Mr. Lewis said New York 's average closing costs still led the nation last year , at $ 3,867 , but that amount was based on settlements in New York City , whereas this year 's estimates were based on mortgages closed in Buffalo , where the average mortgage amount is far less and where mortgage taxes are lower .
New York /location/location/contains New York City
New York /location/location/contains Buffalo
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New York
LOCATION
New York City
LOCATION
/location/location/contains
New York
LOCATION
Buffalo
LOCATION
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