medicare is an example of hospital insurance type of health insurance.
medicare is an example of what type of health insurance?
hospital insurance
there was a renewed push for health insurance reform in 1974. in january, representatives martha griffiths and james c. corman introduced the health security act, a universal national health insurance program providing comprehensive benefits without any cost sharing backed by the afl-cio and uaw. the following month nixon proposed the comprehensive health insurance act, consisting of an employer mandate to offer private health insurance if employees volunteered to pay 25 percent of premiums, replacement of medicaid by state-run health insurance plans available to all with income-based premiums and cost sharing, and replacement of medicare with a new federal program that eliminated the limit on hospital days, added income-based out-of-pocket limits, and added outpatient prescription drug coverage. in april, kennedy and house ways and means committee chairman wilbur mills introduced the national health insurance act, a bill to provide near-universal national health insurance with benefits identical to the expanded nixon plan—but with mandatory participation by employers and employees through payroll taxes and with lower cost sharing. both plans were criticized by labor, consumer, and senior citizens organizations, and neither gained traction. in mid-1974, shortly after nixon's resignation, mills tried to advance a compromise based on nixon's plan, but gave up when unable to get more than a 13–12 majority of his committee to support his compromise.
presidency of richard nixon
as per the constitution of canada, health care is mainly a provincial government responsibility in canada (the main exceptions being federal government responsibility for services provided to aboriginal peoples covered by treaties, the royal canadian mounted police, the armed forces, and members of parliament). consequently, each province administers its own health insurance program. the federal government influences health insurance by virtue of its fiscal powers – it transfers cash and tax points to the provinces to help cover the costs of the universal health insurance programs. under the canada health act, the federal government mandates and enforces the requirement that all people have free access to what are termed "medically necessary services," defined primarily as care delivered by physicians or in hospitals, and the nursing component of long-term residential care. if provinces allow doctors or institutions to charge patients for medically necessary services, the federal government reduces its payments to the provinces by the amount of the prohibited charges. collectively, the public provincial health insurance systems in canada are frequently referred to as medicare. this public insurance is tax-funded out of general government revenues, although british columbia and ontario levy a mandatory premium with flat rates for individuals and families to generate additional revenues - in essence, a surtax. private health insurance is allowed, but in six provincial governments only for services that the public health plans do not cover (for example, semi-private or private rooms in hospitals and prescription drug plans). four provinces allow insurance for services also mandated by the canada health act, but in practice there is no market for it. all canadians are free to use private insurance for elective medical services such as laser vision correction surgery, cosmetic surgery, and other non-basic medical procedures. some 65% of canadians have some form of supplementary private health insurance; many of them receive it through their employers. private-sector services not paid for by the government account for nearly 30 percent of total health care spending.
health insurance