.
"Information about some of the ways in which people grieve after such a loss, about the ways in which bereaved people can get stuck in the grieving process, and the help available."
Cruse is the leading charity in the U.K. specialising in bereavement.