We have standard overdraft practices that come with your account such as a link to a Savings account.
We offer overdraft protection plans such as a Line of Credit loan.
Automatic bill payments such as gym membership.
We pay overdrafts at our discretion (up to $50), which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
What fees will I be charged if MCCU pays my overdraft?
We will charge you a fee of $5 each time we pay an overdraft from Savings and/or $30 for a returned item.
What if I want MCCU to authorize and pay overdrafts on my everyday debit card transactions?
If you also want us to authorize and pay overdrafts on everyday debit card transactions, call (310) 638-5147, visit our branch or complete the form in the right-hand column of this page.
Please note, you may reinstate or revoke your Opt In decision at any time.
Please add a value for Opt In.