Timothy A. Grout has over 30 years of financial management experience at the Procter & Gamble Company, and earned an MBA in finance from Xavier University in Cincinnati. His experience includes roles of increasing responsibility in transitioning the company through major global accounting system and operational changes. Tim developed an interest in financial planning when he was working with family and friends who couldn't find the holistic financial services they needed, leading him to become a CERTIFIED FINANCIAL PLANNER™ professional. He lives in Montgomery, Ohio with his wife Karen and their two children.