Etti Baranoff , associate professor of insurance and finance at Virginia Commonwealth University in Richmond , said employees seeking these Social Security benefits must prove that they are unable to do work of any kind . ''
Richmond /location/location/contains Virginia Commonwealth University
NNP NNP , JJ NN IN NN CC NN IN NNP NNP NNP IN NNP , VBD NNS VBG DT NNP NNP NNS MD VB IN PRP VBP JJ TO VB NN IN DT NN . ''
Richmond
LOCATION
Virginia Commonwealth University
ORGANIZATION
/location/location/contains