 In 2003, Minnesota-raised singer, writer, and guitarist Craig Finn and New York City bartender and bassist Galen Polivka began talking about starting a band.Finn and lead guitarist Tad Kubler (both formerly of Lifter Puller) developed the idea of The Hold Steady when, while watching The Band concert film "The Last Waltz", Finn asked Kubler, "Dude, why aren't there any bands like this anymore?