 Liability incurred in relation to property damage (such as damage to vehicles, buildings, vehicle contents) is excluded from cover.The Road Accident Fund operates a system whereby the claimant is assigned a percentage of responsibility for the accident, and the Road Accident Fund pays the claimant a percentage of a full settlement based on a percentage that was not deemed to be their responsibility.Insurance premiums are collected by the Road Accident Fund through a levy on motor vehicle fuel.