agent locations offering retail products and face to face advice in addition to online and intermediary distribution. Bradford & Bingley's approach to mortgage advising was innovative as they advised on and sold other providers mortgages as well as their own from 2000 to 2006. In late 2006, as part of their aim to become the UK's leading specialist lender, Bradford & Bingley reverted to selling only their own mortgages under the Bradford & Bingley and Mortgage Express brands. In addition, Bradford & Bingley acquired mortgages from GMAC-RFC and Kensington Mortgage Group Ltd; this accounted for 44% of gross residential advances during 2007. As mentioned above, the savings operations have been transferred to the Santander Group and have been rebranded under the Santander name. Lending Bradford & Bingley had its own lending products including mortgage and commercial real estate products. Bradford & Bingley International was an offshore subsidiary based on the Isle of Man, also since transferred to Santander through Abbey. Bradford & Bingley also provided loan quotes through Compare the Loan for those who did not have a Bradford & Bingley branch locally. Since the takeover by HM Treasury of the lending operations, Bradford & Bingley is no longer offering new mortgages or other lending products. Bradford & Bingley had developed Mortgage Express into a 'niche' lending brand dealing with specialist lending with more complicated underwriting requirements such as buy-to-let and self-certification mortgages. Mortgage Express is also closed to new business, following the nationalisation. Corporate affairs Headquarters Bradford & Bingley's former headquarters were on Main Street in Bingley. Offices in Crossflatts in Bingley were built in 2004. Following Santander's purchase of the savings business, it was confirmed in May 2009 that remaining Bradford & Bingley staff would transfer to the company's existing offices in Crossflatts, and that the building would be sold or sub-let. Sainsbury's bought the building in 2010 and unveiled plans to redevelop it as a supermarket. Planning permission for a new supermarket was granted in September 2011, but in April 2012, Sainsbury's admitted that building work would not begin for another 12 months. In November 2013 the company revealed it would not go ahead with a new supermarket, but would instead demolish the building and sell the site. Demolition work was delayed by the discovery of roosting bats and asbestos, but began in January 2015. On 12 January 2017, it was confirmed that Sainsbury's had sold the