 His loyal employee Bob Cratchit asks Scrooge to allow him to have a day off on Christmas Day to spend time with his family, to which Scrooge reluctantly agrees before leaving.In his house, Scrooge encounters the ghost of his deceased business partner Jacob Marley, who warns him to repent his wicked ways or he will be condemned in the afterlife like he was, carrying heavy chains forged from his own greediness.Jacob informs Scrooge that he will be haunted by three spirits, who will guide him out of his misery.