 The typical loan term for Japanese homes was 20 years, with a 35% down payment, while in the United States it was 30 years and 25%, due to differing practices in their financial markets.A survey conducted by the Management and Coordination Agency in 1983 found that there were 34.75 million occupied dwellings in Japan, of which 46.1% were built of timber, 31.3% of fireproof timber, and 22.6% of ferroconcrete or other nontimber materials.The same survey found that detached housing accounted for 64.3% off all housing in Japan, with the ratio falling in urban areas.