 A flashback reveals that the couple from the convertible seen at the opening of the movie was Isold and Kelvin, wrecking their car—and Kelvin's leg—for insurance money.When Isold figures out that her brother has murdered an innocent drifter she is horrified, but Kelvin convinces her to participate in this final con and hold hostage his son Thor, whom Isold has been helping to raise since the boy's mother left.When Isold visits the insurance office to collect on Kelvin's policy, Holt—in an echo of the movie's opening scene—informs her that he cannot award her the full $1 million she expects, only the blue book value of his car ($1500).