 Visiting his friend, he finds him with a black eye, and hears the tale of how Ukridge found himself inadvertently engaged to the girl from Clapham Common, and got punched by a rival suitor named Finch.As they talk on Ukridge's doorstep, the creditor from the car ride arrives, and Ukridge hides.A friendly passer-by soothes the enraged creditor, arguing that he knows where Ukridge lives; Ukridge moves out of his house, remarking on the good fortune that led him to use the pseudonym "Mr. Smallweed" when dealing with the man.