 Mortgage discrimination played a significant part in the real estate bubble that popped during the later part of 2008.It was found that minorities were disproportionately steered by lenders into subprime loans.The division of neighborhoods into school districts that avoid integration and end up investing on the "whiteness" of their neighborhoods, and the resulting residential and social segregation of whites from blacks in the United States, creates a socialization process that limits whites' chances for developing meaningful relationships with blacks and other minorities.