 The cover extends to all members of society including, but not limited to, the poor, children, legal and illegal immigrants, foreigners, owners and drivers of motor vehicles, as well as their passengers.The social insurance cover, however, does not extend to drivers of motor vehicles that are found to be negligent.The socio-economic role of the RAF is to re-integrate victims of road accidents into society, from a health and economic perspective, and to protect at-fault drivers and their families from financial ruin.