This company is in a massive transition phase , and it 's got real headwinds -- a tough market and a flat yield curve -- that it 's working against , '' said Meredith Whitney , an analyst and executive director at CIBC World Markets , which owns shares of J.P. Morgan and rates it an underperform . ''
Meredith Whitney /business/person/company CIBC World Markets
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Meredith Whitney
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CIBC World Markets
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