 Leo was correct and although the Australian Joint Stock Bank was eventually wound up by its fixed deposit holders and creditors only at a meeting in London on 22 March 1910, it had been in a continuing scheme of arrangement since 1893, when it took the action which sent Wall bankrupt.Twelve banks operating in Australia were 'restructured' in 1893 as a result of the banking crisis in that year.He was also an inventor, and his interests ranged over many issues during his life.