From here the highway then crosses the Tumut River and heads into the town of Tumut itself, taking on the names Blowering Street, Fitzroy Street, and Adelong Street within the urban area. West of Tumut the road crosses a large valley created by Gilmore Creek and Deep Creek, before a small climb through Adelong Gap into the town of Adelong, taking on the names Tumut Street, Inglis Street, and Lynch Street within the urban area. Beyond Adelong, the road continues northeast through undulating terrain before crossing Hillas Creek and then following it for the last few kilometres until the Snowy Mountains Highway's western terminus at the Hume Highway, located roughly halfway between Gundagai and Tarcutta.