As you are aware, practices and conventions vary within the European Union, so that between mortgage credits, between personal loans, and between credits allocated there are very different balances from one Member State to another, and we have to face up to the reality of the mechanisms and risks of dumping which exist as a result of different national practices.
Com’è noto, le prassi e gli usi vigenti in seno all’Unione europea sono tali per cui, tra crediti ipotecari, prestiti personali o fondi stanziati ci sono equilibri assai diversi nei singoli Stati membri, e dobbiamo confrontarci con la realtà dei meccanismi e dei rischi di che esistono in funzione delle diverse prassi nazionali.