 Payment Protection Insurance can be extremely useful insurance; however, many PPI policies have been mis-sold alongside loans, credit cards and mortgages.There are many examples of PPI mis-selling, and as a result may leave the borrower with PPI that is no use to them if they came to make a claim.Reclaiming PPI payments and statutory interest charges on these payments is possible in this case either by the affected borrower or by the use of a solicitor or claims management company.