 Holme Ringer & Co. served as Lloyd's representative in Nagasaki and agents for a long list of international banking, insurance and shipping companies.It also began to expand overseas, with branch offices in China and Korea, as well as conducting extensive trade with Russia.In the early 1890s, Holme Ringer & Co. established a branch company in the port of Shimonoseki, giving it the Japanese name "Wuriu Shokwai" because, as a foreign entity, it was not allowed to establish a branch outside the treaty ports.