sun on the rocks terms and backstory information from previous episodes buddha talk : corpulent , shady genius of circular money flows , scholar of sexual ecstasy , occasional buddhist and worshipper of a lobster shrine for good karma , buddha talk is banking agent and the heir apparent of lofty bank , a cayman islands banking institution with no particular regard for its clients and a lock on ownership held by a great dane , lord moorehead iii , british by upbringing and inheritance granted by lord moorehead ii , a man , old , very old , and dead now , at age ninety seven , previous british lord , owner of lofty bank , who gave all of its wealth and bank ownership rights to its dog .