 The key objective in this respect is to offer interoperability, and indeed in the longer term convergence, between standards and solutions offered by either of these bodies.TBG5 has become more Corporate oriented by broadening out its membership to attract other industry vertical groupings, making TBG5 the focal forum allowing banks, corporates and others to collaborate on standards issues.Past standards created by TBG5 include such important items in everyday use such as the EDIFACT standards for the payment domain.