 Until the late 1960s, the government sanctioned discrimination in housing markets by promulgating rules preventing blacks from receiving mortgages insured by the Federal Housing Administration.FHA loans, a Federal Mortgage programme, goes to the white majority and reaches few minorities.In a study done in Syracuse between 1996 and 2000, of the 2,169 FHA loans issued, only 29 (or 1.3 percent) went to predominantly minority neighborhoods, compared with 1,694 (or 78.1 percent) that went to white neighborhoods and 446 (or 20 percent) that went to integrated neighborhoods.