 However the creation of Shared Interest was finally made possible by the action of SIAL (Scottish Churches Action for World Development Investment Association Limited), an Oikocredit Support Association, who provided the first 200 members and £300,000 of capital in the form of shares in Oikocredit.Oikocredit was Shared Interest's main channel for lending in its first five years.Once Shared Interest had reached a capital of £4 million (1994), a planned transition took place to establish its own lending business by the creation of a clearing house with what is now the World Fair Trade Organization, to finance directly fair trade between the Global North and Global South and increasingly within Southern markets themselves.